Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Loan Simple, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,717 |
| Total Mortgage Loan Application Amount | $551,317,000 |
| Average Mortgage Loan Application Amount | $213,333 |
| Highest Mortgage Loan Application Amount | $1,808,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $862,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 159 | $ 27,319,000 | $ 171,000 | $ 79,000 |
| Larimer County Colorado | 127 | $ 29,468,000 | $ 232,000 | $ 85,000 |
| Weld County Colorado | 118 | $ 24,526,000 | $ 207,000 | $ 74,000 |
| Cameron County Texas | 101 | $ 12,807,000 | $ 126,000 | $ 65,000 |
| Arapahoe County Colorado | 95 | $ 21,850,000 | $ 230,000 | $ 92,000 |
| Dallas County Texas | 95 | $ 15,228,000 | $ 160,000 | $ 68,000 |
| Denver County Colorado | 92 | $ 20,764,000 | $ 225,000 | $ 85,000 |
| Adams County Colorado | 91 | $ 19,496,000 | $ 214,000 | $ 68,000 |
| Tulare County California | 76 | $ 10,864,000 | $ 142,000 | $ 51,000 |
| Bernalillo County New Mexico | 74 | $ 13,406,000 | $ 181,000 | $ 81,000 |
| Jefferson County Colorado | 72 | $ 19,626,000 | $ 272,000 | $ 104,000 |
| Douglas County Colorado | 66 | $ 21,093,000 | $ 319,000 | $ 113,000 |
| Jefferson County Texas | 65 | $ 8,065,000 | $ 124,000 | $ 64,000 |
| Harris County Texas | 60 | $ 9,273,000 | $ 154,000 | $ 96,000 |
| Miami-Dade County Florida | 59 | $ 11,553,000 | $ 195,000 | $ 70,000 |
| Santa Clara County California | 56 | $ 27,653,000 | $ 493,000 | $ 151,000 |
| Tarrant County Texas | 52 | $ 7,483,000 | $ 143,000 | $ 66,000 |
| Broward County Florida | 49 | $ 10,146,000 | $ 207,000 | $ 73,000 |
| Hidalgo County Texas | 45 | $ 6,588,000 | $ 146,000 | $ 68,000 |
| East Baton Rouge County Louisiana | 40 | $ 6,045,000 | $ 151,000 | $ 55,000 |
| Collin County Texas | 39 | $ 7,982,000 | $ 204,000 | $ 88,000 |
| Charleston County South Carolina | 37 | $ 11,480,000 | $ 310,000 | $ 114,000 |
| Travis County Texas | 36 | $ 7,981,000 | $ 221,000 | $ 103,000 |
| Macomb County Michigan | 31 | $ 3,560,000 | $ 114,000 | $ 36,000 |
| Williamson County Texas | 27 | $ 5,886,000 | $ 218,000 | $ 90,000 |
| Boulder County Colorado | 26 | $ 6,800,000 | $ 261,000 | $ 90,000 |
| Los Angeles County California | 24 | $ 8,894,000 | $ 370,000 | $ 88,000 |
| San Joaquin County California | 24 | $ 6,550,000 | $ 272,000 | $ 95,000 |
| Wayne County Michigan | 24 | $ 3,009,000 | $ 125,000 | $ 52,000 |
| Sandoval County New Mexico | 24 | $ 4,721,000 | $ 196,000 | $ 75,000 |
| Ascension County Louisiana | 23 | $ 4,141,000 | $ 180,000 | $ 63,000 |
| Denton County Texas | 23 | $ 4,723,000 | $ 205,000 | $ 85,000 |
| Kern County California | 22 | $ 4,108,000 | $ 186,000 | $ 58,000 |
| Palm Beach County Florida | 21 | $ 4,136,000 | $ 196,000 | $ 70,000 |
| Fort Bend County Texas | 21 | $ 4,266,000 | $ 203,000 | $ 99,000 |
| Jackson County Missouri | 19 | $ 4,076,000 | $ 214,000 | $ 94,000 |
| Pinellas County Florida | 17 | $ 2,334,000 | $ 137,000 | $ 81,000 |
| Livingston County Louisiana | 17 | $ 2,971,000 | $ 174,000 | $ 53,000 |
| Mesa County Colorado | 16 | $ 2,727,000 | $ 170,000 | $ 54,000 |
| Richland County South Carolina | 16 | $ 2,522,000 | $ 157,000 | $ 54,000 |
| Hays County Texas | 16 | $ 3,108,000 | $ 194,000 | $ 67,000 |
| Orange County Texas | 16 | $ 1,883,000 | $ 117,000 | $ 58,000 |
| Hillsborough County Florida | 14 | $ 2,545,000 | $ 181,000 | $ 107,000 |
| Dorchester County South Carolina | 14 | $ 2,019,000 | $ 144,000 | $ 58,000 |
| Alameda County California | 13 | $ 6,872,000 | $ 528,000 | $ 155,000 |
| Broomfield County Colorado | 13 | $ 3,041,000 | $ 233,000 | $ 74,000 |
| St. Louis County Missouri | 13 | $ 1,590,000 | $ 122,000 | $ 61,000 |
| Sacramento County California | 12 | $ 2,507,000 | $ 208,000 | $ 58,000 |
| Pasco County Florida | 12 | $ 1,706,000 | $ 142,000 | $ 88,000 |
| Hardin County Texas | 12 | $ 2,122,000 | $ 176,000 | $ 91,000 |
| El Paso County Colorado | 11 | $ 2,467,000 | $ 224,000 | $ 79,000 |
| Berkeley County South Carolina | 11 | $ 2,115,000 | $ 192,000 | $ 142,000 |
| Tangipahoa County Louisiana | 10 | $ 1,849,000 | $ 184,000 | $ 61,000 |
| Oakland County Michigan | 10 | $ 1,786,000 | $ 178,000 | $ 67,000 |
| Cass County Missouri | 9 | $ 1,608,000 | $ 178,000 | $ 69,000 |
| Nueces County Texas | 9 | $ 1,244,000 | $ 138,000 | $ 52,000 |
| Stanislaus County California | 8 | $ 2,173,000 | $ 271,000 | $ 109,000 |
| Marion County Indiana | 8 | $ 887,000 | $ 110,000 | $ 41,000 |
| Jefferson County Louisiana | 8 | $ 686,000 | $ 85,000 | $ 47,000 |
| Guadalupe County Texas | 7 | $ 1,380,000 | $ 197,000 | $ 88,000 |
| Montgomery County Texas | 7 | $ 1,491,000 | $ 213,000 | $ 83,000 |
| Orange County California | 6 | $ 2,504,000 | $ 417,000 | $ 110,000 |
| Johnson County Kansas | 6 | $ 1,008,000 | $ 168,000 | $ 54,000 |
| Leavenworth County Kansas | 6 | $ 630,000 | $ 105,000 | $ 39,000 |
| Lafayette County Louisiana | 6 | $ 1,024,000 | $ 170,000 | $ 94,000 |
| Orleans County Louisiana | 6 | $ 1,161,000 | $ 193,000 | $ 56,000 |
| Bell County Texas | 6 | $ 951,000 | $ 158,000 | $ 77,000 |
| Burnet County Texas | 6 | $ 1,074,000 | $ 179,000 | $ 67,000 |
| Newport News County Virginia | 6 | $ 697,000 | $ 116,000 | $ 86,000 |
| Virginia Beach County Virginia | 6 | $ 1,197,000 | $ 199,000 | $ 71,000 |
| San Francisco County California | 5 | $ 3,982,000 | $ 796,000 | $ 418,000 |
| Bryan County Georgia | 5 | $ 1,033,000 | $ 206,000 | $ 63,000 |
| Coweta County Georgia | 5 | $ 699,000 | $ 139,000 | $ 66,000 |
| West Baton Rouge County Louisiana | 5 | $ 749,000 | $ 149,000 | $ 51,000 |
| St. Louis City County Missouri | 5 | $ 648,000 | $ 129,000 | $ 76,000 |
| Oklahoma County Oklahoma | 5 | $ 728,000 | $ 145,000 | $ 69,000 |
| Bastrop County Texas | 5 | $ 1,090,000 | $ 218,000 | $ 71,000 |
| Ellis County Texas | 5 | $ 805,000 | $ 161,000 | $ 104,000 |
| Galveston County Texas | 5 | $ 878,000 | $ 175,000 | $ 113,000 |
| Johnson County Texas | 5 | $ 829,000 | $ 165,000 | $ 126,000 |
| Kaufman County Texas | 5 | $ 934,000 | $ 186,000 | $ 71,000 |
| Wilson County Texas | 5 | $ 1,362,000 | $ 272,000 | $ 179,000 |
| Placer County California | 4 | $ 1,135,000 | $ 283,000 | $ 104,000 |
| San Mateo County California | 4 | $ 2,613,000 | $ 653,000 | $ 214,000 |
| Eagle County Colorado | 4 | $ 1,421,000 | $ 355,000 | $ 173,000 |
| Dixie County Florida | 4 | $ 375,000 | $ 93,000 | $ 49,000 |
| Hernando County Florida | 4 | $ 616,000 | $ 154,000 | $ 39,000 |
| Polk County Florida | 4 | $ 610,000 | $ 152,000 | $ 82,000 |
| Sumter County Florida | 4 | $ 849,000 | $ 212,000 | $ 40,000 |
| Cobb County Georgia | 4 | $ 1,240,000 | $ 310,000 | $ 87,000 |
| Wyandotte County Kansas | 4 | $ 484,000 | $ 121,000 | $ 63,000 |
| Washtenaw County Michigan | 4 | $ 842,000 | $ 210,000 | $ 155,000 |
| Clay County Missouri | 4 | $ 752,000 | $ 188,000 | $ 90,000 |
| St. Charles County Missouri | 4 | $ 784,000 | $ 196,000 | $ 73,000 |
| Horry County South Carolina | 4 | $ 769,000 | $ 192,000 | $ 99,000 |
| Orangeburg County South Carolina | 4 | $ 807,000 | $ 201,000 | $ 96,000 |
| Brazoria County Texas | 4 | $ 688,000 | $ 172,000 | $ 69,000 |
| Comal County Texas | 4 | $ 1,011,000 | $ 252,000 | $ 135,000 |
| Hood County Texas | 4 | $ 630,000 | $ 157,000 | $ 49,000 |
| McLennan County Texas | 4 | $ 595,000 | $ 148,000 | $ 50,000 |
| Parker County Texas | 4 | $ 489,000 | $ 122,000 | $ 54,000 |
| Willacy County Texas | 4 | $ 662,000 | $ 165,000 | $ 65,000 |
| Hampton County Virginia | 4 | $ 262,000 | $ 65,000 | $ 118,000 |
| Norfolk County Virginia | 4 | $ 532,000 | $ 133,000 | $ 75,000 |
| San Diego County California | 3 | $ 1,108,000 | $ 369,000 | $ 179,000 |
| Clear Creek County Colorado | 3 | $ 723,000 | $ 241,000 | $ 89,000 |
| Garfield County Colorado | 3 | $ 952,000 | $ 317,000 | $ 68,000 |
| Lee County Florida | 3 | $ 327,000 | $ 109,000 | $ 45,000 |
| Manatee County Florida | 3 | $ 462,000 | $ 154,000 | $ 36,000 |
| Fulton County Georgia | 3 | $ 860,000 | $ 286,000 | $ 246,000 |
| Douglas County Kansas | 3 | $ 719,000 | $ 239,000 | $ 179,000 |
| Livingston County Michigan | 3 | $ 1,128,000 | $ 376,000 | $ 102,000 |
| Monroe County Michigan | 3 | $ 567,000 | $ 189,000 | $ 85,000 |
| Valencia County New Mexico | 3 | $ 519,000 | $ 173,000 | $ 121,000 |
| Lexington County South Carolina | 3 | $ 242,000 | $ 80,000 | $ 29,000 |
| Shelby County Tennessee | 3 | $ 420,000 | $ 140,000 | $ 64,000 |
| Portsmouth County Virginia | 3 | $ 260,000 | $ 86,000 | $ 58,000 |
| Contra Costa County California | 2 | $ 981,000 | $ 490,000 | $ 140,000 |
| Fresno County California | 2 | $ 367,000 | $ 183,000 | $ 112,000 |
| Marin County California | 2 | $ 929,000 | $ 464,000 | $ 115,000 |
| Santa Cruz County California | 2 | $ 1,089,000 | $ 544,000 | $ 136,000 |
| Solano County California | 2 | $ 569,000 | $ 284,000 | $ 84,000 |
| Elbert County Colorado | 2 | $ 655,000 | $ 327,000 | $ 100,000 |
| Grand County Colorado | 2 | $ 527,000 | $ 263,000 | $ 245,000 |
| Otero County Colorado | 2 | $ 259,000 | $ 129,000 | $ 70,000 |
| Lake County Florida | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Orange County Florida | 2 | $ 112,000 | $ 56,000 | $ 37,000 |
| Chatham County Georgia | 2 | $ 353,000 | $ 176,000 | $ 78,000 |
| Cherokee County Georgia | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Hamilton County Indiana | 2 | $ 463,000 | $ 231,000 | $ 88,000 |
| Johnson County Indiana | 2 | $ 338,000 | $ 169,000 | $ 88,000 |
| Iberville County Louisiana | 2 | $ 202,000 | $ 101,000 | $ 25,000 |
| St. Charles County Louisiana | 2 | $ 462,000 | $ 231,000 | $ 73,000 |
| Genesee County Michigan | 2 | $ 192,000 | $ 96,000 | $ 37,000 |
| Johnson County Missouri | 2 | $ 181,000 | $ 90,000 | $ 37,000 |
| Platte County Missouri | 2 | $ 574,000 | $ 287,000 | $ 101,000 |
| Chaves County New Mexico | 2 | $ 329,000 | $ 164,000 | $ 74,000 |
| Lincoln County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Rio Arriba County New Mexico | 2 | $ 413,000 | $ 206,000 | $ 80,000 |
| Santa Fe County New Mexico | 2 | $ 555,000 | $ 277,000 | $ 77,000 |
| Canadian County Oklahoma | 2 | $ 597,000 | $ 298,000 | $ 60,000 |
| Rutherford County Tennessee | 2 | $ 342,000 | $ 171,000 | $ 76,000 |
| Anderson County Texas | 2 | $ 287,000 | $ 143,000 | $ 27,000 |
| Brazos County Texas | 2 | $ 215,000 | $ 107,000 | $ 39,000 |
| Jasper County Texas | 2 | $ 205,000 | $ 102,000 | $ 63,000 |
| Kendall County Texas | 2 | $ 439,000 | $ 219,000 | $ 39,000 |
| Medina County Texas | 2 | $ 322,000 | $ 161,000 | $ 49,000 |
| Randall County Texas | 2 | $ 224,000 | $ 112,000 | $ 74,000 |
| Rockwall County Texas | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Walker County Texas | 2 | $ 251,000 | $ 125,000 | $ 51,000 |
| Wise County Texas | 2 | $ 275,000 | $ 137,000 | $ 106,000 |
| Chesapeake County Virginia | 2 | $ 365,000 | $ 182,000 | $ 72,000 |
| Chesterfield County Virginia | 2 | $ 202,000 | $ 101,000 | $ 61,000 |
| Henrico County Virginia | 2 | $ 195,000 | $ 97,000 | $ 52,000 |
| Isle of Wight County Virginia | 2 | $ 187,000 | $ 93,000 | $ 63,000 |
| Loudoun County Virginia | 2 | $ 891,000 | $ 445,000 | $ 111,000 |
| Richmond City County Virginia | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| El Dorado County California | 1 | $ 240,000 | $ 240,000 | $ 298,000 |
| Kings County California | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| Merced County California | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Riverside County California | 1 | $ 270,000 | $ 270,000 | $ 134,000 |
| San Bernardino County California | 1 | $ 284,000 | $ 284,000 | $ 75,000 |
| Siskiyou County California | 1 | $ 239,000 | $ 239,000 | $ 58,000 |
| Sutter County California | 1 | $ 232,000 | $ 232,000 | $ 59,000 |
| Tuolumne County California | 1 | $ 214,000 | $ 214,000 | $ 42,000 |
| Ventura County California | 1 | $ 321,000 | $ 321,000 | $ 93,000 |
| Yolo County California | 1 | $ 273,000 | $ 273,000 | $ 189,000 |
| Gunnison County Colorado | 1 | $ 166,000 | $ 166,000 | $ 30,000 |
| Las Animas County Colorado | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Morgan County Colorado | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Summit County Colorado | 1 | $ 372,000 | $ 372,000 | $ 231,000 |
| Bay County Florida | 1 | $ 284,000 | $ 284,000 | $ 110,000 |
| Brevard County Florida | 1 | $ 54,000 | $ 54,000 | $ 13,000 |
| Escambia County Florida | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Martin County Florida | 1 | $ 56,000 | $ 56,000 | $ 70,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
| Osceola County Florida | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| St. Lucie County Florida | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Volusia County Florida | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Walton County Florida | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Bibb County Georgia | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Effingham County Georgia | 1 | $ 136,000 | $ 136,000 | $ 23,000 |
| Fayette County Georgia | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Gwinnett County Georgia | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Liberty County Georgia | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Rockdale County Georgia | 1 | $ 241,000 | $ 241,000 | $ 94,000 |
| Madison County Indiana | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Owen County Indiana | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Rush County Indiana | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Ford County Kansas | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Caddo County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| Iberia County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 56,000 |
| St. Landry County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Washington County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 39,000 |
| Kent County Michigan | 1 | $ 181,000 | $ 181,000 | $ 76,000 |
| Sanilac County Michigan | 1 | $ 102,000 | $ 102,000 | $ 102,000 |
| Cape Girardeau County Missouri | 1 | $ 184,000 | $ 184,000 | $ 70,000 |
| Jasper County Missouri | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Lafayette County Missouri | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Cibola County New Mexico | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Otero County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| San Juan County New Mexico | 1 | $ 263,000 | $ 263,000 | $ 223,000 |
| Socorro County New Mexico | 1 | $ 320,000 | $ 320,000 | $ 72,000 |
| Creek County Oklahoma | 1 | $ 187,000 | $ 187,000 | $ 76,000 |
| Logan County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Mayes County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Pottawatomie County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Rogers County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Tulsa County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Beaufort County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Colleton County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Kershaw County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Hickman County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 27,000 |
| Atascosa County Texas | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Caldwell County Texas | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Childress County Texas | 1 | $ 177,000 | $ 177,000 | $ 40,000 |
| El Paso County Texas | 1 | $ 177,000 | $ 177,000 | $ 78,000 |
| Erath County Texas | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Fayette County Texas | 1 | $ 276,000 | $ 276,000 | $ 89,000 |
| Kerr County Texas | 1 | $ 66,000 | $ 66,000 | $ 45,000 |
| Live Oak County Texas | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Llano County Texas | 1 | $ 384,000 | $ 384,000 | $ 310,000 |
| McCulloch County Texas | 1 | $ 162,000 | $ 162,000 | $ 94,000 |
| Ochiltree County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Polk County Texas | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
| San Patricio County Texas | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Smith County Texas | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Trinity County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Victoria County Texas | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
| Webb County Texas | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Amelia County Virginia | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Franklin City County Virginia | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Hanover County Virginia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Powhatan County Virginia | 1 | $ 111,000 | $ 111,000 | $ 106,000 |
| Kitsap County Washington | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Kittitas County Washington | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Pierce County Washington | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Snohomish County Washington | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Thurston County Washington | 1 | $ 243,000 | $ 243,000 | $ 98,000 |
| Yakima County Washington | 1 | $ 143,000 | $ 143,000 | $ 0 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,120 | $413,905,000 | $195,000 | $1,680,000 | $77,000 | $862,000 |
| Refinancing | 375 | $94,331,000 | $251,000 | $1,808,000 | $96,000 | $723,000 |
| Home Improvement | 222 | $43,081,000 | $194,000 | $1,463,000 | $85,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,333 | $287,226,000 | $215,000 | $1,595,000 | $87,000 | $862,000 |
| Hispanic | 665 | $117,977,000 | $177,000 | $1,680,000 | $69,000 | $700,000 |
| Black or African American | 325 | $51,594,000 | $158,000 | $432,000 | $65,000 | $288,000 |
| Not Provided | 236 | $49,817,000 | $211,000 | $1,808,000 | $85,000 | $723,000 |
| Asian | 144 | $41,792,000 | $290,000 | $1,370,000 | $105,000 | $354,000 |
| American Indian or Alaskan Native | 9 | $1,683,000 | $187,000 | $275,000 | $78,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,228,000 | $245,000 | $319,000 | $57,000 | $124,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,295 | $301,337,000 | $232,000 | $1,808,000 | $102,000 | $862,000 |
| FHA-insured (Federal Housing Administration) | 1,045 | $176,737,000 | $169,000 | $562,000 | $61,000 | $353,000 |
| VA-guaranteed (Veterans Administration) | 243 | $49,974,000 | $205,000 | $550,000 | $63,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $23,269,000 | $173,000 | $396,000 | $53,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,722 | $346,693,000 | $201,000 | $1,370,000 | $80,000 | $862,000 |
| Application Withdrawn By Applicant | 581 | $121,356,000 | $208,000 | $1,463,000 | $85,000 | $723,000 |
| Application Approved But Not Accepted | 257 | $54,392,000 | $211,000 | $1,808,000 | $81,000 | $651,000 |
| Application Denied By Financial Institution | 157 | $28,876,000 | $183,000 | $1,200,000 | $69,000 | $431,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 51 | $10,530,000 | $206,000 | $1,200,000 | $61,000 | $431,000 |
| Credit History | 35 | $6,161,000 | $176,000 | $373,000 | $68,000 | $135,000 |
| Collateral | 22 | $3,197,000 | $145,000 | $332,000 | $63,000 | $179,000 |
| Employment History | 12 | $2,209,000 | $184,000 | $398,000 | $87,000 | $353,000 |
| Other | 8 | $1,197,000 | $149,000 | $208,000 | $74,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,121,000 | $160,000 | $295,000 | $62,000 | $117,000 |
| Unverifiable Information | 6 | $1,910,000 | $318,000 | $998,000 | $123,000 | $399,000 |
| Credit Application Incomplete | 1 | $87,000 | $87,000 | $87,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.