PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2016

In 2016, PHH Home Loans, LLC of Mt Laurel, NJ reported 24,249 mortgage applications totaling $6.2 billion, down 5% from 2015. The average application was for $253,795, and applicants reported an average income of $114,453. 76% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,046), Chicago-Naperville-Arlington Heights, IL (1,667) and Newark, NJ-PA (1,229) (applications in parentheses).

Mortgage Company & Address PHH Home Loans, LLC
1 Mortgage Way 2nd Floor
Mt Laurel, NJ 08054
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 24,249
Total Mortgage Loan Application Amount $6,154,294,000
Average Mortgage Loan Application Amount $253,795
Highest Mortgage Loan Application Amount $2,240,000
Average Applicant Income $114,453
Highest Applicant Income $6,900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PHH Home Loans, LLC by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,118 $ 270,427,000 $ 241,884 $ 124,000
Cook, Illinois 1,116 $ 305,353,000 $ 273,613 $ 124,000
Hillsborough, Florida 577 $ 111,406,000 $ 193,077 $ 94,000
Ramsey, Minnesota 483 $ 91,967,000 $ 190,407 $ 93,000
Dakota, Minnesota 432 $ 92,675,000 $ 214,525 $ 96,000
Middlesex, Massachusetts 414 $ 172,764,000 $ 417,304 $ 154,000
Union, New Jersey 393 $ 159,866,000 $ 406,783 $ 175,000
Harris, Texas 389 $ 88,115,000 $ 226,516 $ 114,000
Pinellas, Florida 347 $ 65,750,000 $ 189,481 $ 100,000
DuPage, Illinois 341 $ 86,407,000 $ 253,392 $ 116,000
Maricopa, Arizona 319 $ 78,856,000 $ 247,197 $ 105,000
New Haven, Connecticut 319 $ 66,862,000 $ 209,598 $ 93,000
Philadelphia, Pennsylvania 319 $ 78,157,000 $ 245,006 $ 117,000
Fairfield, Connecticut 308 $ 128,376,000 $ 416,805 $ 185,000
Broward, Florida 294 $ 71,222,000 $ 242,251 $ 110,000
Washington, Minnesota 289 $ 63,075,000 $ 218,252 $ 96,000
Allegheny, Pennsylvania 271 $ 41,989,000 $ 154,940 $ 84,000
Pima, Arizona 261 $ 54,809,000 $ 209,996 $ 103,000
Hartford, Connecticut 259 $ 42,715,000 $ 164,922 $ 82,000
Sarasota, Florida 256 $ 49,172,000 $ 192,078 $ 98,000
Tarrant, Texas 252 $ 55,841,000 $ 221,591 $ 115,000
Morris, New Jersey 247 $ 94,869,000 $ 384,085 $ 163,000
Orange, Florida 232 $ 52,175,000 $ 224,892 $ 103,000
Bergen, New Jersey 232 $ 85,910,000 $ 370,301 $ 145,000
Anoka, Minnesota 231 $ 47,772,000 $ 206,805 $ 91,000
Fairfax, Virginia 230 $ 104,802,000 $ 455,660 $ 152,000
Baltimore, Maryland 223 $ 54,809,000 $ 245,780 $ 97,000
Monmouth, New Jersey 217 $ 70,162,000 $ 323,327 $ 142,000
St. Louis, Missouri 197 $ 36,552,000 $ 185,543 $ 90,000
Suffolk, New York 193 $ 56,427,000 $ 292,367 $ 116,000
Somerset, New Jersey 189 $ 67,709,000 $ 358,248 $ 163,000
Olmsted, Minnesota 186 $ 26,751,000 $ 143,822 $ 77,000
Dallas, Texas 184 $ 35,900,000 $ 195,108 $ 101,000
Lake, Illinois 180 $ 62,105,000 $ 345,027 $ 166,000
Essex, New Jersey 177 $ 68,359,000 $ 386,209 $ 178,000
Seminole, Florida 174 $ 38,497,000 $ 221,247 $ 90,000
Essex, Massachusetts 169 $ 59,017,000 $ 349,213 $ 139,000
Manatee, Florida 168 $ 33,825,000 $ 201,339 $ 95,000
Norfolk, Massachusetts 163 $ 66,528,000 $ 408,147 $ 157,000
Middlesex, New Jersey 162 $ 45,734,000 $ 282,308 $ 123,000
Brevard, Florida 152 $ 17,749,000 $ 116,769 $ 59,000
Hunterdon, New Jersey 152 $ 43,810,000 $ 288,223 $ 121,000
Will, Illinois 151 $ 33,536,000 $ 222,092 $ 102,000
Plymouth, Massachusetts 148 $ 49,152,000 $ 332,108 $ 140,000
Travis, Texas 145 $ 43,307,000 $ 298,668 $ 129,000
Denton, Texas 141 $ 39,860,000 $ 282,695 $ 122,000
Carver, Minnesota 139 $ 32,654,000 $ 234,920 $ 103,000
Hampden, Massachusetts 138 $ 25,749,000 $ 186,586 $ 82,000
Polk, Florida 136 $ 17,192,000 $ 126,411 $ 63,000
Palm Beach, Florida 132 $ 33,630,000 $ 254,772 $ 115,000
Cobb, Georgia 128 $ 30,843,000 $ 240,960 $ 113,000
Smith, Texas 128 $ 22,489,000 $ 175,695 $ 85,000
Anne Arundel, Maryland 127 $ 42,992,000 $ 338,519 $ 121,000
Miami-Dade, Florida 126 $ 34,110,000 $ 270,714 $ 121,000
Worcester, Massachusetts 125 $ 34,991,000 $ 279,928 $ 115,000
Williamson, Texas 117 $ 27,869,000 $ 238,196 $ 109,000
Scott, Minnesota 115 $ 28,905,000 $ 251,347 $ 99,000
Montgomery, Pennsylvania 115 $ 31,189,000 $ 271,208 $ 113,000
Kane, Illinois 114 $ 24,872,000 $ 218,175 $ 106,000
New London, Connecticut 111 $ 20,357,000 $ 183,396 $ 97,000
Collin, Texas 111 $ 34,155,000 $ 307,702 $ 138,000
Milwaukee, Wisconsin 109 $ 20,036,000 $ 183,816 $ 111,000
Passaic, New Jersey 107 $ 29,357,000 $ 274,364 $ 128,000
Suffolk, Massachusetts 106 $ 41,658,000 $ 393,000 $ 146,000
Hamilton, Ohio 106 $ 20,747,000 $ 195,726 $ 99,000
Mecklenburg, North Carolina 102 $ 22,881,000 $ 224,323 $ 94,000
Fulton, Georgia 101 $ 26,908,000 $ 266,415 $ 142,000
York, Pennsylvania 101 $ 16,901,000 $ 167,336 $ 83,000
Montgomery, Texas 101 $ 22,889,000 $ 226,623 $ 116,000
Lexington, South Carolina 100 $ 16,924,000 $ 169,240 $ 72,000
Pasco, Florida 97 $ 17,483,000 $ 180,237 $ 82,000
St. Charles, Missouri 96 $ 16,564,000 $ 172,541 $ 85,000
Camden, New Jersey 95 $ 19,731,000 $ 207,694 $ 103,000
Cumberland, Pennsylvania 95 $ 19,376,000 $ 203,957 $ 90,000
Montgomery, Maryland 92 $ 39,651,000 $ 430,989 $ 135,000
Fort Bend, Texas 92 $ 26,214,000 $ 284,934 $ 131,000
Mercer, New Jersey 91 $ 24,813,000 $ 272,670 $ 160,000
Middlesex, Connecticut 87 $ 20,651,000 $ 237,367 $ 117,000
Chester, Pennsylvania 87 $ 27,201,000 $ 312,655 $ 153,000
District of Columbia, District Of Columbia 84 $ 35,081,000 $ 417,630 $ 158,000
Westmoreland, Pennsylvania 84 $ 13,433,000 $ 159,916 $ 82,000
Collier, Florida 83 $ 19,818,000 $ 238,771 $ 126,000
Hillsborough, New Hampshire 83 $ 19,661,000 $ 236,879 $ 108,000
Richland, South Carolina 79 $ 15,301,000 $ 193,683 $ 99,000
Howard, Maryland 77 $ 26,754,000 $ 347,454 $ 152,000
Baltimore City, Maryland 76 $ 14,825,000 $ 195,065 $ 89,000
Carroll, Maryland 75 $ 19,961,000 $ 266,146 $ 88,000
Delaware, Pennsylvania 75 $ 16,527,000 $ 220,360 $ 106,000
Alexandria, Virginia 74 $ 33,268,000 $ 449,567 $ 158,000
Wright, Minnesota 73 $ 15,261,000 $ 209,054 $ 94,000
Loudoun, Virginia 72 $ 30,099,000 $ 418,041 $ 137,000
Sussex, New Jersey 69 $ 16,111,000 $ 233,492 $ 119,000
Franklin, Pennsylvania 68 $ 10,526,000 $ 154,794 $ 61,000
Lancaster, Pennsylvania 68 $ 13,847,000 $ 203,632 $ 80,000
Burlington, New Jersey 66 $ 17,461,000 $ 264,560 $ 134,000
Worcester, Maryland 65 $ 14,172,000 $ 218,030 $ 176,000
Prince William, Virginia 62 $ 22,574,000 $ 364,096 $ 117,000
Volusia, Florida 61 $ 10,528,000 $ 172,590 $ 91,000
Lake, Indiana 60 $ 8,559,000 $ 142,650 $ 76,000
Cumberland, Maine 60 $ 17,023,000 $ 283,716 $ 119,000
Ocean, New Jersey 60 $ 14,170,000 $ 236,166 $ 108,000
Chisago, Minnesota 58 $ 10,879,000 $ 187,568 $ 71,000
Bristol, Massachusetts 57 $ 15,403,000 $ 270,228 $ 98,000
Harford, Maryland 56 $ 13,875,000 $ 247,767 $ 87,000
Franklin, Ohio 56 $ 9,118,000 $ 162,821 $ 95,000
King, Washington 56 $ 28,022,000 $ 500,392 $ 158,000
Arapahoe, Colorado 55 $ 17,740,000 $ 322,545 $ 123,000
Douglas, Colorado 55 $ 19,535,000 $ 355,181 $ 146,000
Bexar, Texas 55 $ 10,822,000 $ 196,763 $ 92,000
Gwinnett, Georgia 53 $ 11,474,000 $ 216,490 $ 110,000
Nassau, New York 49 $ 17,898,000 $ 365,265 $ 139,000
Clermont, Ohio 48 $ 7,650,000 $ 159,375 $ 67,000
Escambia, Florida 47 $ 7,593,000 $ 161,553 $ 75,000
DeKalb, Georgia 47 $ 10,536,000 $ 224,170 $ 96,000
Westchester, New York 47 $ 13,792,000 $ 293,446 $ 157,000
Dauphin, Pennsylvania 47 $ 9,647,000 $ 205,255 $ 100,000
Ozaukee, Wisconsin 47 $ 10,342,000 $ 220,042 $ 103,000
San Diego, California 46 $ 22,731,000 $ 494,152 $ 152,000
Litchfield, Connecticut 45 $ 8,774,000 $ 194,977 $ 90,000
Santa Rosa, Florida 45 $ 8,696,000 $ 193,244 $ 85,000
Waukesha, Wisconsin 45 $ 9,941,000 $ 220,911 $ 107,000
Rockingham, New Hampshire 44 $ 11,868,000 $ 269,727 $ 140,000
Charlotte, Florida 43 $ 6,755,000 $ 157,093 $ 93,000
Arlington, Virginia 42 $ 17,120,000 $ 407,619 $ 175,000
Charleston, South Carolina 38 $ 9,425,000 $ 248,026 $ 90,000
Forsyth, Georgia 37 $ 11,115,000 $ 300,405 $ 126,000
Sherburne, Minnesota 37 $ 7,532,000 $ 203,567 $ 93,000
Stearns, Minnesota 36 $ 4,858,000 $ 134,944 $ 59,000
Union, North Carolina 36 $ 9,869,000 $ 274,138 $ 125,000
Berkeley, South Carolina 36 $ 7,730,000 $ 214,722 $ 75,000
Jefferson, Colorado 35 $ 11,939,000 $ 341,114 $ 109,000
Prince George's, Maryland 35 $ 10,370,000 $ 296,285 $ 102,000
Warren, Ohio 35 $ 8,407,000 $ 240,200 $ 121,000
Washington, Pennsylvania 35 $ 7,023,000 $ 200,657 $ 89,000
Orange, California 34 $ 20,950,000 $ 616,176 $ 199,000
McHenry, Illinois 34 $ 6,573,000 $ 193,323 $ 104,000
Washington, Wisconsin 34 $ 5,796,000 $ 170,470 $ 64,000
Hudson, New Jersey 33 $ 10,123,000 $ 306,757 $ 129,000
Snohomish, Washington 33 $ 14,077,000 $ 426,575 $ 151,000
St. Croix, Wisconsin 33 $ 7,305,000 $ 221,363 $ 98,000
Mohave, Arizona 32 $ 4,873,000 $ 152,281 $ 61,000
Lake, Florida 32 $ 6,418,000 $ 200,562 $ 94,000
Beaver, Pennsylvania 32 $ 4,588,000 $ 143,375 $ 65,000
York, South Carolina 32 $ 7,533,000 $ 235,406 $ 100,000
St. Lucie, Florida 31 $ 4,630,000 $ 149,354 $ 79,000
Frederick, Maryland 31 $ 9,445,000 $ 304,677 $ 96,000
Gloucester, New Jersey 31 $ 5,928,000 $ 191,225 $ 98,000
Warren, New Jersey 31 $ 5,990,000 $ 193,225 $ 91,000
St. Louis City, Missouri 30 $ 5,371,000 $ 179,033 $ 93,000
Racine, Wisconsin 30 $ 4,489,000 $ 149,633 $ 94,000
Washington, Oregon 29 $ 10,298,000 $ 355,103 $ 130,000
Ellis, Texas 29 $ 6,056,000 $ 208,827 $ 100,000
Los Angeles, California 28 $ 14,461,000 $ 516,464 $ 185,000
Lee, Florida 28 $ 6,087,000 $ 217,392 $ 174,000
Cherokee, Georgia 28 $ 6,736,000 $ 240,571 $ 99,000
Brazoria, Texas 28 $ 5,656,000 $ 202,000 $ 97,000
Butler, Pennsylvania 27 $ 6,711,000 $ 248,555 $ 104,000
Denver, Colorado 25 $ 8,611,000 $ 344,440 $ 109,000
Tulsa, Oklahoma 25 $ 6,170,000 $ 246,800 $ 126,000
Barnstable, Massachusetts 24 $ 8,429,000 $ 351,208 $ 253,000
Jefferson, Missouri 24 $ 3,891,000 $ 162,125 $ 71,000
Dorchester, South Carolina 24 $ 4,997,000 $ 208,208 $ 84,000
Paulding, Georgia 23 $ 4,068,000 $ 176,869 $ 87,000
Dodge, Minnesota 23 $ 2,593,000 $ 112,739 $ 61,000
Guilford, North Carolina 23 $ 5,965,000 $ 259,347 $ 116,000
Butler, Ohio 23 $ 4,312,000 $ 187,478 $ 92,000
Brazos, Texas 23 $ 3,800,000 $ 165,217 $ 91,000
Kendall, Illinois 22 $ 4,414,000 $ 200,636 $ 105,000
Porter, Indiana 22 $ 3,913,000 $ 177,863 $ 92,000
Wake, North Carolina 22 $ 7,241,000 $ 329,136 $ 140,000
Bucks, Pennsylvania 22 $ 5,844,000 $ 265,636 $ 109,000
Shelby, Tennessee 22 $ 6,029,000 $ 274,045 $ 117,000
Larimer, Colorado 20 $ 5,383,000 $ 269,150 $ 97,000
Hampshire, Massachusetts 20 $ 4,279,000 $ 213,950 $ 87,000
Fillmore, Minnesota 20 $ 1,357,000 $ 67,850 $ 39,000
Aiken, South Carolina 20 $ 3,984,000 $ 199,200 $ 106,000
Kenosha, Wisconsin 20 $ 4,082,000 $ 204,100 $ 115,000
Riverside, California 19 $ 5,517,000 $ 290,368 $ 108,000
Martin, Florida 19 $ 4,409,000 $ 232,052 $ 84,000
Isanti, Minnesota 19 $ 2,723,000 $ 143,315 $ 58,000
Oklahoma, Oklahoma 19 $ 4,814,000 $ 253,368 $ 128,000
Providence, Rhode Island 19 $ 4,163,000 $ 219,105 $ 91,000
Kalamazoo, Michigan 18 $ 4,782,000 $ 265,666 $ 152,000
Iredell, North Carolina 18 $ 4,517,000 $ 250,944 $ 115,000
Berks, Pennsylvania 18 $ 2,990,000 $ 166,111 $ 87,000
Guadalupe, Texas 18 $ 3,930,000 $ 218,333 $ 99,000
Rockwall, Texas 18 $ 5,324,000 $ 295,777 $ 144,000
Benton, Arkansas 17 $ 4,192,000 $ 246,588 $ 128,000
Weld, Colorado 17 $ 4,904,000 $ 288,470 $ 92,000
Bay, Florida 17 $ 3,249,000 $ 191,117 $ 85,000
Osceola, Florida 17 $ 3,039,000 $ 178,764 $ 85,000
Kenton, Kentucky 17 $ 2,946,000 $ 173,294 $ 73,000
Oakland, Michigan 17 $ 4,469,000 $ 262,882 $ 148,000
Goodhue, Minnesota 17 $ 2,161,000 $ 127,117 $ 61,000
Belknap, New Hampshire 17 $ 2,801,000 $ 164,764 $ 88,000
Northampton, Pennsylvania 17 $ 4,023,000 $ 236,647 $ 105,000
Greenville, South Carolina 17 $ 4,731,000 $ 278,294 $ 145,000
Henderson, Texas 17 $ 2,482,000 $ 146,000 $ 72,000
Madison, Alabama 16 $ 3,781,000 $ 236,312 $ 129,000
Stanislaus, California 16 $ 5,018,000 $ 313,625 $ 133,000
Adams, Colorado 16 $ 4,619,000 $ 288,687 $ 83,000
Mower, Minnesota 16 $ 1,258,000 $ 78,625 $ 48,000
Comal, Texas 16 $ 4,569,000 $ 285,562 $ 153,000
Fauquier, Virginia 16 $ 6,563,000 $ 410,187 $ 135,000
Gila, Arizona 15 $ 2,659,000 $ 177,266 $ 77,000
Sacramento, California 15 $ 4,291,000 $ 286,066 $ 116,000
Ada, Idaho 15 $ 5,009,000 $ 333,933 $ 161,000
Johnson, Kansas 15 $ 4,558,000 $ 303,866 $ 142,000
York, Maine 15 $ 3,814,000 $ 254,266 $ 100,000
Hamilton, Tennessee 15 $ 3,780,000 $ 252,000 $ 128,000
Parker, Texas 15 $ 3,422,000 $ 228,133 $ 104,000
Jefferson, Alabama 14 $ 3,440,000 $ 245,714 $ 109,000
Pinal, Arizona 14 $ 2,446,000 $ 174,714 $ 90,000
Boulder, Colorado 14 $ 8,497,000 $ 606,928 $ 215,000
Tolland, Connecticut 14 $ 2,885,000 $ 206,071 $ 85,000
Sussex, Delaware 14 $ 3,086,000 $ 220,428 $ 79,000
Fayette, Georgia 14 $ 4,557,000 $ 325,500 $ 143,000
Multnomah, Oregon 14 $ 5,799,000 $ 414,214 $ 141,000
Hays, Texas 14 $ 3,084,000 $ 220,285 $ 105,000
Johnson, Texas 14 $ 2,261,000 $ 161,500 $ 76,000
Washington, Arkansas 13 $ 3,373,000 $ 259,461 $ 133,000
Henry, Georgia 13 $ 2,496,000 $ 192,000 $ 97,000
Cabarrus, North Carolina 13 $ 2,558,000 $ 196,769 $ 77,000
Contra Costa, California 12 $ 6,463,000 $ 538,583 $ 174,000
El Paso, Colorado 12 $ 2,669,000 $ 222,416 $ 73,000
New Castle, Delaware 12 $ 2,276,000 $ 189,666 $ 106,000
LaPorte, Indiana 12 $ 1,675,000 $ 139,583 $ 156,000
Sedgwick, Kansas 12 $ 3,277,000 $ 273,083 $ 170,000
Kent, Michigan 12 $ 4,183,000 $ 348,583 $ 220,000
Winona, Minnesota 12 $ 1,481,000 $ 123,416 $ 57,000
Gaston, North Carolina 12 $ 1,929,000 $ 160,750 $ 76,000
Lebanon, Pennsylvania 12 $ 2,433,000 $ 202,750 $ 89,000
Williamson, Tennessee 12 $ 4,607,000 $ 383,916 $ 155,000
Galveston, Texas 12 $ 2,251,000 $ 187,583 $ 125,000
McLennan, Texas 12 $ 2,097,000 $ 174,750 $ 91,000
Nueces, Texas 12 $ 2,394,000 $ 199,500 $ 94,000
Alameda, California 11 $ 7,351,000 $ 668,272 $ 186,000
Coweta, Georgia 11 $ 2,388,000 $ 217,090 $ 89,000
Douglas, Georgia 11 $ 1,940,000 $ 176,363 $ 97,000
Tippecanoe, Indiana 11 $ 2,438,000 $ 221,636 $ 98,000
Jefferson, Kentucky 11 $ 3,030,000 $ 275,454 $ 149,000
Scott, Kentucky 11 $ 2,203,000 $ 200,272 $ 100,000
Wicomico, Maryland 11 $ 1,588,000 $ 144,363 $ 74,000
Strafford, New Hampshire 11 $ 2,669,000 $ 242,636 $ 118,000
Wood, Ohio 11 $ 3,327,000 $ 302,454 $ 222,000
Lehigh, Pennsylvania 11 $ 2,689,000 $ 244,454 $ 87,000
Benton, Washington 11 $ 2,784,000 $ 253,090 $ 129,000
Duval, Florida 10 $ 1,916,000 $ 191,600 $ 111,000
Hernando, Florida 10 $ 1,437,000 $ 143,700 $ 60,000
St. Johns, Florida 10 $ 3,062,000 $ 306,200 $ 116,000
Fayette, Kentucky 10 $ 1,846,000 $ 184,600 $ 110,000
Rice, Minnesota 10 $ 2,063,000 $ 206,300 $ 112,000
Wabasha, Minnesota 10 $ 1,261,000 $ 126,100 $ 67,000
Queens, New York 10 $ 2,758,000 $ 275,800 $ 162,000
Kershaw, South Carolina 10 $ 1,674,000 $ 167,400 $ 69,000
Bell, Texas 10 $ 1,275,000 $ 127,500 $ 70,000
Cherokee, Texas 10 $ 1,837,000 $ 183,700 $ 74,000
Pierce, Washington 10 $ 3,244,000 $ 324,400 $ 141,000
Dane, Wisconsin 10 $ 2,983,000 $ 298,300 $ 175,000
Polk, Wisconsin 10 $ 2,326,000 $ 232,600 $ 109,000
Shelby, Alabama 9 $ 2,142,000 $ 238,000 $ 101,000
Windham, Connecticut 9 $ 2,551,000 $ 283,444 $ 106,000
Cecil, Maryland 9 $ 2,373,000 $ 263,666 $ 108,000
Washtenaw, Michigan 9 $ 2,697,000 $ 299,666 $ 124,000
Lancaster, South Carolina 9 $ 2,321,000 $ 257,888 $ 98,000
Knox, Tennessee 9 $ 2,230,000 $ 247,777 $ 135,000
Gregg, Texas 9 $ 1,833,000 $ 203,666 $ 118,000
Kaufman, Texas 9 $ 1,762,000 $ 195,777 $ 88,000
Midland, Texas 9 $ 2,419,000 $ 268,777 $ 113,000
Salt Lake, Utah 9 $ 2,752,000 $ 305,777 $ 111,000
Chesterfield, Virginia 9 $ 2,449,000 $ 272,111 $ 130,000
Baldwin, Alabama 8 $ 2,172,000 $ 271,500 $ 117,000
San Joaquin, California 8 $ 2,861,000 $ 357,625 $ 141,000
Allen, Indiana 8 $ 1,480,000 $ 185,000 $ 109,000
Oldham, Kentucky 8 $ 2,282,000 $ 285,250 $ 114,000
Wayne, Michigan 8 $ 1,663,000 $ 207,875 $ 105,000
DeSoto, Mississippi 8 $ 1,920,000 $ 240,000 $ 93,000
Jackson, Missouri 8 $ 2,286,000 $ 285,750 $ 123,000
Lincoln, North Carolina 8 $ 1,534,000 $ 191,750 $ 83,000
Summit, Ohio 8 $ 2,304,000 $ 288,000 $ 140,000
Kent, Rhode Island 8 $ 1,940,000 $ 242,500 $ 88,000
Bastrop, Texas 8 $ 1,557,000 $ 194,625 $ 119,000
Davis, Utah 8 $ 2,650,000 $ 331,250 $ 125,000
Pierce, Wisconsin 8 $ 1,522,000 $ 190,250 $ 84,000
Broomfield, Colorado 7 $ 1,866,000 $ 266,571 $ 103,000
Clay, Florida 7 $ 1,154,000 $ 164,857 $ 185,000
Hall, Georgia 7 $ 1,947,000 $ 278,142 $ 118,000
Hamilton, Indiana 7 $ 2,592,000 $ 370,285 $ 139,000
Campbell, Kentucky 7 $ 1,259,000 $ 179,857 $ 85,000
St. Tammany, Louisiana 7 $ 1,477,000 $ 211,000 $ 111,000
Washington, Maryland 7 $ 1,201,000 $ 171,571 $ 70,000
Calhoun, Michigan 7 $ 1,451,000 $ 207,285 $ 125,000
Benton, Minnesota 7 $ 1,107,000 $ 158,142 $ 51,000
Le Sueur, Minnesota 7 $ 1,336,000 $ 190,857 $ 75,000
McLeod, Minnesota 7 $ 915,000 $ 130,714 $ 87,000
Madison, Mississippi 7 $ 2,326,000 $ 332,285 $ 178,000
Lincoln, Missouri 7 $ 1,670,000 $ 238,571 $ 125,000
Merrimack, New Hampshire 7 $ 1,399,000 $ 199,857 $ 91,000
Atlantic, New Jersey 7 $ 1,686,000 $ 240,857 $ 202,000
Cape May, New Jersey 7 $ 1,429,000 $ 204,142 $ 155,000
Erie, New York 7 $ 1,772,000 $ 253,142 $ 165,000
Saratoga, New York 7 $ 1,686,000 $ 240,857 $ 123,000
Schenectady, New York 7 $ 1,880,000 $ 268,571 $ 134,000
Cuyahoga, Ohio 7 $ 1,935,000 $ 276,428 $ 157,000
Clackamas, Oregon 7 $ 2,524,000 $ 360,571 $ 120,000
Adams, Pennsylvania 7 $ 1,233,000 $ 176,142 $ 87,000
Monroe, Pennsylvania 7 $ 1,087,000 $ 155,285 $ 108,000
Beaufort, South Carolina 7 $ 2,069,000 $ 295,571 $ 159,000
Davidson, Tennessee 7 $ 1,704,000 $ 243,428 $ 89,000
Waller, Texas 7 $ 1,171,000 $ 167,285 $ 85,000
Fairfax City, Virginia 7 $ 3,417,000 $ 488,142 $ 196,000
Falls Church, Virginia 7 $ 3,096,000 $ 442,285 $ 181,000
Stafford, Virginia 7 $ 2,204,000 $ 314,857 $ 112,000
Clark, Washington 7 $ 1,863,000 $ 266,142 $ 89,000
Berkeley, West Virginia 7 $ 1,365,000 $ 195,000 $ 99,000
Sebastian, Arkansas 6 $ 970,000 $ 161,666 $ 85,000
Alachua, Florida 6 $ 825,000 $ 137,500 $ 81,000
Okaloosa, Florida 6 $ 1,369,000 $ 228,166 $ 103,000
Bartow, Georgia 6 $ 596,000 $ 99,333 $ 111,000
Columbia, Georgia 6 $ 1,640,000 $ 273,333 $ 133,000
Madison, Illinois 6 $ 1,385,000 $ 230,833 $ 150,000
Charles, Maryland 6 $ 2,228,000 $ 371,333 $ 147,000
Clay, Missouri 6 $ 1,356,000 $ 226,000 $ 84,000
Douglas, Nebraska 6 $ 1,987,000 $ 331,166 $ 187,000
Eddy, New Mexico 6 $ 1,077,000 $ 179,500 $ 112,000
Grant, New Mexico 6 $ 869,000 $ 144,833 $ 98,000
Monroe, New York 6 $ 1,153,000 $ 192,166 $ 125,000
Putnam, New York 6 $ 1,517,000 $ 252,833 $ 103,000
Cleveland, North Carolina 6 $ 1,271,000 $ 211,833 $ 106,000
Johnston, North Carolina 6 $ 1,152,000 $ 192,000 $ 100,000
Lucas, Ohio 6 $ 1,692,000 $ 282,000 $ 186,000
Montgomery, Ohio 6 $ 1,572,000 $ 262,000 $ 151,000
Canadian, Oklahoma 6 $ 1,155,000 $ 192,500 $ 118,000
Marion, Oregon 6 $ 1,508,000 $ 251,333 $ 104,000
Chambers, Texas 6 $ 893,000 $ 148,833 $ 73,000
Hunt, Texas 6 $ 1,097,000 $ 182,833 $ 100,000
Titus, Texas 6 $ 1,248,000 $ 208,000 $ 107,000
Utah, Utah 6 $ 1,876,000 $ 312,666 $ 122,000
Jefferson, Wisconsin 6 $ 1,192,000 $ 198,666 $ 73,000
Yavapai, Arizona 5 $ 906,000 $ 181,200 $ 70,000
Saline, Arkansas 5 $ 1,239,000 $ 247,800 $ 127,000
Placer, California 5 $ 1,850,000 $ 370,000 $ 86,000
Kent, Delaware 5 $ 1,017,000 $ 203,400 $ 75,000
Citrus, Florida 5 $ 557,000 $ 111,400 $ 53,000
Marion, Florida 5 $ 948,000 $ 189,600 $ 114,000
Monroe, Florida 5 $ 1,870,000 $ 374,000 $ 138,000
Walton, Florida 5 $ 1,204,000 $ 240,800 $ 165,000
Clayton, Georgia 5 $ 739,000 $ 147,800 $ 62,000
Bonneville, Idaho 5 $ 1,109,000 $ 221,800 $ 114,000
DeKalb, Illinois 5 $ 1,076,000 $ 215,200 $ 78,000
Tazewell, Illinois 5 $ 1,490,000 $ 298,000 $ 132,000
Scott, Iowa 5 $ 1,319,000 $ 263,800 $ 102,000
Boone, Kentucky 5 $ 1,111,000 $ 222,200 $ 83,000
Daviess, Kentucky 5 $ 1,080,000 $ 216,000 $ 99,000
Madison, Kentucky 5 $ 722,000 $ 144,400 $ 97,000
Sagadahoc, Maine 5 $ 954,000 $ 190,800 $ 78,000
Queen Anne's, Maryland 5 $ 1,626,000 $ 325,200 $ 135,000
Livingston, Michigan 5 $ 1,483,000 $ 296,600 $ 134,000
Franklin, Missouri 5 $ 1,219,000 $ 243,800 $ 106,000
Moore, North Carolina 5 $ 1,326,000 $ 265,200 $ 123,000
Orange, North Carolina 5 $ 1,887,000 $ 377,400 $ 182,000
Pitt, North Carolina 5 $ 1,301,000 $ 260,200 $ 129,000
Lake, Ohio 5 $ 982,000 $ 196,400 $ 121,000
Portage, Ohio 5 $ 1,707,000 $ 341,400 $ 212,000
Lane, Oregon 5 $ 1,458,000 $ 291,600 $ 167,000
Perry, Pennsylvania 5 $ 921,000 $ 184,200 $ 86,000
Sumter, South Carolina 5 $ 1,135,000 $ 227,000 $ 114,000
Bradley, Tennessee 5 $ 1,238,000 $ 247,600 $ 113,000
Jefferson, Texas 5 $ 850,000 $ 170,000 $ 111,000
Lubbock, Texas 5 $ 1,079,000 $ 215,800 $ 142,000
Nacogdoches, Texas 5 $ 997,000 $ 199,400 $ 96,000
Wood, Texas 5 $ 830,000 $ 166,000 $ 72,000
Weber, Utah 5 $ 1,399,000 $ 279,800 $ 103,000
Chittenden, Vermont 5 $ 1,954,000 $ 390,800 $ 172,000
Hanover, Virginia 5 $ 1,635,000 $ 327,000 $ 122,000
Manassas, Virginia 5 $ 1,602,000 $ 320,400 $ 96,000
Virginia Beach, Virginia 5 $ 1,828,000 $ 365,600 $ 124,000
Warren, Virginia 5 $ 1,473,000 $ 294,600 $ 92,000
Spokane, Washington 5 $ 1,153,000 $ 230,600 $ 106,000
Sheboygan, Wisconsin 5 $ 751,000 $ 150,200 $ 54,000
Walworth, Wisconsin 5 $ 845,000 $ 169,000 $ 133,000
Marshall, Alabama 4 $ 1,067,000 $ 266,750 $ 130,000
Santa Cruz, Arizona 4 $ 806,000 $ 201,500 $ 57,000
Pulaski, Arkansas 4 $ 911,000 $ 227,750 $ 117,000
Fresno, California 4 $ 1,229,000 $ 307,250 $ 172,000
Ventura, California 4 $ 2,556,000 $ 639,000 $ 170,000
Indian River, Florida 4 $ 507,000 $ 126,750 $ 107,000
Sumter, Florida 4 $ 516,000 $ 129,000 $ 107,000
Dawson, Georgia 4 $ 794,000 $ 198,500 $ 108,000
Jackson, Georgia 4 $ 815,000 $ 203,750 $ 253,000
Madison, Georgia 4 $ 816,000 $ 204,000 $ 68,000
Walton, Georgia 4 $ 946,000 $ 236,500 $ 76,000
Livingston, Illinois 4 $ 525,000 $ 131,250 $ 79,000
Peoria, Illinois 4 $ 1,043,000 $ 260,750 $ 129,000
McCracken, Kentucky 4 $ 803,000 $ 200,750 $ 97,000
Ascension, Louisiana 4 $ 1,098,000 $ 274,500 $ 141,000
Berrien, Michigan 4 $ 1,077,000 $ 269,250 $ 158,000
Ingham, Michigan 4 $ 1,732,000 $ 433,000 $ 220,000
Pine, Minnesota 4 $ 672,000 $ 168,000 $ 94,000
Lauderdale, Mississippi 4 $ 834,000 $ 208,500 $ 106,000
Cape Girardeau, Missouri 4 $ 484,000 $ 121,000 $ 101,000
Grafton, New Hampshire 4 $ 954,000 $ 238,500 $ 152,000
Bernalillo, New Mexico 4 $ 1,035,000 $ 258,750 $ 115,000
Lea, New Mexico 4 $ 953,000 $ 238,250 $ 109,000
Bronx, New York 4 $ 709,000 $ 177,250 $ 60,000
New York, New York 4 $ 1,207,000 $ 301,750 $ 118,000
Buncombe, North Carolina 4 $ 1,091,000 $ 272,750 $ 104,000
Forsyth, North Carolina 4 $ 803,000 $ 200,750 $ 123,000
Lee, North Carolina 4 $ 699,000 $ 174,750 $ 106,000
Rowan, North Carolina 4 $ 581,000 $ 145,250 $ 55,000
Geauga, Ohio 4 $ 1,523,000 $ 380,750 $ 230,000
Mahoning, Ohio 4 $ 721,000 $ 180,250 $ 95,000
Schuylkill, Pennsylvania 4 $ 612,000 $ 153,000 $ 85,000
Spartanburg, South Carolina 4 $ 797,000 $ 199,250 $ 115,000
Madison, Tennessee 4 $ 925,000 $ 231,250 $ 117,000
Montgomery, Tennessee 4 $ 950,000 $ 237,500 $ 131,000
Wilson, Tennessee 4 $ 962,000 $ 240,500 $ 108,000
Burnet, Texas 4 $ 1,348,000 $ 337,000 $ 100,000
Ector, Texas 4 $ 916,000 $ 229,000 $ 91,000
Hood, Texas 4 $ 850,000 $ 212,500 $ 77,000
Kendall, Texas 4 $ 1,377,000 $ 344,250 $ 129,000
Kerr, Texas 4 $ 751,000 $ 187,750 $ 75,000
Liberty, Texas 4 $ 747,000 $ 186,750 $ 103,000
Randall, Texas 4 $ 1,077,000 $ 269,250 $ 135,000
Walker, Texas 4 $ 509,000 $ 127,250 $ 54,000
Webb, Texas 4 $ 889,000 $ 222,250 $ 130,000
Chesapeake, Virginia 4 $ 1,054,000 $ 263,500 $ 111,000
Richmond City, Virginia 4 $ 1,348,000 $ 337,000 $ 107,000
Spotsylvania, Virginia 4 $ 1,003,000 $ 250,750 $ 105,000
Whatcom, Washington 4 $ 1,053,000 $ 263,250 $ 78,000
Brown, Wisconsin 4 $ 885,000 $ 221,250 $ 84,000
Dodge, Wisconsin 4 $ 511,000 $ 127,750 $ 82,000
Oneida, Wisconsin 4 $ 827,000 $ 206,750 $ 143,000
Rock, Wisconsin 4 $ 650,000 $ 162,500 $ 132,000
Limestone, Alabama 3 $ 1,255,000 $ 418,333 $ 150,000
Mobile, Alabama 3 $ 610,000 $ 203,333 $ 100,000
Monroe, Alabama 3 $ 592,000 $ 197,333 $ 103,000
La Paz, Arizona 3 $ 669,000 $ 223,000 $ 224,000
Kern, California 3 $ 543,000 $ 181,000 $ 101,000
Marin, California 3 $ 1,702,000 $ 567,333 $ 312,000
Santa Clara, California 3 $ 1,195,000 $ 398,333 $ 209,000
Solano, California 3 $ 1,289,000 $ 429,666 $ 110,000
Elbert, Colorado 3 $ 819,000 $ 273,000 $ 77,000
Flagler, Florida 3 $ 733,000 $ 244,333 $ 106,000
Glynn, Georgia 3 $ 837,000 $ 279,000 $ 133,000
Muscogee, Georgia 3 $ 415,000 $ 138,333 $ 66,000
Bannock, Idaho 3 $ 697,000 $ 232,333 $ 100,000
Grundy, Illinois 3 $ 573,000 $ 191,000 $ 65,000
Kankakee, Illinois 3 $ 420,000 $ 140,000 $ 54,000
St. Clair, Illinois 3 $ 713,000 $ 237,666 $ 117,000
Dearborn, Indiana 3 $ 462,000 $ 154,000 $ 73,000
Delaware, Indiana 3 $ 429,000 $ 143,000 $ 114,000
Hendricks, Indiana 3 $ 573,000 $ 191,000 $ 101,000
Jasper, Indiana 3 $ 518,000 $ 172,666 $ 70,000
Johnson, Indiana 3 $ 968,000 $ 322,666 $ 162,000
Marion, Indiana 3 $ 801,000 $ 267,000 $ 155,000
Vanderburgh, Indiana 3 $ 469,000 $ 156,333 $ 106,000
Muscatine, Iowa 3 $ 444,000 $ 148,000 $ 101,000
Franklin, Kentucky 3 $ 590,000 $ 196,666 $ 111,000
Caddo, Louisiana 3 $ 497,000 $ 165,666 $ 119,000
East Baton Rouge, Louisiana 3 $ 489,000 $ 163,000 $ 143,000
Lafayette, Louisiana 3 $ 612,000 $ 204,000 $ 82,000
Rapides, Louisiana 3 $ 642,000 $ 214,000 $ 82,000
St. Charles, Louisiana 3 $ 673,000 $ 224,333 $ 92,000
Caroline, Maryland 3 $ 777,000 $ 259,000 $ 125,000
St. Mary's, Maryland 3 $ 928,000 $ 309,333 $ 86,000
Franklin, Massachusetts 3 $ 880,000 $ 293,333 $ 148,000
Allegan, Michigan 3 $ 532,000 $ 177,333 $ 201,000
Isabella, Michigan 3 $ 659,000 $ 219,666 $ 118,000
Macomb, Michigan 3 $ 634,000 $ 211,333 $ 110,000
Cook, Minnesota 3 $ 566,000 $ 188,666 $ 94,000
Douglas, Minnesota 3 $ 395,000 $ 131,666 $ 100,000
Nicollet, Minnesota 3 $ 384,000 $ 128,000 $ 77,000
Sibley, Minnesota 3 $ 590,000 $ 196,666 $ 70,000
Steele, Minnesota 3 $ 449,000 $ 149,666 $ 52,000
Lee, Mississippi 3 $ 665,000 $ 221,666 $ 107,000
Onondaga, New York 3 $ 987,000 $ 329,000 $ 169,000
Orange, New York 3 $ 743,000 $ 247,666 $ 111,000
Catawba, North Carolina 3 $ 971,000 $ 323,666 $ 123,000
Cumberland, North Carolina 3 $ 437,000 $ 145,666 $ 78,000
Durham, North Carolina 3 $ 645,000 $ 215,000 $ 99,000
Henderson, North Carolina 3 $ 494,000 $ 164,666 $ 126,000
New Hanover, North Carolina 3 $ 754,000 $ 251,333 $ 157,000
McKenzie, North Dakota 3 $ 891,000 $ 297,000 $ 111,000
Allen, Ohio 3 $ 873,000 $ 291,000 $ 144,000
Licking, Ohio 3 $ 892,000 $ 297,333 $ 94,000
Lorain, Ohio 3 $ 996,000 $ 332,000 $ 100,000
Muskingum, Ohio 3 $ 569,000 $ 189,666 $ 106,000
Stark, Ohio 3 $ 682,000 $ 227,333 $ 129,000
Centre, Pennsylvania 3 $ 815,000 $ 271,666 $ 117,000
Fulton, Pennsylvania 3 $ 318,000 $ 106,000 $ 47,000
Lawrence, Pennsylvania 3 $ 357,000 $ 119,000 $ 65,000
Luzerne, Pennsylvania 3 $ 735,000 $ 245,000 $ 158,000
Mercer, Pennsylvania 3 $ 582,000 $ 194,000 $ 101,000
Tioga, Pennsylvania 3 $ 448,000 $ 149,333 $ 116,000
Wayne, Pennsylvania 3 $ 611,000 $ 203,666 $ 152,000
Washington, Rhode Island 3 $ 793,000 $ 264,333 $ 119,000
Anderson, South Carolina 3 $ 797,000 $ 265,666 $ 114,000
Florence, South Carolina 3 $ 486,000 $ 162,000 $ 94,000
Greenwood, South Carolina 3 $ 720,000 $ 240,000 $ 97,000
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Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 20,610 $5,193,996,000 $252,000 $2,240,000 $112,000 $6,900,000
Refinancing 3,515 $928,290,000 $264,000 $1,760,000 $129,000 $2,050,000
Home Improvement 124 $32,008,000 $258,000 $1,000,000 $110,000 $642,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,077 $4,315,465,000 $252,000 $2,240,000 $115,000 $2,000,000
Not Provided 3,530 $946,048,000 $268,000 $2,200,000 $121,000 $2,050,000
Hispanic 1,395 $316,152,000 $226,000 $1,402,000 $98,000 $577,000
Black or African American 1,092 $244,452,000 $223,000 $1,788,000 $101,000 $6,900,000
Asian 1,024 $299,496,000 $292,000 $1,400,000 $128,000 $996,000
American Indian or Alaskan Native 85 $20,174,000 $237,000 $661,000 $90,000 $272,000
Native Hawaiin or Other Pacific Islander 45 $12,381,000 $275,000 $639,000 $106,000 $203,000
Not applicable 1 $126,000 $126,000 $126,000 $101,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,618 $4,848,496,000 $260,000 $2,240,000 $124,000 $6,900,000
FHA-insured (Federal Housing Administration) 3,427 $692,555,000 $202,000 $643,000 $76,000 $625,000
VA-guaranteed (Veterans Administration) 2,051 $589,277,000 $287,000 $1,034,000 $97,000 $522,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 153 $23,966,000 $156,000 $383,000 $56,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,376 $4,626,958,000 $251,000 $1,575,000 $113,000 $2,000,000
Application Withdrawn By Applicant 3,185 $851,976,000 $267,000 $2,200,000 $126,000 $1,457,000
Application Denied By Financial Institution 2,189 $540,124,000 $246,000 $2,240,000 $107,000 $6,900,000
File Closed For Incompleteness 277 $72,984,000 $263,000 $1,286,000 $139,000 $2,050,000
Application Approved But Not Accepted 222 $62,252,000 $280,000 $1,012,000 $127,000 $420,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 633 $147,227,000 $232,000 $1,232,000 $117,000 $1,379,000
Debt-To-Income Ratio 545 $125,696,000 $230,000 $1,300,000 $70,000 $474,000
Credit Application Incomplete 426 $125,828,000 $295,000 $1,760,000 $150,000 $6,900,000
Credit History 212 $54,662,000 $257,000 $2,240,000 $114,000 $625,000
Other 134 $28,721,000 $214,000 $880,000 $106,000 $457,000
Insufficient Cash (Downpayment, Closing Cost) 106 $27,785,000 $262,000 $2,240,000 $104,000 $598,000
Employment History 88 $19,838,000 $225,000 $880,000 $63,000 $285,000
Unverifiable Information 45 $10,367,000 $230,000 $720,000 $94,000 $316,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PHH Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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