Navy Federal Credit Union Mortgage Lending & HMDA Data, 2021

In 2021, Navy Federal Credit Union of Vienna, VA reported 175,240 mortgage applications totaling $51.7 billion, down 15% from 2020. The average application was for $295,216, and applicants reported an average income of $126,709. 46% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (15,232), Virginia Beach-Norfolk-Newport News, VA-NC (8,343) and Atlanta-Sandy Springs-Roswell, GA (6,699) (applications in parentheses).

Mortgage Company & Address Navy Federal Credit Union
820 Follin Lane
Vienna, VA 22180
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 175,240
Total Mortgage Loan Application Amount $51,733,730,000
Average Mortgage Loan Application Amount $295,216
Highest Mortgage Loan Application Amount $9,045,000
Average Applicant Income $126,709
Highest Applicant Income $8,861,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Navy Federal Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 4,809 $ 2,174,875,000 $ 452,250 $ 153,000
Prince George's, Maryland 3,458 $ 1,097,890,000 $ 317,492 $ 129,000
Fairfax, Virginia 3,150 $ 1,409,690,000 $ 447,520 $ 186,000
Virginia Beach, Virginia 2,751 $ 721,115,000 $ 262,128 $ 115,000
Duval, Florida 2,620 $ 588,800,000 $ 224,732 $ 101,000
Maricopa, Arizona 2,428 $ 788,820,000 $ 324,884 $ 124,000
Riverside, California 2,414 $ 925,610,000 $ 383,434 $ 133,000
Clark, Nevada 2,245 $ 710,555,000 $ 316,505 $ 118,000
Anne Arundel, Maryland 2,067 $ 785,515,000 $ 380,026 $ 161,000
Escambia, Florida 2,023 $ 412,235,000 $ 203,774 $ 105,000
Prince William, Virginia 1,816 $ 699,320,000 $ 385,088 $ 155,000
Onslow, North Carolina 1,662 $ 323,170,000 $ 194,446 $ 90,000
Chesapeake, Virginia 1,567 $ 434,825,000 $ 277,488 $ 116,000
Hillsborough, Florida 1,551 $ 459,485,000 $ 296,250 $ 126,000
Los Angeles, California 1,489 $ 759,625,000 $ 510,157 $ 158,000
Bexar, Texas 1,489 $ 389,835,000 $ 261,809 $ 123,000
Harris, Texas 1,485 $ 394,705,000 $ 265,794 $ 128,000
Montgomery, Maryland 1,252 $ 510,530,000 $ 407,771 $ 169,000
Loudoun, Virginia 1,192 $ 555,800,000 $ 466,275 $ 186,000
Kitsap, Washington 1,173 $ 383,835,000 $ 327,225 $ 124,000
Tarrant, Texas 1,113 $ 278,465,000 $ 250,193 $ 126,000
Fulton, Georgia 1,100 $ 321,020,000 $ 291,836 $ 130,000
Santa Rosa, Florida 1,064 $ 273,040,000 $ 256,616 $ 112,000
Orange, Florida 1,050 $ 305,620,000 $ 291,066 $ 124,000
Wake, North Carolina 1,045 $ 324,055,000 $ 310,100 $ 126,000
Charles, Maryland 1,028 $ 342,290,000 $ 332,966 $ 136,000
Stafford, Virginia 1,028 $ 364,930,000 $ 354,990 $ 148,000
Gwinnett, Georgia 1,015 $ 271,455,000 $ 267,443 $ 110,000
Honolulu, Hawaii 1,008 $ 512,490,000 $ 508,422 $ 147,000
Norfolk, Virginia 1,004 $ 227,580,000 $ 226,673 $ 101,000
Broward, Florida 996 $ 319,830,000 $ 321,114 $ 126,000
Cook, Illinois 985 $ 260,965,000 $ 264,939 $ 122,000
San Bernardino, California 951 $ 324,995,000 $ 341,740 $ 129,000
El Paso, Colorado 946 $ 316,590,000 $ 334,661 $ 121,000
Cumberland, North Carolina 899 $ 164,645,000 $ 183,142 $ 92,000
District of Columbia, District Of Columbia 870 $ 358,850,000 $ 412,471 $ 145,000
Pierce, Washington 859 $ 315,645,000 $ 367,456 $ 123,000
Pinellas, Florida 843 $ 231,615,000 $ 274,750 $ 124,000
Brevard, Florida 837 $ 234,915,000 $ 280,663 $ 122,000
Clay, Florida 821 $ 206,105,000 $ 251,041 $ 110,000
Cobb, Georgia 803 $ 240,875,000 $ 299,968 $ 119,000
New London, Connecticut 775 $ 191,375,000 $ 246,935 $ 112,000
Orange, California 753 $ 408,365,000 $ 542,317 $ 180,000
DeKalb, Georgia 751 $ 173,205,000 $ 230,632 $ 103,000
Miami-Dade, Florida 740 $ 234,280,000 $ 316,594 $ 130,000
Baltimore, Maryland 732 $ 199,750,000 $ 272,882 $ 124,000
Shelby, Tennessee 730 $ 159,170,000 $ 218,041 $ 118,000
Berkeley, South Carolina 718 $ 183,150,000 $ 255,083 $ 106,000
St. Mary's, Maryland 717 $ 225,335,000 $ 314,274 $ 152,000
Mecklenburg, North Carolina 707 $ 209,795,000 $ 296,739 $ 131,000
St. Johns, Florida 687 $ 233,815,000 $ 340,342 $ 149,000
El Paso, Texas 656 $ 122,370,000 $ 186,539 $ 96,000
Spotsylvania, Virginia 656 $ 217,460,000 $ 331,493 $ 135,000
Baltimore City, Maryland 648 $ 124,120,000 $ 191,543 $ 111,000
Dallas, Texas 636 $ 172,540,000 $ 271,289 $ 144,000
Bell, Texas 624 $ 122,810,000 $ 196,810 $ 99,000
King, Washington 621 $ 308,555,000 $ 496,867 $ 181,000
Craven, North Carolina 613 $ 119,215,000 $ 194,477 $ 97,000
Charleston, South Carolina 611 $ 196,195,000 $ 321,104 $ 128,000
Palm Beach, Florida 570 $ 178,800,000 $ 313,684 $ 141,000
Chesterfield, Virginia 565 $ 162,185,000 $ 287,053 $ 115,000
Howard, Maryland 558 $ 240,920,000 $ 431,756 $ 172,000
Richland, South Carolina 558 $ 123,040,000 $ 220,501 $ 98,000
Suffolk, Virginia 554 $ 153,740,000 $ 277,509 $ 117,000
Yuma, Arizona 544 $ 104,620,000 $ 192,316 $ 94,000
Henry, Georgia 542 $ 133,680,000 $ 246,642 $ 102,000
Philadelphia, Pennsylvania 542 $ 114,130,000 $ 210,571 $ 101,000
Snohomish, Washington 535 $ 219,655,000 $ 410,570 $ 139,000
Pima, Arizona 530 $ 139,220,000 $ 262,679 $ 114,000
Pasco, Florida 521 $ 149,975,000 $ 287,859 $ 120,000
Frederick, Maryland 519 $ 186,755,000 $ 359,836 $ 141,000
Camden, Georgia 515 $ 103,965,000 $ 201,873 $ 93,000
Columbia, Georgia 500 $ 128,160,000 $ 256,320 $ 111,000
Beaufort, South Carolina 486 $ 134,210,000 $ 276,152 $ 123,000
Cuyahoga, Ohio 485 $ 79,385,000 $ 163,680 $ 101,000
Portsmouth, Virginia 484 $ 86,740,000 $ 179,214 $ 84,000
Hampton, Virginia 479 $ 97,715,000 $ 203,997 $ 89,000
Kern, California 477 $ 120,625,000 $ 252,882 $ 121,000
Dorchester, South Carolina 472 $ 112,430,000 $ 238,199 $ 96,000
Montgomery, Tennessee 470 $ 112,320,000 $ 238,978 $ 88,000
Newport News, Virginia 465 $ 94,235,000 $ 202,655 $ 91,000
Chatham, Georgia 464 $ 99,380,000 $ 214,181 $ 99,000
Okaloosa, Florida 462 $ 119,930,000 $ 259,588 $ 122,000
Volusia, Florida 444 $ 109,130,000 $ 245,788 $ 119,000
Baldwin, Alabama 441 $ 112,155,000 $ 254,319 $ 127,000
Polk, Florida 437 $ 104,135,000 $ 238,295 $ 95,000
Denton, Texas 437 $ 145,675,000 $ 333,352 $ 148,000
Oklahoma, Oklahoma 433 $ 96,365,000 $ 222,551 $ 115,000
Madison, Alabama 430 $ 118,450,000 $ 275,465 $ 128,000
Seminole, Florida 424 $ 121,810,000 $ 287,287 $ 116,000
Bernalillo, New Mexico 420 $ 112,180,000 $ 267,095 $ 116,000
Fort Bend, Texas 420 $ 130,380,000 $ 310,428 $ 137,000
Lee, Florida 408 $ 119,130,000 $ 291,985 $ 132,000
Arapahoe, Colorado 407 $ 148,335,000 $ 364,459 $ 123,000
Arlington, Virginia 403 $ 207,035,000 $ 513,734 $ 206,000
Collin, Texas 397 $ 137,885,000 $ 347,317 $ 157,000
Nueces, Texas 388 $ 93,560,000 $ 241,134 $ 123,000
Bay, Florida 384 $ 103,050,000 $ 268,359 $ 116,000
Lake, Illinois 384 $ 104,870,000 $ 273,098 $ 121,000
Harrison, Mississippi 383 $ 72,345,000 $ 188,890 $ 96,000
Ventura, California 382 $ 185,180,000 $ 484,764 $ 158,000
Montgomery, Texas 368 $ 122,430,000 $ 332,690 $ 155,000
Clayton, Georgia 367 $ 58,815,000 $ 160,258 $ 89,000
Burlington, New Jersey 361 $ 90,515,000 $ 250,734 $ 121,000
Osceola, Florida 360 $ 98,400,000 $ 273,333 $ 117,000
Camden, New Jersey 354 $ 73,610,000 $ 207,937 $ 120,000
Calvert, Maryland 351 $ 125,775,000 $ 358,333 $ 149,000
Sacramento, California 350 $ 136,840,000 $ 390,971 $ 149,000
Montgomery, Pennsylvania 344 $ 106,680,000 $ 310,116 $ 141,000
Alexandria, Virginia 343 $ 155,825,000 $ 454,300 $ 191,000
Pinal, Arizona 340 $ 88,700,000 $ 260,882 $ 94,000
Thurston, Washington 334 $ 112,690,000 $ 337,395 $ 118,000
Carteret, North Carolina 332 $ 87,650,000 $ 264,006 $ 129,000
Williamson, Texas 329 $ 109,605,000 $ 333,145 $ 143,000
Horry, South Carolina 327 $ 76,815,000 $ 234,908 $ 130,000
Travis, Texas 327 $ 126,725,000 $ 387,538 $ 186,000
Wayne, Michigan 325 $ 62,155,000 $ 191,246 $ 133,000
Johnston, North Carolina 325 $ 81,375,000 $ 250,384 $ 96,000
Henrico, Virginia 321 $ 81,305,000 $ 253,286 $ 119,000
Lake, Florida 313 $ 81,905,000 $ 261,677 $ 110,000
Harford, Maryland 307 $ 101,655,000 $ 331,123 $ 139,000
Harnett, North Carolina 304 $ 67,980,000 $ 223,618 $ 101,000
Frederick, Virginia 304 $ 88,160,000 $ 290,000 $ 124,000
Berkeley, West Virginia 304 $ 75,270,000 $ 247,598 $ 103,000
Orleans, Louisiana 299 $ 73,055,000 $ 244,331 $ 124,000
Allegheny, Pennsylvania 299 $ 70,405,000 $ 235,468 $ 118,000
New Castle, Delaware 297 $ 81,765,000 $ 275,303 $ 136,000
St. Louis, Missouri 297 $ 66,395,000 $ 223,552 $ 119,000
Mobile, Alabama 292 $ 50,410,000 $ 172,636 $ 86,000
Sarasota, Florida 291 $ 92,895,000 $ 319,226 $ 136,000
Nassau, Florida 288 $ 76,640,000 $ 266,111 $ 111,000
Manatee, Florida 287 $ 87,945,000 $ 306,428 $ 134,000
Jefferson, Louisiana 284 $ 55,330,000 $ 194,823 $ 99,000
New Haven, Connecticut 280 $ 77,690,000 $ 277,464 $ 120,000
Hartford, Connecticut 277 $ 71,655,000 $ 258,682 $ 133,000
Guilford, North Carolina 277 $ 62,475,000 $ 225,541 $ 99,000
Island, Washington 276 $ 88,490,000 $ 320,615 $ 125,000
Muscogee, Georgia 273 $ 46,775,000 $ 171,336 $ 87,000
Franklin, Ohio 273 $ 65,115,000 $ 238,516 $ 119,000
James City, Virginia 273 $ 88,405,000 $ 323,827 $ 134,000
Houston, Georgia 271 $ 55,775,000 $ 205,811 $ 97,000
Suffolk, New York 269 $ 119,555,000 $ 444,442 $ 185,000
Marion, Florida 266 $ 56,840,000 $ 213,684 $ 90,000
Richmond, Georgia 264 $ 46,420,000 $ 175,833 $ 86,000
Bucks, Pennsylvania 264 $ 82,640,000 $ 313,030 $ 147,000
Douglas, Colorado 262 $ 134,190,000 $ 512,175 $ 189,000
St. Lucie, Florida 262 $ 72,530,000 $ 276,832 $ 152,000
Delaware, Pennsylvania 262 $ 66,350,000 $ 253,244 $ 135,000
Solano, California 261 $ 113,505,000 $ 434,885 $ 143,000
Douglas, Georgia 248 $ 62,100,000 $ 250,403 $ 98,000
St. Tammany, Louisiana 246 $ 65,530,000 $ 266,382 $ 116,000
Greenville, South Carolina 245 $ 66,225,000 $ 270,306 $ 118,000
Durham, North Carolina 244 $ 63,990,000 $ 262,254 $ 125,000
Cherokee, Georgia 241 $ 71,415,000 $ 296,327 $ 132,000
Middlesex, Massachusetts 241 $ 112,075,000 $ 465,041 $ 183,000
Jefferson, Alabama 239 $ 51,835,000 $ 216,882 $ 104,000
Sussex, Delaware 235 $ 77,135,000 $ 328,234 $ 193,000
Paulding, Georgia 229 $ 56,445,000 $ 246,484 $ 101,000
Liberty, Georgia 228 $ 38,620,000 $ 169,385 $ 84,000
Cleveland, Oklahoma 227 $ 50,345,000 $ 221,784 $ 106,000
York, Pennsylvania 227 $ 54,755,000 $ 241,211 $ 119,000
Montgomery, Alabama 225 $ 43,305,000 $ 192,466 $ 96,000
Gloucester, New Jersey 224 $ 53,910,000 $ 240,669 $ 132,000
York, South Carolina 223 $ 66,065,000 $ 296,255 $ 121,000
Fresno, California 222 $ 70,570,000 $ 317,882 $ 119,000
Worcester, Massachusetts 221 $ 73,115,000 $ 330,837 $ 138,000
Oakland, Michigan 219 $ 57,275,000 $ 261,529 $ 118,000
Will, Illinois 218 $ 58,320,000 $ 267,522 $ 127,000
St. Clair, Illinois 216 $ 41,670,000 $ 192,916 $ 109,000
Washington, Oregon 215 $ 84,075,000 $ 391,046 $ 134,000
Fairfield, Connecticut 214 $ 92,210,000 $ 430,887 $ 164,000
Montgomery, Ohio 214 $ 42,840,000 $ 200,186 $ 101,000
Ocean, New Jersey 213 $ 60,445,000 $ 283,779 $ 125,000
Brunswick, North Carolina 213 $ 55,835,000 $ 262,136 $ 124,000
Contra Costa, California 210 $ 114,800,000 $ 546,666 $ 190,000
Lexington, South Carolina 210 $ 46,550,000 $ 221,666 $ 95,000
Kings, California 207 $ 53,515,000 $ 258,526 $ 109,000
Currituck, North Carolina 207 $ 63,205,000 $ 305,338 $ 131,000
Washoe, Nevada 206 $ 81,130,000 $ 393,834 $ 150,000
Davidson, Tennessee 205 $ 62,565,000 $ 305,195 $ 113,000
Cochise, Arizona 204 $ 41,050,000 $ 201,225 $ 94,000
Denver, Colorado 204 $ 79,310,000 $ 388,774 $ 134,000
Ada, Idaho 204 $ 73,060,000 $ 358,137 $ 149,000
Brazoria, Texas 204 $ 59,390,000 $ 291,127 $ 139,000
Adams, Colorado 203 $ 76,885,000 $ 378,743 $ 122,000
Carroll, Maryland 203 $ 79,865,000 $ 393,423 $ 157,000
Richmond City, Virginia 203 $ 51,365,000 $ 253,029 $ 115,000
Forsyth, Georgia 202 $ 71,110,000 $ 352,029 $ 142,000
Newport, Rhode Island 202 $ 64,790,000 $ 320,742 $ 155,000
Erie, New York 201 $ 43,245,000 $ 215,149 $ 102,000
Knox, Tennessee 200 $ 55,100,000 $ 275,500 $ 121,000
Marion, Indiana 199 $ 38,615,000 $ 194,045 $ 103,000
Clark, Washington 199 $ 76,565,000 $ 384,748 $ 141,000
Jefferson, Colorado 198 $ 77,450,000 $ 391,161 $ 130,000
Jefferson, Kentucky 198 $ 43,450,000 $ 219,444 $ 113,000
Moore, North Carolina 198 $ 63,010,000 $ 318,232 $ 129,000
Fayette, Georgia 197 $ 66,415,000 $ 337,131 $ 131,000
Chester, Pennsylvania 191 $ 67,865,000 $ 355,314 $ 167,000
DeSoto, Mississippi 190 $ 50,860,000 $ 267,684 $ 107,000
Fauquier, Virginia 190 $ 82,480,000 $ 434,105 $ 172,000
Nassau, New York 186 $ 91,180,000 $ 490,215 $ 203,000
Hamilton, Tennessee 186 $ 53,230,000 $ 286,182 $ 117,000
New Hanover, North Carolina 185 $ 58,235,000 $ 314,783 $ 137,000
Ellis, Texas 184 $ 61,120,000 $ 332,173 $ 127,000
York, Virginia 183 $ 59,085,000 $ 322,868 $ 128,000
Rockdale, Georgia 181 $ 44,055,000 $ 243,397 $ 95,000
Jackson, Missouri 181 $ 36,685,000 $ 202,679 $ 101,000
Multnomah, Oregon 180 $ 74,830,000 $ 415,722 $ 158,000
Jackson, Mississippi 178 $ 34,770,000 $ 195,337 $ 95,000
Hardin, Kentucky 176 $ 33,880,000 $ 192,500 $ 91,000
Spokane, Washington 176 $ 57,420,000 $ 326,250 $ 106,000
Forsyth, North Carolina 175 $ 37,855,000 $ 216,314 $ 109,000
Hennepin, Minnesota 174 $ 51,800,000 $ 297,701 $ 146,000
San Joaquin, California 173 $ 72,805,000 $ 420,838 $ 146,000
Comanche, Oklahoma 173 $ 29,165,000 $ 168,583 $ 89,000
Collier, Florida 172 $ 68,570,000 $ 398,662 $ 175,000
Galveston, Texas 172 $ 45,570,000 $ 264,941 $ 148,000
Sarpy, Nebraska 170 $ 43,370,000 $ 255,117 $ 117,000
Douglas, Nebraska 169 $ 39,015,000 $ 230,857 $ 113,000
Hoke, North Carolina 168 $ 34,330,000 $ 204,345 $ 88,000
Jefferson, West Virginia 167 $ 51,075,000 $ 305,838 $ 137,000
Newton, Georgia 166 $ 35,650,000 $ 214,759 $ 77,000
Orange, New York 166 $ 50,950,000 $ 306,927 $ 128,000
Saratoga, New York 166 $ 47,230,000 $ 284,518 $ 124,000
Comal, Texas 166 $ 61,380,000 $ 369,759 $ 146,000
Flagler, Florida 165 $ 47,015,000 $ 284,939 $ 130,000
Essex, New Jersey 165 $ 53,245,000 $ 322,696 $ 131,000
Spartanburg, South Carolina 165 $ 38,785,000 $ 235,060 $ 100,000
Bergen, New Jersey 164 $ 78,580,000 $ 479,146 $ 206,000
Westchester, New York 164 $ 78,440,000 $ 478,292 $ 195,000
Coweta, Georgia 163 $ 47,565,000 $ 291,809 $ 127,000
Macomb, Michigan 163 $ 34,855,000 $ 213,834 $ 101,000
Dona Ana, New Mexico 162 $ 40,570,000 $ 250,432 $ 108,000
Guadalupe, Texas 162 $ 41,390,000 $ 255,493 $ 118,000
Monterey, California 160 $ 85,370,000 $ 533,562 $ 170,000
Charlotte, Florida 160 $ 41,920,000 $ 262,000 $ 109,000
Johnson, Kansas 160 $ 51,830,000 $ 323,937 $ 149,000
Bristol, Massachusetts 160 $ 54,670,000 $ 341,687 $ 125,000
Aiken, South Carolina 160 $ 36,770,000 $ 229,812 $ 106,000
York, Maine 159 $ 46,405,000 $ 291,855 $ 125,000
Hillsborough, New Hampshire 159 $ 54,045,000 $ 339,905 $ 136,000
Alameda, California 158 $ 93,790,000 $ 593,607 $ 193,000
Summit, Ohio 158 $ 33,590,000 $ 212,594 $ 111,000
Cumberland, Pennsylvania 158 $ 42,290,000 $ 267,658 $ 126,000
Washington, Rhode Island 158 $ 50,510,000 $ 319,683 $ 132,000
Mohave, Arizona 155 $ 33,735,000 $ 217,645 $ 102,000
Pulaski, Arkansas 155 $ 32,085,000 $ 207,000 $ 96,000
Anchorage, Alaska 153 $ 55,755,000 $ 364,411 $ 164,000
Hernando, Florida 151 $ 36,845,000 $ 244,006 $ 102,000
Leon, Florida 151 $ 38,215,000 $ 253,079 $ 109,000
Pitt, North Carolina 151 $ 30,545,000 $ 202,284 $ 98,000
Plymouth, Massachusetts 150 $ 61,800,000 $ 412,000 $ 158,000
Sandoval, New Mexico 150 $ 43,400,000 $ 289,333 $ 121,000
King George, Virginia 150 $ 48,740,000 $ 324,933 $ 138,000
Alachua, Florida 147 $ 31,585,000 $ 214,863 $ 96,000
Union, North Carolina 147 $ 54,855,000 $ 373,163 $ 140,000
Parker, Texas 147 $ 48,035,000 $ 326,768 $ 131,000
St. Charles, Missouri 146 $ 40,150,000 $ 275,000 $ 113,000
Pasquotank, North Carolina 146 $ 29,410,000 $ 201,438 $ 94,000
Hamilton, Ohio 146 $ 31,500,000 $ 215,753 $ 116,000
Hanover, Virginia 146 $ 45,580,000 $ 312,191 $ 138,000
Pender, North Carolina 145 $ 39,175,000 $ 270,172 $ 114,000
Weld, Colorado 140 $ 58,240,000 $ 416,000 $ 131,000
Kings, New York 140 $ 76,940,000 $ 549,571 $ 181,000
Rutherford, Tennessee 140 $ 47,060,000 $ 336,142 $ 114,000
Sumter, Florida 139 $ 36,715,000 $ 264,136 $ 114,000
Monmouth, New Jersey 139 $ 55,665,000 $ 400,467 $ 180,000
Washington, Maryland 137 $ 35,845,000 $ 261,642 $ 106,000
Middlesex, New Jersey 137 $ 45,945,000 $ 335,364 $ 125,000
Queens, New York 137 $ 62,815,000 $ 458,503 $ 126,000
Isle of Wight, Virginia 137 $ 45,425,000 $ 331,569 $ 144,000
Shelby, Alabama 136 $ 40,110,000 $ 294,926 $ 126,000
Yavapai, Arizona 135 $ 41,385,000 $ 306,555 $ 121,000
Essex, Massachusetts 135 $ 52,575,000 $ 389,444 $ 175,000
Placer, California 134 $ 65,500,000 $ 488,805 $ 171,000
Lee, Alabama 133 $ 30,825,000 $ 231,766 $ 125,000
Dare, North Carolina 133 $ 42,185,000 $ 317,180 $ 171,000
Tulsa, Oklahoma 133 $ 32,395,000 $ 243,571 $ 115,000
DuPage, Illinois 132 $ 44,150,000 $ 334,469 $ 154,000
Clackamas, Oregon 132 $ 56,100,000 $ 425,000 $ 154,000
Norfolk, Massachusetts 131 $ 61,475,000 $ 469,274 $ 167,000
East Baton Rouge, Louisiana 130 $ 36,540,000 $ 281,076 $ 142,000
Santa Clara, California 129 $ 95,405,000 $ 739,573 $ 231,000
Citrus, Florida 129 $ 24,595,000 $ 190,658 $ 83,000
Kaufman, Texas 129 $ 35,855,000 $ 277,945 $ 107,000
Kent, Delaware 128 $ 36,050,000 $ 281,640 $ 110,000
Providence, Rhode Island 128 $ 38,570,000 $ 301,328 $ 122,000
Milwaukee, Wisconsin 128 $ 22,750,000 $ 177,734 $ 97,000
Larimer, Colorado 127 $ 49,915,000 $ 393,031 $ 142,000
Sedgwick, Kansas 126 $ 25,240,000 $ 200,317 $ 98,000
Rockingham, New Hampshire 126 $ 47,080,000 $ 373,650 $ 159,000
Lake, Indiana 124 $ 27,800,000 $ 224,193 $ 95,000
Sumter, South Carolina 124 $ 24,880,000 $ 200,645 $ 92,000
Cabarrus, North Carolina 122 $ 35,410,000 $ 290,245 $ 118,000
Bryan, Georgia 121 $ 30,975,000 $ 255,991 $ 124,000
Hamilton, Indiana 121 $ 41,075,000 $ 339,462 $ 150,000
Tipton, Tennessee 121 $ 24,265,000 $ 200,537 $ 101,000
Atlantic, New Jersey 120 $ 28,930,000 $ 241,083 $ 111,000
Buncombe, North Carolina 120 $ 34,680,000 $ 289,000 $ 120,000
Indian River, Florida 119 $ 29,895,000 $ 251,218 $ 116,000
Salt Lake, Utah 119 $ 48,705,000 $ 409,285 $ 134,000
Union, New Jersey 116 $ 42,560,000 $ 366,896 $ 142,000
Monroe, New York 116 $ 20,570,000 $ 177,327 $ 109,000
Cumberland, Maine 115 $ 37,845,000 $ 329,086 $ 169,000
Benton, Arkansas 114 $ 28,990,000 $ 254,298 $ 106,000
Lorain, Ohio 114 $ 23,320,000 $ 204,561 $ 105,000
Barnstable, Massachusetts 113 $ 41,885,000 $ 370,663 $ 190,000
Wayne, North Carolina 113 $ 21,635,000 $ 191,460 $ 82,000
Dougherty, Georgia 112 $ 16,170,000 $ 144,375 $ 80,000
Queen Anne's, Maryland 111 $ 40,935,000 $ 368,783 $ 154,000
Onondaga, New York 111 $ 20,555,000 $ 185,180 $ 103,000
Alamance, North Carolina 111 $ 28,345,000 $ 255,360 $ 95,000
Gaston, North Carolina 111 $ 28,395,000 $ 255,810 $ 109,000
Williamson, Tennessee 111 $ 58,305,000 $ 525,270 $ 206,000
Orange, Virginia 111 $ 32,635,000 $ 294,009 $ 130,000
Coffee, Alabama 110 $ 22,080,000 $ 200,727 $ 112,000
Lee, Georgia 110 $ 22,330,000 $ 203,000 $ 105,000
Greene, Ohio 109 $ 24,615,000 $ 225,825 $ 119,000
Hawaii, Hawaii 108 $ 48,130,000 $ 445,648 $ 164,000
Lancaster, Pennsylvania 108 $ 23,330,000 $ 216,018 $ 120,000
Johnson, Texas 108 $ 35,420,000 $ 327,962 $ 127,000
Jefferson, New York 106 $ 20,990,000 $ 198,018 $ 101,000
Whatcom, Washington 106 $ 37,520,000 $ 353,962 $ 130,000
Tulare, California 105 $ 26,915,000 $ 256,333 $ 110,000
Pulaski, Missouri 105 $ 18,285,000 $ 174,142 $ 83,000
Iredell, North Carolina 105 $ 34,925,000 $ 332,619 $ 144,000
Skagit, Washington 105 $ 36,725,000 $ 349,761 $ 127,000
Glynn, Georgia 104 $ 24,660,000 $ 237,115 $ 115,000
Dauphin, Pennsylvania 104 $ 22,410,000 $ 215,480 $ 119,000
Warren, Virginia 104 $ 27,490,000 $ 264,326 $ 126,000
Berks, Pennsylvania 103 $ 23,805,000 $ 231,116 $ 206,000
Mason, Washington 103 $ 29,115,000 $ 282,669 $ 106,000
Middlesex, Connecticut 102 $ 27,350,000 $ 268,137 $ 142,000
Canadian, Oklahoma 102 $ 26,030,000 $ 255,196 $ 109,000
Monroe, Pennsylvania 102 $ 22,280,000 $ 218,431 $ 110,000
Albemarle, Virginia 102 $ 37,010,000 $ 362,843 $ 177,000
Kane, Illinois 101 $ 28,535,000 $ 282,524 $ 125,000
Nash, North Carolina 101 $ 18,845,000 $ 186,584 $ 86,000
Walton, Florida 100 $ 37,050,000 $ 370,500 $ 185,000
Kent, Rhode Island 100 $ 27,540,000 $ 275,400 $ 112,000
Anderson, South Carolina 100 $ 21,760,000 $ 217,600 $ 102,000
Coryell, Texas 100 $ 17,260,000 $ 172,600 $ 90,000
Rockwall, Texas 100 $ 33,540,000 $ 335,400 $ 131,000
Manassas, Virginia 100 $ 30,460,000 $ 304,600 $ 119,000
Russell, Alabama 99 $ 17,255,000 $ 174,292 $ 83,000
Bibb, Georgia 99 $ 18,585,000 $ 187,727 $ 95,000
Dakota, Minnesota 99 $ 29,885,000 $ 301,868 $ 120,000
Culpeper, Virginia 99 $ 32,005,000 $ 323,282 $ 115,000
Shenandoah, Virginia 99 $ 25,295,000 $ 255,505 $ 114,000
Hidalgo, Texas 98 $ 20,370,000 $ 207,857 $ 100,000
Franklin, North Carolina 97 $ 27,965,000 $ 288,298 $ 105,000
Hampden, Massachusetts 96 $ 23,050,000 $ 240,104 $ 109,000
Fredericksburg, Virginia 96 $ 34,640,000 $ 360,833 $ 148,000
Lehigh, Pennsylvania 94 $ 22,040,000 $ 234,468 $ 117,000
Mercer, New Jersey 93 $ 28,535,000 $ 306,827 $ 166,000
Worcester, Maryland 92 $ 26,540,000 $ 288,478 $ 169,000
Kent, Michigan 92 $ 19,770,000 $ 214,891 $ 107,000
Sumner, Tennessee 92 $ 26,280,000 $ 285,652 $ 120,000
Caroline, Virginia 92 $ 24,220,000 $ 263,260 $ 111,000
Stanislaus, California 91 $ 32,805,000 $ 360,494 $ 121,000
Clay, Missouri 91 $ 22,555,000 $ 247,857 $ 106,000
St. Louis City, Missouri 91 $ 16,165,000 $ 177,637 $ 100,000
Hays, Texas 91 $ 29,425,000 $ 323,351 $ 142,000
Northampton, Pennsylvania 90 $ 22,800,000 $ 253,333 $ 127,000
Westmoreland, Pennsylvania 90 $ 19,840,000 $ 220,444 $ 122,000
Kershaw, South Carolina 90 $ 21,460,000 $ 238,444 $ 109,000
Hall, Georgia 89 $ 25,485,000 $ 286,348 $ 112,000
Lucas, Ohio 89 $ 14,815,000 $ 166,460 $ 92,000
Limestone, Alabama 88 $ 28,870,000 $ 328,068 $ 133,000
Leavenworth, Kansas 88 $ 19,810,000 $ 225,113 $ 107,000
Walton, Georgia 87 $ 21,445,000 $ 246,494 $ 107,000
Otero, New Mexico 87 $ 17,805,000 $ 204,655 $ 94,000
Lake, Ohio 87 $ 16,265,000 $ 186,954 $ 91,000
Warren, Ohio 87 $ 25,435,000 $ 292,356 $ 140,000
Morris, New Jersey 85 $ 35,655,000 $ 419,470 $ 174,000
Dane, Wisconsin 85 $ 25,415,000 $ 299,000 $ 123,000
Cape May, New Jersey 84 $ 29,930,000 $ 356,309 $ 224,000
Santa Barbara, California 83 $ 38,705,000 $ 466,325 $ 143,000
Pueblo, Colorado 83 $ 20,285,000 $ 244,397 $ 87,000
Carroll, Georgia 83 $ 18,165,000 $ 218,855 $ 86,000
Lowndes, Georgia 83 $ 16,095,000 $ 193,915 $ 81,000
Martin, Florida 82 $ 30,720,000 $ 374,634 $ 168,000
Monroe, Florida 82 $ 42,490,000 $ 518,170 $ 199,000
McHenry, Illinois 81 $ 19,595,000 $ 241,913 $ 103,000
Somerset, New Jersey 81 $ 31,535,000 $ 389,320 $ 162,000
Franklin, Pennsylvania 81 $ 21,025,000 $ 259,567 $ 107,000
Davis, Utah 81 $ 30,765,000 $ 379,814 $ 121,000
Tolland, Connecticut 80 $ 20,680,000 $ 258,500 $ 122,000
Churchill, Nevada 80 $ 19,060,000 $ 238,250 $ 103,000
Butler, Ohio 80 $ 19,850,000 $ 248,125 $ 121,000
Boulder, Colorado 78 $ 37,590,000 $ 481,923 $ 209,000
Kenosha, Wisconsin 78 $ 17,310,000 $ 221,923 $ 101,000
Suffolk, Massachusetts 77 $ 40,315,000 $ 523,571 $ 185,000
Canyon, Idaho 76 $ 21,450,000 $ 282,236 $ 93,000
Bossier, Louisiana 76 $ 19,690,000 $ 259,078 $ 114,000
Dutchess, New York 76 $ 23,940,000 $ 315,000 $ 146,000
Stark, Ohio 76 $ 15,080,000 $ 198,421 $ 100,000
Deschutes, Oregon 76 $ 29,770,000 $ 391,710 $ 140,000
Lane, Oregon 76 $ 23,280,000 $ 306,315 $ 102,000
Houston, Alabama 75 $ 14,375,000 $ 191,666 $ 92,000
Effingham, Georgia 75 $ 18,595,000 $ 247,933 $ 96,000
Kootenai, Idaho 75 $ 27,325,000 $ 364,333 $ 124,000
Washtenaw, Michigan 75 $ 19,745,000 $ 263,266 $ 129,000
Catawba, North Carolina 75 $ 20,965,000 $ 279,533 $ 131,000
Long, Georgia 74 $ 15,050,000 $ 203,378 $ 81,000
Lafayette, Louisiana 74 $ 15,680,000 $ 211,891 $ 86,000
Hinds, Mississippi 74 $ 14,130,000 $ 190,945 $ 110,000
Davidson, North Carolina 74 $ 17,760,000 $ 240,000 $ 89,000
Brazos, Texas 74 $ 17,320,000 $ 234,054 $ 117,000
Christian, Kentucky 73 $ 10,735,000 $ 147,054 $ 89,000
Santa Fe, New Mexico 73 $ 26,395,000 $ 361,575 $ 136,000
Benton, Washington 73 $ 26,895,000 $ 368,424 $ 131,000
Madison, Illinois 72 $ 14,840,000 $ 206,111 $ 110,000
Monroe, Indiana 72 $ 18,900,000 $ 262,500 $ 120,000
Riley, Kansas 72 $ 15,020,000 $ 208,611 $ 104,000
Vernon, Louisiana 72 $ 12,550,000 $ 174,305 $ 96,000
Louisa, Virginia 72 $ 24,070,000 $ 334,305 $ 135,000
Medina, Ohio 71 $ 17,165,000 $ 241,760 $ 113,000
Wilson, Tennessee 71 $ 22,855,000 $ 321,901 $ 126,000
Fayette, Kentucky 70 $ 15,930,000 $ 227,571 $ 107,000
Hudson, New Jersey 70 $ 28,550,000 $ 407,857 $ 167,000
McLennan, Texas 70 $ 15,830,000 $ 226,142 $ 143,000
Westmoreland, Virginia 70 $ 15,070,000 $ 215,285 $ 115,000
Jackson, Georgia 69 $ 19,765,000 $ 286,449 $ 111,000
Geary, Kansas 69 $ 10,885,000 $ 157,753 $ 91,000
Greene, Missouri 69 $ 12,655,000 $ 183,405 $ 89,000
Jefferson, Missouri 69 $ 17,605,000 $ 255,144 $ 105,000
Orange, North Carolina 69 $ 21,455,000 $ 310,942 $ 147,000
Delaware, Ohio 69 $ 22,805,000 $ 330,507 $ 148,000
Fairbanks North Star, Alaska 68 $ 18,540,000 $ 272,647 $ 112,000
Windham, Connecticut 68 $ 16,180,000 $ 237,941 $ 116,000
Passaic, New Jersey 68 $ 23,170,000 $ 340,735 $ 134,000
Lancaster, South Carolina 68 $ 22,480,000 $ 330,588 $ 116,000
Weber, Utah 68 $ 26,640,000 $ 391,764 $ 172,000
Lauderdale, Mississippi 67 $ 11,775,000 $ 175,746 $ 94,000
Chatham, North Carolina 67 $ 21,485,000 $ 320,671 $ 126,000
Blount, Tennessee 67 $ 19,115,000 $ 285,298 $ 110,000
Barrow, Georgia 66 $ 13,910,000 $ 210,757 $ 77,000
Harris, Georgia 66 $ 18,100,000 $ 274,242 $ 103,000
Strafford, New Hampshire 66 $ 20,870,000 $ 316,212 $ 140,000
Henderson, North Carolina 66 $ 18,690,000 $ 283,181 $ 104,000
Cameron, Texas 66 $ 14,490,000 $ 219,545 $ 119,000
Utah, Utah 66 $ 31,910,000 $ 483,484 $ 149,000
Spalding, Georgia 65 $ 14,095,000 $ 216,846 $ 100,000
Ramsey, Minnesota 65 $ 17,935,000 $ 275,923 $ 120,000
Rowan, North Carolina 65 $ 14,575,000 $ 224,230 $ 113,000
Fairfield, Ohio 65 $ 16,055,000 $ 247,000 $ 120,000
Tuscaloosa, Alabama 64 $ 14,620,000 $ 228,437 $ 93,000
Caddo, Louisiana 64 $ 11,900,000 $ 185,937 $ 111,000
Marion, Oregon 64 $ 19,820,000 $ 309,687 $ 97,000
Elmore, Alabama 63 $ 12,355,000 $ 196,111 $ 96,000
Lubbock, Texas 63 $ 13,605,000 $ 215,952 $ 97,000
Laramie, Wyoming 63 $ 18,575,000 $ 294,841 $ 107,000
Ingham, Michigan 62 $ 10,630,000 $ 171,451 $ 86,000
Rankin, Mississippi 62 $ 15,570,000 $ 251,129 $ 99,000
Imperial, California 61 $ 15,605,000 $ 255,819 $ 129,000
Sonoma, California 61 $ 30,495,000 $ 499,918 $ 184,000
Bulloch, Georgia 61 $ 12,555,000 $ 205,819 $ 93,000
Penobscot, Maine 61 $ 11,245,000 $ 184,344 $ 103,000
Cecil, Maryland 61 $ 17,675,000 $ 289,754 $ 119,000
Camden, North Carolina 61 $ 15,335,000 $ 251,393 $ 93,000
Granville, North Carolina 61 $ 14,495,000 $ 237,622 $ 101,000
Lee, North Carolina 61 $ 11,855,000 $ 194,344 $ 85,000
El Dorado, California 60 $ 26,850,000 $ 447,500 $ 227,000
Hendricks, Indiana 60 $ 15,350,000 $ 255,833 $ 104,000
Lyon, Nevada 60 $ 19,360,000 $ 322,666 $ 108,000
Platte, Missouri 59 $ 15,885,000 $ 269,237 $ 134,000
Lincoln, North Carolina 59 $ 19,315,000 $ 327,372 $ 146,000
Adams, Pennsylvania 59 $ 17,545,000 $ 297,372 $ 133,000
Bedford, Virginia 59 $ 17,545,000 $ 297,372 $ 135,000
Coconino, Arizona 58 $ 18,800,000 $ 324,137 $ 130,000
San Luis Obispo, California 58 $ 26,750,000 $ 461,206 $ 165,000
Polk, Iowa 58 $ 13,800,000 $ 237,931 $ 93,000
Kennebec, Maine 58 $ 13,210,000 $ 227,758 $ 101,000
Butler, Pennsylvania 58 $ 16,930,000 $ 291,896 $ 148,000
Waukesha, Wisconsin 58 $ 18,000,000 $ 310,344 $ 121,000
Matanuska-Susitna, Alaska 57 $ 19,625,000 $ 344,298 $ 119,000
Luzerne, Pennsylvania 57 $ 12,225,000 $ 214,473 $ 109,000
Florence, South Carolina 57 $ 11,125,000 $ 195,175 $ 110,000
Racine, Wisconsin 57 $ 12,015,000 $ 210,789 $ 97,000
Allen, Indiana 56 $ 10,550,000 $ 188,392 $ 99,000
Genesee, Michigan 56 $ 10,900,000 $ 194,642 $ 92,000
Flathead, Montana 56 $ 20,880,000 $ 372,857 $ 127,000
Sussex, New Jersey 56 $ 16,590,000 $ 296,250 $ 138,000
Wilson, North Carolina 56 $ 9,370,000 $ 167,321 $ 89,000
Sevier, Tennessee 56 $ 19,230,000 $ 343,392 $ 169,000
Washington, Tennessee 56 $ 14,770,000 $ 263,750 $ 124,000
Hunt, Texas 56 $ 15,520,000 $ 277,142 $ 110,000
Fairfax City, Virginia 56 $ 25,950,000 $ 463,392 $ 175,000
Bartow, Georgia 55 $ 14,685,000 $ 267,000 $ 111,000
Livingston, Michigan 55 $ 14,675,000 $ 266,818 $ 117,000
Yellowstone, Montana 55 $ 16,385,000 $ 297,909 $ 122,000
Gloucester, Virginia 55 $ 14,735,000 $ 267,909 $ 91,000
San Mateo, California 54 $ 45,170,000 $ 836,481 $ 265,000
Highlands, Florida 54 $ 10,680,000 $ 197,777 $ 85,000
Anoka, Minnesota 54 $ 15,120,000 $ 280,000 $ 109,000
Accomack, Virginia 54 $ 10,790,000 $ 199,814 $ 131,000
Dale, Alabama 53 $ 9,025,000 $ 170,283 $ 84,000
Lancaster, Nebraska 53 $ 11,035,000 $ 208,207 $ 100,000
Licking, Ohio 53 $ 12,135,000 $ 228,962 $ 135,000
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Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 72,427 $23,740,485,000 $327,000 $9,045,000 $119,000 $8,861,000
Refinancing 58,112 $15,691,780,000 $270,000 $3,405,000 $138,000 $4,908,000
Cash-out Refinancing 33,757 $10,275,365,000 $304,000 $2,805,000 $123,000 $3,230,000
Other Purpose 6,628 $1,337,530,000 $201,000 $2,005,000 $126,000 $5,300,000
Home Improvement 3,456 $513,270,000 $148,000 $905,000 $136,000 $8,008,000
Not Applicable 860 $175,300,000 $203,000 $525,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 88,752 $26,361,580,000 $297,000 $4,075,000 $130,000 $8,008,000
Black or African American 33,724 $9,121,370,000 $270,000 $3,005,000 $112,000 $8,861,000
Not Provided 21,298 $6,603,140,000 $310,000 $2,995,000 $132,000 $6,773,000
Hispanic 16,625 $4,882,025,000 $293,000 $2,005,000 $113,000 $2,727,000
Asian 7,275 $2,523,655,000 $346,000 $9,045,000 $132,000 $2,453,000
American Indian or Alaskan Native 2,590 $700,310,000 $270,000 $2,205,000 $110,000 $1,253,000
Not applicable 1,919 $477,035,000 $248,000 $1,875,000 $0 $0
Native Hawaiian or Other Pacific Islander 465 $147,995,000 $318,000 $1,315,000 $119,000 $1,011,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 103,435 $28,189,575,000 $272,000 $9,045,000 $130,000 $8,451,000
VA-guaranteed (Veterans Administration) 71,787 $23,541,655,000 $327,000 $2,835,000 $115,000 $8,861,000
FHA-insured (Federal Housing Administration) 18 $2,500,000 $138,000 $365,000 $90,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 81,181 $24,939,825,000 $307,000 $3,005,000 $122,000 $6,773,000
Application Withdrawn By Applicant 50,326 $15,296,100,000 $303,000 $2,995,000 $142,000 $8,008,000
Application Denied By Financial Institution 34,885 $9,142,015,000 $262,000 $9,045,000 $106,000 $8,861,000
File Closed For Incompleteness 6,508 $1,755,530,000 $269,000 $2,005,000 $138,000 $3,044,000
Loan Purchased By The Institution 1,855 $464,595,000 $250,000 $1,565,000 $0 $0
Application Approved But Not Accepted 485 $135,665,000 $279,000 $2,345,000 $119,000 $1,070,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 140,355 $42,591,715,000 $303,000 $3,005,000 $130,000 $8,008,000
Debt-To-Income Ratio 12,722 $3,523,780,000 $276,000 $2,705,000 $79,000 $8,861,000
Credit History 11,492 $2,639,840,000 $229,000 $9,045,000 $124,000 $8,451,000
Other 5,713 $1,566,635,000 $274,000 $3,605,000 $137,000 $1,900,000
Collateral 1,944 $552,420,000 $284,000 $2,035,000 $124,000 $3,856,000
Credit Application Incomplete 1,168 $326,530,000 $279,000 $2,805,000 $118,000 $2,530,000
Unverifiable Information 946 $286,230,000 $302,000 $2,005,000 $86,000 $1,735,000
Employment History 555 $144,655,000 $260,000 $1,865,000 $56,000 $1,480,000
Insufficient Cash (Downpayment, Closing Cost) 345 $101,925,000 $295,000 $1,305,000 $108,000 $517,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Navy Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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