Midfirst Bank Mortgage Lending & HMDA Data, 2016

In 2016, Midfirst Bank of Oklahoma City, OK reported 18,696 mortgage applications totaling $2.1 billion. The average application was for $110,383, and applicants reported an average income of $26,848. 9% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (1,170), Atlanta-Sandy Springs-Roswell, GA (740) and Phoenix-Mesa-Scottsdale, AZ (727) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 18,696
Total Mortgage Loan Application Amount $2,063,731,000
Average Mortgage Loan Application Amount $110,383
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $26,848
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 704 $ 143,824,000 $ 204,295 $ 265,000
Oklahoma, Oklahoma 686 $ 139,045,000 $ 202,689 $ 133,000
Dallas, Texas 433 $ 31,375,000 $ 72,459 $ 5,000
Tarrant, Texas 322 $ 23,957,000 $ 74,400 $ 1,000
Bexar, Texas 309 $ 16,323,000 $ 52,825 $ 0
Harris, Texas 309 $ 23,851,000 $ 77,187 $ 1,000
Shelby, Tennessee 275 $ 16,206,000 $ 58,930 $ 0
Cook, Illinois 269 $ 25,113,000 $ 93,356 $ 5,000
Marion, Indiana 253 $ 18,586,000 $ 73,462 $ 0
Cleveland, Oklahoma 236 $ 47,421,000 $ 200,936 $ 98,000
Tulsa, Oklahoma 233 $ 43,104,000 $ 184,995 $ 144,000
Philadelphia, Pennsylvania 228 $ 13,475,000 $ 59,100 $ 0
Canadian, Oklahoma 168 $ 15,879,000 $ 94,517 $ 57,000
Franklin, Ohio 165 $ 15,103,000 $ 91,533 $ 0
Los Angeles, California 158 $ 125,720,000 $ 795,696 $ 138,000
DeKalb, Georgia 153 $ 13,355,000 $ 87,287 $ 0
Mecklenburg, North Carolina 129 $ 11,885,000 $ 92,131 $ 0
Denver, Colorado 119 $ 57,098,000 $ 479,815 $ 206,000
Wayne, Michigan 113 $ 8,152,000 $ 72,141 $ 0
St. Louis, Missouri 112 $ 6,813,000 $ 60,830 $ 0
Cuyahoga, Ohio 111 $ 7,430,000 $ 66,936 $ 0
Baltimore City, Maryland 107 $ 6,197,000 $ 57,915 $ 0
Erie, New York 104 $ 6,775,000 $ 65,144 $ 0
Jefferson, Alabama 103 $ 7,925,000 $ 76,941 $ 0
El Paso, Texas 103 $ 4,541,000 $ 44,087 $ 0
Gwinnett, Georgia 102 $ 11,920,000 $ 116,862 $ 0
Pulaski, Arkansas 96 $ 5,910,000 $ 61,562 $ 0
Clayton, Georgia 92 $ 7,996,000 $ 86,913 $ 0
Prince George's, Maryland 91 $ 9,544,000 $ 104,879 $ 0
Allegheny, Pennsylvania 91 $ 5,451,000 $ 59,901 $ 0
Wake, North Carolina 88 $ 8,750,000 $ 99,431 $ 0
Duval, Florida 84 $ 5,290,000 $ 62,976 $ 0
Monroe, New York 84 $ 4,728,000 $ 56,285 $ 0
Fulton, Georgia 83 $ 7,956,000 $ 95,855 $ 0
Miami-Dade, Florida 81 $ 6,359,000 $ 78,506 $ 0
Guilford, North Carolina 79 $ 5,861,000 $ 74,189 $ 0
Jackson, Missouri 78 $ 4,749,000 $ 60,884 $ 1,000
San Bernardino, California 77 $ 4,021,000 $ 52,220 $ 13,000
Clark, Nevada 73 $ 5,922,000 $ 81,123 $ 0
Hillsborough, Florida 71 $ 5,218,000 $ 73,492 $ 0
Davidson, Tennessee 71 $ 5,435,000 $ 76,549 $ 0
Lake, Indiana 70 $ 5,802,000 $ 82,885 $ 0
Travis, Texas 70 $ 5,428,000 $ 77,542 $ 8,000
Baltimore, Maryland 67 $ 6,817,000 $ 101,746 $ 0
Salt Lake, Utah 67 $ 8,055,000 $ 120,223 $ 0
Onondaga, New York 66 $ 3,271,000 $ 49,560 $ 0
Delaware, Pennsylvania 66 $ 5,275,000 $ 79,924 $ 0
Cobb, Georgia 65 $ 6,376,000 $ 98,092 $ 1,000
Allen, Indiana 65 $ 3,793,000 $ 58,353 $ 0
Sedgwick, Kansas 63 $ 4,219,000 $ 66,968 $ 0
New Castle, Delaware 62 $ 5,695,000 $ 91,854 $ 0
Richland, South Carolina 62 $ 4,979,000 $ 80,306 $ 0
Montgomery, Ohio 61 $ 4,190,000 $ 68,688 $ 0
Arapahoe, Colorado 59 $ 19,877,000 $ 336,898 $ 152,000
Hartford, Connecticut 59 $ 7,895,000 $ 133,813 $ 0
Jefferson, Kentucky 59 $ 5,207,000 $ 88,254 $ 0
New Haven, Connecticut 58 $ 6,909,000 $ 119,120 $ 0
Orange, Florida 58 $ 3,234,000 $ 55,758 $ 0
Pinellas, Florida 57 $ 3,233,000 $ 56,719 $ 0
Woodward, Oklahoma 57 $ 5,374,000 $ 94,280 $ 60,000
Denton, Texas 57 $ 5,689,000 $ 99,807 $ 37,000
Hinds, Mississippi 56 $ 3,068,000 $ 54,785 $ 0
Hamilton, Ohio 54 $ 4,243,000 $ 78,574 $ 0
Fort Bend, Texas 53 $ 4,867,000 $ 91,830 $ 0
Summit, Ohio 52 $ 3,888,000 $ 74,769 $ 0
Will, Illinois 51 $ 6,555,000 $ 128,529 $ 6,000
Cumberland, North Carolina 51 $ 2,674,000 $ 52,431 $ 0
Lubbock, Texas 51 $ 1,998,000 $ 39,176 $ 0
Broward, Florida 50 $ 4,122,000 $ 82,440 $ 0
Nueces, Texas 50 $ 2,412,000 $ 48,240 $ 0
East Baton Rouge, Louisiana 49 $ 2,986,000 $ 60,938 $ 0
Camden, New Jersey 49 $ 4,387,000 $ 89,530 $ 0
Mobile, Alabama 48 $ 3,409,000 $ 71,020 $ 0
Jackson, Oklahoma 48 $ 2,632,000 $ 54,833 $ 48,000
Bell, Texas 47 $ 2,819,000 $ 59,978 $ 2,000
DeSoto, Mississippi 46 $ 3,691,000 $ 80,239 $ 0
Madison, Alabama 45 $ 3,980,000 $ 88,444 $ 0
Pima, Arizona 45 $ 2,892,000 $ 64,266 $ 3,000
Riverside, California 45 $ 3,058,000 $ 67,955 $ 0
Richmond, Georgia 45 $ 1,756,000 $ 39,022 $ 0
Williamson, Texas 45 $ 4,060,000 $ 90,222 $ 0
St. Joseph, Indiana 44 $ 2,948,000 $ 67,000 $ 0
Genesee, Michigan 43 $ 2,933,000 $ 68,209 $ 0
Hamilton, Tennessee 43 $ 3,110,000 $ 72,325 $ 0
Macomb, Michigan 42 $ 3,699,000 $ 88,071 $ 0
Oakland, Michigan 42 $ 4,067,000 $ 96,833 $ 0
Pottawatomie, Oklahoma 42 $ 2,701,000 $ 64,309 $ 54,000
Collin, Texas 42 $ 4,612,000 $ 109,809 $ 0
Paulding, Georgia 41 $ 4,241,000 $ 103,439 $ 0
Caddo, Louisiana 41 $ 2,020,000 $ 49,268 $ 24,000
Hennepin, Minnesota 41 $ 2,238,000 $ 54,585 $ 0
St. Louis City, Missouri 40 $ 2,639,000 $ 65,975 $ 0
Douglas, Nebraska 40 $ 3,265,000 $ 81,625 $ 0
Oneida, New York 40 $ 2,270,000 $ 56,750 $ 0
Grady, Oklahoma 40 $ 3,020,000 $ 75,500 $ 64,000
Adams, Colorado 38 $ 5,446,000 $ 143,315 $ 17,000
Henry, Georgia 38 $ 4,504,000 $ 118,526 $ 0
Winnebago, Illinois 38 $ 2,848,000 $ 74,947 $ 1,000
Lake, Illinois 37 $ 3,980,000 $ 107,567 $ 0
Lorain, Ohio 37 $ 3,341,000 $ 90,297 $ 3,000
Montgomery, Alabama 35 $ 2,442,000 $ 69,771 $ 0
Burlington, New Jersey 35 $ 4,065,000 $ 116,142 $ 0
Lancaster, Pennsylvania 35 $ 2,369,000 $ 67,685 $ 0
Virginia Beach, Virginia 35 $ 2,603,000 $ 74,371 $ 0
Tuscaloosa, Alabama 34 $ 3,401,000 $ 100,029 $ 0
El Paso, Colorado 34 $ 2,996,000 $ 88,117 $ 3,000
Johnson, Indiana 34 $ 3,036,000 $ 89,294 $ 0
Durham, North Carolina 34 $ 3,149,000 $ 92,617 $ 0
Forsyth, North Carolina 34 $ 3,116,000 $ 91,647 $ 0
Brevard, Florida 33 $ 1,666,000 $ 50,484 $ 0
Kent, Michigan 33 $ 2,867,000 $ 86,878 $ 0
Hidalgo, Texas 33 $ 2,434,000 $ 73,757 $ 0
Niagara, New York 32 $ 1,871,000 $ 58,468 $ 0
Luzerne, Pennsylvania 32 $ 2,093,000 $ 65,406 $ 0
Brazoria, Texas 32 $ 2,785,000 $ 87,031 $ 0
Johnson, Texas 32 $ 2,785,000 $ 87,031 $ 2,000
Milwaukee, Wisconsin 32 $ 2,952,000 $ 92,250 $ 0
Fresno, California 31 $ 1,324,000 $ 42,709 $ 0
San Diego, California 31 $ 12,079,000 $ 389,645 $ 222,000
Anne Arundel, Maryland 31 $ 3,454,000 $ 111,419 $ 0
Cameron, Texas 31 $ 1,828,000 $ 58,967 $ 0
King, Washington 31 $ 3,974,000 $ 128,193 $ 0
Kern, California 30 $ 2,183,000 $ 72,766 $ 0
Orange, California 30 $ 26,318,000 $ 877,266 $ 330,000
Chatham, Georgia 30 $ 1,812,000 $ 60,400 $ 0
Hamilton, Indiana 30 $ 2,991,000 $ 99,700 $ 0
Essex, New Jersey 29 $ 4,935,000 $ 170,172 $ 0
Suffolk, New York 29 $ 5,495,000 $ 189,482 $ 0
Caddo, Oklahoma 29 $ 1,608,000 $ 55,448 $ 54,000
Polk, Florida 28 $ 1,959,000 $ 69,964 $ 0
Douglas, Georgia 28 $ 2,589,000 $ 92,464 $ 0
Texas, Oklahoma 28 $ 1,452,000 $ 51,857 $ 52,000
Dauphin, Pennsylvania 28 $ 1,851,000 $ 66,107 $ 0
Chesterfield, Virginia 28 $ 2,163,000 $ 77,250 $ 0
Jefferson, Colorado 27 $ 7,466,000 $ 276,518 $ 54,000
Hendricks, Indiana 27 $ 3,077,000 $ 113,962 $ 0
Madison, Indiana 27 $ 1,931,000 $ 71,518 $ 0
Jefferson, Louisiana 27 $ 1,618,000 $ 59,925 $ 0
St. Charles, Missouri 27 $ 2,916,000 $ 108,000 $ 0
Queens, New York 27 $ 6,795,000 $ 251,666 $ 0
Butler, Ohio 27 $ 2,512,000 $ 93,037 $ 0
Lucas, Ohio 27 $ 2,214,000 $ 82,000 $ 1,000
Comanche, Oklahoma 27 $ 1,786,000 $ 66,148 $ 9,000
Rutherford, Tennessee 27 $ 3,116,000 $ 115,407 $ 0
Webb, Texas 27 $ 2,056,000 $ 76,148 $ 0
Escambia, Florida 26 $ 1,108,000 $ 42,615 $ 0
Elkhart, Indiana 26 $ 2,205,000 $ 84,807 $ 0
Howard, Indiana 26 $ 1,594,000 $ 61,307 $ 0
Orleans, Louisiana 26 $ 1,788,000 $ 68,769 $ 0
Sarpy, Nebraska 26 $ 2,789,000 $ 107,269 $ 0
Bernalillo, New Mexico 26 $ 2,370,000 $ 91,153 $ 1,000
York, Pennsylvania 26 $ 2,294,000 $ 88,230 $ 0
Chesapeake, Virginia 26 $ 2,772,000 $ 106,615 $ 0
Kent, Delaware 25 $ 3,258,000 $ 130,320 $ 0
Lafayette, Louisiana 25 $ 1,583,000 $ 63,320 $ 0
Smith, Texas 25 $ 2,182,000 $ 87,280 $ 0
Henrico, Virginia 25 $ 1,930,000 $ 77,200 $ 0
Pasco, Florida 24 $ 2,108,000 $ 87,833 $ 0
St. Clair, Illinois 24 $ 1,517,000 $ 63,208 $ 9,000
LaPorte, Indiana 24 $ 1,961,000 $ 81,708 $ 0
Gaston, North Carolina 24 $ 1,858,000 $ 77,416 $ 0
Westmoreland, Pennsylvania 24 $ 1,603,000 $ 66,791 $ 0
Pinal, Arizona 23 $ 2,222,000 $ 96,608 $ 22,000
Sacramento, California 23 $ 1,173,000 $ 51,000 $ 0
Palm Beach, Florida 23 $ 1,646,000 $ 71,565 $ 0
Volusia, Florida 23 $ 1,409,000 $ 61,260 $ 0
Kane, Illinois 23 $ 2,961,000 $ 128,739 $ 0
Montgomery, Texas 23 $ 2,237,000 $ 97,260 $ 4,000
Victoria, Texas 23 $ 1,306,000 $ 56,782 $ 0
District of Columbia, District Of Columbia 22 $ 870,000 $ 39,545 $ 0
Broome, New York 22 $ 1,160,000 $ 52,727 $ 0
Washita, Oklahoma 22 $ 1,044,000 $ 47,454 $ 50,000
Galveston, Texas 22 $ 1,282,000 $ 58,272 $ 0
Newport News, Virginia 22 $ 1,307,000 $ 59,409 $ 0
Norfolk, Virginia 22 $ 1,537,000 $ 69,863 $ 0
Pierce, Washington 22 $ 2,676,000 $ 121,636 $ 0
Wyandotte, Kansas 21 $ 1,766,000 $ 84,095 $ 0
Kalamazoo, Michigan 21 $ 1,493,000 $ 71,095 $ 0
Muskegon, Michigan 21 $ 1,491,000 $ 71,000 $ 0
Greene, Missouri 21 $ 1,574,000 $ 74,952 $ 0
Ocean, New Jersey 21 $ 3,732,000 $ 177,714 $ 0
Union, New Jersey 21 $ 3,168,000 $ 150,857 $ 0
Logan, Oklahoma 21 $ 2,653,000 $ 126,333 $ 74,000
Grayson, Texas 21 $ 1,630,000 $ 77,619 $ 0
McLennan, Texas 21 $ 1,570,000 $ 74,761 $ 18,000
Jefferson, Arkansas 20 $ 829,000 $ 41,450 $ 0
Saline, Arkansas 20 $ 1,683,000 $ 84,150 $ 0
Newton, Georgia 20 $ 2,243,000 $ 112,150 $ 0
Middlesex, New Jersey 20 $ 3,056,000 $ 152,800 $ 0
Montgomery, Pennsylvania 20 $ 2,063,000 $ 103,150 $ 0
Montgomery, Tennessee 20 $ 1,342,000 $ 67,100 $ 0
Guadalupe, Texas 20 $ 1,639,000 $ 81,950 $ 4,000
Muscogee, Georgia 19 $ 634,000 $ 33,368 $ 0
Ingham, Michigan 19 $ 1,521,000 $ 80,052 $ 0
Lake, Ohio 19 $ 2,242,000 $ 118,000 $ 0
Stark, Ohio 19 $ 1,405,000 $ 73,947 $ 0
Sumner, Tennessee 19 $ 1,826,000 $ 96,105 $ 2,000
Ellis, Texas 19 $ 1,869,000 $ 98,368 $ 0
Clay, Florida 18 $ 1,684,000 $ 93,555 $ 0
Seminole, Florida 18 $ 1,405,000 $ 78,055 $ 0
Cherokee, Georgia 18 $ 1,987,000 $ 110,388 $ 0
Hancock, Indiana 18 $ 1,688,000 $ 93,777 $ 0
Polk, Iowa 18 $ 1,411,000 $ 78,388 $ 0
Harford, Maryland 18 $ 3,233,000 $ 179,611 $ 0
Montgomery, Maryland 18 $ 1,532,000 $ 85,111 $ 0
Saginaw, Michigan 18 $ 1,019,000 $ 56,611 $ 0
Atlantic, New Jersey 18 $ 1,386,000 $ 77,000 $ 0
Randolph, North Carolina 18 $ 1,838,000 $ 102,111 $ 0
Union, North Carolina 18 $ 1,721,000 $ 95,611 $ 0
Erie, Pennsylvania 18 $ 888,000 $ 49,333 $ 0
Greenville, South Carolina 18 $ 1,588,000 $ 88,222 $ 0
Jefferson, Texas 18 $ 838,000 $ 46,555 $ 0
Hampton, Virginia 18 $ 1,590,000 $ 88,333 $ 0
Richmond City, Virginia 18 $ 1,120,000 $ 62,222 $ 0
Spokane, Washington 18 $ 1,816,000 $ 100,888 $ 0
Limestone, Alabama 17 $ 1,434,000 $ 84,352 $ 0
Sebastian, Arkansas 17 $ 729,000 $ 42,882 $ 0
Tulare, California 17 $ 1,172,000 $ 68,941 $ 0
Sarasota, Florida 17 $ 1,467,000 $ 86,294 $ 0
Rockdale, Georgia 17 $ 2,086,000 $ 122,705 $ 0
DuPage, Illinois 17 $ 1,982,000 $ 116,588 $ 0
Madison, Illinois 17 $ 1,097,000 $ 64,529 $ 0
Charles, Maryland 17 $ 2,442,000 $ 143,647 $ 0
Hampden, Massachusetts 17 $ 1,896,000 $ 111,529 $ 0
Clay, Missouri 17 $ 1,500,000 $ 88,235 $ 0
Monmouth, New Jersey 17 $ 3,161,000 $ 185,941 $ 0
Wagoner, Oklahoma 17 $ 1,566,000 $ 92,117 $ 44,000
Multnomah, Oregon 17 $ 1,517,000 $ 89,235 $ 0
Wilson, Tennessee 17 $ 1,643,000 $ 96,647 $ 0
Ector, Texas 17 $ 914,000 $ 53,764 $ 0
Wichita, Texas 17 $ 759,000 $ 44,647 $ 0
Utah, Utah 17 $ 2,062,000 $ 121,294 $ 0
Portsmouth, Virginia 17 $ 1,145,000 $ 67,352 $ 0
Crittenden, Arkansas 16 $ 542,000 $ 33,875 $ 0
Rankin, Mississippi 16 $ 1,160,000 $ 72,500 $ 0
Gloucester, New Jersey 16 $ 1,560,000 $ 97,500 $ 0
Nassau, New York 16 $ 3,931,000 $ 245,687 $ 0
Clark, Ohio 16 $ 1,186,000 $ 74,125 $ 0
Clermont, Ohio 16 $ 1,781,000 $ 111,312 $ 0
Warren, Ohio 16 $ 1,800,000 $ 112,500 $ 0
Knox, Tennessee 16 $ 1,221,000 $ 76,312 $ 0
Randall, Texas 16 $ 820,000 $ 51,250 $ 0
Calhoun, Alabama 15 $ 761,000 $ 50,733 $ 0
Morgan, Alabama 15 $ 1,238,000 $ 82,533 $ 0
Lee, Florida 15 $ 1,374,000 $ 91,600 $ 0
Bibb, Georgia 15 $ 500,000 $ 33,333 $ 0
Porter, Indiana 15 $ 1,431,000 $ 95,400 $ 0
Johnson, Kansas 15 $ 1,460,000 $ 97,333 $ 5,000
St. Tammany, Louisiana 15 $ 1,631,000 $ 108,733 $ 0
Bay, Michigan 15 $ 977,000 $ 65,133 $ 0
Calhoun, Michigan 15 $ 911,000 $ 60,733 $ 0
Jefferson, Missouri 15 $ 1,542,000 $ 102,800 $ 0
Mercer, New Jersey 15 $ 1,673,000 $ 111,533 $ 0
Johnston, North Carolina 15 $ 1,442,000 $ 96,133 $ 0
Berks, Pennsylvania 15 $ 955,000 $ 63,666 $ 0
Chester, Pennsylvania 15 $ 1,974,000 $ 131,600 $ 0
Providence, Rhode Island 15 $ 2,347,000 $ 156,466 $ 0
Spartanburg, South Carolina 15 $ 1,372,000 $ 91,466 $ 0
Douglas, Colorado 14 $ 8,753,000 $ 625,214 $ 80,000
Windham, Connecticut 14 $ 1,873,000 $ 133,785 $ 0
Carroll, Georgia 14 $ 1,302,000 $ 93,000 $ 0
Peoria, Illinois 14 $ 642,000 $ 45,857 $ 0
Shawnee, Kansas 14 $ 972,000 $ 69,428 $ 0
Bergen, New Jersey 14 $ 3,493,000 $ 249,500 $ 0
Kings, New York 14 $ 19,904,000 $ 1,421,714 $ 144,000
Medina, Ohio 14 $ 1,725,000 $ 123,214 $ 0
Le Flore, Oklahoma 14 $ 878,000 $ 62,714 $ 10,000
Beaver, Pennsylvania 14 $ 860,000 $ 61,428 $ 5,000
Lexington, South Carolina 14 $ 838,000 $ 59,857 $ 0
York, South Carolina 14 $ 1,231,000 $ 87,928 $ 0
Potter, Texas 14 $ 808,000 $ 57,714 $ 0
Benton, Arkansas 13 $ 969,000 $ 74,538 $ 0
Faulkner, Arkansas 13 $ 1,047,000 $ 80,538 $ 0
Lonoke, Arkansas 13 $ 1,065,000 $ 81,923 $ 0
Mississippi, Arkansas 13 $ 690,000 $ 53,076 $ 0
Pueblo, Colorado 13 $ 945,000 $ 72,692 $ 11,000
Osceola, Florida 13 $ 642,000 $ 49,384 $ 0
Dougherty, Georgia 13 $ 619,000 $ 47,615 $ 0
Hillsborough, New Hampshire 13 $ 2,247,000 $ 172,846 $ 0
Albany, New York 13 $ 1,582,000 $ 121,692 $ 0
Harnett, North Carolina 13 $ 935,000 $ 71,923 $ 17,000
Trumbull, Ohio 13 $ 815,000 $ 62,692 $ 0
McClain, Oklahoma 13 $ 1,758,000 $ 135,230 $ 198,000
Washington, Oklahoma 13 $ 760,000 $ 58,461 $ 10,000
Bucks, Pennsylvania 13 $ 1,248,000 $ 96,000 $ 0
Lehigh, Pennsylvania 13 $ 916,000 $ 70,461 $ 0
Aiken, South Carolina 13 $ 914,000 $ 70,307 $ 0
Gregg, Texas 13 $ 624,000 $ 48,000 $ 0
Snohomish, Washington 13 $ 2,028,000 $ 156,000 $ 0
New London, Connecticut 12 $ 1,641,000 $ 136,750 $ 0
Barrow, Georgia 12 $ 1,259,000 $ 104,916 $ 0
Bartow, Georgia 12 $ 1,348,000 $ 112,333 $ 0
Catoosa, Georgia 12 $ 1,138,000 $ 94,833 $ 5,000
Hall, Georgia 12 $ 1,244,000 $ 103,666 $ 0
Houston, Georgia 12 $ 810,000 $ 67,500 $ 5,000
Liberty, Georgia 12 $ 478,000 $ 39,833 $ 0
Walton, Georgia 12 $ 1,235,000 $ 102,916 $ 0
Honolulu, Hawaii 12 $ 16,000 $ 1,333 $ 0
McHenry, Illinois 12 $ 1,645,000 $ 137,083 $ 0
Morgan, Indiana 12 $ 1,265,000 $ 105,416 $ 0
Kenton, Kentucky 12 $ 914,000 $ 76,166 $ 0
Bossier, Louisiana 12 $ 761,000 $ 63,416 $ 0
Terrebonne, Louisiana 12 $ 620,000 $ 51,666 $ 0
Penobscot, Maine 12 $ 1,201,000 $ 100,083 $ 0
Berrien, Michigan 12 $ 778,000 $ 64,833 $ 0
Jackson, Michigan 12 $ 964,000 $ 80,333 $ 0
Anoka, Minnesota 12 $ 1,206,000 $ 100,500 $ 0
Orange, New York 12 $ 2,084,000 $ 173,666 $ 0
Schenectady, New York 12 $ 928,000 $ 77,333 $ 0
Licking, Ohio 12 $ 1,130,000 $ 94,166 $ 0
Rogers, Oklahoma 12 $ 2,277,000 $ 189,750 $ 77,000
Kaufman, Texas 12 $ 1,224,000 $ 102,000 $ 0
Prince William, Virginia 12 $ 1,294,000 $ 107,833 $ 0
Etowah, Alabama 11 $ 770,000 $ 70,000 $ 0
Fairfield, Connecticut 11 $ 1,679,000 $ 152,636 $ 0
Litchfield, Connecticut 11 $ 1,403,000 $ 127,545 $ 0
Santa Rosa, Florida 11 $ 698,000 $ 63,454 $ 0
Ada, Idaho 11 $ 1,062,000 $ 96,545 $ 0
Scott, Iowa 11 $ 648,000 $ 58,909 $ 0
Livingston, Louisiana 11 $ 1,101,000 $ 100,090 $ 0
St. John the Baptist, Louisiana 11 $ 1,062,000 $ 96,545 $ 0
Bristol, Massachusetts 11 $ 2,234,000 $ 203,090 $ 0
Worcester, Massachusetts 11 $ 1,919,000 $ 174,454 $ 0
Dakota, Minnesota 11 $ 1,289,000 $ 117,181 $ 0
Ramsey, Minnesota 11 $ 372,000 $ 33,818 $ 0
Harrison, Mississippi 11 $ 1,522,000 $ 138,363 $ 73,000
Washoe, Nevada 11 $ 1,148,000 $ 104,363 $ 54,000
Hudson, New Jersey 11 $ 1,862,000 $ 169,272 $ 0
Wayne, New York 11 $ 719,000 $ 65,363 $ 0
Nash, North Carolina 11 $ 845,000 $ 76,818 $ 0
Onslow, North Carolina 11 $ 629,000 $ 57,181 $ 0
Mahoning, Ohio 11 $ 369,000 $ 33,545 $ 0
Custer, Oklahoma 11 $ 612,000 $ 55,636 $ 63,000
Payne, Oklahoma 11 $ 1,924,000 $ 174,909 $ 73,000
Anderson, South Carolina 11 $ 877,000 $ 79,727 $ 0
Berkeley, South Carolina 11 $ 666,000 $ 60,545 $ 0
Charleston, South Carolina 11 $ 308,000 $ 28,000 $ 0
Roanoke City, Virginia 11 $ 527,000 $ 47,909 $ 0
Kenosha, Wisconsin 11 $ 1,167,000 $ 106,090 $ 0
Mesa, Colorado 10 $ 667,000 $ 66,700 $ 0
San Miguel, Colorado 10 $ 12,946,000 $ 1,294,600 $ 0
Weld, Colorado 10 $ 1,044,000 $ 104,400 $ 23,000
Lake, Florida 10 $ 908,000 $ 90,800 $ 0
St. Lucie, Florida 10 $ 668,000 $ 66,800 $ 0
Columbia, Georgia 10 $ 431,000 $ 43,100 $ 0
Lowndes, Georgia 10 $ 903,000 $ 90,300 $ 0
Vermilion, Illinois 10 $ 400,000 $ 40,000 $ 0
Clark, Indiana 10 $ 895,000 $ 89,500 $ 0
Tippecanoe, Indiana 10 $ 665,000 $ 66,500 $ 0
Vanderburgh, Indiana 10 $ 515,000 $ 51,500 $ 0
Fayette, Kentucky 10 $ 706,000 $ 70,600 $ 0
Calcasieu, Louisiana 10 $ 699,000 $ 69,900 $ 0
Jackson, Mississippi 10 $ 572,000 $ 57,200 $ 0
Jasper, Missouri 10 $ 600,000 $ 60,000 $ 0
Cumberland, New Jersey 10 $ 809,000 $ 80,900 $ 0
Rensselaer, New York 10 $ 692,000 $ 69,200 $ 0
Pitt, North Carolina 10 $ 893,000 $ 89,300 $ 0
Ashtabula, Ohio 10 $ 940,000 $ 94,000 $ 0
Northampton, Pennsylvania 10 $ 979,000 $ 97,900 $ 0
Dorchester, South Carolina 10 $ 1,045,000 $ 104,500 $ 0
Sumter, South Carolina 10 $ 591,000 $ 59,100 $ 0
Madison, Tennessee 10 $ 638,000 $ 63,800 $ 0
Midland, Texas 10 $ 287,000 $ 28,700 $ 0
Parker, Texas 10 $ 1,080,000 $ 108,000 $ 0
Tom Green, Texas 10 $ 526,000 $ 52,600 $ 0
Fairfax, Virginia 10 $ 449,000 $ 44,900 $ 0
Garland, Arkansas 9 $ 674,000 $ 74,888 $ 0
Washington, Arkansas 9 $ 803,000 $ 89,222 $ 0
Stanislaus, California 9 $ 648,000 $ 72,000 $ 5,000
Ventura, California 9 $ 6,661,000 $ 740,111 $ 1,044,000
Tolland, Connecticut 9 $ 1,033,000 $ 114,777 $ 0
Alachua, Florida 9 $ 281,000 $ 31,222 $ 0
Okaloosa, Florida 9 $ 323,000 $ 35,888 $ 0
Coweta, Georgia 9 $ 1,115,000 $ 123,888 $ 0
Rock Island, Illinois 9 $ 498,000 $ 55,333 $ 0
Delaware, Indiana 9 $ 583,000 $ 64,777 $ 0
Seward, Kansas 9 $ 524,000 $ 58,222 $ 0
Essex, Massachusetts 9 $ 1,315,000 $ 146,111 $ 0
Plymouth, Massachusetts 9 $ 1,624,000 $ 180,444 $ 0
Allegan, Michigan 9 $ 847,000 $ 94,111 $ 25,000
Buchanan, Missouri 9 $ 509,000 $ 56,555 $ 0
Newton, Missouri 9 $ 726,000 $ 80,666 $ 0
Passaic, New Jersey 9 $ 1,672,000 $ 185,777 $ 0
Alamance, North Carolina 9 $ 736,000 $ 81,777 $ 0
Cabarrus, North Carolina 9 $ 1,129,000 $ 125,444 $ 0
New Hanover, North Carolina 9 $ 752,000 $ 83,555 $ 0
Carter, Oklahoma 9 $ 1,152,000 $ 128,000 $ 127,000
Creek, Oklahoma 9 $ 925,000 $ 102,777 $ 93,000
Lackawanna, Pennsylvania 9 $ 701,000 $ 77,888 $ 0
Sullivan, Tennessee 9 $ 636,000 $ 70,666 $ 0
Tipton, Tennessee 9 $ 400,000 $ 44,444 $ 0
Comal, Texas 9 $ 511,000 $ 56,777 $ 0
Taylor, Texas 9 $ 244,000 $ 27,111 $ 0
Suffolk, Virginia 9 $ 1,090,000 $ 121,111 $ 0
Elmore, Alabama 8 $ 706,000 $ 88,250 $ 0
Shelby, Alabama 8 $ 1,031,000 $ 128,875 $ 0
Yuma, Arizona 8 $ 463,000 $ 57,875 $ 0
Contra Costa, California 8 $ 398,000 $ 49,750 $ 0
San Joaquin, California 8 $ 703,000 $ 87,875 $ 0
Larimer, Colorado 8 $ 666,000 $ 83,250 $ 0
Pitkin, Colorado 8 $ 29,100,000 $ 3,637,500 $ 1,620,000
Manatee, Florida 8 $ 434,000 $ 54,250 $ 0
Marion, Florida 8 $ 458,000 $ 57,250 $ 0
Clarke, Georgia 8 $ 431,000 $ 53,875 $ 0
Troup, Georgia 8 $ 750,000 $ 93,750 $ 0
Bannock, Idaho 8 $ 672,000 $ 84,000 $ 0
Elmore, Idaho 8 $ 695,000 $ 86,875 $ 34,000
Kosciusko, Indiana 8 $ 588,000 $ 73,500 $ 0
Boone, Kentucky 8 $ 991,000 $ 123,875 $ 0
Frederick, Maryland 8 $ 779,000 $ 97,375 $ 0
Washington, Minnesota 8 $ 671,000 $ 83,875 $ 0
Madison, Mississippi 8 $ 500,000 $ 62,500 $ 0
Valencia, New Mexico 8 $ 701,000 $ 87,625 $ 4,000
Cayuga, New York 8 $ 314,000 $ 39,250 $ 0
Ontario, New York 8 $ 457,000 $ 57,125 $ 0
Iredell, North Carolina 8 $ 704,000 $ 88,000 $ 0
Rowan, North Carolina 8 $ 674,000 $ 84,250 $ 0
Erie, Ohio 8 $ 621,000 $ 77,625 $ 0
Portage, Ohio 8 $ 885,000 $ 110,625 $ 0
Franklin, Pennsylvania 8 $ 984,000 $ 123,000 $ 0
Lebanon, Pennsylvania 8 $ 748,000 $ 93,500 $ 0
Monroe, Pennsylvania 8 $ 855,000 $ 106,875 $ 0
Washington, Pennsylvania 8 $ 511,000 $ 63,875 $ 0
Maverick, Texas 8 $ 543,000 $ 67,875 $ 0
Davis, Utah 8 $ 1,015,000 $ 126,875 $ 0
Petersburg, Virginia 8 $ 315,000 $ 39,375 $ 0
Coffee, Alabama 7 $ 561,000 $ 80,142 $ 22,000
Dale, Alabama 7 $ 332,000 $ 47,428 $ 0
Russell, Alabama 7 $ 462,000 $ 66,000 $ 0
St. Clair, Alabama 7 $ 772,000 $ 110,285 $ 0
Craighead, Arkansas 7 $ 285,000 $ 40,714 $ 0
Middlesex, Connecticut 7 $ 1,274,000 $ 182,000 $ 0
Sussex, Delaware 7 $ 626,000 $ 89,428 $ 0
Leon, Florida 7 $ 364,000 $ 52,000 $ 0
Jackson, Georgia 7 $ 884,000 $ 126,285 $ 0
Kankakee, Illinois 7 $ 698,000 $ 99,714 $ 0
Macon, Illinois 7 $ 393,000 $ 56,142 $ 0
Grant, Indiana 7 $ 377,000 $ 53,857 $ 0
Putnam, Indiana 7 $ 513,000 $ 73,285 $ 0
Whitley, Indiana 7 $ 627,000 $ 89,571 $ 0
Rapides, Louisiana 7 $ 274,000 $ 39,142 $ 0
Tangipahoa, Louisiana 7 $ 536,000 $ 76,571 $ 0
Cass, Michigan 7 $ 431,000 $ 61,571 $ 0
Midland, Michigan 7 $ 524,000 $ 74,857 $ 0
Monroe, Michigan 7 $ 739,000 $ 105,571 $ 0
St. Joseph, Michigan 7 $ 509,000 $ 72,714 $ 0
Van Buren, Michigan 7 $ 555,000 $ 79,285 $ 0
Washtenaw, Michigan 7 $ 662,000 $ 94,571 $ 0
Washington, Mississippi 7 $ 225,000 $ 32,142 $ 0
Lancaster, Nebraska 7 $ 601,000 $ 85,857 $ 0
Somerset, New Jersey 7 $ 1,850,000 $ 264,285 $ 0
Dona Ana, New Mexico 7 $ 819,000 $ 117,000 $ 0
Bronx, New York 7 $ 1,580,000 $ 225,714 $ 0
Cattaraugus, New York 7 $ 432,000 $ 61,714 $ 0
Jefferson, New York 7 $ 301,000 $ 43,000 $ 0
Madison, New York 7 $ 511,000 $ 73,000 $ 0
Orleans, New York 7 $ 467,000 $ 66,714 $ 0
Richmond, New York 7 $ 1,418,000 $ 202,571 $ 0
Davidson, North Carolina 7 $ 665,000 $ 95,000 $ 0
Lee, North Carolina 7 $ 659,000 $ 94,142 $ 0
Lenoir, North Carolina 7 $ 255,000 $ 36,428 $ 0
Rockingham, North Carolina 7 $ 399,000 $ 57,000 $ 0
Fairfield, Ohio 7 $ 947,000 $ 135,285 $ 0
Bryan, Oklahoma 7 $ 729,000 $ 104,142 $ 44,000
Garvin, Oklahoma 7 $ 484,000 $ 69,142 $ 33,000
Osage, Oklahoma 7 $ 595,000 $ 85,000 $ 40,000
Clackamas, Oregon 7 $ 977,000 $ 139,571 $ 0
Marion, Oregon 7 $ 743,000 $ 106,142 $ 0
Pike, Pennsylvania 7 $ 838,000 $ 119,714 $ 0
Schuylkill, Pennsylvania 7 $ 245,000 $ 35,000 $ 0
Bayamon, Puerto Rico 7 $ 748,000 $ 106,857 $ 0
Carolina, Puerto Rico 7 $ 639,000 $ 91,285 $ 0
Fajardo, Puerto Rico 7 $ 545,000 $ 77,857 $ 0
Horry, South Carolina 7 $ 744,000 $ 106,285 $ 0
Cheatham, Tennessee 7 $ 639,000 $ 91,285 $ 0
Brazos, Texas 7 $ 397,000 $ 56,714 $ 0
Chambers, Texas 7 $ 665,000 $ 95,000 $ 0
San Patricio, Texas 7 $ 304,000 $ 43,428 $ 0
Tooele, Utah 7 $ 813,000 $ 116,142 $ 0
Weber, Utah 7 $ 678,000 $ 96,857 $ 0
Spotsylvania, Virginia 7 $ 772,000 $ 110,285 $ 0
Stafford, Virginia 7 $ 921,000 $ 131,571 $ 0
Grant, Washington 7 $ 806,000 $ 115,142 $ 0
Racine, Wisconsin 7 $ 578,000 $ 82,571 $ 0
Lee, Alabama 6 $ 436,000 $ 72,666 $ 0
Anchorage, Alaska 6 $ 1,035,000 $ 172,500 $ 146,000
Cochise, Arizona 6 $ 286,000 $ 47,666 $ 0
Pope, Arkansas 6 $ 346,000 $ 57,666 $ 0
White, Arkansas 6 $ 598,000 $ 99,666 $ 0
Kings, California 6 $ 416,000 $ 69,333 $ 0
Charlotte, Florida 6 $ 308,000 $ 51,333 $ 0
Hernando, Florida 6 $ 318,000 $ 53,000 $ 0
Floyd, Georgia 6 $ 486,000 $ 81,000 $ 0
Forsyth, Georgia 6 $ 903,000 $ 150,500 $ 0
DeKalb, Illinois 6 $ 493,000 $ 82,166 $ 0
Henry, Illinois 6 $ 290,000 $ 48,333 $ 0
McLean, Illinois 6 $ 235,000 $ 39,166 $ 0
Miami, Indiana 6 $ 384,000 $ 64,000 $ 0
Warrick, Indiana 6 $ 470,000 $ 78,333 $ 0
Wayne, Indiana 6 $ 384,000 $ 64,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Midfirst Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,544 $1,698,350,000 $102,000 $15,000,000 $14,000 $6,172,000
Refinancing 1,640 $312,427,000 $190,000 $15,000,000 $138,000 $9,999,000
Home Improvement 512 $52,954,000 $103,000 $7,400,000 $86,000 $1,318,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 16,511 $1,518,738,000 $91,000 $15,000,000 $0 $0
White 1,653 $405,962,000 $245,000 $5,000,000 $249,000 $8,499,000
Hispanic 168 $14,890,000 $88,000 $1,200,000 $65,000 $655,000
Not Provided 162 $74,993,000 $462,000 $15,000,000 $366,000 $9,999,000
Asian 90 $37,384,000 $415,000 $2,600,000 $268,000 $1,512,000
Black or African American 78 $8,814,000 $113,000 $855,000 $72,000 $1,150,000
American Indian or Alaskan Native 28 $2,393,000 $85,000 $1,000,000 $57,000 $288,000
Native Hawaiin or Other Pacific Islander 6 $557,000 $92,000 $137,000 $54,000 $93,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 14,482 $1,194,299,000 $82,000 $710,000 $0 $231,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,385 $757,804,000 $317,000 $15,000,000 $211,000 $9,999,000
VA-guaranteed (Veterans Administration) 1,745 $106,086,000 $60,000 $355,000 $1,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 84 $5,542,000 $65,000 $229,000 $4,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 16,167 $1,279,572,000 $79,000 $710,000 $0 $0
Loan Originated 1,659 $633,781,000 $382,000 $15,000,000 $253,000 $9,999,000
Application Denied By Financial Institution 562 $59,838,000 $106,000 $3,000,000 $66,000 $1,251,000
Application Withdrawn By Applicant 257 $76,608,000 $298,000 $5,000,000 $176,000 $6,330,000
Application Approved But Not Accepted 29 $11,775,000 $406,000 $2,150,000 $353,000 $6,172,000
File Closed For Incompleteness 22 $2,157,000 $98,000 $1,050,000 $58,000 $168,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 225 $18,889,000 $83,000 $875,000 $47,000 $846,000
Credit History 160 $8,953,000 $55,000 $274,000 $65,000 $381,000
Collateral 84 $19,835,000 $236,000 $3,000,000 $116,000 $1,251,000
Other 38 $5,563,000 $146,000 $705,000 $52,000 $229,000
Credit Application Incomplete 29 $3,283,000 $113,000 $1,300,000 $85,000 $242,000
Employment History 10 $1,452,000 $145,000 $247,000 $65,000 $161,000
Unverifiable Information 9 $976,000 $108,000 $233,000 $76,000 $265,000
Insufficient Cash (Downpayment, Closing Cost) 7 $887,000 $126,000 $417,000 $54,000 $135,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List