Howard Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Howard Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Howard Bank
6011 University Blvd #370
Ellicott City, MD 21043
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 7,690
Total Mortgage Loan Application Amount $1,441,844,000
Average Mortgage Loan Application Amount $206,333
Highest Mortgage Loan Application Amount $3,480,000
Average Applicant Income $87,000
Highest Applicant Income $3,791,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Howard Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Howard Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Howard Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Howard Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Howard Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Howard Bank's mortgage activity for 2017.

Mortgage Loan Application Totals for Howard Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore County Maryland 526 $ 121,640,000 $ 231,000 $ 94,000
Anne Arundel County Maryland 282 $ 80,943,000 $ 287,000 $ 99,000
Baltimore City County Maryland 245 $ 46,760,000 $ 190,000 $ 101,000
Harford County Maryland 138 $ 34,613,000 $ 250,000 $ 90,000
Howard County Maryland 100 $ 40,161,000 $ 401,000 $ 144,000
Maricopa County Arizona 92 $ 14,836,000 $ 161,000 $ 72,000
Clark County Nevada 81 $ 12,429,000 $ 153,000 $ 74,000
Cook County Illinois 80 $ 10,579,000 $ 132,000 $ 78,000
Queens County New York 63 $ 23,157,000 $ 367,000 $ 98,000
Los Angeles County California 61 $ 19,380,000 $ 317,000 $ 87,000
Erie County New York 61 $ 7,758,000 $ 127,000 $ 72,000
Carroll County Maryland 59 $ 17,264,000 $ 292,000 $ 102,000
Prince George's County Maryland 55 $ 13,349,000 $ 242,000 $ 97,000
Broward County Florida 52 $ 9,435,000 $ 181,000 $ 67,000
Palm Beach County Florida 52 $ 8,034,000 $ 154,000 $ 77,000
Kings County New York 48 $ 17,767,000 $ 370,000 $ 103,000
Miami-Dade County Florida 46 $ 9,735,000 $ 211,000 $ 101,000
Montgomery County Maryland 44 $ 16,791,000 $ 381,000 $ 144,000
Washington County Maryland 44 $ 8,122,000 $ 184,000 $ 66,000
Cecil County Maryland 42 $ 8,488,000 $ 202,000 $ 85,000
Suffolk County New York 41 $ 11,667,000 $ 284,000 $ 119,000
Hillsborough County Florida 39 $ 6,833,000 $ 175,000 $ 82,000
Nassau County New York 39 $ 12,591,000 $ 322,000 $ 129,000
Philadelphia County Pennsylvania 38 $ 4,978,000 $ 131,000 $ 70,000
Pinellas County Florida 36 $ 5,426,000 $ 150,000 $ 79,000
Lee County Florida 35 $ 5,331,000 $ 152,000 $ 73,000
Fulton County Georgia 35 $ 7,136,000 $ 203,000 $ 100,000
Riverside County California 34 $ 5,983,000 $ 175,000 $ 67,000
Wayne County Michigan 34 $ 2,731,000 $ 80,000 $ 65,000
San Bernardino County California 32 $ 5,531,000 $ 172,000 $ 71,000
Orange County Florida 32 $ 5,012,000 $ 156,000 $ 90,000
Pasco County Florida 32 $ 3,933,000 $ 122,000 $ 56,000
Richmond County New York 32 $ 9,450,000 $ 295,000 $ 98,000
Gwinnett County Georgia 31 $ 5,161,000 $ 166,000 $ 73,000
York County Pennsylvania 31 $ 5,708,000 $ 184,000 $ 81,000
Salt Lake County Utah 30 $ 7,735,000 $ 257,000 $ 91,000
San Diego County California 29 $ 10,125,000 $ 349,000 $ 98,000
DeKalb County Georgia 28 $ 3,424,000 $ 122,000 $ 65,000
Middlesex County Massachusetts 28 $ 7,801,000 $ 278,000 $ 83,000
Oakland County Michigan 27 $ 3,933,000 $ 145,000 $ 82,000
Mecklenburg County North Carolina 27 $ 9,825,000 $ 363,000 $ 81,000
Allegheny County Pennsylvania 27 $ 2,740,000 $ 101,000 $ 58,000
Cobb County Georgia 26 $ 4,852,000 $ 186,000 $ 82,000
Marion County Indiana 26 $ 2,273,000 $ 87,000 $ 54,000
Essex County Massachusetts 26 $ 8,472,000 $ 325,000 $ 105,000
Worcester County Massachusetts 26 $ 5,816,000 $ 223,000 $ 82,000
Cuyahoga County Ohio 26 $ 2,150,000 $ 82,000 $ 63,000
Frederick County Maryland 25 $ 7,349,000 $ 293,000 $ 89,000
Wake County North Carolina 25 $ 5,041,000 $ 201,000 $ 75,000
District of Columbia County District Of Columbia 24 $ 6,280,000 $ 261,000 $ 94,000
King County Washington 24 $ 7,340,000 $ 305,000 $ 108,000
Sussex County Delaware 23 $ 6,987,000 $ 303,000 $ 179,000
St. Lucie County Florida 23 $ 2,763,000 $ 120,000 $ 54,000
Hennepin County Minnesota 23 $ 4,514,000 $ 196,000 $ 79,000
Fairfax County Virginia 23 $ 8,552,000 $ 371,000 $ 150,000
New Haven County Connecticut 22 $ 3,148,000 $ 143,000 $ 74,000
Brevard County Florida 22 $ 2,418,000 $ 109,000 $ 57,000
Queen Anne's County Maryland 22 $ 6,635,000 $ 301,000 $ 113,000
Macomb County Michigan 22 $ 2,451,000 $ 111,000 $ 67,000
Duval County Florida 21 $ 3,024,000 $ 144,000 $ 80,000
Volusia County Florida 21 $ 2,256,000 $ 107,000 $ 72,000
Jackson County Missouri 21 $ 3,565,000 $ 169,000 $ 89,000
Oklahoma County Oklahoma 21 $ 3,042,000 $ 144,000 $ 89,000
Sarasota County Florida 20 $ 3,098,000 $ 154,000 $ 89,000
Jefferson County Kentucky 20 $ 3,101,000 $ 155,000 $ 62,000
Ocean County New Jersey 20 $ 2,899,000 $ 144,000 $ 70,000
Bronx County New York 20 $ 6,935,000 $ 346,000 $ 81,000
Monroe County New York 20 $ 2,456,000 $ 122,000 $ 52,000
Hamilton County Ohio 20 $ 2,683,000 $ 134,000 $ 73,000
Sacramento County California 19 $ 4,609,000 $ 242,000 $ 84,000
Fairfield County Connecticut 19 $ 5,215,000 $ 274,000 $ 81,000
Ada County Idaho 19 $ 5,191,000 $ 273,000 $ 92,000
Horry County South Carolina 19 $ 3,155,000 $ 166,000 $ 73,000
El Paso County Colorado 18 $ 4,200,000 $ 233,000 $ 71,000
Weld County Colorado 18 $ 3,482,000 $ 193,000 $ 71,000
St. Louis County Missouri 18 $ 3,211,000 $ 178,000 $ 76,000
Douglas County Nebraska 18 $ 3,695,000 $ 205,000 $ 104,000
Westchester County New York 18 $ 4,559,000 $ 253,000 $ 105,000
Multnomah County Oregon 18 $ 4,480,000 $ 248,000 $ 70,000
Charleston County South Carolina 18 $ 4,530,000 $ 251,000 $ 117,000
Greenville County South Carolina 18 $ 2,655,000 $ 147,000 $ 77,000
Jefferson County Alabama 17 $ 2,188,000 $ 128,000 $ 82,000
Pima County Arizona 17 $ 2,853,000 $ 167,000 $ 80,000
Pinal County Arizona 17 $ 2,123,000 $ 124,000 $ 72,000
Hernando County Florida 17 $ 1,398,000 $ 82,000 $ 52,000
Polk County Florida 17 $ 1,985,000 $ 116,000 $ 66,000
Washoe County Nevada 17 $ 4,056,000 $ 238,000 $ 89,000
Westmoreland County Pennsylvania 17 $ 1,497,000 $ 88,000 $ 52,000
Pierce County Washington 17 $ 4,686,000 $ 275,000 $ 102,000
Mobile County Alabama 16 $ 1,469,000 $ 91,000 $ 65,000
Orange County California 16 $ 6,515,000 $ 407,000 $ 88,000
Hartford County Connecticut 16 $ 2,494,000 $ 155,000 $ 116,000
New Castle County Delaware 16 $ 2,272,000 $ 142,000 $ 72,000
Manatee County Florida 16 $ 3,609,000 $ 225,000 $ 94,000
Orleans County Louisiana 16 $ 1,937,000 $ 121,000 $ 64,000
Kent County Michigan 16 $ 2,327,000 $ 145,000 $ 79,000
Rockingham County New Hampshire 16 $ 3,523,000 $ 220,000 $ 92,000
Tulsa County Oklahoma 16 $ 1,914,000 $ 119,000 $ 67,000
Alameda County California 15 $ 6,817,000 $ 454,000 $ 123,000
Camden County New Jersey 15 $ 2,230,000 $ 148,000 $ 99,000
Niagara County New York 15 $ 1,539,000 $ 102,000 $ 54,000
Summit County Ohio 15 $ 1,340,000 $ 89,000 $ 44,000
Santa Clara County California 14 $ 6,512,000 $ 465,000 $ 160,000
Lake County Florida 14 $ 1,735,000 $ 123,000 $ 52,000
Will County Illinois 14 $ 2,574,000 $ 183,000 $ 92,000
Bergen County New Jersey 14 $ 4,458,000 $ 318,000 $ 142,000
Burlington County New Jersey 14 $ 2,167,000 $ 154,000 $ 78,000
Monmouth County New Jersey 14 $ 3,588,000 $ 256,000 $ 104,000
Franklin County Ohio 14 $ 1,602,000 $ 114,000 $ 48,000
Charlotte County Florida 13 $ 1,078,000 $ 82,000 $ 46,000
Marion County Florida 13 $ 1,262,000 $ 97,000 $ 57,000
Cherokee County Georgia 13 $ 2,034,000 $ 156,000 $ 70,000
Calvert County Maryland 13 $ 3,824,000 $ 294,000 $ 110,000
Bristol County Massachusetts 13 $ 2,889,000 $ 222,000 $ 91,000
Hudson County New Jersey 13 $ 3,594,000 $ 276,000 $ 99,000
Onondaga County New York 13 $ 1,515,000 $ 116,000 $ 68,000
Monroe County Pennsylvania 13 $ 1,208,000 $ 92,000 $ 58,000
Chesterfield County Virginia 13 $ 3,082,000 $ 237,000 $ 67,000
Snohomish County Washington 13 $ 4,121,000 $ 317,000 $ 98,000
Contra Costa County California 12 $ 3,342,000 $ 278,000 $ 88,000
Denver County Colorado 12 $ 3,223,000 $ 268,000 $ 109,000
Honolulu County Hawaii 12 $ 4,953,000 $ 412,000 $ 92,000
Johnson County Kansas 12 $ 2,212,000 $ 184,000 $ 88,000
Barnstable County Massachusetts 12 $ 2,819,000 $ 234,000 $ 82,000
Essex County New Jersey 12 $ 2,271,000 $ 189,000 $ 82,000
Saratoga County New York 12 $ 1,732,000 $ 144,000 $ 52,000
Delaware County Pennsylvania 12 $ 1,659,000 $ 138,000 $ 85,000
Erie County Pennsylvania 12 $ 1,129,000 $ 94,000 $ 63,000
Shelby County Tennessee 12 $ 1,176,000 $ 98,000 $ 74,000
Benton County Arkansas 11 $ 1,824,000 $ 165,000 $ 64,000
San Joaquin County California 11 $ 2,104,000 $ 191,000 $ 66,000
Collier County Florida 11 $ 2,800,000 $ 254,000 $ 142,000
Lake County Indiana 11 $ 950,000 $ 86,000 $ 51,000
St. Tammany County Louisiana 11 $ 2,213,000 $ 201,000 $ 85,000
Norfolk County Massachusetts 11 $ 3,370,000 $ 306,000 $ 96,000
Plymouth County Massachusetts 11 $ 2,647,000 $ 240,000 $ 81,000
Cumberland County New Jersey 11 $ 1,367,000 $ 124,000 $ 91,000
Rockland County New York 11 $ 2,504,000 $ 227,000 $ 132,000
Montgomery County Pennsylvania 11 $ 2,176,000 $ 197,000 $ 75,000
Davidson County Tennessee 11 $ 1,237,000 $ 112,000 $ 45,000
Hamilton County Tennessee 11 $ 918,000 $ 83,000 $ 42,000
Berkeley County West Virginia 11 $ 1,950,000 $ 177,000 $ 69,000
Kanawha County West Virginia 11 $ 1,176,000 $ 106,000 $ 53,000
Milwaukee County Wisconsin 11 $ 1,465,000 $ 133,000 $ 58,000
Adams County Colorado 10 $ 2,752,000 $ 275,000 $ 85,000
Arapahoe County Colorado 10 $ 2,373,000 $ 237,000 $ 116,000
Douglas County Colorado 10 $ 3,109,000 $ 310,000 $ 102,000
Jefferson County Colorado 10 $ 3,010,000 $ 301,000 $ 111,000
Clay County Florida 10 $ 2,183,000 $ 218,000 $ 71,000
Osceola County Florida 10 $ 1,248,000 $ 124,000 $ 79,000
St. Johns County Florida 10 $ 1,701,000 $ 170,000 $ 83,000
Barrow County Georgia 10 $ 1,723,000 $ 172,000 $ 75,000
Douglas County Georgia 10 $ 1,126,000 $ 112,000 $ 45,000
Henry County Georgia 10 $ 927,000 $ 92,000 $ 40,000
Paulding County Georgia 10 $ 1,295,000 $ 129,000 $ 66,000
Allen County Indiana 10 $ 1,506,000 $ 150,000 $ 68,000
Suffolk County Massachusetts 10 $ 4,364,000 $ 436,000 $ 112,000
Anoka County Minnesota 10 $ 2,847,000 $ 284,000 $ 77,000
Guilford County North Carolina 10 $ 1,062,000 $ 106,000 $ 51,000
Cleveland County Oklahoma 10 $ 1,391,000 $ 139,000 $ 66,000
Providence County Rhode Island 10 $ 1,940,000 $ 194,000 $ 73,000
Utah County Utah 10 $ 2,195,000 $ 219,000 $ 82,000
Loudoun County Virginia 10 $ 3,902,000 $ 390,000 $ 117,000
Prince William County Virginia 10 $ 3,413,000 $ 341,000 $ 120,000
Spokane County Washington 10 $ 1,560,000 $ 156,000 $ 76,000
Anchorage County Alaska 9 $ 2,884,000 $ 320,000 $ 92,000
Pulaski County Arkansas 9 $ 990,000 $ 110,000 $ 49,000
Citrus County Florida 9 $ 1,041,000 $ 115,000 $ 63,000
Okaloosa County Florida 9 $ 1,206,000 $ 134,000 $ 63,000
Clayton County Georgia 9 $ 783,000 $ 87,000 $ 46,000
DuPage County Illinois 9 $ 1,219,000 $ 135,000 $ 104,000
Lake County Illinois 9 $ 1,046,000 $ 116,000 $ 61,000
Madison County Illinois 9 $ 944,000 $ 104,000 $ 50,000
York County Maine 9 $ 1,652,000 $ 183,000 $ 65,000
Jefferson County Missouri 9 $ 860,000 $ 95,000 $ 51,000
St. Louis City County Missouri 9 $ 1,015,000 $ 112,000 $ 57,000
Merrimack County New Hampshire 9 $ 1,264,000 $ 140,000 $ 67,000
Atlantic County New Jersey 9 $ 715,000 $ 79,000 $ 57,000
Gloucester County New Jersey 9 $ 1,455,000 $ 161,000 $ 77,000
Passaic County New Jersey 9 $ 2,116,000 $ 235,000 $ 117,000
New York County New York 9 $ 3,619,000 $ 402,000 $ 127,000
Buncombe County North Carolina 9 $ 1,651,000 $ 183,000 $ 71,000
Cumberland County North Carolina 9 $ 861,000 $ 95,000 $ 82,000
Gaston County North Carolina 9 $ 1,292,000 $ 143,000 $ 130,000
New Hanover County North Carolina 9 $ 1,524,000 $ 169,000 $ 54,000
Montgomery County Ohio 9 $ 544,000 $ 60,000 $ 45,000
Bucks County Pennsylvania 9 $ 1,773,000 $ 197,000 $ 68,000
Chester County Pennsylvania 9 $ 1,725,000 $ 191,000 $ 90,000
Lehigh County Pennsylvania 9 $ 1,088,000 $ 120,000 $ 66,000
Northampton County Pennsylvania 9 $ 1,069,000 $ 118,000 $ 59,000
Berkeley County South Carolina 9 $ 1,097,000 $ 121,000 $ 49,000
Spartanburg County South Carolina 9 $ 720,000 $ 80,000 $ 57,000
Waukesha County Wisconsin 9 $ 1,898,000 $ 210,000 $ 67,000
New London County Connecticut 8 $ 921,000 $ 115,000 $ 56,000
Seminole County Florida 8 $ 1,318,000 $ 164,000 $ 68,000
Richmond County Georgia 8 $ 720,000 $ 90,000 $ 68,000
McLean County Illinois 8 $ 1,094,000 $ 136,000 $ 77,000
Winnebago County Illinois 8 $ 859,000 $ 107,000 $ 77,000
Hamilton County Indiana 8 $ 1,196,000 $ 149,000 $ 83,000
Polk County Iowa 8 $ 852,000 $ 106,000 $ 73,000
Cumberland County Maine 8 $ 1,481,000 $ 185,000 $ 93,000
Dakota County Minnesota 8 $ 1,271,000 $ 158,000 $ 72,000
St. Charles County Missouri 8 $ 1,782,000 $ 222,000 $ 93,000
Cape May County New Jersey 8 $ 1,334,000 $ 166,000 $ 543,000
Bernalillo County New Mexico 8 $ 1,534,000 $ 191,000 $ 72,000
Albany County New York 8 $ 1,184,000 $ 148,000 $ 103,000
Dutchess County New York 8 $ 2,139,000 $ 267,000 $ 104,000
Orange County New York 8 $ 1,337,000 $ 167,000 $ 112,000
Lucas County Ohio 8 $ 775,000 $ 96,000 $ 59,000
Adams County Pennsylvania 8 $ 2,094,000 $ 261,000 $ 85,000
Lexington County South Carolina 8 $ 1,138,000 $ 142,000 $ 58,000
Richland County South Carolina 8 $ 844,000 $ 105,000 $ 61,000
York County South Carolina 8 $ 1,970,000 $ 246,000 $ 76,000
Rutherford County Tennessee 8 $ 1,496,000 $ 187,000 $ 70,000
Chesapeake County Virginia 8 $ 2,158,000 $ 269,000 $ 86,000
Clark County Washington 8 $ 1,977,000 $ 247,000 $ 85,000
Thurston County Washington 8 $ 2,161,000 $ 270,000 $ 92,000
Mohave County Arizona 7 $ 743,000 $ 106,000 $ 53,000
Yavapai County Arizona 7 $ 993,000 $ 141,000 $ 61,000
Solano County California 7 $ 1,623,000 $ 231,000 $ 79,000
Stanislaus County California 7 $ 991,000 $ 141,000 $ 44,000
Litchfield County Connecticut 7 $ 969,000 $ 138,000 $ 118,000
Middlesex County Connecticut 7 $ 1,229,000 $ 175,000 $ 115,000
Martin County Florida 7 $ 842,000 $ 120,000 $ 70,000
Chatham County Georgia 7 $ 676,000 $ 96,000 $ 63,000
Hawaii County Hawaii 7 $ 1,023,000 $ 146,000 $ 54,000
Calcasieu County Louisiana 7 $ 528,000 $ 75,000 $ 60,000
Lafayette County Louisiana 7 $ 684,000 $ 97,000 $ 49,000
Kennebec County Maine 7 $ 719,000 $ 102,000 $ 48,000
Charles County Maryland 7 $ 1,821,000 $ 260,000 $ 102,000
Worcester County Maryland 7 $ 1,624,000 $ 232,000 $ 186,000
Berkshire County Massachusetts 7 $ 936,000 $ 133,000 $ 96,000
Hampden County Massachusetts 7 $ 582,000 $ 83,000 $ 36,000
Genesee County Michigan 7 $ 579,000 $ 82,000 $ 64,000
Washington County Minnesota 7 $ 1,786,000 $ 255,000 $ 83,000
Clay County Missouri 7 $ 1,217,000 $ 173,000 $ 71,000
Strafford County New Hampshire 7 $ 1,242,000 $ 177,000 $ 92,000
Somerset County New Jersey 7 $ 1,313,000 $ 187,000 $ 109,000
Sussex County New Jersey 7 $ 971,000 $ 138,000 $ 75,000
Oneida County New York 7 $ 763,000 $ 109,000 $ 49,000
Putnam County New York 7 $ 1,833,000 $ 261,000 $ 159,000
Davidson County North Carolina 7 $ 1,128,000 $ 161,000 $ 99,000
Forsyth County North Carolina 7 $ 752,000 $ 107,000 $ 45,000
Medina County Ohio 7 $ 1,186,000 $ 169,000 $ 65,000
Trumbull County Ohio 7 $ 477,000 $ 68,000 $ 46,000
Lancaster County Pennsylvania 7 $ 1,280,000 $ 182,000 $ 65,000
Washington County Pennsylvania 7 $ 729,000 $ 104,000 $ 61,000
Anderson County South Carolina 7 $ 664,000 $ 94,000 $ 56,000
Baldwin County Alabama 6 $ 594,000 $ 99,000 $ 41,000
Butte County California 6 $ 772,000 $ 128,000 $ 53,000
Fresno County California 6 $ 863,000 $ 143,000 $ 84,000
Kern County California 6 $ 1,033,000 $ 172,000 $ 62,000
Sonoma County California 6 $ 2,242,000 $ 373,000 $ 84,000
Tolland County Connecticut 6 $ 1,011,000 $ 168,000 $ 145,000
Santa Rosa County Florida 6 $ 725,000 $ 120,000 $ 83,000
Forsyth County Georgia 6 $ 1,512,000 $ 252,000 $ 106,000
Walton County Georgia 6 $ 925,000 $ 154,000 $ 78,000
Kane County Illinois 6 $ 980,000 $ 163,000 $ 79,000
Jefferson County Louisiana 6 $ 830,000 $ 138,000 $ 59,000
Penobscot County Maine 6 $ 547,000 $ 91,000 $ 48,000
St. Mary's County Maryland 6 $ 1,974,000 $ 329,000 $ 176,000
Lapeer County Michigan 6 $ 536,000 $ 89,000 $ 47,000
Madison County Mississippi 6 $ 1,177,000 $ 196,000 $ 85,000
Gallatin County Montana 6 $ 976,000 $ 162,000 $ 63,000
Lancaster County Nebraska 6 $ 901,000 $ 150,000 $ 59,000
Hillsborough County New Hampshire 6 $ 2,281,000 $ 380,000 $ 129,000
Mercer County New Jersey 6 $ 536,000 $ 89,000 $ 68,000
Middlesex County New Jersey 6 $ 1,465,000 $ 244,000 $ 100,000
Union County New Jersey 6 $ 2,356,000 $ 392,000 $ 176,000
Broome County New York 6 $ 450,000 $ 75,000 $ 42,000
Madison County New York 6 $ 429,000 $ 71,000 $ 61,000
Rensselaer County New York 6 $ 667,000 $ 111,000 $ 82,000
Sullivan County New York 6 $ 912,000 $ 152,000 $ 62,000
Wyoming County New York 6 $ 338,000 $ 56,000 $ 60,000
Durham County North Carolina 6 $ 592,000 $ 98,000 $ 42,000
Iredell County North Carolina 6 $ 1,908,000 $ 318,000 $ 108,000
Butler County Ohio 6 $ 844,000 $ 140,000 $ 70,000
Fairfield County Ohio 6 $ 1,234,000 $ 205,000 $ 69,000
Lane County Oregon 6 $ 725,000 $ 120,000 $ 56,000
Berks County Pennsylvania 6 $ 533,000 $ 88,000 $ 46,000
Cumberland County Pennsylvania 6 $ 1,045,000 $ 174,000 $ 92,000
Minnehaha County South Dakota 6 $ 1,005,000 $ 167,000 $ 64,000
Davis County Utah 6 $ 1,580,000 $ 263,000 $ 92,000
Arlington County Virginia 6 $ 1,674,000 $ 279,000 $ 167,000
Henrico County Virginia 6 $ 1,127,000 $ 187,000 $ 97,000
Richmond City County Virginia 6 $ 836,000 $ 139,000 $ 75,000
Spotsylvania County Virginia 6 $ 1,495,000 $ 249,000 $ 76,000
Sebastian County Arkansas 5 $ 475,000 $ 95,000 $ 43,000
Washington County Arkansas 5 $ 572,000 $ 114,000 $ 73,000
Ventura County California 5 $ 1,475,000 $ 295,000 $ 125,000
Boulder County Colorado 5 $ 1,178,000 $ 235,000 $ 95,000
Larimer County Colorado 5 $ 915,000 $ 183,000 $ 70,000
Windham County Connecticut 5 $ 718,000 $ 143,000 $ 81,000
Alachua County Florida 5 $ 491,000 $ 98,000 $ 51,000
Bay County Florida 5 $ 784,000 $ 156,000 $ 91,000
Nassau County Florida 5 $ 598,000 $ 119,000 $ 61,000
Carroll County Georgia 5 $ 363,000 $ 72,000 $ 51,000
Columbia County Georgia 5 $ 575,000 $ 115,000 $ 84,000
Fayette County Georgia 5 $ 1,536,000 $ 307,000 $ 98,000
Hall County Georgia 5 $ 792,000 $ 158,000 $ 49,000
Rockdale County Georgia 5 $ 818,000 $ 163,000 $ 38,000
Canyon County Idaho 5 $ 666,000 $ 133,000 $ 41,000
LaPorte County Indiana 5 $ 399,000 $ 79,000 $ 49,000
Sedgwick County Kansas 5 $ 648,000 $ 129,000 $ 69,000
Androscoggin County Maine 5 $ 665,000 $ 133,000 $ 94,000
Oxford County Maine 5 $ 536,000 $ 107,000 $ 31,000
Caroline County Maryland 5 $ 1,063,000 $ 212,000 $ 88,000
Garrett County Maryland 5 $ 472,000 $ 94,000 $ 42,000
Kent County Maryland 5 $ 1,373,000 $ 274,000 $ 66,000
Wicomico County Maryland 5 $ 708,000 $ 141,000 $ 57,000
Ottawa County Michigan 5 $ 632,000 $ 126,000 $ 40,000
Ramsey County Minnesota 5 $ 1,142,000 $ 228,000 $ 71,000
Harrison County Mississippi 5 $ 358,000 $ 71,000 $ 41,000
Hinds County Mississippi 5 $ 665,000 $ 133,000 $ 75,000
Rankin County Mississippi 5 $ 423,000 $ 84,000 $ 53,000
Nye County Nevada 5 $ 727,000 $ 145,000 $ 87,000
Morris County New Jersey 5 $ 676,000 $ 135,000 $ 78,000
Wayne County New York 5 $ 336,000 $ 67,000 $ 41,000
Union County North Carolina 5 $ 1,192,000 $ 238,000 $ 75,000
Columbiana County Ohio 5 $ 556,000 $ 111,000 $ 42,000
Portage County Ohio 5 $ 591,000 $ 118,000 $ 58,000
Linn County Oregon 5 $ 838,000 $ 167,000 $ 57,000
Washington County Oregon 5 $ 1,197,000 $ 239,000 $ 75,000
Fayette County Pennsylvania 5 $ 430,000 $ 86,000 $ 43,000
Lawrence County Pennsylvania 5 $ 437,000 $ 87,000 $ 69,000
Luzerne County Pennsylvania 5 $ 482,000 $ 96,000 $ 49,000
Kent County Rhode Island 5 $ 764,000 $ 152,000 $ 83,000
Dorchester County South Carolina 5 $ 891,000 $ 178,000 $ 58,000
Florence County South Carolina 5 $ 430,000 $ 86,000 $ 55,000
Anderson County Tennessee 5 $ 372,000 $ 74,000 $ 37,000
Blount County Tennessee 5 $ 479,000 $ 95,000 $ 33,000
Knox County Tennessee 5 $ 760,000 $ 152,000 $ 33,000
Sumner County Tennessee 5 $ 1,112,000 $ 222,000 $ 110,000
Alexandria County Virginia 5 $ 1,530,000 $ 306,000 $ 158,000
Hanover County Virginia 5 $ 1,178,000 $ 235,000 $ 71,000
Stafford County Virginia 5 $ 874,000 $ 174,000 $ 95,000
Hampshire County West Virginia 5 $ 650,000 $ 130,000 $ 132,000
Jefferson County West Virginia 5 $ 744,000 $ 148,000 $ 71,000
Wood County West Virginia 5 $ 649,000 $ 129,000 $ 83,000
Washington County Wisconsin 5 $ 936,000 $ 187,000 $ 75,000
Laramie County Wyoming 5 $ 1,008,000 $ 201,000 $ 67,000
Tuscaloosa County Alabama 4 $ 438,000 $ 109,000 $ 73,000
Matanuska-Susitna County Alaska 4 $ 546,000 $ 136,000 $ 76,000
Garland County Arkansas 4 $ 448,000 $ 112,000 $ 38,000
Jefferson County Arkansas 4 $ 239,000 $ 59,000 $ 71,000
Placer County California 4 $ 658,000 $ 164,000 $ 79,000
San Mateo County California 4 $ 1,434,000 $ 358,000 $ 98,000
Tulare County California 4 $ 691,000 $ 172,000 $ 139,000
Kent County Delaware 4 $ 892,000 $ 223,000 $ 75,000
Escambia County Florida 4 $ 200,000 $ 50,000 $ 47,000
Indian River County Florida 4 $ 438,000 $ 109,000 $ 55,000
Catoosa County Georgia 4 $ 324,000 $ 81,000 $ 30,000
Muscogee County Georgia 4 $ 343,000 $ 85,000 $ 22,000
Newton County Georgia 4 $ 646,000 $ 161,000 $ 94,000
Whitfield County Georgia 4 $ 376,000 $ 94,000 $ 61,000
Champaign County Illinois 4 $ 299,000 $ 74,000 $ 59,000
Kankakee County Illinois 4 $ 539,000 $ 134,000 $ 50,000
St. Clair County Illinois 4 $ 369,000 $ 92,000 $ 42,000
Elkhart County Indiana 4 $ 245,000 $ 61,000 $ 38,000
Vanderburgh County Indiana 4 $ 349,000 $ 87,000 $ 37,000
Vigo County Indiana 4 $ 315,000 $ 78,000 $ 62,000
Warrick County Indiana 4 $ 344,000 $ 86,000 $ 41,000
Boone County Kentucky 4 $ 707,000 $ 176,000 $ 110,000
Calloway County Kentucky 4 $ 317,000 $ 79,000 $ 49,000
Campbell County Kentucky 4 $ 255,000 $ 63,000 $ 43,000
Clark County Kentucky 4 $ 395,000 $ 98,000 $ 47,000
Tangipahoa County Louisiana 4 $ 791,000 $ 197,000 $ 107,000
Ingham County Michigan 4 $ 261,000 $ 65,000 $ 76,000
Kalamazoo County Michigan 4 $ 432,000 $ 108,000 $ 59,000
Van Buren County Michigan 4 $ 437,000 $ 109,000 $ 39,000
St. Louis County Minnesota 4 $ 493,000 $ 123,000 $ 67,000
Stearns County Minnesota 4 $ 682,000 $ 170,000 $ 64,000
Wright County Minnesota 4 $ 496,000 $ 124,000 $ 77,000
DeSoto County Mississippi 4 $ 544,000 $ 136,000 $ 65,000
Christian County Missouri 4 $ 347,000 $ 86,000 $ 43,000
Clinton County Missouri 4 $ 806,000 $ 201,000 $ 43,000
Silver Bow County Montana 4 $ 902,000 $ 225,000 $ 63,000
Carson City County Nevada 4 $ 525,000 $ 131,000 $ 54,000
Carroll County New Hampshire 4 $ 406,000 $ 101,000 $ 177,000
Curry County New Mexico 4 $ 257,000 $ 64,000 $ 106,000
Essex County New York 4 $ 338,000 $ 84,000 $ 49,000
Livingston County New York 4 $ 374,000 $ 93,000 $ 67,000
Oswego County New York 4 $ 516,000 $ 129,000 $ 63,000
Brunswick County North Carolina 4 $ 580,000 $ 145,000 $ 52,000
Caldwell County North Carolina 4 $ 496,000 $ 124,000 $ 122,000
Chatham County North Carolina 4 $ 307,000 $ 76,000 $ 42,000
Henderson County North Carolina 4 $ 1,543,000 $ 385,000 $ 153,000
Macon County North Carolina 4 $ 358,000 $ 89,000 $ 81,000
Pitt County North Carolina 4 $ 270,000 $ 67,000 $ 34,000
Clermont County Ohio 4 $ 508,000 $ 127,000 $ 33,000
Jefferson County Ohio 4 $ 491,000 $ 122,000 $ 71,000
Lorain County Ohio 4 $ 223,000 $ 55,000 $ 35,000
Mahoning County Ohio 4 $ 461,000 $ 115,000 $ 27,000
Scioto County Ohio 4 $ 270,000 $ 67,000 $ 28,000
Stark County Ohio 4 $ 201,000 $ 50,000 $ 34,000
Wayne County Ohio 4 $ 389,000 $ 97,000 $ 56,000
Marion County Oregon 4 $ 631,000 $ 157,000 $ 65,000
Franklin County Pennsylvania 4 $ 581,000 $ 145,000 $ 58,000
Lackawanna County Pennsylvania 4 $ 532,000 $ 133,000 $ 71,000
Pike County Pennsylvania 4 $ 355,000 $ 88,000 $ 97,000
Beaufort County South Carolina 4 $ 2,955,000 $ 738,000 $ 252,000
Greenwood County South Carolina 4 $ 486,000 $ 121,000 $ 55,000
Lancaster County South Carolina 4 $ 618,000 $ 154,000 $ 49,000
Pickens County South Carolina 4 $ 316,000 $ 79,000 $ 43,000
Pennington County South Dakota 4 $ 711,000 $ 177,000 $ 63,000
Carter County Tennessee 4 $ 567,000 $ 141,000 $ 57,000
Loudon County Tennessee 4 $ 326,000 $ 81,000 $ 38,000
Williamson County Tennessee 4 $ 1,013,000 $ 253,000 $ 98,000
Tooele County Utah 4 $ 627,000 $ 156,000 $ 72,000
Weber County Utah 4 $ 843,000 $ 210,000 $ 90,000
Hampton County Virginia 4 $ 240,000 $ 60,000 $ 50,000
Norfolk County Virginia 4 $ 672,000 $ 168,000 $ 53,000
Suffolk County Virginia 4 $ 903,000 $ 225,000 $ 72,000
York County Virginia 4 $ 1,034,000 $ 258,000 $ 101,000
Cabell County West Virginia 4 $ 452,000 $ 113,000 $ 49,000
Mercer County West Virginia 4 $ 255,000 $ 63,000 $ 52,000
Raleigh County West Virginia 4 $ 200,000 $ 50,000 $ 50,000
Kenosha County Wisconsin 4 $ 839,000 $ 209,000 $ 103,000
Outagamie County Wisconsin 4 $ 608,000 $ 152,000 $ 72,000
Rock County Wisconsin 4 $ 436,000 $ 109,000 $ 68,000
Blount County Alabama 3 $ 337,000 $ 112,000 $ 35,000
Calhoun County Alabama 3 $ 220,000 $ 73,000 $ 41,000
DeKalb County Alabama 3 $ 179,000 $ 59,000 $ 74,000
Lauderdale County Alabama 3 $ 300,000 $ 100,000 $ 93,000
Madison County Alabama 3 $ 897,000 $ 299,000 $ 51,000
Russell County Alabama 3 $ 540,000 $ 180,000 $ 63,000
Santa Cruz County Arizona 3 $ 150,000 $ 50,000 $ 41,000
Crittenden County Arkansas 3 $ 553,000 $ 184,000 $ 85,000
Lonoke County Arkansas 3 $ 315,000 $ 105,000 $ 72,000
Saline County Arkansas 3 $ 422,000 $ 140,000 $ 69,000
White County Arkansas 3 $ 213,000 $ 71,000 $ 61,000
Humboldt County California 3 $ 442,000 $ 147,000 $ 49,000
Imperial County California 3 $ 534,000 $ 178,000 $ 66,000
Monterey County California 3 $ 663,000 $ 221,000 $ 90,000
San Francisco County California 3 $ 1,215,000 $ 405,000 $ 117,000
Shasta County California 3 $ 241,000 $ 80,000 $ 33,000
Yuba County California 3 $ 341,000 $ 113,000 $ 40,000
Pueblo County Colorado 3 $ 451,000 $ 150,000 $ 119,000
Flagler County Florida 3 $ 360,000 $ 120,000 $ 57,000
Highlands County Florida 3 $ 260,000 $ 86,000 $ 38,000
Leon County Florida 3 $ 194,000 $ 64,000 $ 77,000
Walton County Florida 3 $ 601,000 $ 200,000 $ 52,000
Gilmer County Georgia 3 $ 316,000 $ 105,000 $ 49,000
Lowndes County Georgia 3 $ 254,000 $ 84,000 $ 50,000
Kauai County Hawaii 3 $ 1,382,000 $ 460,000 $ 49,000
Maui County Hawaii 3 $ 651,000 $ 217,000 $ 118,000
Bingham County Idaho 3 $ 294,000 $ 98,000 $ 34,000
Kootenai County Idaho 3 $ 790,000 $ 263,000 $ 61,000
McHenry County Illinois 3 $ 335,000 $ 111,000 $ 119,000
Clark County Indiana 3 $ 281,000 $ 93,000 $ 42,000
Fulton County Indiana 3 $ 209,000 $ 69,000 $ 66,000
Hendricks County Indiana 3 $ 406,000 $ 135,000 $ 56,000
Johnson County Indiana 3 $ 359,000 $ 119,000 $ 94,000
Monroe County Indiana 3 $ 257,000 $ 85,000 $ 49,000
Porter County Indiana 3 $ 436,000 $ 145,000 $ 57,000
Pottawattamie County Iowa 3 $ 184,000 $ 61,000 $ 67,000
Scott County Iowa 3 $ 512,000 $ 170,000 $ 104,000
Shawnee County Kansas 3 $ 408,000 $ 136,000 $ 94,000
Wyandotte County Kansas 3 $ 302,000 $ 100,000 $ 39,000
Fayette County Kentucky 3 $ 406,000 $ 135,000 $ 73,000
Scott County Kentucky 3 $ 395,000 $ 131,000 $ 51,000
Warren County Kentucky 3 $ 316,000 $ 105,000 $ 61,000
Bossier County Louisiana 3 $ 462,000 $ 154,000 $ 114,000
East Baton Rouge County Louisiana 3 $ 462,000 $ 154,000 $ 90,000
Iberia County Louisiana 3 $ 338,000 $ 112,000 $ 86,000
St. Bernard County Louisiana 3 $ 496,000 $ 165,000 $ 69,000
St. Charles County Louisiana 3 $ 513,000 $ 171,000 $ 42,000
Aroostook County Maine 3 $ 354,000 $ 118,000 $ 62,000
Allegany County Maryland 3 $ 303,000 $ 101,000 $ 52,000
Talbot County Maryland 3 $ 619,000 $ 206,000 $ 62,000
Berrien County Michigan 3 $ 265,000 $ 88,000 $ 85,000
Calhoun County Michigan 3 $ 224,000 $ 74,000 $ 47,000
Monroe County Michigan 3 $ 201,000 $ 67,000 $ 23,000
Saginaw County Michigan 3 $ 159,000 $ 53,000 $ 26,000
St. Clair County Michigan 3 $ 186,000 $ 62,000 $ 59,000
Tuscola County Michigan 3 $ 333,000 $ 111,000 $ 62,000
Scott County Minnesota 3 $ 422,000 $ 140,000 $ 103,000
Jackson County Mississippi 3 $ 569,000 $ 189,000 $ 144,000
Leflore County Mississippi 3 $ 255,000 $ 85,000 $ 60,000
Pike County Mississippi 3 $ 220,000 $ 73,000 $ 51,000
Buchanan County Missouri 3 $ 198,000 $ 66,000 $ 61,000
Camden County Missouri 3 $ 586,000 $ 195,000 $ 65,000
Cass County Missouri 3 $ 408,000 $ 136,000 $ 59,000
Dunklin County Missouri 3 $ 209,000 $ 69,000 $ 26,000
Franklin County Missouri 3 $ 198,000 $ 66,000 $ 41,000
Jasper County Missouri 3 $ 280,000 $ 93,000 $ 53,000
Yellowstone County Montana 3 $ 749,000 $ 249,000 $ 72,000
Sarpy County Nebraska 3 $ 711,000 $ 237,000 $ 124,000
Washington County Nebraska 3 $ 560,000 $ 186,000 $ 115,000
Lyon County Nevada 3 $ 386,000 $ 128,000 $ 40,000
Warren County New Jersey 3 $ 326,000 $ 108,000 $ 50,000
Cattaraugus County New York 3 $ 182,000 $ 60,000 $ 37,000
Cayuga County New York 3 $ 298,000 $ 99,000 $ 58,000
Chautauqua County New York 3 $ 241,000 $ 80,000 $ 59,000
Chemung County New York 3 $ 316,000 $ 105,000 $ 41,000
Chenango County New York 3 $ 163,000 $ 54,000 $ 70,000
Greene County New York 3 $ 229,000 $ 76,000 $ 109,000
Montgomery County New York 3 $ 160,000 $ 53,000 $ 49,000
Warren County New York 3 $ 443,000 $ 147,000 $ 55,000
Washington County New York 3 $ 1,132,000 $ 377,000 $ 139,000
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Mortgage Loan Application Detail Totals for Howard Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 4,187 $619,192,000 $147,000 $2,500,000 $71,000 $2,611,000
Refinancing 2,071 $467,611,000 $225,000 $2,400,000 $90,000 $3,791,000
Home Purchase 1,432 $355,041,000 $247,000 $3,480,000 $100,000 $1,850,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,828 $894,927,000 $185,000 $3,480,000 $82,000 $3,791,000
Not Provided 1,380 $252,858,000 $183,000 $975,000 $82,000 $1,202,000
Black or African American 786 $136,395,000 $173,000 $2,400,000 $71,000 $434,000
Hispanic 412 $90,998,000 $220,000 $1,750,000 $81,000 $505,000
Asian 181 $46,088,000 $254,000 $1,120,000 $113,000 $774,000
American Indian or Alaskan Native 57 $9,074,000 $159,000 $587,000 $67,000 $170,000
Native Hawaiian or Other Pacific Islander 34 $8,468,000 $249,000 $1,353,000 $83,000 $450,000
Not applicable 12 $3,036,000 $253,000 $800,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,857 $681,377,000 $176,000 $3,480,000 $91,000 $3,791,000
FHA-insured (Federal Housing Administration) 3,010 $530,727,000 $176,000 $700,000 $67,000 $486,000
VA-guaranteed (Veterans Administration) 785 $221,035,000 $281,000 $907,000 $91,000 $375,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $8,705,000 $229,000 $430,000 $65,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,109 $659,022,000 $211,000 $3,480,000 $89,000 $1,202,000
File Closed For Incompleteness 2,072 $340,778,000 $164,000 $2,400,000 $75,000 $750,000
Application Denied By Financial Institution 1,215 $207,500,000 $170,000 $2,425,000 $69,000 $2,611,000
Application Withdrawn By Applicant 1,040 $186,707,000 $179,000 $2,500,000 $81,000 $1,850,000
Application Approved But Not Accepted 254 $47,837,000 $188,000 $761,000 $99,000 $3,791,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Howard Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Howard Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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