Lower, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Lower, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lower, Llc 5950 Symphony Woods Drive Lutherville, MD 21044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 31,271 |
| Total Mortgage Loan Application Amount | $8,492,020,000 |
| Average Mortgage Loan Application Amount | $248,000 |
| Highest Mortgage Loan Application Amount | $13,755,000 |
| Average Applicant Income | $115,200 |
| Highest Applicant Income | $6,430,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Lower, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lower, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Lower, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lower, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Lower, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lower, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 896 | $ 214,310,000 | $ 239,000 | $ 124,000 |
| Prince George's County Maryland | 487 | $ 170,635,000 | $ 350,000 | $ 118,000 |
| Cook County Illinois | 458 | $ 118,540,000 | $ 258,000 | $ 137,000 |
| Broward County Florida | 402 | $ 119,510,000 | $ 297,000 | $ 127,000 |
| Yakima County Washington | 393 | $ 113,745,000 | $ 289,000 | $ 102,000 |
| Maricopa County Arizona | 391 | $ 114,405,000 | $ 292,000 | $ 134,000 |
| Miami-Dade County Florida | 385 | $ 125,745,000 | $ 326,000 | $ 131,000 |
| Dallas County Texas | 295 | $ 104,225,000 | $ 353,000 | $ 121,000 |
| Hillsborough County Florida | 284 | $ 79,120,000 | $ 278,000 | $ 129,000 |
| Denton County Texas | 266 | $ 97,540,000 | $ 366,000 | $ 135,000 |
| Spokane County Washington | 266 | $ 90,550,000 | $ 340,000 | $ 116,000 |
| Collin County Texas | 261 | $ 100,675,000 | $ 385,000 | $ 137,000 |
| Fairfax County Virginia | 256 | $ 107,810,000 | $ 421,000 | $ 171,000 |
| Greenville County South Carolina | 240 | $ 64,720,000 | $ 269,000 | $ 107,000 |
| Palm Beach County Florida | 235 | $ 75,175,000 | $ 319,000 | $ 134,000 |
| Lee County Florida | 225 | $ 63,715,000 | $ 283,000 | $ 151,000 |
| Scott County Iowa | 225 | $ 51,825,000 | $ 230,000 | $ 99,000 |
| Pinellas County Florida | 218 | $ 59,380,000 | $ 272,000 | $ 129,000 |
| Prince William County Virginia | 210 | $ 82,470,000 | $ 392,000 | $ 137,000 |
| Tarrant County Texas | 207 | $ 73,095,000 | $ 353,000 | $ 135,000 |
| Gwinnett County Georgia | 203 | $ 53,825,000 | $ 265,000 | $ 124,000 |
| Orange County Florida | 202 | $ 52,610,000 | $ 260,000 | $ 128,000 |
| Montgomery County Maryland | 200 | $ 90,660,000 | $ 453,000 | $ 135,000 |
| Harris County Texas | 197 | $ 57,605,000 | $ 292,000 | $ 126,000 |
| Los Angeles County California | 195 | $ 82,645,000 | $ 423,000 | $ 179,000 |
| Fulton County Georgia | 185 | $ 51,295,000 | $ 277,000 | $ 137,000 |
| Mecklenburg County North Carolina | 178 | $ 49,300,000 | $ 276,000 | $ 141,000 |
| Pasco County Florida | 175 | $ 49,805,000 | $ 284,000 | $ 118,000 |
| Cobb County Georgia | 169 | $ 41,015,000 | $ 242,000 | $ 132,000 |
| Ellis County Texas | 166 | $ 64,910,000 | $ 391,000 | $ 127,000 |
| Polk County Florida | 164 | $ 39,610,000 | $ 241,000 | $ 89,000 |
| Wake County North Carolina | 163 | $ 54,025,000 | $ 331,000 | $ 135,000 |
| Anne Arundel County Maryland | 159 | $ 53,705,000 | $ 337,000 | $ 126,000 |
| DuPage County Illinois | 147 | $ 38,365,000 | $ 260,000 | $ 129,000 |
| Delaware County Ohio | 147 | $ 47,775,000 | $ 325,000 | $ 162,000 |
| Polk County Iowa | 146 | $ 31,970,000 | $ 218,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 145 | $ 57,545,000 | $ 396,000 | $ 199,000 |
| Brevard County Florida | 145 | $ 43,465,000 | $ 299,000 | $ 117,000 |
| Will County Illinois | 142 | $ 35,840,000 | $ 252,000 | $ 124,000 |
| Cuyahoga County Ohio | 141 | $ 26,375,000 | $ 187,000 | $ 105,000 |
| Loudoun County Virginia | 139 | $ 60,155,000 | $ 432,000 | $ 149,000 |
| Riverside County California | 129 | $ 42,165,000 | $ 326,000 | $ 148,000 |
| Baltimore County Maryland | 129 | $ 31,285,000 | $ 242,000 | $ 114,000 |
| Volusia County Florida | 126 | $ 32,190,000 | $ 255,000 | $ 104,000 |
| Utah County Utah | 125 | $ 47,145,000 | $ 377,000 | $ 128,000 |
| Baltimore City County Maryland | 123 | $ 26,275,000 | $ 213,000 | $ 93,000 |
| DeKalb County Georgia | 120 | $ 33,130,000 | $ 276,000 | $ 141,000 |
| Rock Island County Illinois | 119 | $ 14,315,000 | $ 120,000 | $ 66,000 |
| Wayne County Michigan | 119 | $ 19,805,000 | $ 166,000 | $ 103,000 |
| Sussex County Delaware | 118 | $ 31,840,000 | $ 269,000 | $ 104,000 |
| Benton County Washington | 118 | $ 36,930,000 | $ 312,000 | $ 111,000 |
| Kane County Illinois | 116 | $ 31,480,000 | $ 271,000 | $ 148,000 |
| Charles County Maryland | 115 | $ 41,425,000 | $ 360,000 | $ 115,000 |
| Spartanburg County South Carolina | 112 | $ 26,460,000 | $ 236,000 | $ 87,000 |
| Licking County Ohio | 110 | $ 24,010,000 | $ 218,000 | $ 102,000 |
| Lake County Illinois | 109 | $ 29,035,000 | $ 266,000 | $ 174,000 |
| Duval County Florida | 108 | $ 26,330,000 | $ 243,000 | $ 121,000 |
| King County Washington | 108 | $ 45,180,000 | $ 418,000 | $ 195,000 |
| Kaufman County Texas | 107 | $ 37,965,000 | $ 354,000 | $ 122,000 |
| New Haven County Connecticut | 106 | $ 25,570,000 | $ 241,000 | $ 117,000 |
| New Castle County Delaware | 105 | $ 29,135,000 | $ 277,000 | $ 110,000 |
| Philadelphia County Pennsylvania | 101 | $ 19,725,000 | $ 195,000 | $ 110,000 |
| Kent County Delaware | 100 | $ 26,240,000 | $ 262,000 | $ 103,000 |
| Allegheny County Pennsylvania | 100 | $ 23,240,000 | $ 232,000 | $ 129,000 |
| Fort Bend County Texas | 98 | $ 35,060,000 | $ 357,000 | $ 123,000 |
| Seminole County Florida | 93 | $ 25,235,000 | $ 271,000 | $ 118,000 |
| Osceola County Florida | 92 | $ 24,150,000 | $ 262,000 | $ 110,000 |
| Oakland County Michigan | 92 | $ 22,520,000 | $ 244,000 | $ 162,000 |
| Hartford County Connecticut | 90 | $ 18,050,000 | $ 200,000 | $ 115,000 |
| Marion County Indiana | 90 | $ 16,790,000 | $ 186,000 | $ 110,000 |
| Jefferson County Kentucky | 90 | $ 17,050,000 | $ 189,000 | $ 97,000 |
| Montgomery County Pennsylvania | 90 | $ 21,590,000 | $ 239,000 | $ 112,000 |
| Johnson County Texas | 89 | $ 30,695,000 | $ 344,000 | $ 119,000 |
| Fairfield County Connecticut | 87 | $ 26,795,000 | $ 307,000 | $ 183,000 |
| Davidson County Tennessee | 87 | $ 24,295,000 | $ 279,000 | $ 124,000 |
| San Diego County California | 86 | $ 36,660,000 | $ 426,000 | $ 179,000 |
| San Bernardino County California | 85 | $ 24,365,000 | $ 286,000 | $ 115,000 |
| Bexar County Texas | 84 | $ 19,850,000 | $ 236,000 | $ 99,000 |
| Camden County New Jersey | 83 | $ 15,705,000 | $ 189,000 | $ 98,000 |
| Salt Lake County Utah | 83 | $ 26,965,000 | $ 324,000 | $ 153,000 |
| Frederick County Maryland | 82 | $ 26,290,000 | $ 320,000 | $ 126,000 |
| Fairfield County Ohio | 82 | $ 20,320,000 | $ 247,000 | $ 114,000 |
| Lake County Florida | 81 | $ 21,295,000 | $ 262,000 | $ 105,000 |
| Hidalgo County Texas | 81 | $ 17,505,000 | $ 216,000 | $ 107,000 |
| Shelby County Tennessee | 80 | $ 17,460,000 | $ 218,000 | $ 123,000 |
| St. Lucie County Florida | 78 | $ 19,860,000 | $ 254,000 | $ 98,000 |
| Burlington County New Jersey | 78 | $ 20,890,000 | $ 267,000 | $ 143,000 |
| Stafford County Virginia | 78 | $ 25,360,000 | $ 325,000 | $ 116,000 |
| McHenry County Illinois | 76 | $ 17,330,000 | $ 228,000 | $ 116,000 |
| Ocean County New Jersey | 75 | $ 19,575,000 | $ 261,000 | $ 118,000 |
| Montgomery County Tennessee | 75 | $ 16,405,000 | $ 218,000 | $ 111,000 |
| Chesterfield County Virginia | 75 | $ 18,465,000 | $ 246,000 | $ 110,000 |
| Manatee County Florida | 74 | $ 24,210,000 | $ 327,000 | $ 129,000 |
| Charleston County South Carolina | 74 | $ 25,930,000 | $ 350,000 | $ 174,000 |
| Arapahoe County Colorado | 73 | $ 23,725,000 | $ 325,000 | $ 148,000 |
| Middlesex County New Jersey | 73 | $ 19,275,000 | $ 264,000 | $ 140,000 |
| Hamilton County Ohio | 73 | $ 15,555,000 | $ 213,000 | $ 95,000 |
| Montgomery County Ohio | 72 | $ 9,060,000 | $ 125,000 | $ 91,000 |
| Monroe County Pennsylvania | 72 | $ 14,450,000 | $ 200,000 | $ 97,000 |
| Williamson County Texas | 72 | $ 30,530,000 | $ 424,000 | $ 141,000 |
| Worcester County Massachusetts | 71 | $ 18,535,000 | $ 261,000 | $ 108,000 |
| Rutherford County Tennessee | 71 | $ 19,055,000 | $ 268,000 | $ 113,000 |
| Hennepin County Minnesota | 69 | $ 17,355,000 | $ 251,000 | $ 123,000 |
| New Hanover County North Carolina | 69 | $ 20,365,000 | $ 295,000 | $ 115,000 |
| Horry County South Carolina | 69 | $ 17,975,000 | $ 260,000 | $ 117,000 |
| Richland County South Carolina | 68 | $ 14,800,000 | $ 217,000 | $ 101,000 |
| Rockwall County Texas | 68 | $ 24,170,000 | $ 355,000 | $ 133,000 |
| Lake County Indiana | 67 | $ 12,205,000 | $ 182,000 | $ 72,000 |
| Macomb County Michigan | 67 | $ 12,695,000 | $ 189,000 | $ 95,000 |
| York County South Carolina | 67 | $ 15,635,000 | $ 233,000 | $ 124,000 |
| Travis County Texas | 65 | $ 25,175,000 | $ 387,000 | $ 127,000 |
| Orange County California | 64 | $ 27,180,000 | $ 424,000 | $ 213,000 |
| Marion County Florida | 64 | $ 14,190,000 | $ 221,000 | $ 91,000 |
| Sarasota County Florida | 64 | $ 18,680,000 | $ 291,000 | $ 125,000 |
| Hamilton County Indiana | 64 | $ 18,090,000 | $ 282,000 | $ 133,000 |
| Virginia Beach County Virginia | 64 | $ 17,530,000 | $ 273,000 | $ 127,000 |
| Pima County Arizona | 63 | $ 15,975,000 | $ 253,000 | $ 120,000 |
| Charlotte County Florida | 63 | $ 14,625,000 | $ 232,000 | $ 110,000 |
| Forsyth County Georgia | 62 | $ 19,900,000 | $ 320,000 | $ 193,000 |
| Clinton County Iowa | 62 | $ 9,030,000 | $ 145,000 | $ 61,000 |
| Bergen County New Jersey | 62 | $ 24,970,000 | $ 402,000 | $ 189,000 |
| Chester County Pennsylvania | 62 | $ 17,680,000 | $ 285,000 | $ 156,000 |
| Snohomish County Washington | 62 | $ 24,400,000 | $ 393,000 | $ 154,000 |
| Jefferson County Alabama | 61 | $ 11,875,000 | $ 194,000 | $ 97,000 |
| Sacramento County California | 61 | $ 19,015,000 | $ 311,000 | $ 135,000 |
| El Paso County Colorado | 61 | $ 19,415,000 | $ 318,000 | $ 110,000 |
| Howard County Maryland | 61 | $ 19,515,000 | $ 319,000 | $ 122,000 |
| Mahoning County Ohio | 61 | $ 9,015,000 | $ 147,000 | $ 72,000 |
| Bucks County Pennsylvania | 61 | $ 15,315,000 | $ 251,000 | $ 141,000 |
| Kern County California | 60 | $ 14,620,000 | $ 243,000 | $ 113,000 |
| Jackson County Missouri | 60 | $ 10,090,000 | $ 168,000 | $ 103,000 |
| Douglas County Colorado | 59 | $ 21,555,000 | $ 365,000 | $ 166,000 |
| Monmouth County New Jersey | 59 | $ 21,395,000 | $ 362,000 | $ 196,000 |
| St. Johns County Florida | 58 | $ 19,370,000 | $ 333,000 | $ 139,000 |
| Henrico County Virginia | 58 | $ 13,780,000 | $ 237,000 | $ 113,000 |
| Cherokee County Georgia | 57 | $ 16,335,000 | $ 286,000 | $ 138,000 |
| Forsyth County North Carolina | 57 | $ 13,465,000 | $ 236,000 | $ 112,000 |
| Guilford County North Carolina | 57 | $ 14,505,000 | $ 254,000 | $ 112,000 |
| Oklahoma County Oklahoma | 57 | $ 11,925,000 | $ 209,000 | $ 95,000 |
| Hernando County Florida | 56 | $ 11,990,000 | $ 214,000 | $ 79,000 |
| Worcester County Maryland | 56 | $ 16,760,000 | $ 299,000 | $ 189,000 |
| Pierce County Washington | 56 | $ 17,980,000 | $ 321,000 | $ 118,000 |
| Mercer County New Jersey | 55 | $ 11,815,000 | $ 214,000 | $ 135,000 |
| Brunswick County North Carolina | 55 | $ 17,315,000 | $ 314,000 | $ 110,000 |
| Lexington County South Carolina | 55 | $ 12,355,000 | $ 224,000 | $ 90,000 |
| Henry County Georgia | 54 | $ 15,170,000 | $ 280,000 | $ 107,000 |
| Gloucester County New Jersey | 54 | $ 12,850,000 | $ 237,000 | $ 110,000 |
| Clermont County Ohio | 54 | $ 11,660,000 | $ 215,000 | $ 91,000 |
| Spotsylvania County Virginia | 54 | $ 16,200,000 | $ 300,000 | $ 106,000 |
| Johnson County Kansas | 53 | $ 17,555,000 | $ 331,000 | $ 148,000 |
| Plymouth County Massachusetts | 53 | $ 16,695,000 | $ 315,000 | $ 148,000 |
| Cumberland County North Carolina | 53 | $ 17,655,000 | $ 333,000 | $ 128,000 |
| Butler County Ohio | 53 | $ 9,775,000 | $ 184,000 | $ 85,000 |
| Adams County Colorado | 52 | $ 17,020,000 | $ 327,000 | $ 132,000 |
| St. Charles County Missouri | 52 | $ 12,370,000 | $ 237,000 | $ 116,000 |
| Essex County New Jersey | 52 | $ 16,930,000 | $ 325,000 | $ 227,000 |
| Lorain County Ohio | 52 | $ 10,250,000 | $ 197,000 | $ 107,000 |
| Collier County Florida | 51 | $ 16,665,000 | $ 326,000 | $ 147,000 |
| Middlesex County Massachusetts | 51 | $ 17,815,000 | $ 349,000 | $ 212,000 |
| St. Louis County Missouri | 51 | $ 9,985,000 | $ 195,000 | $ 157,000 |
| Morris County New Jersey | 51 | $ 18,035,000 | $ 353,000 | $ 185,000 |
| Anderson County South Carolina | 51 | $ 12,215,000 | $ 239,000 | $ 80,000 |
| Pinal County Arizona | 50 | $ 11,940,000 | $ 238,000 | $ 94,000 |
| Fayette County Kentucky | 50 | $ 11,440,000 | $ 228,000 | $ 189,000 |
| Summit County Ohio | 48 | $ 8,200,000 | $ 170,000 | $ 111,000 |
| Delaware County Pennsylvania | 48 | $ 9,320,000 | $ 194,000 | $ 103,000 |
| Denver County Colorado | 47 | $ 19,675,000 | $ 418,000 | $ 156,000 |
| Weld County Colorado | 47 | $ 13,845,000 | $ 294,000 | $ 138,000 |
| Clay County Florida | 47 | $ 11,045,000 | $ 235,000 | $ 99,000 |
| Cabarrus County North Carolina | 47 | $ 10,385,000 | $ 220,000 | $ 112,000 |
| Kent County Michigan | 46 | $ 9,620,000 | $ 209,000 | $ 110,000 |
| Gaston County North Carolina | 46 | $ 10,920,000 | $ 237,000 | $ 83,000 |
| Washington County Oregon | 46 | $ 16,970,000 | $ 368,000 | $ 154,000 |
| Knox County Tennessee | 46 | $ 12,860,000 | $ 279,000 | $ 118,000 |
| Chesapeake County Virginia | 46 | $ 12,760,000 | $ 277,000 | $ 111,000 |
| Madison County Alabama | 45 | $ 10,135,000 | $ 225,000 | $ 104,000 |
| Jefferson County Colorado | 45 | $ 15,095,000 | $ 335,000 | $ 167,000 |
| Clayton County Georgia | 45 | $ 8,665,000 | $ 192,000 | $ 88,000 |
| Johnston County North Carolina | 45 | $ 11,135,000 | $ 247,000 | $ 93,000 |
| Warren County Ohio | 45 | $ 13,135,000 | $ 291,000 | $ 148,000 |
| Hamilton County Tennessee | 45 | $ 10,555,000 | $ 234,000 | $ 123,000 |
| Paulding County Georgia | 44 | $ 10,590,000 | $ 240,000 | $ 131,000 |
| Alameda County California | 43 | $ 21,565,000 | $ 501,000 | $ 196,000 |
| Bell County Texas | 43 | $ 11,365,000 | $ 264,000 | $ 87,000 |
| Escambia County Florida | 42 | $ 8,770,000 | $ 208,000 | $ 93,000 |
| Norfolk County Massachusetts | 42 | $ 13,970,000 | $ 332,000 | $ 124,000 |
| Union County New Jersey | 42 | $ 11,980,000 | $ 285,000 | $ 135,000 |
| Bernalillo County New Mexico | 42 | $ 8,120,000 | $ 193,000 | $ 111,000 |
| Lancaster County Pennsylvania | 42 | $ 8,270,000 | $ 196,000 | $ 89,000 |
| Sumner County Tennessee | 42 | $ 13,530,000 | $ 322,000 | $ 116,000 |
| Franklin County Washington | 42 | $ 13,160,000 | $ 313,000 | $ 107,000 |
| Contra Costa County California | 41 | $ 15,315,000 | $ 373,000 | $ 156,000 |
| Moore County North Carolina | 41 | $ 17,495,000 | $ 426,000 | $ 142,000 |
| Northampton County Pennsylvania | 41 | $ 9,845,000 | $ 240,000 | $ 128,000 |
| Chatham County Georgia | 40 | $ 10,750,000 | $ 268,000 | $ 128,000 |
| Dallas County Iowa | 40 | $ 9,560,000 | $ 239,000 | $ 111,000 |
| Multnomah County Oregon | 40 | $ 11,070,000 | $ 276,000 | $ 121,000 |
| Bay County Florida | 39 | $ 11,365,000 | $ 291,000 | $ 146,000 |
| Buncombe County North Carolina | 39 | $ 11,525,000 | $ 295,000 | $ 156,000 |
| Union County North Carolina | 39 | $ 12,085,000 | $ 309,000 | $ 119,000 |
| Stark County Ohio | 39 | $ 7,225,000 | $ 185,000 | $ 85,000 |
| Williamson County Tennessee | 39 | $ 15,615,000 | $ 400,000 | $ 218,000 |
| East Baton Rouge County Louisiana | 38 | $ 8,030,000 | $ 211,000 | $ 110,000 |
| Somerset County New Jersey | 38 | $ 14,220,000 | $ 374,000 | $ 164,000 |
| Catawba County North Carolina | 38 | $ 8,300,000 | $ 218,000 | $ 90,000 |
| Tulsa County Oklahoma | 38 | $ 7,270,000 | $ 191,000 | $ 127,000 |
| Jackson County Georgia | 37 | $ 10,385,000 | $ 280,000 | $ 128,000 |
| Walton County Georgia | 37 | $ 9,805,000 | $ 265,000 | $ 99,000 |
| Madison County Kentucky | 37 | $ 7,525,000 | $ 203,000 | $ 83,000 |
| Passaic County New Jersey | 37 | $ 10,265,000 | $ 277,000 | $ 148,000 |
| Bristol County Massachusetts | 36 | $ 10,380,000 | $ 288,000 | $ 119,000 |
| Essex County Massachusetts | 36 | $ 13,220,000 | $ 367,000 | $ 141,000 |
| Norfolk County Virginia | 36 | $ 7,810,000 | $ 216,000 | $ 86,000 |
| Alachua County Florida | 35 | $ 7,485,000 | $ 213,000 | $ 113,000 |
| Okaloosa County Florida | 35 | $ 9,245,000 | $ 264,000 | $ 109,000 |
| Washington County Minnesota | 35 | $ 9,025,000 | $ 257,000 | $ 135,000 |
| DeSoto County Mississippi | 35 | $ 7,135,000 | $ 203,000 | $ 106,000 |
| Union County Ohio | 35 | $ 11,225,000 | $ 320,000 | $ 132,000 |
| York County Pennsylvania | 35 | $ 8,155,000 | $ 233,000 | $ 108,000 |
| Davis County Utah | 35 | $ 11,615,000 | $ 331,000 | $ 121,000 |
| Milwaukee County Wisconsin | 35 | $ 7,025,000 | $ 200,000 | $ 106,000 |
| Atlantic County New Jersey | 34 | $ 7,010,000 | $ 206,000 | $ 107,000 |
| Davidson County North Carolina | 34 | $ 7,710,000 | $ 226,000 | $ 101,000 |
| Iredell County North Carolina | 34 | $ 11,670,000 | $ 343,000 | $ 122,000 |
| Lucas County Ohio | 34 | $ 6,390,000 | $ 187,000 | $ 101,000 |
| Pickens County South Carolina | 34 | $ 7,260,000 | $ 213,000 | $ 83,000 |
| Montgomery County Texas | 34 | $ 9,130,000 | $ 268,000 | $ 126,000 |
| Santa Clara County California | 33 | $ 15,945,000 | $ 483,000 | $ 268,000 |
| Flagler County Florida | 33 | $ 8,775,000 | $ 265,000 | $ 131,000 |
| Douglas County Georgia | 33 | $ 7,025,000 | $ 212,000 | $ 88,000 |
| Aiken County South Carolina | 33 | $ 5,995,000 | $ 181,000 | $ 104,000 |
| Frederick County Virginia | 33 | $ 9,165,000 | $ 277,000 | $ 83,000 |
| Shelby County Alabama | 32 | $ 6,600,000 | $ 206,000 | $ 93,000 |
| San Joaquin County California | 32 | $ 11,060,000 | $ 345,000 | $ 179,000 |
| Kendall County Illinois | 32 | $ 7,000,000 | $ 218,000 | $ 110,000 |
| Orleans County Louisiana | 32 | $ 7,250,000 | $ 226,000 | $ 101,000 |
| Harnett County North Carolina | 32 | $ 10,320,000 | $ 322,000 | $ 111,000 |
| Mobile County Alabama | 31 | $ 5,305,000 | $ 171,000 | $ 93,000 |
| Walton County Florida | 31 | $ 23,765,000 | $ 766,000 | $ 545,000 |
| Fayette County Georgia | 31 | $ 9,125,000 | $ 294,000 | $ 147,000 |
| Ada County Idaho | 31 | $ 10,675,000 | $ 344,000 | $ 135,000 |
| Carroll County Maryland | 31 | $ 8,525,000 | $ 275,000 | $ 97,000 |
| St. Mary's County Maryland | 31 | $ 8,075,000 | $ 260,000 | $ 127,000 |
| Madison County Ohio | 31 | $ 8,395,000 | $ 270,000 | $ 100,000 |
| Pickaway County Ohio | 31 | $ 6,575,000 | $ 212,000 | $ 89,000 |
| Dauphin County Pennsylvania | 31 | $ 5,505,000 | $ 177,000 | $ 101,000 |
| Berkeley County South Carolina | 31 | $ 9,105,000 | $ 293,000 | $ 119,000 |
| Fauquier County Virginia | 31 | $ 11,595,000 | $ 374,000 | $ 147,000 |
| Martin County Florida | 30 | $ 9,570,000 | $ 319,000 | $ 149,000 |
| Hall County Georgia | 30 | $ 8,330,000 | $ 277,000 | $ 107,000 |
| Hudson County New Jersey | 30 | $ 12,640,000 | $ 421,000 | $ 229,000 |
| Durham County North Carolina | 30 | $ 9,020,000 | $ 300,000 | $ 120,000 |
| Maury County Tennessee | 30 | $ 6,430,000 | $ 214,000 | $ 109,000 |
| Richmond City County Virginia | 30 | $ 8,150,000 | $ 271,000 | $ 117,000 |
| Santa Rosa County Florida | 29 | $ 7,735,000 | $ 266,000 | $ 97,000 |
| Washington County Maryland | 29 | $ 7,145,000 | $ 246,000 | $ 103,000 |
| Pender County North Carolina | 29 | $ 9,785,000 | $ 337,000 | $ 129,000 |
| Baldwin County Alabama | 28 | $ 6,850,000 | $ 244,000 | $ 103,000 |
| Henry County Illinois | 28 | $ 4,510,000 | $ 161,000 | $ 80,000 |
| Allen County Indiana | 28 | $ 5,210,000 | $ 186,000 | $ 95,000 |
| Sedgwick County Kansas | 28 | $ 5,310,000 | $ 189,000 | $ 116,000 |
| Hunterdon County New Jersey | 28 | $ 9,910,000 | $ 353,000 | $ 191,000 |
| Barrow County Georgia | 27 | $ 5,685,000 | $ 210,000 | $ 86,000 |
| Newton County Georgia | 27 | $ 6,645,000 | $ 246,000 | $ 81,000 |
| Hopkins County Kentucky | 27 | $ 5,955,000 | $ 220,000 | $ 67,000 |
| Pulaski County Kentucky | 27 | $ 4,625,000 | $ 171,000 | $ 60,000 |
| Rapides County Louisiana | 27 | $ 6,215,000 | $ 230,000 | $ 104,000 |
| Anoka County Minnesota | 27 | $ 6,565,000 | $ 243,000 | $ 108,000 |
| Dakota County Minnesota | 27 | $ 5,565,000 | $ 206,000 | $ 106,000 |
| Alamance County North Carolina | 27 | $ 6,695,000 | $ 247,000 | $ 104,000 |
| Lebanon County Pennsylvania | 27 | $ 4,595,000 | $ 170,000 | $ 75,000 |
| Wilson County Tennessee | 27 | $ 8,685,000 | $ 321,000 | $ 118,000 |
| Hunt County Texas | 27 | $ 6,425,000 | $ 237,000 | $ 96,000 |
| Clark County Washington | 27 | $ 8,855,000 | $ 327,000 | $ 174,000 |
| Columbia County Georgia | 26 | $ 5,860,000 | $ 225,000 | $ 116,000 |
| Coweta County Georgia | 26 | $ 7,340,000 | $ 282,000 | $ 131,000 |
| DeKalb County Illinois | 26 | $ 6,990,000 | $ 268,000 | $ 103,000 |
| Harford County Maryland | 26 | $ 6,780,000 | $ 260,000 | $ 106,000 |
| Hampden County Massachusetts | 26 | $ 6,500,000 | $ 250,000 | $ 148,000 |
| Cleveland County Oklahoma | 26 | $ 4,950,000 | $ 190,000 | $ 117,000 |
| Suffolk County Virginia | 26 | $ 7,290,000 | $ 280,000 | $ 109,000 |
| New London County Connecticut | 25 | $ 4,575,000 | $ 183,000 | $ 118,000 |
| Rockdale County Georgia | 25 | $ 6,545,000 | $ 261,000 | $ 109,000 |
| Ramsey County Minnesota | 25 | $ 4,715,000 | $ 188,000 | $ 91,000 |
| Sussex County New Jersey | 25 | $ 7,515,000 | $ 300,000 | $ 140,000 |
| Trumbull County Ohio | 25 | $ 3,295,000 | $ 131,000 | $ 65,000 |
| Berks County Pennsylvania | 25 | $ 5,085,000 | $ 203,000 | $ 78,000 |
| Centre County Pennsylvania | 25 | $ 5,415,000 | $ 216,000 | $ 92,000 |
| Cumberland County Pennsylvania | 25 | $ 5,915,000 | $ 236,000 | $ 98,000 |
| El Paso County Texas | 25 | $ 4,735,000 | $ 189,000 | $ 92,000 |
| Lee County Alabama | 24 | $ 5,480,000 | $ 228,000 | $ 110,000 |
| Carroll County Georgia | 24 | $ 4,770,000 | $ 198,000 | $ 121,000 |
| St. Joseph County Indiana | 24 | $ 3,660,000 | $ 152,000 | $ 91,000 |
| Jefferson County Louisiana | 24 | $ 5,470,000 | $ 227,000 | $ 110,000 |
| Hillsborough County New Hampshire | 24 | $ 6,350,000 | $ 264,000 | $ 103,000 |
| Manassas County Virginia | 24 | $ 7,870,000 | $ 327,000 | $ 101,000 |
| Fresno County California | 23 | $ 5,065,000 | $ 220,000 | $ 95,000 |
| Boone County Kentucky | 23 | $ 4,395,000 | $ 191,000 | $ 104,000 |
| St. Tammany County Louisiana | 23 | $ 4,945,000 | $ 215,000 | $ 128,000 |
| Suffolk County Massachusetts | 23 | $ 9,325,000 | $ 405,000 | $ 174,000 |
| Craven County North Carolina | 23 | $ 5,075,000 | $ 220,000 | $ 94,000 |
| Clark County Ohio | 23 | $ 3,045,000 | $ 132,000 | $ 85,000 |
| Clackamas County Oregon | 23 | $ 8,245,000 | $ 358,000 | $ 159,000 |
| Arlington County Virginia | 23 | $ 11,765,000 | $ 511,000 | $ 189,000 |
| Litchfield County Connecticut | 22 | $ 4,840,000 | $ 220,000 | $ 115,000 |
| Middlesex County Connecticut | 22 | $ 5,670,000 | $ 257,000 | $ 132,000 |
| Citrus County Florida | 22 | $ 4,680,000 | $ 212,000 | $ 93,000 |
| Indian River County Florida | 22 | $ 5,160,000 | $ 234,000 | $ 123,000 |
| Jessamine County Kentucky | 22 | $ 4,430,000 | $ 201,000 | $ 78,000 |
| Jefferson County Missouri | 22 | $ 4,300,000 | $ 195,000 | $ 132,000 |
| Allen County Ohio | 22 | $ 3,300,000 | $ 150,000 | $ 79,000 |
| Lehigh County Pennsylvania | 22 | $ 5,850,000 | $ 265,000 | $ 102,000 |
| Lancaster County South Carolina | 22 | $ 6,940,000 | $ 315,000 | $ 130,000 |
| Brazoria County Texas | 22 | $ 5,715,000 | $ 272,000 | $ 106,000 |
| Alexandria County Virginia | 22 | $ 9,940,000 | $ 451,000 | $ 156,000 |
| Nassau County Florida | 21 | $ 6,155,000 | $ 293,000 | $ 247,000 |
| Winnebago County Illinois | 21 | $ 3,385,000 | $ 161,000 | $ 76,000 |
| Porter County Indiana | 21 | $ 5,085,000 | $ 242,000 | $ 115,000 |
| Warren County Iowa | 21 | $ 5,835,000 | $ 277,000 | $ 104,000 |
| Kenton County Kentucky | 21 | $ 3,645,000 | $ 173,000 | $ 80,000 |
| Ottawa County Michigan | 21 | $ 3,955,000 | $ 188,000 | $ 87,000 |
| Rockingham County New Hampshire | 21 | $ 7,365,000 | $ 350,000 | $ 114,000 |
| Marion County Oregon | 21 | $ 5,085,000 | $ 242,000 | $ 107,000 |
| Pike County Pennsylvania | 21 | $ 4,055,000 | $ 193,000 | $ 93,000 |
| Beaufort County South Carolina | 21 | $ 5,725,000 | $ 272,000 | $ 132,000 |
| Culpeper County Virginia | 21 | $ 6,985,000 | $ 332,000 | $ 117,000 |
| Mohave County Arizona | 20 | $ 3,470,000 | $ 173,000 | $ 80,000 |
| Larimer County Colorado | 20 | $ 7,070,000 | $ 353,000 | $ 119,000 |
| Whiteside County Illinois | 20 | $ 3,220,000 | $ 161,000 | $ 74,000 |
| Berrien County Michigan | 20 | $ 4,700,000 | $ 235,000 | $ 130,000 |
| Cape May County New Jersey | 20 | $ 5,500,000 | $ 275,000 | $ 152,000 |
| Onslow County North Carolina | 20 | $ 5,670,000 | $ 283,000 | $ 105,000 |
| Medina County Ohio | 20 | $ 5,160,000 | $ 258,000 | $ 115,000 |
| Sevier County Tennessee | 20 | $ 6,740,000 | $ 337,000 | $ 217,000 |
| Galveston County Texas | 20 | $ 5,540,000 | $ 277,000 | $ 127,000 |
| Warren County Virginia | 20 | $ 4,410,000 | $ 220,000 | $ 100,000 |
| Waukesha County Wisconsin | 20 | $ 5,700,000 | $ 285,000 | $ 130,000 |
| Leon County Florida | 19 | $ 3,885,000 | $ 204,000 | $ 87,000 |
| Lincoln County Kentucky | 19 | $ 3,225,000 | $ 169,000 | $ 77,000 |
| Barnstable County Massachusetts | 19 | $ 8,025,000 | $ 422,000 | $ 213,000 |
| Livingston County Michigan | 19 | $ 3,315,000 | $ 174,000 | $ 140,000 |
| Cumberland County New Jersey | 19 | $ 3,725,000 | $ 196,000 | $ 117,000 |
| Orange County North Carolina | 19 | $ 4,835,000 | $ 254,000 | $ 177,000 |
| Randolph County North Carolina | 19 | $ 4,775,000 | $ 251,000 | $ 85,000 |
| Marion County Ohio | 19 | $ 2,945,000 | $ 155,000 | $ 76,000 |
| Lackawanna County Pennsylvania | 19 | $ 2,945,000 | $ 155,000 | $ 105,000 |
| Thurston County Washington | 19 | $ 6,205,000 | $ 326,000 | $ 107,000 |
| Kenosha County Wisconsin | 19 | $ 3,995,000 | $ 210,000 | $ 93,000 |
| Sumter County Florida | 18 | $ 4,110,000 | $ 228,000 | $ 107,000 |
| Clark County Indiana | 18 | $ 3,440,000 | $ 191,000 | $ 76,000 |
| Washtenaw County Michigan | 18 | $ 4,480,000 | $ 248,000 | $ 177,000 |
| Clay County Missouri | 18 | $ 3,100,000 | $ 172,000 | $ 125,000 |
| Franklin County North Carolina | 18 | $ 4,430,000 | $ 246,000 | $ 82,000 |
| Knox County Ohio | 18 | $ 4,090,000 | $ 227,000 | $ 106,000 |
| Dorchester County South Carolina | 18 | $ 4,740,000 | $ 263,000 | $ 96,000 |
| Placer County California | 17 | $ 6,575,000 | $ 386,000 | $ 177,000 |
| Clarke County Georgia | 17 | $ 2,945,000 | $ 173,000 | $ 99,000 |
| Elkhart County Indiana | 17 | $ 2,685,000 | $ 157,000 | $ 94,000 |
| Tippecanoe County Indiana | 17 | $ 3,855,000 | $ 226,000 | $ 106,000 |
| Campbell County Kentucky | 17 | $ 3,055,000 | $ 179,000 | $ 111,000 |
| Genesee County Michigan | 17 | $ 3,335,000 | $ 196,000 | $ 101,000 |
| Ingham County Michigan | 17 | $ 2,915,000 | $ 171,000 | $ 90,000 |
| Monroe County Michigan | 17 | $ 3,555,000 | $ 209,000 | $ 66,000 |
| Madison County Mississippi | 17 | $ 3,805,000 | $ 223,000 | $ 96,000 |
| Erie County Ohio | 17 | $ 3,495,000 | $ 205,000 | $ 88,000 |
| Erie County Pennsylvania | 17 | $ 2,225,000 | $ 130,000 | $ 75,000 |
| Kershaw County South Carolina | 17 | $ 3,835,000 | $ 225,000 | $ 86,000 |
| Weber County Utah | 17 | $ 4,705,000 | $ 276,000 | $ 126,000 |
| Albemarle County Virginia | 17 | $ 4,965,000 | $ 292,000 | $ 182,000 |
| Caroline County Virginia | 17 | $ 4,345,000 | $ 255,000 | $ 89,000 |
| Hanover County Virginia | 17 | $ 4,165,000 | $ 245,000 | $ 118,000 |
| Portsmouth County Virginia | 17 | $ 3,465,000 | $ 203,000 | $ 123,000 |
| Kitsap County Washington | 17 | $ 4,195,000 | $ 246,000 | $ 104,000 |
| El Dorado County California | 16 | $ 5,260,000 | $ 328,000 | $ 161,000 |
| Dawson County Georgia | 16 | $ 4,590,000 | $ 286,000 | $ 123,000 |
| Houston County Georgia | 16 | $ 3,700,000 | $ 231,000 | $ 128,000 |
| Hendricks County Indiana | 16 | $ 3,590,000 | $ 224,000 | $ 122,000 |
| Cecil County Maryland | 16 | $ 5,410,000 | $ 338,000 | $ 129,000 |
| Pitt County North Carolina | 16 | $ 3,760,000 | $ 235,000 | $ 87,000 |
| Greene County Ohio | 16 | $ 3,660,000 | $ 228,000 | $ 107,000 |
| Luzerne County Pennsylvania | 16 | $ 3,480,000 | $ 217,000 | $ 122,000 |
| Washington County Pennsylvania | 16 | $ 3,780,000 | $ 236,000 | $ 121,000 |
| Oconee County South Carolina | 16 | $ 5,390,000 | $ 336,000 | $ 136,000 |
| Hampton County Virginia | 16 | $ 3,050,000 | $ 190,000 | $ 69,000 |
| Louisa County Virginia | 16 | $ 5,000,000 | $ 312,000 | $ 130,000 |
| Brown County Wisconsin | 16 | $ 2,990,000 | $ 186,000 | $ 101,000 |
| St. Croix County Wisconsin | 16 | $ 4,630,000 | $ 289,000 | $ 156,000 |
| Limestone County Alabama | 15 | $ 3,795,000 | $ 253,000 | $ 115,000 |
| Montgomery County Alabama | 15 | $ 2,515,000 | $ 167,000 | $ 93,000 |
| Yavapai County Arizona | 15 | $ 4,695,000 | $ 313,000 | $ 137,000 |
| San Luis Obispo County California | 15 | $ 5,615,000 | $ 374,000 | $ 184,000 |
| Solano County California | 15 | $ 6,225,000 | $ 415,000 | $ 166,000 |
| Tulare County California | 15 | $ 3,415,000 | $ 227,000 | $ 78,000 |
| Bartow County Georgia | 15 | $ 2,985,000 | $ 199,000 | $ 157,000 |
| Boone County Illinois | 15 | $ 3,075,000 | $ 205,000 | $ 115,000 |
| St. Clair County Illinois | 15 | $ 3,005,000 | $ 200,000 | $ 83,000 |
| Floyd County Indiana | 15 | $ 3,375,000 | $ 225,000 | $ 97,000 |
| Hancock County Indiana | 15 | $ 3,345,000 | $ 223,000 | $ 113,000 |
| Laurel County Kentucky | 15 | $ 2,315,000 | $ 154,000 | $ 91,000 |
| Caddo County Louisiana | 15 | $ 2,605,000 | $ 173,000 | $ 63,000 |
| Livingston County Louisiana | 15 | $ 2,835,000 | $ 189,000 | $ 95,000 |
| Calvert County Maryland | 15 | $ 4,965,000 | $ 331,000 | $ 116,000 |
| Wicomico County Maryland | 15 | $ 2,725,000 | $ 181,000 | $ 66,000 |
| St. Louis City County Missouri | 15 | $ 2,765,000 | $ 184,000 | $ 109,000 |
| Santa Fe County New Mexico | 15 | $ 3,725,000 | $ 248,000 | $ 103,000 |
| Richland County Ohio | 15 | $ 2,795,000 | $ 186,000 | $ 60,000 |
| Canadian County Oklahoma | 15 | $ 2,895,000 | $ 193,000 | $ 110,000 |
| Butler County Pennsylvania | 15 | $ 3,365,000 | $ 224,000 | $ 110,000 |
| Westmoreland County Pennsylvania | 15 | $ 3,075,000 | $ 205,000 | $ 95,000 |
| Blount County Tennessee | 15 | $ 3,755,000 | $ 250,000 | $ 107,000 |
| Washington County Tennessee | 15 | $ 3,135,000 | $ 209,000 | $ 85,000 |
| Lunenburg County Virginia | 15 | $ 1,895,000 | $ 126,000 | $ 50,000 |
| Grant County Washington | 15 | $ 3,865,000 | $ 257,000 | $ 115,000 |
| Dane County Wisconsin | 15 | $ 3,935,000 | $ 262,000 | $ 133,000 |
| Richmond County Georgia | 14 | $ 2,720,000 | $ 194,000 | $ 75,000 |
| Morgan County Indiana | 14 | $ 2,640,000 | $ 188,000 | $ 84,000 |
| Daviess County Kentucky | 14 | $ 2,470,000 | $ 176,000 | $ 86,000 |
| Mercer County Kentucky | 14 | $ 2,840,000 | $ 202,000 | $ 69,000 |
| Lenawee County Michigan | 14 | $ 2,080,000 | $ 148,000 | $ 75,000 |
| Scott County Minnesota | 14 | $ 2,870,000 | $ 205,000 | $ 150,000 |
| Lincoln County North Carolina | 14 | $ 4,230,000 | $ 302,000 | $ 115,000 |
| Lawrence County Tennessee | 14 | $ 2,630,000 | $ 187,000 | $ 92,000 |
| Cameron County Texas | 14 | $ 3,100,000 | $ 221,000 | $ 78,000 |
| Parker County Texas | 14 | $ 4,350,000 | $ 310,000 | $ 153,000 |
| Manassas Park County Virginia | 14 | $ 4,860,000 | $ 347,000 | $ 96,000 |
| Racine County Wisconsin | 14 | $ 2,390,000 | $ 170,000 | $ 87,000 |
| Stanislaus County California | 13 | $ 3,665,000 | $ 281,000 | $ 148,000 |
| Windham County Connecticut | 13 | $ 2,905,000 | $ 223,000 | $ 92,000 |
| Canyon County Idaho | 13 | $ 2,875,000 | $ 221,000 | $ 94,000 |
| Madison County Illinois | 13 | $ 2,595,000 | $ 199,000 | $ 96,000 |
| Boyle County Kentucky | 13 | $ 2,505,000 | $ 192,000 | $ 63,000 |
| Christian County Kentucky | 13 | $ 2,465,000 | $ 189,000 | $ 77,000 |
| Calcasieu County Louisiana | 13 | $ 2,315,000 | $ 178,000 | $ 78,000 |
| Carver County Minnesota | 13 | $ 3,195,000 | $ 245,000 | $ 159,000 |
| Carteret County North Carolina | 13 | $ 4,255,000 | $ 327,000 | $ 211,000 |
| Hoke County North Carolina | 13 | $ 5,435,000 | $ 418,000 | $ 132,000 |
| Rowan County North Carolina | 13 | $ 2,485,000 | $ 191,000 | $ 86,000 |
| Champaign County Ohio | 13 | $ 2,675,000 | $ 205,000 | $ 79,000 |
| Lane County Oregon | 13 | $ 3,505,000 | $ 269,000 | $ 120,000 |
| Florence County South Carolina | 13 | $ 1,775,000 | $ 136,000 | $ 88,000 |
| Sullivan County Tennessee | 13 | $ 2,385,000 | $ 183,000 | $ 81,000 |
| Nueces County Texas | 13 | $ 3,875,000 | $ 298,000 | $ 138,000 |
| Walworth County Wisconsin | 13 | $ 2,045,000 | $ 157,000 | $ 87,000 |
| Cochise County Arizona | 12 | $ 2,340,000 | $ 195,000 | $ 98,000 |
| Monterey County California | 12 | $ 5,090,000 | $ 424,000 | $ 146,000 |
| Gilmer County Georgia | 12 | $ 3,220,000 | $ 268,000 | $ 111,000 |
| Muscogee County Georgia | 12 | $ 3,030,000 | $ 252,000 | $ 119,000 |
| Kootenai County Idaho | 12 | $ 4,110,000 | $ 342,000 | $ 151,000 |
| Boone County Indiana | 12 | $ 2,610,000 | $ 217,000 | $ 154,000 |
| LaPorte County Indiana | 12 | $ 2,160,000 | $ 180,000 | $ 102,000 |
| Monroe County Indiana | 12 | $ 2,580,000 | $ 215,000 | $ 108,000 |
| Oldham County Kentucky | 12 | $ 3,690,000 | $ 307,000 | $ 154,000 |
| Jackson County Michigan | 12 | $ 2,070,000 | $ 172,000 | $ 76,000 |
| Rankin County Mississippi | 12 | $ 2,160,000 | $ 180,000 | $ 76,000 |
| Boone County Missouri | 12 | $ 2,710,000 | $ 225,000 | $ 124,000 |
| Warren County New Jersey | 12 | $ 2,850,000 | $ 237,000 | $ 128,000 |
| Sandoval County New Mexico | 12 | $ 2,670,000 | $ 222,000 | $ 104,000 |
| Granville County North Carolina | 12 | $ 3,330,000 | $ 277,000 | $ 132,000 |
| Pasquotank County North Carolina | 12 | $ 2,450,000 | $ 204,000 | $ 82,000 |
| Robeson County North Carolina | 12 | $ 2,530,000 | $ 210,000 | $ 58,000 |
| Rockingham County North Carolina | 12 | $ 3,110,000 | $ 259,000 | $ 97,000 |
| Rutherford County North Carolina | 12 | $ 2,890,000 | $ 240,000 | $ 118,000 |
| Clinton County Ohio | 12 | $ 1,610,000 | $ 134,000 | $ 65,000 |
| Muskingum County Ohio | 12 | $ 2,050,000 | $ 170,000 | $ 84,000 |
| Deschutes County Oregon | 12 | $ 3,140,000 | $ 261,000 | $ 106,000 |
| Beaver County Pennsylvania | 12 | $ 1,690,000 | $ 140,000 | $ 113,000 |
| Carbon County Pennsylvania | 12 | $ 1,860,000 | $ 155,000 | $ 101,000 |
| Hays County Texas | 12 | $ 3,900,000 | $ 325,000 | $ 106,000 |
| Midland County Texas | 12 | $ 2,900,000 | $ 241,000 | $ 107,000 |
| Washington County Utah | 12 | $ 4,320,000 | $ 360,000 | $ 114,000 |
| Rockingham County Virginia | 12 | $ 3,220,000 | $ 268,000 | $ 94,000 |
| Shasta County California | 11 | $ 2,025,000 | $ 184,000 | $ 136,000 |
| Ventura County California | 11 | $ 4,755,000 | $ 432,000 | $ 180,000 |
| Yolo County California | 11 | $ 3,815,000 | $ 346,000 | $ 175,000 |
| Champaign County Illinois | 11 | $ 1,565,000 | $ 142,000 | $ 90,000 |
| Mercer County Illinois | 11 | $ 1,535,000 | $ 139,000 | $ 70,000 |
| Wyandotte County Kansas | 11 | $ 1,495,000 | $ 135,000 | $ 74,000 |
| Clark County Kentucky | 11 | $ 2,065,000 | $ 187,000 | $ 87,000 |
| Knox County Kentucky | 11 | $ 1,995,000 | $ 181,000 | $ 67,000 |
| Ascension County Louisiana | 11 | $ 2,625,000 | $ 238,000 | $ 137,000 |
| Tangipahoa County Louisiana | 11 | $ 2,195,000 | $ 199,000 | $ 90,000 |
| Currituck County North Carolina | 11 | $ 3,635,000 | $ 330,000 | $ 121,000 |
| Auglaize County Ohio | 11 | $ 1,395,000 | $ 126,000 | $ 76,000 |
| Geauga County Ohio | 11 | $ 1,905,000 | $ 173,000 | $ 109,000 |
| Franklin County Pennsylvania | 11 | $ 2,395,000 | $ 217,000 | $ 116,000 |
| Laurens County South Carolina | 11 | $ 2,115,000 | $ 192,000 | $ 69,000 |
| Bradley County Tennessee | 11 | $ 2,595,000 | $ 235,000 | $ 111,000 |
| Coffee County Tennessee | 11 | $ 2,865,000 | $ 260,000 | $ 107,000 |
| Guadalupe County Texas | 11 | $ 2,865,000 | $ 260,000 | $ 120,000 |
| Newport News County Virginia | 11 | $ 2,415,000 | $ 219,000 | $ 87,000 |
| Roanoke City County Virginia | 11 | $ 2,245,000 | $ 204,000 | $ 135,000 |
| Grays Harbor County Washington | 11 | $ 2,295,000 | $ 208,000 | $ 101,000 |
| Walla Walla County Washington | 11 | $ 3,625,000 | $ 329,000 | $ 100,000 |
| St. Clair County Alabama | 10 | $ 2,130,000 | $ 213,000 | $ 70,000 |
| Yuma County Arizona | 10 | $ 2,330,000 | $ 233,000 | $ 100,000 |
| Santa Barbara County California | 10 | $ 4,730,000 | $ 473,000 | $ 183,000 |
| Mesa County Colorado | 10 | $ 2,280,000 | $ 228,000 | $ 120,000 |
| Catoosa County Georgia | 10 | $ 1,580,000 | $ 158,000 | $ 85,000 |
| Floyd County Georgia | 10 | $ 1,590,000 | $ 159,000 | $ 62,000 |
| Lowndes County Georgia | 10 | $ 2,050,000 | $ 205,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Lower, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,151 | $4,025,115,000 | $306,000 | $4,805,000 | $115,000 | $6,430,000 |
| Cash-out Refinancing | 12,707 | $2,932,185,000 | $230,000 | $13,755,000 | $121,000 | $3,500,000 |
| Refinancing | 5,378 | $1,523,525,000 | $283,000 | $11,195,000 | $131,000 | $1,980,000 |
| Home Improvement | 34 | $11,100,000 | $326,000 | $715,000 | $138,000 | $358,000 |
| Other Purpose | 1 | $95,000 | $95,000 | $95,000 | $71,000 | $71,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,160 | $3,980,775,000 | $262,000 | $13,755,000 | $123,000 | $5,440,000 |
| Not Provided | 9,102 | $2,464,370,000 | $270,000 | $3,285,000 | $120,000 | $3,797,000 |
| Black or African American | 2,995 | $850,505,000 | $283,000 | $3,285,000 | $112,000 | $6,430,000 |
| Hispanic | 2,798 | $792,520,000 | $283,000 | $1,225,000 | $106,000 | $5,763,000 |
| Asian | 1,033 | $351,095,000 | $339,000 | $1,335,000 | $142,000 | $1,040,000 |
| American Indian or Alaskan Native | 122 | $34,560,000 | $283,000 | $1,245,000 | $112,000 | $587,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $16,150,000 | $288,000 | $835,000 | $115,000 | $409,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,123 | $5,874,890,000 | $265,000 | $13,755,000 | $133,000 | $6,430,000 |
| FHA-insured (Federal Housing Administration) | 6,867 | $1,806,975,000 | $263,000 | $3,625,000 | $86,000 | $5,763,000 |
| VA-guaranteed (Veterans Administration) | 2,084 | $772,550,000 | $370,000 | $2,345,000 | $107,000 | $587,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 197 | $37,605,000 | $190,000 | $385,000 | $60,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,979 | $3,939,695,000 | $281,000 | $3,285,000 | $117,000 | $6,430,000 |
| Application Withdrawn By Applicant | 9,568 | $2,529,750,000 | $264,000 | $13,755,000 | $129,000 | $5,763,000 |
| Application Denied By Financial Institution | 4,951 | $1,256,230,000 | $253,000 | $2,515,000 | $112,000 | $5,199,000 |
| File Closed For Incompleteness | 2,524 | $704,520,000 | $279,000 | $3,055,000 | $123,000 | $3,500,000 |
| Application Approved But Not Accepted | 249 | $61,825,000 | $248,000 | $775,000 | $134,000 | $1,133,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,320 | $7,235,790,000 | $274,000 | $13,755,000 | $122,000 | $6,430,000 |
| Credit Application Incomplete | 1,725 | $461,005,000 | $267,000 | $2,205,000 | $120,000 | $5,199,000 |
| Other | 1,019 | $214,155,000 | $210,000 | $2,515,000 | $137,000 | $2,200,000 |
| Debt-To-Income Ratio | 1,001 | $274,555,000 | $274,000 | $2,345,000 | $79,000 | $1,200,000 |
| Credit History | 623 | $155,355,000 | $249,000 | $1,905,000 | $106,000 | $618,000 |
| Collateral | 351 | $89,860,000 | $256,000 | $895,000 | $110,000 | $550,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 115 | $30,575,000 | $265,000 | $1,605,000 | $96,000 | $394,000 |
| Employment History | 99 | $24,435,000 | $246,000 | $675,000 | $89,000 | $330,000 |
| Unverifiable Information | 18 | $6,290,000 | $349,000 | $875,000 | $134,000 | $541,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lower, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lower, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.