Provident Funding Associates Mortgage Lending & HMDA Data, 2009

In 2009, Provident Funding Associates of Santa Rosa, CA reported 207,500 mortgage applications totaling $52.8 billion, up 141% from 2008. The average application was for $254,279, and applicants reported an average income of $118,136. 69% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (9,422), Salt Lake City, UT (6,870) and Los Angeles-Long Beach-Glendale, CA (6,711) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 207,500
Total Mortgage Loan Application Amount $52,762,982,000
Average Mortgage Loan Application Amount $254,279
Highest Mortgage Loan Application Amount $1,350,000
Average Applicant Income $118,136
Highest Applicant Income $9,855,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 9,061 $ 2,029,651,000 $ 223,998 $ 112,000
Los Angeles, California 6,711 $ 2,198,946,000 $ 327,662 $ 133,000
Santa Clara, California 6,393 $ 2,467,835,000 $ 386,021 $ 151,000
Salt Lake, Utah 6,322 $ 1,429,585,000 $ 226,128 $ 95,000
Orange, California 4,688 $ 1,599,190,000 $ 341,124 $ 137,000
San Diego, California 4,422 $ 1,376,601,000 $ 311,307 $ 127,000
King, Washington 3,653 $ 1,077,652,000 $ 295,004 $ 123,000
Alameda, California 3,624 $ 1,254,465,000 $ 346,154 $ 136,000
Utah, Utah 2,656 $ 572,359,000 $ 215,496 $ 93,000
Cook, Illinois 2,617 $ 624,569,000 $ 238,658 $ 106,000
Contra Costa, California 2,266 $ 763,895,000 $ 337,111 $ 144,000
Hartford, Connecticut 2,186 $ 476,820,000 $ 218,124 $ 116,000
Fairfield, Connecticut 2,165 $ 673,257,000 $ 310,973 $ 150,000
Middlesex, Massachusetts 2,065 $ 614,352,000 $ 297,507 $ 126,000
Davis, Utah 2,049 $ 450,776,000 $ 219,998 $ 93,000
San Mateo, California 2,040 $ 810,343,000 $ 397,226 $ 164,000
Multnomah, Oregon 1,991 $ 465,099,000 $ 233,600 $ 98,000
Sacramento, California 1,810 $ 422,175,000 $ 233,245 $ 109,000
Collin, Texas 1,766 $ 360,244,000 $ 203,988 $ 123,000
Fairfax, Virginia 1,685 $ 559,012,000 $ 331,757 $ 142,000
New Haven, Connecticut 1,572 $ 358,971,000 $ 228,353 $ 104,000
Washington, Oregon 1,569 $ 381,696,000 $ 243,273 $ 112,000
Harris, Texas 1,566 $ 326,159,000 $ 208,275 $ 128,000
Montgomery, Maryland 1,565 $ 512,053,000 $ 327,190 $ 140,000
Wake, North Carolina 1,523 $ 361,184,000 $ 237,152 $ 114,000
Sonoma, California 1,465 $ 412,707,000 $ 281,711 $ 129,000
Hamilton, Indiana 1,275 $ 297,960,000 $ 233,694 $ 131,000
Broward, Florida 1,232 $ 279,418,000 $ 226,800 $ 119,000
Bergen, New Jersey 1,215 $ 387,483,000 $ 318,916 $ 141,000
Ventura, California 1,206 $ 381,161,000 $ 316,053 $ 132,000
San Francisco, California 1,183 $ 473,030,000 $ 399,856 $ 153,000
Palm Beach, Florida 1,176 $ 275,419,000 $ 234,199 $ 141,000
Hennepin, Minnesota 1,141 $ 271,426,000 $ 237,884 $ 125,000
Clark, Nevada 1,127 $ 200,015,000 $ 177,475 $ 105,000
Marin, California 1,116 $ 452,416,000 $ 405,390 $ 184,000
Oakland, Michigan 1,100 $ 258,642,000 $ 235,129 $ 129,000
Clackamas, Oregon 1,094 $ 269,231,000 $ 246,097 $ 106,000
Snohomish, Washington 1,083 $ 280,148,000 $ 258,677 $ 99,000
Lane, Oregon 1,061 $ 221,145,000 $ 208,430 $ 87,000
Middlesex, New Jersey 1,055 $ 291,615,000 $ 276,412 $ 117,000
Fulton, Georgia 1,050 $ 282,768,000 $ 269,302 $ 138,000
Douglas, Colorado 1,041 $ 276,495,000 $ 265,605 $ 122,000
Riverside, California 1,038 $ 231,648,000 $ 223,167 $ 127,000
Jefferson, Kentucky 1,008 $ 203,367,000 $ 201,752 $ 101,000
San Luis Obispo, California 1,001 $ 291,834,000 $ 291,542 $ 115,000
Mecklenburg, North Carolina 988 $ 224,762,000 $ 227,491 $ 118,000
Monmouth, New Jersey 980 $ 293,276,000 $ 299,261 $ 144,000
Jefferson, Colorado 973 $ 240,540,000 $ 247,214 $ 114,000
DuPage, Illinois 972 $ 235,889,000 $ 242,684 $ 112,000
Dallas, Texas 964 $ 202,145,000 $ 209,693 $ 120,000
Norfolk, Massachusetts 949 $ 274,184,000 $ 288,918 $ 122,000
Montgomery, Pennsylvania 943 $ 234,519,000 $ 248,694 $ 116,000
San Bernardino, California 935 $ 213,050,000 $ 227,860 $ 123,000
Pima, Arizona 927 $ 199,601,000 $ 215,319 $ 113,000
Denver, Colorado 926 $ 234,248,000 $ 252,967 $ 120,000
St. Louis, Missouri 902 $ 183,381,000 $ 203,304 $ 113,000
Ocean, New Jersey 882 $ 216,300,000 $ 245,238 $ 117,000
Boulder, Colorado 875 $ 238,088,000 $ 272,100 $ 117,000
Placer, California 850 $ 229,121,000 $ 269,554 $ 127,000
Arapahoe, Colorado 841 $ 202,392,000 $ 240,656 $ 118,000
Weber, Utah 833 $ 160,302,000 $ 192,439 $ 86,000
Orange, Florida 817 $ 166,687,000 $ 204,023 $ 105,000
Hillsborough, Florida 798 $ 166,224,000 $ 208,300 $ 118,000
Fort Bend, Texas 787 $ 167,605,000 $ 212,966 $ 119,000
Morris, New Jersey 778 $ 239,650,000 $ 308,033 $ 139,000
Denton, Texas 773 $ 166,559,000 $ 215,470 $ 117,000
Pierce, Washington 762 $ 182,642,000 $ 239,687 $ 106,000
Marion, Indiana 739 $ 131,094,000 $ 177,393 $ 124,000
Cobb, Georgia 736 $ 171,776,000 $ 233,391 $ 116,000
Santa Cruz, California 725 $ 259,488,000 $ 357,914 $ 146,000
Gwinnett, Georgia 721 $ 137,427,000 $ 190,606 $ 93,000
Essex, Massachusetts 720 $ 190,868,000 $ 265,094 $ 118,000
Travis, Texas 675 $ 162,572,000 $ 240,847 $ 126,000
Pinellas, Florida 666 $ 131,144,000 $ 196,912 $ 108,000
Lake, Illinois 658 $ 172,099,000 $ 261,548 $ 128,000
Bucks, Pennsylvania 646 $ 166,869,000 $ 258,311 $ 121,000
Plymouth, Massachusetts 621 $ 165,376,000 $ 266,305 $ 109,000
Chester, Pennsylvania 594 $ 162,722,000 $ 273,942 $ 134,000
Miami-Dade, Florida 591 $ 138,216,000 $ 233,868 $ 120,000
Larimer, Colorado 579 $ 131,133,000 $ 226,481 $ 96,000
St. Charles, Missouri 579 $ 109,940,000 $ 189,879 $ 93,000
Wayne, Michigan 571 $ 111,227,000 $ 194,793 $ 112,000
Solano, California 568 $ 124,679,000 $ 219,505 $ 111,000
Washington, Utah 562 $ 117,583,000 $ 209,222 $ 118,000
El Dorado, California 557 $ 155,410,000 $ 279,012 $ 148,000
Howard, Maryland 552 $ 169,674,000 $ 307,380 $ 129,000
Worcester, Massachusetts 551 $ 138,489,000 $ 251,341 $ 108,000
Duval, Florida 550 $ 106,724,000 $ 194,043 $ 105,000
Somerset, New Jersey 543 $ 165,307,000 $ 304,432 $ 147,000
Essex, New Jersey 539 $ 169,426,000 $ 314,333 $ 146,000
Fayette, Kentucky 534 $ 103,174,000 $ 193,209 $ 95,000
Deschutes, Oregon 530 $ 122,539,000 $ 231,205 $ 114,000
Will, Illinois 529 $ 124,541,000 $ 235,427 $ 131,000
Baltimore, Maryland 513 $ 121,706,000 $ 237,243 $ 105,000
Santa Barbara, California 509 $ 169,138,000 $ 332,294 $ 144,000
DeKalb, Georgia 494 $ 122,526,000 $ 248,028 $ 122,000
Fresno, California 492 $ 107,490,000 $ 218,475 $ 117,000
Yavapai, Arizona 486 $ 106,192,000 $ 218,502 $ 95,000
Cumberland, Maine 471 $ 99,549,000 $ 211,356 $ 101,000
Burlington, New Jersey 457 $ 107,996,000 $ 236,315 $ 134,000
Loudoun, Virginia 457 $ 152,028,000 $ 332,665 $ 146,000
Seminole, Florida 456 $ 97,315,000 $ 213,410 $ 121,000
Union, New Jersey 450 $ 135,864,000 $ 301,920 $ 137,000
Philadelphia, Pennsylvania 443 $ 81,750,000 $ 184,537 $ 82,000
Barnstable, Massachusetts 442 $ 116,873,000 $ 264,418 $ 136,000
Forsyth, Georgia 441 $ 109,757,000 $ 248,882 $ 119,000
Tarrant, Texas 435 $ 87,723,000 $ 201,662 $ 115,000
El Paso, Colorado 428 $ 100,141,000 $ 233,974 $ 103,000
Waukesha, Wisconsin 423 $ 98,834,000 $ 233,650 $ 108,000
San Joaquin, California 418 $ 86,228,000 $ 206,287 $ 109,000
Clark, Washington 418 $ 93,979,000 $ 224,830 $ 97,000
Rockingham, New Hampshire 409 $ 99,318,000 $ 242,831 $ 117,000
Anne Arundel, Maryland 405 $ 113,128,000 $ 279,328 $ 111,000
Delaware, Pennsylvania 403 $ 97,492,000 $ 241,915 $ 113,000
Ramsey, Minnesota 400 $ 84,466,000 $ 211,165 $ 102,000
Dakota, Minnesota 396 $ 88,080,000 $ 222,424 $ 107,000
Middlesex, Connecticut 393 $ 96,492,000 $ 245,526 $ 118,000
Suffolk, Massachusetts 387 $ 103,919,000 $ 268,524 $ 118,000
Tulsa, Oklahoma 387 $ 71,767,000 $ 185,444 $ 101,000
Bristol, Massachusetts 384 $ 88,591,000 $ 230,705 $ 100,000
Passaic, New Jersey 382 $ 100,337,000 $ 262,662 $ 107,000
Hillsborough, New Hampshire 375 $ 84,437,000 $ 225,165 $ 110,000
Summit, Utah 371 $ 119,988,000 $ 323,417 $ 177,000
Tolland, Connecticut 366 $ 82,294,000 $ 224,846 $ 104,000
East Baton Rouge, Louisiana 366 $ 79,682,000 $ 217,710 $ 121,000
Allegheny, Pennsylvania 366 $ 66,168,000 $ 180,786 $ 108,000
Pinal, Arizona 361 $ 58,242,000 $ 161,335 $ 88,000
Johnson, Kansas 359 $ 75,718,000 $ 210,913 $ 113,000
Lee, Florida 357 $ 65,663,000 $ 183,929 $ 107,000
Jackson, Oregon 354 $ 80,264,000 $ 226,734 $ 102,000
Litchfield, Connecticut 351 $ 80,795,000 $ 230,185 $ 112,000
New London, Connecticut 341 $ 75,003,000 $ 219,950 $ 98,000
Washtenaw, Michigan 340 $ 75,513,000 $ 222,097 $ 109,000
Greenville, South Carolina 336 $ 66,635,000 $ 198,318 $ 94,000
Nevada, California 327 $ 90,672,000 $ 277,284 $ 152,000
Hamilton, Ohio 326 $ 69,035,000 $ 211,763 $ 114,000
Cache, Utah 320 $ 59,384,000 $ 185,575 $ 82,000
Oklahoma, Oklahoma 319 $ 59,308,000 $ 185,918 $ 98,000
Marion, Oregon 319 $ 62,283,000 $ 195,244 $ 80,000
Cherokee, Georgia 312 $ 65,494,000 $ 209,916 $ 103,000
Brevard, Florida 310 $ 56,570,000 $ 182,483 $ 99,000
Williamson, Texas 305 $ 58,539,000 $ 191,931 $ 108,000
Adams, Colorado 303 $ 63,280,000 $ 208,844 $ 113,000
Mercer, New Jersey 303 $ 81,360,000 $ 268,514 $ 140,000
Washington, Minnesota 298 $ 70,643,000 $ 237,057 $ 108,000
Camden, New Jersey 295 $ 57,551,000 $ 195,088 $ 108,000
Kane, Illinois 292 $ 66,146,000 $ 226,527 $ 110,000
Anoka, Minnesota 280 $ 54,790,000 $ 195,678 $ 103,000
Lehigh, Pennsylvania 274 $ 54,693,000 $ 199,609 $ 97,000
Monterey, California 266 $ 79,453,000 $ 298,695 $ 136,000
St. Johns, Florida 265 $ 67,743,000 $ 255,633 $ 134,000
Williamson, Tennessee 265 $ 68,993,000 $ 260,350 $ 112,000
Milwaukee, Wisconsin 264 $ 46,947,000 $ 177,829 $ 95,000
Spokane, Washington 261 $ 53,050,000 $ 203,256 $ 88,000
Cuyahoga, Ohio 257 $ 52,527,000 $ 204,385 $ 136,000
Pasco, Florida 254 $ 44,624,000 $ 175,685 $ 92,000
York, Maine 253 $ 56,061,000 $ 221,584 $ 106,000
Washoe, Nevada 248 $ 65,528,000 $ 264,225 $ 132,000
Union, North Carolina 247 $ 63,158,000 $ 255,700 $ 116,000
Davidson, Tennessee 245 $ 49,064,000 $ 200,261 $ 92,000
Kern, California 243 $ 53,048,000 $ 218,304 $ 117,000
Ada, Idaho 242 $ 50,889,000 $ 210,285 $ 98,000
Montgomery, Texas 242 $ 52,103,000 $ 215,301 $ 135,000
Prince William, Virginia 241 $ 62,411,000 $ 258,966 $ 116,000
Hunterdon, New Jersey 240 $ 67,249,000 $ 280,204 $ 132,000
Macomb, Michigan 239 $ 40,488,000 $ 169,405 $ 86,000
Charleston, South Carolina 239 $ 61,361,000 $ 256,740 $ 125,000
Yolo, California 236 $ 64,483,000 $ 273,233 $ 119,000
Hudson, New Jersey 236 $ 64,262,000 $ 272,296 $ 114,000
Napa, California 235 $ 71,531,000 $ 304,387 $ 145,000
Stanislaus, California 233 $ 43,673,000 $ 187,437 $ 107,000
Sarasota, Florida 231 $ 48,705,000 $ 210,844 $ 108,000
Volusia, Florida 230 $ 36,610,000 $ 159,173 $ 96,000
Sussex, Delaware 229 $ 48,399,000 $ 211,349 $ 84,000
Coconino, Arizona 228 $ 57,046,000 $ 250,201 $ 139,000
Clay, Missouri 227 $ 40,683,000 $ 179,220 $ 88,000
Whatcom, Washington 222 $ 53,593,000 $ 241,409 $ 93,000
Prince George's, Maryland 221 $ 52,013,000 $ 235,352 $ 94,000
Butler, Ohio 219 $ 39,829,000 $ 181,867 $ 90,000
McHenry, Illinois 215 $ 46,486,000 $ 216,213 $ 103,000
Knox, Tennessee 211 $ 43,396,000 $ 205,668 $ 92,000
Yakima, Washington 211 $ 45,455,000 $ 215,426 $ 104,000
Gloucester, New Jersey 210 $ 41,930,000 $ 199,666 $ 106,000
Johnson, Indiana 209 $ 41,842,000 $ 200,200 $ 110,000
Franklin, Ohio 209 $ 38,220,000 $ 182,870 $ 93,000
Hendricks, Indiana 207 $ 36,568,000 $ 176,657 $ 106,000
Collier, Florida 205 $ 48,300,000 $ 235,609 $ 138,000
Scott, Minnesota 204 $ 48,425,000 $ 237,377 $ 107,000
Jefferson, Louisiana 202 $ 40,892,000 $ 202,435 $ 100,000
Jackson, Missouri 197 $ 32,912,000 $ 167,065 $ 101,000
Manatee, Florida 195 $ 42,139,000 $ 216,097 $ 106,000
Bernalillo, New Mexico 195 $ 39,441,000 $ 202,261 $ 91,000
Chelan, Washington 193 $ 41,149,000 $ 213,207 $ 98,000
Summit, Ohio 189 $ 33,668,000 $ 178,137 $ 97,000
Lake, Indiana 187 $ 35,779,000 $ 191,331 $ 84,000
Cabarrus, North Carolina 187 $ 39,494,000 $ 211,197 $ 97,000
Polk, Florida 186 $ 31,972,000 $ 171,892 $ 100,000
Dane, Wisconsin 186 $ 40,963,000 $ 220,231 $ 102,000
Weld, Colorado 185 $ 41,846,000 $ 226,194 $ 105,000
Benton, Oregon 185 $ 42,149,000 $ 227,832 $ 96,000
Durham, North Carolina 183 $ 37,601,000 $ 205,469 $ 104,000
Guilford, North Carolina 180 $ 39,446,000 $ 219,144 $ 105,000
Navajo, Arizona 178 $ 36,299,000 $ 203,926 $ 146,000
Tooele, Utah 177 $ 31,593,000 $ 178,491 $ 75,000
Alachua, Florida 176 $ 34,852,000 $ 198,022 $ 117,000
Broomfield, Colorado 174 $ 46,516,000 $ 267,333 $ 121,000
Leon, Florida 174 $ 37,911,000 $ 217,879 $ 117,000
Harford, Maryland 169 $ 38,330,000 $ 226,804 $ 93,000
Warren, Ohio 169 $ 38,226,000 $ 226,189 $ 117,000
York, South Carolina 167 $ 34,767,000 $ 208,185 $ 90,000
Oldham, Kentucky 163 $ 40,945,000 $ 251,196 $ 120,000
Orleans, Louisiana 156 $ 36,851,000 $ 236,224 $ 125,000
Arlington, Virginia 156 $ 57,457,000 $ 368,314 $ 155,000
Jefferson, Missouri 155 $ 25,272,000 $ 163,045 $ 76,000
Sussex, New Jersey 154 $ 38,408,000 $ 249,402 $ 113,000
Boone, Indiana 153 $ 37,356,000 $ 244,156 $ 164,000
Cape May, New Jersey 152 $ 41,551,000 $ 273,361 $ 185,000
Brazoria, Texas 152 $ 26,936,000 $ 177,210 $ 97,000
Kent, Michigan 151 $ 27,772,000 $ 183,920 $ 103,000
Butte, California 149 $ 32,331,000 $ 216,986 $ 103,000
Monroe, Indiana 149 $ 27,348,000 $ 183,543 $ 99,000
Kitsap, Washington 149 $ 40,742,000 $ 273,436 $ 125,000
Mohave, Arizona 148 $ 24,771,000 $ 167,371 $ 101,000
Missoula, Montana 146 $ 29,191,000 $ 199,938 $ 80,000
Douglas, Nebraska 146 $ 26,846,000 $ 183,876 $ 121,000
Iredell, North Carolina 146 $ 35,386,000 $ 242,369 $ 107,000
Lafayette, Louisiana 145 $ 25,676,000 $ 177,075 $ 97,000
Northampton, Pennsylvania 142 $ 27,680,000 $ 194,929 $ 91,000
Lake, Florida 141 $ 24,657,000 $ 174,872 $ 90,000
Marion, Florida 141 $ 23,200,000 $ 164,539 $ 76,000
St. Tammany, Louisiana 141 $ 29,540,000 $ 209,503 $ 96,000
Shasta, California 138 $ 27,781,000 $ 201,311 $ 95,000
Lafourche, Louisiana 138 $ 23,581,000 $ 170,876 $ 86,000
Bexar, Texas 137 $ 28,745,000 $ 209,817 $ 133,000
Tulare, California 133 $ 26,841,000 $ 201,812 $ 95,000
Carroll, Maryland 132 $ 37,276,000 $ 282,393 $ 114,000
Frederick, Maryland 131 $ 36,131,000 $ 275,809 $ 107,000
Chesterfield, Virginia 131 $ 30,717,000 $ 234,480 $ 96,000
Osceola, Florida 130 $ 20,900,000 $ 160,769 $ 102,000
Calcasieu, Louisiana 130 $ 23,465,000 $ 180,500 $ 92,000
Wasatch, Utah 130 $ 34,694,000 $ 266,876 $ 127,000
Henrico, Virginia 130 $ 30,611,000 $ 235,469 $ 107,000
Thurston, Washington 130 $ 31,220,000 $ 240,153 $ 100,000
Cleveland, Oklahoma 127 $ 24,370,000 $ 191,889 $ 100,000
Atlantic, New Jersey 126 $ 29,082,000 $ 230,809 $ 180,000
Summit, Colorado 124 $ 35,911,000 $ 289,604 $ 184,000
New Hanover, North Carolina 124 $ 28,320,000 $ 228,387 $ 107,000
St. Louis City, Missouri 122 $ 18,522,000 $ 151,819 $ 127,000
Josephine, Oregon 122 $ 25,917,000 $ 212,434 $ 81,000
Gila, Arizona 120 $ 26,195,000 $ 218,291 $ 127,000
Box Elder, Utah 120 $ 22,881,000 $ 190,675 $ 77,000
Orange, North Carolina 119 $ 30,664,000 $ 257,680 $ 116,000
Linn, Oregon 116 $ 21,370,000 $ 184,224 $ 81,000
Kenton, Kentucky 115 $ 21,876,000 $ 190,226 $ 104,000
Calaveras, California 114 $ 25,229,000 $ 221,307 $ 147,000
Porter, Indiana 114 $ 22,129,000 $ 194,114 $ 114,000
Boone, Kentucky 113 $ 22,413,000 $ 198,345 $ 93,000
Horry, South Carolina 111 $ 22,086,000 $ 198,972 $ 100,000
Albemarle, Virginia 109 $ 28,094,000 $ 257,743 $ 111,000
Virginia Beach, Virginia 108 $ 27,146,000 $ 251,351 $ 103,000
Carver, Minnesota 106 $ 27,026,000 $ 254,962 $ 127,000
Spartanburg, South Carolina 105 $ 19,325,000 $ 184,047 $ 93,000
Baltimore City, Maryland 104 $ 19,779,000 $ 190,182 $ 95,000
Douglas, Washington 104 $ 21,835,000 $ 209,951 $ 92,000
Island, Washington 103 $ 27,364,000 $ 265,669 $ 119,000
Hall, Georgia 100 $ 21,740,000 $ 217,400 $ 132,000
Brunswick, North Carolina 100 $ 23,254,000 $ 232,540 $ 117,000
Clermont, Ohio 99 $ 18,653,000 $ 188,414 $ 108,000
Flagler, Florida 98 $ 16,309,000 $ 166,418 $ 85,000
Beaufort, South Carolina 98 $ 26,407,000 $ 269,459 $ 128,000
Washington, Arkansas 96 $ 19,399,000 $ 202,072 $ 106,000
Clay, Florida 95 $ 18,178,000 $ 191,347 $ 102,000
Alexandria, Virginia 95 $ 33,132,000 $ 348,757 $ 155,000
La Plata, Colorado 94 $ 25,852,000 $ 275,021 $ 101,000
Indian River, Florida 93 $ 15,406,000 $ 165,655 $ 86,000
Scott, Kentucky 92 $ 18,441,000 $ 200,445 $ 79,000
Mendocino, California 91 $ 24,075,000 $ 264,560 $ 120,000
Polk, Oregon 91 $ 16,666,000 $ 183,142 $ 87,000
Martin, Florida 90 $ 21,986,000 $ 244,288 $ 139,000
Polk, Iowa 90 $ 17,057,000 $ 189,522 $ 97,000
Ascension, Louisiana 90 $ 19,187,000 $ 213,188 $ 105,000
Allen, Indiana 89 $ 12,987,000 $ 145,921 $ 81,000
Buncombe, North Carolina 89 $ 18,469,000 $ 207,516 $ 83,000
Butler, Pennsylvania 88 $ 17,566,000 $ 199,613 $ 104,000
Calvert, Maryland 87 $ 23,759,000 $ 273,091 $ 128,000
Merrimack, New Hampshire 87 $ 16,834,000 $ 193,494 $ 115,000
New Castle, Delaware 85 $ 19,193,000 $ 225,800 $ 95,000
Platte, Missouri 85 $ 17,174,000 $ 202,047 $ 102,000
Yamhill, Oregon 85 $ 21,356,000 $ 251,247 $ 110,000
Hamilton, Tennessee 85 $ 16,274,000 $ 191,458 $ 100,000
Gallatin, Montana 84 $ 19,515,000 $ 232,321 $ 78,000
Strafford, New Hampshire 84 $ 15,505,000 $ 184,583 $ 79,000
York, Pennsylvania 84 $ 14,540,000 $ 173,095 $ 77,000
Clallam, Washington 84 $ 17,797,000 $ 211,869 $ 88,000
Fayette, Georgia 83 $ 19,036,000 $ 229,349 $ 117,000
Terrebonne, Louisiana 83 $ 15,120,000 $ 182,168 $ 103,000
Tuolumne, California 82 $ 19,722,000 $ 240,512 $ 143,000
Charlotte, Florida 82 $ 14,684,000 $ 179,073 $ 110,000
Livingston, Michigan 82 $ 16,675,000 $ 203,353 $ 123,000
Madison, Mississippi 81 $ 18,831,000 $ 232,481 $ 117,000
Medina, Ohio 81 $ 15,821,000 $ 195,320 $ 87,000
Skagit, Washington 80 $ 18,944,000 $ 236,800 $ 121,000
Escambia, Florida 79 $ 13,525,000 $ 171,202 $ 94,000
Henry, Georgia 79 $ 15,432,000 $ 195,341 $ 104,000
Madera, California 78 $ 15,459,000 $ 198,192 $ 129,000
Mesa, Colorado 78 $ 16,301,000 $ 208,987 $ 92,000
Wright, Minnesota 78 $ 15,850,000 $ 203,205 $ 87,000
Routt, Colorado 77 $ 25,682,000 $ 333,532 $ 130,000
Shelby, Tennessee 77 $ 14,446,000 $ 187,610 $ 140,000
Shawnee, Kansas 76 $ 12,014,000 $ 158,078 $ 86,000
Galveston, Texas 76 $ 15,525,000 $ 204,276 $ 112,000
Johnston, North Carolina 75 $ 14,744,000 $ 196,586 $ 85,000
Dauphin, Pennsylvania 75 $ 13,766,000 $ 183,546 $ 100,000
Roanoke, Virginia 75 $ 14,750,000 $ 196,666 $ 99,000
Washington, Wisconsin 75 $ 15,028,000 $ 200,373 $ 107,000
Pulaski, Arkansas 74 $ 11,708,000 $ 158,216 $ 88,000
Lake, California 74 $ 15,042,000 $ 203,270 $ 100,000
St. Lucie, Florida 74 $ 11,075,000 $ 149,662 $ 111,000
Flathead, Montana 74 $ 18,015,000 $ 243,445 $ 95,000
Lake, Ohio 74 $ 11,460,000 $ 154,864 $ 76,000
Belknap, New Hampshire 73 $ 14,592,000 $ 199,890 $ 105,000
Richland, South Carolina 73 $ 14,530,000 $ 199,041 $ 95,000
Fairfield, Ohio 72 $ 12,417,000 $ 172,458 $ 110,000
Douglas, Oregon 72 $ 14,092,000 $ 195,722 $ 81,000
Lexington, South Carolina 71 $ 14,315,000 $ 201,619 $ 89,000
Madison, Kentucky 70 $ 12,999,000 $ 185,700 $ 83,000
Stark, Ohio 70 $ 11,380,000 $ 162,571 $ 85,000
Berks, Pennsylvania 70 $ 12,305,000 $ 175,785 $ 86,000
Morgan, Utah 70 $ 17,174,000 $ 245,342 $ 80,000
Sumter, Florida 69 $ 13,067,000 $ 189,376 $ 80,000
Bonner, Idaho 69 $ 16,847,000 $ 244,159 $ 97,000
Warren, New Jersey 69 $ 15,968,000 $ 231,420 $ 99,000
Delaware, Ohio 69 $ 17,184,000 $ 249,043 $ 134,000
Cumberland, Pennsylvania 69 $ 13,799,000 $ 199,985 $ 98,000
Stafford, Virginia 69 $ 18,664,000 $ 270,492 $ 116,000
Benton, Arkansas 68 $ 14,162,000 $ 208,264 $ 100,000
Grand, Colorado 68 $ 18,743,000 $ 275,632 $ 180,000
Lincoln, North Carolina 68 $ 16,330,000 $ 240,147 $ 107,000
Lincoln, Oregon 68 $ 15,739,000 $ 231,455 $ 120,000
Windham, Connecticut 67 $ 12,416,000 $ 185,313 $ 110,000
Hancock, Indiana 67 $ 11,442,000 $ 170,776 $ 91,000
Grand Traverse, Michigan 67 $ 12,871,000 $ 192,104 $ 104,000
Forsyth, North Carolina 67 $ 13,365,000 $ 199,477 $ 92,000
Sumner, Tennessee 67 $ 14,381,000 $ 214,641 $ 87,000
Hernando, Florida 66 $ 10,269,000 $ 155,590 $ 81,000
Jessamine, Kentucky 66 $ 14,127,000 $ 214,045 $ 110,000
Rutherford, Tennessee 66 $ 12,272,000 $ 185,939 $ 86,000
Jefferson, Alabama 65 $ 11,525,000 $ 177,307 $ 96,000
San Benito, California 65 $ 18,628,000 $ 286,584 $ 117,000
Monroe, Florida 65 $ 19,214,000 $ 295,600 $ 271,000
Wilson, Tennessee 65 $ 12,571,000 $ 193,400 $ 86,000
St. Joseph, Indiana 64 $ 9,272,000 $ 144,875 $ 87,000
Hampden, Massachusetts 64 $ 13,724,000 $ 214,437 $ 103,000
Gaston, North Carolina 64 $ 11,954,000 $ 186,781 $ 114,000
Bibb, Georgia 63 $ 11,961,000 $ 189,857 $ 122,000
Kendall, Illinois 63 $ 12,956,000 $ 205,650 $ 97,000
Merced, California 62 $ 10,093,000 $ 162,790 $ 149,000
Lancaster, Pennsylvania 62 $ 11,025,000 $ 177,822 $ 81,000
Amador, California 61 $ 14,353,000 $ 235,295 $ 91,000
Humboldt, California 61 $ 13,759,000 $ 225,557 $ 94,000
Okaloosa, Florida 61 $ 15,154,000 $ 248,426 $ 94,000
Paulding, Georgia 61 $ 11,018,000 $ 180,622 $ 87,000
Monroe, Pennsylvania 61 $ 10,448,000 $ 171,278 $ 92,000
Latah, Idaho 60 $ 10,698,000 $ 178,300 $ 77,000
Berkeley, South Carolina 60 $ 14,899,000 $ 248,316 $ 130,000
Bullitt, Kentucky 59 $ 10,186,000 $ 172,644 $ 73,000
Worcester, Maryland 59 $ 13,962,000 $ 236,644 $ 140,000
Lowndes, Mississippi 59 $ 10,504,000 $ 178,033 $ 101,000
York, Virginia 59 $ 15,240,000 $ 258,305 $ 102,000
Coweta, Georgia 58 $ 11,628,000 $ 200,482 $ 85,000
Florence, South Carolina 58 $ 9,488,000 $ 163,586 $ 81,000
Hays, Texas 58 $ 12,892,000 $ 222,275 $ 123,000
Douglas, Nevada 57 $ 14,637,000 $ 256,789 $ 106,000
Morgan, Indiana 56 $ 9,142,000 $ 163,250 $ 88,000
Westmoreland, Pennsylvania 56 $ 10,939,000 $ 195,339 $ 96,000
Sedgwick, Kansas 55 $ 8,249,000 $ 149,981 $ 83,000
Lorain, Ohio 55 $ 11,210,000 $ 203,818 $ 111,000
Ozaukee, Wisconsin 55 $ 13,243,000 $ 240,781 $ 126,000
Kootenai, Idaho 54 $ 11,786,000 $ 218,259 $ 80,000
Tangipahoa, Louisiana 54 $ 10,705,000 $ 198,240 $ 93,000
Chatham, North Carolina 54 $ 15,727,000 $ 291,240 $ 110,000
Canadian, Oklahoma 54 $ 10,189,000 $ 188,685 $ 103,000
Bonneville, Idaho 53 $ 10,429,000 $ 196,773 $ 127,000
Livingston, Louisiana 53 $ 9,839,000 $ 185,641 $ 92,000
Santa Fe, New Mexico 53 $ 15,197,000 $ 286,735 $ 107,000
Montgomery, Ohio 53 $ 8,551,000 $ 161,339 $ 86,000
St. Louis, Minnesota 52 $ 8,996,000 $ 173,000 $ 79,000
Centre, Pennsylvania 52 $ 11,903,000 $ 228,903 $ 107,000
Outagamie, Wisconsin 52 $ 7,890,000 $ 151,730 $ 82,000
Teton, Wyoming 52 $ 17,205,000 $ 330,865 $ 105,000
Floyd, Indiana 51 $ 10,048,000 $ 197,019 $ 92,000
St. Charles, Louisiana 51 $ 9,906,000 $ 194,235 $ 95,000
Clatsop, Oregon 51 $ 12,102,000 $ 237,294 $ 175,000
Eagle, Colorado 49 $ 16,883,000 $ 344,551 $ 142,000
Nassau, Florida 49 $ 11,389,000 $ 232,428 $ 151,000
Tillamook, Oregon 49 $ 12,280,000 $ 250,612 $ 163,000
Iron, Utah 49 $ 10,467,000 $ 213,612 $ 100,000
Chesapeake, Virginia 49 $ 11,135,000 $ 227,244 $ 106,000
Tippecanoe, Indiana 48 $ 8,105,000 $ 168,854 $ 99,000
Stearns, Minnesota 48 $ 8,132,000 $ 169,416 $ 82,000
Anderson, South Carolina 48 $ 9,165,000 $ 190,937 $ 93,000
Rockwall, Texas 48 $ 10,035,000 $ 209,062 $ 120,000
Sanpete, Utah 48 $ 7,067,000 $ 147,229 $ 61,000
Uintah, Utah 48 $ 9,538,000 $ 198,708 $ 89,000
Sutter, California 47 $ 7,829,000 $ 166,574 $ 65,000
Grafton, New Hampshire 47 $ 9,010,000 $ 191,702 $ 116,000
Rogers, Oklahoma 47 $ 8,230,000 $ 175,106 $ 115,000
Dorchester, South Carolina 47 $ 9,288,000 $ 197,617 $ 85,000
El Paso, Texas 47 $ 9,165,000 $ 195,000 $ 134,000
Brown, Wisconsin 47 $ 7,644,000 $ 162,638 $ 109,000
Racine, Wisconsin 47 $ 8,706,000 $ 185,234 $ 94,000
Clarke, Georgia 46 $ 6,926,000 $ 150,565 $ 85,000
Ottawa, Michigan 46 $ 9,146,000 $ 198,826 $ 96,000
Franklin, Missouri 46 $ 9,670,000 $ 210,217 $ 110,000
Hood River, Oregon 46 $ 10,060,000 $ 218,695 $ 94,000
Washington, Pennsylvania 46 $ 11,353,000 $ 246,804 $ 126,000
Saline, Arkansas 45 $ 6,862,000 $ 152,488 $ 70,000
Shelby, Kentucky 45 $ 9,402,000 $ 208,933 $ 105,000
Camden, Missouri 45 $ 9,322,000 $ 207,155 $ 124,000
Conway, Arkansas 44 $ 5,470,000 $ 124,318 $ 68,000
Bay, Florida 44 $ 8,730,000 $ 198,409 $ 93,000
Yellowstone, Montana 44 $ 7,736,000 $ 175,818 $ 80,000
Providence, Rhode Island 44 $ 7,055,000 $ 160,340 $ 69,000
Citrus, Florida 43 $ 8,013,000 $ 186,348 $ 85,000
Walton, Georgia 43 $ 8,078,000 $ 187,860 $ 93,000
Blaine, Idaho 43 $ 12,242,000 $ 284,697 $ 184,000
Canyon, Idaho 43 $ 7,757,000 $ 180,395 $ 74,000
Catawba, North Carolina 43 $ 9,808,000 $ 228,093 $ 97,000
Geauga, Ohio 43 $ 9,807,000 $ 228,069 $ 109,000
Sevier, Tennessee 43 $ 8,329,000 $ 193,697 $ 104,000
Clark, Indiana 42 $ 7,103,000 $ 169,119 $ 87,000
Cass, Missouri 42 $ 8,243,000 $ 196,261 $ 80,000
Wagoner, Oklahoma 42 $ 7,764,000 $ 184,857 $ 92,000
Columbia, Oregon 42 $ 9,696,000 $ 230,857 $ 85,000
Mason, Washington 42 $ 9,747,000 $ 232,071 $ 99,000
Oconee, Georgia 41 $ 8,469,000 $ 206,560 $ 98,000
Crow Wing, Minnesota 41 $ 9,386,000 $ 228,926 $ 92,000
Blount, Tennessee 41 $ 8,305,000 $ 202,560 $ 88,000
Bartholomew, Indiana 40 $ 8,169,000 $ 204,225 $ 156,000
Boone, Missouri 40 $ 6,248,000 $ 156,200 $ 91,000
Cowlitz, Washington 40 $ 9,130,000 $ 228,250 $ 98,000
Kings, California 39 $ 6,891,000 $ 176,692 $ 99,000
Chatham, Georgia 39 $ 8,652,000 $ 221,846 $ 126,000
Douglas, Georgia 39 $ 7,636,000 $ 195,794 $ 86,000
Campbell, Kentucky 39 $ 7,723,000 $ 198,025 $ 96,000
Sherburne, Minnesota 39 $ 7,668,000 $ 196,615 $ 93,000
Hanover, Virginia 39 $ 9,142,000 $ 234,410 $ 93,000
Newport News, Virginia 39 $ 7,077,000 $ 181,461 $ 69,000
Elbert, Colorado 38 $ 10,291,000 $ 270,815 $ 115,000
Santa Rosa, Florida 38 $ 8,208,000 $ 216,000 $ 122,000
Clayton, Georgia 38 $ 3,688,000 $ 97,052 $ 50,000
Benton, Washington 38 $ 7,061,000 $ 185,815 $ 96,000
Charles, Maryland 37 $ 8,526,000 $ 230,432 $ 87,000
Sandoval, New Mexico 37 $ 7,400,000 $ 200,000 $ 85,000
Henderson, North Carolina 37 $ 7,804,000 $ 210,918 $ 97,000
Licking, Ohio 37 $ 6,418,000 $ 173,459 $ 99,000
Mahoning, Ohio 37 $ 6,033,000 $ 163,054 $ 93,000
Portage, Ohio 37 $ 5,644,000 $ 152,540 $ 83,000
McLennan, Texas 37 $ 6,979,000 $ 188,621 $ 92,000
James City, Virginia 37 $ 9,245,000 $ 249,864 $ 96,000
Richmond City, Virginia 37 $ 8,634,000 $ 233,351 $ 104,000
Elkhart, Indiana 36 $ 6,150,000 $ 170,833 $ 95,000
Oxford, Maine 36 $ 6,319,000 $ 175,527 $ 130,000
Chisago, Minnesota 36 $ 7,045,000 $ 195,694 $ 86,000
Dona Ana, New Mexico 36 $ 7,921,000 $ 220,027 $ 84,000
Bedford, Virginia 36 $ 8,295,000 $ 230,416 $ 95,000
Frederick, Virginia 36 $ 7,848,000 $ 218,000 $ 77,000
St. Mary's, Maryland 35 $ 10,147,000 $ 289,914 $ 120,000
Duchesne, Utah 35 $ 5,268,000 $ 150,514 $ 73,000
Juab, Utah 35 $ 5,552,000 $ 158,628 $ 64,000
Kane, Utah 35 $ 5,913,000 $ 168,942 $ 102,000
Inyo, California 34 $ 9,305,000 $ 273,676 $ 106,000
Vanderburgh, Indiana 34 $ 5,193,000 $ 152,735 $ 101,000
Franklin, North Carolina 34 $ 6,679,000 $ 196,441 $ 84,000
Madison, Alabama 33 $ 6,420,000 $ 194,545 $ 118,000
Jackson, Georgia 33 $ 6,275,000 $ 190,151 $ 77,000
Dukes, Massachusetts 33 $ 10,351,000 $ 313,666 $ 138,000
Charlottesville, Virginia 33 $ 7,366,000 $ 223,212 $ 113,000
Howard, Indiana 32 $ 4,452,000 $ 139,125 $ 96,000
Madison, Indiana 32 $ 5,295,000 $ 165,468 $ 80,000
Ouachita, Louisiana 32 $ 4,867,000 $ 152,093 $ 87,000
Cumberland, North Carolina 32 $ 5,638,000 $ 176,187 $ 98,000
Pitt, North Carolina 32 $ 6,942,000 $ 216,937 $ 112,000
Watauga, North Carolina 32 $ 7,625,000 $ 238,281 $ 141,000
Spotsylvania, Virginia 32 $ 7,576,000 $ 236,750 $ 95,000
Mono, California 31 $ 9,608,000 $ 309,935 $ 223,000
Hardin, Kentucky 31 $ 5,155,000 $ 166,290 $ 68,000
Queen Anne's, Maryland 31 $ 9,303,000 $ 300,096 $ 116,000
Sarpy, Nebraska 31 $ 4,963,000 $ 160,096 $ 99,000
Roanoke City, Virginia 31 $ 5,634,000 $ 181,741 $ 89,000
Crook, Oregon 30 $ 6,292,000 $ 209,733 $ 104,000
Lebanon, Pennsylvania 30 $ 5,092,000 $ 169,733 $ 75,000
Georgetown, South Carolina 30 $ 6,665,000 $ 222,166 $ 85,000
Hampton, Virginia 30 $ 5,383,000 $ 179,433 $ 80,000
Grant, Washington 30 $ 5,601,000 $ 186,700 $ 116,000
Ingham, Michigan 29 $ 5,397,000 $ 186,103 $ 107,000
Lincoln, Missouri 29 $ 5,300,000 $ 182,758 $ 83,000
Pickens, South Carolina 29 $ 4,427,000 $ 152,655 $ 65,000
Fauquier, Virginia 29 $ 8,045,000 $ 277,413 $ 115,000
Faulkner, Arkansas 28 $ 4,569,000 $ 163,178 $ 97,000
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Mortgage Loan Application Detail Totals for Provident Funding Associates in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 171,661 $44,198,457,000 $257,000 $802,000 $119,000 $8,903,000
Home Purchase 35,839 $8,564,525,000 $238,000 $1,350,000 $114,000 $9,855,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 151,668 $37,836,314,000 $249,000 $802,000 $118,000 $9,855,000
Asian 28,268 $8,060,393,000 $285,000 $801,000 $122,000 $7,291,000
Not Provided 16,472 $4,297,475,000 $260,000 $1,350,000 $126,000 $6,737,000
Hispanic 7,298 $1,727,051,000 $236,000 $740,000 $97,000 $1,636,000
Black or African American 2,733 $573,189,000 $209,000 $715,000 $96,000 $1,920,000
Native Hawaiian or Other Pacific Islander 617 $160,502,000 $260,000 $697,000 $112,000 $1,185,000
American Indian or Alaskan Native 444 $108,058,000 $243,000 $696,000 $108,000 $1,027,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 207,500 $52,762,982,000 $254,000 $1,350,000 $118,000 $9,855,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 144,199 $35,997,451,000 $249,000 $802,000 $118,000 $9,855,000
Application Denied By Financial Institution 30,225 $7,814,437,000 $258,000 $1,350,000 $109,000 $8,903,000
Application Withdrawn By Applicant 19,541 $5,377,018,000 $275,000 $802,000 $133,000 $7,200,000
File Closed For Incompleteness 9,927 $2,624,176,000 $264,000 $730,000 $123,000 $2,799,000
Application Approved But Not Accepted 3,608 $949,900,000 $263,000 $730,000 $120,000 $5,588,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 11,613 $2,969,756,000 $255,000 $801,000 $110,000 $6,028,000
Other 9,768 $2,518,417,000 $257,000 $793,000 $128,000 $8,903,000
Debt-To-Income Ratio 6,000 $1,647,118,000 $274,000 $802,000 $76,000 $7,291,000
Insufficient Cash (Downpayment, Closing Cost) 910 $224,343,000 $246,000 $730,000 $108,000 $913,000
Unverifiable Information 828 $204,248,000 $246,000 $730,000 $116,000 $2,820,000
Credit History 450 $92,416,000 $205,000 $625,000 $136,000 $6,005,000
Employment History 361 $88,834,000 $246,000 $731,000 $97,000 $700,000
Credit Application Incomplete 178 $42,061,000 $236,000 $1,350,000 $89,000 $901,000
Mortgage Insurance Denied 116 $26,944,000 $232,000 $544,000 $96,000 $241,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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