Mortgage Capital Associates, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Mortgage Capital Associates, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Capital Associates, Inc. 11150 W Oympic Blvd. Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,747 |
| Total Mortgage Loan Application Amount | $1,337,621,000 |
| Average Mortgage Loan Application Amount | $373,333 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $187,000 |
| Highest Applicant Income | $3,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Mortgage Capital Associates, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Capital Associates, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Mortgage Capital Associates, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Capital Associates, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Capital Associates, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Capital Associates, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,473 | $ 632,773,000 | $ 429,000 | $ 184,000 |
| Orange County California | 164 | $ 62,335,000 | $ 380,000 | $ 185,000 |
| San Diego County California | 115 | $ 39,185,000 | $ 340,000 | $ 184,000 |
| Monmouth County New Jersey | 94 | $ 27,247,000 | $ 289,000 | $ 116,000 |
| Santa Clara County California | 86 | $ 34,696,000 | $ 403,000 | $ 187,000 |
| King County Washington | 75 | $ 26,894,000 | $ 358,000 | $ 179,000 |
| Ventura County California | 64 | $ 26,578,000 | $ 415,000 | $ 235,000 |
| Alameda County California | 61 | $ 23,824,000 | $ 390,000 | $ 160,000 |
| Clark County Nevada | 57 | $ 12,182,000 | $ 213,000 | $ 148,000 |
| Riverside County California | 53 | $ 14,743,000 | $ 278,000 | $ 165,000 |
| Middlesex County New Jersey | 50 | $ 14,361,000 | $ 287,000 | $ 137,000 |
| Maricopa County Arizona | 48 | $ 11,655,000 | $ 242,000 | $ 226,000 |
| San Bernardino County California | 38 | $ 9,200,000 | $ 242,000 | $ 155,000 |
| Fairfax County Virginia | 38 | $ 12,413,000 | $ 326,000 | $ 188,000 |
| Contra Costa County California | 37 | $ 13,028,000 | $ 352,000 | $ 239,000 |
| Cook County Illinois | 36 | $ 8,993,000 | $ 249,000 | $ 275,000 |
| Sacramento County California | 32 | $ 8,836,000 | $ 276,000 | $ 397,000 |
| Salt Lake County Utah | 27 | $ 7,273,000 | $ 269,000 | $ 162,000 |
| Montgomery County Maryland | 26 | $ 8,112,000 | $ 312,000 | $ 233,000 |
| San Francisco County California | 24 | $ 11,012,000 | $ 458,000 | $ 375,000 |
| San Mateo County California | 23 | $ 9,966,000 | $ 433,000 | $ 244,000 |
| Ocean County New Jersey | 23 | $ 5,392,000 | $ 234,000 | $ 83,000 |
| Washington County Oregon | 22 | $ 5,746,000 | $ 261,000 | $ 99,000 |
| Placer County California | 21 | $ 7,263,000 | $ 345,000 | $ 179,000 |
| Union County New Jersey | 20 | $ 6,331,000 | $ 316,000 | $ 95,000 |
| Somerset County New Jersey | 18 | $ 5,830,000 | $ 323,000 | $ 134,000 |
| El Dorado County California | 15 | $ 5,391,000 | $ 359,000 | $ 161,000 |
| Harris County Texas | 15 | $ 3,547,000 | $ 236,000 | $ 195,000 |
| Loudoun County Virginia | 15 | $ 5,516,000 | $ 367,000 | $ 228,000 |
| District of Columbia County District Of Columbia | 13 | $ 4,437,000 | $ 341,000 | $ 99,000 |
| Hudson County New Jersey | 13 | $ 4,042,000 | $ 310,000 | $ 196,000 |
| Snohomish County Washington | 13 | $ 4,017,000 | $ 309,000 | $ 166,000 |
| Pima County Arizona | 12 | $ 2,771,000 | $ 230,000 | $ 157,000 |
| Baltimore County Maryland | 12 | $ 3,563,000 | $ 296,000 | $ 112,000 |
| Travis County Texas | 12 | $ 2,449,000 | $ 204,000 | $ 385,000 |
| Marin County California | 11 | $ 4,834,000 | $ 439,000 | $ 440,000 |
| DuPage County Illinois | 11 | $ 2,331,000 | $ 211,000 | $ 95,000 |
| Washoe County Nevada | 11 | $ 2,868,000 | $ 260,000 | $ 121,000 |
| Bergen County New Jersey | 11 | $ 4,394,000 | $ 399,000 | $ 211,000 |
| Morris County New Jersey | 11 | $ 3,630,000 | $ 330,000 | $ 139,000 |
| Chester County Pennsylvania | 11 | $ 3,297,000 | $ 299,000 | $ 143,000 |
| Collin County Texas | 11 | $ 2,374,000 | $ 215,000 | $ 256,000 |
| Denver County Colorado | 10 | $ 2,346,000 | $ 234,000 | $ 100,000 |
| Douglas County Colorado | 10 | $ 2,775,000 | $ 277,000 | $ 104,000 |
| Multnomah County Oregon | 10 | $ 2,586,000 | $ 258,000 | $ 102,000 |
| Pierce County Washington | 10 | $ 2,507,000 | $ 250,000 | $ 112,000 |
| Fresno County California | 9 | $ 1,878,000 | $ 208,000 | $ 96,000 |
| Arapahoe County Colorado | 9 | $ 2,377,000 | $ 264,000 | $ 102,000 |
| Howard County Maryland | 9 | $ 2,628,000 | $ 292,000 | $ 102,000 |
| Burlington County New Jersey | 9 | $ 2,271,000 | $ 252,000 | $ 108,000 |
| Essex County New Jersey | 9 | $ 2,877,000 | $ 319,000 | $ 140,000 |
| Clackamas County Oregon | 9 | $ 2,540,000 | $ 282,000 | $ 195,000 |
| Yolo County California | 8 | $ 2,372,000 | $ 296,000 | $ 129,000 |
| Honolulu County Hawaii | 8 | $ 3,223,000 | $ 402,000 | $ 364,000 |
| Camden County New Jersey | 8 | $ 1,460,000 | $ 182,000 | $ 118,000 |
| Clark County Washington | 8 | $ 1,926,000 | $ 240,000 | $ 76,000 |
| Monterey County California | 7 | $ 3,378,000 | $ 482,000 | $ 279,000 |
| Santa Barbara County California | 7 | $ 3,106,000 | $ 443,000 | $ 219,000 |
| Boulder County Colorado | 7 | $ 1,907,000 | $ 272,000 | $ 90,000 |
| El Paso County Colorado | 7 | $ 1,516,000 | $ 216,000 | $ 110,000 |
| Will County Illinois | 7 | $ 1,713,000 | $ 244,000 | $ 79,000 |
| Hunterdon County New Jersey | 7 | $ 1,819,000 | $ 259,000 | $ 117,000 |
| Mercer County New Jersey | 7 | $ 2,319,000 | $ 331,000 | $ 116,000 |
| New York County New York | 7 | $ 3,453,000 | $ 493,000 | $ 462,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,736,000 | $ 248,000 | $ 107,000 |
| Dallas County Texas | 7 | $ 1,728,000 | $ 246,000 | $ 298,000 |
| Tarrant County Texas | 7 | $ 1,812,000 | $ 258,000 | $ 131,000 |
| Summit County Utah | 7 | $ 3,344,000 | $ 477,000 | $ 181,000 |
| Utah County Utah | 7 | $ 1,652,000 | $ 236,000 | $ 114,000 |
| Sonoma County California | 6 | $ 2,160,000 | $ 360,000 | $ 186,000 |
| Jefferson County Colorado | 6 | $ 1,482,000 | $ 247,000 | $ 103,000 |
| Fairfield County Connecticut | 6 | $ 2,056,000 | $ 342,000 | $ 86,000 |
| Hartford County Connecticut | 6 | $ 1,280,000 | $ 213,000 | $ 86,000 |
| Lake County Illinois | 6 | $ 1,182,000 | $ 197,000 | $ 136,000 |
| Anne Arundel County Maryland | 6 | $ 1,916,000 | $ 319,000 | $ 123,000 |
| Bucks County Pennsylvania | 6 | $ 1,468,000 | $ 244,000 | $ 500,000 |
| Fort Bend County Texas | 6 | $ 1,348,000 | $ 224,000 | $ 88,000 |
| Davis County Utah | 6 | $ 1,404,000 | $ 234,000 | $ 487,000 |
| Chesterfield County Virginia | 6 | $ 1,494,000 | $ 249,000 | $ 66,000 |
| Kern County California | 5 | $ 1,444,000 | $ 288,000 | $ 137,000 |
| San Luis Obispo County California | 5 | $ 1,707,000 | $ 341,000 | $ 119,000 |
| Santa Cruz County California | 5 | $ 1,582,000 | $ 316,000 | $ 109,000 |
| Calvert County Maryland | 5 | $ 1,146,000 | $ 229,000 | $ 391,000 |
| Frederick County Maryland | 5 | $ 1,265,000 | $ 253,000 | $ 235,000 |
| Prince George's County Maryland | 5 | $ 1,012,000 | $ 202,000 | $ 351,000 |
| Middlesex County Massachusetts | 5 | $ 1,040,000 | $ 208,000 | $ 88,000 |
| Passaic County New Jersey | 5 | $ 1,910,000 | $ 382,000 | $ 67,000 |
| Suffolk County New York | 5 | $ 2,208,000 | $ 441,000 | $ 194,000 |
| Lincoln County Oregon | 5 | $ 1,355,000 | $ 271,000 | $ 118,000 |
| Denton County Texas | 5 | $ 1,502,000 | $ 300,000 | $ 115,000 |
| Virginia Beach County Virginia | 5 | $ 1,409,000 | $ 281,000 | $ 247,000 |
| Kitsap County Washington | 5 | $ 1,623,000 | $ 324,000 | $ 225,000 |
| Spokane County Washington | 5 | $ 1,220,000 | $ 244,000 | $ 129,000 |
| Coconino County Arizona | 4 | $ 1,179,000 | $ 294,000 | $ 124,000 |
| Shasta County California | 4 | $ 1,029,000 | $ 257,000 | $ 110,000 |
| Adams County Colorado | 4 | $ 815,000 | $ 203,000 | $ 96,000 |
| Kane County Illinois | 4 | $ 1,020,000 | $ 255,000 | $ 366,000 |
| McHenry County Illinois | 4 | $ 549,000 | $ 137,000 | $ 218,000 |
| Baltimore City County Maryland | 4 | $ 957,000 | $ 239,000 | $ 55,000 |
| Worcester County Massachusetts | 4 | $ 871,000 | $ 217,000 | $ 107,000 |
| Nassau County New York | 4 | $ 1,317,000 | $ 329,000 | $ 106,000 |
| Mecklenburg County North Carolina | 4 | $ 812,000 | $ 203,000 | $ 105,000 |
| Montgomery County Pennsylvania | 4 | $ 1,071,000 | $ 267,000 | $ 115,000 |
| Weber County Utah | 4 | $ 1,016,000 | $ 254,000 | $ 159,000 |
| Arlington County Virginia | 4 | $ 1,274,000 | $ 318,000 | $ 142,000 |
| Mono County California | 3 | $ 1,063,000 | $ 354,000 | $ 188,000 |
| Nevada County California | 3 | $ 890,000 | $ 296,000 | $ 101,000 |
| Tuolumne County California | 3 | $ 1,198,000 | $ 399,000 | $ 908,000 |
| Larimer County Colorado | 3 | $ 681,000 | $ 227,000 | $ 117,000 |
| Tolland County Connecticut | 3 | $ 947,000 | $ 315,000 | $ 566,000 |
| New Castle County Delaware | 3 | $ 691,000 | $ 230,000 | $ 66,000 |
| Broward County Florida | 3 | $ 733,000 | $ 244,000 | $ 91,000 |
| Palm Beach County Florida | 3 | $ 591,000 | $ 197,000 | $ 64,000 |
| Cobb County Georgia | 3 | $ 557,000 | $ 185,000 | $ 206,000 |
| Fulton County Georgia | 3 | $ 808,000 | $ 269,000 | $ 97,000 |
| Harford County Maryland | 3 | $ 900,000 | $ 300,000 | $ 96,000 |
| Oakland County Michigan | 3 | $ 838,000 | $ 279,000 | $ 106,000 |
| Clay County Missouri | 3 | $ 951,000 | $ 317,000 | $ 174,000 |
| Douglas County Nevada | 3 | $ 1,127,000 | $ 375,000 | $ 131,000 |
| Gloucester County New Jersey | 3 | $ 754,000 | $ 251,000 | $ 142,000 |
| Kings County New York | 3 | $ 1,488,000 | $ 496,000 | $ 880,000 |
| Westchester County New York | 3 | $ 1,298,000 | $ 432,000 | $ 137,000 |
| Wake County North Carolina | 3 | $ 874,000 | $ 291,000 | $ 144,000 |
| Oklahoma County Oklahoma | 3 | $ 816,000 | $ 272,000 | $ 398,000 |
| Columbia County Oregon | 3 | $ 846,000 | $ 282,000 | $ 181,000 |
| Lane County Oregon | 3 | $ 640,000 | $ 213,000 | $ 569,000 |
| Delaware County Pennsylvania | 3 | $ 406,000 | $ 135,000 | $ 521,000 |
| Montgomery County Texas | 3 | $ 713,000 | $ 237,000 | $ 92,000 |
| Henrico County Virginia | 3 | $ 720,000 | $ 240,000 | $ 85,000 |
| Prince William County Virginia | 3 | $ 927,000 | $ 309,000 | $ 124,000 |
| Benton County Arkansas | 2 | $ 495,000 | $ 247,000 | $ 105,000 |
| Solano County California | 2 | $ 508,000 | $ 254,000 | $ 116,000 |
| Yuba County California | 2 | $ 378,000 | $ 189,000 | $ 124,000 |
| La Plata County Colorado | 2 | $ 418,000 | $ 209,000 | $ 154,000 |
| New Haven County Connecticut | 2 | $ 706,000 | $ 353,000 | $ 172,000 |
| Brevard County Florida | 2 | $ 498,000 | $ 249,000 | $ 66,000 |
| Oconee County Georgia | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| Hawaii County Hawaii | 2 | $ 642,000 | $ 321,000 | $ 115,000 |
| Blaine County Idaho | 2 | $ 834,000 | $ 417,000 | $ 1,227,000 |
| Madison County Illinois | 2 | $ 336,000 | $ 168,000 | $ 51,000 |
| St. Clair County Illinois | 2 | $ 512,000 | $ 256,000 | $ 126,000 |
| St. Tammany County Louisiana | 2 | $ 384,000 | $ 192,000 | $ 107,000 |
| St. Mary's County Maryland | 2 | $ 602,000 | $ 301,000 | $ 92,000 |
| Washtenaw County Michigan | 2 | $ 849,000 | $ 424,000 | $ 191,000 |
| Ramsey County Minnesota | 2 | $ 391,000 | $ 195,000 | $ 60,000 |
| Lee County Mississippi | 2 | $ 422,000 | $ 211,000 | $ 91,000 |
| Storey County Nevada | 2 | $ 535,000 | $ 267,000 | $ 578,000 |
| Cape May County New Jersey | 2 | $ 473,000 | $ 236,000 | $ 274,000 |
| Warren County New Jersey | 2 | $ 559,000 | $ 279,000 | $ 88,000 |
| Orange County New York | 2 | $ 732,000 | $ 366,000 | $ 870,000 |
| Queens County New York | 2 | $ 710,000 | $ 355,000 | $ 69,000 |
| Dare County North Carolina | 2 | $ 834,000 | $ 417,000 | $ 0 |
| Benton County Oregon | 2 | $ 412,000 | $ 206,000 | $ 76,000 |
| Deschutes County Oregon | 2 | $ 304,000 | $ 152,000 | $ 67,000 |
| Douglas County Oregon | 2 | $ 362,000 | $ 181,000 | $ 47,000 |
| Northampton County Pennsylvania | 2 | $ 507,000 | $ 253,000 | $ 1,091,000 |
| Pike County Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 49,000 |
| Williamson County Tennessee | 2 | $ 649,000 | $ 324,000 | $ 141,000 |
| Brazoria County Texas | 2 | $ 354,000 | $ 177,000 | $ 110,000 |
| Fauquier County Virginia | 2 | $ 692,000 | $ 346,000 | $ 79,000 |
| Page County Virginia | 2 | $ 401,000 | $ 200,000 | $ 74,000 |
| Richmond City County Virginia | 2 | $ 638,000 | $ 319,000 | $ 242,000 |
| Island County Washington | 2 | $ 577,000 | $ 288,000 | $ 327,000 |
| Pacific County Washington | 2 | $ 569,000 | $ 284,000 | $ 181,000 |
| Kenosha County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 60,000 |
| Baldwin County Alabama | 1 | $ 133,000 | $ 133,000 | $ 111,000 |
| Lauderdale County Alabama | 1 | $ 231,000 | $ 231,000 | $ 130,000 |
| Cochise County Arizona | 1 | $ 192,000 | $ 192,000 | $ 65,000 |
| Gila County Arizona | 1 | $ 412,000 | $ 412,000 | $ 116,000 |
| Mohave County Arizona | 1 | $ 171,000 | $ 171,000 | $ 118,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Yavapai County Arizona | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Butte County California | 1 | $ 183,000 | $ 183,000 | $ 456,000 |
| Humboldt County California | 1 | $ 166,000 | $ 166,000 | $ 73,000 |
| Inyo County California | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Mariposa County California | 1 | $ 417,000 | $ 417,000 | $ 344,000 |
| Napa County California | 1 | $ 290,000 | $ 290,000 | $ 221,000 |
| San Joaquin County California | 1 | $ 200,000 | $ 200,000 | $ 356,000 |
| Siskiyou County California | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Stanislaus County California | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Tehama County California | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Eagle County Colorado | 1 | $ 180,000 | $ 180,000 | $ 1,035,000 |
| Elbert County Colorado | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Grand County Colorado | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Logan County Colorado | 1 | $ 291,000 | $ 291,000 | $ 112,000 |
| Routt County Colorado | 1 | $ 195,000 | $ 195,000 | $ 244,000 |
| San Miguel County Colorado | 1 | $ 290,000 | $ 290,000 | $ 72,000 |
| Sussex County Delaware | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Duval County Florida | 1 | $ 305,000 | $ 305,000 | $ 285,000 |
| Indian River County Florida | 1 | $ 191,000 | $ 191,000 | $ 149,000 |
| Lee County Florida | 1 | $ 183,000 | $ 183,000 | $ 900,000 |
| Manatee County Florida | 1 | $ 256,000 | $ 256,000 | $ 211,000 |
| Marion County Florida | 1 | $ 153,000 | $ 153,000 | $ 90,000 |
| Miami-Dade County Florida | 1 | $ 315,000 | $ 315,000 | $ 168,000 |
| Monroe County Florida | 1 | $ 600,000 | $ 600,000 | $ 250,000 |
| Orange County Florida | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Cherokee County Georgia | 1 | $ 158,000 | $ 158,000 | $ 79,000 |
| Clayton County Georgia | 1 | $ 259,000 | $ 259,000 | $ 55,000 |
| Forsyth County Georgia | 1 | $ 240,000 | $ 240,000 | $ 421,000 |
| Glynn County Georgia | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Gwinnett County Georgia | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Hall County Georgia | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Ware County Georgia | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Maui County Hawaii | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Bonner County Idaho | 1 | $ 80,000 | $ 80,000 | $ 241,000 |
| DeKalb County Illinois | 1 | $ 400,000 | $ 400,000 | $ 100,000 |
| McDonough County Illinois | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Monroe County Illinois | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Winnebago County Illinois | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Hamilton County Indiana | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| Marion County Indiana | 1 | $ 208,000 | $ 208,000 | $ 83,000 |
| Scott County Iowa | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Johnson County Kansas | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Marshall County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 62,000 |
| Rowan County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Caddo County Louisiana | 1 | $ 228,000 | $ 228,000 | $ 191,000 |
| East Baton Rouge County Louisiana | 1 | $ 103,000 | $ 103,000 | $ 158,000 |
| Jefferson County Louisiana | 1 | $ 251,000 | $ 251,000 | $ 123,000 |
| Orleans County Louisiana | 1 | $ 386,000 | $ 386,000 | $ 86,000 |
| Lincoln County Maine | 1 | $ 227,000 | $ 227,000 | $ 62,000 |
| Sagadahoc County Maine | 1 | $ 285,000 | $ 285,000 | $ 350,000 |
| Cecil County Maryland | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Talbot County Maryland | 1 | $ 224,000 | $ 224,000 | $ 169,000 |
| Wicomico County Maryland | 1 | $ 224,000 | $ 224,000 | $ 121,000 |
| Worcester County Maryland | 1 | $ 273,000 | $ 273,000 | $ 188,000 |
| Essex County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 422,000 |
| Norfolk County Massachusetts | 1 | $ 276,000 | $ 276,000 | $ 123,000 |
| Suffolk County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 80,000 |
| Allegan County Michigan | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Antrim County Michigan | 1 | $ 417,000 | $ 417,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 92,000 | $ 92,000 | $ 104,000 |
| Wayne County Michigan | 1 | $ 197,000 | $ 197,000 | $ 63,000 |
| Dakota County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Hennepin County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 119,000 |
| Sherburne County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 114,000 |
| Wright County Minnesota | 1 | $ 231,000 | $ 231,000 | $ 82,000 |
| Harrison County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 298,000 |
| Camden County Missouri | 1 | $ 268,000 | $ 268,000 | $ 200,000 |
| St. Charles County Missouri | 1 | $ 193,000 | $ 193,000 | $ 107,000 |
| St. Louis City County Missouri | 1 | $ 276,000 | $ 276,000 | $ 117,000 |
| Douglas County Nebraska | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| Carson City County Nevada | 1 | $ 203,000 | $ 203,000 | $ 138,000 |
| Hillsborough County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 265,000 |
| Atlantic County New Jersey | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Los Alamos County New Mexico | 1 | $ 184,000 | $ 184,000 | $ 104,000 |
| Sandoval County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 111,000 |
| Valencia County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 121,000 |
| Allegany County New York | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Bronx County New York | 1 | $ 390,000 | $ 390,000 | $ 153,000 |
| Erie County New York | 1 | $ 232,000 | $ 232,000 | $ 70,000 |
| Jefferson County New York | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Putnam County New York | 1 | $ 468,000 | $ 468,000 | $ 108,000 |
| Rensselaer County New York | 1 | $ 209,000 | $ 209,000 | $ 71,000 |
| Richmond County New York | 1 | $ 264,000 | $ 264,000 | $ 155,000 |
| Rockland County New York | 1 | $ 277,000 | $ 277,000 | $ 80,000 |
| Saratoga County New York | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Tompkins County New York | 1 | $ 247,000 | $ 247,000 | $ 89,000 |
| Alamance County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Avery County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 129,000 |
| Chatham County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 111,000 |
| Cumberland County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 55,000 |
| Gaston County North Carolina | 1 | $ 372,000 | $ 372,000 | $ 191,000 |
| Pitt County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 92,000 |
| Union County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 215,000 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Clermont County Ohio | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Cuyahoga County Ohio | 1 | $ 315,000 | $ 315,000 | $ 396,000 |
| Franklin County Ohio | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 168,000 | $ 168,000 | $ 159,000 |
| Canadian County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 153,000 |
| Tulsa County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 150,000 |
| Wagoner County Oklahoma | 1 | $ 213,000 | $ 213,000 | $ 73,000 |
| Coos County Oregon | 1 | $ 312,000 | $ 312,000 | $ 618,000 |
| Curry County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jackson County Oregon | 1 | $ 120,000 | $ 120,000 | $ 146,000 |
| Jefferson County Oregon | 1 | $ 388,000 | $ 388,000 | $ 75,000 |
| Josephine County Oregon | 1 | $ 189,000 | $ 189,000 | $ 44,000 |
| Polk County Oregon | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| Tillamook County Oregon | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Adams County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Allegheny County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 46,000 |
| Berks County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 55,000 |
| Cumberland County Pennsylvania | 1 | $ 219,000 | $ 219,000 | $ 80,000 |
| Lancaster County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 94,000 |
| Lawrence County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 170,000 |
| Lehigh County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 192,000 |
| Monroe County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| Wayne County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 308,000 |
| Westmoreland County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 1,080,000 |
| Providence County Rhode Island | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Knox County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 122,000 |
| Shelby County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 57,000 |
| Sumner County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Bexar County Texas | 1 | $ 286,000 | $ 286,000 | $ 137,000 |
| El Paso County Texas | 1 | $ 110,000 | $ 110,000 | $ 102,000 |
| Grayson County Texas | 1 | $ 65,000 | $ 65,000 | $ 153,000 |
| Rockwall County Texas | 1 | $ 400,000 | $ 400,000 | $ 143,000 |
| Smith County Texas | 1 | $ 142,000 | $ 142,000 | $ 1,100,000 |
| Williamson County Texas | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Box Elder County Utah | 1 | $ 178,000 | $ 178,000 | $ 41,000 |
| Iron County Utah | 1 | $ 300,000 | $ 300,000 | $ 252,000 |
| Tooele County Utah | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Washington County Utah | 1 | $ 398,000 | $ 398,000 | $ 132,000 |
| Albemarle County Virginia | 1 | $ 404,000 | $ 404,000 | $ 261,000 |
| Alexandria County Virginia | 1 | $ 203,000 | $ 203,000 | $ 65,000 |
| Charlottesville County Virginia | 1 | $ 260,000 | $ 260,000 | $ 161,000 |
| Culpeper County Virginia | 1 | $ 235,000 | $ 235,000 | $ 1,411,000 |
| Franklin County Virginia | 1 | $ 373,000 | $ 373,000 | $ 157,000 |
| Gloucester County Virginia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Hanover County Virginia | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| James City County Virginia | 1 | $ 417,000 | $ 417,000 | $ 255,000 |
| King George County Virginia | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| Montgomery County Virginia | 1 | $ 159,000 | $ 159,000 | $ 87,000 |
| Norfolk County Virginia | 1 | $ 328,000 | $ 328,000 | $ 97,000 |
| Portsmouth County Virginia | 1 | $ 159,000 | $ 159,000 | $ 65,000 |
| Powhatan County Virginia | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Rockingham County Virginia | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
| Spotsylvania County Virginia | 1 | $ 406,000 | $ 406,000 | $ 205,000 |
| Stafford County Virginia | 1 | $ 284,000 | $ 284,000 | $ 74,000 |
| Staunton County Virginia | 1 | $ 230,000 | $ 230,000 | $ 127,000 |
| Benton County Washington | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Franklin County Washington | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Thurston County Washington | 1 | $ 417,000 | $ 417,000 | $ 437,000 |
| Whatcom County Washington | 1 | $ 340,000 | $ 340,000 | $ 98,000 |
| Teton County Wyoming | 1 | $ 400,000 | $ 400,000 | $ 1,463,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,954 | $1,042,751,000 | $352,000 | $1,500,000 | $189,000 | $3,900,000 |
| Home Purchase | 774 | $287,321,000 | $371,000 | $1,115,000 | $159,000 | $2,280,000 |
| Home Improvement | 19 | $7,549,000 | $397,000 | $1,750,000 | $213,000 | $1,450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,959 | $704,776,000 | $359,000 | $1,750,000 | $184,000 | $3,900,000 |
| Not Provided | 1,161 | $416,510,000 | $358,000 | $1,100,000 | $175,000 | $3,480,000 |
| Asian | 456 | $157,183,000 | $344,000 | $1,040,000 | $216,000 | $3,240,000 |
| Hispanic | 116 | $39,250,000 | $338,000 | $730,000 | $142,000 | $1,146,000 |
| Black or African American | 40 | $13,689,000 | $342,000 | $949,000 | $153,000 | $1,388,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,532,000 | $392,000 | $645,000 | $115,000 | $213,000 |
| Not applicable | 5 | $2,361,000 | $472,000 | $626,000 | $242,000 | $965,000 |
| American Indian or Alaskan Native | 1 | $320,000 | $320,000 | $320,000 | $74,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,450 | $1,228,512,000 | $356,000 | $1,750,000 | $188,000 | $3,900,000 |
| FHA-insured (Federal Housing Administration) | 297 | $109,109,000 | $367,000 | $822,000 | $130,000 | $3,240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,871 | $1,022,356,000 | $356,000 | $1,425,000 | $169,000 | $3,900,000 |
| Application Withdrawn By Applicant | 397 | $147,523,000 | $371,000 | $1,750,000 | $255,000 | $3,480,000 |
| Application Approved But Not Accepted | 394 | $136,531,000 | $346,000 | $1,115,000 | $217,000 | $2,400,000 |
| Application Denied By Financial Institution | 64 | $21,950,000 | $342,000 | $938,000 | $162,000 | $1,463,000 |
| File Closed For Incompleteness | 21 | $9,261,000 | $441,000 | $1,500,000 | $204,000 | $936,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $2,228,000 | $222,000 | $412,000 | $242,000 | $1,463,000 |
| Debt-To-Income Ratio | 9 | $3,652,000 | $405,000 | $729,000 | $108,000 | $192,000 |
| Unverifiable Information | 6 | $1,789,000 | $298,000 | $417,000 | $126,000 | $276,000 |
| Credit History | 2 | $481,000 | $240,000 | $281,000 | $87,000 | $110,000 |
| Other | 1 | $209,000 | $209,000 | $209,000 | $53,000 | $53,000 |
| Employment History | 1 | $546,000 | $546,000 | $546,000 | $139,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.