Lower, LLC Mortgage Lending & HMDA Data, 2016
In 2016, Lower, LLC of Columbia, MD reported 7,670 mortgage applications totaling $1.7 billion, up 37% from 2015. The average application was for $215,255, and applicants reported an average income of $87,868. 61% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,028), Columbus, OH (740) and Raleigh, NC (512) (applications in parentheses).
| Mortgage Company & Address | Lower, LLC 5950 Symphony Woods Drive Columbia, MD 21044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 7,670 |
| Total Mortgage Loan Application Amount | $1,651,006,000 |
| Average Mortgage Loan Application Amount | $215,255 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $87,868 |
| Highest Applicant Income | $2,496,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lower, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin, Ohio | 516 | $ 83,049,000 | $ 160,947 | $ 78,000 |
| Wake, North Carolina | 410 | $ 97,815,000 | $ 238,573 | $ 96,000 |
| Summit, Ohio | 290 | $ 41,867,000 | $ 144,368 | $ 79,000 |
| Mecklenburg, North Carolina | 277 | $ 61,471,000 | $ 221,916 | $ 103,000 |
| Fairfax, Virginia | 230 | $ 85,374,000 | $ 371,191 | $ 112,000 |
| Prince William, Virginia | 223 | $ 68,283,000 | $ 306,201 | $ 77,000 |
| Mobile, Alabama | 192 | $ 24,811,000 | $ 129,223 | $ 55,000 |
| Stark, Ohio | 184 | $ 25,207,000 | $ 136,994 | $ 64,000 |
| Prince George's, Maryland | 172 | $ 41,449,000 | $ 240,982 | $ 72,000 |
| Loudoun, Virginia | 162 | $ 59,871,000 | $ 369,574 | $ 115,000 |
| Cuyahoga, Ohio | 133 | $ 18,987,000 | $ 142,759 | $ 76,000 |
| Montgomery, Maryland | 132 | $ 43,740,000 | $ 331,363 | $ 104,000 |
| Pinellas, Florida | 106 | $ 19,883,000 | $ 187,575 | $ 75,000 |
| Durham, North Carolina | 94 | $ 18,992,000 | $ 202,042 | $ 98,000 |
| Johnston, North Carolina | 85 | $ 16,131,000 | $ 189,776 | $ 70,000 |
| Berks, Pennsylvania | 85 | $ 11,557,000 | $ 135,964 | $ 59,000 |
| Hamilton, Ohio | 84 | $ 12,489,000 | $ 148,678 | $ 76,000 |
| Monroe, Pennsylvania | 76 | $ 11,082,000 | $ 145,815 | $ 82,000 |
| Delaware, Ohio | 65 | $ 16,912,000 | $ 260,184 | $ 108,000 |
| Portage, Ohio | 65 | $ 9,656,000 | $ 148,553 | $ 82,000 |
| Licking, Ohio | 64 | $ 11,089,000 | $ 173,265 | $ 78,000 |
| Bucks, Pennsylvania | 64 | $ 21,153,000 | $ 330,515 | $ 131,000 |
| Cook, Illinois | 61 | $ 10,793,000 | $ 176,934 | $ 77,000 |
| Palm Beach, Florida | 59 | $ 14,502,000 | $ 245,796 | $ 101,000 |
| Montgomery, Pennsylvania | 59 | $ 18,450,000 | $ 312,711 | $ 137,000 |
| Hillsborough, Florida | 56 | $ 12,795,000 | $ 228,482 | $ 90,000 |
| Baltimore, Maryland | 51 | $ 11,295,000 | $ 221,470 | $ 73,000 |
| Broward, Florida | 48 | $ 10,139,000 | $ 211,229 | $ 87,000 |
| Miami-Dade, Florida | 48 | $ 11,558,000 | $ 240,791 | $ 94,000 |
| Anne Arundel, Maryland | 48 | $ 14,627,000 | $ 304,729 | $ 93,000 |
| Fairfield, Ohio | 48 | $ 9,267,000 | $ 193,062 | $ 76,000 |
| Arlington, Virginia | 47 | $ 18,415,000 | $ 391,808 | $ 129,000 |
| Gwinnett, Georgia | 46 | $ 9,222,000 | $ 200,478 | $ 71,000 |
| Lorain, Ohio | 46 | $ 7,738,000 | $ 168,217 | $ 66,000 |
| Medina, Ohio | 46 | $ 8,961,000 | $ 194,804 | $ 102,000 |
| Orange, Florida | 45 | $ 10,140,000 | $ 225,333 | $ 100,000 |
| Pasco, Florida | 41 | $ 7,200,000 | $ 175,609 | $ 83,000 |
| Union, North Carolina | 41 | $ 9,876,000 | $ 240,878 | $ 97,000 |
| Gaston, North Carolina | 39 | $ 6,966,000 | $ 178,615 | $ 86,000 |
| Fulton, Georgia | 37 | $ 10,745,000 | $ 290,405 | $ 117,000 |
| Warren, Ohio | 34 | $ 7,639,000 | $ 224,676 | $ 107,000 |
| Alexandria, Virginia | 31 | $ 12,381,000 | $ 399,387 | $ 106,000 |
| Newton, Georgia | 30 | $ 5,007,000 | $ 166,900 | $ 60,000 |
| Frederick, Maryland | 30 | $ 7,671,000 | $ 255,700 | $ 78,000 |
| Cobb, Georgia | 28 | $ 6,286,000 | $ 224,500 | $ 88,000 |
| DeKalb, Georgia | 28 | $ 4,622,000 | $ 165,071 | $ 81,000 |
| Orange, North Carolina | 28 | $ 6,517,000 | $ 232,750 | $ 103,000 |
| Philadelphia, Pennsylvania | 28 | $ 4,258,000 | $ 152,071 | $ 67,000 |
| Morgan, Georgia | 27 | $ 5,495,000 | $ 203,518 | $ 83,000 |
| Howard, Maryland | 27 | $ 9,610,000 | $ 355,925 | $ 125,000 |
| Allegheny, Pennsylvania | 26 | $ 5,658,000 | $ 217,615 | $ 122,000 |
| Manassas, Virginia | 26 | $ 6,339,000 | $ 243,807 | $ 79,000 |
| District of Columbia, District Of Columbia | 25 | $ 9,612,000 | $ 384,480 | $ 150,000 |
| Stafford, Virginia | 25 | $ 8,309,000 | $ 332,360 | $ 79,000 |
| Henry, Georgia | 24 | $ 5,098,000 | $ 212,416 | $ 80,000 |
| Chester, Pennsylvania | 24 | $ 8,164,000 | $ 340,166 | $ 149,000 |
| York, South Carolina | 24 | $ 4,076,000 | $ 169,833 | $ 101,000 |
| Jefferson, Alabama | 23 | $ 4,873,000 | $ 211,869 | $ 80,000 |
| Duval, Florida | 22 | $ 4,303,000 | $ 195,590 | $ 65,000 |
| Baltimore City, Maryland | 21 | $ 4,354,000 | $ 207,333 | $ 80,000 |
| Cabarrus, North Carolina | 21 | $ 4,523,000 | $ 215,380 | $ 89,000 |
| Butler, Ohio | 21 | $ 3,430,000 | $ 163,333 | $ 61,000 |
| Wayne, Ohio | 21 | $ 2,498,000 | $ 118,952 | $ 73,000 |
| Clarke, Georgia | 20 | $ 3,225,000 | $ 161,250 | $ 94,000 |
| Delaware, Pennsylvania | 20 | $ 5,918,000 | $ 295,900 | $ 143,000 |
| Shelby, Tennessee | 20 | $ 3,977,000 | $ 198,850 | $ 96,000 |
| Brevard, Florida | 19 | $ 3,873,000 | $ 203,842 | $ 75,000 |
| Charles, Maryland | 19 | $ 5,416,000 | $ 285,052 | $ 85,000 |
| Chatham, North Carolina | 19 | $ 5,116,000 | $ 269,263 | $ 104,000 |
| Los Angeles, California | 18 | $ 6,992,000 | $ 388,444 | $ 99,000 |
| Polk, Florida | 18 | $ 3,324,000 | $ 184,666 | $ 79,000 |
| Horry, South Carolina | 18 | $ 3,257,000 | $ 180,944 | $ 66,000 |
| Virginia Beach, Virginia | 18 | $ 4,211,000 | $ 233,944 | $ 92,000 |
| Baldwin, Alabama | 17 | $ 3,033,000 | $ 178,411 | $ 75,000 |
| Sussex, Delaware | 17 | $ 6,135,000 | $ 360,882 | $ 249,000 |
| Franklin, North Carolina | 17 | $ 3,529,000 | $ 207,588 | $ 69,000 |
| Harnett, North Carolina | 17 | $ 3,109,000 | $ 182,882 | $ 75,000 |
| Iredell, North Carolina | 17 | $ 3,455,000 | $ 203,235 | $ 72,000 |
| Clermont, Ohio | 17 | $ 2,962,000 | $ 174,235 | $ 97,000 |
| Montgomery, Ohio | 17 | $ 2,026,000 | $ 119,176 | $ 61,000 |
| Pickaway, Ohio | 17 | $ 2,919,000 | $ 171,705 | $ 67,000 |
| Henrico, Virginia | 17 | $ 3,241,000 | $ 190,647 | $ 85,000 |
| Arapahoe, Colorado | 16 | $ 3,823,000 | $ 238,937 | $ 60,000 |
| Sarasota, Florida | 16 | $ 3,174,000 | $ 198,375 | $ 65,000 |
| Seminole, Florida | 16 | $ 3,710,000 | $ 231,875 | $ 96,000 |
| St. Lucie, Florida | 16 | $ 2,640,000 | $ 165,000 | $ 63,000 |
| Forsyth, Georgia | 16 | $ 4,110,000 | $ 256,875 | $ 111,000 |
| Kenton, Kentucky | 16 | $ 2,508,000 | $ 156,750 | $ 65,000 |
| Carroll, Ohio | 16 | $ 2,151,000 | $ 134,437 | $ 72,000 |
| Northampton, Pennsylvania | 16 | $ 2,838,000 | $ 177,375 | $ 82,000 |
| Lake, Florida | 15 | $ 3,048,000 | $ 203,200 | $ 71,000 |
| Lee, Florida | 15 | $ 3,284,000 | $ 218,933 | $ 76,000 |
| Jefferson, Kentucky | 15 | $ 3,627,000 | $ 241,800 | $ 112,000 |
| Allen, Ohio | 15 | $ 1,703,000 | $ 113,533 | $ 63,000 |
| Osceola, Florida | 14 | $ 2,495,000 | $ 178,214 | $ 102,000 |
| Volusia, Florida | 14 | $ 2,774,000 | $ 198,142 | $ 78,000 |
| Putnam, Georgia | 14 | $ 3,346,000 | $ 239,000 | $ 107,000 |
| Will, Illinois | 14 | $ 3,264,000 | $ 233,142 | $ 100,000 |
| Burlington, New Jersey | 14 | $ 4,067,000 | $ 290,500 | $ 138,000 |
| Lancaster, South Carolina | 14 | $ 2,789,000 | $ 199,214 | $ 98,000 |
| Greene, Georgia | 13 | $ 2,939,000 | $ 226,076 | $ 95,000 |
| Lake, Illinois | 13 | $ 2,329,000 | $ 179,153 | $ 59,000 |
| Lake, Indiana | 13 | $ 2,482,000 | $ 190,923 | $ 90,000 |
| Harford, Maryland | 13 | $ 2,733,000 | $ 210,230 | $ 92,000 |
| Lancaster, Pennsylvania | 13 | $ 2,432,000 | $ 187,076 | $ 84,000 |
| Chesterfield, Virginia | 13 | $ 2,352,000 | $ 180,923 | $ 88,000 |
| Frederick, Virginia | 13 | $ 3,124,000 | $ 240,307 | $ 72,000 |
| Spotsylvania, Virginia | 13 | $ 3,287,000 | $ 252,846 | $ 76,000 |
| Riverside, California | 12 | $ 3,773,000 | $ 314,416 | $ 98,000 |
| Manatee, Florida | 12 | $ 2,414,000 | $ 201,166 | $ 86,000 |
| Cherokee, Georgia | 12 | $ 2,550,000 | $ 212,500 | $ 78,000 |
| Westmoreland, Pennsylvania | 12 | $ 2,174,000 | $ 181,166 | $ 82,000 |
| Davidson, Tennessee | 12 | $ 3,172,000 | $ 264,333 | $ 79,000 |
| Clayton, Georgia | 11 | $ 1,482,000 | $ 134,727 | $ 57,000 |
| Hall, Georgia | 11 | $ 2,310,000 | $ 210,000 | $ 92,000 |
| DuPage, Illinois | 11 | $ 2,178,000 | $ 198,000 | $ 97,000 |
| Bergen, New Jersey | 11 | $ 3,115,000 | $ 283,181 | $ 118,000 |
| Monmouth, New Jersey | 11 | $ 3,480,000 | $ 316,363 | $ 332,000 |
| Forsyth, North Carolina | 11 | $ 1,928,000 | $ 175,272 | $ 69,000 |
| Manassas Park, Virginia | 11 | $ 2,764,000 | $ 251,272 | $ 68,000 |
| Adams, Colorado | 10 | $ 1,544,000 | $ 154,400 | $ 55,000 |
| Denver, Colorado | 10 | $ 1,886,000 | $ 188,600 | $ 97,000 |
| Rockdale, Georgia | 10 | $ 1,675,000 | $ 167,500 | $ 62,000 |
| Marion, Indiana | 10 | $ 1,758,000 | $ 175,800 | $ 73,000 |
| Boone, Kentucky | 10 | $ 1,871,000 | $ 187,100 | $ 63,000 |
| Middlesex, New Jersey | 10 | $ 2,387,000 | $ 238,700 | $ 97,000 |
| Guilford, North Carolina | 10 | $ 1,957,000 | $ 195,700 | $ 77,000 |
| Madison, Ohio | 10 | $ 1,577,000 | $ 157,700 | $ 66,000 |
| York, Pennsylvania | 10 | $ 1,638,000 | $ 163,800 | $ 79,000 |
| Hernando, Florida | 9 | $ 1,234,000 | $ 137,111 | $ 59,000 |
| Fayette, Georgia | 9 | $ 2,784,000 | $ 309,333 | $ 150,000 |
| Walton, Georgia | 9 | $ 1,475,000 | $ 163,888 | $ 58,000 |
| Granville, North Carolina | 9 | $ 1,346,000 | $ 149,555 | $ 48,000 |
| Knox, Ohio | 9 | $ 1,678,000 | $ 186,444 | $ 70,000 |
| Trumbull, Ohio | 9 | $ 1,022,000 | $ 113,555 | $ 69,000 |
| Union, Ohio | 9 | $ 2,045,000 | $ 227,222 | $ 94,000 |
| Hamilton, Tennessee | 9 | $ 1,688,000 | $ 187,555 | $ 66,000 |
| Chesapeake, Virginia | 9 | $ 2,314,000 | $ 257,111 | $ 115,000 |
| Fauquier, Virginia | 9 | $ 2,877,000 | $ 319,666 | $ 256,000 |
| Montgomery, Alabama | 8 | $ 1,870,000 | $ 233,750 | $ 95,000 |
| Weld, Colorado | 8 | $ 1,539,000 | $ 192,375 | $ 42,000 |
| Bay, Florida | 8 | $ 1,860,000 | $ 232,500 | $ 117,000 |
| Collier, Florida | 8 | $ 1,947,000 | $ 243,375 | $ 119,000 |
| Barrow, Georgia | 8 | $ 1,228,000 | $ 153,500 | $ 46,000 |
| Chatham, Georgia | 8 | $ 1,109,000 | $ 138,625 | $ 60,000 |
| Coweta, Georgia | 8 | $ 1,339,000 | $ 167,375 | $ 73,000 |
| Jackson, Georgia | 8 | $ 1,377,000 | $ 172,125 | $ 77,000 |
| Oconee, Georgia | 8 | $ 1,939,000 | $ 242,375 | $ 132,000 |
| Carroll, Maryland | 8 | $ 2,822,000 | $ 352,750 | $ 123,000 |
| St. Mary's, Maryland | 8 | $ 1,717,000 | $ 214,625 | $ 85,000 |
| Salem, New Jersey | 8 | $ 1,304,000 | $ 163,000 | $ 49,000 |
| Nash, North Carolina | 8 | $ 1,026,000 | $ 128,250 | $ 54,000 |
| Pitt, North Carolina | 8 | $ 1,412,000 | $ 176,500 | $ 39,000 |
| Lake, Ohio | 8 | $ 1,306,000 | $ 163,250 | $ 65,000 |
| Lawrence, Ohio | 8 | $ 1,122,000 | $ 140,250 | $ 70,000 |
| Centre, Pennsylvania | 8 | $ 1,660,000 | $ 207,500 | $ 91,000 |
| Pike, Pennsylvania | 8 | $ 1,101,000 | $ 137,625 | $ 116,000 |
| Sumner, Tennessee | 8 | $ 1,648,000 | $ 206,000 | $ 76,000 |
| Williamson, Tennessee | 8 | $ 2,201,000 | $ 275,125 | $ 130,000 |
| Wilson, Tennessee | 8 | $ 1,404,000 | $ 175,500 | $ 65,000 |
| Norfolk, Virginia | 8 | $ 1,460,000 | $ 182,500 | $ 83,000 |
| Roanoke City, Virginia | 8 | $ 1,158,000 | $ 144,750 | $ 106,000 |
| Shelby, Alabama | 7 | $ 1,464,000 | $ 209,142 | $ 72,000 |
| Tuscaloosa, Alabama | 7 | $ 1,491,000 | $ 213,000 | $ 116,000 |
| Clay, Florida | 7 | $ 1,386,000 | $ 198,000 | $ 61,000 |
| Highlands, Florida | 7 | $ 674,000 | $ 96,285 | $ 52,000 |
| Marion, Florida | 7 | $ 1,278,000 | $ 182,571 | $ 106,000 |
| Okaloosa, Florida | 7 | $ 1,684,000 | $ 240,571 | $ 83,000 |
| Columbia, Georgia | 7 | $ 1,467,000 | $ 209,571 | $ 112,000 |
| Kane, Illinois | 7 | $ 1,959,000 | $ 279,857 | $ 134,000 |
| Madison, Illinois | 7 | $ 855,000 | $ 122,142 | $ 54,000 |
| Hendricks, Indiana | 7 | $ 1,154,000 | $ 164,857 | $ 79,000 |
| Campbell, Kentucky | 7 | $ 1,269,000 | $ 181,285 | $ 84,000 |
| Calvert, Maryland | 7 | $ 2,190,000 | $ 312,857 | $ 127,000 |
| Camden, New Jersey | 7 | $ 1,440,000 | $ 205,714 | $ 105,000 |
| Moore, North Carolina | 7 | $ 1,383,000 | $ 197,571 | $ 37,000 |
| New Hanover, North Carolina | 7 | $ 1,081,000 | $ 154,428 | $ 115,000 |
| Erie, Ohio | 7 | $ 705,000 | $ 100,714 | $ 143,000 |
| Morrow, Ohio | 7 | $ 1,187,000 | $ 169,571 | $ 55,000 |
| Beaver, Pennsylvania | 7 | $ 1,011,000 | $ 144,428 | $ 68,000 |
| Carbon, Pennsylvania | 7 | $ 865,000 | $ 123,571 | $ 85,000 |
| Charleston, South Carolina | 7 | $ 2,156,000 | $ 308,000 | $ 96,000 |
| Knox, Tennessee | 7 | $ 1,203,000 | $ 171,857 | $ 65,000 |
| Rutherford, Tennessee | 7 | $ 1,055,000 | $ 150,714 | $ 69,000 |
| Albemarle, Virginia | 7 | $ 3,199,000 | $ 457,000 | $ 222,000 |
| Fairfax City, Virginia | 7 | $ 1,923,000 | $ 274,714 | $ 97,000 |
| Cabell, West Virginia | 7 | $ 1,017,000 | $ 145,285 | $ 72,000 |
| El Paso, Colorado | 6 | $ 1,262,000 | $ 210,333 | $ 40,000 |
| Leon, Florida | 6 | $ 886,000 | $ 147,666 | $ 62,000 |
| McHenry, Illinois | 6 | $ 1,269,000 | $ 211,500 | $ 97,000 |
| St. Clair, Illinois | 6 | $ 810,000 | $ 135,000 | $ 55,000 |
| Fayette, Kentucky | 6 | $ 1,001,000 | $ 166,833 | $ 87,000 |
| Worcester, Maryland | 6 | $ 1,446,000 | $ 241,000 | $ 180,000 |
| Gloucester, New Jersey | 6 | $ 1,282,000 | $ 213,666 | $ 124,000 |
| Henderson, North Carolina | 6 | $ 1,282,000 | $ 213,666 | $ 102,000 |
| Lincoln, North Carolina | 6 | $ 2,408,000 | $ 401,333 | $ 145,000 |
| Geauga, Ohio | 6 | $ 1,660,000 | $ 276,666 | $ 133,000 |
| Greene, Ohio | 6 | $ 1,088,000 | $ 181,333 | $ 79,000 |
| Marion, Ohio | 6 | $ 934,000 | $ 155,666 | $ 74,000 |
| Lackawanna, Pennsylvania | 6 | $ 696,000 | $ 116,000 | $ 49,000 |
| Lehigh, Pennsylvania | 6 | $ 1,120,000 | $ 186,666 | $ 121,000 |
| Schuylkill, Pennsylvania | 6 | $ 760,000 | $ 126,666 | $ 70,000 |
| Spartanburg, South Carolina | 6 | $ 1,513,000 | $ 252,166 | $ 76,000 |
| Bedford, Virginia | 6 | $ 1,006,000 | $ 167,666 | $ 61,000 |
| Portsmouth, Virginia | 6 | $ 1,211,000 | $ 201,833 | $ 82,000 |
| Roanoke, Virginia | 6 | $ 1,294,000 | $ 215,666 | $ 98,000 |
| Suffolk, Virginia | 6 | $ 1,446,000 | $ 241,000 | $ 86,000 |
| Warren, Virginia | 6 | $ 1,341,000 | $ 223,500 | $ 80,000 |
| Contra Costa, California | 5 | $ 1,370,000 | $ 274,000 | $ 74,000 |
| Jefferson, Colorado | 5 | $ 1,324,000 | $ 264,800 | $ 110,000 |
| Escambia, Florida | 5 | $ 926,000 | $ 185,200 | $ 67,000 |
| Levy, Florida | 5 | $ 888,000 | $ 177,600 | $ 100,000 |
| Martin, Florida | 5 | $ 1,111,000 | $ 222,200 | $ 99,000 |
| St. Johns, Florida | 5 | $ 1,514,000 | $ 302,800 | $ 131,000 |
| Douglas, Georgia | 5 | $ 926,000 | $ 185,200 | $ 61,000 |
| Glynn, Georgia | 5 | $ 792,000 | $ 158,400 | $ 70,000 |
| Houston, Georgia | 5 | $ 927,000 | $ 185,400 | $ 58,000 |
| Muscogee, Georgia | 5 | $ 815,000 | $ 163,000 | $ 74,000 |
| Paulding, Georgia | 5 | $ 740,000 | $ 148,000 | $ 58,000 |
| Sangamon, Illinois | 5 | $ 858,000 | $ 171,600 | $ 74,000 |
| Clark, Indiana | 5 | $ 843,000 | $ 168,600 | $ 87,000 |
| Hancock, Indiana | 5 | $ 1,138,000 | $ 227,600 | $ 125,000 |
| Dorchester, Maryland | 5 | $ 437,000 | $ 87,400 | $ 93,000 |
| Washington, Maryland | 5 | $ 899,000 | $ 179,800 | $ 110,000 |
| Morris, New Jersey | 5 | $ 1,287,000 | $ 257,400 | $ 159,000 |
| Passaic, New Jersey | 5 | $ 1,139,000 | $ 227,800 | $ 134,000 |
| Alamance, North Carolina | 5 | $ 931,000 | $ 186,200 | $ 60,000 |
| Cleveland, North Carolina | 5 | $ 800,000 | $ 160,000 | $ 89,000 |
| Davidson, North Carolina | 5 | $ 637,000 | $ 127,400 | $ 59,000 |
| Randolph, North Carolina | 5 | $ 1,126,000 | $ 225,200 | $ 70,000 |
| Rutherford, North Carolina | 5 | $ 965,000 | $ 193,000 | $ 143,000 |
| Fayette, Ohio | 5 | $ 663,000 | $ 132,600 | $ 61,000 |
| Butler, Pennsylvania | 5 | $ 1,661,000 | $ 332,200 | $ 168,000 |
| Dauphin, Pennsylvania | 5 | $ 990,000 | $ 198,000 | $ 85,000 |
| Washington, Pennsylvania | 5 | $ 1,356,000 | $ 271,200 | $ 144,000 |
| Beaufort, South Carolina | 5 | $ 1,502,000 | $ 300,400 | $ 210,000 |
| Dorchester, South Carolina | 5 | $ 918,000 | $ 183,600 | $ 73,000 |
| McMinn, Tennessee | 5 | $ 666,000 | $ 133,200 | $ 38,000 |
| Montgomery, Tennessee | 5 | $ 803,000 | $ 160,600 | $ 39,000 |
| Falls Church, Virginia | 5 | $ 1,465,000 | $ 293,000 | $ 203,000 |
| Richmond City, Virginia | 5 | $ 844,000 | $ 168,800 | $ 119,000 |
| Shenandoah, Virginia | 5 | $ 1,665,000 | $ 333,000 | $ 158,000 |
| Madison, Alabama | 4 | $ 717,000 | $ 179,250 | $ 44,000 |
| Alameda, California | 4 | $ 1,614,000 | $ 403,500 | $ 128,000 |
| Kern, California | 4 | $ 942,000 | $ 235,500 | $ 79,000 |
| Merced, California | 4 | $ 460,000 | $ 115,000 | $ 204,000 |
| Sacramento, California | 4 | $ 1,306,000 | $ 326,500 | $ 90,000 |
| San Diego, California | 4 | $ 2,746,000 | $ 686,500 | $ 192,000 |
| Citrus, Florida | 4 | $ 589,000 | $ 147,250 | $ 65,000 |
| Flagler, Florida | 4 | $ 722,000 | $ 180,500 | $ 104,000 |
| Jasper, Georgia | 4 | $ 753,000 | $ 188,250 | $ 100,000 |
| Kankakee, Illinois | 4 | $ 695,000 | $ 173,750 | $ 106,000 |
| Kendall, Illinois | 4 | $ 871,000 | $ 217,750 | $ 108,000 |
| Hamilton, Indiana | 4 | $ 771,000 | $ 192,750 | $ 70,000 |
| Warren, Kentucky | 4 | $ 501,000 | $ 125,250 | $ 54,000 |
| Lafayette, Louisiana | 4 | $ 458,000 | $ 114,500 | $ 60,000 |
| Mercer, New Jersey | 4 | $ 981,000 | $ 245,250 | $ 146,000 |
| Somerset, New Jersey | 4 | $ 1,153,000 | $ 288,250 | $ 160,000 |
| Union, New Jersey | 4 | $ 930,000 | $ 232,500 | $ 98,000 |
| Beaufort, North Carolina | 4 | $ 961,000 | $ 240,250 | $ 69,000 |
| Buncombe, North Carolina | 4 | $ 921,000 | $ 230,250 | $ 98,000 |
| Carteret, North Carolina | 4 | $ 646,000 | $ 161,500 | $ 128,000 |
| Jackson, North Carolina | 4 | $ 941,000 | $ 235,250 | $ 69,000 |
| Person, North Carolina | 4 | $ 574,000 | $ 143,500 | $ 76,000 |
| Watauga, North Carolina | 4 | $ 1,583,000 | $ 395,750 | $ 125,000 |
| Ashtabula, Ohio | 4 | $ 622,000 | $ 155,500 | $ 60,000 |
| Auglaize, Ohio | 4 | $ 408,000 | $ 102,000 | $ 63,000 |
| Mahoning, Ohio | 4 | $ 403,000 | $ 100,750 | $ 38,000 |
| Tuscarawas, Ohio | 4 | $ 554,000 | $ 138,500 | $ 79,000 |
| Adams, Pennsylvania | 4 | $ 776,000 | $ 194,000 | $ 72,000 |
| Mercer, Pennsylvania | 4 | $ 699,000 | $ 174,750 | $ 63,000 |
| Perry, Pennsylvania | 4 | $ 806,000 | $ 201,500 | $ 64,000 |
| Berkeley, South Carolina | 4 | $ 797,000 | $ 199,250 | $ 119,000 |
| Greenville, South Carolina | 4 | $ 528,000 | $ 132,000 | $ 54,000 |
| Richland, South Carolina | 4 | $ 467,000 | $ 116,750 | $ 83,000 |
| Robertson, Tennessee | 4 | $ 788,000 | $ 197,000 | $ 90,000 |
| Tipton, Tennessee | 4 | $ 791,000 | $ 197,750 | $ 77,000 |
| Campbell, Virginia | 4 | $ 976,000 | $ 244,000 | $ 60,000 |
| Hampton, Virginia | 4 | $ 620,000 | $ 155,000 | $ 49,000 |
| Hanover, Virginia | 4 | $ 1,034,000 | $ 258,500 | $ 94,000 |
| James City, Virginia | 4 | $ 1,295,000 | $ 323,750 | $ 109,000 |
| Rockingham, Virginia | 4 | $ 789,000 | $ 197,250 | $ 140,000 |
| Westmoreland, Virginia | 4 | $ 822,000 | $ 205,500 | $ 137,000 |
| Elmore, Alabama | 3 | $ 480,000 | $ 160,000 | $ 65,000 |
| Lauderdale, Alabama | 3 | $ 296,000 | $ 98,666 | $ 34,000 |
| Eagle, Colorado | 3 | $ 1,545,000 | $ 515,000 | $ 215,000 |
| Elbert, Colorado | 3 | $ 823,000 | $ 274,333 | $ 100,000 |
| Mesa, Colorado | 3 | $ 509,000 | $ 169,666 | $ 61,000 |
| Park, Colorado | 3 | $ 560,000 | $ 186,666 | $ 51,000 |
| New Castle, Delaware | 3 | $ 1,163,000 | $ 387,666 | $ 112,000 |
| Charlotte, Florida | 3 | $ 554,000 | $ 184,666 | $ 51,000 |
| Indian River, Florida | 3 | $ 639,000 | $ 213,000 | $ 47,000 |
| Carroll, Georgia | 3 | $ 718,000 | $ 239,333 | $ 145,000 |
| Lowndes, Georgia | 3 | $ 448,000 | $ 149,333 | $ 62,000 |
| Peach, Georgia | 3 | $ 518,000 | $ 172,666 | $ 71,000 |
| Whitfield, Georgia | 3 | $ 431,000 | $ 143,666 | $ 100,000 |
| Tazewell, Illinois | 3 | $ 248,000 | $ 82,666 | $ 56,000 |
| Allen, Indiana | 3 | $ 612,000 | $ 204,000 | $ 52,000 |
| Floyd, Indiana | 3 | $ 554,000 | $ 184,666 | $ 59,000 |
| Franklin, Indiana | 3 | $ 457,000 | $ 152,333 | $ 75,000 |
| St. Joseph, Indiana | 3 | $ 450,000 | $ 150,000 | $ 61,000 |
| Bullitt, Kentucky | 3 | $ 293,000 | $ 97,666 | $ 80,000 |
| Graves, Kentucky | 3 | $ 481,000 | $ 160,333 | $ 61,000 |
| Hardin, Kentucky | 3 | $ 681,000 | $ 227,000 | $ 54,000 |
| Calcasieu, Louisiana | 3 | $ 455,000 | $ 151,666 | $ 58,000 |
| St. Tammany, Louisiana | 3 | $ 454,000 | $ 151,333 | $ 115,000 |
| Caroline, Maryland | 3 | $ 514,000 | $ 171,333 | $ 70,000 |
| Queen Anne's, Maryland | 3 | $ 792,000 | $ 264,000 | $ 116,000 |
| Cape May, New Jersey | 3 | $ 413,000 | $ 137,666 | $ 69,000 |
| Essex, New Jersey | 3 | $ 1,401,000 | $ 467,000 | $ 271,000 |
| Hunterdon, New Jersey | 3 | $ 1,216,000 | $ 405,333 | $ 117,000 |
| Ocean, New Jersey | 3 | $ 572,000 | $ 190,666 | $ 86,000 |
| Sussex, New Jersey | 3 | $ 831,000 | $ 277,000 | $ 102,000 |
| Warren, New Jersey | 3 | $ 468,000 | $ 156,000 | $ 77,000 |
| Brunswick, North Carolina | 3 | $ 620,000 | $ 206,666 | $ 160,000 |
| Craven, North Carolina | 3 | $ 486,000 | $ 162,000 | $ 70,000 |
| Cumberland, North Carolina | 3 | $ 516,000 | $ 172,000 | $ 109,000 |
| Lenoir, North Carolina | 3 | $ 375,000 | $ 125,000 | $ 61,000 |
| Vance, North Carolina | 3 | $ 527,000 | $ 175,666 | $ 59,000 |
| Warren, North Carolina | 3 | $ 837,000 | $ 279,000 | $ 71,000 |
| Wilkes, North Carolina | 3 | $ 346,000 | $ 115,333 | $ 65,000 |
| Ashland, Ohio | 3 | $ 375,000 | $ 125,000 | $ 63,000 |
| Brown, Ohio | 3 | $ 434,000 | $ 144,666 | $ 61,000 |
| Clark, Ohio | 3 | $ 349,000 | $ 116,333 | $ 57,000 |
| Cambria, Pennsylvania | 3 | $ 408,000 | $ 136,000 | $ 73,000 |
| Cumberland, Pennsylvania | 3 | $ 642,000 | $ 214,000 | $ 105,000 |
| Erie, Pennsylvania | 3 | $ 409,000 | $ 136,333 | $ 53,000 |
| Franklin, Pennsylvania | 3 | $ 547,000 | $ 182,333 | $ 71,000 |
| Lebanon, Pennsylvania | 3 | $ 392,000 | $ 130,666 | $ 65,000 |
| Luzerne, Pennsylvania | 3 | $ 646,000 | $ 215,333 | $ 98,000 |
| Anderson, South Carolina | 3 | $ 487,000 | $ 162,333 | $ 57,000 |
| Cherokee, South Carolina | 3 | $ 266,000 | $ 88,666 | $ 56,000 |
| Newberry, South Carolina | 3 | $ 562,000 | $ 187,333 | $ 47,000 |
| Anderson, Tennessee | 3 | $ 498,000 | $ 166,000 | $ 78,000 |
| Blount, Tennessee | 3 | $ 516,000 | $ 172,000 | $ 100,000 |
| Augusta, Virginia | 3 | $ 538,000 | $ 179,333 | $ 90,000 |
| Culpeper, Virginia | 3 | $ 682,000 | $ 227,333 | $ 51,000 |
| Fredericksburg, Virginia | 3 | $ 1,031,000 | $ 343,666 | $ 113,000 |
| Madison, Virginia | 3 | $ 618,000 | $ 206,000 | $ 35,000 |
| Page, Virginia | 3 | $ 590,000 | $ 196,666 | $ 70,000 |
| York, Virginia | 3 | $ 912,000 | $ 304,000 | $ 32,000 |
| Calhoun, Alabama | 2 | $ 314,000 | $ 157,000 | $ 109,000 |
| Colbert, Alabama | 2 | $ 384,000 | $ 192,000 | $ 71,000 |
| Escambia, Alabama | 2 | $ 343,000 | $ 171,500 | $ 41,000 |
| Limestone, Alabama | 2 | $ 527,000 | $ 263,500 | $ 112,000 |
| Marshall, Alabama | 2 | $ 424,000 | $ 212,000 | $ 158,000 |
| Walker, Alabama | 2 | $ 456,000 | $ 228,000 | $ 92,000 |
| Orange, California | 2 | $ 940,000 | $ 470,000 | $ 96,000 |
| Placer, California | 2 | $ 862,000 | $ 431,000 | $ 144,000 |
| San Bernardino, California | 2 | $ 299,000 | $ 149,500 | $ 42,000 |
| San Joaquin, California | 2 | $ 638,000 | $ 319,000 | $ 122,000 |
| Santa Clara, California | 2 | $ 722,000 | $ 361,000 | $ 84,000 |
| Solano, California | 2 | $ 560,000 | $ 280,000 | $ 31,000 |
| Stanislaus, California | 2 | $ 1,041,000 | $ 520,500 | $ 210,000 |
| Ventura, California | 2 | $ 830,000 | $ 415,000 | $ 92,000 |
| Boulder, Colorado | 2 | $ 711,000 | $ 355,500 | $ 65,000 |
| Douglas, Colorado | 2 | $ 522,000 | $ 261,000 | $ 64,000 |
| Grand, Colorado | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| La Plata, Colorado | 2 | $ 376,000 | $ 188,000 | $ 75,000 |
| Alachua, Florida | 2 | $ 394,000 | $ 197,000 | $ 94,000 |
| Madison, Florida | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Nassau, Florida | 2 | $ 316,000 | $ 158,000 | $ 120,000 |
| Santa Rosa, Florida | 2 | $ 522,000 | $ 261,000 | $ 86,000 |
| Sumter, Florida | 2 | $ 341,000 | $ 170,500 | $ 91,000 |
| Suwannee, Florida | 2 | $ 260,000 | $ 130,000 | $ 112,000 |
| Baldwin, Georgia | 2 | $ 331,000 | $ 165,500 | $ 88,000 |
| Bartow, Georgia | 2 | $ 419,000 | $ 209,500 | $ 50,000 |
| Bibb, Georgia | 2 | $ 517,000 | $ 258,500 | $ 165,000 |
| Camden, Georgia | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Dougherty, Georgia | 2 | $ 256,000 | $ 128,000 | $ 53,000 |
| Effingham, Georgia | 2 | $ 377,000 | $ 188,500 | $ 114,000 |
| Jefferson, Georgia | 2 | $ 297,000 | $ 148,500 | $ 83,000 |
| Laurens, Georgia | 2 | $ 181,000 | $ 90,500 | $ 37,000 |
| Meriwether, Georgia | 2 | $ 434,000 | $ 217,000 | $ 96,000 |
| Pickens, Georgia | 2 | $ 517,000 | $ 258,500 | $ 50,000 |
| Polk, Georgia | 2 | $ 241,000 | $ 120,500 | $ 94,000 |
| McLean, Illinois | 2 | $ 604,000 | $ 302,000 | $ 196,000 |
| Winnebago, Illinois | 2 | $ 324,000 | $ 162,000 | $ 78,000 |
| Dearborn, Indiana | 2 | $ 569,000 | $ 284,500 | $ 85,000 |
| Elkhart, Indiana | 2 | $ 284,000 | $ 142,000 | $ 25,000 |
| Fayette, Indiana | 2 | $ 196,000 | $ 98,000 | $ 66,000 |
| Henry, Indiana | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Johnson, Indiana | 2 | $ 298,000 | $ 149,000 | $ 116,000 |
| Kosciusko, Indiana | 2 | $ 509,000 | $ 254,500 | $ 64,000 |
| LaGrange, Indiana | 2 | $ 396,000 | $ 198,000 | $ 47,000 |
| Monroe, Indiana | 2 | $ 195,000 | $ 97,500 | $ 34,000 |
| Morgan, Indiana | 2 | $ 302,000 | $ 151,000 | $ 96,000 |
| Union, Indiana | 2 | $ 328,000 | $ 164,000 | $ 47,000 |
| Clark, Kentucky | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| Elliott, Kentucky | 2 | $ 344,000 | $ 172,000 | $ 54,000 |
| Henry, Kentucky | 2 | $ 427,000 | $ 213,500 | $ 34,000 |
| Oldham, Kentucky | 2 | $ 432,000 | $ 216,000 | $ 70,000 |
| Pendleton, Kentucky | 2 | $ 418,000 | $ 209,000 | $ 122,000 |
| Ascension, Louisiana | 2 | $ 480,000 | $ 240,000 | $ 111,000 |
| Jefferson, Louisiana | 2 | $ 303,000 | $ 151,500 | $ 59,000 |
| Orleans, Louisiana | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Cecil, Maryland | 2 | $ 777,000 | $ 388,500 | $ 83,000 |
| Garrett, Maryland | 2 | $ 556,000 | $ 278,000 | $ 134,000 |
| Somerset, Maryland | 2 | $ 327,000 | $ 163,500 | $ 78,000 |
| Talbot, Maryland | 2 | $ 468,000 | $ 234,000 | $ 65,000 |
| Wicomico, Maryland | 2 | $ 309,000 | $ 154,500 | $ 66,000 |
| Hudson, New Jersey | 2 | $ 512,000 | $ 256,000 | $ 92,000 |
| Catawba, North Carolina | 2 | $ 348,000 | $ 174,000 | $ 119,000 |
| Duplin, North Carolina | 2 | $ 207,000 | $ 103,500 | $ 29,000 |
| Haywood, North Carolina | 2 | $ 356,000 | $ 178,000 | $ 42,000 |
| Lee, North Carolina | 2 | $ 437,000 | $ 218,500 | $ 44,000 |
| McDowell, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 47,000 |
| Onslow, North Carolina | 2 | $ 278,000 | $ 139,000 | $ 47,000 |
| Perquimans, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Rowan, North Carolina | 2 | $ 506,000 | $ 253,000 | $ 80,000 |
| Stanly, North Carolina | 2 | $ 387,000 | $ 193,500 | $ 56,000 |
| Stokes, North Carolina | 2 | $ 139,000 | $ 69,500 | $ 30,000 |
| Transylvania, North Carolina | 2 | $ 451,000 | $ 225,500 | $ 45,000 |
| Wayne, North Carolina | 2 | $ 409,000 | $ 204,500 | $ 49,000 |
| Wilson, North Carolina | 2 | $ 222,000 | $ 111,000 | $ 31,000 |
| Columbiana, Ohio | 2 | $ 138,000 | $ 69,000 | $ 79,000 |
| Crawford, Ohio | 2 | $ 254,000 | $ 127,000 | $ 74,000 |
| Guernsey, Ohio | 2 | $ 147,000 | $ 73,500 | $ 27,000 |
| Hardin, Ohio | 2 | $ 199,000 | $ 99,500 | $ 62,000 |
| Hocking, Ohio | 2 | $ 252,000 | $ 126,000 | $ 105,000 |
| Huron, Ohio | 2 | $ 418,000 | $ 209,000 | $ 115,000 |
| Jackson, Ohio | 2 | $ 349,000 | $ 174,500 | $ 117,000 |
| Lucas, Ohio | 2 | $ 307,000 | $ 153,500 | $ 50,000 |
| Miami, Ohio | 2 | $ 188,000 | $ 94,000 | $ 46,000 |
| Ottawa, Ohio | 2 | $ 289,000 | $ 144,500 | $ 40,000 |
| Perry, Ohio | 2 | $ 403,000 | $ 201,500 | $ 98,000 |
| Ross, Ohio | 2 | $ 382,000 | $ 191,000 | $ 82,000 |
| Clinton, Pennsylvania | 2 | $ 268,000 | $ 134,000 | $ 55,000 |
| Fulton, Pennsylvania | 2 | $ 493,000 | $ 246,500 | $ 199,000 |
| Indiana, Pennsylvania | 2 | $ 227,000 | $ 113,500 | $ 68,000 |
| Susquehanna, Pennsylvania | 2 | $ 401,000 | $ 200,500 | $ 58,000 |
| Union, Pennsylvania | 2 | $ 427,000 | $ 213,500 | $ 64,000 |
| Aiken, South Carolina | 2 | $ 374,000 | $ 187,000 | $ 75,000 |
| Jasper, South Carolina | 2 | $ 206,000 | $ 103,000 | $ 39,000 |
| Marion, South Carolina | 2 | $ 309,000 | $ 154,500 | $ 47,000 |
| Benton, Tennessee | 2 | $ 344,000 | $ 172,000 | $ 143,000 |
| Bradley, Tennessee | 2 | $ 361,000 | $ 180,500 | $ 47,000 |
| Cumberland, Tennessee | 2 | $ 346,000 | $ 173,000 | $ 57,000 |
| Hawkins, Tennessee | 2 | $ 513,000 | $ 256,500 | $ 59,000 |
| Madison, Tennessee | 2 | $ 398,000 | $ 199,000 | $ 234,000 |
| Overton, Tennessee | 2 | $ 378,000 | $ 189,000 | $ 37,000 |
| Putnam, Tennessee | 2 | $ 463,000 | $ 231,500 | $ 87,000 |
| Rhea, Tennessee | 2 | $ 216,000 | $ 108,000 | $ 51,000 |
| Roane, Tennessee | 2 | $ 242,000 | $ 121,000 | $ 55,000 |
| Sevier, Tennessee | 2 | $ 378,000 | $ 189,000 | $ 34,000 |
| Sullivan, Tennessee | 2 | $ 243,000 | $ 121,500 | $ 51,000 |
| Warren, Tennessee | 2 | $ 423,000 | $ 211,500 | $ 40,000 |
| Clarke, Virginia | 2 | $ 436,000 | $ 218,000 | $ 63,000 |
| Cumberland, Virginia | 2 | $ 374,000 | $ 187,000 | $ 58,000 |
| Fluvanna, Virginia | 2 | $ 328,000 | $ 164,000 | $ 62,000 |
| Franklin, Virginia | 2 | $ 287,000 | $ 143,500 | $ 117,000 |
| Giles, Virginia | 2 | $ 319,000 | $ 159,500 | $ 48,000 |
| King George, Virginia | 2 | $ 543,000 | $ 271,500 | $ 101,000 |
| Louisa, Virginia | 2 | $ 244,000 | $ 122,000 | $ 102,000 |
| Montgomery, Virginia | 2 | $ 501,000 | $ 250,500 | $ 114,000 |
| Newport News, Virginia | 2 | $ 383,000 | $ 191,500 | $ 62,000 |
| Northampton, Virginia | 2 | $ 396,000 | $ 198,000 | $ 94,000 |
| Tazewell, Virginia | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Winchester, Virginia | 2 | $ 253,000 | $ 126,500 | $ 26,000 |
| Jefferson, West Virginia | 2 | $ 561,000 | $ 280,500 | $ 82,000 |
| Putnam, West Virginia | 2 | $ 540,000 | $ 270,000 | $ 108,000 |
| Autauga, Alabama | 1 | $ 370,000 | $ 370,000 | $ 134,000 |
| Chambers, Alabama | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Cherokee, Alabama | 1 | $ 222,000 | $ 222,000 | $ 36,000 |
| Chilton, Alabama | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Cleburne, Alabama | 1 | $ 168,000 | $ 168,000 | $ 113,000 |
| Coffee, Alabama | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Etowah, Alabama | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Lee, Alabama | 1 | $ 118,000 | $ 118,000 | $ 110,000 |
| Morgan, Alabama | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| Randolph, Alabama | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Russell, Alabama | 1 | $ 42,000 | $ 42,000 | $ 140,000 |
| St. Clair, Alabama | 1 | $ 186,000 | $ 186,000 | $ 45,000 |
| Talladega, Alabama | 1 | $ 151,000 | $ 151,000 | $ 34,000 |
| Tallapoosa, Alabama | 1 | $ 223,000 | $ 223,000 | $ 139,000 |
| Amador, California | 1 | $ 314,000 | $ 314,000 | $ 108,000 |
| Fresno, California | 1 | $ 234,000 | $ 234,000 | $ 54,000 |
| Napa, California | 1 | $ 324,000 | $ 324,000 | $ 81,000 |
| San Benito, California | 1 | $ 400,000 | $ 400,000 | $ 84,000 |
| San Francisco, California | 1 | $ 610,000 | $ 610,000 | $ 85,000 |
| San Mateo, California | 1 | $ 440,000 | $ 440,000 | $ 115,000 |
| Santa Cruz, California | 1 | $ 437,000 | $ 437,000 | $ 78,000 |
| Shasta, California | 1 | $ 236,000 | $ 236,000 | $ 79,000 |
| Sonoma, California | 1 | $ 194,000 | $ 194,000 | $ 34,000 |
| Tulare, California | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Yolo, California | 1 | $ 250,000 | $ 250,000 | $ 167,000 |
| Archuleta, Colorado | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| Delta, Colorado | 1 | $ 124,000 | $ 124,000 | $ 31,000 |
| Fremont, Colorado | 1 | $ 192,000 | $ 192,000 | $ 47,000 |
| Gunnison, Colorado | 1 | $ 219,000 | $ 219,000 | $ 48,000 |
| Pueblo, Colorado | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Summit, Colorado | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Kent, Delaware | 1 | $ 187,000 | $ 187,000 | $ 57,000 |
| Bradford, Florida | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Hendry, Florida | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Jefferson, Florida | 1 | $ 280,000 | $ 280,000 | $ 32,000 |
| Okeechobee, Florida | 1 | $ 178,000 | $ 178,000 | $ 53,000 |
| Taylor, Florida | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Walton, Florida | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Banks, Georgia | 1 | $ 194,000 | $ 194,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Lower, LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,088 | $843,551,000 | $206,000 | $1,000,000 | $86,000 | $1,294,000 |
| Refinancing | 3,582 | $807,455,000 | $225,000 | $1,600,000 | $90,000 | $2,496,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,237 | $1,097,860,000 | $209,000 | $1,600,000 | $91,000 | $2,496,000 |
| Black or African American | 889 | $185,046,000 | $208,000 | $696,000 | $76,000 | $848,000 |
| Hispanic | 801 | $181,682,000 | $226,000 | $1,000,000 | $67,000 | $396,000 |
| Not Provided | 391 | $93,029,000 | $237,000 | $910,000 | $99,000 | $799,000 |
| Asian | 313 | $85,036,000 | $271,000 | $793,000 | $104,000 | $431,000 |
| Native Hawaiin or Other Pacific Islander | 24 | $5,544,000 | $231,000 | $383,000 | $97,000 | $298,000 |
| American Indian or Alaskan Native | 15 | $2,809,000 | $187,000 | $317,000 | $62,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,522 | $1,018,889,000 | $225,000 | $1,600,000 | $103,000 | $1,294,000 |
| FHA-insured (Federal Housing Administration) | 2,119 | $382,749,000 | $180,000 | $636,000 | $62,000 | $848,000 |
| VA-guaranteed (Veterans Administration) | 882 | $226,565,000 | $256,000 | $940,000 | $75,000 | $2,496,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $22,803,000 | $155,000 | $411,000 | $52,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,705 | $1,029,637,000 | $218,000 | $995,000 | $90,000 | $1,294,000 |
| Application Withdrawn By Applicant | 1,617 | $338,463,000 | $209,000 | $980,000 | $88,000 | $2,496,000 |
| Application Denied By Financial Institution | 897 | $183,952,000 | $205,000 | $1,600,000 | $77,000 | $799,000 |
| File Closed For Incompleteness | 406 | $90,194,000 | $222,000 | $872,000 | $85,000 | $500,000 |
| Application Approved But Not Accepted | 45 | $8,760,000 | $194,000 | $593,000 | $74,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 311 | $64,964,000 | $208,000 | $1,600,000 | $82,000 | $507,000 |
| Credit History | 147 | $27,952,000 | $190,000 | $520,000 | $73,000 | $324,000 |
| Debt-To-Income Ratio | 140 | $30,701,000 | $219,000 | $916,000 | $61,000 | $799,000 |
| Collateral | 138 | $27,919,000 | $202,000 | $625,000 | $94,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 54 | $11,076,000 | $205,000 | $626,000 | $79,000 | $268,000 |
| Other | 48 | $9,424,000 | $196,000 | $609,000 | $74,000 | $240,000 |
| Unverifiable Information | 43 | $7,908,000 | $183,000 | $417,000 | $62,000 | $198,000 |
| Employment History | 16 | $4,008,000 | $250,000 | $461,000 | $58,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lower, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lower, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About