Keybank National Association Mortgage Lending & HMDA Data, 2021
In 2021, Keybank National Association of Cleveland, OH reported 75,683 mortgage applications totaling $30.9 billion, up 9% from 2020. The average application was for $407,869, and applicants reported an average income of $157,830. 69% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (7,270), Buffalo-Cheektowaga-Niagara Falls, NY (4,894) and Cleveland-Elyria, OH (4,630) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 127 Public Square Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 75,683 |
| Total Mortgage Loan Application Amount | $30,868,805,000 |
| Average Mortgage Loan Application Amount | $407,869 |
| Highest Mortgage Loan Application Amount | $96,995,000 |
| Average Applicant Income | $157,830 |
| Highest Applicant Income | $9,966,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 8,320 | $ 1,867,470,000 | $ 224,455 | $ 135,560 |
| Seattle-Bellevue-Everett, WA | 7,270 | $ 4,806,270,000 | $ 661,110 | $ 221,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4,894 | $ 863,460,000 | $ 176,432 | $ 107,000 |
| Cleveland-Elyria, OH | 4,630 | $ 904,540,000 | $ 195,365 | $ 135,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3,506 | $ 1,283,190,000 | $ 365,998 | $ 181,868 |
| Denver-Aurora-Lakewood, CO | 2,885 | $ 1,506,385,000 | $ 522,143 | $ 188,000 |
| Pittsburgh, PA | 2,195 | $ 318,365,000 | $ 145,041 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 1,840 | $ 556,930,000 | $ 302,679 | $ 121,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,608 | $ 324,020,000 | $ 201,504 | $ 126,000 |
| Tacoma-Lakewood, WA | 1,586 | $ 433,240,000 | $ 273,165 | $ 127,000 |
| Indianapolis-Carmel-Anderson, IN | 1,571 | $ 290,945,000 | $ 185,197 | $ 105,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,400 | $ 683,520,000 | $ 488,228 | $ 188,541 |
| Hartford-West Hartford-East Hartford, CT | 1,343 | $ 233,105,000 | $ 173,570 | $ 118,000 |
| Rochester, NY | 1,290 | $ 248,040,000 | $ 192,279 | $ 113,000 |
| Portland-South Portland, ME | 1,286 | $ 288,030,000 | $ 223,973 | $ 130,000 |
| Toledo, OH | 1,209 | $ 160,575,000 | $ 132,816 | $ 93,000 |
| Boise City, ID | 1,199 | $ 376,715,000 | $ 314,190 | $ 157,000 |
| Syracuse, NY | 1,178 | $ 235,130,000 | $ 199,601 | $ 109,000 |
| Columbus, OH | 1,169 | $ 291,475,000 | $ 249,337 | $ 130,000 |
| Akron, OH | 1,078 | $ 179,300,000 | $ 166,326 | $ 112,000 |
| Salt Lake City, UT | 1,052 | $ 551,930,000 | $ 524,648 | $ 209,000 |
| New York-Newark, NY | 993 | $ 330,625,000 | $ 332,955 | $ 137,401 |
| New Haven-Milford, CT | 960 | $ 220,480,000 | $ 229,666 | $ 134,000 |
| Cincinnati, OH-KY-IN | 934 | $ 178,020,000 | $ 190,599 | $ 136,262 |
| Canton-Massillon, OH | 857 | $ 97,055,000 | $ 113,249 | $ 87,000 |
| Bridgeport-Stamford-Norwalk, CT | 616 | $ 465,570,000 | $ 755,795 | $ 272,000 |
| Salem, OR | 607 | $ 147,665,000 | $ 243,270 | $ 116,000 |
| Ogden-Clearfield, UT | 553 | $ 165,115,000 | $ 298,580 | $ 183,000 |
| Dayton-Springfield-Kettering, OH | 522 | $ 86,870,000 | $ 166,417 | $ 93,000 |
| Yakima, WA | 506 | $ 89,570,000 | $ 177,015 | $ 83,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 490 | $ 584,900,000 | $ 1,193,673 | $ 331,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 483 | $ 60,675,000 | $ 125,621 | $ 88,229 |
| Utica-Rome, NY | 421 | $ 54,805,000 | $ 130,178 | $ 95,000 |
| Eugene, OR | 409 | $ 78,695,000 | $ 192,408 | $ 116,000 |
| Oakland-Hayward-Berkeley, CA | 360 | $ 388,290,000 | $ 1,078,583 | $ 301,000 |
| Springfield, MA | 324 | $ 52,950,000 | $ 163,425 | $ 99,000 |
| Burlington-South Burlington, VT | 309 | $ 62,315,000 | $ 201,666 | $ 113,000 |
| Phoenix-Mesa-Scottsdale, AZ | 309 | $ 295,735,000 | $ 957,071 | $ 370,000 |
| Albany, OR | 301 | $ 53,135,000 | $ 176,528 | $ 82,000 |
| Ann Arbor, MI | 298 | $ 251,970,000 | $ 845,536 | $ 140,000 |
| Anchorage, AK | 296 | $ 65,640,000 | $ 221,756 | $ 135,000 |
| Kingston, NY | 295 | $ 63,405,000 | $ 214,932 | $ 129,000 |
| Olympia-Tumwater, WA | 295 | $ 91,955,000 | $ 311,711 | $ 149,000 |
| Philadelphia, PA | 294 | $ 143,670,000 | $ 488,673 | $ 147,000 |
| Fort Collins, CO | 284 | $ 79,330,000 | $ 279,330 | $ 161,000 |
| Provo-Orem, UT | 277 | $ 180,685,000 | $ 652,292 | $ 206,000 |
| Warren-Troy-Farmington Hills, MI | 273 | $ 133,275,000 | $ 488,186 | $ 204,000 |
| Elkhart-Goshen, IN | 271 | $ 32,715,000 | $ 120,719 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 264 | $ 301,100,000 | $ 1,140,530 | $ 399,000 |
| Bangor, ME | 258 | $ 34,260,000 | $ 132,790 | $ 104,000 |
| Idaho Falls, ID | 256 | $ 51,570,000 | $ 201,445 | $ 116,000 |
| Bremerton-Silverdale, WA | 253 | $ 88,295,000 | $ 348,992 | $ 161,000 |
| Bellingham, WA | 249 | $ 99,005,000 | $ 397,610 | $ 157,000 |
| Monroe, MI | 241 | $ 33,155,000 | $ 137,572 | $ 90,000 |
| Youngstown-Warren-Boardman, OH-PA | 240 | $ 104,900,000 | $ 437,083 | $ 85,645 |
| South Bend-Mishawaka, IN-MI | 239 | $ 32,785,000 | $ 137,175 | $ 85,096 |
| Boulder, CO | 228 | $ 131,390,000 | $ 576,271 | $ 202,000 |
| Medford, OR | 223 | $ 55,215,000 | $ 247,600 | $ 116,000 |
| Colorado Springs, CO | 210 | $ 144,300,000 | $ 687,142 | $ 150,000 |
| Watertown-Fort Drum, NY | 207 | $ 28,805,000 | $ 139,154 | $ 98,000 |
| Erie, PA | 204 | $ 30,630,000 | $ 150,147 | $ 98,000 |
| Worcester, MA-CT | 193 | $ 66,615,000 | $ 345,155 | $ 114,963 |
| Kennewick-Richland, WA | 181 | $ 76,225,000 | $ 421,132 | $ 142,000 |
| Binghamton, NY | 176 | $ 19,610,000 | $ 111,420 | $ 90,000 |
| Detroit-Dearborn-Livonia, MI | 167 | $ 25,665,000 | $ 153,682 | $ 112,000 |
| Nassau County-Suffolk County, NY | 167 | $ 83,945,000 | $ 502,664 | $ 254,000 |
| Kokomo, IN | 164 | $ 15,740,000 | $ 95,975 | $ 61,000 |
| Chicago-Naperville, IL | 157 | $ 414,395,000 | $ 2,639,458 | $ 368,000 |
| Lewiston-Auburn, ME | 151 | $ 19,745,000 | $ 130,761 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 150 | $ 157,930,000 | $ 1,052,866 | $ 405,000 |
| Spokane-Spokane Valley, WA | 149 | $ 56,625,000 | $ 380,033 | $ 117,000 |
| Reading, PA | 147 | $ 19,095,000 | $ 129,897 | $ 97,000 |
| Tampa-St. Petersburg-Clearwater, FL | 145 | $ 275,995,000 | $ 1,903,413 | $ 305,000 |
| San Francisco-Redwood City-South San Francisco, CA | 140 | $ 179,620,000 | $ 1,283,000 | $ 390,000 |
| Mount Vernon-Anacortes, WA | 135 | $ 36,265,000 | $ 268,629 | $ 120,000 |
| Las Vegas-Henderson-Paradise, NV | 134 | $ 268,150,000 | $ 2,001,119 | $ 228,000 |
| Crestview-Fort Walton Beach-Destin, FL | 130 | $ 150,230,000 | $ 1,155,615 | $ 614,000 |
| Greeley, CO | 129 | $ 34,395,000 | $ 266,627 | $ 127,000 |
| Corvallis, OR | 127 | $ 33,145,000 | $ 260,984 | $ 144,000 |
| Boston, MA | 124 | $ 133,960,000 | $ 1,080,322 | $ 353,000 |
| San Diego-Carlsbad, CA | 122 | $ 120,910,000 | $ 991,065 | $ 344,000 |
| Riverside-San Bernardino-Ontario, CA | 121 | $ 169,440,000 | $ 1,400,330 | $ 379,000 |
| Naples-Immokalee-Marco Island, FL | 119 | $ 97,705,000 | $ 821,050 | $ 486,000 |
| North Port-Sarasota-Bradenton, FL | 118 | $ 197,650,000 | $ 1,675,000 | $ 372,000 |
| Cambridge-Newton-Framingham, MA | 114 | $ 229,410,000 | $ 2,012,368 | $ 303,000 |
| Glens Falls, NY | 114 | $ 38,760,000 | $ 340,000 | $ 197,000 |
| Mansfield, OH | 107 | $ 8,065,000 | $ 75,373 | $ 63,000 |
| Cape Coral-Fort Myers, FL | 106 | $ 113,990,000 | $ 1,075,377 | $ 341,000 |
| Atlanta-Sandy Springs-Roswell, GA | 101 | $ 299,765,000 | $ 2,967,970 | $ 327,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 96 | $ 96,950,000 | $ 1,009,895 | $ 444,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 92 | $ 74,840,000 | $ 813,478 | $ 359,000 |
| Orlando-Kissimmee-Sanford, FL | 88 | $ 125,220,000 | $ 1,422,954 | $ 328,000 |
| Pocatello, ID | 88 | $ 17,110,000 | $ 194,431 | $ 112,000 |
| Twin Falls, ID | 88 | $ 16,820,000 | $ 191,136 | $ 112,000 |
| Wenatchee, WA | 87 | $ 33,875,000 | $ 389,367 | $ 199,000 |
| Bend-Redmond, OR | 86 | $ 64,920,000 | $ 754,883 | $ 290,000 |
| Newark, NJ-PA | 85 | $ 49,495,000 | $ 582,294 | $ 236,000 |
| Ithaca, NY | 84 | $ 21,190,000 | $ 252,261 | $ 136,000 |
| Logan, UT-ID | 77 | $ 22,835,000 | $ 296,558 | $ 114,714 |
| Springfield, OH | 75 | $ 7,395,000 | $ 98,600 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 73 | $ 64,045,000 | $ 877,328 | $ 339,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 73 | $ 158,275,000 | $ 2,168,150 | $ 340,493 |
| Charlotte-Concord-Gastonia, NC-SC | 69 | $ 159,255,000 | $ 2,308,043 | $ 270,478 |
| East Stroudsburg, PA | 69 | $ 8,795,000 | $ 127,463 | $ 104,000 |
| Austin-Round Rock, TX | 68 | $ 139,380,000 | $ 2,049,705 | $ 275,000 |
| Dallas-Plano-Irving, TX | 67 | $ 161,115,000 | $ 2,404,701 | $ 415,000 |
| Norwich-New London, CT | 63 | $ 13,825,000 | $ 219,444 | $ 157,000 |
| Houston-The Woodlands-Sugar Land, TX | 60 | $ 233,640,000 | $ 3,894,000 | $ 283,000 |
| Grants Pass, OR | 58 | $ 9,910,000 | $ 170,862 | $ 80,000 |
| Jacksonville, FL | 55 | $ 31,055,000 | $ 564,636 | $ 279,000 |
| Baltimore-Columbia-Towson, MD | 51 | $ 231,625,000 | $ 4,541,666 | $ 282,000 |
| Longview, WA | 48 | $ 9,540,000 | $ 198,750 | $ 98,000 |
| Ocean City, NJ | 48 | $ 33,590,000 | $ 699,791 | $ 504,000 |
| Camden, NJ | 47 | $ 24,375,000 | $ 518,617 | $ 260,000 |
| Charleston-North Charleston, SC | 47 | $ 40,980,000 | $ 871,914 | $ 447,000 |
| Miami-Miami Beach-Kendall, FL | 46 | $ 95,130,000 | $ 2,068,043 | $ 417,000 |
| Tucson, AZ | 46 | $ 50,950,000 | $ 1,107,608 | $ 203,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 44 | $ 269,395,000 | $ 6,122,613 | $ 374,000 |
| Barnstable Town, MA | 42 | $ 22,230,000 | $ 529,285 | $ 383,000 |
| Fairbanks, AK | 42 | $ 11,800,000 | $ 280,952 | $ 145,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 41 | $ 179,565,000 | $ 4,379,634 | $ 397,682 |
| Providence-Warwick, RI-MA | 38 | $ 65,770,000 | $ 1,730,789 | $ 370,578 |
| St. George, UT | 33 | $ 18,145,000 | $ 549,848 | $ 275,000 |
| Reno, NV | 32 | $ 23,380,000 | $ 730,625 | $ 295,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 31 | $ 9,585,000 | $ 309,193 | $ 185,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 31 | $ 7,575,000 | $ 244,354 | $ 199,935 |
| Stockton-Lodi, CA | 31 | $ 20,515,000 | $ 661,774 | $ 220,000 |
| Raleigh, NC | 29 | $ 80,915,000 | $ 2,790,172 | $ 212,000 |
| Jackson, MI | 26 | $ 4,770,000 | $ 183,461 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 117,910,000 | $ 4,535,000 | $ 302,846 |
| Rockingham County-Strafford County, NH | 26 | $ 9,370,000 | $ 360,384 | $ 218,000 |
| Port St. Lucie, FL | 24 | $ 24,360,000 | $ 1,015,000 | $ 272,000 |
| Coeur D'Alene, ID | 22 | $ 11,240,000 | $ 510,909 | $ 287,000 |
| Fresno, CA | 22 | $ 16,870,000 | $ 766,818 | $ 297,000 |
| St. Louis, MO-IL | 21 | $ 107,765,000 | $ 5,131,666 | $ 321,952 |
| Grand Rapids-Wyoming, MI | 20 | $ 28,830,000 | $ 1,441,500 | $ 349,000 |
| Albuquerque, NM | 19 | $ 40,045,000 | $ 2,107,631 | $ 239,000 |
| Durham-Chapel Hill, NC | 19 | $ 73,855,000 | $ 3,887,105 | $ 181,000 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 58,215,000 | $ 3,063,947 | $ 312,000 |
| Punta Gorda, FL | 19 | $ 34,745,000 | $ 1,828,684 | $ 302,000 |
| San Antonio-New Braunfels, TX | 19 | $ 161,805,000 | $ 8,516,052 | $ 220,000 |
| Fort Worth-Arlington, TX | 18 | $ 24,950,000 | $ 1,386,111 | $ 304,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 18 | $ 7,840,000 | $ 435,555 | $ 299,000 |
| Lafayette-West Lafayette, IN | 18 | $ 3,120,000 | $ 173,333 | $ 77,000 |
| Harrisburg-Carlisle, PA | 17 | $ 72,245,000 | $ 4,249,705 | $ 189,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 50,755,000 | $ 2,985,588 | $ 1,202,000 |
| Sebastian-Vero Beach, FL | 17 | $ 16,445,000 | $ 967,352 | $ 365,000 |
| Atlantic City-Hammonton, NJ | 16 | $ 7,400,000 | $ 462,500 | $ 420,000 |
| Lansing-East Lansing, MI | 16 | $ 23,840,000 | $ 1,490,000 | $ 145,000 |
| Gary, IN | 15 | $ 12,485,000 | $ 832,333 | $ 116,000 |
| Knoxville, TN | 15 | $ 12,855,000 | $ 857,000 | $ 245,000 |
| Memphis, TN-MS-AR | 15 | $ 4,755,000 | $ 317,000 | $ 226,000 |
| Ocala, FL | 15 | $ 3,975,000 | $ 265,000 | $ 172,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 4,125,000 | $ 275,000 | $ 167,000 |
| Urban Honolulu, HI | 15 | $ 14,345,000 | $ 956,333 | $ 556,000 |
| Wilmington, NC | 15 | $ 63,545,000 | $ 4,236,333 | $ 442,000 |
| Greenville-Anderson-Mauldin, SC | 14 | $ 15,170,000 | $ 1,083,571 | $ 265,000 |
| Lakeland-Winter Haven, FL | 14 | $ 8,630,000 | $ 616,428 | $ 179,000 |
| Niles-Benton Harbor, MI | 14 | $ 24,650,000 | $ 1,760,714 | $ 90,000 |
| San Rafael, CA | 14 | $ 16,140,000 | $ 1,152,857 | $ 435,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 14 | $ 9,970,000 | $ 712,142 | $ 126,000 |
| Fort Wayne, IN | 13 | $ 1,645,000 | $ 126,538 | $ 109,000 |
| Muncie, IN | 13 | $ 1,095,000 | $ 84,230 | $ 67,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 11,305,000 | $ 869,615 | $ 304,000 |
| Pittsfield, MA | 13 | $ 4,075,000 | $ 313,461 | $ 128,000 |
| Pueblo, CO | 13 | $ 2,625,000 | $ 201,923 | $ 98,000 |
| Savannah, GA | 13 | $ 26,345,000 | $ 2,026,538 | $ 351,000 |
| Winston-Salem, NC | 13 | $ 49,025,000 | $ 3,771,153 | $ 164,000 |
| Chattanooga, TN-GA | 12 | $ 6,480,000 | $ 540,000 | $ 405,000 |
| Greensboro-High Point, NC | 12 | $ 61,530,000 | $ 5,127,500 | $ 126,000 |
| Lancaster, PA | 12 | $ 1,700,000 | $ 141,666 | $ 104,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 65,150,000 | $ 5,429,166 | $ 368,000 |
| Santa Maria-Santa Barbara, CA | 12 | $ 11,320,000 | $ 943,333 | $ 418,000 |
| Washington-Baltimore-Arlington, DC | 12 | $ 64,720,000 | $ 5,393,333 | $ 354,000 |
| Wilmington, DE-MD-NJ | 12 | $ 16,840,000 | $ 1,403,333 | $ 165,833 |
| Bloomington, IN | 11 | $ 1,415,000 | $ 128,636 | $ 79,000 |
| Kahului-Wailuku-Lahaina, HI | 11 | $ 10,765,000 | $ 978,636 | $ 321,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 6,975,000 | $ 634,090 | $ 361,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 10,705,000 | $ 973,181 | $ 388,000 |
| Columbia, SC | 10 | $ 32,590,000 | $ 3,259,000 | $ 125,000 |
| Flint, MI | 10 | $ 1,860,000 | $ 186,000 | $ 106,000 |
| Grand Junction, CO | 10 | $ 5,200,000 | $ 520,000 | $ 201,000 |
| Kansas City, MO-KS | 10 | $ 83,370,000 | $ 8,337,000 | $ 344,600 |
| Louisville/Jefferson County, KY-IN | 10 | $ 5,380,000 | $ 538,000 | $ 299,200 |
| Richmond, VA | 10 | $ 27,260,000 | $ 2,726,000 | $ 207,000 |
| Salinas, CA | 10 | $ 11,730,000 | $ 1,173,000 | $ 295,000 |
| Visalia-Porterville, CA | 10 | $ 5,040,000 | $ 504,000 | $ 317,000 |
| Walla Walla, WA | 10 | $ 3,520,000 | $ 352,000 | $ 161,000 |
| Asheville, NC | 9 | $ 49,445,000 | $ 5,493,888 | $ 324,000 |
| Manchester-Nashua, NH | 9 | $ 2,550,000 | $ 283,333 | $ 157,000 |
| Panama City, FL | 9 | $ 8,815,000 | $ 979,444 | $ 414,000 |
| Santa Fe, NM | 9 | $ 51,125,000 | $ 5,680,555 | $ 229,000 |
| Trenton, NJ | 9 | $ 4,725,000 | $ 525,000 | $ 249,000 |
| Cheyenne, WY | 8 | $ 3,770,000 | $ 471,250 | $ 174,000 |
| Evansville, IN-KY | 8 | $ 1,880,000 | $ 235,000 | $ 132,875 |
| Flagstaff, AZ | 8 | $ 4,930,000 | $ 616,250 | $ 356,000 |
| Gainesville, FL | 8 | $ 3,360,000 | $ 420,000 | $ 374,000 |
| Oklahoma City, OK | 8 | $ 11,960,000 | $ 1,495,000 | $ 512,000 |
| Prescott Valley-Prescott, AZ | 8 | $ 3,600,000 | $ 450,000 | $ 283,000 |
| Salisbury, MD-DE | 8 | $ 5,510,000 | $ 688,750 | $ 384,000 |
| Santa Rosa, CA | 8 | $ 7,030,000 | $ 878,750 | $ 362,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,655,000 | $ 236,428 | $ 119,714 |
| Charlottesville, VA | 7 | $ 4,025,000 | $ 575,000 | $ 171,000 |
| Battle Creek, MI | 6 | $ 5,740,000 | $ 956,666 | $ 82,000 |
| Columbus, IN | 6 | $ 930,000 | $ 155,000 | $ 79,000 |
| El Paso, TX | 6 | $ 31,610,000 | $ 5,268,333 | $ 199,000 |
| Kalamazoo-Portage, MI | 6 | $ 3,300,000 | $ 550,000 | $ 229,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 2,960,000 | $ 493,333 | $ 269,000 |
| Missoula, MT | 6 | $ 4,310,000 | $ 718,333 | $ 274,000 |
| Muskegon, MI | 6 | $ 4,300,000 | $ 716,666 | $ 54,000 |
| The Villages, FL | 6 | $ 22,020,000 | $ 3,670,000 | $ 131,000 |
| Birmingham-Hoover, AL | 5 | $ 24,455,000 | $ 4,891,000 | $ 167,000 |
| Homosassa Springs, FL | 5 | $ 1,005,000 | $ 201,000 | $ 138,000 |
| Huntsville, AL | 5 | $ 44,055,000 | $ 8,811,000 | $ 350,000 |
| Lewiston, ID-WA | 5 | $ 1,555,000 | $ 311,000 | $ 106,000 |
| Lexington-Fayette, KY | 5 | $ 1,655,000 | $ 331,000 | $ 142,000 |
| Michigan City-La Porte, IN | 5 | $ 615,000 | $ 123,000 | $ 123,000 |
| Napa, CA | 5 | $ 4,335,000 | $ 867,000 | $ 605,000 |
| Springfield, IL | 5 | $ 22,695,000 | $ 4,539,000 | $ 0 |
| Terre Haute, IN | 5 | $ 325,000 | $ 65,000 | $ 132,000 |
| Vallejo-Fairfield, CA | 5 | $ 3,335,000 | $ 667,000 | $ 224,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 685,000 | $ 137,000 | $ 114,000 |
| Bakersfield, CA | 4 | $ 1,620,000 | $ 405,000 | $ 305,000 |
| Bay City, MI | 4 | $ 10,960,000 | $ 2,740,000 | $ 665,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 960,000 | $ 240,000 | $ 240,000 |
| Corpus Christi, TX | 4 | $ 920,000 | $ 230,000 | $ 95,000 |
| Elmira, NY | 4 | $ 730,000 | $ 182,500 | $ 76,000 |
| Jacksonville, NC | 4 | $ 670,000 | $ 167,500 | $ 72,000 |
| Lima, OH | 4 | $ 150,000 | $ 37,500 | $ 84,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 102,750,000 | $ 25,687,500 | $ 143,000 |
| Madera, CA | 4 | $ 2,000,000 | $ 500,000 | $ 696,000 |
| Springfield, MO | 4 | $ 19,900,000 | $ 4,975,000 | $ 373,000 |
| Tallahassee, FL | 4 | $ 1,730,000 | $ 432,500 | $ 252,000 |
| Tulsa, OK | 4 | $ 115,470,000 | $ 28,867,500 | $ 0 |
| York-Hanover, PA | 4 | $ 470,000 | $ 117,500 | $ 112,000 |
| Yuma, AZ | 4 | $ 970,000 | $ 242,500 | $ 123,000 |
| Bloomsburg-Berwick, PA | 3 | $ 1,515,000 | $ 505,000 | $ 372,000 |
| Brownsville-Harlingen, TX | 3 | $ 29,925,000 | $ 9,975,000 | $ 144,000 |
| Brunswick, GA | 3 | $ 2,515,000 | $ 838,333 | $ 794,000 |
| Cedar Rapids, IA | 3 | $ 23,455,000 | $ 7,818,333 | $ 0 |
| Champaign-Urbana, IL | 3 | $ 1,095,000 | $ 365,000 | $ 186,000 |
| Des Moines-West Des Moines, IA | 3 | $ 19,165,000 | $ 6,388,333 | $ 66,000 |
| Gainesville, GA | 3 | $ 37,215,000 | $ 12,405,000 | $ 271,000 |
| Green Bay, WI | 3 | $ 465,000 | $ 155,000 | $ 113,000 |
| Johnson City, TN | 3 | $ 415,000 | $ 138,333 | $ 76,000 |
| Modesto, CA | 3 | $ 1,865,000 | $ 621,666 | $ 398,000 |
| Redding, CA | 3 | $ 1,195,000 | $ 398,333 | $ 250,000 |
| Rochester, MN | 3 | $ 2,665,000 | $ 888,333 | $ 251,000 |
| San Angelo, TX | 3 | $ 3,315,000 | $ 1,105,000 | $ 373,000 |
| Sebring, FL | 3 | $ 1,155,000 | $ 385,000 | $ 402,000 |
| Sioux City, IA-NE-SD | 3 | $ 10,005,000 | $ 3,335,000 | $ 67,000 |
| Tyler, TX | 3 | $ 8,025,000 | $ 2,675,000 | $ 278,000 |
| Athens-Clarke County, GA | 2 | $ 55,570,000 | $ 27,785,000 | $ 0 |
| Baton Rouge, LA | 2 | $ 72,820,000 | $ 36,410,000 | $ 0 |
| Bloomington, IL | 2 | $ 2,170,000 | $ 1,085,000 | $ 122,000 |
| California-Lexington Park, MD | 2 | $ 830,000 | $ 415,000 | $ 314,000 |
| Casper, WY | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Columbia, MO | 2 | $ 1,510,000 | $ 755,000 | $ 401,000 |
| Columbus, GA-AL | 2 | $ 500,000 | $ 250,000 | $ 323,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 7,350,000 | $ 3,675,000 | $ 160,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 13,890,000 | $ 6,945,000 | $ 0 |
| Duluth, MN-WI | 2 | $ 670,000 | $ 335,000 | $ 217,000 |
| Elgin, IL | 2 | $ 940,000 | $ 470,000 | $ 313,000 |
| Fayetteville, NC | 2 | $ 570,000 | $ 285,000 | $ 450,000 |
| Florence, SC | 2 | $ 17,820,000 | $ 8,910,000 | $ 260,000 |
| Greenville, NC | 2 | $ 32,700,000 | $ 16,350,000 | $ 156,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 1,010,000 | $ 505,000 | $ 128,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Jackson, MS | 2 | $ 33,110,000 | $ 16,555,000 | $ 53,000 |
| Jackson, TN | 2 | $ 1,030,000 | $ 515,000 | $ 157,000 |
| Johnstown, PA | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Killeen-Temple, TX | 2 | $ 620,000 | $ 310,000 | $ 193,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 900,000 | $ 450,000 | $ 144,500 |
| Lebanon, PA | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Macon-Bibb County, GA | 2 | $ 26,670,000 | $ 13,335,000 | $ 54,000 |
| Merced, CA | 2 | $ 710,000 | $ 355,000 | $ 179,000 |
| Midland, MI | 2 | $ 860,000 | $ 430,000 | $ 241,000 |
| New Orleans-Metairie, LA | 2 | $ 37,860,000 | $ 18,930,000 | $ 571,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 1,490,000 | $ 745,000 | $ 248,000 |
| Roanoke, VA | 2 | $ 7,910,000 | $ 3,955,000 | $ 59,000 |
| State College, PA | 2 | $ 340,000 | $ 170,000 | $ 204,000 |
| Topeka, KS | 2 | $ 11,490,000 | $ 5,745,000 | $ 97,000 |
| Valdosta, GA | 2 | $ 520,000 | $ 260,000 | $ 244,000 |
| Waco, TX | 2 | $ 830,000 | $ 415,000 | $ 176,000 |
| Wichita, KS | 2 | $ 9,610,000 | $ 4,805,000 | $ 86,000 |
| Abilene, TX | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Albany, GA | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Altoona, PA | 1 | $ 305,000 | $ 305,000 | $ 165,000 |
| Amarillo, TX | 1 | $ 17,395,000 | $ 17,395,000 | $ 0 |
| Ames, IA | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Beaumont-Port Arthur, TX | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Billings, MT | 1 | $ 625,000 | $ 625,000 | $ 325,000 |
| Bowling Green, KY | 1 | $ 745,000 | $ 745,000 | $ 497,000 |
| Burlington, NC | 1 | $ 3,725,000 | $ 3,725,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Carson City, NV | 1 | $ 605,000 | $ 605,000 | $ 510,000 |
| Chico, CA | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Cleveland, TN | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| College Station-Bryan, TX | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Dalton, GA | 1 | $ 205,000 | $ 205,000 | $ 750,000 |
| Danville, IL | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Dothan, AL | 1 | $ 11,945,000 | $ 11,945,000 | $ 0 |
| Dubuque, IA | 1 | $ 1,165,000 | $ 1,165,000 | $ 508,000 |
| Eau Claire, WI | 1 | $ 1,635,000 | $ 1,635,000 | $ 0 |
| El Centro, CA | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 445,000 | $ 445,000 | $ 474,000 |
| Florence-Muscle Shoals, AL | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
| Fond Du Lac, WI | 1 | $ 5,645,000 | $ 5,645,000 | $ 0 |
| Great Falls, MT | 1 | $ 515,000 | $ 515,000 | $ 280,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 1,965,000 | $ 1,965,000 | $ 1,539,000 |
| Kankakee, IL | 1 | $ 3,935,000 | $ 3,935,000 | $ 0 |
| Lafayette, LA | 1 | $ 775,000 | $ 775,000 | $ 735,000 |
| Las Cruces, NM | 1 | $ 1,255,000 | $ 1,255,000 | $ 344,000 |
| Lynchburg, VA | 1 | $ 365,000 | $ 365,000 | $ 377,000 |
| Madison, WI | 1 | $ 915,000 | $ 915,000 | $ 240,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 425,000 | $ 425,000 | $ 560,000 |
| Midland, TX | 1 | $ 345,000 | $ 345,000 | $ 54,000 |
| Montgomery, AL | 1 | $ 10,125,000 | $ 10,125,000 | $ 0 |
| Morgantown, WV | 1 | $ 1,055,000 | $ 1,055,000 | $ 234,000 |
| Oshkosh-Neenah, WI | 1 | $ 535,000 | $ 535,000 | $ 112,000 |
| Racine, WI | 1 | $ 55,000 | $ 55,000 | $ 169,000 |
| Rapid City, SD | 1 | $ 24,755,000 | $ 24,755,000 | $ 0 |
| San German-Cabo Rojo, PR | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 175,000 | $ 175,000 | $ 198,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Spartanburg, SC | 1 | $ 3,195,000 | $ 3,195,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 725,000 | $ 725,000 | $ 470,000 |
| Tuscaloosa, AL | 1 | $ 645,000 | $ 645,000 | $ 144,000 |
| Warner Robins, GA | 1 | $ 15,865,000 | $ 15,865,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 105,000 | $ 105,000 | $ 591,000 |
| Williamsport, PA | 1 | $ 195,000 | $ 195,000 | $ 384,000 |
| Winchester, VA-WV | 1 | $ 435,000 | $ 435,000 | $ 286,000 |
| Yuba City, CA | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 32,486 | $12,392,940,000 | $381,000 | $96,995,000 | $142,000 | $9,600,000 |
| Home Purchase | 15,544 | $12,600,720,000 | $810,000 | $88,375,000 | $209,000 | $9,966,000 |
| Other Purpose | 11,841 | $2,058,625,000 | $173,000 | $7,005,000 | $155,000 | $8,100,000 |
| Home Improvement | 8,100 | $921,820,000 | $113,000 | $40,205,000 | $129,000 | $4,800,000 |
| Cash-out Refinancing | 7,681 | $2,891,685,000 | $376,000 | $7,755,000 | $156,000 | $2,774,000 |
| Not Applicable | 31 | $3,015,000 | $97,000 | $445,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 50,952 | $12,353,820,000 | $242,000 | $7,755,000 | $146,000 | $9,966,000 |
| Not Provided | 13,071 | $5,483,455,000 | $419,000 | $6,505,000 | $192,000 | $9,405,000 |
| Asian | 5,754 | $3,842,170,000 | $667,000 | $3,405,000 | $215,000 | $3,166,000 |
| Hispanic | 2,480 | $559,890,000 | $225,000 | $3,005,000 | $120,000 | $3,216,000 |
| Black or African American | 2,214 | $360,540,000 | $162,000 | $3,075,000 | $100,000 | $9,600,000 |
| Not applicable | 483 | $8,086,185,000 | $16,881,000 | $96,995,000 | $0 | $0 |
| American Indian or Alaskan Native | 240 | $43,640,000 | $181,000 | $1,605,000 | $113,000 | $952,000 |
| Native Hawaiian or Other Pacific Islander | 85 | $24,155,000 | $284,000 | $1,375,000 | $152,000 | $1,583,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 74,866 | $29,795,950,000 | $398,000 | $96,995,000 | $158,000 | $9,966,000 |
| FHA-insured (Federal Housing Administration) | 660 | $1,029,920,000 | $1,560,000 | $84,335,000 | $64,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 157 | $42,935,000 | $273,000 | $555,000 | $79,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 52,366 | $24,159,200,000 | $461,000 | $96,995,000 | $167,000 | $9,966,000 |
| Application Denied By Financial Institution | 10,498 | $2,477,690,000 | $236,000 | $55,995,000 | $114,000 | $3,996,000 |
| File Closed For Incompleteness | 6,481 | $1,571,665,000 | $242,000 | $4,005,000 | $150,000 | $4,800,000 |
| Application Withdrawn By Applicant | 5,333 | $2,371,605,000 | $444,000 | $60,655,000 | $166,000 | $4,144,000 |
| Application Approved But Not Accepted | 937 | $278,195,000 | $296,000 | $59,395,000 | $130,000 | $1,773,000 |
| Loan Purchased By The Institution | 68 | $10,450,000 | $153,000 | $605,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 65,185 | $28,391,115,000 | $435,000 | $96,995,000 | $165,000 | $9,966,000 |
| Debt-To-Income Ratio | 3,351 | $829,245,000 | $247,000 | $3,585,000 | $64,000 | $1,050,000 |
| Credit History | 3,241 | $384,835,000 | $118,000 | $3,395,000 | $98,000 | $3,360,000 |
| Collateral | 2,015 | $675,065,000 | $335,000 | $55,995,000 | $180,000 | $2,896,000 |
| Other | 735 | $248,675,000 | $338,000 | $39,995,000 | $145,000 | $2,100,000 |
| Unverifiable Information | 603 | $205,915,000 | $341,000 | $3,425,000 | $181,000 | $3,996,000 |
| Credit Application Incomplete | 394 | $83,620,000 | $212,000 | $3,425,000 | $162,000 | $2,721,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 124 | $42,400,000 | $341,000 | $1,505,000 | $111,000 | $600,000 |
| Employment History | 35 | $7,935,000 | $226,000 | $1,395,000 | $81,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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