Home Point Financial Corporation Mortgage Lending & HMDA Data, 2016

In 2016, Home Point Financial Corporation of Ann Arbor, MI reported 26,259 mortgage applications totaling $6.6 billion, up 129% from 2015. The average application was for $251,753, and applicants reported an average income of $78,179. 70% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Providence-Warwick, RI-MA (1,089), Los Angeles-Long Beach-Glendale, CA (980) and San Diego-Carlsbad, CA (969) (applications in parentheses).

Mortgage Company & Address Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 26,259
Total Mortgage Loan Application Amount $6,610,808,000
Average Mortgage Loan Application Amount $251,753
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $78,179
Highest Applicant Income $8,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Point Financial Corporation by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 980 $ 378,633,000 $ 386,360 $ 129,000
San Diego, California 969 $ 369,250,000 $ 381,062 $ 114,000
Orange, California 672 $ 293,821,000 $ 437,233 $ 146,000
Providence, Rhode Island 571 $ 113,670,000 $ 199,071 $ 64,000
Berks, Pennsylvania 437 $ 72,004,000 $ 164,768 $ 77,000
Riverside, California 388 $ 118,288,000 $ 304,865 $ 92,000
Cook, Illinois 380 $ 89,197,000 $ 234,728 $ 96,000
Santa Clara, California 327 $ 125,259,000 $ 383,055 $ 173,000
Prince George's, Maryland 267 $ 75,664,000 $ 283,385 $ 53,000
Middlesex, Massachusetts 259 $ 87,365,000 $ 337,316 $ 78,000
New Castle, Delaware 242 $ 55,739,000 $ 230,326 $ 81,000
King, Washington 228 $ 75,409,000 $ 330,741 $ 121,000
Cumberland, Pennsylvania 215 $ 41,864,000 $ 194,716 $ 82,000
San Bernardino, California 214 $ 59,295,000 $ 277,079 $ 91,000
Alameda, California 212 $ 80,552,000 $ 379,962 $ 138,000
Kent, Rhode Island 205 $ 43,654,000 $ 212,946 $ 81,000
Contra Costa, California 197 $ 77,823,000 $ 395,040 $ 125,000
Broward, Florida 193 $ 43,251,000 $ 224,098 $ 73,000
Essex, Massachusetts 186 $ 57,294,000 $ 308,032 $ 73,000
Bristol, Massachusetts 182 $ 46,273,000 $ 254,247 $ 69,000
Sacramento, California 179 $ 48,311,000 $ 269,893 $ 100,000
Gwinnett, Georgia 175 $ 35,688,000 $ 203,931 $ 67,000
Ocean, New Jersey 173 $ 38,661,000 $ 223,473 $ 86,000
Baltimore, Maryland 170 $ 41,016,000 $ 241,270 $ 61,000
Franklin, Ohio 170 $ 26,150,000 $ 153,823 $ 50,000
Hillsborough, Florida 169 $ 34,355,000 $ 203,284 $ 57,000
Worcester, Massachusetts 168 $ 36,197,000 $ 215,458 $ 57,000
Maricopa, Arizona 167 $ 42,617,000 $ 255,191 $ 76,000
Lee, Florida 166 $ 30,715,000 $ 185,030 $ 82,000
Mecklenburg, North Carolina 166 $ 37,141,000 $ 223,740 $ 126,000
Philadelphia, Pennsylvania 164 $ 29,488,000 $ 179,804 $ 78,000
Gloucester, New Jersey 157 $ 29,369,000 $ 187,063 $ 76,000
Essex, New Jersey 154 $ 40,652,000 $ 263,974 $ 87,000
Pierce, Washington 153 $ 36,905,000 $ 241,209 $ 50,000
Bucks, Pennsylvania 150 $ 38,642,000 $ 257,613 $ 98,000
Dauphin, Pennsylvania 150 $ 23,964,000 $ 159,760 $ 65,000
Macomb, Michigan 143 $ 20,852,000 $ 145,818 $ 52,000
Montgomery, Pennsylvania 142 $ 32,940,000 $ 231,971 $ 90,000
Fairfax, Virginia 141 $ 53,256,000 $ 377,702 $ 102,000
Fulton, Georgia 136 $ 32,641,000 $ 240,007 $ 130,000
Middlesex, New Jersey 136 $ 39,927,000 $ 293,580 $ 98,000
Morris, New Jersey 135 $ 44,609,000 $ 330,437 $ 124,000
Miami-Dade, Florida 133 $ 30,448,000 $ 228,932 $ 80,000
Harris, Texas 130 $ 26,224,000 $ 201,723 $ 65,000
Bergen, New Jersey 128 $ 42,954,000 $ 335,578 $ 104,000
Anne Arundel, Maryland 127 $ 39,618,000 $ 311,952 $ 64,000
Burlington, New Jersey 127 $ 26,233,000 $ 206,559 $ 77,000
Plymouth, Massachusetts 126 $ 34,223,000 $ 271,611 $ 62,000
Union, New Jersey 126 $ 35,023,000 $ 277,960 $ 84,000
Orange, Florida 122 $ 25,978,000 $ 212,934 $ 65,000
Cobb, Georgia 122 $ 26,898,000 $ 220,475 $ 84,000
Montgomery, Maryland 122 $ 41,273,000 $ 338,303 $ 108,000
York, Pennsylvania 121 $ 21,704,000 $ 179,371 $ 64,000
Camden, New Jersey 119 $ 19,384,000 $ 162,890 $ 63,000
Oakland, Michigan 117 $ 25,929,000 $ 221,615 $ 87,000
Hudson, New Jersey 117 $ 32,615,000 $ 278,760 $ 103,000
Prince William, Virginia 110 $ 34,460,000 $ 313,272 $ 59,000
Snohomish, Washington 110 $ 30,908,000 $ 280,981 $ 64,000
Ventura, California 109 $ 42,265,000 $ 387,752 $ 155,000
Delaware, Pennsylvania 109 $ 25,427,000 $ 233,275 $ 171,000
Palm Beach, Florida 107 $ 25,780,000 $ 240,934 $ 95,000
DeKalb, Georgia 107 $ 21,885,000 $ 204,532 $ 80,000
Barnstable, Massachusetts 104 $ 27,070,000 $ 260,288 $ 59,000
Norfolk, Massachusetts 104 $ 32,818,000 $ 315,557 $ 99,000
Monmouth, New Jersey 102 $ 31,934,000 $ 313,078 $ 101,000
El Paso, Colorado 96 $ 22,211,000 $ 231,364 $ 33,000
Wake, North Carolina 94 $ 25,089,000 $ 266,904 $ 119,000
Bexar, Texas 89 $ 16,840,000 $ 189,213 $ 22,000
Suffolk, Massachusetts 85 $ 29,447,000 $ 346,435 $ 76,000
Passaic, New Jersey 85 $ 22,280,000 $ 262,117 $ 82,000
Jefferson, Alabama 84 $ 12,596,000 $ 149,952 $ 47,000
San Joaquin, California 84 $ 23,967,000 $ 285,321 $ 90,000
DuPage, Illinois 83 $ 19,773,000 $ 238,228 $ 97,000
Loudoun, Virginia 83 $ 31,029,000 $ 373,843 $ 111,000
Duval, Florida 82 $ 16,106,000 $ 196,414 $ 55,000
Washington, Rhode Island 82 $ 20,619,000 $ 251,451 $ 91,000
Baltimore City, Maryland 81 $ 15,568,000 $ 192,197 $ 76,000
Jefferson, Colorado 76 $ 21,632,000 $ 284,631 $ 87,000
Clark, Washington 76 $ 18,927,000 $ 249,039 $ 59,000
Placer, California 75 $ 26,494,000 $ 353,253 $ 117,000
Pinellas, Florida 73 $ 15,979,000 $ 218,890 $ 78,000
Chester, Pennsylvania 73 $ 20,550,000 $ 281,506 $ 102,000
Denver, Colorado 72 $ 19,495,000 $ 270,763 $ 119,000
Harford, Maryland 72 $ 18,682,000 $ 259,472 $ 55,000
Arapahoe, Colorado 71 $ 17,670,000 $ 248,873 $ 62,000
Fresno, California 70 $ 16,949,000 $ 242,128 $ 111,000
Wayne, Michigan 70 $ 11,382,000 $ 162,600 $ 65,000
Pasco, Florida 66 $ 12,786,000 $ 193,727 $ 46,000
Howard, Maryland 66 $ 21,349,000 $ 323,469 $ 107,000
Somerset, New Jersey 65 $ 17,632,000 $ 271,261 $ 114,000
Douglas, Colorado 63 $ 21,485,000 $ 341,031 $ 102,000
Kern, California 61 $ 12,355,000 $ 202,540 $ 56,000
San Mateo, California 61 $ 26,060,000 $ 427,213 $ 169,000
Will, Illinois 61 $ 13,494,000 $ 221,213 $ 75,000
Kent, Delaware 60 $ 12,378,000 $ 206,300 $ 38,000
Marion, Indiana 60 $ 8,314,000 $ 138,566 $ 39,000
Osceola, Florida 59 $ 11,601,000 $ 196,627 $ 58,000
Polk, Florida 58 $ 10,156,000 $ 175,103 $ 45,000
Richland, South Carolina 57 $ 12,047,000 $ 211,350 $ 27,000
Virginia Beach, Virginia 57 $ 13,014,000 $ 228,315 $ 45,000
Thurston, Washington 57 $ 12,251,000 $ 214,929 $ 46,000
Tarrant, Texas 56 $ 11,073,000 $ 197,732 $ 38,000
New London, Connecticut 55 $ 11,194,000 $ 203,527 $ 64,000
St. Lucie, Florida 55 $ 10,321,000 $ 187,654 $ 61,000
Lake, Illinois 55 $ 13,383,000 $ 243,327 $ 105,000
Mercer, New Jersey 54 $ 11,523,000 $ 213,388 $ 85,000
Clay, Florida 53 $ 10,635,000 $ 200,660 $ 43,000
Jefferson, Kentucky 53 $ 10,035,000 $ 189,339 $ 55,000
Charleston, South Carolina 53 $ 13,524,000 $ 255,169 $ 50,000
Shelby, Tennessee 53 $ 8,979,000 $ 169,415 $ 30,000
Adams, Colorado 52 $ 12,910,000 $ 248,269 $ 68,000
Berkeley, South Carolina 52 $ 10,071,000 $ 193,673 $ 27,000
Fort Bend, Texas 52 $ 12,969,000 $ 249,403 $ 83,000
Multnomah, Oregon 51 $ 15,708,000 $ 308,000 $ 73,000
Rockingham, New Hampshire 50 $ 14,019,000 $ 280,380 $ 70,000
Suffolk, New York 50 $ 15,537,000 $ 310,740 $ 93,000
Solano, California 49 $ 15,896,000 $ 324,408 $ 75,000
Sussex, Delaware 49 $ 10,634,000 $ 217,020 $ 77,000
Volusia, Florida 48 $ 8,298,000 $ 172,875 $ 44,000
New Haven, Connecticut 47 $ 9,494,000 $ 202,000 $ 64,000
Hillsborough, New Hampshire 47 $ 10,555,000 $ 224,574 $ 70,000
Davidson, Tennessee 47 $ 9,788,000 $ 208,255 $ 68,000
Bell, Texas 47 $ 6,947,000 $ 147,808 $ 0
Cuyahoga, Ohio 46 $ 6,677,000 $ 145,152 $ 62,000
Oklahoma, Oklahoma 46 $ 8,798,000 $ 191,260 $ 31,000
Sonoma, California 45 $ 17,823,000 $ 396,066 $ 106,000
Brevard, Florida 45 $ 9,286,000 $ 206,355 $ 46,000
Forsyth, Georgia 45 $ 11,141,000 $ 247,577 $ 98,000
Kane, Illinois 45 $ 8,767,000 $ 194,822 $ 98,000
Windham, Connecticut 44 $ 8,229,000 $ 187,022 $ 70,000
Manatee, Florida 44 $ 8,574,000 $ 194,863 $ 68,000
York, South Carolina 44 $ 10,470,000 $ 237,954 $ 69,000
Lake, Florida 43 $ 8,220,000 $ 191,162 $ 47,000
Charles, Maryland 43 $ 12,713,000 $ 295,651 $ 56,000
Union, North Carolina 43 $ 11,642,000 $ 270,744 $ 92,000
Lancaster, Pennsylvania 43 $ 7,615,000 $ 177,093 $ 57,000
Dallas, Texas 43 $ 9,196,000 $ 213,860 $ 47,000
Chesapeake, Virginia 43 $ 9,684,000 $ 225,209 $ 18,000
Pima, Arizona 42 $ 8,989,000 $ 214,023 $ 39,000
Clackamas, Oregon 42 $ 12,605,000 $ 300,119 $ 70,000
Erie, Pennsylvania 42 $ 6,648,000 $ 158,285 $ 53,000
Chesterfield, Virginia 42 $ 9,153,000 $ 217,928 $ 29,000
Fairfield, Connecticut 41 $ 12,093,000 $ 294,951 $ 87,000
Perry, Pennsylvania 41 $ 6,560,000 $ 160,000 $ 70,000
District of Columbia, District Of Columbia 40 $ 13,626,000 $ 340,650 $ 136,000
Hennepin, Minnesota 40 $ 10,986,000 $ 274,650 $ 102,000
Kings, New York 40 $ 17,672,000 $ 441,800 $ 82,000
Washington, Oregon 40 $ 11,314,000 $ 282,850 $ 84,000
Greenville, South Carolina 40 $ 9,004,000 $ 225,100 $ 67,000
Collin, Texas 40 $ 10,521,000 $ 263,025 $ 86,000
Seminole, Florida 39 $ 8,321,000 $ 213,358 $ 83,000
Cherokee, Georgia 39 $ 7,988,000 $ 204,820 $ 63,000
Clayton, Georgia 39 $ 5,635,000 $ 144,487 $ 41,000
Horry, South Carolina 39 $ 8,272,000 $ 212,102 $ 47,000
Stafford, Virginia 39 $ 12,046,000 $ 308,871 $ 63,000
Kitsap, Washington 39 $ 10,121,000 $ 259,512 $ 38,000
Collier, Florida 38 $ 9,902,000 $ 260,578 $ 95,000
Hamilton, Indiana 38 $ 9,076,000 $ 238,842 $ 87,000
Frederick, Maryland 38 $ 12,271,000 $ 322,921 $ 74,000
Allegheny, Pennsylvania 38 $ 6,281,000 $ 165,289 $ 69,000
Sarasota, Florida 37 $ 6,942,000 $ 187,621 $ 60,000
Bibb, Georgia 37 $ 7,163,000 $ 193,594 $ 102,000
Carroll, Maryland 37 $ 10,977,000 $ 296,675 $ 66,000
Shelby, Alabama 36 $ 7,195,000 $ 199,861 $ 64,000
Anchorage, Alaska 36 $ 9,276,000 $ 257,666 $ 27,000
Stanislaus, California 36 $ 8,645,000 $ 240,138 $ 69,000
Delaware, Ohio 36 $ 10,001,000 $ 277,805 $ 105,000
Madison, Alabama 35 $ 7,650,000 $ 218,571 $ 54,000
El Dorado, California 35 $ 10,384,000 $ 296,685 $ 96,000
Sussex, New Jersey 35 $ 7,646,000 $ 218,457 $ 93,000
Spokane, Washington 35 $ 6,723,000 $ 192,085 $ 39,000
Paulding, Georgia 34 $ 5,858,000 $ 172,294 $ 42,000
Nassau, New York 34 $ 11,715,000 $ 344,558 $ 115,000
El Paso, Texas 34 $ 6,220,000 $ 182,941 $ 12,000
Travis, Texas 34 $ 8,346,000 $ 245,470 $ 98,000
Henry, Georgia 33 $ 5,361,000 $ 162,454 $ 31,000
Hampden, Massachusetts 33 $ 6,293,000 $ 190,696 $ 47,000
Hunterdon, New Jersey 33 $ 9,024,000 $ 273,454 $ 104,000
Montgomery, Tennessee 33 $ 5,832,000 $ 176,727 $ 17,000
Hernando, Florida 32 $ 4,591,000 $ 143,468 $ 39,000
Queens, New York 32 $ 13,220,000 $ 413,125 $ 111,000
San Francisco, California 31 $ 13,121,000 $ 423,258 $ 161,000
Boulder, Colorado 31 $ 9,762,000 $ 314,903 $ 104,000
Saratoga, New York 31 $ 7,085,000 $ 228,548 $ 81,000
Hamilton, Ohio 31 $ 5,157,000 $ 166,354 $ 39,000
Licking, Ohio 31 $ 5,502,000 $ 177,483 $ 53,000
Dorchester, South Carolina 31 $ 6,833,000 $ 220,419 $ 38,000
Weld, Colorado 30 $ 7,379,000 $ 245,966 $ 64,000
St. Johns, Florida 30 $ 7,666,000 $ 255,533 $ 92,000
McHenry, Illinois 30 $ 6,084,000 $ 202,800 $ 89,000
Denton, Texas 30 $ 6,301,000 $ 210,033 $ 51,000
Williamson, Texas 30 $ 7,060,000 $ 235,333 $ 90,000
Norfolk, Virginia 30 $ 5,757,000 $ 191,900 $ 23,000
Hartford, Connecticut 29 $ 5,864,000 $ 202,206 $ 42,000
Okaloosa, Florida 29 $ 6,538,000 $ 225,448 $ 76,000
Atlantic, New Jersey 29 $ 6,968,000 $ 240,275 $ 110,000
Cape May, New Jersey 29 $ 6,069,000 $ 209,275 $ 140,000
Centre, Pennsylvania 29 $ 5,191,000 $ 179,000 $ 89,000
Lebanon, Pennsylvania 29 $ 5,235,000 $ 180,517 $ 46,000
Newport, Rhode Island 29 $ 7,820,000 $ 269,655 $ 106,000
Washtenaw, Michigan 28 $ 6,320,000 $ 225,714 $ 109,000
Cabarrus, North Carolina 28 $ 6,134,000 $ 219,071 $ 73,000
Berkeley, West Virginia 28 $ 5,223,000 $ 186,535 $ 68,000
Mobile, Alabama 27 $ 4,289,000 $ 158,851 $ 40,000
Montgomery, Alabama 27 $ 5,207,000 $ 192,851 $ 23,000
Santa Rosa, Florida 27 $ 5,421,000 $ 200,777 $ 45,000
Cecil, Maryland 27 $ 6,705,000 $ 248,333 $ 67,000
Lane, Oregon 27 $ 6,013,000 $ 222,703 $ 28,000
San Luis Obispo, California 26 $ 9,490,000 $ 365,000 $ 93,000
Larimer, Colorado 26 $ 5,972,000 $ 229,692 $ 64,000
Allen, Indiana 26 $ 3,755,000 $ 144,423 $ 58,000
Guilford, North Carolina 26 $ 5,266,000 $ 202,538 $ 63,000
Deschutes, Oregon 26 $ 6,596,000 $ 253,692 $ 62,000
Guadalupe, Texas 26 $ 5,337,000 $ 205,269 $ 13,000
Muscogee, Georgia 25 $ 4,821,000 $ 192,840 $ 32,000
Albany, New York 25 $ 4,530,000 $ 181,200 $ 87,000
Luzerne, Pennsylvania 25 $ 3,988,000 $ 159,520 $ 60,000
Douglas, Georgia 24 $ 5,437,000 $ 226,541 $ 64,000
Warren, Ohio 24 $ 5,074,000 $ 211,416 $ 88,000
Lexington, South Carolina 24 $ 4,282,000 $ 178,416 $ 45,000
Rutherford, Tennessee 24 $ 5,039,000 $ 209,958 $ 54,000
Newport News, Virginia 24 $ 4,436,000 $ 184,833 $ 27,000
Pinal, Arizona 23 $ 4,407,000 $ 191,608 $ 47,000
Bay, Florida 23 $ 4,010,000 $ 174,347 $ 48,000
Columbia, Georgia 23 $ 4,721,000 $ 205,260 $ 41,000
Rockland, New York 23 $ 7,800,000 $ 339,130 $ 91,000
Cumberland, North Carolina 23 $ 4,143,000 $ 180,130 $ 18,000
Monroe, Pennsylvania 23 $ 4,077,000 $ 177,260 $ 53,000
Spartanburg, South Carolina 23 $ 4,233,000 $ 184,043 $ 31,000
Spotsylvania, Virginia 23 $ 6,213,000 $ 270,130 $ 37,000
Madera, California 22 $ 4,352,000 $ 197,818 $ 64,000
Santa Cruz, California 22 $ 8,585,000 $ 390,227 $ 155,000
Flagler, Florida 22 $ 4,297,000 $ 195,318 $ 47,000
Marion, Florida 22 $ 3,331,000 $ 151,409 $ 41,000
Hall, Georgia 22 $ 4,592,000 $ 208,727 $ 69,000
Richmond, Georgia 22 $ 3,360,000 $ 152,727 $ 26,000
Lake, Indiana 22 $ 4,183,000 $ 190,136 $ 33,000
St. Mary's, Maryland 22 $ 5,345,000 $ 242,954 $ 52,000
Comanche, Oklahoma 22 $ 4,422,000 $ 201,000 $ 3,000
Northampton, Pennsylvania 22 $ 5,134,000 $ 233,363 $ 55,000
Hamilton, Tennessee 22 $ 4,093,000 $ 186,045 $ 27,000
Hampton, Virginia 22 $ 4,746,000 $ 215,727 $ 14,000
Butte, California 21 $ 4,870,000 $ 231,904 $ 66,000
Monterey, California 21 $ 7,046,000 $ 335,523 $ 89,000
Charlotte, Florida 21 $ 3,578,000 $ 170,380 $ 64,000
Leon, Florida 21 $ 5,045,000 $ 240,238 $ 50,000
Chatham, Georgia 21 $ 3,839,000 $ 182,809 $ 34,000
Fayette, Georgia 21 $ 5,111,000 $ 243,380 $ 78,000
Hardin, Kentucky 21 $ 3,934,000 $ 187,333 $ 20,000
Worcester, Maryland 21 $ 4,220,000 $ 200,952 $ 129,000
Richmond, New York 21 $ 7,438,000 $ 354,190 $ 96,000
Lehigh, Pennsylvania 21 $ 4,169,000 $ 198,523 $ 66,000
Montgomery, Texas 21 $ 4,928,000 $ 234,666 $ 15,000
Shasta, California 20 $ 4,290,000 $ 214,500 $ 46,000
Anoka, Minnesota 20 $ 4,025,000 $ 201,250 $ 47,000
Cumberland, New Jersey 20 $ 3,008,000 $ 150,400 $ 43,000
Dutchess, New York 20 $ 3,944,000 $ 197,200 $ 64,000
Orange, New York 20 $ 4,880,000 $ 244,000 $ 117,000
Onslow, North Carolina 20 $ 3,435,000 $ 171,750 $ 19,000
Cleveland, Oklahoma 20 $ 3,397,000 $ 169,850 $ 13,000
Linn, Oregon 20 $ 3,243,000 $ 162,150 $ 25,000
Bristol, Rhode Island 20 $ 5,044,000 $ 252,200 $ 72,000
Knox, Tennessee 20 $ 3,636,000 $ 181,800 $ 58,000
Portsmouth, Virginia 20 $ 4,152,000 $ 207,600 $ 26,000
Ada, Idaho 19 $ 4,006,000 $ 210,842 $ 29,000
St. Joseph, Indiana 19 $ 3,336,000 $ 175,578 $ 75,000
Dakota, Minnesota 19 $ 4,547,000 $ 239,315 $ 46,000
Butler, Ohio 19 $ 2,955,000 $ 155,526 $ 40,000
Blair, Pennsylvania 19 $ 2,021,000 $ 106,368 $ 53,000
Lancaster, South Carolina 19 $ 3,801,000 $ 200,052 $ 90,000
Williamson, Tennessee 19 $ 5,810,000 $ 305,789 $ 82,000
Henrico, Virginia 19 $ 3,801,000 $ 200,052 $ 69,000
Lafayette, Louisiana 18 $ 2,982,000 $ 165,666 $ 36,000
Warren, New Jersey 18 $ 4,167,000 $ 231,500 $ 83,000
Westchester, New York 18 $ 6,240,000 $ 346,666 $ 110,000
New Hanover, North Carolina 18 $ 4,337,000 $ 240,944 $ 67,000
Montgomery, Ohio 18 $ 3,016,000 $ 167,555 $ 35,000
Yamhill, Oregon 18 $ 4,248,000 $ 236,000 $ 27,000
Schuylkill, Pennsylvania 18 $ 3,384,000 $ 188,000 $ 79,000
Beaufort, South Carolina 18 $ 4,314,000 $ 239,666 $ 34,000
Arlington, Virginia 18 $ 6,539,000 $ 363,277 $ 145,000
Frederick, Virginia 18 $ 3,655,000 $ 203,055 $ 53,000
Dane, Wisconsin 18 $ 4,594,000 $ 255,222 $ 63,000
Tulare, California 17 $ 3,486,000 $ 205,058 $ 58,000
Yolo, California 17 $ 5,173,000 $ 304,294 $ 79,000
Houston, Georgia 17 $ 3,220,000 $ 189,411 $ 34,000
Porter, Indiana 17 $ 3,531,000 $ 207,705 $ 65,000
Caddo, Louisiana 17 $ 3,284,000 $ 193,176 $ 22,000
Fairfield, Ohio 17 $ 3,643,000 $ 214,294 $ 49,000
Mifflin, Pennsylvania 17 $ 2,083,000 $ 122,529 $ 50,000
Fairbanks North Star, Alaska 16 $ 3,408,000 $ 213,000 $ 14,000
Santa Barbara, California 16 $ 6,363,000 $ 397,687 $ 163,000
Escambia, Florida 16 $ 3,454,000 $ 215,875 $ 119,000
Calvert, Maryland 16 $ 4,940,000 $ 308,750 $ 54,000
Tulsa, Oklahoma 16 $ 2,937,000 $ 183,562 $ 45,000
Hanover, Virginia 16 $ 3,994,000 $ 249,625 $ 74,000
Yakima, Washington 16 $ 3,128,000 $ 195,500 $ 30,000
Waukesha, Wisconsin 16 $ 4,461,000 $ 278,812 $ 68,000
Mohave, Arizona 15 $ 2,468,000 $ 164,533 $ 59,000
Kings, California 15 $ 2,577,000 $ 171,800 $ 39,000
Alachua, Florida 15 $ 2,446,000 $ 163,066 $ 18,000
Indian River, Florida 15 $ 2,683,000 $ 178,866 $ 56,000
Coweta, Georgia 15 $ 3,110,000 $ 207,333 $ 77,000
Jackson, Georgia 15 $ 2,461,000 $ 164,066 $ 36,000
Washington, Maryland 15 $ 3,303,000 $ 220,200 $ 42,000
Jackson, Oregon 15 $ 3,265,000 $ 217,666 $ 20,000
Suffolk, Virginia 15 $ 3,782,000 $ 252,133 $ 19,000
Marin, California 14 $ 5,141,000 $ 367,214 $ 157,000
Merced, California 14 $ 3,325,000 $ 237,500 $ 83,000
Napa, California 14 $ 5,561,000 $ 397,214 $ 100,000
Pueblo, Colorado 14 $ 2,426,000 $ 173,285 $ 26,000
Rockdale, Georgia 14 $ 3,118,000 $ 222,714 $ 60,000
Kent, Michigan 14 $ 2,288,000 $ 163,428 $ 47,000
Brunswick, North Carolina 14 $ 2,561,000 $ 182,928 $ 69,000
Buncombe, North Carolina 14 $ 3,661,000 $ 261,500 $ 87,000
Lincoln, North Carolina 14 $ 2,657,000 $ 189,785 $ 57,000
Greene, Ohio 14 $ 2,196,000 $ 156,857 $ 24,000
Lorain, Ohio 14 $ 2,250,000 $ 160,714 $ 57,000
Lucas, Ohio 14 $ 1,951,000 $ 139,357 $ 37,000
Portage, Ohio 14 $ 2,473,000 $ 176,642 $ 42,000
Summit, Ohio 14 $ 2,618,000 $ 187,000 $ 56,000
Island, Washington 14 $ 3,135,000 $ 223,928 $ 105,000
Baldwin, Alabama 13 $ 2,638,000 $ 202,923 $ 75,000
Russell, Alabama 13 $ 2,250,000 $ 173,076 $ 2,000
Liberty, Georgia 13 $ 1,674,000 $ 128,769 $ 25,000
Hendricks, Indiana 13 $ 2,291,000 $ 176,230 $ 57,000
Fayette, Kentucky 13 $ 2,493,000 $ 191,769 $ 71,000
Bossier, Louisiana 13 $ 2,787,000 $ 214,384 $ 32,000
Jefferson, Louisiana 13 $ 2,690,000 $ 206,923 $ 44,000
Livingston, Michigan 13 $ 3,332,000 $ 256,307 $ 101,000
Salem, New Jersey 13 $ 2,625,000 $ 201,923 $ 88,000
Gaston, North Carolina 13 $ 2,132,000 $ 164,000 $ 71,000
Iredell, North Carolina 13 $ 2,265,000 $ 174,230 $ 60,000
Lake, Ohio 13 $ 2,141,000 $ 164,692 $ 22,000
Douglas, Oregon 13 $ 2,617,000 $ 201,307 $ 22,000
Florence, South Carolina 13 $ 2,505,000 $ 192,692 $ 39,000
Georgetown, South Carolina 13 $ 2,396,000 $ 184,307 $ 38,000
Sumter, South Carolina 13 $ 2,215,000 $ 170,384 $ 3,000
Skagit, Washington 13 $ 3,579,000 $ 275,307 $ 41,000
Milwaukee, Wisconsin 13 $ 2,765,000 $ 212,692 $ 63,000
Limestone, Alabama 12 $ 2,137,000 $ 178,083 $ 53,000
Tuscaloosa, Alabama 12 $ 2,138,000 $ 178,166 $ 39,000
Imperial, California 12 $ 2,258,000 $ 188,166 $ 36,000
Middlesex, Connecticut 12 $ 2,722,000 $ 226,833 $ 67,000
Newton, Georgia 12 $ 2,037,000 $ 169,750 $ 50,000
Walton, Georgia 12 $ 2,518,000 $ 209,833 $ 50,000
East Baton Rouge, Louisiana 12 $ 2,812,000 $ 234,333 $ 43,000
York, Maine 12 $ 1,867,000 $ 155,583 $ 19,000
Ramsey, Minnesota 12 $ 2,603,000 $ 216,916 $ 71,000
Scott, Minnesota 12 $ 3,355,000 $ 279,583 $ 103,000
Schenectady, New York 12 $ 1,652,000 $ 137,666 $ 47,000
Johnston, North Carolina 12 $ 1,998,000 $ 166,500 $ 65,000
Marion, Oregon 12 $ 2,205,000 $ 183,750 $ 34,000
Adams, Pennsylvania 12 $ 2,855,000 $ 237,916 $ 80,000
Franklin, Pennsylvania 12 $ 2,856,000 $ 238,000 $ 71,000
Kershaw, South Carolina 12 $ 1,910,000 $ 159,166 $ 26,000
Wilson, Tennessee 12 $ 2,802,000 $ 233,500 $ 67,000
Lewis, Washington 12 $ 2,581,000 $ 215,083 $ 54,000
Brown, Wisconsin 12 $ 1,833,000 $ 152,750 $ 6,000
Morgan, Alabama 11 $ 1,766,000 $ 160,545 $ 47,000
St. Clair, Alabama 11 $ 1,454,000 $ 132,181 $ 41,000
Cochise, Arizona 11 $ 2,413,000 $ 219,363 $ 0
Litchfield, Connecticut 11 $ 2,322,000 $ 211,090 $ 43,000
Monroe, Florida 11 $ 3,808,000 $ 346,181 $ 111,000
Sumter, Florida 11 $ 2,474,000 $ 224,909 $ 39,000
St. Clair, Illinois 11 $ 1,782,000 $ 162,000 $ 38,000
Elkhart, Indiana 11 $ 1,491,000 $ 135,545 $ 25,000
Dukes, Massachusetts 11 $ 6,182,000 $ 562,000 $ 99,000
Genesee, Michigan 11 $ 1,540,000 $ 140,000 $ 27,000
Washington, Minnesota 11 $ 2,810,000 $ 255,454 $ 46,000
Merrimack, New Hampshire 11 $ 2,030,000 $ 184,545 $ 37,000
Onondaga, New York 11 $ 1,634,000 $ 148,545 $ 47,000
Durham, North Carolina 11 $ 2,081,000 $ 189,181 $ 99,000
Harnett, North Carolina 11 $ 2,148,000 $ 195,272 $ 28,000
Tipton, Tennessee 11 $ 2,006,000 $ 182,363 $ 20,000
Hays, Texas 11 $ 2,339,000 $ 212,636 $ 67,000
Benton, Washington 11 $ 1,925,000 $ 175,000 $ 59,000
Jefferson, West Virginia 11 $ 2,579,000 $ 234,454 $ 98,000
Coffee, Alabama 10 $ 2,327,000 $ 232,700 $ 63,000
Yavapai, Arizona 10 $ 2,088,000 $ 208,800 $ 40,000
Calaveras, California 10 $ 2,473,000 $ 247,300 $ 99,000
Nevada, California 10 $ 3,186,000 $ 318,600 $ 118,000
Kendall, Illinois 10 $ 2,091,000 $ 209,100 $ 66,000
Ascension, Louisiana 10 $ 2,128,000 $ 212,800 $ 54,000
Jackson, Michigan 10 $ 1,628,000 $ 162,800 $ 69,000
Strafford, New Hampshire 10 $ 1,984,000 $ 198,400 $ 55,000
Rensselaer, New York 10 $ 1,569,000 $ 156,900 $ 83,000
Carteret, North Carolina 10 $ 1,698,000 $ 169,800 $ 41,000
Forsyth, North Carolina 10 $ 1,635,000 $ 163,500 $ 65,000
Stanly, North Carolina 10 $ 1,976,000 $ 197,600 $ 66,000
Juniata, Pennsylvania 10 $ 1,162,000 $ 116,200 $ 54,000
Aiken, South Carolina 10 $ 1,999,000 $ 199,900 $ 44,000
Madison, Tennessee 10 $ 1,290,000 $ 129,000 $ 0
Comal, Texas 10 $ 2,601,000 $ 260,100 $ 0
Galveston, Texas 10 $ 2,614,000 $ 261,400 $ 60,000
Fauquier, Virginia 10 $ 3,522,000 $ 352,200 $ 130,000
Richmond City, Virginia 10 $ 2,498,000 $ 249,800 $ 57,000
Lake, California 9 $ 1,875,000 $ 208,333 $ 28,000
Mesa, Colorado 9 $ 1,762,000 $ 195,777 $ 23,000
Bartow, Georgia 9 $ 1,686,000 $ 187,333 $ 44,000
Johnson, Indiana 9 $ 1,454,000 $ 161,555 $ 53,000
Bullitt, Kentucky 9 $ 1,437,000 $ 159,666 $ 39,000
Cumberland, Maine 9 $ 2,406,000 $ 267,333 $ 16,000
Monroe, Michigan 9 $ 1,719,000 $ 191,000 $ 80,000
Ottawa, Michigan 9 $ 2,300,000 $ 255,555 $ 95,000
Carver, Minnesota 9 $ 2,372,000 $ 263,555 $ 114,000
Belknap, New Hampshire 9 $ 1,501,000 $ 166,777 $ 73,000
Washington, New York 9 $ 1,396,000 $ 155,111 $ 73,000
Pitt, North Carolina 9 $ 1,058,000 $ 117,555 $ 51,000
Carbon, Pennsylvania 9 $ 1,540,000 $ 171,111 $ 70,000
Clearfield, Pennsylvania 9 $ 1,076,000 $ 119,555 $ 44,000
Brazoria, Texas 9 $ 2,345,000 $ 260,555 $ 43,000
Ellis, Texas 9 $ 1,737,000 $ 193,000 $ 8,000
Hidalgo, Texas 9 $ 1,826,000 $ 202,888 $ 26,000
Nueces, Texas 9 $ 1,593,000 $ 177,000 $ 20,000
James City, Virginia 9 $ 2,806,000 $ 311,777 $ 58,000
Manassas, Virginia 9 $ 2,437,000 $ 270,777 $ 24,000
York, Virginia 9 $ 1,843,000 $ 204,777 $ 20,000
Lee, Alabama 8 $ 1,296,000 $ 162,000 $ 28,000
Walker, Alabama 8 $ 1,187,000 $ 148,375 $ 62,000
Matanuska-Susitna, Alaska 8 $ 2,434,000 $ 304,250 $ 35,000
Humboldt, California 8 $ 1,798,000 $ 224,750 $ 50,000
La Plata, Colorado 8 $ 1,527,000 $ 190,875 $ 55,000
Putnam, Florida 8 $ 1,128,000 $ 141,000 $ 68,000
Bryan, Georgia 8 $ 1,481,000 $ 185,125 $ 14,000
Bulloch, Georgia 8 $ 1,724,000 $ 215,500 $ 60,000
Camden, Georgia 8 $ 1,276,000 $ 159,500 $ 0
Glynn, Georgia 8 $ 1,825,000 $ 228,125 $ 82,000
Canyon, Idaho 8 $ 1,834,000 $ 229,250 $ 45,000
Tippecanoe, Indiana 8 $ 1,427,000 $ 178,375 $ 41,000
Sedgwick, Kansas 8 $ 1,370,000 $ 171,250 $ 5,000
Warren, Kentucky 8 $ 1,521,000 $ 190,125 $ 69,000
Orleans, Louisiana 8 $ 1,754,000 $ 219,250 $ 76,000
St. Tammany, Louisiana 8 $ 2,490,000 $ 311,250 $ 35,000
Queen Anne's, Maryland 8 $ 2,414,000 $ 301,750 $ 70,000
Hampshire, Massachusetts 8 $ 1,759,000 $ 219,875 $ 64,000
Sherburne, Minnesota 8 $ 1,679,000 $ 209,875 $ 43,000
Stearns, Minnesota 8 $ 1,723,000 $ 215,375 $ 72,000
Flathead, Montana 8 $ 1,753,000 $ 219,125 $ 57,000
Bronx, New York 8 $ 3,514,000 $ 439,250 $ 64,000
Erie, New York 8 $ 1,068,000 $ 133,500 $ 46,000
Montgomery, New York 8 $ 1,245,000 $ 155,625 $ 67,000
Ulster, New York 8 $ 1,595,000 $ 199,375 $ 62,000
Hoke, North Carolina 8 $ 1,272,000 $ 159,000 $ 4,000
Orange, North Carolina 8 $ 2,022,000 $ 252,750 $ 119,000
Pender, North Carolina 8 $ 2,114,000 $ 264,250 $ 126,000
Rowan, North Carolina 8 $ 1,496,000 $ 187,000 $ 46,000
Knox, Ohio 8 $ 1,236,000 $ 154,500 $ 37,000
Madison, Ohio 8 $ 1,480,000 $ 185,000 $ 59,000
Medina, Ohio 8 $ 1,840,000 $ 230,000 $ 66,000
Morrow, Ohio 8 $ 1,454,000 $ 181,750 $ 47,000
Rogers, Oklahoma 8 $ 1,336,000 $ 167,000 $ 10,000
Crook, Oregon 8 $ 1,391,000 $ 173,875 $ 8,000
Fayette, Pennsylvania 8 $ 796,000 $ 99,500 $ 72,000
Westmoreland, Pennsylvania 8 $ 1,109,000 $ 138,625 $ 63,000
Anderson, South Carolina 8 $ 1,401,000 $ 175,125 $ 23,000
Oconee, South Carolina 8 $ 1,973,000 $ 246,625 $ 148,000
Bradley, Tennessee 8 $ 1,350,000 $ 168,750 $ 48,000
Sullivan, Tennessee 8 $ 1,578,000 $ 197,250 $ 22,000
McLennan, Texas 8 $ 1,456,000 $ 182,000 $ 16,000
Chittenden, Vermont 8 $ 1,817,000 $ 227,125 $ 23,000
Greene, Virginia 8 $ 1,700,000 $ 212,500 $ 47,000
Clallam, Washington 8 $ 1,257,000 $ 157,125 $ 31,000
Franklin, Washington 8 $ 1,697,000 $ 212,125 $ 16,000
Mason, Washington 8 $ 1,567,000 $ 195,875 $ 45,000
Whatcom, Washington 8 $ 2,164,000 $ 270,500 $ 56,000
Sutter, California 7 $ 1,398,000 $ 199,714 $ 31,000
Fremont, Colorado 7 $ 890,000 $ 127,142 $ 32,000
Teller, Colorado 7 $ 1,599,000 $ 228,428 $ 23,000
Martin, Florida 7 $ 1,170,000 $ 167,142 $ 49,000
Walton, Florida 7 $ 1,738,000 $ 248,285 $ 55,000
Carroll, Georgia 7 $ 820,000 $ 117,142 $ 44,000
Dawson, Georgia 7 $ 2,081,000 $ 297,285 $ 85,000
Harris, Georgia 7 $ 1,537,000 $ 219,571 $ 17,000
LaPorte, Indiana 7 $ 1,207,000 $ 172,428 $ 47,000
Linn, Iowa 7 $ 1,264,000 $ 180,571 $ 18,000
Oldham, Kentucky 7 $ 1,832,000 $ 261,714 $ 68,000
St. Landry, Louisiana 7 $ 919,000 $ 131,285 $ 62,000
Terrebonne, Louisiana 7 $ 1,357,000 $ 193,857 $ 59,000
Kalamazoo, Michigan 7 $ 1,364,000 $ 194,857 $ 14,000
St. Clair, Michigan 7 $ 1,227,000 $ 175,285 $ 45,000
Carroll, New Hampshire 7 $ 1,236,000 $ 176,571 $ 83,000
Warren, New York 7 $ 1,127,000 $ 161,000 $ 70,000
Ward, North Dakota 7 $ 2,023,000 $ 289,000 $ 0
Clark, Ohio 7 $ 1,148,000 $ 164,000 $ 52,000
Clermont, Ohio 7 $ 1,448,000 $ 206,857 $ 53,000
Stark, Ohio 7 $ 1,028,000 $ 146,857 $ 34,000
Trumbull, Ohio 7 $ 897,000 $ 128,142 $ 9,000
Wood, Ohio 7 $ 1,053,000 $ 150,428 $ 48,000
Polk, Oregon 7 $ 1,767,000 $ 252,428 $ 47,000
Columbia, Pennsylvania 7 $ 1,079,000 $ 154,142 $ 54,000
Indiana, Pennsylvania 7 $ 1,431,000 $ 204,428 $ 136,000
Lackawanna, Pennsylvania 7 $ 998,000 $ 142,571 $ 25,000
Northumberland, Pennsylvania 7 $ 1,348,000 $ 192,571 $ 72,000
Pike, Pennsylvania 7 $ 1,182,000 $ 168,857 $ 43,000
Washington, Pennsylvania 7 $ 1,140,000 $ 162,857 $ 80,000
Orangeburg, South Carolina 7 $ 1,158,000 $ 165,428 $ 32,000
Gibson, Tennessee 7 $ 954,000 $ 136,285 $ 30,000
Johnson, Texas 7 $ 926,000 $ 132,285 $ 0
Fluvanna, Virginia 7 $ 1,136,000 $ 162,285 $ 16,000
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Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,731 $3,269,925,000 $256,000 $1,485,000 $62,000 $3,672,000
Home Purchase 8,103 $1,946,094,000 $240,000 $1,755,000 $91,000 $8,500,000
Home Improvement 5,425 $1,394,789,000 $257,000 $2,100,000 $97,000 $1,715,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,952 $3,923,457,000 $245,000 $1,755,000 $78,000 $8,500,000
Not Provided 3,101 $842,374,000 $271,000 $1,224,000 $94,000 $1,729,000
Black or African American 2,882 $640,114,000 $222,000 $2,100,000 $45,000 $818,000
Hispanic 2,553 $644,614,000 $252,000 $950,000 $66,000 $5,820,000
Asian 1,572 $507,778,000 $323,000 $926,000 $132,000 $1,860,000
Native Hawaiin or Other Pacific Islander 105 $31,052,000 $295,000 $581,000 $66,000 $216,000
American Indian or Alaskan Native 94 $21,419,000 $227,000 $572,000 $58,000 $340,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,101 $3,140,087,000 $282,000 $2,100,000 $129,000 $8,500,000
FHA-insured (Federal Housing Administration) 7,740 $1,693,162,000 $218,000 $1,224,000 $49,000 $659,000
VA-guaranteed (Veterans Administration) 7,144 $1,730,704,000 $242,000 $1,164,000 $33,000 $3,672,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 274 $46,855,000 $171,000 $409,000 $57,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,339 $4,690,170,000 $255,000 $1,240,000 $80,000 $2,872,000
Application Withdrawn By Applicant 4,950 $1,224,560,000 $247,000 $1,540,000 $78,000 $5,820,000
Application Denied By Financial Institution 1,304 $300,290,000 $230,000 $1,224,000 $72,000 $3,672,000
File Closed For Incompleteness 1,092 $255,753,000 $234,000 $2,100,000 $64,000 $760,000
Application Approved But Not Accepted 574 $140,035,000 $243,000 $1,200,000 $73,000 $8,500,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 367 $87,257,000 $237,000 $949,000 $57,000 $266,000
Credit History 306 $65,862,000 $215,000 $862,000 $77,000 $3,672,000
Collateral 302 $67,836,000 $224,000 $1,224,000 $92,000 $690,000
Other 121 $29,655,000 $245,000 $950,000 $70,000 $673,000
Unverifiable Information 62 $16,651,000 $268,000 $1,000,000 $80,000 $358,000
Employment History 54 $10,972,000 $203,000 $416,000 $49,000 $180,000
Credit Application Incomplete 47 $10,946,000 $232,000 $476,000 $56,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 43 $10,218,000 $237,000 $667,000 $65,000 $218,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Point Financial Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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