NFM, Inc Mortgage Lending & HMDA Data, 2009

In 2009, NFM, Inc of Linthicum, MD reported 5,861 mortgage applications totaling $1.3 billion, up 568% from 2008. The average application was for $223,415, and applicants reported an average income of $44,865. 45% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Baltimore-Towson, MD (801), Atlanta-Sandy Springs-Marietta, GA (443) and Washington-Arlington-Alexandria, DC-VA-MD-WV (352) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,861
Total Mortgage Loan Application Amount $1,309,438,000
Average Mortgage Loan Application Amount $223,415
Highest Mortgage Loan Application Amount $778,000
Average Applicant Income $44,865
Highest Applicant Income $1,391,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore, Maryland 397 $ 86,196,000 $ 217,118 $ 55,000
Baltimore City, Maryland 148 $ 27,819,000 $ 187,966 $ 47,000
Prince George's, Maryland 126 $ 34,787,000 $ 276,087 $ 53,000
Anne Arundel, Maryland 110 $ 31,376,000 $ 285,236 $ 74,000
Burlington, New Jersey 84 $ 18,960,000 $ 225,714 $ 68,000
Gwinnett, Georgia 80 $ 16,195,000 $ 202,437 $ 51,000
Harford, Maryland 74 $ 17,875,000 $ 241,554 $ 59,000
Philadelphia, Pennsylvania 74 $ 14,721,000 $ 198,932 $ 55,000
York, Pennsylvania 70 $ 14,232,000 $ 203,314 $ 45,000
Montgomery, Pennsylvania 68 $ 17,043,000 $ 250,632 $ 65,000
Ocean, New Jersey 65 $ 15,896,000 $ 244,553 $ 62,000
Fulton, Georgia 64 $ 13,281,000 $ 207,515 $ 38,000
Montgomery, Maryland 61 $ 19,541,000 $ 320,344 $ 81,000
Camden, New Jersey 60 $ 12,274,000 $ 204,566 $ 48,000
Middlesex, New Jersey 60 $ 17,295,000 $ 288,250 $ 63,000
Bergen, New Jersey 57 $ 20,592,000 $ 361,263 $ 84,000
New Castle, Delaware 51 $ 11,492,000 $ 225,333 $ 35,000
Delaware, Pennsylvania 50 $ 10,130,000 $ 202,600 $ 58,000
Monmouth, New Jersey 48 $ 15,074,000 $ 314,041 $ 90,000
Cobb, Georgia 47 $ 9,786,000 $ 208,212 $ 50,000
Chesterfield, Virginia 47 $ 9,780,000 $ 208,085 $ 28,000
Essex, New Jersey 46 $ 14,409,000 $ 313,239 $ 71,000
Hartford, Connecticut 43 $ 9,766,000 $ 227,116 $ 32,000
Middlesex, Massachusetts 43 $ 13,060,000 $ 303,720 $ 31,000
Allegheny, Pennsylvania 41 $ 6,858,000 $ 167,268 $ 56,000
Fairfax, Virginia 41 $ 12,671,000 $ 309,048 $ 57,000
Henrico, Virginia 41 $ 8,648,000 $ 210,926 $ 30,000
New Haven, Connecticut 39 $ 8,849,000 $ 226,897 $ 34,000
Hudson, New Jersey 39 $ 11,781,000 $ 302,076 $ 66,000
Chester, Pennsylvania 39 $ 10,348,000 $ 265,333 $ 67,000
DeKalb, Georgia 38 $ 7,073,000 $ 186,131 $ 37,000
Hennepin, Minnesota 38 $ 7,897,000 $ 207,815 $ 12,000
Gloucester, New Jersey 38 $ 8,706,000 $ 229,105 $ 37,000
Bucks, Pennsylvania 38 $ 9,566,000 $ 251,736 $ 72,000
Prince William, Virginia 37 $ 11,133,000 $ 300,891 $ 54,000
Fairfield, Connecticut 35 $ 11,120,000 $ 317,714 $ 75,000
Worcester, Massachusetts 35 $ 8,236,000 $ 235,314 $ 28,000
Mercer, New Jersey 35 $ 8,522,000 $ 243,485 $ 51,000
District of Columbia, District Of Columbia 34 $ 10,515,000 $ 309,264 $ 59,000
Virginia Beach, Virginia 34 $ 7,975,000 $ 234,558 $ 49,000
Bernalillo, New Mexico 33 $ 6,436,000 $ 195,030 $ 35,000
Berks, Pennsylvania 33 $ 5,978,000 $ 181,151 $ 48,000
Howard, Maryland 31 $ 8,443,000 $ 272,354 $ 72,000
Mecklenburg, North Carolina 31 $ 5,244,000 $ 169,161 $ 41,000
Dauphin, Pennsylvania 30 $ 5,589,000 $ 186,300 $ 44,000
Carroll, Maryland 29 $ 7,798,000 $ 268,896 $ 59,000
Frederick, Maryland 29 $ 7,306,000 $ 251,931 $ 46,000
Bristol, Massachusetts 29 $ 7,962,000 $ 274,551 $ 35,000
Atlantic, New Jersey 29 $ 6,969,000 $ 240,310 $ 63,000
Lehigh, Pennsylvania 29 $ 5,982,000 $ 206,275 $ 47,000
Lancaster, Pennsylvania 28 $ 5,562,000 $ 198,642 $ 39,000
Spotsylvania, Virginia 28 $ 7,726,000 $ 275,928 $ 32,000
Suffolk, New York 27 $ 9,096,000 $ 336,888 $ 45,000
Northampton, Pennsylvania 27 $ 6,028,000 $ 223,259 $ 43,000
Essex, Massachusetts 26 $ 6,806,000 $ 261,769 $ 37,000
Passaic, New Jersey 26 $ 7,226,000 $ 277,923 $ 46,000
Somerset, New Jersey 26 $ 7,057,000 $ 271,423 $ 62,000
Union, New Jersey 26 $ 8,185,000 $ 314,807 $ 59,000
Chesapeake, Virginia 26 $ 6,042,000 $ 232,384 $ 44,000
Jefferson, Alabama 25 $ 3,804,000 $ 152,160 $ 31,000
Henry, Georgia 25 $ 5,367,000 $ 214,680 $ 51,000
Clark, Indiana 25 $ 4,017,000 $ 160,680 $ 33,000
Morris, New Jersey 25 $ 8,029,000 $ 321,160 $ 93,000
Newport News, Virginia 25 $ 5,285,000 $ 211,400 $ 41,000
Duval, Florida 23 $ 4,180,000 $ 181,739 $ 14,000
Hampden, Massachusetts 23 $ 4,147,000 $ 180,304 $ 34,000
Plymouth, Massachusetts 23 $ 6,141,000 $ 267,000 $ 55,000
Rensselaer, New York 23 $ 3,534,000 $ 153,652 $ 39,000
Hillsborough, Florida 22 $ 3,512,000 $ 159,636 $ 11,000
Hillsborough, New Hampshire 21 $ 4,723,000 $ 224,904 $ 6,000
Greenville, South Carolina 21 $ 3,325,000 $ 158,333 $ 37,000
Hampton, Virginia 21 $ 4,536,000 $ 216,000 $ 32,000
Broward, Florida 20 $ 4,272,000 $ 213,600 $ 37,000
Clayton, Georgia 20 $ 3,200,000 $ 160,000 $ 24,000
Newton, Georgia 20 $ 3,692,000 $ 184,600 $ 30,000
Lake, Indiana 20 $ 3,297,000 $ 164,850 $ 32,000
Monroe, Pennsylvania 20 $ 3,763,000 $ 188,150 $ 36,000
Richland, South Carolina 19 $ 3,358,000 $ 176,736 $ 29,000
Cape May, New Jersey 18 $ 4,155,000 $ 230,833 $ 76,000
Albany, New York 18 $ 3,077,000 $ 170,944 $ 31,000
Westmoreland, Pennsylvania 18 $ 3,752,000 $ 208,444 $ 54,000
Loudoun, Virginia 18 $ 5,784,000 $ 321,333 $ 48,000
Mobile, Alabama 17 $ 2,652,000 $ 156,000 $ 26,000
Chatham, Georgia 17 $ 3,585,000 $ 210,882 $ 48,000
Cherokee, Georgia 17 $ 3,254,000 $ 191,411 $ 39,000
Charles, Maryland 17 $ 5,631,000 $ 331,235 $ 59,000
Norfolk, Virginia 17 $ 3,081,000 $ 181,235 $ 32,000
Paulding, Georgia 16 $ 3,194,000 $ 199,625 $ 30,000
Cecil, Maryland 16 $ 4,198,000 $ 262,375 $ 55,000
Orange, New York 16 $ 4,372,000 $ 273,250 $ 25,000
Cumberland, Pennsylvania 16 $ 3,175,000 $ 198,437 $ 47,000
Marion, Indiana 15 $ 2,180,000 $ 145,333 $ 6,000
Wicomico, Maryland 15 $ 2,648,000 $ 176,533 $ 44,000
Cumberland, New Jersey 15 $ 2,717,000 $ 181,133 $ 47,000
Lebanon, Pennsylvania 15 $ 2,862,000 $ 190,800 $ 38,000
Litchfield, Connecticut 14 $ 2,948,000 $ 210,571 $ 62,000
Kent, Delaware 14 $ 3,509,000 $ 250,642 $ 61,000
Sussex, Delaware 14 $ 3,061,000 $ 218,642 $ 45,000
Douglas, Georgia 14 $ 2,646,000 $ 189,000 $ 29,000
Forsyth, Georgia 14 $ 3,144,000 $ 224,571 $ 46,000
Richmond, Georgia 14 $ 2,118,000 $ 151,285 $ 17,000
St. Mary's, Maryland 14 $ 3,158,000 $ 225,571 $ 61,000
Washington, Maryland 14 $ 3,431,000 $ 245,071 $ 38,000
Charleston, South Carolina 14 $ 2,706,000 $ 193,285 $ 24,000
New London, Connecticut 13 $ 3,307,000 $ 254,384 $ 49,000
Coweta, Georgia 13 $ 2,701,000 $ 207,769 $ 36,000
Muscogee, Georgia 13 $ 1,833,000 $ 141,000 $ 33,000
Rockdale, Georgia 13 $ 2,814,000 $ 216,461 $ 59,000
York, South Carolina 13 $ 2,449,000 $ 188,384 $ 31,000
Hanover, Virginia 13 $ 2,999,000 $ 230,692 $ 25,000
Bartow, Georgia 12 $ 2,002,000 $ 166,833 $ 54,000
Carroll, Georgia 12 $ 2,065,000 $ 172,083 $ 24,000
Jefferson, Kentucky 12 $ 2,037,000 $ 169,750 $ 32,000
Queen Anne's, Maryland 12 $ 3,974,000 $ 331,166 $ 71,000
Hampshire, Massachusetts 12 $ 2,613,000 $ 217,750 $ 65,000
Ramsey, Minnesota 12 $ 2,477,000 $ 206,416 $ 0
Washington, Minnesota 12 $ 2,395,000 $ 199,583 $ 11,000
Saratoga, New York 12 $ 2,225,000 $ 185,416 $ 65,000
Wake, North Carolina 12 $ 1,949,000 $ 162,416 $ 14,000
Horry, South Carolina 12 $ 2,174,000 $ 181,166 $ 37,000
Davidson, Tennessee 12 $ 2,009,000 $ 167,416 $ 0
Shelby, Tennessee 12 $ 2,130,000 $ 177,500 $ 16,000
Alexandria, Virginia 12 $ 3,653,000 $ 304,416 $ 71,000
Portsmouth, Virginia 12 $ 2,515,000 $ 209,583 $ 35,000
Richmond City, Virginia 12 $ 2,206,000 $ 183,833 $ 34,000
Columbia, Georgia 11 $ 2,173,000 $ 197,545 $ 41,000
Fayette, Georgia 11 $ 2,245,000 $ 204,090 $ 46,000
Hall, Georgia 11 $ 1,875,000 $ 170,454 $ 45,000
Norfolk, Massachusetts 11 $ 3,327,000 $ 302,454 $ 79,000
Rockingham, New Hampshire 11 $ 3,073,000 $ 279,363 $ 47,000
Kings, New York 11 $ 4,402,000 $ 400,181 $ 36,000
Nassau, New York 11 $ 4,182,000 $ 380,181 $ 108,000
Richmond, New York 11 $ 3,257,000 $ 296,090 $ 63,000
Butler, Pennsylvania 11 $ 2,279,000 $ 207,181 $ 83,000
Erie, Pennsylvania 11 $ 1,567,000 $ 142,454 $ 49,000
Washington, Pennsylvania 11 $ 1,973,000 $ 179,363 $ 89,000
Middlesex, Connecticut 10 $ 2,644,000 $ 264,400 $ 28,000
Miami-Dade, Florida 10 $ 1,826,000 $ 182,600 $ 39,000
Houston, Georgia 10 $ 2,164,000 $ 216,400 $ 28,000
Anoka, Minnesota 10 $ 2,217,000 $ 221,700 $ 6,000
Sandoval, New Mexico 10 $ 2,145,000 $ 214,500 $ 14,000
Lackawanna, Pennsylvania 10 $ 1,603,000 $ 160,300 $ 35,000
Pike, Pennsylvania 10 $ 1,871,000 $ 187,100 $ 27,000
Berkeley, South Carolina 10 $ 1,607,000 $ 160,700 $ 23,000
Fauquier, Virginia 10 $ 2,888,000 $ 288,800 $ 73,000
Los Angeles, California 9 $ 2,124,000 $ 236,000 $ 39,000
Tolland, Connecticut 9 $ 2,082,000 $ 231,333 $ 38,000
Calvert, Maryland 9 $ 3,084,000 $ 342,666 $ 64,000
Talbot, Maryland 9 $ 2,084,000 $ 231,555 $ 54,000
Barnstable, Massachusetts 9 $ 2,385,000 $ 265,000 $ 21,000
Dakota, Minnesota 9 $ 2,004,000 $ 222,666 $ 0
Scott, Minnesota 9 $ 2,176,000 $ 241,777 $ 2,000
St. Louis, Missouri 9 $ 1,348,000 $ 149,777 $ 46,000
Hunterdon, New Jersey 9 $ 2,617,000 $ 290,777 $ 79,000
Sussex, New Jersey 9 $ 2,395,000 $ 266,111 $ 86,000
Bronx, New York 9 $ 3,396,000 $ 377,333 $ 29,000
Erie, New York 9 $ 1,838,000 $ 204,222 $ 35,000
Queens, New York 9 $ 3,674,000 $ 408,222 $ 49,000
Schenectady, New York 9 $ 1,747,000 $ 194,111 $ 40,000
Franklin, Pennsylvania 9 $ 1,546,000 $ 171,777 $ 25,000
Luzerne, Pennsylvania 9 $ 1,501,000 $ 166,777 $ 31,000
Rutherford, Tennessee 9 $ 1,831,000 $ 203,444 $ 35,000
James City, Virginia 9 $ 2,429,000 $ 269,888 $ 49,000
Madison, Alabama 8 $ 1,238,000 $ 154,750 $ 27,000
Tuscaloosa, Alabama 8 $ 1,478,000 $ 184,750 $ 0
Windham, Connecticut 8 $ 1,561,000 $ 195,125 $ 41,000
Clay, Florida 8 $ 1,454,000 $ 181,750 $ 10,000
Floyd, Georgia 8 $ 1,258,000 $ 157,250 $ 23,000
Whitfield, Georgia 8 $ 1,457,000 $ 182,125 $ 54,000
Stearns, Minnesota 8 $ 1,344,000 $ 168,000 $ 3,000
Adams, Pennsylvania 8 $ 1,459,000 $ 182,375 $ 28,000
Dorchester, South Carolina 8 $ 1,729,000 $ 216,125 $ 30,000
Stafford, Virginia 8 $ 2,104,000 $ 263,000 $ 54,000
Palm Beach, Florida 7 $ 1,580,000 $ 225,714 $ 110,000
Pinellas, Florida 7 $ 1,192,000 $ 170,285 $ 31,000
Volusia, Florida 7 $ 1,140,000 $ 162,857 $ 15,000
Bibb, Georgia 7 $ 774,000 $ 110,571 $ 32,000
Walton, Georgia 7 $ 1,420,000 $ 202,857 $ 31,000
Floyd, Indiana 7 $ 873,000 $ 124,714 $ 39,000
St. Louis, Minnesota 7 $ 1,035,000 $ 147,857 $ 4,000
Strafford, New Hampshire 7 $ 1,637,000 $ 233,857 $ 31,000
Salem, New Jersey 7 $ 1,496,000 $ 213,714 $ 86,000
Westchester, New York 7 $ 2,059,000 $ 294,142 $ 49,000
Cabarrus, North Carolina 7 $ 1,318,000 $ 188,285 $ 34,000
Beaver, Pennsylvania 7 $ 1,235,000 $ 176,428 $ 10,000
Lycoming, Pennsylvania 7 $ 1,226,000 $ 175,142 $ 44,000
Lexington, South Carolina 7 $ 1,091,000 $ 155,857 $ 55,000
Hamilton, Tennessee 7 $ 1,047,000 $ 149,571 $ 39,000
Knox, Tennessee 7 $ 1,291,000 $ 184,428 $ 9,000
Albemarle, Virginia 7 $ 1,661,000 $ 237,285 $ 70,000
Caroline, Virginia 7 $ 1,716,000 $ 245,142 $ 46,000
Suffolk, Virginia 7 $ 1,530,000 $ 218,571 $ 55,000
Baldwin, Alabama 6 $ 1,059,000 $ 176,500 $ 25,000
Calhoun, Alabama 6 $ 935,000 $ 155,833 $ 6,000
Marion, Florida 6 $ 1,083,000 $ 180,500 $ 21,000
Okaloosa, Florida 6 $ 1,353,000 $ 225,500 $ 19,000
Seminole, Florida 6 $ 1,106,000 $ 184,333 $ 15,000
Liberty, Georgia 6 $ 937,000 $ 156,166 $ 14,000
Johnson, Indiana 6 $ 747,000 $ 124,500 $ 0
Suffolk, Massachusetts 6 $ 2,081,000 $ 346,833 $ 39,000
Merrimack, New Hampshire 6 $ 1,067,000 $ 177,833 $ 46,000
Warren, New Jersey 6 $ 1,556,000 $ 259,333 $ 51,000
Dona Ana, New Mexico 6 $ 901,000 $ 150,166 $ 15,000
Santa Fe, New Mexico 6 $ 1,427,000 $ 237,833 $ 37,000
Cumberland, North Carolina 6 $ 822,000 $ 137,000 $ 4,000
Guilford, North Carolina 6 $ 912,000 $ 152,000 $ 28,000
Johnston, North Carolina 6 $ 1,095,000 $ 182,500 $ 10,000
Lincoln, North Carolina 6 $ 1,252,000 $ 208,666 $ 51,000
Multnomah, Oregon 6 $ 1,387,000 $ 231,166 $ 0
Aiken, South Carolina 6 $ 1,133,000 $ 188,833 $ 34,000
Charlottesville, Virginia 6 $ 1,358,000 $ 226,333 $ 76,000
Roanoke, Virginia 6 $ 1,163,000 $ 193,833 $ 11,000
Roanoke City, Virginia 6 $ 869,000 $ 144,833 $ 26,000
Rockingham, Virginia 6 $ 1,286,000 $ 214,333 $ 48,000
Warren, Virginia 6 $ 1,685,000 $ 280,833 $ 46,000
Elmore, Alabama 5 $ 814,000 $ 162,800 $ 22,000
Lee, Alabama 5 $ 1,052,000 $ 210,400 $ 0
Brevard, Florida 5 $ 767,000 $ 153,400 $ 51,000
Lee, Florida 5 $ 990,000 $ 198,000 $ 9,000
Orange, Florida 5 $ 992,000 $ 198,400 $ 4,000
Pasco, Florida 5 $ 828,000 $ 165,600 $ 8,000
Polk, Florida 5 $ 1,030,000 $ 206,000 $ 0
St. Johns, Florida 5 $ 795,000 $ 159,000 $ 7,000
Camden, Georgia 5 $ 1,003,000 $ 200,600 $ 65,000
Effingham, Georgia 5 $ 1,228,000 $ 245,600 $ 14,000
Walker, Georgia 5 $ 1,134,000 $ 226,800 $ 10,000
Allegany, Maryland 5 $ 610,000 $ 122,000 $ 46,000
Dorchester, Maryland 5 $ 1,008,000 $ 201,600 $ 42,000
Sherburne, Minnesota 5 $ 1,013,000 $ 202,600 $ 0
Jefferson, Missouri 5 $ 1,174,000 $ 234,800 $ 7,000
Buncombe, North Carolina 5 $ 919,000 $ 183,800 $ 17,000
Catawba, North Carolina 5 $ 695,000 $ 139,000 $ 54,000
Gaston, North Carolina 5 $ 776,000 $ 155,200 $ 19,000
Iredell, North Carolina 5 $ 1,184,000 $ 236,800 $ 65,000
Union, North Carolina 5 $ 712,000 $ 142,400 $ 48,000
Linn, Oregon 5 $ 921,000 $ 184,200 $ 18,000
Perry, Pennsylvania 5 $ 689,000 $ 137,800 $ 55,000
Snyder, Pennsylvania 5 $ 763,000 $ 152,600 $ 27,000
Union, Pennsylvania 5 $ 913,000 $ 182,600 $ 34,000
Beaufort, South Carolina 5 $ 1,109,000 $ 221,800 $ 41,000
Sumner, Tennessee 5 $ 980,000 $ 196,000 $ 21,000
Williamson, Tennessee 5 $ 1,145,000 $ 229,000 $ 0
Isle of Wight, Virginia 5 $ 1,433,000 $ 286,600 $ 43,000
Louisa, Virginia 5 $ 1,128,000 $ 225,600 $ 39,000
Washington, Virginia 5 $ 754,000 $ 150,800 $ 50,000
Marshall, Alabama 4 $ 698,000 $ 174,500 $ 0
San Diego, California 4 $ 1,240,000 $ 310,000 $ 31,000
Collier, Florida 4 $ 914,000 $ 228,500 $ 0
Indian River, Florida 4 $ 663,000 $ 165,750 $ 12,000
Santa Rosa, Florida 4 $ 531,000 $ 132,750 $ 9,000
Glynn, Georgia 4 $ 753,000 $ 188,250 $ 0
Cook, Illinois 4 $ 698,000 $ 174,500 $ 67,000
Hamilton, Indiana 4 $ 638,000 $ 159,500 $ 9,000
Morgan, Indiana 4 $ 661,000 $ 165,250 $ 23,000
Androscoggin, Maine 4 $ 716,000 $ 179,000 $ 10,000
Aroostook, Maine 4 $ 557,000 $ 139,250 $ 42,000
York, Maine 4 $ 893,000 $ 223,250 $ 52,000
Franklin, Massachusetts 4 $ 869,000 $ 217,250 $ 17,000
Carver, Minnesota 4 $ 961,000 $ 240,250 $ 0
St. Charles, Missouri 4 $ 975,000 $ 243,750 $ 0
Monroe, New York 4 $ 585,000 $ 146,250 $ 37,000
Forsyth, North Carolina 4 $ 806,000 $ 201,500 $ 32,000
Harnett, North Carolina 4 $ 786,000 $ 196,500 $ 34,000
Clackamas, Oregon 4 $ 1,090,000 $ 272,500 $ 15,000
Armstrong, Pennsylvania 4 $ 702,000 $ 175,500 $ 63,000
Centre, Pennsylvania 4 $ 857,000 $ 214,250 $ 73,000
Greene, Pennsylvania 4 $ 888,000 $ 222,000 $ 75,000
Oconee, South Carolina 4 $ 809,000 $ 202,250 $ 24,000
Spartanburg, South Carolina 4 $ 576,000 $ 144,000 $ 5,000
Sumter, South Carolina 4 $ 591,000 $ 147,750 $ 37,000
Wilson, Tennessee 4 $ 792,000 $ 198,000 $ 0
Arlington, Virginia 4 $ 1,497,000 $ 374,250 $ 72,000
Frederick, Virginia 4 $ 1,207,000 $ 301,750 $ 57,000
King George, Virginia 4 $ 1,066,000 $ 266,500 $ 28,000
Orange, Virginia 4 $ 745,000 $ 186,250 $ 17,000
Prince George, Virginia 4 $ 878,000 $ 219,500 $ 32,000
York, Virginia 4 $ 936,000 $ 234,000 $ 23,000
Lauderdale, Alabama 3 $ 639,000 $ 213,000 $ 88,000
Fresno, California 3 $ 543,000 $ 181,000 $ 19,000
Riverside, California 3 $ 581,000 $ 193,666 $ 0
Charlotte, Florida 3 $ 425,000 $ 141,666 $ 10,000
Lake, Florida 3 $ 590,000 $ 196,666 $ 0
Leon, Florida 3 $ 692,000 $ 230,666 $ 13,000
Manatee, Florida 3 $ 531,000 $ 177,000 $ 46,000
Osceola, Florida 3 $ 675,000 $ 225,000 $ 0
St. Lucie, Florida 3 $ 362,000 $ 120,666 $ 9,000
Barrow, Georgia 3 $ 500,000 $ 166,666 $ 40,000
Brooks, Georgia 3 $ 472,000 $ 157,333 $ 51,000
Bryan, Georgia 3 $ 467,000 $ 155,666 $ 39,000
Butts, Georgia 3 $ 551,000 $ 183,666 $ 25,000
Clarke, Georgia 3 $ 377,000 $ 125,666 $ 7,000
Dougherty, Georgia 3 $ 482,000 $ 160,666 $ 62,000
Gordon, Georgia 3 $ 895,000 $ 298,333 $ 72,000
Haralson, Georgia 3 $ 476,000 $ 158,666 $ 15,000
Harris, Georgia 3 $ 517,000 $ 172,333 $ 17,000
Jackson, Georgia 3 $ 670,000 $ 223,333 $ 0
Jones, Georgia 3 $ 376,000 $ 125,333 $ 67,000
Lamar, Georgia 3 $ 765,000 $ 255,000 $ 49,000
Lowndes, Georgia 3 $ 579,000 $ 193,000 $ 30,000
Thomas, Georgia 3 $ 435,000 $ 145,000 $ 23,000
Tift, Georgia 3 $ 470,000 $ 156,666 $ 20,000
Honolulu, Hawaii 3 $ 1,333,000 $ 444,333 $ 65,000
St. Clair, Illinois 3 $ 467,000 $ 155,666 $ 18,000
Will, Illinois 3 $ 803,000 $ 267,666 $ 89,000
Winnebago, Illinois 3 $ 479,000 $ 159,666 $ 41,000
Madison, Indiana 3 $ 595,000 $ 198,333 $ 31,000
Porter, Indiana 3 $ 643,000 $ 214,333 $ 0
St. Joseph, Indiana 3 $ 397,000 $ 132,333 $ 0
Warrick, Indiana 3 $ 474,000 $ 158,000 $ 0
Henderson, Kentucky 3 $ 527,000 $ 175,666 $ 0
Kenton, Kentucky 3 $ 468,000 $ 156,000 $ 0
Oldham, Kentucky 3 $ 664,000 $ 221,333 $ 54,000
Cumberland, Maine 3 $ 667,000 $ 222,333 $ 75,000
Somerset, Maryland 3 $ 538,000 $ 179,333 $ 25,000
Worcester, Maryland 3 $ 467,000 $ 155,666 $ 56,000
Crow Wing, Minnesota 3 $ 645,000 $ 215,000 $ 0
Morrison, Minnesota 3 $ 386,000 $ 128,666 $ 24,000
Cheshire, New Hampshire 3 $ 537,000 $ 179,000 $ 28,000
Sullivan, New Hampshire 3 $ 536,000 $ 178,666 $ 39,000
Eddy, New Mexico 3 $ 470,000 $ 156,666 $ 18,000
Dutchess, New York 3 $ 717,000 $ 239,000 $ 47,000
Rockland, New York 3 $ 1,026,000 $ 342,000 $ 92,000
Ulster, New York 3 $ 543,000 $ 181,000 $ 18,000
Durham, North Carolina 3 $ 584,000 $ 194,666 $ 55,000
Randolph, North Carolina 3 $ 518,000 $ 172,666 $ 45,000
Rowan, North Carolina 3 $ 649,000 $ 216,333 $ 0
Jackson, Oregon 3 $ 723,000 $ 241,000 $ 0
Lane, Oregon 3 $ 432,000 $ 144,000 $ 10,000
Marion, Oregon 3 $ 515,000 $ 171,666 $ 0
Washington, Oregon 3 $ 769,000 $ 256,333 $ 0
Cambria, Pennsylvania 3 $ 300,000 $ 100,000 $ 23,000
Carbon, Pennsylvania 3 $ 525,000 $ 175,000 $ 45,000
Columbia, Pennsylvania 3 $ 638,000 $ 212,666 $ 14,000
Lawrence, Pennsylvania 3 $ 456,000 $ 152,000 $ 27,000
Mercer, Pennsylvania 3 $ 554,000 $ 184,666 $ 57,000
Somerset, Pennsylvania 3 $ 506,000 $ 168,666 $ 58,000
Tioga, Pennsylvania 3 $ 685,000 $ 228,333 $ 68,000
Wyoming, Pennsylvania 3 $ 453,000 $ 151,000 $ 40,000
Georgetown, South Carolina 3 $ 661,000 $ 220,333 $ 52,000
Bradley, Tennessee 3 $ 613,000 $ 204,333 $ 16,000
Montgomery, Tennessee 3 $ 526,000 $ 175,333 $ 0
Campbell, Virginia 3 $ 385,000 $ 128,333 $ 25,000
Gloucester, Virginia 3 $ 775,000 $ 258,333 $ 52,000
King William, Virginia 3 $ 748,000 $ 249,333 $ 0
Houston, Alabama 2 $ 278,000 $ 139,000 $ 0
Morgan, Alabama 2 $ 428,000 $ 214,000 $ 0
Shelby, Alabama 2 $ 377,000 $ 188,500 $ 39,000
Orange, California 2 $ 417,000 $ 208,500 $ 0
Sacramento, California 2 $ 508,000 $ 254,000 $ 50,000
Ventura, California 2 $ 469,000 $ 234,500 $ 0
Alachua, Florida 2 $ 301,000 $ 150,500 $ 0
Bay, Florida 2 $ 384,000 $ 192,000 $ 0
Putnam, Florida 2 $ 421,000 $ 210,500 $ 81,000
Sarasota, Florida 2 $ 465,000 $ 232,500 $ 0
Washington, Florida 2 $ 339,000 $ 169,500 $ 0
Bulloch, Georgia 2 $ 390,000 $ 195,000 $ 77,000
Dawson, Georgia 2 $ 692,000 $ 346,000 $ 0
Elbert, Georgia 2 $ 391,000 $ 195,500 $ 78,000
Gilmer, Georgia 2 $ 426,000 $ 213,000 $ 37,000
Habersham, Georgia 2 $ 313,000 $ 156,500 $ 0
Lee, Georgia 2 $ 418,000 $ 209,000 $ 49,000
Lumpkin, Georgia 2 $ 290,000 $ 145,000 $ 26,000
Madison, Georgia 2 $ 396,000 $ 198,000 $ 16,000
McDuffie, Georgia 2 $ 330,000 $ 165,000 $ 23,000
Oconee, Georgia 2 $ 371,000 $ 185,500 $ 63,000
Pickens, Georgia 2 $ 350,000 $ 175,000 $ 50,000
Spalding, Georgia 2 $ 341,000 $ 170,500 $ 24,000
Troup, Georgia 2 $ 206,000 $ 103,000 $ 49,000
Ware, Georgia 2 $ 314,000 $ 157,000 $ 0
DuPage, Illinois 2 $ 537,000 $ 268,500 $ 155,000
Peoria, Illinois 2 $ 249,000 $ 124,500 $ 0
Dearborn, Indiana 2 $ 430,000 $ 215,000 $ 0
Delaware, Indiana 2 $ 319,000 $ 159,500 $ 0
Hancock, Indiana 2 $ 316,000 $ 158,000 $ 0
Hendricks, Indiana 2 $ 303,000 $ 151,500 $ 0
Jasper, Indiana 2 $ 208,000 $ 104,000 $ 38,000
LaGrange, Indiana 2 $ 253,000 $ 126,500 $ 0
LaPorte, Indiana 2 $ 257,000 $ 128,500 $ 19,000
Monroe, Indiana 2 $ 272,000 $ 136,000 $ 0
Shelby, Indiana 2 $ 300,000 $ 150,000 $ 0
Starke, Indiana 2 $ 364,000 $ 182,000 $ 0
Whitley, Indiana 2 $ 236,000 $ 118,000 $ 0
Campbell, Kentucky 2 $ 352,000 $ 176,000 $ 0
Fayette, Kentucky 2 $ 403,000 $ 201,500 $ 0
Hardin, Kentucky 2 $ 281,000 $ 140,500 $ 107,000
Franklin, Maine 2 $ 215,000 $ 107,500 $ 39,000
Penobscot, Maine 2 $ 235,000 $ 117,500 $ 17,000
Caroline, Maryland 2 $ 385,000 $ 192,500 $ 48,000
Kent, Maryland 2 $ 338,000 $ 169,000 $ 51,000
Chisago, Minnesota 2 $ 537,000 $ 268,500 $ 117,000
Clay, Minnesota 2 $ 393,000 $ 196,500 $ 0
Itasca, Minnesota 2 $ 502,000 $ 251,000 $ 0
McLeod, Minnesota 2 $ 306,000 $ 153,000 $ 0
Olmsted, Minnesota 2 $ 410,000 $ 205,000 $ 0
Otter Tail, Minnesota 2 $ 239,000 $ 119,500 $ 29,000
Cape Girardeau, Missouri 2 $ 437,000 $ 218,500 $ 0
Clay, Missouri 2 $ 311,000 $ 155,500 $ 39,000
Jackson, Missouri 2 $ 261,000 $ 130,500 $ 13,000
Grafton, New Hampshire 2 $ 350,000 $ 175,000 $ 0
Roosevelt, New Mexico 2 $ 385,000 $ 192,500 $ 28,000
San Juan, New Mexico 2 $ 280,000 $ 140,000 $ 20,000
San Miguel, New Mexico 2 $ 358,000 $ 179,000 $ 40,000
Valencia, New Mexico 2 $ 415,000 $ 207,500 $ 60,000
Greene, New York 2 $ 387,000 $ 193,500 $ 24,000
Jefferson, New York 2 $ 354,000 $ 177,000 $ 16,000
Montgomery, New York 2 $ 318,000 $ 159,000 $ 35,000
New York, New York 2 $ 1,003,000 $ 501,500 $ 136,000
Franklin, North Carolina 2 $ 296,000 $ 148,000 $ 31,000
Montgomery, North Carolina 2 $ 194,000 $ 97,000 $ 20,000
Moore, North Carolina 2 $ 585,000 $ 292,500 $ 33,000
Pender, North Carolina 2 $ 546,000 $ 273,000 $ 71,000
Rockingham, North Carolina 2 $ 428,000 $ 214,000 $ 27,000
Wilkes, North Carolina 2 $ 188,000 $ 94,000 $ 33,000
Wilson, North Carolina 2 $ 433,000 $ 216,500 $ 0
Blair, Pennsylvania 2 $ 273,000 $ 136,500 $ 64,000
Clarion, Pennsylvania 2 $ 352,000 $ 176,000 $ 20,000
Fulton, Pennsylvania 2 $ 318,000 $ 159,000 $ 13,000
Indiana, Pennsylvania 2 $ 252,000 $ 126,000 $ 49,000
Northumberland, Pennsylvania 2 $ 284,000 $ 142,000 $ 26,000
Schuylkill, Pennsylvania 2 $ 122,000 $ 61,000 $ 35,000
Anderson, South Carolina 2 $ 463,000 $ 231,500 $ 47,000
Florence, South Carolina 2 $ 382,000 $ 191,000 $ 0
Orangeburg, South Carolina 2 $ 285,000 $ 142,500 $ 36,000
Pickens, South Carolina 2 $ 441,000 $ 220,500 $ 28,000
Anderson, Tennessee 2 $ 468,000 $ 234,000 $ 49,000
Blount, Tennessee 2 $ 361,000 $ 180,500 $ 0
Campbell, Tennessee 2 $ 357,000 $ 178,500 $ 55,000
Cheatham, Tennessee 2 $ 439,000 $ 219,500 $ 81,000
Dickson, Tennessee 2 $ 444,000 $ 222,000 $ 26,000
Loudon, Tennessee 2 $ 230,000 $ 115,000 $ 7,000
Madison, Tennessee 2 $ 340,000 $ 170,000 $ 0
Maury, Tennessee 2 $ 258,000 $ 129,000 $ 54,000
Putnam, Tennessee 2 $ 344,000 $ 172,000 $ 46,000
Sullivan, Tennessee 2 $ 315,000 $ 157,500 $ 0
Tipton, Tennessee 2 $ 358,000 $ 179,000 $ 0
Amherst, Virginia 2 $ 400,000 $ 200,000 $ 30,000
Augusta, Virginia 2 $ 412,000 $ 206,000 $ 58,000
Bedford, Virginia 2 $ 361,000 $ 180,500 $ 42,000
Botetourt, Virginia 2 $ 343,000 $ 171,500 $ 27,000
Charles City, Virginia 2 $ 363,000 $ 181,500 $ 0
Charlotte, Virginia 2 $ 449,000 $ 224,500 $ 0
Colonial Heights, Virginia 2 $ 570,000 $ 285,000 $ 38,000
Franklin, Virginia 2 $ 432,000 $ 216,000 $ 73,000
Goochland, Virginia 2 $ 578,000 $ 289,000 $ 38,000
Hopewell, Virginia 2 $ 298,000 $ 149,000 $ 25,000
Lynchburg, Virginia 2 $ 352,000 $ 176,000 $ 59,000
Montgomery, Virginia 2 $ 325,000 $ 162,500 $ 31,000
Petersburg, Virginia 2 $ 358,000 $ 179,000 $ 72,000
Pittsylvania, Virginia 2 $ 396,000 $ 198,000 $ 0
Powhatan, Virginia 2 $ 485,000 $ 242,500 $ 30,000
Salem, Virginia 2 $ 318,000 $ 159,000 $ 26,000
Berkeley, West Virginia 2 $ 584,000 $ 292,000 $ 34,000
Kanawha, West Virginia 2 $ 189,000 $ 94,500 $ 14,000
Putnam, West Virginia 2 $ 292,000 $ 146,000 $ 43,000
Autauga, Alabama 1 $ 153,000 $ 153,000 $ 0
Butler, Alabama 1 $ 185,000 $ 185,000 $ 0
Coosa, Alabama 1 $ 163,000 $ 163,000 $ 0
Covington, Alabama 1 $ 225,000 $ 225,000 $ 0
Cullman, Alabama 1 $ 211,000 $ 211,000 $ 0
Dale, Alabama 1 $ 79,000 $ 79,000 $ 0
DeKalb, Alabama 1 $ 188,000 $ 188,000 $ 0
Etowah, Alabama 1 $ 94,000 $ 94,000 $ 18,000
Limestone, Alabama 1 $ 77,000 $ 77,000 $ 20,000
Marengo, Alabama 1 $ 158,000 $ 158,000 $ 141,000
Pickens, Alabama 1 $ 162,000 $ 162,000 $ 57,000
Walker, Alabama 1 $ 168,000 $ 168,000 $ 70,000
Calaveras, California 1 $ 314,000 $ 314,000 $ 0
Contra Costa, California 1 $ 409,000 $ 409,000 $ 0
El Dorado, California 1 $ 328,000 $ 328,000 $ 0
Humboldt, California 1 $ 213,000 $ 213,000 $ 0
Kern, California 1 $ 196,000 $ 196,000 $ 0
Lassen, California 1 $ 219,000 $ 219,000 $ 89,000
Madera, California 1 $ 251,000 $ 251,000 $ 0
Mariposa, California 1 $ 304,000 $ 304,000 $ 68,000
Merced, California 1 $ 190,000 $ 190,000 $ 0
San Bernardino, California 1 $ 314,000 $ 314,000 $ 0
San Luis Obispo, California 1 $ 301,000 $ 301,000 $ 0
Santa Barbara, California 1 $ 273,000 $ 273,000 $ 0
Shasta, California 1 $ 169,000 $ 169,000 $ 40,000
Sonoma, California 1 $ 347,000 $ 347,000 $ 0
Stanislaus, California 1 $ 272,000 $ 272,000 $ 0
Yuba, California 1 $ 115,000 $ 115,000 $ 0
El Paso, Colorado 1 $ 255,000 $ 255,000 $ 153,000
DeSoto, Florida 1 $ 190,000 $ 190,000 $ 155,000
Franklin, Florida 1 $ 131,000 $ 131,000 $ 62,000
Highlands, Florida 1 $ 86,000 $ 86,000 $ 40,000
Jackson, Florida 1 $ 160,000 $ 160,000 $ 0
Levy, Florida 1 $ 191,000 $ 191,000 $ 0
Martin, Florida 1 $ 252,000 $ 252,000 $ 0
Monroe, Florida 1 $ 275,000 $ 275,000 $ 112,000
Nassau, Florida 1 $ 105,000 $ 105,000 $ 42,000
Sumter, Florida 1 $ 275,000 $ 275,000 $ 0
Walton, Florida 1 $ 195,000 $ 195,000 $ 0
Baldwin, Georgia 1 $ 171,000 $ 171,000 $ 0
Banks, Georgia 1 $ 181,000 $ 181,000 $ 0
Berrien, Georgia 1 $ 198,000 $ 198,000 $ 64,000
Burke, Georgia 1 $ 255,000 $ 255,000 $ 0
Catoosa, Georgia 1 $ 203,000 $ 203,000 $ 0
Coffee, Georgia 1 $ 137,000 $ 137,000 $ 44,000
Cook, Georgia 1 $ 203,000 $ 203,000 $ 37,000
Page:

Mortgage Loan Application Detail Totals for NFM, Inc in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,626 $1,257,711,000 $223,000 $778,000 $44,000 $1,391,000
Home Purchase 224 $48,939,000 $218,000 $575,000 $67,000 $272,000
Home Improvement 11 $2,788,000 $253,000 $518,000 $37,000 $116,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,625 $585,201,000 $222,000 $730,000 $46,000 $838,000
Not Provided 2,349 $522,329,000 $222,000 $778,000 $45,000 $1,391,000
Black or African American 649 $144,182,000 $222,000 $718,000 $36,000 $300,000
Hispanic 171 $39,183,000 $229,000 $525,000 $41,000 $440,000
Asian 49 $13,945,000 $284,000 $541,000 $65,000 $265,000
Native Hawaiian or Other Pacific Islander 10 $3,001,000 $300,000 $623,000 $76,000 $136,000
American Indian or Alaskan Native 8 $1,597,000 $199,000 $300,000 $39,000 $70,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,518 $1,006,320,000 $222,000 $729,000 $37,000 $1,391,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,052 $238,198,000 $226,000 $778,000 $81,000 $838,000
VA-guaranteed (Veterans Administration) 289 $64,523,000 $223,000 $576,000 $33,000 $218,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $397,000 $198,000 $255,000 $58,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,652 $596,696,000 $224,000 $729,000 $40,000 $498,000
File Closed For Incompleteness 2,322 $523,205,000 $225,000 $778,000 $53,000 $1,391,000
Application Withdrawn By Applicant 555 $118,434,000 $213,000 $730,000 $32,000 $457,000
Application Denied By Financial Institution 326 $69,695,000 $213,000 $603,000 $43,000 $252,000
Application Approved But Not Accepted 6 $1,408,000 $234,000 $365,000 $73,000 $140,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 140 $30,150,000 $215,000 $603,000 $37,000 $195,000
Collateral 32 $6,751,000 $210,000 $476,000 $60,000 $137,000
Debt-To-Income Ratio 24 $5,407,000 $225,000 $478,000 $56,000 $175,000
Unverifiable Information 10 $2,600,000 $260,000 $594,000 $49,000 $114,000
Other 9 $2,250,000 $250,000 $416,000 $65,000 $196,000
Employment History 6 $1,241,000 $206,000 $289,000 $24,000 $78,000
Credit Application Incomplete 4 $1,428,000 $357,000 $442,000 $88,000 $121,000
Mortgage Insurance Denied 3 $521,000 $173,000 $234,000 $52,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 1 $172,000 $172,000 $172,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

Download the Maryland Lender List