Milend, Inc Mortgage Lending & HMDA Data, 2014

In 2014, Milend, Inc of Alpharetta, GA reported 7,599 mortgage applications totaling $1.7 billion, up 127% from 2013. The average application was for $218,450, and applicants reported an average income of $56,815. 11% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,043), Washington-Arlington-Alexandria, DC-VA-MD-WV (603) and Boston, MA (294) (applications in parentheses).

Mortgage Company & Address Milend, Inc
375 Northridge Rd, Suite 600
Alpharetta, GA 30009
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 7,599
Total Mortgage Loan Application Amount $1,660,007,000
Average Mortgage Loan Application Amount $218,450
Highest Mortgage Loan Application Amount $1,520,000
Average Applicant Income $56,815
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Milend, Inc by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 419 $ 78,991,000 $ 188,522 $ 57,000
Cobb, Georgia 307 $ 61,163,000 $ 199,228 $ 66,000
Fulton, Georgia 292 $ 64,441,000 $ 220,688 $ 60,000
Middlesex, Massachusetts 176 $ 49,398,000 $ 280,670 $ 56,000
DeKalb, Georgia 170 $ 33,034,000 $ 194,317 $ 56,000
Prince George's, Maryland 168 $ 41,803,000 $ 248,827 $ 56,000
Fairfax, Virginia 152 $ 57,974,000 $ 381,407 $ 81,000
Forsyth, Georgia 125 $ 31,453,000 $ 251,624 $ 82,000
Cherokee, Georgia 115 $ 23,792,000 $ 206,886 $ 70,000
Norfolk, Massachusetts 109 $ 31,460,000 $ 288,623 $ 61,000
Worcester, Massachusetts 107 $ 23,123,000 $ 216,102 $ 42,000
Plymouth, Massachusetts 102 $ 25,736,000 $ 252,313 $ 60,000
Broward, Florida 101 $ 27,051,000 $ 267,831 $ 63,000
Essex, Massachusetts 95 $ 22,684,000 $ 238,778 $ 41,000
Henry, Georgia 93 $ 16,640,000 $ 178,924 $ 62,000
Baltimore, Maryland 84 $ 19,410,000 $ 231,071 $ 57,000
Montgomery, Maryland 84 $ 26,515,000 $ 315,654 $ 67,000
Suffolk, Massachusetts 83 $ 23,507,000 $ 283,216 $ 62,000
Anne Arundel, Maryland 75 $ 19,180,000 $ 255,733 $ 64,000
Montgomery, Pennsylvania 75 $ 18,767,000 $ 250,226 $ 87,000
Prince William, Virginia 73 $ 20,793,000 $ 284,835 $ 73,000
Wake, North Carolina 71 $ 16,115,000 $ 226,971 $ 71,000
Bristol, Massachusetts 69 $ 17,330,000 $ 251,159 $ 45,000
Philadelphia, Pennsylvania 69 $ 12,481,000 $ 180,884 $ 40,000
Virginia Beach, Virginia 68 $ 16,194,000 $ 238,147 $ 66,000
Paulding, Georgia 64 $ 9,718,000 $ 151,843 $ 50,000
Palm Beach, Florida 59 $ 13,394,000 $ 227,016 $ 45,000
Jefferson, Alabama 55 $ 10,155,000 $ 184,636 $ 38,000
Loudoun, Virginia 55 $ 22,881,000 $ 416,018 $ 110,000
Orange, Florida 54 $ 12,942,000 $ 239,666 $ 66,000
Mecklenburg, North Carolina 54 $ 10,698,000 $ 198,111 $ 49,000
Bucks, Pennsylvania 53 $ 11,508,000 $ 217,132 $ 71,000
Chesapeake, Virginia 53 $ 11,946,000 $ 225,396 $ 53,000
Henrico, Virginia 52 $ 11,112,000 $ 213,692 $ 57,000
Douglas, Georgia 50 $ 8,911,000 $ 178,220 $ 60,000
Fayette, Georgia 49 $ 11,037,000 $ 225,244 $ 67,000
Hall, Georgia 49 $ 10,241,000 $ 209,000 $ 62,000
Coweta, Georgia 48 $ 9,006,000 $ 187,625 $ 44,000
Chester, Pennsylvania 47 $ 12,845,000 $ 273,297 $ 78,000
Chesterfield, Virginia 46 $ 8,875,000 $ 192,934 $ 60,000
Barnstable, Massachusetts 44 $ 12,693,000 $ 288,477 $ 69,000
Hampden, Massachusetts 41 $ 8,300,000 $ 202,439 $ 41,000
Miami-Dade, Florida 40 $ 9,077,000 $ 226,925 $ 57,000
Newton, Georgia 40 $ 6,584,000 $ 164,600 $ 41,000
Walton, Georgia 40 $ 6,875,000 $ 171,875 $ 60,000
Clayton, Georgia 38 $ 4,624,000 $ 121,684 $ 39,000
Hillsborough, Florida 37 $ 7,710,000 $ 208,378 $ 44,000
Muscogee, Georgia 36 $ 6,291,000 $ 174,750 $ 53,000
York, Pennsylvania 36 $ 6,776,000 $ 188,222 $ 49,000
Pinellas, Florida 34 $ 7,004,000 $ 206,000 $ 80,000
Baltimore City, Maryland 34 $ 6,769,000 $ 199,088 $ 50,000
Mobile, Alabama 33 $ 5,500,000 $ 166,666 $ 35,000
Chatham, Georgia 33 $ 7,019,000 $ 212,696 $ 46,000
Charles, Maryland 33 $ 9,584,000 $ 290,424 $ 83,000
Allegheny, Pennsylvania 32 $ 5,620,000 $ 175,625 $ 63,000
Frederick, Maryland 31 $ 8,022,000 $ 258,774 $ 67,000
Stafford, Virginia 31 $ 7,755,000 $ 250,161 $ 68,000
Jackson, Georgia 30 $ 4,925,000 $ 164,166 $ 55,000
Rockdale, Georgia 30 $ 4,544,000 $ 151,466 $ 44,000
Union, North Carolina 29 $ 5,858,000 $ 202,000 $ 65,000
Bartow, Georgia 28 $ 5,222,000 $ 186,500 $ 47,000
Harford, Maryland 28 $ 7,260,000 $ 259,285 $ 49,000
Hennepin, Minnesota 28 $ 6,462,000 $ 230,785 $ 70,000
Guilford, North Carolina 28 $ 5,248,000 $ 187,428 $ 46,000
Carroll, Maryland 27 $ 6,760,000 $ 250,370 $ 58,000
Durham, North Carolina 27 $ 4,992,000 $ 184,888 $ 92,000
Lehigh, Pennsylvania 27 $ 6,546,000 $ 242,444 $ 54,000
Madison, Alabama 26 $ 5,402,000 $ 207,769 $ 41,000
Houston, Georgia 26 $ 3,773,000 $ 145,115 $ 24,000
Cumberland, Pennsylvania 26 $ 4,910,000 $ 188,846 $ 46,000
Bibb, Georgia 25 $ 3,380,000 $ 135,200 $ 40,000
Shelby, Alabama 24 $ 5,626,000 $ 234,416 $ 50,000
Barrow, Georgia 24 $ 3,886,000 $ 161,916 $ 42,000
Richmond, Georgia 23 $ 3,074,000 $ 133,652 $ 34,000
Howard, Maryland 23 $ 8,506,000 $ 369,826 $ 62,000
St. Mary's, Maryland 23 $ 5,852,000 $ 254,434 $ 51,000
Washington, Maryland 23 $ 4,695,000 $ 204,130 $ 48,000
Dakota, Minnesota 23 $ 5,092,000 $ 221,391 $ 62,000
Columbia, Georgia 22 $ 4,054,000 $ 184,272 $ 49,000
Berks, Pennsylvania 22 $ 4,332,000 $ 196,909 $ 53,000
Norfolk, Virginia 22 $ 3,846,000 $ 174,818 $ 43,000
Cumberland, North Carolina 21 $ 3,495,000 $ 166,428 $ 58,000
Forsyth, North Carolina 21 $ 3,976,000 $ 189,333 $ 52,000
Monroe, Pennsylvania 21 $ 3,869,000 $ 184,238 $ 44,000
Hampton, Virginia 21 $ 4,248,000 $ 202,285 $ 46,000
Spotsylvania, Virginia 21 $ 4,537,000 $ 216,047 $ 41,000
Pasco, Florida 20 $ 3,517,000 $ 175,850 $ 44,000
Collier, Florida 19 $ 8,106,000 $ 426,631 $ 87,000
Delaware, Pennsylvania 19 $ 4,152,000 $ 218,526 $ 75,000
Baldwin, Alabama 18 $ 4,310,000 $ 239,444 $ 58,000
Lee, Alabama 18 $ 4,423,000 $ 245,722 $ 60,000
Duval, Florida 18 $ 4,073,000 $ 226,277 $ 76,000
Carroll, Georgia 18 $ 2,360,000 $ 131,111 $ 40,000
Oconee, Georgia 18 $ 3,273,000 $ 181,833 $ 54,000
Tuscaloosa, Alabama 17 $ 2,764,000 $ 162,588 $ 42,000
Seminole, Florida 17 $ 3,604,000 $ 212,000 $ 103,000
Volusia, Florida 17 $ 3,827,000 $ 225,117 $ 100,000
Pike, Georgia 17 $ 3,401,000 $ 200,058 $ 77,000
Ramsey, Minnesota 17 $ 3,673,000 $ 216,058 $ 55,000
Onslow, North Carolina 17 $ 2,983,000 $ 175,470 $ 55,000
Lancaster, Pennsylvania 17 $ 3,454,000 $ 203,176 $ 52,000
Northampton, Pennsylvania 17 $ 3,549,000 $ 208,764 $ 48,000
Frederick, Virginia 17 $ 3,680,000 $ 216,470 $ 43,000
Hanover, Virginia 17 $ 3,883,000 $ 228,411 $ 46,000
Newport News, Virginia 17 $ 2,903,000 $ 170,764 $ 40,000
Montgomery, Alabama 16 $ 2,937,000 $ 183,562 $ 36,000
Dawson, Georgia 16 $ 4,103,000 $ 256,437 $ 78,000
Cecil, Maryland 16 $ 3,415,000 $ 213,437 $ 55,000
Brevard, Florida 15 $ 3,247,000 $ 216,466 $ 43,000
Sarasota, Florida 15 $ 3,303,000 $ 220,200 $ 78,000
Lumpkin, Georgia 15 $ 2,732,000 $ 182,133 $ 63,000
Cabarrus, North Carolina 15 $ 3,073,000 $ 204,866 $ 74,000
Spalding, Georgia 14 $ 1,934,000 $ 138,142 $ 52,000
Anoka, Minnesota 14 $ 2,799,000 $ 199,928 $ 72,000
Dauphin, Pennsylvania 14 $ 2,357,000 $ 168,357 $ 40,000
Augusta, Virginia 14 $ 2,403,000 $ 171,642 $ 50,000
St. Lucie, Florida 13 $ 2,019,000 $ 155,307 $ 59,000
Glynn, Georgia 13 $ 2,348,000 $ 180,615 $ 28,000
Albemarle, Virginia 13 $ 3,017,000 $ 232,076 $ 56,000
Portsmouth, Virginia 13 $ 2,374,000 $ 182,615 $ 33,000
Richmond City, Virginia 13 $ 2,289,000 $ 176,076 $ 34,000
Lake, Florida 12 $ 2,181,000 $ 181,750 $ 42,000
Clarke, Georgia 12 $ 1,843,000 $ 153,583 $ 36,000
Troup, Georgia 12 $ 2,069,000 $ 172,416 $ 60,000
Davidson, North Carolina 12 $ 1,736,000 $ 144,666 $ 31,000
Rowan, North Carolina 12 $ 2,407,000 $ 200,583 $ 54,000
Westmoreland, Pennsylvania 12 $ 2,395,000 $ 199,583 $ 38,000
Alexandria, Virginia 12 $ 4,158,000 $ 346,500 $ 126,000
Arlington, Virginia 12 $ 5,532,000 $ 461,000 $ 141,000
Suffolk, Virginia 12 $ 2,733,000 $ 227,750 $ 37,000
Houston, Alabama 11 $ 1,871,000 $ 170,090 $ 66,000
Leon, Florida 11 $ 2,338,000 $ 212,545 $ 33,000
Floyd, Georgia 11 $ 1,677,000 $ 152,454 $ 29,000
Haralson, Georgia 11 $ 1,585,000 $ 144,090 $ 34,000
Morgan, Georgia 11 $ 1,715,000 $ 155,909 $ 55,000
Calvert, Maryland 11 $ 2,908,000 $ 264,363 $ 35,000
Hampshire, Massachusetts 11 $ 2,546,000 $ 231,454 $ 63,000
Buncombe, North Carolina 11 $ 2,028,000 $ 184,363 $ 37,000
Iredell, North Carolina 11 $ 2,384,000 $ 216,727 $ 34,000
Johnston, North Carolina 11 $ 2,145,000 $ 195,000 $ 45,000
Fauquier, Virginia 11 $ 2,631,000 $ 239,181 $ 59,000
Gloucester, Virginia 11 $ 2,111,000 $ 191,909 $ 47,000
Talladega, Alabama 10 $ 1,893,000 $ 189,300 $ 49,000
Clay, Florida 10 $ 1,947,000 $ 194,700 $ 70,000
Manatee, Florida 10 $ 1,906,000 $ 190,600 $ 50,000
Marion, Florida 10 $ 1,876,000 $ 187,600 $ 56,000
Madison, Georgia 10 $ 1,266,000 $ 126,600 $ 30,000
Walker, Georgia 10 $ 1,721,000 $ 172,100 $ 42,000
Harnett, North Carolina 10 $ 1,463,000 $ 146,300 $ 23,000
Davidson, Tennessee 10 $ 2,233,000 $ 223,300 $ 68,000
Rutherford, Tennessee 10 $ 1,937,000 $ 193,700 $ 39,000
Shelby, Tennessee 10 $ 2,213,000 $ 221,300 $ 73,000
James City, Virginia 10 $ 2,242,000 $ 224,200 $ 48,000
Montgomery, Virginia 10 $ 1,955,000 $ 195,500 $ 68,000
Rockingham, Virginia 10 $ 1,966,000 $ 196,600 $ 54,000
Shenandoah, Virginia 10 $ 1,924,000 $ 192,400 $ 42,000
Polk, Florida 9 $ 1,987,000 $ 220,777 $ 68,000
St. Johns, Florida 9 $ 2,977,000 $ 330,777 $ 91,000
Effingham, Georgia 9 $ 1,666,000 $ 185,111 $ 48,000
Habersham, Georgia 9 $ 1,572,000 $ 174,666 $ 54,000
Liberty, Georgia 9 $ 1,443,000 $ 160,333 $ 46,000
Pickens, Georgia 9 $ 1,350,000 $ 150,000 $ 41,000
Whitfield, Georgia 9 $ 1,128,000 $ 125,333 $ 21,000
Queen Anne's, Maryland 9 $ 3,137,000 $ 348,555 $ 90,000
Olmsted, Minnesota 9 $ 1,751,000 $ 194,555 $ 41,000
Washington, Minnesota 9 $ 2,107,000 $ 234,111 $ 75,000
Currituck, North Carolina 9 $ 2,319,000 $ 257,666 $ 34,000
Beaver, Pennsylvania 9 $ 1,397,000 $ 155,222 $ 27,000
Bedford, Virginia 9 $ 1,967,000 $ 218,555 $ 66,000
Culpeper, Virginia 9 $ 1,672,000 $ 185,777 $ 62,000
Cullman, Alabama 8 $ 1,349,000 $ 168,625 $ 30,000
Lee, Florida 8 $ 1,759,000 $ 219,875 $ 29,000
Okaloosa, Florida 8 $ 1,499,000 $ 187,375 $ 49,000
Harris, Georgia 8 $ 1,413,000 $ 176,625 $ 26,000
Sumter, Georgia 8 $ 1,151,000 $ 143,875 $ 62,000
Worcester, Maryland 8 $ 2,147,000 $ 268,375 $ 83,000
Brunswick, North Carolina 8 $ 1,717,000 $ 214,625 $ 57,000
New Hanover, North Carolina 8 $ 1,996,000 $ 249,500 $ 67,000
Franklin, Pennsylvania 8 $ 1,074,000 $ 134,250 $ 44,000
Lackawanna, Pennsylvania 8 $ 1,712,000 $ 214,000 $ 53,000
Hamilton, Tennessee 8 $ 1,620,000 $ 202,500 $ 36,000
Franklin, Virginia 8 $ 1,887,000 $ 235,875 $ 44,000
York, Virginia 8 $ 1,575,000 $ 196,875 $ 46,000
Calhoun, Alabama 7 $ 1,296,000 $ 185,142 $ 13,000
Escambia, Florida 7 $ 1,228,000 $ 175,428 $ 44,000
Indian River, Florida 7 $ 1,038,000 $ 148,285 $ 47,000
Gilmer, Georgia 7 $ 1,550,000 $ 221,428 $ 117,000
Lowndes, Georgia 7 $ 1,116,000 $ 159,428 $ 49,000
Thomas, Georgia 7 $ 1,508,000 $ 215,428 $ 56,000
Caroline, Maryland 7 $ 1,526,000 $ 218,000 $ 59,000
Berkshire, Massachusetts 7 $ 1,428,000 $ 204,000 $ 62,000
Franklin, Massachusetts 7 $ 1,402,000 $ 200,285 $ 43,000
Chisago, Minnesota 7 $ 1,722,000 $ 246,000 $ 73,000
Sherburne, Minnesota 7 $ 1,499,000 $ 214,142 $ 73,000
Wright, Minnesota 7 $ 1,140,000 $ 162,857 $ 25,000
Craven, North Carolina 7 $ 1,243,000 $ 177,571 $ 43,000
Henderson, North Carolina 7 $ 1,360,000 $ 194,285 $ 27,000
Orange, North Carolina 7 $ 1,815,000 $ 259,285 $ 69,000
Butler, Pennsylvania 7 $ 1,336,000 $ 190,857 $ 74,000
Luzerne, Pennsylvania 7 $ 1,220,000 $ 174,285 $ 58,000
Campbell, Virginia 7 $ 1,498,000 $ 214,000 $ 52,000
Caroline, Virginia 7 $ 1,089,000 $ 155,571 $ 80,000
Greene, Virginia 7 $ 1,113,000 $ 159,000 $ 52,000
Orange, Virginia 7 $ 1,301,000 $ 185,857 $ 44,000
Chilton, Alabama 6 $ 1,560,000 $ 260,000 $ 31,000
Elmore, Alabama 6 $ 1,483,000 $ 247,166 $ 49,000
Etowah, Alabama 6 $ 1,035,000 $ 172,500 $ 25,000
Bay, Florida 6 $ 1,029,000 $ 171,500 $ 60,000
Charlotte, Florida 6 $ 1,215,000 $ 202,500 $ 82,000
Martin, Florida 6 $ 1,263,000 $ 210,500 $ 66,000
Osceola, Florida 6 $ 1,112,000 $ 185,333 $ 31,000
Camden, Georgia 6 $ 1,245,000 $ 207,500 $ 50,000
Gordon, Georgia 6 $ 815,000 $ 135,833 $ 41,000
Hart, Georgia 6 $ 1,397,000 $ 232,833 $ 87,000
Jones, Georgia 6 $ 820,000 $ 136,666 $ 36,000
Laurens, Georgia 6 $ 861,000 $ 143,500 $ 26,000
Murray, Georgia 6 $ 920,000 $ 153,333 $ 27,000
Peach, Georgia 6 $ 1,498,000 $ 249,666 $ 40,000
Seminole, Georgia 6 $ 1,061,000 $ 176,833 $ 38,000
Carver, Minnesota 6 $ 1,737,000 $ 289,500 $ 92,000
Alamance, North Carolina 6 $ 1,259,000 $ 209,833 $ 60,000
Wilson, North Carolina 6 $ 1,120,000 $ 186,666 $ 49,000
Knox, Tennessee 6 $ 1,065,000 $ 177,500 $ 27,000
Botetourt, Virginia 6 $ 1,235,000 $ 205,833 $ 53,000
New Kent, Virginia 6 $ 1,121,000 $ 186,833 $ 86,000
Roanoke, Virginia 6 $ 1,281,000 $ 213,500 $ 42,000
Roanoke City, Virginia 6 $ 747,000 $ 124,500 $ 13,000
Warren, Virginia 6 $ 1,347,000 $ 224,500 $ 46,000
Colbert, Alabama 5 $ 808,000 $ 161,600 $ 15,000
Lauderdale, Alabama 5 $ 1,144,000 $ 228,800 $ 34,000
Limestone, Alabama 5 $ 855,000 $ 171,000 $ 18,000
Marshall, Alabama 5 $ 856,000 $ 171,200 $ 59,000
Flagler, Florida 5 $ 926,000 $ 185,200 $ 35,000
Hernando, Florida 5 $ 841,000 $ 168,200 $ 63,000
Monroe, Florida 5 $ 1,714,000 $ 342,800 $ 76,000
Santa Rosa, Florida 5 $ 737,000 $ 147,400 $ 49,000
Baldwin, Georgia 5 $ 746,000 $ 149,200 $ 33,000
Banks, Georgia 5 $ 788,000 $ 157,600 $ 55,000
Bryan, Georgia 5 $ 852,000 $ 170,400 $ 81,000
Butts, Georgia 5 $ 835,000 $ 167,000 $ 93,000
Dougherty, Georgia 5 $ 673,000 $ 134,600 $ 27,000
Lee, Georgia 5 $ 694,000 $ 138,800 $ 45,000
Monroe, Georgia 5 $ 1,098,000 $ 219,600 $ 40,000
Polk, Georgia 5 $ 669,000 $ 133,800 $ 51,000
Putnam, Georgia 5 $ 2,050,000 $ 410,000 $ 29,000
White, Georgia 5 $ 942,000 $ 188,400 $ 89,000
Wicomico, Maryland 5 $ 899,000 $ 179,800 $ 44,000
Dukes, Massachusetts 5 $ 2,335,000 $ 467,000 $ 130,000
Carteret, North Carolina 5 $ 910,000 $ 182,000 $ 43,000
Cleveland, North Carolina 5 $ 783,000 $ 156,600 $ 5,000
Gaston, North Carolina 5 $ 810,000 $ 162,000 $ 54,000
Jackson, North Carolina 5 $ 1,001,000 $ 200,200 $ 239,000
Pitt, North Carolina 5 $ 904,000 $ 180,800 $ 56,000
Randolph, North Carolina 5 $ 671,000 $ 134,200 $ 31,000
Blair, Pennsylvania 5 $ 1,496,000 $ 299,200 $ 17,000
Fayette, Pennsylvania 5 $ 908,000 $ 181,600 $ 53,000
Fulton, Pennsylvania 5 $ 1,675,000 $ 335,000 $ 70,000
Lycoming, Pennsylvania 5 $ 928,000 $ 185,600 $ 39,000
Maury, Tennessee 5 $ 1,038,000 $ 207,600 $ 74,000
Wilson, Tennessee 5 $ 861,000 $ 172,200 $ 56,000
Dinwiddie, Virginia 5 $ 754,000 $ 150,800 $ 55,000
Pulaski, Virginia 5 $ 553,000 $ 110,600 $ 44,000
Clay, Alabama 4 $ 445,000 $ 111,250 $ 77,000
Escambia, Alabama 4 $ 727,000 $ 181,750 $ 79,000
Russell, Alabama 4 $ 430,000 $ 107,500 $ 21,000
St. Clair, Alabama 4 $ 987,000 $ 246,750 $ 89,000
Alachua, Florida 4 $ 732,000 $ 183,000 $ 39,000
Citrus, Florida 4 $ 963,000 $ 240,750 $ 27,000
Walton, Florida 4 $ 652,000 $ 163,000 $ 33,000
Chattooga, Georgia 4 $ 590,000 $ 147,500 $ 65,000
Colquitt, Georgia 4 $ 551,000 $ 137,750 $ 0
Greene, Georgia 4 $ 1,097,000 $ 274,250 $ 46,000
Jasper, Georgia 4 $ 746,000 $ 186,500 $ 74,000
Oglethorpe, Georgia 4 $ 513,000 $ 128,250 $ 52,000
Union, Georgia 4 $ 634,000 $ 158,500 $ 42,000
St. Louis, Minnesota 4 $ 865,000 $ 216,250 $ 42,000
Catawba, North Carolina 4 $ 688,000 $ 172,000 $ 20,000
Granville, North Carolina 4 $ 584,000 $ 146,000 $ 53,000
Haywood, North Carolina 4 $ 641,000 $ 160,250 $ 31,000
Lee, North Carolina 4 $ 662,000 $ 165,500 $ 14,000
Macon, North Carolina 4 $ 891,000 $ 222,750 $ 21,000
Rockingham, North Carolina 4 $ 812,000 $ 203,000 $ 58,000
Wayne, North Carolina 4 $ 813,000 $ 203,250 $ 56,000
Adams, Pennsylvania 4 $ 658,000 $ 164,500 $ 44,000
Carbon, Pennsylvania 4 $ 594,000 $ 148,500 $ 0
Erie, Pennsylvania 4 $ 380,000 $ 95,000 $ 60,000
Lebanon, Pennsylvania 4 $ 857,000 $ 214,250 $ 35,000
Mercer, Pennsylvania 4 $ 799,000 $ 199,750 $ 66,000
Pike, Pennsylvania 4 $ 627,000 $ 156,750 $ 24,000
Schuylkill, Pennsylvania 4 $ 994,000 $ 248,500 $ 93,000
Sumner, Tennessee 4 $ 734,000 $ 183,500 $ 60,000
Amherst, Virginia 4 $ 959,000 $ 239,750 $ 59,000
Bedford City, Virginia 4 $ 672,000 $ 168,000 $ 38,000
Hopewell, Virginia 4 $ 532,000 $ 133,000 $ 68,000
Isle of Wight, Virginia 4 $ 1,174,000 $ 293,500 $ 71,000
Louisa, Virginia 4 $ 917,000 $ 229,250 $ 94,000
Mecklenburg, Virginia 4 $ 990,000 $ 247,500 $ 48,000
Washington, Virginia 4 $ 585,000 $ 146,250 $ 39,000
Westmoreland, Virginia 4 $ 954,000 $ 238,500 $ 68,000
Wise, Virginia 4 $ 673,000 $ 168,250 $ 39,000
Blount, Alabama 3 $ 632,000 $ 210,666 $ 15,000
Clarke, Alabama 3 $ 277,000 $ 92,333 $ 45,000
DeKalb, Alabama 3 $ 546,000 $ 182,000 $ 20,000
Lawrence, Alabama 3 $ 292,000 $ 97,333 $ 7,000
Morgan, Alabama 3 $ 512,000 $ 170,666 $ 65,000
Winston, Alabama 3 $ 684,000 $ 228,000 $ 0
Nassau, Florida 3 $ 569,000 $ 189,666 $ 52,000
Okeechobee, Florida 3 $ 479,000 $ 159,666 $ 37,000
Sumter, Florida 3 $ 722,000 $ 240,666 $ 48,000
Bulloch, Georgia 3 $ 471,000 $ 157,000 $ 58,000
Coffee, Georgia 3 $ 531,000 $ 177,000 $ 17,000
Jeff Davis, Georgia 3 $ 596,000 $ 198,666 $ 73,000
Lamar, Georgia 3 $ 464,000 $ 154,666 $ 58,000
Long, Georgia 3 $ 477,000 $ 159,000 $ 18,000
Rabun, Georgia 3 $ 457,000 $ 152,333 $ 42,000
Stephens, Georgia 3 $ 469,000 $ 156,333 $ 38,000
Tift, Georgia 3 $ 475,000 $ 158,333 $ 17,000
Towns, Georgia 3 $ 569,000 $ 189,666 $ 46,000
Upson, Georgia 3 $ 375,000 $ 125,000 $ 51,000
Ware, Georgia 3 $ 429,000 $ 143,000 $ 32,000
Isanti, Minnesota 3 $ 650,000 $ 216,666 $ 52,000
Ashe, North Carolina 3 $ 776,000 $ 258,666 $ 68,000
Beaufort, North Carolina 3 $ 446,000 $ 148,666 $ 49,000
Duplin, North Carolina 3 $ 559,000 $ 186,333 $ 57,000
Franklin, North Carolina 3 $ 642,000 $ 214,000 $ 59,000
Montgomery, North Carolina 3 $ 542,000 $ 180,666 $ 11,000
Moore, North Carolina 3 $ 918,000 $ 306,000 $ 63,000
Nash, North Carolina 3 $ 396,000 $ 132,000 $ 21,000
Robeson, North Carolina 3 $ 378,000 $ 126,000 $ 54,000
Sampson, North Carolina 3 $ 545,000 $ 181,666 $ 32,000
Transylvania, North Carolina 3 $ 489,000 $ 163,000 $ 45,000
Yadkin, North Carolina 3 $ 405,000 $ 135,000 $ 22,000
Armstrong, Pennsylvania 3 $ 674,000 $ 224,666 $ 10,000
Washington, Pennsylvania 3 $ 745,000 $ 248,333 $ 42,000
Wayne, Pennsylvania 3 $ 578,000 $ 192,666 $ 78,000
Blount, Tennessee 3 $ 667,000 $ 222,333 $ 97,000
Robertson, Tennessee 3 $ 516,000 $ 172,000 $ 72,000
Accomack, Virginia 3 $ 582,000 $ 194,000 $ 67,000
Clarke, Virginia 3 $ 887,000 $ 295,666 $ 19,000
Essex, Virginia 3 $ 446,000 $ 148,666 $ 11,000
Highland, Virginia 3 $ 393,000 $ 131,000 $ 13,000
Lancaster, Virginia 3 $ 660,000 $ 220,000 $ 20,000
Madison, Virginia 3 $ 571,000 $ 190,333 $ 35,000
Page, Virginia 3 $ 579,000 $ 193,000 $ 43,000
Pittsylvania, Virginia 3 $ 511,000 $ 170,333 $ 24,000
Prince George, Virginia 3 $ 643,000 $ 214,333 $ 59,000
Autauga, Alabama 2 $ 417,000 $ 208,500 $ 36,000
Cherokee, Alabama 2 $ 376,000 $ 188,000 $ 17,000
Covington, Alabama 2 $ 344,000 $ 172,000 $ 82,000
Randolph, Alabama 2 $ 364,000 $ 182,000 $ 44,000
Gadsden, Florida 2 $ 251,000 $ 125,500 $ 22,000
Brooks, Georgia 2 $ 293,000 $ 146,500 $ 90,000
Catoosa, Georgia 2 $ 245,000 $ 122,500 $ 25,000
Cook, Georgia 2 $ 512,000 $ 256,000 $ 44,000
Crisp, Georgia 2 $ 225,000 $ 112,500 $ 28,000
Decatur, Georgia 2 $ 400,000 $ 200,000 $ 16,000
Dodge, Georgia 2 $ 149,000 $ 74,500 $ 60,000
Emanuel, Georgia 2 $ 248,000 $ 124,000 $ 0
Franklin, Georgia 2 $ 345,000 $ 172,500 $ 0
Meriwether, Georgia 2 $ 260,000 $ 130,000 $ 10,000
Mitchell, Georgia 2 $ 288,000 $ 144,000 $ 55,000
Montgomery, Georgia 2 $ 510,000 $ 255,000 $ 65,000
Randolph, Georgia 2 $ 330,000 $ 165,000 $ 56,000
Tattnall, Georgia 2 $ 254,000 $ 127,000 $ 47,000
Toombs, Georgia 2 $ 300,000 $ 150,000 $ 69,000
Washington, Georgia 2 $ 251,000 $ 125,500 $ 0
Wayne, Georgia 2 $ 227,000 $ 113,500 $ 0
Worth, Georgia 2 $ 243,000 $ 121,500 $ 0
Dorchester, Maryland 2 $ 414,000 $ 207,000 $ 42,000
Garrett, Maryland 2 $ 385,000 $ 192,500 $ 47,000
Talbot, Maryland 2 $ 392,000 $ 196,000 $ 14,000
Cass, Minnesota 2 $ 463,000 $ 231,500 $ 34,000
Goodhue, Minnesota 2 $ 577,000 $ 288,500 $ 83,000
Kandiyohi, Minnesota 2 $ 543,000 $ 271,500 $ 94,000
Scott, Minnesota 2 $ 389,000 $ 194,500 $ 0
Wadena, Minnesota 2 $ 352,000 $ 176,000 $ 45,000
Winona, Minnesota 2 $ 461,000 $ 230,500 $ 39,000
Burke, North Carolina 2 $ 320,000 $ 160,000 $ 0
Camden, North Carolina 2 $ 527,000 $ 263,500 $ 27,000
Clay, North Carolina 2 $ 408,000 $ 204,000 $ 0
Dare, North Carolina 2 $ 715,000 $ 357,500 $ 83,000
Halifax, North Carolina 2 $ 315,000 $ 157,500 $ 0
Hoke, North Carolina 2 $ 333,000 $ 166,500 $ 57,000
Lincoln, North Carolina 2 $ 230,000 $ 115,000 $ 17,000
Pender, North Carolina 2 $ 259,000 $ 129,500 $ 49,000
Perquimans, North Carolina 2 $ 390,000 $ 195,000 $ 48,000
Rutherford, North Carolina 2 $ 409,000 $ 204,500 $ 24,000
Surry, North Carolina 2 $ 263,000 $ 131,500 $ 20,000
Vance, North Carolina 2 $ 331,000 $ 165,500 $ 27,000
Centre, Pennsylvania 2 $ 354,000 $ 177,000 $ 42,000
Columbia, Pennsylvania 2 $ 280,000 $ 140,000 $ 48,000
Indiana, Pennsylvania 2 $ 784,000 $ 392,000 $ 46,000
Lawrence, Pennsylvania 2 $ 143,000 $ 71,500 $ 43,000
McKean, Pennsylvania 2 $ 206,000 $ 103,000 $ 53,000
Susquehanna, Pennsylvania 2 $ 352,000 $ 176,000 $ 73,000
Bradley, Tennessee 2 $ 415,000 $ 207,500 $ 22,000
Cheatham, Tennessee 2 $ 466,000 $ 233,000 $ 63,000
Sullivan, Tennessee 2 $ 330,000 $ 165,000 $ 63,000
Union, Tennessee 2 $ 434,000 $ 217,000 $ 73,000
Washington, Tennessee 2 $ 332,000 $ 166,000 $ 24,000
Carroll, Virginia 2 $ 322,000 $ 161,000 $ 51,000
Charles City, Virginia 2 $ 552,000 $ 276,000 $ 86,000
Cumberland, Virginia 2 $ 155,000 $ 77,500 $ 41,000
Fairfax City, Virginia 2 $ 769,000 $ 384,500 $ 80,000
Fluvanna, Virginia 2 $ 264,000 $ 132,000 $ 22,000
Halifax, Virginia 2 $ 352,000 $ 176,000 $ 51,000
Henry, Virginia 2 $ 342,000 $ 171,000 $ 64,000
King George, Virginia 2 $ 424,000 $ 212,000 $ 84,000
King William, Virginia 2 $ 352,000 $ 176,000 $ 79,000
Northumberland, Virginia 2 $ 490,000 $ 245,000 $ 38,000
Powhatan, Virginia 2 $ 479,000 $ 239,500 $ 16,000
Prince Edward, Virginia 2 $ 300,000 $ 150,000 $ 42,000
Rappahannock, Virginia 2 $ 458,000 $ 229,000 $ 69,000
Rockbridge, Virginia 2 $ 307,000 $ 153,500 $ 24,000
Salem, Virginia 2 $ 273,000 $ 136,500 $ 100,000
Staunton, Virginia 2 $ 383,000 $ 191,500 $ 76,000
Surry, Virginia 2 $ 321,000 $ 160,500 $ 55,000
Wythe, Virginia 2 $ 524,000 $ 262,000 $ 141,000
Barbour, Alabama 1 $ 143,000 $ 143,000 $ 63,000
Coffee, Alabama 1 $ 140,000 $ 140,000 $ 63,000
Crenshaw, Alabama 1 $ 124,000 $ 124,000 $ 101,000
Dale, Alabama 1 $ 185,000 $ 185,000 $ 37,000
Dallas, Alabama 1 $ 166,000 $ 166,000 $ 0
Franklin, Alabama 1 $ 173,000 $ 173,000 $ 56,000
Pike, Alabama 1 $ 302,000 $ 302,000 $ 206,000
Tallapoosa, Alabama 1 $ 157,000 $ 157,000 $ 48,000
Walker, Alabama 1 $ 299,000 $ 299,000 $ 62,000
Washington, Alabama 1 $ 125,000 $ 125,000 $ 0
Baker, Florida 1 $ 114,000 $ 114,000 $ 33,000
Hardee, Florida 1 $ 140,000 $ 140,000 $ 54,000
Highlands, Florida 1 $ 127,000 $ 127,000 $ 40,000
Levy, Florida 1 $ 87,000 $ 87,000 $ 60,000
Suwannee, Florida 1 $ 199,000 $ 199,000 $ 62,000
Union, Florida 1 $ 243,000 $ 243,000 $ 0
Appling, Georgia 1 $ 128,000 $ 128,000 $ 86,000
Bacon, Georgia 1 $ 1,065,000 $ 1,065,000 $ 0
Berrien, Georgia 1 $ 135,000 $ 135,000 $ 39,000
Chattahoochee, Georgia 1 $ 185,000 $ 185,000 $ 100,000
Early, Georgia 1 $ 135,000 $ 135,000 $ 0
Elbert, Georgia 1 $ 168,000 $ 168,000 $ 83,000
Grady, Georgia 1 $ 230,000 $ 230,000 $ 0
Heard, Georgia 1 $ 180,000 $ 180,000 $ 62,000
Irwin, Georgia 1 $ 105,000 $ 105,000 $ 0
Jenkins, Georgia 1 $ 60,000 $ 60,000 $ 30,000
Lincoln, Georgia 1 $ 135,000 $ 135,000 $ 30,000
Macon, Georgia 1 $ 175,000 $ 175,000 $ 0
McDuffie, Georgia 1 $ 115,000 $ 115,000 $ 0
Pulaski, Georgia 1 $ 185,000 $ 185,000 $ 0
Screven, Georgia 1 $ 158,000 $ 158,000 $ 35,000
Talbot, Georgia 1 $ 150,000 $ 150,000 $ 0
Taylor, Georgia 1 $ 272,000 $ 272,000 $ 78,000
Terrell, Georgia 1 $ 75,000 $ 75,000 $ 36,000
Warren, Georgia 1 $ 100,000 $ 100,000 $ 315,000
Wilcox, Georgia 1 $ 186,000 $ 186,000 $ 70,000
Kent, Maryland 1 $ 400,000 $ 400,000 $ 0
Nantucket, Massachusetts 1 $ 288,000 $ 288,000 $ 98,000
Blue Earth, Minnesota 1 $ 110,000 $ 110,000 $ 0
Carlton, Minnesota 1 $ 175,000 $ 175,000 $ 21,000
Clearwater, Minnesota 1 $ 121,000 $ 121,000 $ 0
Crow Wing, Minnesota 1 $ 151,000 $ 151,000 $ 26,000
Douglas, Minnesota 1 $ 232,000 $ 232,000 $ 69,000
Hubbard, Minnesota 1 $ 232,000 $ 232,000 $ 115,000
Le Sueur, Minnesota 1 $ 323,000 $ 323,000 $ 67,000
McLeod, Minnesota 1 $ 159,000 $ 159,000 $ 86,000
Mille Lacs, Minnesota 1 $ 164,000 $ 164,000 $ 124,000
Morrison, Minnesota 1 $ 119,000 $ 119,000 $ 62,000
Mower, Minnesota 1 $ 266,000 $ 266,000 $ 159,000
Rice, Minnesota 1 $ 183,000 $ 183,000 $ 95,000
Stearns, Minnesota 1 $ 152,000 $ 152,000 $ 0
Steele, Minnesota 1 $ 198,000 $ 198,000 $ 17,000
Wabasha, Minnesota 1 $ 208,000 $ 208,000 $ 64,000
Alexander, North Carolina 1 $ 189,000 $ 189,000 $ 177,000
Alleghany, North Carolina 1 $ 125,000 $ 125,000 $ 0
Anson, North Carolina 1 $ 86,000 $ 86,000 $ 53,000
Bladen, North Carolina 1 $ 176,000 $ 176,000 $ 0
Caldwell, North Carolina 1 $ 123,000 $ 123,000 $ 37,000
Caswell, North Carolina 1 $ 211,000 $ 211,000 $ 14,000
Chatham, North Carolina 1 $ 501,000 $ 501,000 $ 0
Cherokee, North Carolina 1 $ 201,000 $ 201,000 $ 0
Chowan, North Carolina 1 $ 152,000 $ 152,000 $ 0
Columbus, North Carolina 1 $ 112,000 $ 112,000 $ 0
Gates, North Carolina 1 $ 103,000 $ 103,000 $ 40,000
Hertford, North Carolina 1 $ 143,000 $ 143,000 $ 0
Madison, North Carolina 1 $ 358,000 $ 358,000 $ 100,000
McDowell, North Carolina 1 $ 175,000 $ 175,000 $ 0
Mitchell, North Carolina 1 $ 110,000 $ 110,000 $ 0
Pamlico, North Carolina 1 $ 178,000 $ 178,000 $ 22,000
Person, North Carolina 1 $ 250,000 $ 250,000 $ 0
Polk, North Carolina 1 $ 158,000 $ 158,000 $ 86,000
Richmond, North Carolina 1 $ 184,000 $ 184,000 $ 0
Scotland, North Carolina 1 $ 96,000 $ 96,000 $ 47,000
Stanly, North Carolina 1 $ 120,000 $ 120,000 $ 0
Stokes, North Carolina 1 $ 205,000 $ 205,000 $ 0
Swain, North Carolina 1 $ 107,000 $ 107,000 $ 40,000
Warren, North Carolina 1 $ 390,000 $ 390,000 $ 0
Washington, North Carolina 1 $ 125,000 $ 125,000 $ 0
Watauga, North Carolina 1 $ 289,000 $ 289,000 $ 104,000
Yancey, North Carolina 1 $ 156,000 $ 156,000 $ 106,000
Bradford, Pennsylvania 1 $ 175,000 $ 175,000 $ 135,000
Cambria, Pennsylvania 1 $ 255,000 $ 255,000 $ 42,000
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Mortgage Loan Application Detail Totals for Milend, Inc in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,289 $1,596,233,000 $218,000 $1,520,000 $56,000 $1,500,000
Home Purchase 310 $63,774,000 $205,000 $928,000 $76,000 $850,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,973 $830,858,000 $209,000 $1,374,000 $34,000 $1,500,000
White 2,678 $626,556,000 $233,000 $1,520,000 $86,000 $1,255,000
Black or African American 689 $142,937,000 $207,000 $650,000 $67,000 $369,000
Hispanic 129 $25,866,000 $200,000 $830,000 $78,000 $850,000
Asian 117 $31,159,000 $266,000 $1,162,000 $89,000 $257,000
Native Hawaiian or Other Pacific Islander 9 $1,691,000 $187,000 $256,000 $66,000 $113,000
American Indian or Alaskan Native 4 $940,000 $235,000 $331,000 $97,000 $157,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,770 $1,078,791,000 $226,000 $1,520,000 $61,000 $1,500,000
FHA-insured (Federal Housing Administration) 1,973 $383,655,000 $194,000 $855,000 $48,000 $400,000
VA-guaranteed (Veterans Administration) 827 $193,157,000 $233,000 $775,000 $60,000 $864,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $4,404,000 $151,000 $329,000 $38,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,438 $940,462,000 $211,000 $1,520,000 $46,000 $1,500,000
Application Withdrawn By Applicant 2,298 $516,597,000 $224,000 $1,374,000 $66,000 $1,255,000
Loan Originated 844 $198,509,000 $235,000 $1,346,000 $91,000 $600,000
Application Approved But Not Accepted 19 $4,439,000 $233,000 $643,000 $85,000 $287,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 2,649 $569,471,000 $214,000 $1,220,000 $53,000 $1,500,000
Credit History 873 $171,321,000 $196,000 $1,163,000 $23,000 $864,000
Debt-To-Income Ratio 405 $94,014,000 $232,000 $1,520,000 $47,000 $450,000
Collateral 356 $73,976,000 $207,000 $1,125,000 $53,000 $369,000
Other 97 $20,311,000 $209,000 $680,000 $49,000 $244,000
Unverifiable Information 30 $6,238,000 $207,000 $438,000 $47,000 $148,000
Employment History 14 $2,713,000 $193,000 $417,000 $54,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,010,000 $182,000 $417,000 $34,000 $97,000
Mortgage Insurance Denied 1 $114,000 $114,000 $114,000 $46,000 $46,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Milend, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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