On Q Financial, LLC Mortgage Lending & HMDA Data, 2014
In 2014, On Q Financial, LLC of Scottsdale, AZ reported 7,622 mortgage applications totaling $2.2 billion, down 15% from 2013. The average application was for $292,429, and applicants reported an average income of $120,485. 74% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,017), Oxnard-Thousand Oaks-Ventura, CA (644) and Seattle-Bellevue-Everett, WA (495) (applications in parentheses).
| Mortgage Company & Address | On Q Financial, LLC 4800 Scottsdale Rd Suite 5500 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 7,622 |
| Total Mortgage Loan Application Amount | $2,228,900,000 |
| Average Mortgage Loan Application Amount | $292,429 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $120,485 |
| Highest Applicant Income | $3,022,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records On Q Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 1,875 | $ 457,856,000 | $ 244,189 | $ 105,000 |
| Ventura, California | 644 | $ 264,257,000 | $ 410,336 | $ 146,000 |
| King, Washington | 386 | $ 167,700,000 | $ 434,455 | $ 164,000 |
| Orange, California | 355 | $ 195,411,000 | $ 550,453 | $ 200,000 |
| Wake, North Carolina | 273 | $ 60,952,000 | $ 223,267 | $ 97,000 |
| Harris, Texas | 261 | $ 67,531,000 | $ 258,739 | $ 126,000 |
| Los Angeles, California | 249 | $ 125,055,000 | $ 502,228 | $ 184,000 |
| Denver, Colorado | 189 | $ 61,041,000 | $ 322,968 | $ 132,000 |
| Durham, North Carolina | 182 | $ 31,880,000 | $ 175,164 | $ 79,000 |
| Santa Barbara, California | 181 | $ 87,769,000 | $ 484,911 | $ 154,000 |
| Pinal, Arizona | 142 | $ 26,480,000 | $ 186,478 | $ 80,000 |
| New Hanover, North Carolina | 137 | $ 26,225,000 | $ 191,423 | $ 79,000 |
| Travis, Texas | 131 | $ 39,573,000 | $ 302,083 | $ 138,000 |
| Greenville, South Carolina | 129 | $ 19,482,000 | $ 151,023 | $ 75,000 |
| Snohomish, Washington | 109 | $ 32,799,000 | $ 300,908 | $ 110,000 |
| Santa Cruz, California | 76 | $ 39,140,000 | $ 515,000 | $ 173,000 |
| Onslow, North Carolina | 75 | $ 11,050,000 | $ 147,333 | $ 55,000 |
| Gwinnett, Georgia | 71 | $ 14,475,000 | $ 203,873 | $ 88,000 |
| Pinellas, Florida | 69 | $ 12,991,000 | $ 188,275 | $ 114,000 |
| Pierce, Washington | 66 | $ 17,525,000 | $ 265,530 | $ 91,000 |
| Fort Bend, Texas | 64 | $ 16,977,000 | $ 265,265 | $ 142,000 |
| Fulton, Georgia | 61 | $ 11,060,000 | $ 181,311 | $ 89,000 |
| Sarasota, Florida | 60 | $ 12,129,000 | $ 202,150 | $ 73,000 |
| Cobb, Georgia | 58 | $ 11,628,000 | $ 200,482 | $ 87,000 |
| Arapahoe, Colorado | 54 | $ 17,158,000 | $ 317,740 | $ 123,000 |
| DeKalb, Georgia | 50 | $ 8,052,000 | $ 161,040 | $ 67,000 |
| Dare, North Carolina | 47 | $ 16,190,000 | $ 344,468 | $ 326,000 |
| Polk, Florida | 45 | $ 5,764,000 | $ 128,088 | $ 73,000 |
| Cabarrus, North Carolina | 45 | $ 6,838,000 | $ 151,955 | $ 75,000 |
| Kern, California | 44 | $ 8,260,000 | $ 187,727 | $ 80,000 |
| Jefferson, Colorado | 44 | $ 12,164,000 | $ 276,454 | $ 121,000 |
| Johnston, North Carolina | 42 | $ 7,572,000 | $ 180,285 | $ 62,000 |
| Pickens, South Carolina | 42 | $ 4,316,000 | $ 102,761 | $ 39,000 |
| Douglas, Colorado | 39 | $ 13,726,000 | $ 351,948 | $ 131,000 |
| Hillsborough, Florida | 39 | $ 8,167,000 | $ 209,410 | $ 102,000 |
| Brunswick, North Carolina | 39 | $ 6,502,000 | $ 166,717 | $ 69,000 |
| Multnomah, Oregon | 36 | $ 7,226,000 | $ 200,722 | $ 63,000 |
| Williamson, Texas | 36 | $ 8,736,000 | $ 242,666 | $ 131,000 |
| Leon, Florida | 34 | $ 4,969,000 | $ 146,147 | $ 91,000 |
| Forsyth, Georgia | 34 | $ 8,960,000 | $ 263,529 | $ 106,000 |
| Riverside, California | 33 | $ 8,850,000 | $ 268,181 | $ 149,000 |
| Mecklenburg, North Carolina | 32 | $ 6,375,000 | $ 199,218 | $ 99,000 |
| Clark, Washington | 32 | $ 7,108,000 | $ 222,125 | $ 63,000 |
| San Diego, California | 31 | $ 12,758,000 | $ 411,548 | $ 170,000 |
| Pender, North Carolina | 31 | $ 6,957,000 | $ 224,419 | $ 115,000 |
| Pima, Arizona | 25 | $ 5,843,000 | $ 233,720 | $ 111,000 |
| Adams, Colorado | 25 | $ 6,656,000 | $ 266,240 | $ 97,000 |
| Clayton, Georgia | 25 | $ 2,784,000 | $ 111,360 | $ 47,000 |
| Henry, Georgia | 25 | $ 4,153,000 | $ 166,120 | $ 48,000 |
| Citrus, Florida | 21 | $ 3,303,000 | $ 157,285 | $ 90,000 |
| Harnett, North Carolina | 21 | $ 3,199,000 | $ 152,333 | $ 84,000 |
| Navajo, Arizona | 20 | $ 3,631,000 | $ 181,550 | $ 128,000 |
| Hall, Georgia | 19 | $ 5,025,000 | $ 264,473 | $ 100,000 |
| Orange, North Carolina | 18 | $ 4,174,000 | $ 231,888 | $ 122,000 |
| Yavapai, Arizona | 17 | $ 4,341,000 | $ 255,352 | $ 112,000 |
| Chatham, North Carolina | 17 | $ 4,523,000 | $ 266,058 | $ 112,000 |
| Currituck, North Carolina | 17 | $ 10,559,000 | $ 621,117 | $ 404,000 |
| Chelan, Washington | 17 | $ 4,339,000 | $ 255,235 | $ 145,000 |
| Clackamas, Oregon | 16 | $ 6,060,000 | $ 378,750 | $ 114,000 |
| San Bernardino, California | 15 | $ 3,250,000 | $ 216,666 | $ 109,000 |
| San Luis Obispo, California | 15 | $ 5,359,000 | $ 357,266 | $ 163,000 |
| Granville, North Carolina | 15 | $ 2,701,000 | $ 180,066 | $ 68,000 |
| Rowan, North Carolina | 15 | $ 1,691,000 | $ 112,733 | $ 52,000 |
| Spartanburg, South Carolina | 15 | $ 2,463,000 | $ 164,200 | $ 58,000 |
| Salt Lake, Utah | 15 | $ 6,265,000 | $ 417,666 | $ 185,000 |
| Manatee, Florida | 14 | $ 6,019,000 | $ 429,928 | $ 166,000 |
| Douglas, Georgia | 14 | $ 1,801,000 | $ 128,642 | $ 53,000 |
| Paulding, Georgia | 13 | $ 1,559,000 | $ 119,923 | $ 62,000 |
| Anderson, South Carolina | 13 | $ 1,788,000 | $ 137,538 | $ 61,000 |
| Coconino, Arizona | 12 | $ 3,443,000 | $ 286,916 | $ 156,000 |
| Charlotte, Florida | 12 | $ 2,429,000 | $ 202,416 | $ 115,000 |
| Thurston, Washington | 12 | $ 3,261,000 | $ 271,750 | $ 99,000 |
| Cherokee, Georgia | 11 | $ 2,756,000 | $ 250,545 | $ 108,000 |
| Montgomery, Texas | 11 | $ 2,243,000 | $ 203,909 | $ 127,000 |
| Wakulla, Florida | 10 | $ 1,232,000 | $ 123,200 | $ 59,000 |
| Brazoria, Texas | 10 | $ 2,001,000 | $ 200,100 | $ 88,000 |
| Monterey, California | 9 | $ 3,456,000 | $ 384,000 | $ 127,000 |
| Larimer, Colorado | 9 | $ 2,572,000 | $ 285,777 | $ 115,000 |
| Dallas, Texas | 9 | $ 2,471,000 | $ 274,555 | $ 128,000 |
| Cumberland, North Carolina | 8 | $ 1,201,000 | $ 150,125 | $ 73,000 |
| Franklin, North Carolina | 8 | $ 1,340,000 | $ 167,500 | $ 93,000 |
| Laurens, South Carolina | 8 | $ 756,000 | $ 94,500 | $ 37,000 |
| Hays, Texas | 8 | $ 1,993,000 | $ 249,125 | $ 139,000 |
| Tarrant, Texas | 8 | $ 1,936,000 | $ 242,000 | $ 121,000 |
| Skagit, Washington | 8 | $ 2,761,000 | $ 345,125 | $ 148,000 |
| Gila, Arizona | 7 | $ 1,545,000 | $ 220,714 | $ 203,000 |
| Carroll, Georgia | 7 | $ 764,000 | $ 109,142 | $ 39,000 |
| Lumpkin, Georgia | 7 | $ 1,026,000 | $ 146,571 | $ 158,000 |
| Ada, Idaho | 7 | $ 1,426,000 | $ 203,714 | $ 128,000 |
| Washington, Oregon | 7 | $ 1,914,000 | $ 273,428 | $ 93,000 |
| Oconee, South Carolina | 7 | $ 827,000 | $ 118,142 | $ 62,000 |
| Bexar, Texas | 7 | $ 1,634,000 | $ 233,428 | $ 82,000 |
| Kitsap, Washington | 7 | $ 2,578,000 | $ 368,285 | $ 172,000 |
| Contra Costa, California | 6 | $ 3,155,000 | $ 525,833 | $ 139,000 |
| Santa Clara, California | 6 | $ 3,530,000 | $ 588,333 | $ 225,000 |
| Boulder, Colorado | 6 | $ 2,018,000 | $ 336,333 | $ 127,000 |
| Gadsden, Florida | 6 | $ 647,000 | $ 107,833 | $ 49,000 |
| Pasco, Florida | 6 | $ 826,000 | $ 137,666 | $ 76,000 |
| Rockdale, Georgia | 6 | $ 936,000 | $ 156,000 | $ 56,000 |
| Walton, Georgia | 6 | $ 966,000 | $ 161,000 | $ 68,000 |
| Person, North Carolina | 6 | $ 963,000 | $ 160,500 | $ 81,000 |
| San Joaquin, California | 5 | $ 1,113,000 | $ 222,600 | $ 71,000 |
| Alamance, North Carolina | 5 | $ 1,032,000 | $ 206,400 | $ 65,000 |
| Hoke, North Carolina | 5 | $ 569,000 | $ 113,800 | $ 59,000 |
| Moore, North Carolina | 5 | $ 1,338,000 | $ 267,600 | $ 111,000 |
| Nash, North Carolina | 5 | $ 537,000 | $ 107,400 | $ 51,000 |
| Horry, South Carolina | 5 | $ 687,000 | $ 137,400 | $ 100,000 |
| Utah, Utah | 5 | $ 10,269,000 | $ 2,053,800 | $ 1,079,000 |
| Elbert, Colorado | 4 | $ 1,361,000 | $ 340,250 | $ 145,000 |
| Greene, Georgia | 4 | $ 1,345,000 | $ 336,250 | $ 150,000 |
| Jackson, Georgia | 4 | $ 452,000 | $ 113,000 | $ 48,000 |
| Hyde, North Carolina | 4 | $ 1,196,000 | $ 299,000 | $ 98,000 |
| Galveston, Texas | 4 | $ 2,561,000 | $ 640,250 | $ 391,000 |
| Grays Harbor, Washington | 4 | $ 617,000 | $ 154,250 | $ 62,000 |
| Island, Washington | 4 | $ 1,729,000 | $ 432,250 | $ 148,000 |
| Tuscaloosa, Alabama | 3 | $ 839,000 | $ 279,666 | $ 68,000 |
| Cochise, Arizona | 3 | $ 508,000 | $ 169,333 | $ 55,000 |
| Alameda, California | 3 | $ 1,059,000 | $ 353,000 | $ 115,000 |
| Sacramento, California | 3 | $ 597,000 | $ 199,000 | $ 73,000 |
| San Mateo, California | 3 | $ 2,010,000 | $ 670,000 | $ 260,000 |
| El Paso, Colorado | 3 | $ 748,000 | $ 249,333 | $ 122,000 |
| Weld, Colorado | 3 | $ 829,000 | $ 276,333 | $ 73,000 |
| Bartow, Georgia | 3 | $ 246,000 | $ 82,000 | $ 49,000 |
| Chatham, Georgia | 3 | $ 512,000 | $ 170,666 | $ 121,000 |
| Fayette, Georgia | 3 | $ 282,000 | $ 94,000 | $ 46,000 |
| Morgan, Georgia | 3 | $ 505,000 | $ 168,333 | $ 96,000 |
| Newton, Georgia | 3 | $ 372,000 | $ 124,000 | $ 25,000 |
| Cook, Illinois | 3 | $ 713,000 | $ 237,666 | $ 126,000 |
| Guilford, North Carolina | 3 | $ 492,000 | $ 164,000 | $ 69,000 |
| Iredell, North Carolina | 3 | $ 383,000 | $ 127,666 | $ 29,000 |
| Lexington, South Carolina | 3 | $ 439,000 | $ 146,333 | $ 73,000 |
| Collin, Texas | 3 | $ 768,000 | $ 256,000 | $ 96,000 |
| Orange, Texas | 3 | $ 347,000 | $ 115,666 | $ 75,000 |
| Douglas, Washington | 3 | $ 546,000 | $ 182,000 | $ 90,000 |
| Whatcom, Washington | 3 | $ 789,000 | $ 263,000 | $ 157,000 |
| Mohave, Arizona | 2 | $ 368,000 | $ 184,000 | $ 80,000 |
| Fresno, California | 2 | $ 458,000 | $ 229,000 | $ 80,000 |
| Merced, California | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Nevada, California | 2 | $ 627,000 | $ 313,500 | $ 63,000 |
| San Francisco, California | 2 | $ 1,749,000 | $ 874,500 | $ 176,000 |
| Grand, Colorado | 2 | $ 801,000 | $ 400,500 | $ 202,000 |
| Alachua, Florida | 2 | $ 460,000 | $ 230,000 | $ 134,000 |
| Broward, Florida | 2 | $ 390,000 | $ 195,000 | $ 116,000 |
| Collier, Florida | 2 | $ 599,000 | $ 299,500 | $ 103,000 |
| Lake, Florida | 2 | $ 243,000 | $ 121,500 | $ 109,000 |
| Lee, Florida | 2 | $ 315,000 | $ 157,500 | $ 98,000 |
| Osceola, Florida | 2 | $ 176,000 | $ 88,000 | $ 96,000 |
| Palm Beach, Florida | 2 | $ 470,000 | $ 235,000 | $ 75,000 |
| Seminole, Florida | 2 | $ 487,000 | $ 243,500 | $ 155,000 |
| St. Johns, Florida | 2 | $ 439,000 | $ 219,500 | $ 116,000 |
| Volusia, Florida | 2 | $ 598,000 | $ 299,000 | $ 176,000 |
| Barrow, Georgia | 2 | $ 262,000 | $ 131,000 | $ 43,000 |
| Fannin, Georgia | 2 | $ 833,000 | $ 416,500 | $ 165,000 |
| Hart, Georgia | 2 | $ 813,000 | $ 406,500 | $ 208,000 |
| Stephens, Georgia | 2 | $ 159,000 | $ 79,500 | $ 37,000 |
| Duplin, North Carolina | 2 | $ 174,000 | $ 87,000 | $ 70,000 |
| Henderson, North Carolina | 2 | $ 275,000 | $ 137,500 | $ 104,000 |
| Stanly, North Carolina | 2 | $ 361,000 | $ 180,500 | $ 67,000 |
| Union, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 101,000 |
| Bell, Texas | 2 | $ 361,000 | $ 180,500 | $ 52,000 |
| Brazos, Texas | 2 | $ 246,000 | $ 123,000 | $ 491,000 |
| Clallam, Washington | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Kittitas, Washington | 2 | $ 398,000 | $ 199,000 | $ 81,000 |
| Lewis, Washington | 2 | $ 292,000 | $ 146,000 | $ 55,000 |
| Mason, Washington | 2 | $ 326,000 | $ 163,000 | $ 47,000 |
| Spokane, Washington | 2 | $ 182,000 | $ 91,000 | $ 543,000 |
| Mobile, Alabama | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Graham, Arizona | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Santa Cruz, Arizona | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Yuma, Arizona | 1 | $ 123,000 | $ 123,000 | $ 25,000 |
| Calaveras, California | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Humboldt, California | 1 | $ 232,000 | $ 232,000 | $ 189,000 |
| Inyo, California | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Madera, California | 1 | $ 240,000 | $ 240,000 | $ 151,000 |
| Marin, California | 1 | $ 571,000 | $ 571,000 | $ 108,000 |
| Placer, California | 1 | $ 417,000 | $ 417,000 | $ 310,000 |
| Solano, California | 1 | $ 488,000 | $ 488,000 | $ 276,000 |
| Sonoma, California | 1 | $ 386,000 | $ 386,000 | $ 126,000 |
| Yolo, California | 1 | $ 380,000 | $ 380,000 | $ 133,000 |
| Park, Colorado | 1 | $ 180,000 | $ 180,000 | $ 180,000 |
| Brevard, Florida | 1 | $ 92,000 | $ 92,000 | $ 100,000 |
| Duval, Florida | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Hernando, Florida | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Jefferson, Florida | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Marion, Florida | 1 | $ 49,000 | $ 49,000 | $ 18,000 |
| Miami-Dade, Florida | 1 | $ 183,000 | $ 183,000 | $ 51,000 |
| St. Lucie, Florida | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Sumter, Florida | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Taylor, Florida | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| Bibb, Georgia | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Camden, Georgia | 1 | $ 252,000 | $ 252,000 | $ 85,000 |
| Dawson, Georgia | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| Floyd, Georgia | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Gordon, Georgia | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Madison, Georgia | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Oglethorpe, Georgia | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Spalding, Georgia | 1 | $ 151,000 | $ 151,000 | $ 53,000 |
| Thomas, Georgia | 1 | $ 272,000 | $ 272,000 | $ 131,000 |
| Madison, Illinois | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Hamilton, Indiana | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Plymouth, Massachusetts | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Santa Fe, New Mexico | 1 | $ 245,000 | $ 245,000 | $ 6,000 |
| Ashe, North Carolina | 1 | $ 82,000 | $ 82,000 | $ 95,000 |
| Carteret, North Carolina | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| Gaston, North Carolina | 1 | $ 218,000 | $ 218,000 | $ 117,000 |
| Lee, North Carolina | 1 | $ 422,000 | $ 422,000 | $ 142,000 |
| Lincoln, North Carolina | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Pamlico, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Pasquotank, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Pitt, North Carolina | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Vance, North Carolina | 1 | $ 258,000 | $ 258,000 | $ 120,000 |
| Clatsop, Oregon | 1 | $ 351,000 | $ 351,000 | $ 451,000 |
| Columbia, Oregon | 1 | $ 291,000 | $ 291,000 | $ 99,000 |
| Deschutes, Oregon | 1 | $ 407,000 | $ 407,000 | $ 84,000 |
| Lane, Oregon | 1 | $ 397,000 | $ 397,000 | $ 201,000 |
| Lincoln, Oregon | 1 | $ 257,000 | $ 257,000 | $ 141,000 |
| Marion, Oregon | 1 | $ 228,000 | $ 228,000 | $ 66,000 |
| Abbeville, South Carolina | 1 | $ 248,000 | $ 248,000 | $ 62,000 |
| Georgetown, South Carolina | 1 | $ 413,000 | $ 413,000 | $ 546,000 |
| Sevier, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 109,000 |
| Washington, Tennessee | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Austin, Texas | 1 | $ 96,000 | $ 96,000 | $ 102,000 |
| Bastrop, Texas | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Burnet, Texas | 1 | $ 134,000 | $ 134,000 | $ 114,000 |
| Cameron, Texas | 1 | $ 240,000 | $ 240,000 | $ 142,000 |
| Comal, Texas | 1 | $ 193,000 | $ 193,000 | $ 267,000 |
| Denton, Texas | 1 | $ 268,000 | $ 268,000 | $ 147,000 |
| El Paso, Texas | 1 | $ 74,000 | $ 74,000 | $ 124,000 |
| Erath, Texas | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Jefferson, Texas | 1 | $ 66,000 | $ 66,000 | $ 82,000 |
| Midland, Texas | 1 | $ 209,000 | $ 209,000 | $ 60,000 |
| Randall, Texas | 1 | $ 154,000 | $ 154,000 | $ 36,000 |
| Tom Green, Texas | 1 | $ 79,000 | $ 79,000 | $ 126,000 |
| Victoria, Texas | 1 | $ 182,000 | $ 182,000 | $ 41,000 |
| Waller, Texas | 1 | $ 196,000 | $ 196,000 | $ 49,000 |
| Wilson, Texas | 1 | $ 156,000 | $ 156,000 | $ 109,000 |
| Wise, Texas | 1 | $ 180,000 | $ 180,000 | $ 209,000 |
| Davis, Utah | 1 | $ 854,000 | $ 854,000 | $ 313,000 |
| Morgan, Utah | 1 | $ 399,000 | $ 399,000 | $ 81,000 |
| Summit, Utah | 1 | $ 313,000 | $ 313,000 | $ 150,000 |
| Tooele, Utah | 1 | $ 221,000 | $ 221,000 | $ 96,000 |
| Chesapeake, Virginia | 1 | $ 182,000 | $ 182,000 | $ 68,000 |
| Middlesex, Virginia | 1 | $ 168,000 | $ 168,000 | $ 139,000 |
| Virginia Beach, Virginia | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Grant, Washington | 1 | $ 150,000 | $ 150,000 | $ 159,000 |
| San Juan, Washington | 1 | $ 239,000 | $ 239,000 | $ 179,000 |
| Stevens, Washington | 1 | $ 234,000 | $ 234,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for On Q Financial, LLC in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,014 | $1,670,752,000 | $277,000 | $3,600,000 | $115,000 | $3,022,000 |
| Refinancing | 1,608 | $558,148,000 | $347,000 | $4,200,000 | $141,000 | $2,265,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,453 | $1,615,253,000 | $296,000 | $3,600,000 | $124,000 | $3,022,000 |
| Not Provided | 596 | $187,570,000 | $314,000 | $2,750,000 | $138,000 | $1,993,000 |
| Hispanic | 550 | $118,898,000 | $216,000 | $1,060,000 | $78,000 | $499,000 |
| Asian | 526 | $210,059,000 | $399,000 | $4,200,000 | $154,000 | $1,716,000 |
| Black or African American | 445 | $82,484,000 | $185,000 | $1,094,000 | $68,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $7,841,000 | $290,000 | $765,000 | $119,000 | $300,000 |
| American Indian or Alaskan Native | 25 | $6,795,000 | $271,000 | $903,000 | $113,000 | $324,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,586 | $1,793,454,000 | $321,000 | $4,200,000 | $139,000 | $3,022,000 |
| FHA-insured (Federal Housing Administration) | 1,346 | $265,567,000 | $197,000 | $815,000 | $68,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 550 | $148,811,000 | $270,000 | $1,033,000 | $83,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $21,068,000 | $150,000 | $299,000 | $47,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,629 | $1,628,138,000 | $289,000 | $2,980,000 | $120,000 | $3,022,000 |
| Application Denied By Financial Institution | 962 | $304,818,000 | $316,000 | $4,200,000 | $126,000 | $2,305,000 |
| Application Withdrawn By Applicant | 833 | $239,053,000 | $286,000 | $2,390,000 | $119,000 | $1,404,000 |
| Application Approved But Not Accepted | 111 | $32,411,000 | $291,000 | $1,480,000 | $117,000 | $1,077,000 |
| File Closed For Incompleteness | 87 | $24,480,000 | $281,000 | $1,850,000 | $113,000 | $640,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 405 | $137,353,000 | $339,000 | $4,200,000 | $149,000 | $2,305,000 |
| Debt-To-Income Ratio | 184 | $58,791,000 | $319,000 | $1,245,000 | $87,000 | $454,000 |
| Collateral | 170 | $44,592,000 | $262,000 | $3,600,000 | $124,000 | $1,562,000 |
| Credit History | 99 | $31,422,000 | $317,000 | $2,935,000 | $121,000 | $1,026,000 |
| Other | 42 | $13,477,000 | $320,000 | $1,500,000 | $131,000 | $913,000 |
| Unverifiable Information | 24 | $7,666,000 | $319,000 | $1,434,000 | $117,000 | $479,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $6,897,000 | $313,000 | $1,300,000 | $104,000 | $518,000 |
| Employment History | 8 | $2,954,000 | $369,000 | $900,000 | $86,000 | $218,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into On Q Financial, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess On Q Financial, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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