Nfcu Mortgage Lending & HMDA Data, 2006

In 2006, Nfcu of Vienna, VA reported 65,339 mortgage applications totaling $10.5 billion, up 3% from 2005. The average application was for $160,273, and applicants reported an average income of $90,641. 59% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (8,377), Virginia Beach-Norfolk-Newport News, VA-NC (6,753) and San Diego-Carlsbad-San Marcos, CA (2,489) (applications in parentheses).

Mortgage Company & Address Nfcu
820 Follin Lane
Vienna, VA 22180
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 65,339
Total Mortgage Loan Application Amount $10,472,094,000
Average Mortgage Loan Application Amount $160,273
Highest Mortgage Loan Application Amount $1,800,000
Average Applicant Income $90,641
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nfcu by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Virginia Beach, Virginia 3,150 $ 379,312,000 $ 120,416 $ 80,000
San Diego, California 2,489 $ 503,531,000 $ 202,302 $ 106,000
Prince George's, Maryland 1,871 $ 288,245,000 $ 154,059 $ 95,000
Fairfax, Virginia 1,862 $ 407,249,000 $ 218,715 $ 129,000
Duval, Florida 1,621 $ 175,767,000 $ 108,431 $ 76,000
Chesapeake, Virginia 1,270 $ 181,538,000 $ 142,943 $ 88,000
Onslow, North Carolina 1,127 $ 120,198,000 $ 106,653 $ 69,000
Prince William, Virginia 967 $ 178,297,000 $ 184,381 $ 107,000
Anne Arundel, Maryland 943 $ 172,145,000 $ 182,550 $ 111,000
Norfolk, Virginia 899 $ 106,447,000 $ 118,406 $ 74,000
Escambia, Florida 879 $ 99,921,000 $ 113,675 $ 70,000
Riverside, California 796 $ 156,813,000 $ 197,001 $ 96,000
Honolulu, Hawaii 742 $ 181,190,000 $ 244,191 $ 105,000
Charles, Maryland 662 $ 102,309,000 $ 154,545 $ 103,000
Montgomery, Maryland 654 $ 134,384,000 $ 205,480 $ 125,000
Kitsap, Washington 652 $ 91,094,000 $ 139,714 $ 82,000
St. Mary's, Maryland 642 $ 99,563,000 $ 155,082 $ 103,000
Camden, Georgia 623 $ 67,450,000 $ 108,266 $ 64,000
Stafford, Virginia 603 $ 114,918,000 $ 190,577 $ 110,000
District of Columbia, District Of Columbia 557 $ 85,926,000 $ 154,265 $ 101,000
Clay, Florida 521 $ 65,478,000 $ 125,677 $ 83,000
New London, Connecticut 471 $ 68,437,000 $ 145,301 $ 89,000
Spotsylvania, Virginia 436 $ 66,800,000 $ 153,211 $ 98,000
Los Angeles, California 414 $ 81,422,000 $ 196,671 $ 114,000
Loudoun, Virginia 413 $ 100,774,000 $ 244,004 $ 131,000
Beaufort, South Carolina 384 $ 49,048,000 $ 127,729 $ 74,000
Suffolk, Virginia 373 $ 59,184,000 $ 158,670 $ 87,000
Orange, Florida 364 $ 52,942,000 $ 145,445 $ 88,000
Craven, North Carolina 364 $ 45,040,000 $ 123,736 $ 76,000
Maricopa, Arizona 337 $ 59,086,000 $ 175,329 $ 87,000
Portsmouth, Virginia 317 $ 37,025,000 $ 116,798 $ 68,000
San Bernardino, California 269 $ 45,671,000 $ 169,780 $ 86,000
Orange, California 265 $ 67,093,000 $ 253,181 $ 129,000
Clark, Nevada 262 $ 48,440,000 $ 184,885 $ 96,000
Santa Rosa, Florida 260 $ 35,116,000 $ 135,061 $ 82,000
Tarrant, Texas 258 $ 28,719,000 $ 111,313 $ 87,000
Shelby, Tennessee 254 $ 31,744,000 $ 124,976 $ 90,000
Hillsborough, Florida 242 $ 38,684,000 $ 159,851 $ 91,000
Calvert, Maryland 242 $ 39,915,000 $ 164,938 $ 111,000
Yuma, Arizona 239 $ 33,355,000 $ 139,560 $ 74,000
Nueces, Texas 228 $ 29,767,000 $ 130,557 $ 81,000
Arlington, Virginia 224 $ 61,770,000 $ 275,758 $ 131,000
Berkeley, South Carolina 223 $ 24,821,000 $ 111,304 $ 75,000
Broward, Florida 218 $ 36,584,000 $ 167,816 $ 88,000
Philadelphia, Pennsylvania 217 $ 22,459,000 $ 103,497 $ 83,000
Island, Washington 217 $ 23,713,000 $ 109,276 $ 75,000
Hampton, Virginia 216 $ 23,870,000 $ 110,509 $ 77,000
Miami-Dade, Florida 206 $ 27,899,000 $ 135,432 $ 77,000
Cook, Illinois 203 $ 33,589,000 $ 165,463 $ 89,000
Newport News, Virginia 203 $ 23,018,000 $ 113,389 $ 72,000
Snohomish, Washington 203 $ 34,044,000 $ 167,704 $ 83,000
Harris, Texas 197 $ 24,554,000 $ 124,639 $ 77,000
Bexar, Texas 192 $ 26,091,000 $ 135,890 $ 89,000
Alexandria, Virginia 192 $ 43,637,000 $ 227,276 $ 129,000
Howard, Maryland 191 $ 39,114,000 $ 204,785 $ 117,000
Wake, North Carolina 191 $ 31,735,000 $ 166,151 $ 94,000
Baltimore City, Maryland 188 $ 19,636,000 $ 104,446 $ 90,000
Seminole, Florida 181 $ 25,576,000 $ 141,303 $ 98,000
Cuyahoga, Ohio 179 $ 17,338,000 $ 96,860 $ 86,000
Newport, Rhode Island 177 $ 28,619,000 $ 161,689 $ 107,000
Baltimore, Maryland 174 $ 28,477,000 $ 163,660 $ 90,000
Camden, New Jersey 168 $ 20,095,000 $ 119,613 $ 85,000
Frederick, Maryland 163 $ 28,253,000 $ 173,331 $ 114,000
Charleston, South Carolina 161 $ 24,077,000 $ 149,546 $ 80,000
St. Johns, Florida 160 $ 27,140,000 $ 169,625 $ 111,000
King, Washington 155 $ 30,969,000 $ 199,800 $ 115,000
Dorchester, South Carolina 152 $ 21,044,000 $ 138,447 $ 84,000
Brevard, Florida 150 $ 23,828,000 $ 158,853 $ 87,000
Kings, California 145 $ 22,819,000 $ 157,372 $ 90,000
Lake, Illinois 144 $ 17,473,000 $ 121,340 $ 86,000
Mecklenburg, North Carolina 141 $ 20,543,000 $ 145,695 $ 99,000
Cobb, Georgia 140 $ 19,713,000 $ 140,807 $ 103,000
Harrison, Mississippi 139 $ 13,036,000 $ 93,784 $ 66,000
Pinellas, Florida 137 $ 20,463,000 $ 149,364 $ 89,000
Gloucester, New Jersey 137 $ 17,140,000 $ 125,109 $ 88,000
Fulton, Georgia 136 $ 21,758,000 $ 159,985 $ 107,000
Ventura, California 135 $ 25,730,000 $ 190,592 $ 108,000
Burlington, New Jersey 135 $ 16,903,000 $ 125,207 $ 104,000
St. Tammany, Louisiana 133 $ 20,859,000 $ 156,834 $ 83,000
Pima, Arizona 132 $ 20,362,000 $ 154,257 $ 90,000
Montgomery, Pennsylvania 129 $ 21,463,000 $ 166,379 $ 100,000
Orleans, Louisiana 126 $ 12,518,000 $ 99,349 $ 79,000
Volusia, Florida 121 $ 16,644,000 $ 137,553 $ 76,000
Bucks, Pennsylvania 116 $ 18,399,000 $ 158,612 $ 98,000
Kern, California 115 $ 17,573,000 $ 152,808 $ 94,000
Palm Beach, Florida 113 $ 21,018,000 $ 186,000 $ 94,000
Gwinnett, Georgia 113 $ 17,258,000 $ 152,725 $ 96,000
Fauquier, Virginia 111 $ 20,084,000 $ 180,936 $ 117,000
Carteret, North Carolina 110 $ 16,481,000 $ 149,827 $ 96,000
El Paso, Colorado 108 $ 20,170,000 $ 186,759 $ 103,000
Jefferson, Louisiana 105 $ 10,180,000 $ 96,952 $ 68,000
San Patricio, Texas 104 $ 8,000,000 $ 76,923 $ 73,000
King George, Virginia 103 $ 20,479,000 $ 198,825 $ 110,000
Delaware, Pennsylvania 102 $ 12,899,000 $ 126,460 $ 94,000
Chesterfield, Virginia 99 $ 16,372,000 $ 165,373 $ 97,000
Nassau, Florida 97 $ 13,417,000 $ 138,319 $ 87,000
Polk, Florida 97 $ 12,508,000 $ 128,948 $ 78,000
Currituck, North Carolina 95 $ 12,639,000 $ 133,042 $ 90,000
Dallas, Texas 94 $ 12,965,000 $ 137,925 $ 91,000
Pierce, Washington 94 $ 15,753,000 $ 167,585 $ 88,000
Bay, Florida 93 $ 13,998,000 $ 150,516 $ 84,000
New Castle, Delaware 92 $ 13,173,000 $ 143,184 $ 90,000
Marion, Florida 92 $ 10,379,000 $ 112,815 $ 74,000
Pasco, Florida 92 $ 12,760,000 $ 138,695 $ 86,000
DeKalb, Georgia 90 $ 11,483,000 $ 127,588 $ 80,000
Ocean, New Jersey 89 $ 14,610,000 $ 164,157 $ 94,000
New Hanover, North Carolina 87 $ 13,942,000 $ 160,252 $ 101,000
Cumberland, Maine 86 $ 11,331,000 $ 131,755 $ 92,000
Henrico, Virginia 86 $ 14,255,000 $ 165,755 $ 103,000
Mobile, Alabama 83 $ 8,933,000 $ 107,626 $ 70,000
Pasquotank, North Carolina 79 $ 10,161,000 $ 128,620 $ 69,000
Collin, Texas 77 $ 13,229,000 $ 171,805 $ 101,000
Denton, Texas 76 $ 11,758,000 $ 154,710 $ 118,000
New Haven, Connecticut 75 $ 12,793,000 $ 170,573 $ 101,000
Washington, Rhode Island 75 $ 12,135,000 $ 161,800 $ 110,000
Harford, Maryland 73 $ 17,328,000 $ 237,369 $ 114,000
Cumberland, North Carolina 73 $ 8,140,000 $ 111,506 $ 78,000
York, Pennsylvania 73 $ 9,677,000 $ 132,561 $ 102,000
Oklahoma, Oklahoma 72 $ 8,853,000 $ 122,958 $ 90,000
Madison, Alabama 71 $ 10,991,000 $ 154,802 $ 90,000
Sacramento, California 71 $ 14,030,000 $ 197,605 $ 106,000
Skagit, Washington 69 $ 9,449,000 $ 136,942 $ 92,000
Sussex, Delaware 68 $ 13,783,000 $ 202,691 $ 149,000
Allegheny, Pennsylvania 68 $ 9,288,000 $ 136,588 $ 98,000
Tipton, Tennessee 68 $ 7,752,000 $ 114,000 $ 74,000
Culpeper, Virginia 67 $ 13,103,000 $ 195,567 $ 92,000
Lake, Florida 66 $ 9,051,000 $ 137,136 $ 70,000
Hartford, Connecticut 65 $ 10,027,000 $ 154,261 $ 109,000
Solano, California 64 $ 9,677,000 $ 151,203 $ 118,000
Middlesex, Massachusetts 64 $ 14,486,000 $ 226,343 $ 113,000
Monmouth, New Jersey 64 $ 12,503,000 $ 195,359 $ 109,000
Osceola, Florida 63 $ 8,333,000 $ 132,269 $ 66,000
Columbia, Georgia 63 $ 9,787,000 $ 155,349 $ 86,000
Carroll, Maryland 63 $ 11,369,000 $ 180,460 $ 114,000
Bernalillo, New Mexico 63 $ 9,078,000 $ 144,095 $ 97,000
Alameda, California 61 $ 12,795,000 $ 209,754 $ 128,000
Lee, Florida 61 $ 9,721,000 $ 159,360 $ 96,000
Providence, Rhode Island 61 $ 7,891,000 $ 129,360 $ 98,000
Horry, South Carolina 61 $ 8,631,000 $ 141,491 $ 116,000
Travis, Texas 61 $ 10,004,000 $ 164,000 $ 107,000
Jefferson, West Virginia 61 $ 9,992,000 $ 163,803 $ 89,000
Suffolk, New York 60 $ 9,854,000 $ 164,233 $ 112,000
Chester, Pennsylvania 60 $ 8,991,000 $ 149,850 $ 101,000
York, Virginia 60 $ 12,044,000 $ 200,733 $ 106,000
Santa Clara, California 59 $ 15,560,000 $ 263,728 $ 140,000
Bristol, Massachusetts 59 $ 10,163,000 $ 172,254 $ 92,000
Churchill, Nevada 59 $ 9,610,000 $ 162,881 $ 77,000
Orange, Virginia 59 $ 8,310,000 $ 140,847 $ 97,000
Wayne, Michigan 58 $ 5,320,000 $ 91,724 $ 67,000
Caroline, Virginia 58 $ 9,399,000 $ 162,051 $ 89,000
Baldwin, Alabama 57 $ 8,100,000 $ 142,105 $ 80,000
Fresno, California 56 $ 11,198,000 $ 199,964 $ 109,000
Isle of Wight, Virginia 56 $ 11,208,000 $ 200,142 $ 90,000
Lee, Georgia 55 $ 8,217,000 $ 149,400 $ 85,000
Sagadahoc, Maine 55 $ 6,332,000 $ 115,127 $ 83,000
Richland, South Carolina 55 $ 7,215,000 $ 131,181 $ 78,000
Will, Illinois 54 $ 6,857,000 $ 126,981 $ 90,000
Franklin, Ohio 54 $ 7,466,000 $ 138,259 $ 97,000
Contra Costa, California 53 $ 13,198,000 $ 249,018 $ 131,000
Queen Anne's, Maryland 53 $ 8,493,000 $ 160,245 $ 95,000
Cumberland, Pennsylvania 53 $ 8,536,000 $ 161,056 $ 100,000
Berkeley, West Virginia 53 $ 7,858,000 $ 148,264 $ 85,000
San Joaquin, California 52 $ 8,275,000 $ 159,134 $ 87,000
Okaloosa, Florida 52 $ 7,982,000 $ 153,500 $ 98,000
Greenville, South Carolina 52 $ 6,822,000 $ 131,192 $ 86,000
Fairfax City, Virginia 52 $ 9,050,000 $ 174,038 $ 96,000
Kenosha, Wisconsin 52 $ 7,891,000 $ 151,750 $ 87,000
Alachua, Florida 51 $ 7,719,000 $ 151,352 $ 93,000
Frederick, Virginia 51 $ 10,082,000 $ 197,686 $ 94,000
Leon, Florida 50 $ 6,205,000 $ 124,100 $ 107,000
St. Louis, Missouri 50 $ 7,390,000 $ 147,800 $ 113,000
Dougherty, Georgia 49 $ 3,744,000 $ 76,408 $ 68,000
Worcester, Massachusetts 49 $ 8,015,000 $ 163,571 $ 101,000
Saratoga, New York 49 $ 7,845,000 $ 160,102 $ 70,000
Chatham, Georgia 48 $ 5,870,000 $ 122,291 $ 96,000
Rockingham, New Hampshire 48 $ 9,164,000 $ 190,916 $ 111,000
Fort Bend, Texas 48 $ 7,595,000 $ 158,229 $ 99,000
James City, Virginia 48 $ 10,645,000 $ 221,770 $ 103,000
Jefferson, Alabama 46 $ 4,352,000 $ 94,608 $ 76,000
Pinal, Arizona 46 $ 6,433,000 $ 139,847 $ 80,000
Douglas, Georgia 46 $ 6,352,000 $ 138,086 $ 73,000
Lauderdale, Mississippi 46 $ 5,438,000 $ 118,217 $ 82,000
Sarpy, Nebraska 46 $ 7,779,000 $ 169,108 $ 97,000
Knox, Tennessee 46 $ 5,534,000 $ 120,304 $ 92,000
Spokane, Washington 46 $ 6,045,000 $ 131,413 $ 87,000
Glynn, Georgia 45 $ 7,179,000 $ 159,533 $ 94,000
Jackson, Mississippi 45 $ 4,114,000 $ 91,422 $ 71,000
El Paso, Texas 45 $ 4,491,000 $ 99,800 $ 87,000
Johnson, Kansas 44 $ 7,614,000 $ 173,045 $ 88,000
Norfolk, Massachusetts 44 $ 11,282,000 $ 256,409 $ 126,000
Pender, North Carolina 44 $ 6,221,000 $ 141,386 $ 73,000
Windham, Connecticut 43 $ 5,186,000 $ 120,604 $ 83,000
Paulding, Georgia 43 $ 5,255,000 $ 122,209 $ 84,000
Multnomah, Oregon 43 $ 6,624,000 $ 154,046 $ 88,000
Washoe, Nevada 42 $ 7,962,000 $ 189,571 $ 98,000
Nassau, New York 42 $ 11,113,000 $ 264,595 $ 140,000
Henry, Georgia 41 $ 8,201,000 $ 200,024 $ 114,000
Ada, Idaho 41 $ 7,048,000 $ 171,902 $ 80,000
York, Maine 41 $ 7,632,000 $ 186,146 $ 113,000
Hillsborough, New Hampshire 41 $ 6,437,000 $ 157,000 $ 104,000
Atlantic, New Jersey 41 $ 6,130,000 $ 149,512 $ 104,000
Middlesex, New Jersey 41 $ 7,723,000 $ 188,365 $ 101,000
Durham, North Carolina 41 $ 6,599,000 $ 160,951 $ 110,000
Washington, Oregon 41 $ 7,210,000 $ 175,853 $ 95,000
Kent, Delaware 40 $ 6,213,000 $ 155,325 $ 75,000
Hennepin, Minnesota 40 $ 6,474,000 $ 161,850 $ 99,000
Mason, Washington 40 $ 5,013,000 $ 125,325 $ 83,000
Mohave, Arizona 39 $ 5,832,000 $ 149,538 $ 80,000
Flagler, Florida 39 $ 5,643,000 $ 144,692 $ 79,000
St. Charles, Missouri 39 $ 5,919,000 $ 151,769 $ 92,000
Lexington, South Carolina 39 $ 4,752,000 $ 121,846 $ 82,000
Montgomery, Texas 39 $ 4,961,000 $ 127,205 $ 97,000
Williamson, Texas 39 $ 5,739,000 $ 147,153 $ 83,000
Jefferson, Kentucky 38 $ 6,061,000 $ 159,500 $ 88,000
Washington, Maryland 38 $ 6,767,000 $ 178,078 $ 91,000
Forsyth, North Carolina 38 $ 5,687,000 $ 149,657 $ 98,000
Gloucester, Virginia 38 $ 4,252,000 $ 111,894 $ 89,000
Manassas, Virginia 38 $ 6,775,000 $ 178,289 $ 85,000
Arapahoe, Colorado 37 $ 8,071,000 $ 218,135 $ 93,000
Jefferson, Colorado 37 $ 6,579,000 $ 177,810 $ 100,000
Fairfield, Connecticut 37 $ 7,960,000 $ 215,135 $ 131,000
Tulsa, Oklahoma 37 $ 4,015,000 $ 108,513 $ 74,000
Kent, Rhode Island 37 $ 7,529,000 $ 203,486 $ 104,000
Queens, New York 36 $ 6,399,000 $ 177,750 $ 86,000
Guilford, North Carolina 36 $ 3,981,000 $ 110,583 $ 83,000
Cleveland, Oklahoma 36 $ 4,923,000 $ 136,750 $ 72,000
Cochise, Arizona 35 $ 5,543,000 $ 158,371 $ 88,000
St. Lucie, Florida 35 $ 4,571,000 $ 130,600 $ 87,000
Kane, Illinois 35 $ 5,640,000 $ 161,142 $ 91,000
Jackson, Missouri 35 $ 3,734,000 $ 106,685 $ 85,000
Brunswick, North Carolina 35 $ 7,364,000 $ 210,400 $ 109,000
Camden, North Carolina 35 $ 5,657,000 $ 161,628 $ 80,000
Denver, Colorado 34 $ 5,542,000 $ 163,000 $ 85,000
Manatee, Florida 34 $ 5,223,000 $ 153,617 $ 119,000
Cherokee, Georgia 34 $ 5,900,000 $ 173,529 $ 89,000
DuPage, Illinois 34 $ 7,699,000 $ 226,441 $ 104,000
East Baton Rouge, Louisiana 34 $ 4,178,000 $ 122,882 $ 87,000
Lehigh, Pennsylvania 34 $ 6,072,000 $ 178,588 $ 97,000
Bristol, Rhode Island 34 $ 6,302,000 $ 185,352 $ 109,000
Milwaukee, Wisconsin 34 $ 4,171,000 $ 122,676 $ 81,000
Hernando, Florida 33 $ 3,620,000 $ 109,696 $ 72,000
Sarasota, Florida 33 $ 5,973,000 $ 181,000 $ 102,000
Bibb, Georgia 33 $ 2,233,000 $ 67,666 $ 73,000
Androscoggin, Maine 33 $ 4,322,000 $ 130,969 $ 71,000
Johnston, North Carolina 33 $ 3,760,000 $ 113,939 $ 74,000
Davidson, Tennessee 33 $ 5,327,000 $ 161,424 $ 80,000
Warren, Virginia 33 $ 4,487,000 $ 135,969 $ 67,000
Thurston, Washington 33 $ 5,043,000 $ 152,818 $ 91,000
Douglas, Colorado 32 $ 5,997,000 $ 187,406 $ 118,000
Forsyth, Georgia 32 $ 6,491,000 $ 202,843 $ 109,000
Worcester, Maryland 32 $ 7,257,000 $ 226,781 $ 155,000
Plymouth, Massachusetts 32 $ 6,126,000 $ 191,437 $ 113,000
Kings, New York 32 $ 4,454,000 $ 139,187 $ 96,000
Monroe, New York 32 $ 3,778,000 $ 118,062 $ 94,000
Buncombe, North Carolina 32 $ 5,976,000 $ 186,750 $ 87,000
Hamilton, Ohio 32 $ 3,271,000 $ 102,218 $ 86,000
Lorain, Ohio 32 $ 3,673,000 $ 114,781 $ 70,000
Summit, Ohio 32 $ 4,003,000 $ 125,093 $ 75,000
Lancaster, Pennsylvania 32 $ 5,013,000 $ 156,656 $ 88,000
Davis, Utah 32 $ 4,959,000 $ 154,968 $ 91,000
Salt Lake, Utah 32 $ 6,214,000 $ 194,187 $ 96,000
Clark, Washington 32 $ 4,965,000 $ 155,156 $ 79,000
Middlesex, Connecticut 31 $ 5,965,000 $ 192,419 $ 93,000
Richmond, Georgia 31 $ 2,986,000 $ 96,322 $ 64,000
St. Clair, Illinois 31 $ 3,315,000 $ 106,935 $ 93,000
Essex, Massachusetts 31 $ 6,322,000 $ 203,935 $ 122,000
Suffolk, Massachusetts 31 $ 5,926,000 $ 191,161 $ 130,000
Oakland, Michigan 31 $ 3,560,000 $ 114,838 $ 92,000
Union, North Carolina 31 $ 5,400,000 $ 174,193 $ 102,000
Montgomery, Ohio 31 $ 3,946,000 $ 127,290 $ 95,000
Clackamas, Oregon 31 $ 5,081,000 $ 163,903 $ 96,000
York, South Carolina 31 $ 5,339,000 $ 172,225 $ 109,000
Hamilton, Tennessee 31 $ 4,461,000 $ 143,903 $ 78,000
Galveston, Texas 31 $ 3,059,000 $ 98,677 $ 101,000
Richmond City, Virginia 31 $ 4,652,000 $ 150,064 $ 87,000
Pitt, North Carolina 30 $ 3,565,000 $ 118,833 $ 82,000
Monroe, Pennsylvania 30 $ 3,548,000 $ 118,266 $ 88,000
Parker, Texas 30 $ 2,739,000 $ 91,300 $ 81,000
Effingham, Georgia 29 $ 4,152,000 $ 143,172 $ 65,000
Sandoval, New Mexico 29 $ 3,888,000 $ 134,068 $ 67,000
Moore, North Carolina 29 $ 5,278,000 $ 182,000 $ 104,000
Spartanburg, South Carolina 29 $ 3,133,000 $ 108,034 $ 98,000
Anchorage, Alaska 28 $ 3,556,000 $ 127,000 $ 110,000
Charlotte, Florida 28 $ 4,805,000 $ 171,607 $ 84,000
Fayette, Georgia 28 $ 3,996,000 $ 142,714 $ 89,000
Wicomico, Maryland 28 $ 3,978,000 $ 142,071 $ 90,000
Franklin, Pennsylvania 28 $ 3,370,000 $ 120,357 $ 114,000
Monterey, California 27 $ 7,720,000 $ 285,925 $ 113,000
Stanislaus, California 27 $ 2,800,000 $ 103,703 $ 95,000
Douglas, Nebraska 27 $ 3,687,000 $ 136,555 $ 84,000
Erie, New York 27 $ 2,374,000 $ 87,925 $ 69,000
Deschutes, Oregon 27 $ 5,472,000 $ 202,666 $ 94,000
Bell, Texas 27 $ 2,223,000 $ 82,333 $ 68,000
Hanover, Virginia 27 $ 3,962,000 $ 146,740 $ 92,000
Imperial, California 26 $ 4,493,000 $ 172,807 $ 96,000
Tolland, Connecticut 26 $ 4,082,000 $ 157,000 $ 99,000
Clayton, Georgia 26 $ 2,387,000 $ 91,807 $ 67,000
Kent, Michigan 26 $ 3,474,000 $ 133,615 $ 93,000
DeSoto, Mississippi 26 $ 3,229,000 $ 124,192 $ 78,000
Bergen, New Jersey 26 $ 6,811,000 $ 261,961 $ 149,000
Berks, Pennsylvania 26 $ 3,252,000 $ 125,076 $ 91,000
Aiken, South Carolina 26 $ 2,582,000 $ 99,307 $ 99,000
Larimer, Colorado 25 $ 3,558,000 $ 142,320 $ 97,000
McHenry, Illinois 25 $ 3,938,000 $ 157,520 $ 96,000
Lake, Indiana 25 $ 2,829,000 $ 113,160 $ 73,000
Marion, Indiana 25 $ 2,342,000 $ 93,680 $ 75,000
Kennebec, Maine 25 $ 3,655,000 $ 146,200 $ 85,000
Barnstable, Massachusetts 25 $ 5,053,000 $ 202,120 $ 95,000
Essex, New Jersey 25 $ 3,801,000 $ 152,040 $ 115,000
Mercer, New Jersey 25 $ 4,355,000 $ 174,200 $ 118,000
Union, New Jersey 25 $ 4,128,000 $ 165,120 $ 128,000
Westchester, New York 25 $ 5,525,000 $ 221,000 $ 128,000
Fredericksburg, Virginia 25 $ 6,281,000 $ 251,240 $ 114,000
Westmoreland, Virginia 25 $ 4,642,000 $ 185,680 $ 95,000
Yavapai, Arizona 24 $ 4,367,000 $ 181,958 $ 82,000
Tulare, California 24 $ 4,621,000 $ 192,541 $ 106,000
Citrus, Florida 24 $ 2,216,000 $ 92,333 $ 53,000
Hawaii, Hawaii 24 $ 5,457,000 $ 227,375 $ 120,000
Macomb, Michigan 24 $ 2,859,000 $ 119,125 $ 75,000
Strafford, New Hampshire 24 $ 4,028,000 $ 167,833 $ 99,000
Westmoreland, Pennsylvania 24 $ 2,468,000 $ 102,833 $ 71,000
Shelby, Alabama 23 $ 4,231,000 $ 183,956 $ 98,000
Lafayette, Louisiana 23 $ 2,892,000 $ 125,739 $ 68,000
Cecil, Maryland 23 $ 2,499,000 $ 108,652 $ 96,000
Hampden, Massachusetts 23 $ 3,120,000 $ 135,652 $ 89,000
Dakota, Minnesota 23 $ 4,606,000 $ 200,260 $ 100,000
Gates, North Carolina 23 $ 1,345,000 $ 58,478 $ 62,000
Orange, North Carolina 23 $ 3,875,000 $ 168,478 $ 99,000
Adams, Pennsylvania 23 $ 4,241,000 $ 184,391 $ 112,000
Brazos, Texas 23 $ 3,366,000 $ 146,347 $ 101,000
Albemarle, Virginia 23 $ 4,768,000 $ 207,304 $ 121,000
Whatcom, Washington 23 $ 3,227,000 $ 140,304 $ 98,000
San Mateo, California 22 $ 7,159,000 $ 325,409 $ 162,000
Houston, Georgia 22 $ 3,125,000 $ 142,045 $ 78,000
Lowndes, Georgia 22 $ 2,283,000 $ 103,772 $ 55,000
Hamilton, Indiana 22 $ 3,660,000 $ 166,363 $ 92,000
Ascension, Louisiana 22 $ 2,838,000 $ 129,000 $ 77,000
Hinds, Mississippi 22 $ 2,240,000 $ 101,818 $ 86,000
Orange, New York 22 $ 3,759,000 $ 170,863 $ 89,000
Medina, Ohio 22 $ 2,924,000 $ 132,909 $ 88,000
Jasper, South Carolina 22 $ 2,387,000 $ 108,500 $ 60,000
Brazoria, Texas 22 $ 3,123,000 $ 141,954 $ 76,000
Guadalupe, Texas 22 $ 3,168,000 $ 144,000 $ 74,000
Hidalgo, Texas 22 $ 2,070,000 $ 94,090 $ 79,000
Pulaski, Arkansas 21 $ 2,081,000 $ 99,095 $ 70,000
Placer, California 21 $ 5,153,000 $ 245,380 $ 109,000
Boulder, Colorado 21 $ 4,224,000 $ 201,142 $ 100,000
Muscogee, Georgia 21 $ 1,963,000 $ 93,476 $ 71,000
Newton, Georgia 21 $ 2,069,000 $ 98,523 $ 74,000
Kootenai, Idaho 21 $ 3,162,000 $ 150,571 $ 77,000
Bossier, Louisiana 21 $ 2,185,000 $ 104,047 $ 78,000
Ramsey, Minnesota 21 $ 3,010,000 $ 143,333 $ 96,000
Pearl River, Mississippi 21 $ 3,091,000 $ 147,190 $ 87,000
Grafton, New Hampshire 21 $ 3,139,000 $ 149,476 $ 115,000
Dona Ana, New Mexico 21 $ 3,263,000 $ 155,380 $ 82,000
Cabarrus, North Carolina 21 $ 2,821,000 $ 134,333 $ 74,000
Dare, North Carolina 21 $ 5,183,000 $ 246,809 $ 144,000
Anderson, South Carolina 21 $ 3,261,000 $ 155,285 $ 79,000
Rutherford, Tennessee 21 $ 2,860,000 $ 136,190 $ 66,000
Shenandoah, Virginia 21 $ 3,691,000 $ 175,761 $ 93,000
Canyon, Idaho 20 $ 2,934,000 $ 146,700 $ 57,000
Penobscot, Maine 20 $ 2,657,000 $ 132,850 $ 73,000
Hancock, Mississippi 20 $ 3,170,000 $ 158,500 $ 74,000
Cass, Missouri 20 $ 2,997,000 $ 149,850 $ 74,000
Morris, New Jersey 20 $ 4,876,000 $ 243,800 $ 125,000
Salem, New Jersey 20 $ 2,456,000 $ 122,800 $ 81,000
Erie, Pennsylvania 20 $ 1,465,000 $ 73,250 $ 61,000
Northampton, Pennsylvania 20 $ 2,944,000 $ 147,200 $ 86,000
Williamson, Tennessee 20 $ 4,025,000 $ 201,250 $ 112,000
Louisa, Virginia 20 $ 4,011,000 $ 200,550 $ 135,000
Montgomery, Alabama 19 $ 2,330,000 $ 122,631 $ 75,000
Weld, Colorado 19 $ 2,323,000 $ 122,263 $ 78,000
Winnebago, Illinois 19 $ 1,440,000 $ 75,789 $ 75,000
Sedgwick, Kansas 19 $ 1,851,000 $ 97,421 $ 71,000
Merrimack, New Hampshire 19 $ 3,301,000 $ 173,736 $ 93,000
Bronx, New York 19 $ 2,389,000 $ 125,736 $ 77,000
Gaston, North Carolina 19 $ 2,057,000 $ 108,263 $ 80,000
Lane, Oregon 19 $ 3,231,000 $ 170,052 $ 91,000
Bedford, Virginia 19 $ 3,057,000 $ 160,894 $ 94,000
Elmore, Alabama 18 $ 2,294,000 $ 127,444 $ 87,000
Clarke, Georgia 18 $ 2,176,000 $ 120,888 $ 94,000
Allen, Indiana 18 $ 1,719,000 $ 95,500 $ 88,000
Caroline, Maryland 18 $ 3,070,000 $ 170,555 $ 79,000
Talbot, Maryland 18 $ 3,135,000 $ 174,166 $ 91,000
Duplin, North Carolina 18 $ 1,376,000 $ 76,444 $ 63,000
Halifax, North Carolina 18 $ 1,840,000 $ 102,222 $ 95,000
Iredell, North Carolina 18 $ 3,752,000 $ 208,444 $ 142,000
Nash, North Carolina 18 $ 3,388,000 $ 188,222 $ 102,000
Lake, Ohio 18 $ 1,514,000 $ 84,111 $ 64,000
Dauphin, Pennsylvania 18 $ 1,705,000 $ 94,722 $ 99,000
Luzerne, Pennsylvania 18 $ 970,000 $ 53,888 $ 95,000
Florence, South Carolina 18 $ 1,484,000 $ 82,444 $ 64,000
Pickens, South Carolina 18 $ 1,773,000 $ 98,500 $ 79,000
Montgomery, Tennessee 18 $ 1,922,000 $ 106,777 $ 68,000
Ellis, Texas 18 $ 2,758,000 $ 153,222 $ 106,000
McLennan, Texas 18 $ 1,591,000 $ 88,388 $ 64,000
Accomack, Virginia 18 $ 2,779,000 $ 154,388 $ 92,000
Fluvanna, Virginia 18 $ 3,485,000 $ 193,611 $ 88,000
Jefferson, Washington 18 $ 2,387,000 $ 132,611 $ 94,000
Monroe, Florida 17 $ 4,347,000 $ 255,705 $ 168,000
Putnam, Florida 17 $ 1,195,000 $ 70,294 $ 71,000
Tangipahoa, Louisiana 17 $ 1,596,000 $ 93,882 $ 52,000
Rankin, Mississippi 17 $ 2,443,000 $ 143,705 $ 71,000
Cape May, New Jersey 17 $ 5,414,000 $ 318,470 $ 186,000
Sumner, Tennessee 17 $ 2,101,000 $ 123,588 $ 81,000
Comal, Texas 17 $ 2,471,000 $ 145,352 $ 113,000
Johnson, Texas 17 $ 1,660,000 $ 97,647 $ 76,000
Northumberland, Virginia 17 $ 4,681,000 $ 275,352 $ 151,000
Houston, Alabama 16 $ 1,947,000 $ 121,687 $ 78,000
Lee, Alabama 16 $ 2,092,000 $ 130,750 $ 89,000
Limestone, Alabama 16 $ 2,273,000 $ 142,062 $ 95,000
Sonoma, California 16 $ 2,121,000 $ 132,562 $ 110,000
Indian River, Florida 16 $ 2,683,000 $ 167,687 $ 84,000
Coweta, Georgia 16 $ 3,225,000 $ 201,562 $ 110,000
Walton, Georgia 16 $ 2,187,000 $ 136,687 $ 81,000
Caddo, Louisiana 16 $ 1,561,000 $ 97,562 $ 82,000
Dutchess, New York 16 $ 3,666,000 $ 229,125 $ 109,000
Butler, Ohio 16 $ 1,881,000 $ 117,562 $ 108,000
Cambria, Pennsylvania 16 $ 1,271,000 $ 79,437 $ 78,000
Sumter, South Carolina 16 $ 1,829,000 $ 114,312 $ 84,000
Benton, Washington 16 $ 2,215,000 $ 138,437 $ 94,000
Racine, Wisconsin 16 $ 2,197,000 $ 137,312 $ 82,000
Coconino, Arizona 15 $ 3,127,000 $ 208,466 $ 85,000
Benton, Arkansas 15 $ 2,524,000 $ 168,266 $ 103,000
Shasta, California 15 $ 2,715,000 $ 181,000 $ 98,000
Baker, Florida 15 $ 1,823,000 $ 121,533 $ 76,000
Shawnee, Kansas 15 $ 1,173,000 $ 78,200 $ 72,000
Hancock, Maine 15 $ 2,333,000 $ 155,533 $ 105,000
Lincoln, Maine 15 $ 1,852,000 $ 123,466 $ 118,000
Boone, Missouri 15 $ 1,998,000 $ 133,200 $ 86,000
Pulaski, Missouri 15 $ 1,328,000 $ 88,533 $ 69,000
Douglas, Nevada 15 $ 3,038,000 $ 202,533 $ 80,000
Valencia, New Mexico 15 $ 1,451,000 $ 96,733 $ 81,000
Albany, New York 15 $ 2,523,000 $ 168,200 $ 112,000
Richmond, New York 15 $ 2,967,000 $ 197,800 $ 79,000
Harnett, North Carolina 15 $ 2,380,000 $ 158,666 $ 89,000
Henderson, North Carolina 15 $ 2,200,000 $ 146,666 $ 95,000
Greene, Ohio 15 $ 2,289,000 $ 152,600 $ 114,000
Fayette, Pennsylvania 15 $ 1,074,000 $ 71,600 $ 75,000
Colleton, South Carolina 15 $ 1,366,000 $ 91,066 $ 88,000
Hays, Texas 15 $ 2,228,000 $ 148,533 $ 92,000
Wichita, Texas 15 $ 1,535,000 $ 102,333 $ 78,000
Montgomery, Virginia 15 $ 2,532,000 $ 168,800 $ 110,000
Highlands, Florida 14 $ 1,918,000 $ 137,000 $ 64,000
Martin, Florida 14 $ 3,037,000 $ 216,928 $ 121,000
Madison, Illinois 14 $ 1,510,000 $ 107,857 $ 65,000
Geary, Kansas 14 $ 833,000 $ 59,500 $ 70,000
Fayette, Kentucky 14 $ 2,060,000 $ 147,142 $ 69,000
Livingston, Louisiana 14 $ 1,742,000 $ 124,428 $ 76,000
Washtenaw, Michigan 14 $ 2,472,000 $ 176,571 $ 121,000
Anoka, Minnesota 14 $ 1,997,000 $ 142,642 $ 96,000
Platte, Missouri 14 $ 1,453,000 $ 103,785 $ 94,000
Lyon, Nevada 14 $ 3,368,000 $ 240,571 $ 90,000
Hudson, New Jersey 14 $ 2,739,000 $ 195,642 $ 93,000
Somerset, New Jersey 14 $ 3,532,000 $ 252,285 $ 109,000
Oswego, New York 14 $ 1,436,000 $ 102,571 $ 65,000
Alamance, North Carolina 14 $ 1,137,000 $ 81,214 $ 85,000
Stark, Ohio 14 $ 930,000 $ 66,428 $ 64,000
Washington, Pennsylvania 14 $ 2,343,000 $ 167,357 $ 96,000
Utah, Utah 14 $ 2,170,000 $ 155,000 $ 70,000
Poquoson, Virginia 14 $ 2,662,000 $ 190,142 $ 128,000
Rockingham, Virginia 14 $ 2,617,000 $ 186,928 $ 96,000
Southampton, Virginia 14 $ 1,893,000 $ 135,214 $ 71,000
El Dorado, California 13 $ 2,227,000 $ 171,307 $ 104,000
Columbia, Florida 13 $ 1,361,000 $ 104,692 $ 62,000
Barrow, Georgia 13 $ 720,000 $ 55,384 $ 78,000
Charlton, Georgia 13 $ 658,000 $ 50,615 $ 105,000
Jackson, Georgia 13 $ 2,032,000 $ 156,307 $ 99,000
Boone, Kentucky 13 $ 1,740,000 $ 133,846 $ 89,000
Washington, Minnesota 13 $ 1,890,000 $ 145,384 $ 110,000
Christian, Missouri 13 $ 1,195,000 $ 91,923 $ 56,000
Greene, Missouri 13 $ 1,390,000 $ 106,923 $ 72,000
Jefferson, Missouri 13 $ 1,423,000 $ 109,461 $ 70,000
St. Louis City, Missouri 13 $ 1,296,000 $ 99,692 $ 81,000
Nye, Nevada 13 $ 1,738,000 $ 133,692 $ 115,000
Broome, New York 13 $ 1,002,000 $ 77,076 $ 93,000
Chautauqua, New York 13 $ 793,000 $ 61,000 $ 65,000
Onondaga, New York 13 $ 1,939,000 $ 149,153 $ 129,000
Schenectady, New York 13 $ 1,499,000 $ 115,307 $ 75,000
Catawba, North Carolina 13 $ 2,245,000 $ 172,692 $ 137,000
Delaware, Ohio 13 $ 2,719,000 $ 209,153 $ 116,000
Lucas, Ohio 13 $ 1,877,000 $ 144,384 $ 93,000
Mahoning, Ohio 13 $ 1,234,000 $ 94,923 $ 81,000
Beaver, Pennsylvania 13 $ 993,000 $ 76,384 $ 72,000
Butler, Pennsylvania 13 $ 2,326,000 $ 178,923 $ 95,000
Centre, Pennsylvania 13 $ 2,161,000 $ 166,230 $ 94,000
Lackawanna, Pennsylvania 13 $ 1,943,000 $ 149,461 $ 101,000
Washington, Tennessee 13 $ 1,265,000 $ 97,307 $ 54,000
Cowlitz, Washington 13 $ 1,155,000 $ 88,846 $ 75,000
Dane, Wisconsin 13 $ 1,764,000 $ 135,692 $ 119,000
Santa Barbara, California 12 $ 1,210,000 $ 100,833 $ 106,000
Sumter, Florida 12 $ 1,981,000 $ 165,083 $ 89,000
Hall, Georgia 12 $ 3,048,000 $ 254,000 $ 109,000
Liberty, Georgia 12 $ 1,060,000 $ 88,333 $ 88,000
Christian, Kentucky 12 $ 774,000 $ 64,500 $ 55,000
Oldham, Kentucky 12 $ 2,138,000 $ 178,166 $ 131,000
St. Charles, Louisiana 12 $ 838,000 $ 69,833 $ 106,000
Terrebonne, Louisiana 12 $ 1,343,000 $ 111,916 $ 75,000
Berkshire, Massachusetts 12 $ 1,600,000 $ 133,333 $ 180,000
Monroe, Michigan 12 $ 2,296,000 $ 191,333 $ 80,000
Page:

Mortgage Loan Application Detail Totals for Nfcu in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 27,596 $4,199,060,000 $152,000 $1,800,000 $96,000 $6,062,000
Home Purchase 27,343 $5,952,153,000 $217,000 $1,760,000 $87,000 $9,999,000
Home Improvement 10,400 $320,881,000 $30,000 $350,000 $86,000 $1,680,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,632 $4,981,380,000 $162,000 $1,400,000 $93,000 $1,889,000
Not Provided 19,145 $3,166,707,000 $165,000 $1,800,000 $93,000 $9,999,000
Black or African American 8,074 $1,098,461,000 $136,000 $950,000 $80,000 $6,374,000
Hispanic 3,857 $572,357,000 $148,000 $810,000 $79,000 $1,679,000
Asian 2,410 $465,133,000 $193,000 $1,760,000 $93,000 $1,132,000
American Indian or Alaskan Native 642 $87,839,000 $136,000 $820,000 $83,000 $1,680,000
Native Hawaiian or Other Pacific Islander 579 $100,217,000 $173,000 $1,200,000 $89,000 $540,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 64,887 $10,393,484,000 $160,000 $1,800,000 $91,000 $9,999,000
VA-guaranteed (Veterans Administration) 452 $78,610,000 $173,000 $417,000 $69,000 $456,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 38,683 $5,611,837,000 $145,000 $1,406,000 $95,000 $3,089,000
Application Withdrawn By Applicant 11,241 $2,247,950,000 $199,000 $1,800,000 $90,000 $1,710,000
Preapproval Approved but not Accepted 5,781 $1,369,371,000 $236,000 $1,760,000 $85,000 $1,889,000
Application Denied By Financial Institution 5,417 $494,708,000 $91,000 $989,000 $76,000 $9,999,000
Preapproval Denied by Financial Institution 2,701 $488,900,000 $181,000 $1,500,000 $65,000 $6,374,000
Application Approved But Not Accepted 1,516 $259,328,000 $171,000 $960,000 $95,000 $1,178,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,782 $510,970,000 $135,000 $878,000 $72,000 $6,374,000
Debt-To-Income Ratio 2,559 $350,933,000 $137,000 $1,500,000 $63,000 $450,000
Other 1,102 $73,047,000 $66,000 $695,000 $92,000 $9,999,000
Collateral 491 $19,205,000 $39,000 $417,000 $74,000 $731,000
Insufficient Cash (Downpayment, Closing Cost) 88 $14,034,000 $159,000 $400,000 $61,000 $230,000
Employment History 80 $13,260,000 $165,000 $720,000 $59,000 $240,000
Unverifiable Information 14 $1,957,000 $139,000 $480,000 $121,000 $288,000
Credit Application Incomplete 2 $202,000 $101,000 $125,000 $63,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfcu's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nfcu's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List