National Bank of Kansas City Mortgage Lending & HMDA Data, 2006

In 2006, National Bank of Kansas City of Overland Park, KS reported 4,383 mortgage applications totaling $927.5 million, up 3% from 2005. The average application was for $211,612, and applicants reported an average income of $115,416. 85% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Kansas City, MO-KS (783), Topeka, KS (249) and Springfield, MO (241) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,383
Total Mortgage Loan Application Amount $927,497,000
Average Mortgage Loan Application Amount $211,612
Highest Mortgage Loan Application Amount $1,375,000
Average Applicant Income $115,416
Highest Applicant Income $6,480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 257 $ 42,461,000 $ 165,217 $ 89,000
Jackson, Missouri 226 $ 26,691,000 $ 118,101 $ 84,000
Maricopa, Arizona 214 $ 45,050,000 $ 210,514 $ 101,000
Shawnee, Kansas 211 $ 17,143,000 $ 81,246 $ 50,000
Clay, Missouri 167 $ 21,251,000 $ 127,251 $ 71,000
Greene, Missouri 166 $ 18,606,000 $ 112,084 $ 59,000
Clark, Nevada 72 $ 18,755,000 $ 260,486 $ 118,000
Christian, Missouri 65 $ 10,108,000 $ 155,507 $ 69,000
Los Angeles, California 58 $ 21,103,000 $ 363,844 $ 134,000
King, Washington 53 $ 18,819,000 $ 355,075 $ 133,000
Cook, Illinois 46 $ 12,716,000 $ 276,434 $ 134,000
Platte, Missouri 41 $ 7,370,000 $ 179,756 $ 93,000
Cass, Missouri 38 $ 5,450,000 $ 143,421 $ 88,000
Bergen, New Jersey 38 $ 11,018,000 $ 289,947 $ 142,000
Salt Lake, Utah 37 $ 8,793,000 $ 237,648 $ 110,000
San Diego, California 34 $ 12,955,000 $ 381,029 $ 161,000
Morris, New Jersey 34 $ 10,372,000 $ 305,058 $ 156,000
Monmouth, New Jersey 33 $ 9,801,000 $ 297,000 $ 159,000
Harris, Texas 33 $ 6,950,000 $ 210,606 $ 123,000
Middlesex, New Jersey 32 $ 6,821,000 $ 213,156 $ 103,000
Washoe, Nevada 30 $ 11,217,000 $ 373,900 $ 130,000
Davis, Utah 27 $ 5,254,000 $ 194,592 $ 90,000
San Bernardino, California 26 $ 7,417,000 $ 285,269 $ 129,000
Pinal, Arizona 25 $ 4,595,000 $ 183,800 $ 95,000
Essex, New Jersey 25 $ 7,032,000 $ 281,280 $ 167,000
Orange, California 24 $ 7,493,000 $ 312,208 $ 115,000
El Paso, Colorado 24 $ 4,923,000 $ 205,125 $ 63,000
Mecklenburg, North Carolina 24 $ 5,318,000 $ 221,583 $ 142,000
Fairfax, Virginia 24 $ 8,336,000 $ 347,333 $ 119,000
Osage, Kansas 23 $ 1,891,000 $ 82,217 $ 52,000
Washington, Oregon 23 $ 5,600,000 $ 243,478 $ 94,000
Snohomish, Washington 23 $ 6,229,000 $ 270,826 $ 101,000
Pierce, Washington 22 $ 4,948,000 $ 224,909 $ 98,000
Palm Beach, Florida 21 $ 5,735,000 $ 273,095 $ 124,000
Wyandotte, Kansas 20 $ 1,597,000 $ 79,850 $ 55,000
Yavapai, Arizona 19 $ 5,249,000 $ 276,263 $ 274,000
Sacramento, California 18 $ 5,141,000 $ 285,611 $ 72,000
Bexar, Texas 18 $ 2,799,000 $ 155,500 $ 86,000
Santa Clara, California 17 $ 6,903,000 $ 406,058 $ 121,000
Ventura, California 17 $ 7,529,000 $ 442,882 $ 196,000
Ocean, New Jersey 17 $ 3,941,000 $ 231,823 $ 132,000
Sussex, New Jersey 17 $ 3,732,000 $ 219,529 $ 102,000
Dallas, Texas 17 $ 4,084,000 $ 240,235 $ 149,000
Pima, Arizona 16 $ 3,845,000 $ 240,312 $ 86,000
District of Columbia, District Of Columbia 16 $ 4,755,000 $ 297,187 $ 134,000
Somerset, New Jersey 16 $ 4,254,000 $ 265,875 $ 144,000
Otero, New Mexico 16 $ 2,793,000 $ 174,562 $ 73,000
Multnomah, Oregon 16 $ 3,602,000 $ 225,125 $ 87,000
Riverside, California 15 $ 3,923,000 $ 261,533 $ 141,000
Fairfield, Connecticut 15 $ 5,379,000 $ 358,600 $ 176,000
Union, New Jersey 15 $ 5,068,000 $ 337,866 $ 131,000
Wake, North Carolina 15 $ 2,900,000 $ 193,333 $ 127,000
Travis, Texas 15 $ 3,173,000 $ 211,533 $ 108,000
Alameda, California 14 $ 5,521,000 $ 394,357 $ 149,000
Cobb, Georgia 14 $ 2,335,000 $ 166,785 $ 146,000
Ada, Idaho 14 $ 2,829,000 $ 202,071 $ 90,000
Will, Illinois 14 $ 2,627,000 $ 187,642 $ 138,000
Summit, Colorado 13 $ 2,745,000 $ 211,153 $ 324,000
Douglas, Kansas 13 $ 1,874,000 $ 144,153 $ 119,000
Montgomery, Maryland 13 $ 4,595,000 $ 353,461 $ 152,000
Orange, Florida 12 $ 3,226,000 $ 268,833 $ 229,000
Hudson, New Jersey 12 $ 2,903,000 $ 241,916 $ 113,000
Passaic, New Jersey 12 $ 2,791,000 $ 232,583 $ 241,000
Yuma, Arizona 11 $ 2,263,000 $ 205,727 $ 89,000
Contra Costa, California 11 $ 5,004,000 $ 454,909 $ 198,000
Kern, California 11 $ 2,107,000 $ 191,545 $ 82,000
San Joaquin, California 11 $ 2,579,000 $ 234,454 $ 72,000
Fulton, Georgia 11 $ 3,374,000 $ 306,727 $ 196,000
Lake, Illinois 11 $ 2,814,000 $ 255,818 $ 126,000
Jefferson, Kansas 11 $ 1,028,000 $ 93,454 $ 48,000
Anne Arundel, Maryland 11 $ 3,933,000 $ 357,545 $ 191,000
Ray, Missouri 11 $ 1,127,000 $ 102,454 $ 57,000
Atlantic, New Jersey 11 $ 2,475,000 $ 225,000 $ 116,000
Hillsborough, Florida 10 $ 2,069,000 $ 206,900 $ 93,000
DuPage, Illinois 10 $ 3,103,000 $ 310,300 $ 145,000
Mercer, New Jersey 10 $ 3,036,000 $ 303,600 $ 114,000
Guilford, North Carolina 10 $ 2,805,000 $ 280,500 $ 174,000
Hamilton, Ohio 10 $ 1,539,000 $ 153,900 $ 120,000
Clackamas, Oregon 10 $ 3,098,000 $ 309,800 $ 126,000
Tarrant, Texas 10 $ 2,080,000 $ 208,000 $ 92,000
Coconino, Arizona 9 $ 1,360,000 $ 151,111 $ 465,000
Placer, California 9 $ 2,958,000 $ 328,666 $ 197,000
Sonoma, California 9 $ 4,292,000 $ 476,888 $ 202,000
Denver, Colorado 9 $ 2,403,000 $ 267,000 $ 107,000
Columbia, Georgia 9 $ 1,719,000 $ 191,000 $ 97,000
Hennepin, Minnesota 9 $ 1,826,000 $ 202,888 $ 120,000
St. Louis, Missouri 9 $ 2,073,000 $ 230,333 $ 94,000
Burlington, New Jersey 9 $ 2,429,000 $ 269,888 $ 115,000
Bernalillo, New Mexico 9 $ 1,723,000 $ 191,444 $ 80,000
Santa Fe, New Mexico 9 $ 1,216,000 $ 135,111 $ 246,000
Suffolk, New York 9 $ 2,440,000 $ 271,111 $ 135,000
Montgomery, Ohio 9 $ 1,460,000 $ 162,222 $ 115,000
Lane, Oregon 9 $ 1,623,000 $ 180,333 $ 72,000
Fort Bend, Texas 9 $ 1,417,000 $ 157,444 $ 111,000
Thurston, Washington 9 $ 1,963,000 $ 218,111 $ 71,000
Milwaukee, Wisconsin 9 $ 1,739,000 $ 193,222 $ 99,000
Madison, Alabama 8 $ 1,495,000 $ 186,875 $ 82,000
Anchorage, Alaska 8 $ 1,565,000 $ 195,625 $ 80,000
El Dorado, California 8 $ 3,311,000 $ 413,875 $ 3,351,000
Stanislaus, California 8 $ 2,407,000 $ 300,875 $ 109,000
Miami-Dade, Florida 8 $ 2,078,000 $ 259,750 $ 124,000
Gwinnett, Georgia 8 $ 1,576,000 $ 197,000 $ 94,000
Middlesex, Massachusetts 8 $ 2,503,000 $ 312,875 $ 105,000
St. Charles, Missouri 8 $ 1,878,000 $ 234,750 $ 90,000
Camden, New Jersey 8 $ 1,458,000 $ 182,250 $ 107,000
Deschutes, Oregon 8 $ 1,945,000 $ 243,125 $ 158,000
Allegheny, Pennsylvania 8 $ 1,291,000 $ 161,375 $ 118,000
Bucks, Pennsylvania 8 $ 1,631,000 $ 203,875 $ 115,000
Denton, Texas 8 $ 1,812,000 $ 226,500 $ 131,000
Utah, Utah 8 $ 1,612,000 $ 201,500 $ 80,000
Kitsap, Washington 8 $ 2,378,000 $ 297,250 $ 96,000
Shasta, California 7 $ 1,986,000 $ 283,714 $ 110,000
Hartford, Connecticut 7 $ 1,630,000 $ 232,857 $ 153,000
Polk, Florida 7 $ 1,268,000 $ 181,142 $ 98,000
Houston, Georgia 7 $ 931,000 $ 133,000 $ 81,000
Honolulu, Hawaii 7 $ 3,772,000 $ 538,857 $ 216,000
Miami, Kansas 7 $ 993,000 $ 141,857 $ 80,000
Pottawatomie, Kansas 7 $ 799,000 $ 114,142 $ 63,000
East Baton Rouge, Louisiana 7 $ 1,369,000 $ 195,571 $ 130,000
Worcester, Massachusetts 7 $ 1,858,000 $ 265,428 $ 94,000
Camden, Missouri 7 $ 1,433,000 $ 204,714 $ 133,000
Johnson, Missouri 7 $ 795,000 $ 113,571 $ 102,000
Hunterdon, New Jersey 7 $ 2,522,000 $ 360,285 $ 160,000
Warren, Ohio 7 $ 1,491,000 $ 213,000 $ 152,000
Chester, Pennsylvania 7 $ 2,278,000 $ 325,428 $ 226,000
Philadelphia, Pennsylvania 7 $ 1,817,000 $ 259,571 $ 158,000
Montgomery, Texas 7 $ 1,420,000 $ 202,857 $ 138,000
Jefferson, Alabama 6 $ 1,179,000 $ 196,500 $ 100,000
Fresno, California 6 $ 1,740,000 $ 290,000 $ 89,000
Solano, California 6 $ 2,123,000 $ 353,833 $ 106,000
Arapahoe, Colorado 6 $ 1,374,000 $ 229,000 $ 109,000
Jefferson, Colorado 6 $ 1,471,000 $ 245,166 $ 102,000
Lee, Florida 6 $ 1,451,000 $ 241,833 $ 97,000
Franklin, Kansas 6 $ 518,000 $ 86,333 $ 56,000
Frederick, Maryland 6 $ 2,247,000 $ 374,500 $ 138,000
Norfolk, Massachusetts 6 $ 2,165,000 $ 360,833 $ 150,000
Webster, Missouri 6 $ 611,000 $ 101,833 $ 43,000
Orange, New York 6 $ 1,115,000 $ 185,833 $ 99,000
Queens, New York 6 $ 2,417,000 $ 402,833 $ 157,000
Onslow, North Carolina 6 $ 1,193,000 $ 198,833 $ 72,000
Jackson, Oregon 6 $ 1,496,000 $ 249,333 $ 94,000
Polk, Oregon 6 $ 784,000 $ 130,666 $ 74,000
Yamhill, Oregon 6 $ 1,297,000 $ 216,166 $ 80,000
Montgomery, Pennsylvania 6 $ 1,932,000 $ 322,000 $ 133,000
York, Pennsylvania 6 $ 1,010,000 $ 168,333 $ 98,000
Beaufort, South Carolina 6 $ 1,343,000 $ 223,833 $ 114,000
Brazoria, Texas 6 $ 709,000 $ 118,166 $ 68,000
Collin, Texas 6 $ 862,000 $ 143,666 $ 112,000
Weber, Utah 6 $ 1,450,000 $ 241,666 $ 170,000
Prince William, Virginia 6 $ 1,374,000 $ 229,000 $ 121,000
Houston, Alabama 5 $ 551,000 $ 110,200 $ 68,000
Butte, California 5 $ 1,025,000 $ 205,000 $ 89,000
Merced, California 5 $ 1,096,000 $ 219,200 $ 112,000
New Haven, Connecticut 5 $ 1,936,000 $ 387,200 $ 166,000
New Castle, Delaware 5 $ 1,239,000 $ 247,800 $ 93,000
Manatee, Florida 5 $ 1,354,000 $ 270,800 $ 137,000
Pinellas, Florida 5 $ 1,151,000 $ 230,200 $ 126,000
DeKalb, Georgia 5 $ 1,028,000 $ 205,600 $ 126,000
Fayette, Georgia 5 $ 1,469,000 $ 293,800 $ 103,000
Forsyth, Georgia 5 $ 1,339,000 $ 267,800 $ 112,000
Riley, Kansas 5 $ 761,000 $ 152,200 $ 81,000
Sedgwick, Kansas 5 $ 888,000 $ 177,600 $ 59,000
Bossier, Louisiana 5 $ 723,000 $ 144,600 $ 100,000
York, Maine 5 $ 753,000 $ 150,600 $ 63,000
Boone, Missouri 5 $ 1,432,000 $ 286,400 $ 36,000
St. Louis City, Missouri 5 $ 760,000 $ 152,000 $ 107,000
Stone, Missouri 5 $ 739,000 $ 147,800 $ 68,000
Taney, Missouri 5 $ 720,000 $ 144,000 $ 56,000
Hillsborough, New Hampshire 5 $ 1,084,000 $ 216,800 $ 79,000
New Hanover, North Carolina 5 $ 1,013,000 $ 202,600 $ 121,000
Oklahoma, Oklahoma 5 $ 719,000 $ 143,800 $ 110,000
Douglas, Oregon 5 $ 1,219,000 $ 243,800 $ 62,000
Marion, Oregon 5 $ 1,186,000 $ 237,200 $ 129,000
Charleston, South Carolina 5 $ 898,000 $ 179,600 $ 112,000
Richland, South Carolina 5 $ 979,000 $ 195,800 $ 109,000
Davidson, Tennessee 5 $ 842,000 $ 168,400 $ 72,000
Williamson, Texas 5 $ 787,000 $ 157,400 $ 101,000
Henrico, Virginia 5 $ 924,000 $ 184,800 $ 92,000
Loudoun, Virginia 5 $ 1,791,000 $ 358,200 $ 113,000
Cochise, Arizona 4 $ 654,000 $ 163,500 $ 72,000
Gila, Arizona 4 $ 1,103,000 $ 275,750 $ 234,000
Navajo, Arizona 4 $ 1,048,000 $ 262,000 $ 131,000
Madera, California 4 $ 1,859,000 $ 464,750 $ 126,000
Monterey, California 4 $ 1,025,000 $ 256,250 $ 108,000
Santa Barbara, California 4 $ 1,187,000 $ 296,750 $ 185,000
Santa Cruz, California 4 $ 1,529,000 $ 382,250 $ 130,000
Broomfield, Colorado 4 $ 542,000 $ 135,500 $ 91,000
Indian River, Florida 4 $ 621,000 $ 155,250 $ 163,000
Osceola, Florida 4 $ 1,019,000 $ 254,750 $ 221,000
St. Johns, Florida 4 $ 1,097,000 $ 274,250 $ 179,000
Canyon, Idaho 4 $ 721,000 $ 180,250 $ 99,000
Valley, Idaho 4 $ 501,000 $ 125,250 $ 73,000
McHenry, Illinois 4 $ 1,002,000 $ 250,500 $ 134,000
Hamilton, Indiana 4 $ 815,000 $ 203,750 $ 89,000
Geary, Kansas 4 $ 906,000 $ 226,500 $ 198,000
Leavenworth, Kansas 4 $ 359,000 $ 89,750 $ 67,000
St. Tammany, Louisiana 4 $ 700,000 $ 175,000 $ 89,000
Baltimore City, Maryland 4 $ 771,000 $ 192,750 $ 111,000
Hampden, Massachusetts 4 $ 856,000 $ 214,000 $ 73,000
Oakland, Michigan 4 $ 806,000 $ 201,500 $ 137,000
Lamar, Mississippi 4 $ 493,000 $ 123,250 $ 95,000
Saline, Missouri 4 $ 399,000 $ 99,750 $ 72,000
Douglas, Nevada 4 $ 1,327,000 $ 331,750 $ 113,000
Lyon, Nevada 4 $ 683,000 $ 170,750 $ 63,000
Nassau, New York 4 $ 1,074,000 $ 268,500 $ 173,000
Cumberland, North Carolina 4 $ 787,000 $ 196,750 $ 83,000
Union, North Carolina 4 $ 1,382,000 $ 345,500 $ 105,000
Franklin, Ohio 4 $ 1,416,000 $ 354,000 $ 269,000
Greene, Ohio 4 $ 558,000 $ 139,500 $ 105,000
Summit, Ohio 4 $ 893,000 $ 223,250 $ 115,000
Delaware, Pennsylvania 4 $ 960,000 $ 240,000 $ 105,000
Horry, South Carolina 4 $ 623,000 $ 155,750 $ 101,000
York, South Carolina 4 $ 804,000 $ 201,000 $ 102,000
Rutherford, Tennessee 4 $ 792,000 $ 198,000 $ 76,000
El Paso, Texas 4 $ 551,000 $ 137,750 $ 83,000
Hood, Texas 4 $ 831,000 $ 207,750 $ 118,000
Washington, Utah 4 $ 863,000 $ 215,750 $ 143,000
Spotsylvania, Virginia 4 $ 1,008,000 $ 252,000 $ 107,000
Virginia Beach, Virginia 4 $ 952,000 $ 238,000 $ 91,000
Clark, Washington 4 $ 1,080,000 $ 270,000 $ 73,000
Walla Walla, Washington 4 $ 690,000 $ 172,500 $ 84,000
Dane, Wisconsin 4 $ 788,000 $ 197,000 $ 101,000
Baldwin, Alabama 3 $ 1,478,000 $ 492,666 $ 219,000
Montgomery, Alabama 3 $ 748,000 $ 249,333 $ 82,000
Tuscaloosa, Alabama 3 $ 374,000 $ 124,666 $ 65,000
Juneau, Alaska 3 $ 665,000 $ 221,666 $ 86,000
Benton, Arkansas 3 $ 522,000 $ 174,000 $ 169,000
Pulaski, Arkansas 3 $ 648,000 $ 216,000 $ 149,000
Calaveras, California 3 $ 800,000 $ 266,666 $ 86,000
Plumas, California 3 $ 664,000 $ 221,333 $ 89,000
San Mateo, California 3 $ 1,464,000 $ 488,000 $ 121,000
Tehama, California 3 $ 708,000 $ 236,000 $ 78,000
Adams, Colorado 3 $ 544,000 $ 181,333 $ 93,000
Routt, Colorado 3 $ 1,563,000 $ 521,000 $ 752,000
Litchfield, Connecticut 3 $ 592,000 $ 197,333 $ 77,000
Middlesex, Connecticut 3 $ 678,000 $ 226,000 $ 117,000
Windham, Connecticut 3 $ 779,000 $ 259,666 $ 72,000
Sussex, Delaware 3 $ 693,000 $ 231,000 $ 212,000
Brevard, Florida 3 $ 1,027,000 $ 342,333 $ 209,000
Collier, Florida 3 $ 807,000 $ 269,000 $ 121,000
Okaloosa, Florida 3 $ 768,000 $ 256,000 $ 72,000
Bibb, Georgia 3 $ 393,000 $ 131,000 $ 142,000
Elmore, Idaho 3 $ 344,000 $ 114,666 $ 64,000
Atchison, Kansas 3 $ 345,000 $ 115,000 $ 69,000
Wabaunsee, Kansas 3 $ 308,000 $ 102,666 $ 41,000
Jefferson, Kentucky 3 $ 754,000 $ 251,333 $ 94,000
Jefferson, Louisiana 3 $ 469,000 $ 156,333 $ 80,000
Livingston, Louisiana 3 $ 431,000 $ 143,666 $ 143,000
Calvert, Maryland 3 $ 1,022,000 $ 340,666 $ 121,000
Garrett, Maryland 3 $ 906,000 $ 302,000 $ 205,000
Howard, Maryland 3 $ 690,000 $ 230,000 $ 89,000
Prince George's, Maryland 3 $ 941,000 $ 313,666 $ 116,000
Barnstable, Massachusetts 3 $ 1,089,000 $ 363,000 $ 165,000
Essex, Massachusetts 3 $ 710,000 $ 236,666 $ 104,000
Macomb, Michigan 3 $ 470,000 $ 156,666 $ 82,000
Jackson, Mississippi 3 $ 514,000 $ 171,333 $ 49,000
Buchanan, Missouri 3 $ 435,000 $ 145,000 $ 84,000
Clinton, Missouri 3 $ 440,000 $ 146,666 $ 49,000
Lawrence, Missouri 3 $ 357,000 $ 119,000 $ 43,000
Polk, Missouri 3 $ 332,000 $ 110,666 $ 35,000
Gallatin, Montana 3 $ 452,000 $ 150,666 $ 73,000
Sarpy, Nebraska 3 $ 509,000 $ 169,666 $ 70,000
Rockingham, New Hampshire 3 $ 925,000 $ 308,333 $ 177,000
Gloucester, New Jersey 3 $ 712,000 $ 237,333 $ 140,000
Kings, New York 3 $ 1,158,000 $ 386,000 $ 88,000
Monroe, New York 3 $ 453,000 $ 151,000 $ 106,000
Rockland, New York 3 $ 780,000 $ 260,000 $ 140,000
Brunswick, North Carolina 3 $ 307,000 $ 102,333 $ 145,000
Lee, North Carolina 3 $ 679,000 $ 226,333 $ 97,000
Moore, North Carolina 3 $ 822,000 $ 274,000 $ 156,000
Watauga, North Carolina 3 $ 2,517,000 $ 839,000 $ 296,000
Clermont, Ohio 3 $ 402,000 $ 134,000 $ 66,000
Lake, Ohio 3 $ 374,000 $ 124,666 $ 96,000
Comanche, Oklahoma 3 $ 618,000 $ 206,000 $ 77,000
Columbia, Oregon 3 $ 732,000 $ 244,000 $ 92,000
Northampton, Pennsylvania 3 $ 893,000 $ 297,666 $ 127,000
Dorchester, South Carolina 3 $ 661,000 $ 220,333 $ 257,000
Pickens, South Carolina 3 $ 638,000 $ 212,666 $ 100,000
Hamilton, Tennessee 3 $ 245,000 $ 81,666 $ 106,000
Knox, Tennessee 3 $ 476,000 $ 158,666 $ 71,000
Shelby, Tennessee 3 $ 1,353,000 $ 451,000 $ 239,000
Washington, Tennessee 3 $ 458,000 $ 152,666 $ 95,000
Williamson, Tennessee 3 $ 1,184,000 $ 394,666 $ 101,000
Brazos, Texas 3 $ 569,000 $ 189,666 $ 148,000
Galveston, Texas 3 $ 434,000 $ 144,666 $ 154,000
Guadalupe, Texas 3 $ 528,000 $ 176,000 $ 90,000
Smith, Texas 3 $ 316,000 $ 105,333 $ 54,000
Washington, Vermont 3 $ 336,000 $ 112,000 $ 116,000
Windsor, Vermont 3 $ 483,000 $ 161,000 $ 259,000
Alexandria, Virginia 3 $ 1,240,000 $ 413,333 $ 144,000
Frederick, Virginia 3 $ 987,000 $ 329,000 $ 151,000
Hampton, Virginia 3 $ 646,000 $ 215,333 $ 288,000
Montgomery, Virginia 3 $ 502,000 $ 167,333 $ 53,000
Norfolk, Virginia 3 $ 770,000 $ 256,666 $ 86,000
Stafford, Virginia 3 $ 1,096,000 $ 365,333 $ 145,000
Benton, Washington 3 $ 490,000 $ 163,333 $ 73,000
Cowlitz, Washington 3 $ 816,000 $ 272,000 $ 125,000
Mason, Washington 3 $ 788,000 $ 262,666 $ 116,000
Spokane, Washington 3 $ 612,000 $ 204,000 $ 70,000
Waukesha, Wisconsin 3 $ 569,000 $ 189,666 $ 71,000
Winnebago, Wisconsin 3 $ 810,000 $ 270,000 $ 106,000
Shelby, Alabama 2 $ 612,000 $ 306,000 $ 142,000
Fairbanks North Star, Alaska 2 $ 508,000 $ 254,000 $ 76,000
Cleburne, Arkansas 2 $ 359,000 $ 179,500 $ 297,000
Jefferson, Arkansas 2 $ 314,000 $ 157,000 $ 71,000
Pope, Arkansas 2 $ 360,000 $ 180,000 $ 157,000
Washington, Arkansas 2 $ 589,000 $ 294,500 $ 119,000
Kings, California 2 $ 623,000 $ 311,500 $ 112,000
Mariposa, California 2 $ 347,000 $ 173,500 $ 64,000
Nevada, California 2 $ 401,000 $ 200,500 $ 90,000
Boulder, Colorado 2 $ 581,000 $ 290,500 $ 129,000
Clear Creek, Colorado 2 $ 343,000 $ 171,500 $ 120,000
Douglas, Colorado 2 $ 457,000 $ 228,500 $ 80,000
Logan, Colorado 2 $ 248,000 $ 124,000 $ 84,000
Park, Colorado 2 $ 265,000 $ 132,500 $ 129,000
Pitkin, Colorado 2 $ 465,000 $ 232,500 $ 1,227,000
San Miguel, Colorado 2 $ 742,000 $ 371,000 $ 257,000
Teller, Colorado 2 $ 205,000 $ 102,500 $ 86,000
New London, Connecticut 2 $ 593,000 $ 296,500 $ 80,000
Tolland, Connecticut 2 $ 553,000 $ 276,500 $ 96,000
Broward, Florida 2 $ 288,000 $ 144,000 $ 312,000
Pasco, Florida 2 $ 327,000 $ 163,500 $ 101,000
Santa Rosa, Florida 2 $ 500,000 $ 250,000 $ 77,000
Seminole, Florida 2 $ 475,000 $ 237,500 $ 127,000
St. Lucie, Florida 2 $ 760,000 $ 380,000 $ 210,000
Barrow, Georgia 2 $ 137,000 $ 68,500 $ 73,000
Harris, Georgia 2 $ 356,000 $ 178,000 $ 109,000
Newton, Georgia 2 $ 525,000 $ 262,500 $ 58,000
Hawaii, Hawaii 2 $ 756,000 $ 378,000 $ 124,000
Maui, Hawaii 2 $ 902,000 $ 451,000 $ 111,000
Kootenai, Idaho 2 $ 381,000 $ 190,500 $ 101,000
Minidoka, Idaho 2 $ 266,000 $ 133,000 $ 94,000
Kane, Illinois 2 $ 647,000 $ 323,500 $ 88,000
St. Clair, Illinois 2 $ 636,000 $ 318,000 $ 85,000
Jefferson, Iowa 2 $ 235,000 $ 117,500 $ 107,000
Polk, Iowa 2 $ 793,000 $ 396,500 $ 420,000
Woodbury, Iowa 2 $ 115,000 $ 57,500 $ 64,000
Anderson, Kansas 2 $ 201,000 $ 100,500 $ 30,000
Cherokee, Kansas 2 $ 217,000 $ 108,500 $ 65,000
Coffey, Kansas 2 $ 148,000 $ 74,000 $ 23,000
Reno, Kansas 2 $ 109,000 $ 54,500 $ 53,000
Wilson, Kansas 2 $ 56,000 $ 28,000 $ 42,000
Meade, Kentucky 2 $ 358,000 $ 179,000 $ 72,000
Acadia, Louisiana 2 $ 366,000 $ 183,000 $ 115,000
Caddo, Louisiana 2 $ 299,000 $ 149,500 $ 120,000
Iberia, Louisiana 2 $ 200,000 $ 100,000 $ 134,000
Lafayette, Louisiana 2 $ 361,000 $ 180,500 $ 100,000
Orleans, Louisiana 2 $ 628,000 $ 314,000 $ 184,000
St. Charles, Louisiana 2 $ 186,000 $ 93,000 $ 59,000
Cumberland, Maine 2 $ 594,000 $ 297,000 $ 232,000
Lincoln, Maine 2 $ 472,000 $ 236,000 $ 163,000
Baltimore, Maryland 2 $ 444,000 $ 222,000 $ 113,000
Carroll, Maryland 2 $ 636,000 $ 318,000 $ 81,000
Harford, Maryland 2 $ 501,000 $ 250,500 $ 85,000
Kalamazoo, Michigan 2 $ 342,000 $ 171,000 $ 131,000
Anoka, Minnesota 2 $ 489,000 $ 244,500 $ 75,000
Isanti, Minnesota 2 $ 450,000 $ 225,000 $ 326,000
Olmsted, Minnesota 2 $ 360,000 $ 180,000 $ 71,000
St. Louis, Minnesota 2 $ 605,000 $ 302,500 $ 284,000
Washington, Minnesota 2 $ 686,000 $ 343,000 $ 148,000
Wright, Minnesota 2 $ 266,000 $ 133,000 $ 131,000
DeSoto, Mississippi 2 $ 341,000 $ 170,500 $ 92,000
Harrison, Mississippi 2 $ 252,000 $ 126,000 $ 49,000
Rankin, Mississippi 2 $ 608,000 $ 304,000 $ 378,000
Caldwell, Missouri 2 $ 430,000 $ 215,000 $ 77,000
Cedar, Missouri 2 $ 164,000 $ 82,000 $ 104,000
Hickory, Missouri 2 $ 230,000 $ 115,000 $ 201,000
Jasper, Missouri 2 $ 247,000 $ 123,500 $ 43,000
Phelps, Missouri 2 $ 174,000 $ 87,000 $ 32,000
Pulaski, Missouri 2 $ 357,000 $ 178,500 $ 71,000
Missoula, Montana 2 $ 534,000 $ 267,000 $ 112,000
Douglas, Nebraska 2 $ 474,000 $ 237,000 $ 111,000
Lancaster, Nebraska 2 $ 159,000 $ 79,500 $ 81,000
Scotts Bluff, Nebraska 2 $ 511,000 $ 255,500 $ 47,000
Carson City, Nevada 2 $ 1,097,000 $ 548,500 $ 108,000
Eddy, New Mexico 2 $ 190,000 $ 95,000 $ 100,000
Cattaraugus, New York 2 $ 189,000 $ 94,500 $ 226,000
New York, New York 2 $ 448,000 $ 224,000 $ 120,000
Niagara, New York 2 $ 214,000 $ 107,000 $ 51,000
Alamance, North Carolina 2 $ 160,000 $ 80,000 $ 74,000
Buncombe, North Carolina 2 $ 313,000 $ 156,500 $ 120,000
Camden, North Carolina 2 $ 511,000 $ 255,500 $ 74,000
Carteret, North Carolina 2 $ 403,000 $ 201,500 $ 0
Franklin, North Carolina 2 $ 414,000 $ 207,000 $ 108,000
Harnett, North Carolina 2 $ 376,000 $ 188,000 $ 69,000
Iredell, North Carolina 2 $ 525,000 $ 262,500 $ 142,000
Jackson, North Carolina 2 $ 550,000 $ 275,000 $ 161,000
Orange, North Carolina 2 $ 406,000 $ 203,000 $ 60,000
Wayne, North Carolina 2 $ 283,000 $ 141,500 $ 108,000
Butler, Ohio 2 $ 352,000 $ 176,000 $ 115,000
Cuyahoga, Ohio 2 $ 551,000 $ 275,500 $ 105,000
Fayette, Ohio 2 $ 195,000 $ 97,500 $ 75,000
Lorain, Ohio 2 $ 189,000 $ 94,500 $ 96,000
Medina, Ohio 2 $ 431,000 $ 215,500 $ 103,000
Trumbull, Ohio 2 $ 145,000 $ 72,500 $ 77,000
Cleveland, Oklahoma 2 $ 365,000 $ 182,500 $ 93,000
Garfield, Oklahoma 2 $ 340,000 $ 170,000 $ 65,000
Tulsa, Oklahoma 2 $ 524,000 $ 262,000 $ 193,000
Benton, Oregon 2 $ 705,000 $ 352,500 $ 199,000
Josephine, Oregon 2 $ 241,000 $ 120,500 $ 89,000
Lincoln, Oregon 2 $ 322,000 $ 161,000 $ 217,000
Dauphin, Pennsylvania 2 $ 263,000 $ 131,500 $ 70,000
Franklin, Pennsylvania 2 $ 280,000 $ 140,000 $ 160,000
Mercer, Pennsylvania 2 $ 436,000 $ 218,000 $ 32,000
Monroe, Pennsylvania 2 $ 506,000 $ 253,000 $ 360,000
Berkeley, South Carolina 2 $ 337,000 $ 168,500 $ 54,000
Spartanburg, South Carolina 2 $ 190,000 $ 95,000 $ 56,000
Armstrong, Texas 2 $ 128,000 $ 64,000 $ 45,000
Bell, Texas 2 $ 346,000 $ 173,000 $ 99,000
Bowie, Texas 2 $ 333,000 $ 166,500 $ 330,000
Gillespie, Texas 2 $ 416,000 $ 208,000 $ 183,000
Henderson, Texas 2 $ 592,000 $ 296,000 $ 216,000
Hutchinson, Texas 2 $ 179,000 $ 89,500 $ 94,000
Midland, Texas 2 $ 275,000 $ 137,500 $ 121,000
Nueces, Texas 2 $ 304,000 $ 152,000 $ 68,000
Rockwall, Texas 2 $ 1,430,000 $ 715,000 $ 300,000
Chesapeake, Virginia 2 $ 752,000 $ 376,000 $ 174,000
Fauquier, Virginia 2 $ 1,055,000 $ 527,500 $ 188,000
Clallam, Washington 2 $ 342,000 $ 171,000 $ 145,000
San Juan, Washington 2 $ 763,000 $ 381,500 $ 236,000
Whatcom, Washington 2 $ 436,000 $ 218,000 $ 78,000
Berkeley, West Virginia 2 $ 428,000 $ 214,000 $ 78,000
Hardy, West Virginia 2 $ 235,000 $ 117,500 $ 65,000
Jefferson, West Virginia 2 $ 409,000 $ 204,500 $ 33,000
Kanawha, West Virginia 2 $ 296,000 $ 148,000 $ 600,000
Marion, West Virginia 2 $ 422,000 $ 211,000 $ 107,000
Outagamie, Wisconsin 2 $ 276,000 $ 138,000 $ 243,000
St. Croix, Wisconsin 2 $ 171,000 $ 85,500 $ 180,000
Coffee, Alabama 1 $ 296,000 $ 296,000 $ 105,000
Elmore, Alabama 1 $ 232,000 $ 232,000 $ 81,000
Lee, Alabama 1 $ 132,000 $ 132,000 $ 52,000
Limestone, Alabama 1 $ 230,000 $ 230,000 $ 66,000
Morgan, Alabama 1 $ 221,000 $ 221,000 $ 103,000
Kenai Peninsula, Alaska 1 $ 322,000 $ 322,000 $ 81,000
Mohave, Arizona 1 $ 220,000 $ 220,000 $ 185,000
Carroll, Arkansas 1 $ 166,000 $ 166,000 $ 83,000
Faulkner, Arkansas 1 $ 174,000 $ 174,000 $ 54,000
Hempstead, Arkansas 1 $ 164,000 $ 164,000 $ 42,000
Lonoke, Arkansas 1 $ 191,000 $ 191,000 $ 91,000
Saline, Arkansas 1 $ 155,000 $ 155,000 $ 66,000
White, Arkansas 1 $ 259,000 $ 259,000 $ 64,000
Glenn, California 1 $ 140,000 $ 140,000 $ 72,000
Lake, California 1 $ 230,000 $ 230,000 $ 85,000
Marin, California 1 $ 302,000 $ 302,000 $ 54,000
Mono, California 1 $ 343,000 $ 343,000 $ 204,000
San Benito, California 1 $ 336,000 $ 336,000 $ 90,000
San Francisco, California 1 $ 275,000 $ 275,000 $ 71,000
San Luis Obispo, California 1 $ 526,000 $ 526,000 $ 133,000
Siskiyou, California 1 $ 325,000 $ 325,000 $ 218,000
Sutter, California 1 $ 260,000 $ 260,000 $ 75,000
Tulare, California 1 $ 220,000 $ 220,000 $ 72,000
Yolo, California 1 $ 300,000 $ 300,000 $ 98,000
Eagle, Colorado 1 $ 188,000 $ 188,000 $ 301,000
Grand, Colorado 1 $ 292,000 $ 292,000 $ 329,000
Larimer, Colorado 1 $ 131,000 $ 131,000 $ 325,000
Mesa, Colorado 1 $ 284,000 $ 284,000 $ 120,000
Pueblo, Colorado 1 $ 276,000 $ 276,000 $ 94,000
Citrus, Florida 1 $ 224,000 $ 224,000 $ 217,000
Duval, Florida 1 $ 199,000 $ 199,000 $ 72,000
Hernando, Florida 1 $ 535,000 $ 535,000 $ 350,000
Leon, Florida 1 $ 220,000 $ 220,000 $ 84,000
Levy, Florida 1 $ 155,000 $ 155,000 $ 107,000
Martin, Florida 1 $ 245,000 $ 245,000 $ 151,000
Sarasota, Florida 1 $ 176,000 $ 176,000 $ 71,000
Sumter, Florida 1 $ 381,000 $ 381,000 $ 129,000
Volusia, Florida 1 $ 300,000 $ 300,000 $ 106,000
Walton, Florida 1 $ 159,000 $ 159,000 $ 168,000
Bryan, Georgia 1 $ 194,000 $ 194,000 $ 57,000
Chatham, Georgia 1 $ 200,000 $ 200,000 $ 54,000
Coweta, Georgia 1 $ 111,000 $ 111,000 $ 58,000
Dawson, Georgia 1 $ 331,000 $ 331,000 $ 289,000
Douglas, Georgia 1 $ 135,000 $ 135,000 $ 92,000
Fannin, Georgia 1 $ 299,000 $ 299,000 $ 251,000
Henry, Georgia 1 $ 104,000 $ 104,000 $ 43,000
Lanier, Georgia 1 $ 143,000 $ 143,000 $ 41,000
Oconee, Georgia 1 $ 298,000 $ 298,000 $ 190,000
Pickens, Georgia 1 $ 260,000 $ 260,000 $ 180,000
Rockdale, Georgia 1 $ 417,000 $ 417,000 $ 178,000
Spalding, Georgia 1 $ 63,000 $ 63,000 $ 96,000
Tift, Georgia 1 $ 146,000 $ 146,000 $ 55,000
Turner, Georgia 1 $ 255,000 $ 255,000 $ 87,000
Blaine, Idaho 1 $ 1,007,000 $ 1,007,000 $ 1,020,000
Teton, Idaho 1 $ 258,000 $ 258,000 $ 64,000
LaSalle, Illinois 1 $ 288,000 $ 288,000 $ 153,000
Livingston, Illinois 1 $ 119,000 $ 119,000 $ 93,000
Madison, Illinois 1 $ 179,000 $ 179,000 $ 59,000
Marshall, Illinois 1 $ 183,000 $ 183,000 $ 45,000
McLean, Illinois 1 $ 193,000 $ 193,000 $ 39,000
Monroe, Illinois 1 $ 256,000 $ 256,000 $ 86,000
Sangamon, Illinois 1 $ 96,000 $ 96,000 $ 60,000
Winnebago, Illinois 1 $ 130,000 $ 130,000 $ 70,000
Hendricks, Indiana 1 $ 417,000 $ 417,000 $ 244,000
Lake, Indiana 1 $ 176,000 $ 176,000 $ 85,000
Marion, Indiana 1 $ 113,000 $ 113,000 $ 54,000
Porter, Indiana 1 $ 297,000 $ 297,000 $ 77,000
Scott, Iowa 1 $ 219,000 $ 219,000 $ 85,000
Butler, Kansas 1 $ 293,000 $ 293,000 $ 174,000
Ellis, Kansas 1 $ 100,000 $ 100,000 $ 0
Jackson, Kansas 1 $ 66,000 $ 66,000 $ 21,000
Labette, Kansas 1 $ 103,000 $ 103,000 $ 77,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,932 $572,475,000 $195,000 $1,000,000 $115,000 $6,480,000
Refinancing 1,434 $349,486,000 $243,000 $1,375,000 $116,000 $1,645,000
Home Improvement 17 $5,536,000 $325,000 $1,000,000 $138,000 $289,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,912 $593,131,000 $203,000 $1,125,000 $116,000 $6,480,000
Not Provided 928 $213,786,000 $230,000 $1,375,000 $123,000 $956,000
Hispanic 202 $38,410,000 $190,000 $550,000 $84,000 $515,000
Asian 190 $53,568,000 $281,000 $1,000,000 $123,000 $444,000
Black or African American 118 $21,151,000 $179,000 $643,000 $87,000 $275,000
American Indian or Alaskan Native 24 $5,151,000 $214,000 $650,000 $91,000 $286,000
Native Hawaiian or Other Pacific Islander 9 $2,300,000 $255,000 $417,000 $131,000 $200,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,664 $801,805,000 $218,000 $1,375,000 $125,000 $6,480,000
VA-guaranteed (Veterans Administration) 452 $96,373,000 $213,000 $417,000 $75,000 $286,000
FHA-insured (Federal Housing Administration) 248 $26,996,000 $108,000 $258,000 $47,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,323,000 $122,000 $216,000 $42,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,704 $794,230,000 $214,000 $1,375,000 $118,000 $6,480,000
Application Withdrawn By Applicant 508 $103,715,000 $204,000 $1,260,000 $100,000 $1,645,000
Application Denied By Financial Institution 101 $14,149,000 $140,000 $480,000 $73,000 $296,000
Application Approved But Not Accepted 68 $15,167,000 $223,000 $800,000 $122,000 $1,020,000
File Closed For Incompleteness 1 $212,000 $212,000 $212,000 $75,000 $75,000
Preapproval Denied by Financial Institution 1 $24,000 $24,000 $24,000 $30,000 $30,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $4,299,000 $107,000 $290,000 $58,000 $186,000
Collateral 18 $3,046,000 $169,000 $336,000 $104,000 $179,000
Debt-To-Income Ratio 15 $2,161,000 $144,000 $368,000 $72,000 $144,000
Other 11 $1,983,000 $180,000 $480,000 $73,000 $296,000
Unverifiable Information 8 $1,060,000 $132,000 $240,000 $77,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,065,000 $177,000 $386,000 $76,000 $166,000
Employment History 3 $430,000 $143,000 $285,000 $87,000 $120,000
Credit Application Incomplete 1 $129,000 $129,000 $129,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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