Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Loan Simple, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Loan Simple, Inc.
9635 Maroon Circle Suite 100
Colorado Springs, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 3,082
Total Mortgage Loan Application Amount $988,350,000
Average Mortgage Loan Application Amount $252,000
Highest Mortgage Loan Application Amount $2,705,000
Average Applicant Income $109,750
Highest Applicant Income $6,551,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Loan Simple, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 219 $ 96,695,000 $ 441,000 $ 192,000
Yavapai County Arizona 88 $ 39,170,000 $ 445,000 $ 184,000
Weld County Colorado 88 $ 35,590,000 $ 404,000 $ 122,000
El Paso County Colorado 87 $ 35,485,000 $ 407,000 $ 115,000
Adams County Colorado 82 $ 35,490,000 $ 432,000 $ 121,000
Arapahoe County Colorado 78 $ 29,360,000 $ 376,000 $ 103,000
Harris County Texas 72 $ 17,920,000 $ 248,000 $ 86,000
Larimer County Colorado 60 $ 26,550,000 $ 442,000 $ 161,000
Jefferson County Colorado 57 $ 26,865,000 $ 471,000 $ 143,000
Tarrant County Texas 55 $ 16,605,000 $ 301,000 $ 98,000
Clark County Nevada 53 $ 16,765,000 $ 316,000 $ 81,000
Douglas County Colorado 49 $ 25,015,000 $ 510,000 $ 179,000
Denver County Colorado 48 $ 19,580,000 $ 407,000 $ 175,000
Dallas County Texas 47 $ 11,245,000 $ 239,000 $ 92,000
Marion County Indiana 44 $ 8,240,000 $ 187,000 $ 109,000
Virginia Beach County Virginia 44 $ 11,580,000 $ 263,000 $ 86,000
Pueblo County Colorado 33 $ 9,585,000 $ 290,000 $ 77,000
Collin County Texas 33 $ 12,665,000 $ 383,000 $ 145,000
Denton County Texas 31 $ 9,335,000 $ 301,000 $ 118,000
San Bernardino County California 29 $ 10,895,000 $ 375,000 $ 115,000
Fremont County Colorado 28 $ 7,250,000 $ 258,000 $ 75,000
Outagamie County Wisconsin 24 $ 5,480,000 $ 228,000 $ 80,000
Riverside County California 23 $ 7,625,000 $ 331,000 $ 106,000
San Diego County California 23 $ 10,035,000 $ 436,000 $ 108,000
Norfolk County Virginia 22 $ 6,120,000 $ 278,000 $ 204,000
Volusia County Florida 21 $ 5,565,000 $ 265,000 $ 93,000
Bernalillo County New Mexico 21 $ 4,785,000 $ 227,000 $ 80,000
Los Angeles County California 20 $ 11,520,000 $ 576,000 $ 127,000
Bexar County Texas 20 $ 4,730,000 $ 236,000 $ 106,000
Pinal County Arizona 19 $ 5,055,000 $ 266,000 $ 66,000
Tuolumne County California 18 $ 5,480,000 $ 304,000 $ 127,000
Orange County Florida 18 $ 6,220,000 $ 345,000 $ 118,000
Chesapeake County Virginia 18 $ 5,830,000 $ 323,000 $ 89,000
Milwaukee County Wisconsin 18 $ 3,530,000 $ 196,000 $ 82,000
Duval County Florida 17 $ 4,095,000 $ 240,000 $ 108,000
Polk County Florida 17 $ 3,585,000 $ 210,000 $ 81,000
King County Washington 17 $ 7,995,000 $ 470,000 $ 153,000
Broward County Florida 16 $ 5,460,000 $ 341,000 $ 117,000
Winnebago County Wisconsin 15 $ 2,515,000 $ 167,000 $ 72,000
Marion County Florida 14 $ 3,020,000 $ 215,000 $ 66,000
Hamilton County Tennessee 14 $ 2,830,000 $ 202,000 $ 63,000
Brazoria County Texas 14 $ 4,170,000 $ 297,000 $ 93,000
San Joaquin County California 13 $ 4,155,000 $ 319,000 $ 82,000
Montgomery County Texas 13 $ 3,295,000 $ 253,000 $ 103,000
Mesa County Colorado 12 $ 3,860,000 $ 321,000 $ 126,000
Fulton County Georgia 12 $ 3,190,000 $ 265,000 $ 100,000
Multnomah County Oregon 12 $ 5,120,000 $ 426,000 $ 103,000
Hampton County Virginia 12 $ 3,490,000 $ 290,000 $ 86,000
Newport News County Virginia 12 $ 2,150,000 $ 179,000 $ 77,000
Clark County Washington 12 $ 4,840,000 $ 403,000 $ 85,000
Boulder County Colorado 11 $ 4,105,000 $ 373,000 $ 140,000
Brevard County Florida 11 $ 2,475,000 $ 225,000 $ 72,000
Lee County Florida 11 $ 2,745,000 $ 249,000 $ 91,000
Deschutes County Oregon 11 $ 5,325,000 $ 484,000 $ 144,000
Johnson County Texas 11 $ 2,905,000 $ 264,000 $ 94,000
Elbert County Colorado 10 $ 4,730,000 $ 473,000 $ 134,000
Prince George's County Maryland 10 $ 3,410,000 $ 341,000 $ 107,000
Sandoval County New Mexico 10 $ 2,760,000 $ 276,000 $ 86,000
Clackamas County Oregon 10 $ 3,850,000 $ 385,000 $ 170,000
Comal County Texas 10 $ 2,960,000 $ 296,000 $ 139,000
Grayson County Texas 10 $ 2,500,000 $ 250,000 $ 79,000
Teller County Colorado 9 $ 3,815,000 $ 423,000 $ 161,000
Hillsborough County Florida 9 $ 2,075,000 $ 230,000 $ 103,000
Linn County Oregon 9 $ 2,375,000 $ 263,000 $ 93,000
Hidalgo County Texas 9 $ 2,125,000 $ 236,000 $ 81,000
Nueces County Texas 9 $ 1,725,000 $ 191,000 $ 73,000
Fremont County Wyoming 9 $ 2,185,000 $ 242,000 $ 157,000
Custer County Colorado 8 $ 2,510,000 $ 313,000 $ 134,000
Park County Colorado 8 $ 2,790,000 $ 348,000 $ 137,000
Miami-Dade County Florida 8 $ 2,550,000 $ 318,000 $ 111,000
Palm Beach County Florida 8 $ 2,200,000 $ 275,000 $ 85,000
St. Joseph County Indiana 8 $ 1,670,000 $ 208,000 $ 90,000
Hunt County Texas 8 $ 1,840,000 $ 230,000 $ 74,000
McLennan County Texas 8 $ 1,440,000 $ 180,000 $ 166,000
Pierce County Washington 8 $ 3,190,000 $ 398,000 $ 107,000
Navajo County Arizona 7 $ 1,685,000 $ 240,000 $ 93,000
Pima County Arizona 7 $ 2,445,000 $ 349,000 $ 157,000
Imperial County California 7 $ 2,225,000 $ 317,000 $ 92,000
Osceola County Florida 7 $ 1,945,000 $ 277,000 $ 130,000
Seminole County Florida 7 $ 1,975,000 $ 282,000 $ 107,000
Henry County Georgia 7 $ 1,335,000 $ 190,000 $ 65,000
Jackson County Oregon 7 $ 2,345,000 $ 335,000 $ 90,000
Greenville County South Carolina 7 $ 2,105,000 $ 300,000 $ 117,000
Bell County Texas 7 $ 1,575,000 $ 225,000 $ 72,000
Fort Bend County Texas 7 $ 2,055,000 $ 293,000 $ 79,000
Guadalupe County Texas 7 $ 1,975,000 $ 282,000 $ 105,000
Rockwall County Texas 7 $ 2,485,000 $ 355,000 $ 111,000
Travis County Texas 7 $ 2,505,000 $ 357,000 $ 131,000
Benton County Washington 7 $ 1,525,000 $ 217,000 $ 112,000
Washington County Wisconsin 7 $ 2,115,000 $ 302,000 $ 79,000
Coconino County Arizona 6 $ 4,010,000 $ 668,000 $ 217,000
Hernando County Florida 6 $ 1,000,000 $ 166,000 $ 77,000
Pasco County Florida 6 $ 1,520,000 $ 253,000 $ 100,000
Pinellas County Florida 6 $ 1,590,000 $ 265,000 $ 119,000
Gwinnett County Georgia 6 $ 1,880,000 $ 313,000 $ 94,000
Lowndes County Georgia 6 $ 560,000 $ 93,000 $ 39,000
Lake County Indiana 6 $ 1,000,000 $ 166,000 $ 51,000
Jefferson County Louisiana 6 $ 1,380,000 $ 230,000 $ 96,000
Douglas County Nebraska 6 $ 970,000 $ 161,000 $ 83,000
Eddy County New Mexico 6 $ 1,180,000 $ 196,000 $ 78,000
Rhea County Tennessee 6 $ 1,050,000 $ 175,000 $ 60,000
El Paso County Texas 6 $ 1,060,000 $ 176,000 $ 72,000
Hays County Texas 6 $ 1,910,000 $ 318,000 $ 99,000
Kaufman County Texas 6 $ 1,320,000 $ 220,000 $ 93,000
Henrico County Virginia 6 $ 1,330,000 $ 221,000 $ 105,000
Portsmouth County Virginia 6 $ 1,940,000 $ 323,000 $ 79,000
Laramie County Wyoming 6 $ 1,900,000 $ 316,000 $ 97,000
Summit County Colorado 5 $ 2,215,000 $ 443,000 $ 304,000
DeKalb County Georgia 5 $ 1,445,000 $ 289,000 $ 87,000
Kosciusko County Indiana 5 $ 1,075,000 $ 215,000 $ 71,000
Dona Ana County New Mexico 5 $ 1,095,000 $ 219,000 $ 91,000
Valencia County New Mexico 5 $ 935,000 $ 187,000 $ 76,000
Wake County North Carolina 5 $ 1,535,000 $ 307,000 $ 115,000
Curry County Oregon 5 $ 1,895,000 $ 379,000 $ 128,000
Douglas County Oregon 5 $ 1,165,000 $ 233,000 $ 57,000
Lane County Oregon 5 $ 1,185,000 $ 237,000 $ 77,000
Marion County Oregon 5 $ 1,755,000 $ 351,000 $ 115,000
Bradley County Tennessee 5 $ 1,155,000 $ 231,000 $ 67,000
Cameron County Texas 5 $ 1,035,000 $ 207,000 $ 95,000
Ector County Texas 5 $ 1,525,000 $ 305,000 $ 133,000
Midland County Texas 5 $ 835,000 $ 167,000 $ 91,000
Parker County Texas 5 $ 1,505,000 $ 301,000 $ 109,000
Suffolk County Virginia 5 $ 2,325,000 $ 465,000 $ 123,000
Pacific County Washington 5 $ 885,000 $ 177,000 $ 56,000
Fond du Lac County Wisconsin 5 $ 665,000 $ 133,000 $ 58,000
Waupaca County Wisconsin 5 $ 845,000 $ 169,000 $ 50,000
Mohave County Arizona 4 $ 780,000 $ 195,000 $ 76,000
Orange County California 4 $ 1,930,000 $ 482,000 $ 97,000
Sacramento County California 4 $ 1,700,000 $ 425,000 $ 142,000
Tulare County California 4 $ 720,000 $ 180,000 $ 97,000
Eagle County Colorado 4 $ 1,510,000 $ 377,000 $ 173,000
Montrose County Colorado 4 $ 1,220,000 $ 305,000 $ 82,000
Escambia County Florida 4 $ 570,000 $ 142,000 $ 65,000
Flagler County Florida 4 $ 890,000 $ 222,000 $ 73,000
Catoosa County Georgia 4 $ 640,000 $ 160,000 $ 63,000
Cobb County Georgia 4 $ 1,330,000 $ 332,000 $ 82,000
Boone County Indiana 4 $ 1,170,000 $ 292,000 $ 75,000
Crawford County Indiana 4 $ 460,000 $ 115,000 $ 68,000
Floyd County Indiana 4 $ 950,000 $ 237,000 $ 72,000
Hendricks County Indiana 4 $ 830,000 $ 207,000 $ 80,000
Monroe County Indiana 4 $ 760,000 $ 190,000 $ 79,000
Anoka County Minnesota 4 $ 1,210,000 $ 302,000 $ 97,000
Scott County Minnesota 4 $ 1,460,000 $ 365,000 $ 74,000
Rio Arriba County New Mexico 4 $ 1,020,000 $ 255,000 $ 84,000
San Juan County New Mexico 4 $ 890,000 $ 222,000 $ 86,000
Santa Fe County New Mexico 4 $ 1,530,000 $ 382,000 $ 129,000
Washington County Oregon 4 $ 1,560,000 $ 390,000 $ 108,000
Anderson County South Carolina 4 $ 1,190,000 $ 297,000 $ 146,000
Henderson County Texas 4 $ 930,000 $ 232,000 $ 65,000
Jefferson County Texas 4 $ 840,000 $ 210,000 $ 81,000
Victoria County Texas 4 $ 1,090,000 $ 272,000 $ 122,000
Williamson County Texas 4 $ 1,090,000 $ 272,000 $ 119,000
Wise County Texas 4 $ 950,000 $ 237,000 $ 68,000
King William County Virginia 4 $ 850,000 $ 212,000 $ 63,000
Louisa County Virginia 4 $ 1,210,000 $ 302,000 $ 84,000
Spotsylvania County Virginia 4 $ 1,320,000 $ 330,000 $ 78,000
Westmoreland County Virginia 4 $ 1,300,000 $ 325,000 $ 171,000
Grant County Washington 4 $ 490,000 $ 122,000 $ 66,000
Spokane County Washington 4 $ 1,080,000 $ 270,000 $ 81,000
Brown County Wisconsin 4 $ 1,350,000 $ 337,000 $ 81,000
Contra Costa County California 3 $ 1,595,000 $ 531,000 $ 92,000
Monterey County California 3 $ 1,925,000 $ 641,000 $ 195,000
Chaffee County Colorado 3 $ 1,135,000 $ 378,000 $ 124,000
Clear Creek County Colorado 3 $ 1,415,000 $ 471,000 $ 167,000
Lincoln County Colorado 3 $ 715,000 $ 238,000 $ 73,000
Alachua County Florida 3 $ 635,000 $ 211,000 $ 57,000
Citrus County Florida 3 $ 765,000 $ 255,000 $ 91,000
Collier County Florida 3 $ 1,135,000 $ 378,000 $ 133,000
Lake County Florida 3 $ 1,555,000 $ 518,000 $ 180,000
Martin County Florida 3 $ 465,000 $ 155,000 $ 70,000
Okaloosa County Florida 3 $ 455,000 $ 151,000 $ 76,000
Walton County Florida 3 $ 455,000 $ 151,000 $ 57,000
Allen County Indiana 3 $ 435,000 $ 145,000 $ 71,000
Bartholomew County Indiana 3 $ 315,000 $ 105,000 $ 39,000
Decatur County Indiana 3 $ 785,000 $ 261,000 $ 82,000
Elkhart County Indiana 3 $ 555,000 $ 185,000 $ 55,000
Grant County Indiana 3 $ 425,000 $ 141,000 $ 78,000
Hamilton County Indiana 3 $ 1,055,000 $ 351,000 $ 164,000
Johnson County Indiana 3 $ 585,000 $ 195,000 $ 62,000
Noble County Indiana 3 $ 325,000 $ 108,000 $ 84,000
Shelby County Indiana 3 $ 465,000 $ 155,000 $ 35,000
St. Charles County Louisiana 3 $ 765,000 $ 255,000 $ 84,000
Nye County Nevada 3 $ 505,000 $ 168,000 $ 61,000
Lea County New Mexico 3 $ 305,000 $ 101,000 $ 61,000
Columbia County Oregon 3 $ 715,000 $ 238,000 $ 96,000
Spartanburg County South Carolina 3 $ 525,000 $ 175,000 $ 108,000
Bailey County Texas 3 $ 545,000 $ 181,000 $ 108,000
Brown County Texas 3 $ 495,000 $ 165,000 $ 109,000
Galveston County Texas 3 $ 625,000 $ 208,000 $ 79,000
Kerr County Texas 3 $ 715,000 $ 238,000 $ 75,000
Navarro County Texas 3 $ 405,000 $ 135,000 $ 75,000
Potter County Texas 3 $ 595,000 $ 198,000 $ 128,000
San Patricio County Texas 3 $ 735,000 $ 245,000 $ 84,000
Smith County Texas 3 $ 1,055,000 $ 351,000 $ 127,000
Upshur County Texas 3 $ 1,045,000 $ 348,000 $ 128,000
Waller County Texas 3 $ 785,000 $ 261,000 $ 72,000
Wharton County Texas 3 $ 385,000 $ 128,000 $ 119,000
Wood County Texas 3 $ 675,000 $ 225,000 $ 104,000
Chesterfield County Virginia 3 $ 645,000 $ 215,000 $ 135,000
Fairfax County Virginia 3 $ 1,065,000 $ 355,000 $ 89,000
James City County Virginia 3 $ 995,000 $ 331,000 $ 121,000
Petersburg County Virginia 3 $ 425,000 $ 141,000 $ 74,000
Prince William County Virginia 3 $ 1,485,000 $ 495,000 $ 130,000
Stafford County Virginia 3 $ 1,245,000 $ 415,000 $ 133,000
Cowlitz County Washington 3 $ 945,000 $ 315,000 $ 89,000
Snohomish County Washington 3 $ 2,245,000 $ 748,000 $ 158,000
Calumet County Wisconsin 3 $ 595,000 $ 198,000 $ 46,000
Richland County Wisconsin 3 $ 485,000 $ 161,000 $ 68,000
Waushara County Wisconsin 3 $ 675,000 $ 225,000 $ 108,000
Gila County Arizona 2 $ 320,000 $ 160,000 $ 179,000
Yuma County Arizona 2 $ 400,000 $ 200,000 $ 80,000
Calaveras County California 2 $ 710,000 $ 355,000 $ 123,000
Madera County California 2 $ 620,000 $ 310,000 $ 47,000
Merced County California 2 $ 630,000 $ 315,000 $ 52,000
Santa Clara County California 2 $ 1,430,000 $ 715,000 $ 131,000
Sonoma County California 2 $ 760,000 $ 380,000 $ 110,000
Garfield County Colorado 2 $ 600,000 $ 300,000 $ 79,000
Grand County Colorado 2 $ 1,340,000 $ 670,000 $ 245,000
Huerfano County Colorado 2 $ 590,000 $ 295,000 $ 105,000
Lake County Colorado 2 $ 500,000 $ 250,000 $ 115,000
Logan County Colorado 2 $ 490,000 $ 245,000 $ 72,000
Clay County Florida 2 $ 380,000 $ 190,000 $ 117,000
Hendry County Florida 2 $ 540,000 $ 270,000 $ 83,000
Santa Rosa County Florida 2 $ 470,000 $ 235,000 $ 54,000
St. Lucie County Florida 2 $ 720,000 $ 360,000 $ 124,000
Union County Florida 2 $ 190,000 $ 95,000 $ 63,000
Wakulla County Florida 2 $ 610,000 $ 305,000 $ 84,000
Carroll County Georgia 2 $ 750,000 $ 375,000 $ 69,000
Cherokee County Georgia 2 $ 380,000 $ 190,000 $ 88,000
Douglas County Georgia 2 $ 450,000 $ 225,000 $ 60,000
Forsyth County Georgia 2 $ 540,000 $ 270,000 $ 89,000
Blackford County Indiana 2 $ 180,000 $ 90,000 $ 72,000
Clark County Indiana 2 $ 450,000 $ 225,000 $ 51,000
Dearborn County Indiana 2 $ 330,000 $ 165,000 $ 64,000
Henry County Indiana 2 $ 520,000 $ 260,000 $ 89,000
Porter County Indiana 2 $ 250,000 $ 125,000 $ 44,000
Putnam County Indiana 2 $ 400,000 $ 200,000 $ 46,000
Rush County Indiana 2 $ 220,000 $ 110,000 $ 47,000
Scott County Indiana 2 $ 540,000 $ 270,000 $ 73,000
Vanderburgh County Indiana 2 $ 440,000 $ 220,000 $ 103,000
Wabash County Indiana 2 $ 270,000 $ 135,000 $ 38,000
Baltimore County Maryland 2 $ 600,000 $ 300,000 $ 73,000
Charles County Maryland 2 $ 580,000 $ 290,000 $ 94,000
Chisago County Minnesota 2 $ 450,000 $ 225,000 $ 67,000
Hennepin County Minnesota 2 $ 740,000 $ 370,000 $ 102,000
Ramsey County Minnesota 2 $ 600,000 $ 300,000 $ 68,000
Mineral County Nevada 2 $ 270,000 $ 135,000 $ 59,000
Grant County New Mexico 2 $ 290,000 $ 145,000 $ 97,000
Luna County New Mexico 2 $ 170,000 $ 85,000 $ 63,000
Otero County New Mexico 2 $ 360,000 $ 180,000 $ 39,000
Taos County New Mexico 2 $ 390,000 $ 195,000 $ 81,000
Klamath County Oregon 2 $ 520,000 $ 260,000 $ 67,000
Lake County Oregon 2 $ 310,000 $ 155,000 $ 118,000
Lincoln County Oregon 2 $ 350,000 $ 175,000 $ 129,000
Berkeley County South Carolina 2 $ 330,000 $ 165,000 $ 35,000
Laurens County South Carolina 2 $ 310,000 $ 155,000 $ 49,000
Cheatham County Tennessee 2 $ 760,000 $ 380,000 $ 95,000
Knox County Tennessee 2 $ 650,000 $ 325,000 $ 129,000
Montgomery County Tennessee 2 $ 440,000 $ 220,000 $ 64,000
Bastrop County Texas 2 $ 520,000 $ 260,000 $ 222,000
Burnet County Texas 2 $ 370,000 $ 185,000 $ 202,000
Carson County Texas 2 $ 110,000 $ 55,000 $ 47,000
Fannin County Texas 2 $ 350,000 $ 175,000 $ 169,000
Harrison County Texas 2 $ 290,000 $ 145,000 $ 59,000
Hood County Texas 2 $ 450,000 $ 225,000 $ 83,000
Hopkins County Texas 2 $ 330,000 $ 165,000 $ 137,000
Leon County Texas 2 $ 330,000 $ 165,000 $ 54,000
Liberty County Texas 2 $ 440,000 $ 220,000 $ 101,000
Lubbock County Texas 2 $ 390,000 $ 195,000 $ 154,000
Montague County Texas 2 $ 220,000 $ 110,000 $ 34,000
Nacogdoches County Texas 2 $ 470,000 $ 235,000 $ 88,000
Rains County Texas 2 $ 470,000 $ 235,000 $ 90,000
Randall County Texas 2 $ 500,000 $ 250,000 $ 63,000
Rusk County Texas 2 $ 620,000 $ 310,000 $ 65,000
Van Zandt County Texas 2 $ 610,000 $ 305,000 $ 107,000
Webb County Texas 2 $ 440,000 $ 220,000 $ 47,000
Wilson County Texas 2 $ 280,000 $ 140,000 $ 140,000
Loudoun County Virginia 2 $ 1,160,000 $ 580,000 $ 163,000
Orange County Virginia 2 $ 610,000 $ 305,000 $ 78,000
Poquoson County Virginia 2 $ 570,000 $ 285,000 $ 64,000
Powhatan County Virginia 2 $ 630,000 $ 315,000 $ 110,000
Prince George County Virginia 2 $ 560,000 $ 280,000 $ 89,000
Roanoke City County Virginia 2 $ 380,000 $ 190,000 $ 153,000
York County Virginia 2 $ 600,000 $ 300,000 $ 70,000
Mason County Washington 2 $ 530,000 $ 265,000 $ 114,000
Pend Oreille County Washington 2 $ 290,000 $ 145,000 $ 72,000
Stevens County Washington 2 $ 320,000 $ 160,000 $ 48,000
Wahkiakum County Washington 2 $ 370,000 $ 185,000 $ 110,000
Jefferson County Wisconsin 2 $ 540,000 $ 270,000 $ 69,000
Manitowoc County Wisconsin 2 $ 190,000 $ 95,000 $ 40,000
Racine County Wisconsin 2 $ 470,000 $ 235,000 $ 124,000
Waukesha County Wisconsin 2 $ 560,000 $ 280,000 $ 83,000
Macon County Alabama 1 $ 235,000 $ 235,000 $ 58,000
Graham County Arizona 1 $ 195,000 $ 195,000 $ 57,000
Fresno County California 1 $ 375,000 $ 375,000 $ 97,000
Humboldt County California 1 $ 215,000 $ 215,000 $ 309,000
Inyo County California 1 $ 245,000 $ 245,000 $ 35,000
Kern County California 1 $ 185,000 $ 185,000 $ 45,000
Marin County California 1 $ 505,000 $ 505,000 $ 156,000
Nevada County California 1 $ 105,000 $ 105,000 $ 97,000
Placer County California 1 $ 355,000 $ 355,000 $ 77,000
San Francisco County California 1 $ 995,000 $ 995,000 $ 114,000
San Luis Obispo County California 1 $ 495,000 $ 495,000 $ 82,000
Solano County California 1 $ 405,000 $ 405,000 $ 81,000
Stanislaus County California 1 $ 575,000 $ 575,000 $ 143,000
Sutter County California 1 $ 395,000 $ 395,000 $ 61,000
Tehama County California 1 $ 235,000 $ 235,000 $ 219,000
Alamosa County Colorado 1 $ 165,000 $ 165,000 $ 54,000
Broomfield County Colorado 1 $ 395,000 $ 395,000 $ 98,000
Conejos County Colorado 1 $ 205,000 $ 205,000 $ 127,000
Costilla County Colorado 1 $ 245,000 $ 245,000 $ 48,000
Delta County Colorado 1 $ 215,000 $ 215,000 $ 48,000
Jackson County Colorado 1 $ 225,000 $ 225,000 $ 44,000
La Plata County Colorado 1 $ 215,000 $ 215,000 $ 60,000
Moffat County Colorado 1 $ 375,000 $ 375,000 $ 49,000
Montezuma County Colorado 1 $ 355,000 $ 355,000 $ 122,000
Morgan County Colorado 1 $ 205,000 $ 205,000 $ 33,000
Otero County Colorado 1 $ 105,000 $ 105,000 $ 17,000
Rio Grande County Colorado 1 $ 195,000 $ 195,000 $ 52,000
Saguache County Colorado 1 $ 95,000 $ 95,000 $ 42,000
San Miguel County Colorado 1 $ 285,000 $ 285,000 $ 52,000
Washington County Colorado 1 $ 305,000 $ 305,000 $ 76,000
Bradford County Florida 1 $ 285,000 $ 285,000 $ 77,000
Charlotte County Florida 1 $ 305,000 $ 305,000 $ 52,000
Columbia County Florida 1 $ 125,000 $ 125,000 $ 56,000
Hardee County Florida 1 $ 285,000 $ 285,000 $ 85,000
Highlands County Florida 1 $ 275,000 $ 275,000 $ 60,000
Indian River County Florida 1 $ 355,000 $ 355,000 $ 87,000
Levy County Florida 1 $ 205,000 $ 205,000 $ 80,000
Manatee County Florida 1 $ 355,000 $ 355,000 $ 182,000
Nassau County Florida 1 $ 285,000 $ 285,000 $ 72,000
Putnam County Florida 1 $ 5,000 $ 5,000 $ 52,000
Sarasota County Florida 1 $ 325,000 $ 325,000 $ 81,000
St. Johns County Florida 1 $ 255,000 $ 255,000 $ 67,000
Suwannee County Florida 1 $ 205,000 $ 205,000 $ 43,000
Barrow County Georgia 1 $ 415,000 $ 415,000 $ 94,000
Bibb County Georgia 1 $ 145,000 $ 145,000 $ 72,000
Bulloch County Georgia 1 $ 205,000 $ 205,000 $ 49,000
Camden County Georgia 1 $ 265,000 $ 265,000 $ 62,000
Clayton County Georgia 1 $ 365,000 $ 365,000 $ 155,000
Fayette County Georgia 1 $ 165,000 $ 165,000 $ 107,000
Floyd County Georgia 1 $ 195,000 $ 195,000 $ 40,000
Jackson County Georgia 1 $ 375,000 $ 375,000 $ 63,000
Muscogee County Georgia 1 $ 415,000 $ 415,000 $ 103,000
Newton County Georgia 1 $ 405,000 $ 405,000 $ 107,000
Pike County Georgia 1 $ 345,000 $ 345,000 $ 24,000
Polk County Georgia 1 $ 255,000 $ 255,000 $ 97,000
Rabun County Georgia 1 $ 115,000 $ 115,000 $ 0
Rockdale County Georgia 1 $ 355,000 $ 355,000 $ 125,000
Toombs County Georgia 1 $ 265,000 $ 265,000 $ 83,000
Union County Georgia 1 $ 225,000 $ 225,000 $ 90,000
Walker County Georgia 1 $ 265,000 $ 265,000 $ 70,000
Cass County Indiana 1 $ 155,000 $ 155,000 $ 95,000
DeKalb County Indiana 1 $ 195,000 $ 195,000 $ 82,000
Delaware County Indiana 1 $ 155,000 $ 155,000 $ 45,000
Fulton County Indiana 1 $ 205,000 $ 205,000 $ 70,000
Greene County Indiana 1 $ 405,000 $ 405,000 $ 134,000
Jackson County Indiana 1 $ 295,000 $ 295,000 $ 84,000
Jefferson County Indiana 1 $ 365,000 $ 365,000 $ 100,000
LaPorte County Indiana 1 $ 215,000 $ 215,000 $ 122,000
Madison County Indiana 1 $ 95,000 $ 95,000 $ 31,000
Marshall County Indiana 1 $ 295,000 $ 295,000 $ 187,000
Morgan County Indiana 1 $ 265,000 $ 265,000 $ 47,000
Ripley County Indiana 1 $ 205,000 $ 205,000 $ 85,000
Sullivan County Indiana 1 $ 175,000 $ 175,000 $ 104,000
Tippecanoe County Indiana 1 $ 445,000 $ 445,000 $ 174,000
Vigo County Indiana 1 $ 165,000 $ 165,000 $ 37,000
Warren County Indiana 1 $ 315,000 $ 315,000 $ 113,000
Whitley County Indiana 1 $ 245,000 $ 245,000 $ 76,000
Dallas County Iowa 1 $ 145,000 $ 145,000 $ 0
Plymouth County Iowa 1 $ 215,000 $ 215,000 $ 46,000
Polk County Iowa 1 $ 285,000 $ 285,000 $ 481,000
Scott County Iowa 1 $ 195,000 $ 195,000 $ 90,000
Caldwell County Louisiana 1 $ 165,000 $ 165,000 $ 73,000
East Baton Rouge County Louisiana 1 $ 135,000 $ 135,000 $ 65,000
Livingston County Louisiana 1 $ 425,000 $ 425,000 $ 167,000
West Baton Rouge County Louisiana 1 $ 185,000 $ 185,000 $ 65,000
Baltimore City County Maryland 1 $ 345,000 $ 345,000 $ 135,000
Carver County Minnesota 1 $ 255,000 $ 255,000 $ 46,000
Dakota County Minnesota 1 $ 225,000 $ 225,000 $ 82,000
Faribault County Minnesota 1 $ 65,000 $ 65,000 $ 34,000
Morrison County Minnesota 1 $ 355,000 $ 355,000 $ 30,000
Clay County Missouri 1 $ 265,000 $ 265,000 $ 103,000
Jackson County Missouri 1 $ 85,000 $ 85,000 $ 42,000
St. Louis County Missouri 1 $ 5,000 $ 5,000 $ 76,000
Keith County Nebraska 1 $ 195,000 $ 195,000 $ 104,000
Lyon County Nevada 1 $ 255,000 $ 255,000 $ 62,000
Washoe County Nevada 1 $ 275,000 $ 275,000 $ 73,000
Catron County New Mexico 1 $ 165,000 $ 165,000 $ 41,000
Chaves County New Mexico 1 $ 145,000 $ 145,000 $ 36,000
Curry County New Mexico 1 $ 5,000 $ 5,000 $ 29,000
Lincoln County New Mexico 1 $ 245,000 $ 245,000 $ 53,000
McKinley County New Mexico 1 $ 205,000 $ 205,000 $ 41,000
Quay County New Mexico 1 $ 5,000 $ 5,000 $ 62,000
Bertie County North Carolina 1 $ 195,000 $ 195,000 $ 55,000
Buncombe County North Carolina 1 $ 245,000 $ 245,000 $ 60,000
Currituck County North Carolina 1 $ 325,000 $ 325,000 $ 225,000
Durham County North Carolina 1 $ 355,000 $ 355,000 $ 264,000
Franklin County North Carolina 1 $ 495,000 $ 495,000 $ 285,000
Gaston County North Carolina 1 $ 405,000 $ 405,000 $ 76,000
Harnett County North Carolina 1 $ 175,000 $ 175,000 $ 58,000
Pasquotank County North Carolina 1 $ 285,000 $ 285,000 $ 89,000
Wayne County North Carolina 1 $ 205,000 $ 205,000 $ 50,000
Cuyahoga County Ohio 1 $ 135,000 $ 135,000 $ 76,000
Mahoning County Ohio 1 $ 205,000 $ 205,000 $ 54,000
Stark County Ohio 1 $ 175,000 $ 175,000 $ 81,000
Cherokee County Oklahoma 1 $ 185,000 $ 185,000 $ 110,000
Oklahoma County Oklahoma 1 $ 85,000 $ 85,000 $ 114,000
Clatsop County Oregon 1 $ 505,000 $ 505,000 $ 99,000
Coos County Oregon 1 $ 255,000 $ 255,000 $ 74,000
Jefferson County Oregon 1 $ 295,000 $ 295,000 $ 50,000
Josephine County Oregon 1 $ 365,000 $ 365,000 $ 91,000
Malheur County Oregon 1 $ 435,000 $ 435,000 $ 73,000
Morrow County Oregon 1 $ 215,000 $ 215,000 $ 79,000
Tillamook County Oregon 1 $ 385,000 $ 385,000 $ 77,000
Yamhill County Oregon 1 $ 255,000 $ 255,000 $ 59,000
Allegheny County Pennsylvania 1 $ 145,000 $ 145,000 $ 81,000
Aiken County South Carolina 1 $ 285,000 $ 285,000 $ 85,000
Calhoun County South Carolina 1 $ 115,000 $ 115,000 $ 26,000
Charleston County South Carolina 1 $ 265,000 $ 265,000 $ 48,000
Oconee County South Carolina 1 $ 155,000 $ 155,000 $ 339,000
Orangeburg County South Carolina 1 $ 265,000 $ 265,000 $ 80,000
Davidson County Tennessee 1 $ 115,000 $ 115,000 $ 50,000
Hawkins County Tennessee 1 $ 165,000 $ 165,000 $ 47,000
Loudon County Tennessee 1 $ 205,000 $ 205,000 $ 39,000
Macon County Tennessee 1 $ 165,000 $ 165,000 $ 56,000
Rutherford County Tennessee 1 $ 595,000 $ 595,000 $ 92,000
Shelby County Tennessee 1 $ 275,000 $ 275,000 $ 322,000
Union County Tennessee 1 $ 125,000 $ 125,000 $ 55,000
Weakley County Tennessee 1 $ 275,000 $ 275,000 $ 71,000
Anderson County Texas 1 $ 165,000 $ 165,000 $ 93,000
Andrews County Texas 1 $ 135,000 $ 135,000 $ 57,000
Angelina County Texas 1 $ 215,000 $ 215,000 $ 141,000
Armstrong County Texas 1 $ 195,000 $ 195,000 $ 63,000
Brazos County Texas 1 $ 285,000 $ 285,000 $ 57,000
Burleson County Texas 1 $ 65,000 $ 65,000 $ 127,000
Cass County Texas 1 $ 145,000 $ 145,000 $ 53,000
Cherokee County Texas 1 $ 155,000 $ 155,000 $ 97,000
Clay County Texas 1 $ 145,000 $ 145,000 $ 48,000
Comanche County Texas 1 $ 145,000 $ 145,000 $ 112,000
Cooke County Texas 1 $ 325,000 $ 325,000 $ 98,000
Crockett County Texas 1 $ 235,000 $ 235,000 $ 120,000
Delta County Texas 1 $ 165,000 $ 165,000 $ 77,000
Duval County Texas 1 $ 165,000 $ 165,000 $ 49,000
Ellis County Texas 1 $ 505,000 $ 505,000 $ 192,000
Erath County Texas 1 $ 365,000 $ 365,000 $ 96,000
Freestone County Texas 1 $ 255,000 $ 255,000 $ 62,000
Gray County Texas 1 $ 255,000 $ 255,000 $ 70,000
Gregg County Texas 1 $ 245,000 $ 245,000 $ 96,000
Hansford County Texas 1 $ 205,000 $ 205,000 $ 92,000
Hardin County Texas 1 $ 175,000 $ 175,000 $ 54,000
Hill County Texas 1 $ 135,000 $ 135,000 $ 29,000
Houston County Texas 1 $ 225,000 $ 225,000 $ 95,000
Jack County Texas 1 $ 235,000 $ 235,000 $ 80,000
Jim Wells County Texas 1 $ 215,000 $ 215,000 $ 124,000
Lamar County Texas 1 $ 205,000 $ 205,000 $ 64,000
Limestone County Texas 1 $ 115,000 $ 115,000 $ 31,000
Medina County Texas 1 $ 315,000 $ 315,000 $ 142,000
Milam County Texas 1 $ 285,000 $ 285,000 $ 67,000
Palo Pinto County Texas 1 $ 235,000 $ 235,000 $ 96,000
Panola County Texas 1 $ 225,000 $ 225,000 $ 78,000
Pecos County Texas 1 $ 145,000 $ 145,000 $ 83,000
Reeves County Texas 1 $ 155,000 $ 155,000 $ 58,000
Refugio County Texas 1 $ 95,000 $ 95,000 $ 29,000
Sabine County Texas 1 $ 185,000 $ 185,000 $ 60,000
San Jacinto County Texas 1 $ 235,000 $ 235,000 $ 134,000
Taylor County Texas 1 $ 315,000 $ 315,000 $ 134,000
Titus County Texas 1 $ 165,000 $ 165,000 $ 53,000
Tom Green County Texas 1 $ 235,000 $ 235,000 $ 81,000
Uvalde County Texas 1 $ 135,000 $ 135,000 $ 43,000
Val Verde County Texas 1 $ 165,000 $ 165,000 $ 106,000
Washington County Texas 1 $ 355,000 $ 355,000 $ 168,000
Tooele County Utah 1 $ 225,000 $ 225,000 $ 83,000
Albemarle County Virginia 1 $ 405,000 $ 405,000 $ 173,000
Culpeper County Virginia 1 $ 305,000 $ 305,000 $ 72,000
Dinwiddie County Virginia 1 $ 185,000 $ 185,000 $ 37,000
Fairfax City County Virginia 1 $ 295,000 $ 295,000 $ 68,000
Greensville County Virginia 1 $ 195,000 $ 195,000 $ 53,000
Hanover County Virginia 1 $ 425,000 $ 425,000 $ 66,000
Harrisonburg County Virginia 1 $ 255,000 $ 255,000 $ 107,000
Manassas County Virginia 1 $ 255,000 $ 255,000 $ 64,000
Manassas Park County Virginia 1 $ 295,000 $ 295,000 $ 72,000
Richmond City County Virginia 1 $ 155,000 $ 155,000 $ 50,000
Rockingham County Virginia 1 $ 305,000 $ 305,000 $ 290,000
Warren County Virginia 1 $ 265,000 $ 265,000 $ 60,000
Clallam County Washington 1 $ 385,000 $ 385,000 $ 148,000
Grays Harbor County Washington 1 $ 175,000 $ 175,000 $ 39,000
Kitsap County Washington 1 $ 415,000 $ 415,000 $ 157,000
Lewis County Washington 1 $ 415,000 $ 415,000 $ 78,000
Skagit County Washington 1 $ 425,000 $ 425,000 $ 85,000
Whatcom County Washington 1 $ 265,000 $ 265,000 $ 57,000
Whitman County Washington 1 $ 175,000 $ 175,000 $ 54,000
Yakima County Washington 1 $ 295,000 $ 295,000 $ 74,000
Adams County Wisconsin 1 $ 185,000 $ 185,000 $ 77,000
Dane County Wisconsin 1 $ 385,000 $ 385,000 $ 131,000
Dodge County Wisconsin 1 $ 275,000 $ 275,000 $ 86,000
Douglas County Wisconsin 1 $ 135,000 $ 135,000 $ 70,000
Dunn County Wisconsin 1 $ 215,000 $ 215,000 $ 106,000
Green Lake County Wisconsin 1 $ 115,000 $ 115,000 $ 64,000
Kenosha County Wisconsin 1 $ 355,000 $ 355,000 $ 328,000
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Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,454 $797,080,000 $324,000 $2,705,000 $113,000 $6,551,000
Cash-out Refinancing 350 $111,190,000 $317,000 $1,765,000 $113,000 $706,000
Refinancing 236 $78,640,000 $333,000 $1,105,000 $126,000 $1,047,000
Other Purpose 42 $1,440,000 $34,000 $385,000 $87,000 $164,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,588 $511,130,000 $321,000 $2,705,000 $116,000 $2,464,000
Hispanic 553 $177,325,000 $320,000 $2,005,000 $96,000 $756,000
Not Provided 423 $140,375,000 $331,000 $2,005,000 $119,000 $1,288,000
Black or African American 334 $91,650,000 $274,000 $925,000 $90,000 $297,000
Asian 144 $55,510,000 $385,000 $935,000 $186,000 $6,551,000
American Indian or Alaskan Native 27 $7,075,000 $262,000 $595,000 $106,000 $254,000
Native Hawaiian or Other Pacific Islander 3 $1,425,000 $475,000 $765,000 $87,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,883 $615,575,000 $326,000 $2,705,000 $129,000 $6,551,000
FHA-insured (Federal Housing Administration) 951 $284,365,000 $299,000 $805,000 $88,000 $419,000
VA-guaranteed (Veterans Administration) 170 $69,500,000 $408,000 $1,275,000 $100,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $18,910,000 $242,000 $515,000 $87,000 $1,521,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,854 $604,020,000 $325,000 $2,705,000 $113,000 $1,288,000
Application Withdrawn By Applicant 1,016 $322,670,000 $317,000 $2,425,000 $119,000 $6,551,000
Application Denied By Financial Institution 132 $36,670,000 $277,000 $765,000 $86,000 $1,521,000
File Closed For Incompleteness 79 $24,735,000 $313,000 $965,000 $110,000 $1,020,000
Application Approved But Not Accepted 1 $255,000 $255,000 $255,000 $48,000 $48,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,950 $951,680,000 $322,000 $2,705,000 $115,000 $6,551,000
Debt-To-Income Ratio 53 $14,245,000 $268,000 $525,000 $64,000 $180,000
Credit History 30 $7,940,000 $264,000 $455,000 $120,000 $1,521,000
Collateral 14 $3,360,000 $240,000 $375,000 $88,000 $246,000
Other 11 $3,155,000 $286,000 $765,000 $70,000 $133,000
Employment History 11 $4,035,000 $366,000 $545,000 $114,000 $222,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,980,000 $298,000 $385,000 $82,000 $125,000
Unverifiable Information 2 $730,000 $365,000 $445,000 $55,000 $111,000
Credit Application Incomplete 1 $225,000 $225,000 $225,000 $71,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loan Simple, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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