One American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
One American Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | One American Bank 515 S Minnesota Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 12,433 |
| Total Mortgage Loan Application Amount | $4,280,325,000 |
| Average Mortgage Loan Application Amount | $300,750 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $181,750 |
| Highest Applicant Income | $3,840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with One American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing One American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down One American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how One American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by One American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at One American Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 1,162 | $ 504,360,000 | $ 434,000 | $ 177,000 |
| Los Angeles County California | 675 | $ 284,855,000 | $ 422,000 | $ 153,000 |
| Alameda County California | 633 | $ 279,295,000 | $ 441,000 | $ 184,000 |
| San Diego County California | 432 | $ 162,920,000 | $ 377,000 | $ 154,000 |
| Orange County California | 383 | $ 163,935,000 | $ 428,000 | $ 178,000 |
| Sacramento County California | 367 | $ 112,345,000 | $ 306,000 | $ 139,000 |
| Collin County Texas | 308 | $ 94,220,000 | $ 305,000 | $ 146,000 |
| Maricopa County Arizona | 256 | $ 77,690,000 | $ 303,000 | $ 158,000 |
| Contra Costa County California | 256 | $ 106,160,000 | $ 414,000 | $ 184,000 |
| Cook County Illinois | 245 | $ 64,065,000 | $ 261,000 | $ 146,000 |
| Middlesex County Massachusetts | 229 | $ 79,555,000 | $ 347,000 | $ 160,000 |
| Salt Lake County Utah | 219 | $ 70,215,000 | $ 320,000 | $ 111,000 |
| King County Washington | 210 | $ 84,890,000 | $ 404,000 | $ 172,000 |
| Riverside County California | 182 | $ 57,530,000 | $ 316,000 | $ 133,000 |
| San Joaquin County California | 172 | $ 59,150,000 | $ 343,000 | $ 150,000 |
| DuPage County Illinois | 142 | $ 35,160,000 | $ 247,000 | $ 182,000 |
| San Mateo County California | 139 | $ 59,295,000 | $ 426,000 | $ 173,000 |
| Davis County Utah | 137 | $ 41,195,000 | $ 300,000 | $ 114,000 |
| Placer County California | 119 | $ 44,175,000 | $ 371,000 | $ 152,000 |
| Dallas County Texas | 116 | $ 32,160,000 | $ 277,000 | $ 149,000 |
| Denton County Texas | 114 | $ 35,780,000 | $ 313,000 | $ 148,000 |
| Utah County Utah | 113 | $ 36,625,000 | $ 324,000 | $ 122,000 |
| Norfolk County Massachusetts | 106 | $ 39,170,000 | $ 369,000 | $ 162,000 |
| San Bernardino County California | 104 | $ 33,660,000 | $ 323,000 | $ 135,000 |
| Montgomery County Maryland | 103 | $ 34,855,000 | $ 338,000 | $ 171,000 |
| Worcester County Massachusetts | 102 | $ 32,240,000 | $ 316,000 | $ 148,000 |
| Weber County Utah | 102 | $ 26,560,000 | $ 260,000 | $ 89,000 |
| Will County Illinois | 101 | $ 24,575,000 | $ 243,000 | $ 142,000 |
| Lake County Illinois | 99 | $ 28,165,000 | $ 284,000 | $ 144,000 |
| Oakland County Michigan | 93 | $ 23,515,000 | $ 252,000 | $ 178,000 |
| San Francisco County California | 92 | $ 39,610,000 | $ 430,000 | $ 195,000 |
| Fairfax County Virginia | 86 | $ 32,620,000 | $ 379,000 | $ 153,000 |
| Harris County Texas | 84 | $ 20,470,000 | $ 243,000 | $ 148,000 |
| Tarrant County Texas | 83 | $ 21,205,000 | $ 255,000 | $ 133,000 |
| Middlesex County New Jersey | 82 | $ 27,850,000 | $ 339,000 | $ 165,000 |
| Forsyth County Georgia | 80 | $ 24,980,000 | $ 312,000 | $ 128,000 |
| Jefferson County Kentucky | 80 | $ 18,860,000 | $ 235,000 | $ 104,000 |
| Fort Bend County Texas | 78 | $ 22,250,000 | $ 285,000 | $ 162,000 |
| Denver County Colorado | 72 | $ 24,830,000 | $ 344,000 | $ 154,000 |
| Ventura County California | 68 | $ 26,730,000 | $ 393,000 | $ 145,000 |
| Bergen County New Jersey | 68 | $ 31,800,000 | $ 467,000 | $ 153,000 |
| Plymouth County Massachusetts | 67 | $ 22,415,000 | $ 334,000 | $ 158,000 |
| Douglas County Colorado | 66 | $ 22,580,000 | $ 342,000 | $ 151,000 |
| Snohomish County Washington | 63 | $ 22,645,000 | $ 359,000 | $ 134,000 |
| Nassau County New York | 62 | $ 25,680,000 | $ 414,000 | $ 176,000 |
| Arapahoe County Colorado | 61 | $ 16,795,000 | $ 275,000 | $ 126,000 |
| Essex County Massachusetts | 58 | $ 19,440,000 | $ 335,000 | $ 154,000 |
| Wake County North Carolina | 57 | $ 14,565,000 | $ 255,000 | $ 165,000 |
| Fresno County California | 55 | $ 14,655,000 | $ 266,000 | $ 130,000 |
| Broward County Florida | 53 | $ 15,175,000 | $ 286,000 | $ 142,000 |
| Loudoun County Virginia | 52 | $ 20,730,000 | $ 398,000 | $ 179,000 |
| Washington County Oregon | 50 | $ 15,570,000 | $ 311,000 | $ 144,000 |
| Solano County California | 49 | $ 15,595,000 | $ 318,000 | $ 173,000 |
| Miami-Dade County Florida | 48 | $ 12,760,000 | $ 265,000 | $ 159,000 |
| Jefferson County Colorado | 46 | $ 13,830,000 | $ 300,000 | $ 127,000 |
| Multnomah County Oregon | 46 | $ 16,900,000 | $ 367,000 | $ 159,000 |
| Philadelphia County Pennsylvania | 46 | $ 10,710,000 | $ 232,000 | $ 117,000 |
| Williamson County Texas | 46 | $ 14,870,000 | $ 323,000 | $ 132,000 |
| Travis County Texas | 45 | $ 13,585,000 | $ 301,000 | $ 168,000 |
| Hartford County Connecticut | 44 | $ 11,750,000 | $ 267,000 | $ 124,000 |
| Westchester County New York | 44 | $ 18,400,000 | $ 418,000 | $ 219,000 |
| Yolo County California | 43 | $ 15,125,000 | $ 351,000 | $ 169,000 |
| Honolulu County Hawaii | 41 | $ 20,645,000 | $ 503,000 | $ 174,000 |
| Queens County New York | 41 | $ 20,425,000 | $ 498,000 | $ 129,000 |
| Suffolk County Massachusetts | 39 | $ 16,715,000 | $ 428,000 | $ 160,000 |
| Sonoma County California | 38 | $ 15,020,000 | $ 395,000 | $ 137,000 |
| Hillsborough County New Hampshire | 38 | $ 8,610,000 | $ 226,000 | $ 141,000 |
| El Dorado County California | 37 | $ 14,325,000 | $ 387,000 | $ 159,000 |
| Hillsborough County Florida | 37 | $ 9,645,000 | $ 260,000 | $ 116,000 |
| Kings County New York | 36 | $ 16,200,000 | $ 450,000 | $ 142,000 |
| Howard County Maryland | 34 | $ 10,220,000 | $ 300,000 | $ 173,000 |
| Richmond County New York | 33 | $ 13,945,000 | $ 422,000 | $ 156,000 |
| Clark County Washington | 33 | $ 10,545,000 | $ 319,000 | $ 130,000 |
| Fairfield County Connecticut | 32 | $ 9,780,000 | $ 305,000 | $ 127,000 |
| Palm Beach County Florida | 32 | $ 8,590,000 | $ 268,000 | $ 112,000 |
| Suffolk County New York | 31 | $ 12,505,000 | $ 403,000 | $ 263,000 |
| El Paso County Colorado | 30 | $ 8,050,000 | $ 268,000 | $ 117,000 |
| Fulton County Georgia | 30 | $ 13,090,000 | $ 436,000 | $ 178,000 |
| Bristol County Massachusetts | 30 | $ 9,110,000 | $ 303,000 | $ 130,000 |
| Pierce County Washington | 30 | $ 9,510,000 | $ 317,000 | $ 161,000 |
| Montgomery County Pennsylvania | 29 | $ 8,055,000 | $ 277,000 | $ 130,000 |
| Prince William County Virginia | 29 | $ 9,215,000 | $ 317,000 | $ 140,000 |
| Pima County Arizona | 28 | $ 5,070,000 | $ 181,000 | $ 123,000 |
| Kane County Illinois | 28 | $ 6,230,000 | $ 222,000 | $ 99,000 |
| Monterey County California | 27 | $ 10,005,000 | $ 370,000 | $ 130,000 |
| Monmouth County New Jersey | 26 | $ 9,370,000 | $ 360,000 | $ 168,000 |
| Santa Cruz County California | 25 | $ 11,345,000 | $ 453,000 | $ 313,000 |
| Stanislaus County California | 25 | $ 6,795,000 | $ 271,000 | $ 172,000 |
| Adams County Colorado | 25 | $ 7,065,000 | $ 282,000 | $ 123,000 |
| Boulder County Colorado | 25 | $ 9,265,000 | $ 370,000 | $ 170,000 |
| Allegheny County Pennsylvania | 25 | $ 6,085,000 | $ 243,000 | $ 96,000 |
| Pinellas County Florida | 24 | $ 6,670,000 | $ 277,000 | $ 177,000 |
| Wayne County Michigan | 24 | $ 6,250,000 | $ 260,000 | $ 137,000 |
| Greenville County South Carolina | 24 | $ 5,430,000 | $ 226,000 | $ 89,000 |
| Marin County California | 23 | $ 9,565,000 | $ 415,000 | $ 263,000 |
| Cobb County Georgia | 23 | $ 8,415,000 | $ 365,000 | $ 164,000 |
| McHenry County Illinois | 23 | $ 4,925,000 | $ 214,000 | $ 139,000 |
| Pinal County Arizona | 22 | $ 4,870,000 | $ 221,000 | $ 128,000 |
| Napa County California | 22 | $ 10,970,000 | $ 498,000 | $ 244,000 |
| San Luis Obispo County California | 22 | $ 8,690,000 | $ 395,000 | $ 171,000 |
| Santa Barbara County California | 22 | $ 8,910,000 | $ 405,000 | $ 137,000 |
| Prince George's County Maryland | 22 | $ 6,270,000 | $ 285,000 | $ 118,000 |
| Burlington County New Jersey | 22 | $ 4,470,000 | $ 203,000 | $ 123,000 |
| Orange County Florida | 21 | $ 5,495,000 | $ 261,000 | $ 118,000 |
| Bucks County Pennsylvania | 21 | $ 5,985,000 | $ 285,000 | $ 120,000 |
| Chester County Pennsylvania | 21 | $ 6,695,000 | $ 318,000 | $ 178,000 |
| Anne Arundel County Maryland | 20 | $ 7,090,000 | $ 354,000 | $ 120,000 |
| Barnstable County Massachusetts | 20 | $ 6,340,000 | $ 317,000 | $ 159,000 |
| Morris County New Jersey | 20 | $ 7,640,000 | $ 382,000 | $ 136,000 |
| Richland County South Carolina | 20 | $ 5,840,000 | $ 292,000 | $ 111,000 |
| Spartanburg County South Carolina | 20 | $ 3,910,000 | $ 195,000 | $ 68,000 |
| Merced County California | 19 | $ 4,165,000 | $ 219,000 | $ 142,000 |
| Baltimore County Maryland | 19 | $ 4,125,000 | $ 217,000 | $ 141,000 |
| Hamilton County Indiana | 18 | $ 4,770,000 | $ 265,000 | $ 135,000 |
| Cumberland County Maine | 18 | $ 5,030,000 | $ 279,000 | $ 117,000 |
| Nevada County California | 17 | $ 5,425,000 | $ 319,000 | $ 165,000 |
| Essex County New Jersey | 17 | $ 6,135,000 | $ 360,000 | $ 132,000 |
| Pasco County Florida | 16 | $ 3,750,000 | $ 234,000 | $ 132,000 |
| Somerset County New Jersey | 16 | $ 5,680,000 | $ 355,000 | $ 160,000 |
| Clackamas County Oregon | 16 | $ 5,190,000 | $ 324,000 | $ 122,000 |
| Bexar County Texas | 16 | $ 4,620,000 | $ 288,000 | $ 136,000 |
| Butte County California | 15 | $ 4,915,000 | $ 327,000 | $ 112,000 |
| Kern County California | 15 | $ 4,065,000 | $ 271,000 | $ 152,000 |
| Larimer County Colorado | 15 | $ 4,445,000 | $ 296,000 | $ 112,000 |
| Hudson County New Jersey | 15 | $ 6,295,000 | $ 419,000 | $ 206,000 |
| New Haven County Connecticut | 14 | $ 3,090,000 | $ 220,000 | $ 157,000 |
| Tolland County Connecticut | 14 | $ 3,020,000 | $ 215,000 | $ 93,000 |
| Lee County Florida | 14 | $ 2,980,000 | $ 212,000 | $ 129,000 |
| Gwinnett County Georgia | 14 | $ 3,060,000 | $ 218,000 | $ 109,000 |
| Marion County Indiana | 14 | $ 2,820,000 | $ 201,000 | $ 171,000 |
| Lane County Oregon | 14 | $ 3,530,000 | $ 252,000 | $ 150,000 |
| Marion County Oregon | 14 | $ 3,990,000 | $ 285,000 | $ 88,000 |
| Chittenden County Vermont | 14 | $ 4,070,000 | $ 290,000 | $ 90,000 |
| Henrico County Virginia | 14 | $ 4,040,000 | $ 288,000 | $ 165,000 |
| Frederick County Maryland | 13 | $ 4,025,000 | $ 309,000 | $ 125,000 |
| Macomb County Michigan | 13 | $ 2,455,000 | $ 188,000 | $ 103,000 |
| San Benito County California | 12 | $ 4,730,000 | $ 394,000 | $ 226,000 |
| Cherokee County Georgia | 12 | $ 3,270,000 | $ 272,000 | $ 159,000 |
| Oldham County Kentucky | 12 | $ 4,070,000 | $ 339,000 | $ 144,000 |
| Rockingham County New Hampshire | 12 | $ 3,540,000 | $ 295,000 | $ 125,000 |
| Mercer County New Jersey | 12 | $ 4,750,000 | $ 395,000 | $ 160,000 |
| Morgan County Utah | 12 | $ 3,500,000 | $ 291,000 | $ 93,000 |
| Uintah County Utah | 12 | $ 2,620,000 | $ 218,000 | $ 73,000 |
| Benton County Washington | 12 | $ 3,730,000 | $ 310,000 | $ 174,000 |
| Shasta County California | 11 | $ 2,825,000 | $ 256,000 | $ 96,000 |
| Weld County Colorado | 11 | $ 2,805,000 | $ 255,000 | $ 79,000 |
| Bronx County New York | 11 | $ 5,375,000 | $ 488,000 | $ 159,000 |
| Kaufman County Texas | 11 | $ 1,965,000 | $ 178,000 | $ 172,000 |
| Tooele County Utah | 11 | $ 3,185,000 | $ 289,000 | $ 86,000 |
| Washington County Utah | 11 | $ 3,835,000 | $ 348,000 | $ 136,000 |
| Tulare County California | 10 | $ 2,480,000 | $ 248,000 | $ 114,000 |
| Hawaii County Hawaii | 10 | $ 4,770,000 | $ 477,000 | $ 157,000 |
| Mecklenburg County North Carolina | 10 | $ 2,640,000 | $ 264,000 | $ 144,000 |
| Anderson County South Carolina | 10 | $ 2,420,000 | $ 242,000 | $ 115,000 |
| Montgomery County Texas | 10 | $ 2,400,000 | $ 240,000 | $ 126,000 |
| Dane County Wisconsin | 10 | $ 2,960,000 | $ 296,000 | $ 168,000 |
| Litchfield County Connecticut | 9 | $ 1,805,000 | $ 200,000 | $ 108,000 |
| DeKalb County Georgia | 9 | $ 2,575,000 | $ 286,000 | $ 172,000 |
| Fayette County Kentucky | 9 | $ 2,775,000 | $ 308,000 | $ 137,000 |
| Washtenaw County Michigan | 9 | $ 2,275,000 | $ 252,000 | $ 163,000 |
| Hennepin County Minnesota | 9 | $ 2,315,000 | $ 257,000 | $ 132,000 |
| Warren County Ohio | 9 | $ 3,055,000 | $ 339,000 | $ 222,000 |
| Arlington County Virginia | 9 | $ 3,275,000 | $ 363,000 | $ 155,000 |
| Grays Harbor County Washington | 9 | $ 2,175,000 | $ 241,000 | $ 129,000 |
| Tuolumne County California | 8 | $ 2,680,000 | $ 335,000 | $ 108,000 |
| Brevard County Florida | 8 | $ 1,960,000 | $ 245,000 | $ 136,000 |
| Duval County Florida | 8 | $ 1,990,000 | $ 248,000 | $ 88,000 |
| St. Johns County Florida | 8 | $ 2,060,000 | $ 257,000 | $ 150,000 |
| York County Maine | 8 | $ 2,090,000 | $ 261,000 | $ 101,000 |
| Union County New Jersey | 8 | $ 2,760,000 | $ 345,000 | $ 170,000 |
| Rockland County New York | 8 | $ 2,800,000 | $ 350,000 | $ 142,000 |
| Delaware County Ohio | 8 | $ 2,170,000 | $ 271,000 | $ 202,000 |
| Franklin County Ohio | 8 | $ 1,680,000 | $ 210,000 | $ 99,000 |
| Delaware County Pennsylvania | 8 | $ 2,050,000 | $ 256,000 | $ 103,000 |
| Lexington County South Carolina | 8 | $ 1,290,000 | $ 161,000 | $ 90,000 |
| Wasatch County Utah | 8 | $ 4,290,000 | $ 536,000 | $ 278,000 |
| Whatcom County Washington | 8 | $ 2,390,000 | $ 298,000 | $ 156,000 |
| Yavapai County Arizona | 7 | $ 1,925,000 | $ 275,000 | $ 92,000 |
| Broomfield County Colorado | 7 | $ 2,455,000 | $ 350,000 | $ 296,000 |
| Polk County Florida | 7 | $ 1,405,000 | $ 200,000 | $ 109,000 |
| Volusia County Florida | 7 | $ 1,575,000 | $ 225,000 | $ 87,000 |
| Orange County New York | 7 | $ 1,885,000 | $ 269,000 | $ 100,000 |
| Ulster County New York | 7 | $ 1,685,000 | $ 240,000 | $ 112,000 |
| Hidalgo County Texas | 7 | $ 1,115,000 | $ 159,000 | $ 79,000 |
| Parker County Texas | 7 | $ 2,505,000 | $ 357,000 | $ 161,000 |
| Alexandria County Virginia | 7 | $ 2,325,000 | $ 332,000 | $ 142,000 |
| Washington County Arkansas | 6 | $ 1,530,000 | $ 255,000 | $ 114,000 |
| Calaveras County California | 6 | $ 1,590,000 | $ 265,000 | $ 113,000 |
| Sutter County California | 6 | $ 1,280,000 | $ 213,000 | $ 73,000 |
| Yuba County California | 6 | $ 1,380,000 | $ 230,000 | $ 113,000 |
| Eagle County Colorado | 6 | $ 2,140,000 | $ 356,000 | $ 129,000 |
| Pueblo County Colorado | 6 | $ 1,380,000 | $ 230,000 | $ 88,000 |
| Seminole County Florida | 6 | $ 1,430,000 | $ 238,000 | $ 142,000 |
| Carroll County Maryland | 6 | $ 1,460,000 | $ 243,000 | $ 131,000 |
| Anoka County Minnesota | 6 | $ 1,560,000 | $ 260,000 | $ 91,000 |
| Dutchess County New York | 6 | $ 1,740,000 | $ 290,000 | $ 101,000 |
| Carteret County North Carolina | 6 | $ 1,360,000 | $ 226,000 | $ 120,000 |
| Deschutes County Oregon | 6 | $ 1,700,000 | $ 283,000 | $ 136,000 |
| Providence County Rhode Island | 6 | $ 1,460,000 | $ 243,000 | $ 127,000 |
| Laurens County South Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 64,000 |
| Brazoria County Texas | 6 | $ 1,590,000 | $ 265,000 | $ 138,000 |
| Rockwall County Texas | 6 | $ 1,940,000 | $ 323,000 | $ 170,000 |
| Tom Green County Texas | 6 | $ 1,420,000 | $ 236,000 | $ 89,000 |
| Box Elder County Utah | 6 | $ 1,840,000 | $ 306,000 | $ 110,000 |
| Summit County Utah | 6 | $ 1,830,000 | $ 305,000 | $ 103,000 |
| Cowlitz County Washington | 6 | $ 1,750,000 | $ 291,000 | $ 75,000 |
| Lewis County Washington | 6 | $ 1,560,000 | $ 260,000 | $ 121,000 |
| Thurston County Washington | 6 | $ 1,900,000 | $ 316,000 | $ 145,000 |
| Amador County California | 5 | $ 1,435,000 | $ 287,000 | $ 130,000 |
| Mono County California | 5 | $ 1,785,000 | $ 357,000 | $ 174,000 |
| Collier County Florida | 5 | $ 1,565,000 | $ 313,000 | $ 212,000 |
| Indian River County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 137,000 |
| Boone County Kentucky | 5 | $ 935,000 | $ 187,000 | $ 80,000 |
| Dakota County Minnesota | 5 | $ 1,685,000 | $ 337,000 | $ 109,000 |
| Clark County Nevada | 5 | $ 1,525,000 | $ 305,000 | $ 94,000 |
| Cape May County New Jersey | 5 | $ 1,435,000 | $ 287,000 | $ 321,000 |
| Jackson County Oregon | 5 | $ 1,575,000 | $ 315,000 | $ 90,000 |
| Lehigh County Pennsylvania | 5 | $ 1,555,000 | $ 311,000 | $ 181,000 |
| Monroe County Pennsylvania | 5 | $ 1,905,000 | $ 381,000 | $ 152,000 |
| Galveston County Texas | 5 | $ 1,315,000 | $ 263,000 | $ 107,000 |
| Smith County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 92,000 |
| Kitsap County Washington | 5 | $ 1,255,000 | $ 251,000 | $ 164,000 |
| Spokane County Washington | 5 | $ 1,505,000 | $ 301,000 | $ 138,000 |
| Coconino County Arizona | 4 | $ 1,500,000 | $ 375,000 | $ 161,000 |
| Navajo County Arizona | 4 | $ 620,000 | $ 155,000 | $ 145,000 |
| Benton County Arkansas | 4 | $ 890,000 | $ 222,000 | $ 116,000 |
| Imperial County California | 4 | $ 280,000 | $ 70,000 | $ 55,000 |
| Plumas County California | 4 | $ 1,350,000 | $ 337,000 | $ 437,000 |
| Summit County Colorado | 4 | $ 990,000 | $ 247,000 | $ 142,000 |
| Middlesex County Connecticut | 4 | $ 1,220,000 | $ 305,000 | $ 143,000 |
| New London County Connecticut | 4 | $ 1,180,000 | $ 295,000 | $ 161,000 |
| Charlotte County Florida | 4 | $ 910,000 | $ 227,000 | $ 111,000 |
| Lake County Florida | 4 | $ 960,000 | $ 240,000 | $ 88,000 |
| Manatee County Florida | 4 | $ 760,000 | $ 190,000 | $ 72,000 |
| Bartow County Georgia | 4 | $ 980,000 | $ 245,000 | $ 73,000 |
| Ada County Idaho | 4 | $ 1,350,000 | $ 337,000 | $ 95,000 |
| Kendall County Illinois | 4 | $ 940,000 | $ 235,000 | $ 85,000 |
| McLean County Illinois | 4 | $ 610,000 | $ 152,000 | $ 102,000 |
| Calvert County Maryland | 4 | $ 2,270,000 | $ 567,000 | $ 125,000 |
| Harford County Maryland | 4 | $ 730,000 | $ 182,000 | $ 88,000 |
| Livingston County Michigan | 4 | $ 1,100,000 | $ 275,000 | $ 99,000 |
| Wright County Minnesota | 4 | $ 570,000 | $ 142,000 | $ 99,000 |
| Camden County New Jersey | 4 | $ 890,000 | $ 222,000 | $ 161,000 |
| Ocean County New Jersey | 4 | $ 1,500,000 | $ 375,000 | $ 176,000 |
| Passaic County New Jersey | 4 | $ 1,060,000 | $ 265,000 | $ 133,000 |
| New York County New York | 4 | $ 1,960,000 | $ 490,000 | $ 165,000 |
| Putnam County New York | 4 | $ 1,550,000 | $ 387,000 | $ 159,000 |
| Clermont County Ohio | 4 | $ 1,040,000 | $ 260,000 | $ 142,000 |
| Greene County Ohio | 4 | $ 780,000 | $ 195,000 | $ 115,000 |
| Linn County Oregon | 4 | $ 1,070,000 | $ 267,000 | $ 145,000 |
| Butler County Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 101,000 |
| Westmoreland County Pennsylvania | 4 | $ 1,230,000 | $ 307,000 | $ 235,000 |
| Ellis County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 163,000 |
| Hays County Texas | 4 | $ 1,240,000 | $ 310,000 | $ 138,000 |
| Orange County Texas | 4 | $ 580,000 | $ 145,000 | $ 123,000 |
| Cache County Utah | 4 | $ 1,110,000 | $ 277,000 | $ 109,000 |
| Duchesne County Utah | 4 | $ 820,000 | $ 205,000 | $ 56,000 |
| Skagit County Washington | 4 | $ 1,080,000 | $ 270,000 | $ 96,000 |
| Waukesha County Wisconsin | 4 | $ 990,000 | $ 247,000 | $ 94,000 |
| Humboldt County California | 3 | $ 595,000 | $ 198,000 | $ 119,000 |
| Mendocino County California | 3 | $ 1,015,000 | $ 338,000 | $ 229,000 |
| Siskiyou County California | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Mesa County Colorado | 3 | $ 615,000 | $ 205,000 | $ 258,000 |
| New Castle County Delaware | 3 | $ 545,000 | $ 181,000 | $ 96,000 |
| Escambia County Florida | 3 | $ 945,000 | $ 315,000 | $ 158,000 |
| Osceola County Florida | 3 | $ 595,000 | $ 198,000 | $ 57,000 |
| Chatham County Georgia | 3 | $ 515,000 | $ 171,000 | $ 66,000 |
| Fayette County Georgia | 3 | $ 935,000 | $ 311,000 | $ 81,000 |
| Paulding County Georgia | 3 | $ 535,000 | $ 178,000 | $ 79,000 |
| Kauai County Hawaii | 3 | $ 1,495,000 | $ 498,000 | $ 193,000 |
| Maui County Hawaii | 3 | $ 935,000 | $ 311,000 | $ 112,000 |
| Boone County Illinois | 3 | $ 455,000 | $ 151,000 | $ 58,000 |
| Greene County Indiana | 3 | $ 725,000 | $ 241,000 | $ 114,000 |
| Porter County Indiana | 3 | $ 785,000 | $ 261,000 | $ 103,000 |
| Baltimore City County Maryland | 3 | $ 455,000 | $ 151,000 | $ 148,000 |
| Charles County Maryland | 3 | $ 795,000 | $ 265,000 | $ 140,000 |
| Dukes County Massachusetts | 3 | $ 1,635,000 | $ 545,000 | $ 277,000 |
| Franklin County Massachusetts | 3 | $ 585,000 | $ 195,000 | $ 96,000 |
| Genesee County Michigan | 3 | $ 835,000 | $ 278,000 | $ 188,000 |
| Kalamazoo County Michigan | 3 | $ 955,000 | $ 318,000 | $ 310,000 |
| Ottawa County Michigan | 3 | $ 755,000 | $ 251,000 | $ 106,000 |
| Ramsey County Minnesota | 3 | $ 815,000 | $ 271,000 | $ 163,000 |
| Washoe County Nevada | 3 | $ 365,000 | $ 121,000 | $ 146,000 |
| Merrimack County New Hampshire | 3 | $ 685,000 | $ 228,000 | $ 155,000 |
| Monroe County New York | 3 | $ 1,055,000 | $ 351,000 | $ 127,000 |
| Durham County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 155,000 |
| Guilford County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 142,000 |
| Johnston County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 155,000 |
| Fairfield County Ohio | 3 | $ 625,000 | $ 208,000 | $ 116,000 |
| Hamilton County Ohio | 3 | $ 535,000 | $ 178,000 | $ 74,000 |
| Clatsop County Oregon | 3 | $ 685,000 | $ 228,000 | $ 57,000 |
| Beaver County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 102,000 |
| Washington County Pennsylvania | 3 | $ 855,000 | $ 285,000 | $ 117,000 |
| Beaufort County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 116,000 |
| Greenwood County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 51,000 |
| Wilson County Tennessee | 3 | $ 805,000 | $ 268,000 | $ 277,000 |
| Bell County Texas | 3 | $ 575,000 | $ 191,000 | $ 83,000 |
| Cameron County Texas | 3 | $ 425,000 | $ 141,000 | $ 67,000 |
| Comal County Texas | 3 | $ 695,000 | $ 231,000 | $ 96,000 |
| Grayson County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 275,000 |
| Midland County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 96,000 |
| Virginia Beach County Virginia | 3 | $ 585,000 | $ 195,000 | $ 122,000 |
| Clallam County Washington | 3 | $ 755,000 | $ 251,000 | $ 122,000 |
| Island County Washington | 3 | $ 765,000 | $ 255,000 | $ 87,000 |
| San Juan County Washington | 3 | $ 1,245,000 | $ 415,000 | $ 156,000 |
| Madison County Alabama | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| Gila County Arizona | 2 | $ 570,000 | $ 285,000 | $ 217,000 |
| Mohave County Arizona | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Kings County California | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Lake County California | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Madera County California | 2 | $ 480,000 | $ 240,000 | $ 124,000 |
| Mariposa County California | 2 | $ 720,000 | $ 360,000 | $ 202,000 |
| Windham County Connecticut | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Sussex County Delaware | 2 | $ 460,000 | $ 230,000 | $ 189,000 |
| Clay County Florida | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| Marion County Florida | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Martin County Florida | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Nassau County Florida | 2 | $ 740,000 | $ 370,000 | $ 141,000 |
| Sarasota County Florida | 2 | $ 350,000 | $ 175,000 | $ 35,000 |
| St. Lucie County Florida | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Sumter County Florida | 2 | $ 440,000 | $ 220,000 | $ 183,000 |
| Walton County Florida | 2 | $ 560,000 | $ 280,000 | $ 174,000 |
| Towns County Georgia | 2 | $ 550,000 | $ 275,000 | $ 93,000 |
| Kootenai County Idaho | 2 | $ 850,000 | $ 425,000 | $ 129,000 |
| Kankakee County Illinois | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Boone County Indiana | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Hancock County Indiana | 2 | $ 590,000 | $ 295,000 | $ 181,000 |
| Monroe County Indiana | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| Bullitt County Kentucky | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Campbell County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Kenton County Kentucky | 2 | $ 790,000 | $ 395,000 | $ 84,000 |
| Marshall County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| McCracken County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Shelby County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Trimble County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 149,000 |
| Orleans County Louisiana | 2 | $ 690,000 | $ 345,000 | $ 123,000 |
| Queen Anne's County Maryland | 2 | $ 730,000 | $ 365,000 | $ 130,000 |
| Worcester County Maryland | 2 | $ 580,000 | $ 290,000 | $ 133,000 |
| Berkshire County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 243,000 |
| Allegan County Michigan | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Cole County Missouri | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Belknap County New Hampshire | 2 | $ 560,000 | $ 280,000 | $ 249,000 |
| Hunterdon County New Jersey | 2 | $ 880,000 | $ 440,000 | $ 204,000 |
| Sussex County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 540,000 |
| Albany County New York | 2 | $ 560,000 | $ 280,000 | $ 154,000 |
| Erie County New York | 2 | $ 550,000 | $ 275,000 | $ 169,000 |
| Forsyth County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Orange County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 162,000 |
| Union County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 241,000 |
| Cuyahoga County Ohio | 2 | $ 210,000 | $ 105,000 | $ 79,000 |
| Trumbull County Ohio | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Benton County Oregon | 2 | $ 770,000 | $ 385,000 | $ 194,000 |
| Columbia County Oregon | 2 | $ 830,000 | $ 415,000 | $ 116,000 |
| Tillamook County Oregon | 2 | $ 450,000 | $ 225,000 | $ 159,000 |
| Yamhill County Oregon | 2 | $ 620,000 | $ 310,000 | $ 103,000 |
| Cumberland County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 111,000 |
| Fayette County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| York County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 100,000 |
| Bristol County Rhode Island | 2 | $ 480,000 | $ 240,000 | $ 131,000 |
| Berkeley County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 157,000 |
| Lancaster County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 96,000 |
| Lincoln County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 117,000 |
| Davidson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 81,000 |
| Shelby County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Bowie County Texas | 2 | $ 540,000 | $ 270,000 | $ 95,000 |
| Culberson County Texas | 2 | $ 660,000 | $ 330,000 | $ 54,000 |
| Hood County Texas | 2 | $ 470,000 | $ 235,000 | $ 208,000 |
| Hunt County Texas | 2 | $ 300,000 | $ 150,000 | $ 284,000 |
| Nueces County Texas | 2 | $ 240,000 | $ 120,000 | $ 154,000 |
| Randall County Texas | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Wilson County Texas | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Sevier County Utah | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| Chesapeake County Virginia | 2 | $ 830,000 | $ 415,000 | $ 145,000 |
| Fairfax City County Virginia | 2 | $ 760,000 | $ 380,000 | $ 118,000 |
| Franklin County Virginia | 2 | $ 800,000 | $ 400,000 | $ 223,000 |
| Hanover County Virginia | 2 | $ 570,000 | $ 285,000 | $ 72,000 |
| Manassas County Virginia | 2 | $ 370,000 | $ 185,000 | $ 163,000 |
| Stafford County Virginia | 2 | $ 610,000 | $ 305,000 | $ 230,000 |
| Grant County Washington | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| Jefferson County Washington | 2 | $ 800,000 | $ 400,000 | $ 134,000 |
| Kittitas County Washington | 2 | $ 910,000 | $ 455,000 | $ 360,000 |
| Mason County Washington | 2 | $ 570,000 | $ 285,000 | $ 157,000 |
| Jefferson County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Jefferson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Talladega County Alabama | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Graham County Arizona | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| La Paz County Arizona | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Yuma County Arizona | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Faulkner County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Pope County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 207,000 |
| Del Norte County California | 1 | $ 365,000 | $ 365,000 | $ 240,000 |
| Chaffee County Colorado | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Fremont County Colorado | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Garfield County Colorado | 1 | $ 765,000 | $ 765,000 | $ 145,000 |
| La Plata County Colorado | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Routt County Colorado | 1 | $ 505,000 | $ 505,000 | $ 105,000 |
| San Miguel County Colorado | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Bradford County Florida | 1 | $ 185,000 | $ 185,000 | $ 329,000 |
| Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Franklin County Florida | 1 | $ 405,000 | $ 405,000 | $ 72,000 |
| Gadsden County Florida | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Highlands County Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Leon County Florida | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Monroe County Florida | 1 | $ 265,000 | $ 265,000 | $ 310,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Baldwin County Georgia | 1 | $ 325,000 | $ 325,000 | $ 359,000 |
| Clarke County Georgia | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Clayton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Douglas County Georgia | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Greene County Georgia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Hall County Georgia | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Hancock County Georgia | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Henry County Georgia | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Houston County Georgia | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Lee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Muscogee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Oconee County Georgia | 1 | $ 345,000 | $ 345,000 | $ 160,000 |
| Putnam County Georgia | 1 | $ 455,000 | $ 455,000 | $ 149,000 |
| Rockdale County Georgia | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Union County Georgia | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| White County Georgia | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Blaine County Idaho | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Jefferson County Idaho | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Grundy County Illinois | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Woodford County Illinois | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Allen County Indiana | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Brown County Indiana | 1 | $ 365,000 | $ 365,000 | $ 275,000 |
| Cass County Indiana | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Clark County Indiana | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| DeKalb County Indiana | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Delaware County Indiana | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Howard County Indiana | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Jennings County Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Lake County Indiana | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| LaPorte County Indiana | 1 | $ 325,000 | $ 325,000 | $ 217,000 |
| Madison County Indiana | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Shelby County Indiana | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| St. Joseph County Indiana | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Vigo County Indiana | 1 | $ 325,000 | $ 325,000 | $ 183,000 |
| Barren County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Breckinridge County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 340,000 |
| Grayson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Greenup County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Jessamine County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Johnson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Madison County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Mercer County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Scott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Spencer County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Woodford County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Androscoggin County Maine | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Kennebec County Maine | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Lincoln County Maine | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Penobscot County Maine | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Dorchester County Maryland | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Washington County Maryland | 1 | $ 105,000 | $ 105,000 | $ 234,000 |
| Hampden County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Hampshire County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Arenac County Michigan | 1 | $ 285,000 | $ 285,000 | $ 394,000 |
| Clinton County Michigan | 1 | $ 285,000 | $ 285,000 | $ 289,000 |
| Ingham County Michigan | 1 | $ 365,000 | $ 365,000 | $ 219,000 |
| Iosco County Michigan | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Kent County Michigan | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Lapeer County Michigan | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Lenawee County Michigan | 1 | $ 405,000 | $ 405,000 | $ 249,000 |
| Luce County Michigan | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Marquette County Michigan | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Monroe County Michigan | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Muskegon County Michigan | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Newaygo County Michigan | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Carver County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 74,000 |
| Chisago County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Goodhue County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Kandiyohi County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Meeker County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Mower County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Olmsted County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Scott County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 176,000 |
| Stearns County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Washington County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Lafayette County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Lancaster County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Cheshire County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Coos County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 272,000 |
| Grafton County New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 207,000 |
| Atlantic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Gloucester County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Bernalillo County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 317,000 |
| Oneida County New York | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Sullivan County New York | 1 | $ 445,000 | $ 445,000 | $ 434,000 |
| Brunswick County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Buncombe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Cabarrus County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Lincoln County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Macon County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 593,000 |
Mortgage Loan Application Detail Totals for One American Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,961 | $2,686,075,000 | $337,000 | $3,005,000 | $156,000 | $2,104,000 |
| Cash-out Refinancing | 3,250 | $1,134,340,000 | $349,000 | $1,195,000 | $146,000 | $3,553,000 |
| Home Purchase | 1,191 | $455,705,000 | $382,000 | $2,685,000 | $147,000 | $1,316,000 |
| Other Purpose | 31 | $4,205,000 | $135,000 | $705,000 | $278,000 | $3,840,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,039 | $1,647,105,000 | $326,000 | $3,005,000 | $144,000 | $3,840,000 |
| Asian | 4,733 | $1,709,135,000 | $361,000 | $1,285,000 | $167,000 | $1,907,000 |
| Not Provided | 1,737 | $625,315,000 | $359,000 | $1,235,000 | $157,000 | $1,234,000 |
| Hispanic | 652 | $206,510,000 | $316,000 | $825,000 | $114,000 | $3,553,000 |
| Black or African American | 232 | $77,390,000 | $333,000 | $955,000 | $132,000 | $1,316,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $9,025,000 | $392,000 | $715,000 | $134,000 | $261,000 |
| American Indian or Alaskan Native | 17 | $5,845,000 | $343,000 | $885,000 | $136,000 | $429,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,332 | $4,245,220,000 | $344,000 | $3,005,000 | $153,000 | $3,840,000 |
| FHA-insured (Federal Housing Administration) | 58 | $18,370,000 | $316,000 | $675,000 | $84,000 | $214,000 |
| VA-guaranteed (Veterans Administration) | 43 | $16,735,000 | $389,000 | $855,000 | $110,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,387 | $2,852,485,000 | $340,000 | $1,195,000 | $152,000 | $3,299,000 |
| Application Withdrawn By Applicant | 2,757 | $977,875,000 | $354,000 | $3,005,000 | $157,000 | $3,840,000 |
| File Closed For Incompleteness | 675 | $233,655,000 | $346,000 | $1,285,000 | $157,000 | $1,464,000 |
| Application Approved But Not Accepted | 505 | $176,595,000 | $349,000 | $935,000 | $150,000 | $1,321,000 |
| Application Denied By Financial Institution | 100 | $33,090,000 | $330,000 | $965,000 | $97,000 | $313,000 |
| Loan Purchased By The Institution | 9 | $6,625,000 | $736,000 | $2,685,000 | $308,000 | $860,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,333 | $4,247,235,000 | $344,000 | $3,005,000 | $153,000 | $3,840,000 |
| Debt-To-Income Ratio | 69 | $21,755,000 | $315,000 | $965,000 | $77,000 | $313,000 |
| Credit Application Incomplete | 12 | $4,840,000 | $403,000 | $555,000 | $162,000 | $250,000 |
| Collateral | 9 | $3,615,000 | $401,000 | $675,000 | $148,000 | $305,000 |
| Unverifiable Information | 5 | $1,555,000 | $311,000 | $445,000 | $127,000 | $149,000 |
| Credit History | 4 | $1,020,000 | $255,000 | $325,000 | $99,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $305,000 | $305,000 | $305,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into One American Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess One American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.