Banc of California, NA Mortgage Lending & HMDA Data, 2012
In 2012, Banc of California, NA of Irvine, CA reported 10,626 mortgage applications totaling $2.5 billion, up 9304% from 2011. The average application was for $235,132, and applicants reported an average income of $96,141. 54% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (947), Chico, CA (814) and Santa Rosa-Petaluma, CA (681) (applications in parentheses).
| Mortgage Company & Address | Banc of California, NA 18500 Von Karman Avenue Suite 1100 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,626 |
| Total Mortgage Loan Application Amount | $2,498,516,000 |
| Average Mortgage Loan Application Amount | $235,132 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $96,141 |
| Highest Applicant Income | $3,860,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Banc of California, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 947 | $ 176,064,000 | $ 185,917 | $ 70,000 |
| Chico, CA | 814 | $ 143,536,000 | $ 176,334 | $ 75,000 |
| Santa Rosa-Petaluma, CA | 681 | $ 179,276,000 | $ 263,254 | $ 87,000 |
| Los Angeles-Long Beach-Glendale, CA | 546 | $ 256,167,000 | $ 469,170 | $ 276,000 |
| Oakland-Fremont-Hayward, CA | 438 | $ 122,040,000 | $ 278,630 | $ 103,000 |
| Santa Ana-Anaheim-Irvine, CA | 356 | $ 131,273,000 | $ 368,744 | $ 110,000 |
| Phoenix-Mesa-Glendale, AZ | 316 | $ 67,243,000 | $ 212,794 | $ 94,000 |
| Visalia-Porterville, CA | 291 | $ 38,846,000 | $ 133,491 | $ 64,000 |
| New York-White Plains-Wayne, NY-NJ | 279 | $ 84,167,000 | $ 301,673 | $ 118,695 |
| San Diego-Carlsbad-San Marcos, CA | 227 | $ 97,982,000 | $ 431,638 | $ 137,000 |
| Fresno, CA | 225 | $ 31,418,000 | $ 139,635 | $ 57,000 |
| Vallejo-Fairfield, CA | 213 | $ 63,249,000 | $ 296,943 | $ 102,000 |
| Redding, CA | 207 | $ 38,014,000 | $ 183,642 | $ 78,000 |
| Nassau-Suffolk, NY | 201 | $ 56,093,000 | $ 279,069 | $ 125,000 |
| Seattle-Bellevue-Everett, WA | 173 | $ 43,506,000 | $ 251,479 | $ 88,000 |
| Prescott, AZ | 168 | $ 29,109,000 | $ 173,267 | $ 80,000 |
| Medford, OR | 138 | $ 27,310,000 | $ 197,898 | $ 73,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 136 | $ 30,884,000 | $ 227,088 | $ 102,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 130 | $ 38,733,000 | $ 297,946 | $ 159,000 |
| Denver-Aurora-Broomfield, CO | 119 | $ 25,812,000 | $ 216,907 | $ 77,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 111 | $ 24,943,000 | $ 224,711 | $ 85,432 |
| Flagstaff, AZ | 104 | $ 20,708,000 | $ 199,115 | $ 86,000 |
| Philadelphia, PA | 96 | $ 21,896,000 | $ 228,083 | $ 114,000 |
| San Francisco-San Mateo-Redwood City, CA | 85 | $ 30,032,000 | $ 353,317 | $ 122,000 |
| Salt Lake City, UT | 76 | $ 17,280,000 | $ 227,368 | $ 75,000 |
| Tucson, AZ | 74 | $ 15,029,000 | $ 203,094 | $ 80,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 70 | $ 16,485,000 | $ 235,500 | $ 105,000 |
| Atlanta-Sandy Springs-Marietta, GA | 66 | $ 12,185,000 | $ 184,621 | $ 77,000 |
| Salem, OR | 66 | $ 11,518,000 | $ 174,515 | $ 54,000 |
| Albany-Schenectady-Troy, NY | 63 | $ 12,899,000 | $ 204,746 | $ 125,000 |
| Honolulu, HI | 56 | $ 20,626,000 | $ 368,321 | $ 99,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 54 | $ 13,612,000 | $ 252,074 | $ 92,000 |
| Buffalo-Niagara Falls, NY | 53 | $ 8,843,000 | $ 166,849 | $ 89,000 |
| Richmond, VA | 51 | $ 11,127,000 | $ 218,176 | $ 85,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 50 | $ 9,980,000 | $ 199,600 | $ 73,100 |
| Yuba City, CA | 44 | $ 6,621,000 | $ 150,477 | $ 71,000 |
| Edison-New Brunswick, NJ | 43 | $ 10,793,000 | $ 251,000 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 42 | $ 8,717,000 | $ 207,547 | $ 83,000 |
| Pittsburgh, PA | 42 | $ 7,100,000 | $ 169,047 | $ 98,000 |
| Rochester, NY | 42 | $ 6,822,000 | $ 162,428 | $ 76,000 |
| Ogden-Clearfield, UT | 38 | $ 7,919,000 | $ 208,394 | $ 71,000 |
| Corvallis, OR | 34 | $ 7,014,000 | $ 206,294 | $ 85,000 |
| Madera-Chowchilla, CA | 34 | $ 4,298,000 | $ 126,411 | $ 54,000 |
| Napa, CA | 34 | $ 10,465,000 | $ 307,794 | $ 147,000 |
| Newark-Union, NJ-PA | 34 | $ 8,239,000 | $ 242,323 | $ 109,264 |
| Bremerton-Silverdale, WA | 33 | $ 7,165,000 | $ 217,121 | $ 79,000 |
| Tacoma, WA | 33 | $ 7,877,000 | $ 238,696 | $ 105,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 32 | $ 11,365,000 | $ 355,156 | $ 111,000 |
| Lake Havasu City-Kingman, AZ | 30 | $ 4,995,000 | $ 166,500 | $ 85,000 |
| Colorado Springs, CO | 29 | $ 6,126,000 | $ 211,241 | $ 98,000 |
| Eugene-Springfield, OR | 29 | $ 5,956,000 | $ 205,379 | $ 70,000 |
| Syracuse, NY | 29 | $ 4,808,000 | $ 165,793 | $ 76,000 |
| Boise City-Nampa, ID | 28 | $ 5,369,000 | $ 191,750 | $ 91,000 |
| Camden, NJ | 28 | $ 6,144,000 | $ 219,428 | $ 86,000 |
| Cambridge-Newton-Framingham, MA | 27 | $ 6,139,000 | $ 227,370 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 27 | $ 10,591,000 | $ 392,259 | $ 95,000 |
| Portland-South Portland-Biddeford, ME | 26 | $ 5,438,000 | $ 209,153 | $ 84,000 |
| Boston-Quincy, MA | 25 | $ 6,156,000 | $ 246,240 | $ 90,000 |
| Bakersfield-Delano, CA | 22 | $ 3,593,000 | $ 163,318 | $ 73,000 |
| Yakima, WA | 22 | $ 3,171,000 | $ 144,136 | $ 62,000 |
| Bend, OR | 21 | $ 3,739,000 | $ 178,047 | $ 91,000 |
| Kennewick-Pasco-Richland, WA | 21 | $ 4,227,000 | $ 201,285 | $ 99,000 |
| Provo-Orem, UT | 21 | $ 4,582,000 | $ 218,190 | $ 80,000 |
| Springfield, MA | 21 | $ 3,846,000 | $ 183,142 | $ 78,000 |
| Albuquerque, NM | 20 | $ 4,015,000 | $ 200,750 | $ 85,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 20 | $ 4,447,000 | $ 222,350 | $ 99,050 |
| Fort Collins-Loveland, CO | 20 | $ 3,576,000 | $ 178,800 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 20 | $ 3,029,000 | $ 151,450 | $ 67,000 |
| Kingston, NY | 18 | $ 3,638,000 | $ 202,111 | $ 89,000 |
| Milwaukee-Waukesha-West Allis, WI | 17 | $ 2,753,000 | $ 161,941 | $ 74,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 17 | $ 9,818,000 | $ 577,529 | $ 198,000 |
| Spokane, WA | 16 | $ 3,101,000 | $ 193,812 | $ 67,000 |
| Stockton, CA | 16 | $ 3,258,000 | $ 203,625 | $ 70,000 |
| Hanford-Corcoran, CA | 15 | $ 2,128,000 | $ 141,866 | $ 48,000 |
| Kansas City, MO-KS | 15 | $ 2,480,000 | $ 165,333 | $ 75,000 |
| Worcester, MA | 15 | $ 2,639,000 | $ 175,933 | $ 71,000 |
| Binghamton, NY | 14 | $ 2,491,000 | $ 177,928 | $ 104,000 |
| Glens Falls, NY | 14 | $ 3,140,000 | $ 224,285 | $ 82,000 |
| Peabody, MA | 13 | $ 3,866,000 | $ 297,384 | $ 123,000 |
| Salinas, CA | 13 | $ 4,018,000 | $ 309,076 | $ 98,000 |
| San Luis Obispo-Paso Robles, CA | 13 | $ 4,866,000 | $ 374,307 | $ 137,000 |
| St. George, UT | 12 | $ 3,450,000 | $ 287,500 | $ 114,000 |
| Utica-Rome, NY | 12 | $ 1,889,000 | $ 157,416 | $ 70,000 |
| Boulder, CO | 11 | $ 2,500,000 | $ 227,272 | $ 81,000 |
| Memphis, TN-MS-AR | 11 | $ 1,685,000 | $ 153,181 | $ 78,636 |
| Olympia, WA | 11 | $ 2,339,000 | $ 212,636 | $ 50,000 |
| Scranton--Wilkes-Barre, PA | 11 | $ 1,882,000 | $ 171,090 | $ 78,000 |
| York-Hanover, PA | 11 | $ 2,225,000 | $ 202,272 | $ 84,000 |
| Yuma, AZ | 11 | $ 1,906,000 | $ 173,272 | $ 58,000 |
| Modesto, CA | 10 | $ 1,613,000 | $ 161,300 | $ 76,000 |
| Providence-New Bedford-Fall River, RI-MA | 10 | $ 1,971,000 | $ 197,100 | $ 76,000 |
| Barnstable Town, MA | 9 | $ 2,211,000 | $ 245,666 | $ 82,000 |
| Greeley, CO | 9 | $ 1,702,000 | $ 189,111 | $ 47,000 |
| Harrisburg-Carlisle, PA | 9 | $ 1,477,000 | $ 164,111 | $ 60,000 |
| Charlottesville, VA | 8 | $ 1,838,000 | $ 229,750 | $ 101,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,280,000 | $ 160,000 | $ 72,000 |
| Grand Junction, CO | 8 | $ 1,514,000 | $ 189,250 | $ 64,000 |
| Idaho Falls, ID | 8 | $ 1,406,000 | $ 175,750 | $ 60,000 |
| Knoxville, TN | 8 | $ 1,302,000 | $ 162,750 | $ 53,000 |
| Lewiston-Auburn, ME | 8 | $ 1,282,000 | $ 160,250 | $ 73,000 |
| Madison, WI | 8 | $ 1,645,000 | $ 205,625 | $ 74,000 |
| Wenatchee-East Wenatchee, WA | 8 | $ 1,774,000 | $ 221,750 | $ 95,000 |
| Bellingham, WA | 7 | $ 1,593,000 | $ 227,571 | $ 97,000 |
| Clarksville, TN-KY | 7 | $ 1,155,000 | $ 165,000 | $ 14,000 |
| Las Vegas-Paradise, NV | 7 | $ 1,761,000 | $ 251,571 | $ 115,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 1,211,000 | $ 173,000 | $ 52,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 2,442,000 | $ 348,857 | $ 78,000 |
| Lynchburg, VA | 6 | $ 950,000 | $ 158,333 | $ 34,000 |
| Ocean City, NJ | 6 | $ 1,010,000 | $ 168,333 | $ 83,000 |
| Pueblo, CO | 6 | $ 1,093,000 | $ 182,166 | $ 44,000 |
| Roanoke, VA | 6 | $ 969,000 | $ 161,500 | $ 73,000 |
| Chattanooga, TN-GA | 5 | $ 654,000 | $ 130,800 | $ 80,800 |
| Fort Smith, AR-OK | 5 | $ 1,149,000 | $ 229,800 | $ 62,000 |
| Hot Springs, AR | 5 | $ 1,000,000 | $ 200,000 | $ 64,000 |
| Ithaca, NY | 5 | $ 1,102,000 | $ 220,400 | $ 90,000 |
| Lancaster, PA | 5 | $ 925,000 | $ 185,000 | $ 74,000 |
| Logan, UT-ID | 5 | $ 956,000 | $ 191,200 | $ 78,000 |
| St. Louis, MO-IL | 5 | $ 825,000 | $ 165,000 | $ 59,000 |
| Winchester, VA-WV | 5 | $ 1,359,000 | $ 271,800 | $ 52,000 |
| Athens-Clarke County, GA | 4 | $ 1,090,000 | $ 272,500 | $ 72,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 814,000 | $ 203,500 | $ 95,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 545,000 | $ 136,250 | $ 71,000 |
| Coeur D'Alene, ID | 4 | $ 754,000 | $ 188,500 | $ 80,000 |
| Indianapolis-Carmel, IN | 4 | $ 763,000 | $ 190,750 | $ 107,000 |
| Reading, PA | 4 | $ 707,000 | $ 176,750 | $ 56,000 |
| Santa Fe, NM | 4 | $ 1,191,000 | $ 297,750 | $ 98,000 |
| Trenton-Ewing, NJ | 4 | $ 1,091,000 | $ 272,750 | $ 92,000 |
| Wichita, KS | 4 | $ 666,000 | $ 166,500 | $ 55,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 460,000 | $ 153,333 | $ 43,000 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 442,000 | $ 147,333 | $ 157,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 531,000 | $ 177,000 | $ 89,000 |
| El Centro, CA | 3 | $ 461,000 | $ 153,666 | $ 95,000 |
| Erie, PA | 3 | $ 431,000 | $ 143,666 | $ 66,000 |
| Green Bay, WI | 3 | $ 489,000 | $ 163,000 | $ 101,000 |
| Johnson City, TN | 3 | $ 461,000 | $ 153,666 | $ 64,000 |
| Longview, WA | 3 | $ 491,000 | $ 163,666 | $ 89,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 501,000 | $ 167,000 | $ 170,000 |
| Merced, CA | 3 | $ 441,000 | $ 147,000 | $ 27,000 |
| Morristown, TN | 3 | $ 299,000 | $ 99,666 | $ 44,000 |
| Pocatello, ID | 3 | $ 406,000 | $ 135,333 | $ 65,000 |
| Reno-Sparks, NV | 3 | $ 540,000 | $ 180,000 | $ 189,000 |
| St. Cloud, MN | 3 | $ 578,000 | $ 192,666 | $ 78,000 |
| Appleton, WI | 2 | $ 394,000 | $ 197,000 | $ 92,000 |
| Bangor, ME | 2 | $ 357,000 | $ 178,500 | $ 45,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 2 | $ 231,000 | $ 115,500 | $ 54,000 |
| Cleveland, TN | 2 | $ 318,000 | $ 159,000 | $ 57,000 |
| Duluth, MN-WI | 2 | $ 293,000 | $ 146,500 | $ 47,000 |
| Eau Claire, WI | 2 | $ 323,000 | $ 161,500 | $ 70,000 |
| Farmington, NM | 2 | $ 423,000 | $ 211,500 | $ 35,000 |
| Harrisonburg, VA | 2 | $ 239,000 | $ 119,500 | $ 71,000 |
| Jonesboro, AR | 2 | $ 174,000 | $ 87,000 | $ 25,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 243,000 | $ 121,500 | $ 47,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 333,000 | $ 166,500 | $ 95,000 |
| Las Cruces, NM | 2 | $ 369,000 | $ 184,500 | $ 100,000 |
| Lebanon, PA | 2 | $ 425,000 | $ 212,500 | $ 94,000 |
| Oshkosh-Neenah, WI | 2 | $ 258,000 | $ 129,000 | $ 35,000 |
| Pine Bluff, AR | 2 | $ 358,000 | $ 179,000 | $ 97,000 |
| Rochester, MN | 2 | $ 395,000 | $ 197,500 | $ 126,000 |
| Sheboygan, WI | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| Springfield, MO | 2 | $ 378,000 | $ 189,000 | $ 61,000 |
| St. Joseph, MO-KS | 2 | $ 367,000 | $ 183,500 | $ 60,000 |
| State College, PA | 2 | $ 533,000 | $ 266,500 | $ 116,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 396,000 | $ 198,000 | $ 66,000 |
| Topeka, KS | 2 | $ 231,000 | $ 115,500 | $ 79,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 332,000 | $ 166,000 | $ 65,000 |
| Wausau, WI | 2 | $ 318,000 | $ 159,000 | $ 52,000 |
| Williamsport, PA | 2 | $ 219,000 | $ 109,500 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 554,000 | $ 277,000 | $ 120,000 |
| Akron, OH | 1 | $ 92,000 | $ 92,000 | $ 76,000 |
| Altoona, PA | 1 | $ 188,000 | $ 188,000 | $ 109,000 |
| Asheville, NC | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Austin-Round Rock-San Marcos, TX | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
| Birmingham-Hoover, AL | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Bloomington, IN | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Brunswick, GA | 1 | $ 405,000 | $ 405,000 | $ 210,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 143,000 | $ 143,000 | $ 400,000 |
| Columbus, OH | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Elmira, NY | 1 | $ 427,000 | $ 427,000 | $ 101,000 |
| Fond Du Lac, WI | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gainesville, GA | 1 | $ 250,000 | $ 250,000 | $ 135,000 |
| Gary, IN | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Huntsville, AL | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Jackson, MS | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Jackson, TN | 1 | $ 257,000 | $ 257,000 | $ 94,000 |
| Janesville, WI | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| Johnstown, PA | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Lawrence, KS | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Lewiston, ID-WA | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Manchester-Nashua, NH | 1 | $ 291,000 | $ 291,000 | $ 196,000 |
| Manhattan, KS | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Mankato-North Mankato, MN | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| Mobile, AL | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Montgomery, AL | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Muncie, IN | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 162,000 | $ 162,000 | $ 29,000 |
| Racine, WI | 1 | $ 317,000 | $ 317,000 | $ 77,000 |
| Raleigh-Cary, NC | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| Savannah, GA | 1 | $ 232,000 | $ 232,000 | $ 88,000 |
| Toledo, OH | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
| Valdosta, GA | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Wilmington, DE-MD-NJ | 1 | $ 151,000 | $ 151,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Banc of California, NA in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,489 | $1,607,784,000 | $247,000 | $5,000,000 | $94,000 | $3,860,000 |
| Home Purchase | 3,925 | $848,530,000 | $216,000 | $4,320,000 | $83,000 | $1,512,000 |
| Home Improvement | 212 | $42,202,000 | $199,000 | $800,000 | $405,000 | $3,829,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,097 | $1,678,244,000 | $236,000 | $5,000,000 | $102,000 | $3,829,000 |
| Hispanic | 1,264 | $230,096,000 | $182,000 | $1,700,000 | $64,000 | $808,000 |
| Not Provided | 1,229 | $321,871,000 | $261,000 | $3,000,000 | $99,000 | $3,860,000 |
| Asian | 518 | $140,662,000 | $271,000 | $1,629,000 | $103,000 | $1,512,000 |
| Black or African American | 278 | $65,695,000 | $236,000 | $980,000 | $83,000 | $588,000 |
| Native Hawaiian or Other Pacific Islander | 113 | $32,610,000 | $288,000 | $737,000 | $98,000 | $306,000 |
| Not applicable | 64 | $14,548,000 | $227,000 | $800,000 | $1,000 | $66,000 |
| American Indian or Alaskan Native | 63 | $14,790,000 | $234,000 | $674,000 | $94,000 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,966 | $1,673,656,000 | $240,000 | $5,000,000 | $113,000 | $3,860,000 |
| FHA-insured (Federal Housing Administration) | 2,652 | $598,147,000 | $225,000 | $737,000 | $64,000 | $3,672,000 |
| VA-guaranteed (Veterans Administration) | 824 | $201,507,000 | $244,000 | $733,000 | $68,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 184 | $25,206,000 | $136,000 | $335,000 | $42,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,701 | $1,321,044,000 | $231,000 | $4,320,000 | $99,000 | $3,860,000 |
| Application Withdrawn By Applicant | 2,668 | $618,457,000 | $231,000 | $5,000,000 | $96,000 | $3,829,000 |
| Application Denied By Financial Institution | 1,346 | $333,959,000 | $248,000 | $2,135,000 | $80,000 | $1,524,000 |
| File Closed For Incompleteness | 822 | $193,648,000 | $235,000 | $1,645,000 | $99,000 | $3,672,000 |
| Application Approved But Not Accepted | 89 | $31,408,000 | $352,000 | $2,015,000 | $132,000 | $752,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 418 | $99,270,000 | $237,000 | $1,015,000 | $89,000 | $1,524,000 |
| Debt-To-Income Ratio | 375 | $102,302,000 | $272,000 | $2,000,000 | $71,000 | $1,288,000 |
| Credit History | 268 | $66,066,000 | $246,000 | $2,135,000 | $84,000 | $1,512,000 |
| Other | 201 | $47,611,000 | $236,000 | $1,500,000 | $80,000 | $765,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 48 | $9,763,000 | $203,000 | $547,000 | $48,000 | $200,000 |
| Unverifiable Information | 19 | $4,950,000 | $260,000 | $700,000 | $68,000 | $205,000 |
| Employment History | 16 | $3,926,000 | $245,000 | $496,000 | $65,000 | $130,000 |
| Mortgage Insurance Denied | 1 | $71,000 | $71,000 | $71,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banc of California, NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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