Merchants Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Merchants Bank Of Indiana 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Merchants Bank Of Indiana
11555 N. Meridian Street
Indianapolis, IN 46032
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,517
Total Mortgage Loan Application Amount $3,090,945,000
Average Mortgage Loan Application Amount $1,675,250
Highest Mortgage Loan Application Amount $60,045,000
Average Applicant Income $110,250
Highest Applicant Income $1,878,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Merchants Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merchants Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Merchants Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merchants Bank Of Indiana serves its applicants.

Each category highlights the total number of mortgage applications processed by Merchants Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merchants Bank Of Indiana's mortgage activity for 2021.

Mortgage Loan Application Totals for Merchants Bank Of Indiana by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion County Indiana 427 $ 299,745,000 $ 701,000 $ 74,000
St. Louis County Missouri 394 $ 187,780,000 $ 476,000 $ 152,000
Providence County Rhode Island 247 $ 71,265,000 $ 288,000 $ 117,000
Los Angeles County California 225 $ 100,525,000 $ 446,000 $ 153,000
Cook County Illinois 135 $ 184,535,000 $ 1,366,000 $ 142,000
Hamilton County Indiana 104 $ 32,690,000 $ 314,000 $ 176,000
Franklin County Ohio 98 $ 26,710,000 $ 272,000 $ 137,000
St. Louis City County Missouri 95 $ 34,045,000 $ 358,000 $ 117,000
Rapides County Louisiana 91 $ 22,835,000 $ 250,000 $ 134,000
Orange County California 84 $ 35,250,000 $ 419,000 $ 135,000
Kent County Rhode Island 80 $ 22,010,000 $ 275,000 $ 105,000
Washington County Rhode Island 77 $ 22,605,000 $ 293,000 $ 127,000
Maricopa County Arizona 76 $ 22,550,000 $ 296,000 $ 124,000
San Diego County California 69 $ 27,765,000 $ 402,000 $ 169,000
Plymouth County Massachusetts 67 $ 24,585,000 $ 366,000 $ 142,000
DuPage County Illinois 58 $ 17,340,000 $ 298,000 $ 146,000
Stark County Ohio 56 $ 11,880,000 $ 212,000 $ 83,000
Riverside County California 52 $ 16,490,000 $ 317,000 $ 135,000
Alameda County California 49 $ 31,255,000 $ 637,000 $ 180,000
St. Charles County Missouri 49 $ 11,805,000 $ 240,000 $ 119,000
San Bernardino County California 44 $ 15,170,000 $ 344,000 $ 133,000
Johnson County Indiana 41 $ 21,455,000 $ 523,000 $ 66,000
Bristol County Rhode Island 40 $ 13,990,000 $ 349,000 $ 184,000
Norfolk County Massachusetts 37 $ 14,435,000 $ 390,000 $ 151,000
Santa Clara County California 33 $ 14,835,000 $ 449,000 $ 206,000
Bristol County Massachusetts 31 $ 9,855,000 $ 317,000 $ 146,000
Will County Illinois 28 $ 7,120,000 $ 254,000 $ 151,000
Allegheny County Pennsylvania 28 $ 8,130,000 $ 290,000 $ 135,000
King County Washington 27 $ 10,175,000 $ 376,000 $ 183,000
Contra Costa County California 26 $ 10,510,000 $ 404,000 $ 159,000
Jefferson County Missouri 25 $ 5,065,000 $ 202,000 $ 115,000
Columbiana County Ohio 23 $ 2,985,000 $ 129,000 $ 61,000
Newport County Rhode Island 23 $ 7,195,000 $ 312,000 $ 119,000
Orange County Florida 22 $ 6,860,000 $ 311,000 $ 157,000
Hendricks County Indiana 22 $ 18,270,000 $ 830,000 $ 106,000
Calcasieu County Louisiana 22 $ 5,860,000 $ 266,000 $ 177,000
Oakland County Michigan 22 $ 11,270,000 $ 512,000 $ 138,000
Sacramento County California 21 $ 13,705,000 $ 652,000 $ 146,000
Randolph County Indiana 21 $ 4,195,000 $ 199,000 $ 92,000
Ventura County California 20 $ 7,660,000 $ 383,000 $ 133,000
Wayne County Indiana 19 $ 1,905,000 $ 100,000 $ 57,000
Montgomery County Ohio 19 $ 3,505,000 $ 184,000 $ 68,000
Caddo County Louisiana 17 $ 3,645,000 $ 214,000 $ 133,000
San Joaquin County California 16 $ 5,270,000 $ 329,000 $ 130,000
Cobb County Georgia 16 $ 5,610,000 $ 350,000 $ 187,000
Lake County Illinois 16 $ 4,300,000 $ 268,000 $ 224,000
Boone County Indiana 16 $ 24,260,000 $ 1,516,000 $ 196,000
Wayne County Michigan 16 $ 3,320,000 $ 207,000 $ 113,000
Delaware County Ohio 16 $ 4,700,000 $ 293,000 $ 175,000
Santa Barbara County California 15 $ 5,975,000 $ 398,000 $ 173,000
Summit County Ohio 15 $ 2,985,000 $ 199,000 $ 101,000
Kane County Illinois 14 $ 3,790,000 $ 270,000 $ 131,000
East Baton Rouge County Louisiana 14 $ 4,490,000 $ 320,000 $ 153,000
St. John the Baptist County Louisiana 14 $ 3,050,000 $ 217,000 $ 114,000
Snohomish County Washington 14 $ 3,980,000 $ 284,000 $ 150,000
Placer County California 13 $ 5,095,000 $ 391,000 $ 148,000
Fairfield County Connecticut 13 $ 5,695,000 $ 438,000 $ 169,000
Allen County Indiana 13 $ 96,615,000 $ 7,431,000 $ 57,000
Bossier County Louisiana 13 $ 3,295,000 $ 253,000 $ 139,000
Ouachita County Louisiana 13 $ 3,705,000 $ 285,000 $ 129,000
St. Charles County Louisiana 13 $ 2,825,000 $ 217,000 $ 111,000
Mahoning County Ohio 13 $ 2,235,000 $ 171,000 $ 95,000
Tarrant County Texas 13 $ 33,135,000 $ 2,548,000 $ 86,000
Solano County California 12 $ 4,070,000 $ 339,000 $ 150,000
Jefferson County Louisiana 12 $ 2,670,000 $ 222,000 $ 126,000
Middlesex County Massachusetts 12 $ 4,520,000 $ 376,000 $ 157,000
Lee County Florida 11 $ 3,365,000 $ 305,000 $ 487,000
Jefferson County Ohio 11 $ 1,315,000 $ 119,000 $ 91,000
San Mateo County California 10 $ 4,430,000 $ 443,000 $ 165,000
Hamilton County Ohio 10 $ 93,370,000 $ 9,337,000 $ 143,000
Harris County Texas 10 $ 27,390,000 $ 2,739,000 $ 153,000
Collier County Florida 9 $ 3,445,000 $ 382,000 $ 305,000
Hillsborough County Florida 9 $ 33,865,000 $ 3,762,000 $ 115,000
Mecklenburg County North Carolina 9 $ 26,895,000 $ 2,988,000 $ 116,000
Dane County Wisconsin 9 $ 2,845,000 $ 316,000 $ 143,000
San Francisco County California 8 $ 4,170,000 $ 521,000 $ 174,000
Jefferson County Colorado 8 $ 2,630,000 $ 328,000 $ 105,000
Seminole County Florida 8 $ 2,640,000 $ 330,000 $ 191,000
Fulton County Georgia 8 $ 2,390,000 $ 298,000 $ 145,000
Kendall County Illinois 8 $ 1,930,000 $ 241,000 $ 150,000
Grant County Louisiana 8 $ 2,180,000 $ 272,000 $ 86,000
St. James County Louisiana 8 $ 1,680,000 $ 210,000 $ 164,000
Worcester County Massachusetts 8 $ 3,020,000 $ 377,000 $ 229,000
Livingston County Michigan 8 $ 2,330,000 $ 291,000 $ 118,000
Fresno County California 7 $ 1,825,000 $ 260,000 $ 121,000
Kern County California 7 $ 1,885,000 $ 269,000 $ 93,000
Santa Cruz County California 7 $ 2,125,000 $ 303,000 $ 156,000
Arapahoe County Colorado 7 $ 2,115,000 $ 302,000 $ 138,000
Forsyth County Georgia 7 $ 1,705,000 $ 243,000 $ 139,000
Delaware County Indiana 7 $ 7,095,000 $ 1,013,000 $ 123,000
Madison County Indiana 7 $ 8,225,000 $ 1,175,000 $ 156,000
Monroe County Indiana 7 $ 26,745,000 $ 3,820,000 $ 99,000
Vanderburgh County Indiana 7 $ 33,765,000 $ 4,823,000 $ 209,000
La Salle County Louisiana 7 $ 1,275,000 $ 182,000 $ 104,000
Orleans County Louisiana 7 $ 2,515,000 $ 359,000 $ 136,000
Suffolk County Massachusetts 7 $ 3,215,000 $ 459,000 $ 158,000
Washtenaw County Michigan 7 $ 1,925,000 $ 275,000 $ 122,000
Butler County Ohio 7 $ 1,625,000 $ 232,000 $ 117,000
Carroll County Ohio 7 $ 3,485,000 $ 497,000 $ 106,000
Multnomah County Oregon 7 $ 2,025,000 $ 289,000 $ 126,000
Loudoun County Virginia 7 $ 2,795,000 $ 399,000 $ 129,000
Pima County Arizona 6 $ 1,460,000 $ 243,000 $ 94,000
Monterey County California 6 $ 2,030,000 $ 338,000 $ 121,000
Adams County Colorado 6 $ 2,190,000 $ 365,000 $ 165,000
Douglas County Colorado 6 $ 2,870,000 $ 478,000 $ 181,000
El Paso County Colorado 6 $ 1,520,000 $ 253,000 $ 93,000
New Haven County Connecticut 6 $ 1,930,000 $ 321,000 $ 110,000
Windham County Connecticut 6 $ 1,660,000 $ 276,000 $ 99,000
Pinellas County Florida 6 $ 1,890,000 $ 315,000 $ 219,000
DeKalb County Georgia 6 $ 2,030,000 $ 338,000 $ 177,000
Ada County Idaho 6 $ 2,200,000 $ 366,000 $ 112,000
Kosciusko County Indiana 6 $ 2,320,000 $ 386,000 $ 264,000
Jefferson County Kentucky 6 $ 11,680,000 $ 1,946,000 $ 264,000
Avoyelles County Louisiana 6 $ 1,300,000 $ 216,000 $ 106,000
Union County Louisiana 6 $ 1,100,000 $ 183,000 $ 99,000
Barnstable County Massachusetts 6 $ 2,350,000 $ 391,000 $ 185,000
Clark County Nevada 6 $ 1,830,000 $ 305,000 $ 210,000
Fairfield County Ohio 6 $ 1,290,000 $ 215,000 $ 84,000
York County South Carolina 6 $ 29,420,000 $ 4,903,000 $ 150,000
Travis County Texas 6 $ 1,730,000 $ 288,000 $ 275,000
Baldwin County Alabama 5 $ 15,175,000 $ 3,035,000 $ 258,000
Pinal County Arizona 5 $ 1,155,000 $ 231,000 $ 72,000
San Luis Obispo County California 5 $ 1,695,000 $ 339,000 $ 109,000
Sonoma County California 5 $ 2,475,000 $ 495,000 $ 146,000
Stanislaus County California 5 $ 2,015,000 $ 403,000 $ 144,000
New London County Connecticut 5 $ 1,635,000 $ 327,000 $ 158,000
Palm Beach County Florida 5 $ 1,485,000 $ 297,000 $ 115,000
McHenry County Illinois 5 $ 1,085,000 $ 217,000 $ 128,000
Hancock County Indiana 5 $ 37,655,000 $ 7,531,000 $ 85,000
Howard County Indiana 5 $ 14,825,000 $ 2,965,000 $ 66,000
Anne Arundel County Maryland 5 $ 1,465,000 $ 293,000 $ 129,000
Prince George's County Maryland 5 $ 52,605,000 $ 10,521,000 $ 127,000
Dakota County Minnesota 5 $ 1,325,000 $ 265,000 $ 128,000
Warren County Missouri 5 $ 1,105,000 $ 221,000 $ 191,000
Washington County Pennsylvania 5 $ 1,855,000 $ 371,000 $ 184,000
Fairfax County Virginia 5 $ 1,805,000 $ 361,000 $ 148,000
El Dorado County California 4 $ 1,440,000 $ 360,000 $ 152,000
Shasta County California 4 $ 1,180,000 $ 295,000 $ 92,000
Yolo County California 4 $ 1,380,000 $ 345,000 $ 183,000
Larimer County Colorado 4 $ 1,320,000 $ 330,000 $ 134,000
Broward County Florida 4 $ 1,340,000 $ 335,000 $ 211,000
Duval County Florida 4 $ 9,850,000 $ 2,462,000 $ 119,000
Cherokee County Georgia 4 $ 1,010,000 $ 252,000 $ 174,000
Gwinnett County Georgia 4 $ 1,200,000 $ 300,000 $ 154,000
Bartholomew County Indiana 4 $ 1,390,000 $ 347,000 $ 194,000
Grant County Indiana 4 $ 11,680,000 $ 2,920,000 $ 207,000
Lake County Indiana 4 $ 28,390,000 $ 7,097,000 $ 78,000
Putnam County Indiana 4 $ 990,000 $ 247,000 $ 130,000
Boone County Kentucky 4 $ 810,000 $ 202,000 $ 95,000
Ascension County Louisiana 4 $ 990,000 $ 247,000 $ 122,000
St. Tammany County Louisiana 4 $ 1,040,000 $ 260,000 $ 116,000
Hennepin County Minnesota 4 $ 1,020,000 $ 255,000 $ 283,000
Iredell County North Carolina 4 $ 12,120,000 $ 3,030,000 $ 75,000
Wake County North Carolina 4 $ 1,230,000 $ 307,000 $ 104,000
Cuyahoga County Ohio 4 $ 660,000 $ 165,000 $ 154,000
Greene County Ohio 4 $ 880,000 $ 220,000 $ 94,000
Portage County Ohio 4 $ 640,000 $ 160,000 $ 51,000
Warren County Ohio 4 $ 950,000 $ 237,000 $ 119,000
Charleston County South Carolina 4 $ 1,460,000 $ 365,000 $ 168,000
Prince William County Virginia 4 $ 1,110,000 $ 277,000 $ 125,000
Columbia County Wisconsin 4 $ 670,000 $ 167,000 $ 52,000
Napa County California 3 $ 1,585,000 $ 528,000 $ 133,000
Nevada County California 3 $ 955,000 $ 318,000 $ 199,000
Broomfield County Colorado 3 $ 1,135,000 $ 378,000 $ 144,000
Denver County Colorado 3 $ 1,085,000 $ 361,000 $ 242,000
Eagle County Colorado 3 $ 965,000 $ 321,000 $ 83,000
Middlesex County Connecticut 3 $ 695,000 $ 231,000 $ 332,000
Polk County Florida 3 $ 665,000 $ 221,000 $ 116,000
Sarasota County Florida 3 $ 1,125,000 $ 375,000 $ 163,000
Dougherty County Georgia 3 $ 15,815,000 $ 5,271,000 $ 0
Brown County Indiana 3 $ 1,165,000 $ 388,000 $ 831,000
Morgan County Indiana 3 $ 515,000 $ 171,000 $ 99,000
Tippecanoe County Indiana 3 $ 17,085,000 $ 5,695,000 $ 190,000
Polk County Iowa 3 $ 31,605,000 $ 10,535,000 $ 91,000
Warren County Kentucky 3 $ 15,655,000 $ 5,218,000 $ 50,000
Beauregard County Louisiana 3 $ 705,000 $ 235,000 $ 115,000
De Soto County Louisiana 3 $ 705,000 $ 235,000 $ 113,000
Lafayette County Louisiana 3 $ 855,000 $ 285,000 $ 109,000
Sabine County Louisiana 3 $ 845,000 $ 281,000 $ 211,000
Tangipahoa County Louisiana 3 $ 685,000 $ 228,000 $ 120,000
Monroe County Michigan 3 $ 925,000 $ 308,000 $ 93,000
Harrison County Mississippi 3 $ 9,405,000 $ 3,135,000 $ 133,000
Pearl River County Mississippi 3 $ 345,000 $ 115,000 $ 44,000
Camden County Missouri 3 $ 1,065,000 $ 355,000 $ 168,000
Lincoln County Missouri 3 $ 635,000 $ 211,000 $ 85,000
Douglas County Nebraska 3 $ 12,465,000 $ 4,155,000 $ 215,000
Cape May County New Jersey 3 $ 1,375,000 $ 458,000 $ 231,000
Union County New Jersey 3 $ 955,000 $ 318,000 $ 122,000
Bronx County New York 3 $ 12,885,000 $ 4,295,000 $ 0
Jefferson County New York 3 $ 14,845,000 $ 4,948,000 $ 0
Catawba County North Carolina 3 $ 13,085,000 $ 4,361,000 $ 232,000
Durham County North Carolina 3 $ 755,000 $ 251,000 $ 113,000
Darke County Ohio 3 $ 485,000 $ 161,000 $ 41,000
Licking County Ohio 3 $ 885,000 $ 295,000 $ 138,000
Madison County Ohio 3 $ 475,000 $ 158,000 $ 64,000
Washington County Oregon 3 $ 16,825,000 $ 5,608,000 $ 87,000
Montgomery County Pennsylvania 3 $ 965,000 $ 321,000 $ 221,000
Bexar County Texas 3 $ 43,505,000 $ 14,501,000 $ 230,000
Fauquier County Virginia 3 $ 925,000 $ 308,000 $ 129,000
Rock County Wisconsin 3 $ 675,000 $ 225,000 $ 76,000
Houston County Alabama 2 $ 450,000 $ 225,000 $ 73,000
Mohave County Arizona 2 $ 350,000 $ 175,000 $ 68,000
Benton County Arkansas 2 $ 470,000 $ 235,000 $ 86,000
Humboldt County California 2 $ 470,000 $ 235,000 $ 78,000
Imperial County California 2 $ 460,000 $ 230,000 $ 102,000
Marin County California 2 $ 1,080,000 $ 540,000 $ 374,000
San Benito County California 2 $ 910,000 $ 455,000 $ 137,000
Sutter County California 2 $ 440,000 $ 220,000 $ 321,000
Tulare County California 2 $ 390,000 $ 195,000 $ 104,000
Summit County Colorado 2 $ 1,300,000 $ 650,000 $ 238,000
Hartford County Connecticut 2 $ 28,200,000 $ 14,100,000 $ 212,000
District of Columbia County District Of Columbia 2 $ 1,000,000 $ 500,000 $ 218,000
Brevard County Florida 2 $ 330,000 $ 165,000 $ 171,000
Charlotte County Florida 2 $ 670,000 $ 335,000 $ 112,000
Escambia County Florida 2 $ 610,000 $ 305,000 $ 124,000
Miami-Dade County Florida 2 $ 59,890,000 $ 29,945,000 $ 99,000
Osceola County Florida 2 $ 450,000 $ 225,000 $ 125,000
Paulding County Georgia 2 $ 580,000 $ 290,000 $ 233,000
Canyon County Idaho 2 $ 560,000 $ 280,000 $ 124,000
DeKalb County Illinois 2 $ 360,000 $ 180,000 $ 109,000
Henry County Indiana 2 $ 290,000 $ 145,000 $ 62,000
Jay County Indiana 2 $ 2,110,000 $ 1,055,000 $ 0
LaPorte County Indiana 2 $ 10,720,000 $ 5,360,000 $ 99,000
Shelby County Indiana 2 $ 430,000 $ 215,000 $ 136,000
Tipton County Indiana 2 $ 340,000 $ 170,000 $ 43,000
White County Indiana 2 $ 1,180,000 $ 590,000 $ 197,000
Fayette County Kentucky 2 $ 2,790,000 $ 1,395,000 $ 0
Catahoula County Louisiana 2 $ 430,000 $ 215,000 $ 255,000
York County Maine 2 $ 730,000 $ 365,000 $ 167,000
Cecil County Maryland 2 $ 8,970,000 $ 4,485,000 $ 0
Charles County Maryland 2 $ 580,000 $ 290,000 $ 96,000
Macomb County Michigan 2 $ 510,000 $ 255,000 $ 91,000
Dodge County Minnesota 2 $ 490,000 $ 245,000 $ 86,000
Le Sueur County Minnesota 2 $ 430,000 $ 215,000 $ 70,000
Washington County Minnesota 2 $ 800,000 $ 400,000 $ 181,000
DeSoto County Mississippi 2 $ 480,000 $ 240,000 $ 49,000
Boone County Missouri 2 $ 8,650,000 $ 4,325,000 $ 185,000
Jackson County Missouri 2 $ 2,300,000 $ 1,150,000 $ 84,000
Sarpy County Nebraska 2 $ 410,000 $ 205,000 $ 141,000
Bergen County New Jersey 2 $ 760,000 $ 380,000 $ 133,000
Burlington County New Jersey 2 $ 490,000 $ 245,000 $ 243,000
Cumberland County New Jersey 2 $ 390,000 $ 195,000 $ 116,000
Essex County New Jersey 2 $ 640,000 $ 320,000 $ 173,000
Bernalillo County New Mexico 2 $ 560,000 $ 280,000 $ 87,000
Sandoval County New Mexico 2 $ 730,000 $ 365,000 $ 198,000
Onondaga County New York 2 $ 3,410,000 $ 1,705,000 $ 0
Queens County New York 2 $ 10,460,000 $ 5,230,000 $ 0
Brunswick County North Carolina 2 $ 710,000 $ 355,000 $ 61,000
Cabarrus County North Carolina 2 $ 590,000 $ 295,000 $ 200,000
Clark County Ohio 2 $ 330,000 $ 165,000 $ 55,000
Clermont County Ohio 2 $ 340,000 $ 170,000 $ 48,000
Medina County Ohio 2 $ 410,000 $ 205,000 $ 81,000
Pickaway County Ohio 2 $ 370,000 $ 185,000 $ 95,000
Preble County Ohio 2 $ 350,000 $ 175,000 $ 82,000
Wood County Ohio 2 $ 840,000 $ 420,000 $ 226,000
Benton County Oregon 2 $ 370,000 $ 185,000 $ 60,000
Clackamas County Oregon 2 $ 930,000 $ 465,000 $ 129,000
Deschutes County Oregon 2 $ 740,000 $ 370,000 $ 97,000
Josephine County Oregon 2 $ 36,000,000 $ 18,000,000 $ 0
Beaver County Pennsylvania 2 $ 830,000 $ 415,000 $ 120,000
Butler County Pennsylvania 2 $ 400,000 $ 200,000 $ 154,000
Delaware County Pennsylvania 2 $ 940,000 $ 470,000 $ 125,000
Berkeley County South Carolina 2 $ 340,000 $ 170,000 $ 101,000
Greenville County South Carolina 2 $ 2,330,000 $ 1,165,000 $ 0
Lincoln County South Dakota 2 $ 7,200,000 $ 3,600,000 $ 0
Pennington County South Dakota 2 $ 20,430,000 $ 10,215,000 $ 0
Rutherford County Tennessee 2 $ 970,000 $ 485,000 $ 165,000
Williamson County Tennessee 2 $ 900,000 $ 450,000 $ 208,000
Collin County Texas 2 $ 520,000 $ 260,000 $ 131,000
Dallas County Texas 2 $ 28,210,000 $ 14,105,000 $ 69,000
Arlington County Virginia 2 $ 750,000 $ 375,000 $ 234,000
Frederick County Virginia 2 $ 610,000 $ 305,000 $ 128,000
Norfolk County Virginia 2 $ 6,740,000 $ 3,370,000 $ 65,000
Spotsylvania County Virginia 2 $ 620,000 $ 310,000 $ 108,000
Pierce County Washington 2 $ 660,000 $ 330,000 $ 65,000
Raleigh County West Virginia 2 $ 6,130,000 $ 3,065,000 $ 0
Jefferson County Wisconsin 2 $ 390,000 $ 195,000 $ 59,000
Blount County Alabama 1 $ 185,000 $ 185,000 $ 52,000
Butler County Alabama 1 $ 225,000 $ 225,000 $ 133,000
Jefferson County Alabama 1 $ 255,000 $ 255,000 $ 74,000
Macon County Alabama 1 $ 155,000 $ 155,000 $ 160,000
Madison County Alabama 1 $ 275,000 $ 275,000 $ 283,000
Marshall County Alabama 1 $ 425,000 $ 425,000 $ 114,000
Montgomery County Alabama 1 $ 335,000 $ 335,000 $ 89,000
Shelby County Alabama 1 $ 215,000 $ 215,000 $ 68,000
Tuscaloosa County Alabama 1 $ 245,000 $ 245,000 $ 109,000
Anchorage County Alaska 1 $ 205,000 $ 205,000 $ 82,000
Coconino County Arizona 1 $ 245,000 $ 245,000 $ 68,000
Santa Cruz County Arizona 1 $ 305,000 $ 305,000 $ 100,000
Clark County Arkansas 1 $ 235,000 $ 235,000 $ 135,000
Washington County Arkansas 1 $ 25,005,000 $ 25,005,000 $ 0
Calaveras County California 1 $ 255,000 $ 255,000 $ 63,000
Kings County California 1 $ 205,000 $ 205,000 $ 73,000
Madera County California 1 $ 285,000 $ 285,000 $ 163,000
Merced County California 1 $ 305,000 $ 305,000 $ 72,000
Boulder County Colorado 1 $ 635,000 $ 635,000 $ 111,000
Gunnison County Colorado 1 $ 195,000 $ 195,000 $ 40,000
Lake County Colorado 1 $ 215,000 $ 215,000 $ 62,000
Mesa County Colorado 1 $ 215,000 $ 215,000 $ 60,000
Bay County Florida 1 $ 145,000 $ 145,000 $ 127,000
Citrus County Florida 1 $ 495,000 $ 495,000 $ 800,000
Hernando County Florida 1 $ 275,000 $ 275,000 $ 197,000
Marion County Florida 1 $ 295,000 $ 295,000 $ 99,000
Okaloosa County Florida 1 $ 3,375,000 $ 3,375,000 $ 0
St. Johns County Florida 1 $ 295,000 $ 295,000 $ 148,000
Catoosa County Georgia 1 $ 265,000 $ 265,000 $ 100,000
Coweta County Georgia 1 $ 225,000 $ 225,000 $ 122,000
Hart County Georgia 1 $ 195,000 $ 195,000 $ 198,000
Henry County Georgia 1 $ 51,065,000 $ 51,065,000 $ 0
Long County Georgia 1 $ 215,000 $ 215,000 $ 131,000
Lowndes County Georgia 1 $ 22,575,000 $ 22,575,000 $ 0
Putnam County Georgia 1 $ 425,000 $ 425,000 $ 226,000
White County Georgia 1 $ 285,000 $ 285,000 $ 57,000
Honolulu County Hawaii 1 $ 785,000 $ 785,000 $ 674,000
Kootenai County Idaho 1 $ 245,000 $ 245,000 $ 44,000
Boone County Illinois 1 $ 165,000 $ 165,000 $ 64,000
Champaign County Illinois 1 $ 125,000 $ 125,000 $ 49,000
Fayette County Illinois 1 $ 215,000 $ 215,000 $ 51,000
Ford County Illinois 1 $ 95,000 $ 95,000 $ 79,000
Mercer County Illinois 1 $ 95,000 $ 95,000 $ 52,000
Ogle County Illinois 1 $ 95,000 $ 95,000 $ 26,000
Benton County Indiana 1 $ 2,065,000 $ 2,065,000 $ 0
Cass County Indiana 1 $ 1,225,000 $ 1,225,000 $ 0
Clinton County Indiana 1 $ 85,000 $ 85,000 $ 44,000
Dubois County Indiana 1 $ 165,000 $ 165,000 $ 58,000
Fayette County Indiana 1 $ 125,000 $ 125,000 $ 72,000
Greene County Indiana 1 $ 75,000 $ 75,000 $ 30,000
Lawrence County Indiana 1 $ 85,000 $ 85,000 $ 34,000
Marshall County Indiana 1 $ 295,000 $ 295,000 $ 704,000
Martin County Indiana 1 $ 155,000 $ 155,000 $ 23,000
Pulaski County Indiana 1 $ 205,000 $ 205,000 $ 66,000
St. Joseph County Indiana 1 $ 54,255,000 $ 54,255,000 $ 0
Steuben County Indiana 1 $ 65,000 $ 65,000 $ 92,000
Union County Indiana 1 $ 185,000 $ 185,000 $ 64,000
Wabash County Indiana 1 $ 85,000 $ 85,000 $ 42,000
Johnson County Iowa 1 $ 9,075,000 $ 9,075,000 $ 0
Pottawattamie County Iowa 1 $ 225,000 $ 225,000 $ 109,000
Johnson County Kansas 1 $ 235,000 $ 235,000 $ 170,000
Sedgwick County Kansas 1 $ 125,000 $ 125,000 $ 100,000
Bullitt County Kentucky 1 $ 285,000 $ 285,000 $ 91,000
Cumberland County Kentucky 1 $ 325,000 $ 325,000 $ 167,000
Floyd County Kentucky 1 $ 255,000 $ 255,000 $ 129,000
Garrard County Kentucky 1 $ 325,000 $ 325,000 $ 89,000
Kenton County Kentucky 1 $ 105,000 $ 105,000 $ 164,000
Oldham County Kentucky 1 $ 185,000 $ 185,000 $ 87,000
Pendleton County Kentucky 1 $ 385,000 $ 385,000 $ 112,000
Woodford County Kentucky 1 $ 185,000 $ 185,000 $ 44,000
Allen County Louisiana 1 $ 155,000 $ 155,000 $ 150,000
Iberia County Louisiana 1 $ 115,000 $ 115,000 $ 149,000
Iberville County Louisiana 1 $ 235,000 $ 235,000 $ 90,000
Jefferson Davis County Louisiana 1 $ 365,000 $ 365,000 $ 164,000
Lincoln County Louisiana 1 $ 115,000 $ 115,000 $ 85,000
Natchitoches County Louisiana 1 $ 285,000 $ 285,000 $ 220,000
Red River County Louisiana 1 $ 285,000 $ 285,000 $ 115,000
St. Landry County Louisiana 1 $ 355,000 $ 355,000 $ 87,000
Terrebonne County Louisiana 1 $ 525,000 $ 525,000 $ 250,000
West Carroll County Louisiana 1 $ 65,000 $ 65,000 $ 43,000
Androscoggin County Maine 1 $ 225,000 $ 225,000 $ 80,000
Baltimore County Maryland 1 $ 255,000 $ 255,000 $ 73,000
Harford County Maryland 1 $ 215,000 $ 215,000 $ 57,000
Howard County Maryland 1 $ 545,000 $ 545,000 $ 307,000
Talbot County Maryland 1 $ 265,000 $ 265,000 $ 262,000
Wicomico County Maryland 1 $ 135,000 $ 135,000 $ 195,000
Allegan County Michigan 1 $ 215,000 $ 215,000 $ 75,000
Arenac County Michigan 1 $ 275,000 $ 275,000 $ 154,000
Genesee County Michigan 1 $ 125,000 $ 125,000 $ 40,000
Huron County Michigan 1 $ 65,000 $ 65,000 $ 21,000
Ingham County Michigan 1 $ 295,000 $ 295,000 $ 240,000
Jackson County Michigan 1 $ 145,000 $ 145,000 $ 51,000
Kalamazoo County Michigan 1 $ 255,000 $ 255,000 $ 97,000
Kent County Michigan 1 $ 255,000 $ 255,000 $ 175,000
Mackinac County Michigan 1 $ 105,000 $ 105,000 $ 53,000
Sanilac County Michigan 1 $ 195,000 $ 195,000 $ 113,000
Van Buren County Michigan 1 $ 275,000 $ 275,000 $ 74,000
Anoka County Minnesota 1 $ 225,000 $ 225,000 $ 106,000
Cass County Minnesota 1 $ 595,000 $ 595,000 $ 274,000
Isanti County Minnesota 1 $ 205,000 $ 205,000 $ 92,000
Ramsey County Minnesota 1 $ 495,000 $ 495,000 $ 265,000
Scott County Minnesota 1 $ 305,000 $ 305,000 $ 160,000
Stearns County Minnesota 1 $ 175,000 $ 175,000 $ 56,000
Wright County Minnesota 1 $ 325,000 $ 325,000 $ 120,000
Attala County Mississippi 1 $ 245,000 $ 245,000 $ 60,000
Lamar County Mississippi 1 $ 255,000 $ 255,000 $ 204,000
Lauderdale County Mississippi 1 $ 215,000 $ 215,000 $ 229,000
Madison County Mississippi 1 $ 205,000 $ 205,000 $ 112,000
Rankin County Mississippi 1 $ 595,000 $ 595,000 $ 303,000
Cape Girardeau County Missouri 1 $ 295,000 $ 295,000 $ 168,000
Franklin County Missouri 1 $ 425,000 $ 425,000 $ 96,000
St. Francois County Missouri 1 $ 335,000 $ 335,000 $ 217,000
Seward County Nebraska 1 $ 105,000 $ 105,000 $ 61,000
Carroll County New Hampshire 1 $ 175,000 $ 175,000 $ 197,000
Hillsborough County New Hampshire 1 $ 255,000 $ 255,000 $ 63,000
Rockingham County New Hampshire 1 $ 265,000 $ 265,000 $ 150,000
Strafford County New Hampshire 1 $ 345,000 $ 345,000 $ 124,000
Atlantic County New Jersey 1 $ 255,000 $ 255,000 $ 86,000
Camden County New Jersey 1 $ 205,000 $ 205,000 $ 50,000
Hudson County New Jersey 1 $ 235,000 $ 235,000 $ 172,000
Hunterdon County New Jersey 1 $ 615,000 $ 615,000 $ 212,000
Mercer County New Jersey 1 $ 245,000 $ 245,000 $ 142,000
Middlesex County New Jersey 1 $ 295,000 $ 295,000 $ 103,000
Ocean County New Jersey 1 $ 195,000 $ 195,000 $ 388,000
Dona Ana County New Mexico 1 $ 285,000 $ 285,000 $ 121,000
Otero County New Mexico 1 $ 255,000 $ 255,000 $ 70,000
San Juan County New Mexico 1 $ 295,000 $ 295,000 $ 227,000
Santa Fe County New Mexico 1 $ 245,000 $ 245,000 $ 92,000
Currituck County North Carolina 1 $ 265,000 $ 265,000 $ 80,000
Granville County North Carolina 1 $ 165,000 $ 165,000 $ 46,000
New Hanover County North Carolina 1 $ 225,000 $ 225,000 $ 644,000
Randolph County North Carolina 1 $ 255,000 $ 255,000 $ 91,000
Stanly County North Carolina 1 $ 215,000 $ 215,000 $ 74,000
Wilkes County North Carolina 1 $ 145,000 $ 145,000 $ 53,000
Burleigh County North Dakota 1 $ 375,000 $ 375,000 $ 173,000
Athens County Ohio 1 $ 255,000 $ 255,000 $ 65,000
Harrison County Ohio 1 $ 145,000 $ 145,000 $ 117,000
Knox County Ohio 1 $ 155,000 $ 155,000 $ 59,000
Lorain County Ohio 1 $ 105,000 $ 105,000 $ 53,000
Miami County Ohio 1 $ 185,000 $ 185,000 $ 41,000
Morgan County Ohio 1 $ 2,645,000 $ 2,645,000 $ 0
Perry County Ohio 1 $ 145,000 $ 145,000 $ 42,000
Pike County Ohio 1 $ 135,000 $ 135,000 $ 40,000
Shelby County Ohio 1 $ 105,000 $ 105,000 $ 112,000
Trumbull County Ohio 1 $ 265,000 $ 265,000 $ 165,000
Tuscarawas County Ohio 1 $ 275,000 $ 275,000 $ 134,000
Wayne County Ohio 1 $ 205,000 $ 205,000 $ 66,000
Payne County Oklahoma 1 $ 235,000 $ 235,000 $ 184,000
Clatsop County Oregon 1 $ 185,000 $ 185,000 $ 79,000
Curry County Oregon 1 $ 305,000 $ 305,000 $ 106,000
Lane County Oregon 1 $ 255,000 $ 255,000 $ 60,000
Marion County Oregon 1 $ 245,000 $ 245,000 $ 66,000
Armstrong County Pennsylvania 1 $ 105,000 $ 105,000 $ 52,000
Bedford County Pennsylvania 1 $ 545,000 $ 545,000 $ 163,000
Chester County Pennsylvania 1 $ 165,000 $ 165,000 $ 99,000
Lawrence County Pennsylvania 1 $ 125,000 $ 125,000 $ 64,000
Monroe County Pennsylvania 1 $ 245,000 $ 245,000 $ 131,000
Philadelphia County Pennsylvania 1 $ 205,000 $ 205,000 $ 153,000
Pike County Pennsylvania 1 $ 155,000 $ 155,000 $ 83,000
Westmoreland County Pennsylvania 1 $ 85,000 $ 85,000 $ 73,000
Aiken County South Carolina 1 $ 295,000 $ 295,000 $ 56,000
Anderson County South Carolina 1 $ 275,000 $ 275,000 $ 175,000
Beaufort County South Carolina 1 $ 245,000 $ 245,000 $ 76,000
Lexington County South Carolina 1 $ 315,000 $ 315,000 $ 144,000
Pickens County South Carolina 1 $ 285,000 $ 285,000 $ 226,000
Richland County South Carolina 1 $ 545,000 $ 545,000 $ 299,000
Bradley County Tennessee 1 $ 155,000 $ 155,000 $ 70,000
Campbell County Tennessee 1 $ 545,000 $ 545,000 $ 327,000
Davidson County Tennessee 1 $ 315,000 $ 315,000 $ 96,000
Dickson County Tennessee 1 $ 165,000 $ 165,000 $ 44,000
Humphreys County Tennessee 1 $ 115,000 $ 115,000 $ 39,000
Maury County Tennessee 1 $ 255,000 $ 255,000 $ 51,000
Robertson County Tennessee 1 $ 215,000 $ 215,000 $ 187,000
Sevier County Tennessee 1 $ 365,000 $ 365,000 $ 420,000
Shelby County Tennessee 1 $ 18,755,000 $ 18,755,000 $ 0
Brazoria County Texas 1 $ 235,000 $ 235,000 $ 116,000
Cameron County Texas 1 $ 8,405,000 $ 8,405,000 $ 0
Denton County Texas 1 $ 265,000 $ 265,000 $ 157,000
Ellis County Texas 1 $ 375,000 $ 375,000 $ 65,000
Fort Bend County Texas 1 $ 215,000 $ 215,000 $ 159,000
Gregg County Texas 1 $ 4,035,000 $ 4,035,000 $ 0
Guadalupe County Texas 1 $ 205,000 $ 205,000 $ 153,000
Hidalgo County Texas 1 $ 135,000 $ 135,000 $ 114,000
Kaufman County Texas 1 $ 255,000 $ 255,000 $ 56,000
Kendall County Texas 1 $ 305,000 $ 305,000 $ 146,000
Lubbock County Texas 1 $ 16,375,000 $ 16,375,000 $ 0
Parker County Texas 1 $ 265,000 $ 265,000 $ 90,000
Rockwall County Texas 1 $ 205,000 $ 205,000 $ 40,000
Albemarle County Virginia 1 $ 255,000 $ 255,000 $ 72,000
Alexandria County Virginia 1 $ 375,000 $ 375,000 $ 171,000
Lynchburg County Virginia 1 $ 295,000 $ 295,000 $ 80,000
Montgomery County Virginia 1 $ 275,000 $ 275,000 $ 114,000
Rockingham County Virginia 1 $ 245,000 $ 245,000 $ 84,000
Stafford County Virginia 1 $ 225,000 $ 225,000 $ 69,000
York County Virginia 1 $ 185,000 $ 185,000 $ 82,000
Benton County Washington 1 $ 14,005,000 $ 14,005,000 $ 0
Chelan County Washington 1 $ 255,000 $ 255,000 $ 55,000
Spokane County Washington 1 $ 385,000 $ 385,000 $ 151,000
Yakima County Washington 1 $ 325,000 $ 325,000 $ 218,000
Cabell County West Virginia 1 $ 235,000 $ 235,000 $ 135,000
Mineral County West Virginia 1 $ 25,005,000 $ 25,005,000 $ 0
Monongalia County West Virginia 1 $ 215,000 $ 215,000 $ 191,000
Wyoming County West Virginia 1 $ 55,000 $ 55,000 $ 208,000
Fond du Lac County Wisconsin 1 $ 105,000 $ 105,000 $ 62,000
Washington County Wisconsin 1 $ 225,000 $ 225,000 $ 60,000
Converse County Wyoming 1 $ 235,000 $ 235,000 $ 81,000
Teton County Wyoming 1 $ 425,000 $ 425,000 $ 86,000

Mortgage Loan Application Detail Totals for Merchants Bank Of Indiana in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,267 $1,114,025,000 $491,000 $60,045,000 $142,000 $1,662,000
Home Purchase 1,185 $1,450,805,000 $1,224,000 $59,505,000 $117,000 $1,878,000
Cash-out Refinancing 1,017 $300,905,000 $295,000 $825,000 $133,000 $965,000
Home Improvement 48 $225,210,000 $4,691,000 $30,005,000 $49,000 $62,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,053 $877,955,000 $287,000 $1,145,000 $138,000 $1,878,000
Asian 597 $177,715,000 $297,000 $1,555,000 $113,000 $617,000
Not Provided 409 $136,425,000 $333,000 $855,000 $151,000 $799,000
Hispanic 173 $51,735,000 $299,000 $745,000 $113,000 $529,000
Not applicable 161 $1,816,925,000 $11,285,000 $60,045,000 $0 $0
Black or African American 109 $26,515,000 $243,000 $595,000 $96,000 $362,000
Native Hawaiian or Other Pacific Islander 9 $2,275,000 $252,000 $505,000 $124,000 $169,000
American Indian or Alaskan Native 6 $1,400,000 $233,000 $435,000 $186,000 $343,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,470 $3,080,490,000 $689,000 $60,045,000 $134,000 $1,878,000
FHA-insured (Federal Housing Administration) 47 $10,455,000 $222,000 $445,000 $63,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,602 $2,789,120,000 $774,000 $60,045,000 $131,000 $1,878,000
Loan Purchased By The Institution 621 $229,295,000 $369,000 $1,555,000 $151,000 $925,000
Application Withdrawn By Applicant 119 $29,615,000 $248,000 $905,000 $129,000 $996,000
Application Approved But Not Accepted 87 $24,125,000 $277,000 $805,000 $138,000 $659,000
Application Denied By Financial Institution 75 $16,575,000 $221,000 $855,000 $86,000 $747,000
File Closed For Incompleteness 13 $2,215,000 $170,000 $345,000 $163,000 $744,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,442 $3,074,370,000 $692,000 $60,045,000 $134,000 $1,878,000
Debt-To-Income Ratio 48 $10,320,000 $215,000 $545,000 $64,000 $214,000
Collateral 10 $3,620,000 $362,000 $855,000 $223,000 $747,000
Credit History 10 $1,700,000 $170,000 $505,000 $62,000 $114,000
Employment History 3 $565,000 $188,000 $265,000 $62,000 $115,000
Other 2 $190,000 $95,000 $145,000 $117,000 $182,000
Credit Application Incomplete 1 $85,000 $85,000 $85,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $95,000 $95,000 $95,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Bank Of Indiana's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Merchants Bank Of Indiana's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

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