Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Navy Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 175,240 |
| Total Mortgage Loan Application Amount | $51,733,730,000 |
| Average Mortgage Loan Application Amount | $242,166 |
| Highest Mortgage Loan Application Amount | $9,045,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $8,861,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 15,232 | $ 5,861,360,000 | $ 363,750 | $ 146,000 |
| NA (OUTSIDE OF MSA/MD) | 14,766 | $ 3,435,620,000 | $ 249,851 | $ 115,531 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8,343 | $ 2,134,465,000 | $ 270,000 | $ 116,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 6,699 | $ 1,769,235,000 | $ 264,000 | $ 112,000 |
| SAN DIEGO-CARLSBAD, CA | 4,809 | $ 2,174,875,000 | $ 452,000 | $ 153,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4,626 | $ 1,572,760,000 | $ 339,000 | $ 147,000 |
| JACKSONVILLE, FL | 4,437 | $ 1,109,625,000 | $ 250,000 | $ 110,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,365 | $ 1,250,605,000 | $ 371,000 | $ 132,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3,087 | $ 685,275,000 | $ 221,000 | $ 108,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,066 | $ 877,920,000 | $ 286,000 | $ 123,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,768 | $ 877,520,000 | $ 317,000 | $ 120,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,724 | $ 771,390,000 | $ 283,000 | $ 135,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,245 | $ 710,555,000 | $ 316,000 | $ 118,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,147 | $ 607,735,000 | $ 283,000 | $ 119,000 |
| DALLAS-PLANO-IRVING, TX | 1,939 | $ 602,135,000 | $ 310,000 | $ 142,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,938 | $ 529,150,000 | $ 273,000 | $ 125,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,801 | $ 491,775,000 | $ 273,000 | $ 111,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,771 | $ 697,285,000 | $ 393,000 | $ 161,000 |
| JACKSONVILLE, NC | 1,662 | $ 323,170,000 | $ 194,000 | $ 90,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,618 | $ 487,790,000 | $ 301,000 | $ 124,500 |
| RICHMOND, VA | 1,564 | $ 420,630,000 | $ 268,000 | $ 116,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,489 | $ 759,625,000 | $ 510,000 | $ 158,000 |
| RALEIGH, NC | 1,467 | $ 433,395,000 | $ 295,000 | $ 118,000 |
| CHICAGO-NAPERVILLE, IL | 1,432 | $ 387,100,000 | $ 270,000 | $ 124,000 |
| FORT WORTH-ARLINGTON, TX | 1,396 | $ 370,990,000 | $ 265,000 | $ 127,000 |
| FAYETTEVILLE, NC | 1,371 | $ 266,955,000 | $ 194,000 | $ 94,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,358 | $ 551,640,000 | $ 406,000 | $ 140,000 |
| BREMERTON-SILVERDALE, WA | 1,173 | $ 383,835,000 | $ 327,000 | $ 124,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,156 | $ 528,210,000 | $ 456,000 | $ 162,000 |
| MEMPHIS, TN-MS-AR | 1,124 | $ 254,160,000 | $ 216,000 | $ 107,000 |
| URBAN HONOLULU, HI | 1,008 | $ 512,490,000 | $ 508,000 | $ 147,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 996 | $ 319,830,000 | $ 321,000 | $ 126,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 977 | $ 222,675,000 | $ 228,000 | $ 104,000 |
| COLORADO SPRINGS, CO | 974 | $ 328,690,000 | $ 337,000 | $ 121,000 |
| ST. LOUIS, MO-IL | 962 | $ 213,530,000 | $ 216,000 | $ 110,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 940 | $ 437,370,000 | $ 456,000 | $ 179,000 |
| CAMDEN, NJ | 939 | $ 218,035,000 | $ 232,000 | $ 123,000 |
| NEW ORLEANS-METAIRIE, LA | 929 | $ 219,265,000 | $ 236,000 | $ 113,000 |
| COLUMBIA, SC | 881 | $ 195,655,000 | $ 222,000 | $ 98,000 |
| OKLAHOMA CITY, OK | 865 | $ 198,595,000 | $ 229,000 | $ 112,000 |
| TACOMA-LAKEWOOD, WA | 859 | $ 315,645,000 | $ 367,000 | $ 123,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 837 | $ 234,915,000 | $ 280,000 | $ 122,000 |
| NEW YORK-NEWARK, NY | 812 | $ 268,480,000 | $ 324,000 | $ 139,000 |
| PHILADELPHIA, PA | 804 | $ 180,480,000 | $ 224,000 | $ 112,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 799 | $ 257,185,000 | $ 321,000 | $ 149,000 |
| AUSTIN-ROUND ROCK, TX | 788 | $ 276,900,000 | $ 351,000 | $ 158,000 |
| PROVIDENCE-WARWICK, RI-MA | 788 | $ 249,890,000 | $ 325,500 | $ 130,500 |
| CLEVELAND-ELYRIA, OH | 785 | $ 144,805,000 | $ 184,000 | $ 103,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 781 | $ 312,475,000 | $ 394,500 | $ 142,000 |
| NORWICH-NEW LONDON, CT | 775 | $ 191,375,000 | $ 246,000 | $ 112,000 |
| KILLEEN-TEMPLE, TX | 754 | $ 145,350,000 | $ 192,000 | $ 98,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 754 | $ 257,440,000 | $ 341,000 | $ 129,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 753 | $ 408,365,000 | $ 542,000 | $ 180,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 740 | $ 234,280,000 | $ 316,000 | $ 130,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 717 | $ 225,335,000 | $ 314,000 | $ 152,000 |
| KANSAS CITY, MO-KS | 707 | $ 175,015,000 | $ 251,000 | $ 115,000 |
| SAVANNAH, GA | 660 | $ 148,950,000 | $ 225,000 | $ 103,000 |
| EL PASO, TX | 659 | $ 122,795,000 | $ 186,000 | $ 96,000 |
| NEW BERN, NC | 659 | $ 128,625,000 | $ 195,000 | $ 98,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 621 | $ 119,025,000 | $ 191,000 | $ 95,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 609 | $ 156,145,000 | $ 256,000 | $ 122,000 |
| ALBUQUERQUE, NM | 605 | $ 163,365,000 | $ 270,000 | $ 116,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 593 | $ 183,375,000 | $ 291,500 | $ 118,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 593 | $ 250,055,000 | $ 421,000 | $ 164,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 578 | $ 180,840,000 | $ 312,000 | $ 135,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 570 | $ 178,800,000 | $ 313,000 | $ 141,000 |
| CLARKSVILLE, TN-KY | 564 | $ 127,040,000 | $ 195,500 | $ 91,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 562 | $ 156,980,000 | $ 279,000 | $ 135,000 |
| PITTSBURGH, PA | 555 | $ 129,025,000 | $ 232,000 | $ 120,000 |
| YUMA, AZ | 544 | $ 104,620,000 | $ 192,000 | $ 94,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 540 | $ 132,650,000 | $ 248,000 | $ 127,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 535 | $ 144,825,000 | $ 270,000 | $ 120,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 532 | $ 134,350,000 | $ 252,000 | $ 117,000 |
| TUCSON, AZ | 530 | $ 139,220,000 | $ 262,000 | $ 114,000 |
| HUNTSVILLE, AL | 518 | $ 147,320,000 | $ 284,000 | $ 129,000 |
| COLUMBUS, OH | 509 | $ 129,985,000 | $ 255,000 | $ 124,000 |
| NEWARK, NJ-PA | 497 | $ 170,235,000 | $ 283,000 | $ 133,500 |
| CINCINNATI, OH-KY-IN | 494 | $ 119,370,000 | $ 243,666 | $ 111,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 480 | $ 116,360,000 | $ 242,000 | $ 111,000 |
| BAKERSFIELD, CA | 477 | $ 120,625,000 | $ 252,000 | $ 121,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 471 | $ 116,925,000 | $ 251,500 | $ 106,000 |
| DURHAM-CHAPEL HILL, NC | 463 | $ 126,095,000 | $ 272,000 | $ 124,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 462 | $ 122,180,000 | $ 247,000 | $ 111,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 459 | $ 119,685,000 | $ 260,000 | $ 133,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 455 | $ 210,735,000 | $ 463,000 | $ 192,000 |
| COLUMBUS, GA-AL | 451 | $ 84,845,000 | $ 183,000 | $ 86,500 |
| BIRMINGHAM-HOOVER, AL | 441 | $ 106,395,000 | $ 241,000 | $ 109,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 441 | $ 112,155,000 | $ 254,000 | $ 127,000 |
| CORPUS CHRISTI, TX | 437 | $ 103,195,000 | $ 236,000 | $ 120,000 |
| LAKELAND-WINTER HAVEN, FL | 437 | $ 104,135,000 | $ 238,000 | $ 95,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 410 | $ 101,750,000 | $ 248,000 | $ 111,000 |
| CAPE CORAL-FORT MYERS, FL | 408 | $ 119,130,000 | $ 291,000 | $ 132,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 400 | $ 95,740,000 | $ 200,500 | $ 100,500 |
| WILMINGTON, DE-MD-NJ | 397 | $ 107,675,000 | $ 258,333 | $ 129,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 389 | $ 92,145,000 | $ 226,500 | $ 108,500 |
| PANAMA CITY, FL | 384 | $ 103,050,000 | $ 268,000 | $ 116,000 |
| WINCHESTER, VA-WV | 384 | $ 106,060,000 | $ 230,500 | $ 116,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 382 | $ 185,180,000 | $ 484,000 | $ 158,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 376 | $ 164,650,000 | $ 437,000 | $ 180,000 |
| SALISBURY, MD-DE | 374 | $ 114,900,000 | $ 299,500 | $ 170,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 368 | $ 208,590,000 | $ 566,000 | $ 191,000 |
| KNOXVILLE, TN | 364 | $ 100,380,000 | $ 275,000 | $ 118,000 |
| BOSTON, MA | 358 | $ 163,590,000 | $ 456,000 | $ 168,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 353 | $ 75,725,000 | $ 214,000 | $ 108,000 |
| GREENSBORO-HIGH POINT, NC | 348 | $ 76,040,000 | $ 218,000 | $ 98,000 |
| PORT ST. LUCIE, FL | 344 | $ 103,250,000 | $ 300,000 | $ 156,000 |
| MONTGOMERY, AL | 338 | $ 65,980,000 | $ 195,000 | $ 98,000 |
| OLYMPIA-TUMWATER, WA | 334 | $ 112,690,000 | $ 337,000 | $ 118,000 |
| WILMINGTON, NC | 330 | $ 97,410,000 | $ 295,000 | $ 127,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 325 | $ 62,155,000 | $ 191,000 | $ 133,000 |
| ALBANY-SCHENECTADY-TROY, NY | 316 | $ 84,820,000 | $ 268,000 | $ 116,000 |
| PORTLAND-SOUTH PORTLAND, ME | 306 | $ 90,610,000 | $ 296,000 | $ 139,000 |
| HINESVILLE, GA | 302 | $ 53,670,000 | $ 177,000 | $ 84,000 |
| WINSTON-SALEM, NC | 302 | $ 67,120,000 | $ 222,000 | $ 102,000 |
| MOBILE, AL | 295 | $ 50,755,000 | $ 172,000 | $ 86,000 |
| WARNER ROBINS, GA | 295 | $ 60,235,000 | $ 204,000 | $ 95,000 |
| BOISE CITY, ID | 290 | $ 98,780,000 | $ 340,000 | $ 133,000 |
| WORCESTER, MA-CT | 289 | $ 89,295,000 | $ 283,500 | $ 127,000 |
| NEW HAVEN-MILFORD, CT | 280 | $ 77,690,000 | $ 277,000 | $ 120,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 274 | $ 60,600,000 | $ 221,000 | $ 100,000 |
| HARRISBURG-CARLISLE, PA | 272 | $ 66,920,000 | $ 246,000 | $ 123,000 |
| OCALA, FL | 266 | $ 56,840,000 | $ 213,000 | $ 90,000 |
| VALLEJO-FAIRFIELD, CA | 261 | $ 113,505,000 | $ 434,000 | $ 143,000 |
| BATON ROUGE, LA | 250 | $ 64,160,000 | $ 256,000 | $ 132,000 |
| ALBANY, GA | 241 | $ 40,965,000 | $ 169,000 | $ 91,000 |
| CHATTANOOGA, TN-GA | 241 | $ 70,365,000 | $ 311,500 | $ 110,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 236 | $ 55,490,000 | $ 235,000 | $ 107,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 235 | $ 56,425,000 | $ 251,000 | $ 114,500 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 234 | $ 49,450,000 | $ 211,000 | $ 101,000 |
| ASHEVILLE, NC | 232 | $ 65,060,000 | $ 280,000 | $ 116,000 |
| TULSA, OK | 228 | $ 53,460,000 | $ 234,000 | $ 112,000 |
| YORK-HANOVER, PA | 227 | $ 54,755,000 | $ 241,000 | $ 119,000 |
| CHARLOTTESVILLE, VA | 224 | $ 73,890,000 | $ 329,000 | $ 151,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 224 | $ 43,220,000 | $ 192,000 | $ 90,000 |
| FRESNO, CA | 222 | $ 70,570,000 | $ 317,000 | $ 119,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 214 | $ 92,210,000 | $ 430,000 | $ 164,000 |
| ANCHORAGE, AK | 210 | $ 75,380,000 | $ 358,000 | $ 152,000 |
| RENO, NV | 210 | $ 82,720,000 | $ 393,000 | $ 148,000 |
| HANFORD-CORCORAN, CA | 207 | $ 53,515,000 | $ 258,000 | $ 109,000 |
| SIERRA VISTA-DOUGLAS, AZ | 204 | $ 41,050,000 | $ 201,000 | $ 94,000 |
| AKRON, OH | 196 | $ 41,670,000 | $ 212,000 | $ 109,000 |
| TALLAHASSEE, FL | 196 | $ 47,840,000 | $ 244,000 | $ 109,000 |
| SPOKANE-SPOKANE VALLEY, WA | 195 | $ 62,345,000 | $ 319,000 | $ 104,000 |
| GAINESVILLE, FL | 192 | $ 41,020,000 | $ 213,000 | $ 100,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 192 | $ 67,950,000 | $ 353,000 | $ 152,000 |
| JACKSON, MS | 184 | $ 42,720,000 | $ 232,000 | $ 108,000 |
| GARY, IN | 175 | $ 40,865,000 | $ 233,000 | $ 94,000 |
| LAWTON, OK | 174 | $ 29,300,000 | $ 168,000 | $ 89,000 |
| STOCKTON-LODI, CA | 173 | $ 72,805,000 | $ 420,000 | $ 146,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 172 | $ 68,570,000 | $ 398,000 | $ 175,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 170 | $ 41,860,000 | $ 246,000 | $ 105,000 |
| ROCHESTER, NY | 169 | $ 32,435,000 | $ 191,000 | $ 116,000 |
| ELGIN, IL | 165 | $ 44,955,000 | $ 272,000 | $ 123,000 |
| SPARTANBURG, SC | 165 | $ 38,785,000 | $ 235,000 | $ 100,000 |
| SYRACUSE, NY | 164 | $ 30,670,000 | $ 187,000 | $ 102,000 |
| MANHATTAN, KS | 163 | $ 31,585,000 | $ 193,000 | $ 97,000 |
| LAS CRUCES, NM | 162 | $ 40,570,000 | $ 250,000 | $ 108,000 |
| PUNTA GORDA, FL | 160 | $ 41,920,000 | $ 262,000 | $ 109,000 |
| SALINAS, CA | 160 | $ 85,370,000 | $ 533,000 | $ 170,000 |
| MANCHESTER-NASHUA, NH | 159 | $ 54,045,000 | $ 339,000 | $ 136,000 |
| OGDEN-CLEARFIELD, UT | 159 | $ 62,455,000 | $ 392,000 | $ 144,000 |
| ROANOKE, VA | 159 | $ 38,615,000 | $ 242,000 | $ 111,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 155 | $ 33,735,000 | $ 217,000 | $ 102,000 |
| WICHITA, KS | 155 | $ 31,785,000 | $ 205,000 | $ 97,000 |
| HICKORY-LENOIR-MORGANTON, NC | 152 | $ 38,040,000 | $ 250,000 | $ 113,000 |
| GREENVILLE, NC | 151 | $ 30,545,000 | $ 202,000 | $ 98,000 |
| SUMTER, SC | 151 | $ 29,785,000 | $ 197,000 | $ 90,000 |
| GRAND RAPIDS-WYOMING, MI | 148 | $ 33,260,000 | $ 224,000 | $ 104,000 |
| LYNCHBURG, VA | 147 | $ 34,955,000 | $ 237,000 | $ 120,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 147 | $ 106,495,000 | $ 724,000 | $ 226,000 |
| SPRINGFIELD, MA | 143 | $ 35,775,000 | $ 250,000 | $ 115,000 |
| SHREVEPORT-BOSSIER CITY, LA | 141 | $ 31,675,000 | $ 224,000 | $ 113,000 |
| GREELEY, CO | 140 | $ 58,240,000 | $ 416,000 | $ 131,000 |
| SALT LAKE CITY, UT | 140 | $ 55,770,000 | $ 398,000 | $ 129,000 |
| THE VILLAGES, FL | 139 | $ 36,715,000 | $ 264,000 | $ 114,000 |
| TOLEDO, OH | 139 | $ 24,035,000 | $ 172,000 | $ 93,000 |
| SPRINGFIELD, MO | 136 | $ 28,050,000 | $ 206,000 | $ 108,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 135 | $ 41,385,000 | $ 306,000 | $ 121,000 |
| MACON-BIBB COUNTY, GA | 134 | $ 25,630,000 | $ 191,000 | $ 100,000 |
| AUBURN-OPELIKA, AL | 133 | $ 30,825,000 | $ 231,000 | $ 125,000 |
| HOMOSASSA SPRINGS, FL | 129 | $ 24,595,000 | $ 190,000 | $ 83,000 |
| DOVER, DE | 128 | $ 36,050,000 | $ 281,000 | $ 110,000 |
| FORT COLLINS, CO | 127 | $ 49,915,000 | $ 393,000 | $ 142,000 |
| LANSING-EAST LANSING, MI | 127 | $ 23,585,000 | $ 185,000 | $ 90,000 |
| ROCKY MOUNT, NC | 125 | $ 21,735,000 | $ 173,000 | $ 82,000 |
| BRUNSWICK, GA | 124 | $ 28,320,000 | $ 228,000 | $ 109,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 120 | $ 28,930,000 | $ 241,000 | $ 111,000 |
| SEBASTIAN-VERO BEACH, FL | 119 | $ 29,895,000 | $ 251,000 | $ 116,000 |
| LEXINGTON-FAYETTE, KY | 114 | $ 26,560,000 | $ 232,000 | $ 106,000 |
| BARNSTABLE TOWN, MA | 113 | $ 41,885,000 | $ 370,000 | $ 190,000 |
| GOLDSBORO, NC | 113 | $ 21,635,000 | $ 191,000 | $ 82,000 |
| BURLINGTON, NC | 111 | $ 28,345,000 | $ 255,000 | $ 95,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 111 | $ 21,745,000 | $ 195,000 | $ 95,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 111 | $ 17,445,000 | $ 166,500 | $ 115,000 |
| LANCASTER, PA | 108 | $ 23,330,000 | $ 216,000 | $ 120,000 |
| BELLINGHAM, WA | 106 | $ 37,520,000 | $ 353,000 | $ 130,000 |
| MADISON, WI | 106 | $ 29,830,000 | $ 281,000 | $ 114,000 |
| WATERTOWN-FORT DRUM, NY | 106 | $ 20,990,000 | $ 198,000 | $ 101,000 |
| MOUNT VERNON-ANACORTES, WA | 105 | $ 36,725,000 | $ 349,000 | $ 127,000 |
| VALDOSTA, GA | 105 | $ 19,605,000 | $ 186,000 | $ 78,000 |
| VISALIA-PORTERVILLE, CA | 105 | $ 26,915,000 | $ 256,000 | $ 110,000 |
| ATHENS-CLARKE COUNTY, GA | 104 | $ 25,060,000 | $ 240,000 | $ 116,000 |
| DOTHAN, AL | 103 | $ 19,905,000 | $ 193,000 | $ 91,000 |
| READING, PA | 103 | $ 23,805,000 | $ 231,000 | $ 206,000 |
| EAST STROUDSBURG, PA | 102 | $ 22,280,000 | $ 218,000 | $ 110,000 |
| LAFAYETTE, LA | 102 | $ 20,210,000 | $ 198,000 | $ 84,000 |
| MCALLEN-EDINBURG-MISSION, TX | 98 | $ 20,370,000 | $ 207,000 | $ 100,000 |
| SALEM, OR | 93 | $ 27,795,000 | $ 298,000 | $ 100,000 |
| TRENTON, NJ | 93 | $ 28,535,000 | $ 306,000 | $ 166,000 |
| MODESTO, CA | 91 | $ 32,805,000 | $ 360,000 | $ 121,000 |
| DES MOINES-WEST DES MOINES, IA | 89 | $ 23,095,000 | $ 259,000 | $ 111,000 |
| GAINESVILLE, GA | 89 | $ 25,485,000 | $ 286,000 | $ 112,000 |
| KENNEWICK-RICHLAND, WA | 89 | $ 31,365,000 | $ 352,000 | $ 122,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 89 | $ 20,645,000 | $ 227,500 | $ 103,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 89 | $ 72,065,000 | $ 809,000 | $ 269,000 |
| OCEAN CITY, NJ | 84 | $ 29,930,000 | $ 356,000 | $ 224,000 |
| PUEBLO, CO | 83 | $ 20,285,000 | $ 244,000 | $ 87,000 |
| SANTA MARIA-SANTA BARBARA, CA | 83 | $ 38,705,000 | $ 466,000 | $ 143,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 81 | $ 21,025,000 | $ 259,000 | $ 107,000 |
| CANTON-MASSILLON, OH | 79 | $ 15,715,000 | $ 198,000 | $ 100,000 |
| BOULDER, CO | 78 | $ 37,590,000 | $ 481,000 | $ 209,000 |
| COLLEGE STATION-BRYAN, TX | 78 | $ 17,960,000 | $ 230,000 | $ 114,000 |
| JOHNSON CITY, TN | 77 | $ 19,485,000 | $ 253,000 | $ 115,000 |
| BEND-REDMOND, OR | 76 | $ 29,770,000 | $ 391,000 | $ 140,000 |
| BLOOMINGTON, IN | 76 | $ 20,320,000 | $ 267,000 | $ 121,000 |
| EUGENE, OR | 76 | $ 23,280,000 | $ 306,000 | $ 102,000 |
| FORT SMITH, AR-OK | 76 | $ 15,210,000 | $ 185,500 | $ 102,500 |
| ANN ARBOR, MI | 75 | $ 19,745,000 | $ 263,000 | $ 129,000 |
| COEUR D'ALENE, ID | 75 | $ 27,325,000 | $ 364,000 | $ 124,000 |
| LONGVIEW, TX | 75 | $ 16,265,000 | $ 216,000 | $ 94,000 |
| SANTA FE, NM | 73 | $ 26,395,000 | $ 361,000 | $ 136,000 |
| WACO, TX | 73 | $ 16,205,000 | $ 221,000 | $ 140,000 |
| STAUNTON-WAYNESBORO, VA | 71 | $ 20,615,000 | $ 290,000 | $ 116,000 |
| FAIRBANKS, AK | 68 | $ 18,540,000 | $ 272,000 | $ 112,000 |
| FLORENCE, SC | 68 | $ 12,860,000 | $ 189,000 | $ 108,000 |
| TUSCALOOSA, AL | 68 | $ 15,130,000 | $ 222,000 | $ 91,000 |
| BROWNSVILLE-HARLINGEN, TX | 66 | $ 14,490,000 | $ 219,000 | $ 119,000 |
| HATTIESBURG, MS | 66 | $ 13,380,000 | $ 202,000 | $ 97,000 |
| PROVO-OREM, UT | 66 | $ 31,910,000 | $ 483,000 | $ 149,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 66 | $ 14,240,000 | $ 200,000 | $ 113,000 |
| AMARILLO, TX | 65 | $ 15,835,000 | $ 243,000 | $ 102,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 65 | $ 12,545,000 | $ 192,000 | $ 110,000 |
| LUBBOCK, TX | 65 | $ 14,015,000 | $ 215,000 | $ 96,000 |
| ABILENE, TX | 63 | $ 14,325,000 | $ 227,000 | $ 93,000 |
| CHEYENNE, WY | 63 | $ 18,575,000 | $ 294,000 | $ 107,000 |
| EVANSVILLE, IN-KY | 63 | $ 11,975,000 | $ 161,500 | $ 81,000 |
| BANGOR, ME | 61 | $ 11,245,000 | $ 184,000 | $ 103,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 61 | $ 14,315,000 | $ 234,000 | $ 111,000 |
| DULUTH, MN-WI | 61 | $ 14,085,000 | $ 192,500 | $ 86,000 |
| EL CENTRO, CA | 61 | $ 15,605,000 | $ 255,000 | $ 129,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 61 | $ 9,805,000 | $ 189,666 | $ 66,000 |
| SANTA ROSA, CA | 61 | $ 30,495,000 | $ 499,000 | $ 184,000 |
| BILLINGS, MT | 60 | $ 18,000,000 | $ 300,000 | $ 123,000 |
| ROCKFORD, IL | 60 | $ 10,250,000 | $ 170,000 | $ 105,000 |
| TOPEKA, KS | 60 | $ 11,490,000 | $ 191,000 | $ 91,000 |
| UTICA-ROME, NY | 60 | $ 11,960,000 | $ 199,000 | $ 103,000 |
| FORT WAYNE, IN | 59 | $ 10,815,000 | $ 183,000 | $ 98,000 |
| GETTYSBURG, PA | 59 | $ 17,545,000 | $ 297,000 | $ 133,000 |
| FLAGSTAFF, AZ | 58 | $ 18,800,000 | $ 324,000 | $ 130,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 58 | $ 26,750,000 | $ 461,000 | $ 165,000 |
| PEORIA, IL | 57 | $ 9,255,000 | $ 162,000 | $ 96,000 |
| RACINE, WI | 57 | $ 12,015,000 | $ 210,000 | $ 97,000 |
| BEAUMONT-PORT ARTHUR, TX | 56 | $ 11,880,000 | $ 212,000 | $ 104,000 |
| DECATUR, AL | 56 | $ 13,020,000 | $ 232,000 | $ 102,000 |
| FLINT, MI | 56 | $ 10,900,000 | $ 194,000 | $ 92,000 |
| CEDAR RAPIDS, IA | 55 | $ 11,345,000 | $ 206,000 | $ 89,000 |
| COLUMBIA, MO | 55 | $ 11,825,000 | $ 215,000 | $ 103,000 |
| GREEN BAY, WI | 55 | $ 15,165,000 | $ 275,000 | $ 118,000 |
| LINCOLN, NE | 55 | $ 11,415,000 | $ 207,000 | $ 99,000 |
| SEBRING, FL | 54 | $ 10,680,000 | $ 197,000 | $ 85,000 |
| IDAHO FALLS, ID | 53 | $ 18,675,000 | $ 352,000 | $ 139,000 |
| ST. GEORGE, UT | 53 | $ 23,965,000 | $ 452,000 | $ 167,000 |
| SAN ANGELO, TX | 52 | $ 12,520,000 | $ 240,000 | $ 109,000 |
| MORRISTOWN, TN | 51 | $ 12,145,000 | $ 238,000 | $ 97,000 |
| SIOUX FALLS, SD | 51 | $ 13,875,000 | $ 272,000 | $ 121,000 |
| ERIE, PA | 50 | $ 7,540,000 | $ 150,000 | $ 97,000 |
| GRAND JUNCTION, CO | 49 | $ 13,095,000 | $ 267,000 | $ 98,000 |
| REDDING, CA | 49 | $ 13,395,000 | $ 273,000 | $ 95,000 |
| TYLER, TX | 49 | $ 12,395,000 | $ 252,000 | $ 118,000 |
| GLENS FALLS, NY | 48 | $ 12,350,000 | $ 257,000 | $ 110,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 47 | $ 7,335,000 | $ 156,000 | $ 93,000 |
| HARRISONBURG, VA | 47 | $ 11,735,000 | $ 249,000 | $ 122,000 |
| HOUMA-THIBODAUX, LA | 47 | $ 10,375,000 | $ 220,000 | $ 114,000 |
| JACKSON, TN | 46 | $ 9,200,000 | $ 200,000 | $ 109,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 46 | $ 24,000,000 | $ 521,000 | $ 192,000 |
| MORGANTOWN, WV | 46 | $ 10,420,000 | $ 226,000 | $ 129,000 |
| BATTLE CREEK, MI | 45 | $ 8,015,000 | $ 178,000 | $ 91,000 |
| STATE COLLEGE, PA | 45 | $ 11,275,000 | $ 250,000 | $ 113,000 |
| KALAMAZOO-PORTAGE, MI | 44 | $ 9,330,000 | $ 212,000 | $ 115,000 |
| BINGHAMTON, NY | 43 | $ 6,995,000 | $ 162,000 | $ 102,000 |
| SAGINAW, MI | 43 | $ 6,715,000 | $ 156,000 | $ 88,000 |
| WICHITA FALLS, TX | 43 | $ 7,525,000 | $ 175,000 | $ 101,000 |
| CHARLESTON, WV | 42 | $ 7,950,000 | $ 189,000 | $ 97,000 |
| CUMBERLAND, MD-WV | 42 | $ 5,790,000 | $ 145,000 | $ 106,500 |
| JOPLIN, MO | 42 | $ 8,210,000 | $ 195,000 | $ 71,000 |
| ROCHESTER, MN | 42 | $ 11,440,000 | $ 272,000 | $ 132,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 41 | $ 11,975,000 | $ 292,000 | $ 125,000 |
| CARBONDALE-MARION, IL | 41 | $ 6,755,000 | $ 164,000 | $ 95,000 |
| HAMMOND, LA | 41 | $ 8,125,000 | $ 198,000 | $ 91,000 |
| LEWISTON-AUBURN, ME | 41 | $ 8,625,000 | $ 210,000 | $ 114,000 |
| ALBANY, OR | 40 | $ 10,940,000 | $ 273,000 | $ 88,000 |
| MEDFORD, OR | 40 | $ 12,230,000 | $ 305,000 | $ 111,000 |
| BOWLING GREEN, KY | 39 | $ 9,445,000 | $ 242,000 | $ 101,000 |
| MONROE, LA | 39 | $ 7,475,000 | $ 191,000 | $ 111,000 |
| YAKIMA, WA | 39 | $ 11,835,000 | $ 303,000 | $ 127,000 |
| KINGSTON, NY | 38 | $ 10,130,000 | $ 266,000 | $ 123,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 38 | $ 7,840,000 | $ 206,000 | $ 88,000 |
| MADERA, CA | 38 | $ 11,960,000 | $ 314,000 | $ 108,000 |
| RAPID CITY, SD | 38 | $ 13,610,000 | $ 358,000 | $ 142,000 |
| YUBA CITY, CA | 38 | $ 12,580,000 | $ 331,000 | $ 98,000 |
| KANKAKEE, IL | 37 | $ 5,995,000 | $ 162,000 | $ 90,000 |
| MONROE, MI | 37 | $ 8,485,000 | $ 229,000 | $ 106,000 |
| CLEVELAND, TN | 36 | $ 8,480,000 | $ 235,000 | $ 87,000 |
| SHERMAN-DENISON, TX | 36 | $ 10,670,000 | $ 296,000 | $ 115,000 |
| CHICO, CA | 35 | $ 10,765,000 | $ 307,000 | $ 134,000 |
| GREAT FALLS, MT | 35 | $ 9,035,000 | $ 258,000 | $ 94,000 |
| SPRINGFIELD, OH | 35 | $ 6,555,000 | $ 187,000 | $ 87,000 |
| WAUSAU, WI | 35 | $ 6,505,000 | $ 185,000 | $ 75,000 |
| NILES-BENTON HARBOR, MI | 34 | $ 8,260,000 | $ 242,000 | $ 160,000 |
| APPLETON, WI | 33 | $ 7,585,000 | $ 229,000 | $ 85,000 |
| GADSDEN, AL | 33 | $ 6,135,000 | $ 185,000 | $ 90,000 |
| HOT SPRINGS, AR | 33 | $ 7,065,000 | $ 214,000 | $ 88,000 |
| LONGVIEW, WA | 33 | $ 10,405,000 | $ 315,000 | $ 106,000 |
| WILLIAMSPORT, PA | 33 | $ 7,225,000 | $ 218,000 | $ 99,000 |
| CHAMPAIGN-URBANA, IL | 32 | $ 5,780,000 | $ 180,000 | $ 75,000 |
| EAU CLAIRE, WI | 32 | $ 7,450,000 | $ 232,000 | $ 90,000 |
| LAREDO, TX | 32 | $ 6,140,000 | $ 191,000 | $ 101,000 |
| LAWRENCE, KS | 32 | $ 7,120,000 | $ 222,000 | $ 98,000 |
| MANSFIELD, OH | 32 | $ 5,580,000 | $ 174,000 | $ 71,000 |
| VINELAND-BRIDGETON, NJ | 32 | $ 5,600,000 | $ 175,000 | $ 92,000 |
| WENATCHEE, WA | 32 | $ 9,400,000 | $ 293,000 | $ 134,000 |
| FARMINGTON, NM | 31 | $ 5,685,000 | $ 183,000 | $ 91,000 |
| LAKE CHARLES, LA | 31 | $ 6,695,000 | $ 215,000 | $ 118,000 |
| PITTSFIELD, MA | 31 | $ 7,905,000 | $ 255,000 | $ 122,000 |
| TERRE HAUTE, IN | 31 | $ 5,045,000 | $ 162,000 | $ 88,000 |
| TEXARKANA, TX-AR | 31 | $ 5,965,000 | $ 174,500 | $ 100,500 |
| TWIN FALLS, ID | 31 | $ 9,745,000 | $ 314,000 | $ 137,000 |
| ALEXANDRIA, LA | 30 | $ 5,350,000 | $ 178,000 | $ 91,000 |
| MERCED, CA | 30 | $ 9,040,000 | $ 301,000 | $ 94,000 |
| BLOOMINGTON, IL | 29 | $ 5,295,000 | $ 182,000 | $ 94,000 |
| ELKHART-GOSHEN, IN | 29 | $ 5,035,000 | $ 173,000 | $ 105,000 |
| FLORENCE-MUSCLE SHOALS, AL | 29 | $ 5,655,000 | $ 195,000 | $ 86,000 |
| MUSKEGON, MI | 29 | $ 6,885,000 | $ 237,000 | $ 106,000 |
| FARGO, ND-MN | 28 | $ 7,090,000 | $ 241,000 | $ 83,000 |
| JACKSON, MI | 28 | $ 4,640,000 | $ 165,000 | $ 80,000 |
| JANESVILLE-BELOIT, WI | 28 | $ 4,880,000 | $ 174,000 | $ 79,000 |
| MISSOULA, MT | 28 | $ 11,150,000 | $ 398,000 | $ 152,000 |
| ODESSA, TX | 28 | $ 6,470,000 | $ 231,000 | $ 88,000 |
| SPRINGFIELD, IL | 28 | $ 6,220,000 | $ 222,000 | $ 111,000 |
| ALTOONA, PA | 27 | $ 4,625,000 | $ 171,000 | $ 98,000 |
| CORVALLIS, OR | 26 | $ 8,830,000 | $ 339,000 | $ 137,000 |
| SAN RAFAEL, CA | 26 | $ 20,320,000 | $ 781,000 | $ 239,000 |
| BECKLEY, WV | 25 | $ 4,335,000 | $ 173,000 | $ 141,000 |
| CARSON CITY, NV | 24 | $ 6,850,000 | $ 285,000 | $ 91,000 |
| WALLA WALLA, WA | 24 | $ 9,010,000 | $ 375,000 | $ 117,000 |
| DALTON, GA | 23 | $ 4,305,000 | $ 187,000 | $ 88,000 |
| JOHNSTOWN, PA | 23 | $ 3,065,000 | $ 133,000 | $ 83,000 |
| LEBANON, PA | 22 | $ 5,040,000 | $ 229,000 | $ 107,000 |
| MIDLAND, TX | 22 | $ 5,210,000 | $ 236,000 | $ 122,000 |
| OWENSBORO, KY | 22 | $ 4,810,000 | $ 218,000 | $ 104,000 |
| ROME, GA | 22 | $ 4,120,000 | $ 187,000 | $ 106,000 |
| CAPE GIRARDEAU, MO-IL | 21 | $ 3,515,000 | $ 114,000 | $ 64,500 |
| JEFFERSON CITY, MO | 21 | $ 4,535,000 | $ 215,000 | $ 99,000 |
| JONESBORO, AR | 21 | $ 5,055,000 | $ 240,000 | $ 102,000 |
| KOKOMO, IN | 21 | $ 3,695,000 | $ 175,000 | $ 79,000 |
| MUNCIE, IN | 21 | $ 3,395,000 | $ 161,000 | $ 77,000 |
| OSHKOSH-NEENAH, WI | 21 | $ 4,775,000 | $ 227,000 | $ 98,000 |
| SHEBOYGAN, WI | 21 | $ 5,215,000 | $ 248,000 | $ 112,000 |
| SIOUX CITY, IA-NE-SD | 21 | $ 4,085,000 | $ 189,333 | $ 72,000 |
| ITHACA, NY | 20 | $ 6,730,000 | $ 336,000 | $ 179,000 |
| LEWISTON, ID-WA | 20 | $ 5,090,000 | $ 243,500 | $ 85,000 |
| NAPA, CA | 20 | $ 13,650,000 | $ 682,000 | $ 282,000 |
| PARKERSBURG-VIENNA, WV | 20 | $ 3,560,000 | $ 178,000 | $ 120,000 |
| PINE BLUFF, AR | 20 | $ 2,870,000 | $ 143,000 | $ 72,000 |
| LA CROSSE-ONALASKA, WI-MN | 19 | $ 3,855,000 | $ 192,500 | $ 99,000 |
| POCATELLO, ID | 19 | $ 4,935,000 | $ 259,000 | $ 132,000 |
| BLOOMSBURG-BERWICK, PA | 18 | $ 3,990,000 | $ 221,000 | $ 136,000 |
| DECATUR, IL | 18 | $ 3,000,000 | $ 166,000 | $ 111,000 |
| ENID, OK | 18 | $ 3,500,000 | $ 194,000 | $ 95,000 |
| GRAND FORKS, ND-MN | 18 | $ 4,530,000 | $ 244,500 | $ 89,000 |
| IOWA CITY, IA | 18 | $ 3,940,000 | $ 218,000 | $ 91,000 |
| MIDLAND, MI | 18 | $ 3,340,000 | $ 185,000 | $ 76,000 |
| AMES, IA | 17 | $ 3,865,000 | $ 227,000 | $ 142,000 |
| BAY CITY, MI | 17 | $ 2,345,000 | $ 137,000 | $ 78,000 |
| ELMIRA, NY | 17 | $ 2,575,000 | $ 151,000 | $ 88,000 |
| LIMA, OH | 17 | $ 3,675,000 | $ 216,000 | $ 127,000 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 9,315,000 | $ 547,000 | $ 192,000 |
| ST. JOSEPH, MO-KS | 17 | $ 3,775,000 | $ 222,000 | $ 94,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 17 | $ 3,175,000 | $ 185,500 | $ 101,000 |
| COLUMBUS, IN | 15 | $ 2,885,000 | $ 192,000 | $ 85,000 |
| GRAND ISLAND, NE | 15 | $ 2,835,000 | $ 189,000 | $ 92,000 |
| VICTORIA, TX | 15 | $ 3,805,000 | $ 253,000 | $ 111,000 |
| WHEELING, WV-OH | 15 | $ 2,325,000 | $ 156,500 | $ 83,500 |
| FOND DU LAC, WI | 14 | $ 3,240,000 | $ 231,000 | $ 150,000 |
| BISMARCK, ND | 13 | $ 3,845,000 | $ 295,000 | $ 122,000 |
| MICHIGAN CITY-LA PORTE, IN | 13 | $ 1,675,000 | $ 128,000 | $ 71,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 2,505,000 | $ 192,000 | $ 112,000 |
| CASPER, WY | 12 | $ 3,750,000 | $ 312,000 | $ 120,000 |
| DANVILLE, IL | 12 | $ 1,050,000 | $ 87,000 | $ 69,000 |
| DUBUQUE, IA | 12 | $ 2,680,000 | $ 223,000 | $ 108,000 |
| ST. CLOUD, MN | 12 | $ 2,530,000 | $ 210,000 | $ 83,000 |
| GRANTS PASS, OR | 11 | $ 2,985,000 | $ 271,000 | $ 89,000 |
| MANKATO-NORTH MANKATO, MN | 10 | $ 1,790,000 | $ 179,000 | $ 88,000 |
| LOGAN, UT-ID | 9 | $ 2,825,000 | $ 308,500 | $ 177,500 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 72,427 | $23,740,485,000 | $327,000 | $9,045,000 | $119,000 | $8,861,000 |
| Refinancing | 58,112 | $15,691,780,000 | $270,000 | $3,405,000 | $138,000 | $4,908,000 |
| Cash-out Refinancing | 33,757 | $10,275,365,000 | $304,000 | $2,805,000 | $123,000 | $3,230,000 |
| Other Purpose | 6,628 | $1,337,530,000 | $201,000 | $2,005,000 | $126,000 | $5,300,000 |
| Home Improvement | 3,456 | $513,270,000 | $148,000 | $905,000 | $136,000 | $8,008,000 |
| Not Applicable | 860 | $175,300,000 | $203,000 | $525,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 88,752 | $26,361,580,000 | $297,000 | $4,075,000 | $130,000 | $8,008,000 |
| Black or African American | 33,724 | $9,121,370,000 | $270,000 | $3,005,000 | $112,000 | $8,861,000 |
| Not Provided | 21,298 | $6,603,140,000 | $310,000 | $2,995,000 | $132,000 | $6,773,000 |
| Hispanic | 16,625 | $4,882,025,000 | $293,000 | $2,005,000 | $113,000 | $2,727,000 |
| Asian | 7,275 | $2,523,655,000 | $346,000 | $9,045,000 | $132,000 | $2,453,000 |
| American Indian or Alaskan Native | 2,590 | $700,310,000 | $270,000 | $2,205,000 | $110,000 | $1,253,000 |
| Not applicable | 1,919 | $477,035,000 | $248,000 | $1,875,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 465 | $147,995,000 | $318,000 | $1,315,000 | $119,000 | $1,011,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103,435 | $28,189,575,000 | $272,000 | $9,045,000 | $130,000 | $8,451,000 |
| VA-guaranteed (Veterans Administration) | 71,787 | $23,541,655,000 | $327,000 | $2,835,000 | $115,000 | $8,861,000 |
| FHA-insured (Federal Housing Administration) | 18 | $2,500,000 | $138,000 | $365,000 | $90,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 81,181 | $24,939,825,000 | $307,000 | $3,005,000 | $122,000 | $6,773,000 |
| Application Withdrawn By Applicant | 50,326 | $15,296,100,000 | $303,000 | $2,995,000 | $142,000 | $8,008,000 |
| Application Denied By Financial Institution | 34,885 | $9,142,015,000 | $262,000 | $9,045,000 | $106,000 | $8,861,000 |
| File Closed For Incompleteness | 6,508 | $1,755,530,000 | $269,000 | $2,005,000 | $138,000 | $3,044,000 |
| Loan Purchased By The Institution | 1,855 | $464,595,000 | $250,000 | $1,565,000 | $0 | $0 |
| Application Approved But Not Accepted | 485 | $135,665,000 | $279,000 | $2,345,000 | $119,000 | $1,070,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 140,355 | $42,591,715,000 | $303,000 | $3,005,000 | $130,000 | $8,008,000 |
| Debt-To-Income Ratio | 12,722 | $3,523,780,000 | $276,000 | $2,705,000 | $79,000 | $8,861,000 |
| Credit History | 11,492 | $2,639,840,000 | $229,000 | $9,045,000 | $124,000 | $8,451,000 |
| Other | 5,713 | $1,566,635,000 | $274,000 | $3,605,000 | $137,000 | $1,900,000 |
| Collateral | 1,944 | $552,420,000 | $284,000 | $2,035,000 | $124,000 | $3,856,000 |
| Credit Application Incomplete | 1,168 | $326,530,000 | $279,000 | $2,805,000 | $118,000 | $2,530,000 |
| Unverifiable Information | 946 | $286,230,000 | $302,000 | $2,005,000 | $86,000 | $1,735,000 |
| Employment History | 555 | $144,655,000 | $260,000 | $1,865,000 | $56,000 | $1,480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 345 | $101,925,000 | $295,000 | $1,305,000 | $108,000 | $517,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.