Low VA Rates, LLC Mortgage Lending & HMDA Data, 2018
In 2018, Low VA Rates, LLC of Lindon, UT reported 4,041 mortgage applications totaling $993.8 million, down 61% from 2017. The average application was for $245,930, and applicants reported an average income of $31,780. 55% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (185), Atlanta-Sandy Springs-Roswell, GA (168) and Phoenix-Mesa-Scottsdale, AZ (133) (applications in parentheses).
| Mortgage Company & Address | Low VA Rates, LLC 384 South 400 West, #100 Lindon, UT 84042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 4,041 |
| Total Mortgage Loan Application Amount | $993,805,000 |
| Average Mortgage Loan Application Amount | $245,930 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $31,780 |
| Highest Applicant Income | $4,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Low VA Rates, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 454 | $ 87,500,000 | $ 192,731 | $ 28,740 |
| Las Vegas-Henderson-Paradise, NV | 185 | $ 52,195,000 | $ 282,135 | $ 64,000 |
| Atlanta-Sandy Springs-Roswell, GA | 168 | $ 39,960,000 | $ 237,857 | $ 23,000 |
| Phoenix-Mesa-Scottsdale, AZ | 133 | $ 33,785,000 | $ 254,022 | $ 28,000 |
| Riverside-San Bernardino-Ontario, CA | 106 | $ 34,620,000 | $ 326,603 | $ 35,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 100 | $ 38,920,000 | $ 389,200 | $ 45,010 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 75 | $ 18,515,000 | $ 246,866 | $ 18,493 |
| San Antonio-New Braunfels, TX | 70 | $ 15,780,000 | $ 225,428 | $ 17,000 |
| Dallas-Plano-Irving, TX | 59 | $ 14,335,000 | $ 242,966 | $ 15,000 |
| Denver-Aurora-Lakewood, CO | 59 | $ 20,105,000 | $ 340,762 | $ 36,000 |
| Provo-Orem, UT | 55 | $ 14,315,000 | $ 260,272 | $ 136,000 |
| Tampa-St. Petersburg-Clearwater, FL | 53 | $ 12,635,000 | $ 238,396 | $ 12,000 |
| Colorado Springs, CO | 50 | $ 14,160,000 | $ 283,200 | $ 29,000 |
| Charlotte-Concord-Gastonia, NC-SC | 49 | $ 11,565,000 | $ 236,020 | $ 34,285 |
| Houston-The Woodlands-Sugar Land, TX | 49 | $ 12,355,000 | $ 252,142 | $ 12,000 |
| Killeen-Temple, TX | 48 | $ 8,600,000 | $ 179,166 | $ 10,000 |
| Salt Lake City, UT | 48 | $ 14,110,000 | $ 293,958 | $ 154,000 |
| Orlando-Kissimmee-Sanford, FL | 43 | $ 10,645,000 | $ 247,558 | $ 32,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 43 | $ 13,545,000 | $ 315,000 | $ 24,000 |
| San Diego-Carlsbad, CA | 43 | $ 18,025,000 | $ 419,186 | $ 22,000 |
| Fort Worth-Arlington, TX | 41 | $ 9,675,000 | $ 235,975 | $ 22,000 |
| Jacksonville, FL | 41 | $ 9,455,000 | $ 230,609 | $ 21,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 36 | $ 9,950,000 | $ 276,388 | $ 22,000 |
| Austin-Round Rock, TX | 35 | $ 9,165,000 | $ 261,857 | $ 9,000 |
| Los Angeles-Long Beach-Glendale, CA | 35 | $ 14,975,000 | $ 427,857 | $ 37,000 |
| Raleigh, NC | 31 | $ 8,025,000 | $ 258,870 | $ 30,000 |
| Baltimore-Columbia-Towson, MD | 30 | $ 9,900,000 | $ 330,000 | $ 12,000 |
| Ogden-Clearfield, UT | 29 | $ 7,745,000 | $ 267,068 | $ 67,000 |
| Richmond, VA | 29 | $ 6,615,000 | $ 228,103 | $ 20,000 |
| St. Louis, MO-IL | 29 | $ 5,745,000 | $ 198,103 | $ 25,034 |
| Tucson, AZ | 28 | $ 5,780,000 | $ 206,428 | $ 31,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 27 | $ 8,335,000 | $ 308,703 | $ 77,000 |
| Kansas City, MO-KS | 26 | $ 6,010,000 | $ 231,153 | $ 29,692 |
| Chicago-Naperville-Arlington Heights, IL | 25 | $ 6,195,000 | $ 247,800 | $ 31,000 |
| Fayetteville, NC | 25 | $ 4,645,000 | $ 185,800 | $ 22,000 |
| Indianapolis-Carmel-Anderson, IN | 25 | $ 4,415,000 | $ 176,600 | $ 31,000 |
| Albuquerque, NM | 24 | $ 5,810,000 | $ 242,083 | $ 30,000 |
| Tacoma-Lakewood, WA | 23 | $ 5,875,000 | $ 255,434 | $ 30,000 |
| El Paso, TX | 22 | $ 4,380,000 | $ 199,090 | $ 11,000 |
| Little Rock-North Little Rock-Conway, AR | 22 | $ 3,600,000 | $ 163,636 | $ 24,000 |
| Palm Bay-Melbourne-Titusville, FL | 22 | $ 4,910,000 | $ 223,181 | $ 20,000 |
| Columbus, OH | 21 | $ 4,085,000 | $ 194,523 | $ 32,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 20 | $ 4,220,000 | $ 211,000 | $ 22,000 |
| Louisville/Jefferson County, KY-IN | 20 | $ 3,740,000 | $ 187,000 | $ 15,300 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 9,750,000 | $ 487,500 | $ 23,000 |
| Birmingham-Hoover, AL | 19 | $ 3,945,000 | $ 207,631 | $ 37,000 |
| Charleston-North Charleston, SC | 19 | $ 4,835,000 | $ 254,473 | $ 32,000 |
| Clarksville, TN-KY | 19 | $ 3,735,000 | $ 196,578 | $ 11,052 |
| Lakeland-Winter Haven, FL | 19 | $ 3,875,000 | $ 203,947 | $ 20,000 |
| Omaha-Council Bluffs, NE-IA | 19 | $ 4,025,000 | $ 211,842 | $ 25,368 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 4,285,000 | $ 225,526 | $ 48,000 |
| Eugene, OR | 18 | $ 5,390,000 | $ 299,444 | $ 32,000 |
| Memphis, TN-MS-AR | 18 | $ 4,530,000 | $ 251,666 | $ 30,000 |
| Oklahoma City, OK | 18 | $ 3,630,000 | $ 201,666 | $ 22,000 |
| Greensboro-High Point, NC | 16 | $ 3,210,000 | $ 200,625 | $ 24,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 4,330,000 | $ 270,625 | $ 35,625 |
| Philadelphia, PA | 16 | $ 3,080,000 | $ 192,500 | $ 10,000 |
| Baton Rouge, LA | 15 | $ 3,225,000 | $ 215,000 | $ 54,000 |
| Jacksonville, NC | 15 | $ 2,975,000 | $ 198,333 | $ 22,000 |
| Milwaukee-Waukesha-West Allis, WI | 15 | $ 3,105,000 | $ 207,000 | $ 33,000 |
| Pittsburgh, PA | 15 | $ 3,285,000 | $ 219,000 | $ 22,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 3,120,000 | $ 222,857 | $ 18,642 |
| New York-Jersey City-White Plains, NY-NJ | 14 | $ 4,180,000 | $ 298,571 | $ 6,000 |
| Reno, NV | 14 | $ 3,910,000 | $ 279,285 | $ 14,000 |
| Savannah, GA | 14 | $ 3,170,000 | $ 226,428 | $ 36,000 |
| Wilmington, DE-MD-NJ | 14 | $ 3,290,000 | $ 235,000 | $ 3,214 |
| Bakersfield, CA | 13 | $ 3,445,000 | $ 265,000 | $ 4,000 |
| Corpus Christi, TX | 13 | $ 2,935,000 | $ 225,769 | $ 17,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 13 | $ 4,015,000 | $ 308,846 | $ 29,000 |
| Huntsville, AL | 13 | $ 3,205,000 | $ 246,538 | $ 31,000 |
| Prescott, AZ | 13 | $ 2,925,000 | $ 225,000 | $ 14,000 |
| Vallejo-Fairfield, CA | 13 | $ 5,345,000 | $ 411,153 | $ 21,000 |
| Winston-Salem, NC | 13 | $ 2,405,000 | $ 185,000 | $ 15,000 |
| Cincinnati, OH-KY-IN | 12 | $ 2,350,000 | $ 195,833 | $ 30,083 |
| Columbia, SC | 12 | $ 2,430,000 | $ 202,500 | $ 23,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 2,450,000 | $ 204,166 | $ 6,000 |
| Port St. Lucie, FL | 12 | $ 2,610,000 | $ 217,500 | $ 24,000 |
| Salem, OR | 12 | $ 3,950,000 | $ 329,166 | $ 30,000 |
| Spokane-Spokane Valley, WA | 12 | $ 3,120,000 | $ 260,000 | $ 63,000 |
| Tulsa, OK | 12 | $ 1,990,000 | $ 165,833 | $ 32,000 |
| Chattanooga, TN-GA | 11 | $ 2,525,000 | $ 229,545 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 11 | $ 1,735,000 | $ 157,727 | $ 27,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 3,265,000 | $ 296,818 | $ 45,000 |
| Stockton-Lodi, CA | 11 | $ 3,325,000 | $ 302,272 | $ 33,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 2,320,000 | $ 232,000 | $ 0 |
| Camden, NJ | 10 | $ 2,200,000 | $ 220,000 | $ 21,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 1,990,000 | $ 199,000 | $ 38,000 |
| Columbus, GA-AL | 10 | $ 1,630,000 | $ 163,000 | $ 24,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 2,000,000 | $ 200,000 | $ 22,000 |
| New Orleans-Metairie, LA | 10 | $ 2,530,000 | $ 253,000 | $ 32,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 2,390,000 | $ 239,000 | $ 32,000 |
| Seattle-Bellevue-Everett, WA | 10 | $ 3,420,000 | $ 342,000 | $ 8,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 1,540,000 | $ 154,000 | $ 15,000 |
| Wichita, KS | 10 | $ 1,840,000 | $ 184,000 | $ 11,000 |
| Asheville, NC | 9 | $ 2,375,000 | $ 263,888 | $ 35,000 |
| Boise City, ID | 9 | $ 2,105,000 | $ 233,888 | $ 62,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 1,875,000 | $ 208,333 | $ 30,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,465,000 | $ 162,777 | $ 37,000 |
| Medford, OR | 9 | $ 2,375,000 | $ 263,888 | $ 32,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 2,395,000 | $ 266,111 | $ 39,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 2,305,000 | $ 256,111 | $ 44,000 |
| Newark, NJ-PA | 9 | $ 3,405,000 | $ 378,333 | $ 37,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 3,225,000 | $ 358,333 | $ 26,000 |
| Yuba City, CA | 9 | $ 2,285,000 | $ 253,888 | $ 41,000 |
| Des Moines-West Des Moines, IA | 8 | $ 1,830,000 | $ 228,750 | $ 32,000 |
| Greeley, CO | 8 | $ 2,800,000 | $ 350,000 | $ 23,000 |
| Knoxville, TN | 8 | $ 1,830,000 | $ 228,750 | $ 31,000 |
| Las Cruces, NM | 8 | $ 1,670,000 | $ 208,750 | $ 40,000 |
| New Bern, NC | 8 | $ 1,450,000 | $ 181,250 | $ 17,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,390,000 | $ 173,750 | $ 4,000 |
| Toledo, OH | 8 | $ 1,060,000 | $ 132,500 | $ 3,000 |
| Anchorage, AK | 7 | $ 2,405,000 | $ 343,571 | $ 65,000 |
| Beckley, WV | 7 | $ 585,000 | $ 83,571 | $ 27,000 |
| Dover, DE | 7 | $ 1,745,000 | $ 249,285 | $ 0 |
| Fresno, CA | 7 | $ 1,785,000 | $ 255,000 | $ 54,000 |
| Gary, IN | 7 | $ 1,595,000 | $ 227,857 | $ 45,000 |
| Lexington-Fayette, KY | 7 | $ 1,515,000 | $ 216,428 | $ 33,000 |
| Shreveport-Bossier City, LA | 7 | $ 1,255,000 | $ 179,285 | $ 25,000 |
| St. George, UT | 7 | $ 1,675,000 | $ 239,285 | $ 49,000 |
| Waco, TX | 7 | $ 1,355,000 | $ 193,571 | $ 37,000 |
| Warner Robins, GA | 7 | $ 1,125,000 | $ 160,714 | $ 57,000 |
| Wilmington, NC | 7 | $ 1,385,000 | $ 197,857 | $ 0 |
| York-Hanover, PA | 7 | $ 1,145,000 | $ 163,571 | $ 15,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 2,490,000 | $ 415,000 | $ 29,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,380,000 | $ 230,000 | $ 11,000 |
| Flint, MI | 6 | $ 1,080,000 | $ 180,000 | $ 17,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,120,000 | $ 186,666 | $ 29,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,920,000 | $ 320,000 | $ 21,000 |
| Merced, CA | 6 | $ 1,440,000 | $ 240,000 | $ 33,000 |
| Pueblo, CO | 6 | $ 1,050,000 | $ 175,000 | $ 24,000 |
| Springfield, MO | 6 | $ 930,000 | $ 155,000 | $ 35,000 |
| Amarillo, TX | 5 | $ 1,315,000 | $ 263,000 | $ 0 |
| Bowling Green, KY | 5 | $ 945,000 | $ 189,000 | $ 9,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,095,000 | $ 219,000 | $ 24,000 |
| Cheyenne, WY | 5 | $ 1,285,000 | $ 257,000 | $ 48,000 |
| Cleveland-Elyria, OH | 5 | $ 885,000 | $ 177,000 | $ 31,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 1,485,000 | $ 297,000 | $ 42,000 |
| Dayton, OH | 5 | $ 905,000 | $ 181,000 | $ 38,000 |
| El Centro, CA | 5 | $ 1,545,000 | $ 309,000 | $ 51,000 |
| Flagstaff, AZ | 5 | $ 1,405,000 | $ 281,000 | $ 58,000 |
| Gainesville, FL | 5 | $ 955,000 | $ 191,000 | $ 28,000 |
| Gettysburg, PA | 5 | $ 1,025,000 | $ 205,000 | $ 33,000 |
| Goldsboro, NC | 5 | $ 1,185,000 | $ 237,000 | $ 59,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 905,000 | $ 181,000 | $ 13,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,515,000 | $ 303,000 | $ 68,000 |
| Hinesville, GA | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 845,000 | $ 169,000 | $ 21,000 |
| Jackson, MS | 5 | $ 955,000 | $ 191,000 | $ 25,000 |
| Kennewick-Richland, WA | 5 | $ 1,225,000 | $ 245,000 | $ 45,000 |
| Lawton, OK | 5 | $ 965,000 | $ 193,000 | $ 0 |
| Logan, UT-ID | 5 | $ 1,345,000 | $ 269,000 | $ 62,200 |
| Modesto, CA | 5 | $ 1,335,000 | $ 267,000 | $ 39,000 |
| Montgomery, AL | 5 | $ 895,000 | $ 179,000 | $ 0 |
| Olympia-Tumwater, WA | 5 | $ 1,735,000 | $ 347,000 | $ 55,000 |
| Providence-Warwick, RI-MA | 5 | $ 1,325,000 | $ 265,000 | $ 74,000 |
| Salisbury, MD-DE | 5 | $ 995,000 | $ 199,000 | $ 22,000 |
| Silver Spring-Frederick-Rockville, MD | 5 | $ 1,515,000 | $ 303,000 | $ 0 |
| Albany, OR | 4 | $ 800,000 | $ 200,000 | $ 22,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 890,000 | $ 222,500 | $ 15,000 |
| Bellingham, WA | 4 | $ 1,140,000 | $ 285,000 | $ 37,000 |
| Bend-Redmond, OR | 4 | $ 1,130,000 | $ 282,500 | $ 27,000 |
| Brownsville-Harlingen, TX | 4 | $ 650,000 | $ 162,500 | $ 16,000 |
| Burlington, NC | 4 | $ 750,000 | $ 187,500 | $ 42,000 |
| Casper, WY | 4 | $ 1,150,000 | $ 287,500 | $ 60,000 |
| Coeur D'Alene, ID | 4 | $ 970,000 | $ 242,500 | $ 54,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Fort Collins, CO | 4 | $ 1,350,000 | $ 337,500 | $ 0 |
| Grants Pass, OR | 4 | $ 1,050,000 | $ 262,500 | $ 67,000 |
| Greenville, NC | 4 | $ 580,000 | $ 145,000 | $ 42,000 |
| Hammond, LA | 4 | $ 770,000 | $ 192,500 | $ 18,000 |
| Jackson, MI | 4 | $ 580,000 | $ 145,000 | $ 14,000 |
| Lafayette, LA | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Lake County-Kenosha County, IL-WI | 4 | $ 740,000 | $ 185,000 | $ 21,000 |
| Ocala, FL | 4 | $ 710,000 | $ 177,500 | $ 13,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,610,000 | $ 402,500 | $ 21,000 |
| Panama City, FL | 4 | $ 1,060,000 | $ 265,000 | $ 10,000 |
| Reading, PA | 4 | $ 910,000 | $ 227,500 | $ 42,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,010,000 | $ 252,500 | $ 38,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 1,120,000 | $ 280,000 | $ 20,000 |
| Tyler, TX | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Visalia-Porterville, CA | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Wenatchee, WA | 4 | $ 1,140,000 | $ 285,000 | $ 28,000 |
| Yuma, AZ | 4 | $ 740,000 | $ 185,000 | $ 18,000 |
| Alexandria, LA | 3 | $ 595,000 | $ 198,333 | $ 27,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 405,000 | $ 135,000 | $ 39,000 |
| Champaign-Urbana, IL | 3 | $ 785,000 | $ 261,666 | $ 30,000 |
| Chico, CA | 3 | $ 945,000 | $ 315,000 | $ 22,000 |
| Cleveland, TN | 3 | $ 505,000 | $ 168,333 | $ 54,000 |
| College Station-Bryan, TX | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 415,000 | $ 138,333 | $ 59,000 |
| Elgin, IL | 3 | $ 575,000 | $ 191,666 | $ 35,000 |
| Elkhart-Goshen, IN | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Evansville, IN-KY | 3 | $ 455,000 | $ 151,666 | $ 22,000 |
| Fort Wayne, IN | 3 | $ 375,000 | $ 125,000 | $ 46,000 |
| Grand Junction, CO | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 615,000 | $ 205,000 | $ 14,000 |
| Homosassa Springs, FL | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Idaho Falls, ID | 3 | $ 815,000 | $ 271,666 | $ 39,000 |
| Johnson City, TN | 3 | $ 485,000 | $ 161,666 | $ 19,000 |
| Joplin, MO | 3 | $ 325,000 | $ 108,333 | $ 44,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 505,000 | $ 168,333 | $ 31,000 |
| Kokomo, IN | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Lebanon, PA | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Lynchburg, VA | 3 | $ 525,000 | $ 175,000 | $ 12,000 |
| Macon-Bibb County, GA | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 745,000 | $ 248,333 | $ 0 |
| McAllen-Edinburg-Mission, TX | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Monroe, MI | 3 | $ 585,000 | $ 195,000 | $ 15,000 |
| Morristown, TN | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Mount Vernon-Anacortes, WA | 3 | $ 855,000 | $ 285,000 | $ 14,000 |
| Pine Bluff, AR | 3 | $ 505,000 | $ 168,333 | $ 25,000 |
| Racine, WI | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Redding, CA | 3 | $ 775,000 | $ 258,333 | $ 25,000 |
| Roanoke, VA | 3 | $ 585,000 | $ 195,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 2,065,000 | $ 688,333 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 485,000 | $ 161,666 | $ 24,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 375,000 | $ 125,000 | $ 49,333 |
| Spartanburg, SC | 3 | $ 765,000 | $ 255,000 | $ 20,000 |
| Staunton-Waynesboro, VA | 3 | $ 835,000 | $ 278,333 | $ 40,000 |
| Texarkana, TX-AR | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Topeka, KS | 3 | $ 535,000 | $ 178,333 | $ 48,000 |
| Tuscaloosa, AL | 3 | $ 625,000 | $ 208,333 | $ 60,000 |
| Valdosta, GA | 3 | $ 405,000 | $ 135,000 | $ 84,000 |
| Winchester, VA-WV | 3 | $ 575,000 | $ 191,666 | $ 13,000 |
| Akron, OH | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| Albany, GA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 440,000 | $ 220,000 | $ 11,000 |
| Beaumont-Port Arthur, TX | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 400,000 | $ 200,000 | $ 24,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 390,000 | $ 195,000 | $ 33,000 |
| Brunswick, GA | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 350,000 | $ 175,000 | $ 0 |
| California-Lexington Park, MD | 2 | $ 890,000 | $ 445,000 | $ 88,000 |
| Canton-Massillon, OH | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Carson City, NV | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Cedar Rapids, IA | 2 | $ 350,000 | $ 175,000 | $ 27,000 |
| Charleston, WV | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Columbia, MO | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Dalton, GA | 2 | $ 340,000 | $ 170,000 | $ 46,000 |
| Decatur, AL | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Dothan, AL | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Duluth, MN-WI | 2 | $ 390,000 | $ 195,000 | $ 0 |
| East Stroudsburg, PA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Eau Claire, WI | 2 | $ 300,000 | $ 150,000 | $ 32,000 |
| Fairbanks, AK | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Farmington, NM | 2 | $ 250,000 | $ 125,000 | $ 11,000 |
| Florence, SC | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Gainesville, GA | 2 | $ 450,000 | $ 225,000 | $ 26,000 |
| Green Bay, WI | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 400,000 | $ 200,000 | $ 18,000 |
| Hanford-Corcoran, CA | 2 | $ 520,000 | $ 260,000 | $ 39,000 |
| Janesville-Beloit, WI | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Johnstown, PA | 2 | $ 450,000 | $ 225,000 | $ 46,000 |
| Lafayette-West Lafayette, IN | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Laredo, TX | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Longview, TX | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Madison, WI | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Manhattan, KS | 2 | $ 420,000 | $ 210,000 | $ 45,000 |
| Mansfield, OH | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Mobile, AL | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Morgantown, WV | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| New Haven-Milford, CT | 2 | $ 470,000 | $ 235,000 | $ 61,000 |
| Norwich-New London, CT | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Odessa, TX | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 270,000 | $ 135,000 | $ 7,000 |
| Owensboro, KY | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
| Portland-South Portland, ME | 2 | $ 690,000 | $ 345,000 | $ 115,000 |
| Punta Gorda, FL | 2 | $ 730,000 | $ 365,000 | $ 75,000 |
| Saginaw, MI | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Salinas, CA | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,220,000 | $ 610,000 | $ 78,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 740,000 | $ 370,000 | $ 31,000 |
| Santa Fe, NM | 2 | $ 290,000 | $ 145,000 | $ 34,000 |
| Sebastian-Vero Beach, FL | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Tallahassee, FL | 2 | $ 450,000 | $ 225,000 | $ 25,000 |
| The Villages, FL | 2 | $ 510,000 | $ 255,000 | $ 30,000 |
| Twin Falls, ID | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Urban Honolulu, HI | 2 | $ 760,000 | $ 380,000 | $ 62,000 |
| Victoria, TX | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Yakima, WA | 2 | $ 460,000 | $ 230,000 | $ 39,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bangor, ME | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bay City, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bloomington, IL | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Cape Girardeau, MO-IL | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dubuque, IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Erie, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Fort Smith, AR-OK | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Gadsden, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Grand Island, NE | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Great Falls, MT | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hot Springs, AR | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Iowa City, IA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson, TN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson City, MO | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lancaster, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lincoln, NE | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lubbock, TX | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Midland, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Monroe, LA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Muskegon, MI | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ocean City, NJ | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Parkersburg-Vienna, WV | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Peoria, IL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rapid City, SD | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Rochester, MN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rockford, IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 285,000 | $ 285,000 | $ 0 |
| San Angelo, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Springfield, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| St. Cloud, MN | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| St. Joseph, MO-KS | 1 | $ 365,000 | $ 365,000 | $ 62,000 |
| Terre Haute, IN | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Vineland-Bridgeton, NJ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Walla Walla, WA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wausau, WI | 1 | $ 215,000 | $ 215,000 | $ 0 |
Mortgage Loan Application Detail Totals for Low VA Rates, LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,967 | $977,225,000 | $246,000 | $1,505,000 | $31,000 | $4,200,000 |
| Home Purchase | 71 | $15,925,000 | $224,000 | $465,000 | $75,000 | $166,000 |
| Cash-out Refinancing | 3 | $655,000 | $218,000 | $365,000 | $41,000 | $54,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,045 | $492,645,000 | $240,000 | $1,505,000 | $38,000 | $4,200,000 |
| Black or African American | 932 | $233,090,000 | $250,000 | $805,000 | $22,000 | $305,000 |
| Not Provided | 563 | $136,625,000 | $242,000 | $985,000 | $24,000 | $1,320,000 |
| Hispanic | 367 | $92,845,000 | $252,000 | $895,000 | $26,000 | $238,000 |
| Asian | 53 | $17,695,000 | $333,000 | $735,000 | $34,000 | $261,000 |
| American Indian or Alaskan Native | 52 | $11,380,000 | $218,000 | $835,000 | $23,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $9,525,000 | $328,000 | $755,000 | $36,000 | $171,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,801 | $939,445,000 | $247,000 | $995,000 | $26,000 | $1,320,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 162 | $38,350,000 | $236,000 | $1,505,000 | $142,000 | $4,200,000 |
| FHA-insured (Federal Housing Administration) | 44 | $9,520,000 | $216,000 | $465,000 | $73,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $6,490,000 | $190,000 | $355,000 | $63,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,218 | $546,160,000 | $246,000 | $1,505,000 | $33,000 | $4,200,000 |
| File Closed For Incompleteness | 943 | $228,825,000 | $242,000 | $895,000 | $24,000 | $550,000 |
| Application Withdrawn By Applicant | 594 | $147,280,000 | $247,000 | $735,000 | $28,000 | $269,000 |
| Application Denied By Financial Institution | 282 | $70,370,000 | $249,000 | $985,000 | $51,000 | $1,320,000 |
| Application Approved But Not Accepted | 4 | $1,170,000 | $292,000 | $435,000 | $40,000 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,759 | $923,435,000 | $245,000 | $1,505,000 | $30,000 | $4,200,000 |
| Credit History | 137 | $33,245,000 | $242,000 | $745,000 | $49,000 | $1,320,000 |
| Debt-To-Income Ratio | 46 | $13,490,000 | $293,000 | $985,000 | $68,000 | $129,000 |
| Other | 46 | $11,070,000 | $240,000 | $585,000 | $26,000 | $150,000 |
| Collateral | 40 | $10,180,000 | $254,000 | $725,000 | $71,000 | $172,000 |
| Employment History | 6 | $950,000 | $158,000 | $205,000 | $65,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $940,000 | $235,000 | $405,000 | $26,000 | $46,000 |
| Unverifiable Information | 2 | $440,000 | $220,000 | $265,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Low VA Rates, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Low VA Rates, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About