Home Loan Center Mortgage Lending & HMDA Data, 2009

In 2009, Home Loan Center of Irvine, CA reported 25,434 mortgage applications totaling $5.8 billion, up 26% from 2008. The average application was for $227,514, and applicants reported an average income of $94,078. 50% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,120), Los Angeles-Long Beach-Glendale, CA (1,018) and Washington-Arlington-Alexandria, DC-VA-MD-WV (879) (applications in parentheses).

Mortgage Company & Address Home Loan Center
163 Technology Drive
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 25,434
Total Mortgage Loan Application Amount $5,786,596,000
Average Mortgage Loan Application Amount $227,514
Highest Mortgage Loan Application Amount $900,000
Average Applicant Income $94,078
Highest Applicant Income $3,780,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Center filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Center by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,018 $ 292,424,000 $ 287,253 $ 102,000
Orange, California 524 $ 166,253,000 $ 317,276 $ 109,000
Maricopa, Arizona 520 $ 111,779,000 $ 214,959 $ 94,000
San Diego, California 362 $ 102,399,000 $ 282,870 $ 100,000
Clark, Nevada 314 $ 66,587,000 $ 212,060 $ 96,000
Riverside, California 289 $ 63,545,000 $ 219,878 $ 89,000
Fairfax, Virginia 244 $ 72,091,000 $ 295,454 $ 123,000
King, Washington 229 $ 63,195,000 $ 275,960 $ 107,000
San Bernardino, California 223 $ 49,713,000 $ 222,928 $ 95,000
Suffolk, New York 199 $ 55,278,000 $ 277,778 $ 110,000
Montgomery, Maryland 198 $ 57,461,000 $ 290,207 $ 118,000
Fulton, Georgia 192 $ 42,739,000 $ 222,598 $ 109,000
Santa Clara, California 189 $ 62,881,000 $ 332,703 $ 125,000
Pima, Arizona 180 $ 36,755,000 $ 204,194 $ 86,000
Alameda, California 178 $ 54,080,000 $ 303,820 $ 111,000
Cobb, Georgia 172 $ 35,507,000 $ 206,436 $ 90,000
Gwinnett, Georgia 165 $ 31,306,000 $ 189,733 $ 93,000
Contra Costa, California 158 $ 46,258,000 $ 292,772 $ 114,000
Ventura, California 152 $ 45,911,000 $ 302,046 $ 102,000
Fairfield, Connecticut 148 $ 43,277,000 $ 292,412 $ 120,000
Prince George's, Maryland 148 $ 34,195,000 $ 231,047 $ 100,000
DeKalb, Georgia 143 $ 29,394,000 $ 205,552 $ 90,000
Middlesex, New Jersey 141 $ 37,162,000 $ 263,560 $ 102,000
Hartford, Connecticut 140 $ 31,778,000 $ 226,985 $ 101,000
Nassau, New York 138 $ 37,928,000 $ 274,840 $ 123,000
Sacramento, California 137 $ 34,065,000 $ 248,649 $ 93,000
Broward, Florida 135 $ 29,528,000 $ 218,725 $ 97,000
New Haven, Connecticut 125 $ 27,853,000 $ 222,824 $ 92,000
Anne Arundel, Maryland 122 $ 31,863,000 $ 261,172 $ 99,000
Ocean, New Jersey 122 $ 29,739,000 $ 243,762 $ 96,000
Miami-Dade, Florida 121 $ 27,167,000 $ 224,520 $ 106,000
Hennepin, Minnesota 121 $ 24,914,000 $ 205,900 $ 95,000
St. Louis, Missouri 120 $ 24,720,000 $ 206,000 $ 106,000
Bernalillo, New Mexico 117 $ 22,481,000 $ 192,145 $ 80,000
Montgomery, Pennsylvania 117 $ 26,928,000 $ 230,153 $ 117,000
Johnson, Kansas 116 $ 23,748,000 $ 204,724 $ 101,000
Honolulu, Hawaii 112 $ 33,088,000 $ 295,428 $ 90,000
Palm Beach, Florida 111 $ 23,861,000 $ 214,963 $ 104,000
Baltimore, Maryland 111 $ 26,030,000 $ 234,504 $ 91,000
Monmouth, New Jersey 111 $ 27,661,000 $ 249,198 $ 102,000
Bergen, New Jersey 109 $ 32,900,000 $ 301,834 $ 139,000
Pierce, Washington 108 $ 24,558,000 $ 227,388 $ 85,000
Burlington, New Jersey 106 $ 23,539,000 $ 222,066 $ 95,000
Chesterfield, Virginia 106 $ 21,768,000 $ 205,358 $ 83,000
Mecklenburg, North Carolina 103 $ 22,181,000 $ 215,349 $ 100,000
New Castle, Delaware 98 $ 20,709,000 $ 211,316 $ 80,000
Orange, Florida 98 $ 20,300,000 $ 207,142 $ 88,000
Washoe, Nevada 95 $ 20,300,000 $ 213,684 $ 87,000
Snohomish, Washington 95 $ 24,382,000 $ 256,652 $ 91,000
San Mateo, California 94 $ 32,165,000 $ 342,180 $ 123,000
Hillsborough, New Hampshire 94 $ 21,088,000 $ 224,340 $ 93,000
Wake, North Carolina 92 $ 20,273,000 $ 220,358 $ 99,000
Middlesex, Massachusetts 91 $ 25,766,000 $ 283,142 $ 121,000
Chester, Pennsylvania 91 $ 22,632,000 $ 248,703 $ 104,000
Westchester, New York 90 $ 26,020,000 $ 289,111 $ 116,000
Fresno, California 89 $ 20,016,000 $ 224,898 $ 100,000
Hillsborough, Florida 87 $ 17,190,000 $ 197,586 $ 107,000
Virginia Beach, Virginia 86 $ 20,660,000 $ 240,232 $ 109,000
Kern, California 85 $ 17,156,000 $ 201,835 $ 93,000
Sonoma, California 84 $ 23,771,000 $ 282,988 $ 104,000
Bucks, Pennsylvania 83 $ 20,502,000 $ 247,012 $ 95,000
Harris, Texas 80 $ 13,555,000 $ 169,437 $ 94,000
Camden, New Jersey 79 $ 16,468,000 $ 208,455 $ 101,000
Morris, New Jersey 79 $ 23,213,000 $ 293,835 $ 142,000
Loudoun, Virginia 78 $ 22,936,000 $ 294,051 $ 121,000
Howard, Maryland 77 $ 22,310,000 $ 289,740 $ 117,000
Queens, New York 76 $ 23,108,000 $ 304,052 $ 101,000
Jefferson, Alabama 74 $ 14,116,000 $ 190,756 $ 83,000
St. Charles, Missouri 73 $ 14,708,000 $ 201,479 $ 87,000
Rockingham, New Hampshire 73 $ 17,179,000 $ 235,328 $ 95,000
Allegheny, Pennsylvania 73 $ 12,065,000 $ 165,273 $ 83,000
Lee, Florida 72 $ 14,804,000 $ 205,611 $ 97,000
Essex, New Jersey 72 $ 18,885,000 $ 262,291 $ 102,000
Orange, New York 72 $ 18,094,000 $ 251,305 $ 92,000
Shelby, Tennessee 72 $ 13,931,000 $ 193,486 $ 88,000
Multnomah, Oregon 71 $ 16,555,000 $ 233,169 $ 72,000
Erie, New York 69 $ 12,092,000 $ 175,246 $ 104,000
San Joaquin, California 68 $ 14,657,000 $ 215,544 $ 104,000
Solano, California 68 $ 17,397,000 $ 255,838 $ 106,000
Marion, Indiana 68 $ 11,411,000 $ 167,808 $ 85,000
Union, New Jersey 67 $ 17,911,000 $ 267,328 $ 108,000
Prince William, Virginia 67 $ 19,224,000 $ 286,925 $ 110,000
District of Columbia, District Of Columbia 66 $ 19,792,000 $ 299,878 $ 115,000
Tulsa, Oklahoma 65 $ 12,323,000 $ 189,584 $ 112,000
Spokane, Washington 65 $ 12,498,000 $ 192,276 $ 77,000
Cherokee, Georgia 63 $ 12,253,000 $ 194,492 $ 92,000
Placer, California 62 $ 16,428,000 $ 264,967 $ 105,000
Jackson, Missouri 62 $ 11,929,000 $ 192,403 $ 89,000
Somerset, New Jersey 62 $ 18,151,000 $ 292,758 $ 119,000
Clark, Washington 62 $ 14,008,000 $ 225,935 $ 93,000
Philadelphia, Pennsylvania 61 $ 12,120,000 $ 198,688 $ 91,000
Seminole, Florida 60 $ 13,656,000 $ 227,600 $ 89,000
Frederick, Maryland 60 $ 16,693,000 $ 278,216 $ 110,000
Harford, Maryland 60 $ 14,815,000 $ 246,916 $ 98,000
Davidson, Tennessee 60 $ 12,344,000 $ 205,733 $ 78,000
Henrico, Virginia 60 $ 12,558,000 $ 209,300 $ 89,000
Pinellas, Florida 59 $ 11,986,000 $ 203,152 $ 107,000
Gloucester, New Jersey 59 $ 11,718,000 $ 198,610 $ 80,000
Delaware, Pennsylvania 59 $ 12,645,000 $ 214,322 $ 93,000
Forsyth, Georgia 58 $ 12,755,000 $ 219,913 $ 93,000
Lake, Indiana 58 $ 10,919,000 $ 188,258 $ 80,000
Polk, Florida 56 $ 10,917,000 $ 194,946 $ 77,000
Richmond, New York 56 $ 13,802,000 $ 246,464 $ 79,000
Washington, Oregon 56 $ 13,248,000 $ 236,571 $ 78,000
Kitsap, Washington 55 $ 12,541,000 $ 228,018 $ 90,000
Duval, Florida 54 $ 10,138,000 $ 187,740 $ 76,000
Mercer, New Jersey 54 $ 13,102,000 $ 242,629 $ 109,000
Chesapeake, Virginia 54 $ 12,356,000 $ 228,814 $ 78,000
Hamilton, Indiana 53 $ 11,456,000 $ 216,150 $ 113,000
Carroll, Maryland 53 $ 12,659,000 $ 238,849 $ 84,000
Oklahoma, Oklahoma 53 $ 9,421,000 $ 177,754 $ 89,000
San Luis Obispo, California 52 $ 15,442,000 $ 296,961 $ 97,000
Passaic, New Jersey 52 $ 13,014,000 $ 250,269 $ 100,000
Providence, Rhode Island 52 $ 10,301,000 $ 198,096 $ 80,000
Madison, Alabama 50 $ 10,189,000 $ 203,780 $ 96,000
York, Pennsylvania 50 $ 9,561,000 $ 191,220 $ 77,000
Atlantic, New Jersey 49 $ 10,086,000 $ 205,836 $ 87,000
Yavapai, Arizona 48 $ 10,851,000 $ 226,062 $ 79,000
East Baton Rouge, Louisiana 48 $ 9,057,000 $ 188,687 $ 88,000
Jefferson, Louisiana 48 $ 8,976,000 $ 187,000 $ 93,000
Sussex, New Jersey 48 $ 11,684,000 $ 243,416 $ 103,000
Dutchess, New York 48 $ 11,159,000 $ 232,479 $ 96,000
San Francisco, California 47 $ 15,087,000 $ 321,000 $ 113,000
Thurston, Washington 47 $ 11,043,000 $ 234,957 $ 85,000
Hudson, New Jersey 46 $ 11,964,000 $ 260,086 $ 113,000
Mobile, Alabama 45 $ 8,130,000 $ 180,666 $ 87,000
Pinal, Arizona 44 $ 8,519,000 $ 193,613 $ 75,000
Stanislaus, California 44 $ 8,597,000 $ 195,386 $ 87,000
New London, Connecticut 44 $ 9,492,000 $ 215,727 $ 88,000
Sedgwick, Kansas 44 $ 7,463,000 $ 169,613 $ 86,000
Cleveland, Oklahoma 44 $ 7,968,000 $ 181,090 $ 90,000
El Dorado, California 43 $ 12,088,000 $ 281,116 $ 88,000
Douglas, Colorado 43 $ 10,811,000 $ 251,418 $ 94,000
Sussex, Delaware 43 $ 9,883,000 $ 229,837 $ 91,000
Charles, Maryland 43 $ 11,205,000 $ 260,581 $ 100,000
Norfolk, Massachusetts 43 $ 10,904,000 $ 253,581 $ 96,000
Middlesex, Connecticut 42 $ 9,644,000 $ 229,619 $ 87,000
Baltimore City, Maryland 42 $ 8,015,000 $ 190,833 $ 68,000
Worcester, Massachusetts 42 $ 9,751,000 $ 232,166 $ 89,000
Kings, New York 42 $ 11,985,000 $ 285,357 $ 91,000
Jefferson, Colorado 41 $ 8,774,000 $ 214,000 $ 72,000
Douglas, Nebraska 41 $ 6,894,000 $ 168,146 $ 97,000
Tolland, Connecticut 40 $ 9,095,000 $ 227,375 $ 95,000
Henry, Georgia 40 $ 7,771,000 $ 194,275 $ 78,000
Plymouth, Massachusetts 40 $ 10,445,000 $ 261,125 $ 101,000
Nevada, California 39 $ 10,552,000 $ 270,564 $ 100,000
Hunterdon, New Jersey 39 $ 10,063,000 $ 258,025 $ 98,000
Butte, California 38 $ 7,545,000 $ 198,552 $ 76,000
St. Tammany, Louisiana 38 $ 6,785,000 $ 178,552 $ 78,000
Stafford, Virginia 38 $ 10,383,000 $ 273,236 $ 114,000
Baldwin, Alabama 37 $ 7,119,000 $ 192,405 $ 99,000
Santa Barbara, California 37 $ 9,870,000 $ 266,756 $ 94,000
Volusia, Florida 37 $ 7,803,000 $ 210,891 $ 87,000
Fayette, Georgia 37 $ 7,931,000 $ 214,351 $ 113,000
Lake, Illinois 37 $ 8,009,000 $ 216,459 $ 92,000
Clay, Missouri 37 $ 7,058,000 $ 190,756 $ 88,000
Clackamas, Oregon 37 $ 10,491,000 $ 283,540 $ 104,000
Hawaii, Hawaii 36 $ 8,890,000 $ 246,944 $ 85,000
Monroe, New York 36 $ 5,921,000 $ 164,472 $ 98,000
Mohave, Arizona 35 $ 7,155,000 $ 204,428 $ 75,000
Tulare, California 35 $ 6,172,000 $ 176,342 $ 106,000
Collier, Florida 35 $ 7,882,000 $ 225,200 $ 99,000
Paulding, Georgia 35 $ 6,290,000 $ 179,714 $ 73,000
Calvert, Maryland 35 $ 10,021,000 $ 286,314 $ 109,000
Santa Fe, New Mexico 35 $ 9,163,000 $ 261,800 $ 98,000
Rockland, New York 35 $ 10,146,000 $ 289,885 $ 111,000
Shelby, Alabama 34 $ 6,971,000 $ 205,029 $ 79,000
Brevard, Florida 34 $ 7,197,000 $ 211,676 $ 97,000
Chatham, Georgia 34 $ 6,131,000 $ 180,323 $ 84,000
Hall, Georgia 34 $ 8,035,000 $ 236,323 $ 92,000
Porter, Indiana 34 $ 6,655,000 $ 195,735 $ 93,000
York, Maine 34 $ 7,485,000 $ 220,147 $ 89,000
Merrimack, New Hampshire 34 $ 7,423,000 $ 218,323 $ 91,000
Knox, Tennessee 34 $ 6,373,000 $ 187,441 $ 74,000
Dallas, Texas 34 $ 5,690,000 $ 167,352 $ 109,000
Chittenden, Vermont 34 $ 7,658,000 $ 225,235 $ 93,000
Berkeley, West Virginia 34 $ 6,570,000 $ 193,235 $ 63,000
Arapahoe, Colorado 33 $ 7,304,000 $ 221,333 $ 94,000
Denver, Colorado 33 $ 6,671,000 $ 202,151 $ 98,000
El Paso, Colorado 33 $ 7,316,000 $ 221,696 $ 83,000
Lake, Florida 33 $ 6,844,000 $ 207,393 $ 72,000
Northampton, Pennsylvania 33 $ 6,795,000 $ 205,909 $ 84,000
Williamson, Tennessee 33 $ 8,134,000 $ 246,484 $ 106,000
Monterey, California 32 $ 9,307,000 $ 290,843 $ 114,000
Maui, Hawaii 32 $ 9,862,000 $ 308,187 $ 92,000
St. Joseph, Indiana 32 $ 4,741,000 $ 148,156 $ 90,000
Washington, Maryland 32 $ 6,910,000 $ 215,937 $ 77,000
Dona Ana, New Mexico 32 $ 6,239,000 $ 194,968 $ 78,000
Lancaster, Pennsylvania 32 $ 5,374,000 $ 167,937 $ 83,000
Lehigh, Pennsylvania 32 $ 6,584,000 $ 205,750 $ 79,000
Arlington, Virginia 32 $ 10,252,000 $ 320,375 $ 125,000
Shasta, California 31 $ 7,490,000 $ 241,612 $ 101,000
Litchfield, Connecticut 31 $ 7,267,000 $ 234,419 $ 79,000
Pasco, Florida 31 $ 5,630,000 $ 181,612 $ 74,000
Polk, Iowa 31 $ 5,725,000 $ 184,677 $ 84,000
Cecil, Maryland 31 $ 6,854,000 $ 221,096 $ 88,000
Anoka, Minnesota 31 $ 6,766,000 $ 218,258 $ 94,000
Lane, Oregon 31 $ 6,414,000 $ 206,903 $ 71,000
Newport News, Virginia 31 $ 5,792,000 $ 186,838 $ 76,000
Santa Cruz, California 30 $ 10,038,000 $ 334,600 $ 98,000
Yolo, California 30 $ 8,441,000 $ 281,366 $ 107,000
Marion, Florida 30 $ 4,987,000 $ 166,233 $ 55,000
St. Mary's, Maryland 30 $ 7,864,000 $ 262,133 $ 95,000
Albany, New York 30 $ 5,577,000 $ 185,900 $ 86,000
Onondaga, New York 30 $ 5,071,000 $ 169,033 $ 89,000
Rutherford, Tennessee 30 $ 4,999,000 $ 166,633 $ 65,000
Spotsylvania, Virginia 30 $ 7,101,000 $ 236,700 $ 93,000
St. Johns, Florida 29 $ 6,121,000 $ 211,068 $ 108,000
Douglas, Georgia 29 $ 5,485,000 $ 189,137 $ 87,000
Cumberland, Maine 29 $ 6,821,000 $ 235,206 $ 86,000
Dakota, Minnesota 29 $ 5,988,000 $ 206,482 $ 110,000
Missoula, Montana 29 $ 6,260,000 $ 215,862 $ 71,000
Berks, Pennsylvania 29 $ 5,074,000 $ 174,965 $ 76,000
Waukesha, Wisconsin 29 $ 6,723,000 $ 231,827 $ 92,000
Coconino, Arizona 28 $ 6,557,000 $ 234,178 $ 88,000
Napa, California 28 $ 7,768,000 $ 277,428 $ 97,000
Manatee, Florida 28 $ 5,339,000 $ 190,678 $ 230,000
Essex, Massachusetts 28 $ 7,729,000 $ 276,035 $ 117,000
Flathead, Montana 28 $ 6,247,000 $ 223,107 $ 55,000
Sandoval, New Mexico 28 $ 5,625,000 $ 200,892 $ 85,000
Milwaukee, Wisconsin 28 $ 4,956,000 $ 177,000 $ 75,000
Humboldt, California 27 $ 6,556,000 $ 242,814 $ 96,000
Madera, California 27 $ 4,560,000 $ 168,888 $ 68,000
Columbia, Georgia 27 $ 5,266,000 $ 195,037 $ 87,000
Allen, Indiana 27 $ 4,180,000 $ 154,814 $ 75,000
Ascension, Louisiana 27 $ 5,674,000 $ 210,148 $ 88,000
Ramsey, Minnesota 27 $ 5,902,000 $ 218,592 $ 104,000
Yellowstone, Montana 27 $ 5,011,000 $ 185,592 $ 133,000
Saratoga, New York 27 $ 5,752,000 $ 213,037 $ 76,000
Marion, Oregon 27 $ 5,312,000 $ 196,740 $ 68,000
Sumner, Tennessee 27 $ 5,267,000 $ 195,074 $ 74,000
Albemarle, Virginia 27 $ 6,927,000 $ 256,555 $ 101,000
Hampton, Virginia 27 $ 4,746,000 $ 175,777 $ 70,000
Coweta, Georgia 26 $ 4,955,000 $ 190,576 $ 77,000
Lafayette, Louisiana 26 $ 4,663,000 $ 179,346 $ 76,000
Cabarrus, North Carolina 26 $ 5,841,000 $ 224,653 $ 95,000
Guilford, North Carolina 26 $ 4,731,000 $ 181,961 $ 82,000
Monroe, Pennsylvania 26 $ 5,130,000 $ 197,307 $ 94,000
Washington, Rhode Island 26 $ 7,188,000 $ 276,461 $ 131,000
Bexar, Texas 26 $ 4,008,000 $ 154,153 $ 78,000
Anchorage, Alaska 25 $ 6,002,000 $ 240,080 $ 97,000
Walton, Georgia 25 $ 4,193,000 $ 167,720 $ 67,000
Hendricks, Indiana 25 $ 4,521,000 $ 180,840 $ 74,000
Tarrant, Texas 25 $ 4,069,000 $ 162,760 $ 79,000
Sarasota, Florida 24 $ 4,455,000 $ 185,625 $ 77,000
Jackson, Georgia 24 $ 4,110,000 $ 171,250 $ 72,000
Rockdale, Georgia 24 $ 4,915,000 $ 204,791 $ 79,000
Orleans, Louisiana 24 $ 5,087,000 $ 211,958 $ 143,000
St. Louis City, Missouri 24 $ 4,074,000 $ 169,750 $ 79,000
Sarpy, Nebraska 24 $ 4,065,000 $ 169,375 $ 82,000
Strafford, New Hampshire 24 $ 5,154,000 $ 214,750 $ 77,000
Hamilton, Tennessee 24 $ 4,861,000 $ 202,541 $ 79,000
Alexandria, Virginia 24 $ 8,095,000 $ 337,291 $ 132,000
Jefferson, West Virginia 24 $ 4,798,000 $ 199,916 $ 77,000
DeSoto, Mississippi 23 $ 4,194,000 $ 182,347 $ 70,000
Warren, New Jersey 23 $ 5,249,000 $ 228,217 $ 94,000
Westmoreland, Pennsylvania 23 $ 4,126,000 $ 179,391 $ 66,000
Fort Bend, Texas 23 $ 4,682,000 $ 203,565 $ 109,000
Fauquier, Virginia 23 $ 6,697,000 $ 291,173 $ 106,000
Hanover, Virginia 23 $ 5,139,000 $ 223,434 $ 94,000
Norfolk, Virginia 23 $ 5,397,000 $ 234,652 $ 86,000
Richmond City, Virginia 23 $ 4,844,000 $ 210,608 $ 104,000
Whatcom, Washington 23 $ 5,871,000 $ 255,260 $ 61,000
Kanawha, West Virginia 23 $ 4,289,000 $ 186,478 $ 95,000
Navajo, Arizona 22 $ 4,023,000 $ 182,863 $ 82,000
Marin, California 22 $ 7,999,000 $ 363,590 $ 98,000
Okaloosa, Florida 22 $ 3,951,000 $ 179,590 $ 81,000
Osceola, Florida 22 $ 4,076,000 $ 185,272 $ 68,000
Washington, Minnesota 22 $ 4,898,000 $ 222,636 $ 72,000
Gallatin, Montana 22 $ 5,238,000 $ 238,090 $ 70,000
Forsyth, North Carolina 22 $ 3,477,000 $ 158,045 $ 63,000
Butler, Pennsylvania 22 $ 4,498,000 $ 204,454 $ 92,000
Windham, Connecticut 21 $ 4,306,000 $ 205,047 $ 73,000
Escambia, Florida 21 $ 4,316,000 $ 205,523 $ 118,000
Leon, Florida 21 $ 4,922,000 $ 234,380 $ 111,000
Kauai, Hawaii 21 $ 6,326,000 $ 301,238 $ 89,000
Calcasieu, Louisiana 21 $ 3,303,000 $ 157,285 $ 78,000
Terrebonne, Louisiana 21 $ 3,763,000 $ 179,190 $ 70,000
Bristol, Massachusetts 21 $ 4,760,000 $ 226,666 $ 95,000
Union, North Carolina 21 $ 4,874,000 $ 232,095 $ 106,000
Canadian, Oklahoma 21 $ 4,163,000 $ 198,238 $ 90,000
Cumberland, Pennsylvania 21 $ 3,933,000 $ 187,285 $ 69,000
Kent, Rhode Island 21 $ 4,464,000 $ 212,571 $ 88,000
Cochise, Arizona 20 $ 3,853,000 $ 192,650 $ 71,000
Yuma, Arizona 20 $ 3,402,000 $ 170,100 $ 94,000
Merced, California 20 $ 3,930,000 $ 196,500 $ 87,000
Boulder, Colorado 20 $ 4,186,000 $ 209,300 $ 69,000
Hancock, Indiana 20 $ 3,788,000 $ 189,400 $ 106,000
Elko, Nevada 20 $ 4,049,000 $ 202,450 $ 77,000
San Juan, New Mexico 20 $ 4,147,000 $ 207,350 $ 72,000
Buncombe, North Carolina 20 $ 3,717,000 $ 185,850 $ 81,000
Durham, North Carolina 20 $ 3,696,000 $ 184,800 $ 71,000
Wilson, Tennessee 20 $ 4,453,000 $ 222,650 $ 72,000
Denton, Texas 20 $ 3,731,000 $ 186,550 $ 88,000
Travis, Texas 20 $ 4,708,000 $ 235,400 $ 102,000
Roanoke, Virginia 20 $ 4,550,000 $ 227,500 $ 95,000
Suffolk, Virginia 20 $ 4,508,000 $ 225,400 $ 83,000
Island, Washington 20 $ 5,077,000 $ 253,850 $ 80,000
Adams, Colorado 19 $ 3,590,000 $ 188,947 $ 71,000
Weld, Colorado 19 $ 3,682,000 $ 193,789 $ 89,000
Kent, Delaware 19 $ 3,967,000 $ 208,789 $ 82,000
Houston, Georgia 19 $ 2,971,000 $ 156,368 $ 76,000
Greene, Missouri 19 $ 3,613,000 $ 190,157 $ 95,000
Jefferson, Missouri 19 $ 3,531,000 $ 185,842 $ 72,000
Cape May, New Jersey 19 $ 5,035,000 $ 265,000 $ 128,000
Cumberland, New Jersey 19 $ 3,328,000 $ 175,157 $ 71,000
Bronx, New York 19 $ 5,368,000 $ 282,526 $ 79,000
Ulster, New York 19 $ 3,722,000 $ 195,894 $ 91,000
Yamhill, Oregon 19 $ 3,826,000 $ 201,368 $ 75,000
Dauphin, Pennsylvania 19 $ 3,132,000 $ 164,842 $ 86,000
Benton, Washington 19 $ 3,423,000 $ 180,157 $ 99,000
Jefferson, Washington 19 $ 5,493,000 $ 289,105 $ 91,000
Skagit, Washington 19 $ 4,641,000 $ 244,263 $ 92,000
Limestone, Alabama 18 $ 3,617,000 $ 200,944 $ 87,000
Bay, Florida 18 $ 3,779,000 $ 209,944 $ 85,000
Clay, Florida 18 $ 3,443,000 $ 191,277 $ 65,000
Carroll, Georgia 18 $ 3,439,000 $ 191,055 $ 95,000
Elkhart, Indiana 18 $ 3,381,000 $ 187,833 $ 72,000
Rankin, Mississippi 18 $ 3,530,000 $ 196,111 $ 66,000
Eddy, New Mexico 18 $ 3,500,000 $ 194,444 $ 76,000
New Hanover, North Carolina 18 $ 3,306,000 $ 183,666 $ 81,000
Rogers, Oklahoma 18 $ 3,884,000 $ 215,777 $ 72,000
Collin, Texas 18 $ 3,274,000 $ 181,888 $ 98,000
James City, Virginia 18 $ 4,537,000 $ 252,055 $ 85,000
Cullman, Alabama 17 $ 2,709,000 $ 159,352 $ 54,000
Tuscaloosa, Alabama 17 $ 2,891,000 $ 170,058 $ 97,000
Gila, Arizona 17 $ 3,642,000 $ 214,235 $ 89,000
Kings, California 17 $ 3,102,000 $ 182,470 $ 92,000
Tuolumne, California 17 $ 4,004,000 $ 235,529 $ 83,000
Alachua, Florida 17 $ 4,074,000 $ 239,647 $ 95,000
Santa Rosa, Florida 17 $ 3,192,000 $ 187,764 $ 100,000
Newton, Georgia 17 $ 3,052,000 $ 179,529 $ 63,000
Carroll, New Hampshire 17 $ 3,208,000 $ 188,705 $ 68,000
Grafton, New Hampshire 17 $ 3,228,000 $ 189,882 $ 105,000
New York, New York 17 $ 5,510,000 $ 324,117 $ 127,000
Rensselaer, New York 17 $ 3,148,000 $ 185,176 $ 95,000
Luzerne, Pennsylvania 17 $ 2,773,000 $ 163,117 $ 71,000
York, South Carolina 17 $ 3,311,000 $ 194,764 $ 87,000
Lee, Alabama 16 $ 2,801,000 $ 175,062 $ 71,000
Larimer, Colorado 16 $ 3,846,000 $ 240,375 $ 90,000
St. Lucie, Florida 16 $ 3,128,000 $ 195,500 $ 77,000
Bartow, Georgia 16 $ 2,834,000 $ 177,125 $ 74,000
Boone, Indiana 16 $ 3,891,000 $ 243,187 $ 98,000
Monroe, Indiana 16 $ 3,122,000 $ 195,125 $ 77,000
Morgan, Indiana 16 $ 2,657,000 $ 166,062 $ 76,000
Shawnee, Kansas 16 $ 2,774,000 $ 173,375 $ 91,000
Worcester, Maryland 16 $ 3,581,000 $ 223,812 $ 103,000
Suffolk, Massachusetts 16 $ 3,807,000 $ 237,937 $ 67,000
Boone, Missouri 16 $ 3,152,000 $ 197,000 $ 102,000
Douglas, Nevada 16 $ 3,980,000 $ 248,750 $ 67,000
Sullivan, New York 16 $ 3,489,000 $ 218,062 $ 83,000
Henderson, North Carolina 16 $ 3,102,000 $ 193,875 $ 67,000
Benton, Oregon 16 $ 3,779,000 $ 236,187 $ 91,000
Washington, Vermont 16 $ 2,902,000 $ 181,375 $ 74,000
Bedford, Virginia 16 $ 3,775,000 $ 235,937 $ 89,000
Cowlitz, Washington 16 $ 3,445,000 $ 215,312 $ 87,000
Laramie, Wyoming 16 $ 3,182,000 $ 198,875 $ 83,000
Amador, California 15 $ 3,937,000 $ 262,466 $ 91,000
Mendocino, California 15 $ 4,305,000 $ 287,000 $ 90,000
Martin, Florida 15 $ 3,328,000 $ 221,866 $ 83,000
Nassau, Florida 15 $ 3,748,000 $ 249,866 $ 94,000
Lafourche, Louisiana 15 $ 2,544,000 $ 169,600 $ 88,000
Ravalli, Montana 15 $ 3,221,000 $ 214,733 $ 63,000
Lancaster, Nebraska 15 $ 2,780,000 $ 185,333 $ 132,000
Iredell, North Carolina 15 $ 3,342,000 $ 222,800 $ 90,000
Deschutes, Oregon 15 $ 3,234,000 $ 215,600 $ 83,000
Bibb, Georgia 14 $ 2,736,000 $ 195,428 $ 66,000
Floyd, Indiana 14 $ 2,650,000 $ 189,285 $ 87,000
Livingston, Louisiana 14 $ 2,532,000 $ 180,857 $ 75,000
St. Charles, Louisiana 14 $ 2,794,000 $ 199,571 $ 70,000
Wicomico, Maryland 14 $ 3,001,000 $ 214,357 $ 91,000
St. Louis, Minnesota 14 $ 2,479,000 $ 177,071 $ 67,000
Wright, Minnesota 14 $ 2,552,000 $ 182,285 $ 74,000
Hinds, Mississippi 14 $ 2,732,000 $ 195,142 $ 73,000
Cass, Missouri 14 $ 2,617,000 $ 186,928 $ 80,000
Belknap, New Hampshire 14 $ 2,877,000 $ 205,500 $ 84,000
Beaufort, South Carolina 14 $ 2,933,000 $ 209,500 $ 133,000
Blount, Tennessee 14 $ 2,736,000 $ 195,428 $ 63,000
Bennington, Vermont 14 $ 2,953,000 $ 210,928 $ 84,000
Windsor, Vermont 14 $ 3,359,000 $ 239,928 $ 86,000
Louisa, Virginia 14 $ 3,042,000 $ 217,285 $ 84,000
York, Virginia 14 $ 3,726,000 $ 266,142 $ 126,000
Natrona, Wyoming 14 $ 2,436,000 $ 174,000 $ 90,000
Charlotte, Florida 13 $ 2,815,000 $ 216,538 $ 100,000
Flagler, Florida 13 $ 2,462,000 $ 189,384 $ 87,000
Hernando, Florida 13 $ 2,806,000 $ 215,846 $ 89,000
Sumter, Florida 13 $ 2,442,000 $ 187,846 $ 77,000
St. Clair, Illinois 13 $ 2,551,000 $ 196,230 $ 111,000
Will, Illinois 13 $ 2,913,000 $ 224,076 $ 104,000
Clark, Indiana 13 $ 2,188,000 $ 168,307 $ 78,000
Barnstable, Massachusetts 13 $ 3,440,000 $ 264,615 $ 160,000
Hampden, Massachusetts 13 $ 2,705,000 $ 208,076 $ 86,000
Scott, Minnesota 13 $ 3,047,000 $ 234,384 $ 102,000
Lewis and Clark, Montana 13 $ 2,576,000 $ 198,153 $ 83,000
Carson City, Nevada 13 $ 3,467,000 $ 266,692 $ 126,000
Nye, Nevada 13 $ 2,365,000 $ 181,923 $ 60,000
Cheshire, New Hampshire 13 $ 2,556,000 $ 196,615 $ 71,000
Putnam, New York 13 $ 3,555,000 $ 273,461 $ 106,000
Schenectady, New York 13 $ 2,432,000 $ 187,076 $ 72,000
Orange, North Carolina 13 $ 3,400,000 $ 261,538 $ 117,000
Beaver, Pennsylvania 13 $ 2,198,000 $ 169,076 $ 64,000
Charleston, South Carolina 13 $ 2,890,000 $ 222,307 $ 66,000
Montgomery, Texas 13 $ 2,277,000 $ 175,153 $ 203,000
Frederick, Virginia 13 $ 2,772,000 $ 213,230 $ 71,000
Mason, Washington 13 $ 3,034,000 $ 233,384 $ 74,000
Dane, Wisconsin 13 $ 2,636,000 $ 202,769 $ 100,000
DeKalb, Alabama 12 $ 1,965,000 $ 163,750 $ 68,000
Montgomery, Alabama 12 $ 2,493,000 $ 207,750 $ 150,000
Santa Cruz, Arizona 12 $ 3,191,000 $ 265,916 $ 76,000
Yuba, California 12 $ 2,333,000 $ 194,416 $ 85,000
Barrow, Georgia 12 $ 1,992,000 $ 166,000 $ 59,000
Scott, Iowa 12 $ 2,676,000 $ 223,000 $ 98,000
Valencia, New Mexico 12 $ 2,793,000 $ 232,750 $ 74,000
Cumberland, North Carolina 12 $ 1,964,000 $ 163,666 $ 84,000
Douglas, Oregon 12 $ 2,686,000 $ 223,833 $ 84,000
Jackson, Oregon 12 $ 2,635,000 $ 219,583 $ 92,000
Lackawanna, Pennsylvania 12 $ 2,491,000 $ 207,583 $ 129,000
Pike, Pennsylvania 12 $ 2,054,000 $ 171,166 $ 83,000
Isle of Wight, Virginia 12 $ 2,249,000 $ 187,416 $ 67,000
Powhatan, Virginia 12 $ 3,107,000 $ 258,916 $ 91,000
Lewis, Washington 12 $ 2,483,000 $ 206,916 $ 80,000
Sweetwater, Wyoming 12 $ 2,435,000 $ 202,916 $ 84,000
Etowah, Alabama 11 $ 2,116,000 $ 192,363 $ 97,000
Morgan, Alabama 11 $ 2,014,000 $ 183,090 $ 93,000
St. Clair, Alabama 11 $ 2,216,000 $ 201,454 $ 67,000
Mesa, Colorado 11 $ 2,444,000 $ 222,181 $ 84,000
Walton, Florida 11 $ 2,665,000 $ 242,272 $ 171,000
Clarke, Georgia 11 $ 2,035,000 $ 185,000 $ 80,000
Glynn, Georgia 11 $ 2,280,000 $ 207,272 $ 75,000
Harris, Georgia 11 $ 2,371,000 $ 215,545 $ 92,000
Muscogee, Georgia 11 $ 2,139,000 $ 194,454 $ 76,000
Oconee, Georgia 11 $ 2,219,000 $ 201,727 $ 85,000
Johnson, Indiana 11 $ 1,910,000 $ 173,636 $ 94,000
LaPorte, Indiana 11 $ 2,166,000 $ 196,909 $ 59,000
Linn, Iowa 11 $ 1,877,000 $ 170,636 $ 100,000
Riley, Kansas 11 $ 2,067,000 $ 187,909 $ 78,000
Caddo, Louisiana 11 $ 2,192,000 $ 199,272 $ 83,000
Tangipahoa, Louisiana 11 $ 1,775,000 $ 161,363 $ 70,000
Androscoggin, Maine 11 $ 1,650,000 $ 150,000 $ 57,000
Harrison, Mississippi 11 $ 2,151,000 $ 195,545 $ 86,000
Madison, Mississippi 11 $ 1,945,000 $ 176,818 $ 89,000
Christian, Missouri 11 $ 2,016,000 $ 183,272 $ 72,000
Platte, Missouri 11 $ 1,949,000 $ 177,181 $ 91,000
Lincoln, New Mexico 11 $ 2,034,000 $ 184,909 $ 62,000
Columbia, New York 11 $ 2,337,000 $ 212,454 $ 87,000
Essex, New York 11 $ 2,319,000 $ 210,818 $ 77,000
Gaston, North Carolina 11 $ 1,832,000 $ 166,545 $ 78,000
Adams, Pennsylvania 11 $ 2,361,000 $ 214,636 $ 73,000
Horry, South Carolina 11 $ 1,947,000 $ 177,000 $ 78,000
Montgomery, Tennessee 11 $ 1,746,000 $ 158,727 $ 74,000
Rutland, Vermont 11 $ 1,891,000 $ 171,909 $ 124,000
Dinwiddie, Virginia 11 $ 2,488,000 $ 226,181 $ 70,000
New Kent, Virginia 11 $ 2,391,000 $ 217,363 $ 82,000
Shenandoah, Virginia 11 $ 2,324,000 $ 211,272 $ 72,000
Clallam, Washington 11 $ 2,679,000 $ 243,545 $ 93,000
Grays Harbor, Washington 11 $ 1,974,000 $ 179,454 $ 68,000
Lincoln, Wyoming 11 $ 2,574,000 $ 234,000 $ 65,000
Calhoun, Alabama 10 $ 1,443,000 $ 144,300 $ 64,000
Chilton, Alabama 10 $ 2,011,000 $ 201,100 $ 69,000
Elmore, Alabama 10 $ 2,006,000 $ 200,600 $ 132,000
Talladega, Alabama 10 $ 2,068,000 $ 206,800 $ 76,000
Apache, Arizona 10 $ 1,651,000 $ 165,100 $ 66,000
Calaveras, California 10 $ 2,602,000 $ 260,200 $ 96,000
Tehama, California 10 $ 1,887,000 $ 188,700 $ 64,000
Indian River, Florida 10 $ 2,526,000 $ 252,600 $ 91,000
Clayton, Georgia 10 $ 1,504,000 $ 150,400 $ 68,000
Effingham, Georgia 10 $ 1,774,000 $ 177,400 $ 72,000
Dearborn, Indiana 10 $ 1,927,000 $ 192,700 $ 69,000
Tippecanoe, Indiana 10 $ 1,769,000 $ 176,900 $ 78,000
Oxford, Maine 10 $ 2,254,000 $ 225,400 $ 94,000
Penobscot, Maine 10 $ 1,506,000 $ 150,600 $ 68,000
Salem, New Jersey 10 $ 2,232,000 $ 223,200 $ 97,000
Niagara, New York 10 $ 1,600,000 $ 160,000 $ 72,000
Rowan, North Carolina 10 $ 2,235,000 $ 223,500 $ 120,000
Polk, Oregon 10 $ 2,487,000 $ 248,700 $ 91,000
Centre, Pennsylvania 10 $ 2,201,000 $ 220,100 $ 98,000
Greenville, South Carolina 10 $ 1,860,000 $ 186,000 $ 88,000
Richland, South Carolina 10 $ 1,525,000 $ 152,500 $ 60,000
Washington, Tennessee 10 $ 1,966,000 $ 196,600 $ 69,000
El Paso, Texas 10 $ 1,277,000 $ 127,700 $ 85,000
Windham, Vermont 10 $ 1,873,000 $ 187,300 $ 104,000
Augusta, Virginia 10 $ 2,258,000 $ 225,800 $ 77,000
Franklin, Virginia 10 $ 2,420,000 $ 242,000 $ 71,000
Rockingham, Virginia 10 $ 2,074,000 $ 207,400 $ 68,000
Imperial, California 9 $ 2,005,000 $ 222,777 $ 99,000
Lake, California 9 $ 1,732,000 $ 192,444 $ 57,000
Citrus, Florida 9 $ 1,938,000 $ 215,333 $ 64,000
Dawson, Georgia 9 $ 1,767,000 $ 196,333 $ 74,000
Liberty, Georgia 9 $ 1,549,000 $ 172,111 $ 84,000
White, Georgia 9 $ 1,936,000 $ 215,111 $ 75,000
McLean, Illinois 9 $ 1,786,000 $ 198,444 $ 82,000
Butler, Kansas 9 $ 1,968,000 $ 218,666 $ 106,000
Douglas, Kansas 9 $ 1,696,000 $ 188,444 $ 82,000
Leavenworth, Kansas 9 $ 1,715,000 $ 190,555 $ 95,000
Rapides, Louisiana 9 $ 1,735,000 $ 192,777 $ 91,000
Queen Anne's, Maryland 9 $ 2,232,000 $ 248,000 $ 68,000
Oakland, Michigan 9 $ 1,887,000 $ 209,666 $ 155,000
Lamar, Mississippi 9 $ 1,739,000 $ 193,222 $ 110,000
Cape Girardeau, Missouri 9 $ 1,634,000 $ 181,555 $ 65,000
Rio Arriba, New Mexico 9 $ 2,098,000 $ 233,111 $ 92,000
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Mortgage Loan Application Detail Totals for Home Loan Center in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 22,374 $5,193,234,000 $232,000 $742,000 $95,000 $3,780,000
Home Purchase 2,541 $487,285,000 $191,000 $900,000 $87,000 $1,706,000
Home Improvement 519 $106,077,000 $204,000 $625,000 $89,000 $485,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,484 $4,169,302,000 $225,000 $900,000 $94,000 $3,780,000
Not Provided 3,939 $906,440,000 $230,000 $704,000 $95,000 $897,000
Hispanic 1,254 $293,543,000 $234,000 $637,000 $89,000 $1,237,000
Black or African American 887 $190,790,000 $215,000 $615,000 $83,000 $1,250,000
Asian 690 $183,933,000 $266,000 $712,000 $104,000 $555,000
Native Hawaiian or Other Pacific Islander 101 $24,496,000 $242,000 $476,000 $78,000 $227,000
American Indian or Alaskan Native 79 $18,092,000 $229,000 $627,000 $97,000 $369,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,203 $4,463,841,000 $232,000 $900,000 $100,000 $3,780,000
FHA-insured (Federal Housing Administration) 6,231 $1,322,755,000 $212,000 $742,000 $76,000 $772,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,754 $2,840,272,000 $222,000 $742,000 $95,000 $1,423,000
Application Denied By Financial Institution 6,219 $1,441,323,000 $231,000 $900,000 $88,000 $3,780,000
Application Withdrawn By Applicant 5,282 $1,226,128,000 $232,000 $742,000 $98,000 $2,160,000
Application Approved But Not Accepted 1,179 $278,873,000 $236,000 $742,000 $97,000 $788,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 3,454 $816,639,000 $236,000 $900,000 $97,000 $3,780,000
Debt-To-Income Ratio 1,139 $278,785,000 $244,000 $712,000 $67,000 $600,000
Collateral 586 $121,312,000 $207,000 $632,000 $88,000 $584,000
Insufficient Cash (Downpayment, Closing Cost) 430 $94,401,000 $219,000 $507,000 $85,000 $438,000
Credit History 253 $50,616,000 $200,000 $532,000 $76,000 $549,000
Unverifiable Information 232 $52,621,000 $226,000 $615,000 $82,000 $400,000
Employment History 53 $10,814,000 $204,000 $526,000 $74,000 $250,000
Credit Application Incomplete 6 $1,194,000 $199,000 $390,000 $93,000 $198,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Center's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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