PHH Home Loans, LLC Mortgage Lending & HMDA Data, 2016
In 2016, PHH Home Loans, LLC of Mt Laurel, NJ reported 24,249 mortgage applications totaling $6.2 billion, down 5% from 2015. The average application was for $253,795, and applicants reported an average income of $114,453. 76% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,046), Chicago-Naperville-Arlington Heights, IL (1,667) and Newark, NJ-PA (1,229) (applications in parentheses).
| Mortgage Company & Address | PHH Home Loans, LLC 1 Mortgage Way 2nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 24,249 |
| Total Mortgage Loan Application Amount | $6,154,294,000 |
| Average Mortgage Loan Application Amount | $253,795 |
| Highest Mortgage Loan Application Amount | $2,240,000 |
| Average Applicant Income | $114,453 |
| Highest Applicant Income | $6,900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PHH Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,046 | $ 674,735,000 | $ 221,515 | $ 104,865 |
| Chicago-Naperville-Arlington Heights, IL | 1,667 | $ 436,856,000 | $ 262,061 | $ 119,000 |
| Newark, NJ-PA | 1,229 | $ 450,941,000 | $ 366,917 | $ 161,021 |
| Tampa-St. Petersburg-Clearwater, FL | 1,031 | $ 196,076,000 | $ 190,180 | $ 95,000 |
| New York-Jersey City-White Plains, NY-NJ | 884 | $ 276,111,000 | $ 312,342 | $ 134,825 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 664 | $ 277,335,000 | $ 417,673 | $ 145,816 |
| Houston-The Woodlands-Sugar Land, TX | 640 | $ 147,988,000 | $ 231,231 | $ 116,000 |
| Baltimore-Columbia-Towson, MD | 639 | $ 174,842,000 | $ 273,618 | $ 106,000 |
| Cambridge-Newton-Framingham, MA | 583 | $ 231,781,000 | $ 397,566 | $ 149,000 |
| Dallas-Plano-Irving, TX | 498 | $ 124,154,000 | $ 249,305 | $ 117,000 |
| Atlanta-Sandy Springs-Roswell, GA | 489 | $ 116,734,000 | $ 238,719 | $ 114,000 |
| Orlando-Kissimmee-Sanford, FL | 455 | $ 100,129,000 | $ 220,063 | $ 97,000 |
| Pittsburgh, PA | 452 | $ 74,042,000 | $ 163,809 | $ 83,000 |
| North Port-Sarasota-Bradenton, FL | 424 | $ 82,997,000 | $ 195,747 | $ 97,000 |
| Boston, MA | 417 | $ 157,338,000 | $ 377,309 | $ 148,000 |
| Philadelphia, PA | 394 | $ 94,684,000 | $ 240,314 | $ 115,000 |
| St. Louis, MO-IL | 370 | $ 67,569,000 | $ 182,618 | $ 89,240 |
| Hartford-West Hartford-East Hartford, CT | 360 | $ 66,251,000 | $ 184,030 | $ 91,000 |
| Phoenix-Mesa-Scottsdale, AZ | 333 | $ 81,302,000 | $ 244,150 | $ 104,000 |
| New Haven-Milford, CT | 319 | $ 66,862,000 | $ 209,598 | $ 93,000 |
| Bridgeport-Stamford-Norwalk, CT | 308 | $ 128,376,000 | $ 416,805 | $ 185,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 294 | $ 71,222,000 | $ 242,251 | $ 110,000 |
| Fort Worth-Arlington, TX | 287 | $ 62,816,000 | $ 218,871 | $ 111,000 |
| Austin-Round Rock, TX | 284 | $ 75,817,000 | $ 266,961 | $ 119,000 |
| Tucson, AZ | 261 | $ 54,809,000 | $ 209,996 | $ 103,000 |
| Cincinnati, OH-KY-IN | 246 | $ 47,195,000 | $ 191,849 | $ 91,914 |
| Nassau County-Suffolk County, NY | 242 | $ 74,325,000 | $ 307,128 | $ 121,000 |
| Rochester, MN | 239 | $ 31,962,000 | $ 133,732 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 235 | $ 46,115,000 | $ 196,234 | $ 102,000 |
| Charlotte-Concord-Gastonia, NC-SC | 234 | $ 53,723,000 | $ 229,585 | $ 98,350 |
| Montgomery County-Bucks County-Chester County, PA | 224 | $ 64,234,000 | $ 286,758 | $ 128,000 |
| Lake County-Kenosha County, IL-WI | 200 | $ 66,187,000 | $ 330,935 | $ 160,900 |
| Denver-Aurora-Lakewood, CO | 198 | $ 65,606,000 | $ 331,343 | $ 120,000 |
| Camden, NJ | 192 | $ 43,120,000 | $ 224,583 | $ 113,000 |
| Columbia, SC | 191 | $ 34,304,000 | $ 179,602 | $ 83,000 |
| Springfield, MA | 158 | $ 30,028,000 | $ 190,050 | $ 83,000 |
| Palm Bay-Melbourne-Titusville, FL | 152 | $ 17,749,000 | $ 116,769 | $ 59,000 |
| Harrisburg-Carlisle, PA | 147 | $ 29,944,000 | $ 203,700 | $ 93,000 |
| Lakeland-Winter Haven, FL | 136 | $ 17,192,000 | $ 126,411 | $ 63,000 |
| Worcester, MA-CT | 134 | $ 37,542,000 | $ 280,164 | $ 114,395 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 132 | $ 33,630,000 | $ 254,772 | $ 115,000 |
| Tyler, TX | 128 | $ 22,489,000 | $ 175,695 | $ 85,000 |
| Miami-Miami Beach-Kendall, FL | 126 | $ 34,110,000 | $ 270,714 | $ 121,000 |
| Silver Spring-Frederick-Rockville, MD | 123 | $ 49,096,000 | $ 399,154 | $ 125,000 |
| Elgin, IL | 119 | $ 25,948,000 | $ 218,050 | $ 105,000 |
| Norwich-New London, CT | 111 | $ 20,357,000 | $ 183,396 | $ 97,000 |
| York-Hanover, PA | 101 | $ 16,901,000 | $ 167,336 | $ 83,000 |
| Charleston-North Charleston, SC | 98 | $ 22,152,000 | $ 226,040 | $ 83,000 |
| San Antonio-New Braunfels, TX | 97 | $ 21,236,000 | $ 218,927 | $ 105,000 |
| Pensacola-Ferry Pass-Brent, FL | 92 | $ 16,289,000 | $ 177,054 | $ 80,000 |
| Salisbury, MD-DE | 92 | $ 19,122,000 | $ 207,847 | $ 147,673 |
| Trenton, NJ | 91 | $ 24,813,000 | $ 272,670 | $ 160,000 |
| Providence-Warwick, RI-MA | 90 | $ 22,902,000 | $ 254,466 | $ 100,566 |
| Seattle-Bellevue-Everett, WA | 89 | $ 42,099,000 | $ 473,022 | $ 155,000 |
| Gary, IN | 85 | $ 12,990,000 | $ 152,823 | $ 80,000 |
| Manchester-Nashua, NH | 83 | $ 19,661,000 | $ 236,879 | $ 108,000 |
| Naples-Immokalee-Marco Island, FL | 83 | $ 19,818,000 | $ 238,771 | $ 126,000 |
| Portland-South Portland, ME | 80 | $ 21,791,000 | $ 272,387 | $ 113,000 |
| Chambersburg-Waynesboro, PA | 68 | $ 10,526,000 | $ 154,794 | $ 61,000 |
| Lancaster, PA | 68 | $ 13,847,000 | $ 203,632 | $ 80,000 |
| Columbus, OH | 65 | $ 11,884,000 | $ 182,830 | $ 100,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 64 | $ 11,261,000 | $ 175,953 | $ 92,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 60 | $ 12,986,000 | $ 216,433 | $ 95,833 |
| Portland-Vancouver-Hillsboro, OR-WA | 58 | $ 20,710,000 | $ 357,068 | $ 125,931 |
| Rockingham County-Strafford County, NH | 55 | $ 14,537,000 | $ 264,309 | $ 136,000 |
| Port St. Lucie, FL | 50 | $ 9,039,000 | $ 180,780 | $ 81,000 |
| San Diego-Carlsbad, CA | 46 | $ 22,731,000 | $ 494,152 | $ 152,000 |
| Punta Gorda, FL | 43 | $ 6,755,000 | $ 157,093 | $ 93,000 |
| St. Cloud, MN | 43 | $ 5,965,000 | $ 138,720 | $ 58,000 |
| Anaheim-Santa Ana-Irvine, CA | 34 | $ 20,950,000 | $ 616,176 | $ 199,000 |
| Kansas City, MO-KS | 34 | $ 9,457,000 | $ 278,147 | $ 122,000 |
| Memphis, TN-MS-AR | 33 | $ 8,712,000 | $ 264,000 | $ 114,848 |
| Lake Havasu City-Kingman, AZ | 32 | $ 4,873,000 | $ 152,281 | $ 61,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 30 | $ 7,565,000 | $ 252,166 | $ 131,000 |
| Racine, WI | 30 | $ 4,489,000 | $ 149,633 | $ 94,000 |
| Tulsa, OK | 30 | $ 7,612,000 | $ 253,733 | $ 127,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 8,862,000 | $ 305,586 | $ 127,000 |
| Augusta-Richmond County, GA-SC | 28 | $ 5,921,000 | $ 211,464 | $ 110,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 6,087,000 | $ 217,392 | $ 174,000 |
| Jacksonville, FL | 28 | $ 6,294,000 | $ 224,785 | $ 131,000 |
| Los Angeles-Long Beach-Glendale, CA | 28 | $ 14,461,000 | $ 516,464 | $ 185,000 |
| Oklahoma City, OK | 28 | $ 6,637,000 | $ 237,035 | $ 121,000 |
| Raleigh, NC | 28 | $ 8,393,000 | $ 299,750 | $ 131,000 |
| College Station-Bryan, TX | 26 | $ 4,089,000 | $ 157,269 | $ 86,000 |
| Warren-Troy-Farmington Hills, MI | 26 | $ 6,779,000 | $ 260,730 | $ 139,000 |
| Greensboro-High Point, NC | 25 | $ 6,315,000 | $ 252,600 | $ 116,000 |
| Barnstable Town, MA | 24 | $ 8,429,000 | $ 351,208 | $ 253,000 |
| Birmingham-Hoover, AL | 24 | $ 5,652,000 | $ 235,500 | $ 107,000 |
| Louisville/Jefferson County, KY-IN | 24 | $ 6,287,000 | $ 261,958 | $ 127,000 |
| Lexington-Fayette, KY | 23 | $ 4,600,000 | $ 200,000 | $ 107,000 |
| Oakland-Hayward-Berkeley, CA | 23 | $ 13,814,000 | $ 600,608 | $ 180,000 |
| Wilmington, DE-MD-NJ | 22 | $ 4,868,000 | $ 221,272 | $ 104,590 |
| Cleveland-Elyria, OH | 21 | $ 5,987,000 | $ 285,095 | $ 152,000 |
| Indianapolis-Carmel-Anderson, IN | 21 | $ 6,008,000 | $ 286,095 | $ 129,000 |
| Richmond, VA | 21 | $ 6,652,000 | $ 316,761 | $ 125,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 6,043,000 | $ 287,761 | $ 107,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 21 | $ 6,557,000 | $ 312,238 | $ 110,000 |
| Fort Collins, CO | 20 | $ 5,383,000 | $ 269,150 | $ 97,000 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 5,528,000 | $ 276,400 | $ 141,000 |
| Huntsville, AL | 19 | $ 5,036,000 | $ 265,052 | $ 132,000 |
| Kalamazoo-Portage, MI | 18 | $ 4,782,000 | $ 265,666 | $ 152,000 |
| Reading, PA | 18 | $ 2,990,000 | $ 166,111 | $ 87,000 |
| Chattanooga, TN-GA | 17 | $ 4,235,000 | $ 249,117 | $ 129,764 |
| Greeley, CO | 17 | $ 4,904,000 | $ 288,470 | $ 92,000 |
| Panama City, FL | 17 | $ 3,249,000 | $ 191,117 | $ 85,000 |
| Toledo, OH | 17 | $ 5,019,000 | $ 295,235 | $ 209,000 |
| Albany-Schenectady-Troy, NY | 16 | $ 3,958,000 | $ 247,375 | $ 125,000 |
| Boise City, ID | 16 | $ 5,190,000 | $ 324,375 | $ 153,000 |
| Corpus Christi, TX | 16 | $ 3,004,000 | $ 187,750 | $ 87,000 |
| Modesto, CA | 16 | $ 5,018,000 | $ 313,625 | $ 133,000 |
| Longview, TX | 15 | $ 2,599,000 | $ 173,266 | $ 95,000 |
| Boulder, CO | 14 | $ 8,497,000 | $ 606,928 | $ 215,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 4,602,000 | $ 328,714 | $ 201,000 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 2,566,000 | $ 183,285 | $ 84,500 |
| Knoxville, TN | 14 | $ 3,358,000 | $ 239,857 | $ 135,000 |
| Ogden-Clearfield, UT | 14 | $ 4,410,000 | $ 315,000 | $ 115,000 |
| Akron, OH | 13 | $ 4,011,000 | $ 308,538 | $ 168,000 |
| Kennewick-Richland, WA | 13 | $ 3,243,000 | $ 249,461 | $ 124,000 |
| Killeen-Temple, TX | 13 | $ 1,560,000 | $ 120,000 | $ 64,000 |
| New Orleans-Metairie, LA | 13 | $ 3,084,000 | $ 237,230 | $ 122,000 |
| Wichita, KS | 13 | $ 3,553,000 | $ 273,307 | $ 172,000 |
| Colorado Springs, CO | 12 | $ 2,669,000 | $ 222,416 | $ 73,000 |
| Lebanon, PA | 12 | $ 2,433,000 | $ 202,750 | $ 89,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 2,532,000 | $ 211,000 | $ 108,000 |
| Michigan City-La Porte, IN | 12 | $ 1,675,000 | $ 139,583 | $ 156,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 3,444,000 | $ 287,000 | $ 113,000 |
| Waco, TX | 12 | $ 2,097,000 | $ 174,750 | $ 91,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 2,573,000 | $ 233,909 | $ 131,000 |
| Durham-Chapel Hill, NC | 11 | $ 3,882,000 | $ 352,909 | $ 162,000 |
| Lafayette-West Lafayette, IN | 11 | $ 2,438,000 | $ 221,636 | $ 98,000 |
| Madison, WI | 11 | $ 3,306,000 | $ 300,545 | $ 170,000 |
| Peoria, IL | 11 | $ 2,978,000 | $ 270,727 | $ 124,000 |
| Baton Rouge, LA | 10 | $ 2,132,000 | $ 213,200 | $ 133,000 |
| Tacoma-Lakewood, WA | 10 | $ 3,244,000 | $ 324,400 | $ 141,000 |
| Ann Arbor, MI | 9 | $ 2,697,000 | $ 299,666 | $ 124,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 9 | $ 2,124,000 | $ 236,000 | $ 170,000 |
| Dayton, OH | 9 | $ 2,132,000 | $ 236,888 | $ 132,000 |
| Jackson, MS | 9 | $ 2,728,000 | $ 303,111 | $ 166,000 |
| Midland, TX | 9 | $ 2,419,000 | $ 268,777 | $ 113,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 2,839,000 | $ 315,444 | $ 166,000 |
| Salt Lake City, UT | 9 | $ 2,752,000 | $ 305,777 | $ 111,000 |
| Asheville, NC | 8 | $ 1,812,000 | $ 226,500 | $ 108,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,469,000 | $ 183,625 | $ 122,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,172,000 | $ 271,500 | $ 117,000 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 1,663,000 | $ 207,875 | $ 105,000 |
| Fort Wayne, IN | 8 | $ 1,480,000 | $ 185,000 | $ 109,000 |
| Stockton-Lodi, CA | 8 | $ 2,861,000 | $ 357,625 | $ 141,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 1,686,000 | $ 240,857 | $ 202,000 |
| Battle Creek, MI | 7 | $ 1,451,000 | $ 207,285 | $ 125,000 |
| Dutchess County-Putnam County, NY | 7 | $ 1,765,000 | $ 252,142 | $ 102,000 |
| East Stroudsburg, PA | 7 | $ 1,087,000 | $ 155,285 | $ 108,000 |
| Gainesville, GA | 7 | $ 1,947,000 | $ 278,142 | $ 118,000 |
| Gettysburg, PA | 7 | $ 1,233,000 | $ 176,142 | $ 87,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,069,000 | $ 295,571 | $ 159,000 |
| Idaho Falls, ID | 7 | $ 1,535,000 | $ 219,285 | $ 105,000 |
| Ocean City, NJ | 7 | $ 1,429,000 | $ 204,142 | $ 155,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 1,303,000 | $ 186,142 | $ 97,571 |
| Albuquerque, NM | 6 | $ 1,641,000 | $ 273,500 | $ 114,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 1,539,000 | $ 256,500 | $ 99,666 |
| Fort Smith, AR-OK | 6 | $ 970,000 | $ 161,666 | $ 85,000 |
| Gainesville, FL | 6 | $ 825,000 | $ 137,500 | $ 81,000 |
| Lansing-East Lansing, MI | 6 | $ 2,174,000 | $ 362,333 | $ 194,000 |
| Provo-Orem, UT | 6 | $ 1,876,000 | $ 312,666 | $ 122,000 |
| Rochester, NY | 6 | $ 1,153,000 | $ 192,166 | $ 125,000 |
| Salem, OR | 6 | $ 1,508,000 | $ 251,333 | $ 104,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,393,000 | $ 232,166 | $ 103,000 |
| Winston-Salem, NC | 6 | $ 1,281,000 | $ 213,500 | $ 115,000 |
| Athens-Clarke County, GA | 5 | $ 1,226,000 | $ 245,200 | $ 88,000 |
| Burlington-South Burlington, VT | 5 | $ 1,954,000 | $ 390,800 | $ 172,000 |
| Cleveland, TN | 5 | $ 1,238,000 | $ 247,600 | $ 113,000 |
| Dover, DE | 5 | $ 1,017,000 | $ 203,400 | $ 75,000 |
| Eugene, OR | 5 | $ 1,458,000 | $ 291,600 | $ 167,000 |
| Evansville, IN-KY | 5 | $ 919,000 | $ 183,800 | $ 149,000 |
| Florence, SC | 5 | $ 766,000 | $ 153,200 | $ 91,000 |
| Greenville, NC | 5 | $ 1,301,000 | $ 260,200 | $ 129,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,253,000 | $ 250,600 | $ 103,000 |
| Homosassa Springs, FL | 5 | $ 557,000 | $ 111,400 | $ 53,000 |
| Jackson, TN | 5 | $ 1,055,000 | $ 211,000 | $ 109,000 |
| Lubbock, TX | 5 | $ 1,079,000 | $ 215,800 | $ 142,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 805,000 | $ 161,000 | $ 85,400 |
| Ocala, FL | 5 | $ 948,000 | $ 189,600 | $ 114,000 |
| Owensboro, KY | 5 | $ 1,080,000 | $ 216,000 | $ 99,000 |
| Prescott, AZ | 5 | $ 906,000 | $ 181,200 | $ 70,000 |
| Sheboygan, WI | 5 | $ 751,000 | $ 150,200 | $ 54,000 |
| Sumter, SC | 5 | $ 1,135,000 | $ 227,000 | $ 114,000 |
| Amarillo, TX | 4 | $ 1,077,000 | $ 269,250 | $ 135,000 |
| Bellingham, WA | 4 | $ 1,053,000 | $ 263,250 | $ 78,000 |
| Cape Girardeau, MO-IL | 4 | $ 484,000 | $ 121,000 | $ 101,000 |
| Clarksville, TN-KY | 4 | $ 950,000 | $ 237,500 | $ 131,000 |
| Duluth, MN-WI | 4 | $ 803,000 | $ 200,750 | $ 97,000 |
| Fresno, CA | 4 | $ 1,229,000 | $ 307,250 | $ 172,000 |
| Green Bay, WI | 4 | $ 885,000 | $ 221,250 | $ 84,000 |
| Janesville-Beloit, WI | 4 | $ 650,000 | $ 162,500 | $ 132,000 |
| Johnson City, TN | 4 | $ 526,000 | $ 131,500 | $ 112,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,018,000 | $ 254,500 | $ 116,000 |
| Laredo, TX | 4 | $ 889,000 | $ 222,250 | $ 130,000 |
| Lynchburg, VA | 4 | $ 783,000 | $ 195,750 | $ 104,000 |
| Mankato-North Mankato, MN | 4 | $ 567,000 | $ 141,750 | $ 82,000 |
| Niles-Benton Harbor, MI | 4 | $ 1,077,000 | $ 269,250 | $ 158,000 |
| Odessa, TX | 4 | $ 916,000 | $ 229,000 | $ 91,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,556,000 | $ 639,000 | $ 170,000 |
| Roanoke, VA | 4 | $ 759,000 | $ 189,750 | $ 114,000 |
| Rockford, IL | 4 | $ 563,000 | $ 140,750 | $ 70,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 870,000 | $ 217,500 | $ 139,000 |
| Sebastian-Vero Beach, FL | 4 | $ 507,000 | $ 126,750 | $ 107,000 |
| Shreveport-Bossier City, LA | 4 | $ 754,000 | $ 188,500 | $ 125,000 |
| Spartanburg, SC | 4 | $ 797,000 | $ 199,250 | $ 115,000 |
| Syracuse, NY | 4 | $ 1,104,000 | $ 276,000 | $ 168,000 |
| The Villages, FL | 4 | $ 516,000 | $ 129,000 | $ 107,000 |
| Wilmington, NC | 4 | $ 1,077,000 | $ 269,250 | $ 143,000 |
| Winchester, VA-WV | 4 | $ 1,124,000 | $ 281,000 | $ 105,000 |
| Alexandria, LA | 3 | $ 642,000 | $ 214,000 | $ 82,000 |
| Bakersfield, CA | 3 | $ 543,000 | $ 181,000 | $ 101,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 731,000 | $ 243,666 | $ 112,000 |
| Bremerton-Silverdale, WA | 3 | $ 949,000 | $ 316,333 | $ 106,000 |
| Brunswick, GA | 3 | $ 837,000 | $ 279,000 | $ 133,000 |
| California-Lexington Park, MD | 3 | $ 928,000 | $ 309,333 | $ 86,000 |
| Canton-Massillon, OH | 3 | $ 682,000 | $ 227,333 | $ 129,000 |
| Columbus, GA-AL | 3 | $ 415,000 | $ 138,333 | $ 66,000 |
| Fayetteville, NC | 3 | $ 437,000 | $ 145,666 | $ 78,000 |
| Harrisonburg, VA | 3 | $ 900,000 | $ 300,000 | $ 129,000 |
| Kankakee, IL | 3 | $ 420,000 | $ 140,000 | $ 54,000 |
| Lafayette, LA | 3 | $ 612,000 | $ 204,000 | $ 82,000 |
| Lima, OH | 3 | $ 873,000 | $ 291,000 | $ 144,000 |
| Macon, GA | 3 | $ 583,000 | $ 194,333 | $ 110,000 |
| Manhattan, KS | 3 | $ 554,000 | $ 184,666 | $ 99,000 |
| Mobile, AL | 3 | $ 610,000 | $ 203,333 | $ 100,000 |
| Montgomery, AL | 3 | $ 534,000 | $ 178,000 | $ 94,000 |
| Muncie, IN | 3 | $ 429,000 | $ 143,000 | $ 114,000 |
| Pocatello, ID | 3 | $ 697,000 | $ 232,333 | $ 100,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,195,000 | $ 398,333 | $ 209,000 |
| San Rafael, CA | 3 | $ 1,702,000 | $ 567,333 | $ 312,000 |
| Sherman-Denison, TX | 3 | $ 535,000 | $ 178,333 | $ 92,000 |
| State College, PA | 3 | $ 815,000 | $ 271,666 | $ 117,000 |
| Terre Haute, IN | 3 | $ 415,000 | $ 138,333 | $ 117,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,289,000 | $ 429,666 | $ 110,000 |
| Victoria, TX | 3 | $ 720,000 | $ 240,000 | $ 102,000 |
| Appleton, WI | 2 | $ 376,000 | $ 188,000 | $ 128,000 |
| Auburn-Opelika, AL | 2 | $ 398,000 | $ 199,000 | $ 107,000 |
| Billings, MT | 2 | $ 695,000 | $ 347,500 | $ 130,000 |
| Bowling Green, KY | 2 | $ 332,000 | $ 166,000 | $ 106,000 |
| Brownsville-Harlingen, TX | 2 | $ 261,000 | $ 130,500 | $ 110,000 |
| Champaign-Urbana, IL | 2 | $ 552,000 | $ 276,000 | $ 150,000 |
| Charlottesville, VA | 2 | $ 531,000 | $ 265,500 | $ 113,000 |
| Columbia, MO | 2 | $ 357,000 | $ 178,500 | $ 116,000 |
| Corvallis, OR | 2 | $ 266,000 | $ 133,000 | $ 86,000 |
| Des Moines-West Des Moines, IA | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| El Paso, TX | 2 | $ 263,000 | $ 131,500 | $ 114,000 |
| Erie, PA | 2 | $ 168,000 | $ 84,000 | $ 81,000 |
| Fargo, ND-MN | 2 | $ 366,000 | $ 183,000 | $ 65,500 |
| Flint, MI | 2 | $ 198,000 | $ 99,000 | $ 95,000 |
| Florence-Muscle Shoals, AL | 2 | $ 332,000 | $ 166,000 | $ 91,000 |
| Gadsden, AL | 2 | $ 385,000 | $ 192,500 | $ 122,000 |
| Grand Forks, ND-MN | 2 | $ 565,000 | $ 282,500 | $ 99,000 |
| Grand Island, NE | 2 | $ 361,000 | $ 180,500 | $ 87,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 692,000 | $ 346,000 | $ 105,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 406,000 | $ 203,000 | $ 70,000 |
| Joplin, MO | 2 | $ 385,000 | $ 192,500 | $ 85,000 |
| Lake Charles, LA | 2 | $ 351,000 | $ 175,500 | $ 84,000 |
| Lewiston-Auburn, ME | 2 | $ 214,000 | $ 107,000 | $ 40,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 440,000 | $ 220,000 | $ 241,000 |
| Medford, OR | 2 | $ 629,000 | $ 314,500 | $ 94,000 |
| Midland, MI | 2 | $ 376,000 | $ 188,000 | $ 119,000 |
| Missoula, MT | 2 | $ 531,000 | $ 265,500 | $ 86,000 |
| Monroe, MI | 2 | $ 509,000 | $ 254,500 | $ 140,000 |
| Salinas, CA | 2 | $ 764,000 | $ 382,000 | $ 93,000 |
| San Angelo, TX | 2 | $ 385,000 | $ 192,500 | $ 61,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 907,000 | $ 453,500 | $ 170,000 |
| Santa Rosa, CA | 2 | $ 779,000 | $ 389,500 | $ 163,000 |
| Springfield, MO | 2 | $ 403,000 | $ 201,500 | $ 95,000 |
| St. Joseph, MO-KS | 2 | $ 455,000 | $ 227,500 | $ 93,000 |
| Staunton-Waynesboro, VA | 2 | $ 277,000 | $ 138,500 | $ 75,000 |
| Topeka, KS | 2 | $ 428,000 | $ 214,000 | $ 129,000 |
| Tuscaloosa, AL | 2 | $ 452,000 | $ 226,000 | $ 150,000 |
| Watertown-Fort Drum, NY | 2 | $ 542,000 | $ 271,000 | $ 98,000 |
| Wausau, WI | 2 | $ 372,000 | $ 186,000 | $ 113,000 |
| Albany, GA | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Albany, OR | 1 | $ 313,000 | $ 313,000 | $ 103,000 |
| Ames, IA | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Anchorage, AK | 1 | $ 311,000 | $ 311,000 | $ 133,000 |
| Bay City, MI | 1 | $ 239,000 | $ 239,000 | $ 130,000 |
| Bend-Redmond, OR | 1 | $ 384,000 | $ 384,000 | $ 160,000 |
| Bloomington, IL | 1 | $ 150,000 | $ 150,000 | $ 121,000 |
| Bloomington, IN | 1 | $ 407,000 | $ 407,000 | $ 65,000 |
| Casper, WY | 1 | $ 279,000 | $ 279,000 | $ 88,000 |
| Cheyenne, WY | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Cumberland, MD-WV | 1 | $ 164,000 | $ 164,000 | $ 118,000 |
| Dothan, AL | 1 | $ 222,000 | $ 222,000 | $ 147,000 |
| Dubuque, IA | 1 | $ 221,000 | $ 221,000 | $ 84,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 212,000 | $ 212,000 | $ 158,000 |
| Farmington, NM | 1 | $ 401,000 | $ 401,000 | $ 112,000 |
| Flagstaff, AZ | 1 | $ 108,000 | $ 108,000 | $ 154,000 |
| Fond Du Lac, WI | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Glens Falls, NY | 1 | $ 238,000 | $ 238,000 | $ 115,000 |
| Grand Junction, CO | 1 | $ 371,000 | $ 371,000 | $ 196,000 |
| Grants Pass, OR | 1 | $ 384,000 | $ 384,000 | $ 139,000 |
| Great Falls, MT | 1 | $ 266,000 | $ 266,000 | $ 100,000 |
| Hattiesburg, MS | 1 | $ 171,000 | $ 171,000 | $ 85,000 |
| Iowa City, IA | 1 | $ 350,000 | $ 350,000 | $ 125,000 |
| Ithaca, NY | 1 | $ 226,000 | $ 226,000 | $ 120,000 |
| Jackson, MI | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Jacksonville, NC | 1 | $ 162,000 | $ 162,000 | $ 160,000 |
| Jonesboro, AR | 1 | $ 276,000 | $ 276,000 | $ 120,000 |
| Kingston, NY | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
| Las Cruces, NM | 1 | $ 74,000 | $ 74,000 | $ 78,000 |
| Lawrence, KS | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Lincoln, NE | 1 | $ 136,000 | $ 136,000 | $ 102,000 |
| Mansfield, OH | 1 | $ 228,000 | $ 228,000 | $ 116,000 |
| Morgantown, WV | 1 | $ 282,000 | $ 282,000 | $ 51,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Napa, CA | 1 | $ 699,000 | $ 699,000 | $ 270,000 |
| New Bern, NC | 1 | $ 173,000 | $ 173,000 | $ 77,000 |
| Olympia-Tumwater, WA | 1 | $ 283,000 | $ 283,000 | $ 88,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 620,000 | $ 620,000 | $ 160,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 692,000 | $ 692,000 | $ 250,000 |
| Santa Fe, NM | 1 | $ 340,000 | $ 340,000 | $ 165,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 410,000 | $ 410,000 | $ 92,000 |
| Sioux Falls, SD | 1 | $ 201,000 | $ 201,000 | $ 85,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 216,000 | $ 216,000 | $ 85,000 |
| Springfield, IL | 1 | $ 176,000 | $ 176,000 | $ 87,000 |
| Texarkana, TX-AR | 1 | $ 270,000 | $ 270,000 | $ 76,000 |
| Vineland-Bridgeton, NJ | 1 | $ 220,000 | $ 220,000 | $ 56,000 |
| Warner Robins, GA | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 93,000 | $ 93,000 | $ 99,000 |
| Wichita Falls, TX | 1 | $ 41,000 | $ 41,000 | $ 41,000 |
| Yuba City, CA | 1 | $ 263,000 | $ 263,000 | $ 56,000 |
| Yuma, AZ | 1 | $ 463,000 | $ 463,000 | $ 188,000 |
Mortgage Loan Application Detail Totals for PHH Home Loans, LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,610 | $5,193,996,000 | $252,000 | $2,240,000 | $112,000 | $6,900,000 |
| Refinancing | 3,515 | $928,290,000 | $264,000 | $1,760,000 | $129,000 | $2,050,000 |
| Home Improvement | 124 | $32,008,000 | $258,000 | $1,000,000 | $110,000 | $642,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,077 | $4,315,465,000 | $252,000 | $2,240,000 | $115,000 | $2,000,000 |
| Not Provided | 3,530 | $946,048,000 | $268,000 | $2,200,000 | $121,000 | $2,050,000 |
| Hispanic | 1,395 | $316,152,000 | $226,000 | $1,402,000 | $98,000 | $577,000 |
| Black or African American | 1,092 | $244,452,000 | $223,000 | $1,788,000 | $101,000 | $6,900,000 |
| Asian | 1,024 | $299,496,000 | $292,000 | $1,400,000 | $128,000 | $996,000 |
| American Indian or Alaskan Native | 85 | $20,174,000 | $237,000 | $661,000 | $90,000 | $272,000 |
| Native Hawaiin or Other Pacific Islander | 45 | $12,381,000 | $275,000 | $639,000 | $106,000 | $203,000 |
| Not applicable | 1 | $126,000 | $126,000 | $126,000 | $101,000 | $101,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,618 | $4,848,496,000 | $260,000 | $2,240,000 | $124,000 | $6,900,000 |
| FHA-insured (Federal Housing Administration) | 3,427 | $692,555,000 | $202,000 | $643,000 | $76,000 | $625,000 |
| VA-guaranteed (Veterans Administration) | 2,051 | $589,277,000 | $287,000 | $1,034,000 | $97,000 | $522,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 153 | $23,966,000 | $156,000 | $383,000 | $56,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,376 | $4,626,958,000 | $251,000 | $1,575,000 | $113,000 | $2,000,000 |
| Application Withdrawn By Applicant | 3,185 | $851,976,000 | $267,000 | $2,200,000 | $126,000 | $1,457,000 |
| Application Denied By Financial Institution | 2,189 | $540,124,000 | $246,000 | $2,240,000 | $107,000 | $6,900,000 |
| File Closed For Incompleteness | 277 | $72,984,000 | $263,000 | $1,286,000 | $139,000 | $2,050,000 |
| Application Approved But Not Accepted | 222 | $62,252,000 | $280,000 | $1,012,000 | $127,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 633 | $147,227,000 | $232,000 | $1,232,000 | $117,000 | $1,379,000 |
| Debt-To-Income Ratio | 545 | $125,696,000 | $230,000 | $1,300,000 | $70,000 | $474,000 |
| Credit Application Incomplete | 426 | $125,828,000 | $295,000 | $1,760,000 | $150,000 | $6,900,000 |
| Credit History | 212 | $54,662,000 | $257,000 | $2,240,000 | $114,000 | $625,000 |
| Other | 134 | $28,721,000 | $214,000 | $880,000 | $106,000 | $457,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 106 | $27,785,000 | $262,000 | $2,240,000 | $104,000 | $598,000 |
| Employment History | 88 | $19,838,000 | $225,000 | $880,000 | $63,000 | $285,000 |
| Unverifiable Information | 45 | $10,367,000 | $230,000 | $720,000 | $94,000 | $316,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PHH Home Loans, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PHH Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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