Customers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Customers Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,597 |
| Total Mortgage Loan Application Amount | $2,163,090,000 |
| Average Mortgage Loan Application Amount | $1,151,666 |
| Highest Mortgage Loan Application Amount | $45,200,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $2,369,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 190 | $ 25,451,000 | $ 133,000 | $ 40,000 |
| Philadelphia County Pennsylvania | 189 | $ 147,973,000 | $ 782,000 | $ 45,000 |
| Kings County New York | 141 | $ 643,561,000 | $ 4,564,000 | $ 1,000 |
| New Castle County Delaware | 89 | $ 30,058,000 | $ 337,000 | $ 88,000 |
| Chester County Pennsylvania | 69 | $ 17,937,000 | $ 259,000 | $ 104,000 |
| New York County New York | 65 | $ 309,950,000 | $ 4,768,000 | $ 2,000 |
| Santa Clara County California | 61 | $ 44,322,000 | $ 726,000 | $ 0 |
| Montgomery County Pennsylvania | 59 | $ 14,285,000 | $ 242,000 | $ 97,000 |
| Bucks County Pennsylvania | 52 | $ 10,912,000 | $ 209,000 | $ 93,000 |
| Orange County California | 48 | $ 33,292,000 | $ 693,000 | $ 0 |
| Los Angeles County California | 47 | $ 38,416,000 | $ 817,000 | $ 0 |
| Delaware County Pennsylvania | 37 | $ 17,146,000 | $ 463,000 | $ 78,000 |
| Bronx County New York | 31 | $ 155,229,000 | $ 5,007,000 | $ 2,000 |
| Alameda County California | 30 | $ 19,644,000 | $ 654,000 | $ 0 |
| Queens County New York | 30 | $ 109,250,000 | $ 3,641,000 | $ 31,000 |
| Kent County Delaware | 29 | $ 5,839,000 | $ 201,000 | $ 82,000 |
| Mercer County New Jersey | 23 | $ 19,583,000 | $ 851,000 | $ 56,000 |
| Newport County Rhode Island | 21 | $ 5,264,000 | $ 250,000 | $ 114,000 |
| Contra Costa County California | 14 | $ 9,906,000 | $ 707,000 | $ 0 |
| Hudson County New Jersey | 14 | $ 36,795,000 | $ 2,628,000 | $ 0 |
| King County Washington | 14 | $ 10,359,000 | $ 739,000 | $ 0 |
| San Diego County California | 13 | $ 10,578,000 | $ 813,000 | $ 0 |
| San Mateo County California | 13 | $ 9,798,000 | $ 753,000 | $ 0 |
| District of Columbia County District Of Columbia | 12 | $ 5,379,000 | $ 448,000 | $ 197,000 |
| Essex County New Jersey | 9 | $ 16,218,000 | $ 1,802,000 | $ 0 |
| Cook County Illinois | 8 | $ 5,521,000 | $ 690,000 | $ 0 |
| Baltimore City County Maryland | 7 | $ 11,847,000 | $ 1,692,000 | $ 0 |
| Montgomery County Maryland | 7 | $ 4,584,000 | $ 654,000 | $ 0 |
| Cape May County New Jersey | 7 | $ 2,425,000 | $ 346,000 | $ 277,000 |
| Westchester County New York | 7 | $ 5,491,000 | $ 784,000 | $ 89,000 |
| Harris County Texas | 7 | $ 6,264,000 | $ 894,000 | $ 0 |
| New Haven County Connecticut | 6 | $ 56,200,000 | $ 9,366,000 | $ 0 |
| San Francisco County California | 5 | $ 3,780,000 | $ 756,000 | $ 0 |
| Ventura County California | 5 | $ 3,141,000 | $ 628,000 | $ 0 |
| Burlington County New Jersey | 5 | $ 22,218,000 | $ 4,443,000 | $ 55,000 |
| Middlesex County New Jersey | 5 | $ 7,438,000 | $ 1,487,000 | $ 24,000 |
| Fairfax County Virginia | 5 | $ 2,818,000 | $ 563,000 | $ 76,000 |
| Maricopa County Arizona | 4 | $ 3,101,000 | $ 775,000 | $ 0 |
| Marin County California | 4 | $ 2,415,000 | $ 603,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 3,744,000 | $ 936,000 | $ 0 |
| Sussex County Delaware | 4 | $ 641,000 | $ 160,000 | $ 69,000 |
| Broward County Florida | 4 | $ 3,925,000 | $ 981,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 3,969,000 | $ 992,000 | $ 0 |
| Bristol County Massachusetts | 4 | $ 6,989,000 | $ 1,747,000 | $ 10,000 |
| Oakland County Michigan | 4 | $ 3,076,000 | $ 769,000 | $ 0 |
| Atlantic County New Jersey | 4 | $ 1,896,000 | $ 474,000 | $ 174,000 |
| Bergen County New Jersey | 4 | $ 6,102,000 | $ 1,525,000 | $ 122,000 |
| Gloucester County New Jersey | 4 | $ 24,352,000 | $ 6,088,000 | $ 29,000 |
| Nassau County New York | 4 | $ 2,447,000 | $ 611,000 | $ 53,000 |
| San Bernardino County California | 3 | $ 1,945,000 | $ 648,000 | $ 0 |
| Douglas County Colorado | 3 | $ 1,578,000 | $ 526,000 | $ 0 |
| Howard County Maryland | 3 | $ 1,645,000 | $ 548,000 | $ 0 |
| Hennepin County Minnesota | 3 | $ 2,168,000 | $ 722,000 | $ 0 |
| Camden County New Jersey | 3 | $ 5,110,000 | $ 1,703,000 | $ 0 |
| Monmouth County New Jersey | 3 | $ 4,935,000 | $ 1,645,000 | $ 53,000 |
| Saratoga County New York | 3 | $ 199,000 | $ 66,000 | $ 89,000 |
| Wake County North Carolina | 3 | $ 1,849,000 | $ 616,000 | $ 0 |
| Allegheny County Pennsylvania | 3 | $ 547,000 | $ 182,000 | $ 103,000 |
| Northampton County Pennsylvania | 3 | $ 483,000 | $ 161,000 | $ 67,000 |
| Schuylkill County Pennsylvania | 3 | $ 682,000 | $ 227,000 | $ 86,000 |
| Providence County Rhode Island | 3 | $ 465,000 | $ 155,000 | $ 58,000 |
| Montgomery County Texas | 3 | $ 1,667,000 | $ 555,000 | $ 0 |
| Pima County Arizona | 2 | $ 1,836,000 | $ 918,000 | $ 0 |
| El Dorado County California | 2 | $ 1,340,000 | $ 670,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,384,000 | $ 692,000 | $ 0 |
| Sonoma County California | 2 | $ 1,141,000 | $ 570,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,826,000 | $ 913,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 2,299,000 | $ 1,149,000 | $ 67,000 |
| Windham County Connecticut | 2 | $ 33,238,000 | $ 16,619,000 | $ 0 |
| Pinellas County Florida | 2 | $ 530,000 | $ 265,000 | $ 364,000 |
| DuPage County Illinois | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| Lake County Illinois | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 585,000 | $ 292,000 | $ 13,000 |
| Plymouth County Massachusetts | 2 | $ 1,144,000 | $ 572,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 1,191,000 | $ 595,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 26,519,000 | $ 13,259,000 | $ 0 |
| Orleans County New York | 2 | $ 42,000 | $ 21,000 | $ 45,000 |
| Richmond County New York | 2 | $ 406,000 | $ 203,000 | $ 177,000 |
| Lackawanna County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 13,258,000 | $ 6,629,000 | $ 7,000 |
| Washington County Pennsylvania | 2 | $ 184,000 | $ 92,000 | $ 53,000 |
| Kent County Rhode Island | 2 | $ 332,000 | $ 166,000 | $ 135,000 |
| Williamson County Tennessee | 2 | $ 1,197,000 | $ 598,000 | $ 0 |
| Travis County Texas | 2 | $ 1,162,000 | $ 581,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 1,024,000 | $ 512,000 | $ 812,000 |
| Baldwin County Alabama | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Fresno County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Mendocino County California | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Monterey County California | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Placer County California | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Riverside County California | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Denver County Colorado | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Tolland County Connecticut | 1 | $ 3,263,000 | $ 3,263,000 | $ 0 |
| Collier County Florida | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 2,254,000 | $ 2,254,000 | $ 0 |
| Lee County Florida | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 793,000 | $ 793,000 | $ 0 |
| Orange County Florida | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Sarasota County Florida | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Chatham County Georgia | 1 | $ 708,000 | $ 708,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Fulton County Georgia | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 40,000,000 | $ 40,000,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 566,000 |
| Dukes County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 167,000 |
| Essex County Massachusetts | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Washtenaw County Michigan | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Wayne County Michigan | 1 | $ 716,000 | $ 716,000 | $ 0 |
| Missoula County Montana | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Union County New Jersey | 1 | $ 986,000 | $ 986,000 | $ 0 |
| Warren County New Jersey | 1 | $ 7,000,000 | $ 7,000,000 | $ 0 |
| Albany County New York | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Chautauqua County New York | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| Rockland County New York | 1 | $ 8,400,000 | $ 8,400,000 | $ 0 |
| Suffolk County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 2,369,000 |
| Warren County New York | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Wayne County New York | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Carteret County North Carolina | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Orange County North Carolina | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Warren County Ohio | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Marion County Oregon | 1 | $ 716,000 | $ 716,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 125,000 |
| Carbon County Pennsylvania | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 2,775,000 | $ 2,775,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Bristol County Rhode Island | 1 | $ 262,000 | $ 262,000 | $ 104,000 |
| Washington County Rhode Island | 1 | $ 214,000 | $ 214,000 | $ 58,000 |
| Prince William County Virginia | 1 | $ 338,000 | $ 338,000 | $ 296,000 |
| Richmond City County Virginia | 1 | $ 104,000 | $ 104,000 | $ 146,000 |
| Pierce County Washington | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 610,000 | $ 610,000 | $ 0 |
Mortgage Loan Application Detail Totals for Customers Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 917 | $810,315,000 | $883,000 | $45,200,000 | $58,000 | $2,369,000 |
| Refinancing | 593 | $1,323,044,000 | $2,231,000 | $42,000,000 | $15,000 | $566,000 |
| Home Improvement | 87 | $29,731,000 | $341,000 | $8,400,000 | $95,000 | $547,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 984 | $2,033,421,000 | $2,066,000 | $45,200,000 | $13,000 | $219,000 |
| White | 379 | $98,782,000 | $260,000 | $12,340,000 | $117,000 | $2,369,000 |
| Hispanic | 114 | $9,717,000 | $85,000 | $492,000 | $34,000 | $157,000 |
| Black or African American | 70 | $8,390,000 | $119,000 | $404,000 | $48,000 | $167,000 |
| Asian | 26 | $7,161,000 | $275,000 | $1,125,000 | $86,000 | $421,000 |
| Not Provided | 21 | $5,174,000 | $246,000 | $680,000 | $145,000 | $583,000 |
| American Indian or Alaskan Native | 2 | $370,000 | $185,000 | $203,000 | $88,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $30,000 | $30,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,492 | $2,145,330,000 | $1,437,000 | $45,200,000 | $43,000 | $2,369,000 |
| FHA-insured (Federal Housing Administration) | 74 | $11,539,000 | $155,000 | $476,000 | $53,000 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $3,119,000 | $183,000 | $291,000 | $55,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 14 | $3,102,000 | $221,000 | $410,000 | $68,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 762 | $1,693,388,000 | $2,222,000 | $45,200,000 | $51,000 | $759,000 |
| Loan Purchased By The Institution | 601 | $310,135,000 | $516,000 | $2,254,000 | $22,000 | $219,000 |
| Application Denied By Financial Institution | 108 | $64,367,000 | $595,000 | $12,500,000 | $85,000 | $2,369,000 |
| Application Withdrawn By Applicant | 57 | $59,167,000 | $1,038,000 | $16,575,000 | $71,000 | $489,000 |
| Application Approved But Not Accepted | 29 | $8,111,000 | $279,000 | $2,000,000 | $105,000 | $737,000 |
| Preapproval Denied by Financial Institution | 21 | $2,896,000 | $137,000 | $295,000 | $42,000 | $90,000 |
| Preapproval Approved but not Accepted | 11 | $1,761,000 | $160,000 | $280,000 | $52,000 | $120,000 |
| File Closed For Incompleteness | 8 | $23,265,000 | $2,908,000 | $22,100,000 | $33,000 | $70,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.