Nexbank Mortgage Lending & HMDA Data, 2021

In 2021, Nexbank of Dallas, TX reported 14,481 mortgage applications totaling $6.1 billion, up 2% from 2020. The average application was for $418,297, and applicants reported an average income of $140,465. 39% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,296), Dallas-Plano-Irving, TX (1,139) and Los Angeles-Long Beach-Glendale, CA (912) (applications in parentheses).

Mortgage Company & Address Nexbank
2515 McKinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,481
Total Mortgage Loan Application Amount $6,057,365,000
Average Mortgage Loan Application Amount $418,297
Highest Mortgage Loan Application Amount $51,355,000
Average Applicant Income $140,465
Highest Applicant Income $2,760,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexbank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 912 $ 754,080,000 $ 826,842 $ 163,000
San Diego, California 510 $ 266,910,000 $ 523,352 $ 159,000
Orange, California 441 $ 252,205,000 $ 571,893 $ 158,000
Pima, Arizona 427 $ 89,885,000 $ 210,503 $ 154,000
Cook, Illinois 416 $ 103,290,000 $ 248,293 $ 83,000
Maricopa, Arizona 404 $ 137,710,000 $ 340,866 $ 145,000
Collin, Texas 372 $ 122,800,000 $ 330,107 $ 138,000
Dallas, Texas 329 $ 185,525,000 $ 563,905 $ 165,000
Harris, Texas 325 $ 275,235,000 $ 846,876 $ 134,000
Denton, Texas 312 $ 97,370,000 $ 312,083 $ 138,000
Fulton, Georgia 288 $ 108,620,000 $ 377,152 $ 155,000
Tarrant, Texas 273 $ 173,145,000 $ 634,230 $ 146,000
Riverside, California 269 $ 112,955,000 $ 419,907 $ 134,000
King, Washington 261 $ 163,725,000 $ 627,298 $ 176,000
Travis, Texas 253 $ 113,405,000 $ 448,241 $ 180,000
Alameda, California 221 $ 141,095,000 $ 638,438 $ 196,000
Cobb, Georgia 215 $ 60,645,000 $ 282,069 $ 124,000
San Bernardino, California 198 $ 81,940,000 $ 413,838 $ 148,000
Santa Clara, California 182 $ 121,230,000 $ 666,098 $ 198,000
Gwinnett, Georgia 166 $ 47,320,000 $ 285,060 $ 121,000
Bexar, Texas 164 $ 50,720,000 $ 309,268 $ 160,000
DeKalb, Georgia 161 $ 55,855,000 $ 346,925 $ 158,000
Forsyth, Georgia 145 $ 47,065,000 $ 324,586 $ 147,000
Williamson, Texas 134 $ 41,290,000 $ 308,134 $ 160,000
Sacramento, California 129 $ 46,365,000 $ 359,418 $ 127,000
Contra Costa, California 126 $ 84,860,000 $ 673,492 $ 204,000
Cherokee, Georgia 116 $ 30,400,000 $ 262,068 $ 105,000
Ventura, California 113 $ 57,005,000 $ 504,469 $ 201,000
Fort Bend, Texas 112 $ 33,190,000 $ 296,339 $ 154,000
Snohomish, Washington 112 $ 52,270,000 $ 466,696 $ 135,000
Yuma, Arizona 110 $ 19,330,000 $ 175,727 $ 0
Honolulu, Hawaii 104 $ 57,190,000 $ 549,903 $ 235,000
Clark, Nevada 104 $ 36,280,000 $ 348,846 $ 95,000
San Mateo, California 101 $ 60,905,000 $ 603,019 $ 188,000
Arapahoe, Colorado 80 $ 27,960,000 $ 349,500 $ 113,000
Denver, Colorado 80 $ 35,670,000 $ 445,875 $ 186,000
Johnson, Kansas 79 $ 21,975,000 $ 278,164 $ 128,000
DuPage, Illinois 78 $ 19,010,000 $ 243,717 $ 82,000
Middlesex, Massachusetts 72 $ 35,160,000 $ 488,333 $ 202,000
Hays, Texas 71 $ 23,205,000 $ 326,830 $ 134,000
Lake, Illinois 70 $ 18,780,000 $ 268,285 $ 101,000
Montgomery, Texas 68 $ 49,590,000 $ 729,264 $ 142,000
Douglas, Colorado 66 $ 28,480,000 $ 431,515 $ 146,000
San Joaquin, California 65 $ 27,335,000 $ 420,538 $ 136,000
San Francisco, California 64 $ 42,010,000 $ 656,406 $ 193,000
Allegheny, Pennsylvania 61 $ 14,955,000 $ 245,163 $ 127,000
Pinal, Arizona 57 $ 12,225,000 $ 214,473 $ 33,000
Larimer, Colorado 57 $ 17,555,000 $ 307,982 $ 88,000
Jefferson, Colorado 56 $ 19,690,000 $ 351,607 $ 123,000
Fairfax, Virginia 55 $ 24,475,000 $ 445,000 $ 152,000
Adams, Colorado 51 $ 16,985,000 $ 333,039 $ 108,000
Galveston, Texas 51 $ 12,135,000 $ 237,941 $ 153,000
Rockwall, Texas 51 $ 17,935,000 $ 351,666 $ 125,000
Boulder, Colorado 45 $ 22,485,000 $ 499,666 $ 104,000
Placer, California 42 $ 18,850,000 $ 448,809 $ 130,000
Jackson, Missouri 42 $ 11,560,000 $ 275,238 $ 133,000
Henrico, Virginia 42 $ 10,590,000 $ 252,142 $ 105,000
Cochise, Arizona 38 $ 6,140,000 $ 161,578 $ 0
Tulsa, Oklahoma 38 $ 5,890,000 $ 155,000 $ 50,000
Ellis, Texas 38 $ 9,880,000 $ 260,000 $ 154,000
Taylor, Texas 38 $ 7,950,000 $ 209,210 $ 129,000
Montgomery, Maryland 37 $ 18,515,000 $ 500,405 $ 160,000
Norfolk, Massachusetts 37 $ 17,845,000 $ 482,297 $ 156,000
Solano, California 36 $ 15,030,000 $ 417,500 $ 117,000
McLennan, Texas 36 $ 7,610,000 $ 211,388 $ 113,000
Wake, North Carolina 35 $ 12,255,000 $ 350,142 $ 122,000
El Paso, Colorado 34 $ 18,510,000 $ 544,411 $ 118,000
Paulding, Georgia 34 $ 7,320,000 $ 215,294 $ 85,000
Essex, Massachusetts 34 $ 15,570,000 $ 457,941 $ 170,000
Pierce, Washington 34 $ 19,260,000 $ 566,470 $ 138,000
Santa Barbara, California 33 $ 19,575,000 $ 593,181 $ 115,000
Broward, Florida 33 $ 13,575,000 $ 411,363 $ 168,000
Bartow, Georgia 33 $ 7,945,000 $ 240,757 $ 97,000
McHenry, Illinois 32 $ 7,160,000 $ 223,750 $ 73,000
Marin, California 31 $ 24,005,000 $ 774,354 $ 291,000
Loudoun, Virginia 31 $ 14,825,000 $ 478,225 $ 174,000
Weld, Colorado 30 $ 9,840,000 $ 328,000 $ 119,000
Hall, Georgia 30 $ 8,940,000 $ 298,000 $ 105,000
Suffolk, Massachusetts 30 $ 15,370,000 $ 512,333 $ 187,000
Miami-Dade, Florida 29 $ 9,925,000 $ 342,241 $ 268,000
Kane, Illinois 29 $ 5,995,000 $ 206,724 $ 97,000
Mecklenburg, North Carolina 29 $ 10,315,000 $ 355,689 $ 102,000
Parker, Texas 29 $ 9,205,000 $ 317,413 $ 152,000
Fresno, California 27 $ 13,185,000 $ 488,333 $ 125,000
San Luis Obispo, California 27 $ 13,335,000 $ 493,888 $ 175,000
Palm Beach, Florida 27 $ 7,215,000 $ 267,222 $ 87,000
Cass, Missouri 27 $ 6,875,000 $ 254,629 $ 127,000
St. Louis, Missouri 27 $ 5,955,000 $ 220,555 $ 0
Sonoma, California 26 $ 13,560,000 $ 521,538 $ 127,000
Bernalillo, New Mexico 26 $ 7,610,000 $ 292,692 $ 0
Marion, Indiana 25 $ 4,835,000 $ 193,400 $ 40,000
Comal, Texas 25 $ 8,165,000 $ 326,600 $ 182,000
Richmond City, Virginia 25 $ 7,935,000 $ 317,400 $ 123,000
Kern, California 24 $ 6,550,000 $ 272,916 $ 144,000
Stanislaus, California 24 $ 6,640,000 $ 276,666 $ 72,000
Jefferson, Louisiana 24 $ 4,710,000 $ 196,250 $ 53,000
Oakland, Michigan 24 $ 9,950,000 $ 414,583 $ 150,000
St. Charles, Missouri 24 $ 7,040,000 $ 293,333 $ 0
Grayson, Texas 24 $ 6,820,000 $ 284,166 $ 121,000
Kaufman, Texas 24 $ 6,300,000 $ 262,500 $ 96,000
Hillsborough, Florida 23 $ 6,025,000 $ 261,956 $ 127,000
Will, Illinois 23 $ 5,995,000 $ 260,652 $ 87,000
Oklahoma, Oklahoma 23 $ 5,045,000 $ 219,347 $ 92,000
Pinellas, Florida 22 $ 7,020,000 $ 319,090 $ 137,000
Davidson, Tennessee 22 $ 10,590,000 $ 481,363 $ 136,000
Brevard, Florida 21 $ 4,085,000 $ 194,523 $ 54,000
Chesterfield, Virginia 21 $ 6,105,000 $ 290,714 $ 124,000
Santa Cruz, California 20 $ 12,890,000 $ 644,500 $ 148,000
Plymouth, Massachusetts 20 $ 7,220,000 $ 361,000 $ 175,000
Brazoria, Texas 20 $ 4,580,000 $ 229,000 $ 146,000
Clarke, Georgia 19 $ 3,865,000 $ 203,421 $ 104,000
Middlesex, New Jersey 19 $ 5,875,000 $ 309,210 $ 0
Monterey, California 18 $ 7,630,000 $ 423,888 $ 81,000
Douglas, Georgia 18 $ 3,670,000 $ 203,888 $ 72,000
Multnomah, Oregon 18 $ 11,510,000 $ 639,444 $ 137,000
Wise, Texas 18 $ 6,590,000 $ 366,111 $ 162,000
El Dorado, California 17 $ 8,425,000 $ 495,588 $ 167,000
Maui, Hawaii 17 $ 9,125,000 $ 536,764 $ 0
Johnson, Texas 17 $ 5,425,000 $ 319,117 $ 124,000
Spokane, Washington 17 $ 6,135,000 $ 360,882 $ 143,000
La Plata, Colorado 16 $ 6,370,000 $ 398,125 $ 110,000
Hennepin, Minnesota 16 $ 8,370,000 $ 523,125 $ 0
Washington, Oregon 16 $ 11,150,000 $ 696,875 $ 88,000
Hidalgo, Texas 16 $ 2,940,000 $ 183,750 $ 107,000
Salt Lake, Utah 16 $ 8,170,000 $ 510,625 $ 84,000
Jefferson, Alabama 15 $ 4,765,000 $ 317,666 $ 146,000
Sarasota, Florida 15 $ 4,665,000 $ 311,000 $ 162,000
Barrow, Georgia 15 $ 3,115,000 $ 207,666 $ 128,000
Henry, Georgia 15 $ 3,655,000 $ 243,666 $ 102,000
Madison, Illinois 15 $ 2,545,000 $ 169,666 $ 0
Bell, Texas 15 $ 3,095,000 $ 206,333 $ 125,000
Brazos, Texas 15 $ 3,115,000 $ 207,666 $ 225,000
Arlington, Virginia 15 $ 8,115,000 $ 541,000 $ 150,000
Madison, Alabama 14 $ 3,190,000 $ 227,857 $ 82,000
Yavapai, Arizona 14 $ 4,900,000 $ 350,000 $ 330,000
Sussex, Delaware 14 $ 2,690,000 $ 192,142 $ 0
Lee, Florida 14 $ 3,190,000 $ 227,857 $ 113,000
Orange, Florida 14 $ 4,680,000 $ 334,285 $ 112,000
Pasco, Florida 14 $ 2,900,000 $ 207,142 $ 91,000
Coweta, Georgia 14 $ 4,850,000 $ 346,428 $ 182,000
Jackson, Georgia 14 $ 4,100,000 $ 292,857 $ 97,000
Orleans, Louisiana 14 $ 4,440,000 $ 317,142 $ 264,000
Macomb, Michigan 14 $ 2,880,000 $ 205,714 $ 0
Wayne, Michigan 14 $ 4,410,000 $ 315,000 $ 0
Clay, Missouri 14 $ 3,380,000 $ 241,428 $ 131,000
Morris, New Jersey 14 $ 5,000,000 $ 357,142 $ 0
Ocean, New Jersey 14 $ 3,880,000 $ 277,142 $ 0
Cuyahoga, Ohio 14 $ 2,780,000 $ 198,571 $ 0
Franklin, Ohio 14 $ 3,650,000 $ 260,714 $ 0
Hamilton, Ohio 14 $ 4,370,000 $ 312,142 $ 0
Montgomery, Pennsylvania 14 $ 3,780,000 $ 270,000 $ 0
Sumner, Tennessee 14 $ 3,270,000 $ 233,571 $ 0
El Paso, Texas 14 $ 2,400,000 $ 171,428 $ 74,000
Prince William, Virginia 14 $ 4,900,000 $ 350,000 $ 96,000
New Castle, Delaware 13 $ 4,055,000 $ 311,923 $ 0
Prince George's, Maryland 13 $ 3,505,000 $ 269,615 $ 103,000
Bergen, New Jersey 13 $ 5,615,000 $ 431,923 $ 374,000
Essex, New Jersey 13 $ 6,485,000 $ 498,846 $ 0
Hunt, Texas 13 $ 2,925,000 $ 225,000 $ 113,000
Nueces, Texas 13 $ 3,085,000 $ 237,307 $ 119,000
Shelby, Alabama 12 $ 2,990,000 $ 249,166 $ 119,000
Nevada, California 12 $ 7,530,000 $ 627,500 $ 0
Fairfield, Connecticut 12 $ 4,560,000 $ 380,000 $ 80,000
District of Columbia, District Of Columbia 12 $ 6,740,000 $ 561,666 $ 163,000
Fayette, Georgia 12 $ 3,820,000 $ 318,333 $ 155,000
St. Tammany, Louisiana 12 $ 2,520,000 $ 210,000 $ 0
Hudson, New Jersey 12 $ 5,760,000 $ 480,000 $ 0
Somerset, New Jersey 12 $ 3,760,000 $ 313,333 $ 0
Delaware, Pennsylvania 12 $ 3,450,000 $ 287,500 $ 118,000
Wichita, Texas 12 $ 2,510,000 $ 209,166 $ 153,000
Chelan, Washington 12 $ 5,260,000 $ 438,333 $ 223,000
Kitsap, Washington 12 $ 8,660,000 $ 721,666 $ 96,000
Manatee, Florida 11 $ 3,105,000 $ 282,272 $ 88,000
Walton, Georgia 11 $ 3,125,000 $ 284,090 $ 88,000
Ada, Idaho 11 $ 4,125,000 $ 375,000 $ 0
Hamilton, Indiana 11 $ 2,905,000 $ 264,090 $ 0
Union, New Jersey 11 $ 3,945,000 $ 358,636 $ 0
Clackamas, Oregon 11 $ 8,465,000 $ 769,545 $ 80,000
Washington, Pennsylvania 11 $ 2,795,000 $ 254,090 $ 123,000
Hamilton, Tennessee 11 $ 2,755,000 $ 250,454 $ 0
Williamson, Tennessee 11 $ 4,845,000 $ 440,454 $ 0
Cameron, Texas 11 $ 3,175,000 $ 288,636 $ 663,000
Waller, Texas 11 $ 3,565,000 $ 324,090 $ 107,000
Hanover, Virginia 11 $ 2,765,000 $ 251,363 $ 138,000
Hartford, Connecticut 10 $ 2,150,000 $ 215,000 $ 58,000
Carroll, Georgia 10 $ 2,430,000 $ 243,000 $ 62,000
McLean, Illinois 10 $ 1,790,000 $ 179,000 $ 0
Wyandotte, Kansas 10 $ 1,730,000 $ 173,000 $ 87,000
Jefferson, Kentucky 10 $ 2,290,000 $ 229,000 $ 0
Charleston, South Carolina 10 $ 5,600,000 $ 560,000 $ 265,000
Cooke, Texas 10 $ 2,340,000 $ 234,000 $ 100,000
Henderson, Texas 10 $ 3,800,000 $ 380,000 $ 207,000
Hood, Texas 10 $ 2,530,000 $ 253,000 $ 146,000
Smith, Texas 10 $ 2,250,000 $ 225,000 $ 158,000
Stafford, Virginia 10 $ 4,280,000 $ 428,000 $ 163,000
Tulare, California 9 $ 2,015,000 $ 223,888 $ 0
Martin, Florida 9 $ 2,035,000 $ 226,111 $ 0
Polk, Florida 9 $ 1,655,000 $ 183,888 $ 92,000
Dawson, Georgia 9 $ 2,485,000 $ 276,111 $ 121,000
Oconee, Georgia 9 $ 3,025,000 $ 336,111 $ 92,000
East Baton Rouge, Louisiana 9 $ 1,845,000 $ 205,000 $ 0
Mercer, New Jersey 9 $ 2,745,000 $ 305,000 $ 0
Marion, Oregon 9 $ 3,065,000 $ 340,555 $ 0
Greenville, South Carolina 9 $ 1,675,000 $ 186,111 $ 42,000
Guadalupe, Texas 9 $ 2,405,000 $ 267,222 $ 130,000
Milwaukee, Wisconsin 9 $ 1,815,000 $ 201,666 $ 0
Talladega, Alabama 8 $ 1,280,000 $ 160,000 $ 83,000
La Paz, Arizona 8 $ 1,320,000 $ 165,000 $ 0
Mohave, Arizona 8 $ 1,650,000 $ 206,250 $ 0
Imperial, California 8 $ 1,560,000 $ 195,000 $ 74,000
Yolo, California 8 $ 3,480,000 $ 435,000 $ 100,000
Mesa, Colorado 8 $ 2,000,000 $ 250,000 $ 130,000
Kent, Delaware 8 $ 1,860,000 $ 232,500 $ 0
Duval, Florida 8 $ 1,780,000 $ 222,500 $ 62,000
Seminole, Florida 8 $ 1,670,000 $ 208,750 $ 0
Pickens, Georgia 8 $ 2,190,000 $ 273,750 $ 95,000
St. Clair, Illinois 8 $ 1,560,000 $ 195,000 $ 0
Anne Arundel, Maryland 8 $ 3,500,000 $ 437,500 $ 143,000
Baltimore, Maryland 8 $ 3,560,000 $ 445,000 $ 49,000
Worcester, Massachusetts 8 $ 3,420,000 $ 427,500 $ 99,000
Jefferson, Missouri 8 $ 2,070,000 $ 258,750 $ 0
Washoe, Nevada 8 $ 3,890,000 $ 486,250 $ 97,000
Stark, Ohio 8 $ 1,520,000 $ 190,000 $ 0
Warren, Ohio 8 $ 1,970,000 $ 246,250 $ 0
Bucks, Pennsylvania 8 $ 2,910,000 $ 363,750 $ 0
Lancaster, Pennsylvania 8 $ 2,070,000 $ 258,750 $ 0
Philadelphia, Pennsylvania 8 $ 2,030,000 $ 253,750 $ 0
Horry, South Carolina 8 $ 1,940,000 $ 242,500 $ 97,000
Webb, Texas 8 $ 1,300,000 $ 162,500 $ 0
Island, Washington 8 $ 3,400,000 $ 425,000 $ 146,000
Whatcom, Washington 8 $ 10,690,000 $ 1,336,250 $ 161,000
Graham, Arizona 7 $ 1,235,000 $ 176,428 $ 0
Santa Cruz, Arizona 7 $ 1,245,000 $ 177,857 $ 0
Shasta, California 7 $ 1,795,000 $ 256,428 $ 129,000
Osceola, Florida 7 $ 1,535,000 $ 219,285 $ 255,000
St. Johns, Florida 7 $ 2,305,000 $ 329,285 $ 0
Chatham, Georgia 7 $ 1,445,000 $ 206,428 $ 78,000
Lowndes, Georgia 7 $ 1,265,000 $ 180,714 $ 98,000
Kootenai, Idaho 7 $ 3,855,000 $ 550,714 $ 239,000
Kendall, Illinois 7 $ 1,225,000 $ 175,000 $ 82,000
Hendricks, Indiana 7 $ 1,075,000 $ 153,571 $ 0
Leavenworth, Kansas 7 $ 1,075,000 $ 153,571 $ 96,000
Frederick, Maryland 7 $ 2,335,000 $ 333,571 $ 267,000
Howard, Maryland 7 $ 3,375,000 $ 482,142 $ 153,000
Barnstable, Massachusetts 7 $ 3,055,000 $ 436,428 $ 244,000
Ramsey, Minnesota 7 $ 1,185,000 $ 169,285 $ 0
Platte, Missouri 7 $ 1,565,000 $ 223,571 $ 158,000
St. Louis City, Missouri 7 $ 1,095,000 $ 156,428 $ 0
Hunterdon, New Jersey 7 $ 2,335,000 $ 333,571 $ 150,000
Monmouth, New Jersey 7 $ 2,325,000 $ 332,142 $ 0
Santa Fe, New Mexico 7 $ 3,045,000 $ 435,000 $ 0
New Hanover, North Carolina 7 $ 2,715,000 $ 387,857 $ 0
Canadian, Oklahoma 7 $ 1,425,000 $ 203,571 $ 74,000
Cleveland, Oklahoma 7 $ 1,935,000 $ 276,428 $ 82,000
Deschutes, Oregon 7 $ 5,045,000 $ 720,714 $ 123,000
Shelby, Tennessee 7 $ 2,235,000 $ 319,285 $ 0
Ector, Texas 7 $ 1,495,000 $ 213,571 $ 122,000
Utah, Utah 7 $ 3,115,000 $ 445,000 $ 0
Orange, Virginia 7 $ 1,805,000 $ 257,857 $ 113,000
Lauderdale, Alabama 6 $ 740,000 $ 123,333 $ 0
Coconino, Arizona 6 $ 2,230,000 $ 371,666 $ 0
Napa, California 6 $ 2,730,000 $ 455,000 $ 277,000
Clayton, Georgia 6 $ 670,000 $ 111,666 $ 91,000
Hart, Georgia 6 $ 2,240,000 $ 373,333 $ 205,000
Rockdale, Georgia 6 $ 1,670,000 $ 278,333 $ 89,000
Harford, Maryland 6 $ 1,590,000 $ 265,000 $ 117,000
Sussex, New Jersey 6 $ 1,890,000 $ 315,000 $ 100,000
Sandoval, New Mexico 6 $ 2,010,000 $ 335,000 $ 0
Guilford, North Carolina 6 $ 1,670,000 $ 278,333 $ 0
Lorain, Ohio 6 $ 1,430,000 $ 238,333 $ 111,000
Montgomery, Ohio 6 $ 1,010,000 $ 168,333 $ 0
Chester, Pennsylvania 6 $ 1,970,000 $ 328,333 $ 0
Kent, Rhode Island 6 $ 1,930,000 $ 321,666 $ 0
Providence, Rhode Island 6 $ 1,460,000 $ 243,333 $ 0
Lexington, South Carolina 6 $ 1,150,000 $ 191,666 $ 0
Sevier, Tennessee 6 $ 3,750,000 $ 625,000 $ 0
Gregg, Texas 6 $ 1,450,000 $ 241,666 $ 86,000
Thurston, Washington 6 $ 2,920,000 $ 486,666 $ 97,000
Waukesha, Wisconsin 6 $ 2,640,000 $ 440,000 $ 0
Baldwin, Alabama 5 $ 2,735,000 $ 547,000 $ 510,000
Houston, Alabama 5 $ 1,165,000 $ 233,000 $ 0
Pike, Alabama 5 $ 1,085,000 $ 217,000 $ 13,000
Randolph, Alabama 5 $ 1,765,000 $ 353,000 $ 155,000
St. Clair, Alabama 5 $ 1,295,000 $ 259,000 $ 67,000
Navajo, Arizona 5 $ 775,000 $ 155,000 $ 0
San Benito, California 5 $ 3,005,000 $ 601,000 $ 334,000
Broomfield, Colorado 5 $ 1,635,000 $ 327,000 $ 94,000
New Haven, Connecticut 5 $ 1,315,000 $ 263,000 $ 70,000
Charlotte, Florida 5 $ 685,000 $ 137,000 $ 55,000
Collier, Florida 5 $ 3,325,000 $ 665,000 $ 71,000
Santa Rosa, Florida 5 $ 925,000 $ 185,000 $ 38,000
Volusia, Florida 5 $ 785,000 $ 157,000 $ 154,000
Columbia, Georgia 5 $ 1,245,000 $ 249,000 $ 129,000
Gilmer, Georgia 5 $ 1,235,000 $ 247,000 $ 108,000
Troup, Georgia 5 $ 765,000 $ 153,000 $ 97,000
Canyon, Idaho 5 $ 1,285,000 $ 257,000 $ 0
Hancock, Indiana 5 $ 755,000 $ 151,000 $ 0
Beauregard, Louisiana 5 $ 755,000 $ 151,000 $ 0
Caddo, Louisiana 5 $ 735,000 $ 147,000 $ 0
Bristol, Massachusetts 5 $ 1,745,000 $ 349,000 $ 0
Dakota, Minnesota 5 $ 1,515,000 $ 303,000 $ 0
Scott, Minnesota 5 $ 2,915,000 $ 583,000 $ 0
Washington, Minnesota 5 $ 1,185,000 $ 237,000 $ 0
Franklin, Missouri 5 $ 1,625,000 $ 325,000 $ 0
Greene, Missouri 5 $ 1,085,000 $ 217,000 $ 0
Burlington, New Jersey 5 $ 1,235,000 $ 247,000 $ 0
Camden, New Jersey 5 $ 765,000 $ 153,000 $ 0
Alamance, North Carolina 5 $ 835,000 $ 167,000 $ 0
Carteret, North Carolina 5 $ 1,345,000 $ 269,000 $ 0
Forsyth, North Carolina 5 $ 1,465,000 $ 293,000 $ 0
Clermont, Ohio 5 $ 1,065,000 $ 213,000 $ 0
Delaware, Ohio 5 $ 1,415,000 $ 283,000 $ 0
Greene, Ohio 5 $ 1,655,000 $ 331,000 $ 0
Knox, Tennessee 5 $ 3,565,000 $ 713,000 $ 0
Robertson, Tennessee 5 $ 995,000 $ 199,000 $ 0
Midland, Texas 5 $ 2,005,000 $ 401,000 $ 199,000
Randall, Texas 5 $ 785,000 $ 157,000 $ 84,000
Clark, Washington 5 $ 1,825,000 $ 365,000 $ 0
Mason, Washington 5 $ 1,435,000 $ 287,000 $ 113,000
Dane, Wisconsin 5 $ 3,385,000 $ 677,000 $ 0
Blount, Alabama 4 $ 650,000 $ 162,500 $ 90,000
Mobile, Alabama 4 $ 620,000 $ 155,000 $ 0
Montgomery, Alabama 4 $ 1,350,000 $ 337,500 $ 111,000
Tuscaloosa, Alabama 4 $ 780,000 $ 195,000 $ 0
Butte, California 4 $ 1,640,000 $ 410,000 $ 111,000
Mono, California 4 $ 1,380,000 $ 345,000 $ 101,000
Tuolumne, California 4 $ 1,270,000 $ 317,500 $ 133,000
Yuba, California 4 $ 2,400,000 $ 600,000 $ 139,000
Pueblo, Colorado 4 $ 1,000,000 $ 250,000 $ 29,000
Routt, Colorado 4 $ 2,740,000 $ 685,000 $ 176,000
Summit, Colorado 4 $ 2,800,000 $ 700,000 $ 0
Alachua, Florida 4 $ 1,030,000 $ 257,500 $ 54,000
Indian River, Florida 4 $ 570,000 $ 142,500 $ 0
Okaloosa, Florida 4 $ 1,420,000 $ 355,000 $ 172,000
St. Lucie, Florida 4 $ 770,000 $ 192,500 $ 0
Elbert, Georgia 4 $ 790,000 $ 197,500 $ 58,000
Floyd, Georgia 4 $ 1,330,000 $ 332,500 $ 0
Habersham, Georgia 4 $ 1,150,000 $ 287,500 $ 92,000
Lumpkin, Georgia 4 $ 800,000 $ 200,000 $ 46,000
Madison, Georgia 4 $ 840,000 $ 210,000 $ 78,000
Newton, Georgia 4 $ 880,000 $ 220,000 $ 25,000
Spalding, Georgia 4 $ 1,070,000 $ 267,500 $ 93,000
Whitfield, Georgia 4 $ 560,000 $ 140,000 $ 85,000
Kauai, Hawaii 4 $ 2,280,000 $ 570,000 $ 0
Porter, Indiana 4 $ 930,000 $ 232,500 $ 0
Ascension, Louisiana 4 $ 840,000 $ 210,000 $ 0
Tangipahoa, Louisiana 4 $ 920,000 $ 230,000 $ 0
Carroll, Maryland 4 $ 1,510,000 $ 377,500 $ 119,000
Livingston, Michigan 4 $ 1,260,000 $ 315,000 $ 0
Lea, New Mexico 4 $ 520,000 $ 130,000 $ 0
San Juan, New Mexico 4 $ 610,000 $ 152,500 $ 0
Catawba, North Carolina 4 $ 670,000 $ 167,500 $ 0
Durham, North Carolina 4 $ 1,000,000 $ 250,000 $ 0
Iredell, North Carolina 4 $ 1,750,000 $ 437,500 $ 0
Union, North Carolina 4 $ 1,930,000 $ 482,500 $ 41,000
Butler, Ohio 4 $ 1,020,000 $ 255,000 $ 0
Lucas, Ohio 4 $ 620,000 $ 155,000 $ 0
Madison, Ohio 4 $ 890,000 $ 222,500 $ 0
Mahoning, Ohio 4 $ 340,000 $ 85,000 $ 0
Summit, Ohio 4 $ 1,270,000 $ 317,500 $ 0
Rogers, Oklahoma 4 $ 950,000 $ 237,500 $ 38,000
Benton, Oregon 4 $ 1,620,000 $ 405,000 $ 0
Yamhill, Oregon 4 $ 1,210,000 $ 302,500 $ 0
Butler, Pennsylvania 4 $ 1,230,000 $ 307,500 $ 122,000
Monroe, Pennsylvania 4 $ 960,000 $ 240,000 $ 0
York, Pennsylvania 4 $ 610,000 $ 152,500 $ 0
Berkeley, South Carolina 4 $ 1,370,000 $ 342,500 $ 0
Spartanburg, South Carolina 4 $ 750,000 $ 187,500 $ 241,000
Wilson, Tennessee 4 $ 1,160,000 $ 290,000 $ 0
Bastrop, Texas 4 $ 1,680,000 $ 420,000 $ 119,000
Burnet, Texas 4 $ 1,880,000 $ 470,000 $ 113,000
Llano, Texas 4 $ 1,410,000 $ 352,500 $ 263,000
Tom Green, Texas 4 $ 1,030,000 $ 257,500 $ 163,000
Davis, Utah 4 $ 1,550,000 $ 387,500 $ 0
Weber, Utah 4 $ 4,400,000 $ 1,100,000 $ 0
Fairfax City, Virginia 4 $ 1,760,000 $ 440,000 $ 173,000
Manassas, Virginia 4 $ 850,000 $ 212,500 $ 118,000
Spotsylvania, Virginia 4 $ 920,000 $ 230,000 $ 225,000
Clallam, Washington 4 $ 2,880,000 $ 720,000 $ 40,000
Skagit, Washington 4 $ 4,770,000 $ 1,192,500 $ 145,000
Washington, Wisconsin 4 $ 880,000 $ 220,000 $ 0
Laramie, Wyoming 4 $ 1,700,000 $ 425,000 $ 158,000
Lee, Alabama 3 $ 995,000 $ 331,666 $ 0
Benton, Arkansas 3 $ 975,000 $ 325,000 $ 0
Pulaski, Arkansas 3 $ 595,000 $ 198,333 $ 127,000
Mendocino, California 3 $ 2,415,000 $ 805,000 $ 146,000
Merced, California 3 $ 775,000 $ 258,333 $ 789,000
Teller, Colorado 3 $ 1,095,000 $ 365,000 $ 323,000
Clay, Florida 3 $ 595,000 $ 198,333 $ 0
Escambia, Florida 3 $ 375,000 $ 125,000 $ 69,000
Hernando, Florida 3 $ 455,000 $ 151,666 $ 79,000
Lake, Florida 3 $ 845,000 $ 281,666 $ 128,000
Marion, Florida 3 $ 385,000 $ 128,333 $ 35,000
Camden, Georgia 3 $ 575,000 $ 191,666 $ 92,000
Catoosa, Georgia 3 $ 885,000 $ 295,000 $ 74,000
Fannin, Georgia 3 $ 825,000 $ 275,000 $ 117,000
Glynn, Georgia 3 $ 1,155,000 $ 385,000 $ 202,000
Gordon, Georgia 3 $ 625,000 $ 208,333 $ 75,000
Haralson, Georgia 3 $ 515,000 $ 171,666 $ 70,000
Oglethorpe, Georgia 3 $ 775,000 $ 258,333 $ 98,000
Richmond, Georgia 3 $ 1,195,000 $ 398,333 $ 79,000
Towns, Georgia 3 $ 615,000 $ 205,000 $ 36,000
Hawaii, Hawaii 3 $ 1,375,000 $ 458,333 $ 0
Macon, Illinois 3 $ 575,000 $ 191,666 $ 0
Winnebago, Illinois 3 $ 265,000 $ 88,333 $ 0
Allen, Indiana 3 $ 645,000 $ 215,000 $ 0
Floyd, Indiana 3 $ 925,000 $ 308,333 $ 0
Johnson, Indiana 3 $ 515,000 $ 171,666 $ 0
Lake, Indiana 3 $ 725,000 $ 241,666 $ 0
Polk, Iowa 3 $ 705,000 $ 235,000 $ 0
Oldham, Kentucky 3 $ 865,000 $ 288,333 $ 0
Calcasieu, Louisiana 3 $ 545,000 $ 181,666 $ 0
Lafayette, Louisiana 3 $ 835,000 $ 278,333 $ 0
St. James, Louisiana 3 $ 465,000 $ 155,000 $ 0
Worcester, Maryland 3 $ 445,000 $ 148,333 $ 86,000
Hampden, Massachusetts 3 $ 885,000 $ 295,000 $ 92,000
Jackson, Michigan 3 $ 415,000 $ 138,333 $ 0
Kent, Michigan 3 $ 685,000 $ 228,333 $ 0
Washtenaw, Michigan 3 $ 395,000 $ 131,666 $ 0
Anoka, Minnesota 3 $ 1,085,000 $ 361,666 $ 0
DeSoto, Mississippi 3 $ 585,000 $ 195,000 $ 0
Clinton, Missouri 3 $ 735,000 $ 245,000 $ 152,000
Hillsborough, New Hampshire 3 $ 1,585,000 $ 528,333 $ 0
Atlantic, New Jersey 3 $ 1,515,000 $ 505,000 $ 0
Dona Ana, New Mexico 3 $ 455,000 $ 151,666 $ 0
Valencia, New Mexico 3 $ 415,000 $ 138,333 $ 0
Brunswick, North Carolina 3 $ 895,000 $ 298,333 $ 0
Buncombe, North Carolina 3 $ 445,000 $ 148,333 $ 0
Cabarrus, North Carolina 3 $ 775,000 $ 258,333 $ 115,000
Cumberland, North Carolina 3 $ 805,000 $ 268,333 $ 125,000
Pender, North Carolina 3 $ 1,125,000 $ 375,000 $ 0
Pitt, North Carolina 3 $ 705,000 $ 235,000 $ 0
Clark, Ohio 3 $ 665,000 $ 221,666 $ 0
Lake, Ohio 3 $ 555,000 $ 185,000 $ 0
Miami, Ohio 3 $ 405,000 $ 135,000 $ 0
Logan, Oklahoma 3 $ 495,000 $ 165,000 $ 68,000
Berks, Pennsylvania 3 $ 685,000 $ 228,333 $ 0
Cumberland, Pennsylvania 3 $ 445,000 $ 148,333 $ 0
Lehigh, Pennsylvania 3 $ 625,000 $ 208,333 $ 0
Washington, Rhode Island 3 $ 1,575,000 $ 525,000 $ 0
Anderson, South Carolina 3 $ 335,000 $ 111,666 $ 0
Beaufort, South Carolina 3 $ 1,295,000 $ 431,666 $ 0
Dorchester, South Carolina 3 $ 485,000 $ 161,666 $ 0
Pickens, South Carolina 3 $ 505,000 $ 168,333 $ 59,000
York, South Carolina 3 $ 835,000 $ 278,333 $ 0
Rutherford, Tennessee 3 $ 805,000 $ 268,333 $ 0
Caldwell, Texas 3 $ 755,000 $ 251,666 $ 98,000
Camp, Texas 3 $ 385,000 $ 128,333 $ 105,000
Hardin, Texas 3 $ 665,000 $ 221,666 $ 70,000
Jefferson, Texas 3 $ 495,000 $ 165,000 $ 126,000
Liberty, Texas 3 $ 425,000 $ 141,666 $ 119,000
Robertson, Texas 3 $ 775,000 $ 258,333 $ 186,000
San Jacinto, Texas 3 $ 475,000 $ 158,333 $ 103,000
Victoria, Texas 3 $ 445,000 $ 148,333 $ 142,000
Wood, Texas 3 $ 625,000 $ 208,333 $ 130,000
Washington, Utah 3 $ 1,355,000 $ 451,666 $ 115,000
Falls Church, Virginia 3 $ 1,235,000 $ 411,666 $ 201,000
Frederick, Virginia 3 $ 775,000 $ 258,333 $ 0
Lewis, Washington 3 $ 755,000 $ 251,666 $ 97,000
Jefferson, Wisconsin 3 $ 475,000 $ 158,333 $ 0
Sheboygan, Wisconsin 3 $ 555,000 $ 185,000 $ 0
Chilton, Alabama 2 $ 240,000 $ 120,000 $ 41,000
Coffee, Alabama 2 $ 560,000 $ 280,000 $ 84,000
Elmore, Alabama 2 $ 380,000 $ 190,000 $ 47,000
Anchorage, Alaska 2 $ 740,000 $ 370,000 $ 0
Cleburne, Arkansas 2 $ 250,000 $ 125,000 $ 0
Craighead, Arkansas 2 $ 300,000 $ 150,000 $ 0
Grant, Arkansas 2 $ 430,000 $ 215,000 $ 0
Jefferson, Arkansas 2 $ 520,000 $ 260,000 $ 0
Washington, Arkansas 2 $ 490,000 $ 245,000 $ 0
Amador, California 2 $ 620,000 $ 310,000 $ 116,000
Lake, California 2 $ 630,000 $ 315,000 $ 0
Sutter, California 2 $ 790,000 $ 395,000 $ 118,000
Chaffee, Colorado 2 $ 710,000 $ 355,000 $ 0
Clear Creek, Colorado 2 $ 1,020,000 $ 510,000 $ 0
Elbert, Colorado 2 $ 600,000 $ 300,000 $ 0
Gilpin, Colorado 2 $ 580,000 $ 290,000 $ 159,000
Montrose, Colorado 2 $ 410,000 $ 205,000 $ 0
New London, Connecticut 2 $ 510,000 $ 255,000 $ 0
Bay, Florida 2 $ 610,000 $ 305,000 $ 77,000
Citrus, Florida 2 $ 360,000 $ 180,000 $ 90,000
Leon, Florida 2 $ 590,000 $ 295,000 $ 0
Monroe, Florida 2 $ 760,000 $ 380,000 $ 0
Nassau, Florida 2 $ 670,000 $ 335,000 $ 0
Walton, Florida 2 $ 640,000 $ 320,000 $ 0
Bibb, Georgia 2 $ 600,000 $ 300,000 $ 0
Greene, Georgia 2 $ 1,040,000 $ 520,000 $ 122,000
Harris, Georgia 2 $ 540,000 $ 270,000 $ 90,000
Polk, Georgia 2 $ 430,000 $ 215,000 $ 68,000
Putnam, Georgia 2 $ 390,000 $ 195,000 $ 34,000
Walker, Georgia 2 $ 450,000 $ 225,000 $ 44,000
Jefferson, Idaho 2 $ 630,000 $ 315,000 $ 0
Latah, Idaho 2 $ 510,000 $ 255,000 $ 0
Champaign, Illinois 2 $ 360,000 $ 180,000 $ 145,000
DeKalb, Illinois 2 $ 450,000 $ 225,000 $ 0
Jackson, Illinois 2 $ 280,000 $ 140,000 $ 0
Jo Daviess, Illinois 2 $ 340,000 $ 170,000 $ 134,000
Peoria, Illinois 2 $ 260,000 $ 130,000 $ 100,000
Clark, Indiana 2 $ 350,000 $ 175,000 $ 0
Delaware, Indiana 2 $ 520,000 $ 260,000 $ 0
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Mortgage Loan Application Detail Totals for Nexbank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,865 $2,591,355,000 $377,000 $13,805,000 $144,000 $2,760,000
Home Purchase 3,947 $2,067,145,000 $523,000 $51,355,000 $135,000 $2,046,000
Cash-out Refinancing 3,422 $1,336,570,000 $390,000 $32,005,000 $140,000 $2,040,000
Other Purpose 246 $62,060,000 $252,000 $1,375,000 $136,000 $545,000
Home Improvement 1 $235,000 $235,000 $235,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,235 $2,917,385,000 $354,000 $6,095,000 $139,000 $1,957,000
Not Provided 2,043 $798,785,000 $390,000 $2,335,000 $146,000 $2,040,000
Asian 1,775 $771,135,000 $434,000 $2,065,000 $151,000 $1,078,000
Hispanic 1,637 $499,635,000 $305,000 $1,665,000 $130,000 $2,760,000
Black or African American 510 $161,600,000 $316,000 $1,905,000 $121,000 $573,000
Not applicable 141 $852,355,000 $6,045,000 $51,355,000 $0 $0
American Indian or Alaskan Native 51 $18,085,000 $354,000 $1,405,000 $143,000 $351,000
Native Hawaiian or Other Pacific Islander 32 $14,660,000 $458,000 $745,000 $126,000 $238,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,268 $5,993,180,000 $420,000 $51,355,000 $141,000 $2,760,000
VA-guaranteed (Veterans Administration) 140 $47,920,000 $342,000 $1,215,000 $101,000 $358,000
FHA-insured (Federal Housing Administration) 73 $16,265,000 $222,000 $455,000 $72,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 7,976 $3,412,110,000 $427,000 $25,125,000 $160,000 $421,000
Loan Originated 5,608 $2,308,680,000 $411,000 $51,355,000 $140,000 $2,760,000
File Closed For Incompleteness 395 $141,545,000 $358,000 $1,395,000 $142,000 $977,000
Application Withdrawn By Applicant 225 $90,165,000 $400,000 $1,445,000 $156,000 $916,000
Application Denied By Financial Institution 212 $79,890,000 $376,000 $2,005,000 $100,000 $474,000
Application Approved But Not Accepted 65 $24,975,000 $384,000 $1,465,000 $155,000 $570,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,269 $5,977,475,000 $418,000 $51,355,000 $141,000 $2,760,000
Debt-To-Income Ratio 134 $50,440,000 $376,000 $2,005,000 $84,000 $317,000
Credit History 21 $9,245,000 $440,000 $1,365,000 $150,000 $300,000
Collateral 18 $5,270,000 $292,000 $685,000 $110,000 $299,000
Employment History 13 $4,605,000 $354,000 $965,000 $99,000 $406,000
Unverifiable Information 12 $4,830,000 $402,000 $1,375,000 $120,000 $328,000
Other 8 $2,470,000 $308,000 $635,000 $183,000 $474,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,905,000 $635,000 $1,085,000 $157,000 $239,000
Mortgage Insurance Denied 3 $1,125,000 $375,000 $565,000 $94,000 $169,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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