Provident Funding Associates, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Provident Funding Associates, L.P. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Provident Funding Associates, L.P. 851 Traeger Avenue, Suite 100 Sacramento, CA 94066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 31,376 |
| Total Mortgage Loan Application Amount | $8,632,177,000 |
| Average Mortgage Loan Application Amount | $273,000 |
| Highest Mortgage Loan Application Amount | $2,761,000 |
| Average Applicant Income | $114,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Provident Funding Associates, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Provident Funding Associates, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Provident Funding Associates, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Provident Funding Associates, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Provident Funding Associates, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Provident Funding Associates, L.P.'s mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SEATTLE-BELLEVUE-EVERETT, WA | 1,600 | $ 516,826,000 | $ 323,000 | $ 101,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,326 | $ 471,215,000 | $ 355,000 | $ 141,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,303 | $ 350,385,000 | $ 268,000 | $ 106,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,237 | $ 289,706,000 | $ 234,000 | $ 112,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,193 | $ 461,400,000 | $ 386,000 | $ 151,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,099 | $ 362,435,000 | $ 329,000 | $ 115,000 |
| SALT LAKE CITY, UT | 1,084 | $ 268,492,000 | $ 247,000 | $ 99,000 |
| DALLAS-PLANO-IRVING, TX | 1,037 | $ 276,849,000 | $ 266,000 | $ 123,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 919 | $ 245,896,000 | $ 267,000 | $ 112,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 857 | $ 237,032,000 | $ 265,000 | $ 113,500 |
| SAN DIEGO-CARLSBAD, CA | 771 | $ 251,283,000 | $ 325,000 | $ 120,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 762 | $ 271,849,000 | $ 356,000 | $ 128,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 752 | $ 184,184,000 | $ 244,000 | $ 125,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 707 | $ 201,673,000 | $ 285,000 | $ 129,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 696 | $ 179,707,000 | $ 258,000 | $ 121,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 692 | $ 172,495,000 | $ 249,000 | $ 119,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 642 | $ 168,062,000 | $ 261,000 | $ 110,000 |
| OGDEN-CLEARFIELD, UT | 618 | $ 143,763,000 | $ 232,000 | $ 81,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 590 | $ 163,587,000 | $ 277,000 | $ 120,000 |
| PROVO-OREM, UT | 526 | $ 123,880,000 | $ 235,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 480 | $ 153,484,000 | $ 326,000 | $ 61,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 467 | $ 112,029,000 | $ 243,000 | $ 110,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 451 | $ 104,859,000 | $ 264,000 | $ 135,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 379 | $ 85,879,000 | $ 226,000 | $ 113,000 |
| NEWARK, NJ-PA | 371 | $ 111,711,000 | $ 245,500 | $ 146,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 337 | $ 78,626,000 | $ 233,000 | $ 111,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 293 | $ 96,557,000 | $ 329,000 | $ 110,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 282 | $ 115,159,000 | $ 408,000 | $ 144,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 270 | $ 86,432,000 | $ 320,000 | $ 135,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 268 | $ 64,474,000 | $ 240,000 | $ 108,000 |
| RALEIGH, NC | 252 | $ 59,899,000 | $ 237,000 | $ 118,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 244 | $ 67,974,000 | $ 278,000 | $ 89,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 226 | $ 52,747,000 | $ 220,500 | $ 116,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 224 | $ 49,057,000 | $ 219,000 | $ 114,000 |
| ST. LOUIS, MO-IL | 210 | $ 46,109,000 | $ 220,000 | $ 107,000 |
| SANTA ROSA, CA | 206 | $ 61,244,000 | $ 297,000 | $ 129,000 |
| AUSTIN-ROUND ROCK, TX | 200 | $ 48,543,000 | $ 242,000 | $ 110,000 |
| BOSTON, MA | 185 | $ 55,613,000 | $ 300,000 | $ 116,000 |
| STOCKTON-LODI, CA | 181 | $ 46,143,000 | $ 254,000 | $ 126,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 179 | $ 56,679,000 | $ 316,000 | $ 104,000 |
| PHILADELPHIA, PA | 179 | $ 47,621,000 | $ 266,000 | $ 113,000 |
| VALLEJO-FAIRFIELD, CA | 167 | $ 44,828,000 | $ 268,000 | $ 106,000 |
| CAMDEN, NJ | 160 | $ 37,402,000 | $ 233,000 | $ 112,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 152 | $ 45,329,000 | $ 239,000 | $ 160,500 |
| BOULDER, CO | 150 | $ 42,957,000 | $ 286,000 | $ 119,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 149 | $ 38,749,000 | $ 260,000 | $ 122,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 148 | $ 33,723,000 | $ 227,000 | $ 120,000 |
| PITTSBURGH, PA | 143 | $ 34,101,000 | $ 238,000 | $ 116,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 142 | $ 41,833,000 | $ 294,000 | $ 112,000 |
| TUCSON, AZ | 141 | $ 31,344,000 | $ 222,000 | $ 122,000 |
| FORT COLLINS, CO | 137 | $ 34,141,000 | $ 249,000 | $ 95,000 |
| FORT WORTH-ARLINGTON, TX | 135 | $ 28,213,000 | $ 208,000 | $ 114,000 |
| LEXINGTON-FAYETTE, KY | 131 | $ 26,037,000 | $ 198,000 | $ 111,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 129 | $ 39,816,000 | $ 308,000 | $ 163,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 128 | $ 27,475,000 | $ 225,000 | $ 86,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 109 | $ 25,543,000 | $ 234,000 | $ 111,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 104 | $ 25,950,000 | $ 249,000 | $ 122,000 |
| TACOMA-LAKEWOOD, WA | 102 | $ 26,781,000 | $ 262,000 | $ 111,000 |
| COLORADO SPRINGS, CO | 100 | $ 22,683,000 | $ 226,000 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 92 | $ 22,033,000 | $ 239,000 | $ 127,000 |
| RICHMOND, VA | 91 | $ 20,713,000 | $ 227,000 | $ 70,000 |
| JACKSONVILLE, FL | 85 | $ 18,086,000 | $ 212,000 | $ 104,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 82 | $ 21,409,000 | $ 261,000 | $ 111,000 |
| SANTA CRUZ-WATSONVILLE, CA | 80 | $ 29,244,000 | $ 365,000 | $ 133,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 79 | $ 20,165,000 | $ 255,000 | $ 110,000 |
| FRESNO, CA | 78 | $ 16,911,000 | $ 216,000 | $ 96,000 |
| COLUMBUS, OH | 77 | $ 16,037,000 | $ 208,000 | $ 107,000 |
| WORCESTER, MA-CT | 76 | $ 20,324,000 | $ 257,500 | $ 125,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 75 | $ 15,939,000 | $ 212,000 | $ 97,000 |
| GREELEY, CO | 72 | $ 17,159,000 | $ 238,000 | $ 101,000 |
| MODESTO, CA | 70 | $ 15,024,000 | $ 214,000 | $ 107,000 |
| URBAN HONOLULU, HI | 70 | $ 30,224,000 | $ 431,000 | $ 126,000 |
| SANTA MARIA-SANTA BARBARA, CA | 68 | $ 19,469,000 | $ 286,000 | $ 106,000 |
| CINCINNATI, OH-KY-IN | 65 | $ 12,899,000 | $ 181,666 | $ 97,000 |
| TRENTON, NJ | 63 | $ 18,103,000 | $ 287,000 | $ 134,000 |
| KANSAS CITY, MO-KS | 62 | $ 12,270,000 | $ 198,500 | $ 89,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 58 | $ 13,902,000 | $ 239,000 | $ 76,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 56 | $ 12,937,000 | $ 231,000 | $ 98,000 |
| DURHAM-CHAPEL HILL, NC | 55 | $ 12,863,000 | $ 233,000 | $ 129,000 |
| EUGENE, OR | 55 | $ 11,775,000 | $ 214,000 | $ 96,000 |
| ST. GEORGE, UT | 53 | $ 11,697,000 | $ 220,000 | $ 84,000 |
| ELGIN, IL | 52 | $ 11,891,000 | $ 228,000 | $ 110,000 |
| OKLAHOMA CITY, OK | 52 | $ 10,873,000 | $ 209,000 | $ 112,000 |
| SAN RAFAEL, CA | 51 | $ 16,247,000 | $ 318,000 | $ 118,000 |
| PROVIDENCE-WARWICK, RI-MA | 50 | $ 10,799,000 | $ 204,500 | $ 52,000 |
| BEND-REDMOND, OR | 48 | $ 12,651,000 | $ 263,000 | $ 118,000 |
| PRESCOTT, AZ | 48 | $ 9,457,000 | $ 197,000 | $ 106,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 47 | $ 10,363,000 | $ 220,000 | $ 115,000 |
| CAPE CORAL-FORT MYERS, FL | 46 | $ 10,472,000 | $ 227,000 | $ 132,000 |
| BAKERSFIELD, CA | 43 | $ 8,675,000 | $ 201,000 | $ 108,000 |
| LANCASTER, PA | 41 | $ 7,978,000 | $ 194,000 | $ 82,000 |
| REDDING, CA | 40 | $ 8,088,000 | $ 202,000 | $ 81,000 |
| RENO, NV | 39 | $ 9,051,000 | $ 232,000 | $ 115,000 |
| SALINAS, CA | 38 | $ 11,692,000 | $ 307,000 | $ 141,000 |
| ANN ARBOR, MI | 37 | $ 9,516,000 | $ 257,000 | $ 121,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 37 | $ 8,020,000 | $ 216,000 | $ 107,000 |
| NAPA, CA | 37 | $ 11,271,000 | $ 304,000 | $ 122,000 |
| GREENSBORO-HIGH POINT, NC | 34 | $ 7,366,000 | $ 216,000 | $ 121,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 34 | $ 7,606,000 | $ 223,000 | $ 92,000 |
| NORWICH-NEW LONDON, CT | 34 | $ 7,811,000 | $ 229,000 | $ 113,000 |
| TULSA, OK | 34 | $ 7,614,000 | $ 223,000 | $ 127,000 |
| CLEVELAND-ELYRIA, OH | 33 | $ 6,391,000 | $ 193,000 | $ 126,000 |
| LOGAN, UT-ID | 33 | $ 6,717,000 | $ 203,000 | $ 50,000 |
| SPOKANE-SPOKANE VALLEY, WA | 33 | $ 7,821,000 | $ 237,000 | $ 106,000 |
| CHICO, CA | 32 | $ 7,024,000 | $ 219,000 | $ 92,000 |
| YAKIMA, WA | 32 | $ 6,674,000 | $ 208,000 | $ 86,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 30 | $ 8,096,000 | $ 269,000 | $ 128,000 |
| OLYMPIA-TUMWATER, WA | 30 | $ 7,006,000 | $ 233,000 | $ 102,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 29 | $ 6,113,000 | $ 210,000 | $ 118,000 |
| BARNSTABLE TOWN, MA | 29 | $ 7,201,000 | $ 248,000 | $ 146,000 |
| BREMERTON-SILVERDALE, WA | 29 | $ 7,988,000 | $ 275,000 | $ 119,000 |
| GARY, IN | 29 | $ 5,687,000 | $ 196,000 | $ 94,000 |
| MERCED, CA | 29 | $ 5,248,000 | $ 180,000 | $ 301,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 29 | $ 5,921,000 | $ 204,000 | $ 102,000 |
| SALEM, OR | 29 | $ 5,777,000 | $ 199,000 | $ 85,000 |
| FLAGSTAFF, AZ | 27 | $ 6,223,000 | $ 230,000 | $ 136,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 26 | $ 6,907,000 | $ 265,000 | $ 107,000 |
| CORVALLIS, OR | 26 | $ 6,315,000 | $ 242,000 | $ 120,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 24 | $ 3,692,000 | $ 153,000 | $ 89,000 |
| HARRISBURG-CARLISLE, PA | 23 | $ 6,111,000 | $ 265,000 | $ 108,000 |
| ASHEVILLE, NC | 22 | $ 4,363,000 | $ 198,000 | $ 106,000 |
| KENNEWICK-RICHLAND, WA | 22 | $ 4,462,000 | $ 202,000 | $ 109,000 |
| BELLINGHAM, WA | 21 | $ 5,369,000 | $ 255,000 | $ 125,000 |
| CHARLOTTESVILLE, VA | 21 | $ 4,968,000 | $ 236,000 | $ 113,000 |
| MEDFORD, OR | 21 | $ 4,779,000 | $ 227,000 | $ 126,000 |
| WINSTON-SALEM, NC | 21 | $ 4,425,000 | $ 210,000 | $ 130,000 |
| YORK-HANOVER, PA | 21 | $ 4,317,000 | $ 205,000 | $ 94,000 |
| GAINESVILLE, FL | 20 | $ 3,738,000 | $ 186,000 | $ 93,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 20 | $ 4,716,000 | $ 234,500 | $ 114,500 |
| PORT ST. LUCIE, FL | 19 | $ 4,635,000 | $ 243,000 | $ 95,000 |
| TALLAHASSEE, FL | 18 | $ 4,676,000 | $ 259,000 | $ 101,000 |
| WILMINGTON, NC | 18 | $ 3,690,000 | $ 205,000 | $ 97,000 |
| ROCHESTER, MN | 17 | $ 3,065,000 | $ 180,000 | $ 80,000 |
| BOISE CITY, ID | 16 | $ 3,787,000 | $ 236,000 | $ 89,000 |
| WENATCHEE, WA | 16 | $ 4,925,000 | $ 307,000 | $ 150,000 |
| GRAND RAPIDS-WYOMING, MI | 14 | $ 2,825,000 | $ 201,000 | $ 135,000 |
| LANSING-EAST LANSING, MI | 14 | $ 3,192,000 | $ 228,000 | $ 117,000 |
| STATE COLLEGE, PA | 14 | $ 2,675,000 | $ 191,000 | $ 67,000 |
| AKRON, OH | 13 | $ 2,444,000 | $ 188,000 | $ 160,000 |
| COLLEGE STATION-BRYAN, TX | 13 | $ 3,354,000 | $ 258,000 | $ 105,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 3,198,000 | $ 246,000 | $ 125,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 13 | $ 2,151,000 | $ 165,000 | $ 119,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 2,936,000 | $ 212,000 | $ 123,000 |
| SPRINGFIELD, MA | 13 | $ 2,978,000 | $ 229,000 | $ 118,000 |
| VISALIA-PORTERVILLE, CA | 13 | $ 3,249,000 | $ 249,000 | $ 124,000 |
| HICKORY-LENOIR-MORGANTON, NC | 12 | $ 2,838,000 | $ 236,000 | $ 149,000 |
| OCEAN CITY, NJ | 12 | $ 3,078,000 | $ 256,000 | $ 173,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 12 | $ 1,737,000 | $ 144,000 | $ 72,000 |
| MEMPHIS, TN-MS-AR | 11 | $ 1,944,000 | $ 176,000 | $ 118,000 |
| MOUNT VERNON-ANACORTES, WA | 11 | $ 2,919,000 | $ 265,000 | $ 109,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 10 | $ 2,253,000 | $ 227,500 | $ 85,000 |
| COLUMBUS, IN | 10 | $ 2,535,000 | $ 253,000 | $ 120,000 |
| KNOXVILLE, TN | 10 | $ 2,491,000 | $ 249,000 | $ 92,000 |
| LYNCHBURG, VA | 10 | $ 1,743,000 | $ 174,000 | $ 78,000 |
| YUBA CITY, CA | 10 | $ 2,128,000 | $ 212,000 | $ 88,000 |
| GAINESVILLE, GA | 9 | $ 2,551,000 | $ 283,000 | $ 107,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 9 | $ 3,446,000 | $ 382,000 | $ 111,000 |
| READING, PA | 9 | $ 2,112,000 | $ 234,000 | $ 110,000 |
| SAVANNAH, GA | 9 | $ 1,865,000 | $ 207,000 | $ 85,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 2,141,000 | $ 237,000 | $ 155,000 |
| SIOUX FALLS, SD | 9 | $ 1,914,000 | $ 212,000 | $ 0 |
| ALBANY, OR | 8 | $ 1,460,000 | $ 182,000 | $ 100,000 |
| CHATTANOOGA, TN-GA | 8 | $ 1,411,000 | $ 123,000 | $ 94,500 |
| COLUMBIA, SC | 8 | $ 1,323,000 | $ 165,000 | $ 89,000 |
| GRAND JUNCTION, CO | 8 | $ 1,956,000 | $ 244,000 | $ 120,000 |
| KOKOMO, IN | 8 | $ 1,525,000 | $ 190,000 | $ 98,000 |
| OCALA, FL | 8 | $ 1,500,000 | $ 187,000 | $ 89,000 |
| SALISBURY, MD-DE | 8 | $ 1,907,000 | $ 238,000 | $ 130,000 |
| SPARTANBURG, SC | 8 | $ 1,766,000 | $ 220,000 | $ 105,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 1,791,000 | $ 255,000 | $ 62,000 |
| CANTON-MASSILLON, OH | 7 | $ 824,000 | $ 117,000 | $ 80,000 |
| CORPUS CHRISTI, TX | 7 | $ 1,239,000 | $ 177,000 | $ 100,000 |
| DAYTON, OH | 7 | $ 894,000 | $ 127,000 | $ 71,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 2,338,000 | $ 334,000 | $ 163,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 1,031,000 | $ 147,000 | $ 87,000 |
| MADERA, CA | 7 | $ 1,441,000 | $ 205,000 | $ 111,000 |
| MADISON, WI | 7 | $ 1,413,000 | $ 201,000 | $ 90,000 |
| PEORIA, IL | 7 | $ 1,221,000 | $ 174,000 | $ 95,000 |
| PUNTA GORDA, FL | 7 | $ 1,610,000 | $ 230,000 | $ 118,000 |
| WILMINGTON, DE-MD-NJ | 7 | $ 1,429,000 | $ 217,000 | $ 34,666 |
| BLOOMINGTON, IN | 6 | $ 1,677,000 | $ 279,000 | $ 137,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 1,584,000 | $ 264,000 | $ 102,000 |
| MIDLAND, MI | 6 | $ 1,194,000 | $ 199,000 | $ 107,000 |
| ROANOKE, VA | 6 | $ 971,000 | $ 161,000 | $ 104,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 1,285,000 | $ 257,000 | $ 167,000 |
| FLINT, MI | 5 | $ 868,000 | $ 173,000 | $ 105,000 |
| FORT WAYNE, IN | 5 | $ 859,000 | $ 171,000 | $ 93,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 782,000 | $ 156,000 | $ 78,000 |
| JACKSONVILLE, NC | 5 | $ 1,236,000 | $ 247,000 | $ 160,000 |
| PANAMA CITY, FL | 5 | $ 1,241,000 | $ 248,000 | $ 145,000 |
| PUEBLO, CO | 5 | $ 890,000 | $ 178,000 | $ 42,000 |
| TYLER, TX | 5 | $ 852,000 | $ 170,000 | $ 79,000 |
| BATTLE CREEK, MI | 4 | $ 913,000 | $ 228,000 | $ 117,000 |
| BURLINGTON, NC | 4 | $ 729,000 | $ 182,000 | $ 106,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 749,000 | $ 187,000 | $ 90,000 |
| COEUR D'ALENE, ID | 4 | $ 1,047,000 | $ 261,000 | $ 92,000 |
| DULUTH, MN-WI | 4 | $ 489,000 | $ 122,000 | $ 88,000 |
| ERIE, PA | 4 | $ 671,000 | $ 167,000 | $ 78,000 |
| GETTYSBURG, PA | 4 | $ 643,000 | $ 160,000 | $ 67,000 |
| HANFORD-CORCORAN, CA | 4 | $ 801,000 | $ 200,000 | $ 115,000 |
| JOHNSTOWN, PA | 4 | $ 793,000 | $ 198,000 | $ 97,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 766,000 | $ 191,000 | $ 110,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 684,000 | $ 171,000 | $ 22,000 |
| SPRINGFIELD, MO | 4 | $ 545,000 | $ 136,000 | $ 42,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 762,000 | $ 190,000 | $ 101,000 |
| TERRE HAUTE, IN | 4 | $ 644,000 | $ 161,000 | $ 96,000 |
| THE VILLAGES, FL | 4 | $ 1,134,000 | $ 283,000 | $ 145,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 883,000 | $ 220,000 | $ 85,000 |
| WINCHESTER, VA-WV | 4 | $ 765,000 | $ 191,000 | $ 70,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 741,000 | $ 247,000 | $ 219,000 |
| COLUMBIA, MO | 3 | $ 700,000 | $ 233,000 | $ 153,000 |
| DALTON, GA | 3 | $ 344,000 | $ 114,000 | $ 93,000 |
| EAST STROUDSBURG, PA | 3 | $ 485,000 | $ 161,000 | $ 197,000 |
| ELKHART-GOSHEN, IN | 3 | $ 359,000 | $ 119,000 | $ 78,000 |
| FAYETTEVILLE, NC | 3 | $ 736,000 | $ 245,000 | $ 74,000 |
| FLORENCE, SC | 3 | $ 574,000 | $ 191,000 | $ 70,000 |
| GRANTS PASS, OR | 3 | $ 528,000 | $ 176,000 | $ 80,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 900,000 | $ 300,000 | $ 164,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 424,000 | $ 141,000 | $ 107,000 |
| ROCKFORD, IL | 3 | $ 517,000 | $ 172,000 | $ 103,000 |
| SAGINAW, MI | 3 | $ 634,000 | $ 211,000 | $ 136,000 |
| SEBRING, FL | 3 | $ 302,000 | $ 100,000 | $ 42,000 |
| ST. CLOUD, MN | 3 | $ 595,000 | $ 198,000 | $ 73,000 |
| TOPEKA, KS | 3 | $ 503,000 | $ 167,000 | $ 89,000 |
| YUMA, AZ | 3 | $ 427,000 | $ 142,000 | $ 99,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 557,000 | $ 278,000 | $ 154,000 |
| BLOOMINGTON, IL | 2 | $ 412,000 | $ 206,000 | $ 96,000 |
| BOWLING GREEN, KY | 2 | $ 157,000 | $ 78,000 | $ 79,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 378,000 | $ 189,000 | $ 122,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 278,000 | $ 139,000 | $ 99,000 |
| COLUMBUS, GA-AL | 2 | $ 445,000 | $ 222,000 | $ 126,000 |
| CUMBERLAND, MD-WV | 2 | $ 388,000 | $ 194,000 | $ 75,000 |
| EL PASO, TX | 2 | $ 342,000 | $ 171,000 | $ 32,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 660,000 | $ 330,000 | $ 102,000 |
| FARGO, ND-MN | 2 | $ 369,000 | $ 184,000 | $ 72,000 |
| GREENVILLE, NC | 2 | $ 109,000 | $ 54,000 | $ 21,000 |
| HUNTSVILLE, AL | 2 | $ 358,000 | $ 179,000 | $ 0 |
| JACKSON, MI | 2 | $ 215,000 | $ 107,000 | $ 125,000 |
| JOHNSON CITY, TN | 2 | $ 338,000 | $ 169,000 | $ 199,000 |
| JOPLIN, MO | 2 | $ 394,000 | $ 197,000 | $ 116,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 478,000 | $ 239,000 | $ 333,000 |
| LEBANON, PA | 2 | $ 399,000 | $ 199,000 | $ 62,000 |
| LEWISTON, ID-WA | 2 | $ 647,000 | $ 323,500 | $ 301,000 |
| LONGVIEW, WA | 2 | $ 182,000 | $ 91,000 | $ 59,000 |
| MACON, GA | 2 | $ 213,000 | $ 106,000 | $ 49,000 |
| MIDLAND, TX | 2 | $ 508,000 | $ 254,000 | $ 117,000 |
| MONROE, MI | 2 | $ 397,000 | $ 198,000 | $ 112,000 |
| MUNCIE, IN | 2 | $ 188,000 | $ 94,000 | $ 57,000 |
| MUSKEGON, MI | 2 | $ 156,000 | $ 78,000 | $ 39,000 |
| OWENSBORO, KY | 2 | $ 473,000 | $ 236,000 | $ 199,000 |
| ROCKY MOUNT, NC | 2 | $ 443,000 | $ 221,000 | $ 40,000 |
| SHERMAN-DENISON, TX | 2 | $ 262,000 | $ 131,000 | $ 22,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 315,000 | $ 157,000 | $ 97,000 |
| TOLEDO, OH | 2 | $ 397,000 | $ 198,000 | $ 62,000 |
| WACO, TX | 2 | $ 477,000 | $ 238,000 | $ 124,000 |
| WILLIAMSPORT, PA | 2 | $ 378,000 | $ 189,000 | $ 61,000 |
| ABILENE, TX | 1 | $ 168,000 | $ 168,000 | $ 81,000 |
| ALBANY, GA | 1 | $ 142,000 | $ 142,000 | $ 104,000 |
| ALTOONA, PA | 1 | $ 158,000 | $ 158,000 | $ 69,000 |
| AMARILLO, TX | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 270,000 | $ 270,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 412,000 | $ 412,000 | $ 268,000 |
| CARSON CITY, NV | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| CLARKSVILLE, TN-KY | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| CLEVELAND, TN | 1 | $ 258,000 | $ 258,000 | $ 85,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 220,000 | $ 220,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 121,000 | $ 121,000 | $ 67,000 |
| DECATUR, IL | 1 | $ 298,000 | $ 298,000 | $ 163,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 188,000 | $ 188,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 224,000 | $ 224,000 | $ 150,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 180,000 | $ 180,000 | $ 133,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| IDAHO FALLS, ID | 1 | $ 137,000 | $ 137,000 | $ 69,000 |
| JACKSON, TN | 1 | $ 250,000 | $ 250,000 | $ 177,000 |
| KANKAKEE, IL | 1 | $ 108,000 | $ 108,000 | $ 104,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 270,000 | $ 270,000 | $ 0 |
| LAREDO, TX | 1 | $ 100,000 | $ 100,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 403,000 | $ 403,000 | $ 351,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 218,000 | $ 218,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 226,000 | $ 226,000 | $ 75,000 |
| MORRISTOWN, TN | 1 | $ 303,000 | $ 303,000 | $ 153,000 |
| NEW BERN, NC | 1 | $ 173,000 | $ 173,000 | $ 0 |
| ODESSA, TX | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| PITTSFIELD, MA | 1 | $ 180,000 | $ 180,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 201,000 | $ 201,000 | $ 0 |
| RACINE, WI | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| SHEBOYGAN, WI | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| ST. JOSEPH, MO-KS | 1 | $ 178,000 | $ 178,000 | $ 106,000 |
| SUMTER, SC | 1 | $ 216,000 | $ 216,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| VICTORIA, TX | 1 | $ 229,000 | $ 229,000 | $ 141,000 |
| WICHITA FALLS, TX | 1 | $ 187,000 | $ 187,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 169,000 | $ 169,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Provident Funding Associates, L.P. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 23,350 | $6,410,705,000 | $274,000 | $2,761,000 | $115,000 | $9,999,000 |
| Home Purchase | 6,551 | $1,826,487,000 | $278,000 | $1,200,000 | $118,000 | $1,497,000 |
| Home Improvement | 1,475 | $394,985,000 | $267,000 | $943,000 | $110,000 | $1,429,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,641 | $3,649,225,000 | $267,000 | $2,761,000 | $124,000 | $9,999,000 |
| Not Provided | 6,968 | $1,756,090,000 | $252,000 | $1,200,000 | $122,000 | $2,116,000 |
| Asian | 6,742 | $2,096,852,000 | $311,000 | $1,100,000 | $142,000 | $2,176,000 |
| Not applicable | 2,772 | $795,870,000 | $287,000 | $802,000 | $0 | $0 |
| Hispanic | 915 | $242,218,000 | $264,000 | $625,000 | $109,000 | $750,000 |
| Black or African American | 219 | $55,769,000 | $254,000 | $693,000 | $107,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 71 | $22,680,000 | $319,000 | $616,000 | $116,000 | $263,000 |
| American Indian or Alaskan Native | 48 | $13,473,000 | $280,000 | $562,000 | $124,000 | $839,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,323 | $8,620,715,000 | $275,000 | $2,761,000 | $116,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 46 | $9,438,000 | $205,000 | $378,000 | $28,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,024,000 | $289,000 | $393,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,803 | $5,405,625,000 | $272,000 | $943,000 | $127,000 | $2,176,000 |
| File Closed For Incompleteness | 3,362 | $972,035,000 | $289,000 | $1,260,000 | $136,000 | $1,920,000 |
| Application Withdrawn By Applicant | 3,080 | $828,828,000 | $269,000 | $2,761,000 | $126,000 | $1,800,000 |
| Loan Purchased By The Institution | 2,774 | $796,209,000 | $287,000 | $802,000 | $0 | $0 |
| Application Denied By Financial Institution | 2,185 | $583,095,000 | $266,000 | $1,125,000 | $116,000 | $9,999,000 |
| Application Approved But Not Accepted | 172 | $46,385,000 | $269,000 | $700,000 | $122,000 | $437,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 931 | $253,458,000 | $272,000 | $820,000 | $125,000 | $1,080,000 |
| Debt-To-Income Ratio | 530 | $139,731,000 | $263,000 | $850,000 | $77,000 | $500,000 |
| Credit History | 386 | $98,697,000 | $255,000 | $1,125,000 | $155,000 | $9,999,000 |
| Other | 181 | $49,636,000 | $274,000 | $600,000 | $126,000 | $416,000 |
| Employment History | 69 | $18,488,000 | $267,000 | $625,000 | $75,000 | $406,000 |
| Mortgage Insurance Denied | 36 | $10,541,000 | $292,000 | $417,000 | $108,000 | $242,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $7,480,000 | $226,000 | $417,000 | $101,000 | $382,000 |
| Unverifiable Information | 19 | $5,064,000 | $266,000 | $562,000 | $102,000 | $161,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates, L.P.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Provident Funding Associates, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.