Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Midfirst Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 29,508
Total Mortgage Loan Application Amount $2,825,128,000
Average Mortgage Loan Application Amount $82,333
Highest Mortgage Loan Application Amount $12,500,000
Average Applicant Income $45,000
Highest Applicant Income $4,100,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for Midfirst Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 1,045 $ 143,217,000 $ 137,000 $ 99,000
Dallas County Texas 679 $ 51,835,000 $ 76,000 $ 0
Maricopa County Arizona 662 $ 123,617,000 $ 186,000 $ 105,000
Harris County Texas 480 $ 35,166,000 $ 73,000 $ 0
Tarrant County Texas 471 $ 36,914,000 $ 78,000 $ 0
Bexar County Texas 431 $ 26,017,000 $ 60,000 $ 0
Cook County Illinois 424 $ 41,383,000 $ 97,000 $ 0
Marion County Indiana 405 $ 32,683,000 $ 80,000 $ 0
Shelby County Tennessee 388 $ 24,333,000 $ 62,000 $ 1,000
Tulsa County Oklahoma 352 $ 49,943,000 $ 141,000 $ 98,000
Philadelphia County Pennsylvania 322 $ 19,971,000 $ 62,000 $ 0
Cleveland County Oklahoma 305 $ 30,229,000 $ 99,000 $ 73,000
Wayne County Michigan 291 $ 20,709,000 $ 71,000 $ 0
Canadian County Oklahoma 284 $ 24,533,000 $ 86,000 $ 59,000
DeKalb County Georgia 224 $ 20,704,000 $ 92,000 $ 0
Clark County Nevada 211 $ 21,821,000 $ 103,000 $ 0
Cuyahoga County Ohio 205 $ 15,853,000 $ 77,000 $ 0
Franklin County Ohio 195 $ 17,790,000 $ 91,000 $ 0
Mecklenburg County North Carolina 183 $ 18,172,000 $ 99,000 $ 1,000
Gwinnett County Georgia 172 $ 20,851,000 $ 121,000 $ 0
New Haven County Connecticut 169 $ 25,077,000 $ 148,000 $ 0
Clayton County Georgia 160 $ 14,856,000 $ 92,000 $ 0
Baltimore City County Maryland 160 $ 10,345,000 $ 64,000 $ 0
Duval County Florida 155 $ 13,331,000 $ 86,000 $ 0
Miami-Dade County Florida 154 $ 13,353,000 $ 86,000 $ 0
Jackson County Missouri 153 $ 12,330,000 $ 80,000 $ 0
St. Louis County Missouri 153 $ 11,610,000 $ 75,000 $ 1,000
Erie County New York 143 $ 8,295,000 $ 58,000 $ 2,000
Jefferson County Alabama 140 $ 8,469,000 $ 60,000 $ 1,000
Monroe County New York 137 $ 7,824,000 $ 57,000 $ 0
Hillsborough County Florida 132 $ 10,955,000 $ 82,000 $ 0
Fulton County Georgia 132 $ 24,446,000 $ 185,000 $ 0
El Paso County Texas 131 $ 6,607,000 $ 50,000 $ 0
Cobb County Georgia 127 $ 12,909,000 $ 101,000 $ 0
Hartford County Connecticut 126 $ 16,732,000 $ 132,000 $ 0
Guilford County North Carolina 125 $ 10,909,000 $ 87,000 $ 0
Orange County Florida 123 $ 9,101,000 $ 73,000 $ 0
Travis County Texas 120 $ 16,561,000 $ 138,000 $ 0
Allegheny County Pennsylvania 119 $ 7,041,000 $ 59,000 $ 2,000
Sedgwick County Kansas 117 $ 8,664,000 $ 74,000 $ 0
Jackson County Oklahoma 116 $ 10,236,000 $ 88,000 $ 64,000
Baltimore County Maryland 115 $ 12,950,000 $ 112,000 $ 0
Wake County North Carolina 111 $ 10,864,000 $ 97,000 $ 1,000
Los Angeles County California 110 $ 10,986,000 $ 99,000 $ 14,000
Pulaski County Arkansas 107 $ 6,558,000 $ 61,000 $ 1,000
Denton County Texas 106 $ 11,502,000 $ 108,000 $ 0
Prince George's County Maryland 102 $ 10,098,000 $ 99,000 $ 0
New Castle County Delaware 101 $ 11,098,000 $ 109,000 $ 0
Broward County Florida 100 $ 9,079,000 $ 90,000 $ 9,000
Davidson County Tennessee 99 $ 8,693,000 $ 87,000 $ 0
Pinellas County Florida 98 $ 7,679,000 $ 78,000 $ 0
Allen County Indiana 98 $ 5,997,000 $ 61,000 $ 0
Collin County Texas 98 $ 9,927,000 $ 101,000 $ 0
Macomb County Michigan 97 $ 9,636,000 $ 99,000 $ 0
Camden County New Jersey 95 $ 9,678,000 $ 101,000 $ 0
Pima County Arizona 93 $ 7,847,000 $ 84,000 $ 3,000
Onondaga County New York 93 $ 5,158,000 $ 55,000 $ 0
Hamilton County Ohio 93 $ 8,697,000 $ 93,000 $ 0
Genesee County Michigan 90 $ 5,946,000 $ 66,000 $ 0
Montgomery County Ohio 90 $ 7,193,000 $ 79,000 $ 0
Bell County Texas 90 $ 5,833,000 $ 64,000 $ 1,000
San Bernardino County California 89 $ 7,582,000 $ 85,000 $ 0
Kent County Michigan 89 $ 7,660,000 $ 86,000 $ 0
Delaware County Pennsylvania 86 $ 8,207,000 $ 95,000 $ 0
Salt Lake County Utah 86 $ 10,833,000 $ 125,000 $ 0
Lake County Indiana 83 $ 6,584,000 $ 79,000 $ 0
Cumberland County North Carolina 83 $ 4,794,000 $ 57,000 $ 3,000
Richland County South Carolina 83 $ 5,929,000 $ 71,000 $ 8,000
Grady County Oklahoma 81 $ 6,801,000 $ 83,000 $ 59,000
El Paso County Colorado 80 $ 9,339,000 $ 116,000 $ 0
Hinds County Mississippi 79 $ 5,660,000 $ 71,000 $ 0
Adams County Colorado 76 $ 9,944,000 $ 130,000 $ 0
Polk County Florida 76 $ 6,090,000 $ 80,000 $ 0
Arapahoe County Colorado 75 $ 8,676,000 $ 115,000 $ 1,000
Pasco County Florida 75 $ 6,729,000 $ 89,000 $ 0
Fort Bend County Texas 74 $ 5,099,000 $ 68,000 $ 1,000
Riverside County California 73 $ 7,653,000 $ 104,000 $ 0
Jefferson County Kentucky 72 $ 6,883,000 $ 95,000 $ 0
Mobile County Alabama 71 $ 5,491,000 $ 77,000 $ 1,000
Kern County California 70 $ 4,600,000 $ 65,000 $ 0
Henry County Georgia 70 $ 8,347,000 $ 119,000 $ 0
Douglas County Nebraska 70 $ 6,200,000 $ 88,000 $ 0
Texas County Oklahoma 70 $ 5,077,000 $ 72,000 $ 51,000
Madison County Alabama 69 $ 5,344,000 $ 77,000 $ 0
St. Joseph County Indiana 68 $ 5,212,000 $ 76,000 $ 0
Oakland County Michigan 68 $ 7,360,000 $ 108,000 $ 0
Pottawatomie County Oklahoma 68 $ 5,147,000 $ 75,000 $ 53,000
Madison County Indiana 67 $ 5,273,000 $ 78,000 $ 0
Bernalillo County New Mexico 64 $ 6,634,000 $ 103,000 $ 0
Williamson County Texas 64 $ 7,153,000 $ 111,000 $ 0
Palm Beach County Florida 63 $ 4,288,000 $ 68,000 $ 0
Paulding County Georgia 63 $ 7,516,000 $ 119,000 $ 0
Lake County Illinois 63 $ 6,944,000 $ 110,000 $ 0
Hennepin County Minnesota 62 $ 5,484,000 $ 88,000 $ 4,000
St. Louis City County Missouri 62 $ 3,579,000 $ 57,000 $ 0
Brevard County Florida 61 $ 4,096,000 $ 67,000 $ 2,000
Woodward County Oklahoma 61 $ 4,558,000 $ 74,000 $ 66,000
Denver County Colorado 60 $ 7,794,000 $ 129,000 $ 0
Virginia Beach County Virginia 60 $ 5,854,000 $ 97,000 $ 0
East Baton Rouge County Louisiana 59 $ 4,192,000 $ 71,000 $ 0
Luzerne County Pennsylvania 57 $ 3,809,000 $ 66,000 $ 1,000
Fresno County California 56 $ 3,211,000 $ 57,000 $ 0
Winnebago County Illinois 56 $ 4,265,000 $ 76,000 $ 0
Montgomery County Alabama 55 $ 3,005,000 $ 54,000 $ 1,000
Volusia County Florida 55 $ 4,476,000 $ 81,000 $ 1,000
Will County Illinois 55 $ 7,577,000 $ 137,000 $ 0
Richmond County Georgia 53 $ 3,219,000 $ 60,000 $ 0
Caddo County Louisiana 53 $ 2,040,000 $ 38,000 $ 0
DeSoto County Mississippi 53 $ 5,151,000 $ 97,000 $ 0
Niagara County New York 53 $ 2,747,000 $ 51,000 $ 0
Summit County Ohio 53 $ 3,579,000 $ 67,000 $ 0
Nueces County Texas 53 $ 3,790,000 $ 71,000 $ 0
Burlington County New Jersey 52 $ 5,690,000 $ 109,000 $ 1,000
Suffolk County New York 52 $ 19,491,000 $ 374,000 $ 16,000
Seminole County Florida 50 $ 3,825,000 $ 76,000 $ 0
Hamilton County Indiana 50 $ 6,411,000 $ 128,000 $ 0
Hendricks County Indiana 50 $ 5,521,000 $ 110,000 $ 0
Kalamazoo County Michigan 50 $ 4,191,000 $ 83,000 $ 0
Essex County New Jersey 49 $ 6,877,000 $ 140,000 $ 0
Lorain County Ohio 49 $ 5,153,000 $ 105,000 $ 0
Lancaster County Pennsylvania 49 $ 4,505,000 $ 91,000 $ 0
Elkhart County Indiana 48 $ 3,716,000 $ 77,000 $ 1,000
Anne Arundel County Maryland 48 $ 6,344,000 $ 132,000 $ 0
Hidalgo County Texas 48 $ 3,212,000 $ 66,000 $ 0
Milwaukee County Wisconsin 48 $ 4,388,000 $ 91,000 $ 1,000
Kane County Illinois 47 $ 6,207,000 $ 132,000 $ 0
Butler County Ohio 47 $ 4,618,000 $ 98,000 $ 0
Montgomery County Tennessee 47 $ 4,205,000 $ 89,000 $ 2,000
Spokane County Washington 47 $ 4,354,000 $ 92,000 $ 0
St. Clair County Illinois 46 $ 3,386,000 $ 73,000 $ 0
Oneida County New York 46 $ 2,639,000 $ 57,000 $ 1,000
Rutherford County Tennessee 46 $ 4,299,000 $ 93,000 $ 1,000
Montgomery County Texas 46 $ 4,669,000 $ 101,000 $ 18,000
Kent County Delaware 45 $ 4,886,000 $ 108,000 $ 0
Ingham County Michigan 45 $ 2,875,000 $ 63,000 $ 0
Clay County Missouri 45 $ 3,873,000 $ 86,000 $ 0
Logan County Oklahoma 45 $ 5,337,000 $ 118,000 $ 71,000
Sumner County Tennessee 45 $ 5,134,000 $ 114,000 $ 0
Chatham County Georgia 44 $ 2,947,000 $ 66,000 $ 0
New London County Connecticut 43 $ 6,762,000 $ 157,000 $ 0
Johnson County Indiana 43 $ 4,265,000 $ 99,000 $ 0
Jefferson County Louisiana 43 $ 3,301,000 $ 76,000 $ 0
Queens County New York 43 $ 11,242,000 $ 261,000 $ 2,000
Johnson County Texas 43 $ 3,472,000 $ 80,000 $ 0
Lubbock County Texas 43 $ 1,812,000 $ 42,000 $ 0
Morgan County Alabama 42 $ 3,302,000 $ 78,000 $ 0
Caddo County Oklahoma 42 $ 2,315,000 $ 55,000 $ 44,000
Dauphin County Pennsylvania 42 $ 3,003,000 $ 71,000 $ 0
Lee County Florida 41 $ 3,276,000 $ 79,000 $ 0
Pierce County Washington 41 $ 5,962,000 $ 145,000 $ 0
Douglas County Georgia 40 $ 4,428,000 $ 110,000 $ 2,000
Greene County Missouri 40 $ 3,017,000 $ 75,000 $ 0
Pinal County Arizona 39 $ 4,010,000 $ 102,000 $ 4,000
Hampden County Massachusetts 39 $ 4,738,000 $ 121,000 $ 0
Forsyth County North Carolina 39 $ 3,727,000 $ 95,000 $ 1,000
Ada County Idaho 38 $ 4,359,000 $ 114,000 $ 0
York County Pennsylvania 38 $ 3,598,000 $ 94,000 $ 0
McLennan County Texas 38 $ 2,903,000 $ 76,000 $ 3,000
San Diego County California 37 $ 8,707,000 $ 235,000 $ 70,000
Tulare County California 37 $ 2,329,000 $ 62,000 $ 0
DuPage County Illinois 37 $ 5,481,000 $ 148,000 $ 0
Hancock County Indiana 37 $ 4,046,000 $ 109,000 $ 1,000
Saginaw County Michigan 37 $ 2,450,000 $ 66,000 $ 0
Gloucester County New Jersey 37 $ 4,207,000 $ 113,000 $ 0
Lexington County South Carolina 37 $ 2,820,000 $ 76,000 $ 2,000
Brazoria County Texas 37 $ 3,500,000 $ 94,000 $ 0
Snohomish County Washington 37 $ 6,773,000 $ 183,000 $ 0
Hall County Georgia 36 $ 3,506,000 $ 97,000 $ 3,000
Muscogee County Georgia 36 $ 2,787,000 $ 77,000 $ 0
Mercer County New Jersey 36 $ 4,149,000 $ 115,000 $ 1,000
Custer County Oklahoma 36 $ 2,991,000 $ 83,000 $ 64,000
Hamilton County Tennessee 36 $ 2,442,000 $ 67,000 $ 0
Galveston County Texas 36 $ 2,398,000 $ 66,000 $ 10,000
King County Washington 36 $ 5,323,000 $ 147,000 $ 0
Cherokee County Georgia 35 $ 4,056,000 $ 115,000 $ 0
Durham County North Carolina 35 $ 2,791,000 $ 79,000 $ 1,000
Comanche County Oklahoma 35 $ 2,457,000 $ 70,000 $ 22,000
Ellis County Texas 35 $ 3,617,000 $ 103,000 $ 1,000
Chesterfield County Virginia 35 $ 3,341,000 $ 95,000 $ 0
Yuma County Arizona 34 $ 2,818,000 $ 82,000 $ 1,000
Middlesex County New Jersey 34 $ 5,788,000 $ 170,000 $ 0
Johnston County North Carolina 34 $ 3,136,000 $ 92,000 $ 1,000
Lucas County Ohio 34 $ 2,452,000 $ 72,000 $ 0
Stark County Ohio 34 $ 2,382,000 $ 70,000 $ 1,000
Lehigh County Pennsylvania 34 $ 2,481,000 $ 72,000 $ 0
Guadalupe County Texas 34 $ 2,864,000 $ 84,000 $ 0
Sacramento County California 33 $ 3,166,000 $ 95,000 $ 0
Honolulu County Hawaii 33 $ 3,695,000 $ 111,000 $ 0
Greenville County South Carolina 33 $ 3,138,000 $ 95,000 $ 0
Cameron County Texas 33 $ 2,132,000 $ 64,000 $ 0
Clark County Washington 33 $ 5,191,000 $ 157,000 $ 0
Calhoun County Alabama 32 $ 2,242,000 $ 70,000 $ 0
Weld County Colorado 32 $ 3,576,000 $ 111,000 $ 0
Albany County New York 32 $ 2,381,000 $ 74,000 $ 1,000
Washita County Oklahoma 32 $ 1,600,000 $ 50,000 $ 50,000
Montgomery County Pennsylvania 32 $ 4,141,000 $ 129,000 $ 5,000
Northampton County Pennsylvania 32 $ 3,701,000 $ 115,000 $ 0
Chesapeake County Virginia 32 $ 3,571,000 $ 111,000 $ 5,000
Henrico County Virginia 32 $ 3,051,000 $ 95,000 $ 0
Newton County Georgia 31 $ 3,407,000 $ 109,000 $ 0
Muskegon County Michigan 31 $ 2,337,000 $ 75,000 $ 0
Broome County New York 31 $ 1,858,000 $ 59,000 $ 0
Okaloosa County Florida 30 $ 2,186,000 $ 72,000 $ 0
Sarasota County Florida 30 $ 3,035,000 $ 101,000 $ 0
Delaware County Indiana 30 $ 2,176,000 $ 72,000 $ 0
Polk County Iowa 30 $ 2,744,000 $ 91,000 $ 1,000
Ramsey County Minnesota 30 $ 2,288,000 $ 76,000 $ 0
Atlantic County New Jersey 30 $ 2,216,000 $ 73,000 $ 0
Union County New Jersey 30 $ 4,709,000 $ 156,000 $ 3,000
Knox County Tennessee 30 $ 2,107,000 $ 70,000 $ 0
Norfolk County Virginia 30 $ 2,945,000 $ 98,000 $ 1,000
Fairfield County Connecticut 29 $ 4,615,000 $ 159,000 $ 0
District of Columbia County District Of Columbia 29 $ 1,555,000 $ 53,000 $ 0
Clay County Florida 29 $ 2,951,000 $ 101,000 $ 0
Escambia County Florida 29 $ 2,122,000 $ 73,000 $ 0
Marion County Florida 29 $ 2,235,000 $ 77,000 $ 0
Montgomery County Maryland 29 $ 1,863,000 $ 64,000 $ 0
Worcester County Massachusetts 29 $ 4,922,000 $ 169,000 $ 0
Ocean County New Jersey 29 $ 4,121,000 $ 142,000 $ 3,000
Rogers County Oklahoma 29 $ 3,999,000 $ 137,000 $ 65,000
Providence County Rhode Island 29 $ 4,843,000 $ 167,000 $ 0
Jefferson County Texas 29 $ 1,446,000 $ 49,000 $ 0
Madison County Illinois 28 $ 1,492,000 $ 53,000 $ 1,000
Howard County Indiana 28 $ 2,202,000 $ 78,000 $ 1,000
Bay County Michigan 28 $ 2,141,000 $ 76,000 $ 0
Jefferson County Missouri 28 $ 2,613,000 $ 93,000 $ 1,000
Washoe County Nevada 28 $ 3,869,000 $ 138,000 $ 0
Trumbull County Ohio 28 $ 1,930,000 $ 68,000 $ 0
Wagoner County Oklahoma 28 $ 3,158,000 $ 112,000 $ 49,000
Multnomah County Oregon 28 $ 3,621,000 $ 129,000 $ 0
Weber County Utah 28 $ 2,897,000 $ 103,000 $ 0
Fairfax County Virginia 28 $ 4,393,000 $ 156,000 $ 149,000
Prince William County Virginia 28 $ 3,381,000 $ 120,000 $ 0
Benton County Arkansas 27 $ 2,273,000 $ 84,000 $ 46,000
Lake County Florida 27 $ 2,750,000 $ 101,000 $ 0
Houston County Georgia 27 $ 1,849,000 $ 68,000 $ 0
Tippecanoe County Indiana 27 $ 2,478,000 $ 91,000 $ 0
Rensselaer County New York 27 $ 1,981,000 $ 73,000 $ 2,000
Gaston County North Carolina 27 $ 3,141,000 $ 116,000 $ 0
St. Lucie County Florida 26 $ 2,054,000 $ 79,000 $ 0
St. Charles County Missouri 26 $ 3,523,000 $ 135,000 $ 0
Onslow County North Carolina 26 $ 1,783,000 $ 68,000 $ 0
Mahoning County Ohio 26 $ 1,079,000 $ 41,000 $ 0
McClain County Oklahoma 26 $ 2,529,000 $ 97,000 $ 66,000
Berks County Pennsylvania 26 $ 1,759,000 $ 67,000 $ 0
Bucks County Pennsylvania 26 $ 2,634,000 $ 101,000 $ 0
Wichita County Texas 26 $ 1,389,000 $ 53,000 $ 0
Richmond City County Virginia 26 $ 1,499,000 $ 57,000 $ 1,000
Stanislaus County California 25 $ 3,448,000 $ 137,000 $ 0
Jefferson County Colorado 25 $ 2,522,000 $ 100,000 $ 0
Bartow County Georgia 25 $ 2,580,000 $ 103,000 $ 0
Bibb County Georgia 25 $ 1,621,000 $ 64,000 $ 0
Canyon County Idaho 25 $ 2,639,000 $ 105,000 $ 0
Johnson County Kansas 25 $ 2,893,000 $ 115,000 $ 5,000
Anoka County Minnesota 25 $ 3,238,000 $ 129,000 $ 7,000
Union County North Carolina 25 $ 2,616,000 $ 104,000 $ 0
Webb County Texas 25 $ 2,273,000 $ 90,000 $ 0
Newport News County Virginia 25 $ 1,437,000 $ 57,000 $ 5,000
Tuscaloosa County Alabama 24 $ 2,202,000 $ 91,000 $ 0
Sebastian County Arkansas 24 $ 1,384,000 $ 57,000 $ 0
Litchfield County Connecticut 24 $ 4,053,000 $ 168,000 $ 0
Walton County Georgia 24 $ 3,205,000 $ 133,000 $ 0
Wyandotte County Kansas 24 $ 1,329,000 $ 55,000 $ 3,000
Harford County Maryland 24 $ 3,880,000 $ 161,000 $ 0
Bristol County Massachusetts 24 $ 4,537,000 $ 189,000 $ 0
Harrison County Mississippi 24 $ 2,081,000 $ 86,000 $ 0
Kings County New York 24 $ 3,701,000 $ 154,000 $ 0
York County South Carolina 24 $ 2,427,000 $ 101,000 $ 0
Hays County Texas 24 $ 2,798,000 $ 116,000 $ 0
Kaufman County Texas 24 $ 2,414,000 $ 100,000 $ 1,000
Saline County Arkansas 23 $ 2,016,000 $ 87,000 $ 0
Orange County California 23 $ 4,012,000 $ 174,000 $ 14,000
Kenton County Kentucky 23 $ 2,219,000 $ 96,000 $ 0
Penobscot County Maine 23 $ 2,711,000 $ 117,000 $ 0
Jackson County Michigan 23 $ 1,755,000 $ 76,000 $ 0
Sarpy County Nebraska 23 $ 2,733,000 $ 118,000 $ 0
Passaic County New Jersey 23 $ 4,822,000 $ 209,000 $ 0
Nassau County New York 23 $ 5,191,000 $ 225,000 $ 9,000
Randolph County North Carolina 23 $ 2,393,000 $ 104,000 $ 0
Clermont County Ohio 23 $ 2,805,000 $ 121,000 $ 0
Crittenden County Arkansas 22 $ 1,536,000 $ 69,000 $ 0
Jefferson County Arkansas 22 $ 780,000 $ 35,000 $ 0
Pueblo County Colorado 22 $ 1,749,000 $ 79,000 $ 0
Windham County Connecticut 22 $ 3,129,000 $ 142,000 $ 0
Carroll County Georgia 22 $ 2,327,000 $ 105,000 $ 0
Liberty County Georgia 22 $ 1,724,000 $ 78,000 $ 0
Whitfield County Georgia 22 $ 1,847,000 $ 83,000 $ 3,000
Grant County Indiana 22 $ 1,115,000 $ 50,000 $ 1,000
Cass County Missouri 22 $ 2,405,000 $ 109,000 $ 0
Schenectady County New York 22 $ 2,227,000 $ 101,000 $ 0
Greene County Ohio 22 $ 2,135,000 $ 97,000 $ 0
Payne County Oklahoma 22 $ 9,424,000 $ 428,000 $ 65,000
Pike County Pennsylvania 22 $ 3,225,000 $ 146,000 $ 0
Berkeley County South Carolina 22 $ 1,791,000 $ 81,000 $ 0
Potter County Texas 22 $ 1,131,000 $ 51,000 $ 0
Smith County Texas 22 $ 1,701,000 $ 77,000 $ 0
Utah County Utah 22 $ 3,309,000 $ 150,000 $ 0
Russell County Alabama 21 $ 1,742,000 $ 82,000 $ 0
Hernando County Florida 21 $ 1,625,000 $ 77,000 $ 0
Elmore County Idaho 21 $ 2,435,000 $ 115,000 $ 0
McHenry County Illinois 21 $ 2,736,000 $ 130,000 $ 0
Plymouth County Massachusetts 21 $ 4,178,000 $ 198,000 $ 2,000
Van Buren County Michigan 21 $ 1,838,000 $ 87,000 $ 0
Oswego County New York 21 $ 1,038,000 $ 49,000 $ 0
Clark County Ohio 21 $ 1,219,000 $ 58,000 $ 0
Warren County Ohio 21 $ 2,522,000 $ 120,000 $ 0
Spartanburg County South Carolina 21 $ 1,771,000 $ 84,000 $ 0
Tipton County Tennessee 21 $ 1,971,000 $ 93,000 $ 0
Hunt County Texas 21 $ 1,551,000 $ 73,000 $ 0
Victoria County Texas 21 $ 1,037,000 $ 49,000 $ 0
Portsmouth County Virginia 21 $ 1,672,000 $ 79,000 $ 0
Faulkner County Arkansas 20 $ 1,555,000 $ 77,000 $ 1,000
Washington County Arkansas 20 $ 1,289,000 $ 64,000 $ 0
Barrow County Georgia 20 $ 2,291,000 $ 114,000 $ 0
Rockdale County Georgia 20 $ 2,198,000 $ 109,000 $ 0
Vanderburgh County Indiana 20 $ 1,275,000 $ 63,000 $ 0
Lafayette County Louisiana 20 $ 1,440,000 $ 72,000 $ 0
Orleans County Louisiana 20 $ 1,337,000 $ 66,000 $ 0
Charles County Maryland 20 $ 2,847,000 $ 142,000 $ 0
Hillsborough County New Hampshire 20 $ 3,659,000 $ 182,000 $ 0
Orange County New York 20 $ 3,256,000 $ 162,000 $ 2,000
Cabarrus County North Carolina 20 $ 2,081,000 $ 104,000 $ 0
Lake County Ohio 20 $ 1,795,000 $ 89,000 $ 0
Licking County Ohio 20 $ 1,793,000 $ 89,000 $ 0
Portage County Ohio 20 $ 2,727,000 $ 136,000 $ 0
Lincoln County Oklahoma 20 $ 2,046,000 $ 102,000 $ 102,000
Erie County Pennsylvania 20 $ 1,319,000 $ 65,000 $ 0
Grayson County Texas 20 $ 1,225,000 $ 61,000 $ 0
Shelby County Alabama 19 $ 2,183,000 $ 114,000 $ 0
Tolland County Connecticut 19 $ 2,644,000 $ 139,000 $ 0
LaPorte County Indiana 19 $ 1,482,000 $ 78,000 $ 0
Morgan County Indiana 19 $ 1,754,000 $ 92,000 $ 0
Bossier County Louisiana 19 $ 1,749,000 $ 92,000 $ 0
Dakota County Minnesota 19 $ 2,332,000 $ 122,000 $ 0
Cumberland County New Jersey 19 $ 1,499,000 $ 78,000 $ 3,000
Alamance County North Carolina 19 $ 1,520,000 $ 80,000 $ 3,000
Clackamas County Oregon 19 $ 3,382,000 $ 178,000 $ 0
Chester County Pennsylvania 19 $ 2,255,000 $ 118,000 $ 0
Westmoreland County Pennsylvania 19 $ 1,073,000 $ 56,000 $ 3,000
Wilson County Tennessee 19 $ 1,991,000 $ 104,000 $ 0
Hampton County Virginia 19 $ 1,169,000 $ 61,000 $ 1,000
Thurston County Washington 19 $ 2,384,000 $ 125,000 $ 0
Lonoke County Arkansas 18 $ 1,634,000 $ 90,000 $ 0
Leon County Florida 18 $ 1,602,000 $ 89,000 $ 0
Osceola County Florida 18 $ 1,512,000 $ 84,000 $ 0
Peoria County Illinois 18 $ 1,177,000 $ 65,000 $ 0
Porter County Indiana 18 $ 1,830,000 $ 101,000 $ 0
Christian County Kentucky 18 $ 1,362,000 $ 75,000 $ 0
Middlesex County Massachusetts 18 $ 3,841,000 $ 213,000 $ 0
Berrien County Michigan 18 $ 1,192,000 $ 66,000 $ 0
Iredell County North Carolina 18 $ 1,913,000 $ 106,000 $ 0
Charleston County South Carolina 18 $ 722,000 $ 40,000 $ 0
Madison County Tennessee 18 $ 1,161,000 $ 64,000 $ 0
Parker County Texas 18 $ 1,966,000 $ 109,000 $ 1,000
Lowndes County Georgia 17 $ 1,377,000 $ 81,000 $ 0
Bannock County Idaho 17 $ 1,326,000 $ 78,000 $ 0
St. Tammany County Louisiana 17 $ 1,554,000 $ 91,000 $ 0
Allegan County Michigan 17 $ 1,746,000 $ 102,000 $ 0
Calhoun County Michigan 17 $ 1,153,000 $ 67,000 $ 0
Washtenaw County Michigan 17 $ 1,973,000 $ 116,000 $ 0
Jackson County Mississippi 17 $ 1,648,000 $ 96,000 $ 0
Bronx County New York 17 $ 3,543,000 $ 208,000 $ 0
Beaver County Pennsylvania 17 $ 998,000 $ 58,000 $ 1,000
Coryell County Texas 17 $ 1,257,000 $ 73,000 $ 0
Randall County Texas 17 $ 1,355,000 $ 79,000 $ 0
Houston County Alabama 16 $ 1,387,000 $ 86,000 $ 0
Santa Rosa County Florida 16 $ 1,505,000 $ 94,000 $ 0
Coweta County Georgia 16 $ 2,293,000 $ 143,000 $ 0
Dougherty County Georgia 16 $ 924,000 $ 57,000 $ 0
Boone County Kentucky 16 $ 2,037,000 $ 127,000 $ 3,000
Fayette County Kentucky 16 $ 1,294,000 $ 80,000 $ 0
Livingston County Louisiana 16 $ 1,512,000 $ 94,000 $ 0
Ouachita County Louisiana 16 $ 444,000 $ 27,000 $ 0
Essex County Massachusetts 16 $ 3,700,000 $ 231,000 $ 0
Eaton County Michigan 16 $ 1,574,000 $ 98,000 $ 0
Cayuga County New York 16 $ 838,000 $ 52,000 $ 0
Herkimer County New York 16 $ 805,000 $ 50,000 $ 0
Wayne County New York 16 $ 1,064,000 $ 66,000 $ 0
Cumberland County Pennsylvania 16 $ 1,594,000 $ 99,000 $ 0
Dorchester County South Carolina 16 $ 1,928,000 $ 120,000 $ 0
Brazos County Texas 16 $ 1,216,000 $ 76,000 $ 0
Gregg County Texas 16 $ 820,000 $ 51,000 $ 0
Etowah County Alabama 15 $ 727,000 $ 48,000 $ 0
Craighead County Arkansas 15 $ 1,096,000 $ 73,000 $ 0
Larimer County Colorado 15 $ 1,531,000 $ 102,000 $ 0
Kankakee County Illinois 15 $ 1,210,000 $ 80,000 $ 0
Sangamon County Illinois 15 $ 784,000 $ 52,000 $ 0
Miami County Indiana 15 $ 1,009,000 $ 67,000 $ 0
Butler County Kansas 15 $ 1,242,000 $ 82,000 $ 0
Calcasieu County Louisiana 15 $ 1,315,000 $ 87,000 $ 0
St. Clair County Michigan 15 $ 1,768,000 $ 117,000 $ 0
Aiken County South Carolina 15 $ 872,000 $ 58,000 $ 0
Horry County South Carolina 15 $ 2,015,000 $ 134,000 $ 53,000
Comal County Texas 15 $ 1,453,000 $ 96,000 $ 0
Taylor County Texas 15 $ 688,000 $ 45,000 $ 0
Spotsylvania County Virginia 15 $ 2,227,000 $ 148,000 $ 0
Benton County Washington 15 $ 1,289,000 $ 85,000 $ 0
Limestone County Alabama 14 $ 1,511,000 $ 107,000 $ 0
Pope County Arkansas 14 $ 908,000 $ 64,000 $ 8,000
San Joaquin County California 14 $ 2,005,000 $ 143,000 $ 0
Boulder County Colorado 14 $ 1,904,000 $ 136,000 $ 5,000
Charlotte County Florida 14 $ 1,061,000 $ 75,000 $ 0
Manatee County Florida 14 $ 1,172,000 $ 83,000 $ 0
Spalding County Georgia 14 $ 1,399,000 $ 99,000 $ 0
Rock Island County Illinois 14 $ 880,000 $ 62,000 $ 0
Huntington County Indiana 14 $ 814,000 $ 58,000 $ 0
Kosciusko County Indiana 14 $ 1,151,000 $ 82,000 $ 0
Ottawa County Michigan 14 $ 1,692,000 $ 120,000 $ 1,000
Rankin County Mississippi 14 $ 1,207,000 $ 86,000 $ 0
Buchanan County Missouri 14 $ 1,001,000 $ 71,000 $ 4,000
Lancaster County Nebraska 14 $ 1,499,000 $ 107,000 $ 0
Pitt County North Carolina 14 $ 821,000 $ 58,000 $ 0
Sumter County South Carolina 14 $ 824,000 $ 58,000 $ 0
Robertson County Tennessee 14 $ 1,648,000 $ 117,000 $ 0
Yavapai County Arizona 13 $ 1,723,000 $ 132,000 $ 76,000
Clark County Indiana 13 $ 1,233,000 $ 94,000 $ 0
DeKalb County Indiana 13 $ 800,000 $ 61,000 $ 0
Henry County Indiana 13 $ 926,000 $ 71,000 $ 0
Rapides County Louisiana 13 $ 688,000 $ 52,000 $ 0
Shiawassee County Michigan 13 $ 1,098,000 $ 84,000 $ 0
St. Joseph County Michigan 13 $ 903,000 $ 69,000 $ 0
Pulaski County Missouri 13 $ 1,342,000 $ 103,000 $ 3,000
Monmouth County New Jersey 13 $ 1,818,000 $ 139,000 $ 0
Davidson County North Carolina 13 $ 1,058,000 $ 81,000 $ 3,000
Harnett County North Carolina 13 $ 1,211,000 $ 93,000 $ 5,000
Nash County North Carolina 13 $ 665,000 $ 51,000 $ 0
Creek County Oklahoma 13 $ 1,657,000 $ 127,000 $ 47,000
Okmulgee County Oklahoma 13 $ 1,612,000 $ 124,000 $ 43,000
Washington County Oklahoma 13 $ 971,000 $ 74,000 $ 13,000
Marion County Oregon 13 $ 1,508,000 $ 116,000 $ 0
Sullivan County Tennessee 13 $ 1,044,000 $ 80,000 $ 0
Rockwall County Texas 13 $ 1,657,000 $ 127,000 $ 0
Davis County Utah 13 $ 2,022,000 $ 155,000 $ 0
Lee County Alabama 12 $ 1,248,000 $ 104,000 $ 0
Merced County California 12 $ 1,212,000 $ 101,000 $ 0
Mesa County Colorado 12 $ 1,494,000 $ 124,000 $ 0
Alachua County Florida 12 $ 822,000 $ 68,000 $ 0
Columbia County Georgia 12 $ 1,129,000 $ 94,000 $ 0
Forsyth County Georgia 12 $ 1,530,000 $ 127,000 $ 0
Wayne County Indiana 12 $ 918,000 $ 76,000 $ 0
Shawnee County Kansas 12 $ 862,000 $ 71,000 $ 1,000
Hardin County Kentucky 12 $ 877,000 $ 73,000 $ 6,000
McCracken County Kentucky 12 $ 728,000 $ 60,000 $ 0
Lincoln County Missouri 12 $ 1,030,000 $ 85,000 $ 4,000
Sussex County New Jersey 12 $ 2,006,000 $ 167,000 $ 0
Cattaraugus County New York 12 $ 575,000 $ 47,000 $ 0
Chautauqua County New York 12 $ 741,000 $ 61,000 $ 3,000
Franklin County North Carolina 12 $ 1,098,000 $ 91,000 $ 0
Richland County Ohio 12 $ 727,000 $ 60,000 $ 0
Washington County Oregon 12 $ 1,335,000 $ 111,000 $ 0
Lackawanna County Pennsylvania 12 $ 810,000 $ 67,000 $ 0
Lebanon County Pennsylvania 12 $ 777,000 $ 64,000 $ 0
Monroe County Pennsylvania 12 $ 1,087,000 $ 90,000 $ 0
Kent County Rhode Island 12 $ 2,056,000 $ 171,000 $ 0
Tooele County Utah 12 $ 1,426,000 $ 118,000 $ 21,000
Kitsap County Washington 12 $ 2,131,000 $ 177,000 $ 0
Yakima County Washington 12 $ 1,051,000 $ 87,000 $ 0
Kenosha County Wisconsin 12 $ 1,489,000 $ 124,000 $ 0
Anchorage County Alaska 11 $ 1,764,000 $ 160,000 $ 12,000
Mohave County Arizona 11 $ 838,000 $ 76,000 $ 7,000
Mississippi County Arkansas 11 $ 574,000 $ 52,000 $ 0
Bay County Florida 11 $ 961,000 $ 87,000 $ 0
Catoosa County Georgia 11 $ 856,000 $ 77,000 $ 0
Polk County Georgia 11 $ 922,000 $ 83,000 $ 0
Pottawattamie County Iowa 11 $ 858,000 $ 78,000 $ 0
Terrebonne County Louisiana 11 $ 712,000 $ 64,000 $ 0
Howard County Maryland 11 $ 1,212,000 $ 110,000 $ 0
Christian County Missouri 11 $ 975,000 $ 88,000 $ 0
Merrimack County New Hampshire 11 $ 2,167,000 $ 197,000 $ 0
Salem County New Jersey 11 $ 1,097,000 $ 99,000 $ 0
Sandoval County New Mexico 11 $ 1,053,000 $ 95,000 $ 0
Fulton County New York 11 $ 706,000 $ 64,000 $ 0
Ontario County New York 11 $ 993,000 $ 90,000 $ 0
Saratoga County New York 11 $ 1,036,000 $ 94,000 $ 0
Ulster County New York 11 $ 1,477,000 $ 134,000 $ 0
New Hanover County North Carolina 11 $ 874,000 $ 79,000 $ 0
Delaware County Ohio 11 $ 1,397,000 $ 127,000 $ 0
Marion County Ohio 11 $ 698,000 $ 63,000 $ 0
Medina County Ohio 11 $ 1,401,000 $ 127,000 $ 0
Ellis County Oklahoma 11 $ 551,000 $ 50,000 $ 74,000
Dickson County Tennessee 11 $ 1,130,000 $ 102,000 $ 0
Ector County Texas 11 $ 729,000 $ 66,000 $ 0
Franklin County Washington 11 $ 1,170,000 $ 106,000 $ 0
Island County Washington 11 $ 2,330,000 $ 211,000 $ 0
Racine County Wisconsin 11 $ 1,014,000 $ 92,000 $ 0
Laramie County Wyoming 11 $ 1,311,000 $ 119,000 $ 0
Greene County Arkansas 10 $ 552,000 $ 55,000 $ 0
Kings County California 10 $ 723,000 $ 72,000 $ 0
Floyd County Georgia 10 $ 797,000 $ 79,000 $ 0
Noble County Indiana 10 $ 674,000 $ 67,000 $ 0
Shelby County Indiana 10 $ 759,000 $ 75,000 $ 0
Scott County Iowa 10 $ 628,000 $ 62,000 $ 0
Geary County Kansas 10 $ 809,000 $ 80,000 $ 2,000
Seward County Kansas 10 $ 668,000 $ 66,000 $ 0
Androscoggin County Maine 10 $ 1,115,000 $ 111,000 $ 0
Washington County Maryland 10 $ 1,282,000 $ 128,000 $ 0
Norfolk County Massachusetts 10 $ 1,895,000 $ 189,000 $ 0
St. Francois County Missouri 10 $ 633,000 $ 63,000 $ 0
Bergen County New Jersey 10 $ 2,147,000 $ 214,000 $ 0
Hudson County New Jersey 10 $ 2,164,000 $ 216,000 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 26,004 $2,483,951,000 $95,000 $7,080,000 $4,000 $4,100,000
Refinancing 2,836 $312,487,000 $110,000 $12,500,000 $61,000 $2,700,000
Home Improvement 668 $28,690,000 $42,000 $2,700,000 $70,000 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,514 $2,402,930,000 $90,000 $12,500,000 $0 $1,667,000
White 2,298 $358,319,000 $155,000 $4,900,000 $121,000 $4,100,000
Not Provided 227 $20,737,000 $91,000 $2,043,000 $85,000 $1,186,000
Hispanic 184 $16,225,000 $88,000 $1,395,000 $59,000 $627,000
Black or African American 156 $8,037,000 $51,000 $417,000 $56,000 $572,000
Asian 69 $13,799,000 $199,000 $914,000 $157,000 $1,900,000
American Indian or Alaskan Native 52 $4,401,000 $84,000 $417,000 $62,000 $263,000
Native Hawaiian or Other Pacific Islander 8 $680,000 $85,000 $158,000 $92,000 $360,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 22,926 $2,079,264,000 $90,000 $711,000 $1,000 $245,000
VA-guaranteed (Veterans Administration) 3,854 $320,760,000 $83,000 $461,000 $1,000 $163,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,554 $411,554,000 $161,000 $12,500,000 $119,000 $4,100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 174 $13,550,000 $77,000 $236,000 $6,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 26,444 $2,351,237,000 $88,000 $711,000 $0 $0
Loan Originated 1,581 $322,946,000 $204,000 $12,500,000 $140,000 $4,100,000
Application Denied By Financial Institution 1,102 $84,976,000 $77,000 $2,043,000 $64,000 $1,400,000
Application Withdrawn By Applicant 347 $62,802,000 $180,000 $4,900,000 $119,000 $1,900,000
File Closed For Incompleteness 22 $1,663,000 $75,000 $203,000 $64,000 $245,000
Application Approved But Not Accepted 12 $1,504,000 $125,000 $600,000 $133,000 $510,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 565 $28,026,000 $49,000 $417,000 $56,000 $572,000
Debt-To-Income Ratio 211 $22,023,000 $104,000 $2,043,000 $62,000 $1,400,000
Collateral 171 $18,253,000 $106,000 $417,000 $84,000 $1,202,000
Credit Application Incomplete 71 $6,099,000 $85,000 $375,000 $73,000 $475,000
Other 27 $4,193,000 $155,000 $500,000 $103,000 $506,000
Unverifiable Information 23 $2,999,000 $130,000 $382,000 $58,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 20 $2,397,000 $119,000 $417,000 $55,000 $162,000
Employment History 12 $799,000 $66,000 $124,000 $52,000 $104,000
Mortgage Insurance Denied 2 $187,000 $93,000 $113,000 $40,000 $54,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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