PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2013

In 2013, PHH Home Loans, LLC of Mt Laurel, NJ reported 36,704 mortgage applications totaling $8.7 billion, down 14% from 2012. The average application was for $237,904, and applicants reported an average income of $110,947. 69% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (4,315), Chicago-Joliet-Naperville, IL (3,123) and Pittsburgh, PA (1,661) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 36,704
Total Mortgage Loan Application Amount $8,732,047,000
Average Mortgage Loan Application Amount $237,904
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $110,947
Highest Applicant Income $5,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 2,058 $ 483,848,000 $ 235,105 $ 118,000
Hennepin, Minnesota 1,526 $ 321,999,000 $ 211,008 $ 100,000
Allegheny, Pennsylvania 1,153 $ 170,780,000 $ 148,117 $ 83,000
Los Angeles, California 1,147 $ 573,004,000 $ 499,567 $ 205,000
San Diego, California 691 $ 257,297,000 $ 372,354 $ 126,000
Maricopa, Arizona 690 $ 143,653,000 $ 208,192 $ 101,000
Ramsey, Minnesota 680 $ 120,133,000 $ 176,666 $ 89,000
Tarrant, Texas 639 $ 112,480,000 $ 176,025 $ 95,000
Pima, Arizona 521 $ 98,880,000 $ 189,788 $ 92,000
Bergen, New Jersey 514 $ 179,109,000 $ 348,461 $ 142,000
Dakota, Minnesota 497 $ 93,991,000 $ 189,116 $ 85,000
DuPage, Illinois 462 $ 99,697,000 $ 215,794 $ 109,000
Lake, Illinois 457 $ 119,944,000 $ 262,459 $ 140,000
St. Louis, Missouri 453 $ 73,097,000 $ 161,362 $ 83,000
Hillsborough, Florida 436 $ 89,855,000 $ 206,089 $ 107,000
Pinellas, Florida 432 $ 78,105,000 $ 180,798 $ 96,000
Morris, New Jersey 430 $ 156,129,000 $ 363,090 $ 156,000
Broward, Florida 420 $ 97,843,000 $ 232,959 $ 113,000
Washington, Minnesota 418 $ 85,629,000 $ 204,854 $ 95,000
Philadelphia, Pennsylvania 395 $ 85,243,000 $ 215,805 $ 94,000
Orange, Florida 379 $ 79,361,000 $ 209,395 $ 96,000
Union, New Jersey 378 $ 135,971,000 $ 359,711 $ 159,000
Miami-Dade, Florida 368 $ 94,844,000 $ 257,728 $ 124,000
Suffolk, New York 354 $ 107,022,000 $ 302,322 $ 119,000
Palm Beach, Florida 340 $ 71,534,000 $ 210,394 $ 117,000
Anoka, Minnesota 336 $ 59,317,000 $ 176,538 $ 85,000
Monmouth, New Jersey 327 $ 97,937,000 $ 299,501 $ 131,000
Dallas, Texas 316 $ 59,246,000 $ 187,487 $ 107,000
Arapahoe, Colorado 306 $ 67,655,000 $ 221,094 $ 95,000
Will, Illinois 298 $ 62,318,000 $ 209,120 $ 92,000
Jefferson, Colorado 289 $ 70,050,000 $ 242,387 $ 98,000
Somerset, New Jersey 287 $ 97,737,000 $ 340,547 $ 159,000
Sarasota, Florida 282 $ 41,450,000 $ 146,985 $ 93,000
Essex, New Jersey 282 $ 100,881,000 $ 357,734 $ 154,000
St. Charles, Missouri 273 $ 44,050,000 $ 161,355 $ 79,000
Franklin, Ohio 272 $ 38,318,000 $ 140,875 $ 84,000
Fairfax, Virginia 263 $ 107,489,000 $ 408,703 $ 140,000
Douglas, Colorado 251 $ 74,831,000 $ 298,131 $ 114,000
Hamilton, Ohio 247 $ 42,811,000 $ 173,323 $ 99,000
Manatee, Florida 237 $ 40,490,000 $ 170,843 $ 94,000
Wright, Minnesota 235 $ 42,053,000 $ 178,948 $ 79,000
Anne Arundel, Maryland 233 $ 75,973,000 $ 326,064 $ 151,000
Seminole, Florida 232 $ 43,422,000 $ 187,163 $ 88,000
Middlesex, New Jersey 230 $ 61,851,000 $ 268,917 $ 114,000
Riverside, California 222 $ 49,802,000 $ 224,333 $ 105,000
Baltimore, Maryland 221 $ 54,272,000 $ 245,574 $ 102,000
Denver, Colorado 220 $ 50,651,000 $ 230,231 $ 93,000
Montgomery, Pennsylvania 219 $ 52,471,000 $ 239,593 $ 114,000
El Paso, Colorado 216 $ 52,211,000 $ 241,717 $ 84,000
Fulton, Georgia 212 $ 47,060,000 $ 221,981 $ 122,000
Passaic, New Jersey 211 $ 53,088,000 $ 251,601 $ 107,000
Collin, Texas 197 $ 44,220,000 $ 224,467 $ 118,000
Westchester, New York 195 $ 61,385,000 $ 314,794 $ 134,000
Carver, Minnesota 182 $ 38,976,000 $ 214,153 $ 90,000
Denton, Texas 175 $ 38,088,000 $ 217,645 $ 105,000
Olmsted, Minnesota 174 $ 26,244,000 $ 150,827 $ 74,000
Cobb, Georgia 170 $ 34,715,000 $ 204,205 $ 98,000
Delaware, Pennsylvania 169 $ 36,671,000 $ 216,988 $ 104,000
Lake, Indiana 164 $ 21,584,000 $ 131,609 $ 67,000
King, Washington 163 $ 71,864,000 $ 440,883 $ 170,000
Scott, Minnesota 162 $ 33,019,000 $ 203,820 $ 83,000
Chester, Pennsylvania 159 $ 46,270,000 $ 291,006 $ 135,000
Collier, Florida 154 $ 33,141,000 $ 215,201 $ 160,000
Hunterdon, New Jersey 154 $ 45,088,000 $ 292,779 $ 135,000
Harris, Texas 151 $ 39,332,000 $ 260,476 $ 144,000
Worcester, Maryland 149 $ 30,824,000 $ 206,872 $ 141,000
Orange, California 148 $ 70,716,000 $ 477,810 $ 191,000
Adams, Colorado 148 $ 28,851,000 $ 194,939 $ 89,000
Kane, Illinois 147 $ 29,172,000 $ 198,448 $ 96,000
Westmoreland, Pennsylvania 143 $ 21,982,000 $ 153,720 $ 83,000
Butler, Pennsylvania 142 $ 28,163,000 $ 198,330 $ 94,000
Polk, Florida 138 $ 14,546,000 $ 105,405 $ 57,000
Milwaukee, Wisconsin 137 $ 21,091,000 $ 153,948 $ 80,000
Howard, Maryland 134 $ 42,259,000 $ 315,365 $ 122,000
Porter, Indiana 133 $ 22,033,000 $ 165,661 $ 76,000
Franklin, Pennsylvania 130 $ 19,027,000 $ 146,361 $ 63,000
Lee, Florida 129 $ 22,066,000 $ 171,054 $ 107,000
York, Pennsylvania 125 $ 20,690,000 $ 165,520 $ 75,000
Pasco, Florida 123 $ 19,798,000 $ 160,959 $ 78,000
Chisago, Minnesota 114 $ 20,511,000 $ 179,921 $ 77,000
McHenry, Illinois 111 $ 20,474,000 $ 184,450 $ 100,000
Dauphin, Pennsylvania 111 $ 17,286,000 $ 155,729 $ 72,000
Fairfield, Connecticut 110 $ 42,073,000 $ 382,481 $ 157,000
Cumberland, Pennsylvania 110 $ 17,729,000 $ 161,172 $ 73,000
Gwinnett, Georgia 109 $ 17,908,000 $ 164,293 $ 82,000
Washington, Pennsylvania 109 $ 19,413,000 $ 178,100 $ 96,000
Mercer, New Jersey 102 $ 29,619,000 $ 290,382 $ 145,000
Butler, Ohio 102 $ 17,455,000 $ 171,127 $ 90,000
Camden, New Jersey 101 $ 20,684,000 $ 204,792 $ 92,000
Beaver, Pennsylvania 100 $ 12,963,000 $ 129,630 $ 68,000
Ocean, New Jersey 96 $ 19,194,000 $ 199,937 $ 96,000
Loudoun, Virginia 94 $ 35,496,000 $ 377,617 $ 148,000
Baltimore City, Maryland 92 $ 18,033,000 $ 196,010 $ 119,000
Burlington, New Jersey 91 $ 23,643,000 $ 259,813 $ 115,000
Ventura, California 90 $ 37,268,000 $ 414,088 $ 136,000
Boulder, Colorado 87 $ 22,683,000 $ 260,724 $ 113,000
Hudson, New Jersey 87 $ 25,917,000 $ 297,896 $ 132,000
Sussex, New Jersey 87 $ 22,388,000 $ 257,333 $ 121,000
Harford, Maryland 85 $ 21,801,000 $ 256,482 $ 100,000
Nassau, New York 85 $ 31,835,000 $ 374,529 $ 158,000
Carroll, Maryland 83 $ 20,966,000 $ 252,602 $ 91,000
Montgomery, Maryland 83 $ 32,753,000 $ 394,614 $ 143,000
Weld, Colorado 82 $ 18,239,000 $ 222,426 $ 83,000
Santa Barbara, California 81 $ 46,006,000 $ 567,975 $ 220,000
St. Louis City, Missouri 79 $ 9,514,000 $ 120,430 $ 72,000
Prince William, Virginia 76 $ 26,011,000 $ 342,250 $ 108,000
Sherburne, Minnesota 74 $ 11,720,000 $ 158,378 $ 76,000
Larimer, Colorado 73 $ 14,706,000 $ 201,452 $ 93,000
Clermont, Ohio 71 $ 10,083,000 $ 142,014 $ 71,000
DeKalb, Georgia 69 $ 13,250,000 $ 192,028 $ 98,000
Delaware, Ohio 69 $ 15,979,000 $ 231,579 $ 100,000
Forsyth, Georgia 68 $ 17,130,000 $ 251,911 $ 116,000
Middlesex, Massachusetts 68 $ 28,989,000 $ 426,308 $ 174,000
Jefferson, Missouri 67 $ 8,594,000 $ 128,268 $ 65,000
Wake, North Carolina 67 $ 18,524,000 $ 276,477 $ 139,000
Warren, Ohio 66 $ 14,102,000 $ 213,666 $ 104,000
Ellis, Texas 66 $ 10,605,000 $ 160,681 $ 89,000
Mohave, Arizona 65 $ 10,219,000 $ 157,215 $ 72,000
Martin, Florida 64 $ 10,977,000 $ 171,515 $ 97,000
New Castle, Delaware 63 $ 12,172,000 $ 193,206 $ 96,000
Volusia, Florida 62 $ 8,292,000 $ 133,741 $ 65,000
Waukesha, Wisconsin 62 $ 15,034,000 $ 242,483 $ 119,000
Cherokee, Georgia 61 $ 11,506,000 $ 188,622 $ 84,000
Mecklenburg, North Carolina 61 $ 15,895,000 $ 260,573 $ 142,000
Alexandria, Virginia 60 $ 24,857,000 $ 414,283 $ 170,000
Brevard, Florida 57 $ 8,323,000 $ 146,017 $ 87,000
Kalamazoo, Michigan 57 $ 13,908,000 $ 244,000 $ 130,000
Stearns, Minnesota 56 $ 8,094,000 $ 144,535 $ 70,000
Fort Bend, Texas 56 $ 15,409,000 $ 275,160 $ 146,000
St. Croix, Wisconsin 55 $ 10,392,000 $ 188,945 $ 74,000
Sacramento, California 54 $ 11,782,000 $ 218,185 $ 117,000
District of Columbia, District Of Columbia 52 $ 20,076,000 $ 386,076 $ 124,000
Boone, Kentucky 50 $ 9,179,000 $ 183,580 $ 115,000
Pinal, Arizona 49 $ 7,369,000 $ 150,387 $ 83,000
St. Lucie, Florida 49 $ 7,204,000 $ 147,020 $ 105,000
Warren, New Jersey 49 $ 10,013,000 $ 204,346 $ 85,000
Hartford, Connecticut 48 $ 14,558,000 $ 303,291 $ 151,000
Montgomery, Texas 48 $ 11,335,000 $ 236,145 $ 129,000
Parker, Texas 47 $ 12,159,000 $ 258,702 $ 131,000
Washington, Wisconsin 47 $ 7,941,000 $ 168,957 $ 76,000
Bucks, Pennsylvania 46 $ 14,693,000 $ 319,413 $ 144,000
Kankakee, Illinois 44 $ 5,090,000 $ 115,681 $ 60,000
Sussex, Delaware 42 $ 9,494,000 $ 226,047 $ 127,000
Lake, Florida 41 $ 6,995,000 $ 170,609 $ 80,000
Rockland, New York 41 $ 12,939,000 $ 315,585 $ 126,000
Bexar, Texas 41 $ 8,681,000 $ 211,731 $ 113,000
Charlotte, Florida 39 $ 4,491,000 $ 115,153 $ 64,000
Tulsa, Oklahoma 39 $ 8,203,000 $ 210,333 $ 106,000
Madison, Alabama 37 $ 7,709,000 $ 208,351 $ 106,000
LaPorte, Indiana 37 $ 3,676,000 $ 99,351 $ 50,000
Guilford, North Carolina 36 $ 10,007,000 $ 277,972 $ 128,000
Broomfield, Colorado 35 $ 9,536,000 $ 272,457 $ 115,000
Kendall, Illinois 35 $ 6,291,000 $ 179,742 $ 80,000
Rockwall, Texas 35 $ 7,138,000 $ 203,942 $ 117,000
Yavapai, Arizona 34 $ 5,885,000 $ 173,088 $ 77,000
Paulding, Georgia 34 $ 5,621,000 $ 165,323 $ 82,000
Kent, Michigan 34 $ 7,705,000 $ 226,617 $ 127,000
Ozaukee, Wisconsin 34 $ 6,858,000 $ 201,705 $ 98,000
Racine, Wisconsin 34 $ 5,162,000 $ 151,823 $ 72,000
San Bernardino, California 33 $ 10,376,000 $ 314,424 $ 131,000
Benton, Minnesota 33 $ 4,175,000 $ 126,515 $ 56,000
Pueblo, Colorado 32 $ 5,839,000 $ 182,468 $ 85,000
Osceola, Florida 32 $ 5,549,000 $ 173,406 $ 105,000
Hamilton, Tennessee 32 $ 7,182,000 $ 224,437 $ 113,000
Oakland, Michigan 31 $ 7,988,000 $ 257,677 $ 128,000
Licking, Ohio 31 $ 3,938,000 $ 127,032 $ 67,000
Johnson, Texas 31 $ 4,593,000 $ 148,161 $ 92,000
Shelby, Alabama 29 $ 6,508,000 $ 224,413 $ 106,000
Frederick, Maryland 29 $ 7,583,000 $ 261,482 $ 114,000
Contra Costa, California 28 $ 15,288,000 $ 546,000 $ 190,000
Berrien, Michigan 28 $ 5,260,000 $ 187,857 $ 121,000
Washtenaw, Michigan 27 $ 7,183,000 $ 266,037 $ 125,000
Isanti, Minnesota 27 $ 3,960,000 $ 146,666 $ 63,000
Gloucester, New Jersey 27 $ 5,437,000 $ 201,370 $ 91,000
Union, North Carolina 27 $ 8,158,000 $ 302,148 $ 133,000
Greenville, South Carolina 27 $ 6,704,000 $ 248,296 $ 123,000
Midland, Texas 27 $ 6,153,000 $ 227,888 $ 113,000
Placer, California 26 $ 6,405,000 $ 246,346 $ 138,000
Kenton, Kentucky 26 $ 4,026,000 $ 154,846 $ 75,000
Cuyahoga, Ohio 26 $ 7,014,000 $ 269,769 $ 166,000
Perry, Pennsylvania 26 $ 4,205,000 $ 161,730 $ 77,000
Snohomish, Washington 26 $ 9,445,000 $ 363,269 $ 126,000
New Haven, Connecticut 25 $ 6,876,000 $ 275,040 $ 121,000
Hamilton, Indiana 25 $ 7,544,000 $ 301,760 $ 137,000
Johnson, Kansas 25 $ 6,043,000 $ 241,720 $ 122,000
Rice, Minnesota 25 $ 4,317,000 $ 172,680 $ 69,000
Norfolk, Massachusetts 24 $ 10,795,000 $ 449,791 $ 168,000
Worcester, Massachusetts 24 $ 8,256,000 $ 344,000 $ 142,000
Travis, Texas 24 $ 6,441,000 $ 268,375 $ 138,000
Arlington, Virginia 24 $ 9,251,000 $ 385,458 $ 187,000
Jefferson, Alabama 23 $ 4,865,000 $ 211,521 $ 99,000
Jefferson, Kentucky 23 $ 7,001,000 $ 304,391 $ 156,000
Putnam, New York 23 $ 6,014,000 $ 261,478 $ 101,000
St. Tammany, Louisiana 22 $ 5,441,000 $ 247,318 $ 130,000
Prince George's, Maryland 22 $ 5,275,000 $ 239,772 $ 105,000
Wayne, Michigan 22 $ 5,622,000 $ 255,545 $ 112,000
Fairfield, Ohio 22 $ 3,396,000 $ 154,363 $ 86,000
Oklahoma, Oklahoma 22 $ 5,188,000 $ 235,818 $ 132,000
Lebanon, Pennsylvania 22 $ 4,203,000 $ 191,045 $ 74,000
York, South Carolina 22 $ 5,232,000 $ 237,818 $ 114,000
Cecil, Maryland 21 $ 4,422,000 $ 210,571 $ 79,000
Essex, Massachusetts 21 $ 9,651,000 $ 459,571 $ 186,000
Shelby, Tennessee 21 $ 4,452,000 $ 212,000 $ 110,000
Columbia, Georgia 20 $ 4,715,000 $ 235,750 $ 113,000
Douglas, Georgia 20 $ 2,538,000 $ 126,900 $ 67,000
Lancaster, Pennsylvania 20 $ 6,134,000 $ 306,700 $ 142,000
Dane, Wisconsin 20 $ 4,915,000 $ 245,750 $ 141,000
Sedgwick, Kansas 19 $ 4,488,000 $ 236,210 $ 131,000
Florence, South Carolina 19 $ 3,939,000 $ 207,315 $ 100,000
Duval, Florida 18 $ 4,120,000 $ 228,888 $ 133,000
Summit, Ohio 18 $ 4,903,000 $ 272,388 $ 137,000
Adams, Pennsylvania 18 $ 2,522,000 $ 140,111 $ 65,000
Benton, Arkansas 17 $ 4,131,000 $ 243,000 $ 106,000
Winnebago, Illinois 17 $ 2,882,000 $ 169,529 $ 107,000
Madison, Kentucky 17 $ 3,310,000 $ 194,705 $ 104,000
Queens, New York 17 $ 5,754,000 $ 338,470 $ 96,000
Stafford, Virginia 17 $ 4,789,000 $ 281,705 $ 122,000
Santa Clara, California 16 $ 9,630,000 $ 601,875 $ 235,000
Litchfield, Connecticut 16 $ 3,320,000 $ 207,500 $ 100,000
Coweta, Georgia 16 $ 3,398,000 $ 212,375 $ 115,000
Campbell, Kentucky 16 $ 2,368,000 $ 148,000 $ 80,000
Dodge, Minnesota 16 $ 2,478,000 $ 154,875 $ 62,000
Salt Lake, Utah 16 $ 5,085,000 $ 317,812 $ 128,000
Alameda, California 15 $ 8,505,000 $ 567,000 $ 169,000
Kern, California 15 $ 3,596,000 $ 239,733 $ 165,000
Wicomico, Maryland 15 $ 2,290,000 $ 152,666 $ 116,000
Lincoln, Missouri 15 $ 1,913,000 $ 127,533 $ 57,000
Richland, South Carolina 15 $ 2,924,000 $ 194,933 $ 95,000
Knox, Tennessee 15 $ 3,596,000 $ 239,733 $ 102,000
Chesterfield, Virginia 15 $ 4,338,000 $ 289,200 $ 127,000
El Dorado, California 14 $ 4,711,000 $ 336,500 $ 137,000
Stanislaus, California 14 $ 4,080,000 $ 291,428 $ 141,000
McLeod, Minnesota 14 $ 1,678,000 $ 119,857 $ 52,000
Bernalillo, New Mexico 14 $ 2,916,000 $ 208,285 $ 132,000
New York, New York 14 $ 6,379,000 $ 455,642 $ 204,000
Iredell, North Carolina 14 $ 4,263,000 $ 304,500 $ 152,000
Brazoria, Texas 14 $ 2,693,000 $ 192,357 $ 129,000
St. Johns, Florida 13 $ 3,185,000 $ 245,000 $ 122,000
Oldham, Kentucky 13 $ 4,457,000 $ 342,846 $ 181,000
Jackson, Missouri 13 $ 2,611,000 $ 200,846 $ 113,000
Platte, Missouri 13 $ 3,161,000 $ 243,153 $ 134,000
Cape May, New Jersey 13 $ 3,187,000 $ 245,153 $ 149,000
Northampton, Pennsylvania 13 $ 2,877,000 $ 221,307 $ 103,000
Lancaster, South Carolina 13 $ 3,882,000 $ 298,615 $ 125,000
Williamson, Texas 13 $ 2,793,000 $ 214,846 $ 121,000
Ada, Idaho 12 $ 2,587,000 $ 215,583 $ 92,000
Marion, Indiana 12 $ 2,778,000 $ 231,500 $ 161,000
Eddy, New Mexico 12 $ 2,095,000 $ 174,583 $ 124,000
Lexington, South Carolina 12 $ 2,376,000 $ 198,000 $ 114,000
Pierce, Washington 12 $ 2,891,000 $ 240,916 $ 123,000
Walworth, Wisconsin 12 $ 1,978,000 $ 164,833 $ 70,000
Indian River, Florida 11 $ 1,726,000 $ 156,909 $ 107,000
Washington, Maryland 11 $ 2,237,000 $ 203,363 $ 88,000
Crow Wing, Minnesota 11 $ 2,675,000 $ 243,181 $ 150,000
DeSoto, Mississippi 11 $ 2,570,000 $ 233,636 $ 127,000
Lauderdale, Mississippi 11 $ 2,257,000 $ 205,181 $ 87,000
Franklin, Missouri 11 $ 1,580,000 $ 143,636 $ 76,000
Dutchess, New York 11 $ 2,314,000 $ 210,363 $ 109,000
Multnomah, Oregon 11 $ 3,449,000 $ 313,545 $ 123,000
Monroe, Pennsylvania 11 $ 1,719,000 $ 156,272 $ 116,000
Kaufman, Texas 11 $ 1,851,000 $ 168,272 $ 81,000
Clark, Washington 11 $ 2,977,000 $ 270,636 $ 112,000
Pulaski, Arkansas 10 $ 2,372,000 $ 237,200 $ 114,000
Solano, California 10 $ 2,900,000 $ 290,000 $ 86,000
Santa Rosa, Florida 10 $ 2,174,000 $ 217,400 $ 125,000
Fayette, Georgia 10 $ 2,363,000 $ 236,300 $ 115,000
Henry, Georgia 10 $ 1,686,000 $ 168,600 $ 68,000
Iroquois, Illinois 10 $ 1,159,000 $ 115,900 $ 55,000
Orleans, Louisiana 10 $ 3,182,000 $ 318,200 $ 140,000
Queen Anne's, Maryland 10 $ 2,564,000 $ 256,400 $ 89,000
Hampden, Massachusetts 10 $ 2,793,000 $ 279,300 $ 122,000
Plymouth, Massachusetts 10 $ 4,447,000 $ 444,700 $ 149,000
Calhoun, Michigan 10 $ 2,200,000 $ 220,000 $ 123,000
Rockingham, New Hampshire 10 $ 3,371,000 $ 337,100 $ 139,000
Portage, Ohio 10 $ 2,146,000 $ 214,600 $ 125,000
Spartanburg, South Carolina 10 $ 2,295,000 $ 229,500 $ 137,000
Weber, Utah 10 $ 2,348,000 $ 234,800 $ 109,000
Houston, Alabama 9 $ 1,737,000 $ 193,000 $ 103,000
Mobile, Alabama 9 $ 1,359,000 $ 151,000 $ 106,000
Graham, Arizona 9 $ 1,703,000 $ 189,222 $ 97,000
Elbert, Colorado 9 $ 2,774,000 $ 308,222 $ 104,000
Park, Colorado 9 $ 2,080,000 $ 231,111 $ 109,000
Hernando, Florida 9 $ 919,000 $ 102,111 $ 59,000
Bartow, Georgia 9 $ 1,368,000 $ 152,000 $ 92,000
Muscatine, Iowa 9 $ 1,961,000 $ 217,888 $ 96,000
Ascension, Louisiana 9 $ 2,207,000 $ 245,222 $ 107,000
Cass, Minnesota 9 $ 2,085,000 $ 231,666 $ 140,000
Goodhue, Minnesota 9 $ 1,056,000 $ 117,333 $ 44,000
Mille Lacs, Minnesota 9 $ 1,021,000 $ 113,444 $ 49,000
St. Louis, Minnesota 9 $ 1,721,000 $ 191,222 $ 132,000
Centre, Pennsylvania 9 $ 1,938,000 $ 215,333 $ 131,000
Fayette, Pennsylvania 9 $ 1,047,000 $ 116,333 $ 63,000
Lawrence, Pennsylvania 9 $ 841,000 $ 93,444 $ 43,000
Anderson, South Carolina 9 $ 2,680,000 $ 297,777 $ 143,000
Bradley, Tennessee 9 $ 1,931,000 $ 214,555 $ 129,000
Davidson, Tennessee 9 $ 2,626,000 $ 291,777 $ 113,000
Sumner, Tennessee 9 $ 1,837,000 $ 204,111 $ 94,000
Williamson, Tennessee 9 $ 3,576,000 $ 397,333 $ 164,000
El Paso, Texas 9 $ 1,720,000 $ 191,111 $ 115,000
Galveston, Texas 9 $ 1,502,000 $ 166,888 $ 126,000
Jefferson, Texas 9 $ 1,903,000 $ 211,444 $ 100,000
Benton, Washington 9 $ 1,996,000 $ 221,777 $ 145,000
Pierce, Wisconsin 9 $ 1,721,000 $ 191,222 $ 80,000
Baldwin, Alabama 8 $ 2,345,000 $ 293,125 $ 176,000
Anchorage, Alaska 8 $ 2,560,000 $ 320,000 $ 156,000
Cochise, Arizona 8 $ 1,149,000 $ 143,625 $ 60,000
Gila, Arizona 8 $ 1,336,000 $ 167,000 $ 55,000
Clear Creek, Colorado 8 $ 2,157,000 $ 269,625 $ 91,000
Fremont, Colorado 8 $ 1,390,000 $ 173,750 $ 73,000
Clay, Florida 8 $ 1,770,000 $ 221,250 $ 102,000
Marion, Florida 8 $ 1,372,000 $ 171,500 $ 78,000
Clayton, Georgia 8 $ 646,000 $ 80,750 $ 66,000
Hall, Georgia 8 $ 1,183,000 $ 147,875 $ 66,000
St. Mary's, Maryland 8 $ 1,757,000 $ 219,625 $ 112,000
Barnstable, Massachusetts 8 $ 2,234,000 $ 279,250 $ 148,000
Ottawa, Michigan 8 $ 1,844,000 $ 230,500 $ 141,000
Winona, Minnesota 8 $ 735,000 $ 91,875 $ 52,000
Warren, Missouri 8 $ 1,109,000 $ 138,625 $ 88,000
Hillsborough, New Hampshire 8 $ 1,832,000 $ 229,000 $ 156,000
Kings, New York 8 $ 2,608,000 $ 326,000 $ 156,000
Orange, New York 8 $ 1,455,000 $ 181,875 $ 90,000
Greene, Ohio 8 $ 1,643,000 $ 205,375 $ 105,000
Mercer, Pennsylvania 8 $ 1,100,000 $ 137,500 $ 80,000
Aiken, South Carolina 8 $ 1,499,000 $ 187,375 $ 96,000
Horry, South Carolina 8 $ 1,033,000 $ 129,125 $ 103,000
Rutherford, Tennessee 8 $ 1,522,000 $ 190,250 $ 105,000
Davis, Utah 8 $ 2,191,000 $ 273,875 $ 132,000
Spotsylvania, Virginia 8 $ 2,580,000 $ 322,500 $ 183,000
Brown, Wisconsin 8 $ 1,804,000 $ 225,500 $ 147,000
Washington, Arkansas 7 $ 1,757,000 $ 251,000 $ 132,000
San Francisco, California 7 $ 2,847,000 $ 406,714 $ 194,000
Alachua, Florida 7 $ 924,000 $ 132,000 $ 200,000
St. Joseph, Indiana 7 $ 1,229,000 $ 175,571 $ 111,000
Warrick, Indiana 7 $ 1,802,000 $ 257,428 $ 119,000
Fayette, Kentucky 7 $ 1,494,000 $ 213,428 $ 152,000
Scott, Kentucky 7 $ 1,388,000 $ 198,285 $ 96,000
Suffolk, Massachusetts 7 $ 3,017,000 $ 431,000 $ 187,000
Midland, Michigan 7 $ 1,845,000 $ 263,571 $ 140,000
Morrison, Minnesota 7 $ 820,000 $ 117,142 $ 41,000
Clay, Missouri 7 $ 1,298,000 $ 185,428 $ 105,000
Douglas, Nebraska 7 $ 1,693,000 $ 241,857 $ 120,000
Schenectady, New York 7 $ 1,775,000 $ 253,571 $ 118,000
Cumberland, North Carolina 7 $ 1,210,000 $ 172,857 $ 90,000
Forsyth, North Carolina 7 $ 1,849,000 $ 264,142 $ 118,000
Williams, North Dakota 7 $ 1,763,000 $ 251,857 $ 104,000
Montgomery, Ohio 7 $ 952,000 $ 136,000 $ 86,000
Wood, Ohio 7 $ 1,414,000 $ 202,000 $ 99,000
Clackamas, Oregon 7 $ 2,509,000 $ 358,428 $ 131,000
Washington, Oregon 7 $ 2,410,000 $ 344,285 $ 138,000
Erie, Pennsylvania 7 $ 1,590,000 $ 227,142 $ 170,000
Hunt, Texas 7 $ 1,471,000 $ 210,142 $ 104,000
Fairfax City, Virginia 7 $ 2,579,000 $ 368,428 $ 122,000
Virginia Beach, Virginia 7 $ 2,221,000 $ 317,285 $ 116,000
Whatcom, Washington 7 $ 2,010,000 $ 287,142 $ 165,000
Kenosha, Wisconsin 7 $ 1,147,000 $ 163,857 $ 68,000
Polk, Wisconsin 7 $ 1,386,000 $ 198,000 $ 201,000
Limestone, Alabama 6 $ 1,194,000 $ 199,000 $ 107,000
Montgomery, Alabama 6 $ 1,308,000 $ 218,000 $ 98,000
Morgan, Alabama 6 $ 1,284,000 $ 214,000 $ 98,000
St. Clair, Alabama 6 $ 1,099,000 $ 183,166 $ 76,000
Tuscaloosa, Alabama 6 $ 1,512,000 $ 252,000 $ 114,000
Fresno, California 6 $ 1,261,000 $ 210,166 $ 98,000
San Mateo, California 6 $ 4,103,000 $ 683,833 $ 621,000
Sonoma, California 6 $ 2,719,000 $ 453,166 $ 134,000
Glynn, Georgia 6 $ 1,271,000 $ 211,833 $ 105,000
Rockdale, Georgia 6 $ 885,000 $ 147,500 $ 81,000
Walton, Georgia 6 $ 1,114,000 $ 185,666 $ 87,000
DeKalb, Illinois 6 $ 966,000 $ 161,000 $ 68,000
Grundy, Illinois 6 $ 1,000,000 $ 166,666 $ 96,000
Madison, Illinois 6 $ 1,364,000 $ 227,333 $ 114,000
Sangamon, Illinois 6 $ 772,000 $ 128,666 $ 115,000
Boone, Indiana 6 $ 1,214,000 $ 202,333 $ 101,000
Johnson, Indiana 6 $ 1,540,000 $ 256,666 $ 129,000
Calvert, Maryland 6 $ 1,576,000 $ 262,666 $ 98,000
Kent, Maryland 6 $ 1,401,000 $ 233,500 $ 150,000
Macomb, Michigan 6 $ 1,600,000 $ 266,666 $ 106,000
Fillmore, Minnesota 6 $ 795,000 $ 132,500 $ 42,000
Pine, Minnesota 6 $ 561,000 $ 93,500 $ 63,000
Madison, Mississippi 6 $ 1,524,000 $ 254,000 $ 114,000
Cape Girardeau, Missouri 6 $ 1,156,000 $ 192,666 $ 94,000
Atlantic, New Jersey 6 $ 1,513,000 $ 252,166 $ 108,000
Dona Ana, New Mexico 6 $ 1,018,000 $ 169,666 $ 148,000
Erie, New York 6 $ 1,361,000 $ 226,833 $ 158,000
Monroe, New York 6 $ 1,201,000 $ 200,166 $ 110,000
Saratoga, New York 6 $ 1,791,000 $ 298,500 $ 158,000
New Hanover, North Carolina 6 $ 1,503,000 $ 250,500 $ 145,000
Lake, Ohio 6 $ 1,438,000 $ 239,666 $ 117,000
Medina, Ohio 6 $ 1,298,000 $ 216,333 $ 133,000
Union, Ohio 6 $ 852,000 $ 142,000 $ 94,000
Pike, Pennsylvania 6 $ 944,000 $ 157,333 $ 101,000
Providence, Rhode Island 6 $ 1,556,000 $ 259,333 $ 144,000
Berkeley, South Carolina 6 $ 1,022,000 $ 170,333 $ 69,000
Sullivan, Tennessee 6 $ 1,325,000 $ 220,833 $ 129,000
Washington, Tennessee 6 $ 1,383,000 $ 230,500 $ 150,000
Ector, Texas 6 $ 1,153,000 $ 192,166 $ 111,000
Grayson, Texas 6 $ 1,022,000 $ 170,333 $ 91,000
Smith, Texas 6 $ 1,089,000 $ 181,500 $ 72,000
Frederick, Virginia 6 $ 1,317,000 $ 219,500 $ 86,000
Henrico, Virginia 6 $ 1,699,000 $ 283,166 $ 140,000
Berkeley, West Virginia 6 $ 1,355,000 $ 225,833 $ 88,000
Jefferson, Wisconsin 6 $ 1,124,000 $ 187,333 $ 90,000
Marin, California 5 $ 3,017,000 $ 603,400 $ 184,000
San Luis Obispo, California 5 $ 1,707,000 $ 341,400 $ 149,000
Teller, Colorado 5 $ 1,057,000 $ 211,400 $ 82,000
Middlesex, Connecticut 5 $ 2,057,000 $ 411,400 $ 157,000
Kent, Delaware 5 $ 908,000 $ 181,600 $ 92,000
Escambia, Florida 5 $ 1,049,000 $ 209,800 $ 125,000
Okaloosa, Florida 5 $ 868,000 $ 173,600 $ 115,000
Richmond, Georgia 5 $ 804,000 $ 160,800 $ 99,000
Whitfield, Georgia 5 $ 866,000 $ 173,200 $ 121,000
Canyon, Idaho 5 $ 801,000 $ 160,200 $ 68,000
Boone, Illinois 5 $ 612,000 $ 122,400 $ 94,000
Dearborn, Indiana 5 $ 680,000 $ 136,000 $ 65,000
Delaware, Indiana 5 $ 858,000 $ 171,600 $ 96,000
Tippecanoe, Indiana 5 $ 966,000 $ 193,200 $ 101,000
Vanderburgh, Indiana 5 $ 1,199,000 $ 239,800 $ 115,000
Linn, Iowa 5 $ 1,050,000 $ 210,000 $ 102,000
Warren, Kentucky 5 $ 1,434,000 $ 286,800 $ 127,000
Cumberland, Maine 5 $ 1,620,000 $ 324,000 $ 144,000
Talbot, Maryland 5 $ 1,875,000 $ 375,000 $ 132,000
Ingham, Michigan 5 $ 1,015,000 $ 203,000 $ 95,000
Livingston, Michigan 5 $ 1,357,000 $ 271,400 $ 99,000
Aitkin, Minnesota 5 $ 678,000 $ 135,600 $ 161,000
Le Sueur, Minnesota 5 $ 1,075,000 $ 215,000 $ 80,000
Mower, Minnesota 5 $ 692,000 $ 138,400 $ 89,000
Wabasha, Minnesota 5 $ 910,000 $ 182,000 $ 60,000
Rankin, Mississippi 5 $ 1,145,000 $ 229,000 $ 119,000
Madison, Nebraska 5 $ 1,175,000 $ 235,000 $ 121,000
Lea, New Mexico 5 $ 1,064,000 $ 212,800 $ 83,000
Santa Fe, New Mexico 5 $ 903,000 $ 180,600 $ 113,000
Onondaga, New York 5 $ 1,039,000 $ 207,800 $ 119,000
Ontario, New York 5 $ 1,050,000 $ 210,000 $ 112,000
Sullivan, New York 5 $ 653,000 $ 130,600 $ 82,000
Brunswick, North Carolina 5 $ 882,000 $ 176,400 $ 79,000
Orange, North Carolina 5 $ 1,753,000 $ 350,600 $ 121,000
Grand Forks, North Dakota 5 $ 1,035,000 $ 207,000 $ 107,000
Stark, North Dakota 5 $ 1,129,000 $ 225,800 $ 75,000
Lorain, Ohio 5 $ 1,456,000 $ 291,200 $ 167,000
Muskingum, Ohio 5 $ 809,000 $ 161,800 $ 87,000
Stark, Ohio 5 $ 933,000 $ 186,600 $ 90,000
Canadian, Oklahoma 5 $ 767,000 $ 153,400 $ 84,000
Lane, Oregon 5 $ 1,029,000 $ 205,800 $ 79,000
Armstrong, Pennsylvania 5 $ 571,000 $ 114,200 $ 78,000
Berks, Pennsylvania 5 $ 669,000 $ 133,800 $ 103,000
Lehigh, Pennsylvania 5 $ 1,581,000 $ 316,200 $ 168,000
Darlington, South Carolina 5 $ 1,134,000 $ 226,800 $ 99,000
Kershaw, South Carolina 5 $ 1,096,000 $ 219,200 $ 96,000
Chambers, Texas 5 $ 847,000 $ 169,400 $ 85,000
Hays, Texas 5 $ 969,000 $ 193,800 $ 101,000
Hidalgo, Texas 5 $ 821,000 $ 164,200 $ 147,000
Lubbock, Texas 5 $ 1,067,000 $ 213,400 $ 101,000
Fauquier, Virginia 5 $ 1,511,000 $ 302,200 $ 95,000
Newport News, Virginia 5 $ 953,000 $ 190,600 $ 107,000
Jefferson, West Virginia 5 $ 1,266,000 $ 253,200 $ 98,000
Burnett, Wisconsin 5 $ 906,000 $ 181,200 $ 200,000
Outagamie, Wisconsin 5 $ 808,000 $ 161,600 $ 138,000
Campbell, Wyoming 5 $ 1,296,000 $ 259,200 $ 104,000
Calhoun, Alabama 4 $ 697,000 $ 174,250 $ 100,000
Lee, Alabama 4 $ 846,000 $ 211,500 $ 108,000
Navajo, Arizona 4 $ 468,000 $ 117,000 $ 59,000
Mono, California 4 $ 652,000 $ 163,000 $ 192,000
Monterey, California 4 $ 1,343,000 $ 335,750 $ 159,000
Napa, California 4 $ 1,560,000 $ 390,000 $ 156,000
San Joaquin, California 4 $ 1,167,000 $ 291,750 $ 141,000
Tulare, California 4 $ 1,027,000 $ 256,750 $ 81,000
Eagle, Colorado 4 $ 1,523,000 $ 380,750 $ 85,000
Mesa, Colorado 4 $ 613,000 $ 153,250 $ 53,000
Bay, Florida 4 $ 962,000 $ 240,500 $ 160,000
Flagler, Florida 4 $ 938,000 $ 234,500 $ 102,000
Leon, Florida 4 $ 749,000 $ 187,250 $ 103,000
Nassau, Florida 4 $ 760,000 $ 190,000 $ 115,000
Barrow, Georgia 4 $ 725,000 $ 181,250 $ 79,000
Catoosa, Georgia 4 $ 812,000 $ 203,000 $ 134,000
Chatham, Georgia 4 $ 726,000 $ 181,500 $ 102,000
Houston, Georgia 4 $ 686,000 $ 171,500 $ 135,000
Lumpkin, Georgia 4 $ 486,000 $ 121,500 $ 44,000
Toombs, Georgia 4 $ 771,000 $ 192,750 $ 153,000
Champaign, Illinois 4 $ 675,000 $ 168,750 $ 71,000
Macon, Illinois 4 $ 875,000 $ 218,750 $ 127,000
Bartholomew, Indiana 4 $ 995,000 $ 248,750 $ 77,000
Hancock, Indiana 4 $ 921,000 $ 230,250 $ 121,000
Hendricks, Indiana 4 $ 619,000 $ 154,750 $ 80,000
Jasper, Indiana 4 $ 795,000 $ 198,750 $ 77,000
Polk, Iowa 4 $ 821,000 $ 205,250 $ 114,000
Bossier, Louisiana 4 $ 790,000 $ 197,500 $ 75,000
Caddo, Louisiana 4 $ 586,000 $ 146,500 $ 102,000
East Baton Rouge, Louisiana 4 $ 1,179,000 $ 294,750 $ 133,000
Jefferson, Louisiana 4 $ 758,000 $ 189,500 $ 111,000
Livingston, Louisiana 4 $ 689,000 $ 172,250 $ 92,000
Androscoggin, Maine 4 $ 743,000 $ 185,750 $ 102,000
Barry, Michigan 4 $ 756,000 $ 189,000 $ 107,000
Meeker, Minnesota 4 $ 401,000 $ 100,250 $ 71,000
Hinds, Mississippi 4 $ 868,000 $ 217,000 $ 113,000
Lafayette, Mississippi 4 $ 808,000 $ 202,000 $ 97,000
Lee, Mississippi 4 $ 1,067,000 $ 266,750 $ 114,000
Sandoval, New Mexico 4 $ 716,000 $ 179,000 $ 60,000
Chemung, New York 4 $ 944,000 $ 236,000 $ 104,000
Buncombe, North Carolina 4 $ 870,000 $ 217,500 $ 109,000
Durham, North Carolina 4 $ 680,000 $ 170,000 $ 137,000
Lenoir, North Carolina 4 $ 494,000 $ 123,500 $ 95,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 26,440 $6,299,914,000 $238,000 $3,000,000 $109,000 $5,999,000
Refinancing 10,229 $2,424,715,000 $237,000 $2,462,000 $116,000 $3,735,000
Home Improvement 35 $7,418,000 $211,000 $542,000 $105,000 $470,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,097 $5,108,270,000 $231,000 $2,324,000 $109,000 $5,999,000
Not Provided 10,591 $2,704,294,000 $255,000 $3,000,000 $118,000 $3,735,000
Hispanic 1,596 $346,626,000 $217,000 $1,155,000 $96,000 $752,000
Asian 1,275 $341,615,000 $267,000 $1,740,000 $125,000 $825,000
Black or African American 1,000 $196,701,000 $196,000 $2,089,000 $93,000 $2,074,000
American Indian or Alaskan Native 75 $16,248,000 $216,000 $716,000 $114,000 $774,000
Native Hawaiian or Other Pacific Islander 70 $18,293,000 $261,000 $748,000 $109,000 $380,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,654 $6,809,718,000 $246,000 $3,000,000 $121,000 $5,999,000
FHA-insured (Federal Housing Administration) 6,302 $1,206,599,000 $191,000 $1,115,000 $77,000 $1,000,000
VA-guaranteed (Veterans Administration) 2,378 $660,080,000 $277,000 $1,067,000 $94,000 $590,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 370 $55,650,000 $150,000 $387,000 $52,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,428 $5,963,979,000 $234,000 $2,462,000 $109,000 $3,735,000
Application Approved But Not Accepted 4,281 $1,077,739,000 $251,000 $1,575,000 $121,000 $2,733,000
Application Denied By Financial Institution 3,462 $749,529,000 $216,000 $1,894,000 $97,000 $2,360,000
Application Withdrawn By Applicant 3,050 $791,837,000 $259,000 $3,000,000 $127,000 $5,999,000
File Closed For Incompleteness 483 $148,963,000 $308,000 $2,324,000 $137,000 $1,770,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,159 $253,171,000 $218,000 $1,894,000 $111,000 $2,360,000
Debt-To-Income Ratio 731 $159,513,000 $218,000 $1,268,000 $71,000 $473,000
Credit History 491 $94,375,000 $192,000 $1,265,000 $83,000 $615,000
Other 349 $69,515,000 $199,000 $1,129,000 $103,000 $774,000
Credit Application Incomplete 191 $43,875,000 $229,000 $1,142,000 $122,000 $1,230,000
Insufficient Cash (Downpayment, Closing Cost) 174 $40,032,000 $230,000 $743,000 $103,000 $817,000
Unverifiable Information 147 $34,156,000 $232,000 $1,000,000 $104,000 $478,000
Employment History 131 $27,078,000 $206,000 $1,221,000 $84,000 $525,000
Mortgage Insurance Denied 53 $10,039,000 $189,000 $664,000 $113,000 $400,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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