Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Nexbank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nexbank
2515 Mckinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,481
Total Mortgage Loan Application Amount $6,057,365,000
Average Mortgage Loan Application Amount $355,400
Highest Mortgage Loan Application Amount $51,355,000
Average Applicant Income $111,000
Highest Applicant Income $2,760,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.

Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2021.

Mortgage Loan Application Totals for Nexbank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 912 $ 754,080,000 $ 826,000 $ 163,000
San Diego County California 510 $ 266,910,000 $ 523,000 $ 159,000
Orange County California 441 $ 252,205,000 $ 571,000 $ 158,000
Pima County Arizona 427 $ 89,885,000 $ 210,000 $ 154,000
Cook County Illinois 416 $ 103,290,000 $ 248,000 $ 83,000
Maricopa County Arizona 404 $ 137,710,000 $ 340,000 $ 145,000
Collin County Texas 372 $ 122,800,000 $ 330,000 $ 138,000
Dallas County Texas 329 $ 185,525,000 $ 563,000 $ 165,000
Harris County Texas 325 $ 275,235,000 $ 846,000 $ 134,000
Denton County Texas 312 $ 97,370,000 $ 312,000 $ 138,000
Fulton County Georgia 288 $ 108,620,000 $ 377,000 $ 155,000
Tarrant County Texas 273 $ 173,145,000 $ 634,000 $ 146,000
Riverside County California 269 $ 112,955,000 $ 419,000 $ 134,000
King County Washington 261 $ 163,725,000 $ 627,000 $ 176,000
Travis County Texas 253 $ 113,405,000 $ 448,000 $ 180,000
Alameda County California 221 $ 141,095,000 $ 638,000 $ 196,000
Cobb County Georgia 215 $ 60,645,000 $ 282,000 $ 124,000
San Bernardino County California 198 $ 81,940,000 $ 413,000 $ 148,000
Santa Clara County California 182 $ 121,230,000 $ 666,000 $ 198,000
Gwinnett County Georgia 166 $ 47,320,000 $ 285,000 $ 121,000
Bexar County Texas 164 $ 50,720,000 $ 309,000 $ 160,000
DeKalb County Georgia 161 $ 55,855,000 $ 346,000 $ 158,000
Forsyth County Georgia 145 $ 47,065,000 $ 324,000 $ 147,000
Williamson County Texas 134 $ 41,290,000 $ 308,000 $ 160,000
Sacramento County California 129 $ 46,365,000 $ 359,000 $ 127,000
Contra Costa County California 126 $ 84,860,000 $ 673,000 $ 204,000
Cherokee County Georgia 116 $ 30,400,000 $ 262,000 $ 105,000
Ventura County California 113 $ 57,005,000 $ 504,000 $ 201,000
Fort Bend County Texas 112 $ 33,190,000 $ 296,000 $ 154,000
Snohomish County Washington 112 $ 52,270,000 $ 466,000 $ 135,000
Yuma County Arizona 110 $ 19,330,000 $ 175,000 $ 0
Honolulu County Hawaii 104 $ 57,190,000 $ 549,000 $ 235,000
Clark County Nevada 104 $ 36,280,000 $ 348,000 $ 95,000
San Mateo County California 101 $ 60,905,000 $ 603,000 $ 188,000
Arapahoe County Colorado 80 $ 27,960,000 $ 349,000 $ 113,000
Denver County Colorado 80 $ 35,670,000 $ 445,000 $ 186,000
Johnson County Kansas 79 $ 21,975,000 $ 278,000 $ 128,000
DuPage County Illinois 78 $ 19,010,000 $ 243,000 $ 82,000
Middlesex County Massachusetts 72 $ 35,160,000 $ 488,000 $ 202,000
Hays County Texas 71 $ 23,205,000 $ 326,000 $ 134,000
Lake County Illinois 70 $ 18,780,000 $ 268,000 $ 101,000
Montgomery County Texas 68 $ 49,590,000 $ 729,000 $ 142,000
Douglas County Colorado 66 $ 28,480,000 $ 431,000 $ 146,000
San Joaquin County California 65 $ 27,335,000 $ 420,000 $ 136,000
San Francisco County California 64 $ 42,010,000 $ 656,000 $ 193,000
Allegheny County Pennsylvania 61 $ 14,955,000 $ 245,000 $ 127,000
Pinal County Arizona 57 $ 12,225,000 $ 214,000 $ 33,000
Larimer County Colorado 57 $ 17,555,000 $ 307,000 $ 88,000
Jefferson County Colorado 56 $ 19,690,000 $ 351,000 $ 123,000
Fairfax County Virginia 55 $ 24,475,000 $ 445,000 $ 152,000
Adams County Colorado 51 $ 16,985,000 $ 333,000 $ 108,000
Galveston County Texas 51 $ 12,135,000 $ 237,000 $ 153,000
Rockwall County Texas 51 $ 17,935,000 $ 351,000 $ 125,000
Boulder County Colorado 45 $ 22,485,000 $ 499,000 $ 104,000
Placer County California 42 $ 18,850,000 $ 448,000 $ 130,000
Jackson County Missouri 42 $ 11,560,000 $ 275,000 $ 133,000
Henrico County Virginia 42 $ 10,590,000 $ 252,000 $ 105,000
Cochise County Arizona 38 $ 6,140,000 $ 161,000 $ 0
Tulsa County Oklahoma 38 $ 5,890,000 $ 155,000 $ 50,000
Ellis County Texas 38 $ 9,880,000 $ 260,000 $ 154,000
Taylor County Texas 38 $ 7,950,000 $ 209,000 $ 129,000
Montgomery County Maryland 37 $ 18,515,000 $ 500,000 $ 160,000
Norfolk County Massachusetts 37 $ 17,845,000 $ 482,000 $ 156,000
Solano County California 36 $ 15,030,000 $ 417,000 $ 117,000
McLennan County Texas 36 $ 7,610,000 $ 211,000 $ 113,000
Wake County North Carolina 35 $ 12,255,000 $ 350,000 $ 122,000
El Paso County Colorado 34 $ 18,510,000 $ 544,000 $ 118,000
Paulding County Georgia 34 $ 7,320,000 $ 215,000 $ 85,000
Essex County Massachusetts 34 $ 15,570,000 $ 457,000 $ 170,000
Pierce County Washington 34 $ 19,260,000 $ 566,000 $ 138,000
Santa Barbara County California 33 $ 19,575,000 $ 593,000 $ 115,000
Broward County Florida 33 $ 13,575,000 $ 411,000 $ 168,000
Bartow County Georgia 33 $ 7,945,000 $ 240,000 $ 97,000
McHenry County Illinois 32 $ 7,160,000 $ 223,000 $ 73,000
Marin County California 31 $ 24,005,000 $ 774,000 $ 291,000
Loudoun County Virginia 31 $ 14,825,000 $ 478,000 $ 174,000
Weld County Colorado 30 $ 9,840,000 $ 328,000 $ 119,000
Hall County Georgia 30 $ 8,940,000 $ 298,000 $ 105,000
Suffolk County Massachusetts 30 $ 15,370,000 $ 512,000 $ 187,000
Miami-Dade County Florida 29 $ 9,925,000 $ 342,000 $ 268,000
Kane County Illinois 29 $ 5,995,000 $ 206,000 $ 97,000
Mecklenburg County North Carolina 29 $ 10,315,000 $ 355,000 $ 102,000
Parker County Texas 29 $ 9,205,000 $ 317,000 $ 152,000
Fresno County California 27 $ 13,185,000 $ 488,000 $ 125,000
San Luis Obispo County California 27 $ 13,335,000 $ 493,000 $ 175,000
Palm Beach County Florida 27 $ 7,215,000 $ 267,000 $ 87,000
Cass County Missouri 27 $ 6,875,000 $ 254,000 $ 127,000
St. Louis County Missouri 27 $ 5,955,000 $ 220,000 $ 0
Sonoma County California 26 $ 13,560,000 $ 521,000 $ 127,000
Bernalillo County New Mexico 26 $ 7,610,000 $ 292,000 $ 0
Marion County Indiana 25 $ 4,835,000 $ 193,000 $ 40,000
Comal County Texas 25 $ 8,165,000 $ 326,000 $ 182,000
Richmond City County Virginia 25 $ 7,935,000 $ 317,000 $ 123,000
Kern County California 24 $ 6,550,000 $ 272,000 $ 144,000
Stanislaus County California 24 $ 6,640,000 $ 276,000 $ 72,000
Jefferson County Louisiana 24 $ 4,710,000 $ 196,000 $ 53,000
Oakland County Michigan 24 $ 9,950,000 $ 414,000 $ 150,000
St. Charles County Missouri 24 $ 7,040,000 $ 293,000 $ 0
Grayson County Texas 24 $ 6,820,000 $ 284,000 $ 121,000
Kaufman County Texas 24 $ 6,300,000 $ 262,000 $ 96,000
Hillsborough County Florida 23 $ 6,025,000 $ 261,000 $ 127,000
Will County Illinois 23 $ 5,995,000 $ 260,000 $ 87,000
Oklahoma County Oklahoma 23 $ 5,045,000 $ 219,000 $ 92,000
Pinellas County Florida 22 $ 7,020,000 $ 319,000 $ 137,000
Davidson County Tennessee 22 $ 10,590,000 $ 481,000 $ 136,000
Brevard County Florida 21 $ 4,085,000 $ 194,000 $ 54,000
Chesterfield County Virginia 21 $ 6,105,000 $ 290,000 $ 124,000
Santa Cruz County California 20 $ 12,890,000 $ 644,000 $ 148,000
Plymouth County Massachusetts 20 $ 7,220,000 $ 361,000 $ 175,000
Brazoria County Texas 20 $ 4,580,000 $ 229,000 $ 146,000
Clarke County Georgia 19 $ 3,865,000 $ 203,000 $ 104,000
Middlesex County New Jersey 19 $ 5,875,000 $ 309,000 $ 0
Monterey County California 18 $ 7,630,000 $ 423,000 $ 81,000
Douglas County Georgia 18 $ 3,670,000 $ 203,000 $ 72,000
Multnomah County Oregon 18 $ 11,510,000 $ 639,000 $ 137,000
Wise County Texas 18 $ 6,590,000 $ 366,000 $ 162,000
El Dorado County California 17 $ 8,425,000 $ 495,000 $ 167,000
Maui County Hawaii 17 $ 9,125,000 $ 536,000 $ 0
Johnson County Texas 17 $ 5,425,000 $ 319,000 $ 124,000
Spokane County Washington 17 $ 6,135,000 $ 360,000 $ 143,000
La Plata County Colorado 16 $ 6,370,000 $ 398,000 $ 110,000
Hennepin County Minnesota 16 $ 8,370,000 $ 523,000 $ 0
Washington County Oregon 16 $ 11,150,000 $ 696,000 $ 88,000
Hidalgo County Texas 16 $ 2,940,000 $ 183,000 $ 107,000
Salt Lake County Utah 16 $ 8,170,000 $ 510,000 $ 84,000
Jefferson County Alabama 15 $ 4,765,000 $ 317,000 $ 146,000
Sarasota County Florida 15 $ 4,665,000 $ 311,000 $ 162,000
Barrow County Georgia 15 $ 3,115,000 $ 207,000 $ 128,000
Henry County Georgia 15 $ 3,655,000 $ 243,000 $ 102,000
Madison County Illinois 15 $ 2,545,000 $ 169,000 $ 0
Bell County Texas 15 $ 3,095,000 $ 206,000 $ 125,000
Brazos County Texas 15 $ 3,115,000 $ 207,000 $ 225,000
Arlington County Virginia 15 $ 8,115,000 $ 541,000 $ 150,000
Madison County Alabama 14 $ 3,190,000 $ 227,000 $ 82,000
Yavapai County Arizona 14 $ 4,900,000 $ 350,000 $ 330,000
Sussex County Delaware 14 $ 2,690,000 $ 192,000 $ 0
Lee County Florida 14 $ 3,190,000 $ 227,000 $ 113,000
Orange County Florida 14 $ 4,680,000 $ 334,000 $ 112,000
Pasco County Florida 14 $ 2,900,000 $ 207,000 $ 91,000
Coweta County Georgia 14 $ 4,850,000 $ 346,000 $ 182,000
Jackson County Georgia 14 $ 4,100,000 $ 292,000 $ 97,000
Orleans County Louisiana 14 $ 4,440,000 $ 317,000 $ 264,000
Macomb County Michigan 14 $ 2,880,000 $ 205,000 $ 0
Wayne County Michigan 14 $ 4,410,000 $ 315,000 $ 0
Clay County Missouri 14 $ 3,380,000 $ 241,000 $ 131,000
Morris County New Jersey 14 $ 5,000,000 $ 357,000 $ 0
Ocean County New Jersey 14 $ 3,880,000 $ 277,000 $ 0
Cuyahoga County Ohio 14 $ 2,780,000 $ 198,000 $ 0
Franklin County Ohio 14 $ 3,650,000 $ 260,000 $ 0
Hamilton County Ohio 14 $ 4,370,000 $ 312,000 $ 0
Montgomery County Pennsylvania 14 $ 3,780,000 $ 270,000 $ 0
Sumner County Tennessee 14 $ 3,270,000 $ 233,000 $ 0
El Paso County Texas 14 $ 2,400,000 $ 171,000 $ 74,000
Prince William County Virginia 14 $ 4,900,000 $ 350,000 $ 96,000
New Castle County Delaware 13 $ 4,055,000 $ 311,000 $ 0
Prince George's County Maryland 13 $ 3,505,000 $ 269,000 $ 103,000
Bergen County New Jersey 13 $ 5,615,000 $ 431,000 $ 374,000
Essex County New Jersey 13 $ 6,485,000 $ 498,000 $ 0
Hunt County Texas 13 $ 2,925,000 $ 225,000 $ 113,000
Nueces County Texas 13 $ 3,085,000 $ 237,000 $ 119,000
Shelby County Alabama 12 $ 2,990,000 $ 249,000 $ 119,000
Nevada County California 12 $ 7,530,000 $ 627,000 $ 0
Fairfield County Connecticut 12 $ 4,560,000 $ 380,000 $ 80,000
District of Columbia County District Of Columbia 12 $ 6,740,000 $ 561,000 $ 163,000
Fayette County Georgia 12 $ 3,820,000 $ 318,000 $ 155,000
St. Tammany County Louisiana 12 $ 2,520,000 $ 210,000 $ 0
Hudson County New Jersey 12 $ 5,760,000 $ 480,000 $ 0
Somerset County New Jersey 12 $ 3,760,000 $ 313,000 $ 0
Delaware County Pennsylvania 12 $ 3,450,000 $ 287,000 $ 118,000
Wichita County Texas 12 $ 2,510,000 $ 209,000 $ 153,000
Chelan County Washington 12 $ 5,260,000 $ 438,000 $ 223,000
Kitsap County Washington 12 $ 8,660,000 $ 721,000 $ 96,000
Manatee County Florida 11 $ 3,105,000 $ 282,000 $ 88,000
Walton County Georgia 11 $ 3,125,000 $ 284,000 $ 88,000
Ada County Idaho 11 $ 4,125,000 $ 375,000 $ 0
Hamilton County Indiana 11 $ 2,905,000 $ 264,000 $ 0
Union County New Jersey 11 $ 3,945,000 $ 358,000 $ 0
Clackamas County Oregon 11 $ 8,465,000 $ 769,000 $ 80,000
Washington County Pennsylvania 11 $ 2,795,000 $ 254,000 $ 123,000
Hamilton County Tennessee 11 $ 2,755,000 $ 250,000 $ 0
Williamson County Tennessee 11 $ 4,845,000 $ 440,000 $ 0
Cameron County Texas 11 $ 3,175,000 $ 288,000 $ 663,000
Waller County Texas 11 $ 3,565,000 $ 324,000 $ 107,000
Hanover County Virginia 11 $ 2,765,000 $ 251,000 $ 138,000
Hartford County Connecticut 10 $ 2,150,000 $ 215,000 $ 58,000
Carroll County Georgia 10 $ 2,430,000 $ 243,000 $ 62,000
McLean County Illinois 10 $ 1,790,000 $ 179,000 $ 0
Wyandotte County Kansas 10 $ 1,730,000 $ 173,000 $ 87,000
Jefferson County Kentucky 10 $ 2,290,000 $ 229,000 $ 0
Charleston County South Carolina 10 $ 5,600,000 $ 560,000 $ 265,000
Cooke County Texas 10 $ 2,340,000 $ 234,000 $ 100,000
Henderson County Texas 10 $ 3,800,000 $ 380,000 $ 207,000
Hood County Texas 10 $ 2,530,000 $ 253,000 $ 146,000
Smith County Texas 10 $ 2,250,000 $ 225,000 $ 158,000
Stafford County Virginia 10 $ 4,280,000 $ 428,000 $ 163,000
Tulare County California 9 $ 2,015,000 $ 223,000 $ 0
Martin County Florida 9 $ 2,035,000 $ 226,000 $ 0
Polk County Florida 9 $ 1,655,000 $ 183,000 $ 92,000
Dawson County Georgia 9 $ 2,485,000 $ 276,000 $ 121,000
Oconee County Georgia 9 $ 3,025,000 $ 336,000 $ 92,000
East Baton Rouge County Louisiana 9 $ 1,845,000 $ 205,000 $ 0
Mercer County New Jersey 9 $ 2,745,000 $ 305,000 $ 0
Marion County Oregon 9 $ 3,065,000 $ 340,000 $ 0
Greenville County South Carolina 9 $ 1,675,000 $ 186,000 $ 42,000
Guadalupe County Texas 9 $ 2,405,000 $ 267,000 $ 130,000
Milwaukee County Wisconsin 9 $ 1,815,000 $ 201,000 $ 0
Talladega County Alabama 8 $ 1,280,000 $ 160,000 $ 83,000
La Paz County Arizona 8 $ 1,320,000 $ 165,000 $ 0
Mohave County Arizona 8 $ 1,650,000 $ 206,000 $ 0
Imperial County California 8 $ 1,560,000 $ 195,000 $ 74,000
Yolo County California 8 $ 3,480,000 $ 435,000 $ 100,000
Mesa County Colorado 8 $ 2,000,000 $ 250,000 $ 130,000
Kent County Delaware 8 $ 1,860,000 $ 232,000 $ 0
Duval County Florida 8 $ 1,780,000 $ 222,000 $ 62,000
Seminole County Florida 8 $ 1,670,000 $ 208,000 $ 0
Pickens County Georgia 8 $ 2,190,000 $ 273,000 $ 95,000
St. Clair County Illinois 8 $ 1,560,000 $ 195,000 $ 0
Anne Arundel County Maryland 8 $ 3,500,000 $ 437,000 $ 143,000
Baltimore County Maryland 8 $ 3,560,000 $ 445,000 $ 49,000
Worcester County Massachusetts 8 $ 3,420,000 $ 427,000 $ 99,000
Jefferson County Missouri 8 $ 2,070,000 $ 258,000 $ 0
Washoe County Nevada 8 $ 3,890,000 $ 486,000 $ 97,000
Stark County Ohio 8 $ 1,520,000 $ 190,000 $ 0
Warren County Ohio 8 $ 1,970,000 $ 246,000 $ 0
Bucks County Pennsylvania 8 $ 2,910,000 $ 363,000 $ 0
Lancaster County Pennsylvania 8 $ 2,070,000 $ 258,000 $ 0
Philadelphia County Pennsylvania 8 $ 2,030,000 $ 253,000 $ 0
Horry County South Carolina 8 $ 1,940,000 $ 242,000 $ 97,000
Webb County Texas 8 $ 1,300,000 $ 162,000 $ 0
Island County Washington 8 $ 3,400,000 $ 425,000 $ 146,000
Whatcom County Washington 8 $ 10,690,000 $ 1,336,000 $ 161,000
Graham County Arizona 7 $ 1,235,000 $ 176,000 $ 0
Santa Cruz County Arizona 7 $ 1,245,000 $ 177,000 $ 0
Shasta County California 7 $ 1,795,000 $ 256,000 $ 129,000
Osceola County Florida 7 $ 1,535,000 $ 219,000 $ 255,000
St. Johns County Florida 7 $ 2,305,000 $ 329,000 $ 0
Chatham County Georgia 7 $ 1,445,000 $ 206,000 $ 78,000
Lowndes County Georgia 7 $ 1,265,000 $ 180,000 $ 98,000
Kootenai County Idaho 7 $ 3,855,000 $ 550,000 $ 239,000
Kendall County Illinois 7 $ 1,225,000 $ 175,000 $ 82,000
Hendricks County Indiana 7 $ 1,075,000 $ 153,000 $ 0
Leavenworth County Kansas 7 $ 1,075,000 $ 153,000 $ 96,000
Frederick County Maryland 7 $ 2,335,000 $ 333,000 $ 267,000
Howard County Maryland 7 $ 3,375,000 $ 482,000 $ 153,000
Barnstable County Massachusetts 7 $ 3,055,000 $ 436,000 $ 244,000
Ramsey County Minnesota 7 $ 1,185,000 $ 169,000 $ 0
Platte County Missouri 7 $ 1,565,000 $ 223,000 $ 158,000
St. Louis City County Missouri 7 $ 1,095,000 $ 156,000 $ 0
Hunterdon County New Jersey 7 $ 2,335,000 $ 333,000 $ 150,000
Monmouth County New Jersey 7 $ 2,325,000 $ 332,000 $ 0
Santa Fe County New Mexico 7 $ 3,045,000 $ 435,000 $ 0
New Hanover County North Carolina 7 $ 2,715,000 $ 387,000 $ 0
Canadian County Oklahoma 7 $ 1,425,000 $ 203,000 $ 74,000
Cleveland County Oklahoma 7 $ 1,935,000 $ 276,000 $ 82,000
Deschutes County Oregon 7 $ 5,045,000 $ 720,000 $ 123,000
Shelby County Tennessee 7 $ 2,235,000 $ 319,000 $ 0
Ector County Texas 7 $ 1,495,000 $ 213,000 $ 122,000
Utah County Utah 7 $ 3,115,000 $ 445,000 $ 0
Orange County Virginia 7 $ 1,805,000 $ 257,000 $ 113,000
Lauderdale County Alabama 6 $ 740,000 $ 123,000 $ 0
Coconino County Arizona 6 $ 2,230,000 $ 371,000 $ 0
Napa County California 6 $ 2,730,000 $ 455,000 $ 277,000
Clayton County Georgia 6 $ 670,000 $ 111,000 $ 91,000
Hart County Georgia 6 $ 2,240,000 $ 373,000 $ 205,000
Rockdale County Georgia 6 $ 1,670,000 $ 278,000 $ 89,000
Harford County Maryland 6 $ 1,590,000 $ 265,000 $ 117,000
Sussex County New Jersey 6 $ 1,890,000 $ 315,000 $ 100,000
Sandoval County New Mexico 6 $ 2,010,000 $ 335,000 $ 0
Guilford County North Carolina 6 $ 1,670,000 $ 278,000 $ 0
Lorain County Ohio 6 $ 1,430,000 $ 238,000 $ 111,000
Montgomery County Ohio 6 $ 1,010,000 $ 168,000 $ 0
Chester County Pennsylvania 6 $ 1,970,000 $ 328,000 $ 0
Kent County Rhode Island 6 $ 1,930,000 $ 321,000 $ 0
Providence County Rhode Island 6 $ 1,460,000 $ 243,000 $ 0
Lexington County South Carolina 6 $ 1,150,000 $ 191,000 $ 0
Sevier County Tennessee 6 $ 3,750,000 $ 625,000 $ 0
Gregg County Texas 6 $ 1,450,000 $ 241,000 $ 86,000
Thurston County Washington 6 $ 2,920,000 $ 486,000 $ 97,000
Waukesha County Wisconsin 6 $ 2,640,000 $ 440,000 $ 0
Baldwin County Alabama 5 $ 2,735,000 $ 547,000 $ 510,000
Houston County Alabama 5 $ 1,165,000 $ 233,000 $ 0
Pike County Alabama 5 $ 1,085,000 $ 217,000 $ 13,000
Randolph County Alabama 5 $ 1,765,000 $ 353,000 $ 155,000
St. Clair County Alabama 5 $ 1,295,000 $ 259,000 $ 67,000
Navajo County Arizona 5 $ 775,000 $ 155,000 $ 0
San Benito County California 5 $ 3,005,000 $ 601,000 $ 334,000
Broomfield County Colorado 5 $ 1,635,000 $ 327,000 $ 94,000
New Haven County Connecticut 5 $ 1,315,000 $ 263,000 $ 70,000
Charlotte County Florida 5 $ 685,000 $ 137,000 $ 55,000
Collier County Florida 5 $ 3,325,000 $ 665,000 $ 71,000
Santa Rosa County Florida 5 $ 925,000 $ 185,000 $ 38,000
Volusia County Florida 5 $ 785,000 $ 157,000 $ 154,000
Columbia County Georgia 5 $ 1,245,000 $ 249,000 $ 129,000
Gilmer County Georgia 5 $ 1,235,000 $ 247,000 $ 108,000
Troup County Georgia 5 $ 765,000 $ 153,000 $ 97,000
Canyon County Idaho 5 $ 1,285,000 $ 257,000 $ 0
Hancock County Indiana 5 $ 755,000 $ 151,000 $ 0
Beauregard County Louisiana 5 $ 755,000 $ 151,000 $ 0
Caddo County Louisiana 5 $ 735,000 $ 147,000 $ 0
Bristol County Massachusetts 5 $ 1,745,000 $ 349,000 $ 0
Dakota County Minnesota 5 $ 1,515,000 $ 303,000 $ 0
Scott County Minnesota 5 $ 2,915,000 $ 583,000 $ 0
Washington County Minnesota 5 $ 1,185,000 $ 237,000 $ 0
Franklin County Missouri 5 $ 1,625,000 $ 325,000 $ 0
Greene County Missouri 5 $ 1,085,000 $ 217,000 $ 0
Burlington County New Jersey 5 $ 1,235,000 $ 247,000 $ 0
Camden County New Jersey 5 $ 765,000 $ 153,000 $ 0
Alamance County North Carolina 5 $ 835,000 $ 167,000 $ 0
Carteret County North Carolina 5 $ 1,345,000 $ 269,000 $ 0
Forsyth County North Carolina 5 $ 1,465,000 $ 293,000 $ 0
Clermont County Ohio 5 $ 1,065,000 $ 213,000 $ 0
Delaware County Ohio 5 $ 1,415,000 $ 283,000 $ 0
Greene County Ohio 5 $ 1,655,000 $ 331,000 $ 0
Knox County Tennessee 5 $ 3,565,000 $ 713,000 $ 0
Robertson County Tennessee 5 $ 995,000 $ 199,000 $ 0
Midland County Texas 5 $ 2,005,000 $ 401,000 $ 199,000
Randall County Texas 5 $ 785,000 $ 157,000 $ 84,000
Clark County Washington 5 $ 1,825,000 $ 365,000 $ 0
Mason County Washington 5 $ 1,435,000 $ 287,000 $ 113,000
Dane County Wisconsin 5 $ 3,385,000 $ 677,000 $ 0
Blount County Alabama 4 $ 650,000 $ 162,000 $ 90,000
Mobile County Alabama 4 $ 620,000 $ 155,000 $ 0
Montgomery County Alabama 4 $ 1,350,000 $ 337,000 $ 111,000
Tuscaloosa County Alabama 4 $ 780,000 $ 195,000 $ 0
Butte County California 4 $ 1,640,000 $ 410,000 $ 111,000
Mono County California 4 $ 1,380,000 $ 345,000 $ 101,000
Tuolumne County California 4 $ 1,270,000 $ 317,000 $ 133,000
Yuba County California 4 $ 2,400,000 $ 600,000 $ 139,000
Pueblo County Colorado 4 $ 1,000,000 $ 250,000 $ 29,000
Routt County Colorado 4 $ 2,740,000 $ 685,000 $ 176,000
Summit County Colorado 4 $ 2,800,000 $ 700,000 $ 0
Alachua County Florida 4 $ 1,030,000 $ 257,000 $ 54,000
Indian River County Florida 4 $ 570,000 $ 142,000 $ 0
Okaloosa County Florida 4 $ 1,420,000 $ 355,000 $ 172,000
St. Lucie County Florida 4 $ 770,000 $ 192,000 $ 0
Elbert County Georgia 4 $ 790,000 $ 197,000 $ 58,000
Floyd County Georgia 4 $ 1,330,000 $ 332,000 $ 0
Habersham County Georgia 4 $ 1,150,000 $ 287,000 $ 92,000
Lumpkin County Georgia 4 $ 800,000 $ 200,000 $ 46,000
Madison County Georgia 4 $ 840,000 $ 210,000 $ 78,000
Newton County Georgia 4 $ 880,000 $ 220,000 $ 25,000
Spalding County Georgia 4 $ 1,070,000 $ 267,000 $ 93,000
Whitfield County Georgia 4 $ 560,000 $ 140,000 $ 85,000
Kauai County Hawaii 4 $ 2,280,000 $ 570,000 $ 0
Porter County Indiana 4 $ 930,000 $ 232,000 $ 0
Ascension County Louisiana 4 $ 840,000 $ 210,000 $ 0
Tangipahoa County Louisiana 4 $ 920,000 $ 230,000 $ 0
Carroll County Maryland 4 $ 1,510,000 $ 377,000 $ 119,000
Livingston County Michigan 4 $ 1,260,000 $ 315,000 $ 0
Lea County New Mexico 4 $ 520,000 $ 130,000 $ 0
San Juan County New Mexico 4 $ 610,000 $ 152,000 $ 0
Catawba County North Carolina 4 $ 670,000 $ 167,000 $ 0
Durham County North Carolina 4 $ 1,000,000 $ 250,000 $ 0
Iredell County North Carolina 4 $ 1,750,000 $ 437,000 $ 0
Union County North Carolina 4 $ 1,930,000 $ 482,000 $ 41,000
Butler County Ohio 4 $ 1,020,000 $ 255,000 $ 0
Lucas County Ohio 4 $ 620,000 $ 155,000 $ 0
Madison County Ohio 4 $ 890,000 $ 222,000 $ 0
Mahoning County Ohio 4 $ 340,000 $ 85,000 $ 0
Summit County Ohio 4 $ 1,270,000 $ 317,000 $ 0
Rogers County Oklahoma 4 $ 950,000 $ 237,000 $ 38,000
Benton County Oregon 4 $ 1,620,000 $ 405,000 $ 0
Yamhill County Oregon 4 $ 1,210,000 $ 302,000 $ 0
Butler County Pennsylvania 4 $ 1,230,000 $ 307,000 $ 122,000
Monroe County Pennsylvania 4 $ 960,000 $ 240,000 $ 0
York County Pennsylvania 4 $ 610,000 $ 152,000 $ 0
Berkeley County South Carolina 4 $ 1,370,000 $ 342,000 $ 0
Spartanburg County South Carolina 4 $ 750,000 $ 187,000 $ 241,000
Wilson County Tennessee 4 $ 1,160,000 $ 290,000 $ 0
Bastrop County Texas 4 $ 1,680,000 $ 420,000 $ 119,000
Burnet County Texas 4 $ 1,880,000 $ 470,000 $ 113,000
Llano County Texas 4 $ 1,410,000 $ 352,000 $ 263,000
Tom Green County Texas 4 $ 1,030,000 $ 257,000 $ 163,000
Davis County Utah 4 $ 1,550,000 $ 387,000 $ 0
Weber County Utah 4 $ 4,400,000 $ 1,100,000 $ 0
Fairfax City County Virginia 4 $ 1,760,000 $ 440,000 $ 173,000
Manassas County Virginia 4 $ 850,000 $ 212,000 $ 118,000
Spotsylvania County Virginia 4 $ 920,000 $ 230,000 $ 225,000
Clallam County Washington 4 $ 2,880,000 $ 720,000 $ 40,000
Skagit County Washington 4 $ 4,770,000 $ 1,192,000 $ 145,000
Washington County Wisconsin 4 $ 880,000 $ 220,000 $ 0
Laramie County Wyoming 4 $ 1,700,000 $ 425,000 $ 158,000
Lee County Alabama 3 $ 995,000 $ 331,000 $ 0
Benton County Arkansas 3 $ 975,000 $ 325,000 $ 0
Pulaski County Arkansas 3 $ 595,000 $ 198,000 $ 127,000
Mendocino County California 3 $ 2,415,000 $ 805,000 $ 146,000
Merced County California 3 $ 775,000 $ 258,000 $ 789,000
Teller County Colorado 3 $ 1,095,000 $ 365,000 $ 323,000
Clay County Florida 3 $ 595,000 $ 198,000 $ 0
Escambia County Florida 3 $ 375,000 $ 125,000 $ 69,000
Hernando County Florida 3 $ 455,000 $ 151,000 $ 79,000
Lake County Florida 3 $ 845,000 $ 281,000 $ 128,000
Marion County Florida 3 $ 385,000 $ 128,000 $ 35,000
Camden County Georgia 3 $ 575,000 $ 191,000 $ 92,000
Catoosa County Georgia 3 $ 885,000 $ 295,000 $ 74,000
Fannin County Georgia 3 $ 825,000 $ 275,000 $ 117,000
Glynn County Georgia 3 $ 1,155,000 $ 385,000 $ 202,000
Gordon County Georgia 3 $ 625,000 $ 208,000 $ 75,000
Haralson County Georgia 3 $ 515,000 $ 171,000 $ 70,000
Oglethorpe County Georgia 3 $ 775,000 $ 258,000 $ 98,000
Richmond County Georgia 3 $ 1,195,000 $ 398,000 $ 79,000
Towns County Georgia 3 $ 615,000 $ 205,000 $ 36,000
Hawaii County Hawaii 3 $ 1,375,000 $ 458,000 $ 0
Macon County Illinois 3 $ 575,000 $ 191,000 $ 0
Winnebago County Illinois 3 $ 265,000 $ 88,000 $ 0
Allen County Indiana 3 $ 645,000 $ 215,000 $ 0
Floyd County Indiana 3 $ 925,000 $ 308,000 $ 0
Johnson County Indiana 3 $ 515,000 $ 171,000 $ 0
Lake County Indiana 3 $ 725,000 $ 241,000 $ 0
Polk County Iowa 3 $ 705,000 $ 235,000 $ 0
Oldham County Kentucky 3 $ 865,000 $ 288,000 $ 0
Calcasieu County Louisiana 3 $ 545,000 $ 181,000 $ 0
Lafayette County Louisiana 3 $ 835,000 $ 278,000 $ 0
St. James County Louisiana 3 $ 465,000 $ 155,000 $ 0
Worcester County Maryland 3 $ 445,000 $ 148,000 $ 86,000
Hampden County Massachusetts 3 $ 885,000 $ 295,000 $ 92,000
Jackson County Michigan 3 $ 415,000 $ 138,000 $ 0
Kent County Michigan 3 $ 685,000 $ 228,000 $ 0
Washtenaw County Michigan 3 $ 395,000 $ 131,000 $ 0
Anoka County Minnesota 3 $ 1,085,000 $ 361,000 $ 0
DeSoto County Mississippi 3 $ 585,000 $ 195,000 $ 0
Clinton County Missouri 3 $ 735,000 $ 245,000 $ 152,000
Hillsborough County New Hampshire 3 $ 1,585,000 $ 528,000 $ 0
Atlantic County New Jersey 3 $ 1,515,000 $ 505,000 $ 0
Dona Ana County New Mexico 3 $ 455,000 $ 151,000 $ 0
Valencia County New Mexico 3 $ 415,000 $ 138,000 $ 0
Brunswick County North Carolina 3 $ 895,000 $ 298,000 $ 0
Buncombe County North Carolina 3 $ 445,000 $ 148,000 $ 0
Cabarrus County North Carolina 3 $ 775,000 $ 258,000 $ 115,000
Cumberland County North Carolina 3 $ 805,000 $ 268,000 $ 125,000
Pender County North Carolina 3 $ 1,125,000 $ 375,000 $ 0
Pitt County North Carolina 3 $ 705,000 $ 235,000 $ 0
Clark County Ohio 3 $ 665,000 $ 221,000 $ 0
Lake County Ohio 3 $ 555,000 $ 185,000 $ 0
Miami County Ohio 3 $ 405,000 $ 135,000 $ 0
Logan County Oklahoma 3 $ 495,000 $ 165,000 $ 68,000
Berks County Pennsylvania 3 $ 685,000 $ 228,000 $ 0
Cumberland County Pennsylvania 3 $ 445,000 $ 148,000 $ 0
Lehigh County Pennsylvania 3 $ 625,000 $ 208,000 $ 0
Washington County Rhode Island 3 $ 1,575,000 $ 525,000 $ 0
Anderson County South Carolina 3 $ 335,000 $ 111,000 $ 0
Beaufort County South Carolina 3 $ 1,295,000 $ 431,000 $ 0
Dorchester County South Carolina 3 $ 485,000 $ 161,000 $ 0
Pickens County South Carolina 3 $ 505,000 $ 168,000 $ 59,000
York County South Carolina 3 $ 835,000 $ 278,000 $ 0
Rutherford County Tennessee 3 $ 805,000 $ 268,000 $ 0
Caldwell County Texas 3 $ 755,000 $ 251,000 $ 98,000
Camp County Texas 3 $ 385,000 $ 128,000 $ 105,000
Hardin County Texas 3 $ 665,000 $ 221,000 $ 70,000
Jefferson County Texas 3 $ 495,000 $ 165,000 $ 126,000
Liberty County Texas 3 $ 425,000 $ 141,000 $ 119,000
Robertson County Texas 3 $ 775,000 $ 258,000 $ 186,000
San Jacinto County Texas 3 $ 475,000 $ 158,000 $ 103,000
Victoria County Texas 3 $ 445,000 $ 148,000 $ 142,000
Wood County Texas 3 $ 625,000 $ 208,000 $ 130,000
Washington County Utah 3 $ 1,355,000 $ 451,000 $ 115,000
Falls Church County Virginia 3 $ 1,235,000 $ 411,000 $ 201,000
Frederick County Virginia 3 $ 775,000 $ 258,000 $ 0
Lewis County Washington 3 $ 755,000 $ 251,000 $ 97,000
Jefferson County Wisconsin 3 $ 475,000 $ 158,000 $ 0
Sheboygan County Wisconsin 3 $ 555,000 $ 185,000 $ 0
Chilton County Alabama 2 $ 240,000 $ 120,000 $ 41,000
Coffee County Alabama 2 $ 560,000 $ 280,000 $ 84,000
Elmore County Alabama 2 $ 380,000 $ 190,000 $ 47,000
Anchorage County Alaska 2 $ 740,000 $ 370,000 $ 0
Cleburne County Arkansas 2 $ 250,000 $ 125,000 $ 0
Craighead County Arkansas 2 $ 300,000 $ 150,000 $ 0
Grant County Arkansas 2 $ 430,000 $ 215,000 $ 0
Jefferson County Arkansas 2 $ 520,000 $ 260,000 $ 0
Washington County Arkansas 2 $ 490,000 $ 245,000 $ 0
Amador County California 2 $ 620,000 $ 310,000 $ 116,000
Lake County California 2 $ 630,000 $ 315,000 $ 0
Sutter County California 2 $ 790,000 $ 395,000 $ 118,000
Chaffee County Colorado 2 $ 710,000 $ 355,000 $ 0
Clear Creek County Colorado 2 $ 1,020,000 $ 510,000 $ 0
Elbert County Colorado 2 $ 600,000 $ 300,000 $ 0
Gilpin County Colorado 2 $ 580,000 $ 290,000 $ 159,000
Montrose County Colorado 2 $ 410,000 $ 205,000 $ 0
New London County Connecticut 2 $ 510,000 $ 255,000 $ 0
Bay County Florida 2 $ 610,000 $ 305,000 $ 77,000
Citrus County Florida 2 $ 360,000 $ 180,000 $ 90,000
Leon County Florida 2 $ 590,000 $ 295,000 $ 0
Monroe County Florida 2 $ 760,000 $ 380,000 $ 0
Nassau County Florida 2 $ 670,000 $ 335,000 $ 0
Walton County Florida 2 $ 640,000 $ 320,000 $ 0
Bibb County Georgia 2 $ 600,000 $ 300,000 $ 0
Greene County Georgia 2 $ 1,040,000 $ 520,000 $ 122,000
Harris County Georgia 2 $ 540,000 $ 270,000 $ 90,000
Polk County Georgia 2 $ 430,000 $ 215,000 $ 68,000
Putnam County Georgia 2 $ 390,000 $ 195,000 $ 34,000
Walker County Georgia 2 $ 450,000 $ 225,000 $ 44,000
Jefferson County Idaho 2 $ 630,000 $ 315,000 $ 0
Latah County Idaho 2 $ 510,000 $ 255,000 $ 0
Champaign County Illinois 2 $ 360,000 $ 180,000 $ 145,000
DeKalb County Illinois 2 $ 450,000 $ 225,000 $ 0
Jackson County Illinois 2 $ 280,000 $ 140,000 $ 0
Jo Daviess County Illinois 2 $ 340,000 $ 170,000 $ 134,000
Peoria County Illinois 2 $ 260,000 $ 130,000 $ 100,000
Clark County Indiana 2 $ 350,000 $ 175,000 $ 0
Delaware County Indiana 2 $ 520,000 $ 260,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Nexbank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,865 $2,591,355,000 $377,000 $13,805,000 $144,000 $2,760,000
Home Purchase 3,947 $2,067,145,000 $523,000 $51,355,000 $135,000 $2,046,000
Cash-out Refinancing 3,422 $1,336,570,000 $390,000 $32,005,000 $140,000 $2,040,000
Other Purpose 246 $62,060,000 $252,000 $1,375,000 $136,000 $545,000
Home Improvement 1 $235,000 $235,000 $235,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,235 $2,917,385,000 $354,000 $6,095,000 $139,000 $1,957,000
Not Provided 2,043 $798,785,000 $390,000 $2,335,000 $146,000 $2,040,000
Asian 1,775 $771,135,000 $434,000 $2,065,000 $151,000 $1,078,000
Hispanic 1,637 $499,635,000 $305,000 $1,665,000 $130,000 $2,760,000
Black or African American 510 $161,600,000 $316,000 $1,905,000 $121,000 $573,000
Not applicable 141 $852,355,000 $6,045,000 $51,355,000 $0 $0
American Indian or Alaskan Native 51 $18,085,000 $354,000 $1,405,000 $143,000 $351,000
Native Hawaiian or Other Pacific Islander 32 $14,660,000 $458,000 $745,000 $126,000 $238,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,268 $5,993,180,000 $420,000 $51,355,000 $141,000 $2,760,000
VA-guaranteed (Veterans Administration) 140 $47,920,000 $342,000 $1,215,000 $101,000 $358,000
FHA-insured (Federal Housing Administration) 73 $16,265,000 $222,000 $455,000 $72,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 7,976 $3,412,110,000 $427,000 $25,125,000 $160,000 $421,000
Loan Originated 5,608 $2,308,680,000 $411,000 $51,355,000 $140,000 $2,760,000
File Closed For Incompleteness 395 $141,545,000 $358,000 $1,395,000 $142,000 $977,000
Application Withdrawn By Applicant 225 $90,165,000 $400,000 $1,445,000 $156,000 $916,000
Application Denied By Financial Institution 212 $79,890,000 $376,000 $2,005,000 $100,000 $474,000
Application Approved But Not Accepted 65 $24,975,000 $384,000 $1,465,000 $155,000 $570,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,269 $5,977,475,000 $418,000 $51,355,000 $141,000 $2,760,000
Debt-To-Income Ratio 134 $50,440,000 $376,000 $2,005,000 $84,000 $317,000
Credit History 21 $9,245,000 $440,000 $1,365,000 $150,000 $300,000
Collateral 18 $5,270,000 $292,000 $685,000 $110,000 $299,000
Employment History 13 $4,605,000 $354,000 $965,000 $99,000 $406,000
Unverifiable Information 12 $4,830,000 $402,000 $1,375,000 $120,000 $328,000
Other 8 $2,470,000 $308,000 $635,000 $183,000 $474,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,905,000 $635,000 $1,085,000 $157,000 $239,000
Mortgage Insurance Denied 3 $1,125,000 $375,000 $565,000 $94,000 $169,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List