Home Loan Center
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Home Loan Center 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Center 163 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,434 |
| Total Mortgage Loan Application Amount | $5,786,596,000 |
| Average Mortgage Loan Application Amount | $209,000 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $90,333 |
| Highest Applicant Income | $3,780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Home Loan Center. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Center's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Home Loan Center's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Center serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Center, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Center's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,120 | $ 225,226,000 | $ 201,000 | $ 91,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,018 | $ 292,424,000 | $ 287,000 | $ 102,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 879 | $ 242,784,000 | $ 258,000 | $ 102,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 564 | $ 120,298,000 | $ 213,000 | $ 93,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 555 | $ 157,372,000 | $ 282,000 | $ 112,500 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 524 | $ 166,253,000 | $ 317,000 | $ 109,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 512 | $ 113,258,000 | $ 221,000 | $ 92,000 |
| BALTIMORE-TOWSON, MD | 474 | $ 117,924,000 | $ 248,000 | $ 95,000 |
| EDISON-NEW BRUNSWICK, NJ | 436 | $ 112,713,000 | $ 258,000 | $ 103,000 |
| PHILADELPHIA, PA | 411 | $ 94,827,000 | $ 230,000 | $ 103,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 362 | $ 102,399,000 | $ 282,000 | $ 100,000 |
| NASSAU-SUFFOLK, NY | 337 | $ 93,206,000 | $ 276,000 | $ 115,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 336 | $ 100,338,000 | $ 298,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 324 | $ 87,577,000 | $ 270,000 | $ 102,000 |
| NEWARK-UNION, NJ-PA | 317 | $ 83,810,000 | $ 219,500 | $ 98,000 |
| LAS VEGAS-PARADISE, NV | 314 | $ 66,587,000 | $ 212,000 | $ 96,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 314 | $ 70,169,000 | $ 196,500 | $ 68,500 |
| RICHMOND, VA | 292 | $ 62,085,000 | $ 212,000 | $ 87,000 |
| KANSAS CITY, MO-KS | 277 | $ 54,573,000 | $ 196,500 | $ 94,500 |
| ST. LOUIS, MO-IL | 274 | $ 54,509,000 | $ 192,500 | $ 100,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 273 | $ 57,586,000 | $ 244,000 | $ 69,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 272 | $ 71,022,000 | $ 261,000 | $ 96,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 258 | $ 74,154,000 | $ 287,000 | $ 116,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 256 | $ 60,507,000 | $ 232,000 | $ 86,000 |
| CAMDEN, NJ | 244 | $ 51,725,000 | $ 211,000 | $ 94,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 222 | $ 50,517,000 | $ 227,000 | $ 97,000 |
| INDIANAPOLIS-CARMEL, IN | 221 | $ 42,293,000 | $ 191,000 | $ 93,000 |
| ORLANDO-KISSIMMEE, FL | 213 | $ 44,876,000 | $ 210,000 | $ 84,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 194 | $ 64,429,000 | $ 332,000 | $ 125,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 190 | $ 37,612,000 | $ 197,000 | $ 100,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 187 | $ 38,328,000 | $ 204,000 | $ 79,000 |
| DENVER-AURORA-BROOMFIELD, CO | 185 | $ 39,936,000 | $ 215,000 | $ 86,000 |
| TUCSON, AZ | 180 | $ 36,755,000 | $ 204,000 | $ 86,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 179 | $ 38,287,000 | $ 204,500 | $ 92,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 163 | $ 55,251,000 | $ 338,000 | $ 117,000 |
| ALBUQUERQUE, NM | 157 | $ 30,899,000 | $ 196,000 | $ 81,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 152 | $ 45,911,000 | $ 302,000 | $ 102,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 148 | $ 43,277,000 | $ 292,000 | $ 120,000 |
| PITTSBURGH, PA | 142 | $ 25,060,000 | $ 176,000 | $ 80,000 |
| WILMINGTON, DE-MD-NJ | 139 | $ 29,795,000 | $ 218,333 | $ 88,333 |
| BIRMINGHAM-HOOVER, AL | 137 | $ 27,018,000 | $ 197,000 | $ 80,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 135 | $ 29,528,000 | $ 218,000 | $ 97,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 134 | $ 23,369,000 | $ 174,000 | $ 105,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 134 | $ 30,059,000 | $ 224,500 | $ 95,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 130 | $ 24,585,000 | $ 189,000 | $ 94,000 |
| OKLAHOMA CITY, OK | 129 | $ 23,545,000 | $ 182,000 | $ 89,000 |
| NEW HAVEN-MILFORD, CT | 125 | $ 27,853,000 | $ 222,000 | $ 92,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 121 | $ 27,167,000 | $ 224,000 | $ 106,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 120 | $ 29,253,000 | $ 243,000 | $ 94,000 |
| JACKSONVILLE, FL | 118 | $ 23,957,000 | $ 203,000 | $ 83,000 |
| HONOLULU, HI | 112 | $ 33,088,000 | $ 295,000 | $ 90,000 |
| MEMPHIS, TN-MS-AR | 111 | $ 20,753,000 | $ 183,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 111 | $ 23,861,000 | $ 214,000 | $ 104,000 |
| TACOMA, WA | 108 | $ 24,558,000 | $ 227,000 | $ 85,000 |
| RALEIGH-CARY, NC | 103 | $ 22,116,000 | $ 214,000 | $ 94,000 |
| BOSTON-QUINCY, MA | 99 | $ 25,156,000 | $ 254,000 | $ 94,000 |
| BATON ROUGE, LA | 98 | $ 18,820,000 | $ 192,000 | $ 87,000 |
| GARY, IN | 98 | $ 18,726,000 | $ 191,000 | $ 84,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 97 | $ 22,333,000 | $ 230,000 | $ 90,000 |
| RENO-SPARKS, NV | 96 | $ 20,652,000 | $ 215,000 | $ 87,000 |
| MANCHESTER-NASHUA, NH | 94 | $ 21,088,000 | $ 224,000 | $ 93,000 |
| TULSA, OK | 94 | $ 18,231,000 | $ 193,000 | $ 99,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 91 | $ 19,123,000 | $ 216,000 | $ 87,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 91 | $ 25,766,000 | $ 283,000 | $ 121,000 |
| FRESNO, CA | 89 | $ 20,016,000 | $ 224,000 | $ 100,000 |
| ALBANY-SCHENECTADY-TROY, NY | 88 | $ 17,119,000 | $ 194,000 | $ 83,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 88 | $ 15,661,000 | $ 203,000 | $ 89,500 |
| BAKERSFIELD, CA | 85 | $ 17,156,000 | $ 201,000 | $ 93,000 |
| SANTA ROSA-PETALUMA, CA | 84 | $ 23,771,000 | $ 282,000 | $ 104,000 |
| BUFFALO-NIAGARA FALLS, NY | 79 | $ 13,692,000 | $ 173,000 | $ 100,000 |
| DALLAS-PLANO-IRVING, TX | 78 | $ 13,729,000 | $ 176,000 | $ 100,000 |
| CAPE CORAL-FORT MYERS, FL | 72 | $ 14,804,000 | $ 205,000 | $ 97,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 70 | $ 14,117,000 | $ 202,000 | $ 70,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 69 | $ 15,491,000 | $ 224,000 | $ 87,000 |
| HUNTSVILLE, AL | 68 | $ 13,806,000 | $ 203,000 | $ 93,000 |
| STOCKTON, CA | 68 | $ 14,657,000 | $ 215,000 | $ 104,000 |
| VALLEJO-FAIRFIELD, CA | 68 | $ 17,397,000 | $ 255,000 | $ 106,000 |
| SPOKANE, WA | 65 | $ 12,498,000 | $ 192,000 | $ 77,000 |
| CHARLOTTESVILLE, VA | 61 | $ 14,484,000 | $ 237,000 | $ 93,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 61 | $ 12,408,000 | $ 203,000 | $ 83,000 |
| WICHITA, KS | 58 | $ 10,213,000 | $ 176,000 | $ 88,000 |
| KNOXVILLE, TN | 56 | $ 10,447,000 | $ 186,000 | $ 71,000 |
| LAKELAND-WINTER HAVEN, FL | 56 | $ 10,917,000 | $ 194,000 | $ 77,000 |
| BREMERTON-SILVERDALE, WA | 55 | $ 12,541,000 | $ 228,000 | $ 90,000 |
| TRENTON-EWING, NJ | 54 | $ 13,102,000 | $ 242,000 | $ 109,000 |
| BRADENTON-SARASOTA-VENICE, FL | 52 | $ 9,794,000 | $ 188,000 | $ 159,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 52 | $ 15,442,000 | $ 296,000 | $ 97,000 |
| SAVANNAH, GA | 50 | $ 9,126,000 | $ 182,000 | $ 81,000 |
| YORK-HANOVER, PA | 50 | $ 9,561,000 | $ 191,000 | $ 77,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 49 | $ 10,086,000 | $ 205,000 | $ 87,000 |
| PRESCOTT, AZ | 48 | $ 10,851,000 | $ 226,000 | $ 79,000 |
| ROANOKE, VA | 48 | $ 10,650,000 | $ 221,000 | $ 92,000 |
| DES MOINES-WEST DES MOINES, IA | 47 | $ 9,231,000 | $ 196,000 | $ 83,000 |
| OLYMPIA, WA | 47 | $ 11,043,000 | $ 234,000 | $ 85,000 |
| ROCHESTER, NY | 46 | $ 6,987,000 | $ 151,000 | $ 96,000 |
| ASHEVILLE, NC | 45 | $ 8,917,000 | $ 198,000 | $ 83,000 |
| JACKSON, MS | 45 | $ 8,501,000 | $ 188,000 | $ 75,000 |
| MOBILE, AL | 45 | $ 8,130,000 | $ 180,000 | $ 87,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 44 | $ 9,646,000 | $ 219,000 | $ 91,000 |
| MODESTO, CA | 44 | $ 8,597,000 | $ 195,000 | $ 87,000 |
| NORWICH-NEW LONDON, CT | 44 | $ 9,492,000 | $ 215,000 | $ 88,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 43 | $ 7,826,000 | $ 176,500 | $ 81,000 |
| DURHAM-CHAPEL HILL, NC | 43 | $ 9,664,000 | $ 224,000 | $ 90,000 |
| HARRISBURG-CARLISLE, PA | 43 | $ 7,654,000 | $ 178,000 | $ 77,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 43 | $ 9,008,000 | $ 191,000 | $ 83,000 |
| CHATTANOOGA, TN-GA | 42 | $ 7,749,000 | $ 178,500 | $ 64,500 |
| WORCESTER, MA | 42 | $ 9,751,000 | $ 232,000 | $ 89,000 |
| SAN ANTONIO, TX | 39 | $ 6,379,000 | $ 163,000 | $ 83,000 |
| SPRINGFIELD, MO | 39 | $ 7,051,000 | $ 180,000 | $ 82,000 |
| SYRACUSE, NY | 39 | $ 6,566,000 | $ 168,000 | $ 89,000 |
| CHICO, CA | 38 | $ 7,545,000 | $ 198,000 | $ 76,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 38 | $ 7,508,000 | $ 197,000 | $ 110,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 37 | $ 7,803,000 | $ 210,000 | $ 87,000 |
| SALEM, OR | 37 | $ 7,799,000 | $ 210,000 | $ 74,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 37 | $ 9,870,000 | $ 266,000 | $ 94,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 36 | $ 6,307,000 | $ 175,000 | $ 77,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 35 | $ 7,155,000 | $ 204,000 | $ 75,000 |
| NAPLES-MARCO ISLAND, FL | 35 | $ 7,882,000 | $ 225,000 | $ 99,000 |
| SANTA FE, NM | 35 | $ 9,163,000 | $ 261,000 | $ 98,000 |
| VISALIA-PORTERVILLE, CA | 35 | $ 6,172,000 | $ 176,000 | $ 106,000 |
| GAINESVILLE, GA | 34 | $ 8,035,000 | $ 236,000 | $ 92,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 34 | $ 7,197,000 | $ 211,000 | $ 97,000 |
| COLORADO SPRINGS, CO | 33 | $ 7,316,000 | $ 221,000 | $ 83,000 |
| FORT WORTH-ARLINGTON, TX | 33 | $ 5,622,000 | $ 170,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 33 | $ 5,789,000 | $ 175,000 | $ 80,000 |
| CHARLESTON, WV | 32 | $ 6,104,000 | $ 190,000 | $ 96,000 |
| LANCASTER, PA | 32 | $ 5,374,000 | $ 167,000 | $ 83,000 |
| LAS CRUCES, NM | 32 | $ 6,239,000 | $ 194,000 | $ 78,000 |
| LYNCHBURG, VA | 32 | $ 6,796,000 | $ 212,000 | $ 79,000 |
| SALINAS, CA | 32 | $ 9,307,000 | $ 290,000 | $ 114,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 32 | $ 4,741,000 | $ 148,000 | $ 90,000 |
| EUGENE-SPRINGFIELD, OR | 31 | $ 6,414,000 | $ 206,000 | $ 71,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 31 | $ 5,739,000 | $ 185,000 | $ 85,000 |
| PORT ST. LUCIE, FL | 31 | $ 6,456,000 | $ 208,000 | $ 80,000 |
| REDDING, CA | 31 | $ 7,490,000 | $ 241,000 | $ 101,000 |
| SCRANTON--WILKES-BARRE, PA | 31 | $ 5,640,000 | $ 181,000 | $ 94,000 |
| ANCHORAGE, AK | 30 | $ 6,984,000 | $ 232,000 | $ 88,000 |
| AUSTIN-ROUND ROCK, TX | 30 | $ 7,109,000 | $ 236,000 | $ 118,000 |
| BILLINGS, MT | 30 | $ 5,707,000 | $ 190,000 | $ 129,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 30 | $ 6,896,000 | $ 229,000 | $ 101,000 |
| OCALA, FL | 30 | $ 4,987,000 | $ 166,000 | $ 55,000 |
| SANTA CRUZ-WATSONVILLE, CA | 30 | $ 10,038,000 | $ 334,000 | $ 98,000 |
| ATHENS-CLARKE COUNTY, GA | 29 | $ 5,585,000 | $ 192,000 | $ 77,000 |
| FORT WAYNE, IN | 29 | $ 4,454,000 | $ 153,000 | $ 78,000 |
| MISSOULA, MT | 29 | $ 6,260,000 | $ 215,000 | $ 71,000 |
| READING, PA | 29 | $ 5,074,000 | $ 174,000 | $ 76,000 |
| FLAGSTAFF, AZ | 28 | $ 6,557,000 | $ 234,000 | $ 88,000 |
| MONTGOMERY, AL | 28 | $ 5,565,000 | $ 198,000 | $ 127,000 |
| NAPA, CA | 28 | $ 7,768,000 | $ 277,000 | $ 97,000 |
| PEABODY, MA | 28 | $ 7,729,000 | $ 276,000 | $ 117,000 |
| TALLAHASSEE, FL | 28 | $ 6,104,000 | $ 218,000 | $ 104,000 |
| WILMINGTON, NC | 28 | $ 5,626,000 | $ 200,000 | $ 91,000 |
| LAFAYETTE, LA | 27 | $ 4,871,000 | $ 180,000 | $ 77,000 |
| MADERA-CHOWCHILLA, CA | 27 | $ 4,560,000 | $ 168,000 | $ 68,000 |
| TOPEKA, KS | 27 | $ 4,678,000 | $ 173,000 | $ 88,000 |
| COLUMBUS, GA-AL | 24 | $ 4,913,000 | $ 203,000 | $ 81,500 |
| KENNEWICK-PASCO-RICHLAND, WA | 24 | $ 4,314,000 | $ 179,000 | $ 98,000 |
| MACON, GA | 24 | $ 4,883,000 | $ 203,000 | $ 100,000 |
| WINCHESTER, VA-WV | 24 | $ 4,808,000 | $ 194,000 | $ 75,000 |
| WINSTON-SALEM, NC | 24 | $ 3,790,000 | $ 157,000 | $ 62,000 |
| BELLINGHAM, WA | 23 | $ 5,871,000 | $ 255,000 | $ 61,000 |
| SPRINGFIELD, MA | 23 | $ 4,672,000 | $ 203,000 | $ 80,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 22 | $ 3,951,000 | $ 179,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 21 | $ 4,831,000 | $ 230,000 | $ 86,000 |
| LAKE CHARLES, LA | 21 | $ 3,303,000 | $ 157,000 | $ 78,000 |
| SHREVEPORT-BOSSIER CITY, LA | 21 | $ 3,711,000 | $ 176,000 | $ 68,000 |
| BOULDER, CO | 20 | $ 4,186,000 | $ 209,000 | $ 69,000 |
| DULUTH, MN-WI | 20 | $ 3,577,000 | $ 176,000 | $ 70,500 |
| FARMINGTON, NM | 20 | $ 4,147,000 | $ 207,000 | $ 72,000 |
| MERCED, CA | 20 | $ 3,930,000 | $ 196,000 | $ 87,000 |
| YUMA, AZ | 20 | $ 3,402,000 | $ 170,000 | $ 94,000 |
| DOVER, DE | 19 | $ 3,967,000 | $ 208,000 | $ 82,000 |
| GREELEY, CO | 19 | $ 3,682,000 | $ 193,000 | $ 89,000 |
| GULFPORT-BILOXI, MS | 19 | $ 3,790,000 | $ 199,000 | $ 88,000 |
| JOHNSON CITY, TN | 19 | $ 3,273,000 | $ 172,000 | $ 62,000 |
| KINGSTON, NY | 19 | $ 3,722,000 | $ 195,000 | $ 91,000 |
| MOUNT VERNON-ANACORTES, WA | 19 | $ 4,641,000 | $ 244,000 | $ 92,000 |
| OCEAN CITY, NJ | 19 | $ 5,035,000 | $ 265,000 | $ 128,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 19 | $ 3,328,000 | $ 175,000 | $ 71,000 |
| WARNER ROBINS, GA | 19 | $ 2,971,000 | $ 156,000 | $ 76,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 19 | $ 3,518,000 | $ 185,000 | $ 130,000 |
| BLOOMINGTON, IN | 18 | $ 3,370,000 | $ 187,000 | $ 74,000 |
| ELKHART-GOSHEN, IN | 18 | $ 3,381,000 | $ 187,000 | $ 72,000 |
| MADISON, WI | 18 | $ 3,843,000 | $ 213,000 | $ 108,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 18 | $ 3,779,000 | $ 209,000 | $ 85,000 |
| YUBA CITY, CA | 18 | $ 3,498,000 | $ 194,000 | $ 80,000 |
| GAINESVILLE, FL | 17 | $ 4,074,000 | $ 239,000 | $ 95,000 |
| HANFORD-CORCORAN, CA | 17 | $ 3,102,000 | $ 182,000 | $ 92,000 |
| HICKORY-LENOIR-MORGANTON, NC | 17 | $ 3,784,000 | $ 222,000 | $ 78,000 |
| SALISBURY, MD | 17 | $ 3,529,000 | $ 207,000 | $ 90,000 |
| TUSCALOOSA, AL | 17 | $ 2,891,000 | $ 170,000 | $ 97,000 |
| AUBURN-OPELIKA, AL | 16 | $ 2,801,000 | $ 175,000 | $ 71,000 |
| CHEYENNE, WY | 16 | $ 3,182,000 | $ 198,000 | $ 83,000 |
| COLUMBIA, MO | 16 | $ 3,152,000 | $ 197,000 | $ 102,000 |
| COLUMBIA, SC | 16 | $ 3,036,000 | $ 189,000 | $ 65,000 |
| CORVALLIS, OR | 16 | $ 3,779,000 | $ 236,000 | $ 91,000 |
| FORT COLLINS-LOVELAND, CO | 16 | $ 3,846,000 | $ 240,000 | $ 90,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 16 | $ 3,235,000 | $ 204,500 | $ 62,500 |
| LONGVIEW, WA | 16 | $ 3,445,000 | $ 215,000 | $ 87,000 |
| BEND, OR | 15 | $ 3,234,000 | $ 215,000 | $ 83,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 15 | $ 3,194,000 | $ 197,500 | $ 110,000 |
| LINCOLN, NE | 15 | $ 2,780,000 | $ 185,000 | $ 132,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 14 | $ 2,795,000 | $ 199,000 | $ 70,000 |
| CASPER, WY | 14 | $ 2,436,000 | $ 174,000 | $ 90,000 |
| FAYETTEVILLE, NC | 14 | $ 2,275,000 | $ 162,000 | $ 79,000 |
| GLENS FALLS, NY | 14 | $ 3,049,000 | $ 217,000 | $ 104,000 |
| WENATCHEE-EAST WENATCHEE, WA | 14 | $ 3,432,000 | $ 245,000 | $ 84,000 |
| BARNSTABLE TOWN, MA | 13 | $ 3,440,000 | $ 264,000 | $ 160,000 |
| CARSON CITY, NV | 13 | $ 3,467,000 | $ 266,000 | $ 126,000 |
| HARRISONBURG, VA | 13 | $ 2,539,000 | $ 195,000 | $ 67,000 |
| PALM COAST, FL | 13 | $ 2,462,000 | $ 189,000 | $ 87,000 |
| PUNTA GORDA, FL | 13 | $ 2,815,000 | $ 216,000 | $ 100,000 |
| CEDAR RAPIDS, IA | 12 | $ 2,033,000 | $ 169,000 | $ 102,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 12 | $ 2,450,000 | $ 204,000 | $ 93,000 |
| MANHATTAN, KS | 12 | $ 2,325,000 | $ 193,000 | $ 80,000 |
| MEDFORD, OR | 12 | $ 2,635,000 | $ 219,000 | $ 92,000 |
| BINGHAMTON, NY | 11 | $ 1,751,000 | $ 159,000 | $ 116,000 |
| BRUNSWICK, GA | 11 | $ 2,280,000 | $ 207,000 | $ 75,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 11 | $ 2,119,000 | $ 192,000 | $ 74,000 |
| CLARKSVILLE, TN-KY | 11 | $ 1,746,000 | $ 158,000 | $ 74,000 |
| DECATUR, AL | 11 | $ 2,014,000 | $ 183,000 | $ 93,000 |
| EAU CLAIRE, WI | 11 | $ 2,067,000 | $ 187,000 | $ 74,000 |
| GADSDEN, AL | 11 | $ 2,116,000 | $ 192,000 | $ 97,000 |
| GRAND JUNCTION, CO | 11 | $ 2,444,000 | $ 222,000 | $ 84,000 |
| HATTIESBURG, MS | 11 | $ 2,061,000 | $ 187,000 | $ 99,000 |
| HINESVILLE-FORT STEWART, GA | 11 | $ 1,869,000 | $ 169,000 | $ 85,000 |
| LAFAYETTE, IN | 11 | $ 1,929,000 | $ 175,000 | $ 79,000 |
| LEWISTON-AUBURN, ME | 11 | $ 1,650,000 | $ 150,000 | $ 57,000 |
| MICHIGAN CITY-LA PORTE, IN | 11 | $ 2,166,000 | $ 196,000 | $ 59,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 11 | $ 1,947,000 | $ 177,000 | $ 78,000 |
| ALEXANDRIA, LA | 10 | $ 1,837,000 | $ 183,000 | $ 91,000 |
| ANNISTON-OXFORD, AL | 10 | $ 1,443,000 | $ 144,000 | $ 64,000 |
| BANGOR, ME | 10 | $ 1,506,000 | $ 150,000 | $ 68,000 |
| CHAMPAIGN-URBANA, IL | 10 | $ 1,889,000 | $ 188,000 | $ 106,000 |
| DANVILLE, VA | 10 | $ 1,856,000 | $ 185,000 | $ 60,000 |
| DOTHAN, AL | 10 | $ 1,947,000 | $ 194,000 | $ 61,000 |
| EL PASO, TX | 10 | $ 1,277,000 | $ 127,000 | $ 85,000 |
| FLORENCE-MUSCLE SHOALS, AL | 10 | $ 1,810,000 | $ 181,000 | $ 80,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 1,343,000 | $ 134,000 | $ 57,000 |
| JOPLIN, MO | 10 | $ 1,713,000 | $ 171,000 | $ 122,000 |
| SEBASTIAN-VERO BEACH, FL | 10 | $ 2,526,000 | $ 252,000 | $ 91,000 |
| STATE COLLEGE, PA | 10 | $ 2,201,000 | $ 220,000 | $ 98,000 |
| VALDOSTA, GA | 10 | $ 1,699,000 | $ 169,000 | $ 73,000 |
| ALBANY, GA | 9 | $ 1,759,000 | $ 195,000 | $ 89,000 |
| ALTOONA, PA | 9 | $ 1,380,000 | $ 153,000 | $ 73,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 1,786,000 | $ 198,000 | $ 82,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 9 | $ 1,634,000 | $ 181,000 | $ 65,000 |
| CUMBERLAND, MD-WV | 9 | $ 1,678,000 | $ 183,500 | $ 64,500 |
| DALTON, GA | 9 | $ 1,608,000 | $ 178,000 | $ 75,000 |
| EL CENTRO, CA | 9 | $ 2,005,000 | $ 222,000 | $ 99,000 |
| EVANSVILLE, IN-KY | 9 | $ 1,749,000 | $ 194,000 | $ 80,000 |
| FARGO, ND-MN | 9 | $ 1,688,000 | $ 184,500 | $ 74,000 |
| LAWRENCE, KS | 9 | $ 1,696,000 | $ 188,000 | $ 82,000 |
| MONROE, LA | 9 | $ 1,934,000 | $ 214,000 | $ 59,000 |
| PASCAGOULA, MS | 9 | $ 1,593,000 | $ 177,000 | $ 86,000 |
| UTICA-ROME, NY | 9 | $ 1,711,000 | $ 190,000 | $ 92,000 |
| ANDERSON, SC | 8 | $ 1,244,000 | $ 155,000 | $ 76,000 |
| COLUMBUS, IN | 8 | $ 1,490,000 | $ 186,000 | $ 101,000 |
| ERIE, PA | 8 | $ 1,485,000 | $ 185,000 | $ 75,000 |
| GREEN BAY, WI | 8 | $ 1,394,000 | $ 174,000 | $ 96,000 |
| JEFFERSON CITY, MO | 8 | $ 1,094,000 | $ 136,000 | $ 81,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 8 | $ 1,529,000 | $ 191,000 | $ 105,000 |
| LEBANON, PA | 8 | $ 1,508,000 | $ 188,000 | $ 94,000 |
| MCALLEN-EDINBURG-MISSION, TX | 8 | $ 1,384,000 | $ 173,000 | $ 103,000 |
| MORGANTOWN, WV | 8 | $ 1,790,000 | $ 223,000 | $ 142,000 |
| MORRISTOWN, TN | 8 | $ 1,399,000 | $ 174,000 | $ 72,000 |
| ROCHESTER, MN | 8 | $ 1,488,000 | $ 186,000 | $ 101,000 |
| WHEELING, WV-OH | 8 | $ 1,246,000 | $ 155,000 | $ 68,000 |
| YAKIMA, WA | 8 | $ 1,868,000 | $ 233,000 | $ 91,000 |
| ANDERSON, IN | 7 | $ 1,247,000 | $ 178,000 | $ 73,000 |
| GREENVILLE, NC | 7 | $ 1,493,000 | $ 213,000 | $ 78,000 |
| ITHACA, NY | 7 | $ 1,407,000 | $ 201,000 | $ 78,000 |
| JACKSONVILLE, NC | 7 | $ 1,131,000 | $ 161,000 | $ 78,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 7 | $ 1,241,000 | $ 177,000 | $ 83,000 |
| PEORIA, IL | 7 | $ 1,551,000 | $ 221,000 | $ 133,000 |
| ST. CLOUD, MN | 7 | $ 1,117,000 | $ 159,000 | $ 84,000 |
| BISMARCK, ND | 6 | $ 1,014,000 | $ 169,000 | $ 64,000 |
| BOISE CITY-NAMPA, ID | 6 | $ 1,302,000 | $ 217,000 | $ 79,000 |
| BURLINGTON, NC | 6 | $ 1,047,000 | $ 174,000 | $ 61,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6 | $ 1,270,000 | $ 211,000 | $ 106,000 |
| CORPUS CHRISTI, TX | 6 | $ 1,179,000 | $ 196,000 | $ 69,000 |
| IOWA CITY, IA | 6 | $ 979,000 | $ 163,000 | $ 125,000 |
| LAWTON, OK | 6 | $ 1,014,000 | $ 169,000 | $ 57,000 |
| MUNCIE, IN | 6 | $ 737,000 | $ 122,000 | $ 67,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 1,100,000 | $ 183,000 | $ 58,000 |
| SALT LAKE CITY, UT | 6 | $ 1,734,000 | $ 289,000 | $ 102,000 |
| ST. JOSEPH, MO-KS | 6 | $ 1,038,000 | $ 173,000 | $ 78,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 826,000 | $ 137,000 | $ 88,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 989,000 | $ 197,000 | $ 116,000 |
| GREAT FALLS, MT | 5 | $ 815,000 | $ 163,000 | $ 76,000 |
| JACKSON, TN | 5 | $ 759,000 | $ 151,000 | $ 91,000 |
| KANKAKEE-BRADLEY, IL | 5 | $ 754,000 | $ 150,000 | $ 71,000 |
| KOKOMO, IN | 5 | $ 915,000 | $ 183,000 | $ 87,000 |
| LONGVIEW, TX | 5 | $ 874,000 | $ 174,000 | $ 77,000 |
| PITTSFIELD, MA | 5 | $ 1,060,000 | $ 212,000 | $ 133,000 |
| PUEBLO, CO | 5 | $ 792,000 | $ 158,000 | $ 80,000 |
| WAUSAU, WI | 5 | $ 817,000 | $ 163,000 | $ 75,000 |
| AMES, IA | 4 | $ 513,000 | $ 128,000 | $ 59,000 |
| CLEVELAND, TN | 4 | $ 612,000 | $ 153,000 | $ 56,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 731,000 | $ 182,000 | $ 85,000 |
| COLUMBUS, OH | 4 | $ 976,000 | $ 244,000 | $ 116,000 |
| FORT SMITH, AR-OK | 4 | $ 672,000 | $ 168,000 | $ 82,000 |
| JANESVILLE, WI | 4 | $ 623,000 | $ 155,000 | $ 56,000 |
| JOHNSTOWN, PA | 4 | $ 755,000 | $ 188,000 | $ 76,000 |
| ROME, GA | 4 | $ 1,125,000 | $ 281,000 | $ 139,000 |
| SHEBOYGAN, WI | 4 | $ 729,000 | $ 182,000 | $ 35,000 |
| APPLETON, WI | 3 | $ 572,000 | $ 190,000 | $ 97,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 422,000 | $ 140,000 | $ 78,000 |
| FAIRBANKS, AK | 3 | $ 844,000 | $ 281,000 | $ 128,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 756,000 | $ 252,000 | $ 82,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 597,000 | $ 199,000 | $ 100,000 |
| MIDLAND, TX | 3 | $ 578,000 | $ 192,000 | $ 75,000 |
| RACINE, WI | 3 | $ 542,000 | $ 180,000 | $ 71,000 |
| ROCKFORD, IL | 3 | $ 455,000 | $ 151,000 | $ 48,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 280,000 | $ 97,000 | $ 60,000 |
| WACO, TX | 3 | $ 522,000 | $ 174,000 | $ 56,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 593,000 | $ 197,000 | $ 96,000 |
| AKRON, OH | 2 | $ 195,000 | $ 97,000 | $ 40,000 |
| ANN ARBOR, MI | 2 | $ 205,000 | $ 102,000 | $ 51,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 335,000 | $ 167,000 | $ 92,000 |
| COEUR D'ALENE, ID | 2 | $ 545,000 | $ 272,000 | $ 48,000 |
| GRAND FORKS, ND-MN | 2 | $ 306,000 | $ 153,000 | $ 59,500 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 403,000 | $ 201,000 | $ 82,000 |
| LA CROSSE, WI-MN | 2 | $ 416,000 | $ 208,000 | $ 66,500 |
| LANSING-EAST LANSING, MI | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 322,000 | $ 161,000 | $ 56,000 |
| PROVO-OREM, UT | 2 | $ 560,000 | $ 280,000 | $ 443,000 |
| ROCKY MOUNT, NC | 2 | $ 517,000 | $ 258,000 | $ 74,000 |
| SIOUX FALLS, SD | 2 | $ 348,000 | $ 174,000 | $ 99,000 |
| SPRINGFIELD, IL | 2 | $ 253,000 | $ 126,000 | $ 60,000 |
| SUMTER, SC | 2 | $ 313,000 | $ 156,000 | $ 56,000 |
| TYLER, TX | 2 | $ 293,000 | $ 146,000 | $ 66,000 |
| WICHITA FALLS, TX | 2 | $ 455,000 | $ 227,000 | $ 141,000 |
| WILLIAMSPORT, PA | 2 | $ 295,000 | $ 147,000 | $ 90,000 |
| ABILENE, TX | 1 | $ 143,000 | $ 143,000 | $ 79,000 |
| BATTLE CREEK, MI | 1 | $ 111,000 | $ 111,000 | $ 70,000 |
| DANVILLE, IL | 1 | $ 129,000 | $ 129,000 | $ 111,000 |
| DAYTON, OH | 1 | $ 300,000 | $ 300,000 | $ 331,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 213,000 | $ 213,000 | $ 57,000 |
| FLINT, MI | 1 | $ 119,000 | $ 119,000 | $ 109,000 |
| FOND DU LAC, WI | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 128,000 | $ 128,000 | $ 99,000 |
| IDAHO FALLS, ID | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| LAREDO, TX | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
| LOGAN, UT-ID | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| MONROE, MI | 1 | $ 137,000 | $ 137,000 | $ 101,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 270,000 | $ 270,000 | $ 102,000 |
| ODESSA, TX | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| RAPID CITY, SD | 1 | $ 187,000 | $ 187,000 | $ 83,000 |
| SAN ANGELO, TX | 1 | $ 183,000 | $ 183,000 | $ 110,000 |
| SPARTANBURG, SC | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
| TERRE HAUTE, IN | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 103,000 | $ 103,000 | $ 204,000 |
| TOLEDO, OH | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| VICTORIA, TX | 1 | $ 113,000 | $ 113,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Home Loan Center in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 22,374 | $5,193,234,000 | $232,000 | $742,000 | $95,000 | $3,780,000 |
| Home Purchase | 2,541 | $487,285,000 | $191,000 | $900,000 | $87,000 | $1,706,000 |
| Home Improvement | 519 | $106,077,000 | $204,000 | $625,000 | $89,000 | $485,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,484 | $4,169,302,000 | $225,000 | $900,000 | $94,000 | $3,780,000 |
| Not Provided | 3,939 | $906,440,000 | $230,000 | $704,000 | $95,000 | $897,000 |
| Hispanic | 1,254 | $293,543,000 | $234,000 | $637,000 | $89,000 | $1,237,000 |
| Black or African American | 887 | $190,790,000 | $215,000 | $615,000 | $83,000 | $1,250,000 |
| Asian | 690 | $183,933,000 | $266,000 | $712,000 | $104,000 | $555,000 |
| Native Hawaiian or Other Pacific Islander | 101 | $24,496,000 | $242,000 | $476,000 | $78,000 | $227,000 |
| American Indian or Alaskan Native | 79 | $18,092,000 | $229,000 | $627,000 | $97,000 | $369,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,203 | $4,463,841,000 | $232,000 | $900,000 | $100,000 | $3,780,000 |
| FHA-insured (Federal Housing Administration) | 6,231 | $1,322,755,000 | $212,000 | $742,000 | $76,000 | $772,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,754 | $2,840,272,000 | $222,000 | $742,000 | $95,000 | $1,423,000 |
| Application Denied By Financial Institution | 6,219 | $1,441,323,000 | $231,000 | $900,000 | $88,000 | $3,780,000 |
| Application Withdrawn By Applicant | 5,282 | $1,226,128,000 | $232,000 | $742,000 | $98,000 | $2,160,000 |
| Application Approved But Not Accepted | 1,179 | $278,873,000 | $236,000 | $742,000 | $97,000 | $788,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3,454 | $816,639,000 | $236,000 | $900,000 | $97,000 | $3,780,000 |
| Debt-To-Income Ratio | 1,139 | $278,785,000 | $244,000 | $712,000 | $67,000 | $600,000 |
| Collateral | 586 | $121,312,000 | $207,000 | $632,000 | $88,000 | $584,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 430 | $94,401,000 | $219,000 | $507,000 | $85,000 | $438,000 |
| Credit History | 253 | $50,616,000 | $200,000 | $532,000 | $76,000 | $549,000 |
| Unverifiable Information | 232 | $52,621,000 | $226,000 | $615,000 | $82,000 | $400,000 |
| Employment History | 53 | $10,814,000 | $204,000 | $526,000 | $74,000 | $250,000 |
| Credit Application Incomplete | 6 | $1,194,000 | $199,000 | $390,000 | $93,000 | $198,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Center's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.