Principal Bank Mortgage Lending & HMDA Data, 2003

In 2003, Principal Bank of Des Moines, IA reported 8,069 mortgage applications totaling $1.0 billion. The average application was for $124,364, and applicants reported an average income of $92,726. 19% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Des Moines, IA (558), Chicago, IL (455) and Atlanta, GA (221) (applications in parentheses).

Mortgage Company & Address Principal Bank
711 High Street
Des Moines, IA 50392
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,069
Total Mortgage Loan Application Amount $1,003,499,000
Average Mortgage Loan Application Amount $124,364
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $92,726
Highest Applicant Income $3,252,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Principal Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Principal Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Polk, Iowa 459 $ 12,857,000 $ 28,010 $ 91,000
Cook, Illinois 249 $ 68,180,000 $ 273,815 $ 109,000
Santa Clara, California 134 $ 66,115,000 $ 493,395 $ 111,000
Douglas, Nebraska 120 $ 3,560,000 $ 29,666 $ 72,000
Maricopa, Arizona 119 $ 29,942,000 $ 251,613 $ 140,000
San Diego, California 111 $ 37,213,000 $ 335,252 $ 93,000
Los Angeles, California 100 $ 20,017,000 $ 200,170 $ 140,000
Oakland, Michigan 100 $ 42,688,000 $ 426,880 $ 127,000
King, Washington 92 $ 25,249,000 $ 274,445 $ 112,000
Lake, Illinois 74 $ 27,067,000 $ 365,770 $ 112,000
Orange, California 71 $ 28,853,000 $ 406,380 $ 105,000
Montgomery, Maryland 68 $ 27,042,000 $ 397,676 $ 114,000
Linn, Iowa 65 $ 1,834,000 $ 28,215 $ 78,000
Middlesex, Massachusetts 63 $ 10,516,000 $ 166,920 $ 98,000
Fairfax, Virginia 62 $ 17,466,000 $ 281,709 $ 85,000
St. Louis, Missouri 58 $ 11,201,000 $ 193,120 $ 84,000
Alameda, California 55 $ 22,812,000 $ 414,763 $ 120,000
Clark, Nevada 55 $ 3,112,000 $ 56,581 $ 71,000
Jefferson, Colorado 54 $ 10,379,000 $ 192,203 $ 80,000
Dallas, Iowa 54 $ 2,753,000 $ 50,981 $ 132,000
Hennepin, Minnesota 52 $ 4,443,000 $ 85,442 $ 79,000
Johnson, Iowa 51 $ 1,739,000 $ 34,098 $ 90,000
Contra Costa, California 50 $ 19,701,000 $ 394,020 $ 136,000
Stanislaus, California 47 $ 1,938,000 $ 41,234 $ 82,000
Cobb, Georgia 47 $ 2,736,000 $ 58,212 $ 87,000
Will, Illinois 46 $ 7,099,000 $ 154,326 $ 109,000
Fulton, Georgia 45 $ 9,339,000 $ 207,533 $ 98,000
Warren, Iowa 45 $ 1,100,000 $ 24,444 $ 72,000
Harris, Texas 45 $ 11,550,000 $ 256,666 $ 134,000
Scott, Iowa 44 $ 1,177,000 $ 26,750 $ 54,000
Wayne, Michigan 43 $ 10,330,000 $ 240,232 $ 78,000
Denver, Colorado 41 $ 6,902,000 $ 168,341 $ 107,000
Sarpy, Nebraska 40 $ 980,000 $ 24,500 $ 73,000
Salt Lake, Utah 40 $ 3,608,000 $ 90,200 $ 64,000
Arapahoe, Colorado 38 $ 5,610,000 $ 147,631 $ 85,000
DuPage, Illinois 38 $ 7,835,000 $ 206,184 $ 112,000
Douglas, Colorado 37 $ 6,277,000 $ 169,648 $ 117,000
Sacramento, California 36 $ 4,667,000 $ 129,638 $ 84,000
Weld, Colorado 36 $ 1,433,000 $ 39,805 $ 79,000
Hartford, Connecticut 35 $ 963,000 $ 27,514 $ 95,000
District of Columbia, District Of Columbia 34 $ 15,816,000 $ 465,176 $ 112,000
Palm Beach, Florida 34 $ 3,222,000 $ 94,764 $ 83,000
Montgomery, Pennsylvania 34 $ 1,251,000 $ 36,794 $ 93,000
Black Hawk, Iowa 33 $ 864,000 $ 26,181 $ 56,000
Worcester, Massachusetts 33 $ 1,420,000 $ 43,030 $ 88,000
Hillsborough, New Hampshire 33 $ 1,194,000 $ 36,181 $ 79,000
Multnomah, Oregon 33 $ 1,512,000 $ 45,818 $ 87,000
Johnson, Kansas 32 $ 2,668,000 $ 83,375 $ 95,000
Ingham, Michigan 32 $ 877,000 $ 27,406 $ 78,000
Rockingham, New Hampshire 32 $ 1,822,000 $ 56,937 $ 88,000
Boulder, Colorado 31 $ 5,470,000 $ 176,451 $ 92,000
Pinellas, Florida 31 $ 998,000 $ 32,193 $ 60,000
Gwinnett, Georgia 31 $ 996,000 $ 32,129 $ 69,000
Bergen, New Jersey 31 $ 4,999,000 $ 161,258 $ 115,000
Franklin, Ohio 31 $ 4,676,000 $ 150,838 $ 98,000
Allegheny, Pennsylvania 31 $ 1,319,000 $ 42,548 $ 97,000
Dallas, Texas 31 $ 9,626,000 $ 310,516 $ 120,000
Virginia Beach, Virginia 31 $ 1,228,000 $ 39,612 $ 75,000
Riverside, California 30 $ 3,342,000 $ 111,400 $ 73,000
Broward, Florida 30 $ 2,011,000 $ 67,033 $ 65,000
Monmouth, New Jersey 30 $ 1,437,000 $ 47,900 $ 92,000
Story, Iowa 29 $ 823,000 $ 28,379 $ 89,000
Anne Arundel, Maryland 29 $ 4,385,000 $ 151,206 $ 89,000
Essex, Massachusetts 29 $ 5,762,000 $ 198,689 $ 113,000
Mecklenburg, North Carolina 29 $ 3,229,000 $ 111,344 $ 84,000
New Castle, Delaware 28 $ 920,000 $ 32,857 $ 83,000
Hillsborough, Florida 28 $ 568,000 $ 20,285 $ 71,000
Middlesex, New Jersey 28 $ 1,572,000 $ 56,142 $ 88,000
Hamilton, Ohio 28 $ 5,465,000 $ 195,178 $ 96,000
San Bernardino, California 27 $ 1,701,000 $ 63,000 $ 96,000
Whatcom, Washington 27 $ 654,000 $ 24,222 $ 76,000
Lancaster, Nebraska 26 $ 595,000 $ 22,884 $ 64,000
Somerset, New Jersey 26 $ 4,193,000 $ 161,269 $ 116,000
Loudoun, Virginia 26 $ 8,284,000 $ 318,615 $ 101,000
DeKalb, Georgia 25 $ 2,045,000 $ 81,800 $ 87,000
Cerro Gordo, Iowa 25 $ 554,000 $ 22,160 $ 45,000
Jackson, Missouri 25 $ 1,720,000 $ 68,800 $ 79,000
Waukesha, Wisconsin 25 $ 4,322,000 $ 172,880 $ 100,000
Prince George's, Maryland 24 $ 668,000 $ 27,833 $ 63,000
San Mateo, California 23 $ 10,876,000 $ 472,869 $ 96,000
Adams, Colorado 23 $ 1,519,000 $ 66,043 $ 92,000
Kane, Illinois 23 $ 1,670,000 $ 72,608 $ 89,000
Essex, New Jersey 23 $ 1,121,000 $ 48,739 $ 106,000
Cuyahoga, Ohio 23 $ 2,066,000 $ 89,826 $ 94,000
Milwaukee, Wisconsin 23 $ 1,179,000 $ 51,260 $ 66,000
El Paso, Colorado 22 $ 1,142,000 $ 51,909 $ 85,000
Duval, Florida 22 $ 932,000 $ 42,363 $ 68,000
Washoe, Nevada 22 $ 4,145,000 $ 188,409 $ 97,000
Utah, Utah 22 $ 1,499,000 $ 68,136 $ 57,000
Fairfield, Connecticut 21 $ 6,251,000 $ 297,666 $ 135,000
Lee, Florida 21 $ 1,153,000 $ 54,904 $ 82,000
Orange, Florida 21 $ 1,119,000 $ 53,285 $ 64,000
Burlington, New Jersey 21 $ 1,336,000 $ 63,619 $ 101,000
Ocean, New Jersey 21 $ 820,000 $ 39,047 $ 94,000
Prince William, Virginia 21 $ 2,828,000 $ 134,666 $ 95,000
Shelby, Alabama 20 $ 442,000 $ 22,100 $ 72,000
Larimer, Colorado 20 $ 1,992,000 $ 99,600 $ 72,000
Jasper, Iowa 20 $ 1,106,000 $ 55,300 $ 79,000
Hudson, New Jersey 20 $ 852,000 $ 42,600 $ 94,000
Morris, New Jersey 20 $ 3,911,000 $ 195,550 $ 115,000
Wake, North Carolina 20 $ 3,023,000 $ 151,150 $ 72,000
Tulsa, Oklahoma 20 $ 466,000 $ 23,300 $ 66,000
Pottawattamie, Iowa 19 $ 470,000 $ 24,736 $ 68,000
Norfolk, Massachusetts 19 $ 5,899,000 $ 310,473 $ 135,000
Clay, Missouri 19 $ 306,000 $ 16,105 $ 84,000
Camden, New Jersey 19 $ 479,000 $ 25,210 $ 65,000
Washington, Oregon 19 $ 782,000 $ 41,157 $ 113,000
Bucks, Pennsylvania 19 $ 1,266,000 $ 66,631 $ 106,000
Chester, Pennsylvania 19 $ 1,078,000 $ 56,736 $ 99,000
Pierce, Washington 19 $ 1,976,000 $ 104,000 $ 77,000
Miami-Dade, Florida 18 $ 2,806,000 $ 155,888 $ 157,000
McHenry, Illinois 18 $ 1,493,000 $ 82,944 $ 84,000
Woodbury, Iowa 18 $ 469,000 $ 26,055 $ 59,000
Baltimore, Maryland 18 $ 1,380,000 $ 76,666 $ 109,000
Anoka, Minnesota 18 $ 1,332,000 $ 74,000 $ 81,000
Collin, Texas 18 $ 2,841,000 $ 157,833 $ 120,000
Snohomish, Washington 18 $ 2,188,000 $ 121,555 $ 78,000
New Haven, Connecticut 17 $ 441,000 $ 25,941 $ 83,000
Howard, Maryland 17 $ 3,835,000 $ 225,588 $ 130,000
Dakota, Minnesota 17 $ 1,059,000 $ 62,294 $ 96,000
Santa Fe, New Mexico 17 $ 1,229,000 $ 72,294 $ 57,000
Delaware, Pennsylvania 17 $ 1,607,000 $ 94,529 $ 75,000
Denton, Texas 17 $ 3,406,000 $ 200,352 $ 144,000
Travis, Texas 17 $ 6,553,000 $ 385,470 $ 136,000
Jefferson, Alabama 16 $ 509,000 $ 31,812 $ 120,000
San Joaquin, California 16 $ 1,444,000 $ 90,250 $ 98,000
Polk, Florida 16 $ 413,000 $ 25,812 $ 69,000
Bristol, Massachusetts 16 $ 625,000 $ 39,062 $ 92,000
Passaic, New Jersey 16 $ 1,333,000 $ 83,312 $ 102,000
Philadelphia, Pennsylvania 16 $ 298,000 $ 18,625 $ 93,000
Pima, Arizona 15 $ 5,789,000 $ 385,933 $ 175,000
Fresno, California 15 $ 699,000 $ 46,600 $ 51,000
Sarasota, Florida 15 $ 2,007,000 $ 133,800 $ 129,000
Madison, Iowa 15 $ 369,000 $ 24,600 $ 76,000
Ramsey, Minnesota 15 $ 374,000 $ 24,933 $ 65,000
Jefferson, Missouri 15 $ 312,000 $ 20,800 $ 71,000
St. Charles, Missouri 15 $ 252,000 $ 16,800 $ 77,000
Clackamas, Oregon 15 $ 3,723,000 $ 248,200 $ 102,000
Tarrant, Texas 15 $ 3,095,000 $ 206,333 $ 107,000
Clay, Florida 14 $ 457,000 $ 32,642 $ 67,000
Forsyth, Georgia 14 $ 1,905,000 $ 136,071 $ 112,000
Marion, Indiana 14 $ 223,000 $ 15,928 $ 39,000
Lancaster, Pennsylvania 14 $ 669,000 $ 47,785 $ 63,000
Providence, Rhode Island 14 $ 729,000 $ 52,071 $ 74,000
Shelby, Tennessee 14 $ 1,678,000 $ 119,857 $ 131,000
Bexar, Texas 14 $ 590,000 $ 42,142 $ 104,000
Bernalillo, New Mexico 13 $ 1,230,000 $ 94,615 $ 69,000
Alexandria, Virginia 13 $ 4,465,000 $ 343,461 $ 143,000
Skagit, Washington 13 $ 786,000 $ 60,461 $ 132,000
Santa Cruz, California 12 $ 5,237,000 $ 436,416 $ 97,000
Sonoma, California 12 $ 3,461,000 $ 288,416 $ 118,000
Suffolk, Massachusetts 12 $ 2,059,000 $ 171,583 $ 137,000
St. Louis City, Missouri 12 $ 663,000 $ 55,250 $ 73,000
Berks, Pennsylvania 12 $ 198,000 $ 16,500 $ 97,000
York, Pennsylvania 12 $ 238,000 $ 19,833 $ 57,000
Clark, Washington 12 $ 1,917,000 $ 159,750 $ 81,000
Brevard, Florida 11 $ 177,000 $ 16,090 $ 69,000
Paulding, Georgia 11 $ 588,000 $ 53,454 $ 55,000
Rock Island, Illinois 11 $ 297,000 $ 27,000 $ 41,000
Jefferson, Kentucky 11 $ 796,000 $ 72,363 $ 90,000
Macomb, Michigan 11 $ 2,046,000 $ 186,000 $ 106,000
Washtenaw, Michigan 11 $ 4,091,000 $ 371,909 $ 329,000
Olmsted, Minnesota 11 $ 316,000 $ 28,727 $ 73,000
Washington, Minnesota 11 $ 1,817,000 $ 165,181 $ 73,000
Cass, Missouri 11 $ 197,000 $ 17,909 $ 84,000
Union, New Jersey 11 $ 2,109,000 $ 191,727 $ 133,000
Onondaga, New York 11 $ 171,000 $ 15,545 $ 64,000
Charleston, South Carolina 11 $ 2,444,000 $ 222,181 $ 79,000
Benton, Arkansas 10 $ 289,000 $ 28,900 $ 87,000
Marin, California 10 $ 3,876,000 $ 387,600 $ 133,000
Ventura, California 10 $ 3,296,000 $ 329,600 $ 113,000
Volusia, Florida 10 $ 196,000 $ 19,600 $ 64,000
Muscatine, Iowa 10 $ 190,000 $ 19,000 $ 59,000
Baltimore City, Maryland 10 $ 460,000 $ 46,000 $ 76,000
Kent, Michigan 10 $ 180,000 $ 18,000 $ 77,000
Greene, Missouri 10 $ 227,000 $ 22,700 $ 79,000
Guilford, North Carolina 10 $ 624,000 $ 62,400 $ 74,000
Lake, Ohio 10 $ 213,000 $ 21,300 $ 61,000
Davis, Utah 10 $ 1,556,000 $ 155,600 $ 65,000
Spokane, Washington 10 $ 162,000 $ 16,200 $ 60,000
Litchfield, Connecticut 9 $ 309,000 $ 34,333 $ 70,000
New London, Connecticut 9 $ 594,000 $ 66,000 $ 77,000
Manatee, Florida 9 $ 1,301,000 $ 144,555 $ 75,000
Okaloosa, Florida 9 $ 1,150,000 $ 127,777 $ 49,000
Lake, Indiana 9 $ 125,000 $ 13,888 $ 52,000
Clinton, Iowa 9 $ 174,000 $ 19,333 $ 84,000
East Baton Rouge, Louisiana 9 $ 191,000 $ 21,222 $ 84,000
Cumberland, Maine 9 $ 168,000 $ 18,666 $ 71,000
Harford, Maryland 9 $ 256,000 $ 28,444 $ 111,000
Hampden, Massachusetts 9 $ 158,000 $ 17,555 $ 64,000
Plymouth, Massachusetts 9 $ 218,000 $ 24,222 $ 73,000
Hall, Nebraska 9 $ 176,000 $ 19,555 $ 67,000
Merrimack, New Hampshire 9 $ 315,000 $ 35,000 $ 68,000
Union, North Carolina 9 $ 908,000 $ 100,888 $ 105,000
Oklahoma, Oklahoma 9 $ 760,000 $ 84,444 $ 97,000
Greenville, South Carolina 9 $ 1,715,000 $ 190,555 $ 91,000
Davidson, Tennessee 9 $ 708,000 $ 78,666 $ 67,000
Chesterfield, Virginia 9 $ 191,000 $ 21,222 $ 69,000
Benton, Washington 9 $ 463,000 $ 51,444 $ 82,000
Laramie, Wyoming 9 $ 203,000 $ 22,555 $ 75,000
Madison, Alabama 8 $ 194,000 $ 24,250 $ 70,000
Pulaski, Arkansas 8 $ 257,000 $ 32,125 $ 138,000
Placer, California 8 $ 1,341,000 $ 167,625 $ 81,000
Middlesex, Connecticut 8 $ 217,000 $ 27,125 $ 82,000
Osceola, Florida 8 $ 154,000 $ 19,250 $ 63,000
Clayton, Georgia 8 $ 168,000 $ 21,000 $ 58,000
Henry, Georgia 8 $ 239,000 $ 29,875 $ 82,000
Ada, Idaho 8 $ 511,000 $ 63,875 $ 56,000
Hamilton, Indiana 8 $ 1,427,000 $ 178,375 $ 142,000
Benton, Iowa 8 $ 140,000 $ 17,500 $ 78,000
Boone, Iowa 8 $ 210,000 $ 26,250 $ 75,000
Marion, Iowa 8 $ 220,000 $ 27,500 $ 51,000
Sedgwick, Kansas 8 $ 495,000 $ 61,875 $ 101,000
Boone, Kentucky 8 $ 215,000 $ 26,875 $ 84,000
St. Clair, Michigan 8 $ 531,000 $ 66,375 $ 124,000
Platte, Missouri 8 $ 140,000 $ 17,500 $ 84,000
Washington, Nebraska 8 $ 256,000 $ 32,000 $ 84,000
Mercer, New Jersey 8 $ 298,000 $ 37,250 $ 99,000
Suffolk, New York 8 $ 1,062,000 $ 132,750 $ 85,000
Westchester, New York 8 $ 2,560,000 $ 320,000 $ 197,000
Delaware, Ohio 8 $ 1,794,000 $ 224,250 $ 107,000
Lorain, Ohio 8 $ 100,000 $ 12,500 $ 55,000
Jackson, Oregon 8 $ 797,000 $ 99,625 $ 114,000
Northampton, Pennsylvania 8 $ 164,000 $ 20,500 $ 66,000
Weber, Utah 8 $ 415,000 $ 51,875 $ 52,000
Chesapeake, Virginia 8 $ 159,000 $ 19,875 $ 68,000
Spotsylvania, Virginia 8 $ 157,000 $ 19,625 $ 75,000
Stafford, Virginia 8 $ 490,000 $ 61,250 $ 76,000
Anchorage, Alaska 7 $ 99,000 $ 14,142 $ 81,000
Kern, California 7 $ 147,000 $ 21,000 $ 73,000
Seminole, Florida 7 $ 639,000 $ 91,285 $ 95,000
St. Clair, Illinois 7 $ 150,000 $ 21,428 $ 59,000
Cedar, Iowa 7 $ 241,000 $ 34,428 $ 69,000
Fayette, Iowa 7 $ 207,000 $ 29,571 $ 76,000
Hardin, Iowa 7 $ 131,000 $ 18,714 $ 64,000
Worth, Iowa 7 $ 200,000 $ 28,571 $ 53,000
Orleans, Louisiana 7 $ 894,000 $ 127,714 $ 81,000
York, Maine 7 $ 176,000 $ 25,142 $ 92,000
Frederick, Maryland 7 $ 136,000 $ 19,428 $ 83,000
Wright, Minnesota 7 $ 326,000 $ 46,571 $ 73,000
Cass, Nebraska 7 $ 262,000 $ 37,428 $ 112,000
Atlantic, New Jersey 7 $ 125,000 $ 17,857 $ 56,000
Oneida, New York 7 $ 90,000 $ 12,857 $ 57,000
Richmond, New York 7 $ 202,000 $ 28,857 $ 86,000
Saratoga, New York 7 $ 208,000 $ 29,714 $ 72,000
Onslow, North Carolina 7 $ 135,000 $ 19,285 $ 44,000
Fairfield, Ohio 7 $ 137,000 $ 19,571 $ 66,000
Umatilla, Oregon 7 $ 142,000 $ 20,285 $ 79,000
Dorchester, South Carolina 7 $ 156,000 $ 22,285 $ 82,000
Richland, South Carolina 7 $ 125,000 $ 17,857 $ 53,000
Williamson, Tennessee 7 $ 2,566,000 $ 366,571 $ 97,000
Washington, Utah 7 $ 1,454,000 $ 207,714 $ 97,000
Henrico, Virginia 7 $ 791,000 $ 113,000 $ 102,000
Island, Washington 7 $ 237,000 $ 33,857 $ 85,000
Thurston, Washington 7 $ 121,000 $ 17,285 $ 71,000
Solano, California 6 $ 977,000 $ 162,833 $ 64,000
Park, Colorado 6 $ 791,000 $ 131,833 $ 96,000
Tolland, Connecticut 6 $ 162,000 $ 27,000 $ 88,000
Pasco, Florida 6 $ 108,000 $ 18,000 $ 61,000
Cherokee, Georgia 6 $ 228,000 $ 38,000 $ 88,000
Douglas, Georgia 6 $ 205,000 $ 34,166 $ 85,000
Carroll, Iowa 6 $ 132,000 $ 22,000 $ 43,000
Cass, Iowa 6 $ 177,000 $ 29,500 $ 56,000
Lucas, Iowa 6 $ 114,000 $ 19,000 $ 59,000
Fayette, Kentucky 6 $ 229,000 $ 38,166 $ 108,000
Kenton, Kentucky 6 $ 110,000 $ 18,333 $ 47,000
Charles, Maryland 6 $ 158,000 $ 26,333 $ 89,000
Carver, Minnesota 6 $ 699,000 $ 116,500 $ 142,000
Scott, Minnesota 6 $ 458,000 $ 76,333 $ 78,000
Sherburne, Minnesota 6 $ 515,000 $ 85,833 $ 81,000
Madison, Mississippi 6 $ 122,000 $ 20,333 $ 71,000
Yellowstone, Montana 6 $ 119,000 $ 19,833 $ 73,000
Saunders, Nebraska 6 $ 193,000 $ 32,166 $ 71,000
Sussex, New Jersey 6 $ 213,000 $ 35,500 $ 102,000
Erie, New York 6 $ 204,000 $ 34,000 $ 76,000
Schenectady, New York 6 $ 185,000 $ 30,833 $ 81,000
Buncombe, North Carolina 6 $ 988,000 $ 164,666 $ 58,000
Forsyth, North Carolina 6 $ 1,223,000 $ 203,833 $ 76,000
New Hanover, North Carolina 6 $ 166,000 $ 27,666 $ 63,000
Cleveland, Oklahoma 6 $ 105,000 $ 17,500 $ 60,000
Butler, Pennsylvania 6 $ 139,000 $ 23,166 $ 93,000
Franklin, Pennsylvania 6 $ 133,000 $ 22,166 $ 71,000
Kent, Rhode Island 6 $ 135,000 $ 22,500 $ 73,000
Knox, Tennessee 6 $ 963,000 $ 160,500 $ 95,000
Arlington, Virginia 6 $ 2,280,000 $ 380,000 $ 226,000
Fauquier, Virginia 6 $ 491,000 $ 81,833 $ 65,000
Kenosha, Wisconsin 6 $ 87,000 $ 14,500 $ 66,000
Tuscaloosa, Alabama 5 $ 387,000 $ 77,400 $ 67,000
Mohave, Arizona 5 $ 98,000 $ 19,600 $ 62,000
Merced, California 5 $ 245,000 $ 49,000 $ 97,000
San Benito, California 5 $ 1,947,000 $ 389,400 $ 127,000
San Francisco, California 5 $ 1,543,000 $ 308,600 $ 140,000
San Luis Obispo, California 5 $ 1,929,000 $ 385,800 $ 276,000
Pueblo, Colorado 5 $ 64,000 $ 12,800 $ 61,000
Summit, Colorado 5 $ 766,000 $ 153,200 $ 153,000
St. Johns, Florida 5 $ 162,000 $ 32,400 $ 179,000
St. Lucie, Florida 5 $ 163,000 $ 32,600 $ 57,000
Carroll, Georgia 5 $ 72,000 $ 14,400 $ 68,000
Effingham, Georgia 5 $ 249,000 $ 49,800 $ 54,000
McLean, Illinois 5 $ 108,000 $ 21,600 $ 65,000
Adair, Iowa 5 $ 130,000 $ 26,000 $ 38,000
Bremer, Iowa 5 $ 140,000 $ 28,000 $ 75,000
Guthrie, Iowa 5 $ 141,000 $ 28,200 $ 83,000
Hancock, Iowa 5 $ 103,000 $ 20,600 $ 68,000
Iowa, Iowa 5 $ 168,000 $ 33,600 $ 76,000
Mahaska, Iowa 5 $ 114,000 $ 22,800 $ 60,000
Marshall, Iowa 5 $ 152,000 $ 30,400 $ 76,000
Wyandotte, Kansas 5 $ 82,000 $ 16,400 $ 64,000
Carroll, Maryland 5 $ 91,000 $ 18,200 $ 65,000
Barnstable, Massachusetts 5 $ 632,000 $ 126,400 $ 53,000
Allegan, Michigan 5 $ 77,000 $ 15,400 $ 79,000
Livingston, Michigan 5 $ 1,575,000 $ 315,000 $ 51,000
Stearns, Minnesota 5 $ 255,000 $ 51,000 $ 74,000
Hinds, Mississippi 5 $ 150,000 $ 30,000 $ 65,000
Boone, Missouri 5 $ 660,000 $ 132,000 $ 145,000
Buchanan, Missouri 5 $ 80,000 $ 16,000 $ 69,000
Christian, Missouri 5 $ 106,000 $ 21,200 $ 89,000
Madison, Nebraska 5 $ 126,000 $ 25,200 $ 50,000
Carson City, Nevada 5 $ 397,000 $ 79,400 $ 76,000
Carroll, New Hampshire 5 $ 83,000 $ 16,600 $ 92,000
Gloucester, New Jersey 5 $ 112,000 $ 22,400 $ 85,000
Pitt, North Carolina 5 $ 58,000 $ 11,600 $ 54,000
Butler, Ohio 5 $ 93,000 $ 18,600 $ 69,000
Clermont, Ohio 5 $ 103,000 $ 20,600 $ 84,000
Summit, Ohio 5 $ 81,000 $ 16,200 $ 69,000
Washington, Pennsylvania 5 $ 198,000 $ 39,600 $ 79,000
Beaufort, South Carolina 5 $ 3,074,000 $ 614,800 $ 321,000
Summit, Utah 5 $ 1,197,000 $ 239,400 $ 118,000
Chittenden, Vermont 5 $ 132,000 $ 26,400 $ 79,000
Manassas, Virginia 5 $ 361,000 $ 72,200 $ 74,000
Suffolk, Virginia 5 $ 117,000 $ 23,400 $ 65,000
Morgan, Alabama 4 $ 84,000 $ 21,000 $ 54,000
Coconino, Arizona 4 $ 1,173,000 $ 293,250 $ 156,000
Gila, Arizona 4 $ 539,000 $ 134,750 $ 156,000
Pinal, Arizona 4 $ 80,000 $ 20,000 $ 65,000
Jefferson, Arkansas 4 $ 42,000 $ 10,500 $ 56,000
Washington, Arkansas 4 $ 220,000 $ 55,000 $ 114,000
Kings, California 4 $ 65,000 $ 16,250 $ 82,000
Tulare, California 4 $ 126,000 $ 31,500 $ 65,000
Kent, Delaware 4 $ 70,000 $ 17,500 $ 41,000
Sussex, Delaware 4 $ 938,000 $ 234,500 $ 166,000
Alachua, Florida 4 $ 74,000 $ 18,500 $ 81,000
Charlotte, Florida 4 $ 45,000 $ 11,250 $ 44,000
Collier, Florida 4 $ 1,629,000 $ 407,250 $ 562,000
Flagler, Florida 4 $ 85,000 $ 21,250 $ 105,000
Leon, Florida 4 $ 139,000 $ 34,750 $ 72,000
Fayette, Georgia 4 $ 119,000 $ 29,750 $ 104,000
Jackson, Georgia 4 $ 483,000 $ 120,750 $ 165,000
Honolulu, Hawaii 4 $ 1,336,000 $ 334,000 $ 64,000
Bannock, Idaho 4 $ 54,000 $ 13,500 $ 42,000
Champaign, Illinois 4 $ 71,000 $ 17,750 $ 73,000
Kendall, Illinois 4 $ 255,000 $ 63,750 $ 65,000
Macon, Illinois 4 $ 58,000 $ 14,500 $ 54,000
Sangamon, Illinois 4 $ 63,000 $ 15,750 $ 59,000
LaPorte, Indiana 4 $ 427,000 $ 106,750 $ 166,000
Buchanan, Iowa 4 $ 100,000 $ 25,000 $ 51,000
Clarke, Iowa 4 $ 82,000 $ 20,500 $ 58,000
Dubuque, Iowa 4 $ 141,000 $ 35,250 $ 77,000
Floyd, Iowa 4 $ 86,000 $ 21,500 $ 74,000
Grundy, Iowa 4 $ 127,000 $ 31,750 $ 80,000
Wayne, Iowa 4 $ 108,000 $ 27,000 $ 41,000
St. Tammany, Louisiana 4 $ 47,000 $ 11,750 $ 61,000
St. Mary's, Maryland 4 $ 83,000 $ 20,750 $ 107,000
Berrien, Michigan 4 $ 1,157,000 $ 289,250 $ 150,000
Eaton, Michigan 4 $ 78,000 $ 19,500 $ 89,000
Genesee, Michigan 4 $ 525,000 $ 131,250 $ 31,000
Lamar, Mississippi 4 $ 122,000 $ 30,500 $ 113,000
Missoula, Montana 4 $ 64,000 $ 16,000 $ 102,000
Platte, Nebraska 4 $ 70,000 $ 17,500 $ 68,000
Belknap, New Hampshire 4 $ 45,000 $ 11,250 $ 45,000
Cape May, New Jersey 4 $ 1,076,000 $ 269,000 $ 139,000
Cumberland, New Jersey 4 $ 55,000 $ 13,750 $ 55,000
Albany, New York 4 $ 89,000 $ 22,250 $ 83,000
Jefferson, New York 4 $ 65,000 $ 16,250 $ 72,000
Madison, New York 4 $ 35,000 $ 8,750 $ 73,000
Cabarrus, North Carolina 4 $ 67,000 $ 16,750 $ 58,000
Iredell, North Carolina 4 $ 74,000 $ 18,500 $ 59,000
Cass, North Dakota 4 $ 97,000 $ 24,250 $ 78,000
Grand Forks, North Dakota 4 $ 195,000 $ 48,750 $ 73,000
Licking, Ohio 4 $ 103,000 $ 25,750 $ 92,000
Lucas, Ohio 4 $ 479,000 $ 119,750 $ 123,000
Warren, Ohio 4 $ 1,175,000 $ 293,750 $ 168,000
Benton, Oregon 4 $ 721,000 $ 180,250 $ 19,000
Erie, Pennsylvania 4 $ 30,000 $ 7,500 $ 60,000
Lackawanna, Pennsylvania 4 $ 72,000 $ 18,000 $ 90,000
Lehigh, Pennsylvania 4 $ 69,000 $ 17,250 $ 44,000
Luzerne, Pennsylvania 4 $ 105,000 $ 26,250 $ 55,000
Westmoreland, Pennsylvania 4 $ 148,000 $ 37,000 $ 81,000
Anderson, South Carolina 4 $ 155,000 $ 38,750 $ 77,000
York, South Carolina 4 $ 78,000 $ 19,500 $ 47,000
Comal, Texas 4 $ 215,000 $ 53,750 $ 133,000
Montgomery, Texas 4 $ 2,030,000 $ 507,500 $ 178,000
Williamson, Texas 4 $ 115,000 $ 28,750 $ 98,000
Augusta, Virginia 4 $ 109,000 $ 27,250 $ 52,000
Culpeper, Virginia 4 $ 209,000 $ 52,250 $ 61,000
Montgomery, Virginia 4 $ 54,000 $ 13,500 $ 51,000
Richmond City, Virginia 4 $ 564,000 $ 141,000 $ 100,000
Roanoke City, Virginia 4 $ 105,000 $ 26,250 $ 52,000
Shenandoah, Virginia 4 $ 32,000 $ 8,000 $ 37,000
Kitsap, Washington 4 $ 1,088,000 $ 272,000 $ 107,000
Racine, Wisconsin 4 $ 157,000 $ 39,250 $ 75,000
Campbell, Wyoming 4 $ 110,000 $ 27,500 $ 76,000
Autauga, Alabama 3 $ 66,000 $ 22,000 $ 76,000
Blount, Alabama 3 $ 86,000 $ 28,666 $ 69,000
Montgomery, Alabama 3 $ 30,000 $ 10,000 $ 54,000
Yavapai, Arizona 3 $ 190,000 $ 63,333 $ 57,000
Sebastian, Arkansas 3 $ 33,000 $ 11,000 $ 32,000
El Dorado, California 3 $ 414,000 $ 138,000 $ 142,000
Monterey, California 3 $ 788,000 $ 262,666 $ 64,000
Eagle, Colorado 3 $ 1,369,000 $ 456,333 $ 880,000
La Plata, Colorado 3 $ 635,000 $ 211,666 $ 141,000
Mesa, Colorado 3 $ 1,125,000 $ 375,000 $ 118,000
Windham, Connecticut 3 $ 38,000 $ 12,666 $ 49,000
Lake, Florida 3 $ 73,000 $ 24,333 $ 56,000
Santa Rosa, Florida 3 $ 60,000 $ 20,000 $ 61,000
Columbia, Georgia 3 $ 80,000 $ 26,666 $ 57,000
Greene, Georgia 3 $ 1,011,000 $ 337,000 $ 203,000
Hall, Georgia 3 $ 69,000 $ 23,000 $ 77,000
Muscogee, Georgia 3 $ 45,000 $ 15,000 $ 73,000
Newton, Georgia 3 $ 85,000 $ 28,333 $ 63,000
Walton, Georgia 3 $ 37,000 $ 12,333 $ 59,000
Canyon, Idaho 3 $ 52,000 $ 17,333 $ 59,000
Madison, Illinois 3 $ 100,000 $ 33,333 $ 68,000
Winnebago, Illinois 3 $ 20,000 $ 6,666 $ 45,000
Hendricks, Indiana 3 $ 50,000 $ 16,666 $ 60,000
Calhoun, Iowa 3 $ 62,000 $ 20,666 $ 33,000
Clay, Iowa 3 $ 60,000 $ 20,000 $ 68,000
Dickinson, Iowa 3 $ 50,000 $ 16,666 $ 32,000
Franklin, Iowa 3 $ 124,000 $ 41,333 $ 47,000
Hamilton, Iowa 3 $ 53,000 $ 17,666 $ 46,000
Jones, Iowa 3 $ 44,000 $ 14,666 $ 54,000
Mitchell, Iowa 3 $ 47,000 $ 15,666 $ 46,000
Page, Iowa 3 $ 65,000 $ 21,666 $ 43,000
Pocahontas, Iowa 3 $ 85,000 $ 28,333 $ 63,000
Webster, Iowa 3 $ 90,000 $ 30,000 $ 46,000
Winnebago, Iowa 3 $ 72,000 $ 24,000 $ 44,000
Wright, Iowa 3 $ 64,000 $ 21,333 $ 46,000
Jefferson, Louisiana 3 $ 72,000 $ 24,000 $ 93,000
Worcester, Maryland 3 $ 912,000 $ 304,000 $ 137,000
Clinton, Michigan 3 $ 456,000 $ 152,000 $ 86,000
Kalamazoo, Michigan 3 $ 124,000 $ 41,333 $ 118,000
Tuscola, Michigan 3 $ 66,000 $ 22,000 $ 126,000
Goodhue, Minnesota 3 $ 28,000 $ 9,333 $ 61,000
Forrest, Mississippi 3 $ 62,000 $ 20,666 $ 62,000
Harrison, Mississippi 3 $ 50,000 $ 16,666 $ 129,000
Rankin, Mississippi 3 $ 61,000 $ 20,333 $ 73,000
Gallatin, Montana 3 $ 60,000 $ 20,000 $ 64,000
Ravalli, Montana 3 $ 114,000 $ 38,000 $ 77,000
Dodge, Nebraska 3 $ 97,000 $ 32,333 $ 84,000
Lincoln, Nebraska 3 $ 62,000 $ 20,666 $ 110,000
Strafford, New Hampshire 3 $ 58,000 $ 19,333 $ 66,000
Hunterdon, New Jersey 3 $ 194,000 $ 64,666 $ 104,000
Warren, New Jersey 3 $ 65,000 $ 21,666 $ 147,000
Kings, New York 3 $ 68,000 $ 22,666 $ 58,000
Monroe, New York 3 $ 31,000 $ 10,333 $ 132,000
Queens, New York 3 $ 108,000 $ 36,000 $ 99,000
Rensselaer, New York 3 $ 54,000 $ 18,000 $ 54,000
Rockland, New York 3 $ 656,000 $ 218,666 $ 124,000
Burke, North Carolina 3 $ 37,000 $ 12,333 $ 59,000
Cumberland, North Carolina 3 $ 71,000 $ 23,666 $ 59,000
Davidson, North Carolina 3 $ 50,000 $ 16,666 $ 40,000
Durham, North Carolina 3 $ 40,000 $ 13,333 $ 41,000
Franklin, North Carolina 3 $ 37,000 $ 12,333 $ 42,000
Henderson, North Carolina 3 $ 85,000 $ 28,333 $ 53,000
Orange, North Carolina 3 $ 538,000 $ 179,333 $ 105,000
Rowan, North Carolina 3 $ 63,000 $ 21,000 $ 56,000
Geauga, Ohio 3 $ 915,000 $ 305,000 $ 409,000
Marion, Ohio 3 $ 57,000 $ 19,000 $ 59,000
Montgomery, Ohio 3 $ 50,000 $ 16,666 $ 59,000
Creek, Oklahoma 3 $ 92,000 $ 30,666 $ 59,000
Deschutes, Oregon 3 $ 1,364,000 $ 454,666 $ 108,000
Klamath, Oregon 3 $ 80,000 $ 26,666 $ 78,000
Beaver, Pennsylvania 3 $ 61,000 $ 20,333 $ 87,000
Monroe, Pennsylvania 3 $ 42,000 $ 14,000 $ 53,000
Aiken, South Carolina 3 $ 67,000 $ 22,333 $ 83,000
Lexington, South Carolina 3 $ 39,000 $ 13,000 $ 32,000
Pennington, South Dakota 3 $ 805,000 $ 268,333 $ 83,000
Anderson, Tennessee 3 $ 36,000 $ 12,000 $ 38,000
Hamilton, Tennessee 3 $ 374,000 $ 124,666 $ 81,000
Fort Bend, Texas 3 $ 617,000 $ 205,666 $ 149,000
Guadalupe, Texas 3 $ 49,000 $ 16,333 $ 91,000
Washington, Vermont 3 $ 63,000 $ 21,000 $ 89,000
Hanover, Virginia 3 $ 96,000 $ 32,000 $ 84,000
Newport News, Virginia 3 $ 86,000 $ 28,666 $ 67,000
Norfolk, Virginia 3 $ 18,000 $ 6,000 $ 35,000
Portsmouth, Virginia 3 $ 70,000 $ 23,333 $ 48,000
Roanoke, Virginia 3 $ 669,000 $ 223,000 $ 180,000
York, Virginia 3 $ 38,000 $ 12,666 $ 43,000
Dane, Wisconsin 3 $ 81,000 $ 27,000 $ 103,000
Outagamie, Wisconsin 3 $ 28,000 $ 9,333 $ 45,000
Ozaukee, Wisconsin 3 $ 414,000 $ 138,000 $ 111,000
St. Croix, Wisconsin 3 $ 58,000 $ 19,333 $ 59,000
Cullman, Alabama 2 $ 38,000 $ 19,000 $ 63,000
Houston, Alabama 2 $ 25,000 $ 12,500 $ 97,000
Mobile, Alabama 2 $ 26,000 $ 13,000 $ 50,000
Talladega, Alabama 2 $ 60,000 $ 30,000 $ 116,000
Cross, Arkansas 2 $ 27,000 $ 13,500 $ 56,000
Faulkner, Arkansas 2 $ 40,000 $ 20,000 $ 43,000
Saline, Arkansas 2 $ 23,000 $ 11,500 $ 74,000
Calaveras, California 2 $ 425,000 $ 212,500 $ 51,000
Page:

Mortgage Loan Application Detail Totals for Principal Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement (one-to-four family) 4,226 $92,741,000 $20,500 $450,000 $69,400 $920,000
Refinancing (home purchase or home improvement, one-to-four family) 2,443 $682,156,000 $203,500 $1,000,000 $113,760 $2,500,000
Home Purchase (one-to-four family) 1,400 $228,602,000 $129,959 $999,000 $107,632 $3,252,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,423 $607,850,000 $118,137 $1,000,000 $94,980 $3,252,000
Information not provided by applicant in mail or telephone application 2,070 $151,681,000 $62,333 $1,000,000 $82,235 $1,092,000
Not applicable 720 $114,379,000 $150,348 $699,000 $66,116 $480,000
Asian or Pacific Islander 270 $80,664,000 $154,241 $997,000 $124,275 $1,882,000
Black 237 $11,188,000 $40,606 $643,000 $68,151 $397,000
Hispanic 237 $21,018,000 $55,800 $828,000 $72,514 $976,000
Other 87 $14,579,000 $128,769 $998,000 $95,923 $810,000
American Indian or Alaskan Native 25 $2,140,000 $59,625 $549,000 $80,000 $198,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,069 $1,003,499,000 $99,450 $1,000,000 $85,823 $3,252,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 3,351 $890,611,000 $192,489 $1,000,000 $121,224 $3,252,000
Application Denied By Financial Institution 2,244 $47,626,000 $20,755 $350,000 $62,163 $840,000
Loan Originated 1,501 $35,481,000 $21,204 $150,000 $76,775 $910,000
Application Approved But Not Accepted 970 $29,701,000 $32,740 $450,000 $85,300 $920,000
Application Withdrawn By Applicant 3 $80,000 $26,666 $35,000 $80,333 $141,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,299 $29,258,000 $21,816 $350,000 $55,448 $400,000
Credit History 841 $16,178,000 $19,270 $150,000 $69,145 $840,000
Collateral 81 $1,668,000 $21,258 $200,000 $85,806 $572,000
Employment History 21 $395,000 $20,200 $50,000 $74,400 $275,000
Other 2 $127,000 $63,500 $100,000 $39,000 $77,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Principal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet with aggregated HMDA statistics today.

Download the Iowa Lender List