Midfirst Bank Mortgage Lending & HMDA Data, 2012

In 2012, Midfirst Bank of Oklahoma City, OK reported 29,508 mortgage applications totaling $2.8 billion, up 32% from 2011. The average application was for $95,741, and applicants reported an average income of $10,972. 5% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oklahoma City, OK (1,806), Atlanta-Sandy Springs-Marietta, GA (1,240) and Dallas-Plano-Irving, TX (978) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 29,508
Total Mortgage Loan Application Amount $2,825,128,000
Average Mortgage Loan Application Amount $95,741
Highest Mortgage Loan Application Amount $12,500,000
Average Applicant Income $10,972
Highest Applicant Income $4,100,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 1,045 $ 143,217,000 $ 137,049 $ 99,000
Dallas, Texas 679 $ 51,835,000 $ 76,340 $ 0
Maricopa, Arizona 662 $ 123,617,000 $ 186,732 $ 105,000
Harris, Texas 480 $ 35,166,000 $ 73,262 $ 0
Tarrant, Texas 471 $ 36,914,000 $ 78,373 $ 0
Bexar, Texas 431 $ 26,017,000 $ 60,364 $ 0
Cook, Illinois 424 $ 41,383,000 $ 97,601 $ 0
Marion, Indiana 405 $ 32,683,000 $ 80,698 $ 0
Shelby, Tennessee 388 $ 24,333,000 $ 62,713 $ 1,000
Tulsa, Oklahoma 352 $ 49,943,000 $ 141,883 $ 98,000
Philadelphia, Pennsylvania 322 $ 19,971,000 $ 62,021 $ 0
Cleveland, Oklahoma 305 $ 30,229,000 $ 99,111 $ 73,000
Wayne, Michigan 291 $ 20,709,000 $ 71,164 $ 0
Canadian, Oklahoma 284 $ 24,533,000 $ 86,383 $ 59,000
DeKalb, Georgia 224 $ 20,704,000 $ 92,428 $ 0
Clark, Nevada 211 $ 21,821,000 $ 103,417 $ 0
Cuyahoga, Ohio 205 $ 15,853,000 $ 77,331 $ 0
Franklin, Ohio 195 $ 17,790,000 $ 91,230 $ 0
Mecklenburg, North Carolina 183 $ 18,172,000 $ 99,300 $ 1,000
Gwinnett, Georgia 172 $ 20,851,000 $ 121,226 $ 0
New Haven, Connecticut 169 $ 25,077,000 $ 148,384 $ 0
Clayton, Georgia 160 $ 14,856,000 $ 92,850 $ 0
Baltimore City, Maryland 160 $ 10,345,000 $ 64,656 $ 0
Duval, Florida 155 $ 13,331,000 $ 86,006 $ 0
Miami-Dade, Florida 154 $ 13,353,000 $ 86,707 $ 0
Jackson, Missouri 153 $ 12,330,000 $ 80,588 $ 0
St. Louis, Missouri 153 $ 11,610,000 $ 75,882 $ 1,000
Erie, New York 143 $ 8,295,000 $ 58,006 $ 2,000
Jefferson, Alabama 140 $ 8,469,000 $ 60,492 $ 1,000
Monroe, New York 137 $ 7,824,000 $ 57,109 $ 0
Hillsborough, Florida 132 $ 10,955,000 $ 82,992 $ 0
Fulton, Georgia 132 $ 24,446,000 $ 185,196 $ 0
El Paso, Texas 131 $ 6,607,000 $ 50,435 $ 0
Cobb, Georgia 127 $ 12,909,000 $ 101,645 $ 0
Hartford, Connecticut 126 $ 16,732,000 $ 132,793 $ 0
Guilford, North Carolina 125 $ 10,909,000 $ 87,272 $ 0
Orange, Florida 123 $ 9,101,000 $ 73,991 $ 0
Travis, Texas 120 $ 16,561,000 $ 138,008 $ 0
Allegheny, Pennsylvania 119 $ 7,041,000 $ 59,168 $ 2,000
Sedgwick, Kansas 117 $ 8,664,000 $ 74,051 $ 0
Jackson, Oklahoma 116 $ 10,236,000 $ 88,241 $ 64,000
Baltimore, Maryland 115 $ 12,950,000 $ 112,608 $ 0
Wake, North Carolina 111 $ 10,864,000 $ 97,873 $ 1,000
Los Angeles, California 110 $ 10,986,000 $ 99,872 $ 14,000
Pulaski, Arkansas 107 $ 6,558,000 $ 61,289 $ 1,000
Denton, Texas 106 $ 11,502,000 $ 108,509 $ 0
Prince George's, Maryland 102 $ 10,098,000 $ 99,000 $ 0
New Castle, Delaware 101 $ 11,098,000 $ 109,881 $ 0
Broward, Florida 100 $ 9,079,000 $ 90,790 $ 9,000
Davidson, Tennessee 99 $ 8,693,000 $ 87,808 $ 0
Pinellas, Florida 98 $ 7,679,000 $ 78,357 $ 0
Allen, Indiana 98 $ 5,997,000 $ 61,193 $ 0
Collin, Texas 98 $ 9,927,000 $ 101,295 $ 0
Macomb, Michigan 97 $ 9,636,000 $ 99,340 $ 0
Camden, New Jersey 95 $ 9,678,000 $ 101,873 $ 0
Pima, Arizona 93 $ 7,847,000 $ 84,376 $ 3,000
Onondaga, New York 93 $ 5,158,000 $ 55,462 $ 0
Hamilton, Ohio 93 $ 8,697,000 $ 93,516 $ 0
Genesee, Michigan 90 $ 5,946,000 $ 66,066 $ 0
Montgomery, Ohio 90 $ 7,193,000 $ 79,922 $ 0
Bell, Texas 90 $ 5,833,000 $ 64,811 $ 1,000
San Bernardino, California 89 $ 7,582,000 $ 85,191 $ 0
Kent, Michigan 89 $ 7,660,000 $ 86,067 $ 0
Delaware, Pennsylvania 86 $ 8,207,000 $ 95,430 $ 0
Salt Lake, Utah 86 $ 10,833,000 $ 125,965 $ 0
Lake, Indiana 83 $ 6,584,000 $ 79,325 $ 0
Cumberland, North Carolina 83 $ 4,794,000 $ 57,759 $ 3,000
Richland, South Carolina 83 $ 5,929,000 $ 71,433 $ 8,000
Grady, Oklahoma 81 $ 6,801,000 $ 83,962 $ 59,000
El Paso, Colorado 80 $ 9,339,000 $ 116,737 $ 0
Hinds, Mississippi 79 $ 5,660,000 $ 71,645 $ 0
Adams, Colorado 76 $ 9,944,000 $ 130,842 $ 0
Polk, Florida 76 $ 6,090,000 $ 80,131 $ 0
Arapahoe, Colorado 75 $ 8,676,000 $ 115,680 $ 1,000
Pasco, Florida 75 $ 6,729,000 $ 89,720 $ 0
Fort Bend, Texas 74 $ 5,099,000 $ 68,905 $ 1,000
Riverside, California 73 $ 7,653,000 $ 104,835 $ 0
Jefferson, Kentucky 72 $ 6,883,000 $ 95,597 $ 0
Mobile, Alabama 71 $ 5,491,000 $ 77,338 $ 1,000
Kern, California 70 $ 4,600,000 $ 65,714 $ 0
Henry, Georgia 70 $ 8,347,000 $ 119,242 $ 0
Douglas, Nebraska 70 $ 6,200,000 $ 88,571 $ 0
Texas, Oklahoma 70 $ 5,077,000 $ 72,528 $ 51,000
Madison, Alabama 69 $ 5,344,000 $ 77,449 $ 0
St. Joseph, Indiana 68 $ 5,212,000 $ 76,647 $ 0
Oakland, Michigan 68 $ 7,360,000 $ 108,235 $ 0
Pottawatomie, Oklahoma 68 $ 5,147,000 $ 75,691 $ 53,000
Madison, Indiana 67 $ 5,273,000 $ 78,701 $ 0
Bernalillo, New Mexico 64 $ 6,634,000 $ 103,656 $ 0
Williamson, Texas 64 $ 7,153,000 $ 111,765 $ 0
Palm Beach, Florida 63 $ 4,288,000 $ 68,063 $ 0
Paulding, Georgia 63 $ 7,516,000 $ 119,301 $ 0
Lake, Illinois 63 $ 6,944,000 $ 110,222 $ 0
Hennepin, Minnesota 62 $ 5,484,000 $ 88,451 $ 4,000
St. Louis City, Missouri 62 $ 3,579,000 $ 57,725 $ 0
Brevard, Florida 61 $ 4,096,000 $ 67,147 $ 2,000
Woodward, Oklahoma 61 $ 4,558,000 $ 74,721 $ 66,000
Denver, Colorado 60 $ 7,794,000 $ 129,900 $ 0
Virginia Beach, Virginia 60 $ 5,854,000 $ 97,566 $ 0
East Baton Rouge, Louisiana 59 $ 4,192,000 $ 71,050 $ 0
Luzerne, Pennsylvania 57 $ 3,809,000 $ 66,824 $ 1,000
Fresno, California 56 $ 3,211,000 $ 57,339 $ 0
Winnebago, Illinois 56 $ 4,265,000 $ 76,160 $ 0
Montgomery, Alabama 55 $ 3,005,000 $ 54,636 $ 1,000
Volusia, Florida 55 $ 4,476,000 $ 81,381 $ 1,000
Will, Illinois 55 $ 7,577,000 $ 137,763 $ 0
Richmond, Georgia 53 $ 3,219,000 $ 60,735 $ 0
Caddo, Louisiana 53 $ 2,040,000 $ 38,490 $ 0
DeSoto, Mississippi 53 $ 5,151,000 $ 97,188 $ 0
Niagara, New York 53 $ 2,747,000 $ 51,830 $ 0
Summit, Ohio 53 $ 3,579,000 $ 67,528 $ 0
Nueces, Texas 53 $ 3,790,000 $ 71,509 $ 0
Burlington, New Jersey 52 $ 5,690,000 $ 109,423 $ 1,000
Suffolk, New York 52 $ 19,491,000 $ 374,826 $ 16,000
Seminole, Florida 50 $ 3,825,000 $ 76,500 $ 0
Hamilton, Indiana 50 $ 6,411,000 $ 128,220 $ 0
Hendricks, Indiana 50 $ 5,521,000 $ 110,420 $ 0
Kalamazoo, Michigan 50 $ 4,191,000 $ 83,820 $ 0
Essex, New Jersey 49 $ 6,877,000 $ 140,346 $ 0
Lorain, Ohio 49 $ 5,153,000 $ 105,163 $ 0
Lancaster, Pennsylvania 49 $ 4,505,000 $ 91,938 $ 0
Elkhart, Indiana 48 $ 3,716,000 $ 77,416 $ 1,000
Anne Arundel, Maryland 48 $ 6,344,000 $ 132,166 $ 0
Hidalgo, Texas 48 $ 3,212,000 $ 66,916 $ 0
Milwaukee, Wisconsin 48 $ 4,388,000 $ 91,416 $ 1,000
Kane, Illinois 47 $ 6,207,000 $ 132,063 $ 0
Butler, Ohio 47 $ 4,618,000 $ 98,255 $ 0
Montgomery, Tennessee 47 $ 4,205,000 $ 89,468 $ 2,000
Spokane, Washington 47 $ 4,354,000 $ 92,638 $ 0
St. Clair, Illinois 46 $ 3,386,000 $ 73,608 $ 0
Oneida, New York 46 $ 2,639,000 $ 57,369 $ 1,000
Rutherford, Tennessee 46 $ 4,299,000 $ 93,456 $ 1,000
Montgomery, Texas 46 $ 4,669,000 $ 101,500 $ 18,000
Kent, Delaware 45 $ 4,886,000 $ 108,577 $ 0
Ingham, Michigan 45 $ 2,875,000 $ 63,888 $ 0
Clay, Missouri 45 $ 3,873,000 $ 86,066 $ 0
Logan, Oklahoma 45 $ 5,337,000 $ 118,600 $ 71,000
Sumner, Tennessee 45 $ 5,134,000 $ 114,088 $ 0
Chatham, Georgia 44 $ 2,947,000 $ 66,977 $ 0
New London, Connecticut 43 $ 6,762,000 $ 157,255 $ 0
Johnson, Indiana 43 $ 4,265,000 $ 99,186 $ 0
Jefferson, Louisiana 43 $ 3,301,000 $ 76,767 $ 0
Queens, New York 43 $ 11,242,000 $ 261,441 $ 2,000
Johnson, Texas 43 $ 3,472,000 $ 80,744 $ 0
Lubbock, Texas 43 $ 1,812,000 $ 42,139 $ 0
Morgan, Alabama 42 $ 3,302,000 $ 78,619 $ 0
Caddo, Oklahoma 42 $ 2,315,000 $ 55,119 $ 44,000
Dauphin, Pennsylvania 42 $ 3,003,000 $ 71,500 $ 0
Lee, Florida 41 $ 3,276,000 $ 79,902 $ 0
Pierce, Washington 41 $ 5,962,000 $ 145,414 $ 0
Douglas, Georgia 40 $ 4,428,000 $ 110,700 $ 2,000
Greene, Missouri 40 $ 3,017,000 $ 75,425 $ 0
Pinal, Arizona 39 $ 4,010,000 $ 102,820 $ 4,000
Hampden, Massachusetts 39 $ 4,738,000 $ 121,487 $ 0
Forsyth, North Carolina 39 $ 3,727,000 $ 95,564 $ 1,000
Ada, Idaho 38 $ 4,359,000 $ 114,710 $ 0
York, Pennsylvania 38 $ 3,598,000 $ 94,684 $ 0
McLennan, Texas 38 $ 2,903,000 $ 76,394 $ 3,000
San Diego, California 37 $ 8,707,000 $ 235,324 $ 70,000
Tulare, California 37 $ 2,329,000 $ 62,945 $ 0
DuPage, Illinois 37 $ 5,481,000 $ 148,135 $ 0
Hancock, Indiana 37 $ 4,046,000 $ 109,351 $ 1,000
Saginaw, Michigan 37 $ 2,450,000 $ 66,216 $ 0
Gloucester, New Jersey 37 $ 4,207,000 $ 113,702 $ 0
Lexington, South Carolina 37 $ 2,820,000 $ 76,216 $ 2,000
Brazoria, Texas 37 $ 3,500,000 $ 94,594 $ 0
Snohomish, Washington 37 $ 6,773,000 $ 183,054 $ 0
Hall, Georgia 36 $ 3,506,000 $ 97,388 $ 3,000
Muscogee, Georgia 36 $ 2,787,000 $ 77,416 $ 0
Mercer, New Jersey 36 $ 4,149,000 $ 115,250 $ 1,000
Custer, Oklahoma 36 $ 2,991,000 $ 83,083 $ 64,000
Hamilton, Tennessee 36 $ 2,442,000 $ 67,833 $ 0
Galveston, Texas 36 $ 2,398,000 $ 66,611 $ 10,000
King, Washington 36 $ 5,323,000 $ 147,861 $ 0
Cherokee, Georgia 35 $ 4,056,000 $ 115,885 $ 0
Durham, North Carolina 35 $ 2,791,000 $ 79,742 $ 1,000
Comanche, Oklahoma 35 $ 2,457,000 $ 70,200 $ 22,000
Ellis, Texas 35 $ 3,617,000 $ 103,342 $ 1,000
Chesterfield, Virginia 35 $ 3,341,000 $ 95,457 $ 0
Yuma, Arizona 34 $ 2,818,000 $ 82,882 $ 1,000
Middlesex, New Jersey 34 $ 5,788,000 $ 170,235 $ 0
Johnston, North Carolina 34 $ 3,136,000 $ 92,235 $ 1,000
Lucas, Ohio 34 $ 2,452,000 $ 72,117 $ 0
Stark, Ohio 34 $ 2,382,000 $ 70,058 $ 1,000
Lehigh, Pennsylvania 34 $ 2,481,000 $ 72,970 $ 0
Guadalupe, Texas 34 $ 2,864,000 $ 84,235 $ 0
Sacramento, California 33 $ 3,166,000 $ 95,939 $ 0
Honolulu, Hawaii 33 $ 3,695,000 $ 111,969 $ 0
Greenville, South Carolina 33 $ 3,138,000 $ 95,090 $ 0
Cameron, Texas 33 $ 2,132,000 $ 64,606 $ 0
Clark, Washington 33 $ 5,191,000 $ 157,303 $ 0
Calhoun, Alabama 32 $ 2,242,000 $ 70,062 $ 0
Weld, Colorado 32 $ 3,576,000 $ 111,750 $ 0
Albany, New York 32 $ 2,381,000 $ 74,406 $ 1,000
Washita, Oklahoma 32 $ 1,600,000 $ 50,000 $ 50,000
Montgomery, Pennsylvania 32 $ 4,141,000 $ 129,406 $ 5,000
Northampton, Pennsylvania 32 $ 3,701,000 $ 115,656 $ 0
Chesapeake, Virginia 32 $ 3,571,000 $ 111,593 $ 5,000
Henrico, Virginia 32 $ 3,051,000 $ 95,343 $ 0
Newton, Georgia 31 $ 3,407,000 $ 109,903 $ 0
Muskegon, Michigan 31 $ 2,337,000 $ 75,387 $ 0
Broome, New York 31 $ 1,858,000 $ 59,935 $ 0
Okaloosa, Florida 30 $ 2,186,000 $ 72,866 $ 0
Sarasota, Florida 30 $ 3,035,000 $ 101,166 $ 0
Delaware, Indiana 30 $ 2,176,000 $ 72,533 $ 0
Polk, Iowa 30 $ 2,744,000 $ 91,466 $ 1,000
Ramsey, Minnesota 30 $ 2,288,000 $ 76,266 $ 0
Atlantic, New Jersey 30 $ 2,216,000 $ 73,866 $ 0
Union, New Jersey 30 $ 4,709,000 $ 156,966 $ 3,000
Knox, Tennessee 30 $ 2,107,000 $ 70,233 $ 0
Norfolk, Virginia 30 $ 2,945,000 $ 98,166 $ 1,000
Fairfield, Connecticut 29 $ 4,615,000 $ 159,137 $ 0
District of Columbia, District Of Columbia 29 $ 1,555,000 $ 53,620 $ 0
Clay, Florida 29 $ 2,951,000 $ 101,758 $ 0
Escambia, Florida 29 $ 2,122,000 $ 73,172 $ 0
Marion, Florida 29 $ 2,235,000 $ 77,068 $ 0
Montgomery, Maryland 29 $ 1,863,000 $ 64,241 $ 0
Worcester, Massachusetts 29 $ 4,922,000 $ 169,724 $ 0
Ocean, New Jersey 29 $ 4,121,000 $ 142,103 $ 3,000
Rogers, Oklahoma 29 $ 3,999,000 $ 137,896 $ 65,000
Providence, Rhode Island 29 $ 4,843,000 $ 167,000 $ 0
Jefferson, Texas 29 $ 1,446,000 $ 49,862 $ 0
Madison, Illinois 28 $ 1,492,000 $ 53,285 $ 1,000
Howard, Indiana 28 $ 2,202,000 $ 78,642 $ 1,000
Bay, Michigan 28 $ 2,141,000 $ 76,464 $ 0
Jefferson, Missouri 28 $ 2,613,000 $ 93,321 $ 1,000
Washoe, Nevada 28 $ 3,869,000 $ 138,178 $ 0
Trumbull, Ohio 28 $ 1,930,000 $ 68,928 $ 0
Wagoner, Oklahoma 28 $ 3,158,000 $ 112,785 $ 49,000
Multnomah, Oregon 28 $ 3,621,000 $ 129,321 $ 0
Weber, Utah 28 $ 2,897,000 $ 103,464 $ 0
Fairfax, Virginia 28 $ 4,393,000 $ 156,892 $ 149,000
Prince William, Virginia 28 $ 3,381,000 $ 120,750 $ 0
Benton, Arkansas 27 $ 2,273,000 $ 84,185 $ 46,000
Lake, Florida 27 $ 2,750,000 $ 101,851 $ 0
Houston, Georgia 27 $ 1,849,000 $ 68,481 $ 0
Tippecanoe, Indiana 27 $ 2,478,000 $ 91,777 $ 0
Rensselaer, New York 27 $ 1,981,000 $ 73,370 $ 2,000
Gaston, North Carolina 27 $ 3,141,000 $ 116,333 $ 0
St. Lucie, Florida 26 $ 2,054,000 $ 79,000 $ 0
St. Charles, Missouri 26 $ 3,523,000 $ 135,500 $ 0
Onslow, North Carolina 26 $ 1,783,000 $ 68,576 $ 0
Mahoning, Ohio 26 $ 1,079,000 $ 41,500 $ 0
McClain, Oklahoma 26 $ 2,529,000 $ 97,269 $ 66,000
Berks, Pennsylvania 26 $ 1,759,000 $ 67,653 $ 0
Bucks, Pennsylvania 26 $ 2,634,000 $ 101,307 $ 0
Wichita, Texas 26 $ 1,389,000 $ 53,423 $ 0
Richmond City, Virginia 26 $ 1,499,000 $ 57,653 $ 1,000
Stanislaus, California 25 $ 3,448,000 $ 137,920 $ 0
Jefferson, Colorado 25 $ 2,522,000 $ 100,880 $ 0
Bartow, Georgia 25 $ 2,580,000 $ 103,200 $ 0
Bibb, Georgia 25 $ 1,621,000 $ 64,840 $ 0
Canyon, Idaho 25 $ 2,639,000 $ 105,560 $ 0
Johnson, Kansas 25 $ 2,893,000 $ 115,720 $ 5,000
Anoka, Minnesota 25 $ 3,238,000 $ 129,520 $ 7,000
Union, North Carolina 25 $ 2,616,000 $ 104,640 $ 0
Webb, Texas 25 $ 2,273,000 $ 90,920 $ 0
Newport News, Virginia 25 $ 1,437,000 $ 57,480 $ 5,000
Tuscaloosa, Alabama 24 $ 2,202,000 $ 91,750 $ 0
Sebastian, Arkansas 24 $ 1,384,000 $ 57,666 $ 0
Litchfield, Connecticut 24 $ 4,053,000 $ 168,875 $ 0
Walton, Georgia 24 $ 3,205,000 $ 133,541 $ 0
Wyandotte, Kansas 24 $ 1,329,000 $ 55,375 $ 3,000
Harford, Maryland 24 $ 3,880,000 $ 161,666 $ 0
Bristol, Massachusetts 24 $ 4,537,000 $ 189,041 $ 0
Harrison, Mississippi 24 $ 2,081,000 $ 86,708 $ 0
Kings, New York 24 $ 3,701,000 $ 154,208 $ 0
York, South Carolina 24 $ 2,427,000 $ 101,125 $ 0
Hays, Texas 24 $ 2,798,000 $ 116,583 $ 0
Kaufman, Texas 24 $ 2,414,000 $ 100,583 $ 1,000
Saline, Arkansas 23 $ 2,016,000 $ 87,652 $ 0
Orange, California 23 $ 4,012,000 $ 174,434 $ 14,000
Kenton, Kentucky 23 $ 2,219,000 $ 96,478 $ 0
Penobscot, Maine 23 $ 2,711,000 $ 117,869 $ 0
Jackson, Michigan 23 $ 1,755,000 $ 76,304 $ 0
Sarpy, Nebraska 23 $ 2,733,000 $ 118,826 $ 0
Passaic, New Jersey 23 $ 4,822,000 $ 209,652 $ 0
Nassau, New York 23 $ 5,191,000 $ 225,695 $ 9,000
Randolph, North Carolina 23 $ 2,393,000 $ 104,043 $ 0
Clermont, Ohio 23 $ 2,805,000 $ 121,956 $ 0
Crittenden, Arkansas 22 $ 1,536,000 $ 69,818 $ 0
Jefferson, Arkansas 22 $ 780,000 $ 35,454 $ 0
Pueblo, Colorado 22 $ 1,749,000 $ 79,500 $ 0
Windham, Connecticut 22 $ 3,129,000 $ 142,227 $ 0
Carroll, Georgia 22 $ 2,327,000 $ 105,772 $ 0
Liberty, Georgia 22 $ 1,724,000 $ 78,363 $ 0
Whitfield, Georgia 22 $ 1,847,000 $ 83,954 $ 3,000
Grant, Indiana 22 $ 1,115,000 $ 50,681 $ 1,000
Cass, Missouri 22 $ 2,405,000 $ 109,318 $ 0
Schenectady, New York 22 $ 2,227,000 $ 101,227 $ 0
Greene, Ohio 22 $ 2,135,000 $ 97,045 $ 0
Payne, Oklahoma 22 $ 9,424,000 $ 428,363 $ 65,000
Pike, Pennsylvania 22 $ 3,225,000 $ 146,590 $ 0
Berkeley, South Carolina 22 $ 1,791,000 $ 81,409 $ 0
Potter, Texas 22 $ 1,131,000 $ 51,409 $ 0
Smith, Texas 22 $ 1,701,000 $ 77,318 $ 0
Utah, Utah 22 $ 3,309,000 $ 150,409 $ 0
Russell, Alabama 21 $ 1,742,000 $ 82,952 $ 0
Hernando, Florida 21 $ 1,625,000 $ 77,380 $ 0
Elmore, Idaho 21 $ 2,435,000 $ 115,952 $ 0
McHenry, Illinois 21 $ 2,736,000 $ 130,285 $ 0
Plymouth, Massachusetts 21 $ 4,178,000 $ 198,952 $ 2,000
Van Buren, Michigan 21 $ 1,838,000 $ 87,523 $ 0
Oswego, New York 21 $ 1,038,000 $ 49,428 $ 0
Clark, Ohio 21 $ 1,219,000 $ 58,047 $ 0
Warren, Ohio 21 $ 2,522,000 $ 120,095 $ 0
Spartanburg, South Carolina 21 $ 1,771,000 $ 84,333 $ 0
Tipton, Tennessee 21 $ 1,971,000 $ 93,857 $ 0
Hunt, Texas 21 $ 1,551,000 $ 73,857 $ 0
Victoria, Texas 21 $ 1,037,000 $ 49,380 $ 0
Portsmouth, Virginia 21 $ 1,672,000 $ 79,619 $ 0
Faulkner, Arkansas 20 $ 1,555,000 $ 77,750 $ 1,000
Washington, Arkansas 20 $ 1,289,000 $ 64,450 $ 0
Barrow, Georgia 20 $ 2,291,000 $ 114,550 $ 0
Rockdale, Georgia 20 $ 2,198,000 $ 109,900 $ 0
Vanderburgh, Indiana 20 $ 1,275,000 $ 63,750 $ 0
Lafayette, Louisiana 20 $ 1,440,000 $ 72,000 $ 0
Orleans, Louisiana 20 $ 1,337,000 $ 66,850 $ 0
Charles, Maryland 20 $ 2,847,000 $ 142,350 $ 0
Hillsborough, New Hampshire 20 $ 3,659,000 $ 182,950 $ 0
Orange, New York 20 $ 3,256,000 $ 162,800 $ 2,000
Cabarrus, North Carolina 20 $ 2,081,000 $ 104,050 $ 0
Lake, Ohio 20 $ 1,795,000 $ 89,750 $ 0
Licking, Ohio 20 $ 1,793,000 $ 89,650 $ 0
Portage, Ohio 20 $ 2,727,000 $ 136,350 $ 0
Lincoln, Oklahoma 20 $ 2,046,000 $ 102,300 $ 102,000
Erie, Pennsylvania 20 $ 1,319,000 $ 65,950 $ 0
Grayson, Texas 20 $ 1,225,000 $ 61,250 $ 0
Shelby, Alabama 19 $ 2,183,000 $ 114,894 $ 0
Tolland, Connecticut 19 $ 2,644,000 $ 139,157 $ 0
LaPorte, Indiana 19 $ 1,482,000 $ 78,000 $ 0
Morgan, Indiana 19 $ 1,754,000 $ 92,315 $ 0
Bossier, Louisiana 19 $ 1,749,000 $ 92,052 $ 0
Dakota, Minnesota 19 $ 2,332,000 $ 122,736 $ 0
Cumberland, New Jersey 19 $ 1,499,000 $ 78,894 $ 3,000
Alamance, North Carolina 19 $ 1,520,000 $ 80,000 $ 3,000
Clackamas, Oregon 19 $ 3,382,000 $ 178,000 $ 0
Chester, Pennsylvania 19 $ 2,255,000 $ 118,684 $ 0
Westmoreland, Pennsylvania 19 $ 1,073,000 $ 56,473 $ 3,000
Wilson, Tennessee 19 $ 1,991,000 $ 104,789 $ 0
Hampton, Virginia 19 $ 1,169,000 $ 61,526 $ 1,000
Thurston, Washington 19 $ 2,384,000 $ 125,473 $ 0
Lonoke, Arkansas 18 $ 1,634,000 $ 90,777 $ 0
Leon, Florida 18 $ 1,602,000 $ 89,000 $ 0
Osceola, Florida 18 $ 1,512,000 $ 84,000 $ 0
Peoria, Illinois 18 $ 1,177,000 $ 65,388 $ 0
Porter, Indiana 18 $ 1,830,000 $ 101,666 $ 0
Christian, Kentucky 18 $ 1,362,000 $ 75,666 $ 0
Middlesex, Massachusetts 18 $ 3,841,000 $ 213,388 $ 0
Berrien, Michigan 18 $ 1,192,000 $ 66,222 $ 0
Iredell, North Carolina 18 $ 1,913,000 $ 106,277 $ 0
Charleston, South Carolina 18 $ 722,000 $ 40,111 $ 0
Madison, Tennessee 18 $ 1,161,000 $ 64,500 $ 0
Parker, Texas 18 $ 1,966,000 $ 109,222 $ 1,000
Lowndes, Georgia 17 $ 1,377,000 $ 81,000 $ 0
Bannock, Idaho 17 $ 1,326,000 $ 78,000 $ 0
St. Tammany, Louisiana 17 $ 1,554,000 $ 91,411 $ 0
Allegan, Michigan 17 $ 1,746,000 $ 102,705 $ 0
Calhoun, Michigan 17 $ 1,153,000 $ 67,823 $ 0
Washtenaw, Michigan 17 $ 1,973,000 $ 116,058 $ 0
Jackson, Mississippi 17 $ 1,648,000 $ 96,941 $ 0
Bronx, New York 17 $ 3,543,000 $ 208,411 $ 0
Beaver, Pennsylvania 17 $ 998,000 $ 58,705 $ 1,000
Coryell, Texas 17 $ 1,257,000 $ 73,941 $ 0
Randall, Texas 17 $ 1,355,000 $ 79,705 $ 0
Houston, Alabama 16 $ 1,387,000 $ 86,687 $ 0
Santa Rosa, Florida 16 $ 1,505,000 $ 94,062 $ 0
Coweta, Georgia 16 $ 2,293,000 $ 143,312 $ 0
Dougherty, Georgia 16 $ 924,000 $ 57,750 $ 0
Boone, Kentucky 16 $ 2,037,000 $ 127,312 $ 3,000
Fayette, Kentucky 16 $ 1,294,000 $ 80,875 $ 0
Livingston, Louisiana 16 $ 1,512,000 $ 94,500 $ 0
Ouachita, Louisiana 16 $ 444,000 $ 27,750 $ 0
Essex, Massachusetts 16 $ 3,700,000 $ 231,250 $ 0
Eaton, Michigan 16 $ 1,574,000 $ 98,375 $ 0
Cayuga, New York 16 $ 838,000 $ 52,375 $ 0
Herkimer, New York 16 $ 805,000 $ 50,312 $ 0
Wayne, New York 16 $ 1,064,000 $ 66,500 $ 0
Cumberland, Pennsylvania 16 $ 1,594,000 $ 99,625 $ 0
Dorchester, South Carolina 16 $ 1,928,000 $ 120,500 $ 0
Brazos, Texas 16 $ 1,216,000 $ 76,000 $ 0
Gregg, Texas 16 $ 820,000 $ 51,250 $ 0
Etowah, Alabama 15 $ 727,000 $ 48,466 $ 0
Craighead, Arkansas 15 $ 1,096,000 $ 73,066 $ 0
Larimer, Colorado 15 $ 1,531,000 $ 102,066 $ 0
Kankakee, Illinois 15 $ 1,210,000 $ 80,666 $ 0
Sangamon, Illinois 15 $ 784,000 $ 52,266 $ 0
Miami, Indiana 15 $ 1,009,000 $ 67,266 $ 0
Butler, Kansas 15 $ 1,242,000 $ 82,800 $ 0
Calcasieu, Louisiana 15 $ 1,315,000 $ 87,666 $ 0
St. Clair, Michigan 15 $ 1,768,000 $ 117,866 $ 0
Aiken, South Carolina 15 $ 872,000 $ 58,133 $ 0
Horry, South Carolina 15 $ 2,015,000 $ 134,333 $ 53,000
Comal, Texas 15 $ 1,453,000 $ 96,866 $ 0
Taylor, Texas 15 $ 688,000 $ 45,866 $ 0
Spotsylvania, Virginia 15 $ 2,227,000 $ 148,466 $ 0
Benton, Washington 15 $ 1,289,000 $ 85,933 $ 0
Limestone, Alabama 14 $ 1,511,000 $ 107,928 $ 0
Pope, Arkansas 14 $ 908,000 $ 64,857 $ 8,000
San Joaquin, California 14 $ 2,005,000 $ 143,214 $ 0
Boulder, Colorado 14 $ 1,904,000 $ 136,000 $ 5,000
Charlotte, Florida 14 $ 1,061,000 $ 75,785 $ 0
Manatee, Florida 14 $ 1,172,000 $ 83,714 $ 0
Spalding, Georgia 14 $ 1,399,000 $ 99,928 $ 0
Rock Island, Illinois 14 $ 880,000 $ 62,857 $ 0
Huntington, Indiana 14 $ 814,000 $ 58,142 $ 0
Kosciusko, Indiana 14 $ 1,151,000 $ 82,214 $ 0
Ottawa, Michigan 14 $ 1,692,000 $ 120,857 $ 1,000
Rankin, Mississippi 14 $ 1,207,000 $ 86,214 $ 0
Buchanan, Missouri 14 $ 1,001,000 $ 71,500 $ 4,000
Lancaster, Nebraska 14 $ 1,499,000 $ 107,071 $ 0
Pitt, North Carolina 14 $ 821,000 $ 58,642 $ 0
Sumter, South Carolina 14 $ 824,000 $ 58,857 $ 0
Robertson, Tennessee 14 $ 1,648,000 $ 117,714 $ 0
Yavapai, Arizona 13 $ 1,723,000 $ 132,538 $ 76,000
Clark, Indiana 13 $ 1,233,000 $ 94,846 $ 0
DeKalb, Indiana 13 $ 800,000 $ 61,538 $ 0
Henry, Indiana 13 $ 926,000 $ 71,230 $ 0
Rapides, Louisiana 13 $ 688,000 $ 52,923 $ 0
Shiawassee, Michigan 13 $ 1,098,000 $ 84,461 $ 0
St. Joseph, Michigan 13 $ 903,000 $ 69,461 $ 0
Pulaski, Missouri 13 $ 1,342,000 $ 103,230 $ 3,000
Monmouth, New Jersey 13 $ 1,818,000 $ 139,846 $ 0
Davidson, North Carolina 13 $ 1,058,000 $ 81,384 $ 3,000
Harnett, North Carolina 13 $ 1,211,000 $ 93,153 $ 5,000
Nash, North Carolina 13 $ 665,000 $ 51,153 $ 0
Creek, Oklahoma 13 $ 1,657,000 $ 127,461 $ 47,000
Okmulgee, Oklahoma 13 $ 1,612,000 $ 124,000 $ 43,000
Washington, Oklahoma 13 $ 971,000 $ 74,692 $ 13,000
Marion, Oregon 13 $ 1,508,000 $ 116,000 $ 0
Sullivan, Tennessee 13 $ 1,044,000 $ 80,307 $ 0
Rockwall, Texas 13 $ 1,657,000 $ 127,461 $ 0
Davis, Utah 13 $ 2,022,000 $ 155,538 $ 0
Lee, Alabama 12 $ 1,248,000 $ 104,000 $ 0
Merced, California 12 $ 1,212,000 $ 101,000 $ 0
Mesa, Colorado 12 $ 1,494,000 $ 124,500 $ 0
Alachua, Florida 12 $ 822,000 $ 68,500 $ 0
Columbia, Georgia 12 $ 1,129,000 $ 94,083 $ 0
Forsyth, Georgia 12 $ 1,530,000 $ 127,500 $ 0
Wayne, Indiana 12 $ 918,000 $ 76,500 $ 0
Shawnee, Kansas 12 $ 862,000 $ 71,833 $ 1,000
Hardin, Kentucky 12 $ 877,000 $ 73,083 $ 6,000
McCracken, Kentucky 12 $ 728,000 $ 60,666 $ 0
Lincoln, Missouri 12 $ 1,030,000 $ 85,833 $ 4,000
Sussex, New Jersey 12 $ 2,006,000 $ 167,166 $ 0
Cattaraugus, New York 12 $ 575,000 $ 47,916 $ 0
Chautauqua, New York 12 $ 741,000 $ 61,750 $ 3,000
Franklin, North Carolina 12 $ 1,098,000 $ 91,500 $ 0
Richland, Ohio 12 $ 727,000 $ 60,583 $ 0
Washington, Oregon 12 $ 1,335,000 $ 111,250 $ 0
Lackawanna, Pennsylvania 12 $ 810,000 $ 67,500 $ 0
Lebanon, Pennsylvania 12 $ 777,000 $ 64,750 $ 0
Monroe, Pennsylvania 12 $ 1,087,000 $ 90,583 $ 0
Kent, Rhode Island 12 $ 2,056,000 $ 171,333 $ 0
Tooele, Utah 12 $ 1,426,000 $ 118,833 $ 21,000
Kitsap, Washington 12 $ 2,131,000 $ 177,583 $ 0
Yakima, Washington 12 $ 1,051,000 $ 87,583 $ 0
Kenosha, Wisconsin 12 $ 1,489,000 $ 124,083 $ 0
Anchorage, Alaska 11 $ 1,764,000 $ 160,363 $ 12,000
Mohave, Arizona 11 $ 838,000 $ 76,181 $ 7,000
Mississippi, Arkansas 11 $ 574,000 $ 52,181 $ 0
Bay, Florida 11 $ 961,000 $ 87,363 $ 0
Catoosa, Georgia 11 $ 856,000 $ 77,818 $ 0
Polk, Georgia 11 $ 922,000 $ 83,818 $ 0
Pottawattamie, Iowa 11 $ 858,000 $ 78,000 $ 0
Terrebonne, Louisiana 11 $ 712,000 $ 64,727 $ 0
Howard, Maryland 11 $ 1,212,000 $ 110,181 $ 0
Christian, Missouri 11 $ 975,000 $ 88,636 $ 0
Merrimack, New Hampshire 11 $ 2,167,000 $ 197,000 $ 0
Salem, New Jersey 11 $ 1,097,000 $ 99,727 $ 0
Sandoval, New Mexico 11 $ 1,053,000 $ 95,727 $ 0
Fulton, New York 11 $ 706,000 $ 64,181 $ 0
Ontario, New York 11 $ 993,000 $ 90,272 $ 0
Saratoga, New York 11 $ 1,036,000 $ 94,181 $ 0
Ulster, New York 11 $ 1,477,000 $ 134,272 $ 0
New Hanover, North Carolina 11 $ 874,000 $ 79,454 $ 0
Delaware, Ohio 11 $ 1,397,000 $ 127,000 $ 0
Marion, Ohio 11 $ 698,000 $ 63,454 $ 0
Medina, Ohio 11 $ 1,401,000 $ 127,363 $ 0
Ellis, Oklahoma 11 $ 551,000 $ 50,090 $ 74,000
Dickson, Tennessee 11 $ 1,130,000 $ 102,727 $ 0
Ector, Texas 11 $ 729,000 $ 66,272 $ 0
Franklin, Washington 11 $ 1,170,000 $ 106,363 $ 0
Island, Washington 11 $ 2,330,000 $ 211,818 $ 0
Racine, Wisconsin 11 $ 1,014,000 $ 92,181 $ 0
Laramie, Wyoming 11 $ 1,311,000 $ 119,181 $ 0
Greene, Arkansas 10 $ 552,000 $ 55,200 $ 0
Kings, California 10 $ 723,000 $ 72,300 $ 0
Floyd, Georgia 10 $ 797,000 $ 79,700 $ 0
Noble, Indiana 10 $ 674,000 $ 67,400 $ 0
Shelby, Indiana 10 $ 759,000 $ 75,900 $ 0
Scott, Iowa 10 $ 628,000 $ 62,800 $ 0
Geary, Kansas 10 $ 809,000 $ 80,900 $ 2,000
Seward, Kansas 10 $ 668,000 $ 66,800 $ 0
Androscoggin, Maine 10 $ 1,115,000 $ 111,500 $ 0
Washington, Maryland 10 $ 1,282,000 $ 128,200 $ 0
Norfolk, Massachusetts 10 $ 1,895,000 $ 189,500 $ 0
St. Francois, Missouri 10 $ 633,000 $ 63,300 $ 0
Bergen, New Jersey 10 $ 2,147,000 $ 214,700 $ 0
Hudson, New Jersey 10 $ 2,164,000 $ 216,400 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 26,004 $2,483,951,000 $95,000 $7,080,000 $4,000 $4,100,000
Refinancing 2,836 $312,487,000 $110,000 $12,500,000 $61,000 $2,700,000
Home Improvement 668 $28,690,000 $42,000 $2,700,000 $70,000 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,514 $2,402,930,000 $90,000 $12,500,000 $0 $1,667,000
White 2,298 $358,319,000 $155,000 $4,900,000 $121,000 $4,100,000
Not Provided 227 $20,737,000 $91,000 $2,043,000 $85,000 $1,186,000
Hispanic 184 $16,225,000 $88,000 $1,395,000 $59,000 $627,000
Black or African American 156 $8,037,000 $51,000 $417,000 $56,000 $572,000
Asian 69 $13,799,000 $199,000 $914,000 $157,000 $1,900,000
American Indian or Alaskan Native 52 $4,401,000 $84,000 $417,000 $62,000 $263,000
Native Hawaiian or Other Pacific Islander 8 $680,000 $85,000 $158,000 $92,000 $360,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 22,926 $2,079,264,000 $90,000 $711,000 $1,000 $245,000
VA-guaranteed (Veterans Administration) 3,854 $320,760,000 $83,000 $461,000 $1,000 $163,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,554 $411,554,000 $161,000 $12,500,000 $119,000 $4,100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 174 $13,550,000 $77,000 $236,000 $6,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 26,444 $2,351,237,000 $88,000 $711,000 $0 $0
Loan Originated 1,581 $322,946,000 $204,000 $12,500,000 $140,000 $4,100,000
Application Denied By Financial Institution 1,102 $84,976,000 $77,000 $2,043,000 $64,000 $1,400,000
Application Withdrawn By Applicant 347 $62,802,000 $180,000 $4,900,000 $119,000 $1,900,000
File Closed For Incompleteness 22 $1,663,000 $75,000 $203,000 $64,000 $245,000
Application Approved But Not Accepted 12 $1,504,000 $125,000 $600,000 $133,000 $510,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 565 $28,026,000 $49,000 $417,000 $56,000 $572,000
Debt-To-Income Ratio 211 $22,023,000 $104,000 $2,043,000 $62,000 $1,400,000
Collateral 171 $18,253,000 $106,000 $417,000 $84,000 $1,202,000
Credit Application Incomplete 71 $6,099,000 $85,000 $375,000 $73,000 $475,000
Other 27 $4,193,000 $155,000 $500,000 $103,000 $506,000
Unverifiable Information 23 $2,999,000 $130,000 $382,000 $58,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 20 $2,397,000 $119,000 $417,000 $55,000 $162,000
Employment History 12 $799,000 $66,000 $124,000 $52,000 $104,000
Mortgage Insurance Denied 2 $187,000 $93,000 $113,000 $40,000 $54,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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