Home Finance of America Mortgage Lending & HMDA Data, 2011
In 2011, Home Finance of America of Plymouth Meeting, PA reported 2,216 mortgage applications totaling $446.9 million. The average application was for $201,681, and applicants reported an average income of $114,282. 59% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Philadelphia, PA (161), Houston-Sugar Land-Baytown, TX (97) and Los Angeles-Long Beach-Glendale, CA (73) (applications in parentheses).
| Mortgage Company & Address | Home Finance of America 521 Plymouth Road, Suite 112 Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,216 |
| Total Mortgage Loan Application Amount | $446,926,000 |
| Average Mortgage Loan Application Amount | $201,681 |
| Highest Mortgage Loan Application Amount | $1,110,000 |
| Average Applicant Income | $114,282 |
| Highest Applicant Income | $1,494,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Finance of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 161 | $ 35,082,000 | $ 217,900 | $ 123,000 |
| Houston-Sugar Land-Baytown, TX | 97 | $ 17,073,000 | $ 176,010 | $ 121,000 |
| Los Angeles-Long Beach-Glendale, CA | 73 | $ 17,556,000 | $ 240,493 | $ 103,000 |
| Chicago-Joliet-Naperville, IL | 62 | $ 11,114,000 | $ 179,258 | $ 101,000 |
| Dallas-Plano-Irving, TX | 61 | $ 9,864,000 | $ 161,704 | $ 115,000 |
| Atlanta-Sandy Springs-Marietta, GA | 60 | $ 10,021,000 | $ 167,016 | $ 91,000 |
| New York-White Plains-Wayne, NY-NJ | 60 | $ 15,672,000 | $ 261,200 | $ 130,266 |
| Edison-New Brunswick, NJ | 54 | $ 12,856,000 | $ 238,074 | $ 127,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 54 | $ 14,036,000 | $ 259,925 | $ 142,518 |
| Riverside-San Bernardino-Ontario, CA | 48 | $ 9,798,000 | $ 204,125 | $ 94,000 |
| Newark-Union, NJ-PA | 45 | $ 12,516,000 | $ 278,133 | $ 140,911 |
| Warren-Troy-Farmington Hills, MI | 43 | $ 7,356,000 | $ 171,069 | $ 100,000 |
| Santa Ana-Anaheim-Irvine, CA | 41 | $ 11,433,000 | $ 278,853 | $ 125,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 40 | $ 8,409,000 | $ 210,225 | $ 99,000 |
| Baltimore-Towson, MD | 37 | $ 7,698,000 | $ 208,054 | $ 123,000 |
| Pittsburgh, PA | 35 | $ 5,261,000 | $ 150,314 | $ 96,000 |
| Cambridge-Newton-Framingham, MA | 32 | $ 6,988,000 | $ 218,375 | $ 122,000 |
| Oakland-Fremont-Hayward, CA | 31 | $ 7,935,000 | $ 255,967 | $ 113,000 |
| Raleigh-Cary, NC | 31 | $ 5,808,000 | $ 187,354 | $ 98,000 |
| San Diego-Carlsbad-San Marcos, CA | 31 | $ 7,401,000 | $ 238,741 | $ 123,000 |
| Austin-Round Rock-San Marcos, TX | 28 | $ 5,032,000 | $ 179,714 | $ 86,000 |
| Camden, NJ | 28 | $ 4,812,000 | $ 171,857 | $ 115,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 27 | $ 8,295,000 | $ 307,222 | $ 157,000 |
| Boston-Quincy, MA | 24 | $ 5,331,000 | $ 222,125 | $ 113,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 23 | $ 4,370,000 | $ 190,000 | $ 125,000 |
| Nassau-Suffolk, NY | 23 | $ 6,333,000 | $ 275,347 | $ 142,000 |
| Denver-Aurora-Broomfield, CO | 22 | $ 4,523,000 | $ 205,590 | $ 161,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 3,692,000 | $ 167,818 | $ 110,000 |
| Peabody, MA | 21 | $ 4,519,000 | $ 215,190 | $ 109,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 19 | $ 4,256,000 | $ 224,000 | $ 106,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 18 | $ 2,558,000 | $ 142,111 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 18 | $ 4,170,000 | $ 231,666 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 17 | $ 3,200,000 | $ 188,235 | $ 120,117 |
| Columbus, OH | 17 | $ 3,017,000 | $ 177,470 | $ 107,000 |
| Bethesda-Rockville-Frederick, MD | 16 | $ 4,318,000 | $ 269,875 | $ 150,000 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 3,512,000 | $ 219,500 | $ 104,000 |
| Cleveland-Elyria-Mentor, OH | 16 | $ 3,064,000 | $ 191,500 | $ 97,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 2,994,000 | $ 187,125 | $ 93,000 |
| San Francisco-San Mateo-Redwood City, CA | 15 | $ 3,706,000 | $ 247,066 | $ 91,000 |
| Worcester, MA | 15 | $ 3,170,000 | $ 211,333 | $ 118,000 |
| Fort Worth-Arlington, TX | 14 | $ 2,024,000 | $ 144,571 | $ 98,000 |
| Manchester-Nashua, NH | 14 | $ 2,415,000 | $ 172,500 | $ 82,000 |
| Cincinnati-Middletown, OH-KY-IN | 13 | $ 2,423,000 | $ 186,384 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 2,330,000 | $ 194,166 | $ 104,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 3,619,000 | $ 301,583 | $ 115,000 |
| Rochester, NY | 12 | $ 2,079,000 | $ 173,250 | $ 114,000 |
| Rockingham County-Strafford County, NH | 12 | $ 2,166,000 | $ 180,500 | $ 107,000 |
| Detroit-Livonia-Dearborn, MI | 11 | $ 2,286,000 | $ 207,818 | $ 130,000 |
| San Antonio-New Braunfels, TX | 11 | $ 1,952,000 | $ 177,454 | $ 128,000 |
| Fresno, CA | 10 | $ 1,714,000 | $ 171,400 | $ 107,000 |
| Jacksonville, FL | 10 | $ 2,050,000 | $ 205,000 | $ 100,000 |
| Asheville, NC | 9 | $ 1,167,000 | $ 129,666 | $ 74,000 |
| Atlantic City-Hammonton, NJ | 9 | $ 2,081,000 | $ 231,222 | $ 326,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 1,545,000 | $ 171,666 | $ 130,000 |
| Harrisburg-Carlisle, PA | 9 | $ 1,225,000 | $ 136,111 | $ 68,000 |
| Ocean City, NJ | 9 | $ 1,994,000 | $ 221,555 | $ 163,000 |
| Richmond, VA | 9 | $ 2,279,000 | $ 253,222 | $ 108,000 |
| Tallahassee, FL | 9 | $ 1,473,000 | $ 163,666 | $ 92,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 1,779,000 | $ 197,666 | $ 107,000 |
| Greensboro-High Point, NC | 8 | $ 1,240,000 | $ 155,000 | $ 92,000 |
| Providence-New Bedford-Fall River, RI-MA | 8 | $ 1,705,000 | $ 213,125 | $ 91,000 |
| Santa Rosa-Petaluma, CA | 8 | $ 2,463,000 | $ 307,875 | $ 108,000 |
| Scranton--Wilkes-Barre, PA | 8 | $ 982,000 | $ 122,750 | $ 104,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,569,000 | $ 224,142 | $ 143,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,260,000 | $ 180,000 | $ 102,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 7 | $ 1,632,000 | $ 233,142 | $ 104,000 |
| Trenton-Ewing, NJ | 7 | $ 1,758,000 | $ 251,142 | $ 135,000 |
| Akron, OH | 6 | $ 568,000 | $ 94,666 | $ 60,000 |
| Dayton, OH | 6 | $ 1,212,000 | $ 202,000 | $ 86,000 |
| New Haven-Milford, CT | 6 | $ 1,176,000 | $ 196,000 | $ 78,000 |
| Reading, PA | 6 | $ 947,000 | $ 157,833 | $ 91,000 |
| Roanoke, VA | 6 | $ 1,149,000 | $ 191,500 | $ 69,000 |
| York-Hanover, PA | 6 | $ 1,012,000 | $ 168,666 | $ 97,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 715,000 | $ 143,000 | $ 100,000 |
| Charlottesville, VA | 5 | $ 913,000 | $ 182,600 | $ 180,000 |
| El Paso, TX | 5 | $ 800,000 | $ 160,000 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 913,000 | $ 182,600 | $ 83,000 |
| Jacksonville, NC | 5 | $ 799,000 | $ 159,800 | $ 76,000 |
| Lancaster, PA | 5 | $ 788,000 | $ 157,600 | $ 81,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 690,000 | $ 138,000 | $ 127,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 884,000 | $ 176,800 | $ 118,000 |
| Redding, CA | 5 | $ 1,028,000 | $ 205,600 | $ 112,000 |
| Vallejo-Fairfield, CA | 5 | $ 971,000 | $ 194,200 | $ 375,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 641,000 | $ 160,250 | $ 141,000 |
| Barnstable Town, MA | 4 | $ 944,000 | $ 236,000 | $ 106,000 |
| Colorado Springs, CO | 4 | $ 585,000 | $ 146,250 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 459,000 | $ 114,750 | $ 78,000 |
| Gainesville, FL | 4 | $ 539,000 | $ 134,750 | $ 75,000 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 650,000 | $ 162,500 | $ 79,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 746,000 | $ 186,500 | $ 95,000 |
| Savannah, GA | 4 | $ 647,000 | $ 161,750 | $ 83,000 |
| Stockton, CA | 4 | $ 797,000 | $ 199,250 | $ 152,000 |
| Tacoma, WA | 4 | $ 845,000 | $ 211,250 | $ 126,000 |
| Wilmington, DE-MD-NJ | 4 | $ 495,000 | $ 123,750 | $ 69,500 |
| Wilmington, NC | 4 | $ 524,000 | $ 131,000 | $ 95,000 |
| Ann Arbor, MI | 3 | $ 733,000 | $ 244,333 | $ 123,000 |
| Boulder, CO | 3 | $ 597,000 | $ 199,000 | $ 99,000 |
| Canton-Massillon, OH | 3 | $ 364,000 | $ 121,333 | $ 59,000 |
| Duluth, MN-WI | 3 | $ 375,000 | $ 125,000 | $ 72,000 |
| Erie, PA | 3 | $ 612,000 | $ 204,000 | $ 145,000 |
| Fayetteville, NC | 3 | $ 504,000 | $ 168,000 | $ 85,000 |
| Greenville, NC | 3 | $ 272,000 | $ 90,666 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 491,000 | $ 163,666 | $ 110,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 745,000 | $ 248,333 | $ 151,000 |
| Lebanon, PA | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| Modesto, CA | 3 | $ 401,000 | $ 133,666 | $ 98,000 |
| Napa, CA | 3 | $ 440,000 | $ 146,666 | $ 53,000 |
| Norwich-New London, CT | 3 | $ 379,000 | $ 126,333 | $ 69,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 470,000 | $ 156,666 | $ 160,000 |
| Salinas, CA | 3 | $ 498,000 | $ 166,000 | $ 88,000 |
| Springfield, MA | 3 | $ 330,000 | $ 110,000 | $ 63,000 |
| State College, PA | 3 | $ 432,000 | $ 144,000 | $ 46,000 |
| Toledo, OH | 3 | $ 252,000 | $ 84,000 | $ 45,000 |
| Winchester, VA-WV | 3 | $ 443,000 | $ 147,666 | $ 118,000 |
| Amarillo, TX | 2 | $ 165,000 | $ 82,500 | $ 48,000 |
| Bakersfield-Delano, CA | 2 | $ 451,000 | $ 225,500 | $ 160,000 |
| Bellingham, WA | 2 | $ 653,000 | $ 326,500 | $ 190,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Bloomington-Normal, IL | 2 | $ 281,000 | $ 140,500 | $ 110,000 |
| Bremerton-Silverdale, WA | 2 | $ 393,000 | $ 196,500 | $ 61,000 |
| Burlington, NC | 2 | $ 293,000 | $ 146,500 | $ 102,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Corpus Christi, TX | 2 | $ 227,000 | $ 113,500 | $ 110,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 577,000 | $ 288,500 | $ 125,000 |
| Fort Collins-Loveland, CO | 2 | $ 331,000 | $ 165,500 | $ 139,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 411,000 | $ 205,500 | $ 99,000 |
| Holland-Grand Haven, MI | 2 | $ 255,000 | $ 127,500 | $ 62,000 |
| Jackson, MI | 2 | $ 467,000 | $ 233,500 | $ 212,000 |
| Kalamazoo-Portage, MI | 2 | $ 409,000 | $ 204,500 | $ 111,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 382,000 | $ 191,000 | $ 112,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 161,000 | $ 80,500 | $ 43,000 |
| Lansing-East Lansing, MI | 2 | $ 272,000 | $ 136,000 | $ 76,000 |
| Lynchburg, VA | 2 | $ 366,000 | $ 183,000 | $ 91,000 |
| Merced, CA | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| Ocala, FL | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Port St. Lucie, FL | 2 | $ 493,000 | $ 246,500 | $ 125,000 |
| Rome, GA | 2 | $ 201,000 | $ 100,500 | $ 70,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 522,000 | $ 261,000 | $ 139,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 582,000 | $ 291,000 | $ 117,000 |
| Spokane, WA | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
| Syracuse, NY | 2 | $ 237,000 | $ 118,500 | $ 94,000 |
| Utica-Rome, NY | 2 | $ 265,000 | $ 132,500 | $ 65,000 |
| Valdosta, GA | 2 | $ 559,000 | $ 279,500 | $ 125,000 |
| Wenatchee-East Wenatchee, WA | 2 | $ 421,000 | $ 210,500 | $ 93,000 |
| Winston-Salem, NC | 2 | $ 184,000 | $ 92,000 | $ 50,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| Altoona, PA | 1 | $ 168,000 | $ 168,000 | $ 114,000 |
| Athens-Clarke County, GA | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Beaumont-Port Arthur, TX | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Brunswick, GA | 1 | $ 187,000 | $ 187,000 | $ 56,000 |
| Champaign-Urbana, IL | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Chico, CA | 1 | $ 189,000 | $ 189,000 | $ 106,000 |
| College Station-Bryan, TX | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Columbus, GA-AL | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 152,000 | $ 152,000 | $ 156,000 |
| Dalton, GA | 1 | $ 190,000 | $ 190,000 | $ 105,000 |
| El Centro, CA | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Flint, MI | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Grand Junction, CO | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Johnstown, PA | 1 | $ 349,000 | $ 349,000 | $ 50,000 |
| Macon, GA | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Madera-Chowchilla, CA | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Monroe, MI | 1 | $ 113,000 | $ 113,000 | $ 104,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 189,000 | $ 189,000 | $ 52,000 |
| Muskegon-Norton Shores, MI | 1 | $ 188,000 | $ 188,000 | $ 195,000 |
| Naples-Marco Island, FL | 1 | $ 206,000 | $ 206,000 | $ 87,000 |
| Niles-Benton Harbor, MI | 1 | $ 133,000 | $ 133,000 | $ 102,000 |
| Palm Coast, FL | 1 | $ 200,000 | $ 200,000 | $ 490,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Peoria, IL | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Pittsfield, MA | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Punta Gorda, FL | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Rochester, MN | 1 | $ 166,000 | $ 166,000 | $ 105,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Salisbury, MD | 1 | $ 219,000 | $ 219,000 | $ 133,000 |
| St. Louis, MO-IL | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Tyler, TX | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Victoria, TX | 1 | $ 114,000 | $ 114,000 | $ 102,000 |
| Waco, TX | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Wheeling, WV-OH | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Home Finance of America in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,903 | $378,749,000 | $199,000 | $691,000 | $114,000 | $1,370,000 |
| Home Purchase | 313 | $68,177,000 | $217,000 | $1,110,000 | $116,000 | $1,494,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,706 | $343,292,000 | $201,000 | $1,110,000 | $117,000 | $1,494,000 |
| Asian | 324 | $67,975,000 | $209,000 | $544,000 | $108,000 | $587,000 |
| Hispanic | 100 | $19,935,000 | $199,000 | $417,000 | $105,000 | $339,000 |
| Black or African American | 48 | $8,342,000 | $173,000 | $417,000 | $100,000 | $302,000 |
| Not Provided | 27 | $5,011,000 | $185,000 | $417,000 | $100,000 | $456,000 |
| American Indian or Alaskan Native | 6 | $1,272,000 | $212,000 | $345,000 | $111,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,099,000 | $219,000 | $300,000 | $91,000 | $212,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,216 | $446,926,000 | $201,000 | $1,110,000 | $114,000 | $1,494,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,315 | $258,767,000 | $196,000 | $456,000 | $118,000 | $1,494,000 |
| Application Withdrawn By Applicant | 548 | $115,035,000 | $209,000 | $1,110,000 | $115,000 | $1,370,000 |
| Application Denied By Financial Institution | 353 | $73,124,000 | $207,000 | $691,000 | $98,000 | $510,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 134 | $27,940,000 | $208,000 | $691,000 | $107,000 | $480,000 |
| Other | 114 | $21,838,000 | $191,000 | $417,000 | $102,000 | $510,000 |
| Debt-To-Income Ratio | 96 | $21,545,000 | $224,000 | $417,000 | $81,000 | $288,000 |
| Unverifiable Information | 7 | $1,576,000 | $225,000 | $332,000 | $106,000 | $180,000 |
| Employment History | 2 | $225,000 | $112,000 | $120,000 | $67,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Finance of America's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Finance of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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