Cit Bank, National Association Mortgage Lending & HMDA Data, 2019
In 2019, Cit Bank, National Association of Pasadena, CA reported 3,918 mortgage applications totaling $3.6 billion, up 15% from 2018. The average application was for $924,760, and applicants reported an average income of $243,987. 56% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (970), Anaheim-Santa Ana-Irvine, CA (296) and Seattle-Bellevue-Everett, WA (266) (applications in parentheses).
| Mortgage Company & Address | Cit Bank, National Association 75 N. Fair Oaks Ave. Pasadena, CA 91103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,918 |
| Total Mortgage Loan Application Amount | $3,623,210,000 |
| Average Mortgage Loan Application Amount | $924,760 |
| Highest Mortgage Loan Application Amount | $56,005,000 |
| Average Applicant Income | $243,987 |
| Highest Applicant Income | $3,621,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cit Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 970 | $ 1,075,340,000 | $ 1,108,597 | $ 238,000 |
| Orange, California | 296 | $ 252,240,000 | $ 852,162 | $ 251,000 |
| King, Washington | 242 | $ 207,840,000 | $ 858,842 | $ 253,000 |
| San Diego, California | 235 | $ 206,015,000 | $ 876,659 | $ 233,000 |
| Maricopa, Arizona | 97 | $ 126,625,000 | $ 1,305,412 | $ 311,000 |
| San Bernardino, California | 77 | $ 76,925,000 | $ 999,025 | $ 116,000 |
| Alameda, California | 76 | $ 80,950,000 | $ 1,065,131 | $ 230,000 |
| Santa Clara, California | 75 | $ 70,555,000 | $ 940,733 | $ 267,000 |
| Riverside, California | 70 | $ 37,950,000 | $ 542,142 | $ 165,000 |
| Ventura, California | 67 | $ 50,665,000 | $ 756,194 | $ 265,000 |
| Santa Barbara, California | 58 | $ 54,490,000 | $ 939,482 | $ 295,000 |
| Clark, Nevada | 49 | $ 22,035,000 | $ 449,693 | $ 185,000 |
| Contra Costa, California | 48 | $ 42,960,000 | $ 895,000 | $ 280,000 |
| Fairfax, Virginia | 42 | $ 32,350,000 | $ 770,238 | $ 266,000 |
| Middlesex, Massachusetts | 40 | $ 33,130,000 | $ 828,250 | $ 270,000 |
| Denver, Colorado | 39 | $ 43,925,000 | $ 1,126,282 | $ 324,000 |
| San Mateo, California | 37 | $ 35,195,000 | $ 951,216 | $ 258,000 |
| Sacramento, California | 35 | $ 22,165,000 | $ 633,285 | $ 236,000 |
| San Francisco, California | 35 | $ 33,675,000 | $ 962,142 | $ 256,000 |
| Placer, California | 31 | $ 21,585,000 | $ 696,290 | $ 226,000 |
| Norfolk, Massachusetts | 29 | $ 21,875,000 | $ 754,310 | $ 236,000 |
| Fulton, Georgia | 26 | $ 20,010,000 | $ 769,615 | $ 357,000 |
| Marin, California | 25 | $ 25,645,000 | $ 1,025,800 | $ 256,000 |
| Cook, Illinois | 24 | $ 15,030,000 | $ 626,250 | $ 245,000 |
| Multnomah, Oregon | 24 | $ 17,910,000 | $ 746,250 | $ 227,000 |
| Harris, Texas | 24 | $ 16,040,000 | $ 668,333 | $ 279,000 |
| Snohomish, Washington | 24 | $ 18,510,000 | $ 771,250 | $ 238,000 |
| Douglas, Colorado | 23 | $ 16,225,000 | $ 705,434 | $ 253,000 |
| Wake, North Carolina | 23 | $ 12,055,000 | $ 524,130 | $ 248,000 |
| Clackamas, Oregon | 23 | $ 19,285,000 | $ 838,478 | $ 298,000 |
| Salt Lake, Utah | 23 | $ 14,725,000 | $ 640,217 | $ 191,000 |
| Loudoun, Virginia | 22 | $ 13,990,000 | $ 635,909 | $ 210,000 |
| District of Columbia, District Of Columbia | 21 | $ 14,845,000 | $ 706,904 | $ 209,000 |
| Montgomery, Maryland | 21 | $ 15,335,000 | $ 730,238 | $ 244,000 |
| El Dorado, California | 20 | $ 15,700,000 | $ 785,000 | $ 224,000 |
| Dallas, Texas | 19 | $ 72,185,000 | $ 3,799,210 | $ 343,000 |
| Boulder, Colorado | 18 | $ 16,330,000 | $ 907,222 | $ 338,000 |
| Jefferson, Colorado | 18 | $ 11,320,000 | $ 628,888 | $ 218,000 |
| Hennepin, Minnesota | 18 | $ 13,940,000 | $ 774,444 | $ 354,000 |
| Monterey, California | 16 | $ 14,140,000 | $ 883,750 | $ 247,000 |
| Palm Beach, Florida | 16 | $ 9,900,000 | $ 618,750 | $ 286,000 |
| Williamson, Tennessee | 16 | $ 10,480,000 | $ 655,000 | $ 248,000 |
| Howard, Maryland | 15 | $ 9,185,000 | $ 612,333 | $ 280,000 |
| Arlington, Virginia | 15 | $ 11,545,000 | $ 769,666 | $ 249,000 |
| Clark, Washington | 15 | $ 10,975,000 | $ 731,666 | $ 227,000 |
| Deschutes, Oregon | 14 | $ 11,240,000 | $ 802,857 | $ 407,000 |
| Broward, Florida | 13 | $ 8,255,000 | $ 635,000 | $ 204,000 |
| Bergen, New Jersey | 13 | $ 7,385,000 | $ 568,076 | $ 164,000 |
| Mecklenburg, North Carolina | 13 | $ 9,195,000 | $ 707,307 | $ 290,000 |
| Pierce, Washington | 13 | $ 9,905,000 | $ 761,923 | $ 337,000 |
| Miami-Dade, Florida | 12 | $ 7,930,000 | $ 660,833 | $ 330,000 |
| San Luis Obispo, California | 11 | $ 9,955,000 | $ 905,000 | $ 218,000 |
| Fresno, California | 10 | $ 5,140,000 | $ 514,000 | $ 193,000 |
| Adams, Colorado | 10 | $ 5,230,000 | $ 523,000 | $ 178,000 |
| Arapahoe, Colorado | 10 | $ 7,040,000 | $ 704,000 | $ 255,000 |
| Hillsborough, Florida | 10 | $ 92,170,000 | $ 9,217,000 | $ 174,000 |
| DeKalb, Georgia | 10 | $ 6,330,000 | $ 633,000 | $ 217,000 |
| Washington, Oregon | 10 | $ 6,410,000 | $ 641,000 | $ 236,000 |
| Utah, Utah | 10 | $ 6,470,000 | $ 647,000 | $ 174,000 |
| Washoe, Nevada | 9 | $ 5,735,000 | $ 637,222 | $ 332,000 |
| Tarrant, Texas | 9 | $ 30,175,000 | $ 3,352,777 | $ 387,000 |
| Santa Cruz, California | 8 | $ 7,220,000 | $ 902,500 | $ 228,000 |
| Sonoma, California | 8 | $ 6,010,000 | $ 751,250 | $ 234,000 |
| Fairfield, Connecticut | 8 | $ 7,740,000 | $ 967,500 | $ 386,000 |
| Anne Arundel, Maryland | 8 | $ 5,090,000 | $ 636,250 | $ 291,000 |
| Essex, Massachusetts | 8 | $ 5,520,000 | $ 690,000 | $ 188,000 |
| Alexandria, Virginia | 8 | $ 5,540,000 | $ 692,500 | $ 238,000 |
| Yolo, California | 7 | $ 4,835,000 | $ 690,714 | $ 254,000 |
| Hudson, New Jersey | 7 | $ 5,345,000 | $ 763,571 | $ 216,000 |
| Collin, Texas | 7 | $ 3,325,000 | $ 475,000 | $ 134,000 |
| Denton, Texas | 7 | $ 3,995,000 | $ 570,714 | $ 268,000 |
| Travis, Texas | 7 | $ 6,695,000 | $ 956,428 | $ 347,000 |
| Pima, Arizona | 6 | $ 4,130,000 | $ 688,333 | $ 247,000 |
| Kern, California | 6 | $ 2,340,000 | $ 390,000 | $ 185,000 |
| San Joaquin, California | 6 | $ 3,870,000 | $ 645,000 | $ 226,000 |
| Suffolk, Massachusetts | 6 | $ 5,030,000 | $ 838,333 | $ 242,000 |
| Monmouth, New Jersey | 6 | $ 3,100,000 | $ 516,666 | $ 191,000 |
| Morris, New Jersey | 6 | $ 3,770,000 | $ 628,333 | $ 317,000 |
| Nassau, New York | 6 | $ 2,850,000 | $ 475,000 | $ 148,000 |
| Queens, New York | 6 | $ 2,810,000 | $ 468,333 | $ 174,000 |
| Westchester, New York | 6 | $ 4,330,000 | $ 721,666 | $ 337,000 |
| Orange, North Carolina | 6 | $ 3,210,000 | $ 535,000 | $ 273,000 |
| Chester, Pennsylvania | 6 | $ 3,200,000 | $ 533,333 | $ 354,000 |
| Davidson, Tennessee | 6 | $ 2,430,000 | $ 405,000 | $ 152,000 |
| Summit, Utah | 6 | $ 5,700,000 | $ 950,000 | $ 328,000 |
| Prince William, Virginia | 6 | $ 3,660,000 | $ 610,000 | $ 244,000 |
| El Paso, Colorado | 5 | $ 2,815,000 | $ 563,000 | $ 264,000 |
| Johnson, Kansas | 5 | $ 3,225,000 | $ 645,000 | $ 279,000 |
| St. Louis, Missouri | 5 | $ 4,685,000 | $ 937,000 | $ 622,000 |
| Santa Fe, New Mexico | 5 | $ 4,775,000 | $ 955,000 | $ 288,000 |
| Union, North Carolina | 5 | $ 2,765,000 | $ 553,000 | $ 184,000 |
| Napa, California | 4 | $ 3,110,000 | $ 777,500 | $ 293,000 |
| DuPage, Illinois | 4 | $ 3,230,000 | $ 807,500 | $ 321,000 |
| Baltimore, Maryland | 4 | $ 1,820,000 | $ 455,000 | $ 147,000 |
| Worcester, Massachusetts | 4 | $ 1,860,000 | $ 465,000 | $ 212,000 |
| Oakland, Michigan | 4 | $ 3,180,000 | $ 795,000 | $ 177,000 |
| Washington, Minnesota | 4 | $ 3,160,000 | $ 790,000 | $ 280,000 |
| Rockingham, New Hampshire | 4 | $ 2,450,000 | $ 612,500 | $ 191,000 |
| Essex, New Jersey | 4 | $ 2,290,000 | $ 572,500 | $ 227,000 |
| Charleston, South Carolina | 4 | $ 2,190,000 | $ 547,500 | $ 226,000 |
| Fort Bend, Texas | 4 | $ 1,770,000 | $ 442,500 | $ 148,000 |
| Davis, Utah | 4 | $ 2,670,000 | $ 667,500 | $ 169,000 |
| Teton, Wyoming | 4 | $ 3,370,000 | $ 842,500 | $ 297,000 |
| Benton, Arkansas | 3 | $ 905,000 | $ 301,666 | $ 118,000 |
| Solano, California | 3 | $ 1,665,000 | $ 555,000 | $ 184,000 |
| Larimer, Colorado | 3 | $ 1,915,000 | $ 638,333 | $ 190,000 |
| Leon, Florida | 3 | $ 885,000 | $ 295,000 | $ 150,000 |
| Martin, Florida | 3 | $ 3,175,000 | $ 1,058,333 | $ 336,000 |
| St. Johns, Florida | 3 | $ 1,885,000 | $ 628,333 | $ 169,000 |
| Cobb, Georgia | 3 | $ 1,815,000 | $ 605,000 | $ 220,000 |
| Fayette, Georgia | 3 | $ 2,145,000 | $ 715,000 | $ 177,000 |
| Honolulu, Hawaii | 3 | $ 4,585,000 | $ 1,528,333 | $ 377,000 |
| Frederick, Maryland | 3 | $ 1,705,000 | $ 568,333 | $ 241,000 |
| Flathead, Montana | 3 | $ 2,065,000 | $ 688,333 | $ 250,000 |
| Kings, New York | 3 | $ 2,495,000 | $ 831,666 | $ 168,000 |
| Suffolk, New York | 3 | $ 5,705,000 | $ 1,901,666 | $ 660,000 |
| Jackson, Oregon | 3 | $ 1,475,000 | $ 491,666 | $ 207,000 |
| Lincoln, Oregon | 3 | $ 1,975,000 | $ 658,333 | $ 850,000 |
| Delaware, Pennsylvania | 3 | $ 2,095,000 | $ 698,333 | $ 319,000 |
| York, South Carolina | 3 | $ 1,315,000 | $ 438,333 | $ 157,000 |
| Knox, Tennessee | 3 | $ 1,195,000 | $ 398,333 | $ 217,000 |
| Falls Church, Virginia | 3 | $ 2,855,000 | $ 951,666 | $ 291,000 |
| Kitsap, Washington | 3 | $ 2,345,000 | $ 781,666 | $ 258,000 |
| Thurston, Washington | 3 | $ 655,000 | $ 218,333 | $ 132,000 |
| Whatcom, Washington | 3 | $ 2,225,000 | $ 741,666 | $ 303,000 |
| Baldwin, Alabama | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Shelby, Alabama | 2 | $ 1,010,000 | $ 505,000 | $ 98,000 |
| Mohave, Arizona | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Yavapai, Arizona | 2 | $ 1,030,000 | $ 515,000 | $ 212,000 |
| Mono, California | 2 | $ 1,270,000 | $ 635,000 | $ 291,000 |
| Nevada, California | 2 | $ 1,300,000 | $ 650,000 | $ 251,000 |
| Stanislaus, California | 2 | $ 1,090,000 | $ 545,000 | $ 167,000 |
| Broomfield, Colorado | 2 | $ 2,010,000 | $ 1,005,000 | $ 370,000 |
| Eagle, Colorado | 2 | $ 2,350,000 | $ 1,175,000 | $ 340,000 |
| Summit, Colorado | 2 | $ 1,730,000 | $ 865,000 | $ 283,000 |
| Weld, Colorado | 2 | $ 1,580,000 | $ 790,000 | $ 427,000 |
| New Haven, Connecticut | 2 | $ 1,090,000 | $ 545,000 | $ 163,000 |
| New Castle, Delaware | 2 | $ 590,000 | $ 295,000 | $ 129,000 |
| Collier, Florida | 2 | $ 2,520,000 | $ 1,260,000 | $ 335,000 |
| Lee, Florida | 2 | $ 1,350,000 | $ 675,000 | $ 250,000 |
| Orange, Florida | 2 | $ 960,000 | $ 480,000 | $ 290,000 |
| Pinellas, Florida | 2 | $ 25,280,000 | $ 12,640,000 | $ 162,000 |
| Sarasota, Florida | 2 | $ 1,400,000 | $ 700,000 | $ 197,000 |
| Seminole, Florida | 2 | $ 1,380,000 | $ 690,000 | $ 225,000 |
| Gwinnett, Georgia | 2 | $ 1,400,000 | $ 700,000 | $ 170,000 |
| Fayette, Kentucky | 2 | $ 1,220,000 | $ 610,000 | $ 317,000 |
| Cumberland, Maine | 2 | $ 920,000 | $ 460,000 | $ 254,000 |
| Baltimore City, Maryland | 2 | $ 1,420,000 | $ 710,000 | $ 277,000 |
| Bristol, Massachusetts | 2 | $ 2,170,000 | $ 1,085,000 | $ 571,000 |
| Plymouth, Massachusetts | 2 | $ 1,470,000 | $ 735,000 | $ 177,000 |
| Monroe, Michigan | 2 | $ 660,000 | $ 330,000 | $ 207,000 |
| Ottawa, Michigan | 2 | $ 1,060,000 | $ 530,000 | $ 312,000 |
| Carver, Minnesota | 2 | $ 1,740,000 | $ 870,000 | $ 312,000 |
| Dakota, Minnesota | 2 | $ 2,150,000 | $ 1,075,000 | $ 377,000 |
| Lewis and Clark, Montana | 2 | $ 750,000 | $ 375,000 | $ 141,000 |
| Strafford, New Hampshire | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| Hunterdon, New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 387,000 |
| Middlesex, New Jersey | 2 | $ 770,000 | $ 385,000 | $ 149,000 |
| Ocean, New Jersey | 2 | $ 1,020,000 | $ 510,000 | $ 442,000 |
| Somerset, New Jersey | 2 | $ 840,000 | $ 420,000 | $ 215,000 |
| Union, New Jersey | 2 | $ 810,000 | $ 405,000 | $ 99,000 |
| Bernalillo, New Mexico | 2 | $ 450,000 | $ 225,000 | $ 51,000 |
| Chatham, North Carolina | 2 | $ 1,340,000 | $ 670,000 | $ 170,000 |
| Cass, North Dakota | 2 | $ 930,000 | $ 465,000 | $ 129,000 |
| Cuyahoga, Ohio | 2 | $ 410,000 | $ 205,000 | $ 259,000 |
| Franklin, Ohio | 2 | $ 1,470,000 | $ 735,000 | $ 307,000 |
| Wood, Ohio | 2 | $ 1,690,000 | $ 845,000 | $ 243,000 |
| Lane, Oregon | 2 | $ 1,290,000 | $ 645,000 | $ 651,000 |
| Bucks, Pennsylvania | 2 | $ 810,000 | $ 405,000 | $ 107,000 |
| Philadelphia, Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 162,000 |
| Washington, Rhode Island | 2 | $ 450,000 | $ 225,000 | $ 231,000 |
| Beaufort, South Carolina | 2 | $ 1,390,000 | $ 695,000 | $ 240,000 |
| Hamilton, Tennessee | 2 | $ 1,170,000 | $ 585,000 | $ 147,000 |
| Shelby, Tennessee | 2 | $ 530,000 | $ 265,000 | $ 136,000 |
| Sumner, Tennessee | 2 | $ 1,420,000 | $ 710,000 | $ 209,000 |
| Brazoria, Texas | 2 | $ 930,000 | $ 465,000 | $ 189,000 |
| Hays, Texas | 2 | $ 1,240,000 | $ 620,000 | $ 205,000 |
| Harrisonburg, Virginia | 2 | $ 660,000 | $ 330,000 | $ 240,000 |
| Stafford, Virginia | 2 | $ 1,290,000 | $ 645,000 | $ 228,000 |
| Virginia Beach, Virginia | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
| Island, Washington | 2 | $ 1,400,000 | $ 700,000 | $ 245,000 |
| Jefferson, Washington | 2 | $ 1,040,000 | $ 520,000 | $ 119,000 |
| Kittitas, Washington | 2 | $ 2,030,000 | $ 1,015,000 | $ 344,000 |
| Milwaukee, Wisconsin | 2 | $ 1,590,000 | $ 795,000 | $ 383,000 |
| Waukesha, Wisconsin | 2 | $ 1,030,000 | $ 515,000 | $ 166,000 |
| Madison, Alabama | 1 | $ 585,000 | $ 585,000 | $ 184,000 |
| Juneau, Alaska | 1 | $ 935,000 | $ 935,000 | $ 238,000 |
| Baxter, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Butte, California | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Calaveras, California | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Tulare, California | 1 | $ 645,000 | $ 645,000 | $ 288,000 |
| Archuleta, Colorado | 1 | $ 565,000 | $ 565,000 | $ 148,000 |
| La Plata, Colorado | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Pitkin, Colorado | 1 | $ 2,945,000 | $ 2,945,000 | $ 2,082,000 |
| San Miguel, Colorado | 1 | $ 865,000 | $ 865,000 | $ 177,000 |
| Hartford, Connecticut | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Kent, Delaware | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Sussex, Delaware | 1 | $ 665,000 | $ 665,000 | $ 239,000 |
| Alachua, Florida | 1 | $ 345,000 | $ 345,000 | $ 54,000 |
| Duval, Florida | 1 | $ 535,000 | $ 535,000 | $ 360,000 |
| Manatee, Florida | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
| Marion, Florida | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Okaloosa, Florida | 1 | $ 655,000 | $ 655,000 | $ 70,000 |
| Pasco, Florida | 1 | $ 115,000 | $ 115,000 | $ 231,000 |
| Polk, Florida | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| St. Lucie, Florida | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Walton, Florida | 1 | $ 985,000 | $ 985,000 | $ 166,000 |
| Bartow, Georgia | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Cherokee, Georgia | 1 | $ 535,000 | $ 535,000 | $ 136,000 |
| Effingham, Georgia | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Hall, Georgia | 1 | $ 305,000 | $ 305,000 | $ 144,000 |
| Jackson, Georgia | 1 | $ 1,035,000 | $ 1,035,000 | $ 196,000 |
| Long, Georgia | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Towns, Georgia | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Kauai, Hawaii | 1 | $ 425,000 | $ 425,000 | $ 755,000 |
| Blaine, Idaho | 1 | $ 565,000 | $ 565,000 | $ 177,000 |
| Fremont, Idaho | 1 | $ 265,000 | $ 265,000 | $ 194,000 |
| Kane, Illinois | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Lake, Illinois | 1 | $ 645,000 | $ 645,000 | $ 192,000 |
| Kosciusko, Indiana | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Lake, Indiana | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Muscatine, Iowa | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Polk, Iowa | 1 | $ 595,000 | $ 595,000 | $ 155,000 |
| McPherson, Kansas | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Riley, Kansas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Jefferson, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Jefferson, Louisiana | 1 | $ 525,000 | $ 525,000 | $ 160,000 |
| Orleans, Louisiana | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| St. Tammany, Louisiana | 1 | $ 765,000 | $ 765,000 | $ 295,000 |
| Sagadahoc, Maine | 1 | $ 265,000 | $ 265,000 | $ 410,000 |
| York, Maine | 1 | $ 535,000 | $ 535,000 | $ 307,000 |
| Calvert, Maryland | 1 | $ 745,000 | $ 745,000 | $ 466,000 |
| Harford, Maryland | 1 | $ 625,000 | $ 625,000 | $ 146,000 |
| Ingham, Michigan | 1 | $ 325,000 | $ 325,000 | $ 232,000 |
| Kalamazoo, Michigan | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Otsego, Michigan | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Washtenaw, Michigan | 1 | $ 515,000 | $ 515,000 | $ 172,000 |
| Wayne, Michigan | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Ramsey, Minnesota | 1 | $ 605,000 | $ 605,000 | $ 145,000 |
| Scott, Minnesota | 1 | $ 1,045,000 | $ 1,045,000 | $ 452,000 |
| DeSoto, Mississippi | 1 | $ 805,000 | $ 805,000 | $ 358,000 |
| Lafayette, Mississippi | 1 | $ 865,000 | $ 865,000 | $ 344,000 |
| Madison, Mississippi | 1 | $ 645,000 | $ 645,000 | $ 111,000 |
| Clay, Missouri | 1 | $ 34,005,000 | $ 34,005,000 | $ 0 |
| Jackson, Missouri | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Missoula, Montana | 1 | $ 385,000 | $ 385,000 | $ 73,000 |
| Douglas, Nevada | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Lyon, Nevada | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Grafton, New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Hillsborough, New Hampshire | 1 | $ 665,000 | $ 665,000 | $ 300,000 |
| Cape May, New Jersey | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Richmond, New York | 1 | $ 225,000 | $ 225,000 | $ 24,000 |
| St. Lawrence, New York | 1 | $ 155,000 | $ 155,000 | $ 203,000 |
| Buncombe, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Durham, North Carolina | 1 | $ 905,000 | $ 905,000 | $ 427,000 |
| Henderson, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 350,000 |
| Johnston, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| New Hanover, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Fairfield, Ohio | 1 | $ 805,000 | $ 805,000 | $ 133,000 |
| Hamilton, Ohio | 1 | $ 645,000 | $ 645,000 | $ 240,000 |
| Lorain, Ohio | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Lucas, Ohio | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Portage, Ohio | 1 | $ 775,000 | $ 775,000 | $ 187,000 |
| Stark, Ohio | 1 | $ 55,000 | $ 55,000 | $ 218,000 |
| Oklahoma, Oklahoma | 1 | $ 725,000 | $ 725,000 | $ 345,000 |
| Marion, Oregon | 1 | $ 535,000 | $ 535,000 | $ 104,000 |
| Yamhill, Oregon | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Lancaster, Pennsylvania | 1 | $ 1,045,000 | $ 1,045,000 | $ 834,000 |
| Montgomery, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Georgetown, South Carolina | 1 | $ 695,000 | $ 695,000 | $ 319,000 |
| Greenville, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Anderson, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Robertson, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Bexar, Texas | 1 | $ 975,000 | $ 975,000 | $ 293,000 |
| Burnet, Texas | 1 | $ 585,000 | $ 585,000 | $ 465,000 |
| Ector, Texas | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
| El Paso, Texas | 1 | $ 275,000 | $ 275,000 | $ 161,000 |
| Ellis, Texas | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Galveston, Texas | 1 | $ 415,000 | $ 415,000 | $ 189,000 |
| Grayson, Texas | 1 | $ 295,000 | $ 295,000 | $ 447,000 |
| Hardin, Texas | 1 | $ 735,000 | $ 735,000 | $ 35,000 |
| Kerr, Texas | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| McLennan, Texas | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Midland, Texas | 1 | $ 715,000 | $ 715,000 | $ 145,000 |
| Montgomery, Texas | 1 | $ 565,000 | $ 565,000 | $ 223,000 |
| Parker, Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 800,000 |
| Williamson, Texas | 1 | $ 705,000 | $ 705,000 | $ 486,000 |
| Fairfax City, Virginia | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Northumberland, Virginia | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Richmond City, Virginia | 1 | $ 635,000 | $ 635,000 | $ 256,000 |
| Spotsylvania, Virginia | 1 | $ 675,000 | $ 675,000 | $ 332,000 |
| Benton, Washington | 1 | $ 665,000 | $ 665,000 | $ 91,000 |
| Chelan, Washington | 1 | $ 775,000 | $ 775,000 | $ 1,087,000 |
| Cowlitz, Washington | 1 | $ 885,000 | $ 885,000 | $ 612,000 |
| Klickitat, Washington | 1 | $ 945,000 | $ 945,000 | $ 193,000 |
| Lewis, Washington | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Spokane, Washington | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Dane, Wisconsin | 1 | $ 685,000 | $ 685,000 | $ 165,000 |
| Kenosha, Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 350,000 |
| Sauk, Wisconsin | 1 | $ 745,000 | $ 745,000 | $ 495,000 |
| Walworth, Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Washington, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Sheridan, Wyoming | 1 | $ 575,000 | $ 575,000 | $ 180,000 |
| Uinta, Wyoming | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Cit Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,627 | $1,551,035,000 | $953,000 | $56,005,000 | $255,000 | $3,621,000 |
| Refinancing | 1,402 | $1,232,470,000 | $879,000 | $44,705,000 | $250,000 | $2,172,000 |
| Cash-out Refinancing | 880 | $834,530,000 | $948,000 | $50,005,000 | $215,000 | $2,082,000 |
| Home Improvement | 9 | $5,175,000 | $575,000 | $1,075,000 | $151,000 | $301,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,229 | $1,753,035,000 | $786,000 | $5,005,000 | $256,000 | $2,215,000 |
| Not Provided | 572 | $495,220,000 | $865,000 | $6,255,000 | $273,000 | $3,621,000 |
| Asian | 529 | $388,165,000 | $733,000 | $2,405,000 | $230,000 | $1,570,000 |
| Hispanic | 399 | $208,615,000 | $522,000 | $2,505,000 | $160,000 | $1,200,000 |
| Black or African American | 76 | $49,110,000 | $646,000 | $3,255,000 | $219,000 | $1,937,000 |
| Not applicable | 62 | $689,150,000 | $11,115,000 | $56,005,000 | $221,000 | $303,000 |
| American Indian or Alaskan Native | 11 | $7,995,000 | $726,000 | $1,225,000 | $242,000 | $692,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $5,100,000 | $637,000 | $825,000 | $280,000 | $534,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,752 | $3,559,890,000 | $948,000 | $56,005,000 | $252,000 | $3,621,000 |
| FHA-insured (Federal Housing Administration) | 166 | $63,320,000 | $381,000 | $935,000 | $81,000 | $276,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,204 | $2,363,210,000 | $1,072,000 | $56,005,000 | $262,000 | $3,621,000 |
| Application Withdrawn By Applicant | 907 | $668,685,000 | $737,000 | $5,005,000 | $258,000 | $1,824,000 |
| Application Denied By Financial Institution | 456 | $363,080,000 | $796,000 | $2,925,000 | $205,000 | $1,557,000 |
| Loan Purchased By The Institution | 149 | $94,745,000 | $635,000 | $11,045,000 | $80,000 | $276,000 |
| File Closed For Incompleteness | 115 | $77,295,000 | $672,000 | $2,425,000 | $223,000 | $830,000 |
| Preapproval Denied by Financial Institution | 59 | $37,955,000 | $643,000 | $4,205,000 | $156,000 | $1,200,000 |
| Application Approved But Not Accepted | 28 | $18,240,000 | $651,000 | $1,425,000 | $201,000 | $446,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,403 | $3,222,175,000 | $946,000 | $56,005,000 | $251,000 | $3,621,000 |
| Debt-To-Income Ratio | 221 | $190,305,000 | $861,000 | $4,205,000 | $156,000 | $1,557,000 |
| Credit History | 118 | $77,040,000 | $652,000 | $2,365,000 | $203,000 | $1,200,000 |
| Collateral | 91 | $67,445,000 | $741,000 | $1,785,000 | $246,000 | $1,087,000 |
| Other | 53 | $38,885,000 | $733,000 | $1,655,000 | $246,000 | $1,079,000 |
| Unverifiable Information | 20 | $17,260,000 | $863,000 | $2,555,000 | $241,000 | $492,000 |
| Credit Application Incomplete | 8 | $6,090,000 | $761,000 | $1,205,000 | $246,000 | $377,000 |
| Employment History | 2 | $1,180,000 | $590,000 | $605,000 | $233,000 | $266,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,830,000 | $1,415,000 | $1,475,000 | $623,000 | $927,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cit Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cit Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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