Integrity First Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Integrity First Financial Group, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $239,003,000 |
| Average Mortgage Loan Application Amount | $279,333 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,089,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 156 | $ 57,500,000 | $ 368,000 | $ 143,000 |
| Los Angeles County California | 38 | $ 16,496,000 | $ 434,000 | $ 140,000 |
| Lee County Florida | 38 | $ 5,353,000 | $ 140,000 | $ 75,000 |
| Essex County Massachusetts | 35 | $ 9,723,000 | $ 277,000 | $ 91,000 |
| Riverside County California | 32 | $ 7,356,000 | $ 229,000 | $ 79,000 |
| Orange County California | 31 | $ 13,037,000 | $ 420,000 | $ 144,000 |
| Middlesex County Massachusetts | 31 | $ 10,407,000 | $ 335,000 | $ 124,000 |
| Suffolk County Massachusetts | 25 | $ 9,334,000 | $ 373,000 | $ 111,000 |
| Contra Costa County California | 24 | $ 8,946,000 | $ 372,000 | $ 119,000 |
| San Bernardino County California | 22 | $ 4,957,000 | $ 225,000 | $ 95,000 |
| Montgomery County Pennsylvania | 22 | $ 5,285,000 | $ 240,000 | $ 123,000 |
| Fresno County California | 19 | $ 3,278,000 | $ 172,000 | $ 76,000 |
| Alameda County California | 17 | $ 5,777,000 | $ 339,000 | $ 115,000 |
| Davidson County Tennessee | 17 | $ 2,775,000 | $ 163,000 | $ 53,000 |
| Cabarrus County North Carolina | 16 | $ 2,563,000 | $ 160,000 | $ 57,000 |
| Norfolk County Massachusetts | 13 | $ 5,042,000 | $ 387,000 | $ 174,000 |
| Sacramento County California | 11 | $ 2,496,000 | $ 226,000 | $ 125,000 |
| Philadelphia County Pennsylvania | 11 | $ 2,087,000 | $ 189,000 | $ 74,000 |
| Stanislaus County California | 10 | $ 1,631,000 | $ 163,000 | $ 65,000 |
| Santa Clara County California | 9 | $ 4,043,000 | $ 449,000 | $ 157,000 |
| Bucks County Pennsylvania | 9 | $ 2,856,000 | $ 317,000 | $ 140,000 |
| Pinal County Arizona | 8 | $ 1,053,000 | $ 131,000 | $ 41,000 |
| Arapahoe County Colorado | 8 | $ 1,650,000 | $ 206,000 | $ 52,000 |
| San Joaquin County California | 7 | $ 1,563,000 | $ 223,000 | $ 64,000 |
| Baltimore County Maryland | 7 | $ 1,714,000 | $ 244,000 | $ 96,000 |
| Fairfield County Connecticut | 6 | $ 1,111,000 | $ 185,000 | $ 80,000 |
| Plymouth County Massachusetts | 6 | $ 1,453,000 | $ 242,000 | $ 72,000 |
| Chester County Pennsylvania | 6 | $ 1,620,000 | $ 270,000 | $ 77,000 |
| Tulare County California | 5 | $ 864,000 | $ 172,000 | $ 78,000 |
| Hillsborough County Florida | 5 | $ 758,000 | $ 151,000 | $ 66,000 |
| Madera County California | 4 | $ 748,000 | $ 187,000 | $ 54,000 |
| Denver County Colorado | 4 | $ 890,000 | $ 222,000 | $ 338,000 |
| Jefferson County Colorado | 4 | $ 1,123,000 | $ 280,000 | $ 329,000 |
| Duval County Florida | 4 | $ 656,000 | $ 164,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 673,000 | $ 168,000 | $ 70,000 |
| Merced County California | 3 | $ 592,000 | $ 197,000 | $ 95,000 |
| Sonoma County California | 3 | $ 943,000 | $ 314,000 | $ 116,000 |
| Adams County Colorado | 3 | $ 505,000 | $ 168,000 | $ 44,000 |
| New Castle County Delaware | 3 | $ 611,000 | $ 203,000 | $ 79,000 |
| Harford County Maryland | 3 | $ 1,149,000 | $ 383,000 | $ 87,000 |
| Bristol County Massachusetts | 3 | $ 937,000 | $ 312,000 | $ 112,000 |
| Camden County New Jersey | 3 | $ 497,000 | $ 165,000 | $ 121,000 |
| Union County New Jersey | 3 | $ 1,660,000 | $ 553,000 | $ 172,000 |
| Union County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 42,000 |
| Delaware County Pennsylvania | 3 | $ 1,371,000 | $ 457,000 | $ 133,000 |
| Knox County Tennessee | 3 | $ 353,000 | $ 117,000 | $ 48,000 |
| Burnet County Texas | 3 | $ 294,000 | $ 98,000 | $ 55,000 |
| Tarrant County Texas | 3 | $ 624,000 | $ 208,000 | $ 64,000 |
| Chesterfield County Virginia | 3 | $ 481,000 | $ 160,000 | $ 40,000 |
| Mohave County Arizona | 2 | $ 271,000 | $ 135,000 | $ 30,000 |
| Napa County California | 2 | $ 786,000 | $ 393,000 | $ 132,000 |
| Placer County California | 2 | $ 469,000 | $ 234,000 | $ 58,000 |
| Santa Cruz County California | 2 | $ 1,300,000 | $ 650,000 | $ 107,000 |
| Solano County California | 2 | $ 529,000 | $ 264,000 | $ 80,000 |
| Ventura County California | 2 | $ 639,000 | $ 319,000 | $ 89,000 |
| Boulder County Colorado | 2 | $ 522,000 | $ 261,000 | $ 50,000 |
| Douglas County Colorado | 2 | $ 654,000 | $ 327,000 | $ 102,000 |
| El Paso County Colorado | 2 | $ 306,000 | $ 153,000 | $ 49,000 |
| Hartford County Connecticut | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
| New Haven County Connecticut | 2 | $ 256,000 | $ 128,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 2 | $ 516,000 | $ 258,000 | $ 179,000 |
| Broward County Florida | 2 | $ 820,000 | $ 410,000 | $ 86,000 |
| Pasco County Florida | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Belknap County New Hampshire | 2 | $ 707,000 | $ 353,000 | $ 270,000 |
| Burlington County New Jersey | 2 | $ 427,000 | $ 213,000 | $ 87,000 |
| Mercer County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Minnehaha County South Dakota | 2 | $ 478,000 | $ 239,000 | $ 167,000 |
| Hamilton County Tennessee | 2 | $ 307,000 | $ 153,000 | $ 18,000 |
| Montgomery County Tennessee | 2 | $ 401,000 | $ 200,000 | $ 103,000 |
| Sumner County Tennessee | 2 | $ 237,000 | $ 118,000 | $ 56,000 |
| Bexar County Texas | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Hood County Texas | 2 | $ 252,000 | $ 126,000 | $ 111,000 |
| Roanoke City County Virginia | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| Maricopa County Arizona | 1 | $ 102,000 | $ 102,000 | $ 27,000 |
| Calaveras County California | 1 | $ 191,000 | $ 191,000 | $ 53,000 |
| San Benito County California | 1 | $ 625,000 | $ 625,000 | $ 502,000 |
| San Francisco County California | 1 | $ 227,000 | $ 227,000 | $ 158,000 |
| San Luis Obispo County California | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| San Mateo County California | 1 | $ 600,000 | $ 600,000 | $ 164,000 |
| Santa Barbara County California | 1 | $ 534,000 | $ 534,000 | $ 93,000 |
| Yolo County California | 1 | $ 608,000 | $ 608,000 | $ 242,000 |
| Yuba County California | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Park County Colorado | 1 | $ 152,000 | $ 152,000 | $ 134,000 |
| Pueblo County Colorado | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Collier County Florida | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Flagler County Florida | 1 | $ 153,000 | $ 153,000 | $ 111,000 |
| Hernando County Florida | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Orange County Florida | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Pinellas County Florida | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Polk County Florida | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Warren County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 137,000 |
| Frederick County Maryland | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Montgomery County Maryland | 1 | $ 527,000 | $ 527,000 | $ 98,000 |
| Prince George's County Maryland | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Worcester County Maryland | 1 | $ 173,000 | $ 173,000 | $ 56,000 |
| Barnstable County Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 76,000 |
| Hampshire County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 58,000 |
| Nantucket County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 221,000 |
| Worcester County Massachusetts | 1 | $ 259,000 | $ 259,000 | $ 105,000 |
| Atlantic County New Jersey | 1 | $ 209,000 | $ 209,000 | $ 185,000 |
| Bergen County New Jersey | 1 | $ 490,000 | $ 490,000 | $ 190,000 |
| Cumberland County New Jersey | 1 | $ 299,000 | $ 299,000 | $ 132,000 |
| Middlesex County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Monmouth County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 128,000 |
| Mecklenburg County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Rowan County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 112,000 |
| Clackamas County Oregon | 1 | $ 560,000 | $ 560,000 | $ 187,000 |
| Jackson County Oregon | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Lane County Oregon | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
| Allegheny County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
| Berks County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Lancaster County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 127,000 |
| Lehigh County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| York County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 26,000 |
| Greenville County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Brookings County South Dakota | 1 | $ 123,000 | $ 123,000 | $ 82,000 |
| Blount County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Fayette County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Jefferson County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Lincoln County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 107,000 |
| Maury County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Robertson County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
| Rutherford County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| Sevier County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Shelby County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 53,000 |
| Weakley County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Williamson County Tennessee | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
| Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 89,000 |
| Dallas County Texas | 1 | $ 263,000 | $ 263,000 | $ 102,000 |
| Denton County Texas | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Ector County Texas | 1 | $ 166,000 | $ 166,000 | $ 116,000 |
| Fort Bend County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Galveston County Texas | 1 | $ 122,000 | $ 122,000 | $ 30,000 |
| Hidalgo County Texas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Johnson County Texas | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Travis County Texas | 1 | $ 189,000 | $ 189,000 | $ 95,000 |
| Wichita County Texas | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Williamson County Texas | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Weber County Utah | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Frederick County Virginia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Henrico County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 237,000 | $ 237,000 | $ 86,000 |
| Nelson County Virginia | 1 | $ 416,000 | $ 416,000 | $ 198,000 |
| Newport News County Virginia | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Prince William County Virginia | 1 | $ 427,000 | $ 427,000 | $ 110,000 |
| Stafford County Virginia | 1 | $ 263,000 | $ 263,000 | $ 148,000 |
| Surry County Virginia | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| King County Washington | 1 | $ 506,000 | $ 506,000 | $ 140,000 |
| Kitsap County Washington | 1 | $ 284,000 | $ 284,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Integrity First Financial Group, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 430 | $115,154,000 | $267,000 | $1,044,000 | $100,000 | $828,000 |
| Refinancing | 396 | $118,384,000 | $298,000 | $1,900,000 | $112,000 | $1,089,000 |
| Home Improvement | 20 | $5,465,000 | $273,000 | $600,000 | $91,000 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 516 | $152,241,000 | $295,000 | $1,900,000 | $113,000 | $828,000 |
| Hispanic | 149 | $35,552,000 | $238,000 | $785,000 | $76,000 | $764,000 |
| Not Provided | 71 | $20,581,000 | $289,000 | $1,040,000 | $128,000 | $1,089,000 |
| Black or African American | 59 | $12,833,000 | $217,000 | $709,000 | $58,000 | $279,000 |
| Asian | 47 | $16,529,000 | $351,000 | $959,000 | $138,000 | $382,000 |
| American Indian or Alaskan Native | 2 | $664,000 | $332,000 | $546,000 | $193,000 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $603,000 | $301,000 | $414,000 | $85,000 | $126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 511 | $161,329,000 | $315,000 | $1,900,000 | $134,000 | $1,089,000 |
| FHA-insured (Federal Housing Administration) | 241 | $50,544,000 | $209,000 | $636,000 | $61,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 87 | $25,637,000 | $294,000 | $864,000 | $63,000 | $387,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,493,000 | $213,000 | $396,000 | $69,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 564 | $162,837,000 | $288,000 | $1,232,000 | $106,000 | $890,000 |
| Application Withdrawn By Applicant | 157 | $42,848,000 | $272,000 | $864,000 | $109,000 | $765,000 |
| Application Denied By Financial Institution | 51 | $11,663,000 | $228,000 | $1,900,000 | $81,000 | $324,000 |
| Application Approved But Not Accepted | 40 | $11,167,000 | $279,000 | $1,044,000 | $137,000 | $1,089,000 |
| File Closed For Incompleteness | 34 | $10,488,000 | $308,000 | $1,040,000 | $91,000 | $329,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 9 | $1,810,000 | $201,000 | $403,000 | $83,000 | $166,000 |
| Credit History | 9 | $3,048,000 | $338,000 | $1,900,000 | $94,000 | $324,000 |
| Debt-To-Income Ratio | 8 | $2,044,000 | $255,000 | $450,000 | $109,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $454,000 | $151,000 | $157,000 | $92,000 | $124,000 |
| Other | 3 | $515,000 | $171,000 | $254,000 | $79,000 | $184,000 |
| Unverifiable Information | 2 | $473,000 | $236,000 | $263,000 | $103,000 | $148,000 |
| Employment History | 2 | $287,000 | $143,000 | $215,000 | $32,000 | $33,000 |
| Credit Application Incomplete | 2 | $726,000 | $363,000 | $461,000 | $105,000 | $109,000 |
| Mortgage Insurance Denied | 1 | $158,000 | $158,000 | $158,000 | $61,000 | $61,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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