Banc Of California, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Banc Of California, Na 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banc Of California, Na 18500 Von Karman Avenue Suite 1100 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,626 |
| Total Mortgage Loan Application Amount | $2,498,516,000 |
| Average Mortgage Loan Application Amount | $220,666 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $194,000 |
| Highest Applicant Income | $3,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Banc Of California, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banc Of California, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Banc Of California, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banc Of California, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Banc Of California, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banc Of California, Na's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 947 | $ 176,064,000 | $ 185,000 | $ 70,000 |
| CHICO, CA | 814 | $ 143,536,000 | $ 176,000 | $ 75,000 |
| SANTA ROSA-PETALUMA, CA | 681 | $ 179,276,000 | $ 263,000 | $ 87,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 546 | $ 256,167,000 | $ 469,000 | $ 276,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 438 | $ 122,040,000 | $ 278,000 | $ 103,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 356 | $ 131,273,000 | $ 368,000 | $ 110,000 |
| PHOENIX-MESA-GLENDALE, AZ | 316 | $ 67,243,000 | $ 212,000 | $ 94,000 |
| VISALIA-PORTERVILLE, CA | 291 | $ 38,846,000 | $ 133,000 | $ 64,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 279 | $ 84,167,000 | $ 282,500 | $ 113,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 227 | $ 97,982,000 | $ 431,000 | $ 137,000 |
| FRESNO, CA | 225 | $ 31,418,000 | $ 139,000 | $ 57,000 |
| VALLEJO-FAIRFIELD, CA | 213 | $ 63,249,000 | $ 296,000 | $ 102,000 |
| REDDING, CA | 207 | $ 38,014,000 | $ 183,000 | $ 78,000 |
| NASSAU-SUFFOLK, NY | 201 | $ 56,093,000 | $ 279,000 | $ 125,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 173 | $ 43,506,000 | $ 251,000 | $ 88,000 |
| PRESCOTT, AZ | 168 | $ 29,109,000 | $ 173,000 | $ 80,000 |
| MEDFORD, OR | 138 | $ 27,310,000 | $ 197,000 | $ 73,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 136 | $ 30,884,000 | $ 227,000 | $ 102,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 130 | $ 38,733,000 | $ 297,000 | $ 159,000 |
| DENVER-AURORA-BROOMFIELD, CO | 119 | $ 25,812,000 | $ 216,000 | $ 77,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 111 | $ 24,943,000 | $ 214,000 | $ 86,500 |
| FLAGSTAFF, AZ | 104 | $ 20,708,000 | $ 199,000 | $ 86,000 |
| PHILADELPHIA, PA | 96 | $ 21,896,000 | $ 228,000 | $ 114,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 85 | $ 30,032,000 | $ 353,000 | $ 122,000 |
| SALT LAKE CITY, UT | 76 | $ 17,280,000 | $ 227,000 | $ 75,000 |
| TUCSON, AZ | 74 | $ 15,029,000 | $ 203,000 | $ 80,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 70 | $ 16,485,000 | $ 235,000 | $ 105,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 66 | $ 12,185,000 | $ 184,000 | $ 77,000 |
| SALEM, OR | 66 | $ 11,518,000 | $ 174,000 | $ 54,000 |
| ALBANY-SCHENECTADY-TROY, NY | 63 | $ 12,899,000 | $ 204,000 | $ 125,000 |
| HONOLULU, HI | 56 | $ 20,626,000 | $ 368,000 | $ 99,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 54 | $ 13,612,000 | $ 252,000 | $ 92,000 |
| BUFFALO-NIAGARA FALLS, NY | 53 | $ 8,843,000 | $ 166,000 | $ 89,000 |
| RICHMOND, VA | 51 | $ 11,127,000 | $ 218,000 | $ 85,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 50 | $ 9,980,000 | $ 201,000 | $ 89,500 |
| YUBA CITY, CA | 44 | $ 6,621,000 | $ 150,000 | $ 71,000 |
| EDISON-NEW BRUNSWICK, NJ | 43 | $ 10,793,000 | $ 251,000 | $ 110,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 42 | $ 8,717,000 | $ 207,000 | $ 83,000 |
| PITTSBURGH, PA | 42 | $ 7,100,000 | $ 169,000 | $ 98,000 |
| ROCHESTER, NY | 42 | $ 6,822,000 | $ 162,000 | $ 76,000 |
| OGDEN-CLEARFIELD, UT | 38 | $ 7,919,000 | $ 208,000 | $ 71,000 |
| CORVALLIS, OR | 34 | $ 7,014,000 | $ 206,000 | $ 85,000 |
| MADERA-CHOWCHILLA, CA | 34 | $ 4,298,000 | $ 126,000 | $ 54,000 |
| NAPA, CA | 34 | $ 10,465,000 | $ 307,000 | $ 147,000 |
| NEWARK-UNION, NJ-PA | 34 | $ 8,239,000 | $ 170,000 | $ 177,500 |
| BREMERTON-SILVERDALE, WA | 33 | $ 7,165,000 | $ 217,000 | $ 79,000 |
| TACOMA, WA | 33 | $ 7,877,000 | $ 238,000 | $ 105,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 32 | $ 11,365,000 | $ 355,000 | $ 111,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 30 | $ 4,995,000 | $ 166,000 | $ 85,000 |
| COLORADO SPRINGS, CO | 29 | $ 6,126,000 | $ 211,000 | $ 98,000 |
| EUGENE-SPRINGFIELD, OR | 29 | $ 5,956,000 | $ 205,000 | $ 70,000 |
| SYRACUSE, NY | 29 | $ 4,808,000 | $ 165,000 | $ 76,000 |
| BOISE CITY-NAMPA, ID | 28 | $ 5,369,000 | $ 191,000 | $ 91,000 |
| CAMDEN, NJ | 28 | $ 6,144,000 | $ 219,000 | $ 86,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 27 | $ 6,139,000 | $ 227,000 | $ 85,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 27 | $ 10,591,000 | $ 392,000 | $ 95,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 26 | $ 5,438,000 | $ 209,000 | $ 84,000 |
| BOSTON-QUINCY, MA | 25 | $ 6,156,000 | $ 246,000 | $ 90,000 |
| BAKERSFIELD-DELANO, CA | 22 | $ 3,593,000 | $ 163,000 | $ 73,000 |
| YAKIMA, WA | 22 | $ 3,171,000 | $ 144,000 | $ 62,000 |
| BEND, OR | 21 | $ 3,739,000 | $ 178,000 | $ 91,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 21 | $ 4,227,000 | $ 201,000 | $ 99,000 |
| PROVO-OREM, UT | 21 | $ 4,582,000 | $ 218,000 | $ 80,000 |
| SPRINGFIELD, MA | 21 | $ 3,846,000 | $ 183,000 | $ 78,000 |
| ALBUQUERQUE, NM | 20 | $ 4,015,000 | $ 200,000 | $ 85,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 20 | $ 4,447,000 | $ 234,500 | $ 99,500 |
| FORT COLLINS-LOVELAND, CO | 20 | $ 3,576,000 | $ 178,000 | $ 77,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 20 | $ 3,029,000 | $ 151,000 | $ 67,000 |
| KINGSTON, NY | 18 | $ 3,638,000 | $ 202,000 | $ 89,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 17 | $ 2,753,000 | $ 161,000 | $ 74,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 17 | $ 9,818,000 | $ 577,000 | $ 198,000 |
| SPOKANE, WA | 16 | $ 3,101,000 | $ 193,000 | $ 67,000 |
| STOCKTON, CA | 16 | $ 3,258,000 | $ 203,000 | $ 70,000 |
| HANFORD-CORCORAN, CA | 15 | $ 2,128,000 | $ 141,000 | $ 48,000 |
| KANSAS CITY, MO-KS | 15 | $ 2,480,000 | $ 173,000 | $ 76,500 |
| WORCESTER, MA | 15 | $ 2,639,000 | $ 175,000 | $ 71,000 |
| BINGHAMTON, NY | 14 | $ 2,491,000 | $ 177,000 | $ 104,000 |
| GLENS FALLS, NY | 14 | $ 3,140,000 | $ 224,000 | $ 82,000 |
| PEABODY, MA | 13 | $ 3,866,000 | $ 297,000 | $ 123,000 |
| SALINAS, CA | 13 | $ 4,018,000 | $ 309,000 | $ 98,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 13 | $ 4,866,000 | $ 374,000 | $ 137,000 |
| ST. GEORGE, UT | 12 | $ 3,450,000 | $ 287,000 | $ 114,000 |
| UTICA-ROME, NY | 12 | $ 1,889,000 | $ 157,000 | $ 70,000 |
| BOULDER, CO | 11 | $ 2,500,000 | $ 227,000 | $ 81,000 |
| MEMPHIS, TN-MS-AR | 11 | $ 1,685,000 | $ 192,500 | $ 99,500 |
| OLYMPIA, WA | 11 | $ 2,339,000 | $ 212,000 | $ 50,000 |
| SCRANTON--WILKES-BARRE, PA | 11 | $ 1,882,000 | $ 171,000 | $ 78,000 |
| YORK-HANOVER, PA | 11 | $ 2,225,000 | $ 202,000 | $ 84,000 |
| YUMA, AZ | 11 | $ 1,906,000 | $ 173,000 | $ 58,000 |
| MODESTO, CA | 10 | $ 1,613,000 | $ 161,000 | $ 76,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 10 | $ 1,971,000 | $ 197,000 | $ 76,000 |
| BARNSTABLE TOWN, MA | 9 | $ 2,211,000 | $ 245,000 | $ 82,000 |
| GREELEY, CO | 9 | $ 1,702,000 | $ 189,000 | $ 47,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 1,477,000 | $ 164,000 | $ 60,000 |
| CHARLOTTESVILLE, VA | 8 | $ 1,838,000 | $ 229,000 | $ 101,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 8 | $ 1,280,000 | $ 160,000 | $ 72,000 |
| GRAND JUNCTION, CO | 8 | $ 1,514,000 | $ 189,000 | $ 64,000 |
| IDAHO FALLS, ID | 8 | $ 1,406,000 | $ 175,000 | $ 60,000 |
| KNOXVILLE, TN | 8 | $ 1,302,000 | $ 162,000 | $ 53,000 |
| LEWISTON-AUBURN, ME | 8 | $ 1,282,000 | $ 160,000 | $ 73,000 |
| MADISON, WI | 8 | $ 1,645,000 | $ 205,000 | $ 74,000 |
| WENATCHEE-EAST WENATCHEE, WA | 8 | $ 1,774,000 | $ 221,000 | $ 95,000 |
| BELLINGHAM, WA | 7 | $ 1,593,000 | $ 227,000 | $ 97,000 |
| CLARKSVILLE, TN-KY | 7 | $ 1,155,000 | $ 165,000 | $ 14,000 |
| LAS VEGAS-PARADISE, NV | 7 | $ 1,761,000 | $ 251,000 | $ 115,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 1,211,000 | $ 173,000 | $ 52,000 |
| SANTA CRUZ-WATSONVILLE, CA | 7 | $ 2,442,000 | $ 348,000 | $ 78,000 |
| LYNCHBURG, VA | 6 | $ 950,000 | $ 158,000 | $ 34,000 |
| OCEAN CITY, NJ | 6 | $ 1,010,000 | $ 168,000 | $ 83,000 |
| PUEBLO, CO | 6 | $ 1,093,000 | $ 182,000 | $ 44,000 |
| ROANOKE, VA | 6 | $ 969,000 | $ 161,000 | $ 73,000 |
| CHATTANOOGA, TN-GA | 5 | $ 654,000 | $ 153,500 | $ 50,500 |
| FORT SMITH, AR-OK | 5 | $ 1,149,000 | $ 229,000 | $ 62,000 |
| HOT SPRINGS, AR | 5 | $ 1,000,000 | $ 200,000 | $ 64,000 |
| ITHACA, NY | 5 | $ 1,102,000 | $ 220,000 | $ 90,000 |
| LANCASTER, PA | 5 | $ 925,000 | $ 185,000 | $ 74,000 |
| LOGAN, UT-ID | 5 | $ 956,000 | $ 191,000 | $ 78,000 |
| ST. LOUIS, MO-IL | 5 | $ 825,000 | $ 165,000 | $ 59,000 |
| WINCHESTER, VA-WV | 5 | $ 1,359,000 | $ 271,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 1,090,000 | $ 272,000 | $ 72,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 814,000 | $ 203,000 | $ 95,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 545,000 | $ 136,000 | $ 71,000 |
| COEUR D'ALENE, ID | 4 | $ 754,000 | $ 188,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 763,000 | $ 190,000 | $ 107,000 |
| READING, PA | 4 | $ 707,000 | $ 176,000 | $ 56,000 |
| SANTA FE, NM | 4 | $ 1,191,000 | $ 297,000 | $ 98,000 |
| TRENTON-EWING, NJ | 4 | $ 1,091,000 | $ 272,000 | $ 92,000 |
| WICHITA, KS | 4 | $ 666,000 | $ 166,000 | $ 55,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 460,000 | $ 153,000 | $ 43,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 442,000 | $ 147,000 | $ 157,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 531,000 | $ 177,000 | $ 89,000 |
| EL CENTRO, CA | 3 | $ 461,000 | $ 153,000 | $ 95,000 |
| ERIE, PA | 3 | $ 431,000 | $ 143,000 | $ 66,000 |
| GREEN BAY, WI | 3 | $ 489,000 | $ 163,000 | $ 101,000 |
| JOHNSON CITY, TN | 3 | $ 461,000 | $ 153,000 | $ 64,000 |
| LONGVIEW, WA | 3 | $ 491,000 | $ 163,000 | $ 89,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 501,000 | $ 197,500 | $ 184,500 |
| MERCED, CA | 3 | $ 441,000 | $ 147,000 | $ 27,000 |
| MORRISTOWN, TN | 3 | $ 299,000 | $ 99,000 | $ 44,000 |
| POCATELLO, ID | 3 | $ 406,000 | $ 135,000 | $ 65,000 |
| RENO-SPARKS, NV | 3 | $ 540,000 | $ 180,000 | $ 189,000 |
| ST. CLOUD, MN | 3 | $ 578,000 | $ 192,000 | $ 78,000 |
| APPLETON, WI | 2 | $ 394,000 | $ 197,000 | $ 92,000 |
| BANGOR, ME | 2 | $ 357,000 | $ 178,000 | $ 45,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 2 | $ 231,000 | $ 115,000 | $ 54,000 |
| CLEVELAND, TN | 2 | $ 318,000 | $ 159,000 | $ 57,000 |
| DULUTH, MN-WI | 2 | $ 293,000 | $ 146,000 | $ 47,000 |
| EAU CLAIRE, WI | 2 | $ 323,000 | $ 161,000 | $ 70,000 |
| FARMINGTON, NM | 2 | $ 423,000 | $ 211,000 | $ 35,000 |
| HARRISONBURG, VA | 2 | $ 239,000 | $ 119,000 | $ 71,000 |
| JONESBORO, AR | 2 | $ 174,000 | $ 87,000 | $ 25,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 243,000 | $ 121,000 | $ 47,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 333,000 | $ 166,000 | $ 95,000 |
| LAS CRUCES, NM | 2 | $ 369,000 | $ 184,000 | $ 100,000 |
| LEBANON, PA | 2 | $ 425,000 | $ 212,000 | $ 94,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 258,000 | $ 129,000 | $ 35,000 |
| PINE BLUFF, AR | 2 | $ 358,000 | $ 179,000 | $ 97,000 |
| ROCHESTER, MN | 2 | $ 395,000 | $ 197,000 | $ 126,000 |
| SHEBOYGAN, WI | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| SPRINGFIELD, MO | 2 | $ 378,000 | $ 189,000 | $ 61,000 |
| ST. JOSEPH, MO-KS | 2 | $ 367,000 | $ 183,000 | $ 60,000 |
| STATE COLLEGE, PA | 2 | $ 533,000 | $ 266,000 | $ 116,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 396,000 | $ 198,000 | $ 66,000 |
| TOPEKA, KS | 2 | $ 231,000 | $ 115,000 | $ 79,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 332,000 | $ 166,000 | $ 65,000 |
| WAUSAU, WI | 2 | $ 318,000 | $ 159,000 | $ 52,000 |
| WILLIAMSPORT, PA | 2 | $ 219,000 | $ 109,000 | $ 80,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 554,000 | $ 277,000 | $ 120,000 |
| AKRON, OH | 1 | $ 92,000 | $ 92,000 | $ 76,000 |
| ALTOONA, PA | 1 | $ 188,000 | $ 188,000 | $ 109,000 |
| ASHEVILLE, NC | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| BLOOMINGTON, IN | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| BRUNSWICK, GA | 1 | $ 405,000 | $ 405,000 | $ 210,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 143,000 | $ 143,000 | $ 400,000 |
| COLUMBUS, OH | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| ELMIRA, NY | 1 | $ 427,000 | $ 427,000 | $ 101,000 |
| FOND DU LAC, WI | 1 | $ 104,000 | $ 104,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 250,000 | $ 250,000 | $ 135,000 |
| GARY, IN | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| HUNTSVILLE, AL | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| JACKSON, MS | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| JACKSON, TN | 1 | $ 257,000 | $ 257,000 | $ 94,000 |
| JANESVILLE, WI | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| JOHNSTOWN, PA | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| LAWRENCE, KS | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| LEWISTON, ID-WA | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 291,000 | $ 291,000 | $ 196,000 |
| MANHATTAN, KS | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| MOBILE, AL | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| MONTGOMERY, AL | 1 | $ 181,000 | $ 181,000 | $ 0 |
| MUNCIE, IN | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 162,000 | $ 162,000 | $ 29,000 |
| RACINE, WI | 1 | $ 317,000 | $ 317,000 | $ 77,000 |
| RALEIGH-CARY, NC | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| SAVANNAH, GA | 1 | $ 232,000 | $ 232,000 | $ 88,000 |
| TOLEDO, OH | 1 | $ 43,000 | $ 43,000 | $ 61,000 |
| VALDOSTA, GA | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 151,000 | $ 151,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Banc Of California, Na in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,489 | $1,607,784,000 | $247,000 | $5,000,000 | $94,000 | $3,860,000 |
| Home Purchase | 3,925 | $848,530,000 | $216,000 | $4,320,000 | $83,000 | $1,512,000 |
| Home Improvement | 212 | $42,202,000 | $199,000 | $800,000 | $405,000 | $3,829,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,097 | $1,678,244,000 | $236,000 | $5,000,000 | $102,000 | $3,829,000 |
| Hispanic | 1,264 | $230,096,000 | $182,000 | $1,700,000 | $64,000 | $808,000 |
| Not Provided | 1,229 | $321,871,000 | $261,000 | $3,000,000 | $99,000 | $3,860,000 |
| Asian | 518 | $140,662,000 | $271,000 | $1,629,000 | $103,000 | $1,512,000 |
| Black or African American | 278 | $65,695,000 | $236,000 | $980,000 | $83,000 | $588,000 |
| Native Hawaiian or Other Pacific Islander | 113 | $32,610,000 | $288,000 | $737,000 | $98,000 | $306,000 |
| Not applicable | 64 | $14,548,000 | $227,000 | $800,000 | $1,000 | $66,000 |
| American Indian or Alaskan Native | 63 | $14,790,000 | $234,000 | $674,000 | $94,000 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,966 | $1,673,656,000 | $240,000 | $5,000,000 | $113,000 | $3,860,000 |
| FHA-insured (Federal Housing Administration) | 2,652 | $598,147,000 | $225,000 | $737,000 | $64,000 | $3,672,000 |
| VA-guaranteed (Veterans Administration) | 824 | $201,507,000 | $244,000 | $733,000 | $68,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 184 | $25,206,000 | $136,000 | $335,000 | $42,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,701 | $1,321,044,000 | $231,000 | $4,320,000 | $99,000 | $3,860,000 |
| Application Withdrawn By Applicant | 2,668 | $618,457,000 | $231,000 | $5,000,000 | $96,000 | $3,829,000 |
| Application Denied By Financial Institution | 1,346 | $333,959,000 | $248,000 | $2,135,000 | $80,000 | $1,524,000 |
| File Closed For Incompleteness | 822 | $193,648,000 | $235,000 | $1,645,000 | $99,000 | $3,672,000 |
| Application Approved But Not Accepted | 89 | $31,408,000 | $352,000 | $2,015,000 | $132,000 | $752,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 418 | $99,270,000 | $237,000 | $1,015,000 | $89,000 | $1,524,000 |
| Debt-To-Income Ratio | 375 | $102,302,000 | $272,000 | $2,000,000 | $71,000 | $1,288,000 |
| Credit History | 268 | $66,066,000 | $246,000 | $2,135,000 | $84,000 | $1,512,000 |
| Other | 201 | $47,611,000 | $236,000 | $1,500,000 | $80,000 | $765,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 48 | $9,763,000 | $203,000 | $547,000 | $48,000 | $200,000 |
| Unverifiable Information | 19 | $4,950,000 | $260,000 | $700,000 | $68,000 | $205,000 |
| Employment History | 16 | $3,926,000 | $245,000 | $496,000 | $65,000 | $130,000 |
| Mortgage Insurance Denied | 1 | $71,000 | $71,000 | $71,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banc Of California, Na's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banc Of California, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.