Loan Simple, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Loan Simple, Inc. of Englewood, CO reported 3,082 mortgage applications totaling $988.4 million, down 48% from 2021. The average application was for $320,684, and applicants reported an average income of $113,641. 60% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (336), Phoenix-Mesa-Scottsdale, AZ (238) and Dallas-Plano-Irving, TX (133) (applications in parentheses).

Mortgage Company & Address Loan Simple, Inc.
9635 Maroon Circle Suite 100
Englewood, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 3,082
Total Mortgage Loan Application Amount $988,350,000
Average Mortgage Loan Application Amount $320,684
Highest Mortgage Loan Application Amount $2,705,000
Average Applicant Income $113,641
Highest Applicant Income $6,551,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Simple, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loan Simple, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 219 $ 96,695,000 $ 441,529 $ 192,000
Yavapai, Arizona 88 $ 39,170,000 $ 445,113 $ 184,000
Weld, Colorado 88 $ 35,590,000 $ 404,431 $ 122,000
El Paso, Colorado 87 $ 35,485,000 $ 407,873 $ 115,000
Adams, Colorado 82 $ 35,490,000 $ 432,804 $ 121,000
Arapahoe, Colorado 78 $ 29,360,000 $ 376,410 $ 103,000
Harris, Texas 72 $ 17,920,000 $ 248,888 $ 86,000
Larimer, Colorado 60 $ 26,550,000 $ 442,500 $ 161,000
Jefferson, Colorado 57 $ 26,865,000 $ 471,315 $ 143,000
Tarrant, Texas 55 $ 16,605,000 $ 301,909 $ 98,000
Clark, Nevada 53 $ 16,765,000 $ 316,320 $ 81,000
Douglas, Colorado 49 $ 25,015,000 $ 510,510 $ 179,000
Denver, Colorado 48 $ 19,580,000 $ 407,916 $ 175,000
Dallas, Texas 47 $ 11,245,000 $ 239,255 $ 92,000
Marion, Indiana 44 $ 8,240,000 $ 187,272 $ 109,000
Virginia Beach, Virginia 44 $ 11,580,000 $ 263,181 $ 86,000
Pueblo, Colorado 33 $ 9,585,000 $ 290,454 $ 77,000
Collin, Texas 33 $ 12,665,000 $ 383,787 $ 145,000
Denton, Texas 31 $ 9,335,000 $ 301,129 $ 118,000
San Bernardino, California 29 $ 10,895,000 $ 375,689 $ 115,000
Fremont, Colorado 28 $ 7,250,000 $ 258,928 $ 75,000
Outagamie, Wisconsin 24 $ 5,480,000 $ 228,333 $ 80,000
Riverside, California 23 $ 7,625,000 $ 331,521 $ 106,000
San Diego, California 23 $ 10,035,000 $ 436,304 $ 108,000
Norfolk, Virginia 22 $ 6,120,000 $ 278,181 $ 204,000
Volusia, Florida 21 $ 5,565,000 $ 265,000 $ 93,000
Bernalillo, New Mexico 21 $ 4,785,000 $ 227,857 $ 80,000
Los Angeles, California 20 $ 11,520,000 $ 576,000 $ 127,000
Bexar, Texas 20 $ 4,730,000 $ 236,500 $ 106,000
Pinal, Arizona 19 $ 5,055,000 $ 266,052 $ 66,000
Tuolumne, California 18 $ 5,480,000 $ 304,444 $ 127,000
Orange, Florida 18 $ 6,220,000 $ 345,555 $ 118,000
Chesapeake, Virginia 18 $ 5,830,000 $ 323,888 $ 89,000
Milwaukee, Wisconsin 18 $ 3,530,000 $ 196,111 $ 82,000
Duval, Florida 17 $ 4,095,000 $ 240,882 $ 108,000
Polk, Florida 17 $ 3,585,000 $ 210,882 $ 81,000
King, Washington 17 $ 7,995,000 $ 470,294 $ 153,000
Broward, Florida 16 $ 5,460,000 $ 341,250 $ 117,000
Winnebago, Wisconsin 15 $ 2,515,000 $ 167,666 $ 72,000
Marion, Florida 14 $ 3,020,000 $ 215,714 $ 66,000
Hamilton, Tennessee 14 $ 2,830,000 $ 202,142 $ 63,000
Brazoria, Texas 14 $ 4,170,000 $ 297,857 $ 93,000
San Joaquin, California 13 $ 4,155,000 $ 319,615 $ 82,000
Montgomery, Texas 13 $ 3,295,000 $ 253,461 $ 103,000
Mesa, Colorado 12 $ 3,860,000 $ 321,666 $ 126,000
Fulton, Georgia 12 $ 3,190,000 $ 265,833 $ 100,000
Multnomah, Oregon 12 $ 5,120,000 $ 426,666 $ 103,000
Hampton, Virginia 12 $ 3,490,000 $ 290,833 $ 86,000
Newport News, Virginia 12 $ 2,150,000 $ 179,166 $ 77,000
Clark, Washington 12 $ 4,840,000 $ 403,333 $ 85,000
Boulder, Colorado 11 $ 4,105,000 $ 373,181 $ 140,000
Brevard, Florida 11 $ 2,475,000 $ 225,000 $ 72,000
Lee, Florida 11 $ 2,745,000 $ 249,545 $ 91,000
Deschutes, Oregon 11 $ 5,325,000 $ 484,090 $ 144,000
Johnson, Texas 11 $ 2,905,000 $ 264,090 $ 94,000
Elbert, Colorado 10 $ 4,730,000 $ 473,000 $ 134,000
Prince George's, Maryland 10 $ 3,410,000 $ 341,000 $ 107,000
Sandoval, New Mexico 10 $ 2,760,000 $ 276,000 $ 86,000
Clackamas, Oregon 10 $ 3,850,000 $ 385,000 $ 170,000
Comal, Texas 10 $ 2,960,000 $ 296,000 $ 139,000
Grayson, Texas 10 $ 2,500,000 $ 250,000 $ 79,000
Teller, Colorado 9 $ 3,815,000 $ 423,888 $ 161,000
Hillsborough, Florida 9 $ 2,075,000 $ 230,555 $ 103,000
Linn, Oregon 9 $ 2,375,000 $ 263,888 $ 93,000
Hidalgo, Texas 9 $ 2,125,000 $ 236,111 $ 81,000
Nueces, Texas 9 $ 1,725,000 $ 191,666 $ 73,000
Fremont, Wyoming 9 $ 2,185,000 $ 242,777 $ 157,000
Custer, Colorado 8 $ 2,510,000 $ 313,750 $ 134,000
Park, Colorado 8 $ 2,790,000 $ 348,750 $ 137,000
Miami-Dade, Florida 8 $ 2,550,000 $ 318,750 $ 111,000
Palm Beach, Florida 8 $ 2,200,000 $ 275,000 $ 85,000
St. Joseph, Indiana 8 $ 1,670,000 $ 208,750 $ 90,000
Hunt, Texas 8 $ 1,840,000 $ 230,000 $ 74,000
McLennan, Texas 8 $ 1,440,000 $ 180,000 $ 166,000
Pierce, Washington 8 $ 3,190,000 $ 398,750 $ 107,000
Navajo, Arizona 7 $ 1,685,000 $ 240,714 $ 93,000
Pima, Arizona 7 $ 2,445,000 $ 349,285 $ 157,000
Imperial, California 7 $ 2,225,000 $ 317,857 $ 92,000
Osceola, Florida 7 $ 1,945,000 $ 277,857 $ 130,000
Seminole, Florida 7 $ 1,975,000 $ 282,142 $ 107,000
Henry, Georgia 7 $ 1,335,000 $ 190,714 $ 65,000
Jackson, Oregon 7 $ 2,345,000 $ 335,000 $ 90,000
Greenville, South Carolina 7 $ 2,105,000 $ 300,714 $ 117,000
Bell, Texas 7 $ 1,575,000 $ 225,000 $ 72,000
Fort Bend, Texas 7 $ 2,055,000 $ 293,571 $ 79,000
Guadalupe, Texas 7 $ 1,975,000 $ 282,142 $ 105,000
Rockwall, Texas 7 $ 2,485,000 $ 355,000 $ 111,000
Travis, Texas 7 $ 2,505,000 $ 357,857 $ 131,000
Benton, Washington 7 $ 1,525,000 $ 217,857 $ 112,000
Washington, Wisconsin 7 $ 2,115,000 $ 302,142 $ 79,000
Coconino, Arizona 6 $ 4,010,000 $ 668,333 $ 217,000
Hernando, Florida 6 $ 1,000,000 $ 166,666 $ 77,000
Pasco, Florida 6 $ 1,520,000 $ 253,333 $ 100,000
Pinellas, Florida 6 $ 1,590,000 $ 265,000 $ 119,000
Gwinnett, Georgia 6 $ 1,880,000 $ 313,333 $ 94,000
Lowndes, Georgia 6 $ 560,000 $ 93,333 $ 39,000
Lake, Indiana 6 $ 1,000,000 $ 166,666 $ 51,000
Jefferson, Louisiana 6 $ 1,380,000 $ 230,000 $ 96,000
Douglas, Nebraska 6 $ 970,000 $ 161,666 $ 83,000
Eddy, New Mexico 6 $ 1,180,000 $ 196,666 $ 78,000
Rhea, Tennessee 6 $ 1,050,000 $ 175,000 $ 60,000
El Paso, Texas 6 $ 1,060,000 $ 176,666 $ 72,000
Hays, Texas 6 $ 1,910,000 $ 318,333 $ 99,000
Kaufman, Texas 6 $ 1,320,000 $ 220,000 $ 93,000
Henrico, Virginia 6 $ 1,330,000 $ 221,666 $ 105,000
Portsmouth, Virginia 6 $ 1,940,000 $ 323,333 $ 79,000
Laramie, Wyoming 6 $ 1,900,000 $ 316,666 $ 97,000
Summit, Colorado 5 $ 2,215,000 $ 443,000 $ 304,000
DeKalb, Georgia 5 $ 1,445,000 $ 289,000 $ 87,000
Kosciusko, Indiana 5 $ 1,075,000 $ 215,000 $ 71,000
Dona Ana, New Mexico 5 $ 1,095,000 $ 219,000 $ 91,000
Valencia, New Mexico 5 $ 935,000 $ 187,000 $ 76,000
Wake, North Carolina 5 $ 1,535,000 $ 307,000 $ 115,000
Curry, Oregon 5 $ 1,895,000 $ 379,000 $ 128,000
Douglas, Oregon 5 $ 1,165,000 $ 233,000 $ 57,000
Lane, Oregon 5 $ 1,185,000 $ 237,000 $ 77,000
Marion, Oregon 5 $ 1,755,000 $ 351,000 $ 115,000
Bradley, Tennessee 5 $ 1,155,000 $ 231,000 $ 67,000
Cameron, Texas 5 $ 1,035,000 $ 207,000 $ 95,000
Ector, Texas 5 $ 1,525,000 $ 305,000 $ 133,000
Midland, Texas 5 $ 835,000 $ 167,000 $ 91,000
Parker, Texas 5 $ 1,505,000 $ 301,000 $ 109,000
Suffolk, Virginia 5 $ 2,325,000 $ 465,000 $ 123,000
Pacific, Washington 5 $ 885,000 $ 177,000 $ 56,000
Fond du Lac, Wisconsin 5 $ 665,000 $ 133,000 $ 58,000
Waupaca, Wisconsin 5 $ 845,000 $ 169,000 $ 50,000
Mohave, Arizona 4 $ 780,000 $ 195,000 $ 76,000
Orange, California 4 $ 1,930,000 $ 482,500 $ 97,000
Sacramento, California 4 $ 1,700,000 $ 425,000 $ 142,000
Tulare, California 4 $ 720,000 $ 180,000 $ 97,000
Eagle, Colorado 4 $ 1,510,000 $ 377,500 $ 173,000
Montrose, Colorado 4 $ 1,220,000 $ 305,000 $ 82,000
Escambia, Florida 4 $ 570,000 $ 142,500 $ 65,000
Flagler, Florida 4 $ 890,000 $ 222,500 $ 73,000
Catoosa, Georgia 4 $ 640,000 $ 160,000 $ 63,000
Cobb, Georgia 4 $ 1,330,000 $ 332,500 $ 82,000
Boone, Indiana 4 $ 1,170,000 $ 292,500 $ 75,000
Crawford, Indiana 4 $ 460,000 $ 115,000 $ 68,000
Floyd, Indiana 4 $ 950,000 $ 237,500 $ 72,000
Hendricks, Indiana 4 $ 830,000 $ 207,500 $ 80,000
Monroe, Indiana 4 $ 760,000 $ 190,000 $ 79,000
Anoka, Minnesota 4 $ 1,210,000 $ 302,500 $ 97,000
Scott, Minnesota 4 $ 1,460,000 $ 365,000 $ 74,000
Rio Arriba, New Mexico 4 $ 1,020,000 $ 255,000 $ 84,000
San Juan, New Mexico 4 $ 890,000 $ 222,500 $ 86,000
Santa Fe, New Mexico 4 $ 1,530,000 $ 382,500 $ 129,000
Washington, Oregon 4 $ 1,560,000 $ 390,000 $ 108,000
Anderson, South Carolina 4 $ 1,190,000 $ 297,500 $ 146,000
Henderson, Texas 4 $ 930,000 $ 232,500 $ 65,000
Jefferson, Texas 4 $ 840,000 $ 210,000 $ 81,000
Victoria, Texas 4 $ 1,090,000 $ 272,500 $ 122,000
Williamson, Texas 4 $ 1,090,000 $ 272,500 $ 119,000
Wise, Texas 4 $ 950,000 $ 237,500 $ 68,000
King William, Virginia 4 $ 850,000 $ 212,500 $ 63,000
Louisa, Virginia 4 $ 1,210,000 $ 302,500 $ 84,000
Spotsylvania, Virginia 4 $ 1,320,000 $ 330,000 $ 78,000
Westmoreland, Virginia 4 $ 1,300,000 $ 325,000 $ 171,000
Grant, Washington 4 $ 490,000 $ 122,500 $ 66,000
Spokane, Washington 4 $ 1,080,000 $ 270,000 $ 81,000
Brown, Wisconsin 4 $ 1,350,000 $ 337,500 $ 81,000
Contra Costa, California 3 $ 1,595,000 $ 531,666 $ 92,000
Monterey, California 3 $ 1,925,000 $ 641,666 $ 195,000
Chaffee, Colorado 3 $ 1,135,000 $ 378,333 $ 124,000
Clear Creek, Colorado 3 $ 1,415,000 $ 471,666 $ 167,000
Lincoln, Colorado 3 $ 715,000 $ 238,333 $ 73,000
Alachua, Florida 3 $ 635,000 $ 211,666 $ 57,000
Citrus, Florida 3 $ 765,000 $ 255,000 $ 91,000
Collier, Florida 3 $ 1,135,000 $ 378,333 $ 133,000
Lake, Florida 3 $ 1,555,000 $ 518,333 $ 180,000
Martin, Florida 3 $ 465,000 $ 155,000 $ 70,000
Okaloosa, Florida 3 $ 455,000 $ 151,666 $ 76,000
Walton, Florida 3 $ 455,000 $ 151,666 $ 57,000
Allen, Indiana 3 $ 435,000 $ 145,000 $ 71,000
Bartholomew, Indiana 3 $ 315,000 $ 105,000 $ 39,000
Decatur, Indiana 3 $ 785,000 $ 261,666 $ 82,000
Elkhart, Indiana 3 $ 555,000 $ 185,000 $ 55,000
Grant, Indiana 3 $ 425,000 $ 141,666 $ 78,000
Hamilton, Indiana 3 $ 1,055,000 $ 351,666 $ 164,000
Johnson, Indiana 3 $ 585,000 $ 195,000 $ 62,000
Noble, Indiana 3 $ 325,000 $ 108,333 $ 84,000
Shelby, Indiana 3 $ 465,000 $ 155,000 $ 35,000
St. Charles, Louisiana 3 $ 765,000 $ 255,000 $ 84,000
Nye, Nevada 3 $ 505,000 $ 168,333 $ 61,000
Lea, New Mexico 3 $ 305,000 $ 101,666 $ 61,000
Columbia, Oregon 3 $ 715,000 $ 238,333 $ 96,000
Spartanburg, South Carolina 3 $ 525,000 $ 175,000 $ 108,000
Bailey, Texas 3 $ 545,000 $ 181,666 $ 108,000
Brown, Texas 3 $ 495,000 $ 165,000 $ 109,000
Galveston, Texas 3 $ 625,000 $ 208,333 $ 79,000
Kerr, Texas 3 $ 715,000 $ 238,333 $ 75,000
Navarro, Texas 3 $ 405,000 $ 135,000 $ 75,000
Potter, Texas 3 $ 595,000 $ 198,333 $ 128,000
San Patricio, Texas 3 $ 735,000 $ 245,000 $ 84,000
Smith, Texas 3 $ 1,055,000 $ 351,666 $ 127,000
Upshur, Texas 3 $ 1,045,000 $ 348,333 $ 128,000
Waller, Texas 3 $ 785,000 $ 261,666 $ 72,000
Wharton, Texas 3 $ 385,000 $ 128,333 $ 119,000
Wood, Texas 3 $ 675,000 $ 225,000 $ 104,000
Chesterfield, Virginia 3 $ 645,000 $ 215,000 $ 135,000
Fairfax, Virginia 3 $ 1,065,000 $ 355,000 $ 89,000
James City, Virginia 3 $ 995,000 $ 331,666 $ 121,000
Petersburg, Virginia 3 $ 425,000 $ 141,666 $ 74,000
Prince William, Virginia 3 $ 1,485,000 $ 495,000 $ 130,000
Stafford, Virginia 3 $ 1,245,000 $ 415,000 $ 133,000
Cowlitz, Washington 3 $ 945,000 $ 315,000 $ 89,000
Snohomish, Washington 3 $ 2,245,000 $ 748,333 $ 158,000
Calumet, Wisconsin 3 $ 595,000 $ 198,333 $ 46,000
Richland, Wisconsin 3 $ 485,000 $ 161,666 $ 68,000
Waushara, Wisconsin 3 $ 675,000 $ 225,000 $ 108,000
Gila, Arizona 2 $ 320,000 $ 160,000 $ 179,000
Yuma, Arizona 2 $ 400,000 $ 200,000 $ 80,000
Calaveras, California 2 $ 710,000 $ 355,000 $ 123,000
Madera, California 2 $ 620,000 $ 310,000 $ 47,000
Merced, California 2 $ 630,000 $ 315,000 $ 52,000
Santa Clara, California 2 $ 1,430,000 $ 715,000 $ 131,000
Sonoma, California 2 $ 760,000 $ 380,000 $ 110,000
Garfield, Colorado 2 $ 600,000 $ 300,000 $ 79,000
Grand, Colorado 2 $ 1,340,000 $ 670,000 $ 245,000
Huerfano, Colorado 2 $ 590,000 $ 295,000 $ 105,000
Lake, Colorado 2 $ 500,000 $ 250,000 $ 115,000
Logan, Colorado 2 $ 490,000 $ 245,000 $ 72,000
Clay, Florida 2 $ 380,000 $ 190,000 $ 117,000
Hendry, Florida 2 $ 540,000 $ 270,000 $ 83,000
Santa Rosa, Florida 2 $ 470,000 $ 235,000 $ 54,000
St. Lucie, Florida 2 $ 720,000 $ 360,000 $ 124,000
Union, Florida 2 $ 190,000 $ 95,000 $ 63,000
Wakulla, Florida 2 $ 610,000 $ 305,000 $ 84,000
Carroll, Georgia 2 $ 750,000 $ 375,000 $ 69,000
Cherokee, Georgia 2 $ 380,000 $ 190,000 $ 88,000
Douglas, Georgia 2 $ 450,000 $ 225,000 $ 60,000
Forsyth, Georgia 2 $ 540,000 $ 270,000 $ 89,000
Blackford, Indiana 2 $ 180,000 $ 90,000 $ 72,000
Clark, Indiana 2 $ 450,000 $ 225,000 $ 51,000
Dearborn, Indiana 2 $ 330,000 $ 165,000 $ 64,000
Henry, Indiana 2 $ 520,000 $ 260,000 $ 89,000
Porter, Indiana 2 $ 250,000 $ 125,000 $ 44,000
Putnam, Indiana 2 $ 400,000 $ 200,000 $ 46,000
Rush, Indiana 2 $ 220,000 $ 110,000 $ 47,000
Scott, Indiana 2 $ 540,000 $ 270,000 $ 73,000
Vanderburgh, Indiana 2 $ 440,000 $ 220,000 $ 103,000
Wabash, Indiana 2 $ 270,000 $ 135,000 $ 38,000
Baltimore, Maryland 2 $ 600,000 $ 300,000 $ 73,000
Charles, Maryland 2 $ 580,000 $ 290,000 $ 94,000
Chisago, Minnesota 2 $ 450,000 $ 225,000 $ 67,000
Hennepin, Minnesota 2 $ 740,000 $ 370,000 $ 102,000
Ramsey, Minnesota 2 $ 600,000 $ 300,000 $ 68,000
Mineral, Nevada 2 $ 270,000 $ 135,000 $ 59,000
Grant, New Mexico 2 $ 290,000 $ 145,000 $ 97,000
Luna, New Mexico 2 $ 170,000 $ 85,000 $ 63,000
Otero, New Mexico 2 $ 360,000 $ 180,000 $ 39,000
Taos, New Mexico 2 $ 390,000 $ 195,000 $ 81,000
Klamath, Oregon 2 $ 520,000 $ 260,000 $ 67,000
Lake, Oregon 2 $ 310,000 $ 155,000 $ 118,000
Lincoln, Oregon 2 $ 350,000 $ 175,000 $ 129,000
Berkeley, South Carolina 2 $ 330,000 $ 165,000 $ 35,000
Laurens, South Carolina 2 $ 310,000 $ 155,000 $ 49,000
Cheatham, Tennessee 2 $ 760,000 $ 380,000 $ 95,000
Knox, Tennessee 2 $ 650,000 $ 325,000 $ 129,000
Montgomery, Tennessee 2 $ 440,000 $ 220,000 $ 64,000
Bastrop, Texas 2 $ 520,000 $ 260,000 $ 222,000
Burnet, Texas 2 $ 370,000 $ 185,000 $ 202,000
Carson, Texas 2 $ 110,000 $ 55,000 $ 47,000
Fannin, Texas 2 $ 350,000 $ 175,000 $ 169,000
Harrison, Texas 2 $ 290,000 $ 145,000 $ 59,000
Hood, Texas 2 $ 450,000 $ 225,000 $ 83,000
Hopkins, Texas 2 $ 330,000 $ 165,000 $ 137,000
Leon, Texas 2 $ 330,000 $ 165,000 $ 54,000
Liberty, Texas 2 $ 440,000 $ 220,000 $ 101,000
Lubbock, Texas 2 $ 390,000 $ 195,000 $ 154,000
Montague, Texas 2 $ 220,000 $ 110,000 $ 34,000
Nacogdoches, Texas 2 $ 470,000 $ 235,000 $ 88,000
Rains, Texas 2 $ 470,000 $ 235,000 $ 90,000
Randall, Texas 2 $ 500,000 $ 250,000 $ 63,000
Rusk, Texas 2 $ 620,000 $ 310,000 $ 65,000
Van Zandt, Texas 2 $ 610,000 $ 305,000 $ 107,000
Webb, Texas 2 $ 440,000 $ 220,000 $ 47,000
Wilson, Texas 2 $ 280,000 $ 140,000 $ 140,000
Loudoun, Virginia 2 $ 1,160,000 $ 580,000 $ 163,000
Orange, Virginia 2 $ 610,000 $ 305,000 $ 78,000
Poquoson, Virginia 2 $ 570,000 $ 285,000 $ 64,000
Powhatan, Virginia 2 $ 630,000 $ 315,000 $ 110,000
Prince George, Virginia 2 $ 560,000 $ 280,000 $ 89,000
Roanoke City, Virginia 2 $ 380,000 $ 190,000 $ 153,000
York, Virginia 2 $ 600,000 $ 300,000 $ 70,000
Mason, Washington 2 $ 530,000 $ 265,000 $ 114,000
Pend Oreille, Washington 2 $ 290,000 $ 145,000 $ 72,000
Stevens, Washington 2 $ 320,000 $ 160,000 $ 48,000
Wahkiakum, Washington 2 $ 370,000 $ 185,000 $ 110,000
Jefferson, Wisconsin 2 $ 540,000 $ 270,000 $ 69,000
Manitowoc, Wisconsin 2 $ 190,000 $ 95,000 $ 40,000
Racine, Wisconsin 2 $ 470,000 $ 235,000 $ 124,000
Waukesha, Wisconsin 2 $ 560,000 $ 280,000 $ 83,000
Macon, Alabama 1 $ 235,000 $ 235,000 $ 58,000
Graham, Arizona 1 $ 195,000 $ 195,000 $ 57,000
Fresno, California 1 $ 375,000 $ 375,000 $ 97,000
Humboldt, California 1 $ 215,000 $ 215,000 $ 309,000
Inyo, California 1 $ 245,000 $ 245,000 $ 35,000
Kern, California 1 $ 185,000 $ 185,000 $ 45,000
Marin, California 1 $ 505,000 $ 505,000 $ 156,000
Nevada, California 1 $ 105,000 $ 105,000 $ 97,000
Placer, California 1 $ 355,000 $ 355,000 $ 77,000
San Francisco, California 1 $ 995,000 $ 995,000 $ 114,000
San Luis Obispo, California 1 $ 495,000 $ 495,000 $ 82,000
Solano, California 1 $ 405,000 $ 405,000 $ 81,000
Stanislaus, California 1 $ 575,000 $ 575,000 $ 143,000
Sutter, California 1 $ 395,000 $ 395,000 $ 61,000
Tehama, California 1 $ 235,000 $ 235,000 $ 219,000
Alamosa, Colorado 1 $ 165,000 $ 165,000 $ 54,000
Broomfield, Colorado 1 $ 395,000 $ 395,000 $ 98,000
Conejos, Colorado 1 $ 205,000 $ 205,000 $ 127,000
Costilla, Colorado 1 $ 245,000 $ 245,000 $ 48,000
Delta, Colorado 1 $ 215,000 $ 215,000 $ 48,000
Jackson, Colorado 1 $ 225,000 $ 225,000 $ 44,000
La Plata, Colorado 1 $ 215,000 $ 215,000 $ 60,000
Moffat, Colorado 1 $ 375,000 $ 375,000 $ 49,000
Montezuma, Colorado 1 $ 355,000 $ 355,000 $ 122,000
Morgan, Colorado 1 $ 205,000 $ 205,000 $ 33,000
Otero, Colorado 1 $ 105,000 $ 105,000 $ 17,000
Rio Grande, Colorado 1 $ 195,000 $ 195,000 $ 52,000
Saguache, Colorado 1 $ 95,000 $ 95,000 $ 42,000
San Miguel, Colorado 1 $ 285,000 $ 285,000 $ 52,000
Washington, Colorado 1 $ 305,000 $ 305,000 $ 76,000
Bradford, Florida 1 $ 285,000 $ 285,000 $ 77,000
Charlotte, Florida 1 $ 305,000 $ 305,000 $ 52,000
Columbia, Florida 1 $ 125,000 $ 125,000 $ 56,000
Hardee, Florida 1 $ 285,000 $ 285,000 $ 85,000
Highlands, Florida 1 $ 275,000 $ 275,000 $ 60,000
Indian River, Florida 1 $ 355,000 $ 355,000 $ 87,000
Levy, Florida 1 $ 205,000 $ 205,000 $ 80,000
Manatee, Florida 1 $ 355,000 $ 355,000 $ 182,000
Nassau, Florida 1 $ 285,000 $ 285,000 $ 72,000
Putnam, Florida 1 $ 5,000 $ 5,000 $ 52,000
Sarasota, Florida 1 $ 325,000 $ 325,000 $ 81,000
St. Johns, Florida 1 $ 255,000 $ 255,000 $ 67,000
Suwannee, Florida 1 $ 205,000 $ 205,000 $ 43,000
Barrow, Georgia 1 $ 415,000 $ 415,000 $ 94,000
Bibb, Georgia 1 $ 145,000 $ 145,000 $ 72,000
Bulloch, Georgia 1 $ 205,000 $ 205,000 $ 49,000
Camden, Georgia 1 $ 265,000 $ 265,000 $ 62,000
Clayton, Georgia 1 $ 365,000 $ 365,000 $ 155,000
Fayette, Georgia 1 $ 165,000 $ 165,000 $ 107,000
Floyd, Georgia 1 $ 195,000 $ 195,000 $ 40,000
Jackson, Georgia 1 $ 375,000 $ 375,000 $ 63,000
Muscogee, Georgia 1 $ 415,000 $ 415,000 $ 103,000
Newton, Georgia 1 $ 405,000 $ 405,000 $ 107,000
Pike, Georgia 1 $ 345,000 $ 345,000 $ 24,000
Polk, Georgia 1 $ 255,000 $ 255,000 $ 97,000
Rabun, Georgia 1 $ 115,000 $ 115,000 $ 0
Rockdale, Georgia 1 $ 355,000 $ 355,000 $ 125,000
Toombs, Georgia 1 $ 265,000 $ 265,000 $ 83,000
Union, Georgia 1 $ 225,000 $ 225,000 $ 90,000
Walker, Georgia 1 $ 265,000 $ 265,000 $ 70,000
Cass, Indiana 1 $ 155,000 $ 155,000 $ 95,000
DeKalb, Indiana 1 $ 195,000 $ 195,000 $ 82,000
Delaware, Indiana 1 $ 155,000 $ 155,000 $ 45,000
Fulton, Indiana 1 $ 205,000 $ 205,000 $ 70,000
Greene, Indiana 1 $ 405,000 $ 405,000 $ 134,000
Jackson, Indiana 1 $ 295,000 $ 295,000 $ 84,000
Jefferson, Indiana 1 $ 365,000 $ 365,000 $ 100,000
LaPorte, Indiana 1 $ 215,000 $ 215,000 $ 122,000
Madison, Indiana 1 $ 95,000 $ 95,000 $ 31,000
Marshall, Indiana 1 $ 295,000 $ 295,000 $ 187,000
Morgan, Indiana 1 $ 265,000 $ 265,000 $ 47,000
Ripley, Indiana 1 $ 205,000 $ 205,000 $ 85,000
Sullivan, Indiana 1 $ 175,000 $ 175,000 $ 104,000
Tippecanoe, Indiana 1 $ 445,000 $ 445,000 $ 174,000
Vigo, Indiana 1 $ 165,000 $ 165,000 $ 37,000
Warren, Indiana 1 $ 315,000 $ 315,000 $ 113,000
Whitley, Indiana 1 $ 245,000 $ 245,000 $ 76,000
Dallas, Iowa 1 $ 145,000 $ 145,000 $ 0
Plymouth, Iowa 1 $ 215,000 $ 215,000 $ 46,000
Polk, Iowa 1 $ 285,000 $ 285,000 $ 481,000
Scott, Iowa 1 $ 195,000 $ 195,000 $ 90,000
Caldwell, Louisiana 1 $ 165,000 $ 165,000 $ 73,000
East Baton Rouge, Louisiana 1 $ 135,000 $ 135,000 $ 65,000
Livingston, Louisiana 1 $ 425,000 $ 425,000 $ 167,000
West Baton Rouge, Louisiana 1 $ 185,000 $ 185,000 $ 65,000
Baltimore City, Maryland 1 $ 345,000 $ 345,000 $ 135,000
Carver, Minnesota 1 $ 255,000 $ 255,000 $ 46,000
Dakota, Minnesota 1 $ 225,000 $ 225,000 $ 82,000
Faribault, Minnesota 1 $ 65,000 $ 65,000 $ 34,000
Morrison, Minnesota 1 $ 355,000 $ 355,000 $ 30,000
Clay, Missouri 1 $ 265,000 $ 265,000 $ 103,000
Jackson, Missouri 1 $ 85,000 $ 85,000 $ 42,000
St. Louis, Missouri 1 $ 5,000 $ 5,000 $ 76,000
Keith, Nebraska 1 $ 195,000 $ 195,000 $ 104,000
Lyon, Nevada 1 $ 255,000 $ 255,000 $ 62,000
Washoe, Nevada 1 $ 275,000 $ 275,000 $ 73,000
Catron, New Mexico 1 $ 165,000 $ 165,000 $ 41,000
Chaves, New Mexico 1 $ 145,000 $ 145,000 $ 36,000
Curry, New Mexico 1 $ 5,000 $ 5,000 $ 29,000
Lincoln, New Mexico 1 $ 245,000 $ 245,000 $ 53,000
McKinley, New Mexico 1 $ 205,000 $ 205,000 $ 41,000
Quay, New Mexico 1 $ 5,000 $ 5,000 $ 62,000
Bertie, North Carolina 1 $ 195,000 $ 195,000 $ 55,000
Buncombe, North Carolina 1 $ 245,000 $ 245,000 $ 60,000
Currituck, North Carolina 1 $ 325,000 $ 325,000 $ 225,000
Durham, North Carolina 1 $ 355,000 $ 355,000 $ 264,000
Franklin, North Carolina 1 $ 495,000 $ 495,000 $ 285,000
Gaston, North Carolina 1 $ 405,000 $ 405,000 $ 76,000
Harnett, North Carolina 1 $ 175,000 $ 175,000 $ 58,000
Pasquotank, North Carolina 1 $ 285,000 $ 285,000 $ 89,000
Wayne, North Carolina 1 $ 205,000 $ 205,000 $ 50,000
Cuyahoga, Ohio 1 $ 135,000 $ 135,000 $ 76,000
Mahoning, Ohio 1 $ 205,000 $ 205,000 $ 54,000
Stark, Ohio 1 $ 175,000 $ 175,000 $ 81,000
Cherokee, Oklahoma 1 $ 185,000 $ 185,000 $ 110,000
Oklahoma, Oklahoma 1 $ 85,000 $ 85,000 $ 114,000
Clatsop, Oregon 1 $ 505,000 $ 505,000 $ 99,000
Coos, Oregon 1 $ 255,000 $ 255,000 $ 74,000
Jefferson, Oregon 1 $ 295,000 $ 295,000 $ 50,000
Josephine, Oregon 1 $ 365,000 $ 365,000 $ 91,000
Malheur, Oregon 1 $ 435,000 $ 435,000 $ 73,000
Morrow, Oregon 1 $ 215,000 $ 215,000 $ 79,000
Tillamook, Oregon 1 $ 385,000 $ 385,000 $ 77,000
Yamhill, Oregon 1 $ 255,000 $ 255,000 $ 59,000
Allegheny, Pennsylvania 1 $ 145,000 $ 145,000 $ 81,000
Aiken, South Carolina 1 $ 285,000 $ 285,000 $ 85,000
Calhoun, South Carolina 1 $ 115,000 $ 115,000 $ 26,000
Charleston, South Carolina 1 $ 265,000 $ 265,000 $ 48,000
Oconee, South Carolina 1 $ 155,000 $ 155,000 $ 339,000
Orangeburg, South Carolina 1 $ 265,000 $ 265,000 $ 80,000
Davidson, Tennessee 1 $ 115,000 $ 115,000 $ 50,000
Hawkins, Tennessee 1 $ 165,000 $ 165,000 $ 47,000
Loudon, Tennessee 1 $ 205,000 $ 205,000 $ 39,000
Macon, Tennessee 1 $ 165,000 $ 165,000 $ 56,000
Rutherford, Tennessee 1 $ 595,000 $ 595,000 $ 92,000
Shelby, Tennessee 1 $ 275,000 $ 275,000 $ 322,000
Union, Tennessee 1 $ 125,000 $ 125,000 $ 55,000
Weakley, Tennessee 1 $ 275,000 $ 275,000 $ 71,000
Anderson, Texas 1 $ 165,000 $ 165,000 $ 93,000
Andrews, Texas 1 $ 135,000 $ 135,000 $ 57,000
Angelina, Texas 1 $ 215,000 $ 215,000 $ 141,000
Armstrong, Texas 1 $ 195,000 $ 195,000 $ 63,000
Brazos, Texas 1 $ 285,000 $ 285,000 $ 57,000
Burleson, Texas 1 $ 65,000 $ 65,000 $ 127,000
Cass, Texas 1 $ 145,000 $ 145,000 $ 53,000
Cherokee, Texas 1 $ 155,000 $ 155,000 $ 97,000
Clay, Texas 1 $ 145,000 $ 145,000 $ 48,000
Comanche, Texas 1 $ 145,000 $ 145,000 $ 112,000
Cooke, Texas 1 $ 325,000 $ 325,000 $ 98,000
Crockett, Texas 1 $ 235,000 $ 235,000 $ 120,000
Delta, Texas 1 $ 165,000 $ 165,000 $ 77,000
Duval, Texas 1 $ 165,000 $ 165,000 $ 49,000
Ellis, Texas 1 $ 505,000 $ 505,000 $ 192,000
Erath, Texas 1 $ 365,000 $ 365,000 $ 96,000
Freestone, Texas 1 $ 255,000 $ 255,000 $ 62,000
Gray, Texas 1 $ 255,000 $ 255,000 $ 70,000
Gregg, Texas 1 $ 245,000 $ 245,000 $ 96,000
Hansford, Texas 1 $ 205,000 $ 205,000 $ 92,000
Hardin, Texas 1 $ 175,000 $ 175,000 $ 54,000
Hill, Texas 1 $ 135,000 $ 135,000 $ 29,000
Houston, Texas 1 $ 225,000 $ 225,000 $ 95,000
Jack, Texas 1 $ 235,000 $ 235,000 $ 80,000
Jim Wells, Texas 1 $ 215,000 $ 215,000 $ 124,000
Lamar, Texas 1 $ 205,000 $ 205,000 $ 64,000
Limestone, Texas 1 $ 115,000 $ 115,000 $ 31,000
Medina, Texas 1 $ 315,000 $ 315,000 $ 142,000
Milam, Texas 1 $ 285,000 $ 285,000 $ 67,000
Palo Pinto, Texas 1 $ 235,000 $ 235,000 $ 96,000
Panola, Texas 1 $ 225,000 $ 225,000 $ 78,000
Pecos, Texas 1 $ 145,000 $ 145,000 $ 83,000
Reeves, Texas 1 $ 155,000 $ 155,000 $ 58,000
Refugio, Texas 1 $ 95,000 $ 95,000 $ 29,000
Sabine, Texas 1 $ 185,000 $ 185,000 $ 60,000
San Jacinto, Texas 1 $ 235,000 $ 235,000 $ 134,000
Taylor, Texas 1 $ 315,000 $ 315,000 $ 134,000
Titus, Texas 1 $ 165,000 $ 165,000 $ 53,000
Tom Green, Texas 1 $ 235,000 $ 235,000 $ 81,000
Uvalde, Texas 1 $ 135,000 $ 135,000 $ 43,000
Val Verde, Texas 1 $ 165,000 $ 165,000 $ 106,000
Washington, Texas 1 $ 355,000 $ 355,000 $ 168,000
Tooele, Utah 1 $ 225,000 $ 225,000 $ 83,000
Albemarle, Virginia 1 $ 405,000 $ 405,000 $ 173,000
Culpeper, Virginia 1 $ 305,000 $ 305,000 $ 72,000
Dinwiddie, Virginia 1 $ 185,000 $ 185,000 $ 37,000
Fairfax City, Virginia 1 $ 295,000 $ 295,000 $ 68,000
Greensville, Virginia 1 $ 195,000 $ 195,000 $ 53,000
Hanover, Virginia 1 $ 425,000 $ 425,000 $ 66,000
Harrisonburg, Virginia 1 $ 255,000 $ 255,000 $ 107,000
Manassas, Virginia 1 $ 255,000 $ 255,000 $ 64,000
Manassas Park, Virginia 1 $ 295,000 $ 295,000 $ 72,000
Richmond City, Virginia 1 $ 155,000 $ 155,000 $ 50,000
Rockingham, Virginia 1 $ 305,000 $ 305,000 $ 290,000
Warren, Virginia 1 $ 265,000 $ 265,000 $ 60,000
Clallam, Washington 1 $ 385,000 $ 385,000 $ 148,000
Grays Harbor, Washington 1 $ 175,000 $ 175,000 $ 39,000
Kitsap, Washington 1 $ 415,000 $ 415,000 $ 157,000
Lewis, Washington 1 $ 415,000 $ 415,000 $ 78,000
Skagit, Washington 1 $ 425,000 $ 425,000 $ 85,000
Whatcom, Washington 1 $ 265,000 $ 265,000 $ 57,000
Whitman, Washington 1 $ 175,000 $ 175,000 $ 54,000
Yakima, Washington 1 $ 295,000 $ 295,000 $ 74,000
Adams, Wisconsin 1 $ 185,000 $ 185,000 $ 77,000
Dane, Wisconsin 1 $ 385,000 $ 385,000 $ 131,000
Dodge, Wisconsin 1 $ 275,000 $ 275,000 $ 86,000
Douglas, Wisconsin 1 $ 135,000 $ 135,000 $ 70,000
Dunn, Wisconsin 1 $ 215,000 $ 215,000 $ 106,000
Green Lake, Wisconsin 1 $ 115,000 $ 115,000 $ 64,000
Kenosha, Wisconsin 1 $ 355,000 $ 355,000 $ 328,000
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Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,454 $797,080,000 $324,000 $2,705,000 $113,000 $6,551,000
Cash-out Refinancing 350 $111,190,000 $317,000 $1,765,000 $113,000 $706,000
Refinancing 236 $78,640,000 $333,000 $1,105,000 $126,000 $1,047,000
Other Purpose 42 $1,440,000 $34,000 $385,000 $87,000 $164,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,588 $511,130,000 $321,000 $2,705,000 $116,000 $2,464,000
Hispanic 553 $177,325,000 $320,000 $2,005,000 $96,000 $756,000
Not Provided 423 $140,375,000 $331,000 $2,005,000 $119,000 $1,288,000
Black or African American 334 $91,650,000 $274,000 $925,000 $90,000 $297,000
Asian 144 $55,510,000 $385,000 $935,000 $186,000 $6,551,000
American Indian or Alaskan Native 27 $7,075,000 $262,000 $595,000 $106,000 $254,000
Native Hawaiian or Other Pacific Islander 3 $1,425,000 $475,000 $765,000 $87,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,883 $615,575,000 $326,000 $2,705,000 $129,000 $6,551,000
FHA-insured (Federal Housing Administration) 951 $284,365,000 $299,000 $805,000 $88,000 $419,000
VA-guaranteed (Veterans Administration) 170 $69,500,000 $408,000 $1,275,000 $100,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $18,910,000 $242,000 $515,000 $87,000 $1,521,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,854 $604,020,000 $325,000 $2,705,000 $113,000 $1,288,000
Application Withdrawn By Applicant 1,016 $322,670,000 $317,000 $2,425,000 $119,000 $6,551,000
Application Denied By Financial Institution 132 $36,670,000 $277,000 $765,000 $86,000 $1,521,000
File Closed For Incompleteness 79 $24,735,000 $313,000 $965,000 $110,000 $1,020,000
Application Approved But Not Accepted 1 $255,000 $255,000 $255,000 $48,000 $48,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,950 $951,680,000 $322,000 $2,705,000 $115,000 $6,551,000
Debt-To-Income Ratio 53 $14,245,000 $268,000 $525,000 $64,000 $180,000
Credit History 30 $7,940,000 $264,000 $455,000 $120,000 $1,521,000
Collateral 14 $3,360,000 $240,000 $375,000 $88,000 $246,000
Other 11 $3,155,000 $286,000 $765,000 $70,000 $133,000
Employment History 11 $4,035,000 $366,000 $545,000 $114,000 $222,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,980,000 $298,000 $385,000 $82,000 $125,000
Unverifiable Information 2 $730,000 $365,000 $445,000 $55,000 $111,000
Credit Application Incomplete 1 $225,000 $225,000 $225,000 $71,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loan Simple, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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