Low Va Rates, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Low Va Rates, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Low Va Rates, Llc
384 South 400 West, #100
Lindon, UT 84042
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 4,041
Total Mortgage Loan Application Amount $993,805,000
Average Mortgage Loan Application Amount $229,333
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $49,000
Highest Applicant Income $4,200,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Low Va Rates, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Low Va Rates, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Low Va Rates, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Low Va Rates, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Low Va Rates, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Low Va Rates, Llc's mortgage activity for 2018.

Mortgage Loan Application Totals for Low Va Rates, Llc by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark County Nevada 185 $ 52,195,000 $ 282,000 $ 64,000
Maricopa County Arizona 108 $ 28,570,000 $ 264,000 $ 30,000
Riverside County California 73 $ 24,335,000 $ 333,000 $ 38,000
Utah County Utah 55 $ 14,315,000 $ 260,000 $ 136,000
Bexar County Texas 51 $ 10,905,000 $ 213,000 $ 17,000
El Paso County Colorado 50 $ 14,160,000 $ 283,000 $ 29,000
San Diego County California 43 $ 18,025,000 $ 419,000 $ 22,000
Bell County Texas 43 $ 7,715,000 $ 179,000 $ 12,000
Salt Lake County Utah 40 $ 12,040,000 $ 301,000 $ 171,000
Los Angeles County California 35 $ 14,975,000 $ 427,000 $ 37,000
San Bernardino County California 33 $ 10,285,000 $ 311,000 $ 30,000
Tarrant County Texas 33 $ 7,845,000 $ 237,000 $ 25,000
Sacramento County California 32 $ 9,700,000 $ 303,000 $ 19,000
Duval County Florida 31 $ 6,795,000 $ 219,000 $ 19,000
Prince George's County Maryland 31 $ 11,895,000 $ 383,000 $ 44,000
Pima County Arizona 28 $ 5,780,000 $ 206,000 $ 31,000
Pinal County Arizona 25 $ 5,215,000 $ 208,000 $ 18,000
Hillsborough County Florida 25 $ 6,435,000 $ 257,000 $ 8,000
Mecklenburg County North Carolina 24 $ 5,780,000 $ 240,000 $ 32,000
Fulton County Georgia 23 $ 6,025,000 $ 261,000 $ 26,000
Gwinnett County Georgia 23 $ 6,015,000 $ 261,000 $ 19,000
Harris County Texas 23 $ 5,665,000 $ 246,000 $ 17,000
Pierce County Washington 23 $ 5,875,000 $ 255,000 $ 30,000
Brevard County Florida 22 $ 4,910,000 $ 223,000 $ 20,000
El Paso County Texas 22 $ 4,380,000 $ 199,000 $ 11,000
Cumberland County North Carolina 21 $ 3,845,000 $ 183,000 $ 26,000
Arapahoe County Colorado 20 $ 6,710,000 $ 335,000 $ 48,000
Henry County Georgia 20 $ 5,000,000 $ 250,000 $ 28,000
Dallas County Texas 20 $ 4,210,000 $ 210,000 $ 13,000
Polk County Florida 19 $ 3,875,000 $ 203,000 $ 20,000
Wake County North Carolina 19 $ 5,115,000 $ 269,000 $ 35,000
Lane County Oregon 18 $ 5,390,000 $ 299,000 $ 32,000
Contra Costa County California 17 $ 8,375,000 $ 492,000 $ 27,000
Travis County Texas 17 $ 3,985,000 $ 234,000 $ 3,000
Marion County Indiana 16 $ 2,620,000 $ 163,000 $ 29,000
Bernalillo County New Mexico 16 $ 4,120,000 $ 257,000 $ 32,000
Volusia County Florida 15 $ 3,275,000 $ 218,000 $ 17,000
Cook County Illinois 15 $ 3,295,000 $ 219,000 $ 28,000
Jefferson County Kentucky 15 $ 2,765,000 $ 184,000 $ 14,000
Onslow County North Carolina 15 $ 2,975,000 $ 198,000 $ 22,000
Montgomery County Tennessee 15 $ 3,195,000 $ 213,000 $ 14,000
Pulaski County Arkansas 14 $ 2,210,000 $ 157,000 $ 18,000
Osceola County Florida 14 $ 3,560,000 $ 254,000 $ 37,000
Pinellas County Florida 14 $ 3,250,000 $ 232,000 $ 23,000
DeKalb County Georgia 14 $ 2,710,000 $ 193,000 $ 31,000
Douglas County Georgia 14 $ 2,750,000 $ 196,000 $ 8,000
Charles County Maryland 14 $ 4,660,000 $ 332,000 $ 9,000
Washoe County Nevada 14 $ 3,910,000 $ 279,000 $ 14,000
Collin County Texas 14 $ 4,360,000 $ 311,000 $ 7,000
Davis County Utah 14 $ 3,850,000 $ 275,000 $ 80,000
Yavapai County Arizona 13 $ 2,925,000 $ 225,000 $ 14,000
Kern County California 13 $ 3,445,000 $ 265,000 $ 4,000
Solano County California 13 $ 5,345,000 $ 411,000 $ 21,000
Denver County Colorado 13 $ 3,345,000 $ 257,000 $ 18,000
Broward County Florida 13 $ 4,015,000 $ 308,000 $ 29,000
Lake County Florida 13 $ 3,205,000 $ 246,000 $ 27,000
Orange County Florida 13 $ 3,115,000 $ 239,000 $ 35,000
Nueces County Texas 13 $ 2,935,000 $ 225,000 $ 17,000
Weber County Utah 13 $ 3,455,000 $ 265,000 $ 49,000
Hampton County Virginia 13 $ 2,635,000 $ 202,000 $ 8,000
Prince William County Virginia 13 $ 6,215,000 $ 478,000 $ 62,000
Madison County Alabama 12 $ 3,000,000 $ 250,000 $ 31,000
Mohave County Arizona 12 $ 2,450,000 $ 204,000 $ 6,000
Adams County Colorado 12 $ 3,960,000 $ 330,000 $ 29,000
Chatham County Georgia 12 $ 2,710,000 $ 225,000 $ 30,000
Clayton County Georgia 12 $ 2,510,000 $ 209,000 $ 9,000
Guilford County North Carolina 12 $ 2,550,000 $ 212,000 $ 25,000
Philadelphia County Pennsylvania 12 $ 2,140,000 $ 178,000 $ 14,000
Williamson County Texas 12 $ 3,890,000 $ 324,000 $ 17,000
Virginia Beach County Virginia 12 $ 2,950,000 $ 245,000 $ 25,000
Jefferson County Alabama 11 $ 2,205,000 $ 200,000 $ 34,000
San Joaquin County California 11 $ 3,325,000 $ 302,000 $ 33,000
Miami-Dade County Florida 11 $ 3,265,000 $ 296,000 $ 45,000
St. Lucie County Florida 11 $ 2,455,000 $ 223,000 $ 26,000
Anne Arundel County Maryland 11 $ 3,895,000 $ 354,000 $ 0
Wayne County Michigan 11 $ 1,735,000 $ 157,000 $ 27,000
Spokane County Washington 11 $ 2,815,000 $ 255,000 $ 64,000
Cochise County Arizona 10 $ 1,540,000 $ 154,000 $ 15,000
Lee County Florida 10 $ 1,990,000 $ 199,000 $ 38,000
Cobb County Georgia 10 $ 2,220,000 $ 222,000 $ 22,000
Muscogee County Georgia 10 $ 1,630,000 $ 163,000 $ 24,000
Newton County Georgia 10 $ 2,320,000 $ 232,000 $ 34,000
Marion County Oregon 10 $ 3,260,000 $ 326,000 $ 25,000
Davidson County Tennessee 10 $ 2,140,000 $ 214,000 $ 0
Denton County Texas 10 $ 2,330,000 $ 233,000 $ 4,000
Montgomery County Texas 10 $ 2,620,000 $ 262,000 $ 12,000
Chesapeake County Virginia 10 $ 2,720,000 $ 272,000 $ 15,000
Portsmouth County Virginia 10 $ 2,280,000 $ 228,000 $ 11,000
Milwaukee County Wisconsin 10 $ 1,730,000 $ 173,000 $ 11,000
New Castle County Delaware 9 $ 2,025,000 $ 225,000 $ 5,000
Palm Beach County Florida 9 $ 3,225,000 $ 358,000 $ 26,000
Paulding County Georgia 9 $ 2,245,000 $ 249,000 $ 26,000
Sedgwick County Kansas 9 $ 1,625,000 $ 180,000 $ 12,000
Jackson County Missouri 9 $ 1,985,000 $ 220,000 $ 26,000
Sarpy County Nebraska 9 $ 2,055,000 $ 228,000 $ 37,000
Franklin County Ohio 9 $ 1,725,000 $ 191,000 $ 33,000
Coos County Oregon 9 $ 1,665,000 $ 185,000 $ 5,000
Douglas County Oregon 9 $ 2,075,000 $ 230,000 $ 18,000
Jackson County Oregon 9 $ 2,375,000 $ 263,000 $ 32,000
Dorchester County South Carolina 9 $ 2,385,000 $ 265,000 $ 31,000
Rutherford County Tennessee 9 $ 2,475,000 $ 275,000 $ 21,000
Chesterfield County Virginia 9 $ 2,285,000 $ 253,000 $ 49,000
Norfolk County Virginia 9 $ 1,655,000 $ 183,000 $ 15,000
Spotsylvania County Virginia 9 $ 2,755,000 $ 306,000 $ 39,000
Stafford County Virginia 9 $ 3,435,000 $ 381,000 $ 32,000
Clark County Washington 9 $ 2,775,000 $ 308,000 $ 17,000
Jefferson County Colorado 8 $ 3,670,000 $ 458,000 $ 54,000
Weld County Colorado 8 $ 2,800,000 $ 350,000 $ 23,000
Pasco County Florida 8 $ 1,670,000 $ 208,000 $ 8,000
Richmond County Georgia 8 $ 1,290,000 $ 161,000 $ 14,000
East Baton Rouge County Louisiana 8 $ 1,700,000 $ 212,000 $ 55,000
Oakland County Michigan 8 $ 1,700,000 $ 212,000 $ 63,000
St. Louis County Missouri 8 $ 1,420,000 $ 177,000 $ 17,000
Dona Ana County New Mexico 8 $ 1,670,000 $ 208,000 $ 40,000
Forsyth County North Carolina 8 $ 1,550,000 $ 193,000 $ 13,000
Johnston County North Carolina 8 $ 1,560,000 $ 195,000 $ 26,000
Shelby County Tennessee 8 $ 2,270,000 $ 283,000 $ 31,000
Tooele County Utah 8 $ 2,070,000 $ 258,000 $ 70,000
Fresno County California 7 $ 1,785,000 $ 255,000 $ 54,000
Kent County Delaware 7 $ 1,745,000 $ 249,000 $ 0
Clay County Florida 7 $ 1,985,000 $ 283,000 $ 17,000
Escambia County Florida 7 $ 1,145,000 $ 163,000 $ 5,000
Okaloosa County Florida 7 $ 1,425,000 $ 203,000 $ 38,000
Houston County Georgia 7 $ 1,125,000 $ 160,000 $ 57,000
Will County Illinois 7 $ 2,515,000 $ 359,000 $ 29,000
Johnson County Kansas 7 $ 1,475,000 $ 210,000 $ 46,000
Baltimore County Maryland 7 $ 1,895,000 $ 270,000 $ 8,000
Lyon County Nevada 7 $ 1,575,000 $ 225,000 $ 36,000
Craven County North Carolina 7 $ 1,185,000 $ 169,000 $ 6,000
Gaston County North Carolina 7 $ 1,225,000 $ 175,000 $ 27,000
Harnett County North Carolina 7 $ 1,265,000 $ 180,000 $ 9,000
Lucas County Ohio 7 $ 935,000 $ 133,000 $ 4,000
Canadian County Oklahoma 7 $ 1,355,000 $ 193,000 $ 9,000
York County Pennsylvania 7 $ 1,145,000 $ 163,000 $ 15,000
Richland County South Carolina 7 $ 1,235,000 $ 176,000 $ 40,000
Guadalupe County Texas 7 $ 1,825,000 $ 260,000 $ 43,000
McLennan County Texas 7 $ 1,355,000 $ 193,000 $ 37,000
Washington County Utah 7 $ 1,675,000 $ 239,000 $ 49,000
Henrico County Virginia 7 $ 1,335,000 $ 190,000 $ 14,000
Raleigh County West Virginia 7 $ 585,000 $ 83,000 $ 27,000
Benton County Arkansas 6 $ 1,210,000 $ 201,000 $ 19,000
Merced County California 6 $ 1,440,000 $ 240,000 $ 33,000
Orange County California 6 $ 2,490,000 $ 415,000 $ 29,000
Placer County California 6 $ 2,500,000 $ 416,000 $ 38,000
Pueblo County Colorado 6 $ 1,050,000 $ 175,000 $ 24,000
Hernando County Florida 6 $ 1,280,000 $ 213,000 $ 10,000
Coweta County Georgia 6 $ 1,460,000 $ 243,000 $ 33,000
Rockdale County Georgia 6 $ 1,400,000 $ 233,000 $ 6,000
Ada County Idaho 6 $ 1,580,000 $ 263,000 $ 69,000
Genesee County Michigan 6 $ 1,080,000 $ 180,000 $ 17,000
Kent County Michigan 6 $ 900,000 $ 150,000 $ 56,000
Macomb County Michigan 6 $ 1,580,000 $ 263,000 $ 55,000
DeSoto County Mississippi 6 $ 1,310,000 $ 218,000 $ 26,000
St. Charles County Missouri 6 $ 1,800,000 $ 300,000 $ 35,000
Nye County Nevada 6 $ 1,300,000 $ 216,000 $ 47,000
Camden County New Jersey 6 $ 1,290,000 $ 215,000 $ 19,000
Sandoval County New Mexico 6 $ 1,270,000 $ 211,000 $ 26,000
Brunswick County North Carolina 6 $ 1,680,000 $ 280,000 $ 66,000
Durham County North Carolina 6 $ 1,380,000 $ 230,000 $ 11,000
New Hanover County North Carolina 6 $ 1,310,000 $ 218,000 $ 0
Union County North Carolina 6 $ 1,670,000 $ 278,000 $ 25,000
Tulsa County Oklahoma 6 $ 830,000 $ 138,000 $ 20,000
Multnomah County Oregon 6 $ 1,780,000 $ 296,000 $ 23,000
Lehigh County Pennsylvania 6 $ 1,230,000 $ 205,000 $ 0
Montgomery County Pennsylvania 6 $ 1,500,000 $ 250,000 $ 27,000
Beaufort County South Carolina 6 $ 1,920,000 $ 320,000 $ 21,000
Knox County Tennessee 6 $ 1,290,000 $ 215,000 $ 41,000
Williamson County Tennessee 6 $ 2,370,000 $ 395,000 $ 66,000
Comal County Texas 6 $ 1,410,000 $ 235,000 $ 0
Fort Bend County Texas 6 $ 1,680,000 $ 280,000 $ 0
King County Washington 6 $ 2,120,000 $ 353,000 $ 14,000
Baldwin County Alabama 5 $ 1,485,000 $ 297,000 $ 42,000
Apache County Arizona 5 $ 705,000 $ 141,000 $ 28,000
Coconino County Arizona 5 $ 1,405,000 $ 281,000 $ 58,000
Navajo County Arizona 5 $ 705,000 $ 141,000 $ 6,000
Imperial County California 5 $ 1,545,000 $ 309,000 $ 51,000
Stanislaus County California 5 $ 1,335,000 $ 267,000 $ 39,000
Sutter County California 5 $ 1,425,000 $ 285,000 $ 59,000
Douglas County Colorado 5 $ 2,115,000 $ 423,000 $ 28,000
Alachua County Florida 5 $ 955,000 $ 191,000 $ 28,000
Flagler County Florida 5 $ 945,000 $ 189,000 $ 39,000
Manatee County Florida 5 $ 1,345,000 $ 269,000 $ 46,000
Sarasota County Florida 5 $ 1,045,000 $ 209,000 $ 18,000
Columbia County Georgia 5 $ 1,425,000 $ 285,000 $ 0
St. Clair County Illinois 5 $ 655,000 $ 131,000 $ 51,000
Polk County Iowa 5 $ 1,185,000 $ 237,000 $ 40,000
St. Tammany County Louisiana 5 $ 1,615,000 $ 323,000 $ 43,000
Harford County Maryland 5 $ 1,135,000 $ 227,000 $ 0
Clay County Missouri 5 $ 1,415,000 $ 283,000 $ 11,000
Churchill County Nevada 5 $ 1,285,000 $ 257,000 $ 27,000
Monmouth County New Jersey 5 $ 1,515,000 $ 303,000 $ 17,000
Wayne County North Carolina 5 $ 1,185,000 $ 237,000 $ 59,000
Comanche County Oklahoma 5 $ 965,000 $ 193,000 $ 0
Adams County Pennsylvania 5 $ 1,025,000 $ 205,000 $ 33,000
Allegheny County Pennsylvania 5 $ 1,155,000 $ 231,000 $ 20,000
Berkeley County South Carolina 5 $ 1,145,000 $ 229,000 $ 11,000
Charleston County South Carolina 5 $ 1,305,000 $ 261,000 $ 57,000
Greenville County South Carolina 5 $ 905,000 $ 181,000 $ 13,000
Hamilton County Tennessee 5 $ 1,355,000 $ 271,000 $ 0
Brazoria County Texas 5 $ 1,185,000 $ 237,000 $ 0
Coryell County Texas 5 $ 885,000 $ 177,000 $ 0
Ellis County Texas 5 $ 1,275,000 $ 255,000 $ 11,000
Kaufman County Texas 5 $ 995,000 $ 199,000 $ 42,000
Randall County Texas 5 $ 1,315,000 $ 263,000 $ 0
Newport News County Virginia 5 $ 1,055,000 $ 211,000 $ 18,000
Suffolk County Virginia 5 $ 1,275,000 $ 255,000 $ 16,000
Benton County Washington 5 $ 1,225,000 $ 245,000 $ 45,000
Kitsap County Washington 5 $ 1,095,000 $ 219,000 $ 24,000
Thurston County Washington 5 $ 1,735,000 $ 347,000 $ 55,000
Laramie County Wyoming 5 $ 1,285,000 $ 257,000 $ 48,000
Anchorage County Alaska 4 $ 1,840,000 $ 460,000 $ 92,000
Yuma County Arizona 4 $ 740,000 $ 185,000 $ 18,000
Washington County Arkansas 4 $ 790,000 $ 197,000 $ 25,000
Santa Barbara County California 4 $ 1,120,000 $ 280,000 $ 20,000
Tulare County California 4 $ 930,000 $ 232,000 $ 0
Ventura County California 4 $ 1,610,000 $ 402,000 $ 21,000
Yuba County California 4 $ 860,000 $ 215,000 $ 18,000
Larimer County Colorado 4 $ 1,350,000 $ 337,000 $ 0
Hartford County Connecticut 4 $ 1,060,000 $ 265,000 $ 49,000
Bay County Florida 4 $ 1,060,000 $ 265,000 $ 10,000
Marion County Florida 4 $ 710,000 $ 177,000 $ 13,000
Bartow County Georgia 4 $ 740,000 $ 185,000 $ 9,000
Fayette County Georgia 4 $ 1,060,000 $ 265,000 $ 42,000
Forsyth County Georgia 4 $ 1,370,000 $ 342,000 $ 61,000
Kootenai County Idaho 4 $ 970,000 $ 242,000 $ 54,000
Porter County Indiana 4 $ 670,000 $ 167,000 $ 42,000
Pottawattamie County Iowa 4 $ 570,000 $ 142,000 $ 23,000
Nelson County Kentucky 4 $ 1,040,000 $ 260,000 $ 21,000
Warren County Kentucky 4 $ 820,000 $ 205,000 $ 12,000
Caddo County Louisiana 4 $ 570,000 $ 142,000 $ 15,000
Livingston County Louisiana 4 $ 570,000 $ 142,000 $ 12,000
Tangipahoa County Louisiana 4 $ 770,000 $ 192,000 $ 18,000
Cecil County Maryland 4 $ 1,150,000 $ 287,000 $ 0
Frederick County Maryland 4 $ 1,200,000 $ 300,000 $ 0
Jackson County Michigan 4 $ 580,000 $ 145,000 $ 14,000
Livingston County Michigan 4 $ 820,000 $ 205,000 $ 9,000
Washington County Minnesota 4 $ 1,030,000 $ 257,000 $ 57,000
Atlantic County New Jersey 4 $ 890,000 $ 222,000 $ 15,000
Alamance County North Carolina 4 $ 750,000 $ 187,000 $ 42,000
Franklin County North Carolina 4 $ 1,350,000 $ 337,000 $ 16,000
Hoke County North Carolina 4 $ 800,000 $ 200,000 $ 0
Iredell County North Carolina 4 $ 1,300,000 $ 325,000 $ 40,000
Pitt County North Carolina 4 $ 580,000 $ 145,000 $ 42,000
Rowan County North Carolina 4 $ 640,000 $ 160,000 $ 47,000
Delaware County Ohio 4 $ 1,070,000 $ 267,000 $ 13,000
Cleveland County Oklahoma 4 $ 920,000 $ 230,000 $ 0
Deschutes County Oregon 4 $ 1,130,000 $ 282,000 $ 27,000
Jefferson County Oregon 4 $ 920,000 $ 230,000 $ 0
Josephine County Oregon 4 $ 1,050,000 $ 262,000 $ 67,000
Linn County Oregon 4 $ 800,000 $ 200,000 $ 22,000
Washington County Oregon 4 $ 1,360,000 $ 340,000 $ 57,000
Yamhill County Oregon 4 $ 1,210,000 $ 302,000 $ 12,000
Berks County Pennsylvania 4 $ 910,000 $ 227,000 $ 42,000
Delaware County Pennsylvania 4 $ 940,000 $ 235,000 $ 0
Lexington County South Carolina 4 $ 920,000 $ 230,000 $ 0
Cameron County Texas 4 $ 650,000 $ 162,000 $ 16,000
Galveston County Texas 4 $ 920,000 $ 230,000 $ 19,000
Hays County Texas 4 $ 1,050,000 $ 262,000 $ 11,000
Rockwall County Texas 4 $ 920,000 $ 230,000 $ 50,000
Smith County Texas 4 $ 780,000 $ 195,000 $ 0
Cache County Utah 4 $ 1,070,000 $ 267,000 $ 46,000
Fairfax County Virginia 4 $ 2,140,000 $ 535,000 $ 25,000
James City County Virginia 4 $ 1,840,000 $ 460,000 $ 67,000
Loudoun County Virginia 4 $ 2,330,000 $ 582,000 $ 71,000
Chelan County Washington 4 $ 1,140,000 $ 285,000 $ 28,000
Snohomish County Washington 4 $ 1,300,000 $ 325,000 $ 0
Whatcom County Washington 4 $ 1,140,000 $ 285,000 $ 37,000
Jefferson County West Virginia 4 $ 1,120,000 $ 280,000 $ 123,000
Natrona County Wyoming 4 $ 1,150,000 $ 287,000 $ 60,000
Calhoun County Alabama 3 $ 405,000 $ 135,000 $ 39,000
Coffee County Alabama 3 $ 545,000 $ 181,000 $ 0
Covington County Alabama 3 $ 355,000 $ 118,000 $ 37,000
Cullman County Alabama 3 $ 385,000 $ 128,000 $ 61,000
Montgomery County Alabama 3 $ 635,000 $ 211,000 $ 0
Tuscaloosa County Alabama 3 $ 625,000 $ 208,000 $ 60,000
Walker County Alabama 3 $ 455,000 $ 151,000 $ 45,000
Matanuska-Susitna County Alaska 3 $ 565,000 $ 188,000 $ 29,000
Crittenden County Arkansas 3 $ 765,000 $ 255,000 $ 44,000
Jefferson County Arkansas 3 $ 505,000 $ 168,000 $ 25,000
Lonoke County Arkansas 3 $ 465,000 $ 155,000 $ 58,000
Miller County Arkansas 3 $ 535,000 $ 178,000 $ 0
Saline County Arkansas 3 $ 515,000 $ 171,000 $ 32,000
Alameda County California 3 $ 1,375,000 $ 458,000 $ 0
Butte County California 3 $ 945,000 $ 315,000 $ 22,000
Nevada County California 3 $ 1,135,000 $ 378,000 $ 0
Shasta County California 3 $ 775,000 $ 258,000 $ 25,000
Yolo County California 3 $ 725,000 $ 241,000 $ 43,000
Fremont County Colorado 3 $ 645,000 $ 215,000 $ 0
Mesa County Colorado 3 $ 495,000 $ 165,000 $ 0
District of Columbia County District Of Columbia 3 $ 1,225,000 $ 408,000 $ 79,000
Citrus County Florida 3 $ 585,000 $ 195,000 $ 0
Seminole County Florida 3 $ 765,000 $ 255,000 $ 17,000
Cherokee County Georgia 3 $ 845,000 $ 281,000 $ 37,000
Gordon County Georgia 3 $ 495,000 $ 165,000 $ 0
Long County Georgia 3 $ 545,000 $ 181,000 $ 0
Lowndes County Georgia 3 $ 405,000 $ 135,000 $ 84,000
Bonner County Idaho 3 $ 925,000 $ 308,000 $ 67,000
DuPage County Illinois 3 $ 385,000 $ 128,000 $ 55,000
Allen County Indiana 3 $ 375,000 $ 125,000 $ 46,000
Elkhart County Indiana 3 $ 445,000 $ 148,000 $ 0
Howard County Indiana 3 $ 565,000 $ 188,000 $ 0
Lake County Indiana 3 $ 925,000 $ 308,000 $ 49,000
Christian County Kentucky 3 $ 415,000 $ 138,000 $ 0
Fayette County Kentucky 3 $ 775,000 $ 258,000 $ 22,000
Hardin County Kentucky 3 $ 345,000 $ 115,000 $ 0
Scott County Kentucky 3 $ 585,000 $ 195,000 $ 54,000
Ascension County Louisiana 3 $ 955,000 $ 318,000 $ 107,000
Bossier County Louisiana 3 $ 685,000 $ 228,000 $ 37,000
Jefferson County Louisiana 3 $ 415,000 $ 138,000 $ 12,000
Lafayette County Louisiana 3 $ 475,000 $ 158,000 $ 0
Rapides County Louisiana 3 $ 595,000 $ 198,000 $ 27,000
Howard County Maryland 3 $ 1,405,000 $ 468,000 $ 42,000
Monroe County Michigan 3 $ 585,000 $ 195,000 $ 15,000
Dakota County Minnesota 3 $ 715,000 $ 238,000 $ 0
Hennepin County Minnesota 3 $ 605,000 $ 201,000 $ 18,000
Greene County Missouri 3 $ 585,000 $ 195,000 $ 44,000
Jefferson County Missouri 3 $ 545,000 $ 181,000 $ 0
Newton County Missouri 3 $ 325,000 $ 108,000 $ 44,000
Platte County Missouri 3 $ 945,000 $ 315,000 $ 21,000
Douglas County Nebraska 3 $ 425,000 $ 141,000 $ 0
Douglas County Nevada 3 $ 685,000 $ 228,000 $ 0
Hillsborough County New Hampshire 3 $ 745,000 $ 248,000 $ 0
Strafford County New Hampshire 3 $ 665,000 $ 221,000 $ 27,000
Middlesex County New Jersey 3 $ 1,005,000 $ 335,000 $ 0
Ocean County New Jersey 3 $ 685,000 $ 228,000 $ 0
Union County New Jersey 3 $ 945,000 $ 315,000 $ 69,000
Buncombe County North Carolina 3 $ 775,000 $ 258,000 $ 33,000
Davidson County North Carolina 3 $ 535,000 $ 178,000 $ 13,000
Granville County North Carolina 3 $ 515,000 $ 171,000 $ 34,000
Haywood County North Carolina 3 $ 825,000 $ 275,000 $ 62,000
Henderson County North Carolina 3 $ 775,000 $ 258,000 $ 12,000
Randolph County North Carolina 3 $ 545,000 $ 181,000 $ 27,000
Wilson County North Carolina 3 $ 775,000 $ 258,000 $ 17,000
Williams County North Dakota 3 $ 1,055,000 $ 351,000 $ 33,000
Butler County Ohio 3 $ 585,000 $ 195,000 $ 0
Fairfield County Ohio 3 $ 675,000 $ 225,000 $ 69,000
Lawrence County Ohio 3 $ 645,000 $ 215,000 $ 35,000
Medina County Ohio 3 $ 525,000 $ 175,000 $ 26,000
McClain County Oklahoma 3 $ 425,000 $ 141,000 $ 17,000
Oklahoma County Oklahoma 3 $ 765,000 $ 255,000 $ 96,000
Rogers County Oklahoma 3 $ 625,000 $ 208,000 $ 51,000
Clackamas County Oregon 3 $ 1,105,000 $ 368,000 $ 66,000
Lincoln County Oregon 3 $ 605,000 $ 201,000 $ 0
Union County Oregon 3 $ 725,000 $ 241,000 $ 0
Butler County Pennsylvania 3 $ 715,000 $ 238,000 $ 67,000
Chester County Pennsylvania 3 $ 895,000 $ 298,000 $ 63,000
Cumberland County Pennsylvania 3 $ 685,000 $ 228,000 $ 59,000
Lebanon County Pennsylvania 3 $ 725,000 $ 241,000 $ 0
Northampton County Pennsylvania 3 $ 905,000 $ 301,000 $ 0
Westmoreland County Pennsylvania 3 $ 545,000 $ 181,000 $ 10,000
Providence County Rhode Island 3 $ 695,000 $ 231,000 $ 60,000
Horry County South Carolina 3 $ 625,000 $ 208,000 $ 0
Spartanburg County South Carolina 3 $ 765,000 $ 255,000 $ 20,000
Cumberland County Tennessee 3 $ 385,000 $ 128,000 $ 29,000
Hamblen County Tennessee 3 $ 565,000 $ 188,000 $ 0
Sullivan County Tennessee 3 $ 505,000 $ 168,000 $ 31,000
Sumner County Tennessee 3 $ 875,000 $ 291,000 $ 29,000
Wilson County Tennessee 3 $ 1,005,000 $ 335,000 $ 0
Brazos County Texas 3 $ 845,000 $ 281,000 $ 0
Hidalgo County Texas 3 $ 715,000 $ 238,000 $ 0
Johnson County Texas 3 $ 465,000 $ 155,000 $ 0
Parker County Texas 3 $ 855,000 $ 285,000 $ 0
Summit County Utah 3 $ 965,000 $ 321,000 $ 105,000
Caroline County Virginia 3 $ 605,000 $ 201,000 $ 0
Culpeper County Virginia 3 $ 835,000 $ 278,000 $ 41,000
Frederick County Virginia 3 $ 575,000 $ 191,000 $ 13,000
Richmond City County Virginia 3 $ 675,000 $ 225,000 $ 0
Roanoke County Virginia 3 $ 585,000 $ 195,000 $ 0
Grant County Washington 3 $ 845,000 $ 281,000 $ 86,000
Mason County Washington 3 $ 745,000 $ 248,000 $ 61,000
Skagit County Washington 3 $ 855,000 $ 285,000 $ 14,000
Bayfield County Wisconsin 3 $ 655,000 $ 218,000 $ 64,000
Jackson County Wisconsin 3 $ 405,000 $ 135,000 $ 54,000
Racine County Wisconsin 3 $ 485,000 $ 161,000 $ 0
Waukesha County Wisconsin 3 $ 845,000 $ 281,000 $ 71,000
Elmore County Alabama 2 $ 260,000 $ 130,000 $ 0
Lauderdale County Alabama 2 $ 370,000 $ 185,000 $ 55,000
Marshall County Alabama 2 $ 290,000 $ 145,000 $ 24,000
Mobile County Alabama 2 $ 370,000 $ 185,000 $ 0
Shelby County Alabama 2 $ 720,000 $ 360,000 $ 30,000
St. Clair County Alabama 2 $ 400,000 $ 200,000 $ 67,000
Fairbanks North Star County Alaska 2 $ 470,000 $ 235,000 $ 60,000
Kenai Peninsula County Alaska 2 $ 510,000 $ 255,000 $ 23,000
Faulkner County Arkansas 2 $ 410,000 $ 205,000 $ 0
El Dorado County California 2 $ 620,000 $ 310,000 $ 30,000
Kings County California 2 $ 520,000 $ 260,000 $ 39,000
Monterey County California 2 $ 550,000 $ 275,000 $ 81,000
San Luis Obispo County California 2 $ 740,000 $ 370,000 $ 31,000
San Mateo County California 2 $ 1,420,000 $ 710,000 $ 0
Santa Clara County California 2 $ 1,220,000 $ 610,000 $ 78,000
Fairfield County Connecticut 2 $ 390,000 $ 195,000 $ 33,000
New Haven County Connecticut 2 $ 470,000 $ 235,000 $ 61,000
New London County Connecticut 2 $ 470,000 $ 235,000 $ 0
Charlotte County Florida 2 $ 730,000 $ 365,000 $ 75,000
Indian River County Florida 2 $ 490,000 $ 245,000 $ 0
Nassau County Florida 2 $ 400,000 $ 200,000 $ 22,000
Sumter County Florida 2 $ 510,000 $ 255,000 $ 30,000
Walton County Florida 2 $ 450,000 $ 225,000 $ 0
Bryan County Georgia 2 $ 460,000 $ 230,000 $ 70,000
Camden County Georgia 2 $ 420,000 $ 210,000 $ 40,000
Carroll County Georgia 2 $ 560,000 $ 280,000 $ 0
Habersham County Georgia 2 $ 400,000 $ 200,000 $ 55,000
Hall County Georgia 2 $ 450,000 $ 225,000 $ 26,000
Jones County Georgia 2 $ 740,000 $ 370,000 $ 0
Laurens County Georgia 2 $ 290,000 $ 145,000 $ 0
Liberty County Georgia 2 $ 280,000 $ 140,000 $ 0
Murray County Georgia 2 $ 340,000 $ 170,000 $ 46,000
Spalding County Georgia 2 $ 410,000 $ 205,000 $ 0
Troup County Georgia 2 $ 300,000 $ 150,000 $ 0
Walker County Georgia 2 $ 400,000 $ 200,000 $ 0
Walton County Georgia 2 $ 320,000 $ 160,000 $ 0
Honolulu County Hawaii 2 $ 760,000 $ 380,000 $ 62,000
Bonneville County Idaho 2 $ 450,000 $ 225,000 $ 0
Canyon County Idaho 2 $ 320,000 $ 160,000 $ 45,000
Twin Falls County Idaho 2 $ 280,000 $ 140,000 $ 65,000
Jasper County Illinois 2 $ 290,000 $ 145,000 $ 0
Kane County Illinois 2 $ 320,000 $ 160,000 $ 0
Lake County Illinois 2 $ 360,000 $ 180,000 $ 0
Piatt County Illinois 2 $ 620,000 $ 310,000 $ 45,000
Hamilton County Indiana 2 $ 440,000 $ 220,000 $ 59,000
Hancock County Indiana 2 $ 440,000 $ 220,000 $ 0
Hendricks County Indiana 2 $ 420,000 $ 210,000 $ 39,000
St. Joseph County Indiana 2 $ 260,000 $ 130,000 $ 74,000
Tippecanoe County Indiana 2 $ 260,000 $ 130,000 $ 0
Vanderburgh County Indiana 2 $ 300,000 $ 150,000 $ 0
Washington County Indiana 2 $ 310,000 $ 155,000 $ 0
Dallas County Iowa 2 $ 490,000 $ 245,000 $ 0
Jasper County Iowa 2 $ 330,000 $ 165,000 $ 38,000
Franklin County Kentucky 2 $ 330,000 $ 165,000 $ 63,000
Madison County Kentucky 2 $ 250,000 $ 125,000 $ 0
Shelby County Kentucky 2 $ 440,000 $ 220,000 $ 23,000
York County Maine 2 $ 690,000 $ 345,000 $ 115,000
Queen Anne's County Maryland 2 $ 920,000 $ 460,000 $ 0
Somerset County Maryland 2 $ 270,000 $ 135,000 $ 31,000
St. Mary's County Maryland 2 $ 890,000 $ 445,000 $ 88,000
Ionia County Michigan 2 $ 310,000 $ 155,000 $ 17,000
Lenawee County Michigan 2 $ 280,000 $ 140,000 $ 48,000
Ottawa County Michigan 2 $ 450,000 $ 225,000 $ 0
Saginaw County Michigan 2 $ 220,000 $ 110,000 $ 0
Scott County Minnesota 2 $ 830,000 $ 415,000 $ 27,000
Jackson County Mississippi 2 $ 420,000 $ 210,000 $ 22,000
Madison County Mississippi 2 $ 480,000 $ 240,000 $ 0
Rankin County Mississippi 2 $ 370,000 $ 185,000 $ 25,000
Boone County Missouri 2 $ 460,000 $ 230,000 $ 0
Christian County Missouri 2 $ 250,000 $ 125,000 $ 32,000
Franklin County Missouri 2 $ 270,000 $ 135,000 $ 0
Lawrence County Missouri 2 $ 480,000 $ 240,000 $ 0
Pulaski County Missouri 2 $ 290,000 $ 145,000 $ 0
St. Louis City County Missouri 2 $ 290,000 $ 145,000 $ 33,000
Lewis and Clark County Montana 2 $ 430,000 $ 215,000 $ 74,000
Ravalli County Montana 2 $ 450,000 $ 225,000 $ 0
Carson City County Nevada 2 $ 660,000 $ 330,000 $ 0
Elko County Nevada 2 $ 520,000 $ 260,000 $ 75,000
Merrimack County New Hampshire 2 $ 370,000 $ 185,000 $ 22,000
Burlington County New Jersey 2 $ 450,000 $ 225,000 $ 0
Essex County New Jersey 2 $ 610,000 $ 305,000 $ 0
Gloucester County New Jersey 2 $ 460,000 $ 230,000 $ 49,000
Morris County New Jersey 2 $ 1,060,000 $ 530,000 $ 67,000
Passaic County New Jersey 2 $ 570,000 $ 285,000 $ 0
Sussex County New Jersey 2 $ 790,000 $ 395,000 $ 0
Curry County New Mexico 2 $ 480,000 $ 240,000 $ 74,000
San Juan County New Mexico 2 $ 250,000 $ 125,000 $ 11,000
Santa Fe County New Mexico 2 $ 290,000 $ 145,000 $ 34,000
Valencia County New Mexico 2 $ 420,000 $ 210,000 $ 25,000
Cabarrus County North Carolina 2 $ 570,000 $ 285,000 $ 40,000
Columbus County North Carolina 2 $ 330,000 $ 165,000 $ 38,000
Currituck County North Carolina 2 $ 710,000 $ 355,000 $ 0
Moore County North Carolina 2 $ 260,000 $ 130,000 $ 0
Polk County North Carolina 2 $ 740,000 $ 370,000 $ 109,000
Robeson County North Carolina 2 $ 240,000 $ 120,000 $ 18,000
Surry County North Carolina 2 $ 240,000 $ 120,000 $ 101,000
Ashtabula County Ohio 2 $ 280,000 $ 140,000 $ 0
Clermont County Ohio 2 $ 330,000 $ 165,000 $ 29,000
Cuyahoga County Ohio 2 $ 360,000 $ 180,000 $ 39,000
Greene County Ohio 2 $ 380,000 $ 190,000 $ 31,000
Hamilton County Ohio 2 $ 360,000 $ 180,000 $ 0
Licking County Ohio 2 $ 280,000 $ 140,000 $ 32,000
Montgomery County Ohio 2 $ 300,000 $ 150,000 $ 20,000
Richland County Ohio 2 $ 390,000 $ 195,000 $ 61,000
Stark County Ohio 2 $ 380,000 $ 190,000 $ 61,000
Summit County Ohio 2 $ 460,000 $ 230,000 $ 109,000
Tuscarawas County Ohio 2 $ 380,000 $ 190,000 $ 41,000
Washington County Ohio 2 $ 410,000 $ 205,000 $ 54,000
Beckham County Oklahoma 2 $ 220,000 $ 110,000 $ 23,000
Kay County Oklahoma 2 $ 270,000 $ 135,000 $ 74,000
Wagoner County Oklahoma 2 $ 390,000 $ 195,000 $ 37,000
Malheur County Oregon 2 $ 230,000 $ 115,000 $ 0
Polk County Oregon 2 $ 690,000 $ 345,000 $ 57,000
Wasco County Oregon 2 $ 290,000 $ 145,000 $ 0
Bedford County Pennsylvania 2 $ 500,000 $ 250,000 $ 60,000
Cambria County Pennsylvania 2 $ 450,000 $ 225,000 $ 46,000
Crawford County Pennsylvania 2 $ 320,000 $ 160,000 $ 0
Dauphin County Pennsylvania 2 $ 280,000 $ 140,000 $ 0
Luzerne County Pennsylvania 2 $ 270,000 $ 135,000 $ 0
Monroe County Pennsylvania 2 $ 440,000 $ 220,000 $ 0
Washington County Pennsylvania 2 $ 580,000 $ 290,000 $ 0
Darlington County South Carolina 2 $ 530,000 $ 265,000 $ 0
Georgetown County South Carolina 2 $ 300,000 $ 150,000 $ 58,000
Bradley County Tennessee 2 $ 410,000 $ 205,000 $ 65,000
Franklin County Tennessee 2 $ 360,000 $ 180,000 $ 77,000
Page:

Mortgage Loan Application Detail Totals for Low Va Rates, Llc in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,967 $977,225,000 $246,000 $1,505,000 $31,000 $4,200,000
Home Purchase 71 $15,925,000 $224,000 $465,000 $75,000 $166,000
Cash-out Refinancing 3 $655,000 $218,000 $365,000 $41,000 $54,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,045 $492,645,000 $240,000 $1,505,000 $38,000 $4,200,000
Black or African American 932 $233,090,000 $250,000 $805,000 $22,000 $305,000
Not Provided 563 $136,625,000 $242,000 $985,000 $24,000 $1,320,000
Hispanic 367 $92,845,000 $252,000 $895,000 $26,000 $238,000
Asian 53 $17,695,000 $333,000 $735,000 $34,000 $261,000
American Indian or Alaskan Native 52 $11,380,000 $218,000 $835,000 $23,000 $165,000
Native Hawaiian or Other Pacific Islander 29 $9,525,000 $328,000 $755,000 $36,000 $171,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,801 $939,445,000 $247,000 $995,000 $26,000 $1,320,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 162 $38,350,000 $236,000 $1,505,000 $142,000 $4,200,000
FHA-insured (Federal Housing Administration) 44 $9,520,000 $216,000 $465,000 $73,000 $131,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $6,490,000 $190,000 $355,000 $63,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,218 $546,160,000 $246,000 $1,505,000 $33,000 $4,200,000
File Closed For Incompleteness 943 $228,825,000 $242,000 $895,000 $24,000 $550,000
Application Withdrawn By Applicant 594 $147,280,000 $247,000 $735,000 $28,000 $269,000
Application Denied By Financial Institution 282 $70,370,000 $249,000 $985,000 $51,000 $1,320,000
Application Approved But Not Accepted 4 $1,170,000 $292,000 $435,000 $40,000 $162,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,759 $923,435,000 $245,000 $1,505,000 $30,000 $4,200,000
Credit History 137 $33,245,000 $242,000 $745,000 $49,000 $1,320,000
Debt-To-Income Ratio 46 $13,490,000 $293,000 $985,000 $68,000 $129,000
Other 46 $11,070,000 $240,000 $585,000 $26,000 $150,000
Collateral 40 $10,180,000 $254,000 $725,000 $71,000 $172,000
Employment History 6 $950,000 $158,000 $205,000 $65,000 $171,000
Insufficient Cash (Downpayment, Closing Cost) 4 $940,000 $235,000 $405,000 $26,000 $46,000
Unverifiable Information 2 $440,000 $220,000 $265,000 $0 $0
Mortgage Insurance Denied 1 $55,000 $55,000 $55,000 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Low Va Rates, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Low Va Rates, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

Download the Utah Lender List