Metlife Bank, N.A. Mortgage Lending & HMDA Data, 2009

In 2009, Metlife Bank, N.A. of Convent Station, NJ reported 211,993 mortgage applications totaling $49.3 billion, up 429% from 2008. The average application was for $232,379, and applicants reported an average income of $84,747. 74% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (7,493), Seattle-Bellevue-Everett, WA (7,030) and Baltimore-Towson, MD (6,646) (applications in parentheses).

Mortgage Company & Address Metlife Bank, N.A.
334 Madison Avenue
Convent Station, NJ 07961
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 211,993
Total Mortgage Loan Application Amount $49,262,828,000
Average Mortgage Loan Application Amount $232,379
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $84,747
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metlife Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Metlife Bank, N.A. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 6,679 $ 1,311,258,000 $ 196,325 $ 75,000
Los Angeles, California 5,968 $ 2,341,853,000 $ 392,401 $ 136,000
Clark, Nevada 5,740 $ 1,028,004,000 $ 179,094 $ 69,000
King, Washington 5,278 $ 1,702,713,000 $ 322,605 $ 110,000
Salt Lake, Utah 3,811 $ 854,431,000 $ 224,201 $ 66,000
Orange, California 2,967 $ 1,176,236,000 $ 396,439 $ 131,000
Ada, Idaho 2,508 $ 484,004,000 $ 192,984 $ 77,000
Cook, Illinois 2,390 $ 521,720,000 $ 218,292 $ 61,000
Clark, Washington 2,243 $ 496,629,000 $ 221,412 $ 84,000
Bernalillo, New Mexico 2,183 $ 425,882,000 $ 195,090 $ 79,000
Sedgwick, Kansas 2,146 $ 272,782,000 $ 127,111 $ 58,000
Baltimore, Maryland 2,082 $ 517,522,000 $ 248,569 $ 91,000
Santa Clara, California 2,076 $ 959,676,000 $ 462,271 $ 158,000
Middlesex, Massachusetts 1,900 $ 567,200,000 $ 298,526 $ 105,000
Montgomery, Maryland 1,842 $ 698,492,000 $ 379,203 $ 149,000
Marion, Indiana 1,779 $ 237,848,000 $ 133,697 $ 57,000
Snohomish, Washington 1,752 $ 493,925,000 $ 281,920 $ 86,000
Fairfax, Virginia 1,690 $ 615,521,000 $ 364,213 $ 130,000
Anne Arundel, Maryland 1,633 $ 491,297,000 $ 300,855 $ 102,000
Douglas, Nebraska 1,626 $ 236,215,000 $ 145,273 $ 60,000
Spokane, Washington 1,572 $ 300,332,000 $ 191,050 $ 72,000
Honolulu, Hawaii 1,436 $ 551,680,000 $ 384,178 $ 101,000
San Diego, California 1,313 $ 468,949,000 $ 357,158 $ 122,000
Providence, Rhode Island 1,303 $ 264,743,000 $ 203,179 $ 69,000
Tarrant, Texas 1,217 $ 243,191,000 $ 199,828 $ 109,000
Multnomah, Oregon 1,180 $ 282,554,000 $ 239,452 $ 82,000
St. Louis, Missouri 1,157 $ 176,081,000 $ 152,187 $ 48,000
Alameda, California 1,110 $ 462,280,000 $ 416,468 $ 146,000
Dallas, Texas 1,100 $ 228,419,000 $ 207,653 $ 108,000
Bristol, Massachusetts 1,092 $ 257,408,000 $ 235,721 $ 65,000
Riverside, California 1,070 $ 257,487,000 $ 240,642 $ 94,000
Pierce, Washington 1,060 $ 264,417,000 $ 249,450 $ 69,000
Harris, Texas 1,052 $ 179,735,000 $ 170,850 $ 87,000
Essex, Massachusetts 1,040 $ 287,873,000 $ 276,800 $ 89,000
Prince George's, Maryland 1,021 $ 288,869,000 $ 282,927 $ 72,000
Sussex, Delaware 1,018 $ 238,182,000 $ 233,970 $ 116,000
Norfolk, Massachusetts 1,000 $ 293,835,000 $ 293,835 $ 102,000
Washington, Oregon 998 $ 240,922,000 $ 241,404 $ 77,000
Hamilton, Indiana 992 $ 212,444,000 $ 214,157 $ 93,000
New Castle, Delaware 972 $ 210,410,000 $ 216,471 $ 71,000
Plymouth, Massachusetts 965 $ 263,081,000 $ 272,622 $ 84,000
Sacramento, California 946 $ 233,455,000 $ 246,781 $ 101,000
Ventura, California 939 $ 338,486,000 $ 360,474 $ 121,000
Jackson, Missouri 900 $ 126,099,000 $ 140,110 $ 57,000
Baltimore City, Maryland 893 $ 178,332,000 $ 199,699 $ 81,000
Utah, Utah 885 $ 189,668,000 $ 214,314 $ 60,000
Lancaster, Pennsylvania 866 $ 145,136,000 $ 167,593 $ 67,000
District of Columbia, District Of Columbia 851 $ 320,612,000 $ 376,747 $ 129,000
Pinal, Arizona 814 $ 119,277,000 $ 146,531 $ 60,000
Contra Costa, California 811 $ 329,940,000 $ 406,831 $ 140,000
Canyon, Idaho 803 $ 123,824,000 $ 154,201 $ 59,000
Clackamas, Oregon 802 $ 223,888,000 $ 279,162 $ 95,000
Denton, Texas 787 $ 168,774,000 $ 214,452 $ 111,000
Hillsborough, New Hampshire 781 $ 169,456,000 $ 216,973 $ 80,000
San Mateo, California 777 $ 387,269,000 $ 498,415 $ 180,000
San Francisco, California 771 $ 386,994,000 $ 501,937 $ 169,000
Santa Cruz, California 770 $ 299,537,000 $ 389,009 $ 135,000
Bannock, Idaho 763 $ 107,834,000 $ 141,328 $ 60,000
Suffolk, Massachusetts 761 $ 220,190,000 $ 289,342 $ 93,000
Washoe, Nevada 756 $ 166,001,000 $ 219,578 $ 87,000
Lane, Oregon 755 $ 156,460,000 $ 207,231 $ 73,000
Worcester, Massachusetts 747 $ 173,752,000 $ 232,599 $ 75,000
Virginia Beach, Virginia 746 $ 179,224,000 $ 240,246 $ 69,000
Fulton, Georgia 734 $ 157,842,000 $ 215,043 $ 96,000
Barnstable, Massachusetts 728 $ 192,066,000 $ 263,826 $ 101,000
Ocean, New Jersey 725 $ 209,527,000 $ 289,002 $ 126,000
Wake, North Carolina 720 $ 149,252,000 $ 207,294 $ 90,000
Kent, Michigan 709 $ 111,186,000 $ 156,820 $ 65,000
Howard, Maryland 699 $ 223,540,000 $ 319,799 $ 116,000
Harford, Maryland 691 $ 175,619,000 $ 254,151 $ 89,000
San Bernardino, California 688 $ 164,524,000 $ 239,133 $ 85,000
Davis, Utah 663 $ 143,007,000 $ 215,696 $ 59,000
Loudoun, Virginia 662 $ 242,658,000 $ 366,552 $ 121,000
Gwinnett, Georgia 661 $ 117,727,000 $ 178,104 $ 72,000
Madison, Indiana 661 $ 75,000,000 $ 113,464 $ 50,000
Rockingham, New Hampshire 642 $ 152,717,000 $ 237,876 $ 85,000
Montgomery, Pennsylvania 642 $ 157,813,000 $ 245,814 $ 92,000
Gallatin, Montana 630 $ 150,800,000 $ 239,365 $ 89,000
Pima, Arizona 626 $ 117,967,000 $ 188,445 $ 58,000
Sarpy, Nebraska 622 $ 101,545,000 $ 163,255 $ 64,000
Hendricks, Indiana 620 $ 98,325,000 $ 158,588 $ 67,000
Cache, Utah 615 $ 109,642,000 $ 178,279 $ 57,000
Monmouth, New Jersey 611 $ 193,692,000 $ 317,008 $ 120,000
Cobb, Georgia 600 $ 117,335,000 $ 195,558 $ 80,000
St. Charles, Missouri 597 $ 103,665,000 $ 173,643 $ 60,000
DuPage, Illinois 590 $ 136,685,000 $ 231,669 $ 75,000
Middlesex, New Jersey 588 $ 168,718,000 $ 286,935 $ 98,000
Madison, Illinois 586 $ 83,568,000 $ 142,607 $ 59,000
Calcasieu, Louisiana 581 $ 87,777,000 $ 151,079 $ 71,000
Buchanan, Missouri 574 $ 71,786,000 $ 125,062 $ 59,000
St. Tammany, Louisiana 547 $ 89,907,000 $ 164,363 $ 69,000
Travis, Texas 543 $ 128,403,000 $ 236,469 $ 113,000
Kings, New York 541 $ 229,596,000 $ 424,391 $ 94,000
Morris, New Jersey 536 $ 177,272,000 $ 330,731 $ 122,000
Hancock, Indiana 523 $ 80,364,000 $ 153,659 $ 67,000
Onondaga, New York 519 $ 62,225,000 $ 119,894 $ 62,000
Delaware, Pennsylvania 516 $ 108,675,000 $ 210,610 $ 78,000
Penobscot, Maine 511 $ 73,076,000 $ 143,005 $ 57,000
Prince William, Virginia 510 $ 143,136,000 $ 280,658 $ 84,000
Philadelphia, Pennsylvania 507 $ 90,341,000 $ 178,187 $ 61,000
Collin, Texas 506 $ 103,677,000 $ 204,895 $ 101,000
Miami-Dade, Florida 503 $ 201,022,000 $ 399,646 $ 42,000
Carroll, Maryland 486 $ 136,802,000 $ 281,485 $ 94,000
Denver, Colorado 483 $ 107,814,000 $ 223,217 $ 81,000
Allegheny, Pennsylvania 483 $ 84,398,000 $ 174,737 $ 90,000
New Haven, Connecticut 481 $ 107,422,000 $ 223,330 $ 71,000
Chester, Pennsylvania 476 $ 126,287,000 $ 265,308 $ 109,000
Polk, Iowa 474 $ 74,963,000 $ 158,149 $ 63,000
Greene, Missouri 471 $ 60,782,000 $ 129,048 $ 60,000
Somerset, New Jersey 471 $ 147,664,000 $ 313,511 $ 118,000
St. Clair, Illinois 469 $ 60,937,000 $ 129,929 $ 51,000
York, Pennsylvania 469 $ 84,590,000 $ 180,362 $ 65,000
Jefferson, Kentucky 465 $ 84,654,000 $ 182,051 $ 73,000
Guilford, North Carolina 465 $ 81,775,000 $ 175,860 $ 76,000
Will, Illinois 464 $ 101,156,000 $ 218,008 $ 47,000
Wayne, Michigan 458 $ 59,195,000 $ 129,246 $ 60,000
Dauphin, Pennsylvania 457 $ 74,425,000 $ 162,855 $ 72,000
Arapahoe, Colorado 451 $ 102,339,000 $ 226,915 $ 67,000
Frederick, Maryland 447 $ 122,845,000 $ 274,821 $ 89,000
Jefferson, Colorado 444 $ 107,363,000 $ 241,808 $ 83,000
Sandoval, New Mexico 441 $ 94,856,000 $ 215,092 $ 77,000
Fairfield, Connecticut 439 $ 154,057,000 $ 350,927 $ 128,000
Douglas, Colorado 437 $ 120,978,000 $ 276,837 $ 101,000
Kent, Rhode Island 436 $ 87,498,000 $ 200,683 $ 67,000
Cumberland, Maine 435 $ 91,551,000 $ 210,462 $ 83,000
Hillsborough, Florida 433 $ 69,798,000 $ 161,196 $ 51,000
Marion, Oregon 430 $ 87,741,000 $ 204,048 $ 60,000
Bergen, New Jersey 429 $ 155,114,000 $ 361,571 $ 130,000
Butler, Kansas 423 $ 57,362,000 $ 135,607 $ 70,000
Bucks, Pennsylvania 421 $ 107,024,000 $ 254,213 $ 95,000
Suffolk, New York 418 $ 139,243,000 $ 333,117 $ 76,000
San Joaquin, California 412 $ 94,019,000 $ 228,201 $ 75,000
Thurston, Washington 409 $ 100,728,000 $ 246,278 $ 76,000
Camden, New Jersey 408 $ 78,678,000 $ 192,838 $ 74,000
Oklahoma, Oklahoma 408 $ 67,912,000 $ 166,450 $ 81,000
El Paso, Colorado 407 $ 90,056,000 $ 221,267 $ 74,000
Hartford, Connecticut 407 $ 90,838,000 $ 223,189 $ 84,000
Queens, New York 405 $ 150,614,000 $ 371,886 $ 62,000
Union, New Jersey 395 $ 130,583,000 $ 330,589 $ 106,000
DeKalb, Georgia 392 $ 73,299,000 $ 186,987 $ 70,000
Northampton, Pennsylvania 392 $ 74,773,000 $ 190,747 $ 75,000
Kent, Delaware 390 $ 80,257,000 $ 205,787 $ 59,000
Wicomico, Maryland 386 $ 72,065,000 $ 186,696 $ 77,000
York, Maine 385 $ 79,003,000 $ 205,202 $ 76,000
Burlington, New Jersey 384 $ 90,571,000 $ 235,861 $ 95,000
Weber, Utah 382 $ 65,767,000 $ 172,164 $ 49,000
Placer, California 381 $ 116,010,000 $ 304,488 $ 105,000
Chesapeake, Virginia 381 $ 87,872,000 $ 230,635 $ 67,000
Johnson, Kansas 379 $ 75,249,000 $ 198,546 $ 75,000
Arlington, Virginia 379 $ 156,085,000 $ 411,833 $ 152,000
Mecklenburg, North Carolina 376 $ 76,900,000 $ 204,521 $ 81,000
Lake, Indiana 368 $ 57,965,000 $ 157,513 $ 58,000
Worcester, Maryland 367 $ 89,953,000 $ 245,103 $ 139,000
Cumberland, Pennsylvania 363 $ 66,501,000 $ 183,198 $ 82,000
San Juan, New Mexico 362 $ 71,518,000 $ 197,563 $ 73,000
Bonneville, Idaho 361 $ 58,415,000 $ 161,814 $ 63,000
Orange, Florida 359 $ 58,023,000 $ 161,623 $ 52,000
Kane, Illinois 358 $ 76,299,000 $ 213,125 $ 50,000
Elmore, Idaho 357 $ 60,469,000 $ 169,380 $ 59,000
Merrimack, New Hampshire 353 $ 70,546,000 $ 199,847 $ 83,000
Pinellas, Florida 352 $ 57,847,000 $ 164,338 $ 49,000
Palm Beach, Florida 349 $ 82,553,000 $ 236,541 $ 118,000
Lehigh, Pennsylvania 347 $ 64,336,000 $ 185,406 $ 76,000
Chesterfield, Virginia 342 $ 74,567,000 $ 218,032 $ 76,000
Essex, New Jersey 339 $ 114,572,000 $ 337,970 $ 111,000
Washington, Rhode Island 336 $ 82,957,000 $ 246,895 $ 93,000
Lake, Illinois 330 $ 78,893,000 $ 239,069 $ 67,000
Allen, Indiana 330 $ 42,618,000 $ 129,145 $ 47,000
Nassau, New York 328 $ 118,085,000 $ 360,015 $ 91,000
Santa Fe, New Mexico 326 $ 87,706,000 $ 269,036 $ 99,000
Santa Barbara, California 325 $ 139,893,000 $ 430,440 $ 146,000
Broward, Florida 325 $ 65,006,000 $ 200,018 $ 61,000
Kootenai, Idaho 325 $ 66,716,000 $ 205,280 $ 82,000
Johnson, Indiana 321 $ 46,377,000 $ 144,476 $ 58,000
Jackson, Oregon 314 $ 61,092,000 $ 194,560 $ 70,000
Twin Falls, Idaho 293 $ 42,818,000 $ 146,136 $ 58,000
Tippecanoe, Indiana 287 $ 33,515,000 $ 116,777 $ 50,000
Morgan, Indiana 281 $ 42,792,000 $ 152,284 $ 62,000
Hudson, New Jersey 280 $ 98,759,000 $ 352,710 $ 124,000
Adams, Colorado 279 $ 56,525,000 $ 202,598 $ 54,000
Montgomery, Texas 279 $ 62,134,000 $ 222,702 $ 106,000
Tulsa, Oklahoma 276 $ 52,229,000 $ 189,235 $ 96,000
Benton, Washington 276 $ 48,966,000 $ 177,413 $ 77,000
Westchester, New York 274 $ 107,552,000 $ 392,525 $ 144,000
Rockland, New York 271 $ 87,596,000 $ 323,232 $ 113,000
Fort Bend, Texas 271 $ 49,421,000 $ 182,365 $ 94,000
Washington, Utah 271 $ 55,902,000 $ 206,280 $ 76,000
Chatham, Georgia 270 $ 50,438,000 $ 186,807 $ 65,000
Kitsap, Washington 270 $ 72,413,000 $ 268,196 $ 87,000
Gloucester, New Jersey 265 $ 54,903,000 $ 207,181 $ 83,000
Coweta, Georgia 264 $ 50,118,000 $ 189,840 $ 72,000
Clay, Missouri 263 $ 39,077,000 $ 148,581 $ 54,000
Marin, California 262 $ 130,103,000 $ 496,576 $ 187,000
Deschutes, Oregon 259 $ 62,522,000 $ 241,397 $ 101,000
San Luis Obispo, California 258 $ 95,048,000 $ 368,403 $ 135,000
McHenry, Illinois 254 $ 54,364,000 $ 214,031 $ 58,000
Yolo, California 251 $ 76,886,000 $ 306,318 $ 146,000
Williamson, Texas 251 $ 45,948,000 $ 183,059 $ 83,000
Hunterdon, New Jersey 249 $ 75,963,000 $ 305,072 $ 151,000
Oakland, Michigan 248 $ 48,514,000 $ 195,620 $ 79,000
Pike, Pennsylvania 248 $ 45,694,000 $ 184,250 $ 91,000
Henrico, Virginia 248 $ 49,873,000 $ 201,100 $ 74,000
Hampden, Massachusetts 247 $ 45,074,000 $ 182,485 $ 55,000
Sonoma, California 243 $ 87,311,000 $ 359,304 $ 136,000
St. Mary's, Maryland 243 $ 65,242,000 $ 268,485 $ 96,000
Fayette, Georgia 242 $ 52,103,000 $ 215,301 $ 91,000
Dare, North Carolina 242 $ 61,310,000 $ 253,347 $ 153,000
Bingham, Idaho 241 $ 36,115,000 $ 149,854 $ 55,000
Seminole, Florida 239 $ 43,148,000 $ 180,535 $ 71,000
Jasper, Iowa 238 $ 28,859,000 $ 121,256 $ 57,000
Mohave, Arizona 237 $ 36,330,000 $ 153,291 $ 69,000
Delaware, Indiana 237 $ 23,272,000 $ 98,194 $ 41,000
Yavapai, Arizona 235 $ 48,257,000 $ 205,348 $ 68,000
Cass, Missouri 235 $ 34,925,000 $ 148,617 $ 56,000
Alexandria, Virginia 233 $ 89,844,000 $ 385,596 $ 145,000
Norfolk, Virginia 229 $ 49,617,000 $ 216,668 $ 70,000
Hennepin, Minnesota 223 $ 50,971,000 $ 228,569 $ 78,000
Kern, California 215 $ 37,891,000 $ 176,237 $ 61,000
St. Louis City, Missouri 215 $ 28,392,000 $ 132,055 $ 48,000
Missoula, Montana 214 $ 47,834,000 $ 223,523 $ 94,000
Bexar, Texas 214 $ 35,311,000 $ 165,004 $ 61,000
Charles, Maryland 208 $ 62,487,000 $ 300,418 $ 86,000
Dutchess, New York 203 $ 50,419,000 $ 248,369 $ 88,000
Franklin, Pennsylvania 203 $ 32,077,000 $ 158,014 $ 59,000
Lee, Florida 199 $ 34,640,000 $ 174,070 $ 77,000
Orange, New York 199 $ 47,414,000 $ 238,261 $ 92,000
Duval, Florida 197 $ 31,621,000 $ 160,512 $ 27,000
El Dorado, California 195 $ 61,336,000 $ 314,543 $ 136,000
Monroe, Indiana 195 $ 34,793,000 $ 178,425 $ 74,000
Henry, Georgia 194 $ 29,300,000 $ 151,030 $ 52,000
Clark, Indiana 194 $ 25,963,000 $ 133,829 $ 53,000
Cleveland, Oklahoma 193 $ 32,922,000 $ 170,580 $ 83,000
Lincoln, New Mexico 192 $ 39,832,000 $ 207,458 $ 135,000
Paulding, Georgia 181 $ 28,601,000 $ 158,016 $ 50,000
Calvert, Maryland 180 $ 53,308,000 $ 296,155 $ 99,000
Forsyth, Georgia 179 $ 40,525,000 $ 226,396 $ 84,000
Berks, Pennsylvania 178 $ 31,479,000 $ 176,848 $ 73,000
Kennebec, Maine 177 $ 24,008,000 $ 135,638 $ 58,000
Pasco, Florida 176 $ 22,415,000 $ 127,357 $ 35,000
Solano, California 175 $ 41,913,000 $ 239,502 $ 77,000
Mercer, New Jersey 175 $ 43,112,000 $ 246,354 $ 89,000
Seward, Kansas 173 $ 20,665,000 $ 119,450 $ 66,000
Cherokee, Georgia 169 $ 31,257,000 $ 184,952 $ 69,000
Muscogee, Georgia 169 $ 25,837,000 $ 152,881 $ 65,000
Strafford, New Hampshire 169 $ 35,159,000 $ 208,041 $ 76,000
Bristol, Rhode Island 169 $ 41,897,000 $ 247,911 $ 102,000
Cape May, New Jersey 168 $ 48,008,000 $ 285,761 $ 149,000
Winnebago, Illinois 167 $ 21,843,000 $ 130,796 $ 28,000
Valencia, New Mexico 167 $ 28,892,000 $ 173,005 $ 65,000
Whatcom, Washington 167 $ 41,621,000 $ 249,227 $ 86,000
Ottawa, Michigan 166 $ 25,935,000 $ 156,234 $ 58,000
Passaic, New Jersey 166 $ 46,103,000 $ 277,728 $ 81,000
Franklin, Washington 165 $ 26,608,000 $ 161,260 $ 64,000
Jefferson, Missouri 164 $ 25,911,000 $ 157,993 $ 42,000
Cowlitz, Washington 164 $ 31,546,000 $ 192,353 $ 66,000
Queen Anne's, Maryland 162 $ 45,318,000 $ 279,740 $ 99,000
Butler, Pennsylvania 162 $ 34,428,000 $ 212,518 $ 94,000
Oswego, New York 160 $ 15,716,000 $ 98,225 $ 60,000
Frederick, Virginia 160 $ 35,059,000 $ 219,118 $ 69,000
Weld, Colorado 159 $ 30,396,000 $ 191,169 $ 54,000
Clinton, New York 159 $ 20,655,000 $ 129,905 $ 64,000
Washington, Maryland 158 $ 32,106,000 $ 203,202 $ 64,000
Cabell, West Virginia 157 $ 22,337,000 $ 142,273 $ 87,000
Carroll, New Hampshire 154 $ 27,401,000 $ 177,928 $ 92,000
Sussex, New Jersey 154 $ 39,057,000 $ 253,616 $ 85,000
Yamhill, Oregon 154 $ 36,694,000 $ 238,272 $ 72,000
Valley, Idaho 153 $ 33,719,000 $ 220,385 $ 139,000
Fresno, California 151 $ 29,095,000 $ 192,682 $ 68,000
Stanislaus, California 151 $ 28,566,000 $ 189,178 $ 56,000
Christian, Missouri 151 $ 21,025,000 $ 139,238 $ 54,000
Erie, Pennsylvania 150 $ 17,595,000 $ 117,300 $ 48,000
Monterey, California 149 $ 47,837,000 $ 321,053 $ 99,000
Polk, Florida 148 $ 20,158,000 $ 136,202 $ 24,000
Henry, Indiana 147 $ 15,066,000 $ 102,489 $ 47,000
Saratoga, New York 147 $ 29,007,000 $ 197,326 $ 74,000
Portsmouth, Virginia 147 $ 23,941,000 $ 162,863 $ 40,000
Mesa, Colorado 145 $ 31,367,000 $ 216,324 $ 66,000
Box Elder, Utah 145 $ 25,940,000 $ 178,896 $ 56,000
Dona Ana, New Mexico 143 $ 27,133,000 $ 189,741 $ 69,000
Rutland, Vermont 143 $ 22,981,000 $ 160,706 $ 83,000
Boulder, Colorado 142 $ 39,352,000 $ 277,126 $ 88,000
Volusia, Florida 140 $ 22,413,000 $ 160,092 $ 43,000
St. Joseph, Indiana 139 $ 17,751,000 $ 127,705 $ 52,000
Hamilton, Ohio 139 $ 26,996,000 $ 194,215 $ 86,000
Newport, Rhode Island 135 $ 38,619,000 $ 286,066 $ 124,000
Spartanburg, South Carolina 135 $ 20,365,000 $ 150,851 $ 62,000
La Plata, Colorado 134 $ 36,198,000 $ 270,134 $ 84,000
Androscoggin, Maine 134 $ 20,198,000 $ 150,731 $ 53,000
Atlantic, New Jersey 134 $ 31,669,000 $ 236,335 $ 92,000
Tooele, Utah 134 $ 26,375,000 $ 196,828 $ 52,000
Richmond City, Virginia 134 $ 22,649,000 $ 169,022 $ 63,000
Union, North Carolina 131 $ 27,738,000 $ 211,740 $ 77,000
Elkhart, Indiana 129 $ 16,202,000 $ 125,596 $ 52,000
Linn, Oregon 129 $ 23,698,000 $ 183,705 $ 67,000
Franklin, Ohio 127 $ 22,571,000 $ 177,724 $ 80,000
Monroe, Pennsylvania 127 $ 20,636,000 $ 162,488 $ 69,000
Cameron, Texas 127 $ 19,243,000 $ 151,519 $ 73,000
Suffolk, Virginia 127 $ 28,875,000 $ 227,362 $ 60,000
Milwaukee, Wisconsin 127 $ 17,623,000 $ 138,763 $ 22,000
Collier, Florida 125 $ 29,607,000 $ 236,856 $ 122,000
Lebanon, Pennsylvania 125 $ 22,123,000 $ 176,984 $ 76,000
Horry, South Carolina 125 $ 22,486,000 $ 179,888 $ 73,000
Porter, Indiana 124 $ 22,928,000 $ 184,903 $ 70,000
Cowley, Kansas 124 $ 12,541,000 $ 101,137 $ 62,000
Boone, Indiana 123 $ 26,411,000 $ 214,723 $ 106,000
Hampton, Virginia 123 $ 20,631,000 $ 167,731 $ 31,000
Reno, Kansas 121 $ 13,581,000 $ 112,239 $ 66,000
Brazoria, Texas 119 $ 19,021,000 $ 159,840 $ 81,000
Hanover, Virginia 119 $ 28,122,000 $ 236,319 $ 81,000
Coconino, Arizona 118 $ 30,704,000 $ 260,203 $ 148,000
Richmond, New York 118 $ 37,230,000 $ 315,508 $ 66,000
Clayton, Georgia 117 $ 12,622,000 $ 107,880 $ 33,000
Bonner, Idaho 117 $ 25,672,000 $ 219,418 $ 85,000
Charleston, South Carolina 117 $ 29,279,000 $ 250,247 $ 97,000
Cecil, Maryland 116 $ 26,646,000 $ 229,706 $ 76,000
Talbot, Maryland 116 $ 32,054,000 $ 276,327 $ 109,000
Andrew, Missouri 116 $ 16,391,000 $ 141,301 $ 69,000
Alachua, Florida 115 $ 21,253,000 $ 184,808 $ 97,000
Lackawanna, Pennsylvania 114 $ 16,061,000 $ 140,885 $ 56,000
Benton, Arkansas 113 $ 18,558,000 $ 164,230 $ 71,000
Jefferson, Idaho 113 $ 19,735,000 $ 174,646 $ 67,000
Yellowstone, Montana 113 $ 22,479,000 $ 198,929 $ 90,000
New York, New York 113 $ 68,671,000 $ 607,707 $ 263,000
Summit, Utah 113 $ 40,427,000 $ 357,761 $ 151,000
Cascade, Montana 112 $ 19,066,000 $ 170,232 $ 67,000
Forsyth, North Carolina 110 $ 16,999,000 $ 154,536 $ 62,000
Wichita, Texas 109 $ 13,307,000 $ 122,082 $ 65,000
Macomb, Michigan 108 $ 13,987,000 $ 129,509 $ 46,000
Newport News, Virginia 108 $ 17,819,000 $ 164,990 $ 42,000
Otsego, New York 107 $ 21,485,000 $ 200,794 $ 116,000
Polk, Oregon 107 $ 23,362,000 $ 218,336 $ 70,000
Shelby, Tennessee 107 $ 15,832,000 $ 147,962 $ 56,000
Island, Washington 107 $ 31,213,000 $ 291,710 $ 96,000
Kendall, Illinois 105 $ 22,829,000 $ 217,419 $ 33,000
Beaver, Pennsylvania 105 $ 13,799,000 $ 131,419 $ 64,000
Shawnee, Kansas 104 $ 14,656,000 $ 140,923 $ 58,000
Larimer, Colorado 103 $ 22,645,000 $ 219,854 $ 72,000
Platte, Missouri 103 $ 18,840,000 $ 182,912 $ 72,000
Davidson, Tennessee 103 $ 16,152,000 $ 156,815 $ 44,000
Galveston, Texas 102 $ 19,454,000 $ 190,725 $ 86,000
Manatee, Florida 101 $ 19,120,000 $ 189,306 $ 62,000
Floyd, Indiana 100 $ 16,253,000 $ 162,530 $ 73,000
Greenville, South Carolina 99 $ 16,092,000 $ 162,545 $ 52,000
Lake, Florida 97 $ 16,609,000 $ 171,226 $ 42,000
St. Clair, Michigan 97 $ 11,715,000 $ 120,773 $ 26,000
Warren, New Jersey 97 $ 20,686,000 $ 213,257 $ 69,000
Montrose, Colorado 96 $ 19,056,000 $ 198,500 $ 65,000
Luzerne, Pennsylvania 96 $ 12,862,000 $ 133,979 $ 65,000
Vanderburgh, Indiana 95 $ 13,415,000 $ 141,210 $ 78,000
Stafford, Virginia 95 $ 29,231,000 $ 307,694 $ 80,000
Brevard, Florida 93 $ 14,405,000 $ 154,892 $ 34,000
Dakota, Minnesota 93 $ 20,423,000 $ 219,602 $ 73,000
Bronx, New York 93 $ 33,157,000 $ 356,526 $ 58,000
Grafton, New Hampshire 92 $ 18,061,000 $ 196,315 $ 109,000
Oneida, New York 92 $ 9,939,000 $ 108,032 $ 58,000
Jefferson, Alabama 91 $ 12,484,000 $ 137,186 $ 23,000
Jefferson, Louisiana 91 $ 16,618,000 $ 182,615 $ 57,000
Washtenaw, Michigan 91 $ 19,205,000 $ 211,043 $ 97,000
Calaveras, California 90 $ 20,088,000 $ 223,200 $ 107,000
Sarasota, Florida 89 $ 17,897,000 $ 201,089 $ 52,000
Skagit, Washington 89 $ 22,734,000 $ 255,438 $ 70,000
Lincoln, Wyoming 89 $ 20,588,000 $ 231,325 $ 97,000
Cortland, New York 88 $ 9,361,000 $ 106,375 $ 58,000
East Baton Rouge, Louisiana 87 $ 13,664,000 $ 157,057 $ 73,000
Washington, Pennsylvania 87 $ 18,515,000 $ 212,816 $ 95,000
Delta, Colorado 86 $ 16,666,000 $ 193,790 $ 60,000
Oldham, Kentucky 86 $ 20,471,000 $ 238,034 $ 104,000
Durham, North Carolina 86 $ 15,983,000 $ 185,848 $ 78,000
New London, Connecticut 85 $ 20,465,000 $ 240,764 $ 83,000
Douglas, Kansas 85 $ 14,240,000 $ 167,529 $ 77,000
Westmoreland, Pennsylvania 85 $ 15,114,000 $ 177,811 $ 81,000
Putnam, West Virginia 85 $ 13,945,000 $ 164,058 $ 74,000
Chelan, Washington 84 $ 20,483,000 $ 243,845 $ 124,000
Middlesex, Connecticut 83 $ 19,282,000 $ 232,313 $ 59,000
Hood River, Oregon 83 $ 21,521,000 $ 259,289 $ 111,000
Minnehaha, South Dakota 83 $ 12,872,000 $ 155,084 $ 66,000
Uintah, Utah 83 $ 16,021,000 $ 193,024 $ 40,000
Lee, Alabama 82 $ 11,887,000 $ 144,963 $ 58,000
Marion, Florida 82 $ 11,767,000 $ 143,500 $ 19,000
Hancock, Maine 82 $ 14,323,000 $ 174,670 $ 68,000
Sagadahoc, Maine 82 $ 13,176,000 $ 160,682 $ 62,000
Anoka, Minnesota 82 $ 17,947,000 $ 218,865 $ 106,000
Douglas, Georgia 81 $ 12,421,000 $ 153,345 $ 41,000
Jerome, Idaho 81 $ 10,663,000 $ 131,641 $ 49,000
Lawrence, Ohio 81 $ 10,842,000 $ 133,851 $ 59,000
Brazos, Texas 81 $ 15,882,000 $ 196,074 $ 108,000
Wayne, West Virginia 81 $ 9,379,000 $ 115,790 $ 59,000
Craighead, Arkansas 80 $ 13,246,000 $ 165,575 $ 72,000
Osceola, Florida 80 $ 11,460,000 $ 143,250 $ 58,000
Osage, Missouri 80 $ 11,061,000 $ 138,262 $ 66,000
El Paso, Texas 80 $ 12,311,000 $ 153,887 $ 85,000
Kosciusko, Indiana 79 $ 11,311,000 $ 143,177 $ 60,000
Belknap, New Hampshire 79 $ 15,479,000 $ 195,936 $ 99,000
Erie, New York 79 $ 12,057,000 $ 152,620 $ 74,000
Warren, New York 79 $ 12,425,000 $ 157,278 $ 75,000
Ravalli, Montana 78 $ 18,242,000 $ 233,871 $ 61,000
Nevada, California 77 $ 23,905,000 $ 310,454 $ 142,000
Scott, Minnesota 77 $ 17,361,000 $ 225,467 $ 90,000
Cuyahoga, Ohio 77 $ 11,058,000 $ 143,610 $ 30,000
Adams, Pennsylvania 77 $ 16,077,000 $ 208,792 $ 85,000
Yakima, Washington 77 $ 13,646,000 $ 177,220 $ 61,000
Navajo, Arizona 76 $ 15,541,000 $ 204,486 $ 89,000
Litchfield, Connecticut 76 $ 17,298,000 $ 227,605 $ 70,000
Dane, Wisconsin 76 $ 16,485,000 $ 216,907 $ 66,000
Maui, Hawaii 75 $ 27,076,000 $ 361,013 $ 79,000
Blaine, Idaho 75 $ 24,632,000 $ 328,426 $ 142,000
Hays, Texas 75 $ 15,205,000 $ 202,733 $ 94,000
Stevens, Washington 75 $ 13,270,000 $ 176,933 $ 79,000
Lawrence, Indiana 74 $ 9,301,000 $ 125,689 $ 55,000
Washington, Minnesota 74 $ 17,895,000 $ 241,824 $ 85,000
Johnston, North Carolina 74 $ 11,547,000 $ 156,040 $ 48,000
Knox, Tennessee 74 $ 12,295,000 $ 166,148 $ 63,000
Chittenden, Vermont 74 $ 15,257,000 $ 206,175 $ 59,000
Currituck, North Carolina 73 $ 20,965,000 $ 287,191 $ 122,000
Canadian, Oklahoma 73 $ 12,445,000 $ 170,479 $ 75,000
Perry, Pennsylvania 73 $ 11,999,000 $ 164,369 $ 76,000
Albemarle, Virginia 73 $ 18,287,000 $ 250,506 $ 96,000
Saline, Kansas 72 $ 9,107,000 $ 126,486 $ 70,000
Sumner, Kansas 72 $ 7,704,000 $ 107,000 $ 60,000
Fayette, Kentucky 72 $ 12,239,000 $ 169,986 $ 76,000
Flathead, Montana 72 $ 16,081,000 $ 223,347 $ 114,000
Taos, New Mexico 72 $ 17,321,000 $ 240,569 $ 105,000
Ulster, New York 72 $ 16,127,000 $ 223,986 $ 86,000
Hidalgo, Texas 72 $ 9,476,000 $ 131,611 $ 92,000
Wayne, Indiana 71 $ 6,525,000 $ 91,901 $ 28,000
Lafayette, Louisiana 70 $ 12,470,000 $ 178,142 $ 82,000
Albany, New York 70 $ 12,285,000 $ 175,500 $ 69,000
Shelby, Indiana 69 $ 9,053,000 $ 131,202 $ 49,000
Oxford, Maine 69 $ 10,663,000 $ 154,536 $ 71,000
Carter, Oklahoma 69 $ 10,247,000 $ 148,507 $ 78,000
Columbia, Oregon 69 $ 13,577,000 $ 196,768 $ 60,000
Douglas, Oregon 69 $ 14,760,000 $ 213,913 $ 57,000
Rockwall, Texas 69 $ 15,122,000 $ 219,159 $ 98,000
Pulaski, Arkansas 68 $ 8,945,000 $ 131,544 $ 52,000
Shasta, California 68 $ 14,250,000 $ 209,558 $ 62,000
Fauquier, Virginia 68 $ 19,971,000 $ 293,691 $ 83,000
Lewis, Washington 68 $ 12,895,000 $ 189,632 $ 67,000
Yuma, Arizona 67 $ 10,136,000 $ 151,283 $ 47,000
St. Johns, Florida 67 $ 16,397,000 $ 244,731 $ 72,000
Effingham, Georgia 67 $ 11,020,000 $ 164,477 $ 56,000
Phelps, Missouri 67 $ 8,997,000 $ 134,283 $ 69,000
Carson City, Nevada 67 $ 14,348,000 $ 214,149 $ 74,000
Caroline, Maryland 66 $ 13,215,000 $ 200,227 $ 75,000
Nueces, Texas 66 $ 8,971,000 $ 135,924 $ 56,000
Parker, Texas 66 $ 14,680,000 $ 222,424 $ 94,000
Pulaski, Missouri 65 $ 10,044,000 $ 154,523 $ 65,000
Berkeley, South Carolina 65 $ 11,295,000 $ 173,769 $ 57,000
Wyandotte, Kansas 64 $ 7,553,000 $ 118,015 $ 36,000
Cabarrus, North Carolina 64 $ 12,503,000 $ 195,359 $ 73,000
Blair, Pennsylvania 64 $ 10,014,000 $ 156,468 $ 73,000
Cole, Missouri 63 $ 8,657,000 $ 137,412 $ 63,000
Monroe, New York 63 $ 8,640,000 $ 137,142 $ 59,000
Gregg, Texas 63 $ 8,166,000 $ 129,619 $ 61,000
Butte, California 62 $ 13,342,000 $ 215,193 $ 83,000
Harris, Georgia 62 $ 12,767,000 $ 205,919 $ 80,000
Hawaii, Hawaii 62 $ 18,007,000 $ 290,435 $ 80,000
Grant, Indiana 62 $ 4,969,000 $ 80,145 $ 34,000
Ellis, Kansas 62 $ 8,319,000 $ 134,177 $ 87,000
Napa, California 61 $ 23,955,000 $ 392,704 $ 165,000
Ramsey, Minnesota 61 $ 10,853,000 $ 177,918 $ 80,000
Benton, Oregon 61 $ 13,428,000 $ 220,131 $ 79,000
Park, Wyoming 61 $ 10,400,000 $ 170,491 $ 58,000
Gem, Idaho 60 $ 11,292,000 $ 188,200 $ 64,000
Boone, Missouri 60 $ 9,662,000 $ 161,033 $ 50,000
Franklin, Missouri 60 $ 9,129,000 $ 152,150 $ 40,000
Henry, Missouri 60 $ 5,557,000 $ 92,616 $ 49,000
Madison, New York 60 $ 6,687,000 $ 111,450 $ 65,000
Richland, South Carolina 60 $ 10,207,000 $ 170,116 $ 52,000
York, South Carolina 60 $ 13,710,000 $ 228,500 $ 89,000
Windham, Connecticut 59 $ 12,021,000 $ 203,745 $ 62,000
Carroll, Georgia 59 $ 7,120,000 $ 120,677 $ 47,000
Hall, Georgia 59 $ 10,901,000 $ 184,762 $ 81,000
Berkshire, Massachusetts 59 $ 11,397,000 $ 193,169 $ 70,000
Warren, Ohio 59 $ 12,979,000 $ 219,983 $ 91,000
Clatsop, Oregon 59 $ 13,235,000 $ 224,322 $ 111,000
Cochise, Arizona 58 $ 9,539,000 $ 164,465 $ 46,000
Clay, Florida 58 $ 9,085,000 $ 156,637 $ 53,000
Lyon, Nevada 58 $ 9,749,000 $ 168,086 $ 64,000
Chaves, New Mexico 58 $ 7,228,000 $ 124,620 $ 51,000
Taney, Missouri 57 $ 9,373,000 $ 164,438 $ 44,000
Josephine, Oregon 57 $ 12,642,000 $ 221,789 $ 83,000
Johnson, Texas 57 $ 9,007,000 $ 158,017 $ 73,000
Washington, Arkansas 56 $ 10,664,000 $ 190,428 $ 78,000
Merced, California 56 $ 9,461,000 $ 168,946 $ 61,000
Mono, California 56 $ 16,555,000 $ 295,625 $ 242,000
Berkeley, West Virginia 56 $ 11,263,000 $ 201,125 $ 40,000
Butler, Ohio 55 $ 9,943,000 $ 180,781 $ 67,000
Bell, Texas 55 $ 8,738,000 $ 158,872 $ 68,000
Webb, Texas 55 $ 7,584,000 $ 137,890 $ 59,000
Gila, Arizona 54 $ 10,351,000 $ 191,685 $ 84,000
Tuolumne, California 54 $ 12,246,000 $ 226,777 $ 92,000
Summit, Colorado 54 $ 15,819,000 $ 292,944 $ 142,000
St. Lucie, Florida 54 $ 7,117,000 $ 131,796 $ 56,000
Carroll, Indiana 54 $ 5,382,000 $ 99,666 $ 46,000
Salem, New Jersey 54 $ 9,284,000 $ 171,925 $ 64,000
Essex, New York 54 $ 8,682,000 $ 160,777 $ 85,000
Putnam, New York 54 $ 16,021,000 $ 296,685 $ 91,000
Schenectady, New York 54 $ 9,222,000 $ 170,777 $ 72,000
Ellis, Texas 54 $ 8,541,000 $ 158,166 $ 142,000
Cayuga, New York 53 $ 5,702,000 $ 107,584 $ 56,000
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Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 139,857 $34,270,935,000 $245,000 $99,999,000 $84,000 $9,999,000
Home Purchase 70,845 $14,667,762,000 $207,000 $3,343,000 $86,000 $7,171,000
Home Improvement 1,291 $324,131,000 $251,000 $1,674,000 $97,000 $1,404,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 157,585 $36,042,402,000 $228,000 $4,166,000 $88,000 $9,999,000
Not Provided 17,888 $4,665,234,000 $260,000 $2,850,000 $92,000 $5,617,000
Hispanic 12,581 $2,488,289,000 $197,000 $1,350,000 $59,000 $6,798,000
Black or African American 10,764 $2,073,530,000 $192,000 $1,600,000 $46,000 $3,000,000
Asian 9,406 $2,964,141,000 $315,000 $1,999,000 $109,000 $7,171,000
Not applicable 2,405 $688,499,000 $286,000 $99,999,000 $0 $0
Native Hawaiian or Other Pacific Islander 790 $221,361,000 $280,000 $794,000 $84,000 $3,031,000
American Indian or Alaskan Native 574 $119,372,000 $207,000 $730,000 $69,000 $821,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 120,633 $31,203,813,000 $258,000 $99,999,000 $116,000 $9,999,000
FHA-insured (Federal Housing Administration) 77,713 $15,371,546,000 $197,000 $1,158,000 $40,000 $1,836,000
VA-guaranteed (Veterans Administration) 9,918 $2,174,893,000 $219,000 $845,000 $65,000 $464,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,729 $512,576,000 $137,000 $447,000 $45,000 $147,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 157,379 $36,215,926,000 $230,000 $2,850,000 $86,000 $9,999,000
Application Denied By Financial Institution 44,247 $10,527,342,000 $237,000 $4,050,000 $89,000 $9,999,000
Application Withdrawn By Applicant 5,802 $1,351,538,000 $232,000 $3,343,000 $70,000 $4,000,000
Loan Purchased By The Institution 2,404 $588,500,000 $244,000 $1,956,000 $0 $0
Application Approved But Not Accepted 1,842 $516,467,000 $280,000 $99,999,000 $42,000 $1,915,000
File Closed For Incompleteness 319 $63,055,000 $197,000 $4,166,000 $37,000 $2,495,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 13,654 $3,039,203,000 $222,000 $3,000,000 $86,000 $7,171,000
Collateral 11,955 $3,053,202,000 $255,000 $2,500,000 $102,000 $4,771,000
Debt-To-Income Ratio 7,024 $1,766,932,000 $251,000 $1,999,000 $81,000 $3,000,000
Credit History 4,065 $800,054,000 $196,000 $2,125,000 $63,000 $2,658,000
Unverifiable Information 3,843 $1,000,064,000 $260,000 $2,000,000 $102,000 $9,999,000
Other 1,591 $358,563,000 $225,000 $1,250,000 $102,000 $2,556,000
Insufficient Cash (Downpayment, Closing Cost) 1,269 $304,387,000 $239,000 $4,050,000 $83,000 $1,483,000
Employment History 530 $127,353,000 $240,000 $755,000 $97,000 $2,100,000
Mortgage Insurance Denied 316 $77,584,000 $245,000 $720,000 $98,000 $629,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Metlife Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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