PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2012

In 2012, PHH Home Loans, LLC of Mt Laurel, NJ reported 42,736 mortgage applications totaling $10.5 billion, up 38% from 2011. The average application was for $245,473, and applicants reported an average income of $116,307. 66% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (4,540), Chicago-Joliet-Naperville, IL (3,007) and Pittsburgh, PA (1,843) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 42,736
Total Mortgage Loan Application Amount $10,490,540,000
Average Mortgage Loan Application Amount $245,473
Highest Mortgage Loan Application Amount $2,951,000
Average Applicant Income $116,307
Highest Applicant Income $7,328,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 2,047 $ 490,930,000 $ 239,829 $ 124,000
Los Angeles, California 1,626 $ 777,094,000 $ 477,917 $ 219,000
Hennepin, Minnesota 1,585 $ 350,031,000 $ 220,839 $ 104,000
Allegheny, Pennsylvania 1,269 $ 193,042,000 $ 152,121 $ 87,000
San Diego, California 1,212 $ 434,623,000 $ 358,599 $ 138,000
Maricopa, Arizona 734 $ 146,199,000 $ 199,181 $ 99,000
Bergen, New Jersey 728 $ 261,044,000 $ 358,576 $ 152,000
Ramsey, Minnesota 712 $ 123,264,000 $ 173,123 $ 82,000
Tarrant, Texas 656 $ 110,916,000 $ 169,079 $ 98,000
Pima, Arizona 593 $ 107,548,000 $ 181,362 $ 91,000
Morris, New Jersey 562 $ 210,269,000 $ 374,144 $ 158,000
Dakota, Minnesota 555 $ 100,548,000 $ 181,167 $ 77,000
Union, New Jersey 520 $ 196,427,000 $ 377,744 $ 152,000
St. Louis, Missouri 501 $ 88,510,000 $ 176,666 $ 96,000
Miami-Dade, Florida 497 $ 110,803,000 $ 222,943 $ 123,000
Philadelphia, Pennsylvania 491 $ 106,685,000 $ 217,281 $ 103,000
Anne Arundel, Maryland 488 $ 174,921,000 $ 358,444 $ 139,000
Essex, New Jersey 476 $ 174,002,000 $ 365,550 $ 164,000
Broward, Florida 468 $ 99,431,000 $ 212,459 $ 118,000
Pinellas, Florida 457 $ 75,799,000 $ 165,862 $ 90,000
Washington, Minnesota 453 $ 93,991,000 $ 207,485 $ 92,000
Hillsborough, Florida 447 $ 91,170,000 $ 203,959 $ 105,000
Lake, Illinois 447 $ 126,613,000 $ 283,250 $ 155,000
Orange, Florida 422 $ 81,009,000 $ 191,964 $ 98,000
Suffolk, New York 409 $ 126,573,000 $ 309,469 $ 128,000
Baltimore, Maryland 398 $ 87,962,000 $ 221,010 $ 91,000
Monmouth, New Jersey 397 $ 120,827,000 $ 304,350 $ 140,000
DuPage, Illinois 396 $ 84,901,000 $ 214,396 $ 105,000
Palm Beach, Florida 365 $ 71,307,000 $ 195,361 $ 120,000
Arapahoe, Colorado 363 $ 79,455,000 $ 218,884 $ 95,000
Anoka, Minnesota 353 $ 62,260,000 $ 176,373 $ 77,000
Jefferson, Colorado 351 $ 83,221,000 $ 237,096 $ 94,000
Somerset, New Jersey 345 $ 117,672,000 $ 341,078 $ 155,000
Middlesex, New Jersey 326 $ 86,543,000 $ 265,469 $ 117,000
Orange, California 321 $ 143,401,000 $ 446,732 $ 182,000
Dallas, Texas 309 $ 53,327,000 $ 172,579 $ 103,000
Fairfax, Virginia 302 $ 115,388,000 $ 382,079 $ 145,000
El Paso, Colorado 301 $ 67,471,000 $ 224,156 $ 83,000
Riverside, California 284 $ 66,541,000 $ 234,299 $ 117,000
Will, Illinois 284 $ 60,631,000 $ 213,489 $ 103,000
Seminole, Florida 276 $ 47,215,000 $ 171,068 $ 82,000
Douglas, Colorado 275 $ 74,516,000 $ 270,967 $ 112,000
Westchester, New York 274 $ 100,257,000 $ 365,901 $ 175,000
Sarasota, Florida 273 $ 41,700,000 $ 152,747 $ 106,000
Franklin, Ohio 273 $ 37,679,000 $ 138,018 $ 75,000
Montgomery, Pennsylvania 272 $ 66,076,000 $ 242,926 $ 112,000
Wright, Minnesota 264 $ 44,300,000 $ 167,803 $ 75,000
Fulton, Georgia 261 $ 63,430,000 $ 243,026 $ 120,000
St. Charles, Missouri 259 $ 41,532,000 $ 160,355 $ 89,000
Passaic, New Jersey 254 $ 65,592,000 $ 258,236 $ 110,000
Worcester, Maryland 243 $ 53,795,000 $ 221,378 $ 165,000
Collin, Texas 236 $ 55,227,000 $ 234,012 $ 134,000
Denver, Colorado 230 $ 51,277,000 $ 222,943 $ 101,000
Milwaukee, Wisconsin 219 $ 31,025,000 $ 141,666 $ 77,000
Cobb, Georgia 217 $ 42,084,000 $ 193,935 $ 101,000
Hamilton, Ohio 213 $ 36,702,000 $ 172,309 $ 92,000
Howard, Maryland 210 $ 67,741,000 $ 322,576 $ 135,000
Manatee, Florida 199 $ 33,394,000 $ 167,809 $ 90,000
Butler, Pennsylvania 198 $ 38,870,000 $ 196,313 $ 91,000
Scott, Minnesota 196 $ 41,206,000 $ 210,234 $ 84,000
Denton, Texas 191 $ 44,883,000 $ 234,989 $ 115,000
King, Washington 188 $ 78,543,000 $ 417,781 $ 152,000
Polk, Florida 178 $ 20,059,000 $ 112,691 $ 72,000
Lee, Florida 172 $ 30,251,000 $ 175,877 $ 150,000
Carver, Minnesota 171 $ 38,378,000 $ 224,432 $ 103,000
Collier, Florida 169 $ 40,495,000 $ 239,615 $ 153,000
Adams, Colorado 168 $ 34,588,000 $ 205,880 $ 81,000
Dauphin, Pennsylvania 167 $ 26,854,000 $ 160,802 $ 81,000
Olmsted, Minnesota 166 $ 24,452,000 $ 147,301 $ 66,000
Chester, Pennsylvania 164 $ 45,680,000 $ 278,536 $ 119,000
Delaware, Pennsylvania 163 $ 36,769,000 $ 225,576 $ 100,000
York, Pennsylvania 160 $ 25,209,000 $ 157,556 $ 72,000
Gwinnett, Georgia 158 $ 25,516,000 $ 161,493 $ 79,000
Westmoreland, Pennsylvania 153 $ 24,565,000 $ 160,555 $ 91,000
Lake, Indiana 152 $ 21,939,000 $ 144,335 $ 69,000
Hunterdon, New Jersey 151 $ 45,197,000 $ 299,317 $ 150,000
Hudson, New Jersey 149 $ 41,834,000 $ 280,765 $ 141,000
Kane, Illinois 144 $ 32,027,000 $ 222,409 $ 101,000
Prince William, Virginia 141 $ 42,549,000 $ 301,765 $ 112,000
Santa Barbara, California 136 $ 64,938,000 $ 477,485 $ 180,000
Harris, Texas 132 $ 31,511,000 $ 238,719 $ 135,000
Nassau, New York 131 $ 44,504,000 $ 339,725 $ 157,000
Porter, Indiana 129 $ 20,878,000 $ 161,844 $ 81,000
Ventura, California 124 $ 45,113,000 $ 363,814 $ 158,000
Mercer, New Jersey 124 $ 36,127,000 $ 291,346 $ 145,000
Carroll, Maryland 123 $ 30,547,000 $ 248,349 $ 90,000
Cumberland, Pennsylvania 122 $ 20,349,000 $ 166,795 $ 79,000
Harford, Maryland 121 $ 28,579,000 $ 236,190 $ 93,000
Baltimore City, Maryland 116 $ 20,678,000 $ 178,258 $ 100,000
Franklin, Pennsylvania 116 $ 17,064,000 $ 147,103 $ 62,000
Montgomery, Maryland 115 $ 42,161,000 $ 366,617 $ 134,000
Beaver, Pennsylvania 112 $ 15,110,000 $ 134,910 $ 73,000
DeKalb, Georgia 111 $ 20,557,000 $ 185,198 $ 97,000
Pasco, Florida 107 $ 18,397,000 $ 171,934 $ 82,000
Forsyth, Georgia 105 $ 24,730,000 $ 235,523 $ 107,000
Loudoun, Virginia 103 $ 38,688,000 $ 375,611 $ 147,000
Fairfield, Connecticut 102 $ 36,601,000 $ 358,833 $ 172,000
Boulder, Colorado 101 $ 27,793,000 $ 275,178 $ 125,000
New Castle, Delaware 98 $ 19,881,000 $ 202,867 $ 85,000
Burlington, New Jersey 97 $ 24,820,000 $ 255,876 $ 119,000
Washington, Pennsylvania 96 $ 18,630,000 $ 194,062 $ 92,000
St. Louis City, Missouri 92 $ 10,839,000 $ 117,815 $ 75,000
Clermont, Ohio 92 $ 13,344,000 $ 145,043 $ 77,000
McHenry, Illinois 90 $ 17,211,000 $ 191,233 $ 104,000
Waukesha, Wisconsin 90 $ 19,042,000 $ 211,577 $ 104,000
District of Columbia, District Of Columbia 89 $ 33,850,000 $ 380,337 $ 154,000
Chisago, Minnesota 89 $ 14,897,000 $ 167,382 $ 69,000
Larimer, Colorado 86 $ 17,482,000 $ 203,279 $ 90,000
Mohave, Arizona 85 $ 13,138,000 $ 154,564 $ 74,000
Cherokee, Georgia 85 $ 16,203,000 $ 190,623 $ 98,000
Sussex, New Jersey 85 $ 20,746,000 $ 244,070 $ 118,000
Middlesex, Massachusetts 84 $ 33,764,000 $ 401,952 $ 166,000
Delaware, Ohio 83 $ 19,040,000 $ 229,397 $ 109,000
Sherburne, Minnesota 82 $ 13,828,000 $ 168,634 $ 81,000
Bucks, Pennsylvania 82 $ 23,249,000 $ 283,524 $ 134,000
Hamilton, Tennessee 80 $ 19,625,000 $ 245,312 $ 121,000
Weld, Colorado 79 $ 16,830,000 $ 213,037 $ 90,000
Ocean, New Jersey 79 $ 18,572,000 $ 235,088 $ 117,000
Alexandria, Virginia 75 $ 31,620,000 $ 421,600 $ 141,000
Sacramento, California 74 $ 16,976,000 $ 229,405 $ 104,000
Hartford, Connecticut 74 $ 23,916,000 $ 323,189 $ 157,000
Mecklenburg, North Carolina 73 $ 17,846,000 $ 244,465 $ 127,000
Jefferson, Missouri 72 $ 10,793,000 $ 149,902 $ 77,000
St. Lucie, Florida 71 $ 7,719,000 $ 108,718 $ 89,000
Camden, New Jersey 71 $ 13,754,000 $ 193,718 $ 94,000
Warren, Ohio 70 $ 15,988,000 $ 228,400 $ 109,000
Butler, Ohio 69 $ 12,527,000 $ 181,550 $ 86,000
Martin, Florida 68 $ 12,738,000 $ 187,323 $ 95,000
Ellis, Texas 68 $ 10,095,000 $ 148,455 $ 98,000
Ozaukee, Wisconsin 68 $ 14,408,000 $ 211,882 $ 116,000
Fort Bend, Texas 66 $ 17,623,000 $ 267,015 $ 138,000
Stearns, Minnesota 65 $ 9,070,000 $ 139,538 $ 66,000
Washington, Wisconsin 65 $ 10,673,000 $ 164,200 $ 78,000
Sussex, Delaware 63 $ 15,116,000 $ 239,936 $ 158,000
Prince George's, Maryland 59 $ 14,381,000 $ 243,745 $ 105,000
Pinal, Arizona 53 $ 8,174,000 $ 154,226 $ 87,000
St. Croix, Wisconsin 52 $ 10,416,000 $ 200,307 $ 94,000
Wake, North Carolina 51 $ 15,196,000 $ 297,960 $ 146,000
Bexar, Texas 49 $ 11,494,000 $ 234,571 $ 117,000
Arlington, Virginia 48 $ 21,014,000 $ 437,791 $ 169,000
Rockwall, Texas 47 $ 8,925,000 $ 189,893 $ 101,000
Placer, California 45 $ 13,185,000 $ 293,000 $ 121,000
Volusia, Florida 45 $ 5,853,000 $ 130,066 $ 79,000
Kalamazoo, Michigan 45 $ 9,747,000 $ 216,600 $ 126,000
Warren, New Jersey 45 $ 9,778,000 $ 217,288 $ 106,000
Racine, Wisconsin 44 $ 5,343,000 $ 121,431 $ 58,000
Montgomery, Texas 42 $ 10,930,000 $ 260,238 $ 137,000
Kankakee, Illinois 40 $ 4,693,000 $ 117,325 $ 59,000
Gloucester, New Jersey 40 $ 8,183,000 $ 204,575 $ 109,000
Yavapai, Arizona 39 $ 7,103,000 $ 182,128 $ 71,000
Lake, Florida 39 $ 5,903,000 $ 151,358 $ 85,000
Ada, Idaho 38 $ 9,816,000 $ 258,315 $ 118,000
Boone, Kentucky 38 $ 6,251,000 $ 164,500 $ 78,000
Perry, Pennsylvania 37 $ 5,274,000 $ 142,540 $ 57,000
LaPorte, Indiana 35 $ 4,393,000 $ 125,514 $ 59,000
Cuyahoga, Ohio 35 $ 9,134,000 $ 260,971 $ 144,000
Paulding, Georgia 34 $ 4,463,000 $ 131,264 $ 89,000
Hamilton, Indiana 34 $ 8,520,000 $ 250,588 $ 129,000
Putnam, New York 34 $ 8,508,000 $ 250,235 $ 103,000
Santa Clara, California 33 $ 18,436,000 $ 558,666 $ 210,000
Broomfield, Colorado 33 $ 9,266,000 $ 280,787 $ 105,000
Charlotte, Florida 33 $ 4,764,000 $ 144,363 $ 129,000
Tulsa, Oklahoma 33 $ 7,387,000 $ 223,848 $ 109,000
New Haven, Connecticut 31 $ 9,612,000 $ 310,064 $ 140,000
Kendall, Illinois 31 $ 6,225,000 $ 200,806 $ 95,000
Rockland, New York 31 $ 9,949,000 $ 320,935 $ 178,000
Lebanon, Pennsylvania 31 $ 5,967,000 $ 192,483 $ 86,000
Parker, Texas 31 $ 7,241,000 $ 233,580 $ 108,000
Osceola, Florida 30 $ 3,891,000 $ 129,700 $ 69,000
Jefferson, Kentucky 30 $ 7,941,000 $ 264,700 $ 163,000
Oakland, Michigan 30 $ 8,274,000 $ 275,800 $ 155,000
Kenton, Kentucky 29 $ 4,358,000 $ 150,275 $ 79,000
Greenville, South Carolina 29 $ 6,898,000 $ 237,862 $ 134,000
Queen Anne's, Maryland 28 $ 9,584,000 $ 342,285 $ 123,000
Kent, Michigan 28 $ 6,785,000 $ 242,321 $ 125,000
Summit, Ohio 28 $ 6,236,000 $ 222,714 $ 123,000
San Bernardino, California 27 $ 6,669,000 $ 247,000 $ 121,000
Johnson, Kansas 27 $ 7,101,000 $ 263,000 $ 113,000
Guilford, North Carolina 27 $ 6,553,000 $ 242,703 $ 133,000
Fairfield, Ohio 27 $ 4,123,000 $ 152,703 $ 73,000
Shelby, Tennessee 27 $ 6,322,000 $ 234,148 $ 125,000
Frederick, Maryland 26 $ 6,805,000 $ 261,730 $ 118,000
Essex, Massachusetts 26 $ 10,375,000 $ 399,038 $ 139,000
Crow Wing, Minnesota 26 $ 5,190,000 $ 199,615 $ 143,000
Madison, Alabama 25 $ 6,233,000 $ 249,320 $ 132,000
Shelby, Alabama 25 $ 5,699,000 $ 227,960 $ 112,000
Contra Costa, California 25 $ 12,407,000 $ 496,280 $ 176,000
Columbia, Georgia 25 $ 5,907,000 $ 236,280 $ 114,000
Queens, New York 25 $ 8,820,000 $ 352,800 $ 102,000
Cecil, Maryland 24 $ 5,788,000 $ 241,166 $ 101,000
Benton, Minnesota 24 $ 3,157,000 $ 131,541 $ 51,000
Onondaga, New York 24 $ 4,935,000 $ 205,625 $ 114,000
Johnson, Texas 24 $ 2,802,000 $ 116,750 $ 74,000
Salt Lake, Utah 24 $ 6,749,000 $ 281,208 $ 124,000
Jefferson, Alabama 23 $ 6,414,000 $ 278,869 $ 109,000
McLeod, Minnesota 23 $ 2,787,000 $ 121,173 $ 55,000
DeSoto, Mississippi 23 $ 4,217,000 $ 183,347 $ 103,000
Fremont, Colorado 22 $ 3,642,000 $ 165,545 $ 64,000
Park, Colorado 22 $ 4,604,000 $ 209,272 $ 116,000
Brevard, Florida 22 $ 4,135,000 $ 187,954 $ 106,000
Winnebago, Illinois 22 $ 3,308,000 $ 150,363 $ 91,000
Berrien, Michigan 22 $ 4,514,000 $ 205,181 $ 130,000
Dane, Wisconsin 22 $ 5,526,000 $ 251,181 $ 146,000
Douglas, Georgia 21 $ 3,547,000 $ 168,904 $ 106,000
Suffolk, Massachusetts 21 $ 7,253,000 $ 345,380 $ 190,000
Worcester, Massachusetts 21 $ 7,616,000 $ 362,666 $ 155,000
Lancaster, Pennsylvania 21 $ 6,366,000 $ 303,142 $ 138,000
Florence, South Carolina 21 $ 5,109,000 $ 243,285 $ 99,000
Knox, Tennessee 21 $ 5,025,000 $ 239,285 $ 123,000
Alameda, California 20 $ 9,149,000 $ 457,450 $ 158,000
Wayne, Michigan 20 $ 4,567,000 $ 228,350 $ 177,000
New York, New York 20 $ 9,400,000 $ 470,000 $ 226,000
Orange, New York 20 $ 5,550,000 $ 277,500 $ 110,000
York, South Carolina 20 $ 4,944,000 $ 247,200 $ 135,000
Limestone, Alabama 19 $ 4,784,000 $ 251,789 $ 117,000
Norfolk, Massachusetts 19 $ 8,611,000 $ 453,210 $ 190,000
Rice, Minnesota 19 $ 3,311,000 $ 174,263 $ 86,000
Madison, Mississippi 19 $ 6,328,000 $ 333,052 $ 160,000
Adams, Pennsylvania 19 $ 3,417,000 $ 179,842 $ 81,000
Stafford, Virginia 19 $ 5,663,000 $ 298,052 $ 115,000
Snohomish, Washington 19 $ 6,305,000 $ 331,842 $ 125,000
Pulaski, Arkansas 18 $ 3,939,000 $ 218,833 $ 131,000
El Dorado, California 18 $ 5,368,000 $ 298,222 $ 136,000
Hall, Georgia 18 $ 3,957,000 $ 219,833 $ 81,000
Madison, Kentucky 18 $ 3,258,000 $ 181,000 $ 97,000
Lucas, Ohio 18 $ 4,471,000 $ 248,388 $ 158,000
Fayette, Georgia 17 $ 3,878,000 $ 228,117 $ 88,000
Henry, Georgia 17 $ 2,284,000 $ 134,352 $ 74,000
St. Mary's, Maryland 17 $ 4,168,000 $ 245,176 $ 131,000
Rockingham, New Hampshire 17 $ 4,885,000 $ 287,352 $ 172,000
Dutchess, New York 17 $ 3,919,000 $ 230,529 $ 158,000
San Francisco, California 16 $ 9,825,000 $ 614,062 $ 249,000
San Mateo, California 16 $ 9,649,000 $ 603,062 $ 346,000
Rankin, Mississippi 16 $ 3,743,000 $ 233,937 $ 113,000
Saratoga, New York 16 $ 4,204,000 $ 262,750 $ 111,000
Licking, Ohio 16 $ 2,387,000 $ 149,187 $ 80,000
Washington, Oregon 16 $ 4,994,000 $ 312,125 $ 143,000
Chesterfield, Virginia 16 $ 4,815,000 $ 300,937 $ 124,000
Fauquier, Virginia 16 $ 4,587,000 $ 286,687 $ 141,000
Duval, Florida 15 $ 3,445,000 $ 229,666 $ 125,000
Marion, Indiana 15 $ 2,825,000 $ 188,333 $ 165,000
St. Tammany, Louisiana 15 $ 3,551,000 $ 236,733 $ 135,000
Isanti, Minnesota 15 $ 2,236,000 $ 149,066 $ 64,000
Berks, Pennsylvania 15 $ 3,636,000 $ 242,400 $ 116,000
Midland, Texas 15 $ 3,427,000 $ 228,466 $ 91,000
Clark, Washington 15 $ 4,832,000 $ 322,133 $ 140,000
Baldwin, Alabama 14 $ 3,287,000 $ 234,785 $ 113,000
Benton, Arkansas 14 $ 3,536,000 $ 252,571 $ 103,000
Pueblo, Colorado 14 $ 2,194,000 $ 156,714 $ 76,000
Franklin, Missouri 14 $ 2,244,000 $ 160,285 $ 67,000
Jackson, Missouri 14 $ 2,618,000 $ 187,000 $ 123,000
Lincoln, Missouri 14 $ 2,149,000 $ 153,500 $ 73,000
Cape May, New Jersey 14 $ 3,760,000 $ 268,571 $ 150,000
Union, North Carolina 14 $ 4,619,000 $ 329,928 $ 134,000
Erie, Pennsylvania 14 $ 3,039,000 $ 217,071 $ 123,000
Northampton, Pennsylvania 14 $ 3,679,000 $ 262,785 $ 103,000
Charleston, South Carolina 14 $ 3,931,000 $ 280,785 $ 158,000
Lexington, South Carolina 14 $ 3,107,000 $ 221,928 $ 102,000
Williamson, Tennessee 14 $ 4,529,000 $ 323,500 $ 152,000
Brazoria, Texas 14 $ 2,794,000 $ 199,571 $ 113,000
Travis, Texas 14 $ 3,866,000 $ 276,142 $ 130,000
Frederick, Virginia 14 $ 3,867,000 $ 276,214 $ 122,000
Benton, Washington 14 $ 3,552,000 $ 253,714 $ 150,000
St. Clair, Alabama 13 $ 2,520,000 $ 193,846 $ 105,000
Bartow, Georgia 13 $ 2,514,000 $ 193,384 $ 100,000
Goodhue, Minnesota 13 $ 1,978,000 $ 152,153 $ 68,000
Lee, Mississippi 13 $ 2,409,000 $ 185,307 $ 89,000
Warren, Missouri 13 $ 1,725,000 $ 132,692 $ 64,000
Bernalillo, New Mexico 13 $ 2,717,000 $ 209,000 $ 127,000
Anderson, South Carolina 13 $ 2,757,000 $ 212,076 $ 123,000
Kenosha, Wisconsin 13 $ 1,791,000 $ 137,769 $ 78,000
Pierce, Wisconsin 13 $ 2,258,000 $ 173,692 $ 73,000
Kern, California 12 $ 3,346,000 $ 278,833 $ 142,000
East Baton Rouge, Louisiana 12 $ 2,729,000 $ 227,416 $ 118,000
Calvert, Maryland 12 $ 3,937,000 $ 328,083 $ 111,000
Clay, Missouri 12 $ 2,155,000 $ 179,583 $ 94,000
Hillsborough, New Hampshire 12 $ 3,460,000 $ 288,333 $ 139,000
Schenectady, New York 12 $ 2,689,000 $ 224,083 $ 126,000
Geauga, Ohio 12 $ 3,874,000 $ 322,833 $ 148,000
Pierce, Washington 12 $ 3,229,000 $ 269,083 $ 101,000
Stanislaus, California 11 $ 2,874,000 $ 261,272 $ 135,000
Elbert, Colorado 11 $ 3,206,000 $ 291,454 $ 118,000
St. Johns, Florida 11 $ 2,612,000 $ 237,454 $ 107,000
Campbell, Kentucky 11 $ 1,453,000 $ 132,090 $ 71,000
Oldham, Kentucky 11 $ 2,945,000 $ 267,727 $ 144,000
Warren, Kentucky 11 $ 2,418,000 $ 219,818 $ 131,000
York, Maine 11 $ 2,737,000 $ 248,818 $ 103,000
Talbot, Maryland 11 $ 2,733,000 $ 248,454 $ 112,000
Plymouth, Massachusetts 11 $ 3,819,000 $ 347,181 $ 132,000
Washtenaw, Michigan 11 $ 2,458,000 $ 223,454 $ 109,000
Lea, New Mexico 11 $ 2,373,000 $ 215,727 $ 100,000
Albany, New York 11 $ 3,374,000 $ 306,727 $ 176,000
New Hanover, North Carolina 11 $ 3,092,000 $ 281,090 $ 166,000
Portage, Ohio 11 $ 2,970,000 $ 270,000 $ 140,000
Oklahoma, Oklahoma 11 $ 2,589,000 $ 235,363 $ 111,000
Multnomah, Oregon 11 $ 2,969,000 $ 269,909 $ 144,000
Mercer, Pennsylvania 11 $ 1,462,000 $ 132,909 $ 70,000
Dorchester, South Carolina 11 $ 2,194,000 $ 199,454 $ 81,000
Richland, South Carolina 11 $ 2,488,000 $ 226,181 $ 131,000
Bradley, Tennessee 11 $ 2,279,000 $ 207,181 $ 109,000
Washington, Tennessee 11 $ 2,582,000 $ 234,727 $ 139,000
Kaufman, Texas 11 $ 1,508,000 $ 137,090 $ 76,000
Manassas, Virginia 11 $ 2,681,000 $ 243,727 $ 85,000
Spotsylvania, Virginia 11 $ 3,142,000 $ 285,636 $ 108,000
Dodge, Wisconsin 11 $ 1,665,000 $ 151,363 $ 72,000
Montgomery, Alabama 10 $ 2,240,000 $ 224,000 $ 88,000
Clear Creek, Colorado 10 $ 2,279,000 $ 227,900 $ 83,000
Litchfield, Connecticut 10 $ 2,802,000 $ 280,200 $ 134,000
Hernando, Florida 10 $ 1,071,000 $ 107,100 $ 49,000
Coweta, Georgia 10 $ 2,155,000 $ 215,500 $ 111,000
Grundy, Illinois 10 $ 2,412,000 $ 241,200 $ 112,000
Warrick, Indiana 10 $ 2,231,000 $ 223,100 $ 126,000
Wicomico, Maryland 10 $ 1,749,000 $ 174,900 $ 84,000
Forsyth, North Carolina 10 $ 1,362,000 $ 136,200 $ 74,000
Union, Ohio 10 $ 2,033,000 $ 203,300 $ 92,000
Lawrence, Pennsylvania 10 $ 1,100,000 $ 110,000 $ 61,000
Aiken, South Carolina 10 $ 2,344,000 $ 234,400 $ 150,000
Darlington, South Carolina 10 $ 2,088,000 $ 208,800 $ 114,000
Horry, South Carolina 10 $ 2,380,000 $ 238,000 $ 144,000
Sullivan, Tennessee 10 $ 2,067,000 $ 206,700 $ 115,000
Sumner, Tennessee 10 $ 2,471,000 $ 247,100 $ 117,000
Comal, Texas 10 $ 2,686,000 $ 268,600 $ 140,000
Galveston, Texas 10 $ 1,795,000 $ 179,500 $ 117,000
Williamson, Texas 10 $ 2,018,000 $ 201,800 $ 105,000
Anchorage, Alaska 9 $ 2,774,000 $ 308,222 $ 131,000
San Joaquin, California 9 $ 2,802,000 $ 311,333 $ 136,000
Gilpin, Colorado 9 $ 2,139,000 $ 237,666 $ 83,000
Middlesex, Connecticut 9 $ 2,746,000 $ 305,111 $ 152,000
Kent, Delaware 9 $ 1,587,000 $ 176,333 $ 73,000
Boone, Indiana 9 $ 3,399,000 $ 377,666 $ 159,000
Ascension, Louisiana 9 $ 2,202,000 $ 244,666 $ 125,000
Macomb, Michigan 9 $ 1,846,000 $ 205,111 $ 125,000
Midland, Michigan 9 $ 1,924,000 $ 213,777 $ 122,000
Dodge, Minnesota 9 $ 1,247,000 $ 138,555 $ 60,000
Lauderdale, Mississippi 9 $ 1,661,000 $ 184,555 $ 75,000
Platte, Missouri 9 $ 2,338,000 $ 259,777 $ 118,000
Atlantic, New Jersey 9 $ 1,871,000 $ 207,888 $ 193,000
Kings, New York 9 $ 3,556,000 $ 395,111 $ 95,000
Cabarrus, North Carolina 9 $ 2,238,000 $ 248,666 $ 126,000
Iredell, North Carolina 9 $ 2,228,000 $ 247,555 $ 170,000
Montgomery, Ohio 9 $ 1,670,000 $ 185,555 $ 124,000
Wood, Ohio 9 $ 1,832,000 $ 203,555 $ 106,000
Davidson, Tennessee 9 $ 2,299,000 $ 255,444 $ 101,000
Nueces, Texas 9 $ 1,750,000 $ 194,444 $ 86,000
Smith, Texas 9 $ 1,486,000 $ 165,111 $ 127,000
Weber, Utah 9 $ 2,478,000 $ 275,333 $ 116,000
Kitsap, Washington 9 $ 2,154,000 $ 239,333 $ 136,000
Teller, Colorado 8 $ 1,891,000 $ 236,375 $ 80,000
Escambia, Florida 8 $ 1,551,000 $ 193,875 $ 102,000
Monroe, Florida 8 $ 1,728,000 $ 216,000 $ 176,000
Catoosa, Georgia 8 $ 1,750,000 $ 218,750 $ 97,000
Chatham, Georgia 8 $ 1,725,000 $ 215,625 $ 113,000
Jackson, Georgia 8 $ 1,496,000 $ 187,000 $ 62,000
Lumpkin, Georgia 8 $ 1,257,000 $ 157,125 $ 65,000
Boone, Illinois 8 $ 1,434,000 $ 179,250 $ 88,000
Vanderburgh, Indiana 8 $ 2,054,000 $ 256,750 $ 121,000
Sedgwick, Kansas 8 $ 2,084,000 $ 260,500 $ 162,000
Kent, Maryland 8 $ 1,672,000 $ 209,000 $ 71,000
Washington, Maryland 8 $ 1,608,000 $ 201,000 $ 113,000
Jackson, Michigan 8 $ 1,287,000 $ 160,875 $ 110,000
Douglas, Nebraska 8 $ 1,563,000 $ 195,375 $ 115,000
Medina, Ohio 8 $ 2,013,000 $ 251,625 $ 152,000
Clackamas, Oregon 8 $ 2,497,000 $ 312,125 $ 139,000
Armstrong, Pennsylvania 8 $ 1,146,000 $ 143,250 $ 60,000
Fulton, Pennsylvania 8 $ 789,000 $ 98,625 $ 43,000
El Paso, Texas 8 $ 1,669,000 $ 208,625 $ 135,000
Jefferson, Texas 8 $ 1,470,000 $ 183,750 $ 120,000
Lubbock, Texas 8 $ 1,116,000 $ 139,500 $ 89,000
Culpeper, Virginia 8 $ 1,887,000 $ 235,875 $ 80,000
Warren, Virginia 8 $ 1,766,000 $ 220,750 $ 140,000
Cochise, Arizona 7 $ 783,000 $ 111,857 $ 87,000
Pope, Arkansas 7 $ 1,348,000 $ 192,571 $ 98,000
Washington, Arkansas 7 $ 1,626,000 $ 232,285 $ 123,000
Fresno, California 7 $ 1,462,000 $ 208,857 $ 217,000
Alachua, Florida 7 $ 1,333,000 $ 190,428 $ 126,000
Marion, Florida 7 $ 1,040,000 $ 148,571 $ 90,000
Rockdale, Georgia 7 $ 1,487,000 $ 212,428 $ 103,000
Walton, Georgia 7 $ 672,000 $ 96,000 $ 51,000
Allen, Indiana 7 $ 1,474,000 $ 210,571 $ 140,000
Hendricks, Indiana 7 $ 1,947,000 $ 278,142 $ 147,000
Muscatine, Iowa 7 $ 1,667,000 $ 238,142 $ 107,000
Bossier, Louisiana 7 $ 1,475,000 $ 210,714 $ 121,000
Caddo, Louisiana 7 $ 1,697,000 $ 242,428 $ 108,000
Jefferson, Louisiana 7 $ 1,655,000 $ 236,428 $ 101,000
Lafayette, Louisiana 7 $ 1,690,000 $ 241,428 $ 117,000
Morrison, Minnesota 7 $ 965,000 $ 137,857 $ 58,000
Pine, Minnesota 7 $ 1,016,000 $ 145,142 $ 78,000
Wabasha, Minnesota 7 $ 1,043,000 $ 149,000 $ 52,000
San Juan, New Mexico 7 $ 1,796,000 $ 256,571 $ 116,000
Sandoval, New Mexico 7 $ 1,581,000 $ 225,857 $ 93,000
Erie, New York 7 $ 1,451,000 $ 207,285 $ 102,000
Monroe, New York 7 $ 1,100,000 $ 157,142 $ 74,000
Centre, Pennsylvania 7 $ 1,703,000 $ 243,285 $ 118,000
Fayette, Pennsylvania 7 $ 973,000 $ 139,000 $ 86,000
Providence, Rhode Island 7 $ 1,892,000 $ 270,285 $ 114,000
Wilson, Tennessee 7 $ 1,613,000 $ 230,428 $ 103,000
Angelina, Texas 7 $ 1,382,000 $ 197,428 $ 135,000
Polk, Wisconsin 7 $ 1,064,000 $ 152,000 $ 143,000
Walworth, Wisconsin 7 $ 1,034,000 $ 147,714 $ 58,000
Mobile, Alabama 6 $ 825,000 $ 137,500 $ 82,000
Marin, California 6 $ 4,251,000 $ 708,500 $ 288,000
Clay, Florida 6 $ 1,440,000 $ 240,000 $ 102,000
Santa Rosa, Florida 6 $ 1,470,000 $ 245,000 $ 165,000
Wayne, Georgia 6 $ 1,069,000 $ 178,166 $ 105,000
Whitfield, Georgia 6 $ 1,118,000 $ 186,333 $ 165,000
Dearborn, Indiana 6 $ 555,000 $ 92,500 $ 56,000
Barnstable, Massachusetts 6 $ 1,312,000 $ 218,666 $ 135,000
Calhoun, Michigan 6 $ 1,290,000 $ 215,000 $ 137,000
Fillmore, Minnesota 6 $ 464,000 $ 77,333 $ 27,000
Mille Lacs, Minnesota 6 $ 965,000 $ 160,833 $ 60,000
St. Louis, Minnesota 6 $ 1,277,000 $ 212,833 $ 131,000
Hinds, Mississippi 6 $ 1,465,000 $ 244,166 $ 130,000
Warren, Mississippi 6 $ 1,333,000 $ 222,166 $ 104,000
Chemung, New York 6 $ 1,249,000 $ 208,166 $ 115,000
Buncombe, North Carolina 6 $ 1,484,000 $ 247,333 $ 113,000
Johnston, North Carolina 6 $ 1,117,000 $ 186,166 $ 71,000
Stark, North Dakota 6 $ 1,337,000 $ 222,833 $ 79,000
Hancock, Ohio 6 $ 1,040,000 $ 173,333 $ 96,000
Monroe, Pennsylvania 6 $ 781,000 $ 130,166 $ 95,000
Pike, Pennsylvania 6 $ 1,382,000 $ 230,333 $ 120,000
Beaufort, South Carolina 6 $ 1,790,000 $ 298,333 $ 225,000
Madison, Tennessee 6 $ 1,020,000 $ 170,000 $ 82,000
Andrews, Texas 6 $ 1,190,000 $ 198,333 $ 108,000
Hidalgo, Texas 6 $ 1,454,000 $ 242,333 $ 150,000
Utah, Utah 6 $ 1,191,000 $ 198,500 $ 105,000
Bedford, Virginia 6 $ 1,721,000 $ 286,833 $ 134,000
Chesapeake, Virginia 6 $ 1,779,000 $ 296,500 $ 134,000
Fairfax City, Virginia 6 $ 1,940,000 $ 323,333 $ 138,000
Sheboygan, Wisconsin 6 $ 1,091,000 $ 181,833 $ 155,000
Houston, Alabama 5 $ 1,158,000 $ 231,600 $ 175,000
Tuscaloosa, Alabama 5 $ 900,000 $ 180,000 $ 82,000
Coconino, Arizona 5 $ 674,000 $ 134,800 $ 81,000
Navajo, Arizona 5 $ 907,000 $ 181,400 $ 132,000
Solano, California 5 $ 1,225,000 $ 245,000 $ 105,000
Sonoma, California 5 $ 1,828,000 $ 365,600 $ 108,000
New London, Connecticut 5 $ 1,405,000 $ 281,000 $ 145,000
Tolland, Connecticut 5 $ 1,462,000 $ 292,400 $ 138,000
Bay, Florida 5 $ 1,018,000 $ 203,600 $ 164,000
Okaloosa, Florida 5 $ 1,059,000 $ 211,800 $ 114,000
Barrow, Georgia 5 $ 507,000 $ 101,400 $ 46,000
Dawson, Georgia 5 $ 1,083,000 $ 216,600 $ 124,000
Floyd, Georgia 5 $ 1,021,000 $ 204,200 $ 87,000
DeKalb, Illinois 5 $ 736,000 $ 147,200 $ 51,000
Iroquois, Illinois 5 $ 443,000 $ 88,600 $ 47,000
Macon, Illinois 5 $ 846,000 $ 169,200 $ 90,000
Madison, Illinois 5 $ 1,479,000 $ 295,800 $ 188,000
Kosciusko, Indiana 5 $ 779,000 $ 155,800 $ 91,000
St. Joseph, Indiana 5 $ 816,000 $ 163,200 $ 99,000
Cowley, Kansas 5 $ 372,000 $ 74,400 $ 85,000
Shawnee, Kansas 5 $ 984,000 $ 196,800 $ 112,000
Cumberland, Maine 5 $ 933,000 $ 186,600 $ 98,000
Charles, Maryland 5 $ 1,483,000 $ 296,600 $ 128,000
Hampden, Massachusetts 5 $ 964,000 $ 192,800 $ 92,000
Livingston, Michigan 5 $ 919,000 $ 183,800 $ 77,000
Muskegon, Michigan 5 $ 507,000 $ 101,400 $ 116,000
Ottawa, Michigan 5 $ 1,078,000 $ 215,600 $ 103,000
Meeker, Minnesota 5 $ 531,000 $ 106,200 $ 50,000
Eddy, New Mexico 5 $ 782,000 $ 156,400 $ 89,000
Harnett, North Carolina 5 $ 806,000 $ 161,200 $ 99,000
Logan, Oklahoma 5 $ 1,321,000 $ 264,200 $ 101,000
Clinton, Pennsylvania 5 $ 1,021,000 $ 204,200 $ 102,000
Luzerne, Pennsylvania 5 $ 710,000 $ 142,000 $ 88,000
Lancaster, South Carolina 5 $ 1,257,000 $ 251,400 $ 154,000
Fayette, Tennessee 5 $ 1,305,000 $ 261,000 $ 124,000
Robertson, Tennessee 5 $ 1,056,000 $ 211,200 $ 99,000
Rutherford, Tennessee 5 $ 932,000 $ 186,400 $ 117,000
Sequatchie, Tennessee 5 $ 1,093,000 $ 218,600 $ 109,000
Grayson, Texas 5 $ 872,000 $ 174,400 $ 81,000
Henrico, Virginia 5 $ 1,557,000 $ 311,400 $ 144,000
James City, Virginia 5 $ 1,447,000 $ 289,400 $ 147,000
Virginia Beach, Virginia 5 $ 1,145,000 $ 229,000 $ 109,000
Berkeley, West Virginia 5 $ 1,104,000 $ 220,800 $ 172,000
Etowah, Alabama 4 $ 818,000 $ 204,500 $ 88,000
Lee, Alabama 4 $ 905,000 $ 226,250 $ 125,000
Talladega, Alabama 4 $ 574,000 $ 143,500 $ 109,000
Graham, Arizona 4 $ 705,000 $ 176,250 $ 97,000
Saline, Arkansas 4 $ 883,000 $ 220,750 $ 90,000
Humboldt, California 4 $ 1,001,000 $ 250,250 $ 92,000
Monterey, California 4 $ 1,298,000 $ 324,500 $ 120,000
Nevada, California 4 $ 894,000 $ 223,500 $ 211,000
San Luis Obispo, California 4 $ 1,750,000 $ 437,500 $ 145,000
Santa Cruz, California 4 $ 1,765,000 $ 441,250 $ 176,000
Tulare, California 4 $ 984,000 $ 246,000 $ 108,000
Mesa, Colorado 4 $ 627,000 $ 156,750 $ 82,000
Leon, Florida 4 $ 806,000 $ 201,500 $ 103,000
Nassau, Florida 4 $ 1,165,000 $ 291,250 $ 142,000
Clayton, Georgia 4 $ 310,000 $ 77,500 $ 43,000
Houston, Georgia 4 $ 466,000 $ 116,500 $ 81,000
Monroe, Georgia 4 $ 1,274,000 $ 318,500 $ 101,000
Richmond, Georgia 4 $ 883,000 $ 220,750 $ 127,000
Livingston, Illinois 4 $ 315,000 $ 78,750 $ 40,000
St. Clair, Illinois 4 $ 627,000 $ 156,750 $ 53,000
Butler, Kansas 4 $ 637,000 $ 159,250 $ 96,000
Calcasieu, Louisiana 4 $ 728,000 $ 182,000 $ 95,000
Orleans, Louisiana 4 $ 995,000 $ 248,750 $ 89,000
St. Charles, Louisiana 4 $ 686,000 $ 171,500 $ 151,000
Bristol, Massachusetts 4 $ 1,580,000 $ 395,000 $ 173,000
Hampshire, Massachusetts 4 $ 1,247,000 $ 311,750 $ 160,000
Allegan, Michigan 4 $ 770,000 $ 192,500 $ 134,000
Cass, Minnesota 4 $ 1,142,000 $ 285,500 $ 305,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 28,501 $6,726,254,000 $236,000 $2,951,000 $111,000 $7,328,000
Refinancing 14,150 $3,745,065,000 $264,000 $2,773,000 $127,000 $3,735,000
Home Improvement 85 $19,221,000 $226,000 $910,000 $116,000 $650,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24,321 $5,879,617,000 $241,000 $2,951,000 $115,000 $7,328,000
Not Provided 14,505 $3,720,094,000 $256,000 $2,500,000 $122,000 $3,735,000
Hispanic 1,577 $318,669,000 $202,000 $1,428,000 $90,000 $912,000
Asian 1,260 $351,802,000 $279,000 $1,830,000 $124,000 $1,103,000
Black or African American 924 $184,113,000 $199,000 $1,365,000 $92,000 $3,164,000
American Indian or Alaskan Native 80 $18,262,000 $228,000 $716,000 $99,000 $316,000
Native Hawaiian or Other Pacific Islander 66 $16,897,000 $256,000 $669,000 $106,000 $400,000
Not applicable 3 $1,086,000 $362,000 $598,000 $148,000 $269,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,199 $7,884,014,000 $261,000 $2,951,000 $132,000 $7,328,000
FHA-insured (Federal Housing Administration) 9,238 $1,775,769,000 $192,000 $743,000 $77,000 $6,401,000
VA-guaranteed (Veterans Administration) 3,000 $787,578,000 $262,000 $1,094,000 $91,000 $773,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 299 $43,179,000 $144,000 $1,551,000 $50,000 $290,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,175 $6,873,781,000 $243,000 $2,951,000 $115,000 $4,302,000
Application Withdrawn By Applicant 7,105 $1,812,823,000 $255,000 $2,773,000 $122,000 $7,328,000
Application Approved But Not Accepted 3,778 $962,673,000 $254,000 $1,558,000 $124,000 $2,180,000
Application Denied By Financial Institution 3,421 $759,857,000 $222,000 $1,300,000 $105,000 $1,601,000
File Closed For Incompleteness 257 $81,406,000 $316,000 $1,830,000 $148,000 $2,535,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,469 $334,956,000 $228,000 $1,162,000 $122,000 $1,416,000
Debt-To-Income Ratio 747 $163,513,000 $218,000 $1,300,000 $72,000 $500,000
Other 408 $86,464,000 $211,000 $1,013,000 $112,000 $900,000
Credit History 345 $66,099,000 $191,000 $1,000,000 $85,000 $914,000
Unverifiable Information 111 $26,013,000 $234,000 $780,000 $109,000 $1,128,000
Insufficient Cash (Downpayment, Closing Cost) 101 $19,555,000 $193,000 $617,000 $100,000 $674,000
Employment History 86 $16,343,000 $190,000 $600,000 $64,000 $240,000
Credit Application Incomplete 47 $11,820,000 $251,000 $1,000,000 $172,000 $1,333,000
Mortgage Insurance Denied 10 $2,595,000 $259,000 $400,000 $118,000 $196,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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