Banc of California, NA Mortgage Lending & HMDA Data, 2012

In 2012, Banc of California, NA of Irvine, CA reported 10,626 mortgage applications totaling $2.5 billion, up 9304% from 2011. The average application was for $235,132, and applicants reported an average income of $96,141. 54% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (947), Chico, CA (814) and Santa Rosa-Petaluma, CA (681) (applications in parentheses).

Mortgage Company & Address Banc of California, NA
18500 Von Karman Avenue Suite 1100
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 10,626
Total Mortgage Loan Application Amount $2,498,516,000
Average Mortgage Loan Application Amount $235,132
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $96,141
Highest Applicant Income $3,860,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Banc of California, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Banc of California, NA by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Butte, California 814 $ 143,536,000 $ 176,334 $ 75,000
Sonoma, California 681 $ 179,276,000 $ 263,254 $ 87,000
Riverside, California 650 $ 117,390,000 $ 180,600 $ 69,000
Los Angeles, California 546 $ 256,167,000 $ 469,170 $ 276,000
Orange, California 356 $ 131,273,000 $ 368,744 $ 110,000
Contra Costa, California 319 $ 83,442,000 $ 261,573 $ 99,000
San Bernardino, California 297 $ 58,674,000 $ 197,555 $ 73,000
Tulare, California 291 $ 38,846,000 $ 133,491 $ 64,000
Maricopa, Arizona 282 $ 60,777,000 $ 215,521 $ 96,000
San Diego, California 227 $ 97,982,000 $ 431,638 $ 137,000
Fresno, California 225 $ 31,418,000 $ 139,635 $ 57,000
Solano, California 213 $ 63,249,000 $ 296,943 $ 102,000
Shasta, California 207 $ 38,014,000 $ 183,642 $ 78,000
Klamath, Oregon 180 $ 23,802,000 $ 132,233 $ 63,000
Yavapai, Arizona 168 $ 29,109,000 $ 173,267 $ 80,000
Josephine, Oregon 146 $ 24,010,000 $ 164,452 $ 59,000
Jackson, Oregon 138 $ 27,310,000 $ 197,898 $ 73,000
Alameda, California 119 $ 38,598,000 $ 324,352 $ 114,000
Suffolk, New York 115 $ 30,957,000 $ 269,191 $ 111,000
Linn, Oregon 111 $ 18,574,000 $ 167,333 $ 53,000
Snohomish, Washington 110 $ 25,529,000 $ 232,081 $ 75,000
Coconino, Arizona 104 $ 20,708,000 $ 199,115 $ 86,000
Mendocino, California 92 $ 17,101,000 $ 185,880 $ 72,000
Nassau, New York 86 $ 25,136,000 $ 292,279 $ 144,000
Glenn, California 85 $ 12,833,000 $ 150,976 $ 55,000
Pima, Arizona 74 $ 15,029,000 $ 203,094 $ 80,000
Salt Lake, Utah 68 $ 15,262,000 $ 224,441 $ 69,000
King, Washington 63 $ 17,977,000 $ 285,349 $ 111,000
Tehama, California 59 $ 8,824,000 $ 149,559 $ 59,000
Sacramento, California 57 $ 11,156,000 $ 195,719 $ 91,000
Honolulu, Hawaii 56 $ 20,626,000 $ 368,321 $ 99,000
Westchester, New York 55 $ 17,400,000 $ 316,363 $ 154,000
Queens, New York 54 $ 15,027,000 $ 278,277 $ 90,000
Marion, Oregon 53 $ 8,692,000 $ 164,000 $ 51,000
Kings, New York 48 $ 14,932,000 $ 311,083 $ 98,000
Marin, California 46 $ 14,247,000 $ 309,717 $ 103,000
Multnomah, Oregon 45 $ 9,609,000 $ 213,533 $ 79,000
Yolo, California 44 $ 11,690,000 $ 265,681 $ 109,000
Fairfax, Virginia 44 $ 12,589,000 $ 286,113 $ 135,000
Orange, New York 43 $ 10,225,000 $ 237,790 $ 104,000
Erie, New York 39 $ 6,932,000 $ 177,743 $ 85,000
Pinal, Arizona 34 $ 6,466,000 $ 190,176 $ 70,000
Madera, California 34 $ 4,298,000 $ 126,411 $ 54,000
Napa, California 34 $ 10,465,000 $ 307,794 $ 147,000
Richmond, New York 34 $ 11,383,000 $ 334,794 $ 117,000
Saratoga, New York 34 $ 7,597,000 $ 223,441 $ 110,000
Benton, Oregon 34 $ 7,014,000 $ 206,294 $ 85,000
Kitsap, Washington 33 $ 7,165,000 $ 217,121 $ 79,000
Pierce, Washington 33 $ 7,877,000 $ 238,696 $ 105,000
Mohave, Arizona 30 $ 4,995,000 $ 166,500 $ 85,000
Santa Clara, California 30 $ 10,910,000 $ 363,666 $ 114,000
Siskiyou, California 30 $ 4,406,000 $ 146,866 $ 58,000
Lane, Oregon 29 $ 5,956,000 $ 205,379 $ 70,000
Monroe, New York 28 $ 4,787,000 $ 170,964 $ 75,000
Davis, Utah 28 $ 6,175,000 $ 220,535 $ 76,000
San Mateo, California 27 $ 10,861,000 $ 402,259 $ 132,000
Ventura, California 27 $ 10,591,000 $ 392,259 $ 95,000
Hawaii, Hawaii 27 $ 7,434,000 $ 275,333 $ 81,000
Middlesex, Massachusetts 27 $ 6,139,000 $ 227,370 $ 85,000
Dutchess, New York 27 $ 6,260,000 $ 231,851 $ 107,000
Washington, Oregon 27 $ 6,724,000 $ 249,037 $ 89,000
Prince William, Virginia 27 $ 7,873,000 $ 291,592 $ 241,000
Arapahoe, Colorado 26 $ 6,201,000 $ 238,500 $ 85,000
Rockland, New York 26 $ 8,315,000 $ 319,807 $ 137,000
Placer, California 24 $ 5,480,000 $ 228,333 $ 115,000
Adams, Colorado 24 $ 4,771,000 $ 198,791 $ 73,000
El Paso, Colorado 24 $ 5,085,000 $ 211,875 $ 105,000
Cochise, Arizona 23 $ 4,433,000 $ 192,739 $ 62,000
Sutter, California 23 $ 4,174,000 $ 181,478 $ 82,000
Onondaga, New York 23 $ 4,031,000 $ 175,260 $ 84,000
Allegheny, Pennsylvania 23 $ 3,861,000 $ 167,869 $ 99,000
Montgomery, Pennsylvania 23 $ 5,121,000 $ 222,652 $ 101,000
Kern, California 22 $ 3,593,000 $ 163,318 $ 73,000
Jefferson, Colorado 22 $ 4,597,000 $ 208,954 $ 75,000
Ada, Idaho 22 $ 4,490,000 $ 204,090 $ 94,000
Yakima, Washington 22 $ 3,171,000 $ 144,136 $ 62,000
Gila, Arizona 21 $ 3,579,000 $ 170,428 $ 68,000
Yuba, California 21 $ 2,447,000 $ 116,523 $ 58,000
Deschutes, Oregon 21 $ 3,739,000 $ 178,047 $ 91,000
Douglas, Colorado 20 $ 4,704,000 $ 235,200 $ 93,000
Larimer, Colorado 20 $ 3,576,000 $ 178,800 $ 77,000
Bucks, Pennsylvania 20 $ 4,899,000 $ 244,950 $ 138,000
Philadelphia, Pennsylvania 20 $ 3,594,000 $ 179,700 $ 107,000
Utah, Utah 20 $ 4,292,000 $ 214,600 $ 79,000
Lake, California 19 $ 3,056,000 $ 160,842 $ 64,000
Albany, New York 19 $ 3,381,000 $ 177,947 $ 166,000
Bronx, New York 18 $ 5,383,000 $ 299,055 $ 103,000
Ulster, New York 18 $ 3,638,000 $ 202,111 $ 89,000
Clackamas, Oregon 18 $ 4,295,000 $ 238,611 $ 95,000
Chester, Pennsylvania 18 $ 5,067,000 $ 281,500 $ 128,000
Chesterfield, Virginia 18 $ 3,576,000 $ 198,666 $ 70,000
Santa Barbara, California 17 $ 9,818,000 $ 577,529 $ 198,000
Humboldt, California 16 $ 3,482,000 $ 217,625 $ 68,000
San Joaquin, California 16 $ 3,258,000 $ 203,625 $ 70,000
Denver, Colorado 16 $ 3,398,000 $ 212,375 $ 59,000
Maui, Hawaii 16 $ 5,611,000 $ 350,687 $ 125,000
Cumberland, Maine 16 $ 3,352,000 $ 209,500 $ 74,000
Hampden, Massachusetts 16 $ 2,981,000 $ 186,312 $ 87,000
Davidson, Tennessee 16 $ 2,920,000 $ 182,500 $ 73,000
Virginia Beach, Virginia 16 $ 5,540,000 $ 346,250 $ 121,000
Spokane, Washington 16 $ 3,101,000 $ 193,812 $ 67,000
Kings, California 15 $ 2,128,000 $ 141,866 $ 48,000
Worcester, Massachusetts 15 $ 2,639,000 $ 175,933 $ 71,000
Bergen, New Jersey 15 $ 4,260,000 $ 284,000 $ 108,000
Ocean, New Jersey 15 $ 3,553,000 $ 236,866 $ 96,000
Delaware, Pennsylvania 15 $ 3,215,000 $ 214,333 $ 94,000
Benton, Washington 15 $ 2,909,000 $ 193,933 $ 100,000
Clark, Washington 15 $ 2,975,000 $ 198,333 $ 88,000
Niagara, New York 14 $ 1,911,000 $ 136,500 $ 99,000
Douglas, Oregon 14 $ 2,484,000 $ 177,428 $ 77,000
Loudoun, Virginia 14 $ 3,548,000 $ 253,428 $ 160,000
Monterey, California 13 $ 4,018,000 $ 309,076 $ 98,000
San Luis Obispo, California 13 $ 4,866,000 $ 374,307 $ 137,000
Essex, Massachusetts 13 $ 3,866,000 $ 297,384 $ 123,000
Hennepin, Minnesota 13 $ 2,656,000 $ 204,307 $ 73,000
Middlesex, New Jersey 13 $ 3,152,000 $ 242,461 $ 94,000
Bernalillo, New Mexico 13 $ 2,368,000 $ 182,153 $ 90,000
Polk, Oregon 13 $ 2,826,000 $ 217,384 $ 67,000
Lassen, California 12 $ 1,571,000 $ 130,916 $ 93,000
San Francisco, California 12 $ 4,924,000 $ 410,333 $ 170,000
Plymouth, Massachusetts 12 $ 3,044,000 $ 253,666 $ 95,000
Burlington, New Jersey 12 $ 3,061,000 $ 255,083 $ 89,000
Putnam, New York 12 $ 3,031,000 $ 252,583 $ 148,000
Williamson, Tennessee 12 $ 3,065,000 $ 255,416 $ 114,000
Washington, Utah 12 $ 3,450,000 $ 287,500 $ 114,000
Arlington, Virginia 12 $ 4,938,000 $ 411,500 $ 172,000
Navajo, Arizona 11 $ 2,026,000 $ 184,181 $ 76,000
Yuma, Arizona 11 $ 1,906,000 $ 173,272 $ 58,000
El Dorado, California 11 $ 2,558,000 $ 232,545 $ 103,000
Nevada, California 11 $ 2,350,000 $ 213,636 $ 171,000
Boulder, Colorado 11 $ 2,500,000 $ 227,272 $ 81,000
Cobb, Georgia 11 $ 2,040,000 $ 185,454 $ 83,000
Morris, New Jersey 11 $ 2,794,000 $ 254,000 $ 104,000
Lehigh, Pennsylvania 11 $ 2,335,000 $ 212,272 $ 80,000
York, Pennsylvania 11 $ 2,225,000 $ 202,272 $ 84,000
Thurston, Washington 11 $ 2,339,000 $ 212,636 $ 50,000
Modoc, California 10 $ 1,106,000 $ 110,600 $ 58,000
Stanislaus, California 10 $ 1,613,000 $ 161,300 $ 76,000
DeKalb, Georgia 10 $ 1,749,000 $ 174,900 $ 68,000
York, Maine 10 $ 2,086,000 $ 208,600 $ 102,000
Bristol, Massachusetts 10 $ 1,971,000 $ 197,100 $ 76,000
Monmouth, New Jersey 10 $ 2,492,000 $ 249,200 $ 145,000
Weber, Utah 10 $ 1,744,000 $ 174,400 $ 56,000
Chesapeake, Virginia 10 $ 2,238,000 $ 223,800 $ 75,000
Hanover, Virginia 10 $ 2,732,000 $ 273,200 $ 85,000
Henrico, Virginia 10 $ 2,342,000 $ 234,200 $ 111,000
Stafford, Virginia 10 $ 2,798,000 $ 279,800 $ 79,000
Island, Washington 10 $ 2,098,000 $ 209,800 $ 50,000
Weld, Colorado 9 $ 1,702,000 $ 189,111 $ 47,000
Fulton, Georgia 9 $ 2,632,000 $ 292,444 $ 142,000
Barnstable, Massachusetts 9 $ 2,211,000 $ 245,666 $ 82,000
Dakota, Minnesota 9 $ 1,955,000 $ 217,222 $ 102,000
Union, New Jersey 9 $ 2,385,000 $ 265,000 $ 133,000
Jefferson, New York 9 $ 1,735,000 $ 192,777 $ 122,000
Warren, New York 9 $ 1,898,000 $ 210,888 $ 90,000
Shelby, Tennessee 9 $ 1,355,000 $ 150,555 $ 76,000
Milwaukee, Wisconsin 9 $ 1,382,000 $ 153,555 $ 66,000
Plumas, California 8 $ 1,042,000 $ 130,250 $ 115,000
Mesa, Colorado 8 $ 1,514,000 $ 189,250 $ 64,000
Clayton, Georgia 8 $ 849,000 $ 106,125 $ 31,000
Androscoggin, Maine 8 $ 1,282,000 $ 160,250 $ 73,000
Norfolk, Massachusetts 8 $ 1,801,000 $ 225,125 $ 74,000
Camden, New Jersey 8 $ 1,679,000 $ 209,875 $ 109,000
Essex, New Jersey 8 $ 1,804,000 $ 225,500 $ 85,000
Gloucester, New Jersey 8 $ 1,404,000 $ 175,500 $ 59,000
Broome, New York 8 $ 1,413,000 $ 176,625 $ 91,000
Westmoreland, Pennsylvania 8 $ 1,203,000 $ 150,375 $ 87,000
Spotsylvania, Virginia 8 $ 2,017,000 $ 252,125 $ 85,000
Santa Cruz, California 7 $ 2,442,000 $ 348,857 $ 78,000
Kauai, Hawaii 7 $ 2,154,000 $ 307,714 $ 127,000
Bonneville, Idaho 7 $ 1,263,000 $ 180,428 $ 61,000
Clark, Nevada 7 $ 1,761,000 $ 251,571 $ 115,000
Columbia, New York 7 $ 1,340,000 $ 191,428 $ 45,000
Lake, Oregon 7 $ 1,359,000 $ 194,142 $ 85,000
Luzerne, Pennsylvania 7 $ 1,259,000 $ 179,857 $ 94,000
Northampton, Pennsylvania 7 $ 1,632,000 $ 233,142 $ 121,000
Montgomery, Tennessee 7 $ 1,155,000 $ 165,000 $ 14,000
Skagit, Washington 7 $ 1,211,000 $ 173,000 $ 52,000
Whatcom, Washington 7 $ 1,593,000 $ 227,571 $ 97,000
Benton, Arkansas 6 $ 930,000 $ 155,000 $ 55,000
Pulaski, Arkansas 6 $ 940,000 $ 156,666 $ 61,000
Saline, Arkansas 6 $ 766,000 $ 127,666 $ 49,000
Pueblo, Colorado 6 $ 1,093,000 $ 182,166 $ 44,000
Ramsey, Minnesota 6 $ 1,047,000 $ 174,500 $ 54,000
Cape May, New Jersey 6 $ 1,010,000 $ 168,333 $ 83,000
Hudson, New Jersey 6 $ 1,171,000 $ 195,166 $ 98,000
Clinton, New York 6 $ 839,000 $ 139,833 $ 56,000
Herkimer, New York 6 $ 992,000 $ 165,333 $ 71,000
New York, New York 6 $ 1,959,000 $ 326,500 $ 207,000
Oneida, New York 6 $ 897,000 $ 149,500 $ 68,000
Tioga, New York 6 $ 1,078,000 $ 179,666 $ 122,000
Coos, Oregon 6 $ 1,241,000 $ 206,833 $ 96,000
Tillamook, Oregon 6 $ 1,360,000 $ 226,666 $ 84,000
Dauphin, Pennsylvania 6 $ 989,000 $ 164,833 $ 52,000
Knox, Tennessee 6 $ 1,121,000 $ 186,833 $ 60,000
Rutherford, Tennessee 6 $ 1,007,000 $ 167,833 $ 83,000
Summit, Utah 6 $ 1,626,000 $ 271,000 $ 118,000
Roanoke, Virginia 6 $ 969,000 $ 161,500 $ 73,000
Chelan, Washington 6 $ 1,276,000 $ 212,666 $ 82,000
Clallam, Washington 6 $ 1,107,000 $ 184,500 $ 61,000
Franklin, Washington 6 $ 1,318,000 $ 219,666 $ 95,000
Dane, Wisconsin 6 $ 1,349,000 $ 224,833 $ 83,000
Santa Cruz, Arizona 5 $ 982,000 $ 196,400 $ 90,000
Garland, Arkansas 5 $ 1,000,000 $ 200,000 $ 64,000
Teller, Colorado 5 $ 1,041,000 $ 208,200 $ 66,000
Cherokee, Georgia 5 $ 689,000 $ 137,800 $ 73,000
Leavenworth, Kansas 5 $ 633,000 $ 126,600 $ 49,000
Suffolk, Massachusetts 5 $ 1,311,000 $ 262,200 $ 104,000
Washington, Minnesota 5 $ 1,057,000 $ 211,400 $ 61,000
Passaic, New Jersey 5 $ 1,306,000 $ 261,200 $ 107,000
Somerset, New Jersey 5 $ 1,596,000 $ 319,200 $ 125,000
Sussex, New Jersey 5 $ 1,162,000 $ 232,400 $ 90,000
Sandoval, New Mexico 5 $ 1,243,000 $ 248,600 $ 98,000
Ontario, New York 5 $ 712,000 $ 142,400 $ 88,000
Schenectady, New York 5 $ 1,103,000 $ 220,600 $ 150,000
Sullivan, New York 5 $ 1,019,000 $ 203,800 $ 74,000
Tompkins, New York 5 $ 1,102,000 $ 220,400 $ 90,000
Washington, New York 5 $ 1,242,000 $ 248,400 $ 69,000
Adams, Pennsylvania 5 $ 968,000 $ 193,600 $ 127,000
Lancaster, Pennsylvania 5 $ 925,000 $ 185,000 $ 74,000
Somerset, Pennsylvania 5 $ 899,000 $ 179,800 $ 91,000
Cache, Utah 5 $ 956,000 $ 191,200 $ 78,000
Albemarle, Virginia 5 $ 1,294,000 $ 258,800 $ 99,000
Fauquier, Virginia 5 $ 1,880,000 $ 376,000 $ 228,000
Frederick, Virginia 5 $ 1,359,000 $ 271,800 $ 52,000
Grays Harbor, Washington 5 $ 840,000 $ 168,000 $ 83,000
Kittitas, Washington 5 $ 1,221,000 $ 244,200 $ 64,000
Mason, Washington 5 $ 823,000 $ 164,600 $ 84,000
Faulkner, Arkansas 4 $ 651,000 $ 162,750 $ 92,000
Sebastian, Arkansas 4 $ 999,000 $ 249,750 $ 68,000
Colusa, California 4 $ 412,000 $ 103,000 $ 35,000
La Plata, Colorado 4 $ 1,063,000 $ 265,750 $ 108,000
Bartow, Georgia 4 $ 537,000 $ 134,250 $ 11,000
Blaine, Idaho 4 $ 1,490,000 $ 372,500 $ 278,000
Bonner, Idaho 4 $ 1,055,000 $ 263,750 $ 162,000
Canyon, Idaho 4 $ 656,000 $ 164,000 $ 70,000
Kootenai, Idaho 4 $ 754,000 $ 188,500 $ 80,000
Payette, Idaho 4 $ 430,000 $ 107,500 $ 66,000
Johnson, Kansas 4 $ 574,000 $ 143,500 $ 94,000
Sedgwick, Kansas 4 $ 666,000 $ 166,500 $ 55,000
Anoka, Minnesota 4 $ 723,000 $ 180,750 $ 46,000
Sherburne, Minnesota 4 $ 713,000 $ 178,250 $ 62,000
Atlantic, New Jersey 4 $ 814,000 $ 203,500 $ 95,000
Mercer, New Jersey 4 $ 1,091,000 $ 272,750 $ 92,000
Santa Fe, New Mexico 4 $ 1,191,000 $ 297,750 $ 98,000
Greene, New York 4 $ 821,000 $ 205,250 $ 118,000
Oswego, New York 4 $ 467,000 $ 116,750 $ 52,000
Wayne, New York 4 $ 608,000 $ 152,000 $ 70,000
Lincoln, Oregon 4 $ 1,500,000 $ 375,000 $ 70,000
Yamhill, Oregon 4 $ 963,000 $ 240,750 $ 93,000
Beaver, Pennsylvania 4 $ 467,000 $ 116,750 $ 84,000
Bedford, Pennsylvania 4 $ 560,000 $ 140,000 $ 45,000
Berks, Pennsylvania 4 $ 707,000 $ 176,750 $ 56,000
Lackawanna, Pennsylvania 4 $ 623,000 $ 155,750 $ 49,000
Northumberland, Pennsylvania 4 $ 625,000 $ 156,250 $ 87,000
Wayne, Pennsylvania 4 $ 655,000 $ 163,750 $ 56,000
Hamilton, Tennessee 4 $ 462,000 $ 115,500 $ 101,000
Sumner, Tennessee 4 $ 1,021,000 $ 255,250 $ 67,000
Alexandria, Virginia 4 $ 1,219,000 $ 304,750 $ 149,000
James City, Virginia 4 $ 859,000 $ 214,750 $ 103,000
York, Virginia 4 $ 1,355,000 $ 338,750 $ 118,000
St. Croix, Wisconsin 4 $ 744,000 $ 186,000 $ 101,000
Walworth, Wisconsin 4 $ 917,000 $ 229,250 $ 66,000
Lonoke, Arkansas 3 $ 586,000 $ 195,333 $ 92,000
Del Norte, California 3 $ 301,000 $ 100,333 $ 121,000
Imperial, California 3 $ 461,000 $ 153,666 $ 95,000
Merced, California 3 $ 441,000 $ 147,000 $ 27,000
Elbert, Colorado 3 $ 582,000 $ 194,000 $ 66,000
Logan, Colorado 3 $ 536,000 $ 178,666 $ 26,000
Park, Colorado 3 $ 575,000 $ 191,666 $ 67,000
Fayette, Georgia 3 $ 530,000 $ 176,666 $ 59,000
Henry, Georgia 3 $ 455,000 $ 151,666 $ 56,000
Oconee, Georgia 3 $ 945,000 $ 315,000 $ 96,000
Paulding, Georgia 3 $ 613,000 $ 204,333 $ 86,000
Rockdale, Georgia 3 $ 564,000 $ 188,000 $ 85,000
Bannock, Idaho 3 $ 406,000 $ 135,333 $ 65,000
Cassia, Idaho 3 $ 891,000 $ 297,000 $ 85,000
Twin Falls, Idaho 3 $ 586,000 $ 195,333 $ 83,000
Franklin, Massachusetts 3 $ 480,000 $ 160,000 $ 38,000
Nye, Nevada 3 $ 675,000 $ 225,000 $ 44,000
Washoe, Nevada 3 $ 540,000 $ 180,000 $ 189,000
Taos, New Mexico 3 $ 632,000 $ 210,666 $ 122,000
Essex, New York 3 $ 461,000 $ 153,666 $ 55,000
Livingston, New York 3 $ 477,000 $ 159,000 $ 63,000
Montgomery, New York 3 $ 424,000 $ 141,333 $ 59,000
Rensselaer, New York 3 $ 492,000 $ 164,000 $ 29,000
Curry, Oregon 3 $ 421,000 $ 140,333 $ 45,000
Umatilla, Oregon 3 $ 642,000 $ 214,000 $ 74,000
Butler, Pennsylvania 3 $ 778,000 $ 259,333 $ 119,000
Cumberland, Pennsylvania 3 $ 488,000 $ 162,666 $ 76,000
Erie, Pennsylvania 3 $ 431,000 $ 143,666 $ 66,000
Monroe, Pennsylvania 3 $ 560,000 $ 186,666 $ 66,000
Schuylkill, Pennsylvania 3 $ 544,000 $ 181,333 $ 47,000
Cumberland, Tennessee 3 $ 385,000 $ 128,333 $ 28,000
Putnam, Tennessee 3 $ 488,000 $ 162,666 $ 112,000
Sevier, Tennessee 3 $ 628,000 $ 209,333 $ 66,000
Washington, Tennessee 3 $ 461,000 $ 153,666 $ 64,000
Box Elder, Utah 3 $ 607,000 $ 202,333 $ 88,000
Iron, Utah 3 $ 715,000 $ 238,333 $ 67,000
Campbell, Virginia 3 $ 383,000 $ 127,666 $ 22,000
Culpeper, Virginia 3 $ 655,000 $ 218,333 $ 129,000
Hampton, Virginia 3 $ 388,000 $ 129,333 $ 65,000
Isle of Wight, Virginia 3 $ 638,000 $ 212,666 $ 136,000
Louisa, Virginia 3 $ 683,000 $ 227,666 $ 101,000
Manassas, Virginia 3 $ 746,000 $ 248,666 $ 81,000
Montgomery, Virginia 3 $ 460,000 $ 153,333 $ 43,000
Norfolk, Virginia 3 $ 799,000 $ 266,333 $ 75,000
Suffolk, Virginia 3 $ 537,000 $ 179,000 $ 88,000
Cowlitz, Washington 3 $ 491,000 $ 163,666 $ 89,000
Jefferson, Washington 3 $ 791,000 $ 263,666 $ 81,000
Brown, Wisconsin 3 $ 489,000 $ 163,000 $ 101,000
Oneida, Wisconsin 3 $ 527,000 $ 175,666 $ 37,000
Ozaukee, Wisconsin 3 $ 573,000 $ 191,000 $ 110,000
Waukesha, Wisconsin 3 $ 529,000 $ 176,333 $ 90,000
Apache, Arizona 2 $ 153,000 $ 76,500 $ 70,000
Miller, Arkansas 2 $ 396,000 $ 198,000 $ 66,000
Polk, Arkansas 2 $ 208,000 $ 104,000 $ 36,000
Pope, Arkansas 2 $ 228,000 $ 114,000 $ 78,000
Washington, Arkansas 2 $ 350,000 $ 175,000 $ 124,000
White, Arkansas 2 $ 269,000 $ 134,500 $ 49,000
Calaveras, California 2 $ 294,000 $ 147,000 $ 109,000
Mono, California 2 $ 476,000 $ 238,000 $ 88,000
San Benito, California 2 $ 455,000 $ 227,500 $ 67,000
Trinity, California 2 $ 613,000 $ 306,500 $ 109,000
Broomfield, Colorado 2 $ 420,000 $ 210,000 $ 51,000
Chaffee, Colorado 2 $ 321,000 $ 160,500 $ 65,000
Clear Creek, Colorado 2 $ 335,000 $ 167,500 $ 62,000
Fremont, Colorado 2 $ 489,000 $ 244,500 $ 46,000
Garfield, Colorado 2 $ 395,000 $ 197,500 $ 115,000
Grand, Colorado 2 $ 314,000 $ 157,000 $ 0
Moffat, Colorado 2 $ 433,000 $ 216,500 $ 87,000
Montrose, Colorado 2 $ 490,000 $ 245,000 $ 112,000
Summit, Colorado 2 $ 1,987,000 $ 993,500 $ 259,000
Columbia, Georgia 2 $ 270,000 $ 135,000 $ 73,000
Douglas, Georgia 2 $ 204,000 $ 102,000 $ 75,000
Fannin, Georgia 2 $ 356,000 $ 178,000 $ 94,000
Forsyth, Georgia 2 $ 854,000 $ 427,000 $ 177,000
Richmond, Georgia 2 $ 275,000 $ 137,500 $ 70,000
Bear Lake, Idaho 2 $ 631,000 $ 315,500 $ 241,000
Latah, Idaho 2 $ 353,000 $ 176,500 $ 60,000
Hamilton, Indiana 2 $ 533,000 $ 266,500 $ 180,000
Shawnee, Kansas 2 $ 231,000 $ 115,500 $ 79,000
Jefferson, Kentucky 2 $ 212,000 $ 106,000 $ 141,000
Franklin, Maine 2 $ 224,000 $ 112,000 $ 53,000
Penobscot, Maine 2 $ 357,000 $ 178,500 $ 45,000
Hampshire, Massachusetts 2 $ 385,000 $ 192,500 $ 64,000
Benton, Minnesota 2 $ 425,000 $ 212,500 $ 91,000
Douglas, Minnesota 2 $ 530,000 $ 265,000 $ 124,000
Itasca, Minnesota 2 $ 261,000 $ 130,500 $ 77,000
Olmsted, Minnesota 2 $ 395,000 $ 197,500 $ 126,000
St. Louis, Minnesota 2 $ 293,000 $ 146,500 $ 47,000
Wright, Minnesota 2 $ 394,000 $ 197,000 $ 83,000
Buchanan, Missouri 2 $ 367,000 $ 183,500 $ 60,000
Cass, Missouri 2 $ 491,000 $ 245,500 $ 89,000
Greene, Missouri 2 $ 378,000 $ 189,000 $ 61,000
Platte, Missouri 2 $ 366,000 $ 183,000 $ 125,000
Ray, Missouri 2 $ 416,000 $ 208,000 $ 38,000
St. Charles, Missouri 2 $ 285,000 $ 142,500 $ 67,000
St. Louis, Missouri 2 $ 329,000 $ 164,500 $ 62,000
Dona Ana, New Mexico 2 $ 369,000 $ 184,500 $ 100,000
Eddy, New Mexico 2 $ 523,000 $ 261,500 $ 144,000
Lea, New Mexico 2 $ 224,000 $ 112,000 $ 91,000
Lincoln, New Mexico 2 $ 404,000 $ 202,000 $ 105,000
San Juan, New Mexico 2 $ 423,000 $ 211,500 $ 35,000
Valencia, New Mexico 2 $ 404,000 $ 202,000 $ 25,000
Cayuga, New York 2 $ 206,000 $ 103,000 $ 65,000
Chautauqua, New York 2 $ 344,000 $ 172,000 $ 56,000
Fulton, New York 2 $ 285,000 $ 142,500 $ 50,000
Hamilton, New York 2 $ 286,000 $ 143,000 $ 180,000
Madison, New York 2 $ 310,000 $ 155,000 $ 41,000
Orleans, New York 2 $ 238,000 $ 119,000 $ 93,000
Schoharie, New York 2 $ 326,000 $ 163,000 $ 90,000
Warren, Ohio 2 $ 241,000 $ 120,500 $ 157,000
Crook, Oregon 2 $ 607,000 $ 303,500 $ 57,000
Jefferson, Oregon 2 $ 243,000 $ 121,500 $ 65,000
Wasco, Oregon 2 $ 311,000 $ 155,500 $ 54,000
Centre, Pennsylvania 2 $ 533,000 $ 266,500 $ 116,000
Clinton, Pennsylvania 2 $ 295,000 $ 147,500 $ 90,000
Crawford, Pennsylvania 2 $ 131,000 $ 65,500 $ 60,000
Fayette, Pennsylvania 2 $ 385,000 $ 192,500 $ 137,000
Franklin, Pennsylvania 2 $ 535,000 $ 267,500 $ 50,000
Huntingdon, Pennsylvania 2 $ 265,000 $ 132,500 $ 78,000
Lebanon, Pennsylvania 2 $ 425,000 $ 212,500 $ 94,000
Lycoming, Pennsylvania 2 $ 219,000 $ 109,500 $ 80,000
Mercer, Pennsylvania 2 $ 554,000 $ 277,000 $ 120,000
Susquehanna, Pennsylvania 2 $ 438,000 $ 219,000 $ 93,000
Washington, Pennsylvania 2 $ 406,000 $ 203,000 $ 96,000
Bradley, Tennessee 2 $ 318,000 $ 159,000 $ 57,000
Franklin, Tennessee 2 $ 220,000 $ 110,000 $ 45,000
Jefferson, Tennessee 2 $ 159,000 $ 79,500 $ 66,000
Maury, Tennessee 2 $ 525,000 $ 262,500 $ 95,000
White, Tennessee 2 $ 324,000 $ 162,000 $ 37,000
Wilson, Tennessee 2 $ 378,000 $ 189,000 $ 17,000
Sanpete, Utah 2 $ 458,000 $ 229,000 $ 75,000
Tooele, Utah 2 $ 392,000 $ 196,000 $ 159,000
Wasatch, Utah 2 $ 633,000 $ 316,500 $ 86,000
Charlottesville, Virginia 2 $ 404,000 $ 202,000 $ 108,000
Gloucester, Virginia 2 $ 306,000 $ 153,000 $ 42,000
Lexington, Virginia 2 $ 401,000 $ 200,500 $ 115,000
Newport News, Virginia 2 $ 335,000 $ 167,500 $ 14,000
Orange, Virginia 2 $ 310,000 $ 155,000 $ 63,000
Portsmouth, Virginia 2 $ 262,000 $ 131,000 $ 53,000
Prince George, Virginia 2 $ 329,000 $ 164,500 $ 80,000
Richmond City, Virginia 2 $ 334,000 $ 167,000 $ 83,000
Rockbridge, Virginia 2 $ 387,000 $ 193,500 $ 30,000
Westmoreland, Virginia 2 $ 446,000 $ 223,000 $ 89,000
Douglas, Washington 2 $ 498,000 $ 249,000 $ 134,000
Grant, Washington 2 $ 531,000 $ 265,500 $ 278,000
Lewis, Washington 2 $ 401,000 $ 200,500 $ 69,000
San Juan, Washington 2 $ 371,000 $ 185,500 $ 46,000
Walla Walla, Washington 2 $ 332,000 $ 166,000 $ 77,000
Columbia, Wisconsin 2 $ 296,000 $ 148,000 $ 48,000
Eau Claire, Wisconsin 2 $ 323,000 $ 161,500 $ 70,000
Green, Wisconsin 2 $ 337,000 $ 168,500 $ 96,000
Kenosha, Wisconsin 2 $ 333,000 $ 166,500 $ 95,000
Manitowoc, Wisconsin 2 $ 523,000 $ 261,500 $ 101,000
Marathon, Wisconsin 2 $ 318,000 $ 159,000 $ 52,000
Sheboygan, Wisconsin 2 $ 260,000 $ 130,000 $ 68,000
Vilas, Wisconsin 2 $ 534,000 $ 267,000 $ 96,000
Washington, Wisconsin 2 $ 269,000 $ 134,500 $ 38,000
Winnebago, Wisconsin 2 $ 258,000 $ 129,000 $ 35,000
Autauga, Alabama 1 $ 181,000 $ 181,000 $ 0
Jefferson, Alabama 1 $ 295,000 $ 295,000 $ 131,000
Limestone, Alabama 1 $ 134,000 $ 134,000 $ 64,000
Mobile, Alabama 1 $ 169,000 $ 169,000 $ 65,000
La Paz, Arizona 1 $ 125,000 $ 125,000 $ 48,000
Arkansas, Arkansas 1 $ 80,000 $ 80,000 $ 26,000
Boone, Arkansas 1 $ 153,000 $ 153,000 $ 53,000
Clay, Arkansas 1 $ 35,000 $ 35,000 $ 35,000
Cleveland, Arkansas 1 $ 187,000 $ 187,000 $ 54,000
Conway, Arkansas 1 $ 242,000 $ 242,000 $ 89,000
Craighead, Arkansas 1 $ 84,000 $ 84,000 $ 34,000
Crawford, Arkansas 1 $ 150,000 $ 150,000 $ 36,000
Crittenden, Arkansas 1 $ 241,000 $ 241,000 $ 125,000
Cross, Arkansas 1 $ 102,000 $ 102,000 $ 88,000
Grant, Arkansas 1 $ 86,000 $ 86,000 $ 43,000
Hempstead, Arkansas 1 $ 204,000 $ 204,000 $ 109,000
Independence, Arkansas 1 $ 105,000 $ 105,000 $ 27,000
Jefferson, Arkansas 1 $ 171,000 $ 171,000 $ 140,000
Logan, Arkansas 1 $ 146,000 $ 146,000 $ 0
Marion, Arkansas 1 $ 417,000 $ 417,000 $ 69,000
Poinsett, Arkansas 1 $ 90,000 $ 90,000 $ 17,000
Amador, California 1 $ 98,000 $ 98,000 $ 111,000
Alamosa, Colorado 1 $ 250,000 $ 250,000 $ 99,000
Archuleta, Colorado 1 $ 197,000 $ 197,000 $ 40,000
Gilpin, Colorado 1 $ 229,000 $ 229,000 $ 118,000
Montezuma, Colorado 1 $ 138,000 $ 138,000 $ 55,000
Morgan, Colorado 1 $ 178,000 $ 178,000 $ 96,000
Rio Blanco, Colorado 1 $ 212,000 $ 212,000 $ 218,000
Routt, Colorado 1 $ 200,000 $ 200,000 $ 90,000
Lee, Florida 1 $ 143,000 $ 143,000 $ 400,000
Osceola, Florida 1 $ 162,000 $ 162,000 $ 29,000
Barrow, Georgia 1 $ 96,000 $ 96,000 $ 47,000
Bryan, Georgia 1 $ 232,000 $ 232,000 $ 88,000
Camden, Georgia 1 $ 326,000 $ 326,000 $ 137,000
Clarke, Georgia 1 $ 145,000 $ 145,000 $ 0
Dawson, Georgia 1 $ 266,000 $ 266,000 $ 96,000
Glynn, Georgia 1 $ 405,000 $ 405,000 $ 210,000
Greene, Georgia 1 $ 428,000 $ 428,000 $ 106,000
Gwinnett, Georgia 1 $ 107,000 $ 107,000 $ 76,000
Hall, Georgia 1 $ 250,000 $ 250,000 $ 135,000
Long, Georgia 1 $ 158,000 $ 158,000 $ 120,000
Lowndes, Georgia 1 $ 110,000 $ 110,000 $ 60,000
Lumpkin, Georgia 1 $ 162,000 $ 162,000 $ 0
Peach, Georgia 1 $ 125,000 $ 125,000 $ 82,000
Sumter, Georgia 1 $ 278,000 $ 278,000 $ 75,000
Telfair, Georgia 1 $ 125,000 $ 125,000 $ 0
Walker, Georgia 1 $ 192,000 $ 192,000 $ 0
Boise, Idaho 1 $ 118,000 $ 118,000 $ 58,000
Elmore, Idaho 1 $ 185,000 $ 185,000 $ 59,000
Gem, Idaho 1 $ 105,000 $ 105,000 $ 140,000
Gooding, Idaho 1 $ 125,000 $ 125,000 $ 0
Jefferson, Idaho 1 $ 143,000 $ 143,000 $ 51,000
Lemhi, Idaho 1 $ 145,000 $ 145,000 $ 52,000
Nez Perce, Idaho 1 $ 180,000 $ 180,000 $ 76,000
Shoshone, Idaho 1 $ 138,000 $ 138,000 $ 63,000
Teton, Idaho 1 $ 287,000 $ 287,000 $ 82,000
Valley, Idaho 1 $ 218,000 $ 218,000 $ 50,000
Allen, Indiana 1 $ 75,000 $ 75,000 $ 0
Cass, Indiana 1 $ 152,000 $ 152,000 $ 50,000
Delaware, Indiana 1 $ 128,000 $ 128,000 $ 58,000
Floyd, Indiana 1 $ 289,000 $ 289,000 $ 228,000
Johnson, Indiana 1 $ 130,000 $ 130,000 $ 0
Lake, Indiana 1 $ 124,000 $ 124,000 $ 80,000
Marion, Indiana 1 $ 100,000 $ 100,000 $ 69,000
Monroe, Indiana 1 $ 90,000 $ 90,000 $ 39,000
Switzerland, Indiana 1 $ 123,000 $ 123,000 $ 107,000
Douglas, Kansas 1 $ 166,000 $ 166,000 $ 80,000
Pawnee, Kansas 1 $ 90,000 $ 90,000 $ 71,000
Pratt, Kansas 1 $ 95,000 $ 95,000 $ 150,000
Riley, Kansas 1 $ 75,000 $ 75,000 $ 50,000
Boyd, Kentucky 1 $ 66,000 $ 66,000 $ 29,000
St. John the Baptist, Louisiana 1 $ 63,000 $ 63,000 $ 42,000
Aroostook, Maine 1 $ 215,000 $ 215,000 $ 0
Hancock, Maine 1 $ 149,000 $ 149,000 $ 303,000
Kennebec, Maine 1 $ 146,000 $ 146,000 $ 60,000
Lincoln, Maine 1 $ 85,000 $ 85,000 $ 62,000
Oxford, Maine 1 $ 130,000 $ 130,000 $ 29,000
Somerset, Maine 1 $ 136,000 $ 136,000 $ 110,000
Worcester, Maryland 1 $ 195,000 $ 195,000 $ 130,000
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Mortgage Loan Application Detail Totals for Banc of California, NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,489 $1,607,784,000 $247,000 $5,000,000 $94,000 $3,860,000
Home Purchase 3,925 $848,530,000 $216,000 $4,320,000 $83,000 $1,512,000
Home Improvement 212 $42,202,000 $199,000 $800,000 $405,000 $3,829,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,097 $1,678,244,000 $236,000 $5,000,000 $102,000 $3,829,000
Hispanic 1,264 $230,096,000 $182,000 $1,700,000 $64,000 $808,000
Not Provided 1,229 $321,871,000 $261,000 $3,000,000 $99,000 $3,860,000
Asian 518 $140,662,000 $271,000 $1,629,000 $103,000 $1,512,000
Black or African American 278 $65,695,000 $236,000 $980,000 $83,000 $588,000
Native Hawaiian or Other Pacific Islander 113 $32,610,000 $288,000 $737,000 $98,000 $306,000
Not applicable 64 $14,548,000 $227,000 $800,000 $1,000 $66,000
American Indian or Alaskan Native 63 $14,790,000 $234,000 $674,000 $94,000 $400,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,966 $1,673,656,000 $240,000 $5,000,000 $113,000 $3,860,000
FHA-insured (Federal Housing Administration) 2,652 $598,147,000 $225,000 $737,000 $64,000 $3,672,000
VA-guaranteed (Veterans Administration) 824 $201,507,000 $244,000 $733,000 $68,000 $288,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 184 $25,206,000 $136,000 $335,000 $42,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,701 $1,321,044,000 $231,000 $4,320,000 $99,000 $3,860,000
Application Withdrawn By Applicant 2,668 $618,457,000 $231,000 $5,000,000 $96,000 $3,829,000
Application Denied By Financial Institution 1,346 $333,959,000 $248,000 $2,135,000 $80,000 $1,524,000
File Closed For Incompleteness 822 $193,648,000 $235,000 $1,645,000 $99,000 $3,672,000
Application Approved But Not Accepted 89 $31,408,000 $352,000 $2,015,000 $132,000 $752,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 418 $99,270,000 $237,000 $1,015,000 $89,000 $1,524,000
Debt-To-Income Ratio 375 $102,302,000 $272,000 $2,000,000 $71,000 $1,288,000
Credit History 268 $66,066,000 $246,000 $2,135,000 $84,000 $1,512,000
Other 201 $47,611,000 $236,000 $1,500,000 $80,000 $765,000
Insufficient Cash (Downpayment, Closing Cost) 48 $9,763,000 $203,000 $547,000 $48,000 $200,000
Unverifiable Information 19 $4,950,000 $260,000 $700,000 $68,000 $205,000
Employment History 16 $3,926,000 $245,000 $496,000 $65,000 $130,000
Mortgage Insurance Denied 1 $71,000 $71,000 $71,000 $24,000 $24,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Banc of California, NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Banc of California, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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