Home Loan Center, Inc. Mortgage Lending & HMDA Data, 2011

In 2011, Home Loan Center, Inc. of Charlotte, NC reported 118,457 mortgage applications totaling $24.8 billion. The average application was for $209,757, and applicants reported an average income of $97,475. 11% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (3,436), Los Angeles-Long Beach-Glendale, CA (3,301) and New York-White Plains-Wayne, NY-NJ (3,101) (applications in parentheses).

Mortgage Company & Address Home Loan Center, Inc.
11115 Rushmore Drive
Charlotte, NC 28277
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 118,457
Total Mortgage Loan Application Amount $24,847,293,000
Average Mortgage Loan Application Amount $209,757
Highest Mortgage Loan Application Amount $8,012,000
Average Applicant Income $97,475
Highest Applicant Income $6,499,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Center, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Center, Inc. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,301 $ 1,026,335,000 $ 310,916 $ 118,000
Cook, Illinois 1,682 $ 343,114,000 $ 203,991 $ 96,000
Orange, California 1,484 $ 499,478,000 $ 336,575 $ 124,000
Maricopa, Arizona 1,216 $ 241,634,000 $ 198,712 $ 90,000
San Diego, California 1,193 $ 371,142,000 $ 311,099 $ 112,000
Harris, Texas 1,061 $ 176,461,000 $ 166,315 $ 107,000
Riverside, California 997 $ 228,605,000 $ 229,292 $ 93,000
Suffolk, New York 980 $ 273,582,000 $ 279,165 $ 113,000
Fairfax, Virginia 868 $ 283,949,000 $ 327,130 $ 141,000
San Bernardino, California 789 $ 180,951,000 $ 229,342 $ 103,000
Wake, North Carolina 722 $ 147,857,000 $ 204,788 $ 101,000
Nassau, New York 721 $ 214,621,000 $ 297,671 $ 134,000
Mecklenburg, North Carolina 714 $ 128,999,000 $ 180,670 $ 96,000
Middlesex, Massachusetts 711 $ 188,493,000 $ 265,109 $ 106,000
Montgomery, Maryland 684 $ 211,654,000 $ 309,435 $ 135,000
Santa Clara, California 599 $ 227,321,000 $ 379,500 $ 138,000
Broward, Florida 593 $ 122,415,000 $ 206,433 $ 101,000
King, Washington 593 $ 164,868,000 $ 278,023 $ 120,000
Hartford, Connecticut 590 $ 120,714,000 $ 204,600 $ 100,000
Prince George's, Maryland 565 $ 140,840,000 $ 249,274 $ 102,000
Montgomery, Pennsylvania 565 $ 126,048,000 $ 223,093 $ 108,000
Sacramento, California 554 $ 128,057,000 $ 231,149 $ 91,000
Alameda, California 540 $ 178,656,000 $ 330,844 $ 122,000
Fairfield, Connecticut 528 $ 157,605,000 $ 298,494 $ 133,000
New Haven, Connecticut 521 $ 109,441,000 $ 210,059 $ 107,000
Miami-Dade, Florida 517 $ 105,068,000 $ 203,226 $ 105,000
Tarrant, Texas 514 $ 82,194,000 $ 159,910 $ 109,000
Philadelphia, Pennsylvania 512 $ 90,380,000 $ 176,523 $ 97,000
Bergen, New Jersey 504 $ 160,298,000 $ 318,051 $ 144,000
Clark, Nevada 499 $ 97,914,000 $ 196,220 $ 90,000
Baltimore, Maryland 494 $ 111,326,000 $ 225,356 $ 93,000
Dallas, Texas 490 $ 81,956,000 $ 167,257 $ 102,000
Palm Beach, Florida 480 $ 97,758,000 $ 203,662 $ 97,000
Monmouth, New Jersey 474 $ 133,692,000 $ 282,050 $ 117,000
Middlesex, New Jersey 473 $ 122,610,000 $ 259,217 $ 127,000
Westchester, New York 469 $ 156,576,000 $ 333,850 $ 159,000
Queens, New York 468 $ 143,650,000 $ 306,944 $ 102,000
Gwinnett, Georgia 464 $ 80,806,000 $ 174,150 $ 85,000
Bucks, Pennsylvania 458 $ 108,576,000 $ 237,065 $ 104,000
Contra Costa, California 449 $ 145,028,000 $ 323,002 $ 139,000
Fulton, Georgia 448 $ 97,606,000 $ 217,870 $ 118,000
Allegheny, Pennsylvania 448 $ 69,269,000 $ 154,618 $ 98,000
District of Columbia, District Of Columbia 438 $ 137,420,000 $ 313,744 $ 124,000
Anne Arundel, Maryland 425 $ 115,817,000 $ 272,510 $ 107,000
Ocean, New Jersey 422 $ 98,397,000 $ 233,168 $ 91,000
Cobb, Georgia 420 $ 80,846,000 $ 192,490 $ 94,000
DuPage, Illinois 418 $ 93,277,000 $ 223,150 $ 103,000
Hennepin, Minnesota 416 $ 87,733,000 $ 210,896 $ 102,000
Worcester, Massachusetts 414 $ 87,816,000 $ 212,115 $ 94,000
Bexar, Texas 409 $ 62,686,000 $ 153,266 $ 99,000
Chester, Pennsylvania 407 $ 96,947,000 $ 238,199 $ 117,000
Ventura, California 406 $ 128,349,000 $ 316,130 $ 130,000
St. Louis, Missouri 390 $ 70,901,000 $ 181,797 $ 95,000
Essex, Massachusetts 388 $ 99,386,000 $ 256,149 $ 99,000
Shelby, Tennessee 385 $ 66,413,000 $ 172,501 $ 88,000
Will, Illinois 384 $ 76,287,000 $ 198,664 $ 104,000
Jefferson, Kentucky 376 $ 64,928,000 $ 172,680 $ 85,000
Travis, Texas 372 $ 69,164,000 $ 185,924 $ 103,000
Pima, Arizona 364 $ 69,705,000 $ 191,497 $ 86,000
Burlington, New Jersey 359 $ 76,618,000 $ 213,420 $ 95,000
Kings, New York 355 $ 112,866,000 $ 317,932 $ 107,000
Norfolk, Massachusetts 354 $ 91,634,000 $ 258,853 $ 116,000
Richmond, New York 349 $ 97,652,000 $ 279,805 $ 101,000
Erie, New York 347 $ 53,530,000 $ 154,265 $ 93,000
Collin, Texas 341 $ 66,519,000 $ 195,070 $ 113,000
New Castle, Delaware 340 $ 71,247,000 $ 209,550 $ 93,000
Morris, New Jersey 337 $ 97,990,000 $ 290,771 $ 131,000
Camden, New Jersey 336 $ 59,902,000 $ 178,279 $ 98,000
Davidson, Tennessee 332 $ 56,702,000 $ 170,789 $ 79,000
Hillsborough, Florida 329 $ 61,059,000 $ 185,589 $ 108,000
Bernalillo, New Mexico 329 $ 60,519,000 $ 183,948 $ 89,000
Prince William, Virginia 329 $ 91,627,000 $ 278,501 $ 123,000
Loudoun, Virginia 328 $ 113,317,000 $ 345,478 $ 153,000
Delaware, Pennsylvania 322 $ 62,604,000 $ 194,422 $ 98,000
Essex, New Jersey 319 $ 86,219,000 $ 270,278 $ 144,000
Jefferson, Louisiana 318 $ 51,435,000 $ 161,745 $ 78,000
Orange, Florida 317 $ 60,638,000 $ 191,287 $ 90,000
Fort Bend, Texas 317 $ 59,365,000 $ 187,271 $ 123,000
Pierce, Washington 313 $ 70,244,000 $ 224,421 $ 86,000
Orange, New York 310 $ 69,391,000 $ 223,841 $ 108,000
Pinellas, Florida 307 $ 54,532,000 $ 177,628 $ 92,000
Denton, Texas 306 $ 58,133,000 $ 189,977 $ 113,000
Fresno, California 300 $ 60,803,000 $ 202,676 $ 93,000
Virginia Beach, Virginia 296 $ 65,757,000 $ 222,152 $ 91,000
DeKalb, Georgia 292 $ 55,369,000 $ 189,619 $ 100,000
Plymouth, Massachusetts 292 $ 70,445,000 $ 241,250 $ 97,000
Kern, California 287 $ 55,366,000 $ 192,912 $ 95,000
Johnson, Kansas 287 $ 53,812,000 $ 187,498 $ 98,000
Lake, Illinois 285 $ 60,357,000 $ 211,778 $ 109,000
Jackson, Missouri 285 $ 43,470,000 $ 152,526 $ 80,000
Multnomah, Oregon 284 $ 62,950,000 $ 221,654 $ 94,000
Salt Lake, Utah 284 $ 61,254,000 $ 215,683 $ 92,000
Jefferson, Alabama 274 $ 49,804,000 $ 181,766 $ 83,000
Bristol, Massachusetts 273 $ 61,197,000 $ 224,164 $ 111,000
El Paso, Colorado 270 $ 50,562,000 $ 187,266 $ 84,000
Guilford, North Carolina 270 $ 47,346,000 $ 175,355 $ 87,000
Hillsborough, New Hampshire 269 $ 57,095,000 $ 212,249 $ 102,000
Marion, Indiana 265 $ 39,262,000 $ 148,158 $ 89,000
York, Pennsylvania 264 $ 48,941,000 $ 185,382 $ 88,000
San Mateo, California 263 $ 106,883,000 $ 406,399 $ 140,000
Duval, Florida 263 $ 48,407,000 $ 184,057 $ 94,000
Jefferson, Colorado 261 $ 56,224,000 $ 215,417 $ 91,000
Gloucester, New Jersey 260 $ 52,122,000 $ 200,469 $ 99,000
Lancaster, Pennsylvania 256 $ 44,969,000 $ 175,660 $ 81,000
East Baton Rouge, Louisiana 255 $ 46,161,000 $ 181,023 $ 89,000
Honolulu, Hawaii 251 $ 81,231,000 $ 323,629 $ 116,000
Snohomish, Washington 248 $ 61,804,000 $ 249,209 $ 87,000
Monroe, New York 244 $ 38,511,000 $ 157,831 $ 95,000
Union, New Jersey 242 $ 62,527,000 $ 258,376 $ 116,000
Chesterfield, Virginia 239 $ 48,192,000 $ 201,640 $ 102,000
Dutchess, New York 238 $ 56,524,000 $ 237,495 $ 110,000
Kane, Illinois 237 $ 47,985,000 $ 202,468 $ 90,000
San Joaquin, California 236 $ 53,435,000 $ 226,419 $ 91,000
Howard, Maryland 236 $ 69,725,000 $ 295,444 $ 123,000
Milwaukee, Wisconsin 235 $ 36,082,000 $ 153,540 $ 79,000
Washington, Oregon 233 $ 53,145,000 $ 228,090 $ 95,000
Somerset, New Jersey 230 $ 66,827,000 $ 290,552 $ 144,000
Hudson, New Jersey 225 $ 61,955,000 $ 275,355 $ 120,000
Suffolk, Massachusetts 222 $ 57,272,000 $ 257,981 $ 111,000
Berks, Pennsylvania 221 $ 38,375,000 $ 173,642 $ 86,000
St. Tammany, Louisiana 220 $ 40,631,000 $ 184,686 $ 93,000
Douglas, Nebraska 217 $ 35,468,000 $ 163,447 $ 88,000
Arapahoe, Colorado 216 $ 44,426,000 $ 205,675 $ 97,000
Orleans, Louisiana 213 $ 35,866,000 $ 168,384 $ 94,000
Lee, Florida 210 $ 39,311,000 $ 187,195 $ 101,000
Baltimore City, Maryland 209 $ 37,310,000 $ 178,516 $ 92,000
Rockingham, New Hampshire 209 $ 47,909,000 $ 229,229 $ 92,000
Sonoma, California 208 $ 64,168,000 $ 308,500 $ 108,000
Frederick, Maryland 208 $ 52,363,000 $ 251,745 $ 112,000
Henrico, Virginia 208 $ 42,913,000 $ 206,312 $ 90,000
Cumberland, Maine 207 $ 43,507,000 $ 210,178 $ 89,000
Mercer, New Jersey 207 $ 47,406,000 $ 229,014 $ 120,000
Forsyth, North Carolina 207 $ 33,841,000 $ 163,483 $ 83,000
Providence, Rhode Island 207 $ 41,979,000 $ 202,797 $ 89,000
Union, North Carolina 206 $ 43,472,000 $ 211,029 $ 96,000
Northampton, Pennsylvania 200 $ 39,396,000 $ 196,980 $ 94,000
St. Charles, Missouri 199 $ 35,936,000 $ 180,582 $ 86,000
Franklin, Ohio 199 $ 32,822,000 $ 164,934 $ 89,000
Clackamas, Oregon 199 $ 46,684,000 $ 234,592 $ 95,000
Montgomery, Texas 199 $ 38,288,000 $ 192,402 $ 111,000
Denver, Colorado 198 $ 45,693,000 $ 230,772 $ 101,000
Greenville, South Carolina 198 $ 34,215,000 $ 172,803 $ 81,000
Rockland, New York 197 $ 56,600,000 $ 287,309 $ 129,000
Placer, California 196 $ 52,483,000 $ 267,770 $ 102,000
Lehigh, Pennsylvania 196 $ 40,058,000 $ 204,377 $ 87,000
Harford, Maryland 195 $ 46,320,000 $ 237,538 $ 101,000
Lake, Indiana 192 $ 29,884,000 $ 155,645 $ 79,000
Sedgwick, Kansas 192 $ 29,196,000 $ 152,062 $ 98,000
San Francisco, California 191 $ 80,300,000 $ 420,418 $ 159,000
York, Maine 190 $ 38,083,000 $ 200,436 $ 86,000
Williamson, Texas 189 $ 32,095,000 $ 169,814 $ 86,000
Douglas, Colorado 186 $ 46,217,000 $ 248,478 $ 108,000
Adams, Colorado 185 $ 36,838,000 $ 199,124 $ 81,000
Oakland, Michigan 184 $ 35,436,000 $ 192,586 $ 108,000
McHenry, Illinois 182 $ 35,095,000 $ 192,829 $ 91,000
Sussex, Delaware 180 $ 39,224,000 $ 217,911 $ 97,000
Passaic, New Jersey 180 $ 45,771,000 $ 254,283 $ 104,000
Saratoga, New York 180 $ 37,043,000 $ 205,794 $ 92,000
Durham, North Carolina 179 $ 31,812,000 $ 177,720 $ 81,000
Barnstable, Massachusetts 178 $ 44,133,000 $ 247,938 $ 126,000
Hampden, Massachusetts 177 $ 31,936,000 $ 180,429 $ 76,000
Charleston, South Carolina 177 $ 38,092,000 $ 215,209 $ 97,000
Waukesha, Wisconsin 177 $ 37,448,000 $ 211,570 $ 103,000
Brevard, Florida 176 $ 30,565,000 $ 173,664 $ 97,000
Knox, Tennessee 176 $ 32,070,000 $ 182,215 $ 85,000
Hamilton, Indiana 174 $ 33,169,000 $ 190,626 $ 98,000
Westmoreland, Pennsylvania 174 $ 25,912,000 $ 148,919 $ 81,000
Horry, South Carolina 174 $ 29,549,000 $ 169,821 $ 81,000
Dane, Wisconsin 172 $ 32,649,000 $ 189,819 $ 89,000
Spokane, Washington 171 $ 31,149,000 $ 182,157 $ 70,000
Mobile, Alabama 169 $ 24,699,000 $ 146,147 $ 74,000
Anoka, Minnesota 169 $ 33,157,000 $ 196,195 $ 98,000
Atlantic, New Jersey 168 $ 32,561,000 $ 193,815 $ 95,000
Tulare, California 167 $ 32,212,000 $ 192,886 $ 84,000
Dakota, Minnesota 167 $ 34,429,000 $ 206,161 $ 94,000
Solano, California 166 $ 40,428,000 $ 243,542 $ 108,000
Carroll, Maryland 166 $ 41,568,000 $ 250,409 $ 96,000
Ramsey, Minnesota 164 $ 32,095,000 $ 195,701 $ 98,000
Buncombe, North Carolina 164 $ 30,951,000 $ 188,725 $ 71,000
Madison, Alabama 162 $ 29,549,000 $ 182,401 $ 87,000
Oklahoma, Oklahoma 162 $ 27,480,000 $ 169,629 $ 85,000
El Paso, Texas 162 $ 24,804,000 $ 153,111 $ 92,000
Cabarrus, North Carolina 161 $ 29,049,000 $ 180,428 $ 87,000
Cherokee, Georgia 160 $ 30,546,000 $ 190,912 $ 124,000
Monroe, Pennsylvania 159 $ 27,655,000 $ 173,930 $ 85,000
Williamson, Tennessee 159 $ 39,899,000 $ 250,937 $ 129,000
Arlington, Virginia 159 $ 56,048,000 $ 352,503 $ 169,000
Santa Barbara, California 158 $ 49,501,000 $ 313,297 $ 104,000
Forsyth, Georgia 157 $ 35,847,000 $ 228,324 $ 103,000
Clay, Missouri 155 $ 25,543,000 $ 164,793 $ 80,000
Clark, Washington 155 $ 33,119,000 $ 213,670 $ 103,000
Cumberland, Pennsylvania 154 $ 30,075,000 $ 195,292 $ 90,000
Richland, South Carolina 154 $ 27,388,000 $ 177,844 $ 88,000
Onondaga, New York 152 $ 22,917,000 $ 150,769 $ 84,000
Volusia, Florida 151 $ 25,283,000 $ 167,437 $ 83,000
Polk, Iowa 151 $ 24,546,000 $ 162,556 $ 78,000
Bronx, New York 151 $ 41,978,000 $ 278,000 $ 101,000
New London, Connecticut 150 $ 31,977,000 $ 213,180 $ 95,000
Seminole, Florida 148 $ 29,497,000 $ 199,304 $ 101,000
Utah, Utah 148 $ 29,791,000 $ 201,290 $ 88,000
Lane, Oregon 147 $ 28,653,000 $ 194,918 $ 88,000
San Luis Obispo, California 146 $ 45,015,000 $ 308,321 $ 108,000
York, South Carolina 146 $ 27,240,000 $ 186,575 $ 92,000
Middlesex, Connecticut 145 $ 32,776,000 $ 226,041 $ 105,000
Washoe, Nevada 145 $ 33,332,000 $ 229,875 $ 98,000
Cuyahoga, Ohio 143 $ 23,199,000 $ 162,230 $ 105,000
Dauphin, Pennsylvania 143 $ 24,389,000 $ 170,552 $ 88,000
Pasco, Florida 142 $ 26,073,000 $ 183,612 $ 84,000
El Dorado, California 140 $ 37,452,000 $ 267,514 $ 109,000
Larimer, Colorado 140 $ 30,675,000 $ 219,107 $ 91,000
Hamilton, Tennessee 140 $ 24,285,000 $ 173,464 $ 86,000
Shelby, Alabama 139 $ 28,291,000 $ 203,532 $ 96,000
Rutherford, Tennessee 139 $ 21,349,000 $ 153,589 $ 66,000
Sussex, New Jersey 138 $ 31,215,000 $ 226,195 $ 107,000
New Hanover, North Carolina 137 $ 25,614,000 $ 186,963 $ 83,000
Chesapeake, Virginia 137 $ 31,362,000 $ 228,919 $ 92,000
Boulder, Colorado 136 $ 34,176,000 $ 251,294 $ 100,000
Wayne, Michigan 136 $ 21,914,000 $ 161,132 $ 85,000
Tulsa, Oklahoma 136 $ 21,292,000 $ 156,558 $ 102,000
Monterey, California 135 $ 43,449,000 $ 321,844 $ 130,000
Cumberland, North Carolina 134 $ 20,264,000 $ 151,223 $ 79,000
Luzerne, Pennsylvania 134 $ 20,443,000 $ 152,559 $ 77,000
Sarasota, Florida 133 $ 25,247,000 $ 189,827 $ 95,000
Henry, Georgia 133 $ 22,296,000 $ 167,639 $ 90,000
Collier, Florida 131 $ 28,101,000 $ 214,511 $ 108,000
Washington, Minnesota 131 $ 29,995,000 $ 228,969 $ 101,000
Lexington, South Carolina 131 $ 21,505,000 $ 164,160 $ 81,000
Galveston, Texas 131 $ 21,620,000 $ 165,038 $ 103,000
Litchfield, Connecticut 130 $ 28,342,000 $ 218,015 $ 104,000
Brazoria, Texas 130 $ 21,755,000 $ 167,346 $ 118,000
Chatham, Georgia 129 $ 22,832,000 $ 176,992 $ 116,000
Stanislaus, California 128 $ 24,128,000 $ 188,500 $ 76,000
Jefferson, Missouri 127 $ 20,446,000 $ 160,992 $ 72,000
DeSoto, Mississippi 124 $ 21,060,000 $ 169,838 $ 80,000
Baldwin, Alabama 121 $ 22,119,000 $ 182,801 $ 80,000
Tolland, Connecticut 121 $ 25,663,000 $ 212,090 $ 100,000
Manatee, Florida 119 $ 25,054,000 $ 210,537 $ 103,000
Gaston, North Carolina 119 $ 18,714,000 $ 157,260 $ 72,000
Johnston, North Carolina 119 $ 18,240,000 $ 153,277 $ 68,000
Stafford, Virginia 119 $ 32,043,000 $ 269,268 $ 119,000
Porter, Indiana 118 $ 21,233,000 $ 179,940 $ 87,000
Lafayette, Louisiana 118 $ 20,578,000 $ 174,389 $ 86,000
Butler, Pennsylvania 118 $ 21,333,000 $ 180,788 $ 94,000
Hidalgo, Texas 118 $ 17,400,000 $ 147,457 $ 87,000
Polk, Florida 117 $ 17,486,000 $ 149,452 $ 77,000
Albany, New York 117 $ 21,217,000 $ 181,341 $ 99,000
Ulster, New York 116 $ 23,278,000 $ 200,672 $ 85,000
Yavapai, Arizona 113 $ 22,657,000 $ 200,504 $ 86,000
Mohave, Arizona 110 $ 18,399,000 $ 167,263 $ 74,000
Kent, Delaware 110 $ 20,874,000 $ 189,763 $ 77,000
Cape May, New Jersey 109 $ 27,332,000 $ 250,752 $ 133,000
Jackson, Oregon 108 $ 24,100,000 $ 223,148 $ 77,000
Butte, California 107 $ 22,177,000 $ 207,261 $ 84,000
Hamilton, Ohio 107 $ 17,616,000 $ 164,635 $ 92,000
St. Mary's, Maryland 106 $ 24,982,000 $ 235,679 $ 103,000
Marion, Florida 105 $ 17,182,000 $ 163,638 $ 76,000
Fayette, Kentucky 105 $ 18,798,000 $ 179,028 $ 83,000
Iredell, North Carolina 105 $ 22,747,000 $ 216,638 $ 87,000
Sumner, Tennessee 105 $ 19,715,000 $ 187,761 $ 72,000
Norfolk, Virginia 105 $ 20,481,000 $ 195,057 $ 82,000
Anchorage, Alaska 104 $ 26,077,000 $ 250,740 $ 95,000
Brunswick, North Carolina 104 $ 20,110,000 $ 193,365 $ 92,000
Marin, California 103 $ 37,970,000 $ 368,640 $ 156,000
Lake, Florida 103 $ 19,767,000 $ 191,912 $ 83,000
Cecil, Maryland 103 $ 20,673,000 $ 200,708 $ 81,000
Lackawanna, Pennsylvania 103 $ 17,434,000 $ 169,262 $ 99,000
Kitsap, Washington 103 $ 22,522,000 $ 218,660 $ 84,000
New York, New York 102 $ 38,029,000 $ 372,833 $ 189,000
Davis, Utah 102 $ 21,845,000 $ 214,166 $ 81,000
Weld, Colorado 101 $ 19,179,000 $ 189,891 $ 80,000
Putnam, New York 101 $ 27,596,000 $ 273,227 $ 115,000
Marion, Oregon 101 $ 19,731,000 $ 195,356 $ 76,000
Hunterdon, New Jersey 100 $ 28,026,000 $ 280,260 $ 130,000
Spotsylvania, Virginia 100 $ 21,139,000 $ 211,390 $ 91,000
Caddo, Louisiana 99 $ 15,473,000 $ 156,292 $ 100,000
Calcasieu, Louisiana 99 $ 15,053,000 $ 152,050 $ 75,000
Charles, Maryland 99 $ 26,765,000 $ 270,353 $ 108,000
St. Johns, Florida 97 $ 20,984,000 $ 216,329 $ 104,000
Spartanburg, South Carolina 97 $ 15,780,000 $ 162,680 $ 78,000
Alexandria, Virginia 97 $ 32,472,000 $ 334,762 $ 149,000
Calvert, Maryland 95 $ 26,058,000 $ 274,294 $ 115,000
Thurston, Washington 95 $ 19,862,000 $ 209,073 $ 84,000
Pulaski, Arkansas 94 $ 15,517,000 $ 165,074 $ 87,000
Greene, Missouri 94 $ 13,652,000 $ 145,234 $ 74,000
Summit, Ohio 94 $ 15,670,000 $ 166,702 $ 99,000
Hanover, Virginia 94 $ 20,686,000 $ 220,063 $ 88,000
Berkeley, West Virginia 93 $ 16,003,000 $ 172,075 $ 86,000
Shasta, California 92 $ 18,037,000 $ 196,054 $ 85,000
Coweta, Georgia 92 $ 16,302,000 $ 177,195 $ 72,000
Hendricks, Indiana 92 $ 15,016,000 $ 163,217 $ 73,000
Oneida, New York 92 $ 12,580,000 $ 136,739 $ 69,000
Washington, Pennsylvania 92 $ 16,985,000 $ 184,619 $ 85,000
Pinal, Arizona 91 $ 13,540,000 $ 148,791 $ 76,000
Rankin, Mississippi 91 $ 14,858,000 $ 163,274 $ 76,000
Lancaster, Nebraska 91 $ 14,425,000 $ 158,516 $ 77,000
Santa Cruz, California 90 $ 30,810,000 $ 342,333 $ 102,000
Leon, Florida 90 $ 15,080,000 $ 167,555 $ 84,000
St. Lucie, Florida 89 $ 13,670,000 $ 153,595 $ 85,000
Erie, Pennsylvania 89 $ 12,632,000 $ 141,932 $ 81,000
Chittenden, Vermont 89 $ 18,687,000 $ 209,966 $ 96,000
Hall, Georgia 88 $ 16,114,000 $ 183,113 $ 78,000
St. Joseph, Indiana 88 $ 12,680,000 $ 144,090 $ 70,000
Ascension, Louisiana 88 $ 16,042,000 $ 182,295 $ 74,000
Merrimack, New Hampshire 88 $ 17,630,000 $ 200,340 $ 89,000
Dorchester, South Carolina 88 $ 14,111,000 $ 160,352 $ 71,000
Paulding, Georgia 87 $ 14,784,000 $ 169,931 $ 73,000
Dona Ana, New Mexico 87 $ 15,625,000 $ 179,597 $ 88,000
St. Louis City, Missouri 86 $ 14,131,000 $ 164,313 $ 86,000
Warren, New Jersey 86 $ 18,690,000 $ 217,325 $ 114,000
Newport News, Virginia 86 $ 14,255,000 $ 165,755 $ 81,000
Racine, Wisconsin 86 $ 14,380,000 $ 167,209 $ 84,000
Washington, Maryland 85 $ 18,065,000 $ 212,529 $ 91,000
Hinds, Mississippi 85 $ 12,725,000 $ 149,705 $ 75,000
Beaver, Pennsylvania 85 $ 12,350,000 $ 145,294 $ 81,000
Harrison, Mississippi 84 $ 14,345,000 $ 170,773 $ 85,000
Strafford, New Hampshire 84 $ 16,261,000 $ 193,583 $ 93,000
Beaufort, South Carolina 84 $ 18,364,000 $ 218,619 $ 100,000
Hampton, Virginia 84 $ 14,301,000 $ 170,250 $ 69,000
Escambia, Florida 83 $ 13,650,000 $ 164,457 $ 80,000
Rensselaer, New York 83 $ 13,821,000 $ 166,518 $ 81,000
Franklin, Pennsylvania 83 $ 14,451,000 $ 174,108 $ 70,000
Berkeley, South Carolina 83 $ 13,939,000 $ 167,939 $ 67,000
Nueces, Texas 83 $ 13,705,000 $ 165,120 $ 94,000
Kenosha, Wisconsin 82 $ 14,383,000 $ 175,402 $ 80,000
Davidson, North Carolina 81 $ 12,600,000 $ 155,555 $ 75,000
Onslow, North Carolina 81 $ 12,391,000 $ 152,975 $ 73,000
Kent, Rhode Island 81 $ 14,988,000 $ 185,037 $ 95,000
Yolo, California 80 $ 20,687,000 $ 258,587 $ 93,000
Sandoval, New Mexico 80 $ 14,605,000 $ 182,562 $ 98,000
Livingston, Louisiana 79 $ 13,976,000 $ 176,911 $ 79,000
Benton, Arkansas 78 $ 14,499,000 $ 185,884 $ 104,000
Madison, Illinois 78 $ 11,666,000 $ 149,564 $ 86,000
Sarpy, Nebraska 78 $ 12,898,000 $ 165,358 $ 90,000
Blount, Tennessee 78 $ 12,426,000 $ 159,307 $ 68,000
Windham, Connecticut 77 $ 13,533,000 $ 175,753 $ 81,000
St. Clair, Illinois 77 $ 11,523,000 $ 149,649 $ 101,000
Rowan, North Carolina 76 $ 11,222,000 $ 147,657 $ 73,000
Montgomery, Alabama 75 $ 12,615,000 $ 168,200 $ 83,000
Fayette, Georgia 75 $ 14,879,000 $ 198,386 $ 94,000
Cleveland, Oklahoma 75 $ 11,692,000 $ 155,893 $ 83,000
Washington, Rhode Island 75 $ 17,873,000 $ 238,306 $ 175,000
Merced, California 74 $ 14,937,000 $ 201,851 $ 92,000
Jackson, Mississippi 74 $ 11,548,000 $ 156,054 $ 78,000
Schenectady, New York 74 $ 11,058,000 $ 149,432 $ 79,000
Deschutes, Oregon 74 $ 17,077,000 $ 230,770 $ 87,000
Wilson, Tennessee 74 $ 14,149,000 $ 191,202 $ 98,000
Hawaii, Hawaii 73 $ 19,112,000 $ 261,808 $ 108,000
Pike, Pennsylvania 73 $ 13,550,000 $ 185,616 $ 96,000
Smith, Texas 73 $ 12,116,000 $ 165,972 $ 97,000
Allen, Indiana 72 $ 9,827,000 $ 136,486 $ 79,000
Santa Fe, New Mexico 72 $ 16,914,000 $ 234,916 $ 97,000
Douglas, Georgia 71 $ 11,538,000 $ 162,507 $ 83,000
Muscogee, Georgia 71 $ 11,426,000 $ 160,929 $ 76,000
Ouachita, Louisiana 71 $ 11,923,000 $ 167,929 $ 95,000
Johnson, Texas 71 $ 10,110,000 $ 142,394 $ 116,000
Albemarle, Virginia 71 $ 17,100,000 $ 240,845 $ 117,000
Suffolk, Virginia 71 $ 14,847,000 $ 209,112 $ 76,000
Alachua, Florida 70 $ 12,332,000 $ 176,171 $ 96,000
Montgomery, Tennessee 70 $ 11,018,000 $ 157,400 $ 80,000
Roanoke, Virginia 70 $ 12,061,000 $ 172,300 $ 87,000
Outagamie, Wisconsin 70 $ 10,132,000 $ 144,742 $ 74,000
Maui, Hawaii 69 $ 23,080,000 $ 334,492 $ 106,000
Richmond City, Virginia 69 $ 13,119,000 $ 190,130 $ 112,000
Nevada, California 68 $ 19,059,000 $ 280,279 $ 94,000
McLean, Illinois 68 $ 10,781,000 $ 158,544 $ 76,000
Worcester, Maryland 68 $ 13,239,000 $ 194,691 $ 121,000
Niagara, New York 68 $ 9,858,000 $ 144,970 $ 85,000
Henderson, North Carolina 68 $ 11,602,000 $ 170,617 $ 71,000
Lebanon, Pennsylvania 68 $ 11,187,000 $ 164,514 $ 71,000
Bell, Texas 68 $ 9,389,000 $ 138,073 $ 94,000
Charlotte, Florida 67 $ 12,157,000 $ 181,447 $ 94,000
Santa Rosa, Florida 67 $ 11,833,000 $ 176,611 $ 89,000
Kendall, Illinois 67 $ 13,336,000 $ 199,044 $ 89,000
Bay, Florida 66 $ 11,869,000 $ 179,833 $ 83,000
Linn, Iowa 66 $ 9,596,000 $ 145,393 $ 72,000
Boone, Kentucky 66 $ 11,733,000 $ 177,772 $ 84,000
Boone, Missouri 66 $ 11,207,000 $ 169,803 $ 81,000
Butler, Ohio 66 $ 10,977,000 $ 166,318 $ 96,000
Benton, Washington 66 $ 12,259,000 $ 185,742 $ 96,000
Napa, California 65 $ 19,400,000 $ 298,461 $ 112,000
Ada, Idaho 65 $ 12,872,000 $ 198,030 $ 88,000
Androscoggin, Maine 65 $ 11,353,000 $ 174,661 $ 83,000
Carver, Minnesota 65 $ 15,551,000 $ 239,246 $ 110,000
Adams, Pennsylvania 65 $ 12,832,000 $ 197,415 $ 102,000
Aiken, South Carolina 65 $ 12,147,000 $ 186,876 $ 78,000
Sevier, Tennessee 65 $ 10,633,000 $ 163,584 $ 68,000
Cameron, Texas 65 $ 8,911,000 $ 137,092 $ 79,000
Hays, Texas 65 $ 11,225,000 $ 172,692 $ 88,000
Whatcom, Washington 65 $ 16,499,000 $ 253,830 $ 81,000
Brown, Wisconsin 65 $ 11,653,000 $ 179,276 $ 78,000
Clayton, Georgia 64 $ 9,140,000 $ 142,812 $ 75,000
Houston, Georgia 64 $ 9,920,000 $ 155,000 $ 78,000
Olmsted, Minnesota 64 $ 11,234,000 $ 175,531 $ 85,000
Scott, Minnesota 64 $ 14,712,000 $ 229,875 $ 94,000
Madison, Mississippi 64 $ 12,583,000 $ 196,609 $ 112,000
Alamance, North Carolina 64 $ 10,512,000 $ 164,250 $ 72,000
Montgomery, Ohio 64 $ 9,434,000 $ 147,406 $ 76,000
Anderson, South Carolina 64 $ 11,847,000 $ 185,109 $ 73,000
Fauquier, Virginia 64 $ 17,417,000 $ 272,140 $ 159,000
James City, Virginia 64 $ 15,728,000 $ 245,750 $ 99,000
Madera, California 63 $ 13,304,000 $ 211,174 $ 83,000
Okaloosa, Florida 63 $ 12,150,000 $ 192,857 $ 95,000
Broome, New York 63 $ 9,464,000 $ 150,222 $ 123,000
Laramie, Wyoming 63 $ 11,304,000 $ 179,428 $ 70,000
Kenton, Kentucky 62 $ 10,358,000 $ 167,064 $ 76,000
Lafourche, Louisiana 62 $ 9,358,000 $ 150,935 $ 88,000
Catawba, North Carolina 62 $ 10,551,000 $ 170,177 $ 74,000
Orange, North Carolina 62 $ 13,828,000 $ 223,032 $ 108,000
Kanawha, West Virginia 62 $ 9,896,000 $ 159,612 $ 93,000
Cochise, Arizona 61 $ 9,907,000 $ 162,409 $ 91,000
Martin, Florida 61 $ 13,539,000 $ 221,950 $ 197,000
Washtenaw, Michigan 61 $ 12,088,000 $ 198,163 $ 110,000
Washington, Tennessee 61 $ 10,065,000 $ 165,000 $ 74,000
Stark, Ohio 60 $ 8,616,000 $ 143,600 $ 68,000
Queen Anne's, Maryland 59 $ 15,089,000 $ 255,745 $ 113,000
Wright, Minnesota 59 $ 11,951,000 $ 202,559 $ 88,000
Pitt, North Carolina 59 $ 10,757,000 $ 182,322 $ 91,000
Sullivan, Tennessee 59 $ 9,642,000 $ 163,423 $ 85,000
Cowlitz, Washington 59 $ 10,991,000 $ 186,288 $ 75,000
Lee, Alabama 58 $ 10,443,000 $ 180,051 $ 81,000
Humboldt, California 58 $ 12,563,000 $ 216,603 $ 109,000
Clay, Florida 58 $ 9,754,000 $ 168,172 $ 94,000
Osceola, Florida 58 $ 9,640,000 $ 166,206 $ 89,000
Johnson, Indiana 58 $ 9,207,000 $ 158,741 $ 100,000
Bullitt, Kentucky 58 $ 9,940,000 $ 171,379 $ 71,000
Kent, Michigan 58 $ 8,843,000 $ 152,465 $ 85,000
Platte, Missouri 58 $ 10,101,000 $ 174,155 $ 104,000
Lorain, Ohio 58 $ 9,516,000 $ 164,068 $ 85,000
Lucas, Ohio 58 $ 8,581,000 $ 147,948 $ 84,000
Winnebago, Illinois 57 $ 8,426,000 $ 147,824 $ 91,000
Scott, Iowa 57 $ 9,917,000 $ 173,982 $ 87,000
Tangipahoa, Louisiana 57 $ 9,826,000 $ 172,385 $ 82,000
Terrebonne, Louisiana 57 $ 10,278,000 $ 180,315 $ 94,000
Hampshire, Massachusetts 57 $ 13,086,000 $ 229,578 $ 101,000
Cumberland, New Jersey 57 $ 9,042,000 $ 158,631 $ 71,000
Delaware, Ohio 57 $ 11,865,000 $ 208,157 $ 87,000
Linn, Oregon 57 $ 10,461,000 $ 183,526 $ 88,000
Ellis, Texas 57 $ 9,318,000 $ 163,473 $ 107,000
Weber, Utah 57 $ 9,709,000 $ 170,333 $ 66,000
Frederick, Virginia 57 $ 12,551,000 $ 220,192 $ 116,000
Yakima, Washington 57 $ 10,244,000 $ 179,719 $ 78,000
Indian River, Florida 56 $ 10,391,000 $ 185,553 $ 92,000
Randolph, North Carolina 56 $ 8,555,000 $ 152,767 $ 64,000
Newport, Rhode Island 56 $ 14,990,000 $ 267,678 $ 135,000
York, Virginia 56 $ 12,033,000 $ 214,875 $ 81,000
Walworth, Wisconsin 56 $ 10,042,000 $ 179,321 $ 98,000
Walton, Georgia 55 $ 9,177,000 $ 166,854 $ 72,000
Elkhart, Indiana 55 $ 8,016,000 $ 145,745 $ 64,000
Shawnee, Kansas 55 $ 8,125,000 $ 147,727 $ 89,000
Kennebec, Maine 55 $ 8,391,000 $ 152,563 $ 87,000
Macomb, Michigan 55 $ 9,182,000 $ 166,945 $ 88,000
Cass, Missouri 55 $ 8,109,000 $ 147,436 $ 89,000
Carteret, North Carolina 55 $ 10,105,000 $ 183,727 $ 99,000
Harnett, North Carolina 55 $ 9,903,000 $ 180,054 $ 84,000
Tuscaloosa, Alabama 54 $ 9,388,000 $ 173,851 $ 111,000
Hernando, Florida 54 $ 8,333,000 $ 154,314 $ 74,000
Columbia, Georgia 54 $ 9,264,000 $ 171,555 $ 103,000
Wicomico, Maryland 54 $ 9,689,000 $ 179,425 $ 82,000
Washington, Wisconsin 54 $ 11,954,000 $ 221,370 $ 111,000
St. Clair, Alabama 53 $ 8,352,000 $ 157,584 $ 79,000
Kings, California 53 $ 10,525,000 $ 198,584 $ 85,000
Warren, Ohio 53 $ 9,446,000 $ 178,226 $ 81,000
Yuma, Arizona 52 $ 9,137,000 $ 175,711 $ 82,000
Newton, Georgia 52 $ 8,000,000 $ 153,846 $ 69,000
Oldham, Kentucky 52 $ 11,286,000 $ 217,038 $ 99,000
Jasper, Missouri 52 $ 7,022,000 $ 135,038 $ 69,000
Moore, North Carolina 52 $ 9,723,000 $ 186,980 $ 94,000
Coconino, Arizona 51 $ 10,393,000 $ 203,784 $ 94,000
Bartow, Georgia 51 $ 7,365,000 $ 144,411 $ 64,000
Bossier, Louisiana 51 $ 8,860,000 $ 173,725 $ 85,000
Calhoun, Alabama 50 $ 7,809,000 $ 156,180 $ 76,000
Flagler, Florida 50 $ 7,980,000 $ 159,600 $ 71,000
LaPorte, Indiana 50 $ 8,116,000 $ 162,320 $ 91,000
Berkshire, Massachusetts 50 $ 10,345,000 $ 206,900 $ 77,000
Medina, Ohio 50 $ 8,156,000 $ 163,120 $ 90,000
Schuylkill, Pennsylvania 50 $ 7,630,000 $ 152,600 $ 79,000
Portsmouth, Virginia 50 $ 10,800,000 $ 216,000 $ 107,000
Bibb, Georgia 49 $ 7,534,000 $ 153,755 $ 84,000
Yellowstone, Montana 49 $ 7,708,000 $ 157,306 $ 74,000
Columbia, New York 49 $ 9,787,000 $ 199,734 $ 110,000
Cambria, Pennsylvania 49 $ 6,986,000 $ 142,571 $ 95,000
Guadalupe, Texas 49 $ 8,129,000 $ 165,897 $ 88,000
Parker, Texas 49 $ 8,126,000 $ 165,836 $ 117,000
Morgan, Alabama 48 $ 7,955,000 $ 165,729 $ 79,000
Washington, Arkansas 48 $ 8,007,000 $ 166,812 $ 73,000
Mesa, Colorado 48 $ 9,504,000 $ 198,000 $ 74,000
Rockdale, Georgia 48 $ 8,230,000 $ 171,458 $ 75,000
Sullivan, New York 48 $ 9,072,000 $ 189,000 $ 96,000
Nash, North Carolina 48 $ 7,874,000 $ 164,041 $ 95,000
Lake, Ohio 48 $ 7,777,000 $ 162,020 $ 73,000
Putnam, West Virginia 48 $ 8,012,000 $ 166,916 $ 89,000
Monroe, Florida 47 $ 12,865,000 $ 273,723 $ 120,000
Tippecanoe, Indiana 47 $ 7,250,000 $ 154,255 $ 80,000
Franklin, Missouri 47 $ 7,423,000 $ 157,936 $ 62,000
Chatham, North Carolina 47 $ 10,160,000 $ 216,170 $ 82,000
Carbon, Pennsylvania 47 $ 7,253,000 $ 154,319 $ 95,000
Jefferson, Texas 47 $ 5,484,000 $ 116,680 $ 79,000
Jefferson, West Virginia 47 $ 10,300,000 $ 219,148 $ 89,000
Rock, Wisconsin 47 $ 7,161,000 $ 152,361 $ 82,000
Carroll, Georgia 46 $ 7,461,000 $ 162,195 $ 75,000
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Mortgage Loan Application Detail Totals for Home Loan Center, Inc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 109,210 $23,084,101,000 $211,000 $8,012,000 $98,000 $6,499,000
Home Purchase 7,958 $1,522,579,000 $191,000 $1,930,000 $91,000 $3,833,000
Home Improvement 1,289 $240,613,000 $186,000 $736,000 $93,000 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 58,948 $12,221,962,000 $207,000 $8,012,000 $96,000 $6,060,000
White 50,466 $10,646,149,000 $210,000 $3,400,000 $99,000 $6,499,000
Hispanic 3,668 $781,410,000 $213,000 $799,000 $90,000 $2,400,000
Black or African American 2,773 $523,932,000 $188,000 $770,000 $82,000 $2,700,000
Asian 2,164 $571,493,000 $264,000 $1,930,000 $114,000 $1,500,000
American Indian or Alaskan Native 225 $45,186,000 $200,000 $625,000 $84,000 $325,000
Native Hawaiian or Other Pacific Islander 213 $57,161,000 $268,000 $651,000 $100,000 $450,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 95,158 $20,083,604,000 $211,000 $8,012,000 $101,000 $6,499,000
FHA-insured (Federal Housing Administration) 23,299 $4,763,689,000 $204,000 $1,300,000 $83,000 $3,833,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 55,962 $11,899,707,000 $212,000 $1,930,000 $102,000 $6,499,000
Application Denied By Financial Institution 27,457 $5,496,512,000 $200,000 $4,010,000 $82,000 $3,996,000
Application Withdrawn By Applicant 19,896 $4,226,503,000 $212,000 $8,012,000 $101,000 $6,034,000
Loan Originated 13,060 $2,775,888,000 $212,000 $736,000 $103,000 $3,833,000
Application Approved But Not Accepted 2,082 $448,683,000 $215,000 $737,000 $99,000 $1,685,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11,748 $2,039,328,000 $173,000 $4,010,000 $72,000 $1,500,000
Other 3,517 $773,177,000 $219,000 $736,000 $100,000 $2,900,000
Debt-To-Income Ratio 3,323 $732,065,000 $220,000 $1,300,000 $62,000 $1,922,000
Credit Application Incomplete 2,272 $504,861,000 $222,000 $1,800,000 $93,000 $3,600,000
Collateral 1,439 $296,496,000 $206,000 $1,100,000 $96,000 $2,342,000
Unverifiable Information 1,094 $227,198,000 $207,000 $729,000 $94,000 $1,980,000
Insufficient Cash (Downpayment, Closing Cost) 647 $147,406,000 $227,000 $715,000 $94,000 $600,000
Employment History 76 $13,802,000 $181,000 $400,000 $57,000 $229,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Center, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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