One American Bank Mortgage Lending & HMDA Data, 2021
In 2021, One American Bank of Sioux Falls, SD reported 12,433 mortgage applications totaling $4.3 billion. The average application was for $344,271, and applicants reported an average income of $152,828. 67% of its applications resulted in an originated loan and 1% were denied. Its largest markets were San Jose-Sunnyvale-Santa Clara, CA (1,174), Oakland-Hayward-Berkeley, CA (889) and Los Angeles-Long Beach-Glendale, CA (675) (applications in parentheses).
| Mortgage Company & Address | One American Bank 515 S Minnesota Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 12,433 |
| Total Mortgage Loan Application Amount | $4,280,325,000 |
| Average Mortgage Loan Application Amount | $344,271 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $152,828 |
| Highest Applicant Income | $3,840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records One American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara, California | 1,162 | $ 504,360,000 | $ 434,044 | $ 177,000 |
| Los Angeles, California | 675 | $ 284,855,000 | $ 422,007 | $ 153,000 |
| Alameda, California | 633 | $ 279,295,000 | $ 441,224 | $ 184,000 |
| San Diego, California | 432 | $ 162,920,000 | $ 377,129 | $ 154,000 |
| Orange, California | 383 | $ 163,935,000 | $ 428,028 | $ 178,000 |
| Sacramento, California | 367 | $ 112,345,000 | $ 306,117 | $ 139,000 |
| Collin, Texas | 308 | $ 94,220,000 | $ 305,909 | $ 146,000 |
| Maricopa, Arizona | 256 | $ 77,690,000 | $ 303,476 | $ 158,000 |
| Contra Costa, California | 256 | $ 106,160,000 | $ 414,687 | $ 184,000 |
| Cook, Illinois | 245 | $ 64,065,000 | $ 261,489 | $ 146,000 |
| Middlesex, Massachusetts | 229 | $ 79,555,000 | $ 347,401 | $ 160,000 |
| Salt Lake, Utah | 219 | $ 70,215,000 | $ 320,616 | $ 111,000 |
| King, Washington | 210 | $ 84,890,000 | $ 404,238 | $ 172,000 |
| Riverside, California | 182 | $ 57,530,000 | $ 316,098 | $ 133,000 |
| San Joaquin, California | 172 | $ 59,150,000 | $ 343,895 | $ 150,000 |
| DuPage, Illinois | 142 | $ 35,160,000 | $ 247,605 | $ 182,000 |
| San Mateo, California | 139 | $ 59,295,000 | $ 426,582 | $ 173,000 |
| Davis, Utah | 137 | $ 41,195,000 | $ 300,693 | $ 114,000 |
| Placer, California | 119 | $ 44,175,000 | $ 371,218 | $ 152,000 |
| Dallas, Texas | 116 | $ 32,160,000 | $ 277,241 | $ 149,000 |
| Denton, Texas | 114 | $ 35,780,000 | $ 313,859 | $ 148,000 |
| Utah, Utah | 113 | $ 36,625,000 | $ 324,115 | $ 122,000 |
| Norfolk, Massachusetts | 106 | $ 39,170,000 | $ 369,528 | $ 162,000 |
| San Bernardino, California | 104 | $ 33,660,000 | $ 323,653 | $ 135,000 |
| Montgomery, Maryland | 103 | $ 34,855,000 | $ 338,398 | $ 171,000 |
| Worcester, Massachusetts | 102 | $ 32,240,000 | $ 316,078 | $ 148,000 |
| Weber, Utah | 102 | $ 26,560,000 | $ 260,392 | $ 89,000 |
| Will, Illinois | 101 | $ 24,575,000 | $ 243,316 | $ 142,000 |
| Lake, Illinois | 99 | $ 28,165,000 | $ 284,494 | $ 144,000 |
| Oakland, Michigan | 93 | $ 23,515,000 | $ 252,849 | $ 178,000 |
| San Francisco, California | 92 | $ 39,610,000 | $ 430,543 | $ 195,000 |
| Fairfax, Virginia | 86 | $ 32,620,000 | $ 379,302 | $ 153,000 |
| Harris, Texas | 84 | $ 20,470,000 | $ 243,690 | $ 148,000 |
| Tarrant, Texas | 83 | $ 21,205,000 | $ 255,481 | $ 133,000 |
| Middlesex, New Jersey | 82 | $ 27,850,000 | $ 339,634 | $ 165,000 |
| Forsyth, Georgia | 80 | $ 24,980,000 | $ 312,250 | $ 128,000 |
| Jefferson, Kentucky | 80 | $ 18,860,000 | $ 235,750 | $ 104,000 |
| Fort Bend, Texas | 78 | $ 22,250,000 | $ 285,256 | $ 162,000 |
| Denver, Colorado | 72 | $ 24,830,000 | $ 344,861 | $ 154,000 |
| Ventura, California | 68 | $ 26,730,000 | $ 393,088 | $ 145,000 |
| Bergen, New Jersey | 68 | $ 31,800,000 | $ 467,647 | $ 153,000 |
| Plymouth, Massachusetts | 67 | $ 22,415,000 | $ 334,552 | $ 158,000 |
| Douglas, Colorado | 66 | $ 22,580,000 | $ 342,121 | $ 151,000 |
| Snohomish, Washington | 63 | $ 22,645,000 | $ 359,444 | $ 134,000 |
| Nassau, New York | 62 | $ 25,680,000 | $ 414,193 | $ 176,000 |
| Arapahoe, Colorado | 61 | $ 16,795,000 | $ 275,327 | $ 126,000 |
| Essex, Massachusetts | 58 | $ 19,440,000 | $ 335,172 | $ 154,000 |
| Wake, North Carolina | 57 | $ 14,565,000 | $ 255,526 | $ 165,000 |
| Fresno, California | 55 | $ 14,655,000 | $ 266,454 | $ 130,000 |
| Broward, Florida | 53 | $ 15,175,000 | $ 286,320 | $ 142,000 |
| Loudoun, Virginia | 52 | $ 20,730,000 | $ 398,653 | $ 179,000 |
| Washington, Oregon | 50 | $ 15,570,000 | $ 311,400 | $ 144,000 |
| Solano, California | 49 | $ 15,595,000 | $ 318,265 | $ 173,000 |
| Miami-Dade, Florida | 48 | $ 12,760,000 | $ 265,833 | $ 159,000 |
| Jefferson, Colorado | 46 | $ 13,830,000 | $ 300,652 | $ 127,000 |
| Multnomah, Oregon | 46 | $ 16,900,000 | $ 367,391 | $ 159,000 |
| Philadelphia, Pennsylvania | 46 | $ 10,710,000 | $ 232,826 | $ 117,000 |
| Williamson, Texas | 46 | $ 14,870,000 | $ 323,260 | $ 132,000 |
| Travis, Texas | 45 | $ 13,585,000 | $ 301,888 | $ 168,000 |
| Hartford, Connecticut | 44 | $ 11,750,000 | $ 267,045 | $ 124,000 |
| Westchester, New York | 44 | $ 18,400,000 | $ 418,181 | $ 219,000 |
| Yolo, California | 43 | $ 15,125,000 | $ 351,744 | $ 169,000 |
| Honolulu, Hawaii | 41 | $ 20,645,000 | $ 503,536 | $ 174,000 |
| Queens, New York | 41 | $ 20,425,000 | $ 498,170 | $ 129,000 |
| Suffolk, Massachusetts | 39 | $ 16,715,000 | $ 428,589 | $ 160,000 |
| Sonoma, California | 38 | $ 15,020,000 | $ 395,263 | $ 137,000 |
| Hillsborough, New Hampshire | 38 | $ 8,610,000 | $ 226,578 | $ 141,000 |
| El Dorado, California | 37 | $ 14,325,000 | $ 387,162 | $ 159,000 |
| Hillsborough, Florida | 37 | $ 9,645,000 | $ 260,675 | $ 116,000 |
| Kings, New York | 36 | $ 16,200,000 | $ 450,000 | $ 142,000 |
| Howard, Maryland | 34 | $ 10,220,000 | $ 300,588 | $ 173,000 |
| Richmond, New York | 33 | $ 13,945,000 | $ 422,575 | $ 156,000 |
| Clark, Washington | 33 | $ 10,545,000 | $ 319,545 | $ 130,000 |
| Fairfield, Connecticut | 32 | $ 9,780,000 | $ 305,625 | $ 127,000 |
| Palm Beach, Florida | 32 | $ 8,590,000 | $ 268,437 | $ 112,000 |
| Suffolk, New York | 31 | $ 12,505,000 | $ 403,387 | $ 263,000 |
| El Paso, Colorado | 30 | $ 8,050,000 | $ 268,333 | $ 117,000 |
| Fulton, Georgia | 30 | $ 13,090,000 | $ 436,333 | $ 178,000 |
| Bristol, Massachusetts | 30 | $ 9,110,000 | $ 303,666 | $ 130,000 |
| Pierce, Washington | 30 | $ 9,510,000 | $ 317,000 | $ 161,000 |
| Montgomery, Pennsylvania | 29 | $ 8,055,000 | $ 277,758 | $ 130,000 |
| Prince William, Virginia | 29 | $ 9,215,000 | $ 317,758 | $ 140,000 |
| Pima, Arizona | 28 | $ 5,070,000 | $ 181,071 | $ 123,000 |
| Kane, Illinois | 28 | $ 6,230,000 | $ 222,500 | $ 99,000 |
| Monterey, California | 27 | $ 10,005,000 | $ 370,555 | $ 130,000 |
| Monmouth, New Jersey | 26 | $ 9,370,000 | $ 360,384 | $ 168,000 |
| Santa Cruz, California | 25 | $ 11,345,000 | $ 453,800 | $ 313,000 |
| Stanislaus, California | 25 | $ 6,795,000 | $ 271,800 | $ 172,000 |
| Adams, Colorado | 25 | $ 7,065,000 | $ 282,600 | $ 123,000 |
| Boulder, Colorado | 25 | $ 9,265,000 | $ 370,600 | $ 170,000 |
| Allegheny, Pennsylvania | 25 | $ 6,085,000 | $ 243,400 | $ 96,000 |
| Pinellas, Florida | 24 | $ 6,670,000 | $ 277,916 | $ 177,000 |
| Wayne, Michigan | 24 | $ 6,250,000 | $ 260,416 | $ 137,000 |
| Greenville, South Carolina | 24 | $ 5,430,000 | $ 226,250 | $ 89,000 |
| Marin, California | 23 | $ 9,565,000 | $ 415,869 | $ 263,000 |
| Cobb, Georgia | 23 | $ 8,415,000 | $ 365,869 | $ 164,000 |
| McHenry, Illinois | 23 | $ 4,925,000 | $ 214,130 | $ 139,000 |
| Pinal, Arizona | 22 | $ 4,870,000 | $ 221,363 | $ 128,000 |
| Napa, California | 22 | $ 10,970,000 | $ 498,636 | $ 244,000 |
| San Luis Obispo, California | 22 | $ 8,690,000 | $ 395,000 | $ 171,000 |
| Santa Barbara, California | 22 | $ 8,910,000 | $ 405,000 | $ 137,000 |
| Prince George's, Maryland | 22 | $ 6,270,000 | $ 285,000 | $ 118,000 |
| Burlington, New Jersey | 22 | $ 4,470,000 | $ 203,181 | $ 123,000 |
| Orange, Florida | 21 | $ 5,495,000 | $ 261,666 | $ 118,000 |
| Bucks, Pennsylvania | 21 | $ 5,985,000 | $ 285,000 | $ 120,000 |
| Chester, Pennsylvania | 21 | $ 6,695,000 | $ 318,809 | $ 178,000 |
| Anne Arundel, Maryland | 20 | $ 7,090,000 | $ 354,500 | $ 120,000 |
| Barnstable, Massachusetts | 20 | $ 6,340,000 | $ 317,000 | $ 159,000 |
| Morris, New Jersey | 20 | $ 7,640,000 | $ 382,000 | $ 136,000 |
| Richland, South Carolina | 20 | $ 5,840,000 | $ 292,000 | $ 111,000 |
| Spartanburg, South Carolina | 20 | $ 3,910,000 | $ 195,500 | $ 68,000 |
| Merced, California | 19 | $ 4,165,000 | $ 219,210 | $ 142,000 |
| Baltimore, Maryland | 19 | $ 4,125,000 | $ 217,105 | $ 141,000 |
| Hamilton, Indiana | 18 | $ 4,770,000 | $ 265,000 | $ 135,000 |
| Cumberland, Maine | 18 | $ 5,030,000 | $ 279,444 | $ 117,000 |
| Nevada, California | 17 | $ 5,425,000 | $ 319,117 | $ 165,000 |
| Essex, New Jersey | 17 | $ 6,135,000 | $ 360,882 | $ 132,000 |
| Pasco, Florida | 16 | $ 3,750,000 | $ 234,375 | $ 132,000 |
| Somerset, New Jersey | 16 | $ 5,680,000 | $ 355,000 | $ 160,000 |
| Clackamas, Oregon | 16 | $ 5,190,000 | $ 324,375 | $ 122,000 |
| Bexar, Texas | 16 | $ 4,620,000 | $ 288,750 | $ 136,000 |
| Butte, California | 15 | $ 4,915,000 | $ 327,666 | $ 112,000 |
| Kern, California | 15 | $ 4,065,000 | $ 271,000 | $ 152,000 |
| Larimer, Colorado | 15 | $ 4,445,000 | $ 296,333 | $ 112,000 |
| Hudson, New Jersey | 15 | $ 6,295,000 | $ 419,666 | $ 206,000 |
| New Haven, Connecticut | 14 | $ 3,090,000 | $ 220,714 | $ 157,000 |
| Tolland, Connecticut | 14 | $ 3,020,000 | $ 215,714 | $ 93,000 |
| Lee, Florida | 14 | $ 2,980,000 | $ 212,857 | $ 129,000 |
| Gwinnett, Georgia | 14 | $ 3,060,000 | $ 218,571 | $ 109,000 |
| Marion, Indiana | 14 | $ 2,820,000 | $ 201,428 | $ 171,000 |
| Lane, Oregon | 14 | $ 3,530,000 | $ 252,142 | $ 150,000 |
| Marion, Oregon | 14 | $ 3,990,000 | $ 285,000 | $ 88,000 |
| Chittenden, Vermont | 14 | $ 4,070,000 | $ 290,714 | $ 90,000 |
| Henrico, Virginia | 14 | $ 4,040,000 | $ 288,571 | $ 165,000 |
| Frederick, Maryland | 13 | $ 4,025,000 | $ 309,615 | $ 125,000 |
| Macomb, Michigan | 13 | $ 2,455,000 | $ 188,846 | $ 103,000 |
| San Benito, California | 12 | $ 4,730,000 | $ 394,166 | $ 226,000 |
| Cherokee, Georgia | 12 | $ 3,270,000 | $ 272,500 | $ 159,000 |
| Oldham, Kentucky | 12 | $ 4,070,000 | $ 339,166 | $ 144,000 |
| Rockingham, New Hampshire | 12 | $ 3,540,000 | $ 295,000 | $ 125,000 |
| Mercer, New Jersey | 12 | $ 4,750,000 | $ 395,833 | $ 160,000 |
| Morgan, Utah | 12 | $ 3,500,000 | $ 291,666 | $ 93,000 |
| Uintah, Utah | 12 | $ 2,620,000 | $ 218,333 | $ 73,000 |
| Benton, Washington | 12 | $ 3,730,000 | $ 310,833 | $ 174,000 |
| Shasta, California | 11 | $ 2,825,000 | $ 256,818 | $ 96,000 |
| Weld, Colorado | 11 | $ 2,805,000 | $ 255,000 | $ 79,000 |
| Bronx, New York | 11 | $ 5,375,000 | $ 488,636 | $ 159,000 |
| Kaufman, Texas | 11 | $ 1,965,000 | $ 178,636 | $ 172,000 |
| Tooele, Utah | 11 | $ 3,185,000 | $ 289,545 | $ 86,000 |
| Washington, Utah | 11 | $ 3,835,000 | $ 348,636 | $ 136,000 |
| Tulare, California | 10 | $ 2,480,000 | $ 248,000 | $ 114,000 |
| Hawaii, Hawaii | 10 | $ 4,770,000 | $ 477,000 | $ 157,000 |
| Mecklenburg, North Carolina | 10 | $ 2,640,000 | $ 264,000 | $ 144,000 |
| Anderson, South Carolina | 10 | $ 2,420,000 | $ 242,000 | $ 115,000 |
| Montgomery, Texas | 10 | $ 2,400,000 | $ 240,000 | $ 126,000 |
| Dane, Wisconsin | 10 | $ 2,960,000 | $ 296,000 | $ 168,000 |
| Litchfield, Connecticut | 9 | $ 1,805,000 | $ 200,555 | $ 108,000 |
| DeKalb, Georgia | 9 | $ 2,575,000 | $ 286,111 | $ 172,000 |
| Fayette, Kentucky | 9 | $ 2,775,000 | $ 308,333 | $ 137,000 |
| Washtenaw, Michigan | 9 | $ 2,275,000 | $ 252,777 | $ 163,000 |
| Hennepin, Minnesota | 9 | $ 2,315,000 | $ 257,222 | $ 132,000 |
| Warren, Ohio | 9 | $ 3,055,000 | $ 339,444 | $ 222,000 |
| Arlington, Virginia | 9 | $ 3,275,000 | $ 363,888 | $ 155,000 |
| Grays Harbor, Washington | 9 | $ 2,175,000 | $ 241,666 | $ 129,000 |
| Tuolumne, California | 8 | $ 2,680,000 | $ 335,000 | $ 108,000 |
| Brevard, Florida | 8 | $ 1,960,000 | $ 245,000 | $ 136,000 |
| Duval, Florida | 8 | $ 1,990,000 | $ 248,750 | $ 88,000 |
| St. Johns, Florida | 8 | $ 2,060,000 | $ 257,500 | $ 150,000 |
| York, Maine | 8 | $ 2,090,000 | $ 261,250 | $ 101,000 |
| Union, New Jersey | 8 | $ 2,760,000 | $ 345,000 | $ 170,000 |
| Rockland, New York | 8 | $ 2,800,000 | $ 350,000 | $ 142,000 |
| Delaware, Ohio | 8 | $ 2,170,000 | $ 271,250 | $ 202,000 |
| Franklin, Ohio | 8 | $ 1,680,000 | $ 210,000 | $ 99,000 |
| Delaware, Pennsylvania | 8 | $ 2,050,000 | $ 256,250 | $ 103,000 |
| Lexington, South Carolina | 8 | $ 1,290,000 | $ 161,250 | $ 90,000 |
| Wasatch, Utah | 8 | $ 4,290,000 | $ 536,250 | $ 278,000 |
| Whatcom, Washington | 8 | $ 2,390,000 | $ 298,750 | $ 156,000 |
| Yavapai, Arizona | 7 | $ 1,925,000 | $ 275,000 | $ 92,000 |
| Broomfield, Colorado | 7 | $ 2,455,000 | $ 350,714 | $ 296,000 |
| Polk, Florida | 7 | $ 1,405,000 | $ 200,714 | $ 109,000 |
| Volusia, Florida | 7 | $ 1,575,000 | $ 225,000 | $ 87,000 |
| Orange, New York | 7 | $ 1,885,000 | $ 269,285 | $ 100,000 |
| Ulster, New York | 7 | $ 1,685,000 | $ 240,714 | $ 112,000 |
| Hidalgo, Texas | 7 | $ 1,115,000 | $ 159,285 | $ 79,000 |
| Parker, Texas | 7 | $ 2,505,000 | $ 357,857 | $ 161,000 |
| Alexandria, Virginia | 7 | $ 2,325,000 | $ 332,142 | $ 142,000 |
| Washington, Arkansas | 6 | $ 1,530,000 | $ 255,000 | $ 114,000 |
| Calaveras, California | 6 | $ 1,590,000 | $ 265,000 | $ 113,000 |
| Sutter, California | 6 | $ 1,280,000 | $ 213,333 | $ 73,000 |
| Yuba, California | 6 | $ 1,380,000 | $ 230,000 | $ 113,000 |
| Eagle, Colorado | 6 | $ 2,140,000 | $ 356,666 | $ 129,000 |
| Pueblo, Colorado | 6 | $ 1,380,000 | $ 230,000 | $ 88,000 |
| Seminole, Florida | 6 | $ 1,430,000 | $ 238,333 | $ 142,000 |
| Carroll, Maryland | 6 | $ 1,460,000 | $ 243,333 | $ 131,000 |
| Anoka, Minnesota | 6 | $ 1,560,000 | $ 260,000 | $ 91,000 |
| Dutchess, New York | 6 | $ 1,740,000 | $ 290,000 | $ 101,000 |
| Carteret, North Carolina | 6 | $ 1,360,000 | $ 226,666 | $ 120,000 |
| Deschutes, Oregon | 6 | $ 1,700,000 | $ 283,333 | $ 136,000 |
| Providence, Rhode Island | 6 | $ 1,460,000 | $ 243,333 | $ 127,000 |
| Laurens, South Carolina | 6 | $ 1,230,000 | $ 205,000 | $ 64,000 |
| Brazoria, Texas | 6 | $ 1,590,000 | $ 265,000 | $ 138,000 |
| Rockwall, Texas | 6 | $ 1,940,000 | $ 323,333 | $ 170,000 |
| Tom Green, Texas | 6 | $ 1,420,000 | $ 236,666 | $ 89,000 |
| Box Elder, Utah | 6 | $ 1,840,000 | $ 306,666 | $ 110,000 |
| Summit, Utah | 6 | $ 1,830,000 | $ 305,000 | $ 103,000 |
| Cowlitz, Washington | 6 | $ 1,750,000 | $ 291,666 | $ 75,000 |
| Lewis, Washington | 6 | $ 1,560,000 | $ 260,000 | $ 121,000 |
| Thurston, Washington | 6 | $ 1,900,000 | $ 316,666 | $ 145,000 |
| Amador, California | 5 | $ 1,435,000 | $ 287,000 | $ 130,000 |
| Mono, California | 5 | $ 1,785,000 | $ 357,000 | $ 174,000 |
| Collier, Florida | 5 | $ 1,565,000 | $ 313,000 | $ 212,000 |
| Indian River, Florida | 5 | $ 1,075,000 | $ 215,000 | $ 137,000 |
| Boone, Kentucky | 5 | $ 935,000 | $ 187,000 | $ 80,000 |
| Dakota, Minnesota | 5 | $ 1,685,000 | $ 337,000 | $ 109,000 |
| Clark, Nevada | 5 | $ 1,525,000 | $ 305,000 | $ 94,000 |
| Cape May, New Jersey | 5 | $ 1,435,000 | $ 287,000 | $ 321,000 |
| Jackson, Oregon | 5 | $ 1,575,000 | $ 315,000 | $ 90,000 |
| Lehigh, Pennsylvania | 5 | $ 1,555,000 | $ 311,000 | $ 181,000 |
| Monroe, Pennsylvania | 5 | $ 1,905,000 | $ 381,000 | $ 152,000 |
| Galveston, Texas | 5 | $ 1,315,000 | $ 263,000 | $ 107,000 |
| Smith, Texas | 5 | $ 1,035,000 | $ 207,000 | $ 92,000 |
| Kitsap, Washington | 5 | $ 1,255,000 | $ 251,000 | $ 164,000 |
| Spokane, Washington | 5 | $ 1,505,000 | $ 301,000 | $ 138,000 |
| Coconino, Arizona | 4 | $ 1,500,000 | $ 375,000 | $ 161,000 |
| Navajo, Arizona | 4 | $ 620,000 | $ 155,000 | $ 145,000 |
| Benton, Arkansas | 4 | $ 890,000 | $ 222,500 | $ 116,000 |
| Imperial, California | 4 | $ 280,000 | $ 70,000 | $ 55,000 |
| Plumas, California | 4 | $ 1,350,000 | $ 337,500 | $ 437,000 |
| Summit, Colorado | 4 | $ 990,000 | $ 247,500 | $ 142,000 |
| Middlesex, Connecticut | 4 | $ 1,220,000 | $ 305,000 | $ 143,000 |
| New London, Connecticut | 4 | $ 1,180,000 | $ 295,000 | $ 161,000 |
| Charlotte, Florida | 4 | $ 910,000 | $ 227,500 | $ 111,000 |
| Lake, Florida | 4 | $ 960,000 | $ 240,000 | $ 88,000 |
| Manatee, Florida | 4 | $ 760,000 | $ 190,000 | $ 72,000 |
| Bartow, Georgia | 4 | $ 980,000 | $ 245,000 | $ 73,000 |
| Ada, Idaho | 4 | $ 1,350,000 | $ 337,500 | $ 95,000 |
| Kendall, Illinois | 4 | $ 940,000 | $ 235,000 | $ 85,000 |
| McLean, Illinois | 4 | $ 610,000 | $ 152,500 | $ 102,000 |
| Calvert, Maryland | 4 | $ 2,270,000 | $ 567,500 | $ 125,000 |
| Harford, Maryland | 4 | $ 730,000 | $ 182,500 | $ 88,000 |
| Livingston, Michigan | 4 | $ 1,100,000 | $ 275,000 | $ 99,000 |
| Wright, Minnesota | 4 | $ 570,000 | $ 142,500 | $ 99,000 |
| Camden, New Jersey | 4 | $ 890,000 | $ 222,500 | $ 161,000 |
| Ocean, New Jersey | 4 | $ 1,500,000 | $ 375,000 | $ 176,000 |
| Passaic, New Jersey | 4 | $ 1,060,000 | $ 265,000 | $ 133,000 |
| New York, New York | 4 | $ 1,960,000 | $ 490,000 | $ 165,000 |
| Putnam, New York | 4 | $ 1,550,000 | $ 387,500 | $ 159,000 |
| Clermont, Ohio | 4 | $ 1,040,000 | $ 260,000 | $ 142,000 |
| Greene, Ohio | 4 | $ 780,000 | $ 195,000 | $ 115,000 |
| Linn, Oregon | 4 | $ 1,070,000 | $ 267,500 | $ 145,000 |
| Butler, Pennsylvania | 4 | $ 960,000 | $ 240,000 | $ 101,000 |
| Westmoreland, Pennsylvania | 4 | $ 1,230,000 | $ 307,500 | $ 235,000 |
| Ellis, Texas | 4 | $ 1,030,000 | $ 257,500 | $ 163,000 |
| Hays, Texas | 4 | $ 1,240,000 | $ 310,000 | $ 138,000 |
| Orange, Texas | 4 | $ 580,000 | $ 145,000 | $ 123,000 |
| Cache, Utah | 4 | $ 1,110,000 | $ 277,500 | $ 109,000 |
| Duchesne, Utah | 4 | $ 820,000 | $ 205,000 | $ 56,000 |
| Skagit, Washington | 4 | $ 1,080,000 | $ 270,000 | $ 96,000 |
| Waukesha, Wisconsin | 4 | $ 990,000 | $ 247,500 | $ 94,000 |
| Humboldt, California | 3 | $ 595,000 | $ 198,333 | $ 119,000 |
| Mendocino, California | 3 | $ 1,015,000 | $ 338,333 | $ 229,000 |
| Siskiyou, California | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Mesa, Colorado | 3 | $ 615,000 | $ 205,000 | $ 258,000 |
| New Castle, Delaware | 3 | $ 545,000 | $ 181,666 | $ 96,000 |
| Escambia, Florida | 3 | $ 945,000 | $ 315,000 | $ 158,000 |
| Osceola, Florida | 3 | $ 595,000 | $ 198,333 | $ 57,000 |
| Chatham, Georgia | 3 | $ 515,000 | $ 171,666 | $ 66,000 |
| Fayette, Georgia | 3 | $ 935,000 | $ 311,666 | $ 81,000 |
| Paulding, Georgia | 3 | $ 535,000 | $ 178,333 | $ 79,000 |
| Kauai, Hawaii | 3 | $ 1,495,000 | $ 498,333 | $ 193,000 |
| Maui, Hawaii | 3 | $ 935,000 | $ 311,666 | $ 112,000 |
| Boone, Illinois | 3 | $ 455,000 | $ 151,666 | $ 58,000 |
| Greene, Indiana | 3 | $ 725,000 | $ 241,666 | $ 114,000 |
| Porter, Indiana | 3 | $ 785,000 | $ 261,666 | $ 103,000 |
| Baltimore City, Maryland | 3 | $ 455,000 | $ 151,666 | $ 148,000 |
| Charles, Maryland | 3 | $ 795,000 | $ 265,000 | $ 140,000 |
| Dukes, Massachusetts | 3 | $ 1,635,000 | $ 545,000 | $ 277,000 |
| Franklin, Massachusetts | 3 | $ 585,000 | $ 195,000 | $ 96,000 |
| Genesee, Michigan | 3 | $ 835,000 | $ 278,333 | $ 188,000 |
| Kalamazoo, Michigan | 3 | $ 955,000 | $ 318,333 | $ 310,000 |
| Ottawa, Michigan | 3 | $ 755,000 | $ 251,666 | $ 106,000 |
| Ramsey, Minnesota | 3 | $ 815,000 | $ 271,666 | $ 163,000 |
| Washoe, Nevada | 3 | $ 365,000 | $ 121,666 | $ 146,000 |
| Merrimack, New Hampshire | 3 | $ 685,000 | $ 228,333 | $ 155,000 |
| Monroe, New York | 3 | $ 1,055,000 | $ 351,666 | $ 127,000 |
| Durham, North Carolina | 3 | $ 725,000 | $ 241,666 | $ 155,000 |
| Guilford, North Carolina | 3 | $ 425,000 | $ 141,666 | $ 142,000 |
| Johnston, North Carolina | 3 | $ 575,000 | $ 191,666 | $ 155,000 |
| Fairfield, Ohio | 3 | $ 625,000 | $ 208,333 | $ 116,000 |
| Hamilton, Ohio | 3 | $ 535,000 | $ 178,333 | $ 74,000 |
| Clatsop, Oregon | 3 | $ 685,000 | $ 228,333 | $ 57,000 |
| Beaver, Pennsylvania | 3 | $ 845,000 | $ 281,666 | $ 102,000 |
| Washington, Pennsylvania | 3 | $ 855,000 | $ 285,000 | $ 117,000 |
| Beaufort, South Carolina | 3 | $ 825,000 | $ 275,000 | $ 116,000 |
| Greenwood, South Carolina | 3 | $ 385,000 | $ 128,333 | $ 51,000 |
| Wilson, Tennessee | 3 | $ 805,000 | $ 268,333 | $ 277,000 |
| Bell, Texas | 3 | $ 575,000 | $ 191,666 | $ 83,000 |
| Cameron, Texas | 3 | $ 425,000 | $ 141,666 | $ 67,000 |
| Comal, Texas | 3 | $ 695,000 | $ 231,666 | $ 96,000 |
| Grayson, Texas | 3 | $ 1,115,000 | $ 371,666 | $ 275,000 |
| Midland, Texas | 3 | $ 1,005,000 | $ 335,000 | $ 96,000 |
| Virginia Beach, Virginia | 3 | $ 585,000 | $ 195,000 | $ 122,000 |
| Clallam, Washington | 3 | $ 755,000 | $ 251,666 | $ 122,000 |
| Island, Washington | 3 | $ 765,000 | $ 255,000 | $ 87,000 |
| San Juan, Washington | 3 | $ 1,245,000 | $ 415,000 | $ 156,000 |
| Madison, Alabama | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| Gila, Arizona | 2 | $ 570,000 | $ 285,000 | $ 217,000 |
| Mohave, Arizona | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Kings, California | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Lake, California | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Madera, California | 2 | $ 480,000 | $ 240,000 | $ 124,000 |
| Mariposa, California | 2 | $ 720,000 | $ 360,000 | $ 202,000 |
| Windham, Connecticut | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Sussex, Delaware | 2 | $ 460,000 | $ 230,000 | $ 189,000 |
| Clay, Florida | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| Marion, Florida | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Martin, Florida | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Nassau, Florida | 2 | $ 740,000 | $ 370,000 | $ 141,000 |
| Sarasota, Florida | 2 | $ 350,000 | $ 175,000 | $ 35,000 |
| St. Lucie, Florida | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Sumter, Florida | 2 | $ 440,000 | $ 220,000 | $ 183,000 |
| Walton, Florida | 2 | $ 560,000 | $ 280,000 | $ 174,000 |
| Towns, Georgia | 2 | $ 550,000 | $ 275,000 | $ 93,000 |
| Kootenai, Idaho | 2 | $ 850,000 | $ 425,000 | $ 129,000 |
| Kankakee, Illinois | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Boone, Indiana | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Hancock, Indiana | 2 | $ 590,000 | $ 295,000 | $ 181,000 |
| Monroe, Indiana | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| Bullitt, Kentucky | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Campbell, Kentucky | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Kenton, Kentucky | 2 | $ 790,000 | $ 395,000 | $ 84,000 |
| Marshall, Kentucky | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| McCracken, Kentucky | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Shelby, Kentucky | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Trimble, Kentucky | 2 | $ 480,000 | $ 240,000 | $ 149,000 |
| Orleans, Louisiana | 2 | $ 690,000 | $ 345,000 | $ 123,000 |
| Queen Anne's, Maryland | 2 | $ 730,000 | $ 365,000 | $ 130,000 |
| Worcester, Maryland | 2 | $ 580,000 | $ 290,000 | $ 133,000 |
| Berkshire, Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 243,000 |
| Allegan, Michigan | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Cole, Missouri | 2 | $ 170,000 | $ 85,000 | $ 71,000 |
| Belknap, New Hampshire | 2 | $ 560,000 | $ 280,000 | $ 249,000 |
| Hunterdon, New Jersey | 2 | $ 880,000 | $ 440,000 | $ 204,000 |
| Sussex, New Jersey | 2 | $ 780,000 | $ 390,000 | $ 540,000 |
| Albany, New York | 2 | $ 560,000 | $ 280,000 | $ 154,000 |
| Erie, New York | 2 | $ 550,000 | $ 275,000 | $ 169,000 |
| Forsyth, North Carolina | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Orange, North Carolina | 2 | $ 750,000 | $ 375,000 | $ 162,000 |
| Union, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 241,000 |
| Cuyahoga, Ohio | 2 | $ 210,000 | $ 105,000 | $ 79,000 |
| Trumbull, Ohio | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Benton, Oregon | 2 | $ 770,000 | $ 385,000 | $ 194,000 |
| Columbia, Oregon | 2 | $ 830,000 | $ 415,000 | $ 116,000 |
| Tillamook, Oregon | 2 | $ 450,000 | $ 225,000 | $ 159,000 |
| Yamhill, Oregon | 2 | $ 620,000 | $ 310,000 | $ 103,000 |
| Cumberland, Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 111,000 |
| Fayette, Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| York, Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 100,000 |
| Bristol, Rhode Island | 2 | $ 480,000 | $ 240,000 | $ 131,000 |
| Berkeley, South Carolina | 2 | $ 510,000 | $ 255,000 | $ 157,000 |
| Lancaster, South Carolina | 2 | $ 490,000 | $ 245,000 | $ 96,000 |
| Lincoln, South Dakota | 2 | $ 290,000 | $ 145,000 | $ 117,000 |
| Davidson, Tennessee | 2 | $ 520,000 | $ 260,000 | $ 81,000 |
| Shelby, Tennessee | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Bowie, Texas | 2 | $ 540,000 | $ 270,000 | $ 95,000 |
| Culberson, Texas | 2 | $ 660,000 | $ 330,000 | $ 54,000 |
| Hood, Texas | 2 | $ 470,000 | $ 235,000 | $ 208,000 |
| Hunt, Texas | 2 | $ 300,000 | $ 150,000 | $ 284,000 |
| Nueces, Texas | 2 | $ 240,000 | $ 120,000 | $ 154,000 |
| Randall, Texas | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Wilson, Texas | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Sevier, Utah | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| Chesapeake, Virginia | 2 | $ 830,000 | $ 415,000 | $ 145,000 |
| Fairfax City, Virginia | 2 | $ 760,000 | $ 380,000 | $ 118,000 |
| Franklin, Virginia | 2 | $ 800,000 | $ 400,000 | $ 223,000 |
| Hanover, Virginia | 2 | $ 570,000 | $ 285,000 | $ 72,000 |
| Manassas, Virginia | 2 | $ 370,000 | $ 185,000 | $ 163,000 |
| Stafford, Virginia | 2 | $ 610,000 | $ 305,000 | $ 230,000 |
| Grant, Washington | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
| Jefferson, Washington | 2 | $ 800,000 | $ 400,000 | $ 134,000 |
| Kittitas, Washington | 2 | $ 910,000 | $ 455,000 | $ 360,000 |
| Mason, Washington | 2 | $ 570,000 | $ 285,000 | $ 157,000 |
| Jefferson, Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Jefferson, Alabama | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Montgomery, Alabama | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Talladega, Alabama | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Graham, Arizona | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| La Paz, Arizona | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Yuma, Arizona | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Faulkner, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Pope, Arkansas | 1 | $ 365,000 | $ 365,000 | $ 207,000 |
| Del Norte, California | 1 | $ 365,000 | $ 365,000 | $ 240,000 |
| Chaffee, Colorado | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Fremont, Colorado | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Garfield, Colorado | 1 | $ 765,000 | $ 765,000 | $ 145,000 |
| La Plata, Colorado | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Routt, Colorado | 1 | $ 505,000 | $ 505,000 | $ 105,000 |
| San Miguel, Colorado | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Alachua, Florida | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Bay, Florida | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Bradford, Florida | 1 | $ 185,000 | $ 185,000 | $ 329,000 |
| Citrus, Florida | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Franklin, Florida | 1 | $ 405,000 | $ 405,000 | $ 72,000 |
| Gadsden, Florida | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Hernando, Florida | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Highlands, Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Leon, Florida | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Monroe, Florida | 1 | $ 265,000 | $ 265,000 | $ 310,000 |
| Okaloosa, Florida | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Baldwin, Georgia | 1 | $ 325,000 | $ 325,000 | $ 359,000 |
| Clarke, Georgia | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Clayton, Georgia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Douglas, Georgia | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Greene, Georgia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Hall, Georgia | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Hancock, Georgia | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Henry, Georgia | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Houston, Georgia | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Lee, Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Muscogee, Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Newton, Georgia | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Oconee, Georgia | 1 | $ 345,000 | $ 345,000 | $ 160,000 |
| Putnam, Georgia | 1 | $ 455,000 | $ 455,000 | $ 149,000 |
| Rockdale, Georgia | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Union, Georgia | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| White, Georgia | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Blaine, Idaho | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Jefferson, Idaho | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Grundy, Illinois | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Woodford, Illinois | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Allen, Indiana | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Brown, Indiana | 1 | $ 365,000 | $ 365,000 | $ 275,000 |
| Cass, Indiana | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Clark, Indiana | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| DeKalb, Indiana | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Delaware, Indiana | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Howard, Indiana | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Jennings, Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Lake, Indiana | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| LaPorte, Indiana | 1 | $ 325,000 | $ 325,000 | $ 217,000 |
| Madison, Indiana | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Shelby, Indiana | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| St. Joseph, Indiana | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Vigo, Indiana | 1 | $ 325,000 | $ 325,000 | $ 183,000 |
| Barren, Kentucky | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Breckinridge, Kentucky | 1 | $ 305,000 | $ 305,000 | $ 340,000 |
| Grayson, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Greenup, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Jessamine, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Johnson, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Madison, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Mercer, Kentucky | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| Scott, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Spencer, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Woodford, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Androscoggin, Maine | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Kennebec, Maine | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Lincoln, Maine | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Penobscot, Maine | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Dorchester, Maryland | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Washington, Maryland | 1 | $ 105,000 | $ 105,000 | $ 234,000 |
| Hampden, Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Hampshire, Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Arenac, Michigan | 1 | $ 285,000 | $ 285,000 | $ 394,000 |
| Clinton, Michigan | 1 | $ 285,000 | $ 285,000 | $ 289,000 |
| Ingham, Michigan | 1 | $ 365,000 | $ 365,000 | $ 219,000 |
| Iosco, Michigan | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Kent, Michigan | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Lapeer, Michigan | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Lenawee, Michigan | 1 | $ 405,000 | $ 405,000 | $ 249,000 |
| Luce, Michigan | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Marquette, Michigan | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Monroe, Michigan | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Muskegon, Michigan | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Newaygo, Michigan | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Carver, Minnesota | 1 | $ 405,000 | $ 405,000 | $ 74,000 |
| Chisago, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Goodhue, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Kandiyohi, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Meeker, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Mower, Minnesota | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Olmsted, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Scott, Minnesota | 1 | $ 485,000 | $ 485,000 | $ 176,000 |
| Stearns, Minnesota | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Washington, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Lafayette, Mississippi | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Lancaster, Nebraska | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Cheshire, New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Coos, New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 272,000 |
| Grafton, New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 207,000 |
| Atlantic, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Gloucester, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Bernalillo, New Mexico | 1 | $ 75,000 | $ 75,000 | $ 317,000 |
| Oneida, New York | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Sullivan, New York | 1 | $ 445,000 | $ 445,000 | $ 434,000 |
| Brunswick, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Buncombe, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Cabarrus, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Lincoln, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Macon, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 593,000 |
Mortgage Loan Application Detail Totals for One American Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,961 | $2,686,075,000 | $337,000 | $3,005,000 | $156,000 | $2,104,000 |
| Cash-out Refinancing | 3,250 | $1,134,340,000 | $349,000 | $1,195,000 | $146,000 | $3,553,000 |
| Home Purchase | 1,191 | $455,705,000 | $382,000 | $2,685,000 | $147,000 | $1,316,000 |
| Other Purpose | 31 | $4,205,000 | $135,000 | $705,000 | $278,000 | $3,840,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,039 | $1,647,105,000 | $326,000 | $3,005,000 | $144,000 | $3,840,000 |
| Asian | 4,733 | $1,709,135,000 | $361,000 | $1,285,000 | $167,000 | $1,907,000 |
| Not Provided | 1,737 | $625,315,000 | $359,000 | $1,235,000 | $157,000 | $1,234,000 |
| Hispanic | 652 | $206,510,000 | $316,000 | $825,000 | $114,000 | $3,553,000 |
| Black or African American | 232 | $77,390,000 | $333,000 | $955,000 | $132,000 | $1,316,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $9,025,000 | $392,000 | $715,000 | $134,000 | $261,000 |
| American Indian or Alaskan Native | 17 | $5,845,000 | $343,000 | $885,000 | $136,000 | $429,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,332 | $4,245,220,000 | $344,000 | $3,005,000 | $153,000 | $3,840,000 |
| FHA-insured (Federal Housing Administration) | 58 | $18,370,000 | $316,000 | $675,000 | $84,000 | $214,000 |
| VA-guaranteed (Veterans Administration) | 43 | $16,735,000 | $389,000 | $855,000 | $110,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,387 | $2,852,485,000 | $340,000 | $1,195,000 | $152,000 | $3,299,000 |
| Application Withdrawn By Applicant | 2,757 | $977,875,000 | $354,000 | $3,005,000 | $157,000 | $3,840,000 |
| File Closed For Incompleteness | 675 | $233,655,000 | $346,000 | $1,285,000 | $157,000 | $1,464,000 |
| Application Approved But Not Accepted | 505 | $176,595,000 | $349,000 | $935,000 | $150,000 | $1,321,000 |
| Application Denied By Financial Institution | 100 | $33,090,000 | $330,000 | $965,000 | $97,000 | $313,000 |
| Loan Purchased By The Institution | 9 | $6,625,000 | $736,000 | $2,685,000 | $308,000 | $860,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,333 | $4,247,235,000 | $344,000 | $3,005,000 | $153,000 | $3,840,000 |
| Debt-To-Income Ratio | 69 | $21,755,000 | $315,000 | $965,000 | $77,000 | $313,000 |
| Credit Application Incomplete | 12 | $4,840,000 | $403,000 | $555,000 | $162,000 | $250,000 |
| Collateral | 9 | $3,615,000 | $401,000 | $675,000 | $148,000 | $305,000 |
| Unverifiable Information | 5 | $1,555,000 | $311,000 | $445,000 | $127,000 | $149,000 |
| Credit History | 4 | $1,020,000 | $255,000 | $325,000 | $99,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $305,000 | $305,000 | $305,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into One American Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess One American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About