Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Midfirst Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd.
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 31,983
Total Mortgage Loan Application Amount $2,908,831,000
Average Mortgage Loan Application Amount $76,333
Highest Mortgage Loan Application Amount $9,500,000
Average Applicant Income $43,333
Highest Applicant Income $4,424,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2009.

Mortgage Loan Application Totals for Midfirst Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 1,238 $ 146,306,000 $ 118,000 $ 83,000
Dallas County Texas 770 $ 58,650,000 $ 76,000 $ 0
Maricopa County Arizona 757 $ 129,925,000 $ 171,000 $ 55,000
Harris County Texas 520 $ 28,907,000 $ 55,000 $ 0
Tarrant County Texas 495 $ 36,872,000 $ 74,000 $ 0
Shelby County Tennessee 442 $ 25,015,000 $ 56,000 $ 1,000
Marion County Indiana 415 $ 35,573,000 $ 85,000 $ 0
Cleveland County Oklahoma 404 $ 38,734,000 $ 95,000 $ 65,000
Bexar County Texas 390 $ 18,992,000 $ 48,000 $ 0
Tulsa County Oklahoma 378 $ 44,171,000 $ 116,000 $ 81,000
Cook County Illinois 355 $ 32,142,000 $ 90,000 $ 3,000
Canadian County Oklahoma 345 $ 30,204,000 $ 87,000 $ 65,000
Wayne County Michigan 290 $ 24,613,000 $ 84,000 $ 0
Clark County Nevada 241 $ 36,582,000 $ 151,000 $ 0
Philadelphia County Pennsylvania 233 $ 13,704,000 $ 58,000 $ 1,000
Mecklenburg County North Carolina 210 $ 19,340,000 $ 92,000 $ 0
St. Louis County Missouri 209 $ 13,469,000 $ 64,000 $ 0
Orange County Florida 207 $ 16,008,000 $ 77,000 $ 0
El Paso County Texas 206 $ 6,651,000 $ 32,000 $ 0
DeKalb County Georgia 196 $ 15,328,000 $ 78,000 $ 0
Franklin County Ohio 194 $ 15,751,000 $ 81,000 $ 0
Jefferson County Alabama 193 $ 7,773,000 $ 40,000 $ 1,000
Miami-Dade County Florida 185 $ 12,161,000 $ 65,000 $ 0
Davidson County Tennessee 166 $ 12,517,000 $ 75,000 $ 2,000
Gwinnett County Georgia 164 $ 17,968,000 $ 109,000 $ 0
Baltimore City County Maryland 159 $ 9,908,000 $ 62,000 $ 3,000
Prince George's County Maryland 159 $ 19,519,000 $ 122,000 $ 1,000
Jackson County Missouri 159 $ 12,640,000 $ 79,000 $ 1,000
El Paso County Colorado 156 $ 21,143,000 $ 135,000 $ 0
Sedgwick County Kansas 156 $ 12,636,000 $ 81,000 $ 0
Cuyahoga County Ohio 149 $ 9,669,000 $ 64,000 $ 0
Travis County Texas 148 $ 13,524,000 $ 91,000 $ 3,000
Jackson County Oklahoma 138 $ 10,047,000 $ 72,000 $ 57,000
Cobb County Georgia 137 $ 13,592,000 $ 99,000 $ 0
Hillsborough County Florida 136 $ 9,868,000 $ 72,000 $ 0
Pottawatomie County Oklahoma 136 $ 9,324,000 $ 68,000 $ 55,000
Clayton County Georgia 135 $ 10,805,000 $ 80,000 $ 0
Genesee County Michigan 130 $ 10,926,000 $ 84,000 $ 0
Pima County Arizona 128 $ 13,045,000 $ 101,000 $ 10,000
New Haven County Connecticut 128 $ 19,053,000 $ 148,000 $ 0
Duval County Florida 128 $ 8,364,000 $ 65,000 $ 0
Wake County North Carolina 128 $ 12,839,000 $ 100,000 $ 1,000
Arapahoe County Colorado 124 $ 15,182,000 $ 122,000 $ 0
Los Angeles County California 123 $ 9,441,000 $ 76,000 $ 0
Adams County Colorado 123 $ 17,573,000 $ 142,000 $ 0
San Bernardino County California 119 $ 10,931,000 $ 91,000 $ 0
Hinds County Mississippi 116 $ 6,326,000 $ 54,000 $ 0
Baltimore County Maryland 115 $ 14,307,000 $ 124,000 $ 3,000
Cumberland County North Carolina 115 $ 6,307,000 $ 54,000 $ 2,000
Grady County Oklahoma 112 $ 8,424,000 $ 75,000 $ 62,000
Denver County Colorado 111 $ 12,534,000 $ 112,000 $ 0
Guilford County North Carolina 109 $ 9,239,000 $ 84,000 $ 0
New Castle County Delaware 108 $ 10,777,000 $ 99,000 $ 0
Broward County Florida 107 $ 7,752,000 $ 72,000 $ 0
Fulton County Georgia 106 $ 7,894,000 $ 74,000 $ 0
Williamson County Texas 106 $ 10,569,000 $ 99,000 $ 0
Denton County Texas 105 $ 9,717,000 $ 92,000 $ 2,000
Salt Lake County Utah 99 $ 14,833,000 $ 149,000 $ 0
Pinellas County Florida 96 $ 5,991,000 $ 62,000 $ 0
Camden County New Jersey 95 $ 8,929,000 $ 93,000 $ 0
Hartford County Connecticut 94 $ 13,818,000 $ 147,000 $ 0
Polk County Florida 92 $ 6,827,000 $ 74,000 $ 0
Macomb County Michigan 92 $ 10,089,000 $ 109,000 $ 0
Nueces County Texas 91 $ 4,395,000 $ 48,000 $ 0
Erie County New York 90 $ 4,324,000 $ 48,000 $ 2,000
Montgomery County Ohio 90 $ 6,958,000 $ 77,000 $ 0
Collin County Texas 89 $ 9,718,000 $ 109,000 $ 5,000
Monroe County New York 88 $ 4,381,000 $ 49,000 $ 1,000
Riverside County California 87 $ 9,169,000 $ 105,000 $ 0
Caddo County Oklahoma 86 $ 5,070,000 $ 58,000 $ 67,000
Johnson County Texas 86 $ 8,084,000 $ 94,000 $ 0
Palm Beach County Florida 85 $ 5,811,000 $ 68,000 $ 0
Madison County Indiana 85 $ 6,855,000 $ 80,000 $ 0
Allegheny County Pennsylvania 84 $ 3,079,000 $ 36,000 $ 2,000
Pinal County Arizona 83 $ 12,725,000 $ 153,000 $ 10,000
Delaware County Pennsylvania 81 $ 6,936,000 $ 85,000 $ 0
Onondaga County New York 80 $ 4,413,000 $ 55,000 $ 2,000
Ada County Idaho 79 $ 11,585,000 $ 146,000 $ 0
Richland County South Carolina 79 $ 5,873,000 $ 74,000 $ 2,000
Virginia Beach County Virginia 79 $ 7,531,000 $ 95,000 $ 0
Mobile County Alabama 78 $ 3,999,000 $ 51,000 $ 2,000
Canyon County Idaho 77 $ 9,699,000 $ 125,000 $ 0
Lake County Indiana 77 $ 4,682,000 $ 60,000 $ 0
Woodward County Oklahoma 77 $ 6,040,000 $ 78,000 $ 59,000
Rutherford County Tennessee 76 $ 7,875,000 $ 103,000 $ 0
Johnson County Indiana 75 $ 7,837,000 $ 104,000 $ 0
Brevard County Florida 74 $ 4,102,000 $ 55,000 $ 0
Bell County Texas 73 $ 4,518,000 $ 61,000 $ 0
Allen County Indiana 71 $ 4,716,000 $ 66,000 $ 0
Oakland County Michigan 70 $ 7,707,000 $ 110,000 $ 0
Texas County Oklahoma 70 $ 4,273,000 $ 61,000 $ 58,000
Fort Bend County Texas 70 $ 4,142,000 $ 59,000 $ 0
Escambia County Florida 69 $ 4,218,000 $ 61,000 $ 0
Volusia County Florida 69 $ 5,225,000 $ 75,000 $ 0
Montgomery County Alabama 68 $ 2,434,000 $ 35,000 $ 1,000
Lee County Florida 68 $ 6,296,000 $ 92,000 $ 0
St. Clair County Illinois 68 $ 4,778,000 $ 70,000 $ 0
Hamilton County Ohio 68 $ 5,138,000 $ 75,000 $ 0
Ellis County Texas 68 $ 7,149,000 $ 105,000 $ 0
Kent County Michigan 67 $ 5,304,000 $ 79,000 $ 0
Greene County Missouri 67 $ 5,526,000 $ 82,000 $ 0
Durham County North Carolina 67 $ 5,159,000 $ 77,000 $ 1,000
Jefferson County Colorado 66 $ 6,808,000 $ 103,000 $ 0
Hamilton County Indiana 66 $ 8,254,000 $ 125,000 $ 0
Douglas County Nebraska 64 $ 6,465,000 $ 101,000 $ 1,000
Hamilton County Tennessee 64 $ 3,891,000 $ 60,000 $ 0
Clark County Washington 63 $ 10,210,000 $ 162,000 $ 0
Paulding County Georgia 62 $ 6,312,000 $ 101,000 $ 0
Anne Arundel County Maryland 62 $ 8,203,000 $ 132,000 $ 1,000
St. Louis City County Missouri 62 $ 3,417,000 $ 55,000 $ 0
Pulaski County Arkansas 61 $ 2,481,000 $ 40,000 $ 1,000
Pasco County Florida 61 $ 4,772,000 $ 78,000 $ 0
Jefferson County Kentucky 61 $ 4,906,000 $ 80,000 $ 0
Pierce County Washington 61 $ 10,747,000 $ 176,000 $ 10,000
Hennepin County Minnesota 60 $ 3,708,000 $ 61,000 $ 0
Lubbock County Texas 60 $ 2,170,000 $ 36,000 $ 0
Henry County Georgia 59 $ 7,893,000 $ 133,000 $ 0
Burlington County New Jersey 59 $ 6,457,000 $ 109,000 $ 7,000
Hendricks County Indiana 58 $ 6,484,000 $ 111,000 $ 0
DeSoto County Mississippi 57 $ 5,011,000 $ 87,000 $ 0
Kane County Illinois 56 $ 6,755,000 $ 120,000 $ 1,000
Will County Illinois 56 $ 6,984,000 $ 124,000 $ 0
Howard County Indiana 53 $ 4,393,000 $ 82,000 $ 0
Sumner County Tennessee 53 $ 5,436,000 $ 102,000 $ 0
Richmond County Georgia 52 $ 1,642,000 $ 31,000 $ 0
Madison County Illinois 52 $ 3,317,000 $ 63,000 $ 4,000
Lancaster County Pennsylvania 52 $ 4,709,000 $ 90,000 $ 0
Bernalillo County New Mexico 51 $ 6,092,000 $ 119,000 $ 0
Washita County Oklahoma 51 $ 2,959,000 $ 58,000 $ 56,000
Providence County Rhode Island 51 $ 10,108,000 $ 198,000 $ 0
San Diego County California 50 $ 3,892,000 $ 77,000 $ 11,000
Muscogee County Georgia 50 $ 3,147,000 $ 62,000 $ 0
Lake County Illinois 50 $ 5,491,000 $ 109,000 $ 1,000
St. Joseph County Indiana 50 $ 3,678,000 $ 73,000 $ 0
Summit County Ohio 50 $ 3,829,000 $ 76,000 $ 0
King County Washington 50 $ 7,205,000 $ 144,000 $ 0
Kern County California 49 $ 3,586,000 $ 73,000 $ 0
Winnebago County Illinois 49 $ 3,926,000 $ 80,000 $ 0
Sacramento County California 48 $ 3,018,000 $ 62,000 $ 0
Caddo County Louisiana 48 $ 2,009,000 $ 41,000 $ 0
Montgomery County Texas 48 $ 4,381,000 $ 91,000 $ 0
Yuma County Arizona 47 $ 4,840,000 $ 102,000 $ 1,000
Seminole County Florida 47 $ 3,838,000 $ 81,000 $ 0
Chatham County Georgia 47 $ 3,156,000 $ 67,000 $ 0
Gloucester County New Jersey 47 $ 5,763,000 $ 122,000 $ 2,000
York County Pennsylvania 47 $ 5,369,000 $ 114,000 $ 1,000
Parker County Texas 47 $ 5,296,000 $ 112,000 $ 0
Norfolk County Virginia 47 $ 3,944,000 $ 83,000 $ 0
Snohomish County Washington 47 $ 8,873,000 $ 188,000 $ 0
Tippecanoe County Indiana 46 $ 4,172,000 $ 90,000 $ 0
Brazoria County Texas 46 $ 3,011,000 $ 65,000 $ 0
Logan County Oklahoma 45 $ 4,350,000 $ 96,000 $ 69,000
Hidalgo County Texas 45 $ 3,188,000 $ 70,000 $ 0
Hunt County Texas 45 $ 4,400,000 $ 97,000 $ 0
Kaufman County Texas 45 $ 4,578,000 $ 101,000 $ 0
Sarasota County Florida 44 $ 3,849,000 $ 87,000 $ 1,000
Multnomah County Oregon 44 $ 5,955,000 $ 135,000 $ 0
Henrico County Virginia 44 $ 3,350,000 $ 76,000 $ 3,000
District of Columbia County District Of Columbia 43 $ 3,562,000 $ 82,000 $ 0
Butler County Ohio 43 $ 3,841,000 $ 89,000 $ 0
East Baton Rouge County Louisiana 42 $ 2,325,000 $ 55,000 $ 0
Prince William County Virginia 42 $ 5,007,000 $ 119,000 $ 0
Madison County Alabama 41 $ 1,825,000 $ 44,000 $ 1,000
Tuscaloosa County Alabama 41 $ 2,912,000 $ 71,000 $ 0
Muskegon County Michigan 41 $ 2,876,000 $ 70,000 $ 0
Chesapeake County Virginia 40 $ 5,601,000 $ 140,000 $ 0
Kent County Delaware 39 $ 5,765,000 $ 147,000 $ 0
Lake County Florida 39 $ 4,797,000 $ 123,000 $ 0
Marion County Florida 39 $ 2,777,000 $ 71,000 $ 0
Bannock County Idaho 39 $ 4,258,000 $ 109,000 $ 0
Elkhart County Indiana 39 $ 3,702,000 $ 94,000 $ 0
Hancock County Indiana 39 $ 4,319,000 $ 110,000 $ 0
Kalamazoo County Michigan 39 $ 3,296,000 $ 84,000 $ 0
Custer County Oklahoma 39 $ 3,806,000 $ 97,000 $ 58,000
Greenville County South Carolina 39 $ 2,939,000 $ 75,000 $ 2,000
Grayson County Texas 39 $ 2,937,000 $ 75,000 $ 0
Osceola County Florida 38 $ 3,989,000 $ 104,000 $ 0
Jefferson County Louisiana 38 $ 1,765,000 $ 46,000 $ 0
Worcester County Massachusetts 38 $ 7,147,000 $ 188,000 $ 1,000
Spartanburg County South Carolina 38 $ 3,188,000 $ 83,000 $ 0
Spokane County Washington 38 $ 3,973,000 $ 104,000 $ 0
Calhoun County Alabama 37 $ 1,693,000 $ 45,000 $ 2,000
DuPage County Illinois 37 $ 4,848,000 $ 131,000 $ 2,000
Wyandotte County Kansas 37 $ 2,119,000 $ 57,000 $ 0
Washoe County Nevada 37 $ 6,043,000 $ 163,000 $ 0
Essex County New Jersey 37 $ 5,668,000 $ 153,000 $ 0
Luzerne County Pennsylvania 37 $ 2,859,000 $ 77,000 $ 0
Cameron County Texas 37 $ 1,872,000 $ 50,000 $ 0
Hays County Texas 37 $ 4,641,000 $ 125,000 $ 0
Chesterfield County Virginia 37 $ 2,674,000 $ 72,000 $ 5,000
Penobscot County Maine 36 $ 4,225,000 $ 117,000 $ 0
Bristol County Massachusetts 36 $ 8,140,000 $ 226,000 $ 0
Clay County Missouri 36 $ 3,856,000 $ 107,000 $ 0
Knox County Tennessee 36 $ 2,358,000 $ 65,000 $ 1,000
Galveston County Texas 36 $ 2,085,000 $ 57,000 $ 0
Smith County Texas 36 $ 2,834,000 $ 78,000 $ 2,000
Rockdale County Georgia 35 $ 3,364,000 $ 96,000 $ 0
Niagara County New York 35 $ 1,889,000 $ 53,000 $ 2,000
Johnston County North Carolina 35 $ 3,388,000 $ 96,000 $ 0
McLennan County Texas 35 $ 2,432,000 $ 69,000 $ 0
Potter County Texas 35 $ 1,882,000 $ 53,000 $ 0
Victoria County Texas 35 $ 2,433,000 $ 69,000 $ 0
Morgan County Indiana 34 $ 3,303,000 $ 97,000 $ 0
Montgomery County Pennsylvania 34 $ 4,152,000 $ 122,000 $ 0
York County South Carolina 34 $ 3,506,000 $ 103,000 $ 0
Fresno County California 33 $ 1,712,000 $ 51,000 $ 0
Honolulu County Hawaii 33 $ 6,317,000 $ 191,000 $ 0
Bossier County Louisiana 33 $ 2,649,000 $ 80,000 $ 0
Atlantic County New Jersey 33 $ 3,301,000 $ 100,000 $ 1,000
New London County Connecticut 32 $ 4,932,000 $ 154,000 $ 0
Delaware County Indiana 32 $ 2,379,000 $ 74,000 $ 0
Hampden County Massachusetts 32 $ 4,235,000 $ 132,000 $ 0
Ramsey County Minnesota 32 $ 1,865,000 $ 58,000 $ 0
Forsyth County North Carolina 32 $ 2,770,000 $ 86,000 $ 1,000
Montgomery County Tennessee 32 $ 2,679,000 $ 83,000 $ 0
Gregg County Texas 32 $ 2,200,000 $ 68,000 $ 0
Weber County Utah 32 $ 3,615,000 $ 112,000 $ 1,000
Richmond City County Virginia 32 $ 1,319,000 $ 41,000 $ 0
St. Lucie County Florida 31 $ 2,654,000 $ 85,000 $ 0
Bibb County Georgia 31 $ 2,007,000 $ 64,000 $ 0
Carroll County Georgia 31 $ 2,830,000 $ 91,000 $ 0
Elmore County Idaho 31 $ 3,928,000 $ 126,000 $ 0
Polk County Iowa 31 $ 2,373,000 $ 76,000 $ 0
Middlesex County Massachusetts 31 $ 7,650,000 $ 246,000 $ 0
Lorain County Ohio 31 $ 2,721,000 $ 87,000 $ 0
McClain County Oklahoma 31 $ 5,029,000 $ 162,000 $ 57,000
Jefferson County Texas 31 $ 1,045,000 $ 33,000 $ 0
Wichita County Texas 31 $ 1,680,000 $ 54,000 $ 0
Fairfax County Virginia 31 $ 2,149,000 $ 69,000 $ 3,000
Milwaukee County Wisconsin 31 $ 2,051,000 $ 66,000 $ 0
Pueblo County Colorado 30 $ 2,792,000 $ 93,000 $ 0
Leon County Florida 30 $ 1,210,000 $ 40,000 $ 0
Douglas County Georgia 30 $ 2,849,000 $ 94,000 $ 0
Ingham County Michigan 30 $ 2,684,000 $ 89,000 $ 0
Northampton County Pennsylvania 30 $ 3,495,000 $ 116,000 $ 3,000
Lexington County South Carolina 30 $ 2,165,000 $ 72,000 $ 1,000
Morgan County Alabama 29 $ 1,891,000 $ 65,000 $ 1,000
Passaic County New Jersey 29 $ 6,022,000 $ 207,000 $ 0
Suffolk County New York 29 $ 3,789,000 $ 130,000 $ 1,000
Alamance County North Carolina 29 $ 2,228,000 $ 76,000 $ 0
Onslow County North Carolina 29 $ 1,788,000 $ 61,000 $ 1,000
Yavapai County Arizona 28 $ 4,117,000 $ 147,000 $ 28,000
St. Tammany County Louisiana 28 $ 3,114,000 $ 111,000 $ 0
Harford County Maryland 28 $ 3,881,000 $ 138,000 $ 0
Montgomery County Maryland 28 $ 3,197,000 $ 114,000 $ 2,000
Buchanan County Missouri 28 $ 2,067,000 $ 73,000 $ 0
Lucas County Ohio 28 $ 2,109,000 $ 75,000 $ 0
Lane County Oregon 28 $ 3,991,000 $ 142,000 $ 0
Dauphin County Pennsylvania 28 $ 1,776,000 $ 63,000 $ 3,000
Lehigh County Pennsylvania 28 $ 3,194,000 $ 114,000 $ 2,000
Sussex County Delaware 27 $ 3,528,000 $ 130,000 $ 0
Jefferson County Missouri 27 $ 2,786,000 $ 103,000 $ 0
Sarpy County Nebraska 27 $ 3,360,000 $ 124,000 $ 0
Hillsborough County New Hampshire 27 $ 4,800,000 $ 177,000 $ 0
Ocean County New Jersey 27 $ 3,548,000 $ 131,000 $ 0
Union County New Jersey 27 $ 4,440,000 $ 164,000 $ 1,000
Randolph County North Carolina 27 $ 2,214,000 $ 82,000 $ 1,000
Wagoner County Oklahoma 27 $ 3,294,000 $ 122,000 $ 49,000
Hampton County Virginia 27 $ 1,560,000 $ 57,000 $ 1,000
Newport News County Virginia 27 $ 1,657,000 $ 61,000 $ 0
Weld County Colorado 26 $ 3,818,000 $ 146,000 $ 0
Kosciusko County Indiana 26 $ 2,067,000 $ 79,000 $ 0
Butler County Kansas 26 $ 2,130,000 $ 81,000 $ 0
Saginaw County Michigan 26 $ 1,916,000 $ 73,000 $ 0
Union County North Carolina 26 $ 2,460,000 $ 94,000 $ 0
Lincoln County Oklahoma 26 $ 2,951,000 $ 113,000 $ 78,000
Payne County Oklahoma 26 $ 2,898,000 $ 111,000 $ 90,000
Washington County Oregon 26 $ 4,089,000 $ 157,000 $ 3,000
Randall County Texas 26 $ 2,049,000 $ 78,000 $ 0
Clay County Florida 25 $ 1,640,000 $ 65,000 $ 0
Cherokee County Georgia 25 $ 3,126,000 $ 125,000 $ 0
Johnson County Kansas 25 $ 2,488,000 $ 99,000 $ 6,000
Berks County Pennsylvania 25 $ 2,222,000 $ 88,000 $ 0
Berkeley County South Carolina 25 $ 1,674,000 $ 66,000 $ 0
Madison County Tennessee 25 $ 1,291,000 $ 51,000 $ 0
Guadalupe County Texas 25 $ 2,594,000 $ 103,000 $ 0
Wise County Texas 25 $ 2,972,000 $ 118,000 $ 0
Utah County Utah 25 $ 3,163,000 $ 126,000 $ 0
Jefferson County Arkansas 24 $ 1,051,000 $ 43,000 $ 0
Noble County Indiana 24 $ 2,624,000 $ 109,000 $ 0
Kenton County Kentucky 24 $ 2,318,000 $ 96,000 $ 0
Cass County Missouri 24 $ 2,625,000 $ 109,000 $ 0
Cumberland County New Jersey 24 $ 1,808,000 $ 75,000 $ 0
Middlesex County New Jersey 24 $ 4,061,000 $ 169,000 $ 2,000
Harnett County North Carolina 24 $ 1,975,000 $ 82,000 $ 0
Pike County Pennsylvania 24 $ 3,568,000 $ 148,000 $ 0
Charleston County South Carolina 24 $ 1,109,000 $ 46,000 $ 0
Harrison County Texas 24 $ 1,744,000 $ 72,000 $ 0
Mississippi County Arkansas 23 $ 1,154,000 $ 50,000 $ 1,000
Orange County California 23 $ 291,000 $ 12,000 $ 0
Douglas County Colorado 23 $ 4,535,000 $ 197,000 $ 0
Reno County Kansas 23 $ 1,414,000 $ 61,000 $ 3,000
Harrison County Mississippi 23 $ 1,747,000 $ 75,000 $ 0
Mercer County New Jersey 23 $ 2,142,000 $ 93,000 $ 0
Queens County New York 23 $ 2,298,000 $ 99,000 $ 0
Okaloosa County Florida 22 $ 1,864,000 $ 84,000 $ 0
Santa Rosa County Florida 22 $ 1,400,000 $ 63,000 $ 0
Dougherty County Georgia 22 $ 686,000 $ 31,000 $ 0
Newton County Georgia 22 $ 2,554,000 $ 116,000 $ 0
Orleans County Louisiana 22 $ 1,183,000 $ 53,000 $ 0
Jackson County Michigan 22 $ 2,116,000 $ 96,000 $ 0
Bergen County New Jersey 22 $ 4,486,000 $ 203,000 $ 0
Sandoval County New Mexico 22 $ 2,271,000 $ 103,000 $ 0
Gaston County North Carolina 22 $ 2,074,000 $ 94,000 $ 0
Clermont County Ohio 22 $ 2,443,000 $ 111,000 $ 0
Comanche County Oklahoma 22 $ 1,040,000 $ 47,000 $ 8,000
Yakima County Washington 22 $ 1,945,000 $ 88,000 $ 0
Litchfield County Connecticut 21 $ 3,391,000 $ 161,000 $ 0
Charlotte County Florida 21 $ 1,811,000 $ 86,000 $ 0
Huntington County Indiana 21 $ 1,572,000 $ 74,000 $ 0
Anoka County Minnesota 21 $ 1,278,000 $ 60,000 $ 0
St. Charles County Missouri 21 $ 2,553,000 $ 121,000 $ 0
Oneida County New York 21 $ 844,000 $ 40,000 $ 4,000
Mahoning County Ohio 21 $ 715,000 $ 34,000 $ 0
Stark County Ohio 21 $ 1,764,000 $ 84,000 $ 0
Creek County Oklahoma 21 $ 1,815,000 $ 86,000 $ 69,000
Hood County Texas 21 $ 2,004,000 $ 95,000 $ 0
Spotsylvania County Virginia 21 $ 3,794,000 $ 180,000 $ 0
Benton County Washington 21 $ 1,829,000 $ 87,000 $ 2,000
Cochise County Arizona 20 $ 1,477,000 $ 73,000 $ 0
Crittenden County Arkansas 20 $ 1,388,000 $ 69,000 $ 0
Bartow County Georgia 20 $ 1,935,000 $ 96,000 $ 0
Houston County Georgia 20 $ 1,229,000 $ 61,000 $ 0
Lafayette County Louisiana 20 $ 1,325,000 $ 66,000 $ 0
Rankin County Mississippi 20 $ 2,098,000 $ 104,000 $ 0
Clackamas County Oregon 20 $ 3,164,000 $ 158,000 $ 0
Bucks County Pennsylvania 20 $ 2,295,000 $ 114,000 $ 1,000
Tipton County Tennessee 20 $ 2,020,000 $ 101,000 $ 3,000
Coryell County Texas 20 $ 776,000 $ 38,000 $ 4,000
Davis County Utah 20 $ 3,640,000 $ 182,000 $ 0
Benton County Arkansas 19 $ 1,578,000 $ 83,000 $ 3,000
Fairfield County Connecticut 19 $ 3,658,000 $ 192,000 $ 0
Tolland County Connecticut 19 $ 2,904,000 $ 152,000 $ 0
Coweta County Georgia 19 $ 2,047,000 $ 107,000 $ 0
LaPorte County Indiana 19 $ 1,828,000 $ 96,000 $ 0
Miami County Indiana 19 $ 1,483,000 $ 78,000 $ 0
Seward County Kansas 19 $ 1,441,000 $ 75,000 $ 0
Shawnee County Kansas 19 $ 1,086,000 $ 57,000 $ 0
Kennebec County Maine 19 $ 2,162,000 $ 113,000 $ 0
Essex County Massachusetts 19 $ 4,971,000 $ 261,000 $ 0
Lauderdale County Mississippi 19 $ 610,000 $ 32,000 $ 0
Monmouth County New Jersey 19 $ 1,979,000 $ 104,000 $ 0
Warren County Ohio 19 $ 2,324,000 $ 122,000 $ 0
Rogers County Oklahoma 19 $ 1,956,000 $ 102,000 $ 41,000
Wilson County Tennessee 19 $ 2,248,000 $ 118,000 $ 0
Bastrop County Texas 19 $ 1,880,000 $ 98,000 $ 0
Portsmouth County Virginia 19 $ 1,968,000 $ 103,000 $ 0
Stanislaus County California 18 $ 2,033,000 $ 112,000 $ 0
Barrow County Georgia 18 $ 1,801,000 $ 100,000 $ 5,000
Macon County Illinois 18 $ 690,000 $ 38,000 $ 0
Porter County Indiana 18 $ 2,118,000 $ 117,000 $ 0
Frederick County Maryland 18 $ 2,291,000 $ 127,000 $ 0
Orange County New York 18 $ 1,719,000 $ 95,000 $ 0
Schenectady County New York 18 $ 1,407,000 $ 78,000 $ 0
Lake County Ohio 18 $ 1,474,000 $ 81,000 $ 0
Kay County Oklahoma 18 $ 447,000 $ 24,000 $ 9,000
Henderson County Texas 18 $ 1,787,000 $ 99,000 $ 0
Taylor County Texas 18 $ 810,000 $ 45,000 $ 0
Grant County Washington 18 $ 1,667,000 $ 92,000 $ 0
Craighead County Arkansas 17 $ 1,002,000 $ 58,000 $ 2,000
Manatee County Florida 17 $ 1,381,000 $ 81,000 $ 0
Hall County Georgia 17 $ 1,773,000 $ 104,000 $ 0
Spalding County Georgia 17 $ 1,506,000 $ 88,000 $ 0
Charles County Maryland 17 $ 3,268,000 $ 192,000 $ 0
Lowndes County Mississippi 17 $ 447,000 $ 26,000 $ 0
Rowan County North Carolina 17 $ 1,459,000 $ 85,000 $ 0
Portage County Ohio 17 $ 1,687,000 $ 99,000 $ 0
Mohave County Arizona 16 $ 1,587,000 $ 99,000 $ 5,000
Mesa County Colorado 16 $ 1,948,000 $ 121,000 $ 0
Catoosa County Georgia 16 $ 1,283,000 $ 80,000 $ 0
Liberty County Georgia 16 $ 912,000 $ 57,000 $ 0
Walton County Georgia 16 $ 2,077,000 $ 129,000 $ 0
Whitfield County Georgia 16 $ 1,160,000 $ 72,000 $ 0
Kankakee County Illinois 16 $ 1,560,000 $ 97,000 $ 0
Suffolk County Massachusetts 16 $ 6,240,000 $ 390,000 $ 0
Washtenaw County Michigan 16 $ 2,343,000 $ 146,000 $ 0
Bronx County New York 16 $ 2,928,000 $ 183,000 $ 6,000
Kings County New York 16 $ 1,961,000 $ 122,000 $ 1,000
Buncombe County North Carolina 16 $ 1,219,000 $ 76,000 $ 0
Clark County Ohio 16 $ 1,283,000 $ 80,000 $ 0
Osage County Oklahoma 16 $ 1,139,000 $ 71,000 $ 33,000
Washington County Oklahoma 16 $ 912,000 $ 57,000 $ 10,000
Chester County Pennsylvania 16 $ 1,823,000 $ 113,000 $ 0
Dorchester County South Carolina 16 $ 1,540,000 $ 96,000 $ 0
Hamblen County Tennessee 16 $ 1,327,000 $ 82,000 $ 0
Midland County Texas 16 $ 761,000 $ 47,000 $ 0
Navarro County Texas 16 $ 1,256,000 $ 78,000 $ 0
Webb County Texas 16 $ 1,079,000 $ 67,000 $ 0
Franklin County Washington 16 $ 1,486,000 $ 92,000 $ 0
Lee County Alabama 15 $ 1,112,000 $ 74,000 $ 0
Tulare County California 15 $ 912,000 $ 60,000 $ 0
Windham County Connecticut 15 $ 2,396,000 $ 159,000 $ 0
Hernando County Florida 15 $ 1,244,000 $ 82,000 $ 0
Sangamon County Illinois 15 $ 729,000 $ 48,000 $ 0
Livingston County Louisiana 15 $ 1,334,000 $ 88,000 $ 0
Ouachita County Louisiana 15 $ 886,000 $ 59,000 $ 0
Sussex County New Jersey 15 $ 2,322,000 $ 154,000 $ 0
Erie County Pennsylvania 15 $ 704,000 $ 46,000 $ 0
Putnam County Tennessee 15 $ 1,044,000 $ 69,000 $ 2,000
Ector County Texas 15 $ 328,000 $ 21,000 $ 0
Suffolk County Virginia 15 $ 1,779,000 $ 118,000 $ 0
Saline County Arkansas 14 $ 940,000 $ 67,000 $ 8,000
Contra Costa County California 14 $ 585,000 $ 41,000 $ 0
Floyd County Georgia 14 $ 1,365,000 $ 97,000 $ 0
Gordon County Georgia 14 $ 1,379,000 $ 98,000 $ 0
Lowndes County Georgia 14 $ 460,000 $ 32,000 $ 0
Clark County Indiana 14 $ 1,358,000 $ 97,000 $ 0
Black Hawk County Iowa 14 $ 855,000 $ 61,000 $ 2,000
Fayette County Kentucky 14 $ 1,096,000 $ 78,000 $ 0
Androscoggin County Maine 14 $ 2,069,000 $ 147,000 $ 0
Howard County Maryland 14 $ 1,862,000 $ 133,000 $ 0
Plymouth County Massachusetts 14 $ 2,900,000 $ 207,000 $ 0
Berrien County Michigan 14 $ 1,081,000 $ 77,000 $ 0
Calhoun County Michigan 14 $ 1,045,000 $ 74,000 $ 0
Shiawassee County Michigan 14 $ 1,251,000 $ 89,000 $ 0
Oswego County New York 14 $ 843,000 $ 60,000 $ 0
Comal County Texas 14 $ 1,353,000 $ 96,000 $ 0
Liberty County Texas 14 $ 1,427,000 $ 101,000 $ 0
San Patricio County Texas 14 $ 436,000 $ 31,000 $ 0
Dane County Wisconsin 14 $ 1,939,000 $ 138,000 $ 6,000
Cullman County Alabama 13 $ 1,059,000 $ 81,000 $ 0
Anchorage County Alaska 13 $ 1,289,000 $ 99,000 $ 18,000
Alameda County California 13 $ 1,520,000 $ 116,000 $ 0
Solano County California 13 $ 653,000 $ 50,000 $ 0
Larimer County Colorado 13 $ 1,528,000 $ 117,000 $ 0
Alachua County Florida 13 $ 503,000 $ 38,000 $ 0
Columbia County Georgia 13 $ 821,000 $ 63,000 $ 0
Bonneville County Idaho 13 $ 1,583,000 $ 121,000 $ 0
McHenry County Illinois 13 $ 1,669,000 $ 128,000 $ 0
Grant County Indiana 13 $ 860,000 $ 66,000 $ 0
Vanderburgh County Indiana 13 $ 788,000 $ 60,000 $ 0
Wabash County Indiana 13 $ 1,088,000 $ 83,000 $ 0
Allegan County Michigan 13 $ 1,332,000 $ 102,000 $ 0
St. Clair County Michigan 13 $ 1,539,000 $ 118,000 $ 0
Van Buren County Michigan 13 $ 1,038,000 $ 79,000 $ 0
Nye County Nevada 13 $ 1,918,000 $ 147,000 $ 0
Hudson County New Jersey 13 $ 1,825,000 $ 140,000 $ 0
Salem County New Jersey 13 $ 993,000 $ 76,000 $ 0
Cabarrus County North Carolina 13 $ 1,426,000 $ 109,000 $ 5,000
Pitt County North Carolina 13 $ 1,044,000 $ 80,000 $ 7,000
Greene County Ohio 13 $ 1,239,000 $ 95,000 $ 0
Licking County Ohio 13 $ 1,122,000 $ 86,000 $ 0
Medina County Ohio 13 $ 1,457,000 $ 112,000 $ 0
Richland County Ohio 13 $ 927,000 $ 71,000 $ 0
Muskogee County Oklahoma 13 $ 418,000 $ 32,000 $ 16,000
Marion County Oregon 13 $ 1,596,000 $ 122,000 $ 0
Cumberland County Pennsylvania 13 $ 1,034,000 $ 79,000 $ 0
Kent County Rhode Island 13 $ 2,457,000 $ 189,000 $ 0
Orangeburg County South Carolina 13 $ 935,000 $ 71,000 $ 0
Robertson County Tennessee 13 $ 1,075,000 $ 82,000 $ 0
Orange County Texas 13 $ 476,000 $ 36,000 $ 0
Van Zandt County Texas 13 $ 1,179,000 $ 90,000 $ 0
Tooele County Utah 13 $ 2,061,000 $ 158,000 $ 0
Thurston County Washington 13 $ 1,918,000 $ 147,000 $ 5,000
Faulkner County Arkansas 12 $ 817,000 $ 68,000 $ 0
Washington County Arkansas 12 $ 737,000 $ 61,000 $ 0
Butte County California 12 $ 1,409,000 $ 117,000 $ 0
Middlesex County Connecticut 12 $ 2,279,000 $ 189,000 $ 0
St. Johns County Florida 12 $ 1,750,000 $ 145,000 $ 0
Champaign County Illinois 12 $ 669,000 $ 55,000 $ 0
Kendall County Illinois 12 $ 1,825,000 $ 152,000 $ 0
Rock Island County Illinois 12 $ 585,000 $ 48,000 $ 11,000
Henry County Indiana 12 $ 986,000 $ 82,000 $ 0
Lee County Mississippi 12 $ 889,000 $ 74,000 $ 0
Warren County New Jersey 12 $ 1,924,000 $ 160,000 $ 0
Valencia County New Mexico 12 $ 1,489,000 $ 124,000 $ 0
Chautauqua County New York 12 $ 459,000 $ 38,000 $ 3,000
Iredell County North Carolina 12 $ 945,000 $ 78,000 $ 0
Kershaw County South Carolina 12 $ 826,000 $ 68,000 $ 0
Cheatham County Tennessee 12 $ 1,326,000 $ 110,000 $ 0
Anderson County Texas 12 $ 837,000 $ 69,000 $ 2,000
Bowie County Texas 12 $ 579,000 $ 48,000 $ 0
Augusta County Virginia 12 $ 1,023,000 $ 85,000 $ 0
Roanoke City County Virginia 12 $ 516,000 $ 43,000 $ 3,000
Union County Arkansas 11 $ 384,000 $ 34,000 $ 0
Boulder County Colorado 11 $ 1,838,000 $ 167,000 $ 0
Bay County Florida 11 $ 582,000 $ 52,000 $ 0
Citrus County Florida 11 $ 695,000 $ 63,000 $ 0
Forsyth County Georgia 11 $ 1,561,000 $ 141,000 $ 0
Murray County Georgia 11 $ 1,021,000 $ 92,000 $ 0
Walker County Georgia 11 $ 867,000 $ 78,000 $ 0
Vermilion County Illinois 11 $ 704,000 $ 64,000 $ 0
Boone County Indiana 11 $ 1,219,000 $ 110,000 $ 0
Clinton County Indiana 11 $ 942,000 $ 85,000 $ 0
Floyd County Indiana 11 $ 897,000 $ 81,000 $ 0
Wayne County Indiana 11 $ 785,000 $ 71,000 $ 0
Scott County Iowa 11 $ 762,000 $ 69,000 $ 0
Harvey County Kansas 11 $ 715,000 $ 65,000 $ 0
McCracken County Kentucky 11 $ 654,000 $ 59,000 $ 0
Rapides County Louisiana 11 $ 441,000 $ 40,000 $ 0
Calvert County Maryland 11 $ 2,386,000 $ 216,000 $ 61,000
Wicomico County Maryland 11 $ 1,175,000 $ 106,000 $ 0
Barnstable County Massachusetts 11 $ 2,845,000 $ 258,000 $ 0
Lenawee County Michigan 11 $ 1,439,000 $ 130,000 $ 0
Ottawa County Michigan 11 $ 1,295,000 $ 117,000 $ 0
Jackson County Mississippi 11 $ 964,000 $ 87,000 $ 0
Warren County Mississippi 11 $ 579,000 $ 52,000 $ 6,000
Dutchess County New York 11 $ 1,021,000 $ 92,000 $ 10,000
Saratoga County New York 11 $ 966,000 $ 87,000 $ 5,000
Hoke County North Carolina 11 $ 830,000 $ 75,000 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 28,200 $2,581,247,000 $91,000 $9,500,000 $3,000 $4,424,000
Refinancing 2,870 $294,256,000 $102,000 $2,500,000 $58,000 $1,800,000
Home Improvement 913 $33,328,000 $36,000 $400,000 $69,000 $2,484,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 28,399 $2,499,253,000 $88,000 $2,920,000 $0 $450,000
White 2,667 $327,952,000 $122,000 $9,500,000 $91,000 $4,424,000
Not Provided 462 $39,228,000 $84,000 $2,500,000 $89,000 $1,800,000
Hispanic 180 $14,786,000 $82,000 $1,950,000 $66,000 $2,484,000
Black or African American 138 $7,749,000 $56,000 $329,000 $75,000 $3,444,000
Asian 65 $13,070,000 $201,000 $1,200,000 $113,000 $920,000
American Indian or Alaskan Native 64 $5,727,000 $89,000 $608,000 $66,000 $480,000
Native Hawaiian or Other Pacific Islander 8 $1,066,000 $133,000 $315,000 $69,000 $146,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 23,175 $2,098,489,000 $90,000 $490,000 $1,000 $260,000
VA-guaranteed (Veterans Administration) 5,662 $446,690,000 $78,000 $583,000 $0 $414,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,896 $344,180,000 $118,000 $9,500,000 $94,000 $4,424,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 250 $19,472,000 $77,000 $271,000 $1,000 $45,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 28,353 $2,484,233,000 $87,000 $583,000 $0 $0
Loan Originated 1,646 $235,564,000 $143,000 $9,500,000 $99,000 $4,424,000
Application Denied By Financial Institution 1,592 $131,143,000 $82,000 $2,500,000 $73,000 $2,484,000
Application Withdrawn By Applicant 367 $55,218,000 $150,000 $2,065,000 $108,000 $1,417,000
Application Approved But Not Accepted 24 $2,578,000 $107,000 $417,000 $104,000 $435,000
File Closed For Incompleteness 1 $95,000 $95,000 $95,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 734 $36,440,000 $49,000 $591,000 $62,000 $678,000
Credit Application Incomplete 286 $36,485,000 $127,000 $417,000 $78,000 $468,000
Debt-To-Income Ratio 236 $19,890,000 $84,000 $650,000 $59,000 $1,000,000
Collateral 220 $20,925,000 $95,000 $417,000 $102,000 $2,484,000
Other 75 $9,734,000 $129,000 $1,250,000 $93,000 $1,000,000
Unverifiable Information 15 $2,189,000 $145,000 $400,000 $55,000 $77,000
Employment History 13 $1,333,000 $102,000 $303,000 $42,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 9 $3,647,000 $405,000 $2,500,000 $287,000 $1,800,000
Mortgage Insurance Denied 4 $500,000 $125,000 $294,000 $82,000 $105,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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