PennyMac Loan Services LLC Mortgage Lending & HMDA Data, 2012
In 2012, PennyMac Loan Services LLC of Westlake Village, CA reported 42,121 mortgage applications totaling $9.1 billion, up 918% from 2011. The average application was for $214,883, and applicants reported an average income of $80,919. 4% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (2,988), Los Angeles-Long Beach-Glendale, CA (2,595) and Sacramento--Arden-Arcade--Roseville, CA (1,626) (applications in parentheses).
| Mortgage Company & Address | PennyMac Loan Services LLC 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 42,121 |
| Total Mortgage Loan Application Amount | $9,051,122,000 |
| Average Mortgage Loan Application Amount | $214,883 |
| Highest Mortgage Loan Application Amount | $1,050,000 |
| Average Applicant Income | $80,919 |
| Highest Applicant Income | $1,997,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PennyMac Loan Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 2,988 | $ 642,538,000 | $ 215,039 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,595 | $ 805,999,000 | $ 310,596 | $ 94,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,626 | $ 369,348,000 | $ 227,151 | $ 83,000 |
| Phoenix-Mesa-Glendale, AZ | 1,416 | $ 244,726,000 | $ 172,829 | $ 70,000 |
| Denver-Aurora-Broomfield, CO | 1,397 | $ 300,576,000 | $ 215,158 | $ 81,000 |
| Oakland-Fremont-Hayward, CA | 1,287 | $ 413,749,000 | $ 321,483 | $ 99,000 |
| Seattle-Bellevue-Everett, WA | 994 | $ 270,124,000 | $ 271,754 | $ 86,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 982 | $ 214,013,000 | $ 217,935 | $ 76,185 |
| San Diego-Carlsbad-San Marcos, CA | 965 | $ 313,948,000 | $ 325,334 | $ 99,000 |
| Santa Ana-Anaheim-Irvine, CA | 817 | $ 300,884,000 | $ 368,279 | $ 110,000 |
| Houston-Sugar Land-Baytown, TX | 774 | $ 125,733,000 | $ 162,445 | $ 80,000 |
| Atlanta-Sandy Springs-Marietta, GA | 769 | $ 128,720,000 | $ 167,386 | $ 73,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 723 | $ 221,000,000 | $ 305,670 | $ 100,623 |
| Dallas-Plano-Irving, TX | 658 | $ 109,755,000 | $ 166,800 | $ 78,000 |
| Salt Lake City, UT | 635 | $ 132,722,000 | $ 209,011 | $ 79,000 |
| Chicago-Joliet-Naperville, IL | 549 | $ 101,266,000 | $ 184,455 | $ 78,000 |
| Orlando-Kissimmee-Sanford, FL | 513 | $ 89,632,000 | $ 174,721 | $ 71,000 |
| Bakersfield-Delano, CA | 482 | $ 86,391,000 | $ 179,234 | $ 69,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 479 | $ 83,561,000 | $ 174,448 | $ 81,000 |
| Louisville/Jefferson County, KY-IN | 474 | $ 70,855,000 | $ 149,483 | $ 71,459 |
| Tampa-St. Petersburg-Clearwater, FL | 436 | $ 69,925,000 | $ 160,378 | $ 67,000 |
| Baltimore-Towson, MD | 420 | $ 108,186,000 | $ 257,585 | $ 89,000 |
| Bend, OR | 400 | $ 73,414,000 | $ 183,535 | $ 87,000 |
| Stockton, CA | 398 | $ 82,244,000 | $ 206,643 | $ 75,000 |
| Vallejo-Fairfield, CA | 387 | $ 90,924,000 | $ 234,945 | $ 80,000 |
| Fort Worth-Arlington, TX | 386 | $ 58,579,000 | $ 151,759 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 377 | $ 71,717,000 | $ 190,230 | $ 72,000 |
| Las Vegas-Paradise, NV | 376 | $ 65,821,000 | $ 175,055 | $ 72,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 359 | $ 123,937,000 | $ 345,228 | $ 106,000 |
| Ogden-Clearfield, UT | 351 | $ 64,143,000 | $ 182,743 | $ 76,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 349 | $ 64,050,000 | $ 183,524 | $ 80,684 |
| Fresno, CA | 348 | $ 70,530,000 | $ 202,672 | $ 76,000 |
| St. Louis, MO-IL | 327 | $ 49,663,000 | $ 151,874 | $ 74,608 |
| Tacoma, WA | 319 | $ 68,691,000 | $ 215,332 | $ 77,000 |
| Miami-Miami Beach-Kendall, FL | 308 | $ 64,063,000 | $ 207,996 | $ 73,000 |
| Philadelphia, PA | 303 | $ 66,351,000 | $ 218,980 | $ 91,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 281 | $ 114,132,000 | $ 406,163 | $ 119,000 |
| Kansas City, MO-KS | 256 | $ 38,977,000 | $ 152,253 | $ 76,320 |
| Austin-Round Rock-San Marcos, TX | 246 | $ 43,791,000 | $ 178,012 | $ 77,000 |
| Huntsville, AL | 239 | $ 36,794,000 | $ 153,949 | $ 72,000 |
| Santa Rosa-Petaluma, CA | 232 | $ 66,916,000 | $ 288,431 | $ 94,000 |
| San Antonio-New Braunfels, TX | 228 | $ 38,754,000 | $ 169,973 | $ 78,000 |
| Indianapolis-Carmel, IN | 218 | $ 31,523,000 | $ 144,600 | $ 73,000 |
| Milwaukee-Waukesha-West Allis, WI | 204 | $ 35,203,000 | $ 172,563 | $ 82,000 |
| Tucson, AZ | 201 | $ 30,384,000 | $ 151,164 | $ 60,000 |
| Birmingham-Hoover, AL | 197 | $ 32,235,000 | $ 163,629 | $ 72,000 |
| Modesto, CA | 190 | $ 34,088,000 | $ 179,410 | $ 72,000 |
| Provo-Orem, UT | 180 | $ 35,766,000 | $ 198,700 | $ 73,000 |
| Palm Bay-Melbourne-Titusville, FL | 176 | $ 22,246,000 | $ 126,397 | $ 54,000 |
| Chattanooga, TN-GA | 173 | $ 25,307,000 | $ 146,283 | $ 64,705 |
| Bethesda-Rockville-Frederick, MD | 172 | $ 51,195,000 | $ 297,645 | $ 95,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 168 | $ 31,581,000 | $ 187,982 | $ 78,000 |
| Eugene-Springfield, OR | 165 | $ 29,839,000 | $ 180,842 | $ 71,000 |
| Cincinnati-Middletown, OH-KY-IN | 161 | $ 26,348,000 | $ 163,652 | $ 85,857 |
| Albuquerque, NM | 159 | $ 25,340,000 | $ 159,371 | $ 66,000 |
| San Francisco-San Mateo-Redwood City, CA | 158 | $ 74,775,000 | $ 473,259 | $ 146,000 |
| New York-White Plains-Wayne, NY-NJ | 157 | $ 48,247,000 | $ 307,305 | $ 97,000 |
| Camden, NJ | 155 | $ 32,655,000 | $ 210,677 | $ 98,000 |
| Chico, CA | 149 | $ 28,750,000 | $ 192,953 | $ 71,000 |
| Greeley, CO | 148 | $ 29,062,000 | $ 196,364 | $ 75,000 |
| Knoxville, TN | 143 | $ 23,620,000 | $ 165,174 | $ 74,000 |
| Fort Collins-Loveland, CO | 137 | $ 27,440,000 | $ 200,291 | $ 74,000 |
| Merced, CA | 137 | $ 19,595,000 | $ 143,029 | $ 59,000 |
| Pittsburgh, PA | 137 | $ 22,788,000 | $ 166,335 | $ 77,000 |
| Richmond, VA | 137 | $ 28,927,000 | $ 211,145 | $ 82,000 |
| Kennewick-Pasco-Richland, WA | 135 | $ 23,649,000 | $ 175,177 | $ 68,000 |
| Colorado Springs, CO | 132 | $ 23,841,000 | $ 180,613 | $ 71,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 129 | $ 22,679,000 | $ 175,806 | $ 72,635 |
| Honolulu, HI | 126 | $ 49,463,000 | $ 392,563 | $ 105,000 |
| Boise City-Nampa, ID | 124 | $ 22,636,000 | $ 182,548 | $ 86,000 |
| Warren-Troy-Farmington Hills, MI | 124 | $ 18,377,000 | $ 148,201 | $ 69,000 |
| Providence-New Bedford-Fall River, RI-MA | 122 | $ 22,768,000 | $ 186,622 | $ 73,000 |
| Jacksonville, FL | 120 | $ 22,540,000 | $ 187,833 | $ 81,000 |
| Visalia-Porterville, CA | 118 | $ 20,023,000 | $ 169,686 | $ 69,000 |
| Edison-New Brunswick, NJ | 113 | $ 30,273,000 | $ 267,902 | $ 102,000 |
| Salem, OR | 109 | $ 19,674,000 | $ 180,495 | $ 86,000 |
| Spokane, WA | 108 | $ 17,526,000 | $ 162,277 | $ 75,000 |
| North Port-Bradenton-Sarasota, FL | 107 | $ 20,712,000 | $ 193,570 | $ 82,000 |
| Redding, CA | 95 | $ 16,911,000 | $ 178,010 | $ 68,000 |
| Yuba City, CA | 95 | $ 14,058,000 | $ 147,978 | $ 57,000 |
| Baton Rouge, LA | 94 | $ 17,647,000 | $ 187,734 | $ 83,000 |
| Cleveland-Elyria-Mentor, OH | 94 | $ 15,901,000 | $ 169,159 | $ 75,000 |
| Greenville-Mauldin-Easley, SC | 93 | $ 14,122,000 | $ 151,849 | $ 62,000 |
| New Orleans-Metairie-Kenner, LA | 89 | $ 16,168,000 | $ 181,662 | $ 69,000 |
| Newark-Union, NJ-PA | 84 | $ 22,806,000 | $ 271,500 | $ 100,357 |
| Boulder, CO | 83 | $ 18,522,000 | $ 223,156 | $ 84,000 |
| Reno-Sparks, NV | 83 | $ 13,998,000 | $ 168,650 | $ 66,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 83 | $ 16,792,000 | $ 202,313 | $ 75,361 |
| Lakeland-Winter Haven, FL | 82 | $ 9,695,000 | $ 118,231 | $ 50,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 81 | $ 20,268,000 | $ 250,222 | $ 77,000 |
| Charleston-North Charleston-Summerville, SC | 77 | $ 13,374,000 | $ 173,688 | $ 67,000 |
| Olympia, WA | 77 | $ 15,888,000 | $ 206,337 | $ 80,000 |
| Raleigh-Cary, NC | 77 | $ 13,739,000 | $ 178,428 | $ 76,000 |
| Napa, CA | 73 | $ 24,731,000 | $ 338,780 | $ 108,000 |
| Oklahoma City, OK | 73 | $ 9,777,000 | $ 133,931 | $ 68,000 |
| Wilmington, DE-MD-NJ | 72 | $ 17,068,000 | $ 237,055 | $ 93,902 |
| Des Moines-West Des Moines, IA | 71 | $ 9,621,000 | $ 135,507 | $ 69,000 |
| Medford, OR | 71 | $ 14,185,000 | $ 199,788 | $ 74,000 |
| San Luis Obispo-Paso Robles, CA | 71 | $ 22,276,000 | $ 313,746 | $ 96,000 |
| Columbus, OH | 70 | $ 12,026,000 | $ 171,800 | $ 78,000 |
| Salinas, CA | 70 | $ 19,526,000 | $ 278,942 | $ 81,000 |
| Nassau-Suffolk, NY | 69 | $ 21,328,000 | $ 309,101 | $ 102,000 |
| Lexington-Fayette, KY | 68 | $ 9,217,000 | $ 135,544 | $ 73,000 |
| El Centro, CA | 67 | $ 10,673,000 | $ 159,298 | $ 65,000 |
| Memphis, TN-MS-AR | 65 | $ 9,819,000 | $ 151,061 | $ 82,661 |
| Deltona-Daytona Beach-Ormond Beach, FL | 64 | $ 8,088,000 | $ 126,375 | $ 56,000 |
| Detroit-Livonia-Dearborn, MI | 64 | $ 8,188,000 | $ 127,937 | $ 59,000 |
| Lake Havasu City-Kingman, AZ | 62 | $ 10,024,000 | $ 161,677 | $ 91,000 |
| Hartford-West Hartford-East Hartford, CT | 61 | $ 12,587,000 | $ 206,344 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 59 | $ 10,188,000 | $ 172,677 | $ 67,000 |
| Madera-Chowchilla, CA | 59 | $ 8,229,000 | $ 139,474 | $ 55,000 |
| Madison, WI | 59 | $ 11,386,000 | $ 192,983 | $ 94,000 |
| Lake County-Kenosha County, IL-WI | 57 | $ 9,519,000 | $ 167,000 | $ 79,684 |
| York-Hanover, PA | 57 | $ 9,720,000 | $ 170,526 | $ 76,000 |
| Prescott, AZ | 54 | $ 8,265,000 | $ 153,055 | $ 70,000 |
| Cheyenne, WY | 52 | $ 9,257,000 | $ 178,019 | $ 64,000 |
| New Haven-Milford, CT | 52 | $ 9,704,000 | $ 186,615 | $ 72,000 |
| Waco, TX | 52 | $ 6,933,000 | $ 133,326 | $ 63,000 |
| El Paso, TX | 50 | $ 6,959,000 | $ 139,180 | $ 64,000 |
| Cleveland, TN | 47 | $ 6,237,000 | $ 132,702 | $ 63,000 |
| Lafayette, LA | 47 | $ 8,803,000 | $ 187,297 | $ 80,000 |
| Victoria, TX | 47 | $ 6,967,000 | $ 148,234 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 46 | $ 8,473,000 | $ 184,195 | $ 75,434 |
| McAllen-Edinburg-Mission, TX | 46 | $ 6,119,000 | $ 133,021 | $ 59,000 |
| Montgomery, AL | 46 | $ 7,423,000 | $ 161,369 | $ 70,000 |
| Columbia, SC | 43 | $ 7,229,000 | $ 168,116 | $ 76,000 |
| Longview, WA | 42 | $ 6,643,000 | $ 158,166 | $ 71,000 |
| Mobile, AL | 42 | $ 6,281,000 | $ 149,547 | $ 78,000 |
| Casper, WY | 40 | $ 7,644,000 | $ 191,100 | $ 62,000 |
| Spartanburg, SC | 40 | $ 5,323,000 | $ 133,075 | $ 56,000 |
| Bremerton-Silverdale, WA | 39 | $ 8,993,000 | $ 230,589 | $ 83,000 |
| Harrisburg-Carlisle, PA | 38 | $ 6,114,000 | $ 160,894 | $ 66,000 |
| Auburn-Opelika, AL | 37 | $ 6,091,000 | $ 164,621 | $ 80,000 |
| Augusta-Richmond County, GA-SC | 37 | $ 5,668,000 | $ 153,189 | $ 88,432 |
| Akron, OH | 36 | $ 6,402,000 | $ 177,833 | $ 73,000 |
| Pensacola-Ferry Pass-Brent, FL | 36 | $ 6,603,000 | $ 183,416 | $ 84,000 |
| Dayton, OH | 35 | $ 5,365,000 | $ 153,285 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 35 | $ 4,421,000 | $ 126,314 | $ 62,000 |
| Hanford-Corcoran, CA | 34 | $ 4,862,000 | $ 143,000 | $ 61,000 |
| College Station-Bryan, TX | 33 | $ 5,349,000 | $ 162,090 | $ 72,000 |
| Decatur, AL | 33 | $ 4,557,000 | $ 138,090 | $ 62,000 |
| Gary, IN | 33 | $ 5,120,000 | $ 155,151 | $ 91,000 |
| Greensboro-High Point, NC | 33 | $ 4,840,000 | $ 146,666 | $ 80,000 |
| Santa Cruz-Watsonville, CA | 33 | $ 11,843,000 | $ 358,878 | $ 125,000 |
| Scranton--Wilkes-Barre, PA | 32 | $ 4,221,000 | $ 131,906 | $ 58,000 |
| Rockford, IL | 31 | $ 3,639,000 | $ 117,387 | $ 69,000 |
| Sheboygan, WI | 31 | $ 3,893,000 | $ 125,580 | $ 67,000 |
| Port St. Lucie, FL | 30 | $ 5,162,000 | $ 172,066 | $ 69,000 |
| Wichita, KS | 30 | $ 3,782,000 | $ 126,066 | $ 65,000 |
| Cedar Rapids, IA | 29 | $ 3,811,000 | $ 131,413 | $ 67,000 |
| Lancaster, PA | 29 | $ 5,272,000 | $ 181,793 | $ 130,000 |
| Yuma, AZ | 29 | $ 4,594,000 | $ 158,413 | $ 60,000 |
| Beaumont-Port Arthur, TX | 28 | $ 4,194,000 | $ 149,785 | $ 81,000 |
| Green Bay, WI | 28 | $ 4,496,000 | $ 160,571 | $ 78,000 |
| Yakima, WA | 28 | $ 4,327,000 | $ 154,535 | $ 76,000 |
| Flint, MI | 27 | $ 3,002,000 | $ 111,185 | $ 62,000 |
| Reading, PA | 26 | $ 4,581,000 | $ 176,192 | $ 78,000 |
| Bridgeport-Stamford-Norwalk, CT | 25 | $ 6,694,000 | $ 267,760 | $ 89,000 |
| Brownsville-Harlingen, TX | 25 | $ 3,185,000 | $ 127,400 | $ 62,000 |
| Lake Charles, LA | 25 | $ 3,747,000 | $ 149,880 | $ 80,000 |
| Omaha-Council Bluffs, NE-IA | 25 | $ 3,879,000 | $ 155,160 | $ 77,000 |
| Racine, WI | 25 | $ 3,999,000 | $ 159,960 | $ 81,000 |
| Dover, DE | 24 | $ 4,833,000 | $ 201,375 | $ 73,000 |
| Roanoke, VA | 24 | $ 3,888,000 | $ 162,000 | $ 67,000 |
| Savannah, GA | 24 | $ 3,951,000 | $ 164,625 | $ 69,000 |
| Tulsa, OK | 24 | $ 3,327,000 | $ 138,625 | $ 63,000 |
| Dothan, AL | 23 | $ 3,231,000 | $ 140,478 | $ 68,000 |
| Tyler, TX | 23 | $ 3,746,000 | $ 162,869 | $ 85,000 |
| Bellingham, WA | 22 | $ 5,048,000 | $ 229,454 | $ 74,000 |
| Flagstaff, AZ | 22 | $ 5,182,000 | $ 235,545 | $ 84,000 |
| Naples-Marco Island, FL | 22 | $ 4,520,000 | $ 205,454 | $ 75,000 |
| Laredo, TX | 21 | $ 3,327,000 | $ 158,428 | $ 64,000 |
| Lynchburg, VA | 21 | $ 3,538,000 | $ 168,476 | $ 93,000 |
| Tuscaloosa, AL | 21 | $ 3,633,000 | $ 173,000 | $ 77,000 |
| Wenatchee-East Wenatchee, WA | 21 | $ 4,369,000 | $ 208,047 | $ 71,000 |
| Great Falls, MT | 20 | $ 3,131,000 | $ 156,550 | $ 59,000 |
| Jackson, MS | 20 | $ 3,306,000 | $ 165,300 | $ 79,000 |
| Johnson City, TN | 20 | $ 2,769,000 | $ 138,450 | $ 49,000 |
| Lafayette, IN | 20 | $ 2,832,000 | $ 141,600 | $ 65,000 |
| Logan, UT-ID | 20 | $ 3,170,000 | $ 158,500 | $ 59,650 |
| Portland-South Portland-Biddeford, ME | 20 | $ 3,922,000 | $ 196,100 | $ 82,000 |
| Rochester, NY | 20 | $ 3,485,000 | $ 174,250 | $ 96,000 |
| Clarksville, TN-KY | 19 | $ 3,076,000 | $ 161,894 | $ 73,894 |
| Killeen-Temple-Fort Hood, TX | 19 | $ 2,912,000 | $ 153,263 | $ 69,000 |
| Longview, TX | 19 | $ 3,097,000 | $ 163,000 | $ 189,000 |
| Macon, GA | 19 | $ 2,746,000 | $ 144,526 | $ 65,000 |
| Springfield, MO | 19 | $ 2,217,000 | $ 116,684 | $ 62,000 |
| Toledo, OH | 19 | $ 3,335,000 | $ 175,526 | $ 115,000 |
| Elizabethtown, KY | 18 | $ 2,288,000 | $ 127,111 | $ 60,000 |
| Gainesville, GA | 18 | $ 2,760,000 | $ 153,333 | $ 63,000 |
| Rockingham County-Strafford County, NH | 18 | $ 4,277,000 | $ 237,611 | $ 87,000 |
| Athens-Clarke County, GA | 17 | $ 2,545,000 | $ 149,705 | $ 56,000 |
| Atlantic City-Hammonton, NJ | 17 | $ 3,639,000 | $ 214,058 | $ 77,000 |
| Bowling Green, KY | 17 | $ 2,220,000 | $ 130,588 | $ 65,000 |
| Buffalo-Niagara Falls, NY | 17 | $ 2,745,000 | $ 161,470 | $ 81,000 |
| Columbus, GA-AL | 16 | $ 2,520,000 | $ 157,500 | $ 54,000 |
| Davenport-Moline-Rock Island, IA-IL | 16 | $ 1,777,000 | $ 111,062 | $ 56,812 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 2,949,000 | $ 184,312 | $ 113,875 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 2,179,000 | $ 136,187 | $ 69,000 |
| Florence-Muscle Shoals, AL | 15 | $ 1,994,000 | $ 132,933 | $ 52,000 |
| Rochester, MN | 15 | $ 2,314,000 | $ 154,266 | $ 66,000 |
| Amarillo, TX | 14 | $ 1,577,000 | $ 112,642 | $ 59,000 |
| Fort Wayne, IN | 14 | $ 1,890,000 | $ 135,000 | $ 82,000 |
| Shreveport-Bossier City, LA | 14 | $ 2,170,000 | $ 155,000 | $ 62,000 |
| St. George, UT | 14 | $ 2,558,000 | $ 182,714 | $ 71,000 |
| Trenton-Ewing, NJ | 14 | $ 2,449,000 | $ 174,928 | $ 91,000 |
| Appleton, WI | 13 | $ 1,975,000 | $ 151,923 | $ 73,000 |
| Bloomington-Normal, IL | 13 | $ 2,172,000 | $ 167,076 | $ 84,000 |
| Canton-Massillon, OH | 13 | $ 1,788,000 | $ 137,538 | $ 66,000 |
| Charlottesville, VA | 13 | $ 2,686,000 | $ 206,615 | $ 84,000 |
| Corvallis, OR | 13 | $ 2,475,000 | $ 190,384 | $ 69,000 |
| Pueblo, CO | 13 | $ 1,865,000 | $ 143,461 | $ 65,000 |
| Punta Gorda, FL | 13 | $ 1,895,000 | $ 145,769 | $ 64,000 |
| Syracuse, NY | 13 | $ 2,710,000 | $ 208,461 | $ 92,000 |
| Valdosta, GA | 13 | $ 1,986,000 | $ 152,769 | $ 63,000 |
| Winston-Salem, NC | 13 | $ 1,910,000 | $ 146,923 | $ 85,000 |
| Billings, MT | 12 | $ 2,144,000 | $ 178,666 | $ 75,000 |
| Duluth, MN-WI | 12 | $ 1,788,000 | $ 149,000 | $ 52,833 |
| Durham-Chapel Hill, NC | 12 | $ 2,282,000 | $ 190,166 | $ 98,000 |
| Evansville, IN-KY | 12 | $ 1,739,000 | $ 144,916 | $ 68,750 |
| Farmington, NM | 12 | $ 2,221,000 | $ 185,083 | $ 79,000 |
| Las Cruces, NM | 12 | $ 2,072,000 | $ 172,666 | $ 74,000 |
| Lewiston, ID-WA | 12 | $ 1,922,000 | $ 160,166 | $ 75,666 |
| Manchester-Nashua, NH | 12 | $ 2,299,000 | $ 191,583 | $ 74,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 12 | $ 2,679,000 | $ 223,250 | $ 91,000 |
| Winchester, VA-WV | 12 | $ 2,785,000 | $ 232,083 | $ 95,000 |
| Coeur D'Alene, ID | 11 | $ 1,948,000 | $ 177,090 | $ 62,000 |
| Columbia, MO | 11 | $ 1,677,000 | $ 152,454 | $ 96,000 |
| Corpus Christi, TX | 11 | $ 1,994,000 | $ 181,272 | $ 95,000 |
| Dalton, GA | 11 | $ 1,732,000 | $ 157,454 | $ 83,000 |
| Grand Junction, CO | 11 | $ 2,014,000 | $ 183,090 | $ 73,000 |
| Houma-Bayou Cane-Thibodaux, LA | 11 | $ 2,092,000 | $ 190,181 | $ 73,000 |
| Lincoln, NE | 11 | $ 1,567,000 | $ 142,454 | $ 60,000 |
| St. Cloud, MN | 11 | $ 1,491,000 | $ 135,545 | $ 54,000 |
| Vineland-Millville-Bridgeton, NJ | 11 | $ 1,729,000 | $ 157,181 | $ 66,000 |
| Holland-Grand Haven, MI | 10 | $ 1,338,000 | $ 133,800 | $ 81,000 |
| Idaho Falls, ID | 10 | $ 1,783,000 | $ 178,300 | $ 55,000 |
| Janesville, WI | 10 | $ 1,098,000 | $ 109,800 | $ 66,000 |
| Lebanon, PA | 10 | $ 1,962,000 | $ 196,200 | $ 84,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 2,337,000 | $ 233,700 | $ 79,000 |
| Oshkosh-Neenah, WI | 10 | $ 1,406,000 | $ 140,600 | $ 65,000 |
| Sebastian-Vero Beach, FL | 10 | $ 1,808,000 | $ 180,800 | $ 77,000 |
| Springfield, IL | 10 | $ 1,506,000 | $ 150,600 | $ 79,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 1,614,000 | $ 179,333 | $ 77,000 |
| Altoona, PA | 9 | $ 895,000 | $ 99,444 | $ 51,000 |
| Anderson, SC | 9 | $ 1,443,000 | $ 160,333 | $ 75,000 |
| Bloomington, IN | 9 | $ 1,225,000 | $ 136,111 | $ 80,000 |
| Gulfport-Biloxi, MS | 9 | $ 1,575,000 | $ 175,000 | $ 73,000 |
| Kokomo, IN | 9 | $ 890,000 | $ 98,888 | $ 65,000 |
| Lewiston-Auburn, ME | 9 | $ 1,603,000 | $ 178,111 | $ 90,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 9 | $ 1,483,000 | $ 164,777 | $ 55,000 |
| Palm Coast, FL | 9 | $ 1,225,000 | $ 136,111 | $ 66,000 |
| Santa Fe, NM | 9 | $ 1,993,000 | $ 221,444 | $ 68,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 1,300,000 | $ 144,444 | $ 64,555 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 807,000 | $ 89,666 | $ 55,000 |
| Ames, IA | 8 | $ 1,236,000 | $ 154,500 | $ 80,000 |
| Anchorage, AK | 8 | $ 2,130,000 | $ 266,250 | $ 102,000 |
| Anniston-Oxford, AL | 8 | $ 1,232,000 | $ 154,000 | $ 84,000 |
| Asheville, NC | 8 | $ 1,445,000 | $ 180,625 | $ 76,000 |
| Erie, PA | 8 | $ 1,128,000 | $ 141,000 | $ 62,000 |
| Florence, SC | 8 | $ 1,203,000 | $ 150,375 | $ 73,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,065,000 | $ 133,125 | $ 70,000 |
| Lubbock, TX | 8 | $ 951,000 | $ 118,875 | $ 76,000 |
| Odessa, TX | 8 | $ 1,192,000 | $ 149,000 | $ 73,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 8 | $ 1,768,000 | $ 221,000 | $ 99,000 |
| Pascagoula, MS | 8 | $ 1,138,000 | $ 142,250 | $ 67,000 |
| San Angelo, TX | 8 | $ 1,286,000 | $ 160,750 | $ 68,000 |
| Topeka, KS | 8 | $ 1,462,000 | $ 182,750 | $ 80,000 |
| Burlington-South Burlington, VT | 7 | $ 1,355,000 | $ 193,571 | $ 92,000 |
| Eau Claire, WI | 7 | $ 1,102,000 | $ 157,428 | $ 71,000 |
| Fond Du Lac, WI | 7 | $ 999,000 | $ 142,714 | $ 72,000 |
| Gainesville, FL | 7 | $ 1,063,000 | $ 151,857 | $ 64,000 |
| Jackson, TN | 7 | $ 1,059,000 | $ 151,285 | $ 80,000 |
| Kankakee-Bradley, IL | 7 | $ 893,000 | $ 127,571 | $ 75,000 |
| Lawton, OK | 7 | $ 875,000 | $ 125,000 | $ 42,000 |
| Missoula, MT | 7 | $ 1,282,000 | $ 183,142 | $ 61,000 |
| Niles-Benton Harbor, MI | 7 | $ 947,000 | $ 135,285 | $ 65,000 |
| Norwich-New London, CT | 7 | $ 1,320,000 | $ 188,571 | $ 63,000 |
| Tallahassee, FL | 7 | $ 1,092,000 | $ 156,000 | $ 65,000 |
| Texarkana, Tx-Texarkana, AR | 7 | $ 1,122,000 | $ 160,285 | $ 80,000 |
| Warner Robins, GA | 7 | $ 903,000 | $ 129,000 | $ 61,000 |
| Binghamton, NY | 6 | $ 937,000 | $ 156,166 | $ 72,000 |
| Bismarck, ND | 6 | $ 1,251,000 | $ 208,500 | $ 90,000 |
| Fargo, ND-MN | 6 | $ 745,000 | $ 124,166 | $ 70,000 |
| Gadsden, AL | 6 | $ 1,025,000 | $ 170,833 | $ 81,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 866,000 | $ 144,333 | $ 76,166 |
| Wilmington, NC | 6 | $ 1,098,000 | $ 183,000 | $ 68,000 |
| Albany, GA | 5 | $ 933,000 | $ 186,600 | $ 97,000 |
| Burlington, NC | 5 | $ 789,000 | $ 157,800 | $ 91,000 |
| Grand Forks, ND-MN | 5 | $ 720,000 | $ 144,000 | $ 57,200 |
| Hattiesburg, MS | 5 | $ 738,000 | $ 147,600 | $ 57,000 |
| Michigan City-La Porte, IN | 5 | $ 743,000 | $ 148,600 | $ 50,000 |
| Midland, TX | 5 | $ 1,160,000 | $ 232,000 | $ 128,000 |
| Monroe, MI | 5 | $ 882,000 | $ 176,400 | $ 61,000 |
| Ocean City, NJ | 5 | $ 949,000 | $ 189,800 | $ 73,000 |
| Pocatello, ID | 5 | $ 665,000 | $ 133,000 | $ 56,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 763,000 | $ 152,600 | $ 73,000 |
| Sioux Falls, SD | 5 | $ 753,000 | $ 150,600 | $ 66,000 |
| St. Joseph, MO-KS | 5 | $ 875,000 | $ 175,000 | $ 80,800 |
| Abilene, TX | 4 | $ 484,000 | $ 121,000 | $ 67,000 |
| Ann Arbor, MI | 4 | $ 824,000 | $ 206,000 | $ 75,000 |
| Battle Creek, MI | 4 | $ 652,000 | $ 163,000 | $ 51,000 |
| Bay City, MI | 4 | $ 315,000 | $ 78,750 | $ 55,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 675,000 | $ 168,750 | $ 73,000 |
| Brunswick, GA | 4 | $ 631,000 | $ 157,750 | $ 75,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 561,000 | $ 140,250 | $ 82,000 |
| Dubuque, IA | 4 | $ 599,000 | $ 149,750 | $ 68,000 |
| Elmira, NY | 4 | $ 392,000 | $ 98,000 | $ 60,000 |
| Fayetteville, NC | 4 | $ 520,000 | $ 130,000 | $ 100,000 |
| Harrisonburg, VA | 4 | $ 738,000 | $ 184,500 | $ 83,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 482,000 | $ 120,500 | $ 50,000 |
| Joplin, MO | 4 | $ 553,000 | $ 138,250 | $ 81,000 |
| Kalamazoo-Portage, MI | 4 | $ 438,000 | $ 109,500 | $ 53,000 |
| Monroe, LA | 4 | $ 418,000 | $ 104,500 | $ 45,000 |
| Morristown, TN | 4 | $ 476,000 | $ 119,000 | $ 57,000 |
| Muncie, IN | 4 | $ 500,000 | $ 125,000 | $ 67,000 |
| Muskegon-Norton Shores, MI | 4 | $ 505,000 | $ 126,250 | $ 42,000 |
| Peoria, IL | 4 | $ 405,000 | $ 101,250 | $ 54,000 |
| Rome, GA | 4 | $ 625,000 | $ 156,250 | $ 94,000 |
| Salisbury, MD | 4 | $ 430,000 | $ 107,500 | $ 72,000 |
| Sherman-Denison, TX | 4 | $ 493,000 | $ 123,250 | $ 69,000 |
| Wausau, WI | 4 | $ 482,000 | $ 120,500 | $ 50,000 |
| Champaign-Urbana, IL | 3 | $ 300,000 | $ 100,000 | $ 37,000 |
| Charleston, WV | 3 | $ 399,000 | $ 133,000 | $ 54,000 |
| Greenville, NC | 3 | $ 381,000 | $ 127,000 | $ 68,000 |
| Johnstown, PA | 3 | $ 406,000 | $ 135,333 | $ 63,000 |
| Kingston, NY | 3 | $ 471,000 | $ 157,000 | $ 78,000 |
| La Crosse, WI-MN | 3 | $ 382,000 | $ 127,333 | $ 57,000 |
| Lansing-East Lansing, MI | 3 | $ 486,000 | $ 162,000 | $ 74,000 |
| Lawrence, KS | 3 | $ 560,000 | $ 186,666 | $ 84,000 |
| Lima, OH | 3 | $ 344,000 | $ 114,666 | $ 58,000 |
| Manhattan, KS | 3 | $ 625,000 | $ 208,333 | $ 127,000 |
| Mankato-North Mankato, MN | 3 | $ 520,000 | $ 173,333 | $ 89,000 |
| Ocala, FL | 3 | $ 419,000 | $ 139,666 | $ 64,000 |
| Owensboro, KY | 3 | $ 370,000 | $ 123,333 | $ 54,000 |
| Sandusky, OH | 3 | $ 283,000 | $ 94,333 | $ 40,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 432,000 | $ 144,000 | $ 88,000 |
| Wheeling, WV-OH | 3 | $ 452,000 | $ 150,666 | $ 71,666 |
| Bangor, ME | 2 | $ 322,000 | $ 161,000 | $ 76,000 |
| Carson City, NV | 2 | $ 234,000 | $ 117,000 | $ 40,000 |
| Cumberland, MD-WV | 2 | $ 184,000 | $ 92,000 | $ 37,000 |
| Elkhart-Goshen, IN | 2 | $ 271,000 | $ 135,500 | $ 60,000 |
| Glens Falls, NY | 2 | $ 328,000 | $ 164,000 | $ 91,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 241,000 | $ 120,500 | $ 53,000 |
| Rapid City, SD | 2 | $ 320,000 | $ 160,000 | $ 222,000 |
| Steubenville-Weirton, OH-WV | 2 | $ 305,000 | $ 152,500 | $ 69,500 |
| Sumter, SC | 2 | $ 243,000 | $ 121,500 | $ 71,000 |
| Utica-Rome, NY | 2 | $ 266,000 | $ 133,000 | $ 93,000 |
| Alexandria, LA | 1 | $ 81,000 | $ 81,000 | $ 102,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 117,000 | $ 117,000 | $ 27,000 |
| Danville, VA | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| Decatur, IL | 1 | $ 253,000 | $ 253,000 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 143,000 | $ 143,000 | $ 79,000 |
| Goldsboro, NC | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Iowa City, IA | 1 | $ 146,000 | $ 146,000 | $ 39,000 |
| Jackson, MI | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Jefferson City, MO | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Rocky Mount, NC | 1 | $ 179,000 | $ 179,000 | $ 72,000 |
| Sioux City, IA-NE-SD | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| State College, PA | 1 | $ 152,000 | $ 152,000 | $ 38,000 |
| Terre Haute, IN | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Wichita Falls, TX | 1 | $ 132,000 | $ 132,000 | $ 120,000 |
| Williamsport, PA | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for PennyMac Loan Services LLC in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24,970 | $5,180,009,000 | $207,000 | $1,050,000 | $74,000 | $1,997,000 |
| Refinancing | 17,149 | $3,870,655,000 | $225,000 | $999,000 | $91,000 | $1,729,000 |
| Home Improvement | 2 | $458,000 | $229,000 | $353,000 | $41,000 | $55,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,078 | $5,721,385,000 | $211,000 | $1,050,000 | $83,000 | $1,997,000 |
| Hispanic | 7,404 | $1,508,740,000 | $203,000 | $748,000 | $68,000 | $720,000 |
| Not Provided | 2,848 | $700,824,000 | $246,000 | $883,000 | $89,000 | $770,000 |
| Black or African American | 2,411 | $481,146,000 | $199,000 | $737,000 | $74,000 | $336,000 |
| Asian | 1,990 | $542,294,000 | $272,000 | $849,000 | $90,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 270 | $70,930,000 | $262,000 | $725,000 | $84,000 | $300,000 |
| American Indian or Alaskan Native | 120 | $25,803,000 | $215,000 | $569,000 | $75,000 | $286,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 39,788 | $8,500,314,000 | $213,000 | $877,000 | $79,000 | $1,997,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,027 | $477,652,000 | $235,000 | $1,050,000 | $107,000 | $1,729,000 |
| VA-guaranteed (Veterans Administration) | 306 | $73,156,000 | $239,000 | $839,000 | $90,000 | $353,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 38,498 | $8,222,010,000 | $213,000 | $877,000 | $79,000 | $1,997,000 |
| Loan Originated | 1,894 | $436,511,000 | $230,000 | $999,000 | $98,000 | $770,000 |
| Application Withdrawn By Applicant | 863 | $205,037,000 | $237,000 | $1,050,000 | $96,000 | $1,729,000 |
| Application Denied By Financial Institution | 799 | $172,003,000 | $215,000 | $927,000 | $86,000 | $900,000 |
| File Closed For Incompleteness | 50 | $11,330,000 | $226,000 | $398,000 | $101,000 | $480,000 |
| Application Approved But Not Accepted | 17 | $4,231,000 | $248,000 | $466,000 | $99,000 | $397,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PennyMac Loan Services LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PennyMac Loan Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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