Metlife Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Metlife Bank, N.A. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Metlife Bank, N.A. 334 Madison Avenue Convent Station, NJ 07961 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 211,993 |
| Total Mortgage Loan Application Amount | $49,262,828,000 |
| Average Mortgage Loan Application Amount | $234,333 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Metlife Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Metlife Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Metlife Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Metlife Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Metlife Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Metlife Bank, N.A.'s mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 7,493 | $ 1,430,535,000 | $ 190,000 | $ 73,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7,030 | $ 2,196,638,000 | $ 312,000 | $ 104,000 |
| BALTIMORE-TOWSON, MD | 6,646 | $ 1,768,430,000 | $ 266,000 | $ 95,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6,169 | $ 2,091,760,000 | $ 308,000 | $ 101,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5,968 | $ 2,341,853,000 | $ 392,000 | $ 136,000 |
| LAS VEGAS-PARADISE, NV | 5,740 | $ 1,028,004,000 | $ 179,000 | $ 69,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 5,474 | $ 1,301,441,000 | $ 235,000 | $ 83,500 |
| INDIANAPOLIS-CARMEL, IN | 4,781 | $ 765,381,000 | $ 160,000 | $ 69,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 4,216 | $ 923,925,000 | $ 219,000 | $ 60,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4,158 | $ 774,888,000 | $ 186,000 | $ 74,000 |
| SALT LAKE CITY, UT | 4,058 | $ 921,233,000 | $ 227,000 | $ 68,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3,471 | $ 773,122,000 | $ 225,500 | $ 71,500 |
| ST. LOUIS, MO-IL | 3,462 | $ 516,206,000 | $ 145,500 | $ 53,000 |
| BOISE CITY-NAMPA, ID | 3,440 | $ 632,502,000 | $ 183,000 | $ 72,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2,967 | $ 1,176,236,000 | $ 396,000 | $ 131,000 |
| ALBUQUERQUE, NM | 2,816 | $ 552,625,000 | $ 196,000 | $ 78,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,744 | $ 1,030,413,000 | $ 366,000 | $ 111,500 |
| BOSTON-QUINCY, MA | 2,726 | $ 777,106,000 | $ 285,000 | $ 93,000 |
| WICHITA, KS | 2,693 | $ 343,349,000 | $ 127,000 | $ 60,000 |
| DALLAS-PLANO-IRVING, TX | 2,586 | $ 534,664,000 | $ 206,000 | $ 107,000 |
| PHILADELPHIA, PA | 2,562 | $ 590,140,000 | $ 230,000 | $ 87,000 |
| EDISON-NEW BRUNSWICK, NJ | 2,395 | $ 719,601,000 | $ 300,000 | $ 116,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2,354 | $ 354,521,000 | $ 146,000 | $ 56,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 2,289 | $ 821,337,000 | $ 358,000 | $ 137,000 |
| DENVER-AURORA-BROOMFIELD, CO | 2,179 | $ 517,037,000 | $ 237,000 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,128 | $ 473,606,000 | $ 253,500 | $ 91,500 |
| KANSAS CITY, MO-KS | 2,122 | $ 326,891,000 | $ 163,500 | $ 62,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,094 | $ 965,847,000 | $ 461,000 | $ 157,000 |
| NEWARK-UNION, NJ-PA | 1,921 | $ 583,141,000 | $ 252,500 | $ 104,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,921 | $ 792,220,000 | $ 412,000 | $ 143,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,900 | $ 567,200,000 | $ 298,000 | $ 105,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,874 | $ 339,120,000 | $ 180,000 | $ 91,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,810 | $ 904,366,000 | $ 499,000 | $ 176,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,773 | $ 487,687,000 | $ 275,000 | $ 112,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,758 | $ 422,011,000 | $ 240,000 | $ 90,000 |
| SPOKANE, WA | 1,572 | $ 300,332,000 | $ 191,000 | $ 72,000 |
| HONOLULU, HI | 1,436 | $ 551,680,000 | $ 384,000 | $ 101,000 |
| FORT WORTH-ARLINGTON, TX | 1,371 | $ 273,383,000 | $ 199,000 | $ 106,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,313 | $ 468,949,000 | $ 357,000 | $ 122,000 |
| WILMINGTON, DE-MD-NJ | 1,142 | $ 246,340,000 | $ 205,333 | $ 70,333 |
| TACOMA, WA | 1,060 | $ 264,417,000 | $ 249,000 | $ 69,000 |
| CAMDEN, NJ | 1,057 | $ 224,152,000 | $ 212,000 | $ 84,000 |
| OGDEN-CLEARFIELD, UT | 1,052 | $ 210,352,000 | $ 199,000 | $ 56,000 |
| PEABODY, MA | 1,040 | $ 287,873,000 | $ 276,000 | $ 89,000 |
| RICHMOND, VA | 1,026 | $ 211,490,000 | $ 206,000 | $ 71,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,001 | $ 154,932,000 | $ 154,000 | $ 46,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 963 | $ 165,397,000 | $ 165,000 | $ 67,500 |
| PITTSBURGH, PA | 949 | $ 169,823,000 | $ 178,000 | $ 86,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 939 | $ 338,486,000 | $ 360,000 | $ 121,000 |
| AUSTIN-ROUND ROCK, TX | 926 | $ 198,341,000 | $ 214,000 | $ 101,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 902 | $ 183,730,000 | $ 203,000 | $ 78,000 |
| PROVO-OREM, UT | 896 | $ 192,075,000 | $ 214,000 | $ 60,000 |
| HARRISBURG-CARLISLE, PA | 893 | $ 152,925,000 | $ 171,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 871 | $ 165,693,000 | $ 200,000 | $ 72,000 |
| LANCASTER, PA | 866 | $ 145,136,000 | $ 167,000 | $ 67,000 |
| RALEIGH-CARY, NC | 846 | $ 170,094,000 | $ 201,000 | $ 84,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 811 | $ 187,876,000 | $ 231,000 | $ 83,000 |
| POCATELLO, ID | 788 | $ 111,225,000 | $ 141,000 | $ 59,000 |
| MANCHESTER-NASHUA, NH | 781 | $ 169,456,000 | $ 216,000 | $ 80,000 |
| ORLANDO-KISSIMMEE, FL | 775 | $ 129,240,000 | $ 166,000 | $ 57,000 |
| GRAND RAPIDS-WYOMING, MI | 773 | $ 120,718,000 | $ 156,000 | $ 64,000 |
| OKLAHOMA CITY, OK | 772 | $ 131,279,000 | $ 170,000 | $ 82,000 |
| SANTA CRUZ-WATSONVILLE, CA | 770 | $ 299,537,000 | $ 389,000 | $ 135,000 |
| RENO-SPARKS, NV | 766 | $ 168,208,000 | $ 219,000 | $ 86,000 |
| EUGENE-SPRINGFIELD, OR | 755 | $ 156,460,000 | $ 207,000 | $ 73,000 |
| WORCESTER, MA | 747 | $ 173,752,000 | $ 232,000 | $ 75,000 |
| NASSAU-SUFFOLK, NY | 746 | $ 257,328,000 | $ 344,000 | $ 83,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 742 | $ 163,129,000 | $ 206,500 | $ 62,000 |
| SYRACUSE, NY | 739 | $ 84,628,000 | $ 114,000 | $ 62,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 730 | $ 122,342,000 | $ 167,000 | $ 66,000 |
| BARNSTABLE TOWN, MA | 728 | $ 192,066,000 | $ 263,000 | $ 101,000 |
| ST. JOSEPH, MO-KS | 721 | $ 92,055,000 | $ 131,000 | $ 67,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 685 | $ 139,327,000 | $ 214,000 | $ 83,500 |
| SPRINGFIELD, MO | 674 | $ 89,327,000 | $ 132,000 | $ 57,000 |
| ANDERSON, IN | 661 | $ 75,000,000 | $ 113,000 | $ 50,000 |
| LOGAN, UT-ID | 648 | $ 114,781,000 | $ 166,500 | $ 57,000 |
| TUCSON, AZ | 626 | $ 117,967,000 | $ 188,000 | $ 58,000 |
| LAKE CHARLES, LA | 593 | $ 89,395,000 | $ 150,000 | $ 71,000 |
| DES MOINES-WEST DES MOINES, IA | 566 | $ 91,117,000 | $ 160,000 | $ 65,000 |
| SALEM, OR | 537 | $ 111,103,000 | $ 206,000 | $ 62,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 536 | $ 119,926,000 | $ 223,000 | $ 78,000 |
| GREENSBORO-HIGH POINT, NC | 525 | $ 90,870,000 | $ 173,000 | $ 75,000 |
| GARY, IN | 524 | $ 85,020,000 | $ 162,000 | $ 60,000 |
| BANGOR, ME | 511 | $ 73,076,000 | $ 143,000 | $ 57,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 504 | $ 83,744,000 | $ 166,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 503 | $ 201,022,000 | $ 399,000 | $ 42,000 |
| NEW HAVEN-MILFORD, CT | 481 | $ 107,422,000 | $ 223,000 | $ 71,000 |
| IDAHO FALLS, ID | 474 | $ 78,150,000 | $ 164,000 | $ 64,000 |
| YORK-HANOVER, PA | 469 | $ 84,590,000 | $ 180,000 | $ 65,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 458 | $ 59,195,000 | $ 129,000 | $ 60,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 441 | $ 75,574,000 | $ 171,000 | $ 72,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 439 | $ 154,057,000 | $ 350,000 | $ 128,000 |
| SALISBURY, MD | 431 | $ 79,284,000 | $ 183,000 | $ 75,000 |
| COLORADO SPRINGS, CO | 424 | $ 93,461,000 | $ 220,000 | $ 73,000 |
| STOCKTON, CA | 412 | $ 94,019,000 | $ 228,000 | $ 75,000 |
| OLYMPIA, WA | 409 | $ 100,728,000 | $ 246,000 | $ 76,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 402 | $ 97,833,000 | $ 243,000 | $ 90,000 |
| DOVER, DE | 390 | $ 80,257,000 | $ 205,000 | $ 59,000 |
| SAVANNAH, GA | 364 | $ 66,917,000 | $ 183,000 | $ 64,000 |
| FARMINGTON, NM | 362 | $ 71,518,000 | $ 197,000 | $ 73,000 |
| FORT WAYNE, IN | 357 | $ 45,926,000 | $ 128,000 | $ 47,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 351 | $ 83,227,000 | $ 222,500 | $ 51,500 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 349 | $ 82,553,000 | $ 236,000 | $ 118,000 |
| LAFAYETTE, IN | 348 | $ 39,428,000 | $ 113,000 | $ 49,000 |
| TULSA, OK | 348 | $ 65,177,000 | $ 187,000 | $ 92,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 343 | $ 66,773,000 | $ 190,666 | $ 71,333 |
| JACKSONVILLE, FL | 342 | $ 61,349,000 | $ 179,000 | $ 43,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 339 | $ 44,791,000 | $ 125,666 | $ 62,000 |
| SPRINGFIELD, MA | 329 | $ 60,986,000 | $ 185,000 | $ 58,000 |
| SANTA FE, NM | 326 | $ 87,706,000 | $ 269,000 | $ 99,000 |
| COEUR D'ALENE, ID | 325 | $ 66,716,000 | $ 205,000 | $ 82,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 325 | $ 65,006,000 | $ 200,000 | $ 61,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 325 | $ 139,893,000 | $ 430,000 | $ 146,000 |
| ALBANY-SCHENECTADY-TROY, NY | 320 | $ 60,496,000 | $ 189,000 | $ 72,000 |
| MEDFORD, OR | 314 | $ 61,092,000 | $ 194,000 | $ 70,000 |
| SAN ANTONIO, TX | 308 | $ 54,494,000 | $ 176,000 | $ 63,000 |
| COLUMBUS, GA-AL | 283 | $ 45,128,000 | $ 145,500 | $ 58,500 |
| ST. GEORGE, UT | 271 | $ 55,902,000 | $ 206,000 | $ 76,000 |
| BREMERTON-SILVERDALE, WA | 270 | $ 72,413,000 | $ 268,000 | $ 87,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 265 | $ 46,824,000 | $ 176,000 | $ 55,000 |
| BEND, OR | 259 | $ 62,522,000 | $ 241,000 | $ 101,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 258 | $ 95,048,000 | $ 368,000 | $ 135,000 |
| SANTA ROSA-PETALUMA, CA | 243 | $ 87,311,000 | $ 359,000 | $ 136,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 237 | $ 36,330,000 | $ 153,000 | $ 69,000 |
| MUNCIE, IN | 237 | $ 23,272,000 | $ 98,000 | $ 41,000 |
| PRESCOTT, AZ | 235 | $ 48,257,000 | $ 205,000 | $ 68,000 |
| SCRANTON--WILKES-BARRE, PA | 233 | $ 32,253,000 | $ 138,000 | $ 61,000 |
| BLOOMINGTON, IN | 224 | $ 38,656,000 | $ 172,000 | $ 71,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 222 | $ 44,909,000 | $ 201,500 | $ 54,500 |
| BAKERSFIELD, CA | 215 | $ 37,891,000 | $ 176,000 | $ 61,000 |
| MISSOULA, MT | 214 | $ 47,834,000 | $ 223,000 | $ 94,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 212 | $ 46,011,000 | $ 217,000 | $ 80,000 |
| COLUMBUS, OH | 201 | $ 39,032,000 | $ 194,000 | $ 90,000 |
| CAPE CORAL-FORT MYERS, FL | 199 | $ 34,640,000 | $ 174,000 | $ 77,000 |
| ROCKFORD, IL | 199 | $ 27,065,000 | $ 136,000 | $ 29,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 195 | $ 33,406,000 | $ 171,000 | $ 39,000 |
| WINCHESTER, VA-WV | 194 | $ 41,624,000 | $ 177,500 | $ 63,500 |
| BRADENTON-SARASOTA-VENICE, FL | 190 | $ 37,017,000 | $ 194,000 | $ 57,000 |
| READING, PA | 178 | $ 31,479,000 | $ 176,000 | $ 73,000 |
| TRENTON-EWING, NJ | 175 | $ 43,112,000 | $ 246,000 | $ 89,000 |
| VALLEJO-FAIRFIELD, CA | 175 | $ 41,913,000 | $ 239,000 | $ 77,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 170 | $ 29,389,000 | $ 172,000 | $ 74,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 170 | $ 23,800,000 | $ 161,000 | $ 65,000 |
| OCEAN CITY, NJ | 168 | $ 48,008,000 | $ 285,000 | $ 149,000 |
| BELLINGHAM, WA | 167 | $ 41,621,000 | $ 249,000 | $ 86,000 |
| EVANSVILLE, IN-KY | 167 | $ 24,923,000 | $ 107,500 | $ 62,000 |
| HOLLAND-GRAND HAVEN, MI | 166 | $ 25,935,000 | $ 156,000 | $ 58,000 |
| LONGVIEW, WA | 164 | $ 31,546,000 | $ 192,000 | $ 66,000 |
| GREELEY, CO | 159 | $ 30,396,000 | $ 191,000 | $ 54,000 |
| MEMPHIS, TN-MS-AR | 159 | $ 23,793,000 | $ 160,666 | $ 53,333 |
| JEFFERSON CITY, MO | 157 | $ 21,888,000 | $ 139,000 | $ 65,000 |
| BATON ROUGE, LA | 154 | $ 25,763,000 | $ 167,000 | $ 79,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 153 | $ 22,733,000 | $ 148,000 | $ 55,000 |
| FRESNO, CA | 151 | $ 29,095,000 | $ 192,000 | $ 68,000 |
| MODESTO, CA | 151 | $ 28,566,000 | $ 189,000 | $ 56,000 |
| ERIE, PA | 150 | $ 17,595,000 | $ 117,000 | $ 48,000 |
| SALINAS, CA | 149 | $ 47,837,000 | $ 321,000 | $ 99,000 |
| LAKELAND-WINTER HAVEN, FL | 148 | $ 20,158,000 | $ 136,000 | $ 24,000 |
| TOPEKA, KS | 147 | $ 20,455,000 | $ 139,000 | $ 58,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 146 | $ 21,943,000 | $ 150,000 | $ 37,000 |
| GRAND JUNCTION, CO | 145 | $ 31,367,000 | $ 216,000 | $ 66,000 |
| LAS CRUCES, NM | 143 | $ 27,133,000 | $ 189,000 | $ 69,000 |
| BOULDER, CO | 142 | $ 39,352,000 | $ 277,000 | $ 88,000 |
| CHARLOTTESVILLE, VA | 142 | $ 34,158,000 | $ 240,000 | $ 94,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 140 | $ 22,413,000 | $ 160,000 | $ 43,000 |
| SPARTANBURG, SC | 135 | $ 20,365,000 | $ 150,000 | $ 62,000 |
| WINSTON-SALEM, NC | 135 | $ 20,217,000 | $ 149,000 | $ 58,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 134 | $ 31,669,000 | $ 236,000 | $ 92,000 |
| CHARLESTON, WV | 134 | $ 20,961,000 | $ 156,000 | $ 76,000 |
| LEWISTON-AUBURN, ME | 134 | $ 20,198,000 | $ 150,000 | $ 53,000 |
| BIRMINGHAM-HOOVER, AL | 133 | $ 19,494,000 | $ 146,000 | $ 24,000 |
| WENATCHEE-EAST WENATCHEE, WA | 131 | $ 30,988,000 | $ 236,000 | $ 105,000 |
| DURHAM-CHAPEL HILL, NC | 130 | $ 25,908,000 | $ 199,000 | $ 81,000 |
| ELKHART-GOSHEN, IN | 129 | $ 16,202,000 | $ 125,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 127 | $ 19,243,000 | $ 151,000 | $ 73,000 |
| LEBANON, PA | 125 | $ 22,123,000 | $ 176,000 | $ 76,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 125 | $ 22,486,000 | $ 179,000 | $ 73,000 |
| NAPLES-MARCO ISLAND, FL | 125 | $ 29,607,000 | $ 236,000 | $ 122,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 124 | $ 20,056,000 | $ 161,000 | $ 51,000 |
| GLENS FALLS, NY | 123 | $ 17,551,000 | $ 142,000 | $ 65,000 |
| KNOXVILLE, TN | 120 | $ 20,032,000 | $ 166,000 | $ 63,000 |
| WICHITA FALLS, TX | 119 | $ 14,469,000 | $ 121,000 | $ 65,000 |
| BILLINGS, MT | 118 | $ 23,340,000 | $ 197,000 | $ 90,000 |
| FLAGSTAFF, AZ | 118 | $ 30,704,000 | $ 260,000 | $ 148,000 |
| GAINESVILLE, FL | 117 | $ 21,468,000 | $ 183,000 | $ 95,000 |
| SIOUX FALLS, SD | 115 | $ 17,912,000 | $ 155,000 | $ 68,000 |
| GREAT FALLS, MT | 112 | $ 19,066,000 | $ 170,000 | $ 67,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 110 | $ 22,148,000 | $ 201,000 | $ 59,000 |
| COLUMBIA, SC | 110 | $ 18,477,000 | $ 167,000 | $ 57,000 |
| UTICA-ROME, NY | 104 | $ 11,598,000 | $ 111,000 | $ 60,000 |
| WILMINGTON, NC | 104 | $ 24,308,000 | $ 233,000 | $ 121,000 |
| FORT COLLINS-LOVELAND, CO | 103 | $ 22,645,000 | $ 219,000 | $ 72,000 |
| LEXINGTON-FAYETTE, KY | 98 | $ 16,339,000 | $ 166,000 | $ 71,000 |
| BUFFALO-NIAGARA FALLS, NY | 97 | $ 14,012,000 | $ 144,000 | $ 68,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 93 | $ 14,405,000 | $ 154,000 | $ 34,000 |
| ANN ARBOR, MI | 91 | $ 19,205,000 | $ 211,000 | $ 97,000 |
| ROANOKE, VA | 90 | $ 15,649,000 | $ 173,000 | $ 60,000 |
| MOUNT VERNON-ANACORTES, WA | 89 | $ 22,734,000 | $ 255,000 | $ 70,000 |
| ROCHESTER, NY | 89 | $ 11,806,000 | $ 132,000 | $ 59,000 |
| MADISON, WI | 88 | $ 18,291,000 | $ 207,000 | $ 63,000 |
| COLLEGE STATION-BRYAN, TX | 87 | $ 16,786,000 | $ 192,000 | $ 108,000 |
| JONESBORO, AR | 86 | $ 13,908,000 | $ 161,000 | $ 72,000 |
| LAWRENCE, KS | 85 | $ 14,240,000 | $ 167,000 | $ 77,000 |
| NORWICH-NEW LONDON, CT | 85 | $ 20,465,000 | $ 240,000 | $ 83,000 |
| AUBURN-OPELIKA, AL | 82 | $ 11,887,000 | $ 144,000 | $ 58,000 |
| LONGVIEW, TX | 82 | $ 10,789,000 | $ 131,000 | $ 61,000 |
| OCALA, FL | 82 | $ 11,767,000 | $ 143,000 | $ 19,000 |
| PORT ST. LUCIE, FL | 81 | $ 12,578,000 | $ 155,000 | $ 56,000 |
| CORPUS CHRISTI, TX | 80 | $ 10,715,000 | $ 133,000 | $ 57,000 |
| EL PASO, TX | 80 | $ 12,311,000 | $ 153,000 | $ 85,000 |
| LAFAYETTE, LA | 78 | $ 13,408,000 | $ 171,000 | $ 80,000 |
| YAKIMA, WA | 77 | $ 13,646,000 | $ 177,000 | $ 61,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 72 | $ 10,531,000 | $ 145,000 | $ 46,500 |
| KINGSTON, NY | 72 | $ 16,127,000 | $ 223,000 | $ 86,000 |
| MCALLEN-EDINBURG-MISSION, TX | 72 | $ 9,476,000 | $ 131,000 | $ 92,000 |
| MANHATTAN, KS | 69 | $ 11,986,000 | $ 173,000 | $ 84,000 |
| REDDING, CA | 68 | $ 14,250,000 | $ 209,000 | $ 62,000 |
| CARSON CITY, NV | 67 | $ 14,348,000 | $ 214,000 | $ 74,000 |
| YUMA, AZ | 67 | $ 10,136,000 | $ 151,000 | $ 47,000 |
| ALTOONA, PA | 64 | $ 10,014,000 | $ 156,000 | $ 73,000 |
| CHATTANOOGA, TN-GA | 64 | $ 10,193,000 | $ 153,500 | $ 67,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 64 | $ 9,537,000 | $ 149,000 | $ 57,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 64 | $ 9,930,000 | $ 155,000 | $ 68,000 |
| CHICO, CA | 62 | $ 13,342,000 | $ 215,000 | $ 83,000 |
| CORVALLIS, OR | 61 | $ 13,428,000 | $ 220,000 | $ 79,000 |
| NAPA, CA | 61 | $ 23,955,000 | $ 392,000 | $ 165,000 |
| COLUMBIA, MO | 60 | $ 9,662,000 | $ 161,000 | $ 50,000 |
| GAINESVILLE, GA | 59 | $ 10,901,000 | $ 184,000 | $ 81,000 |
| PITTSFIELD, MA | 59 | $ 11,397,000 | $ 193,000 | $ 70,000 |
| BEAUMONT-PORT ARTHUR, TX | 56 | $ 7,575,000 | $ 135,000 | $ 66,000 |
| BINGHAMTON, NY | 56 | $ 6,535,000 | $ 116,000 | $ 37,000 |
| MERCED, CA | 56 | $ 9,461,000 | $ 168,000 | $ 61,000 |
| KALAMAZOO-PORTAGE, MI | 55 | $ 8,365,000 | $ 152,000 | $ 73,000 |
| LAREDO, TX | 55 | $ 7,584,000 | $ 137,000 | $ 59,000 |
| SPRINGFIELD, IL | 54 | $ 6,258,000 | $ 115,000 | $ 36,000 |
| LYNCHBURG, VA | 53 | $ 10,039,000 | $ 189,000 | $ 56,000 |
| JACKSON, MS | 51 | $ 6,672,000 | $ 130,000 | $ 64,000 |
| DULUTH, MN-WI | 50 | $ 8,311,000 | $ 147,500 | $ 50,500 |
| JOPLIN, MO | 50 | $ 7,538,000 | $ 150,000 | $ 77,000 |
| CASPER, WY | 49 | $ 9,202,000 | $ 187,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 47 | $ 7,007,000 | $ 141,500 | $ 48,000 |
| LINCOLN, NE | 46 | $ 6,945,000 | $ 150,000 | $ 48,000 |
| WACO, TX | 46 | $ 6,882,000 | $ 149,000 | $ 69,000 |
| DAYTON, OH | 45 | $ 5,358,000 | $ 119,000 | $ 37,000 |
| GULFPORT-BILOXI, MS | 45 | $ 6,694,000 | $ 148,000 | $ 71,000 |
| LANSING-EAST LANSING, MI | 45 | $ 6,582,000 | $ 146,000 | $ 59,000 |
| ALBANY, GA | 44 | $ 6,363,000 | $ 144,000 | $ 53,000 |
| FAYETTEVILLE, NC | 44 | $ 7,106,000 | $ 161,000 | $ 55,000 |
| YUBA CITY, CA | 44 | $ 8,069,000 | $ 183,000 | $ 65,000 |
| ANNISTON-OXFORD, AL | 43 | $ 5,056,000 | $ 117,000 | $ 51,000 |
| TYLER, TX | 42 | $ 6,384,000 | $ 152,000 | $ 44,000 |
| HICKORY-LENOIR-MORGANTON, NC | 41 | $ 6,710,000 | $ 163,000 | $ 42,000 |
| PUEBLO, CO | 41 | $ 6,023,000 | $ 146,000 | $ 41,000 |
| CLARKSVILLE, TN-KY | 40 | $ 6,021,000 | $ 142,000 | $ 52,500 |
| MADERA-CHOWCHILLA, CA | 40 | $ 7,236,000 | $ 180,000 | $ 52,000 |
| MOBILE, AL | 40 | $ 5,711,000 | $ 142,000 | $ 21,000 |
| MONTGOMERY, AL | 40 | $ 6,737,000 | $ 168,000 | $ 57,000 |
| PEORIA, IL | 40 | $ 4,826,000 | $ 120,000 | $ 33,000 |
| ST. CLOUD, MN | 40 | $ 6,831,000 | $ 170,000 | $ 58,000 |
| TOLEDO, OH | 40 | $ 7,230,000 | $ 180,000 | $ 76,000 |
| SHERMAN-DENISON, TX | 39 | $ 5,798,000 | $ 148,000 | $ 46,000 |
| VISALIA-PORTERVILLE, CA | 39 | $ 6,918,000 | $ 177,000 | $ 61,000 |
| LEWISTON, ID-WA | 38 | $ 6,742,000 | $ 179,000 | $ 67,000 |
| ASHEVILLE, NC | 37 | $ 7,707,000 | $ 208,000 | $ 49,000 |
| HINESVILLE-FORT STEWART, GA | 37 | $ 5,575,000 | $ 150,000 | $ 59,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 37 | $ 5,534,000 | $ 149,000 | $ 56,000 |
| PUNTA GORDA, FL | 37 | $ 5,671,000 | $ 153,000 | $ 42,000 |
| SHREVEPORT-BOSSIER CITY, LA | 37 | $ 4,621,000 | $ 124,000 | $ 42,000 |
| ABILENE, TX | 36 | $ 4,915,000 | $ 136,000 | $ 70,000 |
| HUNTSVILLE, AL | 36 | $ 5,637,000 | $ 156,000 | $ 53,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 36 | $ 6,738,000 | $ 187,000 | $ 86,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 33 | $ 6,372,000 | $ 193,000 | $ 58,000 |
| KOKOMO, IN | 33 | $ 4,435,000 | $ 134,000 | $ 47,000 |
| TALLAHASSEE, FL | 33 | $ 5,625,000 | $ 170,000 | $ 11,000 |
| AKRON, OH | 32 | $ 3,946,000 | $ 123,000 | $ 28,000 |
| ANDERSON, SC | 32 | $ 4,844,000 | $ 151,000 | $ 56,000 |
| ATHENS-CLARKE COUNTY, GA | 32 | $ 4,751,000 | $ 148,000 | $ 72,000 |
| TEXARKANA, TX-TEXARKANA, AR | 32 | $ 3,819,000 | $ 124,500 | $ 61,000 |
| CEDAR RAPIDS, IA | 31 | $ 3,950,000 | $ 127,000 | $ 39,000 |
| LUBBOCK, TX | 31 | $ 2,544,000 | $ 82,000 | $ 26,000 |
| GREENVILLE, NC | 30 | $ 4,443,000 | $ 148,000 | $ 51,000 |
| JACKSONVILLE, NC | 29 | $ 4,695,000 | $ 161,000 | $ 45,000 |
| NILES-BENTON HARBOR, MI | 29 | $ 7,777,000 | $ 268,000 | $ 97,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 29 | $ 4,968,000 | $ 171,000 | $ 40,000 |
| AMARILLO, TX | 28 | $ 3,516,000 | $ 125,000 | $ 40,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 28 | $ 2,848,000 | $ 102,000 | $ 28,000 |
| BURLINGTON, NC | 27 | $ 4,454,000 | $ 164,000 | $ 56,000 |
| MACON, GA | 27 | $ 4,197,000 | $ 155,000 | $ 41,000 |
| PALM COAST, FL | 26 | $ 4,492,000 | $ 172,000 | $ 74,000 |
| WARNER ROBINS, GA | 26 | $ 4,714,000 | $ 181,000 | $ 60,000 |
| BRUNSWICK, GA | 25 | $ 6,738,000 | $ 269,000 | $ 98,000 |
| JOHNSTOWN, PA | 25 | $ 3,108,000 | $ 124,000 | $ 54,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 25 | $ 4,097,000 | $ 181,500 | $ 69,000 |
| SEBASTIAN-VERO BEACH, FL | 24 | $ 5,285,000 | $ 220,000 | $ 47,000 |
| TERRE HAUTE, IN | 24 | $ 2,581,000 | $ 107,000 | $ 47,000 |
| HOT SPRINGS, AR | 23 | $ 4,288,000 | $ 186,000 | $ 78,000 |
| COLUMBUS, IN | 22 | $ 3,362,000 | $ 152,000 | $ 46,000 |
| MICHIGAN CITY-LA PORTE, IN | 21 | $ 3,232,000 | $ 153,000 | $ 63,000 |
| RACINE, WI | 21 | $ 3,560,000 | $ 169,000 | $ 30,000 |
| FLINT, MI | 20 | $ 2,535,000 | $ 126,000 | $ 25,000 |
| HANFORD-CORCORAN, CA | 20 | $ 3,244,000 | $ 162,000 | $ 53,000 |
| MUSKEGON-NORTON SHORES, MI | 20 | $ 2,835,000 | $ 141,000 | $ 39,000 |
| ODESSA, TX | 20 | $ 1,979,000 | $ 98,000 | $ 12,000 |
| SIOUX CITY, IA-NE-SD | 20 | $ 2,871,000 | $ 145,333 | $ 72,000 |
| STATE COLLEGE, PA | 20 | $ 2,831,000 | $ 141,000 | $ 78,000 |
| AMES, IA | 19 | $ 2,698,000 | $ 142,000 | $ 86,000 |
| FORT SMITH, AR-OK | 19 | $ 2,302,000 | $ 166,500 | $ 68,000 |
| GREEN BAY, WI | 19 | $ 2,625,000 | $ 138,000 | $ 32,000 |
| CANTON-MASSILLON, OH | 18 | $ 2,151,000 | $ 119,000 | $ 39,000 |
| JANESVILLE, WI | 18 | $ 1,943,000 | $ 107,000 | $ 22,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 17 | $ 3,988,000 | $ 234,000 | $ 85,000 |
| DALTON, GA | 17 | $ 2,131,000 | $ 125,000 | $ 35,000 |
| FLORENCE, SC | 17 | $ 2,376,000 | $ 139,000 | $ 37,000 |
| HATTIESBURG, MS | 17 | $ 2,737,000 | $ 161,000 | $ 64,000 |
| KANKAKEE-BRADLEY, IL | 17 | $ 2,705,000 | $ 159,000 | $ 39,000 |
| ROCHESTER, MN | 17 | $ 2,544,000 | $ 149,000 | $ 40,000 |
| BATTLE CREEK, MI | 16 | $ 1,958,000 | $ 122,000 | $ 41,000 |
| BLOOMINGTON-NORMAL, IL | 16 | $ 2,233,000 | $ 139,000 | $ 28,000 |
| CHAMPAIGN-URBANA, IL | 16 | $ 1,783,000 | $ 111,000 | $ 18,000 |
| CUMBERLAND, MD-WV | 16 | $ 1,815,000 | $ 119,000 | $ 36,000 |
| DECATUR, AL | 15 | $ 1,551,000 | $ 103,000 | $ 31,000 |
| MIDLAND, TX | 15 | $ 1,974,000 | $ 131,000 | $ 55,000 |
| OSHKOSH-NEENAH, WI | 15 | $ 2,286,000 | $ 152,000 | $ 25,000 |
| CHEYENNE, WY | 14 | $ 2,531,000 | $ 180,000 | $ 57,000 |
| FARGO, ND-MN | 14 | $ 2,350,000 | $ 167,500 | $ 49,500 |
| MONROE, MI | 14 | $ 2,193,000 | $ 156,000 | $ 58,000 |
| SPRINGFIELD, OH | 14 | $ 2,312,000 | $ 165,000 | $ 99,000 |
| DANVILLE, VA | 13 | $ 1,744,000 | $ 134,000 | $ 45,000 |
| JACKSON, TN | 13 | $ 1,582,000 | $ 121,000 | $ 29,000 |
| PASCAGOULA, MS | 12 | $ 1,478,000 | $ 123,000 | $ 49,000 |
| ROCKY MOUNT, NC | 12 | $ 1,770,000 | $ 147,000 | $ 31,000 |
| ROME, GA | 12 | $ 1,907,000 | $ 158,000 | $ 93,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 11 | $ 1,455,000 | $ 103,000 | $ 47,000 |
| JACKSON, MI | 11 | $ 1,382,000 | $ 125,000 | $ 22,000 |
| JOHNSON CITY, TN | 11 | $ 1,060,000 | $ 96,000 | $ 45,000 |
| TUSCALOOSA, AL | 11 | $ 1,617,000 | $ 147,000 | $ 15,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 11 | $ 951,000 | $ 87,500 | $ 40,000 |
| APPLETON, WI | 10 | $ 1,167,000 | $ 116,000 | $ 6,000 |
| EAU CLAIRE, WI | 10 | $ 1,680,000 | $ 168,000 | $ 39,000 |
| HARRISONBURG, VA | 10 | $ 2,040,000 | $ 204,000 | $ 61,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 10 | $ 1,081,000 | $ 108,000 | $ 19,000 |
| VALDOSTA, GA | 10 | $ 1,720,000 | $ 172,000 | $ 31,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 1,675,000 | $ 167,000 | $ 59,000 |
| DECATUR, IL | 9 | $ 1,183,000 | $ 131,000 | $ 46,000 |
| ELIZABETHTOWN, KY | 9 | $ 2,358,000 | $ 262,000 | $ 69,000 |
| MORGANTOWN, WV | 9 | $ 1,710,000 | $ 190,000 | $ 105,000 |
| MORRISTOWN, TN | 9 | $ 1,502,000 | $ 166,000 | $ 41,000 |
| PINE BLUFF, AR | 9 | $ 1,216,000 | $ 135,000 | $ 56,000 |
| SAN ANGELO, TX | 9 | $ 834,000 | $ 92,000 | $ 15,000 |
| BAY CITY, MI | 8 | $ 900,000 | $ 112,000 | $ 15,000 |
| BISMARCK, ND | 8 | $ 1,069,000 | $ 133,000 | $ 62,000 |
| CLEVELAND, TN | 8 | $ 1,032,000 | $ 129,000 | $ 27,000 |
| EL CENTRO, CA | 8 | $ 1,304,000 | $ 163,000 | $ 54,000 |
| MANSFIELD, OH | 8 | $ 754,000 | $ 94,000 | $ 28,000 |
| SANDUSKY, OH | 8 | $ 1,420,000 | $ 177,000 | $ 14,000 |
| SHEBOYGAN, WI | 8 | $ 1,138,000 | $ 142,000 | $ 6,000 |
| DOTHAN, AL | 7 | $ 908,000 | $ 129,000 | $ 32,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 1,073,000 | $ 153,000 | $ 4,000 |
| IOWA CITY, IA | 7 | $ 1,216,000 | $ 173,000 | $ 49,000 |
| LAWTON, OK | 7 | $ 804,000 | $ 114,000 | $ 54,000 |
| FOND DU LAC, WI | 6 | $ 793,000 | $ 132,000 | $ 17,000 |
| GADSDEN, AL | 6 | $ 1,179,000 | $ 196,000 | $ 48,000 |
| ITHACA, NY | 6 | $ 882,000 | $ 147,000 | $ 70,000 |
| LA CROSSE, WI-MN | 6 | $ 679,000 | $ 101,000 | $ 19,000 |
| VICTORIA, TX | 5 | $ 753,000 | $ 150,000 | $ 83,000 |
| GOLDSBORO, NC | 4 | $ 294,000 | $ 73,000 | $ 0 |
| GRAND FORKS, ND-MN | 4 | $ 540,000 | $ 135,000 | $ 46,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 868,000 | $ 217,000 | $ 145,000 |
| MONROE, LA | 4 | $ 608,000 | $ 152,000 | $ 28,000 |
| OWENSBORO, KY | 4 | $ 567,000 | $ 141,000 | $ 38,000 |
| RAPID CITY, SD | 4 | $ 435,000 | $ 108,000 | $ 54,000 |
| SUMTER, SC | 4 | $ 700,000 | $ 175,000 | $ 76,000 |
| WAUSAU, WI | 4 | $ 870,000 | $ 217,000 | $ 0 |
| WHEELING, WV-OH | 4 | $ 464,000 | $ 131,000 | $ 59,500 |
| ANCHORAGE, AK | 3 | $ 823,000 | $ 274,000 | $ 91,000 |
| ELMIRA, NY | 3 | $ 182,000 | $ 60,000 | $ 33,000 |
| FAIRBANKS, AK | 3 | $ 447,000 | $ 149,000 | $ 89,000 |
| LIMA, OH | 3 | $ 176,000 | $ 58,000 | $ 15,000 |
| ALEXANDRIA, LA | 2 | $ 336,000 | $ 168,000 | $ 57,000 |
| DUBUQUE, IA | 2 | $ 121,000 | $ 60,000 | $ 28,000 |
| WILLIAMSPORT, PA | 2 | $ 248,000 | $ 124,000 | $ 65,000 |
| BOWLING GREEN, KY | 1 | $ 152,000 | $ 152,000 | $ 220,000 |
| DANVILLE, IL | 1 | $ 22,000 | $ 22,000 | $ 79,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 146,000 | $ 146,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 118,000 | $ 118,000 | $ 0 |
Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 139,857 | $34,270,935,000 | $245,000 | $99,999,000 | $84,000 | $9,999,000 |
| Home Purchase | 70,845 | $14,667,762,000 | $207,000 | $3,343,000 | $86,000 | $7,171,000 |
| Home Improvement | 1,291 | $324,131,000 | $251,000 | $1,674,000 | $97,000 | $1,404,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 157,585 | $36,042,402,000 | $228,000 | $4,166,000 | $88,000 | $9,999,000 |
| Not Provided | 17,888 | $4,665,234,000 | $260,000 | $2,850,000 | $92,000 | $5,617,000 |
| Hispanic | 12,581 | $2,488,289,000 | $197,000 | $1,350,000 | $59,000 | $6,798,000 |
| Black or African American | 10,764 | $2,073,530,000 | $192,000 | $1,600,000 | $46,000 | $3,000,000 |
| Asian | 9,406 | $2,964,141,000 | $315,000 | $1,999,000 | $109,000 | $7,171,000 |
| Not applicable | 2,405 | $688,499,000 | $286,000 | $99,999,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 790 | $221,361,000 | $280,000 | $794,000 | $84,000 | $3,031,000 |
| American Indian or Alaskan Native | 574 | $119,372,000 | $207,000 | $730,000 | $69,000 | $821,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 120,633 | $31,203,813,000 | $258,000 | $99,999,000 | $116,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 77,713 | $15,371,546,000 | $197,000 | $1,158,000 | $40,000 | $1,836,000 |
| VA-guaranteed (Veterans Administration) | 9,918 | $2,174,893,000 | $219,000 | $845,000 | $65,000 | $464,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,729 | $512,576,000 | $137,000 | $447,000 | $45,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 157,379 | $36,215,926,000 | $230,000 | $2,850,000 | $86,000 | $9,999,000 |
| Application Denied By Financial Institution | 44,247 | $10,527,342,000 | $237,000 | $4,050,000 | $89,000 | $9,999,000 |
| Application Withdrawn By Applicant | 5,802 | $1,351,538,000 | $232,000 | $3,343,000 | $70,000 | $4,000,000 |
| Loan Purchased By The Institution | 2,404 | $588,500,000 | $244,000 | $1,956,000 | $0 | $0 |
| Application Approved But Not Accepted | 1,842 | $516,467,000 | $280,000 | $99,999,000 | $42,000 | $1,915,000 |
| File Closed For Incompleteness | 319 | $63,055,000 | $197,000 | $4,166,000 | $37,000 | $2,495,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 13,654 | $3,039,203,000 | $222,000 | $3,000,000 | $86,000 | $7,171,000 |
| Collateral | 11,955 | $3,053,202,000 | $255,000 | $2,500,000 | $102,000 | $4,771,000 |
| Debt-To-Income Ratio | 7,024 | $1,766,932,000 | $251,000 | $1,999,000 | $81,000 | $3,000,000 |
| Credit History | 4,065 | $800,054,000 | $196,000 | $2,125,000 | $63,000 | $2,658,000 |
| Unverifiable Information | 3,843 | $1,000,064,000 | $260,000 | $2,000,000 | $102,000 | $9,999,000 |
| Other | 1,591 | $358,563,000 | $225,000 | $1,250,000 | $102,000 | $2,556,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,269 | $304,387,000 | $239,000 | $4,050,000 | $83,000 | $1,483,000 |
| Employment History | 530 | $127,353,000 | $240,000 | $755,000 | $97,000 | $2,100,000 |
| Mortgage Insurance Denied | 316 | $77,584,000 | $245,000 | $720,000 | $98,000 | $629,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metlife Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.