Home Loan Center Mortgage Lending & HMDA Data, 2006

In 2006, Home Loan Center of Irvine, CA reported 71,992 mortgage applications totaling $12.0 billion, up 58% from 2005. The average application was for $167,292, and applicants reported an average income of $79,934. 59% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,582), Atlanta-Sandy Springs-Marietta, GA (2,214) and Phoenix-Mesa-Scottsdale, AZ (2,139) (applications in parentheses).

Mortgage Company & Address Home Loan Center
163 Technology Drive
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 71,992
Total Mortgage Loan Application Amount $12,043,698,000
Average Mortgage Loan Application Amount $167,292
Highest Mortgage Loan Application Amount $3,134,000
Average Applicant Income $79,934
Highest Applicant Income $2,430,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Center filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Center by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,911 $ 364,486,000 $ 190,730 $ 80,000
Los Angeles, California 1,447 $ 396,754,000 $ 274,190 $ 93,000
Clark, Nevada 971 $ 194,913,000 $ 200,734 $ 82,000
San Bernardino, California 749 $ 162,463,000 $ 216,906 $ 84,000
Riverside, California 728 $ 174,908,000 $ 240,258 $ 90,000
Broward, Florida 693 $ 135,970,000 $ 196,204 $ 81,000
Cook, Illinois 682 $ 118,311,000 $ 173,476 $ 82,000
Miami-Dade, Florida 603 $ 121,015,000 $ 200,688 $ 82,000
Hillsborough, Florida 598 $ 94,800,000 $ 158,528 $ 80,000
Orange, California 587 $ 181,622,000 $ 309,407 $ 114,000
Prince George's, Maryland 583 $ 130,587,000 $ 223,991 $ 88,000
Palm Beach, Florida 516 $ 104,062,000 $ 201,670 $ 85,000
Orange, Florida 513 $ 89,359,000 $ 174,189 $ 73,000
Suffolk, New York 512 $ 119,186,000 $ 232,785 $ 99,000
San Diego, California 464 $ 122,142,000 $ 263,237 $ 98,000
Fairfax, Virginia 459 $ 122,469,000 $ 266,816 $ 101,000
Baltimore, Maryland 426 $ 70,147,000 $ 164,664 $ 78,000
Pima, Arizona 423 $ 64,128,000 $ 151,602 $ 75,000
Pinellas, Florida 415 $ 64,682,000 $ 155,860 $ 73,000
Sacramento, California 414 $ 93,122,000 $ 224,932 $ 81,000
Duval, Florida 409 $ 55,994,000 $ 136,904 $ 69,000
Honolulu, Hawaii 373 $ 109,954,000 $ 294,782 $ 81,000
King, Washington 373 $ 82,134,000 $ 220,198 $ 95,000
Montgomery, Maryland 363 $ 95,422,000 $ 262,870 $ 103,000
Fulton, Georgia 360 $ 61,058,000 $ 169,605 $ 88,000
Gwinnett, Georgia 360 $ 50,243,000 $ 139,563 $ 77,000
Anne Arundel, Maryland 355 $ 77,739,000 $ 218,983 $ 83,000
New Haven, Connecticut 354 $ 56,016,000 $ 158,237 $ 82,000
Montgomery, Pennsylvania 347 $ 57,403,000 $ 165,426 $ 85,000
Brevard, Florida 344 $ 54,652,000 $ 158,872 $ 71,000
Philadelphia, Pennsylvania 343 $ 45,944,000 $ 133,947 $ 66,000
Cobb, Georgia 333 $ 49,995,000 $ 150,135 $ 87,000
Lee, Florida 332 $ 60,350,000 $ 181,777 $ 72,000
Salt Lake, Utah 332 $ 50,388,000 $ 151,771 $ 77,000
Bernalillo, New Mexico 328 $ 46,047,000 $ 140,387 $ 75,000
Kern, California 317 $ 58,506,000 $ 184,561 $ 72,000
Mecklenburg, North Carolina 316 $ 44,989,000 $ 142,370 $ 86,000
Hartford, Connecticut 315 $ 44,840,000 $ 142,349 $ 80,000
Nassau, New York 313 $ 80,060,000 $ 255,782 $ 110,000
Wayne, Michigan 299 $ 34,042,000 $ 113,852 $ 71,000
Prince William, Virginia 291 $ 78,413,000 $ 269,460 $ 105,000
Virginia Beach, Virginia 286 $ 49,776,000 $ 174,041 $ 73,000
Polk, Florida 282 $ 40,683,000 $ 144,265 $ 66,000
Bucks, Pennsylvania 282 $ 51,578,000 $ 182,900 $ 85,000
Fresno, California 281 $ 51,308,000 $ 182,590 $ 70,000
New Castle, Delaware 279 $ 42,374,000 $ 151,878 $ 80,000
Oakland, Michigan 279 $ 40,613,000 $ 145,566 $ 90,000
Worcester, Massachusetts 278 $ 46,696,000 $ 167,971 $ 84,000
Fairfield, Connecticut 276 $ 68,847,000 $ 249,445 $ 103,000
Volusia, Florida 270 $ 42,101,000 $ 155,929 $ 70,000
Middlesex, Massachusetts 268 $ 53,085,000 $ 198,078 $ 93,000
DeKalb, Georgia 259 $ 34,978,000 $ 135,050 $ 80,000
St. Louis, Missouri 259 $ 34,538,000 $ 133,351 $ 77,000
Chesterfield, Virginia 256 $ 40,063,000 $ 156,496 $ 87,000
Seminole, Florida 253 $ 44,313,000 $ 175,150 $ 84,000
Delaware, Pennsylvania 241 $ 38,101,000 $ 158,095 $ 82,000
Pasco, Florida 240 $ 36,257,000 $ 151,070 $ 74,000
El Paso, Colorado 236 $ 30,024,000 $ 127,220 $ 82,000
Wake, North Carolina 236 $ 34,089,000 $ 144,444 $ 86,000
Chester, Pennsylvania 234 $ 42,126,000 $ 180,025 $ 88,000
Pinal, Arizona 228 $ 36,025,000 $ 158,004 $ 69,000
Multnomah, Oregon 228 $ 34,735,000 $ 152,346 $ 69,000
Contra Costa, California 224 $ 61,932,000 $ 276,482 $ 94,000
Snohomish, Washington 221 $ 43,199,000 $ 195,470 $ 89,000
Orange, New York 216 $ 38,643,000 $ 178,902 $ 81,000
Pierce, Washington 216 $ 37,674,000 $ 174,416 $ 77,000
Will, Illinois 206 $ 32,687,000 $ 158,674 $ 92,000
Washoe, Nevada 206 $ 43,011,000 $ 208,791 $ 82,000
Queens, New York 205 $ 51,663,000 $ 252,014 $ 82,000
Loudoun, Virginia 205 $ 56,360,000 $ 274,926 $ 109,000
Hennepin, Minnesota 204 $ 37,911,000 $ 185,838 $ 91,000
Stanislaus, California 200 $ 45,540,000 $ 227,700 $ 89,000
San Joaquin, California 197 $ 48,903,000 $ 248,238 $ 88,000
Allegheny, Pennsylvania 197 $ 20,312,000 $ 103,106 $ 78,000
York, Pennsylvania 195 $ 25,456,000 $ 130,543 $ 70,000
Lake, Florida 194 $ 32,640,000 $ 168,247 $ 72,000
Hillsborough, New Hampshire 191 $ 28,603,000 $ 149,753 $ 80,000
Oklahoma, Oklahoma 191 $ 19,570,000 $ 102,460 $ 69,000
Marion, Indiana 190 $ 18,677,000 $ 98,300 $ 73,000
Alameda, California 189 $ 60,491,000 $ 320,058 $ 97,000
Harford, Maryland 189 $ 34,750,000 $ 183,862 $ 83,000
Anchorage, Alaska 186 $ 30,273,000 $ 162,758 $ 88,000
Erie, New York 185 $ 16,790,000 $ 90,756 $ 84,000
Essex, Massachusetts 183 $ 36,751,000 $ 200,825 $ 96,000
Jackson, Missouri 183 $ 21,057,000 $ 115,065 $ 76,000
Johnson, Kansas 179 $ 19,711,000 $ 110,117 $ 80,000
Ada, Idaho 176 $ 28,363,000 $ 161,153 $ 76,000
Macomb, Michigan 176 $ 22,568,000 $ 128,227 $ 80,000
Lancaster, Pennsylvania 176 $ 20,506,000 $ 116,511 $ 70,000
Chesapeake, Virginia 176 $ 29,675,000 $ 168,607 $ 80,000
Santa Clara, California 173 $ 59,134,000 $ 341,815 $ 120,000
Jefferson, Colorado 173 $ 24,834,000 $ 143,549 $ 73,000
Washington, Oregon 173 $ 28,344,000 $ 163,838 $ 74,000
Ventura, California 172 $ 52,750,000 $ 306,686 $ 100,000
Ocean, New Jersey 172 $ 29,912,000 $ 173,906 $ 77,000
Shelby, Tennessee 171 $ 25,975,000 $ 151,900 $ 79,000
Westchester, New York 166 $ 48,463,000 $ 291,945 $ 112,000
Frederick, Maryland 165 $ 33,964,000 $ 205,842 $ 86,000
Charles, Maryland 162 $ 31,927,000 $ 197,080 $ 102,000
Henrico, Virginia 162 $ 25,078,000 $ 154,802 $ 79,000
Northampton, Pennsylvania 161 $ 21,792,000 $ 135,354 $ 72,000
Arapahoe, Colorado 159 $ 21,341,000 $ 134,220 $ 82,000
Douglas, Colorado 159 $ 25,784,000 $ 162,163 $ 83,000
Middlesex, New Jersey 158 $ 32,340,000 $ 204,683 $ 87,000
Jefferson, Alabama 157 $ 18,552,000 $ 118,165 $ 75,000
Tulsa, Oklahoma 157 $ 16,529,000 $ 105,280 $ 81,000
Baltimore City, Maryland 155 $ 21,403,000 $ 138,083 $ 70,000
Bristol, Massachusetts 155 $ 26,366,000 $ 170,103 $ 76,000
St. Lucie, Florida 154 $ 24,378,000 $ 158,298 $ 71,000
Sarasota, Florida 153 $ 27,889,000 $ 182,281 $ 79,000
Osceola, Florida 152 $ 23,669,000 $ 155,717 $ 61,000
DuPage, Illinois 152 $ 26,534,000 $ 174,565 $ 86,000
St. Charles, Missouri 152 $ 16,273,000 $ 107,059 $ 81,000
Monroe, New York 151 $ 14,998,000 $ 99,324 $ 75,000
Providence, Rhode Island 151 $ 24,670,000 $ 163,377 $ 70,000
Marion, Florida 149 $ 18,698,000 $ 125,489 $ 61,000
Plymouth, Massachusetts 148 $ 27,854,000 $ 188,202 $ 85,000
New London, Connecticut 147 $ 23,635,000 $ 160,782 $ 77,000
Milwaukee, Wisconsin 147 $ 15,181,000 $ 103,272 $ 70,000
Adams, Colorado 145 $ 17,032,000 $ 117,462 $ 78,000
Lake, Illinois 145 $ 24,084,000 $ 166,096 $ 91,000
Utah, Utah 145 $ 18,962,000 $ 130,772 $ 67,000
Spotsylvania, Virginia 145 $ 31,107,000 $ 214,531 $ 78,000
Burlington, New Jersey 143 $ 20,790,000 $ 145,384 $ 85,000
Hawaii, Hawaii 142 $ 36,904,000 $ 259,887 $ 76,000
Stafford, Virginia 142 $ 35,096,000 $ 247,154 $ 94,000
Howard, Maryland 139 $ 34,417,000 $ 247,604 $ 101,000
Monmouth, New Jersey 139 $ 29,256,000 $ 210,474 $ 98,000
Lehigh, Pennsylvania 137 $ 18,747,000 $ 136,839 $ 72,000
Clark, Washington 137 $ 22,379,000 $ 163,350 $ 74,000
Cuyahoga, Ohio 135 $ 16,462,000 $ 121,940 $ 85,000
Franklin, Ohio 135 $ 14,933,000 $ 110,614 $ 77,000
Berks, Pennsylvania 135 $ 18,662,000 $ 138,237 $ 80,000
Davidson, Tennessee 135 $ 18,126,000 $ 134,266 $ 67,000
Jefferson, Kentucky 134 $ 15,883,000 $ 118,529 $ 87,000
Solano, California 133 $ 34,172,000 $ 256,932 $ 89,000
Norfolk, Massachusetts 133 $ 27,511,000 $ 206,849 $ 97,000
Rockingham, New Hampshire 133 $ 24,375,000 $ 183,270 $ 88,000
District of Columbia, District Of Columbia 132 $ 30,296,000 $ 229,515 $ 85,000
Tulare, California 130 $ 21,245,000 $ 163,423 $ 71,000
Manatee, Florida 130 $ 22,416,000 $ 172,430 $ 96,000
Cherokee, Georgia 130 $ 16,215,000 $ 124,730 $ 75,000
Clackamas, Oregon 130 $ 22,857,000 $ 175,823 $ 79,000
Collier, Florida 129 $ 28,120,000 $ 217,984 $ 86,000
Dutchess, New York 128 $ 26,157,000 $ 204,351 $ 81,000
Lane, Oregon 128 $ 17,690,000 $ 138,203 $ 67,000
Denver, Colorado 124 $ 19,035,000 $ 153,508 $ 77,000
Lake, Indiana 124 $ 14,115,000 $ 113,830 $ 75,000
Washington, Maryland 121 $ 18,282,000 $ 151,090 $ 75,000
Monroe, Pennsylvania 119 $ 18,370,000 $ 154,369 $ 72,000
Mohave, Arizona 118 $ 19,845,000 $ 168,177 $ 74,000
Hampden, Massachusetts 118 $ 16,137,000 $ 136,754 $ 75,000
Richmond, New York 118 $ 26,417,000 $ 223,872 $ 79,000
Okaloosa, Florida 117 $ 18,706,000 $ 159,880 $ 74,000
Kings, New York 116 $ 32,645,000 $ 281,422 $ 82,000
Clay, Florida 114 $ 13,698,000 $ 120,157 $ 69,000
Camden, New Jersey 113 $ 14,994,000 $ 132,690 $ 72,000
Bergen, New Jersey 112 $ 24,444,000 $ 218,250 $ 117,000
Horry, South Carolina 111 $ 15,832,000 $ 142,630 $ 73,000
Suffolk, Massachusetts 108 $ 21,910,000 $ 202,870 $ 102,000
Marion, Oregon 106 $ 13,592,000 $ 128,226 $ 70,000
Escambia, Florida 105 $ 13,188,000 $ 125,600 $ 64,000
Sussex, Delaware 104 $ 21,339,000 $ 205,182 $ 76,000
Douglas, Nebraska 104 $ 10,322,000 $ 99,250 $ 87,000
Santa Rosa, Florida 103 $ 14,213,000 $ 137,990 $ 74,000
Ulster, New York 102 $ 16,737,000 $ 164,088 $ 79,000
Yavapai, Arizona 101 $ 18,639,000 $ 184,544 $ 76,000
Davis, Utah 101 $ 11,868,000 $ 117,504 $ 75,000
Leon, Florida 100 $ 15,124,000 $ 151,240 $ 74,000
St. Mary's, Maryland 100 $ 20,316,000 $ 203,160 $ 84,000
Henry, Georgia 99 $ 12,879,000 $ 130,090 $ 75,000
Carroll, Maryland 99 $ 18,374,000 $ 185,595 $ 85,000
Calvert, Maryland 98 $ 20,106,000 $ 205,163 $ 82,000
Gloucester, New Jersey 98 $ 13,975,000 $ 142,602 $ 79,000
Hamilton, Ohio 96 $ 12,823,000 $ 133,572 $ 81,000
Summit, Ohio 96 $ 10,947,000 $ 114,031 $ 66,000
Hernando, Florida 95 $ 13,369,000 $ 140,726 $ 66,000
Kent, Michigan 95 $ 9,590,000 $ 100,947 $ 61,000
Larimer, Colorado 94 $ 11,523,000 $ 122,585 $ 78,000
Bay, Florida 94 $ 14,961,000 $ 159,159 $ 74,000
Newport News, Virginia 94 $ 12,287,000 $ 130,712 $ 69,000
East Baton Rouge, Louisiana 93 $ 10,507,000 $ 112,978 $ 77,000
Berkeley, West Virginia 92 $ 14,821,000 $ 161,097 $ 74,000
Mobile, Alabama 91 $ 10,030,000 $ 110,219 $ 69,000
Forsyth, Georgia 91 $ 16,040,000 $ 176,263 $ 100,000
Weld, Colorado 90 $ 11,912,000 $ 132,355 $ 77,000
Polk, Iowa 90 $ 9,051,000 $ 100,566 $ 70,000
St. Tammany, Louisiana 90 $ 14,262,000 $ 158,466 $ 83,000
Cumberland, Maine 90 $ 14,319,000 $ 159,100 $ 77,000
Morris, New Jersey 90 $ 20,967,000 $ 232,966 $ 104,000
Spokane, Washington 90 $ 11,785,000 $ 130,944 $ 77,000
Hamilton, Indiana 89 $ 10,607,000 $ 119,179 $ 86,000
Genesee, Michigan 89 $ 10,292,000 $ 115,640 $ 77,000
Norfolk, Virginia 89 $ 13,704,000 $ 153,977 $ 65,000
St. Johns, Florida 88 $ 17,243,000 $ 195,943 $ 100,000
Maui, Hawaii 88 $ 28,857,000 $ 327,920 $ 76,000
Cecil, Maryland 88 $ 14,532,000 $ 165,136 $ 74,000
Kent, Delaware 87 $ 11,579,000 $ 133,091 $ 76,000
York, Maine 87 $ 12,779,000 $ 146,885 $ 72,000
Washtenaw, Michigan 86 $ 14,011,000 $ 162,918 $ 93,000
McHenry, Illinois 85 $ 12,147,000 $ 142,905 $ 88,000
Dakota, Minnesota 85 $ 15,351,000 $ 180,600 $ 85,000
Onondaga, New York 85 $ 8,576,000 $ 100,894 $ 73,000
Saratoga, New York 85 $ 12,194,000 $ 143,458 $ 78,000
Placer, California 84 $ 20,335,000 $ 242,083 $ 97,000
Middlesex, Connecticut 84 $ 15,191,000 $ 180,845 $ 79,000
Hanover, Virginia 84 $ 14,309,000 $ 170,345 $ 78,000
Merced, California 83 $ 17,884,000 $ 215,469 $ 61,000
Citrus, Florida 83 $ 13,010,000 $ 156,746 $ 57,000
Union, New Jersey 83 $ 17,040,000 $ 205,301 $ 95,000
Luzerne, Pennsylvania 83 $ 7,856,000 $ 94,650 $ 69,000
Jefferson, Louisiana 82 $ 10,682,000 $ 130,268 $ 81,000
Ramsey, Minnesota 82 $ 12,850,000 $ 156,707 $ 70,000
Knox, Tennessee 82 $ 11,289,000 $ 137,670 $ 67,000
Arlington, Virginia 82 $ 22,643,000 $ 276,134 $ 110,000
Kitsap, Washington 82 $ 13,950,000 $ 170,121 $ 76,000
Forsyth, North Carolina 81 $ 9,262,000 $ 114,345 $ 81,000
Charlotte, Florida 80 $ 13,179,000 $ 164,737 $ 76,000
Indian River, Florida 80 $ 11,529,000 $ 144,112 $ 68,000
Sedgwick, Kansas 80 $ 6,970,000 $ 87,125 $ 74,000
Mercer, New Jersey 80 $ 12,608,000 $ 157,600 $ 96,000
Rockland, New York 80 $ 22,052,000 $ 275,650 $ 105,000
Guilford, North Carolina 80 $ 10,332,000 $ 129,150 $ 82,000
Greenville, South Carolina 80 $ 10,103,000 $ 126,287 $ 82,000
Shelby, Alabama 79 $ 10,086,000 $ 127,670 $ 72,000
Cochise, Arizona 79 $ 10,456,000 $ 132,354 $ 65,000
Tolland, Connecticut 79 $ 11,352,000 $ 143,696 $ 78,000
Essex, New Jersey 79 $ 16,153,000 $ 204,468 $ 93,000
Madison, Alabama 78 $ 8,141,000 $ 104,371 $ 85,000
Kane, Illinois 78 $ 13,318,000 $ 170,743 $ 91,000
Barnstable, Massachusetts 78 $ 17,883,000 $ 229,269 $ 77,000
Clay, Missouri 78 $ 8,720,000 $ 111,794 $ 74,000
Waukesha, Wisconsin 78 $ 10,454,000 $ 134,025 $ 88,000
Hampton, Virginia 77 $ 10,623,000 $ 137,961 $ 67,000
Anoka, Minnesota 76 $ 12,146,000 $ 159,815 $ 69,000
Cleveland, Oklahoma 76 $ 7,324,000 $ 96,368 $ 64,000
Charleston, South Carolina 76 $ 13,458,000 $ 177,078 $ 79,000
York, South Carolina 76 $ 9,709,000 $ 127,750 $ 88,000
Baldwin, Alabama 75 $ 9,880,000 $ 131,733 $ 73,000
Butte, California 75 $ 13,908,000 $ 185,440 $ 80,000
Westmoreland, Pennsylvania 74 $ 7,153,000 $ 96,662 $ 69,000
Shasta, California 73 $ 14,542,000 $ 199,205 $ 76,000
Somerset, New Jersey 73 $ 16,574,000 $ 227,041 $ 95,000
Santa Barbara, California 72 $ 20,798,000 $ 288,861 $ 89,000
Sandoval, New Mexico 72 $ 10,321,000 $ 143,347 $ 72,000
Deschutes, Oregon 72 $ 13,737,000 $ 190,791 $ 70,000
Litchfield, Connecticut 71 $ 13,606,000 $ 191,633 $ 82,000
Thurston, Washington 71 $ 10,890,000 $ 153,380 $ 70,000
Yuma, Arizona 70 $ 9,594,000 $ 137,057 $ 64,000
Alachua, Florida 70 $ 10,256,000 $ 146,514 $ 70,000
Fayette, Kentucky 70 $ 9,042,000 $ 129,171 $ 83,000
Dauphin, Pennsylvania 70 $ 7,482,000 $ 106,885 $ 74,000
Sonoma, California 69 $ 21,385,000 $ 309,927 $ 98,000
Jefferson, Missouri 69 $ 6,722,000 $ 97,420 $ 64,000
Sussex, New Jersey 69 $ 12,931,000 $ 187,405 $ 85,000
El Dorado, California 68 $ 16,929,000 $ 248,955 $ 96,000
San Mateo, California 68 $ 25,326,000 $ 372,441 $ 115,000
Boulder, Colorado 67 $ 9,128,000 $ 136,238 $ 81,000
Bronx, New York 67 $ 14,502,000 $ 216,447 $ 85,000
Union, North Carolina 67 $ 9,127,000 $ 136,223 $ 83,000
Madera, California 66 $ 14,677,000 $ 222,378 $ 77,000
Paulding, Georgia 66 $ 6,914,000 $ 104,757 $ 70,000
Merrimack, New Hampshire 66 $ 8,685,000 $ 131,590 $ 74,000
Dane, Wisconsin 66 $ 9,745,000 $ 147,651 $ 77,000
Wicomico, Maryland 65 $ 8,490,000 $ 130,615 $ 62,000
Montgomery, Ohio 65 $ 6,958,000 $ 107,046 $ 80,000
Jackson, Oregon 65 $ 13,590,000 $ 209,076 $ 70,000
Matanuska-Susitna, Alaska 64 $ 8,774,000 $ 137,093 $ 79,000
Coconino, Arizona 64 $ 12,945,000 $ 202,265 $ 94,000
Yellowstone, Montana 64 $ 6,556,000 $ 102,437 $ 64,000
Hall, Georgia 63 $ 8,787,000 $ 139,476 $ 80,000
Harrison, Mississippi 63 $ 7,842,000 $ 124,476 $ 83,000
Windham, Connecticut 62 $ 10,032,000 $ 161,806 $ 74,000
Douglas, Georgia 62 $ 7,423,000 $ 119,725 $ 73,000
Washington, Minnesota 62 $ 11,983,000 $ 193,274 $ 90,000
Albany, New York 62 $ 7,624,000 $ 122,967 $ 67,000
Rutherford, Tennessee 62 $ 8,375,000 $ 135,080 $ 74,000
DeSoto, Mississippi 61 $ 6,719,000 $ 110,147 $ 79,000
Greene, Missouri 61 $ 6,141,000 $ 100,672 $ 72,000
Hudson, New Jersey 61 $ 11,652,000 $ 191,016 $ 79,000
Passaic, New Jersey 61 $ 13,492,000 $ 221,180 $ 94,000
Alexandria, Virginia 61 $ 15,759,000 $ 258,344 $ 100,000
Benton, Arkansas 60 $ 10,133,000 $ 168,883 $ 72,000
San Luis Obispo, California 60 $ 16,782,000 $ 279,700 $ 90,000
Chatham, Georgia 60 $ 7,864,000 $ 131,066 $ 71,000
Newton, Georgia 60 $ 6,675,000 $ 111,250 $ 68,000
Allen, Indiana 60 $ 5,570,000 $ 92,833 $ 74,000
Buncombe, North Carolina 60 $ 9,004,000 $ 150,066 $ 82,000
Durham, North Carolina 60 $ 7,730,000 $ 128,833 $ 72,000
Canyon, Idaho 59 $ 6,432,000 $ 109,016 $ 57,000
Lake, Ohio 59 $ 5,672,000 $ 96,135 $ 83,000
Hamilton, Tennessee 59 $ 9,136,000 $ 154,847 $ 85,000
Rensselaer, New York 58 $ 7,117,000 $ 122,706 $ 73,000
Butler, Ohio 58 $ 7,596,000 $ 130,965 $ 92,000
Cumberland, Pennsylvania 58 $ 6,819,000 $ 117,568 $ 86,000
Suffolk, Virginia 58 $ 10,970,000 $ 189,137 $ 80,000
St. Louis City, Missouri 57 $ 6,933,000 $ 121,631 $ 69,000
Kent, Rhode Island 57 $ 9,523,000 $ 167,070 $ 73,000
Lexington, South Carolina 57 $ 6,044,000 $ 106,035 $ 80,000
Mesa, Colorado 56 $ 7,878,000 $ 140,678 $ 66,000
Martin, Florida 56 $ 10,722,000 $ 191,464 $ 71,000
Clayton, Georgia 56 $ 5,471,000 $ 97,696 $ 57,000
Livingston, Michigan 56 $ 7,362,000 $ 131,464 $ 74,000
Delaware, Ohio 56 $ 7,783,000 $ 138,982 $ 97,000
Jefferson, West Virginia 56 $ 10,294,000 $ 183,821 $ 82,000
Coweta, Georgia 55 $ 6,865,000 $ 124,818 $ 77,000
Jackson, Mississippi 55 $ 6,938,000 $ 126,145 $ 67,000
Atlantic, New Jersey 55 $ 9,158,000 $ 166,509 $ 79,000
Stark, Ohio 55 $ 6,203,000 $ 112,781 $ 68,000
Franklin, Pennsylvania 54 $ 6,555,000 $ 121,388 $ 68,000
Pike, Pennsylvania 54 $ 7,794,000 $ 144,333 $ 74,000
Kootenai, Idaho 53 $ 7,634,000 $ 144,037 $ 81,000
Gallatin, Montana 53 $ 9,777,000 $ 184,471 $ 82,000
Flagler, Florida 52 $ 9,020,000 $ 173,461 $ 84,000
Ottawa, Michigan 52 $ 6,060,000 $ 116,538 $ 77,000
Strafford, New Hampshire 52 $ 7,519,000 $ 144,596 $ 95,000
Lucas, Ohio 52 $ 5,729,000 $ 110,173 $ 82,000
Richland, South Carolina 52 $ 5,883,000 $ 113,134 $ 78,000
Weber, Utah 52 $ 4,776,000 $ 91,846 $ 80,000
Richmond City, Virginia 52 $ 7,357,000 $ 141,480 $ 77,000
San Francisco, California 51 $ 16,285,000 $ 319,313 $ 120,000
Yolo, California 51 $ 12,855,000 $ 252,058 $ 72,000
Monroe, Michigan 51 $ 6,087,000 $ 119,352 $ 69,000
Santa Fe, New Mexico 51 $ 9,664,000 $ 189,490 $ 76,000
Putnam, New York 51 $ 10,446,000 $ 204,823 $ 91,000
Schenectady, New York 51 $ 5,672,000 $ 111,215 $ 86,000
Cumberland, North Carolina 51 $ 4,014,000 $ 78,705 $ 71,000
Dona Ana, New Mexico 50 $ 6,775,000 $ 135,500 $ 77,000
Warren, Ohio 50 $ 7,309,000 $ 146,180 $ 97,000
Fauquier, Virginia 50 $ 11,808,000 $ 236,160 $ 112,000
Imperial, California 49 $ 8,421,000 $ 171,857 $ 77,000
Monterey, California 49 $ 14,653,000 $ 299,040 $ 91,000
Whatcom, Washington 49 $ 8,190,000 $ 167,142 $ 64,000
Pulaski, Arkansas 48 $ 7,041,000 $ 146,687 $ 61,000
Lancaster, Nebraska 48 $ 4,584,000 $ 95,500 $ 76,000
Lorain, Ohio 48 $ 5,885,000 $ 122,604 $ 90,000
Williamson, Tennessee 48 $ 9,681,000 $ 201,687 $ 87,000
Frederick, Virginia 48 $ 9,128,000 $ 190,166 $ 90,000
Fayette, Georgia 47 $ 8,509,000 $ 181,042 $ 100,000
Rankin, Mississippi 47 $ 5,090,000 $ 108,297 $ 68,000
Washington, Pennsylvania 47 $ 5,679,000 $ 120,829 $ 81,000
Kenosha, Wisconsin 47 $ 6,596,000 $ 140,340 $ 70,000
Kalamazoo, Michigan 46 $ 5,385,000 $ 117,065 $ 76,000
Humboldt, California 45 $ 8,783,000 $ 195,177 $ 77,000
Elkhart, Indiana 45 $ 4,606,000 $ 102,355 $ 72,000
Ingham, Michigan 45 $ 4,959,000 $ 110,200 $ 60,000
Dorchester, South Carolina 45 $ 6,250,000 $ 138,888 $ 72,000
Highlands, Florida 44 $ 6,591,000 $ 149,795 $ 70,000
Flathead, Montana 44 $ 7,736,000 $ 175,818 $ 78,000
New Hanover, North Carolina 44 $ 6,081,000 $ 138,204 $ 62,000
Douglas, Oregon 44 $ 6,033,000 $ 137,113 $ 62,000
Berkeley, South Carolina 44 $ 5,984,000 $ 136,000 $ 66,000
Chittenden, Vermont 44 $ 6,333,000 $ 143,931 $ 67,000
Kings, California 43 $ 7,395,000 $ 171,976 $ 80,000
Houston, Georgia 43 $ 4,459,000 $ 103,697 $ 73,000
Muscogee, Georgia 43 $ 5,635,000 $ 131,046 $ 78,000
Madison, Illinois 43 $ 5,371,000 $ 124,906 $ 86,000
Hendricks, Indiana 43 $ 4,791,000 $ 111,418 $ 87,000
St. Joseph, Indiana 43 $ 5,063,000 $ 117,744 $ 73,000
Albemarle, Virginia 43 $ 9,147,000 $ 212,720 $ 95,000
Porter, Indiana 42 $ 5,253,000 $ 125,071 $ 74,000
Cass, Missouri 42 $ 4,287,000 $ 102,071 $ 79,000
Cheshire, New Hampshire 42 $ 5,862,000 $ 139,571 $ 70,000
Johnston, North Carolina 42 $ 5,182,000 $ 123,380 $ 77,000
Beaufort, South Carolina 42 $ 8,309,000 $ 197,833 $ 75,000
Portsmouth, Virginia 42 $ 5,113,000 $ 121,738 $ 69,000
Lafayette, Louisiana 41 $ 4,920,000 $ 120,000 $ 73,000
St. Clair, Michigan 41 $ 4,417,000 $ 107,731 $ 60,000
Niagara, New York 41 $ 3,181,000 $ 77,585 $ 74,000
Medina, Ohio 41 $ 5,362,000 $ 130,780 $ 83,000
Washington, Utah 41 $ 7,490,000 $ 182,682 $ 86,000
Roanoke, Virginia 41 $ 4,459,000 $ 108,756 $ 74,000
Columbia, Georgia 40 $ 4,386,000 $ 109,650 $ 79,000
Boone, Kentucky 40 $ 3,975,000 $ 99,375 $ 69,000
Sarpy, Nebraska 40 $ 4,111,000 $ 102,775 $ 93,000
Broome, New York 40 $ 3,546,000 $ 88,650 $ 73,000
Clermont, Ohio 40 $ 4,720,000 $ 118,000 $ 69,000
Spartanburg, South Carolina 40 $ 4,548,000 $ 113,700 $ 70,000
Calaveras, California 39 $ 8,547,000 $ 219,153 $ 86,000
Winnebago, Illinois 39 $ 3,526,000 $ 90,410 $ 63,000
Boone, Missouri 39 $ 3,665,000 $ 93,974 $ 86,000
Platte, Missouri 39 $ 4,728,000 $ 121,230 $ 77,000
Missoula, Montana 39 $ 6,603,000 $ 169,307 $ 79,000
Lyon, Nevada 39 $ 6,791,000 $ 174,128 $ 68,000
Cumberland, New Jersey 39 $ 4,159,000 $ 106,641 $ 68,000
Cabarrus, North Carolina 39 $ 4,210,000 $ 107,948 $ 77,000
Klamath, Oregon 39 $ 4,045,000 $ 103,717 $ 73,000
Butler, Pennsylvania 39 $ 4,436,000 $ 113,743 $ 77,000
Natrona, Wyoming 39 $ 4,170,000 $ 106,923 $ 61,000
Fairbanks North Star, Alaska 38 $ 4,608,000 $ 121,263 $ 78,000
Yuba, California 38 $ 6,068,000 $ 159,684 $ 62,000
Hampshire, Massachusetts 38 $ 5,535,000 $ 145,657 $ 70,000
Oneida, New York 38 $ 3,445,000 $ 90,657 $ 72,000
Iredell, North Carolina 38 $ 5,364,000 $ 141,157 $ 63,000
Linn, Oregon 38 $ 3,918,000 $ 103,105 $ 47,000
Adams, Pennsylvania 38 $ 4,939,000 $ 129,973 $ 66,000
Erie, Pennsylvania 38 $ 3,164,000 $ 83,263 $ 80,000
Lackawanna, Pennsylvania 38 $ 3,604,000 $ 94,842 $ 70,000
Washington, Rhode Island 38 $ 7,219,000 $ 189,973 $ 97,000
Warren, Virginia 38 $ 6,923,000 $ 182,184 $ 71,000
Walton, Georgia 37 $ 4,057,000 $ 109,648 $ 67,000
Kauai, Hawaii 37 $ 11,206,000 $ 302,864 $ 98,000
St. Clair, Illinois 37 $ 3,887,000 $ 105,054 $ 80,000
Wright, Minnesota 37 $ 5,448,000 $ 147,243 $ 84,000
San Juan, New Mexico 37 $ 4,959,000 $ 134,027 $ 71,000
Yamhill, Oregon 37 $ 5,691,000 $ 153,810 $ 68,000
Washington, Arkansas 36 $ 6,136,000 $ 170,444 $ 81,000
Tuolumne, California 36 $ 7,532,000 $ 209,222 $ 111,000
Kenton, Kentucky 36 $ 3,352,000 $ 93,111 $ 80,000
Caddo, Louisiana 36 $ 4,894,000 $ 135,944 $ 84,000
Orleans, Louisiana 36 $ 6,009,000 $ 166,916 $ 87,000
Hinds, Mississippi 36 $ 3,825,000 $ 106,250 $ 70,000
Orange, Virginia 36 $ 6,189,000 $ 171,916 $ 63,000
Kanawha, West Virginia 36 $ 3,682,000 $ 102,277 $ 64,000
Livingston, Louisiana 35 $ 4,047,000 $ 115,628 $ 73,000
Belknap, New Hampshire 35 $ 4,741,000 $ 135,457 $ 72,000
Warren, New Jersey 35 $ 6,887,000 $ 196,771 $ 94,000
Gaston, North Carolina 35 $ 4,114,000 $ 117,542 $ 85,000
Beaver, Pennsylvania 35 $ 2,884,000 $ 82,400 $ 63,000
Sutter, California 34 $ 6,191,000 $ 182,088 $ 74,000
Linn, Iowa 34 $ 2,979,000 $ 87,617 $ 74,000
Josephine, Oregon 34 $ 6,074,000 $ 178,647 $ 54,000
Washington, Wisconsin 34 $ 4,381,000 $ 128,852 $ 80,000
Pueblo, Colorado 33 $ 3,395,000 $ 102,878 $ 83,000
Rockdale, Georgia 33 $ 4,277,000 $ 129,606 $ 89,000
Kendall, Illinois 33 $ 4,871,000 $ 147,606 $ 81,000
Berrien, Michigan 33 $ 3,783,000 $ 114,636 $ 72,000
Montgomery, Tennessee 33 $ 3,857,000 $ 116,878 $ 79,000
Laramie, Wyoming 33 $ 3,981,000 $ 120,636 $ 73,000
Navajo, Arizona 32 $ 5,538,000 $ 173,062 $ 81,000
Nassau, Florida 32 $ 4,518,000 $ 141,187 $ 96,000
Scott, Iowa 32 $ 3,262,000 $ 101,937 $ 69,000
Saginaw, Michigan 32 $ 3,612,000 $ 112,875 $ 62,000
Warren, New York 32 $ 4,202,000 $ 131,312 $ 66,000
Portage, Ohio 32 $ 4,407,000 $ 137,718 $ 77,000
Canadian, Oklahoma 32 $ 3,010,000 $ 94,062 $ 68,000
Racine, Wisconsin 32 $ 3,831,000 $ 119,718 $ 79,000
Montgomery, Alabama 31 $ 3,757,000 $ 121,193 $ 75,000
Sumter, Florida 31 $ 5,499,000 $ 177,387 $ 66,000
Carroll, Georgia 31 $ 2,468,000 $ 79,612 $ 65,000
Tippecanoe, Indiana 31 $ 3,686,000 $ 118,903 $ 89,000
Campbell, Kentucky 31 $ 3,068,000 $ 98,967 $ 89,000
Penobscot, Maine 31 $ 2,721,000 $ 87,774 $ 58,000
Queen Anne's, Maryland 31 $ 6,118,000 $ 197,354 $ 66,000
Jackson, Michigan 31 $ 2,992,000 $ 96,516 $ 64,000
Lenawee, Michigan 31 $ 2,947,000 $ 95,064 $ 72,000
Sullivan, New York 31 $ 4,287,000 $ 138,290 $ 78,000
Davidson, North Carolina 31 $ 2,771,000 $ 89,387 $ 73,000
Orange, North Carolina 31 $ 5,630,000 $ 181,612 $ 105,000
Caroline, Virginia 31 $ 5,032,000 $ 162,322 $ 80,000
James City, Virginia 31 $ 6,137,000 $ 197,967 $ 99,000
Barrow, Georgia 30 $ 3,015,000 $ 100,500 $ 62,000
Calhoun, Michigan 30 $ 3,021,000 $ 100,700 $ 77,000
Mahoning, Ohio 30 $ 3,024,000 $ 100,800 $ 73,000
Aiken, South Carolina 30 $ 2,951,000 $ 98,366 $ 66,000
Sumner, Tennessee 30 $ 3,980,000 $ 132,666 $ 69,000
Gloucester, Virginia 30 $ 3,298,000 $ 109,933 $ 77,000
Lake, California 29 $ 5,607,000 $ 193,344 $ 80,000
Androscoggin, Maine 29 $ 3,393,000 $ 117,000 $ 91,000
Franklin, Massachusetts 29 $ 3,309,000 $ 114,103 $ 70,000
Scott, Minnesota 29 $ 4,149,000 $ 143,068 $ 78,000
Valencia, New Mexico 29 $ 3,524,000 $ 121,517 $ 74,000
Columbia, New York 29 $ 3,190,000 $ 110,000 $ 71,000
Jefferson, New York 29 $ 3,336,000 $ 115,034 $ 64,000
Onslow, North Carolina 29 $ 2,220,000 $ 76,551 $ 69,000
Licking, Ohio 29 $ 3,931,000 $ 135,551 $ 64,000
Pennington, South Dakota 29 $ 3,518,000 $ 121,310 $ 79,000
Louisa, Virginia 29 $ 4,462,000 $ 153,862 $ 72,000
York, Virginia 29 $ 4,903,000 $ 169,068 $ 89,000
Sweetwater, Wyoming 29 $ 3,599,000 $ 124,103 $ 81,000
Kenai Peninsula, Alaska 28 $ 4,076,000 $ 145,571 $ 76,000
Jackson, Georgia 28 $ 3,363,000 $ 120,107 $ 61,000
Ouachita, Louisiana 28 $ 3,079,000 $ 109,964 $ 95,000
Worcester, Maryland 28 $ 5,569,000 $ 198,892 $ 91,000
Berkshire, Massachusetts 28 $ 3,696,000 $ 132,000 $ 57,000
Allegan, Michigan 28 $ 3,205,000 $ 114,464 $ 69,000
St. Louis, Minnesota 28 $ 3,637,000 $ 129,892 $ 71,000
Christian, Missouri 28 $ 3,104,000 $ 110,857 $ 57,000
Grafton, New Hampshire 28 $ 4,349,000 $ 155,321 $ 78,000
Craven, North Carolina 28 $ 3,408,000 $ 121,714 $ 68,000
Yakima, Washington 28 $ 2,790,000 $ 99,642 $ 72,000
Tehama, California 27 $ 4,450,000 $ 164,814 $ 55,000
Walton, Florida 27 $ 5,508,000 $ 204,000 $ 114,000
Bartow, Georgia 27 $ 2,291,000 $ 84,851 $ 65,000
Bonneville, Idaho 27 $ 2,890,000 $ 107,037 $ 111,000
Monroe, Indiana 27 $ 2,376,000 $ 88,000 $ 73,000
Shawnee, Kansas 27 $ 2,336,000 $ 86,518 $ 64,000
Grand Traverse, Michigan 27 $ 4,096,000 $ 151,703 $ 108,000
Cascade, Montana 27 $ 2,326,000 $ 86,148 $ 70,000
Douglas, Nevada 27 $ 4,533,000 $ 167,888 $ 80,000
Brunswick, North Carolina 27 $ 3,812,000 $ 141,185 $ 58,000
Catawba, North Carolina 27 $ 3,422,000 $ 126,740 $ 77,000
Blount, Tennessee 27 $ 4,343,000 $ 160,851 $ 82,000
Tooele, Utah 27 $ 2,826,000 $ 104,666 $ 59,000
Manassas, Virginia 27 $ 5,783,000 $ 214,185 $ 84,000
Roanoke City, Virginia 27 $ 2,440,000 $ 90,370 $ 61,000
St. Clair, Alabama 26 $ 3,010,000 $ 115,769 $ 57,000
Santa Cruz, California 26 $ 8,232,000 $ 316,615 $ 96,000
Clarke, Georgia 26 $ 3,209,000 $ 123,423 $ 80,000
McLean, Illinois 26 $ 3,868,000 $ 148,769 $ 90,000
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Mortgage Loan Application Detail Totals for Home Loan Center in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 58,371 $9,713,256,000 $166,000 $3,134,000 $79,000 $2,400,000
Home Purchase 9,611 $1,652,223,000 $171,000 $1,223,000 $86,000 $2,430,000
Home Improvement 4,010 $678,219,000 $169,000 $850,000 $79,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 48,188 $7,878,318,000 $163,000 $3,134,000 $81,000 $2,430,000
Not Provided 13,207 $2,160,458,000 $163,000 $1,000,000 $78,000 $1,080,000
Hispanic 4,857 $907,987,000 $186,000 $945,000 $76,000 $1,080,000
Black or African American 3,610 $619,538,000 $171,000 $1,125,000 $76,000 $2,160,000
Asian 1,401 $318,025,000 $226,000 $1,000,000 $94,000 $728,000
Native Hawaiian or Other Pacific Islander 472 $114,327,000 $242,000 $870,000 $84,000 $700,000
American Indian or Alaskan Native 257 $45,045,000 $175,000 $679,000 $78,000 $298,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 71,992 $12,043,698,000 $167,000 $3,134,000 $80,000 $2,430,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 42,235 $7,050,831,000 $166,000 $1,200,000 $81,000 $2,430,000
Application Withdrawn By Applicant 19,479 $3,225,374,000 $165,000 $3,134,000 $78,000 $2,400,000
Application Denied By Financial Institution 10,276 $1,766,893,000 $171,000 $1,427,000 $78,000 $900,000
Application Approved But Not Accepted 2 $600,000 $300,000 $500,000 $101,000 $120,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 5,187 $926,427,000 $178,000 $1,400,000 $80,000 $900,000
Credit History 1,380 $218,043,000 $158,000 $938,000 $71,000 $684,000
Debt-To-Income Ratio 1,081 $189,548,000 $175,000 $1,000,000 $72,000 $343,000
Other 1,075 $169,758,000 $157,000 $955,000 $79,000 $684,000
Unverifiable Information 646 $107,493,000 $166,000 $1,427,000 $81,000 $611,000
Insufficient Cash (Downpayment, Closing Cost) 497 $89,442,000 $179,000 $740,000 $80,000 $684,000
Employment History 170 $25,681,000 $151,000 $500,000 $69,000 $256,000
Credit Application Incomplete 106 $17,221,000 $162,000 $473,000 $74,000 $780,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Center's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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