NBKC Bank Mortgage Lending & HMDA Data, 2016

In 2016, NBKC Bank of Kansas City, MO reported 11,422 mortgage applications totaling $3.5 billion, up 46% from 2015. The average application was for $302,690, and applicants reported an average income of $114,837. 73% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Kansas City, MO-KS (773), Washington-Arlington-Alexandria, DC-VA-MD-WV (397) and Los Angeles-Long Beach-Glendale, CA (352) (applications in parentheses).

Mortgage Company & Address NBKC Bank
8320 Ward Parkway
Kansas City, MO 64114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 11,422
Total Mortgage Loan Application Amount $3,457,326,000
Average Mortgage Loan Application Amount $302,690
Highest Mortgage Loan Application Amount $55,500,000
Average Applicant Income $114,837
Highest Applicant Income $7,343,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NBKC Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 368 $ 93,012,000 $ 252,750 $ 118,000
Los Angeles, California 352 $ 137,257,000 $ 389,934 $ 141,000
Maricopa, Arizona 298 $ 76,573,000 $ 256,956 $ 113,000
San Diego, California 273 $ 109,144,000 $ 399,794 $ 125,000
Clark, Nevada 241 $ 63,714,000 $ 264,373 $ 89,000
King, Washington 232 $ 81,841,000 $ 352,762 $ 129,000
Jackson, Missouri 221 $ 115,270,000 $ 521,583 $ 84,000
Orange, California 163 $ 66,083,000 $ 405,417 $ 120,000
Riverside, California 145 $ 43,930,000 $ 302,965 $ 106,000
Fairfax, Virginia 129 $ 57,643,000 $ 446,844 $ 145,000
Washington, Oregon 122 $ 37,159,000 $ 304,581 $ 121,000
Bexar, Texas 118 $ 31,209,000 $ 264,483 $ 110,000
San Bernardino, California 102 $ 28,908,000 $ 283,411 $ 126,000
Harris, Texas 102 $ 26,991,000 $ 264,617 $ 128,000
Snohomish, Washington 94 $ 31,444,000 $ 334,510 $ 118,000
Alameda, California 89 $ 36,781,000 $ 413,269 $ 123,000
Washoe, Nevada 87 $ 24,370,000 $ 280,114 $ 113,000
Sacramento, California 85 $ 25,683,000 $ 302,152 $ 111,000
Contra Costa, California 83 $ 33,217,000 $ 400,204 $ 137,000
Cook, Illinois 83 $ 23,732,000 $ 285,927 $ 137,000
Pierce, Washington 83 $ 22,978,000 $ 276,843 $ 103,000
Camden, Georgia 80 $ 12,597,000 $ 157,462 $ 55,000
El Paso, Colorado 79 $ 25,321,000 $ 320,518 $ 96,000
Douglas, Colorado 75 $ 25,839,000 $ 344,520 $ 128,000
Multnomah, Oregon 74 $ 23,852,000 $ 322,324 $ 118,000
Santa Clara, California 70 $ 32,762,000 $ 468,028 $ 155,000
Broward, Florida 67 $ 19,455,000 $ 290,373 $ 136,000
Tarrant, Texas 65 $ 16,799,000 $ 258,446 $ 109,000
Fort Bend, Texas 64 $ 19,201,000 $ 300,015 $ 132,000
Arapahoe, Colorado 62 $ 18,831,000 $ 303,725 $ 105,000
Pima, Arizona 61 $ 16,618,000 $ 272,426 $ 107,000
Clackamas, Oregon 61 $ 18,439,000 $ 302,278 $ 126,000
Clay, Missouri 60 $ 12,399,000 $ 206,650 $ 104,000
Salt Lake, Utah 60 $ 18,115,000 $ 301,916 $ 120,000
Solano, California 59 $ 20,088,000 $ 340,474 $ 101,000
Honolulu, Hawaii 59 $ 27,082,000 $ 459,016 $ 116,000
Loudoun, Virginia 59 $ 24,255,000 $ 411,101 $ 152,000
Placer, California 58 $ 20,277,000 $ 349,603 $ 139,000
Ada, Idaho 58 $ 14,459,000 $ 249,293 $ 97,000
Clark, Washington 58 $ 15,181,000 $ 261,741 $ 100,000
Anchorage, Alaska 57 $ 18,902,000 $ 331,614 $ 143,000
Wake, North Carolina 57 $ 17,066,000 $ 299,403 $ 124,000
Collin, Texas 57 $ 16,082,000 $ 282,140 $ 162,000
Hennepin, Minnesota 56 $ 16,886,000 $ 301,535 $ 116,000
Ventura, California 55 $ 22,247,000 $ 404,490 $ 135,000
Oakland, Michigan 55 $ 13,601,000 $ 247,290 $ 134,000
Fulton, Georgia 54 $ 15,358,000 $ 284,407 $ 134,000
Jefferson, Colorado 50 $ 14,976,000 $ 299,520 $ 106,000
Prince William, Virginia 50 $ 20,732,000 $ 414,640 $ 118,000
Denton, Texas 48 $ 15,225,000 $ 317,187 $ 130,000
Travis, Texas 48 $ 14,161,000 $ 295,020 $ 138,000
Palm Beach, Florida 47 $ 12,970,000 $ 275,957 $ 136,000
Cobb, Georgia 47 $ 13,008,000 $ 276,765 $ 96,000
Hillsborough, Florida 46 $ 11,640,000 $ 253,043 $ 86,000
Mecklenburg, North Carolina 46 $ 12,374,000 $ 269,000 $ 99,000
Williamson, Texas 45 $ 13,798,000 $ 306,622 $ 127,000
Platte, Missouri 44 $ 10,141,000 $ 230,477 $ 95,000
Denver, Colorado 42 $ 12,920,000 $ 307,619 $ 113,000
Okaloosa, Florida 42 $ 12,453,000 $ 296,500 $ 106,000
Dallas, Texas 40 $ 10,979,000 $ 274,475 $ 138,000
Suffolk, New York 36 $ 13,280,000 $ 368,888 $ 133,000
Virginia Beach, Virginia 36 $ 10,980,000 $ 305,000 $ 71,000
District of Columbia, District Of Columbia 35 $ 15,962,000 $ 456,057 $ 138,000
Duval, Florida 35 $ 8,371,000 $ 239,171 $ 91,000
Orange, Florida 35 $ 9,574,000 $ 273,542 $ 111,000
Anne Arundel, Maryland 34 $ 11,800,000 $ 347,058 $ 94,000
Middlesex, Massachusetts 34 $ 11,790,000 $ 346,764 $ 124,000
Bernalillo, New Mexico 34 $ 9,413,000 $ 276,852 $ 106,000
Fresno, California 33 $ 9,164,000 $ 277,696 $ 115,000
San Joaquin, California 33 $ 9,714,000 $ 294,363 $ 107,000
DuPage, Illinois 33 $ 8,435,000 $ 255,606 $ 103,000
Charleston, South Carolina 33 $ 10,233,000 $ 310,090 $ 92,000
Larimer, Colorado 32 $ 9,584,000 $ 299,500 $ 123,000
Curry, New Mexico 32 $ 6,269,000 $ 195,906 $ 81,000
Miami-Dade, Florida 31 $ 8,186,000 $ 264,064 $ 89,000
Pinellas, Florida 31 $ 7,533,000 $ 243,000 $ 86,000
Cass, Missouri 31 $ 6,050,000 $ 195,161 $ 113,000
Middlesex, New Jersey 31 $ 9,468,000 $ 305,419 $ 152,000
Utah, Utah 31 $ 9,128,000 $ 294,451 $ 121,000
Spokane, Washington 31 $ 8,104,000 $ 261,419 $ 111,000
Stanislaus, California 30 $ 6,549,000 $ 218,300 $ 81,000
Adams, Colorado 30 $ 7,689,000 $ 256,300 $ 103,000
Tulsa, Oklahoma 30 $ 8,292,000 $ 276,400 $ 139,000
Thurston, Washington 30 $ 8,598,000 $ 286,600 $ 103,000
Boulder, Colorado 29 $ 9,775,000 $ 337,068 $ 149,000
Lee, Florida 29 $ 8,182,000 $ 282,137 $ 107,000
Deschutes, Oregon 29 $ 7,722,000 $ 266,275 $ 151,000
Davis, Utah 29 $ 8,454,000 $ 291,517 $ 112,000
El Dorado, California 28 $ 11,916,000 $ 425,571 $ 152,000
Gwinnett, Georgia 28 $ 6,532,000 $ 233,285 $ 115,000
Williamson, Tennessee 28 $ 8,722,000 $ 311,500 $ 127,000
Sonoma, California 27 $ 10,046,000 $ 372,074 $ 121,000
St. Louis, Missouri 27 $ 6,678,000 $ 247,333 $ 144,000
Nassau, New York 27 $ 9,829,000 $ 364,037 $ 142,000
Jackson, Oregon 27 $ 7,384,000 $ 273,481 $ 94,000
Marion, Oregon 27 $ 6,343,000 $ 234,925 $ 121,000
Forsyth, Georgia 26 $ 7,619,000 $ 293,038 $ 118,000
Comal, Texas 26 $ 9,870,000 $ 379,615 $ 126,000
Lake, Illinois 25 $ 7,684,000 $ 307,360 $ 136,000
Douglas, Nebraska 25 $ 5,042,000 $ 201,680 $ 115,000
San Mateo, California 24 $ 11,148,000 $ 464,500 $ 209,000
Monmouth, New Jersey 24 $ 8,524,000 $ 355,166 $ 143,000
Lane, Oregon 24 $ 6,345,000 $ 264,375 $ 108,000
Chesapeake, Virginia 24 $ 7,984,000 $ 332,666 $ 99,000
Laramie, Wyoming 24 $ 6,571,000 $ 273,791 $ 70,000
Brevard, Florida 23 $ 5,249,000 $ 228,217 $ 129,000
DeKalb, Georgia 23 $ 7,279,000 $ 316,478 $ 130,000
Macomb, Michigan 23 $ 4,511,000 $ 196,130 $ 100,000
Westchester, New York 23 $ 8,379,000 $ 364,304 $ 120,000
Oklahoma, Oklahoma 23 $ 5,926,000 $ 257,652 $ 107,000
Weld, Colorado 22 $ 6,487,000 $ 294,863 $ 101,000
Wayne, Michigan 22 $ 4,547,000 $ 206,681 $ 108,000
Sarpy, Nebraska 22 $ 5,843,000 $ 265,590 $ 73,000
Bergen, New Jersey 22 $ 9,202,000 $ 418,272 $ 153,000
Berkeley, South Carolina 22 $ 4,638,000 $ 210,818 $ 53,000
Montgomery, Texas 22 $ 7,510,000 $ 341,363 $ 124,000
Taylor, Texas 22 $ 4,457,000 $ 202,590 $ 79,000
Stafford, Virginia 22 $ 7,059,000 $ 320,863 $ 92,000
Fairfield, Connecticut 21 $ 9,114,000 $ 434,000 $ 177,000
Collier, Florida 21 $ 7,504,000 $ 357,333 $ 166,000
Somerset, New Jersey 21 $ 7,772,000 $ 370,095 $ 192,000
Chester, Pennsylvania 21 $ 6,161,000 $ 293,380 $ 125,000
Madison, Alabama 20 $ 4,276,000 $ 213,800 $ 99,000
Yavapai, Arizona 20 $ 4,597,000 $ 229,850 $ 105,000
Benton, Arkansas 20 $ 4,687,000 $ 234,350 $ 151,000
Santa Barbara, California 20 $ 7,533,000 $ 376,650 $ 108,000
Howard, Maryland 20 $ 7,406,000 $ 370,300 $ 152,000
Ramsey, Minnesota 20 $ 4,780,000 $ 239,000 $ 171,000
Cuyahoga, Ohio 20 $ 4,958,000 $ 247,900 $ 185,000
Franklin, Ohio 20 $ 4,337,000 $ 216,850 $ 115,000
Kitsap, Washington 20 $ 6,494,000 $ 324,700 $ 128,000
New Castle, Delaware 19 $ 5,390,000 $ 283,684 $ 90,000
Santa Rosa, Florida 19 $ 4,707,000 $ 247,736 $ 81,000
Maui, Hawaii 19 $ 6,348,000 $ 334,105 $ 75,000
Sedgwick, Kansas 19 $ 3,862,000 $ 203,263 $ 94,000
Bossier, Louisiana 19 $ 5,249,000 $ 276,263 $ 63,000
Montgomery, Maryland 19 $ 7,731,000 $ 406,894 $ 123,000
Dakota, Minnesota 19 $ 5,331,000 $ 280,578 $ 153,000
Allegheny, Pennsylvania 19 $ 5,746,000 $ 302,421 $ 167,000
Guadalupe, Texas 19 $ 4,431,000 $ 233,210 $ 87,000
Val Verde, Texas 19 $ 3,555,000 $ 187,105 $ 75,000
Alexandria, Virginia 19 $ 9,044,000 $ 476,000 $ 114,000
Spotsylvania, Virginia 19 $ 7,137,000 $ 375,631 $ 85,000
Clay, Florida 18 $ 5,311,000 $ 295,055 $ 92,000
Houston, Georgia 18 $ 4,413,000 $ 245,166 $ 84,000
St. Charles, Missouri 18 $ 4,540,000 $ 252,222 $ 109,000
Dorchester, South Carolina 18 $ 4,922,000 $ 273,444 $ 77,000
York, South Carolina 18 $ 5,695,000 $ 316,388 $ 100,000
Monterey, California 17 $ 6,386,000 $ 375,647 $ 127,000
Bay, Florida 17 $ 5,730,000 $ 337,058 $ 85,000
Pasco, Florida 17 $ 5,126,000 $ 301,529 $ 98,000
Union, North Carolina 17 $ 5,229,000 $ 307,588 $ 121,000
Montgomery, Pennsylvania 17 $ 6,096,000 $ 358,588 $ 144,000
San Francisco, California 16 $ 7,865,000 $ 491,562 $ 182,000
St. Johns, Florida 16 $ 4,929,000 $ 308,062 $ 126,000
Kane, Illinois 16 $ 4,447,000 $ 277,937 $ 156,000
Jefferson, Kentucky 16 $ 5,022,000 $ 313,875 $ 116,000
Essex, Massachusetts 16 $ 6,608,000 $ 413,000 $ 122,000
Morris, New Jersey 16 $ 6,327,000 $ 395,437 $ 156,000
Shelby, Tennessee 16 $ 4,480,000 $ 280,000 $ 117,000
Nevada, California 15 $ 5,242,000 $ 349,466 $ 168,000
San Luis Obispo, California 15 $ 5,472,000 $ 364,800 $ 136,000
Kootenai, Idaho 15 $ 4,018,000 $ 267,866 $ 98,000
Marion, Indiana 15 $ 5,123,000 $ 341,533 $ 144,000
Leavenworth, Kansas 15 $ 4,368,000 $ 291,200 $ 107,000
Wyandotte, Kansas 15 $ 4,775,000 $ 318,333 $ 92,000
Kent, Michigan 15 $ 2,989,000 $ 199,266 $ 88,000
Livingston, Michigan 15 $ 3,883,000 $ 258,866 $ 89,000
Ocean, New Jersey 15 $ 2,936,000 $ 195,733 $ 96,000
Santa Cruz, California 14 $ 6,787,000 $ 484,785 $ 171,000
New Haven, Connecticut 14 $ 3,406,000 $ 243,285 $ 115,000
Essex, New Jersey 14 $ 5,765,000 $ 411,785 $ 174,000
Moore, North Carolina 14 $ 4,095,000 $ 292,500 $ 55,000
Greenville, South Carolina 14 $ 4,103,000 $ 293,071 $ 106,000
Davidson, Tennessee 14 $ 4,859,000 $ 347,071 $ 141,000
Henrico, Virginia 14 $ 3,831,000 $ 273,642 $ 117,000
Kern, California 13 $ 3,056,000 $ 235,076 $ 116,000
Escambia, Florida 13 $ 2,819,000 $ 216,846 $ 66,000
Prince George's, Maryland 13 $ 3,850,000 $ 296,153 $ 70,000
Hampden, Massachusetts 13 $ 3,653,000 $ 281,000 $ 77,000
Norfolk, Massachusetts 13 $ 5,134,000 $ 394,923 $ 130,000
Washtenaw, Michigan 13 $ 3,214,000 $ 247,230 $ 143,000
Washington, Minnesota 13 $ 3,060,000 $ 235,384 $ 123,000
Knox, Tennessee 13 $ 3,266,000 $ 251,230 $ 129,000
Jefferson, Alabama 12 $ 3,219,000 $ 268,250 $ 122,000
Columbia, Georgia 12 $ 3,205,000 $ 267,083 $ 121,000
Hawaii, Hawaii 12 $ 4,243,000 $ 353,583 $ 120,000
Polk, Iowa 12 $ 2,850,000 $ 237,500 $ 121,000
Orleans, Louisiana 12 $ 4,449,000 $ 370,750 $ 169,000
Charles, Maryland 12 $ 4,731,000 $ 394,250 $ 94,000
Linn, Oregon 12 $ 2,655,000 $ 221,250 $ 93,000
Delaware, Pennsylvania 12 $ 3,514,000 $ 292,833 $ 138,000
Washington, Utah 12 $ 2,929,000 $ 244,083 $ 126,000
Chesterfield, Virginia 12 $ 3,864,000 $ 322,000 $ 103,000
Norfolk, Virginia 12 $ 3,748,000 $ 312,333 $ 70,000
Island, Washington 12 $ 3,733,000 $ 311,083 $ 108,000
Pinal, Arizona 11 $ 2,121,000 $ 192,818 $ 87,000
Merced, California 11 $ 3,048,000 $ 277,090 $ 133,000
Hartford, Connecticut 11 $ 2,776,000 $ 252,363 $ 96,000
Kent, Delaware 11 $ 2,862,000 $ 260,181 $ 43,000
Seminole, Florida 11 $ 2,957,000 $ 268,818 $ 120,000
Cherokee, Georgia 11 $ 3,188,000 $ 289,818 $ 102,000
Fayette, Georgia 11 $ 4,467,000 $ 406,090 $ 101,000
East Baton Rouge, Louisiana 11 $ 3,102,000 $ 282,000 $ 106,000
Frederick, Maryland 11 $ 3,739,000 $ 339,909 $ 118,000
Plymouth, Massachusetts 11 $ 4,011,000 $ 364,636 $ 89,000
Worcester, Massachusetts 11 $ 2,794,000 $ 254,000 $ 123,000
Gallatin, Montana 11 $ 2,695,000 $ 245,000 $ 84,000
Hillsborough, New Hampshire 11 $ 3,679,000 $ 334,454 $ 118,000
Chaves, New Mexico 11 $ 1,952,000 $ 177,454 $ 75,000
Jackson, Oklahoma 11 $ 2,281,000 $ 207,363 $ 65,000
Bucks, Pennsylvania 11 $ 3,687,000 $ 335,181 $ 169,000
Philadelphia, Pennsylvania 11 $ 3,473,000 $ 315,727 $ 107,000
Hamilton, Tennessee 11 $ 2,166,000 $ 196,909 $ 125,000
Galveston, Texas 11 $ 2,467,000 $ 224,272 $ 84,000
Hays, Texas 11 $ 3,076,000 $ 279,636 $ 99,000
Suffolk, Virginia 11 $ 3,257,000 $ 296,090 $ 72,000
Skagit, Washington 11 $ 3,229,000 $ 293,545 $ 82,000
Dane, Wisconsin 11 $ 3,082,000 $ 280,181 $ 112,000
Shasta, California 10 $ 2,414,000 $ 241,400 $ 91,000
Yolo, California 10 $ 2,847,000 $ 284,700 $ 114,000
Marion, Florida 10 $ 2,106,000 $ 210,600 $ 43,000
Canyon, Idaho 10 $ 1,767,000 $ 176,700 $ 78,000
McHenry, Illinois 10 $ 2,470,000 $ 247,000 $ 126,000
St. Clair, Illinois 10 $ 2,970,000 $ 297,000 $ 72,000
Hamilton, Indiana 10 $ 2,782,000 $ 278,200 $ 123,000
Lake, Indiana 10 $ 2,283,000 $ 228,300 $ 73,000
Douglas, Kansas 10 $ 2,540,000 $ 254,000 $ 78,000
Baltimore, Maryland 10 $ 3,038,000 $ 303,800 $ 105,000
Kalamazoo, Michigan 10 $ 2,035,000 $ 203,500 $ 139,000
Anoka, Minnesota 10 $ 2,216,000 $ 221,600 $ 112,000
Camden, Missouri 10 $ 2,555,000 $ 255,500 $ 102,000
Rockingham, New Hampshire 10 $ 3,331,000 $ 333,100 $ 123,000
Union, New Jersey 10 $ 3,333,000 $ 333,300 $ 189,000
Guilford, North Carolina 10 $ 2,473,000 $ 247,300 $ 133,000
Onslow, North Carolina 10 $ 2,361,000 $ 236,100 $ 67,000
Cumberland, Pennsylvania 10 $ 3,152,000 $ 315,200 $ 124,000
Montgomery, Tennessee 10 $ 2,582,000 $ 258,200 $ 102,000
Brazoria, Texas 10 $ 2,220,000 $ 222,000 $ 114,000
Chittenden, Vermont 10 $ 2,882,000 $ 288,200 $ 106,000
Arlington, Virginia 10 $ 4,848,000 $ 484,800 $ 67,000
Benton, Washington 10 $ 2,370,000 $ 237,000 $ 111,000
Waukesha, Wisconsin 10 $ 3,584,000 $ 358,400 $ 142,000
Pulaski, Arkansas 9 $ 1,593,000 $ 177,000 $ 67,000
Sarasota, Florida 9 $ 2,839,000 $ 315,444 $ 122,000
Will, Illinois 9 $ 2,456,000 $ 272,888 $ 109,000
St. Mary's, Maryland 9 $ 2,992,000 $ 332,444 $ 77,000
Suffolk, Massachusetts 9 $ 3,350,000 $ 372,222 $ 135,000
Carver, Minnesota 9 $ 2,693,000 $ 299,222 $ 99,000
Burlington, New Jersey 9 $ 2,388,000 $ 265,333 $ 129,000
Hudson, New Jersey 9 $ 3,348,000 $ 372,000 $ 162,000
Santa Fe, New Mexico 9 $ 2,686,000 $ 298,444 $ 93,000
Kings, New York 9 $ 4,070,000 $ 452,222 $ 101,000
Durham, North Carolina 9 $ 1,719,000 $ 191,000 $ 104,000
New Hanover, North Carolina 9 $ 2,358,000 $ 262,000 $ 109,000
Garfield, Oklahoma 9 $ 2,753,000 $ 305,888 $ 82,000
Benton, Oregon 9 $ 2,205,000 $ 245,000 $ 134,000
Richland, South Carolina 9 $ 2,290,000 $ 254,444 $ 77,000
Spartanburg, South Carolina 9 $ 2,096,000 $ 232,888 $ 93,000
Parker, Texas 9 $ 2,972,000 $ 330,222 $ 125,000
Marin, California 8 $ 3,855,000 $ 481,875 $ 151,000
Napa, California 8 $ 3,178,000 $ 397,250 $ 130,000
Miami, Kansas 8 $ 1,876,000 $ 234,500 $ 110,000
Cumberland, Maine 8 $ 3,163,000 $ 395,375 $ 179,000
York, Maine 8 $ 1,990,000 $ 248,750 $ 115,000
Douglas, Nevada 8 $ 2,597,000 $ 324,625 $ 108,000
Lyon, Nevada 8 $ 1,704,000 $ 213,000 $ 82,000
Grand Forks, North Dakota 8 $ 2,330,000 $ 291,250 $ 60,000
Delaware, Ohio 8 $ 2,127,000 $ 265,875 $ 117,000
Canadian, Oklahoma 8 $ 2,271,000 $ 283,875 $ 200,000
Lancaster, Pennsylvania 8 $ 2,158,000 $ 269,750 $ 120,000
Beaufort, South Carolina 8 $ 2,669,000 $ 333,625 $ 107,000
Horry, South Carolina 8 $ 1,436,000 $ 179,500 $ 76,000
Bell, Texas 8 $ 1,408,000 $ 176,000 $ 96,000
El Paso, Texas 8 $ 1,840,000 $ 230,000 $ 133,000
Whatcom, Washington 8 $ 1,744,000 $ 218,000 $ 62,000
Baldwin, Alabama 7 $ 1,912,000 $ 273,142 $ 208,000
Montgomery, Alabama 7 $ 1,645,000 $ 235,000 $ 67,000
Fairbanks North Star, Alaska 7 $ 1,851,000 $ 264,428 $ 110,000
Madera, California 7 $ 1,995,000 $ 285,000 $ 134,000
Tulare, California 7 $ 1,464,000 $ 209,142 $ 89,000
Broomfield, Colorado 7 $ 2,714,000 $ 387,714 $ 155,000
Osceola, Florida 7 $ 1,728,000 $ 246,857 $ 129,000
Polk, Florida 7 $ 1,383,000 $ 197,571 $ 120,000
Volusia, Florida 7 $ 2,170,000 $ 310,000 $ 129,000
Walton, Florida 7 $ 2,297,000 $ 328,142 $ 146,000
Hendricks, Indiana 7 $ 1,591,000 $ 227,285 $ 115,000
Lafayette, Louisiana 7 $ 1,852,000 $ 264,571 $ 124,000
Calvert, Maryland 7 $ 3,206,000 $ 458,000 $ 63,000
Carroll, Maryland 7 $ 2,464,000 $ 352,000 $ 122,000
Bristol, Massachusetts 7 $ 2,105,000 $ 300,714 $ 114,000
Mercer, New Jersey 7 $ 2,164,000 $ 309,142 $ 119,000
Sandoval, New Mexico 7 $ 2,267,000 $ 323,857 $ 91,000
Queens, New York 7 $ 2,085,000 $ 297,857 $ 115,000
Cumberland, North Carolina 7 $ 1,382,000 $ 197,428 $ 106,000
Pender, North Carolina 7 $ 1,821,000 $ 260,142 $ 116,000
Hamilton, Ohio 7 $ 1,635,000 $ 233,571 $ 129,000
Lorain, Ohio 7 $ 1,640,000 $ 234,285 $ 121,000
Medina, Ohio 7 $ 1,635,000 $ 233,571 $ 193,000
Montgomery, Ohio 7 $ 1,488,000 $ 212,571 $ 121,000
Warren, Ohio 7 $ 1,933,000 $ 276,142 $ 126,000
Lexington, South Carolina 7 $ 1,950,000 $ 278,571 $ 88,000
Sumter, South Carolina 7 $ 1,642,000 $ 234,571 $ 59,000
Wilson, Tennessee 7 $ 2,068,000 $ 295,428 $ 86,000
Summit, Utah 7 $ 3,380,000 $ 482,857 $ 145,000
Weber, Utah 7 $ 2,130,000 $ 304,285 $ 85,000
Coffee, Alabama 6 $ 1,553,000 $ 258,833 $ 117,000
Matanuska-Susitna, Alaska 6 $ 2,500,000 $ 416,666 $ 109,000
Cochise, Arizona 6 $ 1,008,000 $ 168,000 $ 61,000
Yuma, Arizona 6 $ 1,142,000 $ 190,333 $ 33,000
Washington, Arkansas 6 $ 1,781,000 $ 296,833 $ 165,000
Sutter, California 6 $ 1,479,000 $ 246,500 $ 67,000
Eagle, Colorado 6 $ 2,068,000 $ 344,666 $ 84,000
Summit, Colorado 6 $ 2,637,000 $ 439,500 $ 174,000
Lake, Florida 6 $ 1,302,000 $ 217,000 $ 47,000
Leon, Florida 6 $ 1,808,000 $ 301,333 $ 121,000
Martin, Florida 6 $ 1,653,000 $ 275,500 $ 91,000
Sumter, Florida 6 $ 1,390,000 $ 231,666 $ 111,000
Johnson, Indiana 6 $ 1,186,000 $ 197,666 $ 93,000
Boone, Kentucky 6 $ 1,183,000 $ 197,166 $ 99,000
St. Tammany, Louisiana 6 $ 1,817,000 $ 302,833 $ 103,000
Harford, Maryland 6 $ 1,585,000 $ 264,166 $ 70,000
Scott, Minnesota 6 $ 1,735,000 $ 289,166 $ 123,000
Wright, Minnesota 6 $ 1,880,000 $ 313,333 $ 118,000
Boone, Missouri 6 $ 1,525,000 $ 254,166 $ 117,000
St. Louis City, Missouri 6 $ 1,537,000 $ 256,166 $ 127,000
Flathead, Montana 6 $ 1,705,000 $ 284,166 $ 114,000
Missoula, Montana 6 $ 1,388,000 $ 231,333 $ 93,000
Yellowstone, Montana 6 $ 827,000 $ 137,833 $ 50,000
Richmond, New York 6 $ 1,948,000 $ 324,666 $ 146,000
Craven, North Carolina 6 $ 1,107,000 $ 184,500 $ 25,000
Davidson, North Carolina 6 $ 1,017,000 $ 169,500 $ 86,000
Harnett, North Carolina 6 $ 1,247,000 $ 207,833 $ 76,000
Clermont, Ohio 6 $ 1,335,000 $ 222,500 $ 94,000
Lucas, Ohio 6 $ 1,186,000 $ 197,666 $ 112,000
Douglas, Oregon 6 $ 1,318,000 $ 219,666 $ 69,000
Northampton, Pennsylvania 6 $ 1,571,000 $ 261,833 $ 149,000
Lancaster, South Carolina 6 $ 2,153,000 $ 358,833 $ 158,000
Pennington, South Dakota 6 $ 1,520,000 $ 253,333 $ 76,000
Ellis, Texas 6 $ 1,243,000 $ 207,166 $ 153,000
Hidalgo, Texas 6 $ 1,145,000 $ 190,833 $ 84,000
Randall, Texas 6 $ 1,659,000 $ 276,500 $ 105,000
York, Virginia 6 $ 2,017,000 $ 336,166 $ 121,000
Yakima, Washington 6 $ 1,399,000 $ 233,166 $ 49,000
Kenosha, Wisconsin 6 $ 1,377,000 $ 229,500 $ 120,000
Mobile, Alabama 5 $ 1,137,000 $ 227,400 $ 72,000
Shelby, Alabama 5 $ 1,088,000 $ 217,600 $ 97,000
Juneau, Alaska 5 $ 1,872,000 $ 374,400 $ 114,000
Mohave, Arizona 5 $ 787,000 $ 157,400 $ 54,000
Calaveras, California 5 $ 1,106,000 $ 221,200 $ 150,000
Elbert, Colorado 5 $ 1,910,000 $ 382,000 $ 53,000
Middlesex, Connecticut 5 $ 1,297,000 $ 259,400 $ 72,000
Manatee, Florida 5 $ 1,731,000 $ 346,200 $ 108,000
St. Lucie, Florida 5 $ 921,000 $ 184,200 $ 81,000
Coweta, Georgia 5 $ 1,440,000 $ 288,000 $ 78,000
Hall, Georgia 5 $ 1,546,000 $ 309,200 $ 108,000
Lowndes, Georgia 5 $ 813,000 $ 162,600 $ 117,000
Paulding, Georgia 5 $ 1,282,000 $ 256,400 $ 83,000
Kauai, Hawaii 5 $ 2,073,000 $ 414,600 $ 194,000
Kendall, Illinois 5 $ 1,034,000 $ 206,800 $ 79,000
Fayette, Kentucky 5 $ 1,075,000 $ 215,000 $ 90,000
Hardin, Kentucky 5 $ 960,000 $ 192,000 $ 47,000
Caddo, Louisiana 5 $ 1,321,000 $ 264,200 $ 156,000
Jefferson, Louisiana 5 $ 1,668,000 $ 333,600 $ 101,000
Steele, Minnesota 5 $ 971,000 $ 194,200 $ 121,000
Harrison, Mississippi 5 $ 1,121,000 $ 224,200 $ 116,000
Johnson, Missouri 5 $ 945,000 $ 189,000 $ 70,000
Cape May, New Jersey 5 $ 1,837,000 $ 367,400 $ 223,000
Gloucester, New Jersey 5 $ 1,271,000 $ 254,200 $ 99,000
Sussex, New Jersey 5 $ 1,775,000 $ 355,000 $ 118,000
Dona Ana, New Mexico 5 $ 1,166,000 $ 233,200 $ 123,000
Dutchess, New York 5 $ 1,252,000 $ 250,400 $ 109,000
Onondaga, New York 5 $ 1,649,000 $ 329,800 $ 114,000
Brunswick, North Carolina 5 $ 1,546,000 $ 309,200 $ 63,000
Orange, North Carolina 5 $ 1,695,000 $ 339,000 $ 151,000
Greene, Ohio 5 $ 1,544,000 $ 308,800 $ 107,000
Summit, Ohio 5 $ 1,281,000 $ 256,200 $ 79,000
Polk, Oregon 5 $ 1,330,000 $ 266,000 $ 122,000
Lehigh, Pennsylvania 5 $ 1,632,000 $ 326,400 $ 122,000
Lincoln, South Dakota 5 $ 943,000 $ 188,600 $ 123,000
Blount, Tennessee 5 $ 1,536,000 $ 307,200 $ 164,000
Grayson, Texas 5 $ 1,125,000 $ 225,000 $ 282,000
McLennan, Texas 5 $ 1,042,000 $ 208,400 $ 90,000
Fauquier, Virginia 5 $ 1,546,000 $ 309,200 $ 80,000
Hampton, Virginia 5 $ 1,128,000 $ 225,600 $ 38,000
Richmond City, Virginia 5 $ 1,337,000 $ 267,400 $ 127,000
Chelan, Washington 5 $ 1,466,000 $ 293,200 $ 118,000
Cowlitz, Washington 5 $ 1,012,000 $ 202,400 $ 94,000
Grant, Washington 5 $ 1,103,000 $ 220,600 $ 85,000
Lonoke, Arkansas 4 $ 1,045,000 $ 261,250 $ 96,000
San Benito, California 4 $ 1,807,000 $ 451,750 $ 167,000
Fremont, Colorado 4 $ 1,002,000 $ 250,500 $ 49,000
Grand, Colorado 4 $ 1,057,000 $ 264,250 $ 264,000
New London, Connecticut 4 $ 1,227,000 $ 306,750 $ 42,000
Alachua, Florida 4 $ 1,168,000 $ 292,000 $ 120,000
Bryan, Georgia 4 $ 1,025,000 $ 256,250 $ 87,000
Chatham, Georgia 4 $ 1,116,000 $ 279,000 $ 116,000
Boone, Indiana 4 $ 1,085,000 $ 271,250 $ 109,000
Elkhart, Indiana 4 $ 715,000 $ 178,750 $ 106,000
Porter, Indiana 4 $ 986,000 $ 246,500 $ 70,000
Dallas, Iowa 4 $ 1,539,000 $ 384,750 $ 128,000
Linn, Iowa 4 $ 1,041,000 $ 260,250 $ 44,000
Calloway, Kentucky 4 $ 813,000 $ 203,250 $ 97,000
Clark, Kentucky 4 $ 815,000 $ 203,750 $ 115,000
Lenawee, Michigan 4 $ 1,272,000 $ 318,000 $ 127,000
Ottawa, Michigan 4 $ 784,000 $ 196,000 $ 81,000
Lowndes, Mississippi 4 $ 956,000 $ 239,000 $ 75,000
Madison, Mississippi 4 $ 1,320,000 $ 330,000 $ 96,000
Lewis and Clark, Montana 4 $ 1,002,000 $ 250,500 $ 92,000
Carson City, Nevada 4 $ 1,062,000 $ 265,500 $ 66,000
Atlantic, New Jersey 4 $ 1,085,000 $ 271,250 $ 81,000
Hunterdon, New Jersey 4 $ 1,451,000 $ 362,750 $ 78,000
Passaic, New Jersey 4 $ 1,584,000 $ 396,000 $ 185,000
Otero, New Mexico 4 $ 622,000 $ 155,500 $ 70,000
Roosevelt, New Mexico 4 $ 736,000 $ 184,000 $ 259,000
Erie, New York 4 $ 1,037,000 $ 259,250 $ 219,000
Jefferson, New York 4 $ 1,004,000 $ 251,000 $ 126,000
Orange, New York 4 $ 1,052,000 $ 263,000 $ 179,000
Saratoga, New York 4 $ 1,133,000 $ 283,250 $ 141,000
Ulster, New York 4 $ 979,000 $ 244,750 $ 93,000
Cabarrus, North Carolina 4 $ 1,242,000 $ 310,500 $ 83,000
Forsyth, North Carolina 4 $ 1,276,000 $ 319,000 $ 113,000
Johnston, North Carolina 4 $ 843,000 $ 210,750 $ 60,000
Butler, Ohio 4 $ 765,000 $ 191,250 $ 52,000
Union, Ohio 4 $ 1,132,000 $ 283,000 $ 116,000
Cleveland, Oklahoma 4 $ 1,085,000 $ 271,250 $ 62,000
McClain, Oklahoma 4 $ 1,177,000 $ 294,250 $ 46,000
Clatsop, Oregon 4 $ 1,266,000 $ 316,500 $ 134,000
Josephine, Oregon 4 $ 821,000 $ 205,250 $ 159,000
Lincoln, Oregon 4 $ 1,272,000 $ 318,000 $ 126,000
Dauphin, Pennsylvania 4 $ 744,000 $ 186,000 $ 63,000
Franklin, Pennsylvania 4 $ 1,009,000 $ 252,250 $ 0
Westmoreland, Pennsylvania 4 $ 855,000 $ 213,750 $ 65,000
Cocke, Tennessee 4 $ 853,000 $ 213,250 $ 65,000
Sumner, Tennessee 4 $ 1,088,000 $ 272,000 $ 69,000
Nueces, Texas 4 $ 879,000 $ 219,750 $ 194,000
Rockwall, Texas 4 $ 1,080,000 $ 270,000 $ 85,000
Wichita, Texas 4 $ 1,122,000 $ 280,500 $ 86,000
Hanover, Virginia 4 $ 957,000 $ 239,250 $ 68,000
Newport News, Virginia 4 $ 1,014,000 $ 253,500 $ 46,000
Franklin, Washington 4 $ 631,000 $ 157,750 $ 144,000
Lewis, Washington 4 $ 395,000 $ 98,750 $ 98,000
Milwaukee, Wisconsin 4 $ 835,000 $ 208,750 $ 124,000
Washington, Wisconsin 4 $ 819,000 $ 204,750 $ 82,000
Elmore, Alabama 3 $ 697,000 $ 232,333 $ 92,000
Tuscaloosa, Alabama 3 $ 770,000 $ 256,666 $ 84,000
Southeast Fairbanks, Alaska 3 $ 590,000 $ 196,666 $ 70,000
Sebastian, Arkansas 3 $ 950,000 $ 316,666 $ 132,000
Amador, California 3 $ 994,000 $ 331,333 $ 104,000
Kings, California 3 $ 1,032,000 $ 344,000 $ 142,000
Tuolumne, California 3 $ 1,094,000 $ 364,666 $ 147,000
Garfield, Colorado 3 $ 723,000 $ 241,000 $ 115,000
Pueblo, Colorado 3 $ 515,000 $ 171,666 $ 113,000
Routt, Colorado 3 $ 913,000 $ 304,333 $ 123,000
Sussex, Delaware 3 $ 1,049,000 $ 349,666 $ 92,000
Charlotte, Florida 3 $ 989,000 $ 329,666 $ 148,000
Nassau, Florida 3 $ 672,000 $ 224,000 $ 72,000
Catoosa, Georgia 3 $ 563,000 $ 187,666 $ 104,000
Floyd, Georgia 3 $ 417,000 $ 139,000 $ 124,000
Henry, Georgia 3 $ 524,000 $ 174,666 $ 95,000
Long, Georgia 3 $ 542,000 $ 180,666 $ 46,000
Rockdale, Georgia 3 $ 899,000 $ 299,666 $ 134,000
Blaine, Idaho 3 $ 936,000 $ 312,000 $ 89,000
Valley, Idaho 3 $ 785,000 $ 261,666 $ 275,000
Monroe, Illinois 3 $ 612,000 $ 204,000 $ 118,000
LaPorte, Indiana 3 $ 614,000 $ 204,666 $ 147,000
Scott, Iowa 3 $ 564,000 $ 188,000 $ 44,000
Geary, Kansas 3 $ 532,000 $ 177,333 $ 69,000
Linn, Kansas 3 $ 389,000 $ 129,666 $ 79,000
Jessamine, Kentucky 3 $ 1,184,000 $ 394,666 $ 368,000
Madison, Kentucky 3 $ 904,000 $ 301,333 $ 66,000
Baltimore City, Maryland 3 $ 1,072,000 $ 357,333 $ 109,000
Cecil, Maryland 3 $ 890,000 $ 296,666 $ 126,000
Hampshire, Massachusetts 3 $ 854,000 $ 284,666 $ 108,000
Genesee, Michigan 3 $ 455,000 $ 151,666 $ 101,000
Grand Traverse, Michigan 3 $ 731,000 $ 243,666 $ 65,000
Monroe, Michigan 3 $ 747,000 $ 249,000 $ 106,000
DeSoto, Mississippi 3 $ 603,000 $ 201,000 $ 95,000
Buchanan, Missouri 3 $ 708,000 $ 236,000 $ 70,000
Christian, Missouri 3 $ 428,000 $ 142,666 $ 80,000
Franklin, Missouri 3 $ 919,000 $ 306,333 $ 152,000
Lafayette, Missouri 3 $ 501,000 $ 167,000 $ 54,000
Stone, Missouri 3 $ 1,017,000 $ 339,000 $ 266,000
Cascade, Montana 3 $ 479,000 $ 159,666 $ 99,000
Lake, Montana 3 $ 715,000 $ 238,333 $ 121,000
Elko, Nevada 3 $ 675,000 $ 225,000 $ 40,000
Strafford, New Hampshire 3 $ 857,000 $ 285,666 $ 93,000
Camden, New Jersey 3 $ 970,000 $ 323,333 $ 120,000
Bronx, New York 3 $ 1,101,000 $ 367,000 $ 115,000
Rockland, New York 3 $ 1,058,000 $ 352,666 $ 175,000
Tompkins, New York 3 $ 407,000 $ 135,666 $ 103,000
Carteret, North Carolina 3 $ 1,166,000 $ 388,666 $ 86,000
Gaston, North Carolina 3 $ 870,000 $ 290,000 $ 120,000
Hoke, North Carolina 3 $ 458,000 $ 152,666 $ 40,000
Rutherford, North Carolina 3 $ 495,000 $ 165,000 $ 76,000
Transylvania, North Carolina 3 $ 496,000 $ 165,333 $ 72,000
Wood, Ohio 3 $ 651,000 $ 217,000 $ 91,000
Pittsburg, Oklahoma 3 $ 1,013,000 $ 337,666 $ 147,000
Washington, Oklahoma 3 $ 524,000 $ 174,666 $ 95,000
Klamath, Oregon 3 $ 679,000 $ 226,333 $ 75,000
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Mortgage Loan Application Detail Totals for NBKC Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,248 $1,871,435,000 $299,000 $5,400,000 $111,000 $1,095,000
Home Purchase 4,222 $1,296,816,000 $307,000 $55,500,000 $118,000 $7,343,000
Home Improvement 952 $289,075,000 $303,000 $6,200,000 $126,000 $1,308,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,754 $1,975,496,000 $292,000 $3,900,000 $113,000 $7,343,000
Not Provided 2,524 $760,887,000 $301,000 $2,900,000 $121,000 $1,308,000
Asian 929 $303,886,000 $327,000 $988,000 $131,000 $942,000
Hispanic 720 $207,927,000 $288,000 $768,000 $102,000 $566,000
Black or African American 341 $97,278,000 $285,000 $770,000 $93,000 $372,000
American Indian or Alaskan Native 66 $15,325,000 $232,000 $417,000 $95,000 $360,000
Native Hawaiin or Other Pacific Islander 47 $14,853,000 $316,000 $714,000 $97,000 $228,000
Not applicable 41 $81,674,000 $1,992,000 $55,500,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,196 $2,143,436,000 $297,000 $55,500,000 $133,000 $7,343,000
VA-guaranteed (Veterans Administration) 3,715 $1,198,328,000 $322,000 $1,000,000 $83,000 $884,000
FHA-insured (Federal Housing Administration) 510 $115,369,000 $226,000 $698,000 $74,000 $363,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $193,000 $193,000 $193,000 $74,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,329 $2,499,763,000 $300,000 $6,200,000 $114,000 $7,343,000
Application Withdrawn By Applicant 1,468 $492,399,000 $335,000 $55,500,000 $123,000 $900,000
Application Denied By Financial Institution 1,256 $357,085,000 $284,000 $5,400,000 $112,000 $674,000
File Closed For Incompleteness 275 $81,098,000 $294,000 $1,000,000 $116,000 $660,000
Application Approved But Not Accepted 71 $20,864,000 $293,000 $656,000 $99,000 $336,000
Preapproval Denied by Financial Institution 23 $6,117,000 $265,000 $636,000 $74,000 $186,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 719 $208,368,000 $289,000 $1,000,000 $119,000 $510,000
Collateral 194 $56,262,000 $290,000 $748,000 $130,000 $674,000
Credit History 121 $26,692,000 $220,000 $920,000 $94,000 $329,000
Debt-To-Income Ratio 106 $31,841,000 $300,000 $669,000 $70,000 $272,000
Other 76 $24,024,000 $316,000 $5,400,000 $101,000 $405,000
Unverifiable Information 47 $12,141,000 $258,000 $541,000 $85,000 $395,000
Employment History 7 $1,606,000 $229,000 $553,000 $80,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,326,000 $265,000 $396,000 $87,000 $186,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NBKC Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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