Howard Bank Mortgage Lending & HMDA Data, 2017
In 2017, Howard Bank of Ellicott City, MD reported 7,690 mortgage applications totaling $1.4 billion, up 36% from 2016. The average application was for $187,495, and applicants reported an average income of $81,517. 40% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (1,372), New York-Jersey City-White Plains, NY-NJ (285) and Atlanta-Sandy Springs-Roswell, GA (225) (applications in parentheses).
| Mortgage Company & Address | Howard Bank 6011 University Blvd #370 Ellicott City, MD 21043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 7,690 |
| Total Mortgage Loan Application Amount | $1,441,844,000 |
| Average Mortgage Loan Application Amount | $187,495 |
| Highest Mortgage Loan Application Amount | $3,480,000 |
| Average Applicant Income | $81,517 |
| Highest Applicant Income | $3,791,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Howard Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore, Maryland | 526 | $ 121,640,000 | $ 231,254 | $ 94,000 |
| Anne Arundel, Maryland | 282 | $ 80,943,000 | $ 287,031 | $ 99,000 |
| Baltimore City, Maryland | 245 | $ 46,760,000 | $ 190,857 | $ 101,000 |
| Harford, Maryland | 138 | $ 34,613,000 | $ 250,818 | $ 90,000 |
| Howard, Maryland | 100 | $ 40,161,000 | $ 401,610 | $ 144,000 |
| Maricopa, Arizona | 92 | $ 14,836,000 | $ 161,260 | $ 72,000 |
| Clark, Nevada | 81 | $ 12,429,000 | $ 153,444 | $ 74,000 |
| Cook, Illinois | 80 | $ 10,579,000 | $ 132,237 | $ 78,000 |
| Queens, New York | 63 | $ 23,157,000 | $ 367,571 | $ 98,000 |
| Los Angeles, California | 61 | $ 19,380,000 | $ 317,704 | $ 87,000 |
| Erie, New York | 61 | $ 7,758,000 | $ 127,180 | $ 72,000 |
| Carroll, Maryland | 59 | $ 17,264,000 | $ 292,610 | $ 102,000 |
| Prince George's, Maryland | 55 | $ 13,349,000 | $ 242,709 | $ 97,000 |
| Broward, Florida | 52 | $ 9,435,000 | $ 181,442 | $ 67,000 |
| Palm Beach, Florida | 52 | $ 8,034,000 | $ 154,500 | $ 77,000 |
| Kings, New York | 48 | $ 17,767,000 | $ 370,145 | $ 103,000 |
| Miami-Dade, Florida | 46 | $ 9,735,000 | $ 211,630 | $ 101,000 |
| Montgomery, Maryland | 44 | $ 16,791,000 | $ 381,613 | $ 144,000 |
| Washington, Maryland | 44 | $ 8,122,000 | $ 184,590 | $ 66,000 |
| Cecil, Maryland | 42 | $ 8,488,000 | $ 202,095 | $ 85,000 |
| Suffolk, New York | 41 | $ 11,667,000 | $ 284,560 | $ 119,000 |
| Hillsborough, Florida | 39 | $ 6,833,000 | $ 175,205 | $ 82,000 |
| Nassau, New York | 39 | $ 12,591,000 | $ 322,846 | $ 129,000 |
| Philadelphia, Pennsylvania | 38 | $ 4,978,000 | $ 131,000 | $ 70,000 |
| Pinellas, Florida | 36 | $ 5,426,000 | $ 150,722 | $ 79,000 |
| Lee, Florida | 35 | $ 5,331,000 | $ 152,314 | $ 73,000 |
| Fulton, Georgia | 35 | $ 7,136,000 | $ 203,885 | $ 100,000 |
| Riverside, California | 34 | $ 5,983,000 | $ 175,970 | $ 67,000 |
| Wayne, Michigan | 34 | $ 2,731,000 | $ 80,323 | $ 65,000 |
| San Bernardino, California | 32 | $ 5,531,000 | $ 172,843 | $ 71,000 |
| Orange, Florida | 32 | $ 5,012,000 | $ 156,625 | $ 90,000 |
| Pasco, Florida | 32 | $ 3,933,000 | $ 122,906 | $ 56,000 |
| Richmond, New York | 32 | $ 9,450,000 | $ 295,312 | $ 98,000 |
| Gwinnett, Georgia | 31 | $ 5,161,000 | $ 166,483 | $ 73,000 |
| York, Pennsylvania | 31 | $ 5,708,000 | $ 184,129 | $ 81,000 |
| Salt Lake, Utah | 30 | $ 7,735,000 | $ 257,833 | $ 91,000 |
| San Diego, California | 29 | $ 10,125,000 | $ 349,137 | $ 98,000 |
| DeKalb, Georgia | 28 | $ 3,424,000 | $ 122,285 | $ 65,000 |
| Middlesex, Massachusetts | 28 | $ 7,801,000 | $ 278,607 | $ 83,000 |
| Oakland, Michigan | 27 | $ 3,933,000 | $ 145,666 | $ 82,000 |
| Mecklenburg, North Carolina | 27 | $ 9,825,000 | $ 363,888 | $ 81,000 |
| Allegheny, Pennsylvania | 27 | $ 2,740,000 | $ 101,481 | $ 58,000 |
| Cobb, Georgia | 26 | $ 4,852,000 | $ 186,615 | $ 82,000 |
| Marion, Indiana | 26 | $ 2,273,000 | $ 87,423 | $ 54,000 |
| Essex, Massachusetts | 26 | $ 8,472,000 | $ 325,846 | $ 105,000 |
| Worcester, Massachusetts | 26 | $ 5,816,000 | $ 223,692 | $ 82,000 |
| Cuyahoga, Ohio | 26 | $ 2,150,000 | $ 82,692 | $ 63,000 |
| Frederick, Maryland | 25 | $ 7,349,000 | $ 293,960 | $ 89,000 |
| Wake, North Carolina | 25 | $ 5,041,000 | $ 201,640 | $ 75,000 |
| District of Columbia, District Of Columbia | 24 | $ 6,280,000 | $ 261,666 | $ 94,000 |
| King, Washington | 24 | $ 7,340,000 | $ 305,833 | $ 108,000 |
| Sussex, Delaware | 23 | $ 6,987,000 | $ 303,782 | $ 179,000 |
| St. Lucie, Florida | 23 | $ 2,763,000 | $ 120,130 | $ 54,000 |
| Hennepin, Minnesota | 23 | $ 4,514,000 | $ 196,260 | $ 79,000 |
| Fairfax, Virginia | 23 | $ 8,552,000 | $ 371,826 | $ 150,000 |
| New Haven, Connecticut | 22 | $ 3,148,000 | $ 143,090 | $ 74,000 |
| Brevard, Florida | 22 | $ 2,418,000 | $ 109,909 | $ 57,000 |
| Queen Anne's, Maryland | 22 | $ 6,635,000 | $ 301,590 | $ 113,000 |
| Macomb, Michigan | 22 | $ 2,451,000 | $ 111,409 | $ 67,000 |
| Duval, Florida | 21 | $ 3,024,000 | $ 144,000 | $ 80,000 |
| Volusia, Florida | 21 | $ 2,256,000 | $ 107,428 | $ 72,000 |
| Jackson, Missouri | 21 | $ 3,565,000 | $ 169,761 | $ 89,000 |
| Oklahoma, Oklahoma | 21 | $ 3,042,000 | $ 144,857 | $ 89,000 |
| Sarasota, Florida | 20 | $ 3,098,000 | $ 154,900 | $ 89,000 |
| Jefferson, Kentucky | 20 | $ 3,101,000 | $ 155,050 | $ 62,000 |
| Ocean, New Jersey | 20 | $ 2,899,000 | $ 144,950 | $ 70,000 |
| Bronx, New York | 20 | $ 6,935,000 | $ 346,750 | $ 81,000 |
| Monroe, New York | 20 | $ 2,456,000 | $ 122,800 | $ 52,000 |
| Hamilton, Ohio | 20 | $ 2,683,000 | $ 134,150 | $ 73,000 |
| Sacramento, California | 19 | $ 4,609,000 | $ 242,578 | $ 84,000 |
| Fairfield, Connecticut | 19 | $ 5,215,000 | $ 274,473 | $ 81,000 |
| Ada, Idaho | 19 | $ 5,191,000 | $ 273,210 | $ 92,000 |
| Horry, South Carolina | 19 | $ 3,155,000 | $ 166,052 | $ 73,000 |
| El Paso, Colorado | 18 | $ 4,200,000 | $ 233,333 | $ 71,000 |
| Weld, Colorado | 18 | $ 3,482,000 | $ 193,444 | $ 71,000 |
| St. Louis, Missouri | 18 | $ 3,211,000 | $ 178,388 | $ 76,000 |
| Douglas, Nebraska | 18 | $ 3,695,000 | $ 205,277 | $ 104,000 |
| Westchester, New York | 18 | $ 4,559,000 | $ 253,277 | $ 105,000 |
| Multnomah, Oregon | 18 | $ 4,480,000 | $ 248,888 | $ 70,000 |
| Charleston, South Carolina | 18 | $ 4,530,000 | $ 251,666 | $ 117,000 |
| Greenville, South Carolina | 18 | $ 2,655,000 | $ 147,500 | $ 77,000 |
| Jefferson, Alabama | 17 | $ 2,188,000 | $ 128,705 | $ 82,000 |
| Pima, Arizona | 17 | $ 2,853,000 | $ 167,823 | $ 80,000 |
| Pinal, Arizona | 17 | $ 2,123,000 | $ 124,882 | $ 72,000 |
| Hernando, Florida | 17 | $ 1,398,000 | $ 82,235 | $ 52,000 |
| Polk, Florida | 17 | $ 1,985,000 | $ 116,764 | $ 66,000 |
| Washoe, Nevada | 17 | $ 4,056,000 | $ 238,588 | $ 89,000 |
| Westmoreland, Pennsylvania | 17 | $ 1,497,000 | $ 88,058 | $ 52,000 |
| Pierce, Washington | 17 | $ 4,686,000 | $ 275,647 | $ 102,000 |
| Mobile, Alabama | 16 | $ 1,469,000 | $ 91,812 | $ 65,000 |
| Orange, California | 16 | $ 6,515,000 | $ 407,187 | $ 88,000 |
| Hartford, Connecticut | 16 | $ 2,494,000 | $ 155,875 | $ 116,000 |
| New Castle, Delaware | 16 | $ 2,272,000 | $ 142,000 | $ 72,000 |
| Manatee, Florida | 16 | $ 3,609,000 | $ 225,562 | $ 94,000 |
| Orleans, Louisiana | 16 | $ 1,937,000 | $ 121,062 | $ 64,000 |
| Kent, Michigan | 16 | $ 2,327,000 | $ 145,437 | $ 79,000 |
| Rockingham, New Hampshire | 16 | $ 3,523,000 | $ 220,187 | $ 92,000 |
| Tulsa, Oklahoma | 16 | $ 1,914,000 | $ 119,625 | $ 67,000 |
| Alameda, California | 15 | $ 6,817,000 | $ 454,466 | $ 123,000 |
| Camden, New Jersey | 15 | $ 2,230,000 | $ 148,666 | $ 99,000 |
| Niagara, New York | 15 | $ 1,539,000 | $ 102,600 | $ 54,000 |
| Summit, Ohio | 15 | $ 1,340,000 | $ 89,333 | $ 44,000 |
| Santa Clara, California | 14 | $ 6,512,000 | $ 465,142 | $ 160,000 |
| Lake, Florida | 14 | $ 1,735,000 | $ 123,928 | $ 52,000 |
| Will, Illinois | 14 | $ 2,574,000 | $ 183,857 | $ 92,000 |
| Bergen, New Jersey | 14 | $ 4,458,000 | $ 318,428 | $ 142,000 |
| Burlington, New Jersey | 14 | $ 2,167,000 | $ 154,785 | $ 78,000 |
| Monmouth, New Jersey | 14 | $ 3,588,000 | $ 256,285 | $ 104,000 |
| Franklin, Ohio | 14 | $ 1,602,000 | $ 114,428 | $ 48,000 |
| Charlotte, Florida | 13 | $ 1,078,000 | $ 82,923 | $ 46,000 |
| Marion, Florida | 13 | $ 1,262,000 | $ 97,076 | $ 57,000 |
| Cherokee, Georgia | 13 | $ 2,034,000 | $ 156,461 | $ 70,000 |
| Calvert, Maryland | 13 | $ 3,824,000 | $ 294,153 | $ 110,000 |
| Bristol, Massachusetts | 13 | $ 2,889,000 | $ 222,230 | $ 91,000 |
| Hudson, New Jersey | 13 | $ 3,594,000 | $ 276,461 | $ 99,000 |
| Onondaga, New York | 13 | $ 1,515,000 | $ 116,538 | $ 68,000 |
| Monroe, Pennsylvania | 13 | $ 1,208,000 | $ 92,923 | $ 58,000 |
| Chesterfield, Virginia | 13 | $ 3,082,000 | $ 237,076 | $ 67,000 |
| Snohomish, Washington | 13 | $ 4,121,000 | $ 317,000 | $ 98,000 |
| Contra Costa, California | 12 | $ 3,342,000 | $ 278,500 | $ 88,000 |
| Denver, Colorado | 12 | $ 3,223,000 | $ 268,583 | $ 109,000 |
| Honolulu, Hawaii | 12 | $ 4,953,000 | $ 412,750 | $ 92,000 |
| Johnson, Kansas | 12 | $ 2,212,000 | $ 184,333 | $ 88,000 |
| Barnstable, Massachusetts | 12 | $ 2,819,000 | $ 234,916 | $ 82,000 |
| Essex, New Jersey | 12 | $ 2,271,000 | $ 189,250 | $ 82,000 |
| Saratoga, New York | 12 | $ 1,732,000 | $ 144,333 | $ 52,000 |
| Delaware, Pennsylvania | 12 | $ 1,659,000 | $ 138,250 | $ 85,000 |
| Erie, Pennsylvania | 12 | $ 1,129,000 | $ 94,083 | $ 63,000 |
| Shelby, Tennessee | 12 | $ 1,176,000 | $ 98,000 | $ 74,000 |
| Benton, Arkansas | 11 | $ 1,824,000 | $ 165,818 | $ 64,000 |
| San Joaquin, California | 11 | $ 2,104,000 | $ 191,272 | $ 66,000 |
| Collier, Florida | 11 | $ 2,800,000 | $ 254,545 | $ 142,000 |
| Lake, Indiana | 11 | $ 950,000 | $ 86,363 | $ 51,000 |
| St. Tammany, Louisiana | 11 | $ 2,213,000 | $ 201,181 | $ 85,000 |
| Norfolk, Massachusetts | 11 | $ 3,370,000 | $ 306,363 | $ 96,000 |
| Plymouth, Massachusetts | 11 | $ 2,647,000 | $ 240,636 | $ 81,000 |
| Cumberland, New Jersey | 11 | $ 1,367,000 | $ 124,272 | $ 91,000 |
| Rockland, New York | 11 | $ 2,504,000 | $ 227,636 | $ 132,000 |
| Montgomery, Pennsylvania | 11 | $ 2,176,000 | $ 197,818 | $ 75,000 |
| Davidson, Tennessee | 11 | $ 1,237,000 | $ 112,454 | $ 45,000 |
| Hamilton, Tennessee | 11 | $ 918,000 | $ 83,454 | $ 42,000 |
| Berkeley, West Virginia | 11 | $ 1,950,000 | $ 177,272 | $ 69,000 |
| Kanawha, West Virginia | 11 | $ 1,176,000 | $ 106,909 | $ 53,000 |
| Milwaukee, Wisconsin | 11 | $ 1,465,000 | $ 133,181 | $ 58,000 |
| Adams, Colorado | 10 | $ 2,752,000 | $ 275,200 | $ 85,000 |
| Arapahoe, Colorado | 10 | $ 2,373,000 | $ 237,300 | $ 116,000 |
| Douglas, Colorado | 10 | $ 3,109,000 | $ 310,900 | $ 102,000 |
| Jefferson, Colorado | 10 | $ 3,010,000 | $ 301,000 | $ 111,000 |
| Clay, Florida | 10 | $ 2,183,000 | $ 218,300 | $ 71,000 |
| Osceola, Florida | 10 | $ 1,248,000 | $ 124,800 | $ 79,000 |
| St. Johns, Florida | 10 | $ 1,701,000 | $ 170,100 | $ 83,000 |
| Barrow, Georgia | 10 | $ 1,723,000 | $ 172,300 | $ 75,000 |
| Douglas, Georgia | 10 | $ 1,126,000 | $ 112,600 | $ 45,000 |
| Henry, Georgia | 10 | $ 927,000 | $ 92,700 | $ 40,000 |
| Paulding, Georgia | 10 | $ 1,295,000 | $ 129,500 | $ 66,000 |
| Allen, Indiana | 10 | $ 1,506,000 | $ 150,600 | $ 68,000 |
| Suffolk, Massachusetts | 10 | $ 4,364,000 | $ 436,400 | $ 112,000 |
| Anoka, Minnesota | 10 | $ 2,847,000 | $ 284,700 | $ 77,000 |
| Guilford, North Carolina | 10 | $ 1,062,000 | $ 106,200 | $ 51,000 |
| Cleveland, Oklahoma | 10 | $ 1,391,000 | $ 139,100 | $ 66,000 |
| Providence, Rhode Island | 10 | $ 1,940,000 | $ 194,000 | $ 73,000 |
| Utah, Utah | 10 | $ 2,195,000 | $ 219,500 | $ 82,000 |
| Loudoun, Virginia | 10 | $ 3,902,000 | $ 390,200 | $ 117,000 |
| Prince William, Virginia | 10 | $ 3,413,000 | $ 341,300 | $ 120,000 |
| Spokane, Washington | 10 | $ 1,560,000 | $ 156,000 | $ 76,000 |
| Anchorage, Alaska | 9 | $ 2,884,000 | $ 320,444 | $ 92,000 |
| Pulaski, Arkansas | 9 | $ 990,000 | $ 110,000 | $ 49,000 |
| Citrus, Florida | 9 | $ 1,041,000 | $ 115,666 | $ 63,000 |
| Okaloosa, Florida | 9 | $ 1,206,000 | $ 134,000 | $ 63,000 |
| Clayton, Georgia | 9 | $ 783,000 | $ 87,000 | $ 46,000 |
| DuPage, Illinois | 9 | $ 1,219,000 | $ 135,444 | $ 104,000 |
| Lake, Illinois | 9 | $ 1,046,000 | $ 116,222 | $ 61,000 |
| Madison, Illinois | 9 | $ 944,000 | $ 104,888 | $ 50,000 |
| York, Maine | 9 | $ 1,652,000 | $ 183,555 | $ 65,000 |
| Jefferson, Missouri | 9 | $ 860,000 | $ 95,555 | $ 51,000 |
| St. Louis City, Missouri | 9 | $ 1,015,000 | $ 112,777 | $ 57,000 |
| Merrimack, New Hampshire | 9 | $ 1,264,000 | $ 140,444 | $ 67,000 |
| Atlantic, New Jersey | 9 | $ 715,000 | $ 79,444 | $ 57,000 |
| Gloucester, New Jersey | 9 | $ 1,455,000 | $ 161,666 | $ 77,000 |
| Passaic, New Jersey | 9 | $ 2,116,000 | $ 235,111 | $ 117,000 |
| New York, New York | 9 | $ 3,619,000 | $ 402,111 | $ 127,000 |
| Buncombe, North Carolina | 9 | $ 1,651,000 | $ 183,444 | $ 71,000 |
| Cumberland, North Carolina | 9 | $ 861,000 | $ 95,666 | $ 82,000 |
| Gaston, North Carolina | 9 | $ 1,292,000 | $ 143,555 | $ 130,000 |
| New Hanover, North Carolina | 9 | $ 1,524,000 | $ 169,333 | $ 54,000 |
| Montgomery, Ohio | 9 | $ 544,000 | $ 60,444 | $ 45,000 |
| Bucks, Pennsylvania | 9 | $ 1,773,000 | $ 197,000 | $ 68,000 |
| Chester, Pennsylvania | 9 | $ 1,725,000 | $ 191,666 | $ 90,000 |
| Lehigh, Pennsylvania | 9 | $ 1,088,000 | $ 120,888 | $ 66,000 |
| Northampton, Pennsylvania | 9 | $ 1,069,000 | $ 118,777 | $ 59,000 |
| Berkeley, South Carolina | 9 | $ 1,097,000 | $ 121,888 | $ 49,000 |
| Spartanburg, South Carolina | 9 | $ 720,000 | $ 80,000 | $ 57,000 |
| Waukesha, Wisconsin | 9 | $ 1,898,000 | $ 210,888 | $ 67,000 |
| New London, Connecticut | 8 | $ 921,000 | $ 115,125 | $ 56,000 |
| Seminole, Florida | 8 | $ 1,318,000 | $ 164,750 | $ 68,000 |
| Richmond, Georgia | 8 | $ 720,000 | $ 90,000 | $ 68,000 |
| McLean, Illinois | 8 | $ 1,094,000 | $ 136,750 | $ 77,000 |
| Winnebago, Illinois | 8 | $ 859,000 | $ 107,375 | $ 77,000 |
| Hamilton, Indiana | 8 | $ 1,196,000 | $ 149,500 | $ 83,000 |
| Polk, Iowa | 8 | $ 852,000 | $ 106,500 | $ 73,000 |
| Cumberland, Maine | 8 | $ 1,481,000 | $ 185,125 | $ 93,000 |
| Dakota, Minnesota | 8 | $ 1,271,000 | $ 158,875 | $ 72,000 |
| St. Charles, Missouri | 8 | $ 1,782,000 | $ 222,750 | $ 93,000 |
| Cape May, New Jersey | 8 | $ 1,334,000 | $ 166,750 | $ 543,000 |
| Bernalillo, New Mexico | 8 | $ 1,534,000 | $ 191,750 | $ 72,000 |
| Albany, New York | 8 | $ 1,184,000 | $ 148,000 | $ 103,000 |
| Dutchess, New York | 8 | $ 2,139,000 | $ 267,375 | $ 104,000 |
| Orange, New York | 8 | $ 1,337,000 | $ 167,125 | $ 112,000 |
| Lucas, Ohio | 8 | $ 775,000 | $ 96,875 | $ 59,000 |
| Adams, Pennsylvania | 8 | $ 2,094,000 | $ 261,750 | $ 85,000 |
| Lexington, South Carolina | 8 | $ 1,138,000 | $ 142,250 | $ 58,000 |
| Richland, South Carolina | 8 | $ 844,000 | $ 105,500 | $ 61,000 |
| York, South Carolina | 8 | $ 1,970,000 | $ 246,250 | $ 76,000 |
| Rutherford, Tennessee | 8 | $ 1,496,000 | $ 187,000 | $ 70,000 |
| Chesapeake, Virginia | 8 | $ 2,158,000 | $ 269,750 | $ 86,000 |
| Clark, Washington | 8 | $ 1,977,000 | $ 247,125 | $ 85,000 |
| Thurston, Washington | 8 | $ 2,161,000 | $ 270,125 | $ 92,000 |
| Mohave, Arizona | 7 | $ 743,000 | $ 106,142 | $ 53,000 |
| Yavapai, Arizona | 7 | $ 993,000 | $ 141,857 | $ 61,000 |
| Solano, California | 7 | $ 1,623,000 | $ 231,857 | $ 79,000 |
| Stanislaus, California | 7 | $ 991,000 | $ 141,571 | $ 44,000 |
| Litchfield, Connecticut | 7 | $ 969,000 | $ 138,428 | $ 118,000 |
| Middlesex, Connecticut | 7 | $ 1,229,000 | $ 175,571 | $ 115,000 |
| Martin, Florida | 7 | $ 842,000 | $ 120,285 | $ 70,000 |
| Chatham, Georgia | 7 | $ 676,000 | $ 96,571 | $ 63,000 |
| Hawaii, Hawaii | 7 | $ 1,023,000 | $ 146,142 | $ 54,000 |
| Calcasieu, Louisiana | 7 | $ 528,000 | $ 75,428 | $ 60,000 |
| Lafayette, Louisiana | 7 | $ 684,000 | $ 97,714 | $ 49,000 |
| Kennebec, Maine | 7 | $ 719,000 | $ 102,714 | $ 48,000 |
| Charles, Maryland | 7 | $ 1,821,000 | $ 260,142 | $ 102,000 |
| Worcester, Maryland | 7 | $ 1,624,000 | $ 232,000 | $ 186,000 |
| Berkshire, Massachusetts | 7 | $ 936,000 | $ 133,714 | $ 96,000 |
| Hampden, Massachusetts | 7 | $ 582,000 | $ 83,142 | $ 36,000 |
| Genesee, Michigan | 7 | $ 579,000 | $ 82,714 | $ 64,000 |
| Washington, Minnesota | 7 | $ 1,786,000 | $ 255,142 | $ 83,000 |
| Clay, Missouri | 7 | $ 1,217,000 | $ 173,857 | $ 71,000 |
| Strafford, New Hampshire | 7 | $ 1,242,000 | $ 177,428 | $ 92,000 |
| Somerset, New Jersey | 7 | $ 1,313,000 | $ 187,571 | $ 109,000 |
| Sussex, New Jersey | 7 | $ 971,000 | $ 138,714 | $ 75,000 |
| Oneida, New York | 7 | $ 763,000 | $ 109,000 | $ 49,000 |
| Putnam, New York | 7 | $ 1,833,000 | $ 261,857 | $ 159,000 |
| Davidson, North Carolina | 7 | $ 1,128,000 | $ 161,142 | $ 99,000 |
| Forsyth, North Carolina | 7 | $ 752,000 | $ 107,428 | $ 45,000 |
| Medina, Ohio | 7 | $ 1,186,000 | $ 169,428 | $ 65,000 |
| Trumbull, Ohio | 7 | $ 477,000 | $ 68,142 | $ 46,000 |
| Lancaster, Pennsylvania | 7 | $ 1,280,000 | $ 182,857 | $ 65,000 |
| Washington, Pennsylvania | 7 | $ 729,000 | $ 104,142 | $ 61,000 |
| Anderson, South Carolina | 7 | $ 664,000 | $ 94,857 | $ 56,000 |
| Baldwin, Alabama | 6 | $ 594,000 | $ 99,000 | $ 41,000 |
| Butte, California | 6 | $ 772,000 | $ 128,666 | $ 53,000 |
| Fresno, California | 6 | $ 863,000 | $ 143,833 | $ 84,000 |
| Kern, California | 6 | $ 1,033,000 | $ 172,166 | $ 62,000 |
| Sonoma, California | 6 | $ 2,242,000 | $ 373,666 | $ 84,000 |
| Tolland, Connecticut | 6 | $ 1,011,000 | $ 168,500 | $ 145,000 |
| Santa Rosa, Florida | 6 | $ 725,000 | $ 120,833 | $ 83,000 |
| Forsyth, Georgia | 6 | $ 1,512,000 | $ 252,000 | $ 106,000 |
| Walton, Georgia | 6 | $ 925,000 | $ 154,166 | $ 78,000 |
| Kane, Illinois | 6 | $ 980,000 | $ 163,333 | $ 79,000 |
| Jefferson, Louisiana | 6 | $ 830,000 | $ 138,333 | $ 59,000 |
| Penobscot, Maine | 6 | $ 547,000 | $ 91,166 | $ 48,000 |
| St. Mary's, Maryland | 6 | $ 1,974,000 | $ 329,000 | $ 176,000 |
| Lapeer, Michigan | 6 | $ 536,000 | $ 89,333 | $ 47,000 |
| Madison, Mississippi | 6 | $ 1,177,000 | $ 196,166 | $ 85,000 |
| Gallatin, Montana | 6 | $ 976,000 | $ 162,666 | $ 63,000 |
| Lancaster, Nebraska | 6 | $ 901,000 | $ 150,166 | $ 59,000 |
| Hillsborough, New Hampshire | 6 | $ 2,281,000 | $ 380,166 | $ 129,000 |
| Mercer, New Jersey | 6 | $ 536,000 | $ 89,333 | $ 68,000 |
| Middlesex, New Jersey | 6 | $ 1,465,000 | $ 244,166 | $ 100,000 |
| Union, New Jersey | 6 | $ 2,356,000 | $ 392,666 | $ 176,000 |
| Broome, New York | 6 | $ 450,000 | $ 75,000 | $ 42,000 |
| Madison, New York | 6 | $ 429,000 | $ 71,500 | $ 61,000 |
| Rensselaer, New York | 6 | $ 667,000 | $ 111,166 | $ 82,000 |
| Sullivan, New York | 6 | $ 912,000 | $ 152,000 | $ 62,000 |
| Wyoming, New York | 6 | $ 338,000 | $ 56,333 | $ 60,000 |
| Durham, North Carolina | 6 | $ 592,000 | $ 98,666 | $ 42,000 |
| Iredell, North Carolina | 6 | $ 1,908,000 | $ 318,000 | $ 108,000 |
| Butler, Ohio | 6 | $ 844,000 | $ 140,666 | $ 70,000 |
| Fairfield, Ohio | 6 | $ 1,234,000 | $ 205,666 | $ 69,000 |
| Lane, Oregon | 6 | $ 725,000 | $ 120,833 | $ 56,000 |
| Berks, Pennsylvania | 6 | $ 533,000 | $ 88,833 | $ 46,000 |
| Cumberland, Pennsylvania | 6 | $ 1,045,000 | $ 174,166 | $ 92,000 |
| Minnehaha, South Dakota | 6 | $ 1,005,000 | $ 167,500 | $ 64,000 |
| Davis, Utah | 6 | $ 1,580,000 | $ 263,333 | $ 92,000 |
| Arlington, Virginia | 6 | $ 1,674,000 | $ 279,000 | $ 167,000 |
| Henrico, Virginia | 6 | $ 1,127,000 | $ 187,833 | $ 97,000 |
| Richmond City, Virginia | 6 | $ 836,000 | $ 139,333 | $ 75,000 |
| Spotsylvania, Virginia | 6 | $ 1,495,000 | $ 249,166 | $ 76,000 |
| Sebastian, Arkansas | 5 | $ 475,000 | $ 95,000 | $ 43,000 |
| Washington, Arkansas | 5 | $ 572,000 | $ 114,400 | $ 73,000 |
| Ventura, California | 5 | $ 1,475,000 | $ 295,000 | $ 125,000 |
| Boulder, Colorado | 5 | $ 1,178,000 | $ 235,600 | $ 95,000 |
| Larimer, Colorado | 5 | $ 915,000 | $ 183,000 | $ 70,000 |
| Windham, Connecticut | 5 | $ 718,000 | $ 143,600 | $ 81,000 |
| Alachua, Florida | 5 | $ 491,000 | $ 98,200 | $ 51,000 |
| Bay, Florida | 5 | $ 784,000 | $ 156,800 | $ 91,000 |
| Nassau, Florida | 5 | $ 598,000 | $ 119,600 | $ 61,000 |
| Carroll, Georgia | 5 | $ 363,000 | $ 72,600 | $ 51,000 |
| Columbia, Georgia | 5 | $ 575,000 | $ 115,000 | $ 84,000 |
| Fayette, Georgia | 5 | $ 1,536,000 | $ 307,200 | $ 98,000 |
| Hall, Georgia | 5 | $ 792,000 | $ 158,400 | $ 49,000 |
| Rockdale, Georgia | 5 | $ 818,000 | $ 163,600 | $ 38,000 |
| Canyon, Idaho | 5 | $ 666,000 | $ 133,200 | $ 41,000 |
| LaPorte, Indiana | 5 | $ 399,000 | $ 79,800 | $ 49,000 |
| Sedgwick, Kansas | 5 | $ 648,000 | $ 129,600 | $ 69,000 |
| Androscoggin, Maine | 5 | $ 665,000 | $ 133,000 | $ 94,000 |
| Oxford, Maine | 5 | $ 536,000 | $ 107,200 | $ 31,000 |
| Caroline, Maryland | 5 | $ 1,063,000 | $ 212,600 | $ 88,000 |
| Garrett, Maryland | 5 | $ 472,000 | $ 94,400 | $ 42,000 |
| Kent, Maryland | 5 | $ 1,373,000 | $ 274,600 | $ 66,000 |
| Wicomico, Maryland | 5 | $ 708,000 | $ 141,600 | $ 57,000 |
| Ottawa, Michigan | 5 | $ 632,000 | $ 126,400 | $ 40,000 |
| Ramsey, Minnesota | 5 | $ 1,142,000 | $ 228,400 | $ 71,000 |
| Harrison, Mississippi | 5 | $ 358,000 | $ 71,600 | $ 41,000 |
| Hinds, Mississippi | 5 | $ 665,000 | $ 133,000 | $ 75,000 |
| Rankin, Mississippi | 5 | $ 423,000 | $ 84,600 | $ 53,000 |
| Nye, Nevada | 5 | $ 727,000 | $ 145,400 | $ 87,000 |
| Morris, New Jersey | 5 | $ 676,000 | $ 135,200 | $ 78,000 |
| Wayne, New York | 5 | $ 336,000 | $ 67,200 | $ 41,000 |
| Union, North Carolina | 5 | $ 1,192,000 | $ 238,400 | $ 75,000 |
| Columbiana, Ohio | 5 | $ 556,000 | $ 111,200 | $ 42,000 |
| Portage, Ohio | 5 | $ 591,000 | $ 118,200 | $ 58,000 |
| Linn, Oregon | 5 | $ 838,000 | $ 167,600 | $ 57,000 |
| Washington, Oregon | 5 | $ 1,197,000 | $ 239,400 | $ 75,000 |
| Fayette, Pennsylvania | 5 | $ 430,000 | $ 86,000 | $ 43,000 |
| Lawrence, Pennsylvania | 5 | $ 437,000 | $ 87,400 | $ 69,000 |
| Luzerne, Pennsylvania | 5 | $ 482,000 | $ 96,400 | $ 49,000 |
| Kent, Rhode Island | 5 | $ 764,000 | $ 152,800 | $ 83,000 |
| Dorchester, South Carolina | 5 | $ 891,000 | $ 178,200 | $ 58,000 |
| Florence, South Carolina | 5 | $ 430,000 | $ 86,000 | $ 55,000 |
| Anderson, Tennessee | 5 | $ 372,000 | $ 74,400 | $ 37,000 |
| Blount, Tennessee | 5 | $ 479,000 | $ 95,800 | $ 33,000 |
| Knox, Tennessee | 5 | $ 760,000 | $ 152,000 | $ 33,000 |
| Sumner, Tennessee | 5 | $ 1,112,000 | $ 222,400 | $ 110,000 |
| Alexandria, Virginia | 5 | $ 1,530,000 | $ 306,000 | $ 158,000 |
| Hanover, Virginia | 5 | $ 1,178,000 | $ 235,600 | $ 71,000 |
| Stafford, Virginia | 5 | $ 874,000 | $ 174,800 | $ 95,000 |
| Hampshire, West Virginia | 5 | $ 650,000 | $ 130,000 | $ 132,000 |
| Jefferson, West Virginia | 5 | $ 744,000 | $ 148,800 | $ 71,000 |
| Wood, West Virginia | 5 | $ 649,000 | $ 129,800 | $ 83,000 |
| Washington, Wisconsin | 5 | $ 936,000 | $ 187,200 | $ 75,000 |
| Laramie, Wyoming | 5 | $ 1,008,000 | $ 201,600 | $ 67,000 |
| Tuscaloosa, Alabama | 4 | $ 438,000 | $ 109,500 | $ 73,000 |
| Matanuska-Susitna, Alaska | 4 | $ 546,000 | $ 136,500 | $ 76,000 |
| Garland, Arkansas | 4 | $ 448,000 | $ 112,000 | $ 38,000 |
| Jefferson, Arkansas | 4 | $ 239,000 | $ 59,750 | $ 71,000 |
| Placer, California | 4 | $ 658,000 | $ 164,500 | $ 79,000 |
| San Mateo, California | 4 | $ 1,434,000 | $ 358,500 | $ 98,000 |
| Tulare, California | 4 | $ 691,000 | $ 172,750 | $ 139,000 |
| Kent, Delaware | 4 | $ 892,000 | $ 223,000 | $ 75,000 |
| Escambia, Florida | 4 | $ 200,000 | $ 50,000 | $ 47,000 |
| Indian River, Florida | 4 | $ 438,000 | $ 109,500 | $ 55,000 |
| Catoosa, Georgia | 4 | $ 324,000 | $ 81,000 | $ 30,000 |
| Muscogee, Georgia | 4 | $ 343,000 | $ 85,750 | $ 22,000 |
| Newton, Georgia | 4 | $ 646,000 | $ 161,500 | $ 94,000 |
| Whitfield, Georgia | 4 | $ 376,000 | $ 94,000 | $ 61,000 |
| Champaign, Illinois | 4 | $ 299,000 | $ 74,750 | $ 59,000 |
| Kankakee, Illinois | 4 | $ 539,000 | $ 134,750 | $ 50,000 |
| St. Clair, Illinois | 4 | $ 369,000 | $ 92,250 | $ 42,000 |
| Elkhart, Indiana | 4 | $ 245,000 | $ 61,250 | $ 38,000 |
| Vanderburgh, Indiana | 4 | $ 349,000 | $ 87,250 | $ 37,000 |
| Vigo, Indiana | 4 | $ 315,000 | $ 78,750 | $ 62,000 |
| Warrick, Indiana | 4 | $ 344,000 | $ 86,000 | $ 41,000 |
| Boone, Kentucky | 4 | $ 707,000 | $ 176,750 | $ 110,000 |
| Calloway, Kentucky | 4 | $ 317,000 | $ 79,250 | $ 49,000 |
| Campbell, Kentucky | 4 | $ 255,000 | $ 63,750 | $ 43,000 |
| Clark, Kentucky | 4 | $ 395,000 | $ 98,750 | $ 47,000 |
| Tangipahoa, Louisiana | 4 | $ 791,000 | $ 197,750 | $ 107,000 |
| Ingham, Michigan | 4 | $ 261,000 | $ 65,250 | $ 76,000 |
| Kalamazoo, Michigan | 4 | $ 432,000 | $ 108,000 | $ 59,000 |
| Van Buren, Michigan | 4 | $ 437,000 | $ 109,250 | $ 39,000 |
| St. Louis, Minnesota | 4 | $ 493,000 | $ 123,250 | $ 67,000 |
| Stearns, Minnesota | 4 | $ 682,000 | $ 170,500 | $ 64,000 |
| Wright, Minnesota | 4 | $ 496,000 | $ 124,000 | $ 77,000 |
| DeSoto, Mississippi | 4 | $ 544,000 | $ 136,000 | $ 65,000 |
| Christian, Missouri | 4 | $ 347,000 | $ 86,750 | $ 43,000 |
| Clinton, Missouri | 4 | $ 806,000 | $ 201,500 | $ 43,000 |
| Silver Bow, Montana | 4 | $ 902,000 | $ 225,500 | $ 63,000 |
| Carson City, Nevada | 4 | $ 525,000 | $ 131,250 | $ 54,000 |
| Carroll, New Hampshire | 4 | $ 406,000 | $ 101,500 | $ 177,000 |
| Curry, New Mexico | 4 | $ 257,000 | $ 64,250 | $ 106,000 |
| Essex, New York | 4 | $ 338,000 | $ 84,500 | $ 49,000 |
| Livingston, New York | 4 | $ 374,000 | $ 93,500 | $ 67,000 |
| Oswego, New York | 4 | $ 516,000 | $ 129,000 | $ 63,000 |
| Brunswick, North Carolina | 4 | $ 580,000 | $ 145,000 | $ 52,000 |
| Caldwell, North Carolina | 4 | $ 496,000 | $ 124,000 | $ 122,000 |
| Chatham, North Carolina | 4 | $ 307,000 | $ 76,750 | $ 42,000 |
| Henderson, North Carolina | 4 | $ 1,543,000 | $ 385,750 | $ 153,000 |
| Macon, North Carolina | 4 | $ 358,000 | $ 89,500 | $ 81,000 |
| Pitt, North Carolina | 4 | $ 270,000 | $ 67,500 | $ 34,000 |
| Clermont, Ohio | 4 | $ 508,000 | $ 127,000 | $ 33,000 |
| Jefferson, Ohio | 4 | $ 491,000 | $ 122,750 | $ 71,000 |
| Lorain, Ohio | 4 | $ 223,000 | $ 55,750 | $ 35,000 |
| Mahoning, Ohio | 4 | $ 461,000 | $ 115,250 | $ 27,000 |
| Scioto, Ohio | 4 | $ 270,000 | $ 67,500 | $ 28,000 |
| Stark, Ohio | 4 | $ 201,000 | $ 50,250 | $ 34,000 |
| Wayne, Ohio | 4 | $ 389,000 | $ 97,250 | $ 56,000 |
| Marion, Oregon | 4 | $ 631,000 | $ 157,750 | $ 65,000 |
| Franklin, Pennsylvania | 4 | $ 581,000 | $ 145,250 | $ 58,000 |
| Lackawanna, Pennsylvania | 4 | $ 532,000 | $ 133,000 | $ 71,000 |
| Pike, Pennsylvania | 4 | $ 355,000 | $ 88,750 | $ 97,000 |
| Beaufort, South Carolina | 4 | $ 2,955,000 | $ 738,750 | $ 252,000 |
| Greenwood, South Carolina | 4 | $ 486,000 | $ 121,500 | $ 55,000 |
| Lancaster, South Carolina | 4 | $ 618,000 | $ 154,500 | $ 49,000 |
| Pickens, South Carolina | 4 | $ 316,000 | $ 79,000 | $ 43,000 |
| Pennington, South Dakota | 4 | $ 711,000 | $ 177,750 | $ 63,000 |
| Carter, Tennessee | 4 | $ 567,000 | $ 141,750 | $ 57,000 |
| Loudon, Tennessee | 4 | $ 326,000 | $ 81,500 | $ 38,000 |
| Williamson, Tennessee | 4 | $ 1,013,000 | $ 253,250 | $ 98,000 |
| Tooele, Utah | 4 | $ 627,000 | $ 156,750 | $ 72,000 |
| Weber, Utah | 4 | $ 843,000 | $ 210,750 | $ 90,000 |
| Hampton, Virginia | 4 | $ 240,000 | $ 60,000 | $ 50,000 |
| Norfolk, Virginia | 4 | $ 672,000 | $ 168,000 | $ 53,000 |
| Suffolk, Virginia | 4 | $ 903,000 | $ 225,750 | $ 72,000 |
| York, Virginia | 4 | $ 1,034,000 | $ 258,500 | $ 101,000 |
| Cabell, West Virginia | 4 | $ 452,000 | $ 113,000 | $ 49,000 |
| Mercer, West Virginia | 4 | $ 255,000 | $ 63,750 | $ 52,000 |
| Raleigh, West Virginia | 4 | $ 200,000 | $ 50,000 | $ 50,000 |
| Kenosha, Wisconsin | 4 | $ 839,000 | $ 209,750 | $ 103,000 |
| Outagamie, Wisconsin | 4 | $ 608,000 | $ 152,000 | $ 72,000 |
| Rock, Wisconsin | 4 | $ 436,000 | $ 109,000 | $ 68,000 |
| Blount, Alabama | 3 | $ 337,000 | $ 112,333 | $ 35,000 |
| Calhoun, Alabama | 3 | $ 220,000 | $ 73,333 | $ 41,000 |
| DeKalb, Alabama | 3 | $ 179,000 | $ 59,666 | $ 74,000 |
| Lauderdale, Alabama | 3 | $ 300,000 | $ 100,000 | $ 93,000 |
| Madison, Alabama | 3 | $ 897,000 | $ 299,000 | $ 51,000 |
| Russell, Alabama | 3 | $ 540,000 | $ 180,000 | $ 63,000 |
| Santa Cruz, Arizona | 3 | $ 150,000 | $ 50,000 | $ 41,000 |
| Crittenden, Arkansas | 3 | $ 553,000 | $ 184,333 | $ 85,000 |
| Lonoke, Arkansas | 3 | $ 315,000 | $ 105,000 | $ 72,000 |
| Saline, Arkansas | 3 | $ 422,000 | $ 140,666 | $ 69,000 |
| White, Arkansas | 3 | $ 213,000 | $ 71,000 | $ 61,000 |
| Humboldt, California | 3 | $ 442,000 | $ 147,333 | $ 49,000 |
| Imperial, California | 3 | $ 534,000 | $ 178,000 | $ 66,000 |
| Monterey, California | 3 | $ 663,000 | $ 221,000 | $ 90,000 |
| San Francisco, California | 3 | $ 1,215,000 | $ 405,000 | $ 117,000 |
| Shasta, California | 3 | $ 241,000 | $ 80,333 | $ 33,000 |
| Yuba, California | 3 | $ 341,000 | $ 113,666 | $ 40,000 |
| Pueblo, Colorado | 3 | $ 451,000 | $ 150,333 | $ 119,000 |
| Flagler, Florida | 3 | $ 360,000 | $ 120,000 | $ 57,000 |
| Highlands, Florida | 3 | $ 260,000 | $ 86,666 | $ 38,000 |
| Leon, Florida | 3 | $ 194,000 | $ 64,666 | $ 77,000 |
| Walton, Florida | 3 | $ 601,000 | $ 200,333 | $ 52,000 |
| Gilmer, Georgia | 3 | $ 316,000 | $ 105,333 | $ 49,000 |
| Lowndes, Georgia | 3 | $ 254,000 | $ 84,666 | $ 50,000 |
| Kauai, Hawaii | 3 | $ 1,382,000 | $ 460,666 | $ 49,000 |
| Maui, Hawaii | 3 | $ 651,000 | $ 217,000 | $ 118,000 |
| Bingham, Idaho | 3 | $ 294,000 | $ 98,000 | $ 34,000 |
| Kootenai, Idaho | 3 | $ 790,000 | $ 263,333 | $ 61,000 |
| McHenry, Illinois | 3 | $ 335,000 | $ 111,666 | $ 119,000 |
| Clark, Indiana | 3 | $ 281,000 | $ 93,666 | $ 42,000 |
| Fulton, Indiana | 3 | $ 209,000 | $ 69,666 | $ 66,000 |
| Hendricks, Indiana | 3 | $ 406,000 | $ 135,333 | $ 56,000 |
| Johnson, Indiana | 3 | $ 359,000 | $ 119,666 | $ 94,000 |
| Monroe, Indiana | 3 | $ 257,000 | $ 85,666 | $ 49,000 |
| Porter, Indiana | 3 | $ 436,000 | $ 145,333 | $ 57,000 |
| Pottawattamie, Iowa | 3 | $ 184,000 | $ 61,333 | $ 67,000 |
| Scott, Iowa | 3 | $ 512,000 | $ 170,666 | $ 104,000 |
| Shawnee, Kansas | 3 | $ 408,000 | $ 136,000 | $ 94,000 |
| Wyandotte, Kansas | 3 | $ 302,000 | $ 100,666 | $ 39,000 |
| Fayette, Kentucky | 3 | $ 406,000 | $ 135,333 | $ 73,000 |
| Scott, Kentucky | 3 | $ 395,000 | $ 131,666 | $ 51,000 |
| Warren, Kentucky | 3 | $ 316,000 | $ 105,333 | $ 61,000 |
| Bossier, Louisiana | 3 | $ 462,000 | $ 154,000 | $ 114,000 |
| East Baton Rouge, Louisiana | 3 | $ 462,000 | $ 154,000 | $ 90,000 |
| Iberia, Louisiana | 3 | $ 338,000 | $ 112,666 | $ 86,000 |
| St. Bernard, Louisiana | 3 | $ 496,000 | $ 165,333 | $ 69,000 |
| St. Charles, Louisiana | 3 | $ 513,000 | $ 171,000 | $ 42,000 |
| Aroostook, Maine | 3 | $ 354,000 | $ 118,000 | $ 62,000 |
| Allegany, Maryland | 3 | $ 303,000 | $ 101,000 | $ 52,000 |
| Talbot, Maryland | 3 | $ 619,000 | $ 206,333 | $ 62,000 |
| Berrien, Michigan | 3 | $ 265,000 | $ 88,333 | $ 85,000 |
| Calhoun, Michigan | 3 | $ 224,000 | $ 74,666 | $ 47,000 |
| Monroe, Michigan | 3 | $ 201,000 | $ 67,000 | $ 23,000 |
| Saginaw, Michigan | 3 | $ 159,000 | $ 53,000 | $ 26,000 |
| St. Clair, Michigan | 3 | $ 186,000 | $ 62,000 | $ 59,000 |
| Tuscola, Michigan | 3 | $ 333,000 | $ 111,000 | $ 62,000 |
| Scott, Minnesota | 3 | $ 422,000 | $ 140,666 | $ 103,000 |
| Jackson, Mississippi | 3 | $ 569,000 | $ 189,666 | $ 144,000 |
| Leflore, Mississippi | 3 | $ 255,000 | $ 85,000 | $ 60,000 |
| Pike, Mississippi | 3 | $ 220,000 | $ 73,333 | $ 51,000 |
| Buchanan, Missouri | 3 | $ 198,000 | $ 66,000 | $ 61,000 |
| Camden, Missouri | 3 | $ 586,000 | $ 195,333 | $ 65,000 |
| Cass, Missouri | 3 | $ 408,000 | $ 136,000 | $ 59,000 |
| Dunklin, Missouri | 3 | $ 209,000 | $ 69,666 | $ 26,000 |
| Franklin, Missouri | 3 | $ 198,000 | $ 66,000 | $ 41,000 |
| Jasper, Missouri | 3 | $ 280,000 | $ 93,333 | $ 53,000 |
| Yellowstone, Montana | 3 | $ 749,000 | $ 249,666 | $ 72,000 |
| Sarpy, Nebraska | 3 | $ 711,000 | $ 237,000 | $ 124,000 |
| Washington, Nebraska | 3 | $ 560,000 | $ 186,666 | $ 115,000 |
| Lyon, Nevada | 3 | $ 386,000 | $ 128,666 | $ 40,000 |
| Warren, New Jersey | 3 | $ 326,000 | $ 108,666 | $ 50,000 |
| Cattaraugus, New York | 3 | $ 182,000 | $ 60,666 | $ 37,000 |
| Cayuga, New York | 3 | $ 298,000 | $ 99,333 | $ 58,000 |
| Chautauqua, New York | 3 | $ 241,000 | $ 80,333 | $ 59,000 |
| Chemung, New York | 3 | $ 316,000 | $ 105,333 | $ 41,000 |
| Chenango, New York | 3 | $ 163,000 | $ 54,333 | $ 70,000 |
| Greene, New York | 3 | $ 229,000 | $ 76,333 | $ 109,000 |
| Montgomery, New York | 3 | $ 160,000 | $ 53,333 | $ 49,000 |
| Warren, New York | 3 | $ 443,000 | $ 147,666 | $ 55,000 |
| Washington, New York | 3 | $ 1,132,000 | $ 377,333 | $ 139,000 |
Mortgage Loan Application Detail Totals for Howard Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,187 | $619,192,000 | $147,000 | $2,500,000 | $71,000 | $2,611,000 |
| Refinancing | 2,071 | $467,611,000 | $225,000 | $2,400,000 | $90,000 | $3,791,000 |
| Home Purchase | 1,432 | $355,041,000 | $247,000 | $3,480,000 | $100,000 | $1,850,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,828 | $894,927,000 | $185,000 | $3,480,000 | $82,000 | $3,791,000 |
| Not Provided | 1,380 | $252,858,000 | $183,000 | $975,000 | $82,000 | $1,202,000 |
| Black or African American | 786 | $136,395,000 | $173,000 | $2,400,000 | $71,000 | $434,000 |
| Hispanic | 412 | $90,998,000 | $220,000 | $1,750,000 | $81,000 | $505,000 |
| Asian | 181 | $46,088,000 | $254,000 | $1,120,000 | $113,000 | $774,000 |
| American Indian or Alaskan Native | 57 | $9,074,000 | $159,000 | $587,000 | $67,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $8,468,000 | $249,000 | $1,353,000 | $83,000 | $450,000 |
| Not applicable | 12 | $3,036,000 | $253,000 | $800,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,857 | $681,377,000 | $176,000 | $3,480,000 | $91,000 | $3,791,000 |
| FHA-insured (Federal Housing Administration) | 3,010 | $530,727,000 | $176,000 | $700,000 | $67,000 | $486,000 |
| VA-guaranteed (Veterans Administration) | 785 | $221,035,000 | $281,000 | $907,000 | $91,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $8,705,000 | $229,000 | $430,000 | $65,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,109 | $659,022,000 | $211,000 | $3,480,000 | $89,000 | $1,202,000 |
| File Closed For Incompleteness | 2,072 | $340,778,000 | $164,000 | $2,400,000 | $75,000 | $750,000 |
| Application Denied By Financial Institution | 1,215 | $207,500,000 | $170,000 | $2,425,000 | $69,000 | $2,611,000 |
| Application Withdrawn By Applicant | 1,040 | $186,707,000 | $179,000 | $2,500,000 | $81,000 | $1,850,000 |
| Application Approved But Not Accepted | 254 | $47,837,000 | $188,000 | $761,000 | $99,000 | $3,791,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Howard Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Howard Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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