NFM, Inc Mortgage Lending & HMDA Data, 2009
In 2009, NFM, Inc of Linthicum, MD reported 5,861 mortgage applications totaling $1.3 billion, up 568% from 2008. The average application was for $223,415, and applicants reported an average income of $44,865. 45% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Baltimore-Towson, MD (801), Atlanta-Sandy Springs-Marietta, GA (443) and Washington-Arlington-Alexandria, DC-VA-MD-WV (352) (applications in parentheses).
| Mortgage Company & Address | NFM, Inc 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,861 |
| Total Mortgage Loan Application Amount | $1,309,438,000 |
| Average Mortgage Loan Application Amount | $223,415 |
| Highest Mortgage Loan Application Amount | $778,000 |
| Average Applicant Income | $44,865 |
| Highest Applicant Income | $1,391,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore-Towson, MD | 801 | $ 183,481,000 | $ 229,064 | $ 58,000 |
| Atlanta-Sandy Springs-Marietta, GA | 443 | $ 88,019,000 | $ 198,688 | $ 41,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 352 | $ 103,697,000 | $ 294,593 | $ 53,539 |
| Philadelphia, PA | 269 | $ 61,808,000 | $ 229,769 | $ 62,000 |
| Edison-New Brunswick, NJ | 199 | $ 55,322,000 | $ 278,000 | $ 69,000 |
| Camden, NJ | 182 | $ 39,940,000 | $ 219,450 | $ 55,000 |
| New York-White Plains-Wayne, NY-NJ | 175 | $ 58,729,000 | $ 335,594 | $ 64,851 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 167 | $ 37,554,000 | $ 224,874 | $ 41,748 |
| Richmond, VA | 148 | $ 31,801,000 | $ 214,871 | $ 31,000 |
| Newark-Union, NJ-PA | 125 | $ 37,506,000 | $ 300,048 | $ 71,160 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 102 | $ 21,968,000 | $ 215,372 | $ 9,000 |
| Pittsburgh, PA | 92 | $ 16,799,000 | $ 182,597 | $ 60,000 |
| Bethesda-Frederick-Rockville, MD | 90 | $ 26,847,000 | $ 298,300 | $ 70,000 |
| Wilmington, DE-MD-NJ | 74 | $ 17,186,000 | $ 232,243 | $ 44,148 |
| York-Hanover, PA | 70 | $ 14,232,000 | $ 203,314 | $ 45,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 65 | $ 14,091,000 | $ 216,784 | $ 45,553 |
| Albany-Schenectady-Troy, NY | 63 | $ 10,699,000 | $ 169,825 | $ 41,000 |
| Hartford-West Hartford-East Hartford, CT | 62 | $ 14,492,000 | $ 233,741 | $ 32,000 |
| Charlotte-Gastonia-Concord, NC-SC | 61 | $ 10,499,000 | $ 172,114 | $ 36,508 |
| Harrisburg-Carlisle, PA | 51 | $ 9,453,000 | $ 185,352 | $ 46,000 |
| Louisville-Jefferson County, KY-IN | 50 | $ 8,196,000 | $ 163,920 | $ 34,000 |
| Albuquerque, NM | 45 | $ 8,996,000 | $ 199,911 | $ 32,000 |
| Cambridge-Newton-Framingham, MA | 43 | $ 13,060,000 | $ 303,720 | $ 31,000 |
| Boston-Quincy, MA | 40 | $ 11,549,000 | $ 288,725 | $ 59,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 40 | $ 7,850,000 | $ 196,250 | $ 16,000 |
| New Haven-Milford, CT | 39 | $ 8,849,000 | $ 226,897 | $ 34,000 |
| Springfield, MA | 39 | $ 7,629,000 | $ 195,615 | $ 42,000 |
| Nassau-Suffolk, NY | 38 | $ 13,278,000 | $ 349,421 | $ 63,000 |
| Indianapolis-Carmel, IN | 37 | $ 5,431,000 | $ 146,783 | $ 6,000 |
| Jacksonville, FL | 37 | $ 6,534,000 | $ 176,594 | $ 13,000 |
| Bridgeport-Stamford-Norwalk, CT | 35 | $ 11,120,000 | $ 317,714 | $ 75,000 |
| Trenton-Ewing, NJ | 35 | $ 8,522,000 | $ 243,485 | $ 51,000 |
| Worcester, MA | 35 | $ 8,236,000 | $ 235,314 | $ 28,000 |
| Augusta-Richmond County, GA-SC | 34 | $ 6,009,000 | $ 176,735 | $ 27,411 |
| Tampa-St. Petersburg-Clearwater, FL | 34 | $ 5,532,000 | $ 162,705 | $ 15,000 |
| Reading, PA | 33 | $ 5,978,000 | $ 181,151 | $ 48,000 |
| Charleston-North Charleston-Summerville, SC | 32 | $ 6,042,000 | $ 188,812 | $ 25,000 |
| Atlantic City-Hammonton, NJ | 29 | $ 6,969,000 | $ 240,310 | $ 63,000 |
| Providence-New Bedford-Fall River, RI-MA | 29 | $ 7,962,000 | $ 274,551 | $ 35,000 |
| Birmingham-Hoover, AL | 28 | $ 4,349,000 | $ 155,321 | $ 33,000 |
| Lancaster, PA | 28 | $ 5,562,000 | $ 198,642 | $ 39,000 |
| Columbia, SC | 27 | $ 4,635,000 | $ 171,666 | $ 35,000 |
| Peabody, MA | 26 | $ 6,806,000 | $ 261,769 | $ 37,000 |
| Gary, IN | 25 | $ 4,148,000 | $ 165,920 | $ 28,000 |
| Savannah, GA | 25 | $ 5,280,000 | $ 211,200 | $ 40,000 |
| Greenville-Mauldin-Easley, SC | 24 | $ 3,997,000 | $ 166,541 | $ 37,000 |
| St. Louis, MO-IL | 23 | $ 4,181,000 | $ 181,782 | $ 26,260 |
| Scranton--Wilkes-Barre, PA | 22 | $ 3,557,000 | $ 161,681 | $ 34,000 |
| Manchester-Nashua, NH | 21 | $ 4,723,000 | $ 224,904 | $ 6,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 20 | $ 4,272,000 | $ 213,600 | $ 37,000 |
| Raleigh-Cary, NC | 20 | $ 3,340,000 | $ 167,000 | $ 15,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 19 | $ 5,089,000 | $ 267,842 | $ 28,000 |
| Ocean City, NJ | 18 | $ 4,155,000 | $ 230,833 | $ 76,000 |
| Roanoke, VA | 18 | $ 3,125,000 | $ 173,611 | $ 26,000 |
| Rockingham County-Strafford County, NH | 18 | $ 4,710,000 | $ 261,666 | $ 41,000 |
| Salisbury, MD | 18 | $ 3,186,000 | $ 177,000 | $ 41,000 |
| Mobile, AL | 17 | $ 2,652,000 | $ 156,000 | $ 26,000 |
| Orlando-Kissimmee, FL | 17 | $ 3,363,000 | $ 197,823 | $ 6,000 |
| Columbus, GA-AL | 16 | $ 2,350,000 | $ 146,875 | $ 30,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 4,015,000 | $ 250,937 | $ 37,500 |
| Charlottesville, VA | 15 | $ 3,344,000 | $ 222,933 | $ 65,000 |
| Chattanooga, TN-GA | 15 | $ 2,751,000 | $ 183,400 | $ 27,933 |
| Lebanon, PA | 15 | $ 2,862,000 | $ 190,800 | $ 38,000 |
| Memphis, TN-MS-AR | 15 | $ 2,636,000 | $ 175,733 | $ 13,000 |
| Vineland-Millville-Bridgeton, NJ | 15 | $ 2,717,000 | $ 181,133 | $ 47,000 |
| Dover, DE | 14 | $ 3,509,000 | $ 250,642 | $ 61,000 |
| Portland-Vancouver-Beaverton, OR-WA | 14 | $ 3,574,000 | $ 255,285 | $ 4,000 |
| Knoxville, TN | 13 | $ 2,350,000 | $ 180,769 | $ 13,000 |
| Norwich-New London, CT | 13 | $ 3,307,000 | $ 254,384 | $ 49,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 12 | $ 2,174,000 | $ 181,166 | $ 37,000 |
| Erie, PA | 11 | $ 1,567,000 | $ 142,454 | $ 49,000 |
| Gainesville, GA | 11 | $ 1,875,000 | $ 170,454 | $ 45,000 |
| Greensboro-High Point, NC | 11 | $ 1,858,000 | $ 168,909 | $ 33,000 |
| Lynchburg, VA | 10 | $ 1,679,000 | $ 167,900 | $ 43,000 |
| Macon, GA | 10 | $ 1,150,000 | $ 115,000 | $ 43,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 1,826,000 | $ 182,600 | $ 39,000 |
| Warner Robins, GA | 10 | $ 2,164,000 | $ 216,400 | $ 28,000 |
| Barnstable Town, MA | 9 | $ 2,385,000 | $ 265,000 | $ 21,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 1,838,000 | $ 204,222 | $ 35,000 |
| Chicago-Naperville-Joliet, IL | 9 | $ 2,038,000 | $ 226,444 | $ 94,000 |
| Dalton, GA | 9 | $ 1,576,000 | $ 175,111 | $ 48,000 |
| Huntsville, AL | 9 | $ 1,315,000 | $ 146,111 | $ 26,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 2,124,000 | $ 236,000 | $ 39,000 |
| St. Cloud, MN | 9 | $ 1,548,000 | $ 172,000 | $ 2,000 |
| Cincinnati-Middletown, OH-KY-IN | 8 | $ 1,431,000 | $ 178,875 | $ 0 |
| Duluth, MN-WI | 8 | $ 1,310,000 | $ 163,750 | $ 3,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 1,339,000 | $ 167,375 | $ 31,250 |
| Rome, GA | 8 | $ 1,258,000 | $ 157,250 | $ 23,000 |
| Tuscaloosa, AL | 8 | $ 1,478,000 | $ 184,750 | $ 0 |
| Athens-Clarke County, GA | 7 | $ 1,144,000 | $ 163,428 | $ 26,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,140,000 | $ 162,857 | $ 15,000 |
| Evansville, IN-KY | 7 | $ 1,119,000 | $ 159,857 | $ 0 |
| Fayetteville, NC | 7 | $ 957,000 | $ 136,714 | $ 3,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,560,000 | $ 222,857 | $ 62,000 |
| Valdosta, GA | 7 | $ 1,224,000 | $ 174,857 | $ 34,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 1,580,000 | $ 225,714 | $ 110,000 |
| Williamsport, PA | 7 | $ 1,226,000 | $ 175,142 | $ 44,000 |
| Anniston-Oxford, AL | 6 | $ 935,000 | $ 155,833 | $ 6,000 |
| Asheville, NC | 6 | $ 1,165,000 | $ 194,166 | $ 25,000 |
| Fort Walton Beach-Crestview-Destin, FL | 6 | $ 1,353,000 | $ 225,500 | $ 19,000 |
| Harrisonburg, VA | 6 | $ 1,286,000 | $ 214,333 | $ 48,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 770,000 | $ 128,333 | $ 49,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 937,000 | $ 156,166 | $ 14,000 |
| Las Cruces, NM | 6 | $ 901,000 | $ 150,166 | $ 15,000 |
| Montgomery, AL | 6 | $ 967,000 | $ 161,166 | $ 18,000 |
| Ocala, FL | 6 | $ 1,083,000 | $ 180,500 | $ 21,000 |
| Santa Fe, NM | 6 | $ 1,427,000 | $ 237,833 | $ 37,000 |
| Albany, GA | 5 | $ 900,000 | $ 180,000 | $ 56,000 |
| Auburn-Opelika, AL | 5 | $ 1,052,000 | $ 210,400 | $ 0 |
| Bradenton-Sarasota-Venice, FL | 5 | $ 996,000 | $ 199,200 | $ 27,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 990,000 | $ 198,000 | $ 9,000 |
| Cumberland, MD-WV | 5 | $ 610,000 | $ 122,000 | $ 46,000 |
| Lakeland-Winter Haven, FL | 5 | $ 1,030,000 | $ 206,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 767,000 | $ 153,400 | $ 51,000 |
| Winchester, VA-WV | 5 | $ 1,395,000 | $ 279,000 | $ 52,000 |
| Brunswick, GA | 4 | $ 753,000 | $ 188,250 | $ 0 |
| Charleston, WV | 4 | $ 481,000 | $ 120,250 | $ 28,000 |
| Fort Wayne, IN | 4 | $ 610,000 | $ 152,500 | $ 0 |
| Kansas City, MO-KS | 4 | $ 572,000 | $ 143,000 | $ 26,000 |
| Lewiston-Auburn, ME | 4 | $ 716,000 | $ 179,000 | $ 10,000 |
| Lexington-Fayette, KY | 4 | $ 833,000 | $ 208,250 | $ 0 |
| Naples-Marco Island, FL | 4 | $ 914,000 | $ 228,500 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 531,000 | $ 132,750 | $ 9,000 |
| Port St. Lucie, FL | 4 | $ 614,000 | $ 153,500 | $ 7,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 895,000 | $ 223,750 | $ 0 |
| Rochester, NY | 4 | $ 585,000 | $ 146,250 | $ 37,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 1,240,000 | $ 310,000 | $ 31,000 |
| Sebastian-Vero Beach, FL | 4 | $ 663,000 | $ 165,750 | $ 12,000 |
| Spartanburg, SC | 4 | $ 576,000 | $ 144,000 | $ 5,000 |
| State College, PA | 4 | $ 857,000 | $ 214,250 | $ 73,000 |
| Sumter, SC | 4 | $ 591,000 | $ 147,750 | $ 37,000 |
| Wilmington, NC | 4 | $ 943,000 | $ 235,750 | $ 35,000 |
| Winston-Salem, NC | 4 | $ 806,000 | $ 201,500 | $ 32,000 |
| Anderson, IN | 3 | $ 595,000 | $ 198,333 | $ 31,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 513,000 | $ 171,000 | $ 37,000 |
| Clarksville, TN-KY | 3 | $ 526,000 | $ 175,333 | $ 0 |
| Cleveland, TN | 3 | $ 613,000 | $ 204,333 | $ 16,000 |
| Danville, VA | 3 | $ 521,000 | $ 173,666 | $ 0 |
| Durham-Chapel Hill, NC | 3 | $ 584,000 | $ 194,666 | $ 55,000 |
| Eugene-Springfield, OR | 3 | $ 432,000 | $ 144,000 | $ 10,000 |
| Florence-Muscle Shoals, AL | 3 | $ 639,000 | $ 213,000 | $ 88,000 |
| Fresno, CA | 3 | $ 543,000 | $ 181,000 | $ 19,000 |
| Honolulu, HI | 3 | $ 1,333,000 | $ 444,333 | $ 65,000 |
| Johnstown, PA | 3 | $ 300,000 | $ 100,000 | $ 23,000 |
| Kingston, NY | 3 | $ 543,000 | $ 181,000 | $ 18,000 |
| Medford, OR | 3 | $ 723,000 | $ 241,000 | $ 0 |
| Punta Gorda, FL | 3 | $ 425,000 | $ 141,666 | $ 10,000 |
| Rockford, IL | 3 | $ 479,000 | $ 159,666 | $ 41,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 836,000 | $ 278,666 | $ 33,000 |
| Salem, OR | 3 | $ 515,000 | $ 171,666 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 397,000 | $ 132,333 | $ 0 |
| Tallahassee, FL | 3 | $ 692,000 | $ 230,666 | $ 13,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 554,000 | $ 184,666 | $ 57,000 |
| Altoona, PA | 2 | $ 273,000 | $ 136,500 | $ 64,000 |
| Anderson, SC | 2 | $ 463,000 | $ 231,500 | $ 47,000 |
| Bangor, ME | 2 | $ 235,000 | $ 117,500 | $ 17,000 |
| Bloomington, IN | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 437,000 | $ 218,500 | $ 0 |
| Decatur, AL | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Dothan, AL | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Elizabethtown, KY | 2 | $ 281,000 | $ 140,500 | $ 107,000 |
| Fargo, ND-MN | 2 | $ 393,000 | $ 196,500 | $ 0 |
| Farmington, NM | 2 | $ 280,000 | $ 140,000 | $ 20,000 |
| Florence, SC | 2 | $ 382,000 | $ 191,000 | $ 0 |
| Gainesville, FL | 2 | $ 301,000 | $ 150,500 | $ 0 |
| Jackson, TN | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Johnson City, TN | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 257,000 | $ 128,500 | $ 19,000 |
| Muncie, IN | 2 | $ 319,000 | $ 159,500 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 469,000 | $ 234,500 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Peoria, IL | 2 | $ 249,000 | $ 124,500 | $ 0 |
| Rochester, MN | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 417,000 | $ 208,500 | $ 0 |
| Austin-Round Rock, TX | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Bakersfield, CA | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Bend, OR | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Binghamton, NY | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Boise City-Nampa, ID | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Bowling Green, KY | 1 | $ 122,000 | $ 122,000 | $ 22,000 |
| Burlington, NC | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Columbus, IN | 1 | $ 91,000 | $ 91,000 | $ 82,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Fort Worth-Arlington, TX | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Gadsden, AL | 1 | $ 94,000 | $ 94,000 | $ 18,000 |
| Glens Falls, NY | 1 | $ 131,000 | $ 131,000 | $ 24,000 |
| Greenville, NC | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jacksonville, NC | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Lafayette, IN | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Madera-Chowchilla, CA | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Merced, CA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Modesto, CA | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Morristown, TN | 1 | $ 147,000 | $ 147,000 | $ 25,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Pittsfield, MA | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Redding, CA | 1 | $ 169,000 | $ 169,000 | $ 40,000 |
| Rocky Mount, NC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Springfield, MO | 1 | $ 412,000 | $ 412,000 | $ 96,000 |
| Syracuse, NY | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Yuba City, CA | 1 | $ 115,000 | $ 115,000 | $ 0 |
Mortgage Loan Application Detail Totals for NFM, Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,626 | $1,257,711,000 | $223,000 | $778,000 | $44,000 | $1,391,000 |
| Home Purchase | 224 | $48,939,000 | $218,000 | $575,000 | $67,000 | $272,000 |
| Home Improvement | 11 | $2,788,000 | $253,000 | $518,000 | $37,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,625 | $585,201,000 | $222,000 | $730,000 | $46,000 | $838,000 |
| Not Provided | 2,349 | $522,329,000 | $222,000 | $778,000 | $45,000 | $1,391,000 |
| Black or African American | 649 | $144,182,000 | $222,000 | $718,000 | $36,000 | $300,000 |
| Hispanic | 171 | $39,183,000 | $229,000 | $525,000 | $41,000 | $440,000 |
| Asian | 49 | $13,945,000 | $284,000 | $541,000 | $65,000 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,001,000 | $300,000 | $623,000 | $76,000 | $136,000 |
| American Indian or Alaskan Native | 8 | $1,597,000 | $199,000 | $300,000 | $39,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,518 | $1,006,320,000 | $222,000 | $729,000 | $37,000 | $1,391,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,052 | $238,198,000 | $226,000 | $778,000 | $81,000 | $838,000 |
| VA-guaranteed (Veterans Administration) | 289 | $64,523,000 | $223,000 | $576,000 | $33,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $397,000 | $198,000 | $255,000 | $58,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,652 | $596,696,000 | $224,000 | $729,000 | $40,000 | $498,000 |
| File Closed For Incompleteness | 2,322 | $523,205,000 | $225,000 | $778,000 | $53,000 | $1,391,000 |
| Application Withdrawn By Applicant | 555 | $118,434,000 | $213,000 | $730,000 | $32,000 | $457,000 |
| Application Denied By Financial Institution | 326 | $69,695,000 | $213,000 | $603,000 | $43,000 | $252,000 |
| Application Approved But Not Accepted | 6 | $1,408,000 | $234,000 | $365,000 | $73,000 | $140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 140 | $30,150,000 | $215,000 | $603,000 | $37,000 | $195,000 |
| Collateral | 32 | $6,751,000 | $210,000 | $476,000 | $60,000 | $137,000 |
| Debt-To-Income Ratio | 24 | $5,407,000 | $225,000 | $478,000 | $56,000 | $175,000 |
| Unverifiable Information | 10 | $2,600,000 | $260,000 | $594,000 | $49,000 | $114,000 |
| Other | 9 | $2,250,000 | $250,000 | $416,000 | $65,000 | $196,000 |
| Employment History | 6 | $1,241,000 | $206,000 | $289,000 | $24,000 | $78,000 |
| Credit Application Incomplete | 4 | $1,428,000 | $357,000 | $442,000 | $88,000 | $121,000 |
| Mortgage Insurance Denied | 3 | $521,000 | $173,000 | $234,000 | $52,000 | $82,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $172,000 | $172,000 | $172,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
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For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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