Np, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Np, Inc. E, 4800 N Federal Hwy #200 Boca Raton, FL 33431 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 3,454 |
| Total Mortgage Loan Application Amount | $949,450,000 |
| Average Mortgage Loan Application Amount | $277,750 |
| Highest Mortgage Loan Application Amount | $3,925,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Np, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Np, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Np, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Np, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Np, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Np, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 748 | $ 220,110,000 | $ 294,000 | $ 129,000 |
| Broward County Florida | 665 | $ 203,385,000 | $ 305,000 | $ 133,000 |
| Miami-Dade County Florida | 207 | $ 69,115,000 | $ 333,000 | $ 148,000 |
| Ocean County New Jersey | 85 | $ 20,075,000 | $ 236,000 | $ 97,000 |
| Orange County Florida | 70 | $ 21,030,000 | $ 300,000 | $ 129,000 |
| Lubbock County Texas | 68 | $ 11,930,000 | $ 175,000 | $ 88,000 |
| Lake County Florida | 67 | $ 18,615,000 | $ 277,000 | $ 90,000 |
| St. Lucie County Florida | 47 | $ 10,125,000 | $ 215,000 | $ 93,000 |
| Osceola County Florida | 43 | $ 9,175,000 | $ 213,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 43 | $ 7,655,000 | $ 178,000 | $ 80,000 |
| Indian River County Florida | 37 | $ 7,775,000 | $ 210,000 | $ 91,000 |
| Martin County Florida | 34 | $ 11,430,000 | $ 336,000 | $ 184,000 |
| Monmouth County New Jersey | 31 | $ 10,765,000 | $ 347,000 | $ 131,000 |
| Hillsborough County Florida | 29 | $ 9,055,000 | $ 312,000 | $ 104,000 |
| Polk County Florida | 26 | $ 5,060,000 | $ 194,000 | $ 111,000 |
| Essex County New Jersey | 26 | $ 8,060,000 | $ 310,000 | $ 97,000 |
| Pasco County Florida | 25 | $ 6,825,000 | $ 273,000 | $ 103,000 |
| Lee County Florida | 24 | $ 5,850,000 | $ 243,000 | $ 103,000 |
| Tarrant County Texas | 23 | $ 4,725,000 | $ 205,000 | $ 70,000 |
| St. Johns County Florida | 22 | $ 7,790,000 | $ 354,000 | $ 127,000 |
| Collier County Florida | 21 | $ 6,925,000 | $ 329,000 | $ 188,000 |
| Pinellas County Florida | 21 | $ 6,535,000 | $ 311,000 | $ 139,000 |
| Cook County Illinois | 20 | $ 6,930,000 | $ 346,000 | $ 141,000 |
| Prince George's County Maryland | 20 | $ 5,490,000 | $ 274,000 | $ 80,000 |
| Bexar County Texas | 20 | $ 5,140,000 | $ 257,000 | $ 115,000 |
| Brevard County Florida | 19 | $ 4,065,000 | $ 213,000 | $ 76,000 |
| Volusia County Florida | 18 | $ 5,150,000 | $ 286,000 | $ 109,000 |
| Catawba County North Carolina | 18 | $ 2,910,000 | $ 161,000 | $ 57,000 |
| Delaware County Pennsylvania | 18 | $ 3,140,000 | $ 174,000 | $ 50,000 |
| Charleston County South Carolina | 18 | $ 5,370,000 | $ 298,000 | $ 101,000 |
| Passaic County New Jersey | 17 | $ 4,615,000 | $ 271,000 | $ 87,000 |
| Cuyahoga County Ohio | 17 | $ 1,955,000 | $ 115,000 | $ 49,000 |
| Sarasota County Florida | 14 | $ 3,890,000 | $ 277,000 | $ 183,000 |
| Seminole County Florida | 14 | $ 3,730,000 | $ 266,000 | $ 98,000 |
| Denton County Texas | 14 | $ 3,460,000 | $ 247,000 | $ 101,000 |
| Baltimore County Maryland | 13 | $ 3,055,000 | $ 235,000 | $ 56,000 |
| Mecklenburg County North Carolina | 13 | $ 3,095,000 | $ 238,000 | $ 91,000 |
| Berkeley County South Carolina | 13 | $ 2,455,000 | $ 188,000 | $ 82,000 |
| Los Angeles County California | 12 | $ 5,340,000 | $ 445,000 | $ 98,000 |
| Bergen County New Jersey | 12 | $ 4,080,000 | $ 340,000 | $ 123,000 |
| Middlesex County New Jersey | 12 | $ 3,230,000 | $ 269,000 | $ 111,000 |
| Midland County Texas | 12 | $ 2,860,000 | $ 238,000 | $ 99,000 |
| Chesterfield County Virginia | 12 | $ 2,100,000 | $ 175,000 | $ 64,000 |
| Harris County Texas | 11 | $ 2,915,000 | $ 265,000 | $ 126,000 |
| Burlington County New Jersey | 10 | $ 2,560,000 | $ 256,000 | $ 75,000 |
| Henrico County Virginia | 10 | $ 2,030,000 | $ 203,000 | $ 64,000 |
| Anne Arundel County Maryland | 9 | $ 2,225,000 | $ 247,000 | $ 58,000 |
| Morris County New Jersey | 9 | $ 3,195,000 | $ 355,000 | $ 107,000 |
| Clermont County Ohio | 9 | $ 1,545,000 | $ 171,000 | $ 58,000 |
| Dorchester County South Carolina | 9 | $ 1,815,000 | $ 201,000 | $ 63,000 |
| Travis County Texas | 9 | $ 2,495,000 | $ 277,000 | $ 116,000 |
| Duval County Florida | 8 | $ 1,730,000 | $ 216,000 | $ 50,000 |
| Marion County Florida | 8 | $ 1,550,000 | $ 193,000 | $ 55,000 |
| Cobb County Georgia | 8 | $ 1,720,000 | $ 215,000 | $ 92,000 |
| Gwinnett County Georgia | 8 | $ 1,550,000 | $ 193,000 | $ 70,000 |
| Harford County Maryland | 8 | $ 2,240,000 | $ 280,000 | $ 84,000 |
| Bucks County Pennsylvania | 8 | $ 2,550,000 | $ 318,000 | $ 132,000 |
| Collin County Texas | 8 | $ 2,190,000 | $ 273,000 | $ 102,000 |
| Dallas County Texas | 8 | $ 1,690,000 | $ 211,000 | $ 89,000 |
| Cape Girardeau County Missouri | 7 | $ 915,000 | $ 130,000 | $ 51,000 |
| Sussex County New Jersey | 7 | $ 1,365,000 | $ 195,000 | $ 74,000 |
| Iredell County North Carolina | 7 | $ 1,095,000 | $ 156,000 | $ 66,000 |
| Montgomery County Pennsylvania | 7 | $ 1,925,000 | $ 275,000 | $ 127,000 |
| York County South Carolina | 7 | $ 1,555,000 | $ 222,000 | $ 73,000 |
| Ector County Texas | 7 | $ 1,445,000 | $ 206,000 | $ 80,000 |
| Kern County California | 6 | $ 740,000 | $ 123,000 | $ 84,000 |
| Clay County Florida | 6 | $ 1,250,000 | $ 208,000 | $ 54,000 |
| Flagler County Florida | 6 | $ 3,520,000 | $ 586,000 | $ 279,000 |
| Manatee County Florida | 6 | $ 2,930,000 | $ 488,000 | $ 296,000 |
| DeKalb County Georgia | 6 | $ 1,850,000 | $ 308,000 | $ 184,000 |
| Will County Illinois | 6 | $ 1,100,000 | $ 183,000 | $ 65,000 |
| Camden County New Jersey | 6 | $ 1,230,000 | $ 205,000 | $ 69,000 |
| Union County New Jersey | 6 | $ 1,750,000 | $ 291,000 | $ 102,000 |
| Summit County Ohio | 6 | $ 790,000 | $ 131,000 | $ 72,000 |
| Richland County South Carolina | 6 | $ 1,180,000 | $ 196,000 | $ 50,000 |
| Fort Bend County Texas | 6 | $ 2,020,000 | $ 336,000 | $ 103,000 |
| Virginia Beach County Virginia | 6 | $ 1,420,000 | $ 236,000 | $ 48,000 |
| Fresno County California | 5 | $ 1,325,000 | $ 265,000 | $ 83,000 |
| San Bernardino County California | 5 | $ 1,255,000 | $ 251,000 | $ 70,000 |
| Weld County Colorado | 5 | $ 1,285,000 | $ 257,000 | $ 100,000 |
| Fulton County Georgia | 5 | $ 1,415,000 | $ 283,000 | $ 266,000 |
| DuPage County Illinois | 5 | $ 805,000 | $ 161,000 | $ 72,000 |
| Elkhart County Indiana | 5 | $ 945,000 | $ 189,000 | $ 79,000 |
| Marion County Indiana | 5 | $ 795,000 | $ 159,000 | $ 52,000 |
| Caldwell County North Carolina | 5 | $ 765,000 | $ 153,000 | $ 55,000 |
| Hamilton County Ohio | 5 | $ 625,000 | $ 125,000 | $ 64,000 |
| Orange County California | 4 | $ 2,050,000 | $ 512,000 | $ 274,000 |
| Sacramento County California | 4 | $ 1,240,000 | $ 310,000 | $ 109,000 |
| Citrus County Florida | 4 | $ 760,000 | $ 190,000 | $ 105,000 |
| Escambia County Florida | 4 | $ 360,000 | $ 90,000 | $ 134,000 |
| Lake County Illinois | 4 | $ 1,030,000 | $ 257,000 | $ 102,000 |
| Lake County Indiana | 4 | $ 600,000 | $ 150,000 | $ 50,000 |
| Scott County Missouri | 4 | $ 500,000 | $ 125,000 | $ 65,000 |
| Rockingham County New Hampshire | 4 | $ 1,020,000 | $ 255,000 | $ 55,000 |
| Burke County North Carolina | 4 | $ 510,000 | $ 127,000 | $ 38,000 |
| Wake County North Carolina | 4 | $ 890,000 | $ 222,000 | $ 80,000 |
| Franklin County Ohio | 4 | $ 700,000 | $ 175,000 | $ 65,000 |
| Medina County Ohio | 4 | $ 780,000 | $ 195,000 | $ 82,000 |
| Chester County Pennsylvania | 4 | $ 2,410,000 | $ 602,000 | $ 126,000 |
| El Paso County Texas | 4 | $ 430,000 | $ 107,000 | $ 40,000 |
| Ellis County Texas | 4 | $ 960,000 | $ 240,000 | $ 115,000 |
| Nueces County Texas | 4 | $ 720,000 | $ 180,000 | $ 84,000 |
| Williamson County Texas | 4 | $ 800,000 | $ 200,000 | $ 79,000 |
| Chesapeake County Virginia | 4 | $ 1,300,000 | $ 325,000 | $ 98,000 |
| Hanover County Virginia | 4 | $ 890,000 | $ 222,000 | $ 45,000 |
| Shelby County Alabama | 3 | $ 445,000 | $ 148,000 | $ 55,000 |
| Riverside County California | 3 | $ 865,000 | $ 288,000 | $ 104,000 |
| Ventura County California | 3 | $ 1,925,000 | $ 641,000 | $ 186,000 |
| Jefferson County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 134,000 |
| Fairfield County Connecticut | 3 | $ 1,905,000 | $ 635,000 | $ 268,000 |
| Hartford County Connecticut | 3 | $ 685,000 | $ 228,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 3 | $ 945,000 | $ 315,000 | $ 71,000 |
| Alachua County Florida | 3 | $ 485,000 | $ 161,000 | $ 182,000 |
| Charlotte County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 153,000 |
| Leon County Florida | 3 | $ 675,000 | $ 225,000 | $ 98,000 |
| Fannin County Georgia | 3 | $ 425,000 | $ 141,000 | $ 73,000 |
| Kane County Illinois | 3 | $ 555,000 | $ 185,000 | $ 80,000 |
| McHenry County Illinois | 3 | $ 605,000 | $ 201,000 | $ 39,000 |
| St. Clair County Illinois | 3 | $ 865,000 | $ 288,000 | $ 103,000 |
| Baltimore City County Maryland | 3 | $ 465,000 | $ 155,000 | $ 46,000 |
| Charles County Maryland | 3 | $ 1,125,000 | $ 375,000 | $ 45,000 |
| Frederick County Maryland | 3 | $ 1,115,000 | $ 371,000 | $ 107,000 |
| St. Louis County Missouri | 3 | $ 485,000 | $ 161,000 | $ 85,000 |
| Merrimack County New Hampshire | 3 | $ 805,000 | $ 268,000 | $ 30,000 |
| Cape May County New Jersey | 3 | $ 895,000 | $ 298,000 | $ 106,000 |
| Mercer County New Jersey | 3 | $ 505,000 | $ 168,000 | $ 85,000 |
| Union County North Carolina | 3 | $ 2,365,000 | $ 788,000 | $ 263,000 |
| Adams County Ohio | 3 | $ 365,000 | $ 121,000 | $ 72,000 |
| Lake County Ohio | 3 | $ 475,000 | $ 158,000 | $ 76,000 |
| Berks County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 105,000 |
| Northampton County Pennsylvania | 3 | $ 755,000 | $ 251,000 | $ 100,000 |
| Horry County South Carolina | 3 | $ 575,000 | $ 191,000 | $ 57,000 |
| Sevier County Tennessee | 3 | $ 605,000 | $ 201,000 | $ 111,000 |
| Shelby County Tennessee | 3 | $ 805,000 | $ 268,000 | $ 73,000 |
| Aransas County Texas | 3 | $ 485,000 | $ 161,000 | $ 64,000 |
| Erath County Texas | 3 | $ 385,000 | $ 128,000 | $ 47,000 |
| Richmond City County Virginia | 3 | $ 795,000 | $ 265,000 | $ 128,000 |
| Chilton County Alabama | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Jefferson County Alabama | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Maricopa County Arizona | 2 | $ 900,000 | $ 450,000 | $ 258,000 |
| Alameda County California | 2 | $ 1,250,000 | $ 625,000 | $ 177,000 |
| Mendocino County California | 2 | $ 830,000 | $ 415,000 | $ 99,000 |
| San Benito County California | 2 | $ 750,000 | $ 375,000 | $ 85,000 |
| San Joaquin County California | 2 | $ 650,000 | $ 325,000 | $ 91,000 |
| Santa Clara County California | 2 | $ 1,040,000 | $ 520,000 | $ 185,000 |
| Solano County California | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Broomfield County Colorado | 2 | $ 860,000 | $ 430,000 | $ 247,000 |
| Denver County Colorado | 2 | $ 870,000 | $ 435,000 | $ 400,000 |
| El Paso County Colorado | 2 | $ 340,000 | $ 170,000 | $ 114,000 |
| Larimer County Colorado | 2 | $ 460,000 | $ 230,000 | $ 125,000 |
| Pueblo County Colorado | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Monroe County Florida | 2 | $ 1,310,000 | $ 655,000 | $ 432,000 |
| Nassau County Florida | 2 | $ 680,000 | $ 340,000 | $ 176,000 |
| Butts County Georgia | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Cherokee County Georgia | 2 | $ 670,000 | $ 335,000 | $ 65,000 |
| Henry County Georgia | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Muscogee County Georgia | 2 | $ 550,000 | $ 275,000 | $ 291,000 |
| Newton County Georgia | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Walton County Georgia | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Johnson County Indiana | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
| Howard County Maryland | 2 | $ 690,000 | $ 345,000 | $ 99,000 |
| Montgomery County Maryland | 2 | $ 710,000 | $ 355,000 | $ 34,000 |
| Oakland County Michigan | 2 | $ 610,000 | $ 305,000 | $ 124,000 |
| Anoka County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 38,000 |
| Atlantic County New Jersey | 2 | $ 280,000 | $ 140,000 | $ 106,000 |
| Gloucester County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 120,000 |
| Hudson County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Cabarrus County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 28,000 |
| Franklin County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 40,000 |
| Johnston County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 67,000 |
| New Hanover County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 56,000 |
| Ashtabula County Ohio | 2 | $ 320,000 | $ 160,000 | $ 30,000 |
| Brown County Ohio | 2 | $ 320,000 | $ 160,000 | $ 65,000 |
| Butler County Ohio | 2 | $ 390,000 | $ 195,000 | $ 32,000 |
| Geauga County Ohio | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Greene County Ohio | 2 | $ 490,000 | $ 245,000 | $ 27,000 |
| Highland County Ohio | 2 | $ 230,000 | $ 115,000 | $ 29,000 |
| Lorain County Ohio | 2 | $ 550,000 | $ 275,000 | $ 95,000 |
| Warren County Ohio | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Allegheny County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| York County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 20,000 |
| Chesterfield County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 35,000 |
| Greenville County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Lancaster County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 32,000 |
| Sumter County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 26,000 |
| Dawson County Texas | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Grayson County Texas | 2 | $ 260,000 | $ 130,000 | $ 24,000 |
| Hockley County Texas | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Johnson County Texas | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| Montgomery County Texas | 2 | $ 400,000 | $ 200,000 | $ 119,000 |
| Orange County Texas | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Fairfax County Virginia | 2 | $ 740,000 | $ 370,000 | $ 111,000 |
| Louisa County Virginia | 2 | $ 530,000 | $ 265,000 | $ 68,000 |
| Norfolk County Virginia | 2 | $ 310,000 | $ 155,000 | $ 27,000 |
| Petersburg County Virginia | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Spotsylvania County Virginia | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| Thurston County Washington | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Russell County Alabama | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Talladega County Alabama | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Pima County Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Calaveras County California | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Monterey County California | 1 | $ 555,000 | $ 555,000 | $ 85,000 |
| Nevada County California | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| San Diego County California | 1 | $ 545,000 | $ 545,000 | $ 89,000 |
| Sonoma County California | 1 | $ 705,000 | $ 705,000 | $ 221,000 |
| Stanislaus County California | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Tulare County California | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Adams County Colorado | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Grand County Colorado | 1 | $ 345,000 | $ 345,000 | $ 174,000 |
| Gunnison County Colorado | 1 | $ 485,000 | $ 485,000 | $ 232,000 |
| Bay County Florida | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Hendry County Florida | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Madison County Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 345,000 | $ 345,000 | $ 238,000 |
| Santa Rosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Walton County Florida | 1 | $ 1,385,000 | $ 1,385,000 | $ 1,140,000 |
| Camden County Georgia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Columbia County Georgia | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Dougherty County Georgia | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Fayette County Georgia | 1 | $ 505,000 | $ 505,000 | $ 125,000 |
| Forsyth County Georgia | 1 | $ 435,000 | $ 435,000 | $ 145,000 |
| Glynn County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Hart County Georgia | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Paulding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Richmond County Georgia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Madison County Illinois | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Monroe County Illinois | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Randolph County Illinois | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Sangamon County Illinois | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Fountain County Indiana | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Hendricks County Indiana | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Huntington County Indiana | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Jasper County Indiana | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Kosciusko County Indiana | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Madison County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Marshall County Indiana | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Morgan County Indiana | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Porter County Indiana | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Wyandotte County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Franklin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Kenton County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Warren County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| St. Charles County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Webster County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 253,000 |
| Cumberland County Maine | 1 | $ 405,000 | $ 405,000 | $ 129,000 |
| Antrim County Michigan | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Barry County Michigan | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Clinton County Michigan | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Kent County Michigan | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Ottawa County Michigan | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Washtenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Wayne County Michigan | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Lake County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Ramsey County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wright County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Harrison County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Lamar County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Prentiss County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Clay County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Hillsborough County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Cumberland County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Hunterdon County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 239,000 |
| Somerset County New Jersey | 1 | $ 1,275,000 | $ 1,275,000 | $ 747,000 |
| Colfax County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 254,000 |
| McKinley County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Chatham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Cherokee County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Clay County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Craven County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Currituck County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,200,000 |
| Durham County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| Forsyth County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Guilford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Haywood County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Hoke County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Orange County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Pamlico County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Randolph County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Robeson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 270,000 |
| Rowan County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Wayne County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Auglaize County Ohio | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Erie County Ohio | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Licking County Ohio | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Montgomery County Ohio | 1 | $ 455,000 | $ 455,000 | $ 193,000 |
| Portage County Ohio | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Ross County Ohio | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Union County Ohio | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Vinton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Delaware County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Rogers County Oklahoma | 1 | $ 1,375,000 | $ 1,375,000 | $ 621,000 |
| Tulsa County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Woodward County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Bradford County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Butler County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Cambria County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Carbon County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Fayette County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Huntingdon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Lebanon County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Northumberland County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Pike County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Potter County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Anderson County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Barnwell County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Colleton County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Florence County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Jasper County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 18,000 |
| Pickens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Hickman County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Maury County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| McMinn County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Rutherford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Weakley County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Bailey County Texas | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Bell County Texas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Brown County Texas | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Chambers County Texas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Comal County Texas | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Fannin County Texas | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Hale County Texas | 1 | $ 145,000 | $ 145,000 | $ 143,000 |
| Hays County Texas | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Hidalgo County Texas | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Hill County Texas | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Kaufman County Texas | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Lamb County Texas | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Leon County Texas | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Lynn County Texas | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Motley County Texas | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Nacogdoches County Texas | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Robertson County Texas | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Taylor County Texas | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Terry County Texas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Webb County Texas | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Wilson County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Albemarle County Virginia | 1 | $ 215,000 | $ 215,000 | $ 26,000 |
| Alexandria County Virginia | 1 | $ 675,000 | $ 675,000 | $ 239,000 |
| Caroline County Virginia | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Cumberland County Virginia | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Fluvanna County Virginia | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Frederick County Virginia | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Fredericksburg County Virginia | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Gloucester County Virginia | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Goochland County Virginia | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Hopewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Loudoun County Virginia | 1 | $ 415,000 | $ 415,000 | $ 58,000 |
| Madison County Virginia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Nelson County Virginia | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Orange County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Prince William County Virginia | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Roanoke City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Suffolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Warren County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Cowlitz County Washington | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| King County Washington | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Pierce County Washington | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Snohomish County Washington | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Milwaukee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Polk County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Sheboygan County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Walworth County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,385 | $653,865,000 | $274,000 | $3,925,000 | $118,000 | $3,000,000 |
| Refinancing | 1,024 | $281,790,000 | $275,000 | $2,005,000 | $104,000 | $2,010,000 |
| Cash-out Refinancing | 44 | $13,540,000 | $307,000 | $1,505,000 | $174,000 | $1,314,000 |
| Home Improvement | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,029 | $570,145,000 | $280,000 | $3,925,000 | $125,000 | $2,010,000 |
| Hispanic | 637 | $170,565,000 | $267,000 | $1,215,000 | $105,000 | $3,000,000 |
| Black or African American | 527 | $138,315,000 | $262,000 | $1,685,000 | $91,000 | $3,000,000 |
| Asian | 147 | $41,505,000 | $282,000 | $645,000 | $106,000 | $780,000 |
| Not Provided | 103 | $25,855,000 | $251,000 | $495,000 | $110,000 | $505,000 |
| American Indian or Alaskan Native | 6 | $1,920,000 | $320,000 | $485,000 | $167,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $970,000 | $242,000 | $285,000 | $82,000 | $105,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,301 | $667,595,000 | $290,000 | $3,925,000 | $136,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 891 | $209,965,000 | $235,000 | $635,000 | $72,000 | $365,000 |
| VA-guaranteed (Veterans Administration) | 239 | $68,095,000 | $284,000 | $695,000 | $68,000 | $545,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,795,000 | $165,000 | $305,000 | $58,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,324 | $629,710,000 | $270,000 | $1,755,000 | $111,000 | $2,214,000 |
| Application Withdrawn By Applicant | 566 | $164,550,000 | $290,000 | $3,925,000 | $131,000 | $3,000,000 |
| Application Denied By Financial Institution | 408 | $108,800,000 | $266,000 | $1,685,000 | $106,000 | $2,010,000 |
| File Closed For Incompleteness | 123 | $35,505,000 | $288,000 | $1,375,000 | $130,000 | $1,200,000 |
| Application Approved But Not Accepted | 33 | $10,885,000 | $329,000 | $825,000 | $142,000 | $882,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,046 | $840,650,000 | $275,000 | $3,925,000 | $116,000 | $3,000,000 |
| Collateral | 123 | $33,125,000 | $269,000 | $1,685,000 | $105,000 | $802,000 |
| Debt-To-Income Ratio | 101 | $27,515,000 | $272,000 | $1,605,000 | $94,000 | $1,194,000 |
| Credit History | 88 | $20,400,000 | $231,000 | $485,000 | $86,000 | $445,000 |
| Unverifiable Information | 59 | $16,055,000 | $272,000 | $855,000 | $106,000 | $957,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $5,900,000 | $295,000 | $1,075,000 | $221,000 | $2,010,000 |
| Other | 9 | $3,555,000 | $395,000 | $1,485,000 | $216,000 | $1,411,000 |
| Employment History | 8 | $2,250,000 | $281,000 | $545,000 | $90,000 | $149,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Np, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Np, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.