Midfirst Bank Mortgage Lending & HMDA Data, 2009

In 2009, Midfirst Bank of Oklahoma City, OK reported 31,983 mortgage applications totaling $2.9 billion, up 28% from 2008. The average application was for $90,949, and applicants reported an average income of $9,819. 5% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Oklahoma City, OK (2,201), Dallas-Plano-Irving, TX (1,132) and Atlanta-Sandy Springs-Marietta, GA (1,131) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd.
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 31,983
Total Mortgage Loan Application Amount $2,908,831,000
Average Mortgage Loan Application Amount $90,949
Highest Mortgage Loan Application Amount $9,500,000
Average Applicant Income $9,819
Highest Applicant Income $4,424,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 1,238 $ 146,306,000 $ 118,179 $ 83,000
Dallas, Texas 770 $ 58,650,000 $ 76,168 $ 0
Maricopa, Arizona 757 $ 129,925,000 $ 171,631 $ 55,000
Harris, Texas 520 $ 28,907,000 $ 55,590 $ 0
Tarrant, Texas 495 $ 36,872,000 $ 74,488 $ 0
Shelby, Tennessee 442 $ 25,015,000 $ 56,595 $ 1,000
Marion, Indiana 415 $ 35,573,000 $ 85,718 $ 0
Cleveland, Oklahoma 404 $ 38,734,000 $ 95,876 $ 65,000
Bexar, Texas 390 $ 18,992,000 $ 48,697 $ 0
Tulsa, Oklahoma 378 $ 44,171,000 $ 116,854 $ 81,000
Cook, Illinois 355 $ 32,142,000 $ 90,540 $ 3,000
Canadian, Oklahoma 345 $ 30,204,000 $ 87,547 $ 65,000
Wayne, Michigan 290 $ 24,613,000 $ 84,872 $ 0
Clark, Nevada 241 $ 36,582,000 $ 151,792 $ 0
Philadelphia, Pennsylvania 233 $ 13,704,000 $ 58,815 $ 1,000
Mecklenburg, North Carolina 210 $ 19,340,000 $ 92,095 $ 0
St. Louis, Missouri 209 $ 13,469,000 $ 64,444 $ 0
Orange, Florida 207 $ 16,008,000 $ 77,333 $ 0
El Paso, Texas 206 $ 6,651,000 $ 32,286 $ 0
DeKalb, Georgia 196 $ 15,328,000 $ 78,204 $ 0
Franklin, Ohio 194 $ 15,751,000 $ 81,190 $ 0
Jefferson, Alabama 193 $ 7,773,000 $ 40,274 $ 1,000
Miami-Dade, Florida 185 $ 12,161,000 $ 65,735 $ 0
Davidson, Tennessee 166 $ 12,517,000 $ 75,403 $ 2,000
Gwinnett, Georgia 164 $ 17,968,000 $ 109,560 $ 0
Baltimore City, Maryland 159 $ 9,908,000 $ 62,314 $ 3,000
Prince George's, Maryland 159 $ 19,519,000 $ 122,761 $ 1,000
Jackson, Missouri 159 $ 12,640,000 $ 79,496 $ 1,000
El Paso, Colorado 156 $ 21,143,000 $ 135,532 $ 0
Sedgwick, Kansas 156 $ 12,636,000 $ 81,000 $ 0
Cuyahoga, Ohio 149 $ 9,669,000 $ 64,892 $ 0
Travis, Texas 148 $ 13,524,000 $ 91,378 $ 3,000
Jackson, Oklahoma 138 $ 10,047,000 $ 72,804 $ 57,000
Cobb, Georgia 137 $ 13,592,000 $ 99,211 $ 0
Hillsborough, Florida 136 $ 9,868,000 $ 72,558 $ 0
Pottawatomie, Oklahoma 136 $ 9,324,000 $ 68,558 $ 55,000
Clayton, Georgia 135 $ 10,805,000 $ 80,037 $ 0
Genesee, Michigan 130 $ 10,926,000 $ 84,046 $ 0
Pima, Arizona 128 $ 13,045,000 $ 101,914 $ 10,000
New Haven, Connecticut 128 $ 19,053,000 $ 148,851 $ 0
Duval, Florida 128 $ 8,364,000 $ 65,343 $ 0
Wake, North Carolina 128 $ 12,839,000 $ 100,304 $ 1,000
Arapahoe, Colorado 124 $ 15,182,000 $ 122,435 $ 0
Los Angeles, California 123 $ 9,441,000 $ 76,756 $ 0
Adams, Colorado 123 $ 17,573,000 $ 142,869 $ 0
San Bernardino, California 119 $ 10,931,000 $ 91,857 $ 0
Hinds, Mississippi 116 $ 6,326,000 $ 54,534 $ 0
Baltimore, Maryland 115 $ 14,307,000 $ 124,408 $ 3,000
Cumberland, North Carolina 115 $ 6,307,000 $ 54,843 $ 2,000
Grady, Oklahoma 112 $ 8,424,000 $ 75,214 $ 62,000
Denver, Colorado 111 $ 12,534,000 $ 112,918 $ 0
Guilford, North Carolina 109 $ 9,239,000 $ 84,761 $ 0
New Castle, Delaware 108 $ 10,777,000 $ 99,787 $ 0
Broward, Florida 107 $ 7,752,000 $ 72,448 $ 0
Fulton, Georgia 106 $ 7,894,000 $ 74,471 $ 0
Williamson, Texas 106 $ 10,569,000 $ 99,707 $ 0
Denton, Texas 105 $ 9,717,000 $ 92,542 $ 2,000
Salt Lake, Utah 99 $ 14,833,000 $ 149,828 $ 0
Pinellas, Florida 96 $ 5,991,000 $ 62,406 $ 0
Camden, New Jersey 95 $ 8,929,000 $ 93,989 $ 0
Hartford, Connecticut 94 $ 13,818,000 $ 147,000 $ 0
Polk, Florida 92 $ 6,827,000 $ 74,206 $ 0
Macomb, Michigan 92 $ 10,089,000 $ 109,663 $ 0
Nueces, Texas 91 $ 4,395,000 $ 48,296 $ 0
Erie, New York 90 $ 4,324,000 $ 48,044 $ 2,000
Montgomery, Ohio 90 $ 6,958,000 $ 77,311 $ 0
Collin, Texas 89 $ 9,718,000 $ 109,191 $ 5,000
Monroe, New York 88 $ 4,381,000 $ 49,784 $ 1,000
Riverside, California 87 $ 9,169,000 $ 105,390 $ 0
Caddo, Oklahoma 86 $ 5,070,000 $ 58,953 $ 67,000
Johnson, Texas 86 $ 8,084,000 $ 94,000 $ 0
Palm Beach, Florida 85 $ 5,811,000 $ 68,364 $ 0
Madison, Indiana 85 $ 6,855,000 $ 80,647 $ 0
Allegheny, Pennsylvania 84 $ 3,079,000 $ 36,654 $ 2,000
Pinal, Arizona 83 $ 12,725,000 $ 153,313 $ 10,000
Delaware, Pennsylvania 81 $ 6,936,000 $ 85,629 $ 0
Onondaga, New York 80 $ 4,413,000 $ 55,162 $ 2,000
Ada, Idaho 79 $ 11,585,000 $ 146,645 $ 0
Richland, South Carolina 79 $ 5,873,000 $ 74,341 $ 2,000
Virginia Beach, Virginia 79 $ 7,531,000 $ 95,329 $ 0
Mobile, Alabama 78 $ 3,999,000 $ 51,269 $ 2,000
Canyon, Idaho 77 $ 9,699,000 $ 125,961 $ 0
Lake, Indiana 77 $ 4,682,000 $ 60,805 $ 0
Woodward, Oklahoma 77 $ 6,040,000 $ 78,441 $ 59,000
Rutherford, Tennessee 76 $ 7,875,000 $ 103,618 $ 0
Johnson, Indiana 75 $ 7,837,000 $ 104,493 $ 0
Brevard, Florida 74 $ 4,102,000 $ 55,432 $ 0
Bell, Texas 73 $ 4,518,000 $ 61,890 $ 0
Allen, Indiana 71 $ 4,716,000 $ 66,422 $ 0
Oakland, Michigan 70 $ 7,707,000 $ 110,100 $ 0
Texas, Oklahoma 70 $ 4,273,000 $ 61,042 $ 58,000
Fort Bend, Texas 70 $ 4,142,000 $ 59,171 $ 0
Escambia, Florida 69 $ 4,218,000 $ 61,130 $ 0
Volusia, Florida 69 $ 5,225,000 $ 75,724 $ 0
Montgomery, Alabama 68 $ 2,434,000 $ 35,794 $ 1,000
Lee, Florida 68 $ 6,296,000 $ 92,588 $ 0
St. Clair, Illinois 68 $ 4,778,000 $ 70,264 $ 0
Hamilton, Ohio 68 $ 5,138,000 $ 75,558 $ 0
Ellis, Texas 68 $ 7,149,000 $ 105,132 $ 0
Kent, Michigan 67 $ 5,304,000 $ 79,164 $ 0
Greene, Missouri 67 $ 5,526,000 $ 82,477 $ 0
Durham, North Carolina 67 $ 5,159,000 $ 77,000 $ 1,000
Jefferson, Colorado 66 $ 6,808,000 $ 103,151 $ 0
Hamilton, Indiana 66 $ 8,254,000 $ 125,060 $ 0
Douglas, Nebraska 64 $ 6,465,000 $ 101,015 $ 1,000
Hamilton, Tennessee 64 $ 3,891,000 $ 60,796 $ 0
Clark, Washington 63 $ 10,210,000 $ 162,063 $ 0
Paulding, Georgia 62 $ 6,312,000 $ 101,806 $ 0
Anne Arundel, Maryland 62 $ 8,203,000 $ 132,306 $ 1,000
St. Louis City, Missouri 62 $ 3,417,000 $ 55,112 $ 0
Pulaski, Arkansas 61 $ 2,481,000 $ 40,672 $ 1,000
Pasco, Florida 61 $ 4,772,000 $ 78,229 $ 0
Jefferson, Kentucky 61 $ 4,906,000 $ 80,426 $ 0
Pierce, Washington 61 $ 10,747,000 $ 176,180 $ 10,000
Hennepin, Minnesota 60 $ 3,708,000 $ 61,800 $ 0
Lubbock, Texas 60 $ 2,170,000 $ 36,166 $ 0
Henry, Georgia 59 $ 7,893,000 $ 133,779 $ 0
Burlington, New Jersey 59 $ 6,457,000 $ 109,440 $ 7,000
Hendricks, Indiana 58 $ 6,484,000 $ 111,793 $ 0
DeSoto, Mississippi 57 $ 5,011,000 $ 87,912 $ 0
Kane, Illinois 56 $ 6,755,000 $ 120,625 $ 1,000
Will, Illinois 56 $ 6,984,000 $ 124,714 $ 0
Howard, Indiana 53 $ 4,393,000 $ 82,886 $ 0
Sumner, Tennessee 53 $ 5,436,000 $ 102,566 $ 0
Richmond, Georgia 52 $ 1,642,000 $ 31,576 $ 0
Madison, Illinois 52 $ 3,317,000 $ 63,788 $ 4,000
Lancaster, Pennsylvania 52 $ 4,709,000 $ 90,557 $ 0
Bernalillo, New Mexico 51 $ 6,092,000 $ 119,450 $ 0
Washita, Oklahoma 51 $ 2,959,000 $ 58,019 $ 56,000
Providence, Rhode Island 51 $ 10,108,000 $ 198,196 $ 0
San Diego, California 50 $ 3,892,000 $ 77,840 $ 11,000
Muscogee, Georgia 50 $ 3,147,000 $ 62,940 $ 0
Lake, Illinois 50 $ 5,491,000 $ 109,820 $ 1,000
St. Joseph, Indiana 50 $ 3,678,000 $ 73,560 $ 0
Summit, Ohio 50 $ 3,829,000 $ 76,580 $ 0
King, Washington 50 $ 7,205,000 $ 144,100 $ 0
Kern, California 49 $ 3,586,000 $ 73,183 $ 0
Winnebago, Illinois 49 $ 3,926,000 $ 80,122 $ 0
Sacramento, California 48 $ 3,018,000 $ 62,875 $ 0
Caddo, Louisiana 48 $ 2,009,000 $ 41,854 $ 0
Montgomery, Texas 48 $ 4,381,000 $ 91,270 $ 0
Yuma, Arizona 47 $ 4,840,000 $ 102,978 $ 1,000
Seminole, Florida 47 $ 3,838,000 $ 81,659 $ 0
Chatham, Georgia 47 $ 3,156,000 $ 67,148 $ 0
Gloucester, New Jersey 47 $ 5,763,000 $ 122,617 $ 2,000
York, Pennsylvania 47 $ 5,369,000 $ 114,234 $ 1,000
Parker, Texas 47 $ 5,296,000 $ 112,680 $ 0
Norfolk, Virginia 47 $ 3,944,000 $ 83,914 $ 0
Snohomish, Washington 47 $ 8,873,000 $ 188,787 $ 0
Tippecanoe, Indiana 46 $ 4,172,000 $ 90,695 $ 0
Brazoria, Texas 46 $ 3,011,000 $ 65,456 $ 0
Logan, Oklahoma 45 $ 4,350,000 $ 96,666 $ 69,000
Hidalgo, Texas 45 $ 3,188,000 $ 70,844 $ 0
Hunt, Texas 45 $ 4,400,000 $ 97,777 $ 0
Kaufman, Texas 45 $ 4,578,000 $ 101,733 $ 0
Sarasota, Florida 44 $ 3,849,000 $ 87,477 $ 1,000
Multnomah, Oregon 44 $ 5,955,000 $ 135,340 $ 0
Henrico, Virginia 44 $ 3,350,000 $ 76,136 $ 3,000
District of Columbia, District Of Columbia 43 $ 3,562,000 $ 82,837 $ 0
Butler, Ohio 43 $ 3,841,000 $ 89,325 $ 0
East Baton Rouge, Louisiana 42 $ 2,325,000 $ 55,357 $ 0
Prince William, Virginia 42 $ 5,007,000 $ 119,214 $ 0
Madison, Alabama 41 $ 1,825,000 $ 44,512 $ 1,000
Tuscaloosa, Alabama 41 $ 2,912,000 $ 71,024 $ 0
Muskegon, Michigan 41 $ 2,876,000 $ 70,146 $ 0
Chesapeake, Virginia 40 $ 5,601,000 $ 140,025 $ 0
Kent, Delaware 39 $ 5,765,000 $ 147,820 $ 0
Lake, Florida 39 $ 4,797,000 $ 123,000 $ 0
Marion, Florida 39 $ 2,777,000 $ 71,205 $ 0
Bannock, Idaho 39 $ 4,258,000 $ 109,179 $ 0
Elkhart, Indiana 39 $ 3,702,000 $ 94,923 $ 0
Hancock, Indiana 39 $ 4,319,000 $ 110,743 $ 0
Kalamazoo, Michigan 39 $ 3,296,000 $ 84,512 $ 0
Custer, Oklahoma 39 $ 3,806,000 $ 97,589 $ 58,000
Greenville, South Carolina 39 $ 2,939,000 $ 75,358 $ 2,000
Grayson, Texas 39 $ 2,937,000 $ 75,307 $ 0
Osceola, Florida 38 $ 3,989,000 $ 104,973 $ 0
Jefferson, Louisiana 38 $ 1,765,000 $ 46,447 $ 0
Worcester, Massachusetts 38 $ 7,147,000 $ 188,078 $ 1,000
Spartanburg, South Carolina 38 $ 3,188,000 $ 83,894 $ 0
Spokane, Washington 38 $ 3,973,000 $ 104,552 $ 0
Calhoun, Alabama 37 $ 1,693,000 $ 45,756 $ 2,000
DuPage, Illinois 37 $ 4,848,000 $ 131,027 $ 2,000
Wyandotte, Kansas 37 $ 2,119,000 $ 57,270 $ 0
Washoe, Nevada 37 $ 6,043,000 $ 163,324 $ 0
Essex, New Jersey 37 $ 5,668,000 $ 153,189 $ 0
Luzerne, Pennsylvania 37 $ 2,859,000 $ 77,270 $ 0
Cameron, Texas 37 $ 1,872,000 $ 50,594 $ 0
Hays, Texas 37 $ 4,641,000 $ 125,432 $ 0
Chesterfield, Virginia 37 $ 2,674,000 $ 72,270 $ 5,000
Penobscot, Maine 36 $ 4,225,000 $ 117,361 $ 0
Bristol, Massachusetts 36 $ 8,140,000 $ 226,111 $ 0
Clay, Missouri 36 $ 3,856,000 $ 107,111 $ 0
Knox, Tennessee 36 $ 2,358,000 $ 65,500 $ 1,000
Galveston, Texas 36 $ 2,085,000 $ 57,916 $ 0
Smith, Texas 36 $ 2,834,000 $ 78,722 $ 2,000
Rockdale, Georgia 35 $ 3,364,000 $ 96,114 $ 0
Niagara, New York 35 $ 1,889,000 $ 53,971 $ 2,000
Johnston, North Carolina 35 $ 3,388,000 $ 96,800 $ 0
McLennan, Texas 35 $ 2,432,000 $ 69,485 $ 0
Potter, Texas 35 $ 1,882,000 $ 53,771 $ 0
Victoria, Texas 35 $ 2,433,000 $ 69,514 $ 0
Morgan, Indiana 34 $ 3,303,000 $ 97,147 $ 0
Montgomery, Pennsylvania 34 $ 4,152,000 $ 122,117 $ 0
York, South Carolina 34 $ 3,506,000 $ 103,117 $ 0
Fresno, California 33 $ 1,712,000 $ 51,878 $ 0
Honolulu, Hawaii 33 $ 6,317,000 $ 191,424 $ 0
Bossier, Louisiana 33 $ 2,649,000 $ 80,272 $ 0
Atlantic, New Jersey 33 $ 3,301,000 $ 100,030 $ 1,000
New London, Connecticut 32 $ 4,932,000 $ 154,125 $ 0
Delaware, Indiana 32 $ 2,379,000 $ 74,343 $ 0
Hampden, Massachusetts 32 $ 4,235,000 $ 132,343 $ 0
Ramsey, Minnesota 32 $ 1,865,000 $ 58,281 $ 0
Forsyth, North Carolina 32 $ 2,770,000 $ 86,562 $ 1,000
Montgomery, Tennessee 32 $ 2,679,000 $ 83,718 $ 0
Gregg, Texas 32 $ 2,200,000 $ 68,750 $ 0
Weber, Utah 32 $ 3,615,000 $ 112,968 $ 1,000
Richmond City, Virginia 32 $ 1,319,000 $ 41,218 $ 0
St. Lucie, Florida 31 $ 2,654,000 $ 85,612 $ 0
Bibb, Georgia 31 $ 2,007,000 $ 64,741 $ 0
Carroll, Georgia 31 $ 2,830,000 $ 91,290 $ 0
Elmore, Idaho 31 $ 3,928,000 $ 126,709 $ 0
Polk, Iowa 31 $ 2,373,000 $ 76,548 $ 0
Middlesex, Massachusetts 31 $ 7,650,000 $ 246,774 $ 0
Lorain, Ohio 31 $ 2,721,000 $ 87,774 $ 0
McClain, Oklahoma 31 $ 5,029,000 $ 162,225 $ 57,000
Jefferson, Texas 31 $ 1,045,000 $ 33,709 $ 0
Wichita, Texas 31 $ 1,680,000 $ 54,193 $ 0
Fairfax, Virginia 31 $ 2,149,000 $ 69,322 $ 3,000
Milwaukee, Wisconsin 31 $ 2,051,000 $ 66,161 $ 0
Pueblo, Colorado 30 $ 2,792,000 $ 93,066 $ 0
Leon, Florida 30 $ 1,210,000 $ 40,333 $ 0
Douglas, Georgia 30 $ 2,849,000 $ 94,966 $ 0
Ingham, Michigan 30 $ 2,684,000 $ 89,466 $ 0
Northampton, Pennsylvania 30 $ 3,495,000 $ 116,500 $ 3,000
Lexington, South Carolina 30 $ 2,165,000 $ 72,166 $ 1,000
Morgan, Alabama 29 $ 1,891,000 $ 65,206 $ 1,000
Passaic, New Jersey 29 $ 6,022,000 $ 207,655 $ 0
Suffolk, New York 29 $ 3,789,000 $ 130,655 $ 1,000
Alamance, North Carolina 29 $ 2,228,000 $ 76,827 $ 0
Onslow, North Carolina 29 $ 1,788,000 $ 61,655 $ 1,000
Yavapai, Arizona 28 $ 4,117,000 $ 147,035 $ 28,000
St. Tammany, Louisiana 28 $ 3,114,000 $ 111,214 $ 0
Harford, Maryland 28 $ 3,881,000 $ 138,607 $ 0
Montgomery, Maryland 28 $ 3,197,000 $ 114,178 $ 2,000
Buchanan, Missouri 28 $ 2,067,000 $ 73,821 $ 0
Lucas, Ohio 28 $ 2,109,000 $ 75,321 $ 0
Lane, Oregon 28 $ 3,991,000 $ 142,535 $ 0
Dauphin, Pennsylvania 28 $ 1,776,000 $ 63,428 $ 3,000
Lehigh, Pennsylvania 28 $ 3,194,000 $ 114,071 $ 2,000
Sussex, Delaware 27 $ 3,528,000 $ 130,666 $ 0
Jefferson, Missouri 27 $ 2,786,000 $ 103,185 $ 0
Sarpy, Nebraska 27 $ 3,360,000 $ 124,444 $ 0
Hillsborough, New Hampshire 27 $ 4,800,000 $ 177,777 $ 0
Ocean, New Jersey 27 $ 3,548,000 $ 131,407 $ 0
Union, New Jersey 27 $ 4,440,000 $ 164,444 $ 1,000
Randolph, North Carolina 27 $ 2,214,000 $ 82,000 $ 1,000
Wagoner, Oklahoma 27 $ 3,294,000 $ 122,000 $ 49,000
Hampton, Virginia 27 $ 1,560,000 $ 57,777 $ 1,000
Newport News, Virginia 27 $ 1,657,000 $ 61,370 $ 0
Weld, Colorado 26 $ 3,818,000 $ 146,846 $ 0
Kosciusko, Indiana 26 $ 2,067,000 $ 79,500 $ 0
Butler, Kansas 26 $ 2,130,000 $ 81,923 $ 0
Saginaw, Michigan 26 $ 1,916,000 $ 73,692 $ 0
Union, North Carolina 26 $ 2,460,000 $ 94,615 $ 0
Lincoln, Oklahoma 26 $ 2,951,000 $ 113,500 $ 78,000
Payne, Oklahoma 26 $ 2,898,000 $ 111,461 $ 90,000
Washington, Oregon 26 $ 4,089,000 $ 157,269 $ 3,000
Randall, Texas 26 $ 2,049,000 $ 78,807 $ 0
Clay, Florida 25 $ 1,640,000 $ 65,600 $ 0
Cherokee, Georgia 25 $ 3,126,000 $ 125,040 $ 0
Johnson, Kansas 25 $ 2,488,000 $ 99,520 $ 6,000
Berks, Pennsylvania 25 $ 2,222,000 $ 88,880 $ 0
Berkeley, South Carolina 25 $ 1,674,000 $ 66,960 $ 0
Madison, Tennessee 25 $ 1,291,000 $ 51,640 $ 0
Guadalupe, Texas 25 $ 2,594,000 $ 103,760 $ 0
Wise, Texas 25 $ 2,972,000 $ 118,880 $ 0
Utah, Utah 25 $ 3,163,000 $ 126,520 $ 0
Jefferson, Arkansas 24 $ 1,051,000 $ 43,791 $ 0
Noble, Indiana 24 $ 2,624,000 $ 109,333 $ 0
Kenton, Kentucky 24 $ 2,318,000 $ 96,583 $ 0
Cass, Missouri 24 $ 2,625,000 $ 109,375 $ 0
Cumberland, New Jersey 24 $ 1,808,000 $ 75,333 $ 0
Middlesex, New Jersey 24 $ 4,061,000 $ 169,208 $ 2,000
Harnett, North Carolina 24 $ 1,975,000 $ 82,291 $ 0
Pike, Pennsylvania 24 $ 3,568,000 $ 148,666 $ 0
Charleston, South Carolina 24 $ 1,109,000 $ 46,208 $ 0
Harrison, Texas 24 $ 1,744,000 $ 72,666 $ 0
Mississippi, Arkansas 23 $ 1,154,000 $ 50,173 $ 1,000
Orange, California 23 $ 291,000 $ 12,652 $ 0
Douglas, Colorado 23 $ 4,535,000 $ 197,173 $ 0
Reno, Kansas 23 $ 1,414,000 $ 61,478 $ 3,000
Harrison, Mississippi 23 $ 1,747,000 $ 75,956 $ 0
Mercer, New Jersey 23 $ 2,142,000 $ 93,130 $ 0
Queens, New York 23 $ 2,298,000 $ 99,913 $ 0
Okaloosa, Florida 22 $ 1,864,000 $ 84,727 $ 0
Santa Rosa, Florida 22 $ 1,400,000 $ 63,636 $ 0
Dougherty, Georgia 22 $ 686,000 $ 31,181 $ 0
Newton, Georgia 22 $ 2,554,000 $ 116,090 $ 0
Orleans, Louisiana 22 $ 1,183,000 $ 53,772 $ 0
Jackson, Michigan 22 $ 2,116,000 $ 96,181 $ 0
Bergen, New Jersey 22 $ 4,486,000 $ 203,909 $ 0
Sandoval, New Mexico 22 $ 2,271,000 $ 103,227 $ 0
Gaston, North Carolina 22 $ 2,074,000 $ 94,272 $ 0
Clermont, Ohio 22 $ 2,443,000 $ 111,045 $ 0
Comanche, Oklahoma 22 $ 1,040,000 $ 47,272 $ 8,000
Yakima, Washington 22 $ 1,945,000 $ 88,409 $ 0
Litchfield, Connecticut 21 $ 3,391,000 $ 161,476 $ 0
Charlotte, Florida 21 $ 1,811,000 $ 86,238 $ 0
Huntington, Indiana 21 $ 1,572,000 $ 74,857 $ 0
Anoka, Minnesota 21 $ 1,278,000 $ 60,857 $ 0
St. Charles, Missouri 21 $ 2,553,000 $ 121,571 $ 0
Oneida, New York 21 $ 844,000 $ 40,190 $ 4,000
Mahoning, Ohio 21 $ 715,000 $ 34,047 $ 0
Stark, Ohio 21 $ 1,764,000 $ 84,000 $ 0
Creek, Oklahoma 21 $ 1,815,000 $ 86,428 $ 69,000
Hood, Texas 21 $ 2,004,000 $ 95,428 $ 0
Spotsylvania, Virginia 21 $ 3,794,000 $ 180,666 $ 0
Benton, Washington 21 $ 1,829,000 $ 87,095 $ 2,000
Cochise, Arizona 20 $ 1,477,000 $ 73,850 $ 0
Crittenden, Arkansas 20 $ 1,388,000 $ 69,400 $ 0
Bartow, Georgia 20 $ 1,935,000 $ 96,750 $ 0
Houston, Georgia 20 $ 1,229,000 $ 61,450 $ 0
Lafayette, Louisiana 20 $ 1,325,000 $ 66,250 $ 0
Rankin, Mississippi 20 $ 2,098,000 $ 104,900 $ 0
Clackamas, Oregon 20 $ 3,164,000 $ 158,200 $ 0
Bucks, Pennsylvania 20 $ 2,295,000 $ 114,750 $ 1,000
Tipton, Tennessee 20 $ 2,020,000 $ 101,000 $ 3,000
Coryell, Texas 20 $ 776,000 $ 38,800 $ 4,000
Davis, Utah 20 $ 3,640,000 $ 182,000 $ 0
Benton, Arkansas 19 $ 1,578,000 $ 83,052 $ 3,000
Fairfield, Connecticut 19 $ 3,658,000 $ 192,526 $ 0
Tolland, Connecticut 19 $ 2,904,000 $ 152,842 $ 0
Coweta, Georgia 19 $ 2,047,000 $ 107,736 $ 0
LaPorte, Indiana 19 $ 1,828,000 $ 96,210 $ 0
Miami, Indiana 19 $ 1,483,000 $ 78,052 $ 0
Seward, Kansas 19 $ 1,441,000 $ 75,842 $ 0
Shawnee, Kansas 19 $ 1,086,000 $ 57,157 $ 0
Kennebec, Maine 19 $ 2,162,000 $ 113,789 $ 0
Essex, Massachusetts 19 $ 4,971,000 $ 261,631 $ 0
Lauderdale, Mississippi 19 $ 610,000 $ 32,105 $ 0
Monmouth, New Jersey 19 $ 1,979,000 $ 104,157 $ 0
Warren, Ohio 19 $ 2,324,000 $ 122,315 $ 0
Rogers, Oklahoma 19 $ 1,956,000 $ 102,947 $ 41,000
Wilson, Tennessee 19 $ 2,248,000 $ 118,315 $ 0
Bastrop, Texas 19 $ 1,880,000 $ 98,947 $ 0
Portsmouth, Virginia 19 $ 1,968,000 $ 103,578 $ 0
Stanislaus, California 18 $ 2,033,000 $ 112,944 $ 0
Barrow, Georgia 18 $ 1,801,000 $ 100,055 $ 5,000
Macon, Illinois 18 $ 690,000 $ 38,333 $ 0
Porter, Indiana 18 $ 2,118,000 $ 117,666 $ 0
Frederick, Maryland 18 $ 2,291,000 $ 127,277 $ 0
Orange, New York 18 $ 1,719,000 $ 95,500 $ 0
Schenectady, New York 18 $ 1,407,000 $ 78,166 $ 0
Lake, Ohio 18 $ 1,474,000 $ 81,888 $ 0
Kay, Oklahoma 18 $ 447,000 $ 24,833 $ 9,000
Henderson, Texas 18 $ 1,787,000 $ 99,277 $ 0
Taylor, Texas 18 $ 810,000 $ 45,000 $ 0
Grant, Washington 18 $ 1,667,000 $ 92,611 $ 0
Craighead, Arkansas 17 $ 1,002,000 $ 58,941 $ 2,000
Manatee, Florida 17 $ 1,381,000 $ 81,235 $ 0
Hall, Georgia 17 $ 1,773,000 $ 104,294 $ 0
Spalding, Georgia 17 $ 1,506,000 $ 88,588 $ 0
Charles, Maryland 17 $ 3,268,000 $ 192,235 $ 0
Lowndes, Mississippi 17 $ 447,000 $ 26,294 $ 0
Rowan, North Carolina 17 $ 1,459,000 $ 85,823 $ 0
Portage, Ohio 17 $ 1,687,000 $ 99,235 $ 0
Mohave, Arizona 16 $ 1,587,000 $ 99,187 $ 5,000
Mesa, Colorado 16 $ 1,948,000 $ 121,750 $ 0
Catoosa, Georgia 16 $ 1,283,000 $ 80,187 $ 0
Liberty, Georgia 16 $ 912,000 $ 57,000 $ 0
Walton, Georgia 16 $ 2,077,000 $ 129,812 $ 0
Whitfield, Georgia 16 $ 1,160,000 $ 72,500 $ 0
Kankakee, Illinois 16 $ 1,560,000 $ 97,500 $ 0
Suffolk, Massachusetts 16 $ 6,240,000 $ 390,000 $ 0
Washtenaw, Michigan 16 $ 2,343,000 $ 146,437 $ 0
Bronx, New York 16 $ 2,928,000 $ 183,000 $ 6,000
Kings, New York 16 $ 1,961,000 $ 122,562 $ 1,000
Buncombe, North Carolina 16 $ 1,219,000 $ 76,187 $ 0
Clark, Ohio 16 $ 1,283,000 $ 80,187 $ 0
Osage, Oklahoma 16 $ 1,139,000 $ 71,187 $ 33,000
Washington, Oklahoma 16 $ 912,000 $ 57,000 $ 10,000
Chester, Pennsylvania 16 $ 1,823,000 $ 113,937 $ 0
Dorchester, South Carolina 16 $ 1,540,000 $ 96,250 $ 0
Hamblen, Tennessee 16 $ 1,327,000 $ 82,937 $ 0
Midland, Texas 16 $ 761,000 $ 47,562 $ 0
Navarro, Texas 16 $ 1,256,000 $ 78,500 $ 0
Webb, Texas 16 $ 1,079,000 $ 67,437 $ 0
Franklin, Washington 16 $ 1,486,000 $ 92,875 $ 0
Lee, Alabama 15 $ 1,112,000 $ 74,133 $ 0
Tulare, California 15 $ 912,000 $ 60,800 $ 0
Windham, Connecticut 15 $ 2,396,000 $ 159,733 $ 0
Hernando, Florida 15 $ 1,244,000 $ 82,933 $ 0
Sangamon, Illinois 15 $ 729,000 $ 48,600 $ 0
Livingston, Louisiana 15 $ 1,334,000 $ 88,933 $ 0
Ouachita, Louisiana 15 $ 886,000 $ 59,066 $ 0
Sussex, New Jersey 15 $ 2,322,000 $ 154,800 $ 0
Erie, Pennsylvania 15 $ 704,000 $ 46,933 $ 0
Putnam, Tennessee 15 $ 1,044,000 $ 69,600 $ 2,000
Ector, Texas 15 $ 328,000 $ 21,866 $ 0
Suffolk, Virginia 15 $ 1,779,000 $ 118,600 $ 0
Saline, Arkansas 14 $ 940,000 $ 67,142 $ 8,000
Contra Costa, California 14 $ 585,000 $ 41,785 $ 0
Floyd, Georgia 14 $ 1,365,000 $ 97,500 $ 0
Gordon, Georgia 14 $ 1,379,000 $ 98,500 $ 0
Lowndes, Georgia 14 $ 460,000 $ 32,857 $ 0
Clark, Indiana 14 $ 1,358,000 $ 97,000 $ 0
Black Hawk, Iowa 14 $ 855,000 $ 61,071 $ 2,000
Fayette, Kentucky 14 $ 1,096,000 $ 78,285 $ 0
Androscoggin, Maine 14 $ 2,069,000 $ 147,785 $ 0
Howard, Maryland 14 $ 1,862,000 $ 133,000 $ 0
Plymouth, Massachusetts 14 $ 2,900,000 $ 207,142 $ 0
Berrien, Michigan 14 $ 1,081,000 $ 77,214 $ 0
Calhoun, Michigan 14 $ 1,045,000 $ 74,642 $ 0
Shiawassee, Michigan 14 $ 1,251,000 $ 89,357 $ 0
Oswego, New York 14 $ 843,000 $ 60,214 $ 0
Comal, Texas 14 $ 1,353,000 $ 96,642 $ 0
Liberty, Texas 14 $ 1,427,000 $ 101,928 $ 0
San Patricio, Texas 14 $ 436,000 $ 31,142 $ 0
Dane, Wisconsin 14 $ 1,939,000 $ 138,500 $ 6,000
Cullman, Alabama 13 $ 1,059,000 $ 81,461 $ 0
Anchorage, Alaska 13 $ 1,289,000 $ 99,153 $ 18,000
Alameda, California 13 $ 1,520,000 $ 116,923 $ 0
Solano, California 13 $ 653,000 $ 50,230 $ 0
Larimer, Colorado 13 $ 1,528,000 $ 117,538 $ 0
Alachua, Florida 13 $ 503,000 $ 38,692 $ 0
Columbia, Georgia 13 $ 821,000 $ 63,153 $ 0
Bonneville, Idaho 13 $ 1,583,000 $ 121,769 $ 0
McHenry, Illinois 13 $ 1,669,000 $ 128,384 $ 0
Grant, Indiana 13 $ 860,000 $ 66,153 $ 0
Vanderburgh, Indiana 13 $ 788,000 $ 60,615 $ 0
Wabash, Indiana 13 $ 1,088,000 $ 83,692 $ 0
Allegan, Michigan 13 $ 1,332,000 $ 102,461 $ 0
St. Clair, Michigan 13 $ 1,539,000 $ 118,384 $ 0
Van Buren, Michigan 13 $ 1,038,000 $ 79,846 $ 0
Nye, Nevada 13 $ 1,918,000 $ 147,538 $ 0
Hudson, New Jersey 13 $ 1,825,000 $ 140,384 $ 0
Salem, New Jersey 13 $ 993,000 $ 76,384 $ 0
Cabarrus, North Carolina 13 $ 1,426,000 $ 109,692 $ 5,000
Pitt, North Carolina 13 $ 1,044,000 $ 80,307 $ 7,000
Greene, Ohio 13 $ 1,239,000 $ 95,307 $ 0
Licking, Ohio 13 $ 1,122,000 $ 86,307 $ 0
Medina, Ohio 13 $ 1,457,000 $ 112,076 $ 0
Richland, Ohio 13 $ 927,000 $ 71,307 $ 0
Muskogee, Oklahoma 13 $ 418,000 $ 32,153 $ 16,000
Marion, Oregon 13 $ 1,596,000 $ 122,769 $ 0
Cumberland, Pennsylvania 13 $ 1,034,000 $ 79,538 $ 0
Kent, Rhode Island 13 $ 2,457,000 $ 189,000 $ 0
Orangeburg, South Carolina 13 $ 935,000 $ 71,923 $ 0
Robertson, Tennessee 13 $ 1,075,000 $ 82,692 $ 0
Orange, Texas 13 $ 476,000 $ 36,615 $ 0
Van Zandt, Texas 13 $ 1,179,000 $ 90,692 $ 0
Tooele, Utah 13 $ 2,061,000 $ 158,538 $ 0
Thurston, Washington 13 $ 1,918,000 $ 147,538 $ 5,000
Faulkner, Arkansas 12 $ 817,000 $ 68,083 $ 0
Washington, Arkansas 12 $ 737,000 $ 61,416 $ 0
Butte, California 12 $ 1,409,000 $ 117,416 $ 0
Middlesex, Connecticut 12 $ 2,279,000 $ 189,916 $ 0
St. Johns, Florida 12 $ 1,750,000 $ 145,833 $ 0
Champaign, Illinois 12 $ 669,000 $ 55,750 $ 0
Kendall, Illinois 12 $ 1,825,000 $ 152,083 $ 0
Rock Island, Illinois 12 $ 585,000 $ 48,750 $ 11,000
Henry, Indiana 12 $ 986,000 $ 82,166 $ 0
Lee, Mississippi 12 $ 889,000 $ 74,083 $ 0
Warren, New Jersey 12 $ 1,924,000 $ 160,333 $ 0
Valencia, New Mexico 12 $ 1,489,000 $ 124,083 $ 0
Chautauqua, New York 12 $ 459,000 $ 38,250 $ 3,000
Iredell, North Carolina 12 $ 945,000 $ 78,750 $ 0
Kershaw, South Carolina 12 $ 826,000 $ 68,833 $ 0
Cheatham, Tennessee 12 $ 1,326,000 $ 110,500 $ 0
Anderson, Texas 12 $ 837,000 $ 69,750 $ 2,000
Bowie, Texas 12 $ 579,000 $ 48,250 $ 0
Augusta, Virginia 12 $ 1,023,000 $ 85,250 $ 0
Roanoke City, Virginia 12 $ 516,000 $ 43,000 $ 3,000
Union, Arkansas 11 $ 384,000 $ 34,909 $ 0
Boulder, Colorado 11 $ 1,838,000 $ 167,090 $ 0
Bay, Florida 11 $ 582,000 $ 52,909 $ 0
Citrus, Florida 11 $ 695,000 $ 63,181 $ 0
Forsyth, Georgia 11 $ 1,561,000 $ 141,909 $ 0
Murray, Georgia 11 $ 1,021,000 $ 92,818 $ 0
Walker, Georgia 11 $ 867,000 $ 78,818 $ 0
Vermilion, Illinois 11 $ 704,000 $ 64,000 $ 0
Boone, Indiana 11 $ 1,219,000 $ 110,818 $ 0
Clinton, Indiana 11 $ 942,000 $ 85,636 $ 0
Floyd, Indiana 11 $ 897,000 $ 81,545 $ 0
Wayne, Indiana 11 $ 785,000 $ 71,363 $ 0
Scott, Iowa 11 $ 762,000 $ 69,272 $ 0
Harvey, Kansas 11 $ 715,000 $ 65,000 $ 0
McCracken, Kentucky 11 $ 654,000 $ 59,454 $ 0
Rapides, Louisiana 11 $ 441,000 $ 40,090 $ 0
Calvert, Maryland 11 $ 2,386,000 $ 216,909 $ 61,000
Wicomico, Maryland 11 $ 1,175,000 $ 106,818 $ 0
Barnstable, Massachusetts 11 $ 2,845,000 $ 258,636 $ 0
Lenawee, Michigan 11 $ 1,439,000 $ 130,818 $ 0
Ottawa, Michigan 11 $ 1,295,000 $ 117,727 $ 0
Jackson, Mississippi 11 $ 964,000 $ 87,636 $ 0
Warren, Mississippi 11 $ 579,000 $ 52,636 $ 6,000
Dutchess, New York 11 $ 1,021,000 $ 92,818 $ 10,000
Saratoga, New York 11 $ 966,000 $ 87,818 $ 5,000
Hoke, North Carolina 11 $ 830,000 $ 75,454 $ 0
Page:

Mortgage Loan Application Detail Totals for Midfirst Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 28,200 $2,581,247,000 $91,000 $9,500,000 $3,000 $4,424,000
Refinancing 2,870 $294,256,000 $102,000 $2,500,000 $58,000 $1,800,000
Home Improvement 913 $33,328,000 $36,000 $400,000 $69,000 $2,484,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 28,399 $2,499,253,000 $88,000 $2,920,000 $0 $450,000
White 2,667 $327,952,000 $122,000 $9,500,000 $91,000 $4,424,000
Not Provided 462 $39,228,000 $84,000 $2,500,000 $89,000 $1,800,000
Hispanic 180 $14,786,000 $82,000 $1,950,000 $66,000 $2,484,000
Black or African American 138 $7,749,000 $56,000 $329,000 $75,000 $3,444,000
Asian 65 $13,070,000 $201,000 $1,200,000 $113,000 $920,000
American Indian or Alaskan Native 64 $5,727,000 $89,000 $608,000 $66,000 $480,000
Native Hawaiian or Other Pacific Islander 8 $1,066,000 $133,000 $315,000 $69,000 $146,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 23,175 $2,098,489,000 $90,000 $490,000 $1,000 $260,000
VA-guaranteed (Veterans Administration) 5,662 $446,690,000 $78,000 $583,000 $0 $414,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,896 $344,180,000 $118,000 $9,500,000 $94,000 $4,424,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 250 $19,472,000 $77,000 $271,000 $1,000 $45,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 28,353 $2,484,233,000 $87,000 $583,000 $0 $0
Loan Originated 1,646 $235,564,000 $143,000 $9,500,000 $99,000 $4,424,000
Application Denied By Financial Institution 1,592 $131,143,000 $82,000 $2,500,000 $73,000 $2,484,000
Application Withdrawn By Applicant 367 $55,218,000 $150,000 $2,065,000 $108,000 $1,417,000
Application Approved But Not Accepted 24 $2,578,000 $107,000 $417,000 $104,000 $435,000
File Closed For Incompleteness 1 $95,000 $95,000 $95,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 734 $36,440,000 $49,000 $591,000 $62,000 $678,000
Credit Application Incomplete 286 $36,485,000 $127,000 $417,000 $78,000 $468,000
Debt-To-Income Ratio 236 $19,890,000 $84,000 $650,000 $59,000 $1,000,000
Collateral 220 $20,925,000 $95,000 $417,000 $102,000 $2,484,000
Other 75 $9,734,000 $129,000 $1,250,000 $93,000 $1,000,000
Unverifiable Information 15 $2,189,000 $145,000 $400,000 $55,000 $77,000
Employment History 13 $1,333,000 $102,000 $303,000 $42,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 9 $3,647,000 $405,000 $2,500,000 $287,000 $1,800,000
Mortgage Insurance Denied 4 $500,000 $125,000 $294,000 $82,000 $105,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List