Cit Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Cit Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cit Bank, National Association 75 N. Fair Oaks Ave. Pasadena, CA 91103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,918 |
| Total Mortgage Loan Application Amount | $3,623,210,000 |
| Average Mortgage Loan Application Amount | $838,750 |
| Highest Mortgage Loan Application Amount | $56,005,000 |
| Average Applicant Income | $217,750 |
| Highest Applicant Income | $3,621,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Cit Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cit Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Cit Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cit Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Cit Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cit Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 970 | $ 1,075,340,000 | $ 1,108,000 | $ 238,000 |
| Orange County California | 296 | $ 252,240,000 | $ 852,000 | $ 251,000 |
| King County Washington | 242 | $ 207,840,000 | $ 858,000 | $ 253,000 |
| San Diego County California | 235 | $ 206,015,000 | $ 876,000 | $ 233,000 |
| Maricopa County Arizona | 97 | $ 126,625,000 | $ 1,305,000 | $ 311,000 |
| San Bernardino County California | 77 | $ 76,925,000 | $ 999,000 | $ 116,000 |
| Alameda County California | 76 | $ 80,950,000 | $ 1,065,000 | $ 230,000 |
| Santa Clara County California | 75 | $ 70,555,000 | $ 940,000 | $ 267,000 |
| Riverside County California | 70 | $ 37,950,000 | $ 542,000 | $ 165,000 |
| Ventura County California | 67 | $ 50,665,000 | $ 756,000 | $ 265,000 |
| Santa Barbara County California | 58 | $ 54,490,000 | $ 939,000 | $ 295,000 |
| Clark County Nevada | 49 | $ 22,035,000 | $ 449,000 | $ 185,000 |
| Contra Costa County California | 48 | $ 42,960,000 | $ 895,000 | $ 280,000 |
| Fairfax County Virginia | 42 | $ 32,350,000 | $ 770,000 | $ 266,000 |
| Middlesex County Massachusetts | 40 | $ 33,130,000 | $ 828,000 | $ 270,000 |
| Denver County Colorado | 39 | $ 43,925,000 | $ 1,126,000 | $ 324,000 |
| San Mateo County California | 37 | $ 35,195,000 | $ 951,000 | $ 258,000 |
| Sacramento County California | 35 | $ 22,165,000 | $ 633,000 | $ 236,000 |
| San Francisco County California | 35 | $ 33,675,000 | $ 962,000 | $ 256,000 |
| Placer County California | 31 | $ 21,585,000 | $ 696,000 | $ 226,000 |
| Norfolk County Massachusetts | 29 | $ 21,875,000 | $ 754,000 | $ 236,000 |
| Fulton County Georgia | 26 | $ 20,010,000 | $ 769,000 | $ 357,000 |
| Marin County California | 25 | $ 25,645,000 | $ 1,025,000 | $ 256,000 |
| Cook County Illinois | 24 | $ 15,030,000 | $ 626,000 | $ 245,000 |
| Multnomah County Oregon | 24 | $ 17,910,000 | $ 746,000 | $ 227,000 |
| Harris County Texas | 24 | $ 16,040,000 | $ 668,000 | $ 279,000 |
| Snohomish County Washington | 24 | $ 18,510,000 | $ 771,000 | $ 238,000 |
| Douglas County Colorado | 23 | $ 16,225,000 | $ 705,000 | $ 253,000 |
| Wake County North Carolina | 23 | $ 12,055,000 | $ 524,000 | $ 248,000 |
| Clackamas County Oregon | 23 | $ 19,285,000 | $ 838,000 | $ 298,000 |
| Salt Lake County Utah | 23 | $ 14,725,000 | $ 640,000 | $ 191,000 |
| Loudoun County Virginia | 22 | $ 13,990,000 | $ 635,000 | $ 210,000 |
| District of Columbia County District Of Columbia | 21 | $ 14,845,000 | $ 706,000 | $ 209,000 |
| Montgomery County Maryland | 21 | $ 15,335,000 | $ 730,000 | $ 244,000 |
| El Dorado County California | 20 | $ 15,700,000 | $ 785,000 | $ 224,000 |
| Dallas County Texas | 19 | $ 72,185,000 | $ 3,799,000 | $ 343,000 |
| Boulder County Colorado | 18 | $ 16,330,000 | $ 907,000 | $ 338,000 |
| Jefferson County Colorado | 18 | $ 11,320,000 | $ 628,000 | $ 218,000 |
| Hennepin County Minnesota | 18 | $ 13,940,000 | $ 774,000 | $ 354,000 |
| Monterey County California | 16 | $ 14,140,000 | $ 883,000 | $ 247,000 |
| Palm Beach County Florida | 16 | $ 9,900,000 | $ 618,000 | $ 286,000 |
| Williamson County Tennessee | 16 | $ 10,480,000 | $ 655,000 | $ 248,000 |
| Howard County Maryland | 15 | $ 9,185,000 | $ 612,000 | $ 280,000 |
| Arlington County Virginia | 15 | $ 11,545,000 | $ 769,000 | $ 249,000 |
| Clark County Washington | 15 | $ 10,975,000 | $ 731,000 | $ 227,000 |
| Deschutes County Oregon | 14 | $ 11,240,000 | $ 802,000 | $ 407,000 |
| Broward County Florida | 13 | $ 8,255,000 | $ 635,000 | $ 204,000 |
| Bergen County New Jersey | 13 | $ 7,385,000 | $ 568,000 | $ 164,000 |
| Mecklenburg County North Carolina | 13 | $ 9,195,000 | $ 707,000 | $ 290,000 |
| Pierce County Washington | 13 | $ 9,905,000 | $ 761,000 | $ 337,000 |
| Miami-Dade County Florida | 12 | $ 7,930,000 | $ 660,000 | $ 330,000 |
| San Luis Obispo County California | 11 | $ 9,955,000 | $ 905,000 | $ 218,000 |
| Fresno County California | 10 | $ 5,140,000 | $ 514,000 | $ 193,000 |
| Adams County Colorado | 10 | $ 5,230,000 | $ 523,000 | $ 178,000 |
| Arapahoe County Colorado | 10 | $ 7,040,000 | $ 704,000 | $ 255,000 |
| Hillsborough County Florida | 10 | $ 92,170,000 | $ 9,217,000 | $ 174,000 |
| DeKalb County Georgia | 10 | $ 6,330,000 | $ 633,000 | $ 217,000 |
| Washington County Oregon | 10 | $ 6,410,000 | $ 641,000 | $ 236,000 |
| Utah County Utah | 10 | $ 6,470,000 | $ 647,000 | $ 174,000 |
| Washoe County Nevada | 9 | $ 5,735,000 | $ 637,000 | $ 332,000 |
| Tarrant County Texas | 9 | $ 30,175,000 | $ 3,352,000 | $ 387,000 |
| Santa Cruz County California | 8 | $ 7,220,000 | $ 902,000 | $ 228,000 |
| Sonoma County California | 8 | $ 6,010,000 | $ 751,000 | $ 234,000 |
| Fairfield County Connecticut | 8 | $ 7,740,000 | $ 967,000 | $ 386,000 |
| Anne Arundel County Maryland | 8 | $ 5,090,000 | $ 636,000 | $ 291,000 |
| Essex County Massachusetts | 8 | $ 5,520,000 | $ 690,000 | $ 188,000 |
| Alexandria County Virginia | 8 | $ 5,540,000 | $ 692,000 | $ 238,000 |
| Yolo County California | 7 | $ 4,835,000 | $ 690,000 | $ 254,000 |
| Hudson County New Jersey | 7 | $ 5,345,000 | $ 763,000 | $ 216,000 |
| Collin County Texas | 7 | $ 3,325,000 | $ 475,000 | $ 134,000 |
| Denton County Texas | 7 | $ 3,995,000 | $ 570,000 | $ 268,000 |
| Travis County Texas | 7 | $ 6,695,000 | $ 956,000 | $ 347,000 |
| Pima County Arizona | 6 | $ 4,130,000 | $ 688,000 | $ 247,000 |
| Kern County California | 6 | $ 2,340,000 | $ 390,000 | $ 185,000 |
| San Joaquin County California | 6 | $ 3,870,000 | $ 645,000 | $ 226,000 |
| Suffolk County Massachusetts | 6 | $ 5,030,000 | $ 838,000 | $ 242,000 |
| Monmouth County New Jersey | 6 | $ 3,100,000 | $ 516,000 | $ 191,000 |
| Morris County New Jersey | 6 | $ 3,770,000 | $ 628,000 | $ 317,000 |
| Nassau County New York | 6 | $ 2,850,000 | $ 475,000 | $ 148,000 |
| Queens County New York | 6 | $ 2,810,000 | $ 468,000 | $ 174,000 |
| Westchester County New York | 6 | $ 4,330,000 | $ 721,000 | $ 337,000 |
| Orange County North Carolina | 6 | $ 3,210,000 | $ 535,000 | $ 273,000 |
| Chester County Pennsylvania | 6 | $ 3,200,000 | $ 533,000 | $ 354,000 |
| Davidson County Tennessee | 6 | $ 2,430,000 | $ 405,000 | $ 152,000 |
| Summit County Utah | 6 | $ 5,700,000 | $ 950,000 | $ 328,000 |
| Prince William County Virginia | 6 | $ 3,660,000 | $ 610,000 | $ 244,000 |
| El Paso County Colorado | 5 | $ 2,815,000 | $ 563,000 | $ 264,000 |
| Johnson County Kansas | 5 | $ 3,225,000 | $ 645,000 | $ 279,000 |
| St. Louis County Missouri | 5 | $ 4,685,000 | $ 937,000 | $ 622,000 |
| Santa Fe County New Mexico | 5 | $ 4,775,000 | $ 955,000 | $ 288,000 |
| Union County North Carolina | 5 | $ 2,765,000 | $ 553,000 | $ 184,000 |
| Napa County California | 4 | $ 3,110,000 | $ 777,000 | $ 293,000 |
| DuPage County Illinois | 4 | $ 3,230,000 | $ 807,000 | $ 321,000 |
| Baltimore County Maryland | 4 | $ 1,820,000 | $ 455,000 | $ 147,000 |
| Worcester County Massachusetts | 4 | $ 1,860,000 | $ 465,000 | $ 212,000 |
| Oakland County Michigan | 4 | $ 3,180,000 | $ 795,000 | $ 177,000 |
| Washington County Minnesota | 4 | $ 3,160,000 | $ 790,000 | $ 280,000 |
| Rockingham County New Hampshire | 4 | $ 2,450,000 | $ 612,000 | $ 191,000 |
| Essex County New Jersey | 4 | $ 2,290,000 | $ 572,000 | $ 227,000 |
| Charleston County South Carolina | 4 | $ 2,190,000 | $ 547,000 | $ 226,000 |
| Fort Bend County Texas | 4 | $ 1,770,000 | $ 442,000 | $ 148,000 |
| Davis County Utah | 4 | $ 2,670,000 | $ 667,000 | $ 169,000 |
| Teton County Wyoming | 4 | $ 3,370,000 | $ 842,000 | $ 297,000 |
| Benton County Arkansas | 3 | $ 905,000 | $ 301,000 | $ 118,000 |
| Solano County California | 3 | $ 1,665,000 | $ 555,000 | $ 184,000 |
| Larimer County Colorado | 3 | $ 1,915,000 | $ 638,000 | $ 190,000 |
| Leon County Florida | 3 | $ 885,000 | $ 295,000 | $ 150,000 |
| Martin County Florida | 3 | $ 3,175,000 | $ 1,058,000 | $ 336,000 |
| St. Johns County Florida | 3 | $ 1,885,000 | $ 628,000 | $ 169,000 |
| Cobb County Georgia | 3 | $ 1,815,000 | $ 605,000 | $ 220,000 |
| Fayette County Georgia | 3 | $ 2,145,000 | $ 715,000 | $ 177,000 |
| Honolulu County Hawaii | 3 | $ 4,585,000 | $ 1,528,000 | $ 377,000 |
| Frederick County Maryland | 3 | $ 1,705,000 | $ 568,000 | $ 241,000 |
| Flathead County Montana | 3 | $ 2,065,000 | $ 688,000 | $ 250,000 |
| Kings County New York | 3 | $ 2,495,000 | $ 831,000 | $ 168,000 |
| Suffolk County New York | 3 | $ 5,705,000 | $ 1,901,000 | $ 660,000 |
| Jackson County Oregon | 3 | $ 1,475,000 | $ 491,000 | $ 207,000 |
| Lincoln County Oregon | 3 | $ 1,975,000 | $ 658,000 | $ 850,000 |
| Delaware County Pennsylvania | 3 | $ 2,095,000 | $ 698,000 | $ 319,000 |
| York County South Carolina | 3 | $ 1,315,000 | $ 438,000 | $ 157,000 |
| Knox County Tennessee | 3 | $ 1,195,000 | $ 398,000 | $ 217,000 |
| Falls Church County Virginia | 3 | $ 2,855,000 | $ 951,000 | $ 291,000 |
| Kitsap County Washington | 3 | $ 2,345,000 | $ 781,000 | $ 258,000 |
| Thurston County Washington | 3 | $ 655,000 | $ 218,000 | $ 132,000 |
| Whatcom County Washington | 3 | $ 2,225,000 | $ 741,000 | $ 303,000 |
| Baldwin County Alabama | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Shelby County Alabama | 2 | $ 1,010,000 | $ 505,000 | $ 98,000 |
| Mohave County Arizona | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Yavapai County Arizona | 2 | $ 1,030,000 | $ 515,000 | $ 212,000 |
| Mono County California | 2 | $ 1,270,000 | $ 635,000 | $ 291,000 |
| Nevada County California | 2 | $ 1,300,000 | $ 650,000 | $ 251,000 |
| Stanislaus County California | 2 | $ 1,090,000 | $ 545,000 | $ 167,000 |
| Broomfield County Colorado | 2 | $ 2,010,000 | $ 1,005,000 | $ 370,000 |
| Eagle County Colorado | 2 | $ 2,350,000 | $ 1,175,000 | $ 340,000 |
| Summit County Colorado | 2 | $ 1,730,000 | $ 865,000 | $ 283,000 |
| Weld County Colorado | 2 | $ 1,580,000 | $ 790,000 | $ 427,000 |
| New Haven County Connecticut | 2 | $ 1,090,000 | $ 545,000 | $ 163,000 |
| New Castle County Delaware | 2 | $ 590,000 | $ 295,000 | $ 129,000 |
| Collier County Florida | 2 | $ 2,520,000 | $ 1,260,000 | $ 335,000 |
| Lee County Florida | 2 | $ 1,350,000 | $ 675,000 | $ 250,000 |
| Orange County Florida | 2 | $ 960,000 | $ 480,000 | $ 290,000 |
| Pinellas County Florida | 2 | $ 25,280,000 | $ 12,640,000 | $ 162,000 |
| Sarasota County Florida | 2 | $ 1,400,000 | $ 700,000 | $ 197,000 |
| Seminole County Florida | 2 | $ 1,380,000 | $ 690,000 | $ 225,000 |
| Gwinnett County Georgia | 2 | $ 1,400,000 | $ 700,000 | $ 170,000 |
| Fayette County Kentucky | 2 | $ 1,220,000 | $ 610,000 | $ 317,000 |
| Cumberland County Maine | 2 | $ 920,000 | $ 460,000 | $ 254,000 |
| Baltimore City County Maryland | 2 | $ 1,420,000 | $ 710,000 | $ 277,000 |
| Bristol County Massachusetts | 2 | $ 2,170,000 | $ 1,085,000 | $ 571,000 |
| Plymouth County Massachusetts | 2 | $ 1,470,000 | $ 735,000 | $ 177,000 |
| Monroe County Michigan | 2 | $ 660,000 | $ 330,000 | $ 207,000 |
| Ottawa County Michigan | 2 | $ 1,060,000 | $ 530,000 | $ 312,000 |
| Carver County Minnesota | 2 | $ 1,740,000 | $ 870,000 | $ 312,000 |
| Dakota County Minnesota | 2 | $ 2,150,000 | $ 1,075,000 | $ 377,000 |
| Lewis and Clark County Montana | 2 | $ 750,000 | $ 375,000 | $ 141,000 |
| Strafford County New Hampshire | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| Hunterdon County New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 387,000 |
| Middlesex County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 149,000 |
| Ocean County New Jersey | 2 | $ 1,020,000 | $ 510,000 | $ 442,000 |
| Somerset County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 215,000 |
| Union County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 99,000 |
| Bernalillo County New Mexico | 2 | $ 450,000 | $ 225,000 | $ 51,000 |
| Chatham County North Carolina | 2 | $ 1,340,000 | $ 670,000 | $ 170,000 |
| Cass County North Dakota | 2 | $ 930,000 | $ 465,000 | $ 129,000 |
| Cuyahoga County Ohio | 2 | $ 410,000 | $ 205,000 | $ 259,000 |
| Franklin County Ohio | 2 | $ 1,470,000 | $ 735,000 | $ 307,000 |
| Wood County Ohio | 2 | $ 1,690,000 | $ 845,000 | $ 243,000 |
| Lane County Oregon | 2 | $ 1,290,000 | $ 645,000 | $ 651,000 |
| Bucks County Pennsylvania | 2 | $ 810,000 | $ 405,000 | $ 107,000 |
| Philadelphia County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 162,000 |
| Washington County Rhode Island | 2 | $ 450,000 | $ 225,000 | $ 231,000 |
| Beaufort County South Carolina | 2 | $ 1,390,000 | $ 695,000 | $ 240,000 |
| Hamilton County Tennessee | 2 | $ 1,170,000 | $ 585,000 | $ 147,000 |
| Shelby County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 136,000 |
| Sumner County Tennessee | 2 | $ 1,420,000 | $ 710,000 | $ 209,000 |
| Brazoria County Texas | 2 | $ 930,000 | $ 465,000 | $ 189,000 |
| Hays County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 205,000 |
| Harrisonburg County Virginia | 2 | $ 660,000 | $ 330,000 | $ 240,000 |
| Stafford County Virginia | 2 | $ 1,290,000 | $ 645,000 | $ 228,000 |
| Virginia Beach County Virginia | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
| Island County Washington | 2 | $ 1,400,000 | $ 700,000 | $ 245,000 |
| Jefferson County Washington | 2 | $ 1,040,000 | $ 520,000 | $ 119,000 |
| Kittitas County Washington | 2 | $ 2,030,000 | $ 1,015,000 | $ 344,000 |
| Milwaukee County Wisconsin | 2 | $ 1,590,000 | $ 795,000 | $ 383,000 |
| Waukesha County Wisconsin | 2 | $ 1,030,000 | $ 515,000 | $ 166,000 |
| Madison County Alabama | 1 | $ 585,000 | $ 585,000 | $ 184,000 |
| Juneau County Alaska | 1 | $ 935,000 | $ 935,000 | $ 238,000 |
| Baxter County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Butte County California | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Calaveras County California | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Tulare County California | 1 | $ 645,000 | $ 645,000 | $ 288,000 |
| Archuleta County Colorado | 1 | $ 565,000 | $ 565,000 | $ 148,000 |
| La Plata County Colorado | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Pitkin County Colorado | 1 | $ 2,945,000 | $ 2,945,000 | $ 2,082,000 |
| San Miguel County Colorado | 1 | $ 865,000 | $ 865,000 | $ 177,000 |
| Hartford County Connecticut | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Kent County Delaware | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Sussex County Delaware | 1 | $ 665,000 | $ 665,000 | $ 239,000 |
| Alachua County Florida | 1 | $ 345,000 | $ 345,000 | $ 54,000 |
| Duval County Florida | 1 | $ 535,000 | $ 535,000 | $ 360,000 |
| Manatee County Florida | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Okaloosa County Florida | 1 | $ 655,000 | $ 655,000 | $ 70,000 |
| Pasco County Florida | 1 | $ 115,000 | $ 115,000 | $ 231,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| St. Lucie County Florida | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Walton County Florida | 1 | $ 985,000 | $ 985,000 | $ 166,000 |
| Bartow County Georgia | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Cherokee County Georgia | 1 | $ 535,000 | $ 535,000 | $ 136,000 |
| Effingham County Georgia | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Hall County Georgia | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Jackson County Georgia | 1 | $ 1,035,000 | $ 1,035,000 | $ 196,000 |
| Long County Georgia | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Towns County Georgia | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Kauai County Hawaii | 1 | $ 425,000 | $ 425,000 | $ 755,000 |
| Blaine County Idaho | 1 | $ 565,000 | $ 565,000 | $ 177,000 |
| Fremont County Idaho | 1 | $ 265,000 | $ 265,000 | $ 194,000 |
| Kane County Illinois | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Lake County Illinois | 1 | $ 645,000 | $ 645,000 | $ 192,000 |
| Kosciusko County Indiana | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Lake County Indiana | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Muscatine County Iowa | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Polk County Iowa | 1 | $ 595,000 | $ 595,000 | $ 155,000 |
| McPherson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Riley County Kansas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Jefferson County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Jefferson County Louisiana | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| Orleans County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| St. Tammany County Louisiana | 1 | $ 765,000 | $ 765,000 | $ 295,000 |
| Sagadahoc County Maine | 1 | $ 265,000 | $ 265,000 | $ 410,000 |
| York County Maine | 1 | $ 535,000 | $ 535,000 | $ 307,000 |
| Calvert County Maryland | 1 | $ 745,000 | $ 745,000 | $ 466,000 |
| Harford County Maryland | 1 | $ 625,000 | $ 625,000 | $ 146,000 |
| Ingham County Michigan | 1 | $ 325,000 | $ 325,000 | $ 232,000 |
| Kalamazoo County Michigan | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Otsego County Michigan | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Washtenaw County Michigan | 1 | $ 515,000 | $ 515,000 | $ 172,000 |
| Wayne County Michigan | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Ramsey County Minnesota | 1 | $ 605,000 | $ 605,000 | $ 145,000 |
| Scott County Minnesota | 1 | $ 1,045,000 | $ 1,045,000 | $ 452,000 |
| DeSoto County Mississippi | 1 | $ 805,000 | $ 805,000 | $ 358,000 |
| Lafayette County Mississippi | 1 | $ 865,000 | $ 865,000 | $ 344,000 |
| Madison County Mississippi | 1 | $ 645,000 | $ 645,000 | $ 111,000 |
| Clay County Missouri | 1 | $ 34,005,000 | $ 34,005,000 | $ 0 |
| Jackson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Missoula County Montana | 1 | $ 385,000 | $ 385,000 | $ 73,000 |
| Douglas County Nevada | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Lyon County Nevada | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Grafton County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Hillsborough County New Hampshire | 1 | $ 665,000 | $ 665,000 | $ 300,000 |
| Cape May County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Richmond County New York | 1 | $ 225,000 | $ 225,000 | $ 24,000 |
| St. Lawrence County New York | 1 | $ 155,000 | $ 155,000 | $ 203,000 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Durham County North Carolina | 1 | $ 905,000 | $ 905,000 | $ 427,000 |
| Henderson County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 350,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| New Hanover County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Fairfield County Ohio | 1 | $ 805,000 | $ 805,000 | $ 133,000 |
| Hamilton County Ohio | 1 | $ 645,000 | $ 645,000 | $ 240,000 |
| Lorain County Ohio | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Lucas County Ohio | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Portage County Ohio | 1 | $ 775,000 | $ 775,000 | $ 187,000 |
| Stark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 218,000 |
| Oklahoma County Oklahoma | 1 | $ 725,000 | $ 725,000 | $ 345,000 |
| Marion County Oregon | 1 | $ 535,000 | $ 535,000 | $ 104,000 |
| Yamhill County Oregon | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Lancaster County Pennsylvania | 1 | $ 1,045,000 | $ 1,045,000 | $ 834,000 |
| Montgomery County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Georgetown County South Carolina | 1 | $ 695,000 | $ 695,000 | $ 319,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Anderson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Robertson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Bexar County Texas | 1 | $ 975,000 | $ 975,000 | $ 293,000 |
| Burnet County Texas | 1 | $ 585,000 | $ 585,000 | $ 465,000 |
| Ector County Texas | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
| El Paso County Texas | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Ellis County Texas | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Galveston County Texas | 1 | $ 415,000 | $ 415,000 | $ 189,000 |
| Grayson County Texas | 1 | $ 295,000 | $ 295,000 | $ 447,000 |
| Hardin County Texas | 1 | $ 735,000 | $ 735,000 | $ 35,000 |
| Kerr County Texas | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| McLennan County Texas | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Midland County Texas | 1 | $ 715,000 | $ 715,000 | $ 145,000 |
| Montgomery County Texas | 1 | $ 565,000 | $ 565,000 | $ 223,000 |
| Parker County Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 800,000 |
| Williamson County Texas | 1 | $ 705,000 | $ 705,000 | $ 486,000 |
| Fairfax City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Northumberland County Virginia | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Richmond City County Virginia | 1 | $ 635,000 | $ 635,000 | $ 256,000 |
| Spotsylvania County Virginia | 1 | $ 675,000 | $ 675,000 | $ 332,000 |
| Benton County Washington | 1 | $ 665,000 | $ 665,000 | $ 91,000 |
| Chelan County Washington | 1 | $ 775,000 | $ 775,000 | $ 1,087,000 |
| Cowlitz County Washington | 1 | $ 885,000 | $ 885,000 | $ 612,000 |
| Klickitat County Washington | 1 | $ 945,000 | $ 945,000 | $ 193,000 |
| Lewis County Washington | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Spokane County Washington | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Dane County Wisconsin | 1 | $ 685,000 | $ 685,000 | $ 165,000 |
| Kenosha County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 350,000 |
| Sauk County Wisconsin | 1 | $ 745,000 | $ 745,000 | $ 495,000 |
| Walworth County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Washington County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Sheridan County Wyoming | 1 | $ 575,000 | $ 575,000 | $ 180,000 |
| Uinta County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,627 | $1,551,035,000 | $953,000 | $56,005,000 | $255,000 | $3,621,000 |
| Refinancing | 1,402 | $1,232,470,000 | $879,000 | $44,705,000 | $250,000 | $2,172,000 |
| Cash-out Refinancing | 880 | $834,530,000 | $948,000 | $50,005,000 | $215,000 | $2,082,000 |
| Home Improvement | 9 | $5,175,000 | $575,000 | $1,075,000 | $151,000 | $301,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,229 | $1,753,035,000 | $786,000 | $5,005,000 | $256,000 | $2,215,000 |
| Not Provided | 572 | $495,220,000 | $865,000 | $6,255,000 | $273,000 | $3,621,000 |
| Asian | 529 | $388,165,000 | $733,000 | $2,405,000 | $230,000 | $1,570,000 |
| Hispanic | 399 | $208,615,000 | $522,000 | $2,505,000 | $160,000 | $1,200,000 |
| Black or African American | 76 | $49,110,000 | $646,000 | $3,255,000 | $219,000 | $1,937,000 |
| Not applicable | 62 | $689,150,000 | $11,115,000 | $56,005,000 | $221,000 | $303,000 |
| American Indian or Alaskan Native | 11 | $7,995,000 | $726,000 | $1,225,000 | $242,000 | $692,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $5,100,000 | $637,000 | $825,000 | $280,000 | $534,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,752 | $3,559,890,000 | $948,000 | $56,005,000 | $252,000 | $3,621,000 |
| FHA-insured (Federal Housing Administration) | 166 | $63,320,000 | $381,000 | $935,000 | $81,000 | $276,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,204 | $2,363,210,000 | $1,072,000 | $56,005,000 | $262,000 | $3,621,000 |
| Application Withdrawn By Applicant | 907 | $668,685,000 | $737,000 | $5,005,000 | $258,000 | $1,824,000 |
| Application Denied By Financial Institution | 456 | $363,080,000 | $796,000 | $2,925,000 | $205,000 | $1,557,000 |
| Loan Purchased By The Institution | 149 | $94,745,000 | $635,000 | $11,045,000 | $80,000 | $276,000 |
| File Closed For Incompleteness | 115 | $77,295,000 | $672,000 | $2,425,000 | $223,000 | $830,000 |
| Preapproval Denied by Financial Institution | 59 | $37,955,000 | $643,000 | $4,205,000 | $156,000 | $1,200,000 |
| Application Approved But Not Accepted | 28 | $18,240,000 | $651,000 | $1,425,000 | $201,000 | $446,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,403 | $3,222,175,000 | $946,000 | $56,005,000 | $251,000 | $3,621,000 |
| Debt-To-Income Ratio | 221 | $190,305,000 | $861,000 | $4,205,000 | $156,000 | $1,557,000 |
| Credit History | 118 | $77,040,000 | $652,000 | $2,365,000 | $203,000 | $1,200,000 |
| Collateral | 91 | $67,445,000 | $741,000 | $1,785,000 | $246,000 | $1,087,000 |
| Other | 53 | $38,885,000 | $733,000 | $1,655,000 | $246,000 | $1,079,000 |
| Unverifiable Information | 20 | $17,260,000 | $863,000 | $2,555,000 | $241,000 | $492,000 |
| Credit Application Incomplete | 8 | $6,090,000 | $761,000 | $1,205,000 | $246,000 | $377,000 |
| Employment History | 2 | $1,180,000 | $590,000 | $605,000 | $233,000 | $266,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,830,000 | $1,415,000 | $1,475,000 | $623,000 | $927,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cit Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.