Midfirst Bank Mortgage Lending & HMDA Data, 2016
In 2016, Midfirst Bank of Oklahoma City, OK reported 18,696 mortgage applications totaling $2.1 billion. The average application was for $110,383, and applicants reported an average income of $26,848. 9% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (1,170), Atlanta-Sandy Springs-Roswell, GA (740) and Phoenix-Mesa-Scottsdale, AZ (727) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 18,696 |
| Total Mortgage Loan Application Amount | $2,063,731,000 |
| Average Mortgage Loan Application Amount | $110,383 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $26,848 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 1,170 | $ 210,301,000 | $ 179,744 | $ 112,000 |
| Atlanta-Sandy Springs-Roswell, GA | 740 | $ 74,068,000 | $ 100,091 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 727 | $ 146,046,000 | $ 200,888 | $ 258,000 |
| Dallas-Plano-Irving, TX | 570 | $ 45,453,000 | $ 79,742 | $ 7,000 |
| Houston-The Woodlands-Sugar Land, TX | 452 | $ 36,239,000 | $ 80,174 | $ 1,000 |
| Indianapolis-Carmel-Anderson, IN | 419 | $ 34,221,000 | $ 81,673 | $ 0 |
| Fort Worth-Arlington, TX | 370 | $ 28,179,000 | $ 76,159 | $ 1,000 |
| Memphis, TN-MS-AR | 355 | $ 21,655,000 | $ 61,000 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 354 | $ 36,159,000 | $ 102,144 | $ 4,000 |
| San Antonio-New Braunfels, TX | 343 | $ 18,771,000 | $ 54,725 | $ 0 |
| Philadelphia, PA | 294 | $ 18,750,000 | $ 63,775 | $ 0 |
| Tulsa, OK | 285 | $ 48,798,000 | $ 171,221 | $ 128,000 |
| Denver-Aurora-Lakewood, CO | 260 | $ 98,865,000 | $ 380,250 | $ 141,000 |
| St. Louis, MO-IL | 246 | $ 17,509,000 | $ 71,174 | $ 747 |
| Baltimore-Columbia-Towson, MD | 232 | $ 20,147,000 | $ 86,840 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 217 | $ 19,826,000 | $ 91,364 | $ 0 |
| Columbus, OH | 200 | $ 19,246,000 | $ 96,230 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 194 | $ 18,943,000 | $ 97,644 | $ 0 |
| Cleveland-Elyria, OH | 184 | $ 15,104,000 | $ 82,086 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 166 | $ 14,851,000 | $ 89,463 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 166 | $ 68,861,000 | $ 414,825 | $ 15,602 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 160 | $ 13,244,000 | $ 82,775 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 158 | $ 125,720,000 | $ 795,696 | $ 138,000 |
| Tampa-St. Petersburg-Clearwater, FL | 158 | $ 10,877,000 | $ 68,841 | $ 0 |
| Kansas City, MO-KS | 151 | $ 11,509,000 | $ 76,218 | $ 529 |
| Cincinnati, OH-KY-IN | 146 | $ 13,356,000 | $ 91,479 | $ 0 |
| Pittsburgh, PA | 146 | $ 9,236,000 | $ 63,260 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 145 | $ 9,985,000 | $ 68,862 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 136 | $ 8,646,000 | $ 63,573 | $ 0 |
| Austin-Round Rock, TX | 128 | $ 10,617,000 | $ 82,945 | $ 4,000 |
| Birmingham-Hoover, AL | 123 | $ 10,306,000 | $ 83,788 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 122 | $ 7,079,000 | $ 58,024 | $ 8,000 |
| Rochester, NY | 117 | $ 6,897,000 | $ 58,948 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 113 | $ 8,152,000 | $ 72,141 | $ 0 |
| Jacksonville, FL | 108 | $ 7,399,000 | $ 68,509 | $ 0 |
| Raleigh, NC | 107 | $ 10,630,000 | $ 99,345 | $ 0 |
| Richmond, VA | 107 | $ 8,213,000 | $ 76,757 | $ 0 |
| Greensboro-High Point, NC | 104 | $ 8,098,000 | $ 77,865 | $ 0 |
| El Paso, TX | 103 | $ 4,541,000 | $ 44,087 | $ 0 |
| Camden, NJ | 100 | $ 10,012,000 | $ 100,120 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 99 | $ 6,189,000 | $ 62,515 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 98 | $ 7,286,000 | $ 74,346 | $ 0 |
| Gary, IN | 94 | $ 7,957,000 | $ 84,648 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 94 | $ 8,842,000 | $ 94,063 | $ 0 |
| New Orleans-Metairie, LA | 90 | $ 7,220,000 | $ 80,222 | $ 0 |
| Jackson, MS | 84 | $ 5,037,000 | $ 59,964 | $ 0 |
| Louisville/Jefferson County, KY-IN | 83 | $ 7,241,000 | $ 87,240 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 81 | $ 6,359,000 | $ 78,506 | $ 0 |
| Columbia, SC | 80 | $ 6,094,000 | $ 76,175 | $ 0 |
| Syracuse, NY | 79 | $ 4,186,000 | $ 52,987 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 76 | $ 6,879,000 | $ 90,513 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 75 | $ 10,202,000 | $ 136,026 | $ 0 |
| Salt Lake City, UT | 74 | $ 8,868,000 | $ 119,837 | $ 0 |
| Fort Wayne, IN | 73 | $ 4,480,000 | $ 61,369 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 73 | $ 5,922,000 | $ 81,123 | $ 0 |
| Dayton, OH | 72 | $ 5,362,000 | $ 74,472 | $ 0 |
| Wichita, KS | 72 | $ 4,759,000 | $ 66,097 | $ 0 |
| Augusta-Richmond County, GA-SC | 71 | $ 3,366,000 | $ 47,408 | $ 0 |
| Baton Rouge, LA | 70 | $ 5,016,000 | $ 71,657 | $ 0 |
| Newark, NJ-PA | 69 | $ 11,735,000 | $ 170,072 | $ 0 |
| Wilmington, DE-MD-NJ | 67 | $ 6,387,000 | $ 95,328 | $ 0 |
| Huntsville, AL | 62 | $ 5,414,000 | $ 87,322 | $ 0 |
| Akron, OH | 60 | $ 4,773,000 | $ 79,550 | $ 0 |
| Chattanooga, TN-GA | 60 | $ 4,828,000 | $ 80,466 | $ 1,000 |
| New Haven-Milford, CT | 58 | $ 6,909,000 | $ 119,120 | $ 0 |
| Shreveport-Bossier City, LA | 58 | $ 3,007,000 | $ 51,844 | $ 17,000 |
| Corpus Christi, TX | 57 | $ 2,716,000 | $ 47,649 | $ 0 |
| Killeen-Temple, TX | 56 | $ 3,425,000 | $ 61,160 | $ 1,000 |
| San Juan-Caguas-Guaynabo, PR | 56 | $ 5,307,000 | $ 94,767 | $ 0 |
| Fayetteville, NC | 53 | $ 2,784,000 | $ 52,528 | $ 0 |
| Lubbock, TX | 51 | $ 1,998,000 | $ 39,176 | $ 0 |
| South Bend-Mishawaka, IN-MI | 51 | $ 3,379,000 | $ 66,254 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 50 | $ 4,122,000 | $ 82,440 | $ 0 |
| Lake County-Kenosha County, IL-WI | 48 | $ 5,147,000 | $ 107,229 | $ 0 |
| Mobile, AL | 48 | $ 3,409,000 | $ 71,020 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 48 | $ 5,285,000 | $ 110,104 | $ 0 |
| Durham-Chapel Hill, NC | 47 | $ 4,403,000 | $ 93,680 | $ 0 |
| Montgomery, AL | 46 | $ 3,312,000 | $ 72,000 | $ 0 |
| Utica-Rome, NY | 46 | $ 2,535,000 | $ 55,108 | $ 0 |
| Winston-Salem, NC | 46 | $ 4,234,000 | $ 92,043 | $ 0 |
| Nassau County-Suffolk County, NY | 45 | $ 9,426,000 | $ 209,466 | $ 0 |
| Tucson, AZ | 45 | $ 2,892,000 | $ 64,266 | $ 3,000 |
| Seattle-Bellevue-Everett, WA | 44 | $ 6,002,000 | $ 136,409 | $ 0 |
| Flint, MI | 43 | $ 2,933,000 | $ 68,209 | $ 0 |
| Grand Rapids-Wyoming, MI | 42 | $ 3,563,000 | $ 84,833 | $ 0 |
| Rockford, IL | 42 | $ 3,324,000 | $ 79,142 | $ 1,000 |
| Albany-Schenectady-Troy, NY | 41 | $ 3,672,000 | $ 89,560 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 41 | $ 2,794,000 | $ 68,146 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 39 | $ 3,915,000 | $ 100,384 | $ 0 |
| Albuquerque, NM | 38 | $ 3,832,000 | $ 100,842 | $ 14,000 |
| Pensacola-Ferry Pass-Brent, FL | 37 | $ 1,806,000 | $ 48,810 | $ 0 |
| Harrisburg-Carlisle, PA | 36 | $ 2,536,000 | $ 70,444 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 36 | $ 3,580,000 | $ 99,444 | $ 0 |
| Colorado Springs, CO | 35 | $ 3,113,000 | $ 88,942 | $ 3,000 |
| Fort Smith, AR-OK | 35 | $ 1,861,000 | $ 53,171 | $ 4,000 |
| Greenville-Anderson-Mauldin, SC | 35 | $ 2,873,000 | $ 82,085 | $ 0 |
| Lancaster, PA | 35 | $ 2,369,000 | $ 67,685 | $ 0 |
| Savannah, GA | 35 | $ 2,253,000 | $ 64,371 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 34 | $ 3,185,000 | $ 93,676 | $ 0 |
| Tuscaloosa, AL | 34 | $ 3,401,000 | $ 100,029 | $ 0 |
| McAllen-Edinburg-Mission, TX | 33 | $ 2,434,000 | $ 73,757 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 1,666,000 | $ 50,484 | $ 0 |
| Charleston-North Charleston, SC | 32 | $ 2,019,000 | $ 63,093 | $ 0 |
| Providence-Warwick, RI-MA | 32 | $ 5,612,000 | $ 175,375 | $ 0 |
| Amarillo, TX | 31 | $ 1,709,000 | $ 55,129 | $ 0 |
| Brownsville-Harlingen, TX | 31 | $ 1,828,000 | $ 58,967 | $ 0 |
| Fresno, CA | 31 | $ 1,324,000 | $ 42,709 | $ 0 |
| San Diego-Carlsbad, CA | 31 | $ 12,079,000 | $ 389,645 | $ 222,000 |
| Anaheim-Santa Ana-Irvine, CA | 30 | $ 26,318,000 | $ 877,266 | $ 330,000 |
| Bakersfield, CA | 30 | $ 2,183,000 | $ 72,766 | $ 0 |
| Knoxville, TN | 30 | $ 2,454,000 | $ 81,800 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 30 | $ 1,492,000 | $ 49,733 | $ 0 |
| Elgin, IL | 29 | $ 3,454,000 | $ 119,103 | $ 0 |
| Lafayette, LA | 29 | $ 1,816,000 | $ 62,620 | $ 0 |
| Toledo, OH | 29 | $ 2,466,000 | $ 85,034 | $ 1,000 |
| Columbus, GA-AL | 28 | $ 1,242,000 | $ 44,357 | $ 0 |
| Kalamazoo-Portage, MI | 28 | $ 2,048,000 | $ 73,142 | $ 0 |
| Lakeland-Winter Haven, FL | 28 | $ 1,959,000 | $ 69,964 | $ 0 |
| Lawton, OK | 28 | $ 1,834,000 | $ 65,500 | $ 9,000 |
| Beaumont-Port Arthur, TX | 27 | $ 1,360,000 | $ 50,370 | $ 0 |
| Binghamton, NY | 27 | $ 1,366,000 | $ 50,592 | $ 0 |
| Laredo, TX | 27 | $ 2,056,000 | $ 76,148 | $ 0 |
| Springfield, MO | 27 | $ 2,024,000 | $ 74,962 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 26 | $ 1,436,000 | $ 55,230 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 26 | $ 1,629,000 | $ 62,653 | $ 0 |
| Elkhart-Goshen, IN | 26 | $ 2,205,000 | $ 84,807 | $ 0 |
| Kokomo, IN | 26 | $ 1,594,000 | $ 61,307 | $ 0 |
| Lansing-East Lansing, MI | 26 | $ 2,102,000 | $ 80,846 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 26 | $ 2,311,000 | $ 88,884 | $ 0 |
| York-Hanover, PA | 26 | $ 2,294,000 | $ 88,230 | $ 0 |
| Dover, DE | 25 | $ 3,258,000 | $ 130,320 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 25 | $ 1,901,000 | $ 76,040 | $ 0 |
| Tyler, TX | 25 | $ 2,182,000 | $ 87,280 | $ 0 |
| Worcester, MA-CT | 25 | $ 3,792,000 | $ 151,680 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 24 | $ 1,892,000 | $ 78,833 | $ 0 |
| Michigan City-La Porte, IN | 24 | $ 1,961,000 | $ 81,708 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 24 | $ 1,174,000 | $ 48,916 | $ 0 |
| Clarksville, TN-KY | 23 | $ 1,507,000 | $ 65,521 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 23 | $ 2,208,000 | $ 96,000 | $ 35,000 |
| Victoria, TX | 23 | $ 1,306,000 | $ 56,782 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 23 | $ 1,646,000 | $ 71,565 | $ 0 |
| Pine Bluff, AR | 22 | $ 1,019,000 | $ 46,318 | $ 0 |
| Tacoma-Lakewood, WA | 22 | $ 2,676,000 | $ 121,636 | $ 0 |
| Des Moines-West Des Moines, IA | 21 | $ 1,617,000 | $ 77,000 | $ 0 |
| Muskegon, MI | 21 | $ 1,491,000 | $ 71,000 | $ 0 |
| Sherman-Denison, TX | 21 | $ 1,630,000 | $ 77,619 | $ 0 |
| Waco, TX | 21 | $ 1,570,000 | $ 74,761 | $ 18,000 |
| Canton-Massillon, OH | 20 | $ 1,477,000 | $ 73,850 | $ 0 |
| Longview, TX | 20 | $ 1,111,000 | $ 55,550 | $ 0 |
| Macon, GA | 20 | $ 856,000 | $ 42,800 | $ 0 |
| Evansville, IN-KY | 19 | $ 1,224,000 | $ 64,421 | $ 0 |
| Joplin, MO | 19 | $ 1,326,000 | $ 69,789 | $ 0 |
| Ogden-Clearfield, UT | 19 | $ 2,076,000 | $ 109,263 | $ 0 |
| Wichita Falls, TX | 19 | $ 924,000 | $ 48,631 | $ 0 |
| Albany, GA | 18 | $ 882,000 | $ 49,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 18 | $ 1,386,000 | $ 77,000 | $ 0 |
| Decatur, AL | 18 | $ 1,436,000 | $ 79,777 | $ 0 |
| Erie, PA | 18 | $ 888,000 | $ 49,333 | $ 0 |
| Peoria, IL | 18 | $ 832,000 | $ 46,222 | $ 0 |
| Saginaw, MI | 18 | $ 1,019,000 | $ 56,611 | $ 0 |
| Spokane-Spokane Valley, WA | 18 | $ 1,816,000 | $ 100,888 | $ 0 |
| Springfield, MA | 18 | $ 2,060,000 | $ 114,444 | $ 0 |
| Topeka, KS | 18 | $ 1,259,000 | $ 69,944 | $ 0 |
| Odessa, TX | 17 | $ 914,000 | $ 53,764 | $ 0 |
| Provo-Orem, UT | 17 | $ 2,062,000 | $ 121,294 | $ 0 |
| Visalia-Porterville, CA | 17 | $ 1,172,000 | $ 68,941 | $ 0 |
| Boise City, ID | 16 | $ 1,550,000 | $ 96,875 | $ 0 |
| Boston, MA | 16 | $ 3,082,000 | $ 192,625 | $ 0 |
| Lexington-Fayette, KY | 16 | $ 1,121,000 | $ 70,062 | $ 0 |
| Lynchburg, VA | 16 | $ 1,258,000 | $ 78,625 | $ 0 |
| Springfield, OH | 16 | $ 1,186,000 | $ 74,125 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 15 | $ 761,000 | $ 50,733 | $ 0 |
| Battle Creek, MI | 15 | $ 911,000 | $ 60,733 | $ 0 |
| Bay City, MI | 15 | $ 977,000 | $ 65,133 | $ 0 |
| Cape Coral-Fort Myers, FL | 15 | $ 1,374,000 | $ 91,600 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 15 | $ 866,000 | $ 57,733 | $ 0 |
| Lafayette-West Lafayette, IN | 15 | $ 1,138,000 | $ 75,866 | $ 0 |
| Reading, PA | 15 | $ 955,000 | $ 63,666 | $ 0 |
| Roanoke, VA | 15 | $ 755,000 | $ 50,333 | $ 0 |
| Spartanburg, SC | 15 | $ 1,372,000 | $ 91,466 | $ 0 |
| Trenton, NJ | 15 | $ 1,673,000 | $ 111,533 | $ 0 |
| Houma-Thibodaux, LA | 14 | $ 760,000 | $ 54,285 | $ 0 |
| Jackson, TN | 14 | $ 913,000 | $ 65,214 | $ 0 |
| Salisbury, MD-DE | 14 | $ 1,289,000 | $ 92,071 | $ 0 |
| Cambridge-Newton-Framingham, MA | 13 | $ 2,006,000 | $ 154,307 | $ 0 |
| Manchester-Nashua, NH | 13 | $ 2,247,000 | $ 172,846 | $ 0 |
| Pueblo, CO | 13 | $ 945,000 | $ 72,692 | $ 11,000 |
| Texarkana, TX-AR | 13 | $ 632,000 | $ 48,615 | $ 0 |
| Valdosta, GA | 13 | $ 1,181,000 | $ 90,846 | $ 0 |
| Athens-Clarke County, GA | 12 | $ 852,000 | $ 71,000 | $ 0 |
| Bangor, ME | 12 | $ 1,201,000 | $ 100,083 | $ 0 |
| Gainesville, GA | 12 | $ 1,244,000 | $ 103,666 | $ 0 |
| Hinesville, GA | 12 | $ 478,000 | $ 39,833 | $ 0 |
| Jackson, MI | 12 | $ 964,000 | $ 80,333 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 12 | $ 868,000 | $ 72,333 | $ 0 |
| Niles-Benton Harbor, MI | 12 | $ 778,000 | $ 64,833 | $ 0 |
| Norwich-New London, CT | 12 | $ 1,641,000 | $ 136,750 | $ 0 |
| Rocky Mount, NC | 12 | $ 863,000 | $ 71,916 | $ 0 |
| Urban Honolulu, HI | 12 | $ 16,000 | $ 1,333 | $ 0 |
| Warner Robins, GA | 12 | $ 810,000 | $ 67,500 | $ 5,000 |
| Abilene, TX | 11 | $ 317,000 | $ 28,818 | $ 0 |
| Asheville, NC | 11 | $ 1,710,000 | $ 155,454 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 1,679,000 | $ 152,636 | $ 0 |
| Gadsden, AL | 11 | $ 770,000 | $ 70,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 785,000 | $ 71,363 | $ 0 |
| Jacksonville, NC | 11 | $ 629,000 | $ 57,181 | $ 0 |
| Kennewick-Richland, WA | 11 | $ 782,000 | $ 71,090 | $ 0 |
| Midland, TX | 11 | $ 371,000 | $ 33,727 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 770,000 | $ 70,000 | $ 0 |
| Port St. Lucie, FL | 11 | $ 731,000 | $ 66,454 | $ 0 |
| Reno, NV | 11 | $ 1,148,000 | $ 104,363 | $ 54,000 |
| St. Joseph, MO-KS | 11 | $ 625,000 | $ 56,818 | $ 0 |
| Tallahassee, FL | 11 | $ 617,000 | $ 56,090 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 434,000 | $ 43,400 | $ 0 |
| Danville, IL | 10 | $ 400,000 | $ 40,000 | $ 0 |
| Grand Junction, CO | 10 | $ 667,000 | $ 66,700 | $ 0 |
| Greeley, CO | 10 | $ 1,044,000 | $ 104,400 | $ 23,000 |
| Greenville, NC | 10 | $ 893,000 | $ 89,300 | $ 0 |
| Jonesboro, AR | 10 | $ 415,000 | $ 41,500 | $ 0 |
| Lake Charles, LA | 10 | $ 699,000 | $ 69,900 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 925,000 | $ 92,500 | $ 0 |
| San Angelo, TX | 10 | $ 526,000 | $ 52,600 | $ 0 |
| Sumter, SC | 10 | $ 591,000 | $ 59,100 | $ 0 |
| Vineland-Bridgeton, NJ | 10 | $ 809,000 | $ 80,900 | $ 0 |
| Wilmington, NC | 10 | $ 902,000 | $ 90,200 | $ 0 |
| Anchorage, AK | 9 | $ 1,377,000 | $ 153,000 | $ 97,000 |
| Burlington, NC | 9 | $ 736,000 | $ 81,777 | $ 0 |
| College Station-Bryan, TX | 9 | $ 514,000 | $ 57,111 | $ 0 |
| Gainesville, FL | 9 | $ 281,000 | $ 31,222 | $ 0 |
| Hot Springs, AR | 9 | $ 674,000 | $ 74,888 | $ 0 |
| Modesto, CA | 9 | $ 648,000 | $ 72,000 | $ 5,000 |
| Morristown, TN | 9 | $ 694,000 | $ 77,111 | $ 0 |
| Muncie, IN | 9 | $ 583,000 | $ 64,777 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 6,661,000 | $ 740,111 | $ 1,044,000 |
| Portland-South Portland, ME | 9 | $ 978,000 | $ 108,666 | $ 0 |
| Rockingham County-Strafford County, NH | 9 | $ 1,082,000 | $ 120,222 | $ 0 |
| Chambersburg-Waynesboro, PA | 8 | $ 984,000 | $ 123,000 | $ 0 |
| East Stroudsburg, PA | 8 | $ 855,000 | $ 106,875 | $ 0 |
| Florence, SC | 8 | $ 555,000 | $ 69,375 | $ 0 |
| Fort Collins, CO | 8 | $ 666,000 | $ 83,250 | $ 0 |
| Lebanon, PA | 8 | $ 748,000 | $ 93,500 | $ 0 |
| Lincoln, NE | 8 | $ 684,000 | $ 85,500 | $ 0 |
| Ocala, FL | 8 | $ 458,000 | $ 57,250 | $ 0 |
| Pocatello, ID | 8 | $ 672,000 | $ 84,000 | $ 0 |
| Salem, OR | 8 | $ 828,000 | $ 103,500 | $ 0 |
| Staunton-Waynesboro, VA | 8 | $ 655,000 | $ 81,875 | $ 0 |
| Stockton-Lodi, CA | 8 | $ 703,000 | $ 87,875 | $ 0 |
| Yuma, AZ | 8 | $ 463,000 | $ 57,875 | $ 0 |
| Alexandria, LA | 7 | $ 274,000 | $ 39,142 | $ 0 |
| Ann Arbor, MI | 7 | $ 662,000 | $ 94,571 | $ 0 |
| Billings, MT | 7 | $ 295,000 | $ 42,142 | $ 0 |
| Bloomington, IL | 7 | $ 290,000 | $ 41,428 | $ 0 |
| Cedar Rapids, IA | 7 | $ 646,000 | $ 92,285 | $ 0 |
| Decatur, IL | 7 | $ 393,000 | $ 56,142 | $ 0 |
| Hammond, LA | 7 | $ 536,000 | $ 76,571 | $ 0 |
| Kankakee, IL | 7 | $ 698,000 | $ 99,714 | $ 0 |
| Las Cruces, NM | 7 | $ 819,000 | $ 117,000 | $ 0 |
| Midland, MI | 7 | $ 524,000 | $ 74,857 | $ 0 |
| Monroe, MI | 7 | $ 739,000 | $ 105,571 | $ 0 |
| New Bern, NC | 7 | $ 482,000 | $ 68,857 | $ 0 |
| Owensboro, KY | 7 | $ 358,000 | $ 51,142 | $ 0 |
| Racine, WI | 7 | $ 578,000 | $ 82,571 | $ 0 |
| Watertown-Fort Drum, NY | 7 | $ 301,000 | $ 43,000 | $ 0 |
| Auburn-Opelika, AL | 6 | $ 436,000 | $ 72,666 | $ 0 |
| Bremerton-Silverdale, WA | 6 | $ 584,000 | $ 97,333 | $ 0 |
| California-Lexington Park, MD | 6 | $ 554,000 | $ 92,333 | $ 0 |
| Elizabethtown-Fort Knox, KY | 6 | $ 433,000 | $ 72,166 | $ 0 |
| Fargo, ND-MN | 6 | $ 326,000 | $ 54,333 | $ 0 |
| Florence-Muscle Shoals, AL | 6 | $ 373,000 | $ 62,166 | $ 0 |
| Grand Island, NE | 6 | $ 419,000 | $ 69,833 | $ 0 |
| Hanford-Corcoran, CA | 6 | $ 416,000 | $ 69,333 | $ 0 |
| Janesville-Beloit, WI | 6 | $ 451,000 | $ 75,166 | $ 0 |
| Lewiston-Auburn, ME | 6 | $ 963,000 | $ 160,500 | $ 0 |
| Madison, WI | 6 | $ 903,000 | $ 150,500 | $ 0 |
| Punta Gorda, FL | 6 | $ 308,000 | $ 51,333 | $ 0 |
| Rome, GA | 6 | $ 486,000 | $ 81,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 6 | $ 286,000 | $ 47,666 | $ 0 |
| Weirton-Steubenville, WV-OH | 6 | $ 385,000 | $ 64,166 | $ 0 |
| Yakima, WA | 6 | $ 568,000 | $ 94,666 | $ 7,000 |
| Appleton, WI | 5 | $ 528,000 | $ 105,600 | $ 0 |
| Boulder, CO | 5 | $ 909,000 | $ 181,800 | $ 34,000 |
| Brunswick, GA | 5 | $ 513,000 | $ 102,600 | $ 0 |
| Champaign-Urbana, IL | 5 | $ 220,000 | $ 44,000 | $ 0 |
| Charleston, WV | 5 | $ 195,000 | $ 39,000 | $ 0 |
| Charlottesville, VA | 5 | $ 447,000 | $ 89,400 | $ 0 |
| Columbus, IN | 5 | $ 437,000 | $ 87,400 | $ 0 |
| Cumberland, MD-WV | 5 | $ 613,000 | $ 122,600 | $ 0 |
| Duluth, MN-WI | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Farmington, NM | 5 | $ 437,000 | $ 87,400 | $ 0 |
| Gettysburg, PA | 5 | $ 429,000 | $ 85,800 | $ 0 |
| Glens Falls, NY | 5 | $ 311,000 | $ 62,200 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 511,000 | $ 102,200 | $ 0 |
| Harrisonburg, VA | 5 | $ 621,000 | $ 124,200 | $ 0 |
| Hattiesburg, MS | 5 | $ 416,000 | $ 83,200 | $ 0 |
| Homosassa Springs, FL | 5 | $ 500,000 | $ 100,000 | $ 0 |
| Lawrence, KS | 5 | $ 539,000 | $ 107,800 | $ 0 |
| Lima, OH | 5 | $ 334,000 | $ 66,800 | $ 0 |
| Logan, UT-ID | 5 | $ 381,000 | $ 76,200 | $ 0 |
| Monroe, LA | 5 | $ 86,000 | $ 17,200 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 572,000 | $ 114,400 | $ 0 |
| Oshkosh-Neenah, WI | 5 | $ 501,000 | $ 100,200 | $ 0 |
| Prescott, AZ | 5 | $ 538,000 | $ 107,600 | $ 5,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 7,062,000 | $ 1,412,400 | $ 219,000 |
| Sebring, FL | 5 | $ 528,000 | $ 105,600 | $ 0 |
| Sioux City, IA-NE-SD | 5 | $ 370,000 | $ 74,000 | $ 0 |
| Sioux Falls, SD | 5 | $ 474,000 | $ 94,800 | $ 0 |
| Springfield, IL | 5 | $ 137,000 | $ 27,400 | $ 0 |
| Terre Haute, IN | 5 | $ 275,000 | $ 55,000 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 8,000 | $ 1,600 | $ 0 |
| Altoona, PA | 4 | $ 139,000 | $ 34,750 | $ 0 |
| Daphne-Fairhope-Foley, AL | 4 | $ 386,000 | $ 96,500 | $ 0 |
| Dothan, AL | 4 | $ 337,000 | $ 84,250 | $ 0 |
| Idaho Falls, ID | 4 | $ 505,000 | $ 126,250 | $ 0 |
| Beckley, WV | 3 | $ 272,000 | $ 90,666 | $ 0 |
| Cleveland, TN | 3 | $ 262,000 | $ 87,333 | $ 0 |
| Coeur D'Alene, ID | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Columbia, MO | 3 | $ 153,000 | $ 51,000 | $ 0 |
| Dutchess County-Putnam County, NY | 3 | $ 357,000 | $ 119,000 | $ 0 |
| El Centro, CA | 3 | $ 18,000 | $ 6,000 | $ 0 |
| Eugene, OR | 3 | $ 357,000 | $ 119,000 | $ 0 |
| Goldsboro, NC | 3 | $ 96,000 | $ 32,000 | $ 0 |
| Jefferson City, MO | 3 | $ 207,000 | $ 69,000 | $ 0 |
| Johnson City, TN | 3 | $ 401,000 | $ 133,666 | $ 0 |
| Johnstown, PA | 3 | $ 154,000 | $ 51,333 | $ 0 |
| Manhattan, KS | 3 | $ 283,000 | $ 94,333 | $ 0 |
| Merced, CA | 3 | $ 74,000 | $ 24,666 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 562,000 | $ 187,333 | $ 0 |
| Panama City, FL | 3 | $ 120,000 | $ 40,000 | $ 0 |
| Parkersburg-Vienna, WV | 3 | $ 148,000 | $ 49,333 | $ 0 |
| Santa Fe, NM | 3 | $ 1,109,000 | $ 369,666 | $ 1,440,000 |
| Ames, IA | 2 | $ 133,000 | $ 66,500 | $ 0 |
| Bend-Redmond, OR | 2 | $ 894,000 | $ 447,000 | $ 28,000 |
| Bismarck, ND | 2 | $ 45,000 | $ 22,500 | $ 0 |
| Bloomington, IN | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Bowling Green, KY | 2 | $ 163,000 | $ 81,500 | $ 0 |
| Chico, CA | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Dalton, GA | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Dubuque, IA | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Elmira, NY | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 673,000 | $ 336,500 | $ 204,000 |
| Green Bay, WI | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 311,000 | $ 155,500 | $ 0 |
| Longview, WA | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Mansfield, OH | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Morgantown, WV | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 258,000 | $ 129,000 | $ 0 |
| Rochester, MN | 2 | $ 174,000 | $ 87,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 2,000 | $ 1,000 | $ 0 |
| St. George, UT | 2 | $ 174,000 | $ 87,000 | $ 0 |
| State College, PA | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 2 | $ 177,000 | $ 88,500 | $ 0 |
| Wheeling, WV-OH | 2 | $ 109,000 | $ 54,500 | $ 0 |
| Yuba City, CA | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Albany, OR | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Bellingham, WA | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Carson City, NV | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Casper, WY | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cheyenne, WY | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Corvallis, OR | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Eau Claire, WI | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Iowa City, IA | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 146,000 | $ 146,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Madera, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Medford, OR | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Ocean City, NJ | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Pittsfield, MA | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Ponce, PR | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rapid City, SD | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Salinas, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Sheboygan, WI | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Walla Walla, WA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Williamsport, PA | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 193,000 | $ 193,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,544 | $1,698,350,000 | $102,000 | $15,000,000 | $14,000 | $6,172,000 |
| Refinancing | 1,640 | $312,427,000 | $190,000 | $15,000,000 | $138,000 | $9,999,000 |
| Home Improvement | 512 | $52,954,000 | $103,000 | $7,400,000 | $86,000 | $1,318,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,511 | $1,518,738,000 | $91,000 | $15,000,000 | $0 | $0 |
| White | 1,653 | $405,962,000 | $245,000 | $5,000,000 | $249,000 | $8,499,000 |
| Hispanic | 168 | $14,890,000 | $88,000 | $1,200,000 | $65,000 | $655,000 |
| Not Provided | 162 | $74,993,000 | $462,000 | $15,000,000 | $366,000 | $9,999,000 |
| Asian | 90 | $37,384,000 | $415,000 | $2,600,000 | $268,000 | $1,512,000 |
| Black or African American | 78 | $8,814,000 | $113,000 | $855,000 | $72,000 | $1,150,000 |
| American Indian or Alaskan Native | 28 | $2,393,000 | $85,000 | $1,000,000 | $57,000 | $288,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $557,000 | $92,000 | $137,000 | $54,000 | $93,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 14,482 | $1,194,299,000 | $82,000 | $710,000 | $0 | $231,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,385 | $757,804,000 | $317,000 | $15,000,000 | $211,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 1,745 | $106,086,000 | $60,000 | $355,000 | $1,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $5,542,000 | $65,000 | $229,000 | $4,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 16,167 | $1,279,572,000 | $79,000 | $710,000 | $0 | $0 |
| Loan Originated | 1,659 | $633,781,000 | $382,000 | $15,000,000 | $253,000 | $9,999,000 |
| Application Denied By Financial Institution | 562 | $59,838,000 | $106,000 | $3,000,000 | $66,000 | $1,251,000 |
| Application Withdrawn By Applicant | 257 | $76,608,000 | $298,000 | $5,000,000 | $176,000 | $6,330,000 |
| Application Approved But Not Accepted | 29 | $11,775,000 | $406,000 | $2,150,000 | $353,000 | $6,172,000 |
| File Closed For Incompleteness | 22 | $2,157,000 | $98,000 | $1,050,000 | $58,000 | $168,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 225 | $18,889,000 | $83,000 | $875,000 | $47,000 | $846,000 |
| Credit History | 160 | $8,953,000 | $55,000 | $274,000 | $65,000 | $381,000 |
| Collateral | 84 | $19,835,000 | $236,000 | $3,000,000 | $116,000 | $1,251,000 |
| Other | 38 | $5,563,000 | $146,000 | $705,000 | $52,000 | $229,000 |
| Credit Application Incomplete | 29 | $3,283,000 | $113,000 | $1,300,000 | $85,000 | $242,000 |
| Employment History | 10 | $1,452,000 | $145,000 | $247,000 | $65,000 | $161,000 |
| Unverifiable Information | 9 | $976,000 | $108,000 | $233,000 | $76,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $887,000 | $126,000 | $417,000 | $54,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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