Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Midfirst Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 29,508 |
| Total Mortgage Loan Application Amount | $2,825,128,000 |
| Average Mortgage Loan Application Amount | $82,333 |
| Highest Mortgage Loan Application Amount | $12,500,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $4,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OKLAHOMA CITY, OK | 1,806 | $ 214,692,000 | $ 118,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,240 | $ 142,923,000 | $ 115,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 978 | $ 82,622,000 | $ 84,000 | $ 0 |
| PHOENIX-MESA-GLENDALE, AZ | 701 | $ 127,627,000 | $ 182,000 | $ 100,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 689 | $ 52,771,000 | $ 76,000 | $ 2,000 |
| INDIANAPOLIS-CARMEL, IN | 624 | $ 56,402,000 | $ 90,000 | $ 0 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 601 | $ 65,910,000 | $ 109,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 536 | $ 42,714,000 | $ 79,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 498 | $ 34,246,000 | $ 76,000 | $ 333 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 498 | $ 31,840,000 | $ 63,000 | $ 0 |
| PHILADELPHIA, PA | 485 | $ 37,208,000 | $ 76,000 | $ 0 |
| TULSA, OK | 446 | $ 62,034,000 | $ 139,000 | $ 89,000 |
| ST. LOUIS, MO-IL | 377 | $ 29,042,000 | $ 72,500 | $ 500 |
| BALTIMORE-TOWSON, MD | 365 | $ 35,898,000 | $ 98,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 326 | $ 26,988,000 | $ 82,000 | $ 0 |
| KANSAS CITY, MO-KS | 303 | $ 26,197,000 | $ 87,500 | $ 1,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 291 | $ 20,709,000 | $ 71,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 286 | $ 24,416,000 | $ 85,000 | $ 0 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 280 | $ 28,510,000 | $ 101,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 268 | $ 30,080,000 | $ 147,000 | $ 9,250 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 256 | $ 24,996,000 | $ 97,000 | $ 0 |
| COLUMBUS, OH | 251 | $ 23,692,000 | $ 94,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 247 | $ 25,124,000 | $ 101,333 | $ 333 |
| DENVER-AURORA-BROOMFIELD, CO | 247 | $ 30,516,000 | $ 123,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 218 | $ 17,188,000 | $ 78,000 | $ 0 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 216 | $ 27,137,000 | $ 125,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 211 | $ 21,821,000 | $ 103,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 206 | $ 18,900,000 | $ 83,000 | $ 500 |
| JACKSONVILLE, FL | 198 | $ 17,724,000 | $ 89,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 196 | $ 11,042,000 | $ 56,000 | $ 1,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 194 | $ 20,615,000 | $ 106,000 | $ 0 |
| CAMDEN, NJ | 184 | $ 19,575,000 | $ 106,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 180 | $ 12,834,000 | $ 71,000 | $ 1,000 |
| ROCHESTER, NY | 179 | $ 10,662,000 | $ 59,000 | $ 0 |
| PITTSBURGH, PA | 177 | $ 10,739,000 | $ 60,000 | $ 2,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 173 | $ 12,191,000 | $ 70,000 | $ 1,000 |
| NEW HAVEN-MILFORD, CT | 169 | $ 25,077,000 | $ 148,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 162 | $ 16,928,000 | $ 116,500 | $ 1,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 162 | $ 15,235,000 | $ 94,000 | $ 0 |
| RALEIGH-CARY, NC | 157 | $ 15,098,000 | $ 96,000 | $ 1,000 |
| GREENSBORO-HIGH POINT, NC | 156 | $ 13,922,000 | $ 89,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 154 | $ 13,353,000 | $ 86,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 153 | $ 20,620,000 | $ 134,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 145 | $ 31,732,000 | $ 216,500 | $ 0 |
| WICHITA, KS | 135 | $ 10,054,000 | $ 74,000 | $ 0 |
| EL PASO, TX | 131 | $ 6,607,000 | $ 50,000 | $ 0 |
| COLUMBIA, SC | 129 | $ 9,541,000 | $ 73,000 | $ 6,000 |
| RICHMOND, VA | 128 | $ 11,009,000 | $ 86,000 | $ 0 |
| DAYTON, OH | 125 | $ 10,445,000 | $ 83,000 | $ 0 |
| SYRACUSE, NY | 124 | $ 6,704,000 | $ 54,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 120 | $ 17,671,000 | $ 146,500 | $ 0 |
| GARY, IN | 114 | $ 9,521,000 | $ 83,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 114 | $ 12,463,000 | $ 114,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 113 | $ 10,845,000 | $ 93,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 110 | $ 7,230,000 | $ 65,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 110 | $ 10,986,000 | $ 99,000 | $ 14,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 110 | $ 10,273,000 | $ 84,500 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 108 | $ 9,271,000 | $ 85,000 | $ 0 |
| FORT WAYNE, IN | 103 | $ 6,354,000 | $ 61,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 103 | $ 14,836,000 | $ 147,500 | $ 0 |
| JACKSON, MS | 102 | $ 7,405,000 | $ 72,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 100 | $ 9,079,000 | $ 90,000 | $ 9,000 |
| ALBANY-SCHENECTADY-TROY, NY | 99 | $ 8,251,000 | $ 83,000 | $ 1,000 |
| SALT LAKE CITY, UT | 98 | $ 12,259,000 | $ 125,000 | $ 2,000 |
| FAYETTEVILLE, NC | 93 | $ 5,739,000 | $ 61,000 | $ 3,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 93 | $ 7,070,000 | $ 76,000 | $ 0 |
| TUCSON, AZ | 93 | $ 7,847,000 | $ 84,000 | $ 3,000 |
| FLINT, MI | 90 | $ 5,946,000 | $ 66,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 88 | $ 5,910,000 | $ 63,000 | $ 0 |
| ALBUQUERQUE, NM | 86 | $ 8,757,000 | $ 101,000 | $ 0 |
| BATON ROUGE, LA | 86 | $ 6,592,000 | $ 76,000 | $ 0 |
| COLORADO SPRINGS, CO | 84 | $ 9,805,000 | $ 116,000 | $ 0 |
| HUNTSVILLE, AL | 83 | $ 6,855,000 | $ 82,000 | $ 0 |
| EDISON-NEW BRUNSWICK, NJ | 81 | $ 12,794,000 | $ 157,000 | $ 1,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 78 | $ 8,046,000 | $ 141,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 77 | $ 5,757,000 | $ 68,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 76 | $ 6,090,000 | $ 80,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 75 | $ 8,433,000 | $ 117,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 75 | $ 24,682,000 | $ 329,000 | $ 14,000 |
| AKRON, OH | 73 | $ 6,306,000 | $ 86,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 73 | $ 12,096,000 | $ 165,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 73 | $ 3,803,000 | $ 52,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 71 | $ 6,029,000 | $ 84,000 | $ 0 |
| MOBILE, AL | 71 | $ 5,491,000 | $ 77,000 | $ 1,000 |
| BAKERSFIELD-DELANO, CA | 70 | $ 4,600,000 | $ 65,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 70 | $ 4,691,000 | $ 67,000 | $ 1,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 69 | $ 12,070,000 | $ 178,000 | $ 0 |
| ANDERSON, IN | 67 | $ 5,273,000 | $ 78,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 67 | $ 7,414,000 | $ 110,000 | $ 0 |
| CLARKSVILLE, TN-KY | 67 | $ 5,730,000 | $ 82,000 | $ 1,000 |
| CORPUS CHRISTI, TX | 65 | $ 4,539,000 | $ 69,000 | $ 0 |
| LANSING-EAST LANSING, MI | 65 | $ 4,743,000 | $ 72,000 | $ 0 |
| ROCKFORD, IL | 65 | $ 5,359,000 | $ 82,000 | $ 0 |
| MONTGOMERY, AL | 63 | $ 4,009,000 | $ 63,000 | $ 1,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 63 | $ 4,288,000 | $ 68,000 | $ 0 |
| CHATTANOOGA, TN-GA | 62 | $ 4,534,000 | $ 74,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 62 | $ 4,826,000 | $ 77,000 | $ 1,000 |
| UTICA-ROME, NY | 62 | $ 3,444,000 | $ 55,000 | $ 0 |
| COLUMBUS, GA-AL | 61 | $ 5,007,000 | $ 81,500 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 61 | $ 4,096,000 | $ 67,000 | $ 2,000 |
| SPRINGFIELD, MO | 58 | $ 4,685,000 | $ 80,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 56 | $ 4,441,000 | $ 79,000 | $ 0 |
| FRESNO, CA | 56 | $ 3,211,000 | $ 57,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 56 | $ 5,326,000 | $ 95,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 55 | $ 4,476,000 | $ 81,000 | $ 1,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 55 | $ 3,017,000 | $ 31,500 | $ 15,000 |
| SAVANNAH, GA | 54 | $ 4,241,000 | $ 78,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 52 | $ 4,408,000 | $ 84,000 | $ 2,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 49 | $ 3,719,000 | $ 85,500 | $ 12,500 |
| LANCASTER, PA | 49 | $ 4,505,000 | $ 91,000 | $ 0 |
| DECATUR, AL | 48 | $ 3,701,000 | $ 77,000 | $ 0 |
| ELKHART-GOSHEN, IN | 48 | $ 3,716,000 | $ 77,000 | $ 1,000 |
| MCALLEN-EDINBURG-MISSION, TX | 48 | $ 3,212,000 | $ 66,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 47 | $ 4,946,000 | $ 105,000 | $ 0 |
| SPOKANE, WA | 47 | $ 4,354,000 | $ 92,000 | $ 0 |
| KNOXVILLE, TN | 46 | $ 3,422,000 | $ 74,000 | $ 0 |
| DOVER, DE | 45 | $ 4,886,000 | $ 108,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 45 | $ 3,627,000 | $ 80,000 | $ 0 |
| WINSTON-SALEM, NC | 45 | $ 4,236,000 | $ 94,000 | $ 1,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 44 | $ 3,981,000 | $ 90,000 | $ 0 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 44 | $ 4,207,000 | $ 95,000 | $ 0 |
| AMARILLO, TX | 43 | $ 2,712,000 | $ 63,000 | $ 0 |
| LUBBOCK, TX | 43 | $ 1,812,000 | $ 42,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 43 | $ 6,762,000 | $ 157,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 43 | $ 4,251,000 | $ 98,000 | $ 0 |
| SPRINGFIELD, MA | 42 | $ 5,181,000 | $ 123,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 41 | $ 2,102,000 | $ 51,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 41 | $ 3,276,000 | $ 79,000 | $ 0 |
| FORT SMITH, AR-OK | 41 | $ 2,673,000 | $ 64,000 | $ 1,000 |
| OGDEN-CLEARFIELD, UT | 41 | $ 4,919,000 | $ 119,000 | $ 0 |
| TACOMA, WA | 41 | $ 5,962,000 | $ 145,000 | $ 0 |
| TOLEDO, OH | 40 | $ 2,932,000 | $ 73,000 | $ 0 |
| BOSTON-QUINCY, MA | 39 | $ 8,420,000 | $ 215,000 | $ 1,000 |
| WACO, TX | 38 | $ 2,903,000 | $ 76,000 | $ 3,000 |
| YORK-HANOVER, PA | 38 | $ 3,598,000 | $ 94,000 | $ 0 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 37 | $ 2,986,000 | $ 80,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 37 | $ 2,450,000 | $ 66,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 37 | $ 8,707,000 | $ 235,000 | $ 70,000 |
| VISALIA-PORTERVILLE, CA | 37 | $ 2,329,000 | $ 62,000 | $ 0 |
| EVANSVILLE, IN-KY | 36 | $ 2,316,000 | $ 63,000 | $ 0 |
| GAINESVILLE, GA | 36 | $ 3,506,000 | $ 97,000 | $ 3,000 |
| TRENTON-EWING, NJ | 36 | $ 4,149,000 | $ 115,000 | $ 1,000 |
| BINGHAMTON, NY | 35 | $ 2,177,000 | $ 62,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 35 | $ 3,466,000 | $ 99,000 | $ 1,000 |
| LAWTON, OK | 35 | $ 2,457,000 | $ 70,000 | $ 22,000 |
| CANTON-MASSILLON, OH | 34 | $ 2,382,000 | $ 70,000 | $ 1,000 |
| YUMA, AZ | 34 | $ 2,818,000 | $ 82,000 | $ 1,000 |
| BROWNSVILLE-HARLINGEN, TX | 33 | $ 2,132,000 | $ 64,000 | $ 0 |
| HONOLULU, HI | 33 | $ 3,695,000 | $ 111,000 | $ 0 |
| ANNISTON-OXFORD, AL | 32 | $ 2,242,000 | $ 70,000 | $ 0 |
| GREELEY, CO | 32 | $ 3,576,000 | $ 111,000 | $ 0 |
| LAFAYETTE, IN | 31 | $ 2,681,000 | $ 86,000 | $ 0 |
| MACON, GA | 31 | $ 1,978,000 | $ 63,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 31 | $ 2,337,000 | $ 75,000 | $ 0 |
| PORT ST. LUCIE, FL | 31 | $ 2,377,000 | $ 76,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 30 | $ 2,216,000 | $ 73,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 30 | $ 2,186,000 | $ 72,000 | $ 0 |
| MUNCIE, IN | 30 | $ 2,176,000 | $ 72,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 29 | $ 4,615,000 | $ 159,000 | $ 0 |
| DALTON, GA | 29 | $ 2,479,000 | $ 85,000 | $ 2,000 |
| KOKOMO, IN | 29 | $ 2,264,000 | $ 78,000 | $ 1,000 |
| OCALA, FL | 29 | $ 2,235,000 | $ 77,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 29 | $ 4,146,000 | $ 142,000 | $ 8,000 |
| WORCESTER, MA | 29 | $ 4,922,000 | $ 169,000 | $ 0 |
| BAY CITY, MI | 28 | $ 2,141,000 | $ 76,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 28 | $ 1,872,000 | $ 65,500 | $ 0 |
| GULFPORT-BILOXI, MS | 28 | $ 2,629,000 | $ 93,000 | $ 0 |
| RENO-SPARKS, NV | 28 | $ 3,869,000 | $ 138,000 | $ 0 |
| WICHITA FALLS, TX | 28 | $ 1,494,000 | $ 53,000 | $ 0 |
| WARNER ROBINS, GA | 27 | $ 1,849,000 | $ 68,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 26 | $ 2,323,000 | $ 89,000 | $ 0 |
| JACKSONVILLE, NC | 26 | $ 1,783,000 | $ 68,000 | $ 0 |
| KENNEWICK-PASCO-RICHLAND, WA | 26 | $ 2,459,000 | $ 94,000 | $ 0 |
| READING, PA | 26 | $ 1,759,000 | $ 67,000 | $ 0 |
| TALLAHASSEE, FL | 26 | $ 2,293,000 | $ 88,000 | $ 0 |
| LAREDO, TX | 25 | $ 2,273,000 | $ 90,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 25 | $ 2,170,000 | $ 86,000 | $ 0 |
| LONGVIEW, TX | 25 | $ 1,656,000 | $ 66,000 | $ 0 |
| MODESTO, CA | 25 | $ 3,448,000 | $ 137,000 | $ 0 |
| PINE BLUFF, AR | 24 | $ 877,000 | $ 36,000 | $ 0 |
| PROVO-OREM, UT | 24 | $ 3,537,000 | $ 147,000 | $ 0 |
| TUSCALOOSA, AL | 24 | $ 2,202,000 | $ 91,000 | $ 0 |
| BANGOR, ME | 23 | $ 2,711,000 | $ 117,000 | $ 0 |
| JACKSON, MI | 23 | $ 1,755,000 | $ 76,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 23 | $ 4,012,000 | $ 174,000 | $ 14,000 |
| ALBANY, GA | 22 | $ 1,362,000 | $ 61,000 | $ 0 |
| PEORIA, IL | 22 | $ 1,412,000 | $ 64,000 | $ 0 |
| PUEBLO, CO | 22 | $ 1,749,000 | $ 79,000 | $ 0 |
| TYLER, TX | 22 | $ 1,701,000 | $ 77,000 | $ 0 |
| VICTORIA, TX | 22 | $ 1,106,000 | $ 50,000 | $ 0 |
| LAFAYETTE, LA | 21 | $ 1,504,000 | $ 71,000 | $ 0 |
| MONROE, LA | 21 | $ 685,000 | $ 32,000 | $ 0 |
| SPARTANBURG, SC | 21 | $ 1,771,000 | $ 84,000 | $ 0 |
| SPRINGFIELD, OH | 21 | $ 1,219,000 | $ 58,000 | $ 0 |
| ERIE, PA | 20 | $ 1,319,000 | $ 65,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 20 | $ 3,659,000 | $ 182,000 | $ 0 |
| SHERMAN-DENISON, TX | 20 | $ 1,225,000 | $ 61,000 | $ 0 |
| BURLINGTON, NC | 19 | $ 1,520,000 | $ 80,000 | $ 3,000 |
| MICHIGAN CITY-LA PORTE, IN | 19 | $ 1,482,000 | $ 78,000 | $ 0 |
| OLYMPIA, WA | 19 | $ 2,384,000 | $ 125,000 | $ 0 |
| POCATELLO, ID | 19 | $ 1,452,000 | $ 76,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 19 | $ 1,499,000 | $ 78,000 | $ 3,000 |
| WILMINGTON, NC | 19 | $ 1,413,000 | $ 74,000 | $ 0 |
| ABILENE, TX | 18 | $ 884,000 | $ 49,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 18 | $ 3,841,000 | $ 213,000 | $ 0 |
| DOTHAN, AL | 18 | $ 1,721,000 | $ 95,000 | $ 0 |
| JACKSON, TN | 18 | $ 1,161,000 | $ 64,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 18 | $ 1,192,000 | $ 66,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 18 | $ 2,450,000 | $ 136,000 | $ 0 |
| ANN ARBOR, MI | 17 | $ 1,973,000 | $ 116,000 | $ 0 |
| BATTLE CREEK, MI | 17 | $ 1,153,000 | $ 67,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 17 | $ 2,159,000 | $ 126,500 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 17 | $ 1,418,000 | $ 76,500 | $ 0 |
| MANHATTAN, KS | 17 | $ 1,397,000 | $ 82,000 | $ 1,000 |
| PASCAGOULA, MS | 17 | $ 1,648,000 | $ 96,000 | $ 0 |
| ROANOKE, VA | 17 | $ 1,321,000 | $ 77,000 | $ 0 |
| VALDOSTA, GA | 17 | $ 1,377,000 | $ 81,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 16 | $ 1,216,000 | $ 76,000 | $ 0 |
| GREENVILLE, NC | 16 | $ 979,000 | $ 61,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 16 | $ 1,047,000 | $ 65,000 | $ 0 |
| JONESBORO, AR | 16 | $ 1,129,000 | $ 70,000 | $ 0 |
| LYNCHBURG, VA | 16 | $ 968,000 | $ 60,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 16 | $ 2,147,000 | $ 134,000 | $ 0 |
| PEABODY, MA | 16 | $ 3,700,000 | $ 231,000 | $ 0 |
| SPRINGFIELD, IL | 16 | $ 820,000 | $ 51,000 | $ 0 |
| ST. JOSEPH, MO-KS | 16 | $ 1,183,000 | $ 71,500 | $ 2,000 |
| ASHEVILLE, NC | 15 | $ 1,541,000 | $ 102,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 15 | $ 1,531,000 | $ 102,000 | $ 0 |
| GADSDEN, AL | 15 | $ 727,000 | $ 48,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 15 | $ 1,210,000 | $ 80,000 | $ 0 |
| LAKE CHARLES, LA | 15 | $ 1,315,000 | $ 87,000 | $ 0 |
| LINCOLN, NE | 15 | $ 1,603,000 | $ 106,000 | $ 0 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 15 | $ 2,015,000 | $ 134,000 | $ 53,000 |
| TOPEKA, KS | 15 | $ 1,261,000 | $ 84,000 | $ 1,000 |
| BLOOMINGTON, IN | 14 | $ 928,000 | $ 66,000 | $ 0 |
| BOULDER, CO | 14 | $ 1,904,000 | $ 136,000 | $ 5,000 |
| DANVILLE, VA | 14 | $ 720,000 | $ 51,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 14 | $ 1,692,000 | $ 120,000 | $ 1,000 |
| PUNTA GORDA, FL | 14 | $ 1,061,000 | $ 75,000 | $ 0 |
| ROCKY MOUNT, NC | 14 | $ 702,000 | $ 50,000 | $ 0 |
| STOCKTON, CA | 14 | $ 2,005,000 | $ 143,000 | $ 0 |
| SUMTER, SC | 14 | $ 824,000 | $ 58,000 | $ 0 |
| ALEXANDRIA, LA | 13 | $ 688,000 | $ 52,000 | $ 0 |
| ANCHORAGE, AK | 13 | $ 2,073,000 | $ 159,000 | $ 10,000 |
| CHARLESTON, WV | 13 | $ 915,000 | $ 70,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 13 | $ 997,000 | $ 74,000 | $ 0 |
| MORRISTOWN, TN | 13 | $ 1,140,000 | $ 87,000 | $ 0 |
| PRESCOTT, AZ | 13 | $ 1,723,000 | $ 132,000 | $ 76,000 |
| SALEM, OR | 13 | $ 1,508,000 | $ 116,000 | $ 0 |
| SALISBURY, MD | 13 | $ 940,000 | $ 72,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 13 | $ 683,000 | $ 51,500 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 12 | $ 926,000 | $ 77,000 | $ 0 |
| AUBURN-OPELIKA, AL | 12 | $ 1,248,000 | $ 104,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 12 | $ 2,131,000 | $ 177,000 | $ 0 |
| ELIZABETHTOWN, KY | 12 | $ 877,000 | $ 73,000 | $ 6,000 |
| FLORENCE-MUSCLE SHOALS, AL | 12 | $ 823,000 | $ 68,000 | $ 0 |
| GAINESVILLE, FL | 12 | $ 822,000 | $ 68,000 | $ 0 |
| GRAND JUNCTION, CO | 12 | $ 1,494,000 | $ 124,000 | $ 0 |
| LEBANON, PA | 12 | $ 777,000 | $ 64,000 | $ 0 |
| MANSFIELD, OH | 12 | $ 727,000 | $ 60,000 | $ 0 |
| MERCED, CA | 12 | $ 1,212,000 | $ 101,000 | $ 0 |
| TERRE HAUTE, IN | 12 | $ 904,000 | $ 75,000 | $ 0 |
| YAKIMA, WA | 12 | $ 1,051,000 | $ 87,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 11 | $ 988,000 | $ 89,000 | $ 0 |
| CHEYENNE, WY | 11 | $ 1,311,000 | $ 119,000 | $ 0 |
| HATTIESBURG, MS | 11 | $ 557,000 | $ 50,000 | $ 0 |
| JOPLIN, MO | 11 | $ 895,000 | $ 81,000 | $ 0 |
| KINGSTON, NY | 11 | $ 1,477,000 | $ 134,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 838,000 | $ 76,000 | $ 7,000 |
| ODESSA, TX | 11 | $ 729,000 | $ 66,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 11 | $ 961,000 | $ 87,000 | $ 0 |
| RACINE, WI | 11 | $ 1,014,000 | $ 92,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 11 | $ 2,274,000 | $ 206,000 | $ 0 |
| ANDERSON, SC | 10 | $ 820,000 | $ 82,000 | $ 0 |
| COLUMBIA, MO | 10 | $ 655,000 | $ 65,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 10 | $ 1,376,000 | $ 137,000 | $ 0 |
| FARGO, ND-MN | 10 | $ 775,000 | $ 77,000 | $ 0 |
| HANFORD-CORCORAN, CA | 10 | $ 723,000 | $ 72,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 696,000 | $ 69,000 | $ 6,000 |
| JOHNSON CITY, TN | 10 | $ 822,000 | $ 82,000 | $ 0 |
| LEWISTON-AUBURN, ME | 10 | $ 1,115,000 | $ 111,000 | $ 0 |
| LONGVIEW, WA | 10 | $ 1,217,000 | $ 121,000 | $ 0 |
| MADISON, WI | 10 | $ 1,510,000 | $ 151,000 | $ 0 |
| ROME, GA | 10 | $ 797,000 | $ 79,000 | $ 0 |
| SANDUSKY, OH | 10 | $ 850,000 | $ 85,000 | $ 3,000 |
| CEDAR RAPIDS, IA | 9 | $ 690,000 | $ 76,000 | $ 0 |
| CLEVELAND, TN | 9 | $ 535,000 | $ 59,000 | $ 0 |
| DECATUR, IL | 9 | $ 435,000 | $ 48,000 | $ 0 |
| GLENS FALLS, NY | 9 | $ 409,000 | $ 45,000 | $ 6,000 |
| LOGAN, UT-ID | 9 | $ 965,000 | $ 107,000 | $ 0 |
| MIDLAND, TX | 9 | $ 508,000 | $ 56,000 | $ 0 |
| SAN ANGELO, TX | 9 | $ 589,000 | $ 65,000 | $ 0 |
| ST. GEORGE, UT | 9 | $ 1,016,000 | $ 112,000 | $ 0 |
| BILLINGS, MT | 8 | $ 780,000 | $ 97,000 | $ 0 |
| BRUNSWICK, GA | 8 | $ 752,000 | $ 94,000 | $ 0 |
| EAU CLAIRE, WI | 8 | $ 838,000 | $ 104,000 | $ 0 |
| FLORENCE, SC | 8 | $ 692,000 | $ 86,000 | $ 5,000 |
| GOLDSBORO, NC | 8 | $ 489,000 | $ 61,000 | $ 5,000 |
| HOT SPRINGS, AR | 8 | $ 528,000 | $ 66,000 | $ 0 |
| IDAHO FALLS, ID | 8 | $ 926,000 | $ 115,000 | $ 0 |
| JANESVILLE, WI | 8 | $ 468,000 | $ 58,000 | $ 0 |
| JEFFERSON CITY, MO | 8 | $ 578,000 | $ 72,000 | $ 0 |
| LIMA, OH | 8 | $ 335,000 | $ 41,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 8 | $ 506,000 | $ 63,000 | $ 0 |
| SIOUX FALLS, SD | 8 | $ 883,000 | $ 110,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 562,000 | $ 70,000 | $ 0 |
| WHEELING, WV-OH | 8 | $ 286,000 | $ 35,000 | $ 0 |
| APPLETON, WI | 7 | $ 627,000 | $ 89,000 | $ 0 |
| BARNSTABLE TOWN, MA | 7 | $ 2,482,000 | $ 354,000 | $ 42,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 582,000 | $ 83,000 | $ 0 |
| CHARLOTTESVILLE, VA | 7 | $ 582,000 | $ 83,000 | $ 0 |
| COLUMBUS, IN | 7 | $ 603,000 | $ 86,000 | $ 0 |
| DANVILLE, IL | 7 | $ 428,000 | $ 61,000 | $ 0 |
| DULUTH, MN-WI | 7 | $ 620,000 | $ 88,000 | $ 0 |
| ELMIRA, NY | 7 | $ 428,000 | $ 61,000 | $ 0 |
| FLAGSTAFF, AZ | 7 | $ 1,199,000 | $ 171,000 | $ 135,000 |
| GRAND FORKS, ND-MN | 7 | $ 267,000 | $ 36,500 | $ 0 |
| GREEN BAY, WI | 7 | $ 679,000 | $ 97,000 | $ 0 |
| OCEAN CITY, NJ | 7 | $ 329,000 | $ 47,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 7 | $ 643,000 | $ 91,000 | $ 0 |
| OWENSBORO, KY | 7 | $ 365,000 | $ 52,000 | $ 0 |
| PALM COAST, FL | 7 | $ 1,006,000 | $ 143,000 | $ 0 |
| STEUBENVILLE-WEIRTON, OH-WV | 7 | $ 362,000 | $ 51,500 | $ 0 |
| ALTOONA, PA | 6 | $ 241,000 | $ 40,000 | $ 0 |
| CHICO, CA | 6 | $ 614,000 | $ 102,000 | $ 0 |
| LAS CRUCES, NM | 6 | $ 693,000 | $ 115,000 | $ 0 |
| WILLIAMSPORT, PA | 6 | $ 433,000 | $ 72,000 | $ 0 |
| AMES, IA | 5 | $ 462,000 | $ 92,000 | $ 0 |
| BELLINGHAM, WA | 5 | $ 744,000 | $ 148,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 5 | $ 369,000 | $ 73,000 | $ 0 |
| FAJARDO, PR | 5 | $ 431,000 | $ 86,000 | $ 0 |
| JOHNSTOWN, PA | 5 | $ 230,000 | $ 46,000 | $ 0 |
| MONROE, MI | 5 | $ 466,000 | $ 93,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 641,000 | $ 128,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 395,000 | $ 79,000 | $ 0 |
| STATE COLLEGE, PA | 5 | $ 297,000 | $ 59,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,302,000 | $ 260,000 | $ 0 |
| BOWLING GREEN, KY | 4 | $ 383,000 | $ 95,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 742,000 | $ 185,000 | $ 0 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 4 | $ 407,000 | $ 101,000 | $ 0 |
| COEUR D'ALENE, ID | 4 | $ 2,394,000 | $ 598,000 | $ 104,000 |
| HARRISONBURG, VA | 4 | $ 500,000 | $ 125,000 | $ 0 |
| LAWRENCE, KS | 4 | $ 382,000 | $ 95,000 | $ 0 |
| ROCHESTER, MN | 4 | $ 302,000 | $ 75,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 4 | $ 1,405,000 | $ 351,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 699,000 | $ 174,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 533,000 | $ 133,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 4 | $ 370,000 | $ 92,000 | $ 0 |
| YUBA CITY, CA | 4 | $ 250,000 | $ 62,000 | $ 0 |
| BEND, OR | 3 | $ 348,000 | $ 116,000 | $ 0 |
| BISMARCK, ND | 3 | $ 80,000 | $ 26,000 | $ 0 |
| CARSON CITY, NV | 3 | $ 335,000 | $ 111,000 | $ 0 |
| CUMBERLAND, MD-WV | 3 | $ 324,000 | $ 108,000 | $ 0 |
| EL CENTRO, CA | 3 | $ 268,000 | $ 89,000 | $ 0 |
| FARMINGTON, NM | 3 | $ 320,000 | $ 106,000 | $ 0 |
| GREAT FALLS, MT | 3 | $ 141,000 | $ 47,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 270,000 | $ 90,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 341,000 | $ 113,000 | $ 0 |
| RAPID CITY, SD | 3 | $ 238,000 | $ 79,000 | $ 0 |
| REDDING, CA | 3 | $ 413,000 | $ 137,000 | $ 0 |
| SANTA FE, NM | 3 | $ 1,698,000 | $ 566,000 | $ 0 |
| ST. CLOUD, MN | 3 | $ 263,000 | $ 87,000 | $ 0 |
| WINCHESTER, VA-WV | 3 | $ 654,000 | $ 218,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 265,000 | $ 132,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 309,000 | $ 154,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 2 | $ 259,000 | $ 129,000 | $ 0 |
| MEDFORD, OR | 2 | $ 361,000 | $ 180,000 | $ 0 |
| MORGANTOWN, WV | 2 | $ 120,000 | $ 60,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 192,000 | $ 96,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 201,000 | $ 100,000 | $ 0 |
| WAUSAU, WI | 2 | $ 251,000 | $ 125,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 101,000 | $ 101,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 39,000 | $ 39,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 62,000 | $ 62,000 | $ 0 |
| GUAYAMA, PR | 1 | $ 55,000 | $ 55,000 | $ 0 |
| ITHACA, NY | 1 | $ 111,000 | $ 111,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 133,000 | $ 133,000 | $ 0 |
| MISSOULA, MT | 1 | $ 177,000 | $ 177,000 | $ 0 |
| NAPA, CA | 1 | $ 193,000 | $ 193,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 2,000 | $ 2,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 48,000 | $ 48,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 268,000 | $ 268,000 | $ 0 |
| YAUCO, PR | 1 | $ 63,000 | $ 63,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 26,004 | $2,483,951,000 | $95,000 | $7,080,000 | $4,000 | $4,100,000 |
| Refinancing | 2,836 | $312,487,000 | $110,000 | $12,500,000 | $61,000 | $2,700,000 |
| Home Improvement | 668 | $28,690,000 | $42,000 | $2,700,000 | $70,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,514 | $2,402,930,000 | $90,000 | $12,500,000 | $0 | $1,667,000 |
| White | 2,298 | $358,319,000 | $155,000 | $4,900,000 | $121,000 | $4,100,000 |
| Not Provided | 227 | $20,737,000 | $91,000 | $2,043,000 | $85,000 | $1,186,000 |
| Hispanic | 184 | $16,225,000 | $88,000 | $1,395,000 | $59,000 | $627,000 |
| Black or African American | 156 | $8,037,000 | $51,000 | $417,000 | $56,000 | $572,000 |
| Asian | 69 | $13,799,000 | $199,000 | $914,000 | $157,000 | $1,900,000 |
| American Indian or Alaskan Native | 52 | $4,401,000 | $84,000 | $417,000 | $62,000 | $263,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $680,000 | $85,000 | $158,000 | $92,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 22,926 | $2,079,264,000 | $90,000 | $711,000 | $1,000 | $245,000 |
| VA-guaranteed (Veterans Administration) | 3,854 | $320,760,000 | $83,000 | $461,000 | $1,000 | $163,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,554 | $411,554,000 | $161,000 | $12,500,000 | $119,000 | $4,100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 174 | $13,550,000 | $77,000 | $236,000 | $6,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 26,444 | $2,351,237,000 | $88,000 | $711,000 | $0 | $0 |
| Loan Originated | 1,581 | $322,946,000 | $204,000 | $12,500,000 | $140,000 | $4,100,000 |
| Application Denied By Financial Institution | 1,102 | $84,976,000 | $77,000 | $2,043,000 | $64,000 | $1,400,000 |
| Application Withdrawn By Applicant | 347 | $62,802,000 | $180,000 | $4,900,000 | $119,000 | $1,900,000 |
| File Closed For Incompleteness | 22 | $1,663,000 | $75,000 | $203,000 | $64,000 | $245,000 |
| Application Approved But Not Accepted | 12 | $1,504,000 | $125,000 | $600,000 | $133,000 | $510,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 565 | $28,026,000 | $49,000 | $417,000 | $56,000 | $572,000 |
| Debt-To-Income Ratio | 211 | $22,023,000 | $104,000 | $2,043,000 | $62,000 | $1,400,000 |
| Collateral | 171 | $18,253,000 | $106,000 | $417,000 | $84,000 | $1,202,000 |
| Credit Application Incomplete | 71 | $6,099,000 | $85,000 | $375,000 | $73,000 | $475,000 |
| Other | 27 | $4,193,000 | $155,000 | $500,000 | $103,000 | $506,000 |
| Unverifiable Information | 23 | $2,999,000 | $130,000 | $382,000 | $58,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,397,000 | $119,000 | $417,000 | $55,000 | $162,000 |
| Employment History | 12 | $799,000 | $66,000 | $124,000 | $52,000 | $104,000 |
| Mortgage Insurance Denied | 2 | $187,000 | $93,000 | $113,000 | $40,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.