Platinum Capital Group Mortgage Lending & HMDA Data, 2005
In 2005, Platinum Capital Group of Irvine, CA reported 5,813 mortgage applications totaling $1.6 billion, down 10% from 2004. The average application was for $269,383, and applicants reported an average income of $114,821. 57% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,145), Riverside-San Bernardino-Ontario, CA (437) and Chicago-Naperville-Joliet, IL (295) (applications in parentheses).
| Mortgage Company & Address | Platinum Capital Group 17101 Armstrong Ave. Suite 200 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,813 |
| Total Mortgage Loan Application Amount | $1,565,927,000 |
| Average Mortgage Loan Application Amount | $269,383 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $114,821 |
| Highest Applicant Income | $5,197,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Platinum Capital Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,145 | $ 517,581,000 | $ 452,035 | $ 157,000 |
| Riverside, California | 257 | $ 67,692,000 | $ 263,392 | $ 124,000 |
| Orange, California | 256 | $ 92,794,000 | $ 362,476 | $ 137,000 |
| Cook, Illinois | 230 | $ 42,634,000 | $ 185,365 | $ 61,000 |
| San Bernardino, California | 180 | $ 38,514,000 | $ 213,966 | $ 101,000 |
| Miami-Dade, Florida | 103 | $ 24,408,000 | $ 236,970 | $ 139,000 |
| Wayne, Michigan | 103 | $ 8,197,000 | $ 79,582 | $ 61,000 |
| Philadelphia, Pennsylvania | 83 | $ 7,676,000 | $ 92,481 | $ 85,000 |
| San Diego, California | 73 | $ 31,622,000 | $ 433,178 | $ 206,000 |
| San Joaquin, California | 61 | $ 14,797,000 | $ 242,573 | $ 95,000 |
| Prince William, Virginia | 55 | $ 14,573,000 | $ 264,963 | $ 113,000 |
| District of Columbia, District Of Columbia | 49 | $ 11,850,000 | $ 241,836 | $ 120,000 |
| Fairfax, Virginia | 48 | $ 12,481,000 | $ 260,020 | $ 97,000 |
| Alameda, California | 47 | $ 14,648,000 | $ 311,659 | $ 113,000 |
| Broward, Florida | 47 | $ 10,024,000 | $ 213,276 | $ 83,000 |
| Sacramento, California | 44 | $ 10,645,000 | $ 241,931 | $ 113,000 |
| Prince George's, Maryland | 44 | $ 9,187,000 | $ 208,795 | $ 96,000 |
| Hennepin, Minnesota | 44 | $ 5,906,000 | $ 134,227 | $ 54,000 |
| Franklin, Ohio | 37 | $ 4,623,000 | $ 124,945 | $ 89,000 |
| Fulton, Georgia | 36 | $ 4,701,000 | $ 130,583 | $ 74,000 |
| Orange, Florida | 33 | $ 6,651,000 | $ 201,545 | $ 112,000 |
| Kern, California | 32 | $ 5,227,000 | $ 163,343 | $ 122,000 |
| Maricopa, Arizona | 30 | $ 6,228,000 | $ 207,600 | $ 87,000 |
| Palm Beach, Florida | 30 | $ 5,627,000 | $ 187,566 | $ 126,000 |
| Contra Costa, California | 29 | $ 9,209,000 | $ 317,551 | $ 116,000 |
| Stanislaus, California | 26 | $ 6,805,000 | $ 261,730 | $ 91,000 |
| Ventura, California | 24 | $ 12,894,000 | $ 537,250 | $ 186,000 |
| Pinellas, Florida | 23 | $ 4,570,000 | $ 198,695 | $ 67,000 |
| Fresno, California | 22 | $ 4,617,000 | $ 209,863 | $ 80,000 |
| Allegheny, Pennsylvania | 22 | $ 3,767,000 | $ 171,227 | $ 89,000 |
| Santa Clara, California | 20 | $ 6,729,000 | $ 336,450 | $ 171,000 |
| Solano, California | 20 | $ 5,543,000 | $ 277,150 | $ 125,000 |
| Duval, Florida | 20 | $ 2,568,000 | $ 128,400 | $ 101,000 |
| Kane, Illinois | 20 | $ 2,510,000 | $ 125,500 | $ 54,000 |
| DuPage, Illinois | 19 | $ 3,717,000 | $ 195,631 | $ 78,000 |
| Will, Illinois | 19 | $ 3,986,000 | $ 209,789 | $ 59,000 |
| Montgomery, Maryland | 19 | $ 4,524,000 | $ 238,105 | $ 96,000 |
| Loudoun, Virginia | 19 | $ 5,634,000 | $ 296,526 | $ 84,000 |
| Tulare, California | 18 | $ 2,725,000 | $ 151,388 | $ 81,000 |
| King, Washington | 17 | $ 4,870,000 | $ 286,470 | $ 102,000 |
| Cuyahoga, Ohio | 15 | $ 2,001,000 | $ 133,400 | $ 97,000 |
| Lee, Florida | 14 | $ 3,090,000 | $ 220,714 | $ 107,000 |
| DeKalb, Georgia | 14 | $ 1,859,000 | $ 132,785 | $ 183,000 |
| Hillsborough, Florida | 13 | $ 1,263,000 | $ 97,153 | $ 67,000 |
| San Mateo, California | 12 | $ 5,932,000 | $ 494,333 | $ 132,000 |
| New Haven, Connecticut | 12 | $ 2,330,000 | $ 194,166 | $ 81,000 |
| Cobb, Georgia | 12 | $ 3,456,000 | $ 288,000 | $ 156,000 |
| Lake, Illinois | 12 | $ 1,844,000 | $ 153,666 | $ 66,000 |
| Merced, California | 11 | $ 2,467,000 | $ 224,272 | $ 119,000 |
| Lake, Florida | 11 | $ 1,926,000 | $ 175,090 | $ 165,000 |
| Pasco, Florida | 11 | $ 2,658,000 | $ 241,636 | $ 626,000 |
| Volusia, Florida | 11 | $ 1,549,000 | $ 140,818 | $ 75,000 |
| Hamilton, Ohio | 11 | $ 1,050,000 | $ 95,454 | $ 42,000 |
| Montgomery, Pennsylvania | 11 | $ 2,187,000 | $ 198,818 | $ 114,000 |
| Gwinnett, Georgia | 10 | $ 2,310,000 | $ 231,000 | $ 98,000 |
| Oakland, Michigan | 10 | $ 1,926,000 | $ 192,600 | $ 79,000 |
| Anoka, Minnesota | 10 | $ 1,767,000 | $ 176,700 | $ 92,000 |
| San Luis Obispo, California | 9 | $ 3,148,000 | $ 349,777 | $ 173,000 |
| Osceola, Florida | 9 | $ 1,123,000 | $ 124,777 | $ 96,000 |
| Clark, Nevada | 9 | $ 3,226,000 | $ 358,444 | $ 287,000 |
| Grant, Washington | 9 | $ 400,000 | $ 44,444 | $ 134,000 |
| Snohomish, Washington | 9 | $ 1,823,000 | $ 202,555 | $ 78,000 |
| San Francisco, California | 8 | $ 4,636,000 | $ 579,500 | $ 287,000 |
| Sonoma, California | 8 | $ 4,736,000 | $ 592,000 | $ 232,000 |
| Baltimore, Maryland | 8 | $ 1,048,000 | $ 131,000 | $ 74,000 |
| Butler, Ohio | 8 | $ 612,000 | $ 76,500 | $ 47,000 |
| Greenville, South Carolina | 8 | $ 563,000 | $ 70,375 | $ 92,000 |
| Spotsylvania, Virginia | 8 | $ 1,647,000 | $ 205,875 | $ 156,000 |
| El Dorado, California | 7 | $ 2,445,000 | $ 349,285 | $ 459,000 |
| Gunnison, Colorado | 7 | $ 875,000 | $ 125,000 | $ 43,000 |
| Hartford, Connecticut | 7 | $ 1,201,000 | $ 171,571 | $ 103,000 |
| Calvert, Maryland | 7 | $ 1,146,000 | $ 163,714 | $ 77,000 |
| Charles, Maryland | 7 | $ 2,025,000 | $ 289,285 | $ 108,000 |
| Washington, Minnesota | 7 | $ 892,000 | $ 127,428 | $ 42,000 |
| Mecklenburg, North Carolina | 7 | $ 1,438,000 | $ 205,428 | $ 60,000 |
| Delaware, Ohio | 7 | $ 1,151,000 | $ 164,428 | $ 85,000 |
| York, South Carolina | 7 | $ 736,000 | $ 105,142 | $ 103,000 |
| Alexandria, Virginia | 7 | $ 1,128,000 | $ 161,142 | $ 64,000 |
| Fauquier, Virginia | 7 | $ 1,366,000 | $ 195,142 | $ 114,000 |
| Shasta, California | 6 | $ 1,175,000 | $ 195,833 | $ 79,000 |
| New Castle, Delaware | 6 | $ 1,014,000 | $ 169,000 | $ 99,000 |
| Alachua, Florida | 6 | $ 541,000 | $ 90,166 | $ 122,000 |
| Brevard, Florida | 6 | $ 2,152,000 | $ 358,666 | $ 177,000 |
| Citrus, Florida | 6 | $ 599,000 | $ 99,833 | $ 65,000 |
| Sarasota, Florida | 6 | $ 1,759,000 | $ 293,166 | $ 215,000 |
| St. Lucie, Florida | 6 | $ 761,000 | $ 126,833 | $ 58,000 |
| Anne Arundel, Maryland | 6 | $ 1,466,000 | $ 244,333 | $ 65,000 |
| Ingham, Michigan | 6 | $ 806,000 | $ 134,333 | $ 63,000 |
| Dakota, Minnesota | 6 | $ 836,000 | $ 139,333 | $ 69,000 |
| St. Louis, Missouri | 6 | $ 967,000 | $ 161,166 | $ 81,000 |
| Montgomery, Ohio | 6 | $ 714,000 | $ 119,000 | $ 60,000 |
| Bucks, Pennsylvania | 6 | $ 1,214,000 | $ 202,333 | $ 114,000 |
| Providence, Rhode Island | 6 | $ 1,329,000 | $ 221,500 | $ 94,000 |
| Arlington, Virginia | 6 | $ 1,253,000 | $ 208,833 | $ 111,000 |
| Santa Barbara, California | 5 | $ 1,512,000 | $ 302,400 | $ 109,000 |
| El Paso, Colorado | 5 | $ 1,121,000 | $ 224,200 | $ 72,000 |
| Marion, Florida | 5 | $ 615,000 | $ 123,000 | $ 83,000 |
| McHenry, Illinois | 5 | $ 594,000 | $ 118,800 | $ 71,000 |
| Baltimore City, Maryland | 5 | $ 341,000 | $ 68,200 | $ 93,000 |
| Wake, North Carolina | 5 | $ 1,304,000 | $ 260,800 | $ 117,000 |
| Clermont, Ohio | 5 | $ 359,000 | $ 71,800 | $ 40,000 |
| Delaware, Pennsylvania | 5 | $ 725,000 | $ 145,000 | $ 94,000 |
| Washington, Pennsylvania | 5 | $ 611,000 | $ 122,200 | $ 94,000 |
| Henrico, Virginia | 5 | $ 616,000 | $ 123,200 | $ 112,000 |
| Calhoun, Alabama | 4 | $ 355,000 | $ 88,750 | $ 30,000 |
| Pima, Arizona | 4 | $ 886,000 | $ 221,500 | $ 60,000 |
| Glenn, California | 4 | $ 684,000 | $ 171,000 | $ 77,000 |
| Monterey, California | 4 | $ 1,297,000 | $ 324,250 | $ 133,000 |
| Routt, Colorado | 4 | $ 315,000 | $ 78,750 | $ 51,000 |
| Martin, Florida | 4 | $ 499,000 | $ 124,750 | $ 60,000 |
| Douglas, Georgia | 4 | $ 649,000 | $ 162,250 | $ 61,000 |
| Newton, Georgia | 4 | $ 339,000 | $ 84,750 | $ 70,000 |
| Kootenai, Idaho | 4 | $ 1,252,000 | $ 313,000 | $ 88,000 |
| St. Mary's, Maryland | 4 | $ 738,000 | $ 184,500 | $ 80,000 |
| Emmet, Michigan | 4 | $ 384,000 | $ 96,000 | $ 98,000 |
| Livingston, Michigan | 4 | $ 613,000 | $ 153,250 | $ 71,000 |
| Monroe, Michigan | 4 | $ 537,000 | $ 134,250 | $ 43,000 |
| Ramsey, Minnesota | 4 | $ 537,000 | $ 134,250 | $ 40,000 |
| Onslow, North Carolina | 4 | $ 786,000 | $ 196,500 | $ 69,000 |
| Oklahoma, Oklahoma | 4 | $ 306,000 | $ 76,500 | $ 66,000 |
| Tulsa, Oklahoma | 4 | $ 737,000 | $ 184,250 | $ 84,000 |
| Lane, Oregon | 4 | $ 545,000 | $ 136,250 | $ 72,000 |
| Beaver, Pennsylvania | 4 | $ 368,000 | $ 92,000 | $ 50,000 |
| Kent, Rhode Island | 4 | $ 876,000 | $ 219,000 | $ 32,000 |
| Dorchester, South Carolina | 4 | $ 405,000 | $ 101,250 | $ 0 |
| Chesapeake, Virginia | 4 | $ 1,024,000 | $ 256,000 | $ 128,000 |
| Chesterfield, Virginia | 4 | $ 676,000 | $ 169,000 | $ 83,000 |
| Stafford, Virginia | 4 | $ 874,000 | $ 218,500 | $ 89,000 |
| Suffolk, Virginia | 4 | $ 1,017,000 | $ 254,250 | $ 48,000 |
| Clark, Washington | 4 | $ 595,000 | $ 148,750 | $ 69,000 |
| Dane, Wisconsin | 4 | $ 595,000 | $ 148,750 | $ 102,000 |
| Waukesha, Wisconsin | 4 | $ 834,000 | $ 208,500 | $ 82,000 |
| Mobile, Alabama | 3 | $ 159,000 | $ 53,000 | $ 68,000 |
| Madera, California | 3 | $ 634,000 | $ 211,333 | $ 99,000 |
| Marin, California | 3 | $ 1,751,000 | $ 583,666 | $ 223,000 |
| Mono, California | 3 | $ 985,000 | $ 328,333 | $ 316,000 |
| Placer, California | 3 | $ 960,000 | $ 320,000 | $ 99,000 |
| Yolo, California | 3 | $ 598,000 | $ 199,333 | $ 151,000 |
| Douglas, Colorado | 3 | $ 877,000 | $ 292,333 | $ 128,000 |
| Charlotte, Florida | 3 | $ 806,000 | $ 268,666 | $ 117,000 |
| Escambia, Florida | 3 | $ 257,000 | $ 85,666 | $ 42,000 |
| Hernando, Florida | 3 | $ 321,000 | $ 107,000 | $ 67,000 |
| Polk, Florida | 3 | $ 349,000 | $ 116,333 | $ 137,000 |
| Honolulu, Hawaii | 3 | $ 752,000 | $ 250,666 | $ 122,000 |
| Ada, Idaho | 3 | $ 373,000 | $ 124,333 | $ 57,000 |
| Rock Island, Illinois | 3 | $ 149,000 | $ 49,666 | $ 35,000 |
| Harford, Maryland | 3 | $ 433,000 | $ 144,333 | $ 69,000 |
| Clare, Michigan | 3 | $ 218,000 | $ 72,666 | $ 32,000 |
| St. Clair, Michigan | 3 | $ 475,000 | $ 158,333 | $ 61,000 |
| Crow Wing, Minnesota | 3 | $ 365,000 | $ 121,666 | $ 45,000 |
| Scott, Minnesota | 3 | $ 382,000 | $ 127,333 | $ 88,000 |
| Jackson, Missouri | 3 | $ 809,000 | $ 269,666 | $ 133,000 |
| St. Charles, Missouri | 3 | $ 550,000 | $ 183,333 | $ 54,000 |
| Dona Ana, New Mexico | 3 | $ 872,000 | $ 290,666 | $ 124,000 |
| Brunswick, North Carolina | 3 | $ 1,004,000 | $ 334,666 | $ 499,000 |
| Muskingum, Ohio | 3 | $ 323,000 | $ 107,666 | $ 53,000 |
| Summit, Ohio | 3 | $ 737,000 | $ 245,666 | $ 149,000 |
| Multnomah, Oregon | 3 | $ 402,000 | $ 134,000 | $ 24,000 |
| Washington, Oregon | 3 | $ 328,000 | $ 109,333 | $ 53,000 |
| Lehigh, Pennsylvania | 3 | $ 788,000 | $ 262,666 | $ 115,000 |
| Monroe, Pennsylvania | 3 | $ 350,000 | $ 116,666 | $ 55,000 |
| Newport, Rhode Island | 3 | $ 1,229,000 | $ 409,666 | $ 432,000 |
| Williamson, Tennessee | 3 | $ 576,000 | $ 192,000 | $ 128,000 |
| Manassas, Virginia | 3 | $ 747,000 | $ 249,000 | $ 60,000 |
| Island, Washington | 3 | $ 582,000 | $ 194,000 | $ 105,000 |
| Walworth, Wisconsin | 3 | $ 343,000 | $ 114,333 | $ 47,000 |
| Shelby, Alabama | 2 | $ 882,000 | $ 441,000 | $ 427,000 |
| Mohave, Arizona | 2 | $ 423,000 | $ 211,500 | $ 52,000 |
| Santa Cruz, California | 2 | $ 1,122,000 | $ 561,000 | $ 165,000 |
| Tehama, California | 2 | $ 183,000 | $ 91,500 | $ 69,000 |
| Denver, Colorado | 2 | $ 706,000 | $ 353,000 | $ 106,000 |
| Jefferson, Colorado | 2 | $ 197,000 | $ 98,500 | $ 60,000 |
| Kent, Delaware | 2 | $ 392,000 | $ 196,000 | $ 97,000 |
| Collier, Florida | 2 | $ 570,000 | $ 285,000 | $ 30,000 |
| Indian River, Florida | 2 | $ 415,000 | $ 207,500 | $ 44,000 |
| Leon, Florida | 2 | $ 162,000 | $ 81,000 | $ 62,000 |
| Manatee, Florida | 2 | $ 590,000 | $ 295,000 | $ 107,000 |
| Seminole, Florida | 2 | $ 372,000 | $ 186,000 | $ 73,000 |
| St. Johns, Florida | 2 | $ 339,000 | $ 169,500 | $ 111,000 |
| Chatham, Georgia | 2 | $ 716,000 | $ 358,000 | $ 162,000 |
| Coffee, Georgia | 2 | $ 208,000 | $ 104,000 | $ 113,000 |
| Coweta, Georgia | 2 | $ 194,000 | $ 97,000 | $ 126,000 |
| Forsyth, Georgia | 2 | $ 690,000 | $ 345,000 | $ 263,000 |
| Henry, Georgia | 2 | $ 136,000 | $ 68,000 | $ 94,000 |
| Muscogee, Georgia | 2 | $ 198,000 | $ 99,000 | $ 83,000 |
| Walton, Georgia | 2 | $ 177,000 | $ 88,500 | $ 60,000 |
| Maui, Hawaii | 2 | $ 1,255,000 | $ 627,500 | $ 201,000 |
| Madison, Idaho | 2 | $ 190,000 | $ 95,000 | $ 134,000 |
| Madison, Illinois | 2 | $ 215,000 | $ 107,500 | $ 101,000 |
| Winnebago, Illinois | 2 | $ 259,000 | $ 129,500 | $ 112,000 |
| Lake, Indiana | 2 | $ 195,000 | $ 97,500 | $ 82,000 |
| Jones, Iowa | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Reno, Kansas | 2 | $ 75,000 | $ 37,500 | $ 37,000 |
| Clark, Kentucky | 2 | $ 235,000 | $ 117,500 | $ 87,000 |
| Kenton, Kentucky | 2 | $ 205,000 | $ 102,500 | $ 94,000 |
| St. Tammany, Louisiana | 2 | $ 141,000 | $ 70,500 | $ 59,000 |
| Carroll, Maryland | 2 | $ 425,000 | $ 212,500 | $ 93,000 |
| Howard, Maryland | 2 | $ 203,000 | $ 101,500 | $ 94,000 |
| Eaton, Michigan | 2 | $ 186,000 | $ 93,000 | $ 84,000 |
| Lenawee, Michigan | 2 | $ 285,000 | $ 142,500 | $ 48,000 |
| Macomb, Michigan | 2 | $ 188,000 | $ 94,000 | $ 21,000 |
| Washtenaw, Michigan | 2 | $ 309,000 | $ 154,500 | $ 61,000 |
| Carlton, Minnesota | 2 | $ 174,000 | $ 87,000 | $ 31,000 |
| Sarpy, Nebraska | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Bernalillo, New Mexico | 2 | $ 154,000 | $ 77,000 | $ 41,000 |
| Lea, New Mexico | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Santa Fe, New Mexico | 2 | $ 438,000 | $ 219,000 | $ 230,000 |
| Guilford, North Carolina | 2 | $ 279,000 | $ 139,500 | $ 45,000 |
| New Hanover, North Carolina | 2 | $ 207,000 | $ 103,500 | $ 138,000 |
| Fairfield, Ohio | 2 | $ 217,000 | $ 108,500 | $ 53,000 |
| Geauga, Ohio | 2 | $ 369,000 | $ 184,500 | $ 145,000 |
| Highland, Ohio | 2 | $ 370,000 | $ 185,000 | $ 180,000 |
| Licking, Ohio | 2 | $ 414,000 | $ 207,000 | $ 92,000 |
| Lucas, Ohio | 2 | $ 336,000 | $ 168,000 | $ 91,000 |
| Medina, Ohio | 2 | $ 250,000 | $ 125,000 | $ 240,000 |
| Miami, Ohio | 2 | $ 126,000 | $ 63,000 | $ 209,000 |
| Portage, Ohio | 2 | $ 365,000 | $ 182,500 | $ 146,000 |
| Warren, Ohio | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Marion, Oregon | 2 | $ 347,000 | $ 173,500 | $ 133,000 |
| Polk, Oregon | 2 | $ 175,000 | $ 87,500 | $ 50,000 |
| Erie, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Lawrence, Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 92,000 |
| Pike, Pennsylvania | 2 | $ 361,000 | $ 180,500 | $ 48,000 |
| York, Pennsylvania | 2 | $ 147,000 | $ 73,500 | $ 75,000 |
| Beaufort, South Carolina | 2 | $ 548,000 | $ 274,000 | $ 102,000 |
| Berkeley, South Carolina | 2 | $ 122,000 | $ 61,000 | $ 29,000 |
| Georgetown, South Carolina | 2 | $ 314,000 | $ 157,000 | $ 150,000 |
| Laurens, South Carolina | 2 | $ 311,000 | $ 155,500 | $ 52,000 |
| Lexington, South Carolina | 2 | $ 475,000 | $ 237,500 | $ 67,000 |
| Hamblen, Tennessee | 2 | $ 98,000 | $ 49,000 | $ 32,000 |
| Sevier, Tennessee | 2 | $ 207,000 | $ 103,500 | $ 90,000 |
| Shelby, Tennessee | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Bedford, Virginia | 2 | $ 276,000 | $ 138,000 | $ 71,000 |
| Charlottesville, Virginia | 2 | $ 274,000 | $ 137,000 | $ 114,000 |
| Culpeper, Virginia | 2 | $ 534,000 | $ 267,000 | $ 108,000 |
| Fairfax City, Virginia | 2 | $ 813,000 | $ 406,500 | $ 84,000 |
| Fluvanna, Virginia | 2 | $ 197,000 | $ 98,500 | $ 121,000 |
| Newport News, Virginia | 2 | $ 194,000 | $ 97,000 | $ 25,000 |
| Roanoke City, Virginia | 2 | $ 781,000 | $ 390,500 | $ 138,000 |
| Waynesboro, Virginia | 2 | $ 225,000 | $ 112,500 | $ 62,000 |
| Chelan, Washington | 2 | $ 725,000 | $ 362,500 | $ 394,000 |
| Cowlitz, Washington | 2 | $ 247,000 | $ 123,500 | $ 12,000 |
| Okanogan, Washington | 2 | $ 88,000 | $ 44,000 | $ 27,000 |
| Pierce, Washington | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Whatcom, Washington | 2 | $ 366,000 | $ 183,000 | $ 60,000 |
| Yakima, Washington | 2 | $ 215,000 | $ 107,500 | $ 35,000 |
| Rock, Wisconsin | 2 | $ 182,000 | $ 91,000 | $ 110,000 |
| Lincoln, Wyoming | 2 | $ 203,000 | $ 101,500 | $ 48,000 |
| Baldwin, Alabama | 1 | $ 414,000 | $ 414,000 | $ 185,000 |
| St. Clair, Alabama | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 196,000 | $ 196,000 | $ 69,000 |
| Pinal, Arizona | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Yavapai, Arizona | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Butte, California | 1 | $ 208,000 | $ 208,000 | $ 102,000 |
| Mendocino, California | 1 | $ 347,000 | $ 347,000 | $ 64,000 |
| Modoc, California | 1 | $ 198,000 | $ 198,000 | $ 102,000 |
| Napa, California | 1 | $ 1,485,000 | $ 1,485,000 | $ 308,000 |
| Nevada, California | 1 | $ 200,000 | $ 200,000 | $ 149,000 |
| San Benito, California | 1 | $ 528,000 | $ 528,000 | $ 156,000 |
| Siskiyou, California | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Arapahoe, Colorado | 1 | $ 49,000 | $ 49,000 | $ 101,000 |
| Archuleta, Colorado | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Eagle, Colorado | 1 | $ 510,000 | $ 510,000 | $ 132,000 |
| Larimer, Colorado | 1 | $ 372,000 | $ 372,000 | $ 132,000 |
| San Miguel, Colorado | 1 | $ 1,988,000 | $ 1,988,000 | $ 840,000 |
| Teller, Colorado | 1 | $ 169,000 | $ 169,000 | $ 504,000 |
| Weld, Colorado | 1 | $ 282,000 | $ 282,000 | $ 114,000 |
| New London, Connecticut | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Windham, Connecticut | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Sussex, Delaware | 1 | $ 948,000 | $ 948,000 | $ 384,000 |
| Clay, Florida | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Monroe, Florida | 1 | $ 450,000 | $ 450,000 | $ 480,000 |
| Okaloosa, Florida | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Putnam, Florida | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Santa Rosa, Florida | 1 | $ 276,000 | $ 276,000 | $ 63,000 |
| Sumter, Florida | 1 | $ 320,000 | $ 320,000 | $ 177,000 |
| Cherokee, Georgia | 1 | $ 183,000 | $ 183,000 | $ 78,000 |
| Clayton, Georgia | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Dawson, Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Decatur, Georgia | 1 | $ 251,000 | $ 251,000 | $ 209,000 |
| Floyd, Georgia | 1 | $ 33,000 | $ 33,000 | $ 64,000 |
| Hall, Georgia | 1 | $ 485,000 | $ 485,000 | $ 228,000 |
| Lincoln, Georgia | 1 | $ 48,000 | $ 48,000 | $ 72,000 |
| Lumpkin, Georgia | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Kauai, Hawaii | 1 | $ 331,000 | $ 331,000 | $ 128,000 |
| Canyon, Idaho | 1 | $ 61,000 | $ 61,000 | $ 96,000 |
| Twin Falls, Idaho | 1 | $ 165,000 | $ 165,000 | $ 1,976,000 |
| Boone, Illinois | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Grundy, Illinois | 1 | $ 204,000 | $ 204,000 | $ 118,000 |
| Kendall, Illinois | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Knox, Illinois | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| LaSalle, Illinois | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Sangamon, Illinois | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| St. Clair, Illinois | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Clay, Indiana | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Dearborn, Indiana | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Marion, Indiana | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Noble, Indiana | 1 | $ 59,000 | $ 59,000 | $ 240,000 |
| Warrick, Indiana | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Scott, Iowa | 1 | $ 89,000 | $ 89,000 | $ 62,000 |
| Knox, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Cumberland, Maine | 1 | $ 132,000 | $ 132,000 | $ 54,000 |
| Franklin, Maine | 1 | $ 318,000 | $ 318,000 | $ 162,000 |
| York, Maine | 1 | $ 760,000 | $ 760,000 | $ 219,000 |
| Frederick, Maryland | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Alpena, Michigan | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Barry, Michigan | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| Charlevoix, Michigan | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Crawford, Michigan | 1 | $ 169,000 | $ 169,000 | $ 51,000 |
| Genesee, Michigan | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Mackinac, Michigan | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| Ottawa, Michigan | 1 | $ 404,000 | $ 404,000 | $ 174,000 |
| Chisago, Minnesota | 1 | $ 443,000 | $ 443,000 | $ 108,000 |
| Douglas, Minnesota | 1 | $ 167,000 | $ 167,000 | $ 138,000 |
| Martin, Minnesota | 1 | $ 336,000 | $ 336,000 | $ 126,000 |
| Christian, Missouri | 1 | $ 172,000 | $ 172,000 | $ 118,000 |
| Saline, Missouri | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| St. Louis City, Missouri | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Ste. Genevieve, Missouri | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Storey, Nevada | 1 | $ 212,000 | $ 212,000 | $ 78,000 |
| Alamance, North Carolina | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Burke, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Caswell, North Carolina | 1 | $ 78,000 | $ 78,000 | $ 15,000 |
| Catawba, North Carolina | 1 | $ 191,000 | $ 191,000 | $ 67,000 |
| Chatham, North Carolina | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Cumberland, North Carolina | 1 | $ 29,000 | $ 29,000 | $ 70,000 |
| Currituck, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Davidson, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Granville, North Carolina | 1 | $ 244,000 | $ 244,000 | $ 107,000 |
| McDowell, North Carolina | 1 | $ 56,000 | $ 56,000 | $ 15,000 |
| Nash, North Carolina | 1 | $ 272,000 | $ 272,000 | $ 63,000 |
| Union, North Carolina | 1 | $ 322,000 | $ 322,000 | $ 89,000 |
| Adams, Ohio | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Ashtabula, Ohio | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Brown, Ohio | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Clark, Ohio | 1 | $ 66,000 | $ 66,000 | $ 72,000 |
| Jefferson, Ohio | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Lorain, Ohio | 1 | $ 320,000 | $ 320,000 | $ 122,000 |
| Monroe, Ohio | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Union, Ohio | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Logan, Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Deschutes, Oregon | 1 | $ 244,000 | $ 244,000 | $ 48,000 |
| Jackson, Oregon | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Klamath, Oregon | 1 | $ 147,000 | $ 147,000 | $ 43,000 |
| Wasco, Oregon | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Yamhill, Oregon | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Berks, Pennsylvania | 1 | $ 458,000 | $ 458,000 | $ 180,000 |
| Blair, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Cambria, Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Dauphin, Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Lackawanna, Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| Lancaster, Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| Susquehanna, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Washington, Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Charleston, South Carolina | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Colleton, South Carolina | 1 | $ 57,000 | $ 57,000 | $ 19,000 |
| Florence, South Carolina | 1 | $ 216,000 | $ 216,000 | $ 76,000 |
| Greenwood, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Horry, South Carolina | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Oconee, South Carolina | 1 | $ 767,000 | $ 767,000 | $ 228,000 |
| Cannon, Tennessee | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Knox, Tennessee | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Monroe, Tennessee | 1 | $ 113,000 | $ 113,000 | $ 117,000 |
| Davis, Utah | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| Augusta, Virginia | 1 | $ 220,000 | $ 220,000 | $ 138,000 |
| Caroline, Virginia | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| Frederick, Virginia | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Manassas Park, Virginia | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Norfolk, Virginia | 1 | $ 81,000 | $ 81,000 | $ 19,000 |
| Portsmouth, Virginia | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Rappahannock, Virginia | 1 | $ 242,000 | $ 242,000 | $ 116,000 |
| Richmond City, Virginia | 1 | $ 156,000 | $ 156,000 | $ 192,000 |
| Virginia Beach, Virginia | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Warren, Virginia | 1 | $ 388,000 | $ 388,000 | $ 120,000 |
| York, Virginia | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Kitsap, Washington | 1 | $ 808,000 | $ 808,000 | $ 335,000 |
| Pend Oreille, Washington | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
| Skagit, Washington | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Hardy, West Virginia | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Nicholas, West Virginia | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Eau Claire, Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| Kenosha, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Monroe, Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Pierce, Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 42,000 |
| Racine, Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Platinum Capital Group in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,040 | $851,662,000 | $189,000 | $7,500,000 | $90,615 | $2,585,000 |
| Home Purchase | 2,773 | $714,265,000 | $232,025 | $3,324,000 | $142,794 | $5,197,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,948 | $626,606,000 | $237,078 | $3,324,000 | $124,789 | $5,197,000 |
| Hispanic | 1,457 | $338,328,000 | $164,615 | $2,170,000 | $84,923 | $1,489,000 |
| Not Provided | 1,393 | $384,882,000 | $187,918 | $7,500,000 | $92,837 | $2,585,000 |
| Black or African American | 678 | $116,071,000 | $162,666 | $1,857,000 | $73,375 | $546,000 |
| Asian | 277 | $82,475,000 | $209,666 | $4,030,000 | $88,777 | $774,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $11,124,000 | $231,416 | $844,000 | $167,666 | $1,098,000 |
| American Indian or Alaskan Native | 21 | $6,146,000 | $245,428 | $1,260,000 | $78,714 | $366,000 |
| Not applicable | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,684 | $1,541,426,000 | $204,547 | $7,500,000 | $113,857 | $5,197,000 |
| FHA-insured (Federal Housing Administration) | 129 | $24,501,000 | $131,750 | $365,000 | $53,625 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,314 | $945,818,000 | $189,358 | $3,324,000 | $104,743 | $5,197,000 |
| Application Approved But Not Accepted | 1,191 | $303,342,000 | $219,971 | $4,030,000 | $133,142 | $1,976,000 |
| Application Withdrawn By Applicant | 535 | $153,579,000 | $194,750 | $7,500,000 | $70,093 | $2,585,000 |
| Application Denied By Financial Institution | 522 | $97,740,000 | $139,965 | $1,740,000 | $84,896 | $786,000 |
| File Closed For Incompleteness | 251 | $65,448,000 | $225,964 | $2,200,000 | $129,214 | $1,918,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 114 | $15,384,000 | $107,000 | $642,000 | $54,555 | $480,000 |
| Collateral | 82 | $12,210,000 | $171,050 | $595,000 | $89,750 | $685,000 |
| Debt-To-Income Ratio | 56 | $10,025,000 | $146,928 | $544,000 | $44,714 | $132,000 |
| Other | 31 | $5,407,000 | $113,166 | $640,000 | $85,916 | $218,000 |
| Employment History | 8 | $1,239,000 | $152,800 | $270,000 | $84,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,109,000 | $244,000 | $568,000 | $69,750 | $166,000 |
| Unverifiable Information | 2 | $769,000 | $384,000 | $489,000 | $96,000 | $112,000 |
| Credit Application Incomplete | 1 | $144,000 | $144,000 | $144,000 | $92,000 | $92,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Capital Group's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Capital Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About