Mortgage Capital Associates, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Mortgage Capital Associates, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mortgage Capital Associates, Inc. 11150 W Oympic Blvd. Ste. 1160 Los Angeles, CA 90064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,794 |
| Total Mortgage Loan Application Amount | $513,849,000 |
| Average Mortgage Loan Application Amount | $224,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $2,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Mortgage Capital Associates, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mortgage Capital Associates, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Mortgage Capital Associates, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mortgage Capital Associates, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mortgage Capital Associates, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mortgage Capital Associates, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 195 | $ 70,706,000 | $ 362,000 | $ 145,000 |
| King County Washington | 104 | $ 36,518,000 | $ 351,000 | $ 142,000 |
| Clark County Nevada | 74 | $ 15,886,000 | $ 214,000 | $ 130,000 |
| Snohomish County Washington | 64 | $ 18,389,000 | $ 287,000 | $ 106,000 |
| Harris County Texas | 53 | $ 12,228,000 | $ 230,000 | $ 177,000 |
| Orange County California | 48 | $ 18,472,000 | $ 384,000 | $ 142,000 |
| San Diego County California | 44 | $ 15,260,000 | $ 346,000 | $ 131,000 |
| Passaic County New Jersey | 41 | $ 10,037,000 | $ 244,000 | $ 90,000 |
| Monmouth County New Jersey | 31 | $ 9,367,000 | $ 302,000 | $ 117,000 |
| Bergen County New Jersey | 30 | $ 8,069,000 | $ 268,000 | $ 140,000 |
| Collin County Texas | 27 | $ 5,100,000 | $ 188,000 | $ 129,000 |
| Alameda County California | 26 | $ 10,991,000 | $ 422,000 | $ 166,000 |
| Washoe County Nevada | 26 | $ 5,719,000 | $ 219,000 | $ 90,000 |
| Essex County New Jersey | 26 | $ 7,464,000 | $ 287,000 | $ 130,000 |
| San Bernardino County California | 25 | $ 7,464,000 | $ 298,000 | $ 210,000 |
| Sacramento County California | 24 | $ 5,645,000 | $ 235,000 | $ 125,000 |
| Santa Clara County California | 24 | $ 11,441,000 | $ 476,000 | $ 210,000 |
| Contra Costa County California | 23 | $ 8,086,000 | $ 351,000 | $ 218,000 |
| Dallas County Texas | 23 | $ 4,155,000 | $ 180,000 | $ 129,000 |
| Riverside County California | 22 | $ 5,193,000 | $ 236,000 | $ 135,000 |
| Middlesex County New Jersey | 22 | $ 5,426,000 | $ 246,000 | $ 118,000 |
| Ventura County California | 20 | $ 7,423,000 | $ 371,000 | $ 147,000 |
| Tarrant County Texas | 20 | $ 3,552,000 | $ 177,000 | $ 104,000 |
| Maricopa County Arizona | 17 | $ 4,848,000 | $ 285,000 | $ 163,000 |
| Travis County Texas | 17 | $ 3,320,000 | $ 195,000 | $ 116,000 |
| Ocean County New Jersey | 16 | $ 4,628,000 | $ 289,000 | $ 123,000 |
| Wake County North Carolina | 16 | $ 3,939,000 | $ 246,000 | $ 140,000 |
| Fort Bend County Texas | 16 | $ 4,424,000 | $ 276,000 | $ 149,000 |
| Denton County Texas | 15 | $ 3,445,000 | $ 229,000 | $ 215,000 |
| Hudson County New Jersey | 14 | $ 5,303,000 | $ 378,000 | $ 239,000 |
| Fairfax County Virginia | 13 | $ 5,798,000 | $ 446,000 | $ 144,000 |
| Mecklenburg County North Carolina | 12 | $ 2,338,000 | $ 194,000 | $ 303,000 |
| Cook County Illinois | 11 | $ 2,329,000 | $ 211,000 | $ 84,000 |
| Morris County New Jersey | 11 | $ 2,999,000 | $ 272,000 | $ 98,000 |
| Somerset County New Jersey | 11 | $ 4,138,000 | $ 376,000 | $ 118,000 |
| Bexar County Texas | 10 | $ 2,657,000 | $ 265,000 | $ 121,000 |
| San Francisco County California | 9 | $ 3,582,000 | $ 398,000 | $ 157,000 |
| San Mateo County California | 9 | $ 2,768,000 | $ 307,000 | $ 83,000 |
| Denver County Colorado | 9 | $ 1,874,000 | $ 208,000 | $ 106,000 |
| Jefferson County Colorado | 9 | $ 2,627,000 | $ 291,000 | $ 95,000 |
| District of Columbia County District Of Columbia | 9 | $ 2,941,000 | $ 326,000 | $ 295,000 |
| Multnomah County Oregon | 9 | $ 1,919,000 | $ 213,000 | $ 64,000 |
| Arapahoe County Colorado | 8 | $ 1,865,000 | $ 233,000 | $ 84,000 |
| Larimer County Colorado | 8 | $ 2,174,000 | $ 271,000 | $ 112,000 |
| Honolulu County Hawaii | 8 | $ 2,427,000 | $ 303,000 | $ 107,000 |
| Baltimore City County Maryland | 8 | $ 1,821,000 | $ 227,000 | $ 107,000 |
| Queens County New York | 8 | $ 2,598,000 | $ 324,000 | $ 77,000 |
| New Hanover County North Carolina | 8 | $ 1,251,000 | $ 156,000 | $ 68,000 |
| Montgomery County Texas | 8 | $ 1,482,000 | $ 185,000 | $ 116,000 |
| Williamson County Texas | 8 | $ 1,817,000 | $ 227,000 | $ 327,000 |
| Salt Lake County Utah | 8 | $ 2,079,000 | $ 259,000 | $ 103,000 |
| Utah County Utah | 8 | $ 2,450,000 | $ 306,000 | $ 130,000 |
| Clark County Washington | 8 | $ 2,174,000 | $ 271,000 | $ 109,000 |
| Hennepin County Minnesota | 7 | $ 1,571,000 | $ 224,000 | $ 123,000 |
| Camden County New Jersey | 7 | $ 1,556,000 | $ 222,000 | $ 119,000 |
| Union County New Jersey | 7 | $ 2,027,000 | $ 289,000 | $ 153,000 |
| Deschutes County Oregon | 7 | $ 1,334,000 | $ 190,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,174,000 | $ 167,000 | $ 85,000 |
| Brazoria County Texas | 7 | $ 1,490,000 | $ 212,000 | $ 261,000 |
| San Joaquin County California | 6 | $ 1,079,000 | $ 179,000 | $ 146,000 |
| Solano County California | 6 | $ 1,984,000 | $ 330,000 | $ 145,000 |
| Douglas County Colorado | 6 | $ 1,638,000 | $ 273,000 | $ 158,000 |
| El Paso County Colorado | 6 | $ 1,394,000 | $ 232,000 | $ 125,000 |
| Montgomery County Maryland | 6 | $ 2,283,000 | $ 380,000 | $ 167,000 |
| Washington County Oregon | 6 | $ 1,529,000 | $ 254,000 | $ 133,000 |
| Montgomery County Pennsylvania | 6 | $ 1,896,000 | $ 316,000 | $ 154,000 |
| El Dorado County California | 5 | $ 1,653,000 | $ 330,000 | $ 169,000 |
| Stanislaus County California | 5 | $ 1,049,000 | $ 209,000 | $ 98,000 |
| New Castle County Delaware | 5 | $ 1,249,000 | $ 249,000 | $ 127,000 |
| DuPage County Illinois | 5 | $ 1,141,000 | $ 228,000 | $ 153,000 |
| Baltimore County Maryland | 5 | $ 1,350,000 | $ 270,000 | $ 137,000 |
| Olmsted County Minnesota | 5 | $ 801,000 | $ 160,000 | $ 59,000 |
| Mercer County New Jersey | 5 | $ 1,129,000 | $ 225,000 | $ 145,000 |
| Kings County New York | 5 | $ 3,437,000 | $ 687,000 | $ 285,000 |
| Orange County North Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 103,000 |
| Loudoun County Virginia | 5 | $ 1,836,000 | $ 367,000 | $ 168,000 |
| Kitsap County Washington | 5 | $ 1,440,000 | $ 288,000 | $ 111,000 |
| Pierce County Washington | 5 | $ 870,000 | $ 174,000 | $ 107,000 |
| Thurston County Washington | 5 | $ 1,210,000 | $ 242,000 | $ 141,000 |
| Kern County California | 4 | $ 671,000 | $ 167,000 | $ 104,000 |
| Gwinnett County Georgia | 4 | $ 540,000 | $ 135,000 | $ 75,000 |
| Hawaii County Hawaii | 4 | $ 762,000 | $ 190,000 | $ 94,000 |
| Kauai County Hawaii | 4 | $ 1,682,000 | $ 420,000 | $ 176,000 |
| Anne Arundel County Maryland | 4 | $ 823,000 | $ 205,000 | $ 101,000 |
| Burlington County New Jersey | 4 | $ 1,137,000 | $ 284,000 | $ 172,000 |
| Cabarrus County North Carolina | 4 | $ 1,255,000 | $ 313,000 | $ 106,000 |
| Lane County Oregon | 4 | $ 767,000 | $ 191,000 | $ 86,000 |
| Davidson County Tennessee | 4 | $ 882,000 | $ 220,000 | $ 94,000 |
| Brazos County Texas | 4 | $ 1,014,000 | $ 253,000 | $ 150,000 |
| Galveston County Texas | 4 | $ 934,000 | $ 233,000 | $ 138,000 |
| Fresno County California | 3 | $ 444,000 | $ 148,000 | $ 65,000 |
| Placer County California | 3 | $ 1,800,000 | $ 600,000 | $ 252,000 |
| San Luis Obispo County California | 3 | $ 870,000 | $ 290,000 | $ 98,000 |
| Santa Barbara County California | 3 | $ 587,000 | $ 195,000 | $ 93,000 |
| Yolo County California | 3 | $ 860,000 | $ 286,000 | $ 87,000 |
| Boulder County Colorado | 3 | $ 840,000 | $ 280,000 | $ 91,000 |
| Hartford County Connecticut | 3 | $ 1,093,000 | $ 364,000 | $ 228,000 |
| East Baton Rouge County Louisiana | 3 | $ 420,000 | $ 140,000 | $ 260,000 |
| Frederick County Maryland | 3 | $ 1,115,000 | $ 371,000 | $ 140,000 |
| Howard County Maryland | 3 | $ 873,000 | $ 291,000 | $ 123,000 |
| Prince George's County Maryland | 3 | $ 1,120,000 | $ 373,000 | $ 146,000 |
| Washtenaw County Michigan | 3 | $ 719,000 | $ 239,000 | $ 83,000 |
| Wayne County Michigan | 3 | $ 417,000 | $ 139,000 | $ 70,000 |
| Gloucester County New Jersey | 3 | $ 480,000 | $ 160,000 | $ 53,000 |
| Bronx County New York | 3 | $ 623,000 | $ 207,000 | $ 34,000 |
| Cuyahoga County Ohio | 3 | $ 307,000 | $ 102,000 | $ 58,000 |
| Clackamas County Oregon | 3 | $ 534,000 | $ 178,000 | $ 202,000 |
| Chester County Pennsylvania | 3 | $ 831,000 | $ 277,000 | $ 135,000 |
| Comal County Texas | 3 | $ 394,000 | $ 131,000 | $ 89,000 |
| Davis County Utah | 3 | $ 707,000 | $ 235,000 | $ 117,000 |
| Summit County Utah | 3 | $ 1,146,000 | $ 382,000 | $ 163,000 |
| Spokane County Washington | 3 | $ 538,000 | $ 179,000 | $ 94,000 |
| Coconino County Arizona | 2 | $ 462,000 | $ 231,000 | $ 95,000 |
| Calaveras County California | 2 | $ 598,000 | $ 299,000 | $ 136,000 |
| Del Norte County California | 2 | $ 382,000 | $ 191,000 | $ 38,000 |
| Monterey County California | 2 | $ 1,045,000 | $ 522,000 | $ 129,000 |
| Nevada County California | 2 | $ 495,000 | $ 247,000 | $ 103,000 |
| Santa Cruz County California | 2 | $ 703,000 | $ 351,000 | $ 106,000 |
| Adams County Colorado | 2 | $ 418,000 | $ 209,000 | $ 82,000 |
| Routt County Colorado | 2 | $ 1,195,000 | $ 597,000 | $ 297,000 |
| Fairfield County Connecticut | 2 | $ 934,000 | $ 467,000 | $ 223,000 |
| Forsyth County Georgia | 2 | $ 448,000 | $ 224,000 | $ 98,000 |
| Maui County Hawaii | 2 | $ 640,000 | $ 320,000 | $ 256,000 |
| Fayette County Kentucky | 2 | $ 305,000 | $ 152,000 | $ 369,000 |
| Jefferson County Kentucky | 2 | $ 335,000 | $ 167,000 | $ 176,000 |
| Jefferson County Louisiana | 2 | $ 349,000 | $ 174,000 | $ 66,000 |
| Dakota County Minnesota | 2 | $ 363,000 | $ 181,000 | $ 85,000 |
| Scott County Minnesota | 2 | $ 391,000 | $ 195,000 | $ 71,000 |
| Douglas County Nevada | 2 | $ 788,000 | $ 394,000 | $ 138,000 |
| Lyon County Nevada | 2 | $ 202,000 | $ 101,000 | $ 82,000 |
| Warren County New Jersey | 2 | $ 361,000 | $ 180,000 | $ 92,000 |
| Dona Ana County New Mexico | 2 | $ 511,000 | $ 255,000 | $ 112,000 |
| Orange County New York | 2 | $ 449,000 | $ 224,000 | $ 46,000 |
| Rockland County New York | 2 | $ 412,000 | $ 206,000 | $ 281,000 |
| Franklin County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 38,000 |
| Franklin County Ohio | 2 | $ 484,000 | $ 242,000 | $ 159,000 |
| Union County Pennsylvania | 2 | $ 274,000 | $ 137,000 | $ 210,000 |
| Knox County Tennessee | 2 | $ 234,000 | $ 117,000 | $ 182,000 |
| Bell County Texas | 2 | $ 624,000 | $ 312,000 | $ 87,000 |
| Grayson County Texas | 2 | $ 518,000 | $ 259,000 | $ 115,000 |
| Hays County Texas | 2 | $ 302,000 | $ 151,000 | $ 112,000 |
| Orange County Texas | 2 | $ 257,000 | $ 128,000 | $ 60,000 |
| Smith County Texas | 2 | $ 410,000 | $ 205,000 | $ 138,000 |
| Washington County Utah | 2 | $ 386,000 | $ 193,000 | $ 55,000 |
| Chelan County Washington | 2 | $ 618,000 | $ 309,000 | $ 243,000 |
| Cowlitz County Washington | 2 | $ 446,000 | $ 223,000 | $ 118,000 |
| Milwaukee County Wisconsin | 2 | $ 353,000 | $ 176,000 | $ 90,000 |
| Mohave County Arizona | 1 | $ 235,000 | $ 235,000 | $ 213,000 |
| Pima County Arizona | 1 | $ 410,000 | $ 410,000 | $ 176,000 |
| Pinal County Arizona | 1 | $ 198,000 | $ 198,000 | $ 95,000 |
| Yavapai County Arizona | 1 | $ 248,000 | $ 248,000 | $ 93,000 |
| Butte County California | 1 | $ 207,000 | $ 207,000 | $ 115,000 |
| Imperial County California | 1 | $ 205,000 | $ 205,000 | $ 199,000 |
| Marin County California | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Mono County California | 1 | $ 304,000 | $ 304,000 | $ 232,000 |
| Shasta County California | 1 | $ 211,000 | $ 211,000 | $ 56,000 |
| Siskiyou County California | 1 | $ 188,000 | $ 188,000 | $ 187,000 |
| Sonoma County California | 1 | $ 518,000 | $ 518,000 | $ 120,000 |
| Tulare County California | 1 | $ 244,000 | $ 244,000 | $ 191,000 |
| Yuba County California | 1 | $ 173,000 | $ 173,000 | $ 105,000 |
| Broomfield County Colorado | 1 | $ 299,000 | $ 299,000 | $ 146,000 |
| Montezuma County Colorado | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Ouray County Colorado | 1 | $ 264,000 | $ 264,000 | $ 100,000 |
| Pueblo County Colorado | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Weld County Colorado | 1 | $ 160,000 | $ 160,000 | $ 108,000 |
| Middlesex County Connecticut | 1 | $ 141,000 | $ 141,000 | $ 77,000 |
| Chatham County Georgia | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Cherokee County Georgia | 1 | $ 386,000 | $ 386,000 | $ 138,000 |
| Cobb County Georgia | 1 | $ 228,000 | $ 228,000 | $ 144,000 |
| DeKalb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Fulton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 130,000 |
| Pike County Georgia | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| Schley County Georgia | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Greenup County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| York County Maine | 1 | $ 277,000 | $ 277,000 | $ 81,000 |
| Carroll County Maryland | 1 | $ 242,000 | $ 242,000 | $ 159,000 |
| Cecil County Maryland | 1 | $ 270,000 | $ 270,000 | $ 160,000 |
| Charles County Maryland | 1 | $ 129,000 | $ 129,000 | $ 96,000 |
| Harford County Maryland | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Queen Anne's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 252,000 |
| St. Mary's County Maryland | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Macomb County Michigan | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Anoka County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Carson City County Nevada | 1 | $ 221,000 | $ 221,000 | $ 99,000 |
| Elko County Nevada | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Lincoln County Nevada | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
| Storey County Nevada | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Merrimack County New Hampshire | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Atlantic County New Jersey | 1 | $ 121,000 | $ 121,000 | $ 87,000 |
| Cape May County New Jersey | 1 | $ 326,000 | $ 326,000 | $ 97,000 |
| Cumberland County New Jersey | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Hunterdon County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 110,000 |
| Sussex County New Jersey | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Bernalillo County New Mexico | 1 | $ 524,000 | $ 524,000 | $ 180,000 |
| Santa Fe County New Mexico | 1 | $ 775,000 | $ 775,000 | $ 372,000 |
| Cayuga County New York | 1 | $ 148,000 | $ 148,000 | $ 176,000 |
| Madison County New York | 1 | $ 193,000 | $ 193,000 | $ 93,000 |
| Nassau County New York | 1 | $ 387,000 | $ 387,000 | $ 140,000 |
| New York County New York | 1 | $ 588,000 | $ 588,000 | $ 173,000 |
| Onondaga County New York | 1 | $ 417,000 | $ 417,000 | $ 197,000 |
| Richmond County New York | 1 | $ 581,000 | $ 581,000 | $ 163,000 |
| Buncombe County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 89,000 |
| Burke County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Currituck County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 480,000 |
| Dare County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 231,000 |
| Davidson County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 158,000 |
| Forsyth County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 116,000 |
| Hyde County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 231,000 |
| Johnston County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 42,000 |
| Lee County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Pasquotank County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Stanly County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 93,000 |
| Union County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Ross County Ohio | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Coos County Oregon | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Jackson County Oregon | 1 | $ 210,000 | $ 210,000 | $ 183,000 |
| Linn County Oregon | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| Marion County Oregon | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Wasco County Oregon | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Allegheny County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Lehigh County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 175,000 |
| York County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Roane County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 149,000 |
| Blanco County Texas | 1 | $ 410,000 | $ 410,000 | $ 84,000 |
| Cameron County Texas | 1 | $ 204,000 | $ 204,000 | $ 118,000 |
| El Paso County Texas | 1 | $ 90,000 | $ 90,000 | $ 130,000 |
| Ellis County Texas | 1 | $ 360,000 | $ 360,000 | $ 95,000 |
| Hunt County Texas | 1 | $ 140,000 | $ 140,000 | $ 158,000 |
| Jack County Texas | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Jefferson County Texas | 1 | $ 109,000 | $ 109,000 | $ 65,000 |
| McLennan County Texas | 1 | $ 930,000 | $ 930,000 | $ 187,000 |
| Polk County Texas | 1 | $ 104,000 | $ 104,000 | $ 158,000 |
| Randall County Texas | 1 | $ 300,000 | $ 300,000 | $ 239,000 |
| Robertson County Texas | 1 | $ 201,000 | $ 201,000 | $ 360,000 |
| Rockwall County Texas | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Taylor County Texas | 1 | $ 158,000 | $ 158,000 | $ 129,000 |
| Victoria County Texas | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
| Cache County Utah | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Grand County Utah | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Sanpete County Utah | 1 | $ 180,000 | $ 180,000 | $ 61,000 |
| Wasatch County Utah | 1 | $ 417,000 | $ 417,000 | $ 328,000 |
| Weber County Utah | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
| Accomack County Virginia | 1 | $ 271,000 | $ 271,000 | $ 86,000 |
| Albemarle County Virginia | 1 | $ 259,000 | $ 259,000 | $ 104,000 |
| Alexandria County Virginia | 1 | $ 600,000 | $ 600,000 | $ 173,000 |
| Arlington County Virginia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Brunswick County Virginia | 1 | $ 216,000 | $ 216,000 | $ 196,000 |
| Chesterfield County Virginia | 1 | $ 294,000 | $ 294,000 | $ 99,000 |
| Fairfax City County Virginia | 1 | $ 354,000 | $ 354,000 | $ 171,000 |
| Falls Church County Virginia | 1 | $ 216,000 | $ 216,000 | $ 87,000 |
| Henrico County Virginia | 1 | $ 300,000 | $ 300,000 | $ 276,000 |
| James City County Virginia | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Lee County Virginia | 1 | $ 463,000 | $ 463,000 | $ 130,000 |
| Prince William County Virginia | 1 | $ 409,000 | $ 409,000 | $ 117,000 |
| Roanoke County Virginia | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
| Spotsylvania County Virginia | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Virginia Beach County Virginia | 1 | $ 257,000 | $ 257,000 | $ 107,000 |
| Douglas County Washington | 1 | $ 160,000 | $ 160,000 | $ 176,000 |
| Franklin County Washington | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Island County Washington | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Kittitas County Washington | 1 | $ 236,000 | $ 236,000 | $ 270,000 |
| Skagit County Washington | 1 | $ 237,000 | $ 237,000 | $ 56,000 |
| Whatcom County Washington | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Yakima County Washington | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Bayfield County Wisconsin | 1 | $ 391,000 | $ 391,000 | $ 351,000 |
| Dane County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Kenosha County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 70,000 |
| Racine County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Mortgage Capital Associates, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,049 | $303,417,000 | $289,000 | $3,000,000 | $136,000 | $2,040,000 |
| Home Purchase | 744 | $210,330,000 | $282,000 | $1,400,000 | $140,000 | $1,266,000 |
| Home Improvement | 1 | $102,000 | $102,000 | $102,000 | $46,000 | $46,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 735 | $212,057,000 | $288,000 | $3,000,000 | $139,000 | $2,040,000 |
| White | 674 | $190,637,000 | $282,000 | $1,400,000 | $129,000 | $1,240,000 |
| Asian | 236 | $71,163,000 | $301,000 | $1,400,000 | $177,000 | $1,501,000 |
| Hispanic | 109 | $29,054,000 | $266,000 | $775,000 | $117,000 | $1,266,000 |
| Black or African American | 33 | $8,541,000 | $258,000 | $930,000 | $75,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,692,000 | $338,000 | $423,000 | $100,000 | $125,000 |
| American Indian or Alaskan Native | 2 | $705,000 | $352,000 | $417,000 | $92,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,635 | $469,569,000 | $287,000 | $3,000,000 | $143,000 | $2,040,000 |
| FHA-insured (Federal Housing Administration) | 127 | $34,271,000 | $269,000 | $623,000 | $86,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 26 | $8,883,000 | $341,000 | $742,000 | $102,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,126,000 | $187,000 | $310,000 | $65,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,050 | $307,709,000 | $293,000 | $3,000,000 | $137,000 | $1,800,000 |
| Application Withdrawn By Applicant | 601 | $167,694,000 | $279,000 | $1,500,000 | $143,000 | $2,040,000 |
| Application Approved But Not Accepted | 82 | $21,782,000 | $265,000 | $1,050,000 | $140,000 | $702,000 |
| Application Denied By Financial Institution | 59 | $15,793,000 | $267,000 | $980,000 | $98,000 | $550,000 |
| File Closed For Incompleteness | 1 | $402,000 | $402,000 | $402,000 | $84,000 | $84,000 |
| Preapproval Approved but not Accepted | 1 | $469,000 | $469,000 | $469,000 | $112,000 | $112,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8 | $2,691,000 | $336,000 | $700,000 | $92,000 | $300,000 |
| Employment History | 5 | $1,142,000 | $228,000 | $304,000 | $83,000 | $119,000 |
| Collateral | 4 | $1,091,000 | $272,000 | $683,000 | $94,000 | $218,000 |
| Credit History | 2 | $511,000 | $255,000 | $268,000 | $99,000 | $126,000 |
| Unverifiable Information | 1 | $300,000 | $300,000 | $300,000 | $112,000 | $112,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Capital Associates, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Capital Associates, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.